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Interès - Viquipèdia, l'enciclopèdia lliure

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href="/static/apple-touch/wikipedia.png"> <link rel="icon" href="/static/favicon/wikipedia.ico"> <link rel="search" type="application/opensearchdescription+xml" href="/w/rest.php/v1/search" title="Viquipèdia (ca)"> <link rel="EditURI" type="application/rsd+xml" href="//ca.wikipedia.org/w/api.php?action=rsd"> <link rel="canonical" href="https://ca.wikipedia.org/wiki/Inter%C3%A8s"> <link rel="license" href="https://creativecommons.org/licenses/by-sa/4.0/deed.ca"> <link rel="alternate" type="application/atom+xml" title="Canal de sindicació Atom Viquipèdia" href="/w/index.php?title=Especial:Canvis_recents&amp;feed=atom"> <link rel="dns-prefetch" href="//meta.wikimedia.org" /> <link rel="dns-prefetch" href="//login.wikimedia.org"> </head> <body class="skin--responsive skin-vector skin-vector-search-vue mediawiki ltr sitedir-ltr mw-hide-empty-elt ns-0 ns-subject mw-editable page-Interès rootpage-Interès skin-vector-2022 action-view"><a class="mw-jump-link" href="#bodyContent">Vés al contingut</a> <div class="vector-header-container"> <header class="vector-header mw-header"> <div class="vector-header-start"> <nav class="vector-main-menu-landmark" aria-label="Lloc"> <div id="vector-main-menu-dropdown" class="vector-dropdown vector-main-menu-dropdown vector-button-flush-left vector-button-flush-right" > <input type="checkbox" id="vector-main-menu-dropdown-checkbox" role="button" aria-haspopup="true" data-event-name="ui.dropdown-vector-main-menu-dropdown" class="vector-dropdown-checkbox " aria-label="Menú principal" > <label id="vector-main-menu-dropdown-label" for="vector-main-menu-dropdown-checkbox" class="vector-dropdown-label cdx-button cdx-button--fake-button cdx-button--fake-button--enabled cdx-button--weight-quiet cdx-button--icon-only " aria-hidden="true" ><span class="vector-icon mw-ui-icon-menu mw-ui-icon-wikimedia-menu"></span> <span class="vector-dropdown-label-text">Menú principal</span> </label> <div class="vector-dropdown-content"> <div id="vector-main-menu-unpinned-container" class="vector-unpinned-container"> <div id="vector-main-menu" class="vector-main-menu vector-pinnable-element"> <div class="vector-pinnable-header vector-main-menu-pinnable-header vector-pinnable-header-unpinned" data-feature-name="main-menu-pinned" data-pinnable-element-id="vector-main-menu" data-pinned-container-id="vector-main-menu-pinned-container" data-unpinned-container-id="vector-main-menu-unpinned-container" > <div class="vector-pinnable-header-label">Menú principal</div> <button class="vector-pinnable-header-toggle-button vector-pinnable-header-pin-button" data-event-name="pinnable-header.vector-main-menu.pin">mou a la barra lateral</button> <button class="vector-pinnable-header-toggle-button vector-pinnable-header-unpin-button" data-event-name="pinnable-header.vector-main-menu.unpin">amaga</button> </div> <div id="p-navigation" class="vector-menu mw-portlet mw-portlet-navigation" > <div class="vector-menu-heading"> Navegació </div> <div class="vector-menu-content"> <ul class="vector-menu-content-list"> <li id="n-mainpage-description" class="mw-list-item"><a href="/wiki/Portada" title="Visiteu la pàgina principal [z]" accesskey="z"><span>Portada</span></a></li><li id="n-randompage" class="mw-list-item"><a href="/wiki/Especial:Article_aleatori" title="Carrega una pàgina a l’atzar [x]" accesskey="x"><span>Article a l'atzar</span></a></li><li id="n-Articles-de-qualitat" class="mw-list-item"><a href="/wiki/Viquip%C3%A8dia:Articles_de_qualitat"><span>Articles de qualitat</span></a></li> </ul> </div> </div> <div id="p-Comunitat" class="vector-menu mw-portlet mw-portlet-Comunitat" > <div class="vector-menu-heading"> Comunitat </div> <div class="vector-menu-content"> <ul class="vector-menu-content-list"> <li id="n-portal" class="mw-list-item"><a href="/wiki/Viquip%C3%A8dia:Portal" title="Sobre el projecte, què podeu fer, on trobareu les coses"><span>Portal viquipedista</span></a></li><li id="n-Agenda-d&#039;actes" class="mw-list-item"><a href="/wiki/Viquip%C3%A8dia:Trobades"><span>Agenda d'actes</span></a></li><li id="n-recentchanges" class="mw-list-item"><a href="/wiki/Especial:Canvis_recents" title="Una llista dels canvis recents al wiki [r]" accesskey="r"><span>Canvis recents</span></a></li><li id="n-La-taverna" class="mw-list-item"><a href="/wiki/Viquip%C3%A8dia:La_taverna"><span>La taverna</span></a></li><li id="n-contactpage" class="mw-list-item"><a href="/wiki/Viquip%C3%A8dia:Contacte"><span>Contacte</span></a></li><li id="n-Xat" class="mw-list-item"><a href="/wiki/Viquip%C3%A8dia:Canals_IRC"><span>Xat</span></a></li><li id="n-help" class="mw-list-item"><a href="/wiki/Viquip%C3%A8dia:Ajuda" title="El lloc per a saber més coses"><span>Ajuda</span></a></li> </ul> </div> </div> </div> </div> </div> </div> </nav> <a href="/wiki/Portada" class="mw-logo"> <img class="mw-logo-icon" src="/static/images/icons/wikipedia.png" alt="" aria-hidden="true" height="50" width="50"> <span class="mw-logo-container skin-invert"> <img class="mw-logo-wordmark" alt="Viquipèdia" src="/static/images/mobile/copyright/wikipedia-wordmark-ca.svg" style="width: 7.5em; height: 1.4375em;"> <img class="mw-logo-tagline" alt="l&#039;Enciclopèdia Lliure" src="/static/images/mobile/copyright/wikipedia-tagline-ca.svg" width="120" height="14" style="width: 7.5em; height: 0.875em;"> </span> </a> </div> <div class="vector-header-end"> <div id="p-search" role="search" class="vector-search-box-vue vector-search-box-collapses vector-search-box-show-thumbnail vector-search-box-auto-expand-width vector-search-box"> <a href="/wiki/Especial:Cerca" class="cdx-button cdx-button--fake-button cdx-button--fake-button--enabled cdx-button--weight-quiet cdx-button--icon-only search-toggle" title="Cerca a la Viquipèdia [f]" accesskey="f"><span class="vector-icon mw-ui-icon-search mw-ui-icon-wikimedia-search"></span> <span>Cerca</span> </a> <div class="vector-typeahead-search-container"> <div class="cdx-typeahead-search cdx-typeahead-search--show-thumbnail cdx-typeahead-search--auto-expand-width"> <form action="/w/index.php" id="searchform" class="cdx-search-input cdx-search-input--has-end-button"> <div id="simpleSearch" class="cdx-search-input__input-wrapper" data-search-loc="header-moved"> <div class="cdx-text-input cdx-text-input--has-start-icon"> <input class="cdx-text-input__input" type="search" name="search" placeholder="Cerca a Viquipèdia" aria-label="Cerca a Viquipèdia" autocapitalize="sentences" title="Cerca a la Viquipèdia [f]" accesskey="f" id="searchInput" > <span class="cdx-text-input__icon cdx-text-input__start-icon"></span> </div> <input type="hidden" name="title" value="Especial:Cerca"> </div> <button class="cdx-button cdx-search-input__end-button">Cerca</button> </form> </div> </div> </div> <nav class="vector-user-links vector-user-links-wide" aria-label="Eines personals"> <div class="vector-user-links-main"> <div id="p-vector-user-menu-preferences" class="vector-menu mw-portlet emptyPortlet" > <div class="vector-menu-content"> <ul class="vector-menu-content-list"> </ul> </div> </div> <div