Unifying card programmes: The cost-reduction imperative

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class="breadcrumb-container"> <ol id="ctl00_ctl00_body_breadcrumb_Trail_list" class="breadcrumb"> <li class="breadcrumb-item"><a href="https://www.finextra.com">Home</a></li><li class="breadcrumb-item"><a href="https://www.finextra.com/events/timeline">Events</a></li><li class="breadcrumb-item"><a href="https://www.finextra.com/events/timeline/payments">Payments</a></li><li class="breadcrumb-item active" aria-current="page">Unifying card programmes: The cost-reduction imperative</li></ol> </nav> </div> </div> </div> </section>    <section class="section--article-body section--article-body-event"> <div class="container"> <div class="row">  <div class="col-12"> <div class="event-grid"> <div class="event-grid-item event-grid-item-intro"> <span class="tag tag-highlight tag-light-grey">Webinar</span> <h1>Unifying card programmes: The cost-reduction imperative</h1> <p class="standfirst">Watch this webinar, in association with FIS, to learn why it is time for banks to unify their card programmes. </p> </div> <div class="event-grid-item event-grid-item-main"> <div class="event-info"> <div class="event-info-logo-container"> <img id="ctl00_ctl00_body_main_SummaryForm_imgNews" class="event-info-logo" src="/finextra-images/top_pics/xl/fis-global-logo-lrg.png" alt="Unifying card programmes: The cost-reduction imperative" style="border-width:0px;" /> </div> <div class="event-info-content-container"> <div class="event-info-content-date"><span class="event-info-content-icon"></span><span class="event-info-content-text">Thursday 5th December 2024 15:00 GMT | 16:00 CET | 10:00 EST</span></div> <div class="event-info-content-stats"> <div id="ctl00_ctl00_body_main_SummaryForm_dCounter" class="event-info-content-registered"><span class="event-info-content-icon"></span><span class="event-info-content-text">109 registered</span></div> <div class="event-info-content-location"><span class="event-info-content-icon"></span><span class="event-info-content-text">Online</span></div> </div> <div class="button-container d-md-none"> <a class="button button-small button-primary button-center button-fullWidth" href="#form"><span id="ctl00_ctl00_body_main_SummaryForm_sJoin" class="button-text">Join this Webinar</span></a> </div> </div> </div> <div id="ctl00_ctl00_body_main_SummaryForm_pBody" class="event-summary alt-body-copy"> <div> </div> <ul> <li><strong>What are financial institutions’ biggest operational pressures today? <br /> </strong></li> <li><strong>How can the unification of card programmes solve these?<br /> </strong></li> <li><strong>What is the best approach to customising payments offerings?<br /> </strong></li> <li><strong>What are the key features of a best-in-class solution, in terms of consolidatory, technological and security benefits?</strong></li> </ul> <p> </p> <p>Faced with soaring operational costs, it is high time for financial institutions to being unifying their card programmes. The consolidation of systems is the only real long-term vision for banks looking to seize the reins of their runaway expenses.</p> <p>The manner of modification is just as important. While the piecemeal customisation of legacy mainframe platforms may cost less in the short term, each future release drives up the total cost of ownership (TCO) – since extending services such as debit, credit, pre-paid, Buy-Now-Pay-Later, and personal loans means bolting to the core new, disparate systems. Not only does this necessitate continual waves of testing, training, and compliance updates for each product, it forces banks to manage a complex web of software vendors.