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scale(1.3)}p.soc-share__title{color:#8A8C8E;display:inline-block;font-size:1.2rem;font-weight:700;line-height:1.4rem;padding-right:1rem;text-transform:uppercase}.nav-disc.soc-links{padding:1.6rem 0 2.4rem}@media (min-width:768px){.nav-disc.soc-links{padding:3.6rem 0 3rem}}.faq-expand-icon{background:url("https://g.foolcdn.com/static/affiliates/project/images/icons/accordion_plus.svg?dcbd768875d0") no-repeat center center;height:18px;position:absolute;right:2px;top:2.2rem;transition:all ease-in-out 100ms;width:18px}.block-qa_list_no_schema .faq-expand-icon{top:inherit;bottom:1.2rem}.faq-question-container{padding-bottom:0;position:relative;transition:padding-bottom 100ms ease-in-out 100ms;width:100%;background:none;border:0;text-align:left}.faq-list{position:relative;margin-top:0;padding-left:0}.faq-list-item{border-bottom:1px solid #CACBCB;list-style:none;padding:.4rem 0;transition:border 0.3s ease}.faq-list-item:first-child{border-top:1px solid 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input:not(select){background:#fff}.blk-ecap-wrapper form input[type="submit"]{border:0;font-size:1.8rem;font-weight:700;border-radius:4px;appearance:none}.blk-ecap-wrapper form input::placeholder{color:#53565A}.blk-ecap-wrapper form input:focus,.blk-ecap-wrapper form input:active{border-color:#1c1d20}.blk-ecap-wrapper form input.error{border-color:#FB686E}.blk-ecap-wrapper label{display:none}.blk-ecap-wrapper label.error,.blk-ecap-wrapper label.hs-error-msg{display:block}.blk-ecap-wrapper ul.hs-error-msgs{display:none}.blk-ecap-wrapper ul.hs-error-msgs li{list-style:none;text-align:left;font-size:1.2rem}.blk-ecap-wrapper .copy-micro{color:#fff;max-width:740px;margin:0 auto;text-align:center}.blk-ecap-wrapper .copy-micro a,.blk-ecap-wrapper .copy-micro a:hover{font-size:1.0rem;color:#fff;text-decoration:underline;font-weight:400}.blk-ecap-wrapper .head-h4::before{content:url("https://g.foolcdn.com/static/affiliates/project/images/icons/mfm-cap-animated.svg?b128151f936c");width:48px;height:23px;position:relative;top:3px;margin-right:5px}@media (max-width:767px){.blk-ecap-wrapper .hs-email{margin:1.2rem 0}.blk-ecap-wrapper .head-h4::before{content:none}}@media (min-width:768px){.blk-ecap-wrapper .cta-wrap .hbspt-form{display:block;margin:10px auto 20px;text-align:center}.blk-ecap-wrapper .cta-wrap .hbspt-form form{display:flex}.blk-ecap-wrapper .cta-wrap .hbspt-form form .hs-email{padding-right:16px;width:70%;margin-left:0;margin-right:1.2rem;align-self:end}.blk-ecap-wrapper .cta-wrap .hbspt-form form .hs-submit{align-self:end;width:calc(30% - 16px)}}.ribbon-new{border-left:3px solid transparent;border-top:28px solid #FFB20C;color:#fff;font-size:14px;font-family:"Poppins","PT 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#175381;padding-top:5px;padding-bottom:5px;padding-left:10px;color:#fff;font-weight:600;text-transform:uppercase;font-size:1.2rem;line-height:1.8rem;position:relative;margin-top:1.2rem}.featured-text-banner .featured-text{padding-left:35px}.featured-text-banner .featured-banner{width:26.64px;height:50px;top:-3px;background-color:#FFB71B;position:absolute;clip-path:polygon(0% 0%,100% 0%,100% 85%,50% 75%,0% 85%);z-index:1}.featured-text-banner .featured-banner-content{width:100%;height:100%;background-image:url("https://g.foolcdn.com/static/affiliates/project/images/jester_cap.svg?2a99b0ec4df6");background-repeat:no-repeat;background-position:65% 30%;background-size:80%}.featured-card{border:0.2rem solid #175381}.featured-card .bs:first-of-type{box-shadow:unset}.featured-card .award-ribbon{display:none;margin-top:-15px}.featured-card .brok-tile{margin:0 auto}.promo-sticky-button{opacity:0;position:fixed;left:0;border-bottom:1px solid #D3D3D3;top:-80px;align-items:center;background-color:#fff;display:flex;max-height:120px;height:auto;min-height:70px;padding:8px;justify-content:center;transition:all 0.5s ease-in-out;width:100%;z-index:21;max-width:100vw}@media (min-width:992px){.promo-sticky-button{border-top:1px solid #D3D3D3;bottom:-60px}}.promo-sticky-button .btn--apply-wrap{min-width:140px;max-width:240px}.promo-sticky-button-wrapper{display:flex;justify-content:space-between;padding:0 8px}.promo-sticky-button .promo-sticky-button-img{height:auto;width:auto;max-width:100%;max-height:100%}.promo-sticky-img-wrapper{display:flex;justify-content:center;align-items:center;max-width:150px;margin-right:15px;max-height:70px;min-height:35px}.promo-sticky-button .btn-wrap{display:flex;flex-wrap:wrap;align-items:center;justify-content:center;flex:1}.promo-sticky-button .btn-wrap .btn--sm,.promo-sticky-button .btn-wrap .btn--sm .btn{font-size:14px}@media screen and (min-width:400px){.promo-sticky-button-wrapper{max-width:400px}}.image-wrapper{align-items:center;border:1px solid #DCDCDD;display:inline-flex;justify-content:center;max-width:120px;padding:4px}.image-wrapper img{max-height:100%;max-width:100%;height:auto;width:auto;margin:0 auto}.qs-widget-wrapper,#universalLifeWidget,.blk-insurify-widget,.blk__bankrate_auto_widget{padding:0.8rem;box-shadow:0 0 8px 0 #1c1d201f;border:8px double #979797!important;background:#f9f9f9!important}.qs-widget-wrapper.pet-widget,#universalLifeWidget.pet-widget,.blk-insurify-widget.pet-widget,.blk__bankrate_auto_widget.pet-widget{padding-bottom:3.5rem}.apply__disclaim{font-size:1.2rem;color:#53565A;text-align:center}.apply__disclaim--no-hightlight{font-weight:normal!important}.apply__disclaim--no-hightlight:hover{color:#53565A}.button__disclaim{font-size:1.2rem;color:#53565A;text-align:left}.sum-list__sum{display:table;width:100%;margin:0 auto;padding:20px}@media 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Insurance</a></li> </ul> </div> </div> <div class="pb-3 bb"> <section class="copy-md"> <div class="block pg-title-item px-0"> <h1 class="pg-title__child pg-title__title"> Best Pet Insurance Companies </h1> </div> </section>  <div class="block pb-3 px-0"> <div class="row mt-4"> <div class="col-12 fs-12"> Updated <time datetime="2024-10-15T10:12:08.291000-04:00">Oct. 15, 2024</time> </div> </div> <div class="row author-bio pb mt-4"> <div class="col-12"> <div class="authors-container"> <div class="author-bio-author"> <div class="author-bio-image-container"> <div class="author-bio-image"> <img class="lazy" data-src="https://m.foolcdn.com/media/affiliates/original_images/picofme_-_Cole_Tretheway_OFMtGpe.png?width=128&height=128" alt="Cole Tretheway" height="48" width="48"/> </div> </div> <div class="byline-container"> <div class="author-wrap author-hover"> <div class="author-wrapper author-wrapper-fact-checker author-bio-name"> <a class="mobile-link-disable author-link"> <span class="text-normal">Author:</span> Cole Tretheway</a> <div class="author-hover-bio bs br"> <div class="author-bio-content"> <div> <div class="author-bio-author"> <div class="author-bio-image"> <img class="lazy" data-src="https://m.foolcdn.com/media/affiliates/original_images/picofme_-_Cole_Tretheway_OFMtGpe.png?width=128&height=128" alt="Cole Tretheway" height="32" width="32"/> </div> <div class="d-block"> <div class="author-bio-name"><a href="/money/authors/profile/cole-tretheway/?luri=%2Finsurance%2Fpet%2Fbest-pet-insurance-companies%2F&furi=%2F&fuuid=c4d859e6-20cc-47b2-bfce-3baf3466372c&luuid=94a499b4-4869-4500-aa49-4f29d814cfd1&ltyp=txt">Cole Tretheway</a> </div> </div> </div> <div class="copy-md pt-3"> <p data-block-key="8twp2">Cole Tretheway is a full-time personal finance writer whose articles have been featured on Motley Fool Money and The Motley Fool. 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Pets are a part of the family, but 4 out of 5 pet owners are unable to afford a $5,000 vet bill. This is where pet insurance comes in.</p><p data-block-key="dif25">As people spend more money on their pets, purchasing pet insurance is also on the rise. Pet insurance can help cover the veterinary costs for unexpected accidents and illnesses. Take a look at our list for the best pet insurance companies to find one that fits your needs.</p> </div> </div> <div class="block block-quin_street_insurance_widget">  <div class="my-5 p-0 mx-0 qs-widget-wrapper pet-widget"> <div id="qsWidgetContainer"></div> </div> <script> function triggerEvent(type, obj, data){ var ev; if (document.createEvent) { ev = document.createEvent("HTMLEvents"); ev.initEvent(type, true, true); } else { ev = document.createEventObject(); ev.eventType = type; } ev.eventName = type; if(data){ for(var key in data){ if(data.hasOwnProperty(key)){ ev[key] = data[key]; } } } if (document.createEvent) { obj.dispatchEvent(ev); } else { obj.fireEvent("on" + ev.eventType, ev);//for < IE8 } } function defineVisitCookie(count){ let new_count = count + 1; let tries = 4; let delay = 1000; const visitCookieValue = document.cookie.replace(/(?:(?:^|.