529 Investment Forms and Applications

<!DOCTYPE html>    <html class="gt-ie9" lang="en"> <head> <meta charset="utf-8"> <meta name="viewport" content="width=device-width, initial-scale=1.0" /> <meta http-equiv="X-UA-Compatible" content="IE=edge,chrome=1" /> <title> 529 Investment Forms and Applications | CollegeAdvantage </title> <script type="text/javascript" src="/content/scripts/vendor/modernizr.min.js"></script> <script src="/ScriptResource.axd?d=wIuRaUoAZ6lXIF1Yn5fO2Ao5M-lVxhGA_H5go8kEqmrG8bTKbUCbsqijAWSlIwpTSvC9JCMT0-biN_xZBaJCrNTFcq6MbvQFpsW7HSPZ6DVfTOYsKE2x2MrgFNNGgUAB5B9yMRmY7JzwqI-5ApywPL75TazGhn7drbAAWXlEXOdRf7p_0&t=28b41678" type="text/javascript"></script><script src="/ScriptResource.axd?d=EydukmxBmDstn7gSYzQESJg4MAIC2q4nqHSm_JPPf7EkIGRJ-pcdQfHnhr8v-R89ycIYWuGlvty_TmGv2bT6xiH89X6pAvDycg__N1vYyPOmRui6Ql2YSc3VoNxHbOxCquBGE8piVCLvIFhuGxClnNZBoRiHoJHZL0af2NxQIji6MNfM0&t=28b41678" type="text/javascript"></script> <script src="/Content/_source/vendor/bootstrap/js/bootstrap.bundle.min.js"></script> <script src="/Content/Scripts/userScore-tracking.js"></script> <link rel="mask-icon" href="/content/images/safari-pinned-tab.svg" color="white"> <link rel="apple-touch-icon" sizes="180x180" href="/content/images/apple-touch-icon.png"> <link rel="icon" type="image/png" sizes="256x256" href="/content/images/android-chrome-256x256.png"> <link rel="icon" type="image/png" sizes="192x192" href="/content/images/android-chrome-192x192.png"> <link rel="icon" type="image/png" sizes="32x32" href="/content/images/favicon-32x32.png"> <link rel="icon" type="image/png" sizes="16x16" href="/content/images/favicon-16x16.png"> <link rel="shortcut icon" href="/content/images/favicon.ico" type="image/x-icon" /> <link rel="manifest" href="/site.webmanifest"> <meta name="msapplication-TileColor" content="#ffffff"> <meta name="msapplication-TileImage" content="/content/images/mstile-150x150.png"> <meta name="theme-color" content="#ffffff"> <link rel="stylesheet" href="https://use.typekit.net/zru7qdk.css"> <link href="https://fonts.googleapis.com/css2?family=Lato&display=swap" rel="stylesheet"> <link href="/Content/Scripts/vendor/videojs/video-js.min.css" rel="stylesheet" /> <link rel="stylesheet" href="/content/styles/main.min.css" />   <script> !function (f, b, e, v, n, t, s) { if (f.fbq) return; n = f.fbq = function () { n.callMethod ? n.callMethod.apply(n, arguments) : n.queue.push(arguments) }; if (!f._fbq) f._fbq = n; n.push = n; n.loaded = !0; n.version = '2.0'; n.queue = []; t = b.createElement(e); t.async = !0; t.src = v; s = b.getElementsByTagName(e)[0]; s.parentNode.insertBefore(t, s) }(window, document, 'script', 'https://connect.facebook.net/en_US/fbevents.js'); fbq('init', '336452470148478'); fbq('track', 'PageView'); fbq('track', 'CompleteRegistration'); </script>   <script> (function (w, d, s, l, i) { w[l] = w[l] || []; w[l].push({ 'gtm.start': new Date().getTime(), event: 'gtm.js' }); var f = d.getElementsByTagName(s)[0], j = d.createElement(s), dl = l != 'dataLayer' ? '&l=' + l : ''; j.async = true; j.src = 'https://www.googletagmanager.com/gtm.js?id=' + i + dl; f.parentNode.insertBefore(j, f); })(window, document, 'script', 'dataLayer', 'GTM-T2QLZS');</script>  <meta property="og:title" content="529 Investment Forms and Applications | CollegeAdvantage" /><meta property="og:description" content="Visit us online for 529 investment forms and applications. Saving for college is simple and hassle-free with help from the experts at CollegeAdvantage." /><meta property="og:url" content="https://www.collegeadvantage.com/manage/forms" /><meta property="og:type" content="website" /><meta property="og:site_name" content="Ohio 529 Plan | CollegeAdvantage" /><style type="text/css" media="all">@media screen and (max-width: 575.98px) { footer#siteFooter .four-col section:last-child img { width: 160px; } } @supports (-webkit-touch-callout: none) { button.toggler-mobile svg { margin-left: -5px; } } img.main_logo_img { width: 195px; margin-bottom: 2px; } @media screen and (max-width: 991px) { img.main_logo_img { width: 210px; padding-left: 50px; } } @media screen and (max-width: 576px) { img.main_logo_img { width: 210px; } }</style><style type="text/css" media="all">.block-list a { font-size: 1rem; }</style><meta name="Generator" content="Sitefinity 13.2.7521.0 OME" /><link rel="canonical" href="https://www.collegeadvantage.com/manage/forms" /><meta name="description" content="Visit us online for 529 investment forms and applications. Saving for college is simple and hassle-free with help from the experts at CollegeAdvantage." /><meta name="keywords" content="investment form, investment application, investment applications, 529 application, 529 applications, 529 form, 529 forms, direct plan forms, guaranteed plan forms" /></head> <body>  <noscript> <img height="1" width="1" src="https://www.facebook.com/tr?id=336452470148478&ev=PageView&noscript=1" /> </noscript>   <noscript> <iframe src="https://www.googletagmanager.com/ns.html?id=GTM-T2QLZS" height="0" width="0" style="display: none; visibility: hidden"></iframe> </noscript>   <header id="siteHeader"> <noscript> <p class="alert alert-danger text-center">This site performs best with JavaScript enabled.</p> </noscript> <a href="#maincontent" class="skip-main">Skip Navigation</a> <div class="container pr-0"> <div class="row justify-content-between flex-nowrap"> <div class="pt-lg-1 pt-0 text-nowrap brand-name d-flex align-items-center ml-4 ml-sm-0"> <div > <div class="sfContentBlock sf-Long-text" ><a style="margin-bottom:5px;" href="/"><img src="/images/default-source/svg-icons/logos/ohio-agency-logo-odhe-529-horz-rgb_v2.svg?sfvrsn=96077f69_2" alt="Ohio's 529 CollegeAdvantage logo" class="main_logo_img" title="Ohio's 529 CollegeAdvantage logo" data-displaymode="Original" /></a> <h2>College Advantage - Ohio's 529 Savings Program</h2></div> </div> </div> <div class="col"> <div class="hamburger"> <div class="hamburger-box"> <div class="hamburger-inner"></div> </div> </div> <div class="right desktop"> <nav class="header__subnav header__subnav--top"> <ul> <li class="nav-item"> <a class="nav-link" href="/calculators-and-tools" target="_self">Tools</a> </li> <li class="nav-item"> <a class="nav-link" href="/offering-statement" target="_self">Offering Statement</a> </li> <li class="nav-item"> <a class="nav-link" href="/manage/forms" target="_self">Forms</a> </li> <li class="nav-item"> <a class="nav-link" href="/fees-and-facts" target="_self">Fees, Performance & Price History</a> </li> <li class="nav-item"> <a class="nav-link" href="/blog" target="_self">529 Explorer</a> </li> </ul> </nav> <nav class="header__subnav header__subnav--middle"> <ul> <li class="nav-item"> <a class="nav-link" href="/529s-in-29-seconds" target="_self">529s in 29 Seconds</a> </li> <li class="nav-item"> <a class="nav-link" href="/529-gift-central" target="_self">529 Gift Central</a> </li> <li class="nav-item"> <a class="nav-link" href="/request-a-kit" target="_self">Request a CollegeAdvantage Kit</a> </li> <li class="nav-item account-link"> <a class="nav-link" href="/account-login" target="_self">Account Login</a> </li> </ul> </nav> </div> </div> </div> </div> <nav id="siteNav"> <div class="container px-0"> <div class="main-nav-container"> <ul> <li class=" main-nav-link"> <a href="/learn" target="_self" title="Learn">Learn</a> </li> <li class=" main-nav-link"> <a href="/plan" target="_self" title="Plan">Plan</a> </li> <li class=" main-nav-link"> <a href="/start" target="_self" title="Start">Start</a> </li> <li class="active main-nav-link"> <a href="/manage" target="_self" title="Manage">Manage</a> </li> <li class=" last-nav-link main-nav-link"> <a href="/plan/open-an-account" target="_self" title="Open An Account">Open An Account</a> </li> <li class=" mobile-link account-link main-nav-link"> <a href="/account-login" target="_self" title="Account Login">Account Login</a> </li> <li class="mobile-trigger"> <div class="hamburger"> <div class="hamburger-box"> <div class="hamburger-inner"></div> </div> </div> </li> </ul> <div class="search-container"> <div class="input-group"> <label for="search" class="visuallyhidden">Search Textbox</label> <input type="text" class="form-control" name="search" placeholder="Search" aria-label="Search"> <div class="input-group-append"> <button class="btn" type="button"> <img src="/Content/Images/icons-icon-search.svg" alt="search icon" /> </button> </div> </div> </div> </div> <nav class="nav-collapse"> <ul> <li> <div class="input-group"> <input type="text" class="form-control" name="search" placeholder="Search"> <div class="input-group-append"> <button class="btn" type="button"> <img src="/Content/Images/icons-icon-search.svg" /> </button> </div> </div> </li> <li> <div class="submenu-parent"> <a href="/learn" target="_self" title="Learn" onclick="checkLinkDestination(this)"> <img src="/Content/Images/icons-icon-learn-home.svg" /> Learn </a> <button></button> </div> <div class="submenu"> <ul> <li> <a href="https://www.collegeadvantage.com/Learn#accordion1" target="_self" title="More savings equals less debt equals more options in life." onclick="checkLinkDestination(this)"> More savings equals less debt equals more options in life. </a> </li> <li> <a href="https://www.collegeadvantage.com/Learn#accordion2" target="_self" title="Comparing bank accounts with 529 Plans - plus all the other ways to save." onclick="checkLinkDestination(this)"> Comparing bank accounts with 529 Plans - plus all the other ways to save. </a> </li> <li> <a href="https://www.collegeadvantage.com/Learn#accordion3" target="_self" title="Get the facts about Ohio’s 529 Plan starting with where you can use it." onclick="checkLinkDestination(this)"> Get the facts about Ohio’s 529 Plan starting with where you can use it. </a> </li> <li> <a href="https://www.collegeadvantage.com/Learn#accordion4" target="_self" title="How grandparents and other family members can help save for college." onclick="checkLinkDestination(this)"> How grandparents and other family members can help save for college. </a> </li> <li> <a href="https://www.collegeadvantage.com/Learn#accordion5" target="_self" title="When families typically start and add to their college savings." onclick="checkLinkDestination(this)"> When families typically start and add to their college savings. </a> </li> </ul> </div> </li> <li> <div class="submenu-parent"> <a href="/plan" target="_self" title="Plan" onclick="checkLinkDestination(this)"> <img src="/Content/Images/icons-icon-plan-home.svg" /> Plan </a> <button></button> </div> <div class="submenu"> <ul> <li> <a href="https://www.collegeadvantage.com/plan#accordion1" target="_self" title="What kind of school are you thinking?" onclick="checkLinkDestination(this)"> What kind of school are you thinking? </a> </li> <li> <a href="https://www.collegeadvantage.com/plan#accordion2" target="_self" title="What