</p> <p>The approach of the forward-thinking bank is therefore to ensure all tweaks are brought under a single card system. As is the case with any worthwhile solution, institutions can expect a clutch of positive knock-on effects from card unification – including as the reduction and bracing of the attack surface targeted by fraudsters.</p> <p><strong>Sign up for this Finextra webinar, hosted in association with <em>FIS</em>, to join our panel of industry experts who will analyse the biggest costs facing banks today, their operational roots, and how the unification of programmes is the future.</strong></p> </div> <div id="ctl00_ctl00_body_main_SummaryForm_hSpeakers" class="event-speakers"> <h2 class="h3 event-speakers-title">Speakers</h2> <ul class="event-speakers-people"> <li class="event-speakers-people-container"> <img id="ctl00_ctl00_body_main_SummaryForm_rSpeakers_ctl00_iMember" class="event-speakers-people-image" src="../../finextra-images/registrations/534/contributors/Matt%20Collicoat.jpg" alt="Matt Collicoat" style="border-width:0px;" /> <div class="event-speakers-people-text"> <h4 class="event-speakers-people-text-title">Matt Collicoat</h4> <p>Head Global Product Specialists – Banking Solutions, FIS</p> </div> </li> <li class="event-speakers-people-container"> <img id="ctl00_ctl00_body_main_SummaryForm_rSpeakers_ctl01_iMember" class="event-speakers-people-image" src="../../finextra-images/registrations/534/contributors/jill%20self.jpg" alt="Jill Selff" style="border-width:0px;" /> <div class="event-speakers-people-text"> <h4 class="event-speakers-people-text-title">Jill Selff</h4> <p>Head of SMB, Europe, Visa</p> </div> </li> </ul> <ul id="ctl00_ctl00_body_main_SummaryForm_uModerators" class="event-speakers-people event-speakers-people-moderators"> <li class="event-speakers-people-container"> <img id="ctl00_ctl00_body_main_SummaryForm_rModerators_ctl00_iMember" class="event-speakers-people-image" src="../../finextra-images/registrations/534/contributors/Scott%20Hamilton%20264%20(002).jpg" alt="Scott Hamilton " style="border-width:0px;" /> <div class="event-speakers-people-text"> <h4 class="event-speakers-people-text-title">Scott Hamilton </h4> <p>Global Payments & Liquidity Expert, Contributing Editor, Finextra [Moderator]</p> </div> </li> </ul> </div> </div> <script type="text/javascript"> function ValidatorUpdateDisplay(val) { if (typeof (val.display) == "string") { if (val.display == "None") { return; } if (val.display == "Dynamic") { val.style.display = val.isvalid ? 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value="450">Madagascar</option> <option value="454">Malawi</option> <option value="458">Malaysia</option> <option value="462">Maldives</option> <option value="466">Mali</option> <option value="470">Malta</option> <option value="584">Marshall Islands</option> <option value="474">Martinique</option> <option value="478">Mauritania</option> <option value="480">Mauritius</option> <option value="484">Mexico</option> <option value="583">Micronesia</option> <option value="492">Monaco</option> <option value="496">Mongolia</option> <option value="499">Montenegro</option> <option value="500">Montserrat</option> <option value="504">Morocco</option> <option value="508">Mozambique</option> <option value="104">Myanmar</option> <option value="516">Namibia</option> <option value="520">Nauru</option> <option value="524">Nepal</option> <option value="528">Netherlands</option> <option value="530">Netherlands Antilles</option> <option value="540">New Caledonia</option> <option value="554">New 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of Moldova</option> <option value="638">Réunion</option> <option value="642">Romania</option> <option value="643">Russian Federation</option> <option value="646">Rwanda</option> <option value="654">Saint Helena</option> <option