*;\s*)Visit\s*=\s*([^;]*).*$)|^.*$/, "$1"); let attributionValue = visitCookieValue.replace(/.*visit=([\w-]*).*/, "$1"); if 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"src": "669671", "var1": ni_var1, "trn_id": "", }; // Call the function with initial count 0 and maximum retries 3 quinstreetCheckAndRetry(matchingConfiguration, 0, 3); }); </script> </div> <div class="block block-heading"> <h2 id="best-pet-insurance-companies">Best pet insurance companies</h2> </div> <div class="block block-insurance_offer_list_block"> <section class="blk-card-tile-list tile-wrap trigger_sticky_offer_list"> <div class="border--grey-top"> <div class="tile-wrap ttip--outer" id="aspca-pet-insurance"> <div> <div class="general-tile-item"> <div class="general-tile-img-wrap"> <img src="https://m.foolcdn.com/media/affiliates/original_images/aspca.png" alt="Logo for ASPCA" class="general-tile__offer-image"> </div> <div class="general-tile__head-wrap"> <div class="general-tile__head head-h6 uppercase"> Best for pets with hereditary and health conditions<span class="general-tile__title">ASPCA</span> </div> <div class="d-flex insurance-stars"> <div class="save-tile-item"> <div class="star-rate mt-2 mb-3"> <div class="star-rate-stars-wrapper"> <span aria-hidden="false" class="wag">Rating image, 5.00 out of 5 stars.</span> <span aria-hidden="true" class="star-rate-stars"> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star-rate-stars-selected" style="width: 100.00%;"> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> </span> </span> </div> <div class="star-rate-copy"> <span>5.00/5</span> <span class="star-rate-info tooltip-parent" aria-describedby="ttip-offer_compcdcc36-id--1-desc" tabindex="0"> <span class="info-wrap"><svg width="12px" height="12px" viewBox="0 0 12 12" version="1.1" xmlns="http://www.w3.org/2000/svg" aria-describedby="icon-info-title-1--offer_compcdcc36 icon-info-descrip-1-offer_compcdcc36" role="img">  <desc id="icon-info-descrip-1-offer_compcdcc36">Circle with letter I in it.</desc> <defs></defs> <g id="Symbols" stroke="none" stroke-width="1" fill="none" fill-rule="evenodd"> <g id="Component-Card-Collapsed" transform="translate(-799.000000, -47.000000)"> <g id="Group-3" transform="translate(799.000000, 47.000000)"> <g id="Group"> <circle stroke="#9B9B9B" cx="6" cy="6" r="5.5"></circle> <path d="M6.8038086,1.40683593 C6.95419998,1.40683593 7.08131459,1.45875598 7.18515626,1.56259765 C7.28899792,1.66643931 7.34091797,1.79355393 7.34091797,1.9439453 C7.34091797,2.09075593 7.28810275,2.21697537 7.18247071,2.32260741 C7.07683867,2.42823945 6.95061923,2.48105468 6.8038086,2.48105468 C6.65699797,2.48105468 6.53077853,2.42823945 6.42514649,2.32260741 C6.31951445,2.21697537 6.26669922,2.09075593 6.26669922,1.9439453 C6.26669922,1.79355393 6.31861928,1.66643931 6.42246094,1.56259765 C6.52630261,1.45875598 6.65341722,1.40683593 6.8038086,1.40683593 Z M6.87363282,3.53916015 L5.81015626,7.30429687 C5.73854131,7.55852991 5.70273438,7.71070938 5.70273438,7.76083983 C5.70273438,7.81813179 5.71974267,7.8646808 5.75375977,7.90048827 C5.78777687,7.93629574 5.82805967,7.95419921 5.87460938,7.95419921 C5.92832059,7.95419921 5.99277307,7.92555366 6.06796876,7.86826171 C6.27207134,7.70712809 6.47796121,7.47796372 6.68564454,7.18076171 L6.87363282,7.30429687 C6.63014202,7.67669456 6.34368655,7.99000523 6.01425782,8.24423827 C5.77076702,8.43401787 5.53802195,8.52890624 5.31601563,8.52890624 C5.169205,8.52890624 5.04925177,8.48504275 4.95615235,8.39731444 C4.86305293,8.30958614 4.81650391,8.19947982 4.81650391,8.06699218 C4.81650391,7.93450454 4.86126258,7.7142919 4.95078126,7.40634765 L5.64902344,5.00009765 C5.76360735,4.60621547 5.82089844,4.35914763 5.82089844,4.25888671 C5.82089844,4.18011027 5.79314807,4.11565779 5.73764649,4.06552733 C5.68214491,4.01539688 5.60605518,3.99033202 5.50937501,3.99033202 C5.43059857,3.99033202 5.26767702,4.01002584 5.02060547,4.04941405 L5.02060547,3.8399414 L6.87363282,3.53916015 Z" id="i" fill="#717171"></path> </g> </g> </g> </g> </svg> </span> <span aria-hidden="false" class="wag" id="ttip--1-offer_compcdcc36-desc"> Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. </span> <span id="ttip-offer_compcdcc36-id--1-desc" class="tooltip" role="tooltip"> <span>We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.<br></span> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Best<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Excellent<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Good<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Fair<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Poor<br> <span class="tooltip-arrow"></span> </span> </span> </div> </div> </div> </div> <div class="btn-wrap"> <div class="text-center btn-wrap"> <a href="/money/insurance/pet/aspca-pet-insurance-review/?luri=%2Finsurance%2Fpet%2Fbest-pet-insurance-companies%2F&furi=%2F&fuuid=c4d859e6-20cc-47b2-bfce-3baf3466372c&luuid=94a499b4-4869-4500-aa49-4f29d814cfd1&ltyp=btn-rev&ord=1&ltxt=Read+full+review+of+ASPCA" data-offer_order="1" class="" data-slug="aspca-pet-insurance" data-link_type="btn-rev" aria-label="Read full review of ASPCA"> <span class="btn btn--apply ">Read Review</span> </a> </div> </div> </div> </div> <h3 class="insuranceOfferHeader">Bottom Line</h3> <div class="wysiwyg"><ul><li data-block-key="dm4ch"><b>Types of plans offered:</b> Accident and illness, accident-only, preventive care (add-on)</li><li data-block-key="cc8h3"><b>Waiting period:</b> 14 days for accidents and illnesses</li><li data-block-key="2vldj"><b>Reimbursement percentages:</b> 70%, 80%, or 90%</li><li data-block-key="2365j"><b>Deductibles:</b> $100 to $500</li><li data-block-key="1mehg"><b>Annual policy limits:</b> $2,500 to unlimited</li><li data-block-key="bpmu3"><b>Discounts:</b> 10% multi-pet discount</li></ul><p data-block-key="1srjh">Pet insurance typically covers pets for accidents, injuries, and illnesses. Many plans exclude pets with hereditary and congenital conditions or have age requirements for pets to qualify.</p><p data-block-key="auo3v">ASPCA Pet Health Insurance plans have coverage for hereditary and congenital conditions and cover pets regardless of health conditions. However, as with other pet insurance plans, pre-existing conditions aren't covered -- unless they're curable and your pet hasn't had symptoms or treatment for 180 days, in which case ASPCA no longer considers it a pre-existing condition. Its plans also cover hip dysplasia no matter how old your pet is when they are enrolled.</p></div> <p class="copy-body mt-3"> <div class="fs-16"> <a href="/money/insurance/pet/aspca-pet-insurance-review/?luri=%2Finsurance%2Fpet%2Fbest-pet-insurance-companies%2F&furi=%2F&fuuid=c4d859e6-20cc-47b2-bfce-3baf3466372c&luuid=94a499b4-4869-4500-aa49-4f29d814cfd1&ltyp=btn-rev&ord=1&ltxt=Read+full+review+of+ASPCA" data-offer_order="1" class="" data-slug="aspca-pet-insurance" data-link_type="btn-rev" aria-label="Read full review of ASPCA"> Read our ASPCA review </a> </div> </p> </div> </div> <div class="tile-wrap ttip--outer" id="embrace-pet-insurance"> <div> <div class="general-tile-item"> <div class="general-tile-img-wrap"> <img src="https://m.foolcdn.com/media/affiliates/original_images/embrace.png" alt="Logo for Embrace" class="general-tile__offer-image"> </div> <div class="general-tile__head-wrap"> <div class="general-tile__head head-h6 uppercase"> Best for low deductibles and short waiting periods<span class="general-tile__title">Embrace</span> </div> <div class="d-flex insurance-stars"> <div class="save-tile-item"> <div class="star-rate mt-2 mb-3"> <div class="star-rate-stars-wrapper"> <span aria-hidden="false" class="wag">Rating image, 5.00 out of 5 stars.</span> <span aria-hidden="true" class="star-rate-stars"> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star-rate-stars-selected" style="width: 100.00%;"> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> </span> </span> </div> <div class="star-rate-copy"> <span>5.00/5</span> <span class="star-rate-info tooltip-parent" aria-describedby="ttip-offer_compa06042-id--2-desc" tabindex="0"> <span class="info-wrap"><svg width="12px" height="12px" viewBox="0 0 12 12" version="1.1" xmlns="http://www.w3.org/2000/svg" aria-describedby="icon-info-title-2--offer_compa06042 icon-info-descrip-2-offer_compa06042" role="img">  <desc id="icon-info-descrip-2-offer_compa06042">Circle with letter I in it.