id="p-vector-user-menu-userpage" class="vector-menu mw-portlet emptyPortlet" > <div class="vector-menu-content"> <ul class="vector-menu-content-list"> </ul> </div> </div> <nav class="vector-appearance-landmark" aria-label="Aparença"> <div id="vector-appearance-dropdown" class="vector-dropdown " title="Change the appearance of the page&#039;s font size, width, and color" > <input type="checkbox" id="vector-appearance-dropdown-checkbox" role="button" aria-haspopup="true" data-event-name="ui.dropdown-vector-appearance-dropdown" class="vector-dropdown-checkbox " aria-label="Aparença" > <label id="vector-appearance-dropdown-label" for="vector-appearance-dropdown-checkbox" class="vector-dropdown-label cdx-button cdx-button--fake-button cdx-button--fake-button--enabled cdx-button--weight-quiet cdx-button--icon-only " aria-hidden="true" ><span class="vector-icon mw-ui-icon-appearance mw-ui-icon-wikimedia-appearance"></span> <span class="vector-dropdown-label-text">Aparença</span> </label> <div class="vector-dropdown-content"> <div id="vector-appearance-unpinned-container" class="vector-unpinned-container"> </div> </div> </div> </nav> <div id="p-vector-user-menu-notifications" class="vector-menu mw-portlet emptyPortlet" > <div class="vector-menu-content"> <ul class="vector-menu-content-list"> </ul> </div> </div> <div id="p-vector-user-menu-overflow" class="vector-menu mw-portlet" > <div class="vector-menu-content"> <ul class="vector-menu-content-list"> <li id="pt-sitesupport-2" class="user-links-collapsible-item mw-list-item user-links-collapsible-item"><a data-mw="interface" href="//donate.wikimedia.org/wiki/Special:FundraiserRedirector?utm_source=donate&amp;utm_medium=sidebar&amp;utm_campaign=C13_ca.wikipedia.org&amp;uselang=ca" class=""><span>Donatius</span></a> </li> <li id="pt-createaccount-2" class="user-links-collapsible-item mw-list-item user-links-collapsible-item"><a data-mw="interface" href="/w/index.php?title=Especial:Crea_compte&amp;returnto=Inter%C3%A8s" title="Us animem a crear un compte i iniciar una sessió, encara que no és obligatori" class=""><span>Crea un compte</span></a> </li> <li id="pt-login-2" class="user-links-collapsible-item mw-list-item user-links-collapsible-item"><a data-mw="interface" href="/w/index.php?title=Especial:Registre_i_entrada&amp;returnto=Inter%C3%A8s" title="Us animem a registrar-vos, però no és obligatori [o]" accesskey="o" class=""><span>Inicia la sessió</span></a> </li> </ul> </div> </div> </div> <div id="vector-user-links-dropdown" class="vector-dropdown vector-user-menu vector-button-flush-right vector-user-menu-logged-out" title="Més opcions" > <input type="checkbox" id="vector-user-links-dropdown-checkbox" role="button" aria-haspopup="true" data-event-name="ui.dropdown-vector-user-links-dropdown" class="vector-dropdown-checkbox " aria-label="Eines personals" > <label id="vector-user-links-dropdown-label" for="vector-user-links-dropdown-checkbox" class="vector-dropdown-label cdx-button cdx-button--fake-button cdx-button--fake-button--enabled cdx-button--weight-quiet cdx-button--icon-only " aria-hidden="true" ><span class="vector-icon mw-ui-icon-ellipsis mw-ui-icon-wikimedia-ellipsis"></span> <span class="vector-dropdown-label-text">Eines personals</span> </label> <div class="vector-dropdown-content"> <div id="p-personal" class="vector-menu mw-portlet mw-portlet-personal user-links-collapsible-item" title="Menú d&#039;usuari" > <div class="vector-menu-content"> <ul class="vector-menu-content-list"> <li id="pt-sitesupport" class="user-links-collapsible-item mw-list-item"><a href="//donate.wikimedia.org/wiki/Special:FundraiserRedirector?utm_source=donate&amp;utm_medium=sidebar&amp;utm_campaign=C13_ca.wikipedia.org&amp;uselang=ca"><span>Donatius</span></a></li><li id="pt-createaccount" class="user-links-collapsible-item mw-list-item"><a href="/w/index.php?title=Especial:Crea_compte&amp;returnto=Inter%C3%A8s" title="Us animem a crear un compte i iniciar una sessió, encara que no és obligatori"><span class="vector-icon mw-ui-icon-userAdd mw-ui-icon-wikimedia-userAdd"></span> <span>Crea un compte</span></a></li><li id="pt-login" class="user-links-collapsible-item mw-list-item"><a href="/w/index.php?title=Especial:Registre_i_entrada&amp;returnto=Inter%C3%A8s" title="Us animem a registrar-vos, però no és obligatori [o]" accesskey="o"><span class="vector-icon mw-ui-icon-logIn mw-ui-icon-wikimedia-logIn"></span> <span>Inicia la sessió</span></a></li> </ul> </div> </div> <div id="p-user-menu-anon-editor" class="vector-menu mw-portlet mw-portlet-user-menu-anon-editor" > <div class="vector-menu-heading"> Pàgines per a editors no registrats <a href="/wiki/Ajuda:Introducci%C3%B3" aria-label="Vegeu més informació sobre l&#039;edició"><span>més informació</span></a> </div> <div class="vector-menu-content"> <ul class="vector-menu-content-list"> <li id="pt-anoncontribs" class="mw-list-item"><a href="/wiki/Especial:Contribucions_pr%C3%B2pies" title="Una llista de les modificacions fetes des d&#039;aquesta adreça IP [y]" accesskey="y"><span>Contribucions</span></a></li><li id="pt-anontalk" class="mw-list-item"><a href="/wiki/Especial:Discussi%C3%B3_personal" title="Discussió sobre les edicions per aquesta adreça ip. [n]" accesskey="n"><span>Discussió per aquest IP</span></a></li> </ul> </div> </div> </div> </div> </nav> </div> </header> </div> <div class="mw-page-container"> <div class="mw-page-container-inner"> <div class="vector-sitenotice-container"> <div id="siteNotice"><!-- CentralNotice --></div> </div> <div class="vector-column-start"> <div class="vector-main-menu-container"> <div id="mw-navigation"> <nav id="mw-panel" class="vector-main-menu-landmark" aria-label="Lloc"> <div id="vector-main-menu-pinned-container" class="vector-pinned-container"> </div> </nav> </div> </div> <div class="vector-sticky-pinned-container"> <nav id="mw-panel-toc" aria-label="Contingut" data-event-name="ui.sidebar-toc" class="mw-table-of-contents-container vector-toc-landmark"> <div id="vector-toc-pinned-container" class="vector-pinned-container"> <div id="vector-toc" class="vector-toc vector-pinnable-element"> <div class="vector-pinnable-header vector-toc-pinnable-header vector-pinnable-header-pinned" data-feature-name="toc-pinned" data-pinnable-element-id="vector-toc" > <h2 class="vector-pinnable-header-label">Contingut</h2> <button class="vector-pinnable-header-toggle-button vector-pinnable-header-pin-button" data-event-name="pinnable-header.vector-toc.pin">mou a la barra lateral</button> <button class="vector-pinnable-header-toggle-button vector-pinnable-header-unpin-button" data-event-name="pinnable-header.vector-toc.unpin">amaga</button> </div> <ul class="vector-toc-contents" id="mw-panel-toc-list"> <li id="toc-mw-content-text" class="vector-toc-list-item vector-toc-level-1"> <a href="#" class="vector-toc-link"> <div class="vector-toc-text">Inici</div> </a> </li> <li id="toc-Tipus_d&#039;interès" class="vector-toc-list-item vector-toc-level-1 vector-toc-list-item-expanded"> <a class="vector-toc-link" href="#Tipus_d&#039;interès"> <div class="vector-toc-text"> <span class="vector-toc-numb">1</span> <span>Tipus d'interès</span> </div> </a> <ul