value="659">Saint Kitts and Nevis</option> <option value="662">Saint Lucia</option> <option value="666">Saint Pierre and Miquelon</option> <option value="670">Saint Vincent and the Grenadines</option> <option value="882">Samoa</option> <option value="674">San Marino</option> <option value="678">Sao Tome and Principe</option> <option value="682">Saudi Arabia</option> <option value="686">Senegal</option> <option value="891">Serbia</option> <option value="690">Seychelles</option> <option value="694">Sierra Leone</option> <option value="702">Singapore</option> <option value="703">Slovakia</option> <option value="705">Slovenia</option> <option value="90">Solomon Islands</option> <option value="706">Somalia</option> <option value="710">South Africa</option> <option value="901">Southern Europe</option> <option value="905">Southern Europe</option> <option value="724">Spain</option> <option value="144">Sri Lanka</option> <option value="736">Sudan</option> <option value="740">Suriname</option> <option value="744">Svalbard and Jan Mayen Islands</option> <option value="748">Swaziland</option> <option value="752">Sweden</option> <option value="756">Switzerland</option> <option value="760">Syrian Arab Republic</option> <option value="158">Taiwan</option> <option value="762">Tajikistan</option> <option value="834">Tanzania</option> <option value="764">Thailand</option> <option value="768">Togo</option> <option value="772">Tokelau</option> <option value="776">Tonga</option> <option value="780">Trinidad and Tobago</option> <option value="788">Tunisia</option> <option value="792">Turkey</option> <option value="795">Turkmenistan</option> <option value="796">Turks and Caicos Islands</option> <option value="798">Tuvalu</option> <option value="800">Uganda</option> <option value="804">Ukraine</option> <option value="784">United Arab Emirates</option> <option value="826">United Kingdom</option> <option value="840">United States</option> <option value="850">United States Virgin Islands</option> <option value="858">Uruguay</option> <option value="860">Uzbekistan</option> <option value="548">Vanuatu</option> <option value="862">Venezuela</option> <option value="704">Viet Nam</option> <option value="876">Wallis and Futuna Islands</option> <option value="732">Western Sahara</option> <option value="900">Worldwide</option> <option value="887">Yemen</option> <option value="894">Zambia</option> <option value="716">Zimbabwe</option> </select> <span id="ctl00_ctl00_body_main_RegisterForm_reqCountry" class="form-error" style="color:Red;display:none;">Country cannot be empty</span> </div> <div class="form-item "> <label for="ctl00_ctl00_body_main_RegisterForm_ddDiv" id="ctl00_ctl00_body_main_RegisterForm_Label13" class="form-label"> Institution or division<span class="form-required">*</span> </label> <select name="ctl00$ctl00$body$main$RegisterForm$ddDiv" id="ctl00_ctl00_body_main_RegisterForm_ddDiv" class="form-control"> <option selected="selected" value="">Select your institution or division...</option> <option value="5">Analyst</option> <option value="15">Central bank</option> <option value="18">Clearing and settlement </option> <option value="2">Consultancy</option> <option value="17">Custodian / fund administration </option> <option value="12">Exchange / execution venue / liquidity provide</option> <option value="13">Fund / asset / wealth management </option> <option value="14">Government / regulator </option> <option value="7">Industry association</option> <option value="16">Insurance </option> <option value="11">Investment banking / broker-dealing</option> <option value="4">Media</option> <option value="19">Other</option> <option value="6">PR</option> <option value="10">Private banking</option> <option value="8">Private