do you want your savings to cover?" onclick="checkLinkDestination(this)"> What do you want your savings to cover? </a> </li> <li> <a href="https://www.collegeadvantage.com/plan#accordion3" target="_self" title="How much are you going to save?" onclick="checkLinkDestination(this)"> How much are you going to save? </a> </li> <li> <a href="https://www.collegeadvantage.com/plan#accordion4" target="_self" title="What kind of risk/reward do you want?" onclick="checkLinkDestination(this)"> What kind of risk/reward do you want? </a> </li> <li> <a href="https://www.collegeadvantage.com/plan#accordion5" target="_self" title="Choose your 529 Plan investment(s)." onclick="checkLinkDestination(this)"> Choose your 529 Plan investment(s). </a> </li> </ul> </div> </li> <li> <div class="submenu-parent"> <a href="/start" target="_self" title="Start" onclick="checkLinkDestination(this)"> <img src="/Content/Images/icons-icon-start-home.svg" /> Start </a> <button></button> </div> <div class="submenu"> <ul> <li> <a href="https://www.collegeadvantage.com/start#accordion1" target="_self" title="Open an account" onclick="checkLinkDestination(this)"> Open an account </a> </li> <li> <a href="/account-login" target="_self" title="Add to my existing account" onclick="checkLinkDestination(this)"> Add to my existing account </a> </li> <li> <a href="https://www.collegeadvantage.com/start#accordion2" target="_self" title="Add to someone else's existing account" onclick="checkLinkDestination(this)"> Add to someone else's existing account </a> </li> <li> <a href="https://www.mycollegeadvantagedirect.com/ohtpl/uii529enroll/peLanding.do?vgs=true" target="_blank" title="Open my saved or pre-filled account application" onclick="checkLinkDestination(this)"> Open my saved or pre-filled account application </a> </li> </ul> </div> </li> <li> <div class="submenu-parent"> <a href="/manage" target="_self" title="Manage" onclick="checkLinkDestination(this)"> <img src="/Content/Images/icons-icon-manage-home.svg" /> Manage </a> <button></button> </div> <div class="submenu"> <ul> <li> <a href="https://www.collegeadvantage.com/manage#accordion1" target="_self" title="Busy life? Set up your account to build itself." onclick="checkLinkDestination(this)"> Busy life? Set up your account to build itself. </a> </li> <li> <a href="https://www.collegeadvantage.com/manage#accordion2" target="_self" title="Have U shared your Ugift code with family and friends?" onclick="checkLinkDestination(this)"> Have U shared your Ugift code with family and friends? </a> </li> <li> <a href="https://www.collegeadvantage.com/manage#accordion3" target="_self" title="Here’s a to-do list for account owners." onclick="checkLinkDestination(this)"> Here’s a to-do list for account owners. </a> </li> <li> <a href="https://www.collegeadvantage.com/manage#accordion4" target="_self" title="Want to see your other investment options?" onclick="checkLinkDestination(this)"> Want to see your other investment options? </a> </li> <li> <a href="https://www.collegeadvantage.com/manage#accordion5" target="_self" title="Here’s what you should think about at each key stage." onclick="checkLinkDestination(this)"> Here’s what you should think about at each key stage. </a> </li> <li> <a href="https://www.collegeadvantage.com/cas/login.aspx" target="_blank" title="Resources for guaranteed plan participants." onclick="checkLinkDestination(this)"> Resources for guaranteed plan participants. </a> </li> </ul> </div> </li> </ul> </nav> <script> function checkLinkDestination(el) { if (el.href.includes('#') && el.href.includes(window.location.pathname)) { $('.open[data-toggle="collapse-next"]').trigger('click'); var hash = el.href.split("#")[1]; var accNum = parseInt(hash.substring(9)) - 1; setTimeout(function () { $(".hamburger").click(); }, 500); } } </script> <div class="mobile-nav-footer"> <ul class="mb-3"> <li class="py-2"><a href="/529s-in-29-seconds" target="_self" title="529s in 29 Seconds">529s in 29 Seconds</a></li> <li class="py-2"><a href="/blog" target="_self" title="529 Explorer">529 Explorer</a></li> <li class="py-2"><a href="/529-gift-central" target="_self" title="529 Gift Central">529 Gift Central</a></li> <li class="py-2"><a href="/plan/request-a-kit" target="_self" title="Request A CollegeAdvantage Kit">Request A CollegeAdvantage Kit</a></li> <li class="py-2"><a href="/about-us" target="_self" title="About Us">About Us</a></li> </ul> <ul class="d-flex justify-content-around border-top py-2 text-center"> <li class="p-sm-2 p-1"><a href="/contact-us" target="_self" title="Contact Us">Contact Us</a></li> <li class="p-sm-2 p-1"><a href="/privacy-notice" target="_self" title="Privacy Notice">Privacy Notice</a></li> <li class="p-sm-2 p-1"><a href="/legal" target="_self" title="Legal">Legal</a></li> </ul> </div> </div> </nav> </header> <main id="content"> <div class="container" id="maincontent"> <div> <nav class="breadcrumb" aria-label="Full path to the current page"> <ul> <li><a href="/">Home</a></li> <li><a href="/manage">Manage</a></li> <li class="active" aria-current="page">Forms</li> </ul> </nav> </div><div class="expandable-column" data-sf-element="Row"> <div id="bodyPlaceHolder_T69601D29001_Col00" class="sf_colsIn" data-sf-element="Column 1" data-placeholder-label="Column 1"><div class='sfContentBlock'><h1 class="heading--1 color--blue1">Forms To Open Or Manage Your Account</h1> <p class="margin-bottom-3x">Did you know most CollegeAdvantage 529 account transactions can be completed online? Just log in to your account. It's the easy and convenient way to manage your college savings. For transactions that are preferable or required to be done offline, we have a list of downloadable forms available. <br /> <br /> <strong><strong>NOTE: Please save the forms to your desktop before you fill them out.  You will need Adobe Acrobat Reader software to use these PDFs. Free download here: <a href="http://www.adobe.com/" target="_blank">http://www.adobe.com</a></strong></strong> </p> <h2 class="heading--4 color--green">Direct Plan forms</h2> <p class="margin-bottom-3x">Find your forms in the list below; you may complete them by typing or printing and filling out by hand. Once your form is complete, print, sign, and mail it to us. Our postal address is included on each form.</p> </div> <table cellpadding="0" cellspacing="0" class="block-list block-list--green"> <tr> <td><a href="https://www.collegeadvantage.com/docs/default-source/direct-plan-forms/roth-ira-rollover.pdf?sfvrsn=3f91ff78_0" class="icon-pdf" target="_blank">Roth IRA Rollover Form*</a></td> <td><a href="https://www.collegeadvantage.com/docs/default-source/direct-plan-forms/account-application46a843342a0a454d8a8b4978894f7699.pdf?sfvrsn=25a206e0_0" class="icon-pdf" target="_blank">Account Application</a></td> </tr><tr> <td><a href="https://www.collegeadvantage.com/docs/default-source/direct-plan-forms/account-information-change-forme1bb39af49d741438f085e9d98ceac28.pdf?sfvrsn=f66c78c4_0" class="icon-pdf" target="_blank">Account Information Change Form</a></td> <td><a href="https://www.collegeadvantage.com/docs/default-source/direct-plan-forms/account-owner-change-form.pdf?sfvrsn=34ae5de_0" class="icon-pdf" target="_blank">Account Owner Change Form*</a></td> </tr><tr> <td><a href="https://www.collegeadvantage.com/docs/default-source/direct-plan-forms/additional-contribution-form9152ac9b5fb1470d984aa8839cdf9e24.pdf?sfvrsn=66e3ebb2_0" class="icon-pdf" target="_blank">Additional Contribution Form</a></td> <td><a href="https://www.collegeadvantage.com/docs/default-source/direct-plan-forms/authorized-agent-form.pdf?sfvrsn=cdde5c88_0" class="icon-pdf" target="_blank">Agent Authorization/Limited Power of Attorney Form*</a></td> </tr><tr> <td><a href="https://www.collegeadvantage.com/docs/default-source/direct-plan-forms/exchange-future-allocation-form.pdf?sfvrsn=8633bbd_0" class="icon-pdf" target="_blank">Annual Exchange/Future Contribution (Allocation) Form</a></td> <td><a href="https://www.collegeadvantage.com/docs/default-source/direct-plan-forms/aip-form.pdf?sfvrsn=bc82209f_0" class="icon-pdf" target="_blank">Automatic Investment Plan/Electronic Bank Transfer Form</a></td> </tr><tr> <td><a href="https://www.collegeadvantage.com/docs/default-source/direct-plan-forms/beneficiary-change-formed79b6108765481e9358f4a2796ff214.pdf?sfvrsn=9e1cfe1a_0" class="icon-pdf" target="_blank">Beneficiary Change Form*</a></td> <td><a href="https://www.collegeadvantage.com/docs/default-source/direct-plan-forms/incoming-rollover-form21fb47b5d38147a3a304de98791f27b0.pdf?sfvrsn=2c7a00a6_0" class="icon-pdf" target="_blank">Incoming Rollover Form*</a></td> </tr><tr> <td><a href="https://www.collegeadvantage.com/docs/default-source/direct-plan-forms/payroll-deduction-form13d2bbb28d0b428cb48014109efc955d.pdf?sfvrsn=8ad9f963_0" class="icon-pdf" target="_blank">Payroll Deduction Form</a></td> <td><a href="https://www.collegeadvantage.com/docs/default-source/direct-plan-forms/power-of-attorney-form4f774a9c74c24bdd841d948c14136abf.pdf?sfvrsn=afb501fe_0" class="icon-pdf" target="_blank">Power of Attorney Form*</a></td> </tr><tr> <td><a href="https://www.collegeadvantage.com/docs/default-source/direct-plan-forms/trust-entity-applicationdd448aaeafa74c7b90f69d71ebc5d2cf.pdf?sfvrsn=efe3c61a_0" class="icon-pdf" target="_blank">Trust/Entity Application*</a></td> <td><a href="https://www.collegeadvantage.com/docs/default-source/direct-plan-forms/withdrawal-form.pdf?sfvrsn=e9fdec0a_0" class="icon-pdf" target="_blank">Withdrawal Request Form</a></td> </tr> </table> <div class='sfContentBlock'><p class="mini margin-bottom-4x margin-top"><em>*Paper form required. Transaction cannot be completed online.</em></p> <a name="guaranteed-forms"></a> <h2 class="heading--4 color--violet">Guaranteed Plan Forms</h2> <p class="margin-bottom-3x">Select the appropriate form to complete, print, and mail in. NOTE: The CollegeAdvantage Guaranteed 529 Savings Plan has been closed to contributors and new enrollments since 12/31/2003.<br /> <br /> <strong><strong>NOTE: Please save the forms to your desktop before you fill them out.  