id="toc-Tipus_d&#039;interès-sublist" class="vector-toc-list"> </ul> </li> <li id="toc-Referències" class="vector-toc-list-item vector-toc-level-1 vector-toc-list-item-expanded"> <a class="vector-toc-link" href="#Referències"> <div class="vector-toc-text"> <span class="vector-toc-numb">2</span> <span>Referències</span> </div> </a> <ul id="toc-Referències-sublist" class="vector-toc-list"> </ul> </li> </ul> </div> </div> </nav> </div> </div> <div class="mw-content-container"> <main id="content" class="mw-body"> <header class="mw-body-header vector-page-titlebar"> <nav aria-label="Contingut" class="vector-toc-landmark"> <div id="vector-page-titlebar-toc" class="vector-dropdown vector-page-titlebar-toc vector-button-flush-left" > <input type="checkbox" id="vector-page-titlebar-toc-checkbox" role="button" aria-haspopup="true" data-event-name="ui.dropdown-vector-page-titlebar-toc" class="vector-dropdown-checkbox " aria-label="Commuta la taula de continguts." > <label id="vector-page-titlebar-toc-label" for="vector-page-titlebar-toc-checkbox" class="vector-dropdown-label cdx-button cdx-button--fake-button cdx-button--fake-button--enabled cdx-button--weight-quiet cdx-button--icon-only " aria-hidden="true" ><span class="vector-icon mw-ui-icon-listBullet mw-ui-icon-wikimedia-listBullet"></span> <span class="vector-dropdown-label-text">Commuta la taula de continguts.</span> </label> <div class="vector-dropdown-content"> <div id="vector-page-titlebar-toc-unpinned-container" class="vector-unpinned-container"> </div> </div> </div> </nav> <h1 id="firstHeading" class="firstHeading mw-first-heading"><span class="mw-page-title-main">Interès</span></h1> <div id="p-lang-btn" class="vector-dropdown mw-portlet mw-portlet-lang" > <input type="checkbox" id="p-lang-btn-checkbox" role="button" aria-haspopup="true" data-event-name="ui.dropdown-p-lang-btn" class="vector-dropdown-checkbox mw-interlanguage-selector" aria-label="Vés a un article en una altra llengua. Disponible en 72 llengües" > <label id="p-lang-btn-label" for="p-lang-btn-checkbox" class="vector-dropdown-label cdx-button cdx-button--fake-button cdx-button--fake-button--enabled cdx-button--weight-quiet cdx-button--action-progressive mw-portlet-lang-heading-72" aria-hidden="true" ><span class="vector-icon mw-ui-icon-language-progressive mw-ui-icon-wikimedia-language-progressive"></span> <span class="vector-dropdown-label-text">72 llengües</span> </label> <div class="vector-dropdown-content"> <div class="vector-menu-content"> <ul class="vector-menu-content-list"> <li class="interlanguage-link interwiki-af mw-list-item"><a href="https://af.wikipedia.org/wiki/Rente" title="Rente - afrikaans" lang="af" hreflang="af" data-title="Rente" data-language-autonym="Afrikaans" data-language-local-name="afrikaans" class="interlanguage-link-target"><span>Afrikaans</span></a></li><li class="interlanguage-link interwiki-als mw-list-item"><a href="https://als.wikipedia.org/wiki/Zins" title="Zins - alemany suís" lang="gsw" hreflang="gsw" data-title="Zins" data-language-autonym="Alemannisch" data-language-local-name="alemany suís" class="interlanguage-link-target"><span>Alemannisch</span></a></li><li class="interlanguage-link interwiki-am mw-list-item"><a href="https://am.wikipedia.org/wiki/%E1%8B%8E%E1%88%88%E1%8B%B5" title="ዎለድ - amhàric" lang="am" hreflang="am" data-title="ዎለድ" data-language-autonym="አማርኛ" data-language-local-name="amhàric" class="interlanguage-link-target"><span>አማርኛ</span></a></li><li class="interlanguage-link interwiki-ar mw-list-item"><a href="https://ar.wikipedia.org/wiki/%D9%81%D8%A7%D8%A6%D8%AF%D8%A9" title="فائدة - àrab" lang="ar" hreflang="ar" data-title="فائدة" data-language-autonym="العربية" data-language-local-name="àrab" class="interlanguage-link-target"><span>العربية</span></a></li><li class="interlanguage-link interwiki-arc mw-list-item"><a href="https://arc.wikipedia.org/wiki/%DC%97%DC%A2%DC%9D%DC%A2%DC%90_(%DC%A1%DC%A1%DC%AB%DC%9A%DC%98%DC%AC%DC%90)" title="ܗܢܝܢܐ (ܡܡܫܚܘܬܐ) - arameu" lang="arc" hreflang="arc" data-title="ܗܢܝܢܐ (ܡܡܫܚܘܬܐ)" data-language-autonym="ܐܪܡܝܐ" data-language-local-name="arameu" class="interlanguage-link-target"><span>ܐܪܡܝܐ</span></a></li><li class="interlanguage-link interwiki-ast mw-list-item"><a href="https://ast.wikipedia.org/wiki/Inter%C3%A9s" title="Interés - asturià" lang="ast" hreflang="ast" data-title="Interés" data-language-autonym="Asturianu" data-language-local-name="asturià" class="interlanguage-link-target"><span>Asturianu</span></a></li><li class="interlanguage-link interwiki-bar mw-list-item"><a href="https://bar.wikipedia.org/wiki/Zins" title="Zins - bavarès" lang="bar" hreflang="bar" data-title="Zins" data-language-autonym="Boarisch" data-language-local-name="bavarès" class="interlanguage-link-target"><span>Boarisch</span></a></li><li class="interlanguage-link interwiki-bew mw-list-item"><a href="https://bew.wikipedia.org/wiki/R%C3%A8nte" title="Rènte - Betawi" lang="bew" hreflang="bew" data-title="Rènte" data-language-autonym="Betawi" data-language-local-name="Betawi" class="interlanguage-link-target"><span>Betawi</span></a></li><li class="interlanguage-link interwiki-bg mw-list-item"><a href="https://bg.wikipedia.org/wiki/%D0%9B%D0%B8%D1%85%D0%B2%D0%B0" title="Лихва - búlgar" lang="bg" hreflang="bg" data-title="Лихва" data-language-autonym="Български" data-language-local-name="búlgar" class="interlanguage-link-target"><span>Български</span></a></li><li class="interlanguage-link interwiki-bn mw-list-item"><a href="https://bn.wikipedia.org/wiki/%E0%A6%B8%E0%A7%81%E0%A6%A6" title="সুদ - bengalí" lang="bn" hreflang="bn" data-title="সুদ" data-language-autonym="বাংলা" data-language-local-name="bengalí" class="interlanguage-link-target"><span>বাংলা</span></a></li><li class="interlanguage-link interwiki-bs mw-list-item"><a href="https://bs.wikipedia.org/wiki/Kamata" title="Kamata - bosnià" lang="bs" hreflang="bs" data-title="Kamata" data-language-autonym="Bosanski" data-language-local-name="bosnià" class="interlanguage-link-target"><span>Bosanski</span></a></li><li class="interlanguage-link interwiki-cs mw-list-item"><a href="https://cs.wikipedia.org/wiki/%C3%9Arok" title="Úrok - txec" lang="cs" hreflang="cs" data-title="Úrok" data-language-autonym="Čeština" data-language-local-name="txec" class="interlanguage-link-target"><span>Čeština</span></a></li><li class="interlanguage-link interwiki-da mw-list-item"><a href="https://da.wikipedia.org/wiki/Rente" title="Rente - danès" lang="da" hreflang="da" data-title="Rente" data-language-autonym="Dansk" data-language-local-name="danès" class="interlanguage-link-target"><span>Dansk</span></a></li><li class="interlanguage-link interwiki-de mw-list-item"><a href="https://de.wikipedia.org/wiki/Zins" title="Zins - alemany" lang="de" hreflang="de" data-title="Zins" data-language-autonym="Deutsch" data-language-local-name="alemany" class="interlanguage-link-target"><span>Deutsch</span></a></li><li class="interlanguage-link interwiki-el mw-list-item"><a href="https://el.wikipedia.org/wiki/%CE%A4%CF%8C%CE%BA%CE%BF%CF%82" title="Τόκος - grec" lang="el" hreflang="el" data-title="Τόκος" data-language-autonym="Ελληνικά" data-language-local-name="grec" class="interlanguage-link-target"><span>Ελληνικά</span></a></li><li