</desc> <defs></defs> <g id="Symbols" stroke="none" stroke-width="1" fill="none" fill-rule="evenodd"> <g id="Component-Card-Collapsed" transform="translate(-799.000000, -47.000000)"> <g id="Group-3" transform="translate(799.000000, 47.000000)"> <g id="Group"> <circle stroke="#9B9B9B" cx="6" cy="6" r="5.5"></circle> <path d="M6.8038086,1.40683593 C6.95419998,1.40683593 7.08131459,1.45875598 7.18515626,1.56259765 C7.28899792,1.66643931 7.34091797,1.79355393 7.34091797,1.9439453 C7.34091797,2.09075593 7.28810275,2.21697537 7.18247071,2.32260741 C7.07683867,2.42823945 6.95061923,2.48105468 6.8038086,2.48105468 C6.65699797,2.48105468 6.53077853,2.42823945 6.42514649,2.32260741 C6.31951445,2.21697537 6.26669922,2.09075593 6.26669922,1.9439453 C6.26669922,1.79355393 6.31861928,1.66643931 6.42246094,1.56259765 C6.52630261,1.45875598 6.65341722,1.40683593 6.8038086,1.40683593 Z M6.87363282,3.53916015 L5.81015626,7.30429687 C5.73854131,7.55852991 5.70273438,7.71070938 5.70273438,7.76083983 C5.70273438,7.81813179 5.71974267,7.8646808 5.75375977,7.90048827 C5.78777687,7.93629574 5.82805967,7.95419921 5.87460938,7.95419921 C5.92832059,7.95419921 5.99277307,7.92555366 6.06796876,7.86826171 C6.27207134,7.70712809 6.47796121,7.47796372 6.68564454,7.18076171 L6.87363282,7.30429687 C6.63014202,7.67669456 6.34368655,7.99000523 6.01425782,8.24423827 C5.77076702,8.43401787 5.53802195,8.52890624 5.31601563,8.52890624 C5.169205,8.52890624 5.04925177,8.48504275 4.95615235,8.39731444 C4.86305293,8.30958614 4.81650391,8.19947982 4.81650391,8.06699218 C4.81650391,7.93450454 4.86126258,7.7142919 4.95078126,7.40634765 L5.64902344,5.00009765 C5.76360735,4.60621547 5.82089844,4.35914763 5.82089844,4.25888671 C5.82089844,4.18011027 5.79314807,4.11565779 5.73764649,4.06552733 C5.68214491,4.01539688 5.60605518,3.99033202 5.50937501,3.99033202 C5.43059857,3.99033202 5.26767702,4.01002584 5.02060547,4.04941405 L5.02060547,3.8399414 L6.87363282,3.53916015 Z" id="i" fill="#717171"></path> </g> </g> </g> </g> </svg> </span> <span aria-hidden="false" class="wag" id="ttip--2-offer_compa06042-desc"> Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. </span> <span id="ttip-offer_compa06042-id--2-desc" class="tooltip" role="tooltip"> <span>We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.<br></span> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Best<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Excellent<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Good<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Fair<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Poor<br> <span class="tooltip-arrow"></span> </span> </span> </div> </div> </div> </div> <div class="btn-wrap"> <div class="text-center btn-wrap"> <a href="/money/insurance/pet/embrace-pet-insurance-review/?luri=%2Finsurance%2Fpet%2Fbest-pet-insurance-companies%2F&furi=%2F&fuuid=c4d859e6-20cc-47b2-bfce-3baf3466372c&luuid=94a499b4-4869-4500-aa49-4f29d814cfd1&ltyp=btn-rev&ord=2&ltxt=Read+full+review+of+Embrace" data-offer_order="2" class="" data-slug="embrace-pet-insurance" data-link_type="btn-rev" aria-label="Read full review of Embrace"> <span class="btn btn--apply ">Read Review</span> </a> </div> </div> </div> </div> <h3 class="insuranceOfferHeader">Bottom Line</h3> <div class="wysiwyg"><ul><li data-block-key="8uu02"><b>Types of plans offered:</b> Accident and illness, accident-only, preventive care with wellness rewards (add-on)</li><li data-block-key="c1rti"><b>Waiting period:</b> 14 days for illnesses; none for accidents</li><li data-block-key="2a81a"><b>Reimbursement percentages:</b> 70% to 90%</li><li data-block-key="6p883"><b>Deductibles:</b> $100 to $1,000</li><li data-block-key="8jfpb"><b>Annual coverage limit:</b> $2,000 to unlimited</li><li data-block-key="fi6e0"><b>Discounts:</b> 10% multi-pet discount for each additional pet; 5% military discount; 5% to 10% healthy pet discount for being claim free</li></ul><p data-block-key="827ag">Many pet insurance companies have waiting periods from 14 to 30 days before coverage kicks in. Waiting periods for Embrace are just 14 days for illnesses, and accident coverage kicks in the day your policy takes effect. Many insurers also do not cover the cost of a pet's exam fee, but Embrace covers the exam fee for all covered accidents and illnesses.</p><p data-block-key="3m1ck">Another benefit of Embrace is how it defines pre-existing conditions. Many pet insurance companies review the past 24 months or your pet's entire life. Embrace only reviews the last 12 months of a pet's medical history to establish pre-existing conditions.</p></div> <p class="copy-body mt-3"> <div class="fs-16"> <a href="/money/insurance/pet/embrace-pet-insurance-review/?luri=%2Finsurance%2Fpet%2Fbest-pet-insurance-companies%2F&furi=%2F&fuuid=c4d859e6-20cc-47b2-bfce-3baf3466372c&luuid=94a499b4-4869-4500-aa49-4f29d814cfd1&ltyp=btn-rev&ord=2&ltxt=Read+full+review+of+Embrace" data-offer_order="2" class="" data-slug="embrace-pet-insurance" data-link_type="btn-rev" aria-label="Read full review of Embrace"> Read our Embrace review </a> </div> </p> </div> </div> <div class="tile-wrap ttip--outer" id="lemonade-pet-insurance"> <div> <div class="general-tile-item"> <div class="general-tile-img-wrap"> <img src="https://m.foolcdn.com/media/affiliates/original_images/lemonade.png" alt="Logo for Lemonade" class="general-tile__offer-image"> </div> <div class="general-tile__head-wrap"> <div class="general-tile__head head-h6 uppercase"> Best for fast claims processing<span class="general-tile__title">Lemonade</span> </div> <div class="d-flex insurance-stars"> <div class="save-tile-item"> <div class="star-rate mt-2 mb-3"> <div class="star-rate-stars-wrapper"> <span aria-hidden="false" class="wag">Rating image, 4.00 out of 5 stars.</span> <span aria-hidden="true" class="star-rate-stars"> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star-rate-stars-selected" style="width: 80.00%;"> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> </span> </span> </div> <div class="star-rate-copy"> <span>4.00/5</span> <span class="star-rate-info tooltip-parent" aria-describedby="ttip-offer_comp410ff4-id--3-desc" tabindex="0"> <span class="info-wrap"><svg width="12px" height="12px" viewBox="0 0 12 12" version="1.1" xmlns="http://www.w3.org/2000/svg" aria-describedby="icon-info-title-3--offer_comp410ff4 icon-info-descrip-3-offer_comp410ff4" role="img">  <desc id="icon-info-descrip-3-offer_comp410ff4">Circle with letter I in it.</desc> <defs></defs> <g id="Symbols" stroke="none" stroke-width="1" fill="none" fill-rule="evenodd"> <g id="Component-Card-Collapsed" transform="translate(-799.000000, -47.000000)"> <g id="Group-3" transform="translate(799.000000, 47.000000)"> <g id="Group"> <circle stroke="#9B9B9B" cx="6" cy="6" r="5.5"></circle> <path d="M6.8038086,1.40683593 C6.95419998,1.40683593 7.08131459,1.45875598 7.18515626,1.56259765 C7.28899792,1.66643931 7.34091797,1.79355393 7.34091797,1.9439453 C7.34091797,2.09075593 7.28810275,2.21697537 7.18247071,2.32260741 C7.07683867,2.42823945 6.95061923,2.48105468 6.8038086,2.48105468 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4.95078126,7.40634765 L5.64902344,5.00009765 C5.76360735,4.60621547 5.82089844,4.35914763 5.82089844,4.25888671 C5.82089844,4.18011027 5.79314807,4.11565779 5.73764649,4.06552733 C5.68214491,4.01539688 5.60605518,3.99033202 5.50937501,3.99033202 C5.43059857,3.99033202 5.26767702,4.01002584 5.02060547,4.04941405 L5.02060547,3.8399414 L6.87363282,3.53916015 Z" id="i" fill="#717171"></path> </g> </g> </g> </g> </svg> </span> <span aria-hidden="false" class="wag" id="ttip--3-offer_comp410ff4-desc"> Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. </span> <span id="ttip-offer_comp410ff4-id--3-desc" class="tooltip" role="tooltip"> <span>We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.<br></span> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Best<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Excellent<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Good<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Fair<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Poor<br> <span class="tooltip-arrow"></span> </span> </span> </div> </div> </div> </div> <div class="btn-wrap"> <div class="text-center btn-wrap"> <a href="/money/insurance/pet/lemonade-pet-insurance-review/?luri=%2Finsurance%2Fpet%2Fbest-pet-insurance-companies%2F&furi=%2F&fuuid=c4d859e6-20cc-47b2-bfce-3baf3466372c&luuid=94a499b4-4869-4500-aa49-4f29d814cfd1&ltyp=btn-rev&ord=3&ltxt=Read+full+review+of+Lemonade" data-offer_order="3" class="" data-slug="lemonade-pet-insurance" data-link_type="btn-rev" aria-label="Read full review of Lemonade"> <span class="btn btn--apply ">Read Review</span> </a> </div> </div> </div> </div> <h3 class="insuranceOfferHeader">Bottom Line</h3> <div class="wysiwyg"><ul><li data-block-key="gwti9"><b>Types of plans offered:</b> Accident and illness; preventive care packages available as an add-on</li><li data-block-key="bf5op"><b>Waiting period:</b> Two days for accidents; 14 days for illnesses; six months for cruciate ligaments</li><li data-block-key="bjm8c"><b>Reimbursement percentages:</b> 70% to 90%</li><li data-block-key="bmam"><b>Deductibles:</b> $100 to $750</li><li data-block-key="avc14"><b>Annual policy limits:</b> $5,000 to $100,000</li><li data-block-key="8gi4c"><b>Discounts:</b> 5% annual payment discount; 5% multi-pet discount; 10% policy bundling discount</li></ul><p data-block-key="2104e">Lemonade is a pet insurance company that uses AI to process claims quickly through its digital app. Lemonade can cover pet owners in seconds and states that claims will be approved in minutes.