You will need Adobe Acrobat Reader software to use these PDFs. Free download here: <a href="http://www.adobe.com/" target="_blank">http://www.adobe.com</a></strong></strong> </p> </div> <table cellpadding="0" cellspacing="0" class="block-list block-list--violet"> <tr> <td><a href="https://www.collegeadvantage.com/docs/default-source/guaranteed-forms/gar_roth_ira_rollover_2024-01-01.pdf?sfvrsn=5ea320fb_3" class="icon-pdf" target="_blank">Roth IRA Rollover Form*</a></td> <td><a href="https://www.collegeadvantage.com/docs/default-source/guaranteed-forms/account-information-change-form.pdf?sfvrsn=1a31af97_0" class="icon-pdf" target="_blank">Account Information Change Form</a></td> </tr><tr> <td><a href="https://www.collegeadvantage.com/docs/default-source/guaranteed-forms/account-owner-change-form-2019.pdf?sfvrsn=36b9dffd_0" class="icon-pdf" target="_blank">Account Owner Change Form*</a></td> <td><a href="https://www.collegeadvantage.com/docs/default-source/guaranteed-forms/beneficiary-change-form.pdf?sfvrsn=5831af97_0" class="icon-pdf" target="_blank">Beneficiary Change Form*</a></td> </tr><tr> <td><a href="https://www.collegeadvantage.com/docs/default-source/guaranteed-forms/pre-1996-ownership-amendment-form.pdf?sfvrsn=7f31af97_0" class="icon-pdf" target="_blank">Pre-1996 Ownership Amendment Form*</a></td> <td><a href="https://www.collegeadvantage.com/docs/default-source/guaranteed-forms/withdrawal-form-2019.pdf?sfvrsn=e15ab7b_0" class="icon-pdf" target="_blank">Withdrawal Form</a></td> </tr><tr> <td><a href="https://www.collegeadvantage.com/docs/default-source/guaranteed-forms/aaf-5-16-guaranteed-agent-authorization-form.pdf?sfvrsn=d9ffa297_0" class="icon-pdf" target="_blank">Agent Authorization Form</a></td> </tr> </table> <div class='sfContentBlock'><p class="mini margin-bottom-4x margin-top"><em>*Paper form required. Transaction cannot be completed online.</em></p> <p class="margin-bottom-4x"><strong>If you've opened a CollegeAdvantage Advisor Plan offered by BlackRock, you should contact your financial advisor for the appropriate forms and materials.</strong></p> </div> </div> <div id="bodyPlaceHolder_T69601D29001_Col01" class="sf_colsIn" data-sf-element="Column 2" data-placeholder-label="Column 2"> <div class="info-hub-wrapper"> <div class="info-hub-desktop-container"> <div class="info-hub-container"> <div class="toggler"> <a id="infohub-toggle" href="#" class="toggle-hub">open</a> <label>Have specific 529 questions?</label> </div> <div class="info-hub"> <div class="info-hub-inner"> <h2> <svg xmlns="http://www.w3.org/2000/svg" width="23" height="23" viewBox="0 0 23 23" style="flex: 0 0 23px;"> <path fill="#39324E" stroke-width="0" d="M11.5,0 C5.14872538,0 0,5.14872538 0,11.5 C0,17.8512746 5.14872538,23 11.5,23 C17.8512746,23 23,17.8512746 23,11.5 C23,5.14872538 17.8512746,0 11.5,0 Z M11.5,2 C16.7467051,2 21,6.25329488 21,11.5 C21,16.7467051 16.7467051,21 11.5,21 C6.25329488,21 2,16.7467051 2,11.5 C2,6.25329488 6.25329488,2 11.5,2 Z" /> <path fill="#39324E" stroke-width="0" d="M12.724,6.657 L12.724,4.51 L10.33,4.51 L10.33,6.657 L12.724,6.657 Z M12.743,18 L12.743,8.31 L10.33,8.31 L10.33,18 L12.743,18 Z" /> </svg> Info Hub </h2> <ul> <li> <a href="/529s-in-29-seconds" target="_self" title="529s in 29 Seconds Video Center">529s in 29 Seconds Video Center</a> </li> <li> <a href="/529-gift-central" target="_self" title="529 Gift Central">529 Gift Central</a> </li> <li> <a href="#" data-toggle="modal" data-target=".modalQuestions">FAQs</a> </li> <li> <a href="/contact-us" target="_self" title="Contact Us">Contact Us</a> </li> </ul> <hr /> <h2> <svg xmlns="http://www.w3.org/2000/svg" width="22" height="29" viewBox="0 0 22 29" style="flex: 0 0 22px;"> <path fill="#39324E" stroke-width="0" d="M.956 14.49l.001 11.587c0 1.278.665 1.96 1.942 1.962 5.4.006 10.799.007 16.198 0 1.275-.002 1.944-.69 1.944-1.964.001-7.724.002-15.448 0-23.173 0-1.274-.672-1.961-1.947-1.963C13.695.933 8.296.933 2.896.94 1.618.942.957 1.625.957 2.905c-.002 3.862 0 7.725 0 11.587zM19.75 0c1.758.644 2.225 1.319 2.225 3.219 0 7.554-.038 15.108.025 22.662.017 2.012-1.335 3.14-3.165 3.119-5.249-.06-10.499-.054-15.747-.004C1.266 29.014-.014 27.832 0 25.94c.056-7.575.023-15.151.023-22.727C.023 1.311.49.64 2.248 0H19.75z" transform="translate(-1150 -888) translate(1122 509) translate(0 47) translate(28 331) translate(0 1)" /> <path stroke="#39324E" d="M.956 14.49l.001 11.587c0 1.278.665 1.96 1.942 1.962 5.4.006 10.799.007 16.198 0 1.275-.002 1.944-.69 1.944-1.964.001-7.724.002-15.448 0-23.173 0-1.274-.672-1.961-1.947-1.963C13.695.933 8.296.933 2.896.94 1.618.942.957 1.625.957 2.905c-.002 3.862 0 7.725 0 11.587zM19.75 0c1.758.644 2.225 1.319 2.225 3.219 0 7.554-.038 15.108.025 22.662.017 2.012-1.335 3.14-3.165 3.119-5.249-.06-10.499-.054-15.747-.004C1.266 29.014-.014 27.832 0 25.94c.056-7.575.023-15.151.023-22.727C.023 1.311.49.64 2.248 0H19.75z" transform="translate(-1150 -888) translate(1122 509) translate(0 47) translate(28 331) translate(0 1)" /> <path stroke="#39324E" stroke-width="1.3" d="M11 9.991c-2.404 0-4.808-.012-7.212.009-.58.005-.798-.184-.788-.785.031-1.832.025-3.664.004-5.496-.006-.539.194-.72.724-.719 4.85.013 9.698.013 14.548 0 .533-.001.728.187.722.721-.02 1.853-.022 3.706.002 5.559.007.547-.206.72-.726.718-2.425-.015-4.85-.007-7.274-.007z" transform="translate(-1150 -888) translate(1122 509) translate(0 47) translate(28 331) translate(0 1)" /> <path fill="#39324E" stroke="#39324E" stroke-width=".3" d="M17.995 21.51c0-.905.004-1.81-.001-2.716-.004-.647-.4-.805-.96-.793-.721.014-1.017.208-1.022.808-.016 1.788-.015 3.577-.001 5.365.005.617.288.827 1.003.826.718-.002.968-.202.978-.84.015-.883.004-1.766.003-2.65m-2.97-.052c0-.886-.005-1.773 0-2.66.009-1.127.65-1.776 1.764-1.797 1.635-.03 2.206.53 2.208 2.17.002 1.619-.006 3.237.003 4.856.004.743-.21 1.396-.918 1.707-.782.344-1.657.41-2.345-.14-.363-.29-.626-.869-.68-1.346-.106-.919-.031-1.859-.032-2.79M4.983 17.986c-.793.007-.993.222-.986 1.063.007.754.24.983 1.003.984.782.002 1.038-.255 1.036-1.035-.003-.787-.244-1.019-1.053-1.012M7 19.011C7 20.38 6.368 21.003 4.98 21c-1.36-.003-1.986-.644-1.98-2.034.005-1.31.668-1.963 1.992-1.966C6.354 16.998 7 17.644 7 19.011M5.012 12.994c-.846-.002-1.017.17-1.015 1.024.003.783.217 1.006.974 1.015.802.01 1.06-.235 1.065-1.007.005-.817-.207-1.03-1.024-1.032M7 14.006c.002 1.351-.622 1.99-1.95 1.994-1.426.005-2.054-.62-2.05-2.037.004-1.334.639-1.96 1.99-1.963 1.375-.003 2.008.629 2.01 2.006M18.003 14.028c.004-.854-.172-1.034-1.008-1.034-.81 0-1.021.196-1.031.954-.01.818.223 1.075.985 1.085.814.01 1.05-.215 1.054-1.005M15 13.936c.004-1.313.652-1.939 2.006-1.936 1.364.003 1.994.645 1.994 2.034 0 1.337-.66 1.969-2.056 1.966-1.351-.003-1.948-.636-1.944-2.064M10.992 20.033c.783.001 1.037-.255 1.032-1.04-.005-.778-.254-1.014-1.061-1.007-.748.007-.993.254-.999 1.004-.005.779.255 1.043 1.028 1.043m.021.967c-1.365.002-2.012-.631-2.013-1.974-.001-1.358.646-2.023 1.974-2.026 1.342-.003 2.018.662 2.026 1.99.007 1.34-.653 2.008-1.987 2.01M4.983 22.986c-.793.007-.993.222-.986 1.063.007.754.24.983 1.003.984.782.002 1.038-.255 1.036-1.035-.003-.787-.244-1.019-1.053-1.012M7 24.011C7 25.38 6.368 26.003 4.98 26c-1.36-.003-1.986-.644-1.98-2.034.005-1.31.668-1.963 1.992-1.966C6.354 21.998 7 22.644 7 24.011M10.992 25.033c.783.001 1.037-.255 1.032-1.04-.005-.779-.254-1.014-1.061-1.007-.748.007-.993.254-.999 1.004-.005.778.255 1.043 1.028 1.043m.021.967c-1.365.002-2.012-.632-2.013-1.974-.001-1.358.646-2.023 1.974-2.026 1.342-.004 2.018.662 2.026 1.99.007 1.34-.653 2.008-1.987 2.01M11.038 12.994c-.831-.007-1.067.209-1.074.984-.006.792.245 1.053 1.02 1.055.789.003 1.04-.247 1.04-1.034-.001-.767-.228-.998-.986-1.005M10.96 16c-1.345-.002-1.962-.642-1.96-2.03.002-1.338.66-1.976 2.029-1.97 1.336.006 1.975.668 1.971 2.041-.004 1.326-.667 1.962-2.04 1.959" transform="translate(-1150 -888) translate(1122 509) translate(0 47) translate(28 331) translate(0 1)" /> </svg> Interactive Tools </h2> <ul> <li> <a href="#" data-toggle="modal" data-target=".modalCollegePlanner">Calculate How Much To Save</a> </li> <li> <a href="/plan#accordion1" target="_self" title="5-Decision Investment Selection Tool">5-Decision Investment Selection Tool</a> </li> </ul> </div> </div> </div> </div> </div> <div class="info-hub-mobile-container"> <button class="toggler-mobile"> <svg xmlns="http://www.w3.org/2000/svg" width="34" height="34" viewBox="0 0 34 34"> <path fill="#39324E" stroke-width="0" d="M16.5 0C25.613 0 33 7.387 33 16.5S25.613 33 16.5 33 0 25.613 0 16.5 7.387 0 16.5 0zm0 3C9.044 3 3 9.044 3 16.5S9.044 30 16.5 30 30 23.956 30 16.5 23.956 3 16.5 3zm1.714 19.566V25.5h-3.03v-2.934h3.03zM17.131 7.5c2.783 0 5.369 1.74 5.369 4.674 0 4.102-4.286 4.575-4.286 7.26v.97h-3.03V19.21c0-3.605 4.065-4.177 4.065-6.738 0-1.168-1.035-2.063-2.39-2.063-1.403 0-2.635 1.044-2.635 1.044L12.5 9.29l.006-.006.045-.044c.301-.29 1.942-1.74 4.58-1.74z" transform="translate(-281 -500) translate(268 487) translate(13.5 13.5)" /> </svg> </button> <div class="info-hub-container"> <div class="toggler"> <a href="#" class="toggle-hub">close</a> </div> <div class="info-hub"> <div class="info-hub-inner"> <h2> <svg xmlns="http://www.w3.org/2000/svg" width="23" height="23" viewBox="0 0 23 23" style="flex: 0 0 23px;"> <path fill="#39324E" stroke-width="0" d="M11.5,0 C5.14872538,0 0,5.14872538 0,11.5 C0,17.8512746 5.14872538,23 11.5,23 C17.8512746,23 23,17.8512746 23,11.5 C23,5.14872538 17.8512746,0 11.5,0 Z M11.5,2 C16.7467051,2 21,6.25329488 21,11.5 C21,16.7467051 16.7467051,21 11.5,21 C6.25329488,21 2,16.7467051 2,11.5 C2,6.25329488 6.25329488,2 11.5,2 Z" /> <path fill="#39324E" stroke-width="0" d="M12.724,6.657 L12.724,4.51 L10.33,4.51 L10.33,6.657 L12.724,6.657 Z M12.743,18 L12.743,8.31 L10.33,8.31 L10.33,18 L12.743,18 Z" /> </svg> Info Hub </h2> <ul> <li> <a href="/529s-in-29-seconds" target="_self" title="529s in 29 Seconds Video Center">529s in 29 Seconds Video Center</a> </li> <li> <a href="/529-gift-central" target="_self" title="529 Gift Central">529 Gift Central</a> </li> <li> <a href="#" data-toggle="modal" data-target=".modalQuestions">FAQs</a> </li> <li> <a href="/contact-us" target="_self" title="Contact Us">Contact Us</a> </li> </ul> <hr /> <h2> <svg xmlns="http://www.w3.org/2000/svg" width="22" height="29" viewBox="0 0 22 29" style="flex: 0 0 22px;"> <path fill="#39324E" stroke-width="0" d="M.956 14.49l.001 11.587c0 1.278.665 1.96 1.942 1.962 5.4.006 10.799.007 16.198 0 1.275-.002 1.944-.69 1.944-1.964.001-7.724.002-15.448 0-23.173 0-1.274-.672-1.961-1.947-1.963C13.695.933 8.296.933 2.896.94 1.618.942.957 1.625.957 2.905c-.002 3.862 0 7.725 0 11.587zM19.75 0c1.758.644 2.225 1.319 2.225 3.219 0 7.554-.038 15.108.025 22.662.017 2.012-1.335 3.14-3.165 3.119-5.249-.06-10.499-.054-15.747-.004C1.266 29.014-.014 27.832 0 25.94c.056-7.575.023-15.151.023-22.727C.023 1.311.49.64 2.248 0H19.75z" transform="translate(-1150 -888) translate(1122 509) translate(0 47) translate(28 331) translate(0 1)" /> <path stroke="#39324E" d="M.956 14.49l.001 11.587c0 1.278.665 1.96 1.942 1.962 5.4.006 10.799.007 16.198 0 1.275-.002 1.944-.69 1.944-1.964.001-7.724.002-15.448 0-23.173 0-1.274-.672-1.961-1.947-1.963C13.695.933 8.296.933 2.896.94 1.618.942.957 1.625.957 2.905c-.002 3.862 0 7.725 0 11.587zM19.75 0c1.758.644 2.225 1.319 2.225 3.219 0 7.554-.038 15.108.025 22.662.017 2.012-1.335 3.14-3.165 3.119-5.249-.06-10.499-.054-15.747-.004C1.266 29.014-.014 27.832 0 25.94c.056-7.575.023-15.151.023-22.727C.023 1.311.49.64 2.248 0H19.75z" transform="translate(-1150 -888) translate(1122 509) translate(0 47) translate(28 331) translate(0 1)" /> <path stroke="#39324E" stroke-width="1.3" d="M11 