class="interlanguage-link interwiki-en mw-list-item"><a href="https://en.wikipedia.org/wiki/Interest" title="Interest - anglès" lang="en" hreflang="en" data-title="Interest" data-language-autonym="English" data-language-local-name="anglès" class="interlanguage-link-target"><span>English</span></a></li><li class="interlanguage-link interwiki-eo mw-list-item"><a href="https://eo.wikipedia.org/wiki/Interezo" title="Interezo - esperanto" lang="eo" hreflang="eo" data-title="Interezo" data-language-autonym="Esperanto" data-language-local-name="esperanto" class="interlanguage-link-target"><span>Esperanto</span></a></li><li class="interlanguage-link interwiki-es mw-list-item"><a href="https://es.wikipedia.org/wiki/Inter%C3%A9s" title="Interés - espanyol" lang="es" hreflang="es" data-title="Interés" data-language-autonym="Español" data-language-local-name="espanyol" class="interlanguage-link-target"><span>Español</span></a></li><li class="interlanguage-link interwiki-et mw-list-item"><a href="https://et.wikipedia.org/wiki/Intress" title="Intress - estonià" lang="et" hreflang="et" data-title="Intress" data-language-autonym="Eesti" data-language-local-name="estonià" class="interlanguage-link-target"><span>Eesti</span></a></li><li class="interlanguage-link interwiki-eu mw-list-item"><a href="https://eu.wikipedia.org/wiki/Interes" title="Interes - basc" lang="eu" hreflang="eu" data-title="Interes" data-language-autonym="Euskara" data-language-local-name="basc" class="interlanguage-link-target"><span>Euskara</span></a></li><li class="interlanguage-link interwiki-fa mw-list-item"><a href="https://fa.wikipedia.org/wiki/%D8%A8%D9%87%D8%B1%D9%87" title="بهره - persa" lang="fa" hreflang="fa" data-title="بهره" data-language-autonym="فارسی" data-language-local-name="persa" class="interlanguage-link-target"><span>فارسی</span></a></li><li class="interlanguage-link interwiki-fi mw-list-item"><a href="https://fi.wikipedia.org/wiki/Korko" title="Korko - finès" lang="fi" hreflang="fi" data-title="Korko" data-language-autonym="Suomi" data-language-local-name="finès" class="interlanguage-link-target"><span>Suomi</span></a></li><li class="interlanguage-link interwiki-fr mw-list-item"><a href="https://fr.wikipedia.org/wiki/Int%C3%A9r%C3%AAt_(finance)" title="Intérêt (finance) - francès" lang="fr" hreflang="fr" data-title="Intérêt (finance)" data-language-autonym="Français" data-language-local-name="francès" class="interlanguage-link-target"><span>Français</span></a></li><li class="interlanguage-link interwiki-gl mw-list-item"><a href="https://gl.wikipedia.org/wiki/Xuro" title="Xuro - gallec" lang="gl" hreflang="gl" data-title="Xuro" data-language-autonym="Galego" data-language-local-name="gallec" class="interlanguage-link-target"><span>Galego</span></a></li><li class="interlanguage-link interwiki-he mw-list-item"><a href="https://he.wikipedia.org/wiki/%D7%A8%D7%99%D7%91%D7%99%D7%AA" title="ריבית - hebreu" lang="he" hreflang="he" data-title="ריבית" data-language-autonym="עברית" data-language-local-name="hebreu" class="interlanguage-link-target"><span>עברית</span></a></li><li class="interlanguage-link interwiki-hi mw-list-item"><a href="https://hi.wikipedia.org/wiki/%E0%A4%AC%E0%A5%8D%E0%A4%AF%E0%A4%BE%E0%A4%9C" title="ब्याज - hindi" lang="hi" hreflang="hi" data-title="ब्याज" data-language-autonym="हिन्दी" data-language-local-name="hindi" class="interlanguage-link-target"><span>हिन्दी</span></a></li><li class="interlanguage-link interwiki-hr mw-list-item"><a href="https://hr.wikipedia.org/wiki/Kamata" title="Kamata - croat" lang="hr" hreflang="hr" data-title="Kamata" data-language-autonym="Hrvatski" data-language-local-name="croat" class="interlanguage-link-target"><span>Hrvatski</span></a></li><li class="interlanguage-link interwiki-hu mw-list-item"><a href="https://hu.wikipedia.org/wiki/Kamat" title="Kamat - hongarès" lang="hu" hreflang="hu" data-title="Kamat" data-language-autonym="Magyar" data-language-local-name="hongarès" class="interlanguage-link-target"><span>Magyar</span></a></li><li class="interlanguage-link interwiki-hy mw-list-item"><a href="https://hy.wikipedia.org/wiki/%D5%8F%D5%B8%D5%AF%D5%B8%D5%BD%D5%A1%D5%A3%D5%B8%D6%82%D5%B4%D5%A1%D6%80" title="Տոկոսագումար - armeni" lang="hy" hreflang="hy" data-title="Տոկոսագումար" data-language-autonym="Հայերեն" data-language-local-name="armeni" class="interlanguage-link-target"><span>Հայերեն</span></a></li><li class="interlanguage-link interwiki-id mw-list-item"><a href="https://id.wikipedia.org/wiki/Suku_bunga" title="Suku bunga - indonesi" lang="id" hreflang="id" data-title="Suku bunga" data-language-autonym="Bahasa Indonesia" data-language-local-name="indonesi" class="interlanguage-link-target"><span>Bahasa Indonesia</span></a></li><li class="interlanguage-link interwiki-io mw-list-item"><a href="https://io.wikipedia.org/wiki/Interesto" title="Interesto - ido" lang="io" hreflang="io" data-title="Interesto" data-language-autonym="Ido" data-language-local-name="ido" class="interlanguage-link-target"><span>Ido</span></a></li><li class="interlanguage-link interwiki-is mw-list-item"><a href="https://is.wikipedia.org/wiki/Vextir" title="Vextir - islandès" lang="is" hreflang="is" data-title="Vextir" data-language-autonym="Íslenska" data-language-local-name="islandès" class="interlanguage-link-target"><span>Íslenska</span></a></li><li class="interlanguage-link interwiki-it mw-list-item"><a href="https://it.wikipedia.org/wiki/Interesse_finanziario" title="Interesse finanziario - italià" lang="it" hreflang="it" data-title="Interesse finanziario" data-language-autonym="Italiano" data-language-local-name="italià" class="interlanguage-link-target"><span>Italiano</span></a></li><li class="interlanguage-link interwiki-ja mw-list-item"><a href="https://ja.wikipedia.org/wiki/%E5%88%A9%E5%AD%90" title="利子 - japonès" lang="ja" hreflang="ja" data-title="利子" data-language-autonym="日本語" data-language-local-name="japonès" class="interlanguage-link-target"><span>日本語</span></a></li><li class="interlanguage-link interwiki-kn mw-list-item"><a href="https://kn.wikipedia.org/wiki/%E0%B2%AC%E0%B2%A1%E0%B3%8D%E0%B2%A1%E0%B2%BF" title="ಬಡ್ಡಿ - kannada" lang="kn" hreflang="kn" data-title="ಬಡ್ಡಿ" data-language-autonym="ಕನ್ನಡ" data-language-local-name="kannada" class="interlanguage-link-target"><span>ಕನ್ನಡ</span></a></li><li class="interlanguage-link interwiki-ko mw-list-item"><a href="https://ko.wikipedia.org/wiki/%EC%9D%B4%EC%9E%90" title="이자 - coreà" lang="ko" hreflang="ko" data-title="이자" data-language-autonym="한국어" data-language-local-name="coreà" class="interlanguage-link-target"><span>한국어</span></a></li><li class="interlanguage-link interwiki-la mw-list-item"><a href="https://la.wikipedia.org/wiki/Usura" title="Usura - llatí" lang="la" hreflang="la" data-title="Usura" data-language-autonym="Latina" data-language-local-name="llatí" class="interlanguage-link-target"><span>Latina</span></a></li><li class="interlanguage-link interwiki-lo mw-list-item"><a href="https://lo.wikipedia.org/wiki/%E0%BA%94%E0%BA%AD%E0%BA%81%E0%BB%80%E0%BA%9A%E0%BB%89%E0%BA%8D" title="ດອກເບ້ຍ - laosià" lang="lo" hreflang="lo" data-title="ດອກເບ້ຍ" data-language-autonym="ລາວ" data-language-local-name="laosià" class="interlanguage-link-target"><span>ລາວ</span></a></li><li