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class="feature-container"> <div class="body-copy__content "> <div class="body-copy__content--header"> <h2>Frequently Asked Questions</h2> </div> <div class="bodycopycontainer parsys"></div> </div> </div> </section> </div> <div class="module accordion"><div class="accordians feature-container"> <div class="accordians__inner"> <div id="" class="accordians__inner--content"> <input id="accesible-text1" type="hidden" value="expand"> <input id="accesible-text2" type="hidden" value="collapse"> <div class="accordians_section_container"> <div class="accordians-section-container parsys"><div class="accordionsection section"><section class="accordians__inner--content__buttons"> <div class="accordians__inner--content__buttons-wrapper"> <button class="accordian " href="#_cc_sb_acc_cr_reporting" content-link data-link="cc_sb_acc_cr_reporting" data-pt-name="cc_sb_acc_cr_reporting" aria-expanded="false"> <span class="accordians__inner--content__buttons--icon icon-right-progress"></span> <span class="accordians__inner--content__buttons--heading"> <p><b>What information do you send to the credit reporting agencies?</b></p> </span> <span class="accessible-text accordian">expand</span> </button> <section id="_cc_sb_acc_cr_reporting" class="accordians__inner--content__buttons--desc"> <p>We send a range of account information including credit limit, account balance, scheduled monthly payment, payment history and status of the account.</p> </section> </div> </section> </div> <div class="accordionsection section"><section class="accordians__inner--content__buttons"> <div class="accordians__inner--content__buttons-wrapper"> <button class="accordian " href="#_cc_sb_acc_goodwill" content-link data-link="cc_sb_acc_goodwill" data-pt-name="cc_sb_acc_goodwill" aria-expanded="false"> <span class="accordians__inner--content__buttons--icon icon-right-progress"></span> <span class="accordians__inner--content__buttons--heading"> <p><b>I missed a payment, can you make a goodwill or courtesy adjustment and remove it from my credit report?</b></p> </span> <span class="accessible-text accordian">expand</span> </button> <section id="_cc_sb_acc_goodwill" class="accordians__inner--content__buttons--desc"> <p>The information we report is required to be complete and accurate. Because of this, we don’t make goodwill or courtesy credit report adjustments. We understand that you may be concerned about the potential impact of a late payment. <a class="chaseanalytics-track-link regular-link " data-pt-name="cc_acc_ans_goodwill" href="https://creditcards.chase.com/free-credit-score">Learn more</a>&nbsp;about credit reporting information, including tips for raising your credit score.</p> </section> </div> </section> </div> <div class="accordionsection section"><section class="accordians__inner--content__buttons"> <div class="accordians__inner--content__buttons-wrapper"> <button class="accordian " href="#_cc_sb_acc_late_payment" content-link data-link="cc_sb_acc_late_payment" data-pt-name="cc_sb_acc_late_payment" aria-expanded="false"> <span class="accordians__inner--content__buttons--icon icon-right-progress"></span> <span class="accordians__inner--content__buttons--heading"> <p><b>When is a payment reported as late on my credit report?</b></p> </span> <span class="accessible-text accordian">expand</span> </button> <section id="_cc_sb_acc_late_payment" class="accordians__inner--content__buttons--desc"> <p>A payment can be reported as past due if it’s received 30 or more days after the due date.</p> </section> </div> </section> </div> <div class="accordionsection section"><section class="accordians__inner--content__buttons"> <div class="accordians__inner--content__buttons-wrapper"> <button class="accordian " href="#_cc_sb_acc_copy_creditcard" content-link data-link="cc_sb_acc_copy_creditcard" data-pt-name="cc_sb_acc_copy_creditcard" aria-expanded="false"> <span class="accordians__inner--content__buttons--icon icon-right-progress"></span> <span class="accordians__inner--content__buttons--heading"> <p><b>How can I get a copy of my credit report?</b></p> </span> <span class="accessible-text accordian">expand</span> </button> <section id="_cc_sb_acc_copy_creditcard" class="accordians__inner--content__buttons--desc"> <p>You’re entitled to a free credit report every 12 months from each of the three major credit reporting agencies.