equity / venture capital</option> <option value="3">Recruitment</option> <option value="9">Retail / wholesale banking</option> <option value="21">Technology vendor / service provider</option> </select> <span id="ctl00_ctl00_body_main_RegisterForm_reqDiv" class="form-error" style="color:Red;display:none;">This cannot be empty</span> </div> <div class="form-item"> <label for="ctl00_ctl00_body_main_RegisterForm_lstFin" id="ctl00_ctl00_body_main_RegisterForm_Label2" class="form-label">Finextra Research would like to keep you informed about our events and services (such as relevant industry events) by e-mail. you can unsubscribe at any time:</label> <span id="ctl00_ctl00_body_main_RegisterForm_reqFinOption" class="form-error" style="color:Red;display:none;">Please select one of the following options:</span> <table id="ctl00_ctl00_body_main_RegisterForm_lstFin" class="comments-postoptions" border="0"> <tr> <td><input id="ctl00_ctl00_body_main_RegisterForm_lstFin_0" type="radio" name="ctl00$ctl00$body$main$RegisterForm$lstFin" value="True" /><label for="ctl00_ctl00_body_main_RegisterForm_lstFin_0">Yes, keep me informed</label></td> </tr><tr> <td><input id="ctl00_ctl00_body_main_RegisterForm_lstFin_1" type="radio" name="ctl00$ctl00$body$main$RegisterForm$lstFin" value="False" /><label for="ctl00_ctl00_body_main_RegisterForm_lstFin_1">No, thanks</label></td> </tr> </table> </div> <div id="ctl00_ctl00_body_main_RegisterForm_pClientOptIn" class="form-item"> <label for="ctl00_ctl00_body_main_RegisterForm_rClientOpt" id="ctl00_ctl00_body_main_RegisterForm_Label4" class="form-label"><p><strong>I consent to receiving marketing communications from FIS by email. I understand I will be able to withdraw my consent, change the method(s) used for communication, or unsubscribe at any time by </strong><a href="https://showcase.fisglobal.com/pref-center" target="_blank"><u><strong>clicking here</strong></u></a><strong>. 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//]]> </script> <script type="text/javascript"> //<![CDATA[ var ctl00_ctl00_body_main_RegisterForm_reqEmail = document.all ? document.all["ctl00_ctl00_body_main_RegisterForm_reqEmail"] : document.getElementById("ctl00_ctl00_body_main_RegisterForm_reqEmail"); ctl00_ctl00_body_main_RegisterForm_reqEmail.controltovalidate = "ctl00_ctl00_body_main_RegisterForm_tbEmail"; ctl00_ctl00_body_main_RegisterForm_reqEmail.focusOnError = "t"; ctl00_ctl00_body_main_RegisterForm_reqEmail.display = "Dynamic"; ctl00_ctl00_body_main_RegisterForm_reqEmail.evaluationfunction = "RequiredFieldValidatorEvaluateIsValid"; ctl00_ctl00_body_main_RegisterForm_reqEmail.initialvalue = ""; var ctl00_ctl00_body_main_RegisterForm_regEmail = document.all ? document.all["ctl00_ctl00_body_main_RegisterForm_regEmail"] : document.getElementById("ctl00_ctl00_body_main_RegisterForm_regEmail"); ctl00_ctl00_body_main_RegisterForm_regEmail.controltovalidate = "ctl00_ctl00_body_main_RegisterForm_tbEmail"; ctl00_ctl00_body_main_RegisterForm_regEmail.focusOnError = "t"; ctl00_ctl00_body_main_RegisterForm_regEmail.display = "Dynamic"; ctl00_ctl00_body_main_RegisterForm_regEmail.evaluationfunction = "RegularExpressionValidatorEvaluateIsValid"; ctl00_ctl00_body_main_RegisterForm_regEmail.validationexpression = "\\w+([-+.\']\\w+)*@\\w+([-.]\\w+)*\\.\\w+([-.]