class="interlanguage-link interwiki-lt mw-list-item"><a href="https://lt.wikipedia.org/wiki/Pal%C5%ABkanos" title="Palūkanos - lituà" lang="lt" hreflang="lt" data-title="Palūkanos" data-language-autonym="Lietuvių" data-language-local-name="lituà" class="interlanguage-link-target"><span>Lietuvių</span></a></li><li class="interlanguage-link interwiki-lv mw-list-item"><a href="https://lv.wikipedia.org/wiki/Procenti" title="Procenti - letó" lang="lv" hreflang="lv" data-title="Procenti" data-language-autonym="Latviešu" data-language-local-name="letó" class="interlanguage-link-target"><span>Latviešu</span></a></li><li class="interlanguage-link interwiki-mk mw-list-item"><a href="https://mk.wikipedia.org/wiki/%D0%9A%D0%B0%D0%BC%D0%B0%D1%82%D0%B0" title="Камата - macedoni" lang="mk" hreflang="mk" data-title="Камата" data-language-autonym="Македонски" data-language-local-name="macedoni" class="interlanguage-link-target"><span>Македонски</span></a></li><li class="interlanguage-link interwiki-mr mw-list-item"><a href="https://mr.wikipedia.org/wiki/%E0%A4%B5%E0%A5%8D%E0%A4%AF%E0%A4%BE%E0%A4%9C" title="व्याज - marathi" lang="mr" hreflang="mr" data-title="व्याज" data-language-autonym="मराठी" data-language-local-name="marathi" class="interlanguage-link-target"><span>मराठी</span></a></li><li class="interlanguage-link interwiki-ms mw-list-item"><a href="https://ms.wikipedia.org/wiki/Faedah" title="Faedah - malai" lang="ms" hreflang="ms" data-title="Faedah" data-language-autonym="Bahasa Melayu" data-language-local-name="malai" class="interlanguage-link-target"><span>Bahasa Melayu</span></a></li><li class="interlanguage-link interwiki-ne mw-list-item"><a href="https://ne.wikipedia.org/wiki/%E0%A4%B8%E0%A4%BE%E0%A4%A7%E0%A4%BE%E0%A4%B0%E0%A4%A3_%E0%A4%B5%E0%A5%8D%E0%A4%AF%E0%A4%BE%E0%A4%9C" title="साधारण व्याज - nepalès" lang="ne" hreflang="ne" data-title="साधारण व्याज" data-language-autonym="नेपाली" data-language-local-name="nepalès" class="interlanguage-link-target"><span>नेपाली</span></a></li><li class="interlanguage-link interwiki-nl mw-list-item"><a href="https://nl.wikipedia.org/wiki/Rente" title="Rente - neerlandès" lang="nl" hreflang="nl" data-title="Rente" data-language-autonym="Nederlands" data-language-local-name="neerlandès" class="interlanguage-link-target"><span>Nederlands</span></a></li><li class="interlanguage-link interwiki-no mw-list-item"><a href="https://no.wikipedia.org/wiki/Rente" title="Rente - noruec bokmål" lang="nb" hreflang="nb" data-title="Rente" data-language-autonym="Norsk bokmål" data-language-local-name="noruec bokmål" class="interlanguage-link-target"><span>Norsk bokmål</span></a></li><li class="interlanguage-link interwiki-pa mw-list-item"><a href="https://pa.wikipedia.org/wiki/%E0%A8%B5%E0%A8%BF%E0%A8%86%E0%A8%9C" title="ਵਿਆਜ - panjabi" lang="pa" hreflang="pa" data-title="ਵਿਆਜ" data-language-autonym="ਪੰਜਾਬੀ" data-language-local-name="panjabi" class="interlanguage-link-target"><span>ਪੰਜਾਬੀ</span></a></li><li class="interlanguage-link interwiki-pl mw-list-item"><a href="https://pl.wikipedia.org/wiki/Odsetki" title="Odsetki - polonès" lang="pl" hreflang="pl" data-title="Odsetki" data-language-autonym="Polski" data-language-local-name="polonès" class="interlanguage-link-target"><span>Polski</span></a></li><li class="interlanguage-link interwiki-pt mw-list-item"><a href="https://pt.wikipedia.org/wiki/Juro" title="Juro - portuguès" lang="pt" hreflang="pt" data-title="Juro" data-language-autonym="Português" data-language-local-name="portuguès" class="interlanguage-link-target"><span>Português</span></a></li><li class="interlanguage-link interwiki-ro mw-list-item"><a href="https://ro.wikipedia.org/wiki/Dob%C3%A2nd%C4%83" title="Dobândă - romanès" lang="ro" hreflang="ro" data-title="Dobândă" data-language-autonym="Română" data-language-local-name="romanès" class="interlanguage-link-target"><span>Română</span></a></li><li class="interlanguage-link interwiki-ru mw-list-item"><a href="https://ru.wikipedia.org/wiki/%D0%9F%D1%80%D0%BE%D1%86%D0%B5%D0%BD%D1%82%D0%BD%D1%8B%D0%B9_%D0%B4%D0%BE%D1%85%D0%BE%D0%B4" title="Процентный доход - rus" lang="ru" hreflang="ru" data-title="Процентный доход" data-language-autonym="Русский" data-language-local-name="rus" class="interlanguage-link-target"><span>Русский</span></a></li><li class="interlanguage-link interwiki-sd mw-list-item"><a href="https://sd.wikipedia.org/wiki/%D9%88%D9%8A%D8%A7%D8%AC" title="وياج - sindi" lang="sd" hreflang="sd" data-title="وياج" data-language-autonym="سنڌي" data-language-local-name="sindi" class="interlanguage-link-target"><span>سنڌي</span></a></li><li class="interlanguage-link interwiki-sh mw-list-item"><a href="https://sh.wikipedia.org/wiki/Kamata" title="Kamata - serbocroat" lang="sh" hreflang="sh" data-title="Kamata" data-language-autonym="Srpskohrvatski / српскохрватски" data-language-local-name="serbocroat" class="interlanguage-link-target"><span>Srpskohrvatski / српскохрватски</span></a></li><li class="interlanguage-link interwiki-simple mw-list-item"><a href="https://simple.wikipedia.org/wiki/Interest" title="Interest - Simple English" lang="en-simple" hreflang="en-simple" data-title="Interest" data-language-autonym="Simple English" data-language-local-name="Simple English" class="interlanguage-link-target"><span>Simple English</span></a></li><li class="interlanguage-link interwiki-sk mw-list-item"><a href="https://sk.wikipedia.org/wiki/%C3%9Arok" title="Úrok - eslovac" lang="sk" hreflang="sk" data-title="Úrok" data-language-autonym="Slovenčina" data-language-local-name="eslovac" class="interlanguage-link-target"><span>Slovenčina</span></a></li><li class="interlanguage-link interwiki-sl mw-list-item"><a href="https://sl.wikipedia.org/wiki/Obresti" title="Obresti - eslovè" lang="sl" hreflang="sl" data-title="Obresti" data-language-autonym="Slovenščina" data-language-local-name="eslovè" class="interlanguage-link-target"><span>Slovenščina</span></a></li><li class="interlanguage-link interwiki-sq mw-list-item"><a href="https://sq.wikipedia.org/wiki/Interesi" title="Interesi - albanès" lang="sq" hreflang="sq" data-title="Interesi" data-language-autonym="Shqip" data-language-local-name="albanès" class="interlanguage-link-target"><span>Shqip</span></a></li><li class="interlanguage-link interwiki-sr mw-list-item"><a href="https://sr.wikipedia.org/wiki/%D0%9A%D0%B0%D0%BC%D0%B0%D1%82%D0%B0" title="Камата - serbi" lang="sr" hreflang="sr" data-title="Камата" data-language-autonym="Српски / srpski" data-language-local-name="serbi" class="interlanguage-link-target"><span>Српски / srpski</span></a></li><li class="interlanguage-link interwiki-sv mw-list-item"><a href="https://sv.wikipedia.org/wiki/R%C3%A4nta" title="Ränta - suec" lang="sv" hreflang="sv" data-title="Ränta" data-language-autonym="Svenska" data-language-local-name="suec" class="interlanguage-link-target"><span>Svenska</span></a></li><li class="interlanguage-link interwiki-ta mw-list-item"><a href="https://ta.wikipedia.org/wiki/%E0%AE%B5%E0%AE%9F%E0%AF%8D%E0%AE%9F%E0%AE%BF" title="வட்டி - tàmil" lang="ta" hreflang="ta" data-title="வட்டி" data-language-autonym="தமிழ்" data-language-local-name="tàmil" class="interlanguage-link-target"><span>தமிழ்</span></a></li><li