</p><p data-block-key="e03cg">The insurer also offers renters, homeowners, and car insurance. Pet owners can receive a 10% bundle discount if they use Lemonade's other services and a 5% multi-pet discount. Lemonade's app also has a 4.9 rating on the App Store and 4.2 on Google Play.</p><p data-block-key="7nu7">Lemonade is a public benefit corporation. A public benefit corporation is a corporation created to generate social and public good. Its goal is to operate in a responsible manner while making a positive impact. Lemonade donates a portion of profits to meaningful causes customers choose, including animal welfare organizations.</p></div> <p class="copy-body mt-3"> <div class="fs-16"> <a href="/money/insurance/pet/lemonade-pet-insurance-review/?luri=%2Finsurance%2Fpet%2Fbest-pet-insurance-companies%2F&furi=%2F&fuuid=c4d859e6-20cc-47b2-bfce-3baf3466372c&luuid=94a499b4-4869-4500-aa49-4f29d814cfd1&ltyp=btn-rev&ord=3&ltxt=Read+full+review+of+Lemonade" data-offer_order="3" class="" data-slug="lemonade-pet-insurance" data-link_type="btn-rev" aria-label="Read full review of Lemonade"> Read our Lemonade review </a> </div> </p> </div> </div> <div class="tile-wrap ttip--outer" id="spot-pet-insurance"> <div> <div class="general-tile-item"> <div class="general-tile-img-wrap"> <img src="https://m.foolcdn.com/media/affiliates/personal-finance-art/spot_r4nciXE.png" alt="Logo for Spot" class="general-tile__offer-image"> </div> <div class="general-tile__head-wrap"> <div class="general-tile__head head-h6 uppercase"> Best for customizable coverage choices<span class="general-tile__title">Spot</span> </div> <div class="d-flex insurance-stars"> <div class="save-tile-item"> <div class="star-rate mt-2 mb-3"> <div class="star-rate-stars-wrapper"> <span aria-hidden="false" class="wag">Rating image, 4.00 out of 5 stars.</span> <span aria-hidden="true" class="star-rate-stars"> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star-rate-stars-selected" style="width: 80.00%;"> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> </span> </span> </div> <div class="star-rate-copy"> <span>4.00/5</span> <span class="star-rate-info tooltip-parent" aria-describedby="ttip-offer_comp81e1ac-id--4-desc" tabindex="0"> <span class="info-wrap"><svg width="12px" height="12px" viewBox="0 0 12 12" version="1.1" xmlns="http://www.w3.org/2000/svg" aria-describedby="icon-info-title-4--offer_comp81e1ac icon-info-descrip-4-offer_comp81e1ac" role="img">  <desc id="icon-info-descrip-4-offer_comp81e1ac">Circle with letter I in it.</desc> <defs></defs> <g id="Symbols" stroke="none" stroke-width="1" fill="none" fill-rule="evenodd"> <g id="Component-Card-Collapsed" transform="translate(-799.000000, -47.000000)"> <g id="Group-3" transform="translate(799.000000, 47.000000)"> <g id="Group"> <circle stroke="#9B9B9B" cx="6" cy="6" r="5.5"></circle> <path d="M6.8038086,1.40683593 C6.95419998,1.40683593 7.08131459,1.45875598 7.18515626,1.56259765 C7.28899792,1.66643931 7.34091797,1.79355393 7.34091797,1.9439453 C7.34091797,2.09075593 7.28810275,2.21697537 7.18247071,2.32260741 C7.07683867,2.42823945 6.95061923,2.48105468 6.8038086,2.48105468 C6.65699797,2.48105468 6.53077853,2.42823945 6.42514649,2.32260741 C6.31951445,2.21697537 6.26669922,2.09075593 6.26669922,1.9439453 C6.26669922,1.79355393 6.31861928,1.66643931 6.42246094,1.56259765 C6.52630261,1.45875598 6.65341722,1.40683593 6.8038086,1.40683593 Z M6.87363282,3.53916015 L5.81015626,7.30429687 C5.73854131,7.55852991 5.70273438,7.71070938 5.70273438,7.76083983 C5.70273438,7.81813179 5.71974267,7.8646808 5.75375977,7.90048827 C5.78777687,7.93629574 5.82805967,7.95419921 5.87460938,7.95419921 C5.92832059,7.95419921 5.99277307,7.92555366 6.06796876,7.86826171 C6.27207134,7.70712809 6.47796121,7.47796372 6.68564454,7.18076171 L6.87363282,7.30429687 C6.63014202,7.67669456 6.34368655,7.99000523 6.01425782,8.24423827 C5.77076702,8.43401787 5.53802195,8.52890624 5.31601563,8.52890624 C5.169205,8.52890624 5.04925177,8.48504275 4.95615235,8.39731444 C4.86305293,8.30958614 4.81650391,8.19947982 4.81650391,8.06699218 C4.81650391,7.93450454 4.86126258,7.7142919 4.95078126,7.40634765 L5.64902344,5.00009765 C5.76360735,4.60621547 5.82089844,4.35914763 5.82089844,4.25888671 C5.82089844,4.18011027 5.79314807,4.11565779 5.73764649,4.06552733 C5.68214491,4.01539688 5.60605518,3.99033202 5.50937501,3.99033202 C5.43059857,3.99033202 5.26767702,4.01002584 5.02060547,4.04941405 L5.02060547,3.8399414 L6.87363282,3.53916015 Z" id="i" fill="#717171"></path> </g> </g> </g> </g> </svg> </span> <span aria-hidden="false" class="wag" id="ttip--4-offer_comp81e1ac-desc"> Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. </span> <span id="ttip-offer_comp81e1ac-id--4-desc" class="tooltip" role="tooltip"> <span>We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.<br></span> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Best<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Excellent<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Good<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Fair<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Poor<br> <span class="tooltip-arrow"></span> </span> </span> </div> </div> </div> </div> <div class="btn-wrap"> <div class="text-center btn-wrap"> <a href="/money/insurance/pet/spot-pet-insurance-review/?luri=%2Finsurance%2Fpet%2Fbest-pet-insurance-companies%2F&furi=%2F&fuuid=c4d859e6-20cc-47b2-bfce-3baf3466372c&luuid=94a499b4-4869-4500-aa49-4f29d814cfd1&ltyp=btn-rev&ord=4&ltxt=Read+full+review+of+Spot" data-offer_order="4" class="" data-slug="spot-pet-insurance" data-link_type="btn-rev" aria-label="Read full review of Spot"> <span class="btn btn--apply ">Read Review</span> </a> </div> </div> </div> </div> <h3 class="insuranceOfferHeader">Bottom Line</h3> <div class="wysiwyg"><ul><li data-block-key="90sgz"><b>Types of plans offered:</b> Accident and illness, accident-only, preventive care (add-on)</li><li data-block-key="9gnhd"><b>Waiting period:</b> 14 days for illnesses; one to 14 days for accidents (varies by state)</li><li data-block-key="8h4bu"><b>Reimbursement percentages:</b> 70% to 90%</li><li data-block-key="dqdkd"><b>Deductibles:</b> $100 to $1,000</li><li data-block-key="s3bu"><b>Annual policy limits:</b> $2,500 to unlimited</li><li data-block-key="1f2fr"><b>Discounts:</b> 10% multi-pet discount</li></ul><p data-block-key="8t8mp">Many pet insurance companies offer a limited selection of coverage options, but Spot Pet Insurance allows pet owners to choose tailored pet policies, the reimbursement percentage they want, the annual limit, as well as the annual deductible.</p><p data-block-key="cvno0">Spot offers an unlimited annual limit, no per-incident cap, and no lifetime cap. With this option, there is no cap on the annual or lifetime claim limit after the deductible is met.</p><p data-block-key="201d4">If pet owners want the maximum level of coverage, then Spot provides policies with 90% coverage option, low deductibles, and a variety of preventive pet insurance options. Spot plans include coverage options for alternative therapy, behavioral training, vitamins, and supplements.</p><p data-block-key="9155m">United States Fire Insurance Company underwrites all Spot Pet Insurance plans.</p></div> <p class="copy-body mt-3"> <div class="fs-16"> <a href="/money/insurance/pet/spot-pet-insurance-review/?luri=%2Finsurance%2Fpet%2Fbest-pet-insurance-companies%2F&furi=%2F&fuuid=c4d859e6-20cc-47b2-bfce-3baf3466372c&luuid=94a499b4-4869-4500-aa49-4f29d814cfd1&ltyp=btn-rev&ord=4&ltxt=Read+full+review+of+Spot" data-offer_order="4" class="" data-slug="spot-pet-insurance" data-link_type="btn-rev" aria-label="Read full review of Spot"> Read our Spot review </a> </div> </p> </div> </div> <div class="tile-wrap ttip--outer" id="figo-pet-insurance"> <div> <div class="general-tile-item"> <div class="general-tile-img-wrap"> <img src="https://m.foolcdn.com/media/affiliates/original_images/figo.png" alt="Logo for Figo" class="general-tile__offer-image"> </div> <div class="general-tile__head-wrap"> <div class="general-tile__head head-h6 uppercase"> Best for unlimited annual benefits and access to 24/7 live vet<span class="general-tile__title">Figo</span> </div> <div class="d-flex insurance-stars"> <div class="save-tile-item"> <div class="star-rate mt-2 mb-3"> <div class="star-rate-stars-wrapper"> <span aria-hidden="false" class="wag">Rating image, 4.00 out of 5 stars.