\\w+)*"; var ctl00_ctl00_body_main_RegisterForm_RegularExpressionValidator2 = document.all ? document.all["ctl00_ctl00_body_main_RegisterForm_RegularExpressionValidator2"] : document.getElementById("ctl00_ctl00_body_main_RegisterForm_RegularExpressionValidator2"); ctl00_ctl00_body_main_RegisterForm_RegularExpressionValidator2.controltovalidate = "ctl00_ctl00_body_main_RegisterForm_tbEmail"; ctl00_ctl00_body_main_RegisterForm_RegularExpressionValidator2.focusOnError = "t"; ctl00_ctl00_body_main_RegisterForm_RegularExpressionValidator2.display = "Dynamic"; ctl00_ctl00_body_main_RegisterForm_RegularExpressionValidator2.evaluationfunction = "RegularExpressionValidatorEvaluateIsValid"; ctl00_ctl00_body_main_RegisterForm_RegularExpressionValidator2.validationexpression = "^((?!trbvm\\.com$|sharklasers\\.com$|icloud\\.com$|(@me\\.com$)|global-garden|mailinator|zippiex|guerrillamail|outlook|gmail|googlemail|yahoo|hotmail|(@aol\\.com$)|rhyta\\.com$|yandex\\.com$|cuvox\\.de$|byom\\.de$).)*$"; var ctl00_ctl00_body_main_RegisterForm_reqFirst = document.all ? document.all["ctl00_ctl00_body_main_RegisterForm_reqFirst"] : document.getElementById("ctl00_ctl00_body_main_RegisterForm_reqFirst"); ctl00_ctl00_body_main_RegisterForm_reqFirst.controltovalidate = "ctl00_ctl00_body_main_RegisterForm_tbFirst"; ctl00_ctl00_body_main_RegisterForm_reqFirst.focusOnError = "t"; ctl00_ctl00_body_main_RegisterForm_reqFirst.errormessage = "First name cannot be empty"; ctl00_ctl00_body_main_RegisterForm_reqFirst.display = "Dynamic"; ctl00_ctl00_body_main_RegisterForm_reqFirst.evaluationfunction = "RequiredFieldValidatorEvaluateIsValid"; ctl00_ctl00_body_main_RegisterForm_reqFirst.initialvalue = ""; var ctl00_ctl00_body_main_RegisterForm_reqLast = document.all ? document.all["ctl00_ctl00_body_main_RegisterForm_reqLast"] : document.getElementById("ctl00_ctl00_body_main_RegisterForm_reqLast"); ctl00_ctl00_body_main_RegisterForm_reqLast.controltovalidate = "ctl00_ctl00_body_main_RegisterForm_tbLast"; ctl00_ctl00_body_main_RegisterForm_reqLast.focusOnError = "t"; ctl00_ctl00_body_main_RegisterForm_reqLast.errormessage = "Last name cannot be empty"; ctl00_ctl00_body_main_RegisterForm_reqLast.display = "Dynamic"; ctl00_ctl00_body_main_RegisterForm_reqLast.evaluationfunction = "RequiredFieldValidatorEvaluateIsValid"; ctl00_ctl00_body_main_RegisterForm_reqLast.initialvalue = ""; var ctl00_ctl00_body_main_RegisterForm_reqJob = document.all ? document.all["ctl00_ctl00_body_main_RegisterForm_reqJob"] : document.getElementById("ctl00_ctl00_body_main_RegisterForm_reqJob"); ctl00_ctl00_body_main_RegisterForm_reqJob.controltovalidate = "ctl00_ctl00_body_main_RegisterForm_tbJob"; ctl00_ctl00_body_main_RegisterForm_reqJob.focusOnError = "t"; ctl00_ctl00_body_main_RegisterForm_reqJob.errormessage = "Job title cannot be empty"; ctl00_ctl00_body_main_RegisterForm_reqJob.display = "Dynamic"; ctl00_ctl00_body_main_RegisterForm_reqJob.evaluationfunction = "RequiredFieldValidatorEvaluateIsValid"; ctl00_ctl00_body_main_RegisterForm_reqJob.initialvalue = ""; var ctl00_ctl00_body_main_RegisterForm_reqCompany = document.all ? document.all["ctl00_ctl00_body_main_RegisterForm_reqCompany"] : document.getElementById("ctl00_ctl00_body_main_RegisterForm_reqCompany"); ctl00_ctl00_body_main_RegisterForm_reqCompany.controltovalidate = "ctl00_ctl00_body_main_RegisterForm_tbCompany"; ctl00_ctl00_body_main_RegisterForm_reqCompany.focusOnError = "t"; ctl00_ctl00_body_main_RegisterForm_reqCompany.errormessage = "Company cannot be empty"; ctl00_ctl00_body_main_RegisterForm_reqCompany.display = "Dynamic"; ctl00_ctl00_body_main_RegisterForm_reqCompany.evaluationfunction = "RequiredFieldValidatorEvaluateIsValid"; ctl00_ctl00_body_main_RegisterForm_reqCompany.initialvalue = ""; var ctl00_ctl00_body_main_RegisterForm_reqCountry = document.all ? document.all["ctl00_ctl00_body_main_RegisterForm_reqCountry"] : document.getElementById("ctl00_ctl00_body_main_RegisterForm_reqCountry"); ctl00_ctl00_body_main_RegisterForm_reqCountry.controltovalidate = "ctl00_ctl00_body_main_RegisterForm_ddCountry"; ctl00_ctl00_body_main_RegisterForm_reqCountry.focusOnError = "t"; ctl00_ctl00_body_main_RegisterForm_reqCountry.errormessage = "Country