class="interlanguage-link interwiki-te mw-list-item"><a href="https://te.wikipedia.org/wiki/%E0%B0%B5%E0%B0%A1%E0%B1%8D%E0%B0%A1%E0%B1%80" title="వడ్డీ - telugu" lang="te" hreflang="te" data-title="వడ్డీ" data-language-autonym="తెలుగు" data-language-local-name="telugu" class="interlanguage-link-target"><span>తెలుగు</span></a></li><li class="interlanguage-link interwiki-th mw-list-item"><a href="https://th.wikipedia.org/wiki/%E0%B8%94%E0%B8%AD%E0%B8%81%E0%B9%80%E0%B8%9A%E0%B8%B5%E0%B9%89%E0%B8%A2" title="ดอกเบี้ย - tai" lang="th" hreflang="th" data-title="ดอกเบี้ย" data-language-autonym="ไทย" data-language-local-name="tai" class="interlanguage-link-target"><span>ไทย</span></a></li><li class="interlanguage-link interwiki-tk mw-list-item"><a href="https://tk.wikipedia.org/wiki/G%C3%B6terim" title="Göterim - turcman" lang="tk" hreflang="tk" data-title="Göterim" data-language-autonym="Türkmençe" data-language-local-name="turcman" class="interlanguage-link-target"><span>Türkmençe</span></a></li><li class="interlanguage-link interwiki-tl mw-list-item"><a href="https://tl.wikipedia.org/wiki/Patubo" title="Patubo - tagal" lang="tl" hreflang="tl" data-title="Patubo" data-language-autonym="Tagalog" data-language-local-name="tagal" class="interlanguage-link-target"><span>Tagalog</span></a></li><li class="interlanguage-link interwiki-tr mw-list-item"><a href="https://tr.wikipedia.org/wiki/Faiz" title="Faiz - turc" lang="tr" hreflang="tr" data-title="Faiz" data-language-autonym="Türkçe" data-language-local-name="turc" class="interlanguage-link-target"><span>Türkçe</span></a></li><li class="interlanguage-link interwiki-uk mw-list-item"><a href="https://uk.wikipedia.org/wiki/%D0%92%D1%96%D0%B4%D1%81%D0%BE%D1%82%D0%BE%D0%BA_(%D1%84%D1%96%D0%BD%D0%B0%D0%BD%D1%81%D0%B8)" title="Відсоток (фінанси) - ucraïnès" lang="uk" hreflang="uk" data-title="Відсоток (фінанси)" data-language-autonym="Українська" data-language-local-name="ucraïnès" class="interlanguage-link-target"><span>Українська</span></a></li><li class="interlanguage-link interwiki-ur mw-list-item"><a href="https://ur.wikipedia.org/wiki/%D8%B3%D9%88%D8%AF" title="سود - urdú" lang="ur" hreflang="ur" data-title="سود" data-language-autonym="اردو" data-language-local-name="urdú" class="interlanguage-link-target"><span>اردو</span></a></li><li class="interlanguage-link interwiki-war mw-list-item"><a href="https://war.wikipedia.org/wiki/Interes" title="Interes - waray" lang="war" hreflang="war" data-title="Interes" data-language-autonym="Winaray" data-language-local-name="waray" class="interlanguage-link-target"><span>Winaray</span></a></li><li class="interlanguage-link interwiki-wuu mw-list-item"><a href="https://wuu.wikipedia.org/wiki/%E5%88%A9%E6%81%AF" title="利息 - xinès wu" lang="wuu" hreflang="wuu" data-title="利息" data-language-autonym="吴语" data-language-local-name="xinès wu" class="interlanguage-link-target"><span>吴语</span></a></li><li class="interlanguage-link interwiki-yi mw-list-item"><a href="https://yi.wikipedia.org/wiki/%D7%A8%D7%99%D7%91%D7%99%D7%AA" title="ריבית - ídix" lang="yi" hreflang="yi" data-title="ריבית" data-language-autonym="ייִדיש" data-language-local-name="ídix" class="interlanguage-link-target"><span>ייִדיש</span></a></li><li class="interlanguage-link interwiki-zh mw-list-item"><a href="https://zh.wikipedia.org/wiki/%E5%88%A9%E6%81%AF" title="利息 - xinès" lang="zh" hreflang="zh" data-title="利息" data-language-autonym="中文" data-language-local-name="xinès" class="interlanguage-link-target"><span>中文</span></a></li><li class="interlanguage-link interwiki-zh-yue mw-list-item"><a href="https://zh-yue.wikipedia.org/wiki/%E5%88%A9%E6%81%AF" title="利息 - cantonès" lang="yue" hreflang="yue" data-title="利息" data-language-autonym="粵語" data-language-local-name="cantonès" class="interlanguage-link-target"><span>粵語</span></a></li> </ul> <div class="after-portlet after-portlet-lang"><span class="wb-langlinks-edit wb-langlinks-link"><a href="https://www.wikidata.org/wiki/Special:EntityPage/Q170924#sitelinks-wikipedia" title="Modifica enllaços interlingües" class="wbc-editpage">Modifica els enllaços</a></span></div> </div> </div> </div> </header> <div class="vector-page-toolbar"> <div class="vector-page-toolbar-container"> <div id="left-navigation"> <nav aria-label="Espais de noms"> <div id="p-associated-pages" class="vector-menu vector-menu-tabs mw-portlet mw-portlet-associated-pages" > <div class="vector-menu-content"> <ul class="vector-menu-content-list"> <li id="ca-nstab-main" class="selected vector-tab-noicon mw-list-item"><a href="/wiki/Inter%C3%A8s" title="Vegeu el contingut de la pàgina [c]" accesskey="c"><span>Pàgina</span></a></li><li id="ca-talk" class="new vector-tab-noicon mw-list-item"><a href="/w/index.php?title=Discussi%C3%B3:Inter%C3%A8s&amp;action=edit&amp;redlink=1" rel="discussion" class="new" title="Discussió sobre el contingut d&#039;aquesta pàgina (encara no existeix) [t]" accesskey="t"><span>Discussió</span></a></li> </ul> </div> </div> <div id="vector-variants-dropdown" class="vector-dropdown emptyPortlet" > <input type="checkbox" id="vector-variants-dropdown-checkbox" role="button" aria-haspopup="true" data-event-name="ui.dropdown-vector-variants-dropdown" class="vector-dropdown-checkbox " aria-label="Canvia la variant de llengua" > <label id="vector-variants-dropdown-label" for="vector-variants-dropdown-checkbox" class="vector-dropdown-label cdx-button cdx-button--fake-button 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class="vector-tab-noicon mw-list-item"><a href="/w/index.php?title=Inter%C3%A8s&amp;action=history" title="Versions antigues d&#039;aquesta pàgina [h]" accesskey="h"><span>Mostra l'historial</span></a></li> </ul> </div> </div> </nav> <nav class="vector-page-tools-landmark" aria-label="Eines de la pàgina"> <div id="vector-page-tools-dropdown" class="vector-dropdown vector-page-tools-dropdown" > <input type="checkbox" id="vector-page-tools-dropdown-checkbox" role="button" aria-haspopup="true" data-event-name="ui.dropdown-vector-page-tools-dropdown" class="vector-dropdown-checkbox " aria-label="Eines" > <label id="vector-page-tools-dropdown-label" for="vector-page-tools-dropdown-checkbox" class="vector-dropdown-label cdx-button cdx-button--fake-button cdx-button--fake-button--enabled cdx-button--weight-quiet" aria-hidden="true" ><span class="vector-dropdown-label-text">Eines</span> </label> <div class="vector-dropdown-content"> <div id="vector-page-tools-unpinned-container" class="vector-unpinned-container"> <div id="vector-page-tools" class="vector-page-tools vector-pinnable-element"> <div class="vector-pinnable-header vector-page-tools-pinnable-header vector-pinnable-header-unpinned" data-feature-name="page-tools-pinned" data-pinnable-element-id="vector-page-tools" data-pinned-container-id="vector-page-tools-pinned-container" data-unpinned-container-id="vector-page-tools-unpinned-container" > <div class="vector-pinnable-header-label">Eines</div> <button class="vector-pinnable-header-toggle-button vector-pinnable-header-pin-button" data-event-name="pinnable-header.vector-page-tools.pin">mou a la barra lateral</button> <button