9.991c-2.404 0-4.808-.012-7.212.009-.58.005-.798-.184-.788-.785.031-1.832.025-3.664.004-5.496-.006-.539.194-.72.724-.719 4.85.013 9.698.013 14.548 0 .533-.001.728.187.722.721-.02 1.853-.022 3.706.002 5.559.007.547-.206.72-.726.718-2.425-.015-4.85-.007-7.274-.007z" transform="translate(-1150 -888) translate(1122 509) translate(0 47) translate(28 331) translate(0 1)" /> <path fill="#39324E" stroke="#39324E" stroke-width=".3" d="M17.995 21.51c0-.905.004-1.81-.001-2.716-.004-.647-.4-.805-.96-.793-.721.014-1.017.208-1.022.808-.016 1.788-.015 3.577-.001 5.365.005.617.288.827 1.003.826.718-.002.968-.202.978-.84.015-.883.004-1.766.003-2.65m-2.97-.052c0-.886-.005-1.773 0-2.66.009-1.127.65-1.776 1.764-1.797 1.635-.03 2.206.53 2.208 2.17.002 1.619-.006 3.237.003 4.856.004.743-.21 1.396-.918 1.707-.782.344-1.657.41-2.345-.14-.363-.29-.626-.869-.68-1.346-.106-.919-.031-1.859-.032-2.79M4.983 17.986c-.793.007-.993.222-.986 1.063.007.754.24.983 1.003.984.782.002 1.038-.255 1.036-1.035-.003-.787-.244-1.019-1.053-1.012M7 19.011C7 20.38 6.368 21.003 4.98 21c-1.36-.003-1.986-.644-1.98-2.034.005-1.31.668-1.963 1.992-1.966C6.354 16.998 7 17.644 7 19.011M5.012 12.994c-.846-.002-1.017.17-1.015 1.024.003.783.217 1.006.974 1.015.802.01 1.06-.235 1.065-1.007.005-.817-.207-1.03-1.024-1.032M7 14.006c.002 1.351-.622 1.99-1.95 1.994-1.426.005-2.054-.62-2.05-2.037.004-1.334.639-1.96 1.99-1.963 1.375-.003 2.008.629 2.01 2.006M18.003 14.028c.004-.854-.172-1.034-1.008-1.034-.81 0-1.021.196-1.031.954-.01.818.223 1.075.985 1.085.814.01 1.05-.215 1.054-1.005M15 13.936c.004-1.313.652-1.939 2.006-1.936 1.364.003 1.994.645 1.994 2.034 0 1.337-.66 1.969-2.056 1.966-1.351-.003-1.948-.636-1.944-2.064M10.992 20.033c.783.001 1.037-.255 1.032-1.04-.005-.778-.254-1.014-1.061-1.007-.748.007-.993.254-.999 1.004-.005.779.255 1.043 1.028 1.043m.021.967c-1.365.002-2.012-.631-2.013-1.974-.001-1.358.646-2.023 1.974-2.026 1.342-.003 2.018.662 2.026 1.99.007 1.34-.653 2.008-1.987 2.01M4.983 22.986c-.793.007-.993.222-.986 1.063.007.754.24.983 1.003.984.782.002 1.038-.255 1.036-1.035-.003-.787-.244-1.019-1.053-1.012M7 24.011C7 25.38 6.368 26.003 4.98 26c-1.36-.003-1.986-.644-1.98-2.034.005-1.31.668-1.963 1.992-1.966C6.354 21.998 7 22.644 7 24.011M10.992 25.033c.783.001 1.037-.255 1.032-1.04-.005-.779-.254-1.014-1.061-1.007-.748.007-.993.254-.999 1.004-.005.778.255 1.043 1.028 1.043m.021.967c-1.365.002-2.012-.632-2.013-1.974-.001-1.358.646-2.023 1.974-2.026 1.342-.004 2.018.662 2.026 1.99.007 1.34-.653 2.008-1.987 2.01M11.038 12.994c-.831-.007-1.067.209-1.074.984-.006.792.245 1.053 1.02 1.055.789.003 1.04-.247 1.04-1.034-.001-.767-.228-.998-.986-1.005M10.96 16c-1.345-.002-1.962-.642-1.96-2.03.002-1.338.66-1.976 2.029-1.97 1.336.006 1.975.668 1.971 2.041-.004 1.326-.667 1.962-2.04 1.959" transform="translate(-1150 -888) translate(1122 509) translate(0 47) translate(28 331) translate(0 1)" /> </svg> Interactive Tools </h2> <ul> <li> <a href="#" data-toggle="modal" data-target=".modalCollegePlanner">Calculate How Much To Save</a> </li> <li> <a href="/plan#accordion1" target="_self" title="5-Decision Investment Selection Tool">5-Decision Investment Selection Tool</a> </li> </ul> </div> </div> </div> <div class="info-hub-overlay"></div> </div> <script> $(function () { // move mobile version to end of body to prevent any z-index issues $('.info-hub-mobile-container').appendTo(document.body); // desktop toggler open/close event $('.info-hub-desktop-container a.toggle-hub').off('click').on('click', function (e) { e.preventDefault(); // refs var $a = $(this), $container = $a.closest('.info-hub-container'), $infohub = $('.info-hub', $container), $toggler = $('.toggler', $container), $label = $('label', $toggler), open = $a.text() === 'open'; // initially display: none so keyboard tabbing does focus nested links in menu $infohub.css('display', 'block').removeClass('h-auto'); // for animation open/close purposes only if (open) { $toggler.height($toggler.height()); $label.height($label.height()).width($label.width()); } // expand/contract columns if infohub is the only widget in the last column, except for the .column-widget-container created by the ChildPlan widget var $expandableCol = $container.closest('.expandable-column'); var notWidgetContainer = $('> .sf_colsIn:last-child > div:not(.column-widget-container)', $expandableCol).length === 1; var hasHiddenPlanWidget = $('.child-plan-container').css('display') == 'none'; var shouldToggle = $expandableCol.length && (notWidgetContainer || hasHiddenPlanWidget); if (shouldToggle) { $expandableCol.toggleClass('expand', open); } // show/hide info hub var infoHubHeight = open ? $('.info-hub-inner', $container).outerHeight() : 0, togglerWidth = open ? $('.toggle-hub', $container).width() + 8 : $('.toggler label', $container).width() + 25; $toggler.width(togglerWidth); $infohub.height(infoHubHeight); $container.toggleClass('open'); $a.text(open ? 'close' : 'open'); // remove height setting after animate to let content fit when browser text is large if (!open) setTimeout(function () { $infohub.css('display', 'none'); $('.toggler, .toggler label').removeAttr('style'); }, 500); else setTimeout(function () { $infohub.addClass('h-auto'); }, 500); // update any range sliders that might be on the page var $customSliders = $('.custom-rangeslider input[type="range"]'); if ($customSliders.length) setTimeout(function () { try { $customSliders.rangeslider('update', true); } catch (e){} }, 500); }); // mobile open event $('.info-hub-mobile-container .toggler-mobile').off('click').on('click', function (e) { e.preventDefault(); $('.toggler-mobile').addClass('hide'); $('.info-hub-mobile-container .info-hub').css('display', 'block'); $('.info-hub-mobile-container .info-hub-container').addClass('open'); $('body').addClass('modal-open'); }); // mobile close event $('a.toggle-hub, .info-hub-overlay', '.info-hub-mobile-container').off('click').on('click', function (e) { e.preventDefault(); $('body').removeClass('modal-open'); $('.toggler-mobile').removeClass('hide'); $('.info-hub-mobile-container .info-hub-container').removeClass('open'); setTimeout(function () { $('.info-hub-mobile-container .info-hub').css('display', 'none'); }, 500); }); if ($(window).width() > 991) { var open = 'True'; if (open === 'True') { $('.info-hub-desktop-container a.toggle-hub').trigger('click'); } } }); </script> </div> </div> </div> </main> <footer id="siteFooter"> <div class="container"> <div class="four-col"> <section> <div > <div class="sfContentBlock sf-Long-text" ><p>Information for:</p></div> </div> <nav> <ul class="nav flex-column"> <li class="nav-item"> <a class="nav-link " href="/employers" target="_self" title="Employers">Employers</a> </li> <li class="nav-item"> <a class="nav-link " href="/financial-advisors" target="_self" title="Financial Advisors">Financial Advisors</a> </li> <li class="nav-item"> <a class="nav-link " href="/non-profit-organizations" target="_self" title="Non-Profit Organizations">Non-Profit Organizations</a> </li> </ul> </nav> </section> <section> <div > <div class="sfContentBlock sf-Long-text" ><p>Quick links to:</p></div> </div> <nav> <ul class="nav flex-column"> <li class="nav-item"> <a class="nav-link " href="/start/open-an-account" target="_self" title="Open a Direct 529 Account">Open a Direct 529 Account</a> </li> <li class="nav-item"> <a class="nav-link " href="/blog" target="_self" title="529 Explorer">529 Explorer</a> </li> <li class="nav-item"> <a class="nav-link active" href="/manage/forms" target="_self" title="Forms">Forms</a> </li> <li class="nav-item"> <a class="nav-link " href="/guaranteed-plan-resources" target="_self" title="Guaranteed Plan Resources">Guaranteed Plan Resources</a> </li> <li class="nav-item"> <a class="nav-link external " href="https://www.blackrock.com/us/individual/products/529-college-savings-plans/collegeadvantage-529-plan" target="_blank" title="Blackrock CollegeAdvantage">Blackrock CollegeAdvantage</a> </li> <li class="nav-item"> <a class="nav-link " href="/calculators-and-tools" target="_self" title="Calculators & Tools">Calculators & Tools</a> </li> <li class="nav-item"> <a class="nav-link " href="/fees-and-facts#accordion1" target="_self" title="Fees and Expenses">Fees and Expenses</a> </li> <li class="nav-item"> <a class="nav-link " href="/general-faqs" target="_self" title="General FAQs">General FAQs</a> </li> <li class="nav-item"> <a class="nav-link " href="https://www.collegeadvantage.com/docs/default-source/stand-alone-documents/regional_rep_handout_-sources-of-information_1-2015.pdf" target="_self" title="College Planning Resources">College Planning Resources</a> </li> <li class="nav-item"> <a class="nav-link external " href="https://www.ugift529.com/" target="_blank" title="UGift529.com">UGift529.com</a> </li> <li class="nav-item"> <a class="nav-link external " href="https://www.upromise.com/?cmp=2321&cxid-OH&aff_sid=CollegeAdvantage" target="_blank" title="Upromise">Upromise</a> </li> </ul> </nav> </section> <section> <div > <div class="sfContentBlock sf-Long-text" ><p>Ohio Tuition Trust Authority</p></div> </div> <nav> <ul class="nav flex-column"> <li class="nav-item"> <a class="nav-link " href="/about-us" target="_self" title="About Us">About Us</a> </li> <li class="nav-item"> <a class="nav-link " href="/contact-us" target="_self" title="Contact Us">Contact Us</a> </li> <li class="nav-item"> <a class="nav-link " href="/privacy-notice" target="_self" title="Privacy Notice">Privacy Notice</a> </li> <li class="nav-item"> <a class="nav-link " href="/accessibility-policy" target="_self" title="Accessibility Policy">Accessibility Policy</a> </li> <li class="nav-item"> <a class="nav-link " href="https://www.collegeadvantage.com/docs/default-source/stand-alone-documents/disability-inclusion-access-poster.pdf?sfvrsn=8ebb7017_2" target="_self" title="Disability Inclusion Access">Disability Inclusion Access</a> </li> <li class="nav-item"> <a class="nav-link " href="/legal-disclosures" target="_self" title="Legal Disclosures">Legal Disclosures</a> </li> <li class="nav-item"> <a class="nav-link " href="/sitemap" target="_self" title="Sitemap">Sitemap</a> </li> </ul> </nav> </section> <section> <ul class="social"> <li><a href="https://www.facebook.com/collegeadvantage" class="social__link icon-facebook" target="_blank">CollegeAdvantage On Facebook</a></li> <li><a href="https://twitter.com/Ohio529plan" class="social__link icon-twitter" target="_blank">CollegeAdvantage On Twitter</a></li> <li><a href="https://www.linkedin.com/company/ohio-tuition-trust-authority" class="social__link icon-linkedin" target="_blank">CollegeAdvantage On LinkedIn</a></li> <li><a href="https://www.youtube.com/user/CollegeAdvantage" class="social__link icon-youtube" target="_blank">CollegeAdvantage On YouTube</a></li> </ul> <div > <div class="sfContentBlock sf-Long-text" ><p><a href="/home"><img src="/images/default-source/svg-icons/logos/ohio-agency-logo-odhe-529-horz-rgb_v2.svg?sfvrsn=96077f69_2" alt="Ohio's 529 CollegeAdvantage logo" title="Ohio's 529 CollegeAdvantage logo" data-displaymode="Original" width="160" /></a></p><p><br />Before investing, read the <a href="/legal-disclosures" style="text-decoration:underline;color:#39324e;">Disclosures</a> and the <br /><a href="https://www.collegeadvantage.com/offering-statement" style="text-decoration:underline;color:#39324e;">Direct Plan Offering Statement<br /><br /></a></p><p><img src="/images/default-source/default-album/ohio-agency-logo-odhe-tuitiontrust-horz-rgb_v3.png?sfvrsn=5c830ec8_6" alt="Ohio Tuition Trust Authority Logo" title="Ohio Tuition Trust Authority" data-displaymode="Original" width="160" /><br /></p><p>© Ohio Tuition Trust Authority.