cannot be empty"; ctl00_ctl00_body_main_RegisterForm_reqCountry.display = "Dynamic"; ctl00_ctl00_body_main_RegisterForm_reqCountry.evaluationfunction = "RequiredFieldValidatorEvaluateIsValid"; ctl00_ctl00_body_main_RegisterForm_reqCountry.initialvalue = ""; var ctl00_ctl00_body_main_RegisterForm_reqDiv = document.all ? document.all["ctl00_ctl00_body_main_RegisterForm_reqDiv"] : document.getElementById("ctl00_ctl00_body_main_RegisterForm_reqDiv"); ctl00_ctl00_body_main_RegisterForm_reqDiv.controltovalidate = "ctl00_ctl00_body_main_RegisterForm_ddDiv"; ctl00_ctl00_body_main_RegisterForm_reqDiv.focusOnError = "t"; ctl00_ctl00_body_main_RegisterForm_reqDiv.errormessage = "This cannot be empty"; ctl00_ctl00_body_main_RegisterForm_reqDiv.display = "Dynamic"; ctl00_ctl00_body_main_RegisterForm_reqDiv.evaluationfunction = "RequiredFieldValidatorEvaluateIsValid"; ctl00_ctl00_body_main_RegisterForm_reqDiv.initialvalue = ""; var ctl00_ctl00_body_main_RegisterForm_reqFinOption = document.all ? document.all["ctl00_ctl00_body_main_RegisterForm_reqFinOption"] : document.getElementById("ctl00_ctl00_body_main_RegisterForm_reqFinOption"); ctl00_ctl00_body_main_RegisterForm_reqFinOption.controltovalidate = "ctl00_ctl00_body_main_RegisterForm_lstFin"; ctl00_ctl00_body_main_RegisterForm_reqFinOption.focusOnError = "t"; ctl00_ctl00_body_main_RegisterForm_reqFinOption.errormessage = "Please select one of the following options:"; ctl00_ctl00_body_main_RegisterForm_reqFinOption.display = "Dynamic"; ctl00_ctl00_body_main_RegisterForm_reqFinOption.evaluationfunction = "RequiredFieldValidatorEvaluateIsValid"; ctl00_ctl00_body_main_RegisterForm_reqFinOption.initialvalue = ""; var ctl00_ctl00_body_main_RegisterForm_reqClientOpt = document.all ? document.all["ctl00_ctl00_body_main_RegisterForm_reqClientOpt"] : document.getElementById("ctl00_ctl00_body_main_RegisterForm_reqClientOpt"); ctl00_ctl00_body_main_RegisterForm_reqClientOpt.controltovalidate = "ctl00_ctl00_body_main_RegisterForm_rClientOpt"; ctl00_ctl00_body_main_RegisterForm_reqClientOpt.focusOnError = "t"; ctl00_ctl00_body_main_RegisterForm_reqClientOpt.errormessage = "Please select one of the following options:"; ctl00_ctl00_body_main_RegisterForm_reqClientOpt.display = "Dynamic"; ctl00_ctl00_body_main_RegisterForm_reqClientOpt.evaluationfunction = "RequiredFieldValidatorEvaluateIsValid"; ctl00_ctl00_body_main_RegisterForm_reqClientOpt.initialvalue = ""; var ctl00_ctl00_body_main_RegisterForm_RequiredFieldValidator1 = document.all ? document.all["ctl00_ctl00_body_main_RegisterForm_RequiredFieldValidator1"] : document.getElementById("ctl00_ctl00_body_main_RegisterForm_RequiredFieldValidator1"); ctl00_ctl00_body_main_RegisterForm_RequiredFieldValidator1.controltovalidate = "ctl00_ctl00_body_main_RegisterForm_lstExt"; ctl00_ctl00_body_main_RegisterForm_RequiredFieldValidator1.errormessage = "Please select one of the following options:"; ctl00_ctl00_body_main_RegisterForm_RequiredFieldValidator1.display = "Dynamic"; ctl00_ctl00_body_main_RegisterForm_RequiredFieldValidator1.evaluationfunction = "RequiredFieldValidatorEvaluateIsValid"; ctl00_ctl00_body_main_RegisterForm_RequiredFieldValidator1.initialvalue = ""; //]]> </script> <script src="/WebResource.axd?d=ORikNVkoK-ZrjXDXU0LPXkSyn9d-TE9Cl3NYN4ip5lgRD86YyBGWYJMcpemDJh7Xxz5O3nXT5M-wspGzFf1PqP0h5xlEQ9zXjzeOoC1xBgc1&t=638628243619783110" type="text/javascript"></script> <script type="text/javascript"> //<![CDATA[ var Page_ValidationActive = false; if (typeof(ValidatorOnLoad) == "function") { ValidatorOnLoad(); } function ValidatorOnSubmit() { if (Page_ValidationActive) { return ValidatorCommonOnSubmit(); } else { return true; } } //]]> </script> </form> </body> </html>

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