&nbsp; To get your report or for more information, go to <a rel="noopener" class="chaseanalytics-track-link regular-link " data-link-category-id="cc_sb_acc_annualcredit" data-pt-name="cc_sb_acc_annualcredit" href="https://www.annualcreditreport.com/index.action" target="_blank">annualcreditreport.com</a>.</p> </section> </div> </section> </div> <div class="accordionsection section"><section class="accordians__inner--content__buttons"> <div class="accordians__inner--content__buttons-wrapper"> <button class="accordian " href="#_cc_sb_acc_correct_error" content-link data-link="cc_sb_acc_correct_error" data-pt-name="cc_sb_acc_correct_error" aria-expanded="false"> <span class="accordians__inner--content__buttons--icon icon-right-progress"></span> <span class="accordians__inner--content__buttons--heading"> <p><b>How do I correct an error on my credit report?</b></p> </span> <span class="accessible-text accordian">expand</span> </button> <section id="_cc_sb_acc_correct_error" class="accordians__inner--content__buttons--desc"> <p>If you think we’ve reported information incorrectly, you can dispute it with us and/or with the credit reporting agency.</p> <p>&nbsp;</p> <p>Please send us detailed information indicating what you think is inaccurate and why, and include any documentation you have. This may include marked-up copies of the credit report specifying the information that is being disputed, front and back of a check, stop-payment confirmations or express mail receipts. Send it to:</p> <p>&nbsp;</p> <p>Card Services</p> <p>Credit Bureau Dispute Processing</p> <p>PO Box 15369</p> <p>Wilmington, DE 19850-5369</p> <p>&nbsp;</p> <p>You can also provide it directly to the credit reporting agency using the information below:</p> <p>&nbsp;</p> <p>Equifax: 1-866-349-5191</p> <p>Experian: 1-800-493-1058</p> <p>TransUnion: 1-800-916-8800</p> </section> </div> </section> </div> <div class="accordionsection section"><section class="accordians__inner--content__buttons"> <div class="accordians__inner--content__buttons-wrapper"> <button class="accordian " href="#_cc_sb_acc_closecreditcard" content-link data-link="cc_sb_acc_closecreditcard" data-pt-name="cc_sb_acc_closecreditcard" aria-expanded="false"> <span class="accordians__inner--content__buttons--icon icon-right-progress"></span> <span class="accordians__inner--content__buttons--heading"> <p><b>If I want to close my credit card how will it impact my credit report?</b></p> </span> <span class="accessible-text accordian">expand</span> </button> <section id="_cc_sb_acc_closecreditcard" class="accordians__inner--content__buttons--desc"> <p>Closing a credit card may impact your credit report negatively depending on your credit reporting history. You should review your individual situation and determine what action is best for you.</p> </section> </div> </section> </div> <div class="accordionsection section"><section class="accordians__inner--content__buttons"> <div class="accordians__inner--content__buttons-wrapper"> <button class="accordian " href="#_cc_sb_acc_increasecreditlimit" content-link data-link="cc_sb_acc_increasecreditlimit" data-pt-name="cc_sb_acc_increasecreditlimit" aria-expanded="false"> <span class="accordians__inner--content__buttons--icon icon-right-progress"></span> <span class="accordians__inner--content__buttons--heading"> <p><b>Will requesting an increase to my credit limit generate an inquiry?</b></p> </span> <span class="accessible-text accordian">expand</span> </button> <section id="_cc_sb_acc_increasecreditlimit" class="accordians__inner--content__buttons--desc"> <p>Asking to increase your credit limit may result in an inquiry on your credit report.</p> </section> </div> </section> </div> <div class="accordionsection section"><section class="accordians__inner--content__buttons"> <div class="accordians__inner--content__buttons-wrapper"> <button class="accordian " href="#_" content-link data-link="" data-pt-name="" aria-expanded="false"> <span class="accordians__inner--content__buttons--icon icon-right-progress"></span> <span class="accordians__inner--content__buttons--heading"> <p><b>Why did I have a late payment reported if I paid the new balance on my last statement?</b></p> </span> <span class="accessible-text accordian">expand</span> </button> <section id="_" class="accordians__inner--content__buttons--desc"> <p>The late payment being reported may be a result of unpaid residual interest. 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