<br />All rights reserved.<br /></p></div> </div> </section> </div> </div> </footer> <a id="back-to-top"><span>Back To Top</span></a> <div class="modal_global" role="dialog" id="modal" tabindex="-1" aria-modal="true"> <div class="modal__bg"></div> <div class="modal__main"> <div id="modal-close" tabindex="0" class="modal__close"><a tabindex="0" role="button">×</a></div> <div class="modal__content"> </div> </div> </div> <input id="submitContext" type="hidden" name="submitContext" /> <script type="text/javascript"> /* PIXEL OR-460 */ adroll_adv_id = "LE2NX5JSZVAB5F2OGOLI5O"; adroll_pix_id = "3M3R7KQIRRA3ZAPCGLM7L3"; /* OPTIONAL: provide email to improve user identification */ /* adroll_email = "username@example.com"; */ (function () { var _onload = function () { if (document.readyState && !/loaded|complete/.test(document.readyState)) { setTimeout(_onload, 10); return } if (!window._adroll_loaded) { _adroll_loaded = true; setTimeout(_onload, 50); return } var scr = document.createElement("script"); var host = (("https:" == document.location.protocol) ? "https://s.adroll.com" : "http://a.adroll.com"); scr.setAttribute('async', 'true'); scr.type = "text/javascript"; scr.src = host + "/j/roundtrip.js"; ((document.getElementsByTagName('head') || [null])[0] || document.getElementsByTagName('script')[0].parentNode).appendChild(scr); }; if (window.addEventListener) { window.addEventListener('load', _onload, false); } else { window.attachEvent('onload', _onload) } }()); </script> <script src="/ScriptResource.axd?d=bfAXLh37c8C28xGfov1QYUi4n_3omH8I82Ym1hpqOfmVXqsHcNIbkWgr_hGZRfODAAYNg3bfQhQbeJbz5ne8dBSP8NfrKUwEVpfrYnPBRK6TuDAOPrnyxnqQOgpRw-c8gIqXnnoV8PHpNccvE7y1rIn7MKQcNKZMQj0XLXUJWFhj3iqZ0&t=28b41678" type="text/javascript"></script> <script src="/content/scripts/ga.min.js"></script> <script src="/content/scripts/vendor/jquery.placeholder.min.js"></script> <script src="/content/scripts/vendor/jRespond.min.js"></script> <script src="/content/scripts/vendor/mustache.min.js"></script> <script src="/content/scripts/vendor/matchHeight.min.js"></script> <script src="/content/scripts/vendor/jquery.scrollstop.min.js"></script> <script src="/content/scripts/vendor/jquery.sticky.min.js"></script> <script src="/content/scripts/vendor/responsive-nav.min.js"></script> <script src="/content/scripts/vendor/fstdropdown/fstdropdown.min.js"></script> <script src="/content/scripts/vendor/rangeslider/rangeslider.min.js"></script> <script src="/content/scripts/vendor/chartjs/chart.min.js"></script> <script src="/content/scripts/vendor/chartjs/chartjs-adapter-date-fns.bundle.min.js"></script> <script src="/Content/scripts/vendor/dotdotdot.min.js"></script> <script src="/Content/scripts/vendor/videojs/video.min.js"></script> <script src="/content/scripts/vendor/cycle2/jquery.cycle2.min.js"></script> <script src="/content/scripts/vendor/cycle2/jquery.cycle2.carousel.min.js"></script> <script src="/content/scripts/vendor/cycle2/jquery.cycle2.swipe.min.js"></script> <script src="/Content/scripts/form-validation.min.js"></script> <script src="/content/scripts/main.min.js"></script> <script src="/content/scripts/global.min.js"></script> <script src="/content/scripts/search.min.js"></script> <script src="/Content/scripts/vendor/select2/select2.full.min.js"></script> <div class="modal modalCollegePlanner" tabindex="-1" role="dialog" data-sf-element="Modal"> <div class="modal-dialog modal-xl" role="document"> <div class="modal-content"> <div class="modal-header"> <div class="modal-title w-100"> <span id="Modals_T69601D29027_Col00" class="sf_colsIn" data-sf-element="Title" data-placeholder-label="Title"> <div > <div class="sfContentBlock sf-Long-text" ><h2>College Savings Planner</h2></div> </div></span> </div> <button type="button" class="close" data-dismiss="modal" aria-label="Close"> <span aria-hidden="true">×</span> </button> </div> <div class="modal-body"> <div id="Modals_T69601D29027_Col01" class="sf_colsIn" data-sf-element="Content" data-placeholder-label="Content"> <div > <div class="sfContentBlock sf-Long-text" ><iframe scrolling="yes" src="https://v3.inviteeducation.com/tools/college_savings_estimator/682/" style="border:0px none;height:1780px;width:100%;"></iframe></div> </div></div> </div> </div> </div> </div><div class="modal modalQualified" tabindex="-1" role="dialog" data-sf-element="Modal"> <div class="modal-dialog modal-xl" role="document"> <div class="modal-content"> <div class="modal-header"> <div class="modal-title w-100"> <span id="Modals_T69601D29029_Col00" class="sf_colsIn" data-sf-element="Title" data-placeholder-label="Title"> <div > <div class="sfContentBlock sf-Long-text" ><h3>How can the money in Ohio's 529 Plan be used?</h3></div> </div></span> </div> <button type="button" class="close" data-dismiss="modal" aria-label="Close"> <span aria-hidden="true">×</span> </button> </div> <div class="modal-body"> <div id="Modals_T69601D29029_Col01" class="sf_colsIn" data-sf-element="Content" data-placeholder-label="Content"> <div > <div class="sfContentBlock sf-Long-text" ><h3>Qualified expenses for higher education (post-high school) expenses: </h3><ul><li>Tuition </li><li>Room & Board (if enrolled at least half time)</li><li>Required fees (not extracurricular) </li><li>Books and supplies </li><li>Computers</li><li>Internet access </li><li>Special needs equipment </li><li>Student loan payments up to $10,000 per beneficiary and the siblings of that beneficiary </li></ul><hr /><h3>Non-qualified expenses include: </h3><ul><li>Transportation </li><li>Travel</li><li>Child care </li><li>Health insurance (even if purchased through a school) </li></ul><hr /><h3>For K-12 expenses: </h3><p>You can use Ohio’s 529 Plan to pay up to $10,000 of tuition per year</p></div> </div></div> </div> </div> </div> </div><div class="modal modalQuestions" tabindex="-1" role="dialog" data-sf-element="Modal"> <div class="modal-dialog modal-xl" role="document"> <div class="modal-content"> <div class="modal-header"> <div class="modal-title w-100"> <span id="Modals_T69601D29028_Col00" class="sf_colsIn" data-sf-element="Title" data-placeholder-label="Title"> <div > <div class="sfContentBlock sf-Long-text" ><div class="modal-title w-100" style="box-sizing:border-box;margin-bottom:0px;line-height:1.5;width:1009.06px;color:#666666;font-family:museo-sans, Arial, Helvetica, sans-serif;font-size:18px;"><div style="box-sizing:border-box;margin:0px;font-size:1.9375rem;line-height:normal;"><div class="sfContentBlock sf-Long-text" style="box-sizing:border-box;margin:0px;font-size:1.9375rem;line-height:normal;">Frequently Asked Questions About CollegeAdvantage</div><div></div></div></div></div> </div></span> </div> <button type="button" class="close" data-dismiss="modal" aria-label="Close"> <span aria-hidden="true">×</span> </button> </div> <div class="modal-body"> <div id="Modals_T69601D29028_Col01" class="sf_colsIn" data-sf-element="Content" data-placeholder-label="Content"> <section class="otta-accordion"> <a href="javascript:void(0)" class="btn btn-link border-top-0" data-toggle="collapse-next" aria-expanded="false" role="button"> <h3 id="general-faq-header" class="my-1">General FAQs</h3> </a> <div class="collapse"> <section class="otta-accordion"> <a href="javascript:void(0)" class="btn btn-link" data-toggle="collapse-next" aria-expanded="false" role="button"> <h2>What is CollegeAdvantage?</h2> </a> <div class="collapse"> <div class="pt-2 mb-4"> <p> CollegeAdvantage is Ohio’s 529 college savings program designed to help individuals and families save for college in a tax-advantaged way. The Ohio Tuition Trust Authority, a state agency within the Office of the Chancellor of the Ohio Department of Higher Education, sponsors and manages the program. CollegeAdvantage is offered as two plans: the CollegeAdvantage Direct 529 Savings Plan provides a do-it-yourself approach, while the CollegeAdvantage Advisor 529 Savings Plan offered by BlackRock must be opened through a professional financial advisor. Both plans offer advantages including: tax-free earnings,<sup>1</sup> diverse investment options, and professionally managed funds. The Ohio Tuition Trust Authority also manages the CollegeAdvantage Guaranteed 529 Savings Plan, which remains closed since December 31, 2003, to new enrollments and contributions.<br /> </p> </div> </div> </section> <section class="otta-accordion"> <a href="javascript:void(0)" class="btn btn-link" data-toggle="collapse-next" aria-expanded="false" role="button"> <h2>How does CollegeAdvantage work?</h2> </a> <div class="collapse"> <div class="pt-2 mb-4"> <p> When you open an account in the CollegeAdvantage Direct Plan, you can choose to invest in Ready-Made, Age-Based Portfolios, Ready-Made, Risk-Based Portfolios or one or more other individual investment options based upon your investing preferences, savings goals, and risk tolerance. The choices are yours. The CollegeAdvantage Advisor Plan offers a variety of investment options that you and your financial advisor choose to achieve your college savings goals. All of the contributions made to your account grow tax-free and withdrawals are free from federal and state tax if used for qualified higher education expenses. In addition, State of Ohio taxpayers can deduct contributions up to $4,000 from their Ohio taxable income per beneficiary, per year, with unlimited carryforward of contributions over that amount.<br /> <br /> </p> </div> </div> </section> <section class="otta-accordion"> <a href="javascript:void(0)" class="btn btn-link" data-toggle="collapse-next" aria-expanded="false" role="button"> <h2>How do I open a CollegeAdvantage account?</h2> </a> <div class="collapse"> <div class="pt-2 mb-4"> <p> The easiest way to open a CollegeAdvantage Direct Plan account is to enroll online at CollegeAdvantage.com. It only takes about 10 minutes. If you prefer to enroll by mail, complete the Account Application form. To open a CollegeAdvantage Advisor Plan account, contact a financial advisor.