</span> <span aria-hidden="true" class="star-rate-stars"> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star-rate-stars-selected" style="width: 80.00%;"> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> </span> </span> </div> <div class="star-rate-copy"> <span>4.00/5</span> <span class="star-rate-info tooltip-parent" aria-describedby="ttip-offer_comp4850b5-id--5-desc" tabindex="0"> <span class="info-wrap"><svg width="12px" height="12px" viewBox="0 0 12 12" version="1.1" xmlns="http://www.w3.org/2000/svg" aria-describedby="icon-info-title-5--offer_comp4850b5 icon-info-descrip-5-offer_comp4850b5" role="img">  <desc id="icon-info-descrip-5-offer_comp4850b5">Circle with letter I in it.</desc> <defs></defs> <g id="Symbols" stroke="none" stroke-width="1" fill="none" fill-rule="evenodd"> <g id="Component-Card-Collapsed" transform="translate(-799.000000, -47.000000)"> <g id="Group-3" transform="translate(799.000000, 47.000000)"> <g id="Group"> <circle stroke="#9B9B9B" cx="6" cy="6" r="5.5"></circle> <path d="M6.8038086,1.40683593 C6.95419998,1.40683593 7.08131459,1.45875598 7.18515626,1.56259765 C7.28899792,1.66643931 7.34091797,1.79355393 7.34091797,1.9439453 C7.34091797,2.09075593 7.28810275,2.21697537 7.18247071,2.32260741 C7.07683867,2.42823945 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C4.81650391,7.93450454 4.86126258,7.7142919 4.95078126,7.40634765 L5.64902344,5.00009765 C5.76360735,4.60621547 5.82089844,4.35914763 5.82089844,4.25888671 C5.82089844,4.18011027 5.79314807,4.11565779 5.73764649,4.06552733 C5.68214491,4.01539688 5.60605518,3.99033202 5.50937501,3.99033202 C5.43059857,3.99033202 5.26767702,4.01002584 5.02060547,4.04941405 L5.02060547,3.8399414 L6.87363282,3.53916015 Z" id="i" fill="#717171"></path> </g> </g> </g> </g> </svg> </span> <span aria-hidden="false" class="wag" id="ttip--5-offer_comp4850b5-desc"> Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. </span> <span id="ttip-offer_comp4850b5-id--5-desc" class="tooltip" role="tooltip"> <span>We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.<br></span> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Best<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Excellent<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Good<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Fair<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Poor<br> <span class="tooltip-arrow"></span> </span> </span> </div> </div> </div> </div> <div class="btn-wrap"> <div class="text-center btn-wrap"> <a href="/money/insurance/pet/figo-pet-insurance-review/?luri=%2Finsurance%2Fpet%2Fbest-pet-insurance-companies%2F&furi=%2F&fuuid=c4d859e6-20cc-47b2-bfce-3baf3466372c&luuid=94a499b4-4869-4500-aa49-4f29d814cfd1&ltyp=btn-rev&ord=5&ltxt=Read+full+review+of+Figo" data-offer_order="5" class="" data-slug="figo-pet-insurance" data-link_type="btn-rev" aria-label="Read full review of Figo"> <span class="btn btn--apply ">Read Review</span> </a> </div> </div> </div> </div> <h3 class="insuranceOfferHeader">Bottom Line</h3> <div class="wysiwyg"><ul><li data-block-key="90sgz"><b>Types of plans offered:</b> Accident and illness; wellness coverage and vet exam fee coverage (add-ons)</li><li data-block-key="f8gk7"><b>Waiting period:</b> 14 days for illnesses;</li><li data-block-key="dt6a4"><b>Reimbursement percentages:</b> 70% to 100%</li><li data-block-key="ff0c5"><b>Deductibles:</b> $100 to $750</li><li data-block-key="981qt"><b>Annual policy limits:</b> $5,000 to unlimited</li><li data-block-key="5gf4g"><b>Discounts:</b> 15% discount for Costco members</li></ul><p data-block-key="1h389">Figo has no lifetime maximum for care. In addition, there is no per-incident cap, meaning there is no maximum for claim payments by condition type. While no plan covers pre-existing conditions, Figo may cover pre-existing conditions considered curable if pets show no signs or symptoms within 12 months of the last treatment.</p><p data-block-key="fjaf3">Figo also offers the Figo Pet Cloud app. Pet owners can use the app to connect with other pet owners, plus find pet parks, pet day care centers and more. Through the app, Figo offers free 24/7 access to a licensed veterinarian to help during emergencies.</p></div> <p class="copy-body mt-3"> <div class="fs-16"> <a href="/money/insurance/pet/figo-pet-insurance-review/?luri=%2Finsurance%2Fpet%2Fbest-pet-insurance-companies%2F&furi=%2F&fuuid=c4d859e6-20cc-47b2-bfce-3baf3466372c&luuid=94a499b4-4869-4500-aa49-4f29d814cfd1&ltyp=btn-rev&ord=5&ltxt=Read+full+review+of+Figo" data-offer_order="5" class="" data-slug="figo-pet-insurance" data-link_type="btn-rev" aria-label="Read full review of Figo"> Read our Figo review </a> </div> </p> </div> </div> <div class="tile-wrap ttip--outer" id="fetch-pet-insurance"> <div> <div class="general-tile-item"> <a rel="sponsored nofollow" href="/money/insurance/pet/fetch-pet-insurance-review/?luri=%2Finsurance%2Fpet%2Fbest-pet-insurance-companies%2F&furi=%2F&fuuid=c4d859e6-20cc-47b2-bfce-3baf3466372c&luuid=94a499b4-4869-4500-aa49-4f29d814cfd1&ltyp=img&lclksec=offer_tile&ord=6" target="_blank" data-offer_order="6" data-link_type="img" data-slug="fetch-pet-insurance" data-action="unmonetized" data-click-section="offer_tile" aria-label=""> <div class="general-tile-img-wrap"> <img src="https://m.foolcdn.com/media/affiliates/original_images/fetch.png" alt="Logo for Fetch" class="general-tile__offer-image"> </div> </a> <div class="general-tile__head-wrap"> <div class="general-tile__head head-h6 uppercase"> Best for comprehensive coverage<span class="general-tile__title">Fetch</span> </div> <div class="d-flex insurance-stars"> <div class="save-tile-item"> <div class="star-rate mt-2 mb-3"> <div class="star-rate-stars-wrapper"> <span aria-hidden="false" class="wag">Rating image, 4.00 out of 5 stars.</span> <span aria-hidden="true" class="star-rate-stars"> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star-rate-stars-selected" style="width: 80.00%;"> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> </span> </span> </div> <div class="star-rate-copy"> <span>4.00/5</span> <span class="star-rate-info tooltip-parent" aria-describedby="ttip-offer_compdefd7a-id--6-desc" tabindex="0"> <span class="info-wrap"><svg width="12px" height="12px" viewBox="0 0 12 12" version="1.1" xmlns="http://www.w3.org/2000/svg" aria-describedby="icon-info-title-6--offer_compdefd7a icon-info-descrip-6-offer_compdefd7a" role="img">  <desc id="icon-info-descrip-6-offer_compdefd7a">Circle with letter I in it.</desc> <defs></defs> <g id="Symbols" stroke="none" stroke-width="1" fill="none" fill-rule="evenodd"> <g id="Component-Card-Collapsed" transform="translate(-799.000000, -47.000000)"> <g id="Group-3" transform="translate(799.000000, 47.000000)"> <g id="Group"> <circle stroke="#9B9B9B" cx="6" cy="6" r="5.5"></circle> <path d="M6.8038086,1.40683593 C6.95419998,1.40683593 7.08131459,1.45875598 7.18515626,1.56259765 C7.28899792,1.66643931 7.34091797,1.79355393 7.34091797,1.9439453 C7.34091797,2.09075593 7.28810275,2.21697537 7.18247071,2.32260741 C7.07683867,2.42823945 6.95061923,2.48105468 6.8038086,2.48105468 C6.65699797,2.48105468 6.53077853,2.42823945 6.42514649,2.32260741 C6.31951445,2.21697537 6.26669922,2.09075593 6.26669922,1.9439453 C6.26669922,1.79355393 6.31861928,1.66643931 6.42246094,1.56259765 C6.52630261,1.45875598 6.65341722,1.40683593 6.8038086,1.40683593 Z M6.87363282,3.53916015 L5.81015626,7.30429687 C5.73854131,7.55852991 5.70273438,7.71070938 5.70273438,7.76083983 C5.70273438,7.81813179 5.71974267,7.8646808 5.75375977,7.90048827 C5.78777687,7.93629574 5.82805967,7.95419921 5.87460938,7.95419921 C5.92832059,7.95419921 5.99277307,7.92555366 6.06796876,7.86826171 C6.27207134,7.70712809 6.47796121,7.47796372 6.68564454,7.18076171 L6.87363282,7.30429687 C6.63014202,7.67669456 6.34368655,7.99000523 6.01425782,8.24423827 C5.77076702,8.43401787 5.53802195,8.52890624 5.31601563,8.52890624 C5.169205,8.52890624 5.04925177,8.48504275 4.95615235,8.39731444 C4.86305293,8.30958614 4.81650391,8.19947982 4.81650391,8.06699218 C4.81650391,7.93450454 4.86126258,7.7142919 4.95078126,7.40634765 L5.64902344,5.00009765 C5.76360735,4.60621547 5.82089844,4.35914763 5.82089844,4.25888671 C5.82089844,4.18011027 5.79314807,4.11565779 5.73764649,4.06552733 C5.68214491,4.01539688 5.60605518,3.99033202 5.50937501,3.99033202 C5.43059857,3.99033202 5.26767702,4.01002584 5.02060547,4.04941405 L5.02060547,3.8399414 L6.87363282,3.53916015 Z" id="i" fill="#717171"></path> </g> </g> </g> </g> </svg> </span> <span aria-hidden="false" class="wag" id="ttip--6-offer_compdefd7a-desc"> Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. </span> <span id="ttip-offer_compdefd7a-id--6-desc" class="tooltip" role="tooltip"> <span>We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.