class="vector-pinnable-header-toggle-button vector-pinnable-header-unpin-button" data-event-name="pinnable-header.vector-page-tools.unpin">amaga</button> </div> <div id="p-cactions" class="vector-menu mw-portlet mw-portlet-cactions emptyPortlet vector-has-collapsible-items" title="Més opcions" > <div class="vector-menu-heading"> Accions </div> <div class="vector-menu-content"> <ul class="vector-menu-content-list"> <li id="ca-more-view" class="selected vector-more-collapsible-item mw-list-item"><a href="/wiki/Inter%C3%A8s"><span>Mostra</span></a></li><li id="ca-more-edit" class="vector-more-collapsible-item mw-list-item"><a href="/w/index.php?title=Inter%C3%A8s&amp;action=edit" title="Modifica el codi font d&#039;aquesta pàgina [e]" accesskey="e"><span>Modifica</span></a></li><li id="ca-more-history" class="vector-more-collapsible-item mw-list-item"><a href="/w/index.php?title=Inter%C3%A8s&amp;action=history"><span>Mostra l'historial</span></a></li> </ul> </div> </div> <div id="p-tb" class="vector-menu mw-portlet mw-portlet-tb" > <div class="vector-menu-heading"> General </div> <div class="vector-menu-content"> <ul class="vector-menu-content-list"> <li id="t-whatlinkshere" class="mw-list-item"><a href="/wiki/Especial:Enlla%C3%A7os/Inter%C3%A8s" title="Una llista de totes les pàgines wiki que enllacen amb aquesta [j]" accesskey="j"><span>Què hi enllaça</span></a></li><li id="t-recentchangeslinked" class="mw-list-item"><a href="/wiki/Especial:Seguiment/Inter%C3%A8s" rel="nofollow" title="Canvis recents a pàgines enllaçades des d&#039;aquesta pàgina [k]" accesskey="k"><span>Canvis relacionats</span></a></li><li id="t-specialpages" class="mw-list-item"><a href="/wiki/Especial:P%C3%A0gines_especials" title="Llista totes les pàgines especials [q]" accesskey="q"><span>Pàgines especials</span></a></li><li id="t-permalink" class="mw-list-item"><a href="/w/index.php?title=Inter%C3%A8s&amp;oldid=34118385" title="Enllaç permanent a aquesta revisió de la pàgina"><span>Enllaç permanent</span></a></li><li id="t-info" class="mw-list-item"><a href="/w/index.php?title=Inter%C3%A8s&amp;action=info" title="Més informació sobre aquesta pàgina"><span>Informació de la pàgina</span></a></li><li id="t-cite" class="mw-list-item"><a href="/w/index.php?title=Especial:Citau&amp;page=Inter%C3%A8s&amp;id=34118385&amp;wpFormIdentifier=titleform" title="Informació sobre com citar aquesta pàgina"><span>Citau aquest article</span></a></li><li id="t-urlshortener" class="mw-list-item"><a href="/w/index.php?title=Especial:UrlShortener&amp;url=https%3A%2F%2Fca.wikipedia.org%2Fwiki%2FInter%25C3%25A8s"><span>Obtén una URL abreujada</span></a></li><li id="t-urlshortener-qrcode" class="mw-list-item"><a href="/w/index.php?title=Especial:QrCode&amp;url=https%3A%2F%2Fca.wikipedia.org%2Fwiki%2FInter%25C3%25A8s"><span>Descarrega el codi QR</span></a></li> </ul> </div> </div> <div id="p-coll-print_export" class="vector-menu mw-portlet mw-portlet-coll-print_export" > <div class="vector-menu-heading"> Imprimeix/exporta </div> <div class="vector-menu-content"> <ul class="vector-menu-content-list"> <li id="coll-create_a_book" class="mw-list-item"><a href="/w/index.php?title=Especial:Llibre&amp;bookcmd=book_creator&amp;referer=Inter%C3%A8s"><span>Crea un llibre</span></a></li><li id="coll-download-as-rl" class="mw-list-item"><a href="/w/index.php?title=Especial:DownloadAsPdf&amp;page=Inter%C3%A8s&amp;action=show-download-screen"><span>Baixa com a PDF</span></a></li><li id="t-print" class="mw-list-item"><a href="/w/index.php?title=Inter%C3%A8s&amp;printable=yes" title="Versió per a impressió d&#039;aquesta pàgina [p]" accesskey="p"><span>Versió per a impressora</span></a></li> </ul> </div> </div> <div id="p-wikibase-otherprojects" class="vector-menu mw-portlet mw-portlet-wikibase-otherprojects" > <div class="vector-menu-heading"> En altres projectes </div> <div class="vector-menu-content"> <ul class="vector-menu-content-list"> <li class="wb-otherproject-link wb-otherproject-commons mw-list-item"><a href="https://commons.wikimedia.org/wiki/Category:Interest_(financial)" hreflang="en"><span>Commons</span></a></li><li id="t-wikibase" class="wb-otherproject-link wb-otherproject-wikibase-dataitem mw-list-item"><a href="https://www.wikidata.org/wiki/Special:EntityPage/Q170924" title="Enllaç a l&#039;element del repositori de dades connectat [g]" accesskey="g"><span>Element a Wikidata</span></a></li> </ul> </div> </div> </div> </div> </div> </div> </nav> </div> </div> </div> <div class="vector-column-end"> <div class="vector-sticky-pinned-container"> <nav class="vector-page-tools-landmark" aria-label="Eines de la pàgina"> <div id="vector-page-tools-pinned-container" class="vector-pinned-container"> </div> </nav> <nav class="vector-appearance-landmark" aria-label="Aparença"> <div id="vector-appearance-pinned-container" class="vector-pinned-container"> <div id="vector-appearance" class="vector-appearance vector-pinnable-element"> <div class="vector-pinnable-header vector-appearance-pinnable-header vector-pinnable-header-pinned" data-feature-name="appearance-pinned" data-pinnable-element-id="vector-appearance" data-pinned-container-id="vector-appearance-pinned-container" data-unpinned-container-id="vector-appearance-unpinned-container" > <div class="vector-pinnable-header-label">Aparença</div> <button class="vector-pinnable-header-toggle-button vector-pinnable-header-pin-button" data-event-name="pinnable-header.vector-appearance.pin">mou a la barra lateral</button> <button class="vector-pinnable-header-toggle-button vector-pinnable-header-unpin-button" data-event-name="pinnable-header.vector-appearance.unpin">amaga</button> </div> </div> </div> </nav> </div> </div> <div id="bodyContent" class="vector-body" aria-labelledby="firstHeading" data-mw-ve-target-container> <div class="vector-body-before-content"> <div class="mw-indicators"> </div> <div id="siteSub" class="noprint">De la Viquipèdia, l&#039;enciclopèdia lliure</div> </div> <div id="contentSub"><div id="mw-content-subtitle"></div></div> <div id="mw-content-text" class="mw-body-content"><div class="mw-content-ltr mw-parser-output" lang="ca" dir="ltr"><p>L'<b>interès</b> o <b>interés</b><sup id="cite_ref-1" class="reference"><a href="#cite_note-1"><span class="cite-bracket">&#91;</span>1<span class="cite-bracket">&#93;</span></a></sup> és la quantitat econòmica percebuda/pagada per una inversió/préstec d'un capital en una unitat de temps. El <b>tipus d'interès</b> és el percentatge del guany percebut per aquest capital expressat en termes temporals, com per exemple, un 3% mensual, o un 3% anual, que determina el que es coneix com el <a href="/wiki/Preu" title="Preu">preu</a> del <a href="/wiki/Diner" title="Diner">diner</a> en el mercat financer. </p> <div class="mw-heading mw-heading2"><h2 id="Tipus_d'interès"><span id="Tipus_d.27inter.C3.A8s"></span>Tipus d'interès</h2><span class="mw-editsection"><span class="mw-editsection-bracket">[</span><a href="/w/index.php?title=Inter%C3%A8s&amp;action=edit&amp;section=1" title="Modifica la secció: Tipus d&#039;interès"><span>modifica</span></a><span class="mw-editsection-bracket">]</span></span></div> <p>En termes generals, el tipus d'interès