<br><br> </p> </div> </div> </section> <section class="otta-accordion"> <a href="javascript:void(0)" class="btn btn-link" data-toggle="collapse-next" aria-expanded="false" role="button"> <h2>How much do I need to open an account?</h2> </a> <div class="collapse"> <div class="pt-2 mb-4"> <p> CollegeAdvantage offers low initial and subsequent minimum contributions of as little as $25. The Fifth Third Certificate of Deposit requires a $500 minimum contribution. </p> </div> </div> </section> <section class="otta-accordion"> <a href="javascript:void(0)" class="btn btn-link" data-toggle="collapse-next" aria-expanded="false" role="button"> <h2>Who can open a CollegeAdvantage account?</h2> </a> <div class="collapse"> <div class="pt-2 mb-4"> <p> Any U.S. citizen or resident alien, 18 or older, with a Social Security number or Tax Identification Number and U.S. street address, can open an account, regardless of income level. Parents, grandparents, other family, and friends can open an account for anyone they choose. You do not have to be related to the beneficiary of your account. You can also open an account to pay for your own higher education. Certain trusts and entities may also open an account.<br /> </p> </div> </div> </section> <section class="otta-accordion"> <a href="javascript:void(0)" class="btn btn-link" data-toggle="collapse-next" aria-expanded="false" role="button"> <h2>Who can contribute to a 529?</h2> </a> <div class="collapse"> <div class="pt-2 mb-4"> <p> Anyone<sup>2</sup> can contribute to the same CollegeAdvantage account, but total contributions cannot exceed the Account Contribution Limit (see the Plan Offering Statement for the most current limit) for all CollegeAdvantage accounts for the same beneficiary. A contributor who is an Ohio taxpayer, even if they are not the Account Owner, may take the deduction from Ohio taxable income for the contributions they make to a CollegeAdvantage account up to the $4,000 deduction limit.<br /> </p> </div> </div> </section> <section class="otta-accordion"> <a href="javascript:void(0)" class="btn btn-link" data-toggle="collapse-next" aria-expanded="false" role="button"> <h2>Who can be a beneficiary?</h2> </a> <div class="collapse"> <div class="pt-2 mb-4"> <p> Any U.S. citizen or resident alien of any age with a Social Security Number can be named as the beneficiary of a CollegeAdvantage account. As the Account Owner, you can designate a child, adult, or even yourself as the beneficiary.<br /> </p> </div> </div> </section> <section class="otta-accordion"> <a href="javascript:void(0)" class="btn btn-link" data-toggle="collapse-next" aria-expanded="false" role="button"> <h2>Does my beneficiary have to attend college in Ohio?</h2> </a> <div class="collapse"> <div class="pt-2 mb-4"> <p> No. You can use the assets in your account toward the costs of nearly any public or private, 2-year or 4-year college nationwide, as long as the student is enrolled in a U.S.-accredited college, university, graduate school, or technical school that is eligible to participate in U.S. Department of Education student financial aid programs. In fact, many U.S. colleges and universities now have campuses or locations outside of the country, where money from your account can also be used. A school is eligible if they have a Federal School Code, which can be searched at <a href="https://www.fafsa.gov" target="_blank" class="external">www.fafsa.gov</a>. </p> </div> </div> </section> <section class="otta-accordion"> <a href="javascript:void(0)" class="btn btn-link" data-toggle="collapse-next" aria-expanded="false" role="button"> <h2>What if my beneficiary does not go to college immediately after high school?</h2> </a> <div class="collapse"> <div class="pt-2 mb-4"> <p> CollegeAdvantage does not require a child to attend college immediately after graduating high school. There are no age restrictions on when you can use your account to pay for college expenses.<br /> </p> </div> </div> </section> <section class="otta-accordion"> <a href="javascript:void(0)" class="btn btn-link" data-toggle="collapse-next" aria-expanded="false" role="button"> <h2>Are investments in CollegeAdvantage guaranteed?</h2> </a> <div class="collapse"> <div class="pt-2 mb-4"> <p> Only contributions to and earnings on the Bank Options are insured by the FDIC, up to certain limits. No other investments are insured or guaranteed by CollegeAdvantage or any other entity. Investment returns will vary depending upon the performance of the investment options you choose. The Account Owner bears all risk, including the risk of loss of all investments.<br /> </p> </div> </div> </section> <section class="otta-accordion"> <a href="javascript:void(0)" class="btn btn-link" data-toggle="collapse-next" aria-expanded="false" role="button"> <h2>What is Ugift®?</h2> </a> <div class="collapse"> <div class="pt-2 mb-4"> <p> Ugift is an innovative way to invite family and friends to save for college by celebrating occasions, achievements, and events with gift contributions to your CollegeAdvantage Direct Plan account. To utilize Ugift, log in to your Direct Plan account.<br /> </p> </div> </div> </section> <section class="otta-accordion"> <a href="javascript:void(0)" class="btn btn-link" data-toggle="collapse-next" aria-expanded="false" role="button"> <h2>What is Upromise® and how can it help me save for college?</h2> </a> <div class="collapse"> <div class="pt-2 mb-4"> <p> <img alt="Upromise" src="https://www.collegeadvantage.com/images/default-source/default-album/upromise_logo_348pxwx72pxh.png?Status=Master&sfvrsn=e932337a_1" sf-size="100" /><strong><br /><br />Boost your college savings with Upromise</strong><strong><sup>®</sup></strong> <br /><br />Upromise<sup>®</sup> is a free service that helps families save for college. Upromise provides unique opportunities for members to earn cash back rewards for everyday activities such as shopping, dining and more. Rewards are automatically deposited as contributions to your Ohio's 529 Plan, CollegeAdvantage, when you reach $50 in rewards.<br /><br /><a href="https://www.upromise.com/?cmp=2321&cxid-OH&aff_sid=CollegeAdvantage" target="_blank">Join</a> Upromise for free today:<br /><ul><li>Earn <strong>$5.29</strong> in bonus rewards when you <strong>open</strong> a new Upromise account.</li><li>Earn an additional <strong>$25</strong> in bonus rewards when you<strong> link</strong> your first Ohio's 529 Plan account to your new Upromise account.</li><li>Earn additional rewards continuously by <strong>shopping</strong> online through Upromise.com and <strong>dining</strong> at over 10,000 restaurants nationwide.  </li><li>You’re automatically entered into the monthly Upromise 529 Scholarship drawing of five $529 scholarships.</li></ul>Learn more at <a href="https://www.upromise.com/?cmp=2321&cxid-OH&aff_sid=CollegeAdvantage" target="_blank">Upromise.com</a>. It’s fast, easy, and secure.<br /><br /><em>Disclosure<br /><br />Upromise is an optional program offered by Upromise, LLC, is separate from the Ohio's 529 Plan, CollegeAdvantage, and is not affiliated with the Ohio's 529 Plan. Separate terms and conditions apply to the Upromise program, and you will be required to read and agree to them at sign-up. Participating companies, contribution levels, and terms and conditions are subject to change at any time without notice. Transfers from Upromise to an Ohio's 529 Plan, CollegeAdvantage account are subject to a $50 minimum.<br /><br />Upromise and the Upromise logo are registered service marks of Upromise, LLC.</em> <br /> </p> </div> </div> </section> <section class="otta-accordion"> <a href="javascript:void(0)" class="btn btn-link" data-toggle="collapse-next" aria-expanded="false" role="button"> <h2>What impact does a 529 plan have on eligibility for federal financial aid?</h2> </a> <div class="collapse"> <div class="pt-2 mb-4"> <p> 529 plan assets are counted at different rates for the Expected Family Contribution (EFC) in the FAFSA formula. Current federal guidelines are as follows: <br /> <br /> If the student is a dependent, a 529 plan account is considered as the parent's asset (if the Account Owner is the parent or the dependent student). As a result, it will generally be counted at a rate of only 5.64% of its value for the EFC. <br /> <br /> If the student is not a dependent and is the Account Owner, the 529 plan account is treated as the student's asset and is generally factored into the EFC at the higher rate of 20%. <br /> <br /> In other cases, the account does not count as an asset for federal financial aid purposes. However, a student may have to report distributions received from the account as income for these purposes. <br /> <br /> Note: Financial aid programs offered by educational institutions and other non-federal sources may have their own guidelines for the treatment of 529 plan accounts. For complete information about financial aid eligibility, you should consult with a financial aid professional and/or the state or educational institution offering a particular financial aid program, since rules and regulations often change. </p> </div> </div> </section> <section class="otta-accordion"> <a href="javascript:void(0)" class="btn btn-link" data-toggle="collapse-next" aria-expanded="false" role="button"> <h2>Footnotes: General</h2> </a> <div class="collapse"> <div class="pt-2 mb-4"> <p> <sup>1</sup> Earnings on non-qualified withdrawals are subject to federal income tax and may be subject to a 10% federal penalty tax, as well as state and local income taxes. The availability of tax or other benefits may be contingent on meeting other requirements. <br /> <sup><br /> 2 </sup>If you contribute to an account owned by someone else, you give up all rights to the money contributed to that account. </p> </div> </div> </section> </div> </section> <section class="otta-accordion"> <a href="javascript:void(0)" class="btn btn-link" data-toggle="collapse-next" aria-expanded="false" role="button"> <h3 id="tax-faq-header" class="my-1">Tax FAQs</h3> </a> <div class="collapse"> <section class="otta-accordion"> <a href="javascript:void(0)" class="btn btn-link" data-toggle="collapse-next" aria-expanded="false" role="button"> <h2>How do I access tax forms and other account documents?</h2> </a> <div class="collapse"> <div class="pt-2 mb-4"> <p> <p>In addition to your 1099Q tax form, you can also download account statements and confirmations of account activity online. Simply log in, and within two clicks, you can select the documents you need. Watch this short video for all the details.</p> <div style="max-width:574px;margin:0 auto;"><iframe src="//fast.wistia.net/embed/iframe/xbuwh7gwof?videoFoam=true" allowtransparency="true" frameborder="0" scrolling="no" class="wistia_embed" name="wistia_embed" width="574" height="323" allow="fullscreen" style="width:574px;height:323px;border:0;"></iframe><a href="https://www.collegeadvantage.com/docs/default-source/video-transcripts/tax-forms.txt?sfvrsn=9a1d8134_2" target="_blank" style="color:#0a75b2;"><small>View Transcript</small></a> </div> </p> </div> </div> </section> <section class="otta-accordion"> <a href="javascript:void(0)" class="btn btn-link" data-toggle="collapse-next" aria-expanded="false" role="button"> <h2>What tax benefits can I get from CollegeAdvantage?