<br></span> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Best<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Excellent<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Good<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Fair<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Poor<br> <span class="tooltip-arrow"></span> </span> </span> </div> </div> </div> </div> <div class="btn-wrap"> <a rel="sponsored noopener nofollow" href="/money/offers/insurance/fetch-pet-insurance/?luri=%2Finsurance%2Fpet%2Fbest-pet-insurance-companies%2F&furi=%2F&fuuid=c4d859e6-20cc-47b2-bfce-3baf3466372c&luuid=94a499b4-4869-4500-aa49-4f29d814cfd1&ltyp=btn&lclksec=offer_tile&ord=6&ltxt=Get+a+Quote+button+for+Fetch." target="_blank" class="btn--apply-wrap " data-offer_order="6" data-link_type="btn" data-slug="fetch-pet-insurance" data-click-section="offer_tile" aria-label="Get a Quote button for Fetch."> <span class="btn btn--apply">Get a Quote <span class="wag">for Fetch</span></span> </a> </div> </div> </div> <h3 class="insuranceOfferHeader">Bottom Line</h3> <div class="wysiwyg"><ul><li data-block-key="90sgz"><b>Types of plans offered:</b> Accident and illness, wellness plan (add-on)</li><li data-block-key="1aq69"><b>Waiting period:</b> Up to 15 days for most conditions; six months for hip and knee injuries</li><li data-block-key="b8pjb"><b>Reimbursement percentages:</b> 70% to 90%</li><li data-block-key="7f3i9"><b>Deductibles:</b> $250 to $700</li><li data-block-key="2o96j"><b>Annual policy limits:</b> $5,000 to $15,000</li><li data-block-key="833ld"><b>Discounts:</b> Up to 10% for members of the military, AARP members, support pets, and vets and their employees.</li></ul><p data-block-key="cfk6b">Fetch offers one comprehensive plan that includes what other pet insurance companies charge extra for or don't cover at all. The plan includes comprehensive dental, breed-specific conditions, and holistic care.</p><p data-block-key="np2">Many insurers do not pay for exam fees. Fetch covers the complete sick visit, including exam fees -- saving on average $50-$250 per appointment. Fetch's holistic coverage includes physical therapy, acupuncture, homeopathic, hydrotherapy, and chiropractic care all at no extra charge. Even supplements are covered as long as the pet's vet recommends them for a covered condition.</p><p data-block-key="cr05o">Since Fetch has only one comprehensive plan that covers many services, the monthly premium might be higher than other pet insurers. It doesn't have a cheaper coverage option for accidents and illnesses only. Routine and preventive care are available as an add-on.</p></div> <p class="copy-body mt-3"> <div class="fs-16"> <a href="/money/insurance/pet/fetch-pet-insurance-review/?luri=%2Finsurance%2Fpet%2Fbest-pet-insurance-companies%2F&furi=%2F&fuuid=c4d859e6-20cc-47b2-bfce-3baf3466372c&luuid=94a499b4-4869-4500-aa49-4f29d814cfd1&ltyp=btn-rev&ord=6&ltxt=Read+full+review+of+Fetch" data-offer_order="6" class="" data-slug="fetch-pet-insurance" data-link_type="btn-rev" aria-label="Read full review of Fetch"> Read our Fetch review </a> </div> </p> </div> </div> <div class="tile-wrap ttip--outer" id="nationwide-pet-insurance"> <div> <div class="general-tile-item"> <div class="general-tile-img-wrap"> <img src="https://m.foolcdn.com/media/affiliates/original_images/nationwide-insurance_fe8ynIn.png" alt="Logo for Nationwide" class="general-tile__offer-image"> </div> <div class="general-tile__head-wrap"> <div class="general-tile__head head-h6 uppercase"> Best for birds and exotic pets<span class="general-tile__title">Nationwide</span> </div> <div class="d-flex insurance-stars"> <div class="save-tile-item"> <div class="star-rate mt-2 mb-3"> <div class="star-rate-stars-wrapper"> <span aria-hidden="false" class="wag">Rating image, 3.50 out of 5 stars.</span> <span aria-hidden="true" class="star-rate-stars"> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star-rate-stars-selected" style="width: 70.00%;"> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> </span> </span> </div> <div class="star-rate-copy"> <span>3.50/5</span> <span class="star-rate-info tooltip-parent" aria-describedby="ttip-offer_comp7e177a-id--7-desc" tabindex="0"> <span class="info-wrap"><svg 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6.26669922,2.09075593 6.26669922,1.9439453 C6.26669922,1.79355393 6.31861928,1.66643931 6.42246094,1.56259765 C6.52630261,1.45875598 6.65341722,1.40683593 6.8038086,1.40683593 Z M6.87363282,3.53916015 L5.81015626,7.30429687 C5.73854131,7.55852991 5.70273438,7.71070938 5.70273438,7.76083983 C5.70273438,7.81813179 5.71974267,7.8646808 5.75375977,7.90048827 C5.78777687,7.93629574 5.82805967,7.95419921 5.87460938,7.95419921 C5.92832059,7.95419921 5.99277307,7.92555366 6.06796876,7.86826171 C6.27207134,7.70712809 6.47796121,7.47796372 6.68564454,7.18076171 L6.87363282,7.30429687 C6.63014202,7.67669456 6.34368655,7.99000523 6.01425782,8.24423827 C5.77076702,8.43401787 5.53802195,8.52890624 5.31601563,8.52890624 C5.169205,8.52890624 5.04925177,8.48504275 4.95615235,8.39731444 C4.86305293,8.30958614 4.81650391,8.19947982 4.81650391,8.06699218 C4.81650391,7.93450454 4.86126258,7.7142919 4.95078126,7.40634765 L5.64902344,5.00009765 C5.76360735,4.60621547 5.82089844,4.35914763 5.82089844,4.25888671 C5.82089844,4.18011027 5.79314807,4.11565779 5.73764649,4.06552733 C5.68214491,4.01539688 5.60605518,3.99033202 5.50937501,3.99033202 C5.43059857,3.99033202 5.26767702,4.01002584 5.02060547,4.04941405 L5.02060547,3.8399414 L6.87363282,3.53916015 Z" id="i" fill="#717171"></path> </g> </g> </g> </g> </svg> </span> <span aria-hidden="false" class="wag" id="ttip--7-offer_comp7e177a-desc"> Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. </span> <span id="ttip-offer_comp7e177a-id--7-desc" class="tooltip" role="tooltip"> <span>We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.<br></span> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Best<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Excellent<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Good<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Fair<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Poor<br> <span class="tooltip-arrow"></span> </span> </span> </div> </div> </div> </div> <div class="btn-wrap"> <div class="text-center btn-wrap"> <a href="/money/insurance/pet/nationwide-pet-insurance-review/?luri=%2Finsurance%2Fpet%2Fbest-pet-insurance-companies%2F&furi=%2F&fuuid=c4d859e6-20cc-47b2-bfce-3baf3466372c&luuid=94a499b4-4869-4500-aa49-4f29d814cfd1&ltyp=btn-rev&ord=7&ltxt=Read+full+review+of+Nationwide" data-offer_order="7" class="" data-slug="nationwide-pet-insurance" data-link_type="btn-rev" aria-label="Read full review of Nationwide"> <span class="btn btn--apply ">Read Review</span> </a> </div> </div> </div> </div> <h3 class="insuranceOfferHeader">Bottom Line</h3> <div class="wysiwyg"><ul><li data-block-key="90sgz"><b>Types of plans offered:</b> Accident and illness, accident-only, wellness plan (add-on)</li><li data-block-key="envjd"><b>Waiting period:</b> 14 days for accidents and illnesses</li><li data-block-key="5ti91"><b>Reimbursement percentages:</b> 50% to 80%</li><li data-block-key="6d86l"><b>Deductibles:</b> $250 for most plans</li><li data-block-key="mqrq"><b>Annual policy limits:</b> $2,500 to $10,000</li><li data-block-key="1s5re"><b>Discounts:</b> 5% multiple pet discount for the second and third pet, and 10% for the fourth and subsequent pet</li></ul><p data-block-key="d9qep">Many pet insurance companies only cover the most common pets, such as dogs and cats. But Nationwide also offers an Avian & Exotic Pet Plan that covers birds, rabbits, reptiles, and other exotic pets. The exotic pet insurance plan covers accidents and illnesses as well as examinations, lab fees, prescriptions, X-rays, hospitalization, and more.