representa la relació entre el risc i el possible <a href="/wiki/Guany_de_capital" title="Guany de capital">guany</a> (oportunitat) de la utilització d'una suma de diners en una situació i temps determinat. En aquest sentit, el tipus d'interès és el preu del diner que cal pagar o cobrar per manllevar-lo cedir-lo en préstec en un moment determinat. Per exemple, si els tipus d'interès fossin els mateixos tant per dipòsits en bancs/caixes com per l'adquisició de <a href="/wiki/Bons_de_l%27estat" class="mw-redirect" title="Bons de l&#39;estat">bons de l'estat</a>, com en inversions de <a href="/wiki/Capital" title="Capital">capital</a> en qualsevol <a href="/wiki/Empresa" title="Empresa">empresa</a>, ningú invertiria en accions o col·locaria els seus diners en dipòsits bancaris. Tant les empreses privades com els bancs poden fer <a href="/wiki/Fallida" title="Fallida">fallida</a>, en canvi un Estat molt rarament. Per altra banda, el risc de la inversió en una empresa determinada és més alt que el risc d'un <a href="/wiki/Dip%C3%B2sit_bancari" title="Dipòsit bancari">dipòsit bancari</a> (actualment, i a causa de la crisi financera global, la majoria dels Estats garanteixen els retorns dels dipòsits bancaris, fins a una quantitat força elevada).<sup id="cite_ref-2" class="reference"><a href="#cite_note-2"><span class="cite-bracket">&#91;</span>2<span class="cite-bracket">&#93;</span></a></sup> És per això que el tipus d'interès serà menor per als bons de l'Estat que per als dipòsits a llarg termini en un banc privat, i a la vegada serà menor que els possibles interessos guanyats en una inversió empresarial. </p><p>D'aquesta manera, des del punt de vista de l'Estat, un tipus d'interès alt estimula l'estalvi, i un tipus d'interès baix estimula el <a href="/wiki/Consum" title="Consum">consum</a> i la <a href="/wiki/Inversi%C3%B3_(economia)" class="mw-redirect" title="Inversió (economia)">inversió</a>. Això permet la intervenció estatal a fi de fomentar, o bé l'<a href="/wiki/Estalvi" title="Estalvi">estalvi</a>, o bé l'expansió, segons els objectius <a href="/wiki/Macroeconomia" title="Macroeconomia">macroeconòmics</a> generals. </p><p>Vist això, els tipus d'interès "reals" (al públic) es fixen en relació a tres factors: </p> <ol><li>El tipus d'interès que fixa el <a href="/wiki/Banc_central" title="Banc central">banc central</a> de cada país (el <a href="/wiki/BCE" class="mw-redirect" title="BCE">BCE</a>, en el cas dels països de la <a href="/wiki/Uni%C3%B3_Europea" title="Unió Europea">Unió Europea</a> que han subscrit el Tractat per a la unificació monetària) per als préstecs als bancs. Aquest tipus forma part de la política macroeconòmica de cada país o dels països integrants de la <a href="/wiki/Zona_euro" title="Zona euro">zona euro</a>, en el cas d'Espanya, i es fixa per tal de promoure el creixement econòmic i l'estabilitat financera. Actualment, a causa de la rellevància del volum dels préstecs entre els mateixos bancs de la zona euro, s'utilitza com a índex de referència del tipus d'interès per als préstecs/dipòsits bancaris, l'<a href="/wiki/Euribor" class="mw-redirect" title="Euribor">Euribor</a>, que és el que s'apliquen els mateixos bancs entre ells.</li> <li>La situació en els mercats d'accions d'un país determinat. Si els preus de les accions pugen, la demanda de diner (per tal de comprar accions) augmenta, i, com a conseqüència, també el tipus d'interès.</li> <li>La relació a la "inversió similar" que el banc hauria realitzat en l'Estat, en el cas que no hagués prestat aquest diner a un privat.</li></ol> <p>Així, el concepte de tipus d'interès, admet nombroses definicions, les quals varien segons el context en el qual és utilitzat. També, en la pràctica, s'observen múltiples aplicacions del concepte, pel que resulta difícil determinar una accepció única del tipus d'interès, que sigui rellevant per a totes les transaccions econòmiques. Així, s'utilitza: </p> <ul><li><b>Tipus d'interès actiu</b>: És el percentatge que les institucions bancàries, d'acord amb les condicions de mercat i a les disposicions del Banc Central, cobren pels diferents tipus de servei de crèdit als usuaris d'aquests. Són actives perquè són recursos a favor de la banca.</li> <li><b>Tipus d'interès passiu</b>: És el percentatge que paga una institució bancària a qui diposita diners mitjançant qualsevol dels instruments que a tal efecte existeixen.</li> <li><b>Tipus d'interès preferencial</b>: És un percentatge inferior al “normal” o general (que pot ser inferior a l'establert d'acord amb les polítiques del govern), que es cobra als préstecs destinats a activitats específiques que es desitgen promoure, ja sigui pel Govern o una institució financera, per exemple: crèdit regional selectiu, crèdit a petits comerciants, crèdit a nous clients, crèdit a membres d'alguna societat o associació, etc.</li> <li><b>Tipus d'interès real</b>: És el percentatge resultant de deduir al tipus d'interès general vigent l'índex d'<a href="/wiki/Inflaci%C3%B3" title="Inflació">inflació</a>.</li> <li><b>Tipus d'interès extern</b>: Preu que es paga per l'ús de capital extern. S'expressa en percentatge anual, i és establert pels països o institucions que atorguen els recursos monetaris i financers.</li></ul> <div class="mw-heading mw-heading2"><h2 id="Referències"><span id="Refer.C3.A8ncies"></span>Referències</h2><span class="mw-editsection"><span class="mw-editsection-bracket">[</span><a href="/w/index.php?title=Inter%C3%A8s&amp;action=edit&amp;section=2" title="Modifica la secció: Referències"><span>modifica</span></a><span class="mw-editsection-bracket">]</span></span></div> <div class="reflist &#123;&#123;#if: &#124; references-column-count references-column-count-&#123;&#123;&#123;col&#125;&#125;&#125;" style="list-style-type: decimal;"> <div class="mw-references-wrap"><ol class="references"> <li id="cite_note-1"><span class="mw-cite-backlink"><a href="#cite_ref-1">↑</a></span> <span class="reference-text"><i>Interés</i> en <a href="/wiki/Catal%C3%A0_occidental" title="Català occidental">pronúncia occidental</a> i <i>interès</i> en <a href="/wiki/Catal%C3%A0_oriental" title="Català oriental">pronúncia oriental</a>. Per a més informació, consulteu: <a href="/wiki/Viquip%C3%A8dia:Llibre_d%27estil/Variants_ling%C3%BC%C3%ADstiques#Accentuació_de_la_e_tònica" title="Viquipèdia:Llibre d&#39;estil/Variants lingüístiques">el llibre d'estil</a>.</span> </li> <li id="cite_note-2"><span class="mw-cite-backlink"><a href="#cite_ref-2">↑</a></span> <span class="reference-text"><a rel="nofollow" class="external text" href="http://www.fgd/es/decreto1642_2008.html">real decreto 1642/2008, de 10 de octubre, por el que se fijan los importes garantizados a que se refiere el real decreto 2606/1996, de 20 de diciembre, del fondo de garantía de depósitos de entidades de crédito y el real decreto 948/2001, de 3 de agosto, sobre sistemas de indemnización de los inversores</a><sup class="noprint Inline-Template"><span title="" style="white-space: nowrap;"><i>&#91;<a href="/wiki/Viquip%C3%A8dia:Enlla%C3%A7os_externs#Manteniment_d&#39;enllaços_externs" title="Viquipèdia:Enllaços externs">Enllaç no 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