</h2> </a> <div class="collapse"> <div class="pt-2 mb-4"> <p> Earnings grow tax free from federal and state income tax when used for qualified higher education expenses.<sup>1</sup> Qualified higher education expenses include tuition, mandatory fees, books, supplies, and equipment required for enrollment or attendance; certain room and board costs during any academic period the beneficiary is enrolled at least half-time; certain expenses for a special-needs student; and withdrawals up to $10,000 per student, per year, for K-12 tuition at a public, private, or religious elementary or secondary schools.<br /> </p> </div> </div> </section> <section class="otta-accordion"> <a href="javascript:void(0)" class="btn btn-link" data-toggle="collapse-next" aria-expanded="false" role="button"> <h2>Are there any special tax benefits for Ohio taxpayers?</h2> </a> <div class="collapse"> <div class="pt-2 mb-4"> <p> Yes. If you are an Ohio taxpayer, you are eligible to deduct up to $4,000 of contributions per beneficiary, per year from your State of Ohio taxable income, with unlimited carryforward. You do not have to be the Account Owner to deduct contributions from your State of Ohio taxable income. The benefit is per contributor or married couple.<br /> </p> </div> </div> </section> <section class="otta-accordion"> <a href="javascript:void(0)" class="btn btn-link" data-toggle="collapse-next" aria-expanded="false" role="button"> <h2>What are the Plan's gift- and estate-tax benefits?</h2> </a> <div class="collapse"> <div class="pt-2 mb-4"> <p> Per federal 529 laws, individuals can invest up to $18,000 ($36,000 for married couples) per beneficiary without incurring any federal gift-tax consequences. You can also contribute up to $90,000 per beneficiary in a single year ($180,000 for married couples) and take advantage of five years' worth of tax-free gifts at one time. (Contributions are considered completed gifts and are removed from your estate,<sup>2</sup> but you, as the Account Owner, retain control.) Upon the death of the Account Owner, money remaining in the account will not be included in the Account Owner's estate for federal estate tax purposes. For more information, consult your tax advisor or estate-planning attorney.<br /> </p> </div> </div> </section> <section class="otta-accordion"> <a href="javascript:void(0)" class="btn btn-link" data-toggle="collapse-next" aria-expanded="false" role="button"> <h2>Footnotes: Taxes</h2> </a> <div class="collapse"> <div class="pt-2 mb-4"> <p> <sup>1 </sup>Earnings on non-qualified withdrawals are subject to federal income tax and may be subject to a 10% federal penalty tax, as well as state and local income taxes. The availability of tax or other benefits may be contingent on meeting other requirements. See the Plan's Offering Statement and Participation Agreement for more details on qualified expenses. <br /> <br /> <sup>2 </sup>In the event the donor does not survive the five-year period, a pro-rated amount will revert to the donor's taxable estate. </p> </div> </div> </section> </div> </section> <section class="otta-accordion"> <a href="javascript:void(0)" class="btn btn-link" data-toggle="collapse-next" aria-expanded="false" role="button"> <h3 id="account-faq-header" class="my-1">Account FAQs</h3> </a> <div class="collapse"> <section class="otta-accordion"> <a href="javascript:void(0)" class="btn btn-link" data-toggle="collapse-next" aria-expanded="false" role="button"> <h2>How can I make contributions to my account?</h2> </a> <div class="collapse"> <div class="pt-2 mb-4"> <p> Electronic Bank Transfer from your checking or savings account<br /> <br /> Automatic Investment Plan (AIP) with scheduled recurring contributions<br /> <br /> Payroll deduction through participating employers<br /> <br /> Check (made payable to the Ohio Tuition Trust Authority)<br /> <br /> Rollover from another 529 plan<br /> <br /> Rollover from a Coverdell Education Savings Account or a qualified Series EE or Series I U.S. Savings Bond<br /> <br /> Exchange from a different CollegeAdvantage Plan<br /> <br /> Transfer of cash from an UGMA/UTMA account (Consult with a tax advisor regarding tax consequences)<br /> <br /> Ugift<sup>®</sup> - a way to invite family and friends to give the gift of education<br /> <br /> Upromise<sup>®</sup> - grow your savings even more by linking your CollegeAdvantage Direct Plan to your Upromise account and automatically transferring your Upromise earnings into your CollegeAdvantage Direct Plan (available for the Direct Plan only)<br /> <br /> </p> </div> </div> </section> <section class="otta-accordion"> <a href="javascript:void(0)" class="btn btn-link" data-toggle="collapse-next" aria-expanded="false" role="button"> <h2>Do I retain control of the account?</h2> </a> <div class="collapse"> <div class="pt-2 mb-4"> <p> Yes. As the Account Owner, you choose your investment options, and you decide when and where the money will be used.<br><br> </p> </div> </div> </section> <section class="otta-accordion"> <a href="javascript:void(0)" class="btn btn-link" data-toggle="collapse-next" aria-expanded="false" role="button"> <h2>Can I make an investment change in my account?</h2> </a> <div class="collapse"> <div class="pt-2 mb-4"> <p> Yes. You can change the direction of your future contributions at any time. For existing investments, federal 529 law permits you to exchange the assets in your CollegeAdvantage account to a different mix of investment options twice per calendar year. <br /> <br /> </p> </div> </div> </section> <section class="otta-accordion"> <a href="javascript:void(0)" class="btn btn-link" data-toggle="collapse-next" aria-expanded="false" role="button"> <h2>How can I use the money in my account?</h2> </a> <div class="collapse"> <div class="pt-2 mb-4"> <p> The money in your CollegeAdvantage account can be used for any purpose. However, to qualify for federal tax-free withdrawals on earnings and avoid penalties, the money must be used for qualified higher education expenses for the beneficiary at an eligible educational institution. <sup>1, 2</sup> </p> </div> </div> </section> <section class="otta-accordion"> <a href="javascript:void(0)" class="btn btn-link" data-toggle="collapse-next" aria-expanded="false" role="button"> <h2>Can I change the beneficiary of my account?</h2> </a> <div class="collapse"> <div class="pt-2 mb-4"> <p> Yes. You can transfer your account to a "member of the family" <sup>3</sup> of the beneficiary without incurring federal income tax or penalties. <br /> <br /> To change a beneficiary, complete the <a href="https://www.collegeadvantage.com/docs/default-source/direct-plan-forms/beneficiary-change-form.pdf?sfvrsn=6" target="_blank">Beneficiary Change Form</a>. </p> </div> </div> </section> <section class="otta-accordion"> <a href="javascript:void(0)" class="btn btn-link" data-toggle="collapse-next" aria-expanded="false" role="button"> <h2>What counts as a qualified higher education expense?</h2> </a> <div class="collapse"> <div class="pt-2 mb-4"> <p> Eligible expenses include tuition, mandatory fees, computer equipment and related technology and services, books, supplies, and equipment required for enrollment or attendance; room and board costs during any academic period the beneficiary is enrolled at least half-time; and certain expenses for a special-needs student. <br /> <br /> Account owners can also choose to use 529 assets to pay K-12 tuition up to $10,000 per student, per year, for enrollment at public, private, or religious elementary or secondary school. If there are multiple accounts for a student, the combined 529 distributions to pay for their K-12 tuition is limited to $10,000 per year. Consult your qualified tax advisor for specific information.  <br /> <br /> The Further Consolidated Appropriations Act 2020 includes provisions that 1) allow 529 withdrawals to pay for certain expenses associated with apprenticeship programs registered and certified by the Secretary of Labor under the National Apprenticeship Act, and 2) to pay principal and interest on certain qualified education loans for the beneficiary of your account or any of the beneficiary’s siblings.The loan repayment provisions apply to repayments up to $10,000 per individual. This $10,000 is a lifetime amount, not an annual limit. Withdrawals for student loan repayment and/or apprenticeships can only be made to the Account Owner or the Beneficiary.<br /> <br /> </p> </div> </div> </section> <section class="otta-accordion"> <a href="javascript:void(0)" class="btn btn-link" data-toggle="collapse-next" aria-expanded="false" role="button"> <h2>What if I receive a refund from my child’s school?</h2> </a> <div class="collapse"> <div class="pt-2 mb-4"> <p> If you receive a refund of funds originally withdrawn from your 529 account, you may re-contribute the funds (up to the amount of the refund) within 60 days after the date of the refund without penalty. <strong>The re-contribution must be made by check, not electronically.<br /> </strong> <br /> Pursuant to recent changes in federal law, which are retroactively effective January 1, 2015 a beneficiary who receives a refund of any qualified higher education expenses from an eligible educational institution may re-contribute funds originally withdrawn from your Account, up to the refunded amount within 60 days after the date of the refund without penalty. A transition rule contained in the federal law permits any such refund received after December 31, 2014 and before December 18, 2015 to be re-contributed at any time through February 16, 2016. <br /> <br /> The individual making the re-contribution is responsible for maintaining all documentation linking the re-contribution to the refund from the eligible educational institution. Without such documentation, the original withdrawal may be considered a non-qualified withdrawal by the IRS. You should consult your tax advisor regarding the tax implications (including but not limited to income, gift and generation-skipping taxes) of any refunds and/or re-contributions and any related documentation that you should maintain.<br /> <br /> <em>R<em>e-contributions cannot be made to the CollegeAdvantage Guaranteed Plan. If you wish to make a re-contribution, you must direct the re-contribution to an open account in another qualified 529 plan</em>.</em> </p> </div> </div> </section> <section class="otta-accordion"> <a href="javascript:void(0)" class="btn btn-link" data-toggle="collapse-next" aria-expanded="false" role="button"> <h2>Is paying off a student loan a qualified higher education expense?