</p><p data-block-key="1a4go">Nationwide offers two kinds of reimbursement. Its Whole Pet plan reimburses a percentage of what pet owners pay their veterinarian, and its Major Medical plan and Pet Wellness plan reimburse owners according to a benefit schedule. The reimbursement is capped at a set amount for each condition or service.</p></div> <p class="copy-body mt-3"> <div class="fs-16"> <a href="/money/insurance/pet/nationwide-pet-insurance-review/?luri=%2Finsurance%2Fpet%2Fbest-pet-insurance-companies%2F&furi=%2F&fuuid=c4d859e6-20cc-47b2-bfce-3baf3466372c&luuid=94a499b4-4869-4500-aa49-4f29d814cfd1&ltyp=btn-rev&ord=7&ltxt=Read+full+review+of+Nationwide" data-offer_order="7" class="" data-slug="nationwide-pet-insurance" data-link_type="btn-rev" aria-label="Read full review of Nationwide"> Read our Nationwide review </a> </div> </p> </div> </div> <div class="tile-wrap ttip--outer" id="trupanion-pet-insurance"> <div> <div class="general-tile-item"> <div class="general-tile-img-wrap"> <img src="https://m.foolcdn.com/media/affiliates/original_images/trupanion.png" alt="Logo for Trupanion" class="general-tile__offer-image"> </div> <div class="general-tile__head-wrap"> <div class="general-tile__head head-h6 uppercase"> Unlimited lifetime benefits<span class="general-tile__title">Trupanion</span> </div> <div class="d-flex insurance-stars"> <div class="save-tile-item"> <div class="star-rate mt-2 mb-3"> <div class="star-rate-stars-wrapper"> <span aria-hidden="false" class="wag">Rating image, 4.00 out of 5 stars.</span> <span aria-hidden="true" class="star-rate-stars"> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star-rate-stars-selected" style="width: 80.00%;"> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> </span> </span> </div> <div class="star-rate-copy"> <span>4.00/5</span> <span class="star-rate-info tooltip-parent" aria-describedby="ttip-offer_compba784f-id--8-desc" tabindex="0"> <span class="info-wrap"><svg width="12px" height="12px" viewBox="0 0 12 12" version="1.1" xmlns="http://www.w3.org/2000/svg" aria-describedby="icon-info-title-8--offer_compba784f icon-info-descrip-8-offer_compba784f" role="img">  <desc id="icon-info-descrip-8-offer_compba784f">Circle with letter I in it.</desc> <defs></defs> <g id="Symbols" stroke="none" stroke-width="1" fill="none" fill-rule="evenodd"> <g id="Component-Card-Collapsed" transform="translate(-799.000000, -47.000000)"> <g id="Group-3" transform="translate(799.000000, 47.000000)"> <g id="Group"> <circle stroke="#9B9B9B" cx="6" cy="6" r="5.5"></circle> <path d="M6.8038086,1.40683593 C6.95419998,1.40683593 7.08131459,1.45875598 7.18515626,1.56259765 C7.28899792,1.66643931 7.34091797,1.79355393 7.34091797,1.9439453 C7.34091797,2.09075593 7.28810275,2.21697537 7.18247071,2.32260741 C7.07683867,2.42823945 6.95061923,2.48105468 6.8038086,2.48105468 C6.65699797,2.48105468 6.53077853,2.42823945 6.42514649,2.32260741 C6.31951445,2.21697537 6.26669922,2.09075593 6.26669922,1.9439453 C6.26669922,1.79355393 6.31861928,1.66643931 6.42246094,1.56259765 C6.52630261,1.45875598 6.65341722,1.40683593 6.8038086,1.40683593 Z M6.87363282,3.53916015 L5.81015626,7.30429687 C5.73854131,7.55852991 5.70273438,7.71070938 5.70273438,7.76083983 C5.70273438,7.81813179 5.71974267,7.8646808 5.75375977,7.90048827 C5.78777687,7.93629574 5.82805967,7.95419921 5.87460938,7.95419921 C5.92832059,7.95419921 5.99277307,7.92555366 6.06796876,7.86826171 C6.27207134,7.70712809 6.47796121,7.47796372 6.68564454,7.18076171 L6.87363282,7.30429687 C6.63014202,7.67669456 6.34368655,7.99000523 6.01425782,8.24423827 C5.77076702,8.43401787 5.53802195,8.52890624 5.31601563,8.52890624 C5.169205,8.52890624 5.04925177,8.48504275 4.95615235,8.39731444 C4.86305293,8.30958614 4.81650391,8.19947982 4.81650391,8.06699218 C4.81650391,7.93450454 4.86126258,7.7142919 4.95078126,7.40634765 L5.64902344,5.00009765 C5.76360735,4.60621547 5.82089844,4.35914763 5.82089844,4.25888671 C5.82089844,4.18011027 5.79314807,4.11565779 5.73764649,4.06552733 C5.68214491,4.01539688 5.60605518,3.99033202 5.50937501,3.99033202 C5.43059857,3.99033202 5.26767702,4.01002584 5.02060547,4.04941405 L5.02060547,3.8399414 L6.87363282,3.53916015 Z" id="i" fill="#717171"></path> </g> </g> </g> </g> </svg> </span> <span aria-hidden="false" class="wag" id="ttip--8-offer_compba784f-desc"> Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. </span> <span id="ttip-offer_compba784f-id--8-desc" class="tooltip" role="tooltip"> <span>We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.<br></span> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Best<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Excellent<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Good<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Fair<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Poor<br> <span class="tooltip-arrow"></span> </span> </span> </div> </div> </div> </div> <div class="btn-wrap"> <div class="text-center btn-wrap"> <a href="/money/insurance/pet/trupanion-pet-insurance-review/?luri=%2Finsurance%2Fpet%2Fbest-pet-insurance-companies%2F&furi=%2F&fuuid=c4d859e6-20cc-47b2-bfce-3baf3466372c&luuid=94a499b4-4869-4500-aa49-4f29d814cfd1&ltyp=btn-rev&ord=8&ltxt=Read+full+review+of+Trupanion" data-offer_order="8" class="" data-slug="trupanion-pet-insurance" data-link_type="btn-rev" aria-label="Read full review of Trupanion"> <span class="btn btn--apply ">Read Review</span> </a> </div> </div> </div> </div> <h3 class="insuranceOfferHeader">Bottom Line</h3> <div class="wysiwyg"><ul><li data-block-key="90sgz"><b>Types of plans offered:</b> Accident and illness plan</li><li data-block-key="259k2"><b>Waiting period:</b> Five days for accidents; 14 days for illnesses</li><li data-block-key="b42fe"><b>Reimbursement percentages:</b> 90%</li><li data-block-key="eelmg"><b>Deductibles:</b> $0 to $1,000 (per condition)</li><li data-block-key="475vg"><b>Annual policy limits:</b> Unlimited</li><li data-block-key="fulfg"><b>Discounts:</b> N/A</li></ul><p data-block-key="6hbn">Trupanion has no payout caps or limits, and unlike many other pet insurers, it does not automatically increase premiums every year due to pets aging. Trupanion also has flexible deductible options, including a $0 deductible. While most pet insurance has an annual deductible, Trupanion's deductible is a condition-based, lifetime deductible that pet owners pay only once per issue and includes all its complications.</p><p data-block-key="ablcc">Trupanion pays veterinarians directly, which means pet owners pay less out of pocket. Pet owners do not have to submit claims themselves; they just need to pay their portion of the vet bill and Trupanion deals directly with the vet. Trupanion states that it can work with every hospital across North America.</p></div> <p class="copy-body mt-3"> <div class="fs-16"> <a href="/money/insurance/pet/trupanion-pet-insurance-review/?luri=%2Finsurance%2Fpet%2Fbest-pet-insurance-companies%2F&furi=%2F&fuuid=c4d859e6-20cc-47b2-bfce-3baf3466372c&luuid=94a499b4-4869-4500-aa49-4f29d814cfd1&ltyp=btn-rev&ord=8&ltxt=Read+full+review+of+Trupanion" data-offer_order="8" class="" data-slug="trupanion-pet-insurance" data-link_type="btn-rev" aria-label="Read full review of Trupanion"> Read our Trupanion review </a> </div> </p> </div> </div> <div class="tile-wrap ttip--outer" id="pets-best-pet-insurance"> <div> <div class="general-tile-item"> <div class="general-tile-img-wrap"> <img src="https://m.foolcdn.com/media/affiliates/original_images/Pets_Best_Logo_phtJGY3.png" alt="Logo for Pets Best" class="general-tile__offer-image"> </div> <div class="general-tile__head-wrap"> <div class="general-tile__head head-h6 uppercase"> Best for 24/7 Pet Helpline<span class="general-tile__title">Pets Best</span> </div> <div class="d-flex insurance-stars"> <div class="save-tile-item"> <div class="star-rate mt-2 mb-3"> <div class="star-rate-stars-wrapper"> <span aria-hidden="false" class="wag">Rating image, 4.00 out of 5 stars.</span> <span aria-hidden="true" class="star-rate-stars"> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img 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Most insurers require you to pay out of pocket and will reimburse you for veterinary care costs.</p><p data-block-key="b3nf0">Pets Best also offers a free 24/7 Pet Helpline where you can talk to veterinary experts who can answer your questions. This service has no limits on usage during your policy term, so as long as you are a customer you'll have access to it.</p><p data-block-key="6a60j">Pets Best allows you to easily submit claims through its Android and iOS apps. Currently the app is rated 4.6 out of 5 on the App Store and 4.8 on Google Play.