</h2> </a> <div class="collapse"> <div class="pt-2 mb-4"> <p> A provision of the Further Consolidated Appropriations Act 2020 allows for 529 withdrawals to pay principal and interest on certain qualified education loans for the beneficiary of your account or any of the beneficiary’s siblings. The loan repayment provisions apply to repayments up to $10,000 per individual. This $10,000 is a lifetime amount, not an annual limit. Withdrawals for student loan repayment and/or apprenticeships can only be made to the Account Owner or the Beneficiary.<br /> </p> </div> </div> </section> <section class="otta-accordion"> <a href="javascript:void(0)" class="btn btn-link" data-toggle="collapse-next" aria-expanded="false" role="button"> <h2>What if my beneficiary decides not to go to college?</h2> </a> <div class="collapse"> <div class="pt-2 mb-4"> <p> CollegeAdvantage does not require a child to attend college immediately after graduating high school. There are no age restrictions on when you can use your account to pay for college expenses. You also have the option of changing the beneficiary to another “member of the family”<sup>3</sup> or taking a non-qualified withdrawal.<br /> <br /> </p> </div> </div> </section> <section class="otta-accordion"> <a href="javascript:void(0)" class="btn btn-link" data-toggle="collapse-next" aria-expanded="false" role="button"> <h2>How do I access tax forms and other account documents?</h2> </a> <div class="collapse"> <div class="pt-2 mb-4"> <p> <p>In addition to your 1099Q tax form, you can also download account statements and confirmations of account activity online. Simply log in, and within two clicks, you can select the documents you need. Watch this short video for all the details.</p><div style="max-width:574px;margin:0 auto;"><iframe src="//fast.wistia.net/embed/iframe/xbuwh7gwof?videoFoam=true" allowtransparency="true" frameborder="0" scrolling="no" class="wistia_embed" name="wistia_embed" width="574" height="323" allow="fullscreen" style="width:574px;height:323px;border:0;"></iframe><a href="https://www.collegeadvantage.com/Content/Transcripts/Tax%20Forms.txt" target="_blank" style="color:#0a75b2;"><small>View Transcript</small></a> </div> </p> </div> </div> </section> <section class="otta-accordion"> <a href="javascript:void(0)" class="btn btn-link" data-toggle="collapse-next" aria-expanded="false" role="button"> <h2>Footnotes: Using the assets in my CollegeAdvantage account</h2> </a> <div class="collapse"> <div class="pt-2 mb-4"> <p> <sup>1 </sup>Earnings on non-qualified withdrawals are subject to federal income tax and may be subject to a 10% federal penalty tax, as well as state and local income taxes. The availability of tax or other benefits may be contingent on meeting other requirements. <br /> <sup><br /> 2</sup> An eligible school is one that is eligible to participate in federal financial aid programs. <br /> <sup><br /> 3</sup> Section 529 defines a family member as: a son, daughter, stepson or stepdaughter, or a descendant of any such person; a brother, sister, stepbrother, or stepsister; the father or mother, or an ancestor of either; a stepfather or stepmother; a son or daughter of a brother or sister; a brother or sister of the father or mother; a son-in-law, daughter-in-law, father-in-law, mother-in-law, brother-in-law, or sister-in-law; the spouse of the Beneficiary or the spouse of any individual described above; or a first cousin of the Beneficiary. Gift or generation-skipping transfer taxes may apply. Please consult with your tax advisor for further information. </p> </div> </div> </section> <section class="otta-accordion"> <a href="javascript:void(0)" class="btn btn-link" data-toggle="collapse-next" aria-expanded="false" role="button"> <h2>How do I close my account?</h2> </a> <div class="collapse"> <div class="pt-2 mb-4"> <p> In order to close your Direct Plan Account with CollegeAdvantage, you must liquidate/withdraw the remaining balance in the account you wish to close.  The account must be at a zero balance in order to close your account.  There are two means in which to close and liquidate your account:  1) complete the <a target="_blank" href="https://www.collegeadvantage.com/docs/default-source/direct-plan-forms/withdrawal-request-form.pdf?sfvrsn=8231af97_8">Direct Withdrawal Request Form</a> asking for 100% liquidation and to close the account or 2) via your online account access requesting 100% liquidation and to close your account.  It is important that if you want the account closed that not only to liquidate the entire balance, but to choose the close option as well.  Otherwise, the account will remain open with a $0 balance. </p> </div> </div> </section> </div> </section> <section class="otta-accordion"> <a href="javascript:void(0)" class="btn btn-link" data-toggle="collapse-next" aria-expanded="false" role="button"> <h3 id="ugift-faq-header" class="my-1">Ugift FAQs</h3> </a> <div class="collapse"> <section class="otta-accordion"> <a href="javascript:void(0)" class="btn btn-link" data-toggle="collapse-next" aria-expanded="false" role="button"> <h2>What is Ugift?</h2> </a> <div class="collapse"> <div class="pt-2 mb-4"> <p> A service that lets Ohio’s 529 Plan account owners make it simple for others to add to a student’s account. It’s used by millions of people nationwide. </p> </div> </div> </section> <section class="otta-accordion"> <a href="javascript:void(0)" class="btn btn-link" data-toggle="collapse-next" aria-expanded="false" role="button"> <h2>What’s a Ugift code?</h2> </a> <div class="collapse"> <div class="pt-2 mb-4"> <p> Every account in Ohio’s 529 Plan has a unique Ugift code. You can access yours (1) on our website when you log in to your account and click “Share Ugift code” or (2) when you sign in to the READYSAVE 529 App and select the Ugift icon at the bottom of the start screen. </p> </div> </div> </section> <section class="otta-accordion"> <a href="javascript:void(0)" class="btn btn-link" data-toggle="collapse-next" aria-expanded="false" role="button"> <h2>What do I do with my Ugift code(s)?</h2> </a> <div class="collapse"> <div class="pt-2 mb-4"> <p> Ugift codes are for sharing with family and friends who want to give the gift of education </p> </div> </div> </section> <section class="otta-accordion"> <a href="javascript:void(0)" class="btn btn-link" data-toggle="collapse-next" aria-expanded="false" role="button"> <h2>Is sharing my Ugift code safe?</h2> </a> <div class="collapse"> <div class="pt-2 mb-4"> <p> Absolutely. It’s a unique, one-way code that has nothing to do with your account number. Money can go in with the code, but money and/or personal information can’t go out. </p> </div> </div> </section> <section class="otta-accordion"> <a href="javascript:void(0)" class="btn btn-link" data-toggle="collapse-next" aria-expanded="false" role="button"> <h2>Can I email or text a Ugift code?</h2> </a> <div class="collapse"> <div class="pt-2 mb-4"> <p> Easily. From the website, right-click the code graphic and drop it in an email or text. Whoever gets it can just click on the link and go straight to the Ugift site: ugift529.com. From the READYSAVE 529 App, it’s even simpler — just follow the prompts. </p> </div> </div> </section> <section class="otta-accordion"> <a href="javascript:void(0)" class="btn btn-link" data-toggle="collapse-next" aria-expanded="false" role="button"> <h2>How about gift registries — can I post my Ugift code?</h2> </a> <div class="collapse"> <div class="pt-2 mb-4"> <p> People love doing this. Share your code(s) and ugift529.com. Gift givers will appreciate the simplicity and can even set up a Ugift account to make future gifts. </p> </div> </div> </section> <section class="otta-accordion"> <a href="javascript:void(0)" class="btn btn-link" data-toggle="collapse-next" aria-expanded="false" role="button"> <h2>What happens when someone gives us a gift?</h2> </a> <div class="collapse"> <div class="pt-2 mb-4"> <p> If you’re the account owner, you’ll automatically be notified. </p> </div> </div> </section> <section class="otta-accordion"> <a href="javascript:void(0)" class="btn btn-link" data-toggle="collapse-next" aria-expanded="false" role="button"> <h2>Is there a fee for using it?</h2> </a> <div class="collapse"> <div class="pt-2 mb-4"> <p> It’s free. </p> </div> </div> </section> <section class="otta-accordion"> <a href="javascript:void(0)" class="btn btn-link" data-toggle="collapse-next" aria-expanded="false" role="button"> <h2>Who operates Ugift?</h2> </a> <div class="collapse"> <div class="pt-2 mb-4"> <p> Ugift is provided by Ascensus to participating 529 Plans all over the country. Ascensus is a leading financial services firm in the 529 Plan universe and has been an important partner to Ohio’s 529 Plan for many years. </p> </div> </div> </section> </div> </section> </div> </div> </div> </div> </div> <script type="text/javascript" src="/WebResource.axd?d=NjxTqR2bqTw1rewxxlkHPnglRVHno9OvOP0iQ5gsEILJ39JKk_NFfwMYIMvKLYnN2ohXe1pkApwKtKIXSfJfyPk69T4V8ep_SAQiUGKGzsR6YBwzx0TFWek2A2-BiZMasASwsKQEYE798FS9upCXNK5bZc2XVorqjAw1OPddLnslpbm_nsJVR6L0ruw38CDN0eQs9gczzkNfU58TXfMA0xbgFHs1&t=638682406270709310"> </script> </body> </html> <script id="f5_cspm">(function(){var f5_cspm={f5_p:'FIMFABILFOKJLKFBNIIDLBHLKJCHHAKFGGDGMEIAPBPDIFMNAPCADGILHMFPKAMIEODBICMAAAGJOPMONPGAJMLNAADEGFGFEJMGOKIKKMHCEDEGKBNAKCKMHLENEFFC',setCharAt:function(str,index,chr){if(index>str.length-1)return str;return str.substr(0,index)+chr+str.substr(index+1);},get_byte:function(str,i){var s=(i/16)|0;i=(i&15);s=s*32;return((str.charCodeAt(i+16+s)-65)<<4)|(str.charCodeAt(i+s)-65);},set_byte:function(str,i,b){var s=(i/16)|0;i=(i&15);s=s*32;str=f5_cspm.setCharAt(str,(i+16+s),String.fromCharCode((b>>4)+65));str=f5_cspm.setCharAt(str,(i+s),String.fromCharCode((b&15)+65));return str;},set_latency:function(str,latency){latency=latency&0xffff;str=f5_cspm.set_byte(str,40,(latency>>8));str=f5_cspm.set_byte(str,41,(latency&0xff));str=f5_cspm.set_byte(str,35,2);return str;},wait_perf_data:function(){try{var wp=window.performance.timing;if(wp.loadEventEnd>0){var res=wp.loadEventEnd-wp.navigationStart;if(res<60001){var cookie_val=f5_cspm.set_latency(f5_cspm.f5_p,res);window.document.cookie='f5avr0250104409aaaaaaaaaaaaaaaa_cspm_='+encodeURIComponent(cookie_val)+';path=/;'+'';} return;}} catch(err){return;} setTimeout(f5_cspm.wait_perf_data,100);return;},go:function(){var chunk=window.document.cookie.split(/\s*;\s*/);for(var i=0;i<chunk.length;++i){var pair=chunk[i].split(/\s*=\s*/);if(pair[0]=='f5_cspm'&&pair[1]=='1234') {var d=new Date();d.setTime(d.getTime()-1000);window.document.cookie='f5_cspm=;expires='+d.toUTCString()+';path=/;'+';';setTimeout(f5_cspm.wait_perf_data,100);}}}} f5_cspm.go();}());</script>

CINXE.COM

529 Investment Forms and Applications | CollegeAdvantage