</p></div> <p class="copy-body mt-3"> <div class="fs-16"> <a href="/money/insurance/pet/pets-best-pet-insurance-review/?luri=%2Finsurance%2Fpet%2Fbest-pet-insurance-companies%2F&furi=%2F&fuuid=c4d859e6-20cc-47b2-bfce-3baf3466372c&luuid=94a499b4-4869-4500-aa49-4f29d814cfd1&ltyp=btn-rev&ord=9&ltxt=Read+full+review+of+Pets+Best" data-offer_order="9" class="" data-slug="pets-best-pet-insurance" data-link_type="btn-rev" aria-label="Read full review of Pets Best"> Read our Pets Best review </a> </div> </p> </div> </div> </div> </section> </div> <div class="block block-paragraph"> <div class="wysiwyg"> <p data-block-key="2aqtu"></p><hr/><p data-block-key="13at7"></p><h2 id="who-needs-pet-insurance" data-block-key="cmamw">Who needs pet insurance?</h2><p data-block-key="201nv">According to a survey, the top reason pet owners buy <a href="/money/insurance/pet/guide-to-pet-insurance/?luri=%2Finsurance%2Fpet%2Fbest-pet-insurance-companies%2F&furi=%2F&fuuid=c4d859e6-20cc-47b2-bfce-3baf3466372c&luuid=94a499b4-4869-4500-aa49-4f29d814cfd1&ltyp=txt">pet insurance</a> is that they want to make decisions about their pet's healthcare without worrying about whether they can afford the procedure. Pet insurance is for pet owners who want an insurance policy that will help offset veterinary bills and create a financial safety net should their pet become unexpectedly sick or injured.</p><p data-block-key="8v703">Emergency treatment for pets can be expensive. The average cost of emergency veterinary surgery for dogs and cats can run $1,500 to $5,000. Those who are financially secure and able to pay for high medical care costs for their pet may not need pet insurance.</p><p data-block-key="aj6f9">Pet owners worried about the rising cost of pet care and need help covering high and unexpected vet bills should consider a pet insurance policy.</p><h2 id="how-much-does-pet-insurance-cost" data-block-key="dxp0m">How much does pet insurance cost?</h2><p data-block-key="27m32">The <a href="/money/insurance/pet/guide-to-pet-insurance/?luri=%2Finsurance%2Fpet%2Fbest-pet-insurance-companies%2F&furi=%2F&fuuid=c4d859e6-20cc-47b2-bfce-3baf3466372c&luuid=94a499b4-4869-4500-aa49-4f29d814cfd1&ltyp=txt">cost of pet insurance</a> depends on many variables, such as the type of pet, breed, sex, age, location, annual coverage limit, and the deductible. Average premium costs can vary from about $10 to $60 a month.</p><p data-block-key="arjbp">According to the the North American Pet Health Insurance Corporation (NAPHIA), these are the latest premium costs in the U.S.:</p><p data-block-key="bbcob">Accident only average premiums</p><ul><li data-block-key="6b72i"><b>Dog</b><ul><li data-block-key="c5kr0">Annually: $204.16</li><li data-block-key="4uef9">Monthly: $17.01</li></ul></li><li data-block-key="15h3f"><b>Cat</b><ul><li data-block-key="4n8m8">Annually: $116.11</li><li data-block-key="624hu">Monthly: $9.68</li></ul></li></ul><p data-block-key="34f3m">Accident and illness average premiums</p><ul><li data-block-key="e701p"><b>Dog</b><ul><li data-block-key="823q0">Annually: $675.61</li><li data-block-key="1dadm">Monthly: $56.30</li></ul></li><li data-block-key="627vl"><b>Cat</b><ul><li data-block-key="9ogu1">Annually: $383.30</li><li data-block-key="7rv7f">Monthly: $31.94</li></ul></li></ul><p data-block-key="88tgq">Wellness coverage typically costs $20-$25 per month and is rolled into comprehensive coverage policies. For most pet owners, the cost of a wellness policy is what they would pay out of pocket anyway, so it may not be worth getting a standalone wellness plan.</p><h2 id="is-pet-insurance-worth-it" data-block-key="ok1fv">Is pet insurance worth it?</h2><p data-block-key="7ok15">Due to new veterinary advancements, pets now have access to better diagnostics and treatments. Unfortunately, they come at a high cost. Pet owners can expect to spend roughly:</p><ul><li data-block-key="1r95g"><b>Dog, lifetime:</b> $20,000 to $55,000</li><li data-block-key="a5mml"><b>Cat, lifetime:</b> $15,000 to $46,000</li></ul><p data-block-key="adk28">Getting the right pet insurance policy can help cover these costs. For older pets with many health issues, the premium amount may not be worth it since pre-existing conditions aren't covered. A cheaper accident-only plan may be the best option in this scenario.</p><p data-block-key="9r77b">You can often customize your coverage, but many plans let you choose reimbursement levels up to 90% of the vet bill. Many plans also cover prescription medication, which can be expensive over the long run.</p><h2 id="how-to-choose-the-best-pet-insurance" data-block-key="9ohjf">How to choose the best pet insurance</h2><p data-block-key="6fm56">Pet insurance is similar to health insurance for humans in that both include monthly premiums, deductibles, and copays. Different pet insurance companies offer different options, so pet owners may have to do some research to find out what the best pet insurance for their pet is.</p><p data-block-key="d5f6g">Depending on the plan, pet insurance policies can cover:</p><ul><li data-block-key="d2nnt">Accidents</li><li data-block-key="eclng">Surgeries</li><li data-block-key="mkla">Prescriptions</li><li data-block-key="42br1">Emergencies</li><li data-block-key="s3rg">Illnesses</li><li data-block-key="bsacr">X-rays</li><li data-block-key="f4o96">Hospitalizations</li><li data-block-key="6nn8o">Wellness checks</li></ul><h3 id="types-of-coverage" data-block-key="88xdn">Types of coverage</h3><p data-block-key="bmdfi">There are three types of pet insurance coverage: accident only, accident and illness, and wellness (usually available as an add-on). Each level determines the type of care covered as well as the cost.</p><p data-block-key="4061h">Although most insurers offer the three types of coverage, each plan will have differences within each plan, so it is important to shop around to compare plans.</p><ul><li data-block-key="tn12"><b>Accident Only (AO) policies</b> offer limited coverage. They do not cover most illnesses. This coverage is cheaper than comprehensive coverage and is typically best for emergencies:<ul><li data-block-key="3lsl6">Accidents such as car accidents</li><li data-block-key="2thq">Foreign body ingestion (swallowed objects)</li><li data-block-key="58sh0">Lacerations</li><li data-block-key="ftanp">Poisoning</li><li data-block-key="4p5sd">Ligament tears</li></ul></li><li data-block-key="5le1h"><b>Accident and Illness (A&I) policies</b> are also known as "comprehensive policies" since they cover accidents plus minor and major illnesses:<ul><li data-block-key="b295b">Accidents</li><li data-block-key="4uu75">Injuries</li><li data-block-key="4fkrl">Chronic illnesses (such as cancer, infection, and digestive problems)</li><li data-block-key="865vb">Infections</li><li data-block-key="2q99j">Diagnostic testing</li><li data-block-key="e1avc">Prescription drugs</li><li data-block-key="b6fe4">Emergency care</li></ul></li><li data-block-key="2ujo6"><b>Wellness policies</b> cover routine and preventive care, such as annual check-ups, vaccinations, and teeth cleaning. These policies tend to be riders to A&I policies. If embedded with an A&I policy, they may include:<ul><li data-block-key="3j26r">Vaccinations</li><li data-block-key="3bbja">Early screening diagnostics</li><li data-block-key="b2r2l">Dental care</li><li data-block-key="3flvl">Consultations for proper nutrition</li></ul></li></ul><h3 id="pet-insurance-plan-customizations" data-block-key="gzg48">Pet insurance plan customizations</h3><p data-block-key="3al6b">Different pet insurance companies will offer different kinds of coverage for a pet's medical care. Insurance companies offer additional coverage options, such as emergency treatment overseas and liability coverage for injuries caused by a pet. In addition to the different endorsements that pet owners can add to the policy, pet owners have other ways to customize their plans:</p><h4 id="annual-limit" data-block-key="j4h5a">Annual limit</h4><p data-block-key="4een3">Plans typically have an annual limit ranging from $5,000 to $15,000. Some plans offer even higher amounts, including unlimited limits. However, these policies cost significantly more.</p><h4 id="annual-deductible-amount" data-block-key="48ao2">Annual deductible amount</h4><p data-block-key="cnqf8">Pet owners can choose the annual deductible amounts. They often range from $100 to $1,000. The higher the deductible, the lower the premium cost.</p><h4 id="reimbursement-percentage" data-block-key="s0srn">Reimbursement percentage</h4><p data-block-key="4vim3">Pet owners can customize how much reimbursement they receive for covered veterinary costs. Reimbursement amounts can range from 70% to 90%. Note that many plans apply the deductible before the reimbursement percentage.</p><p data-block-key="c3hae">For example, say you have a $1,000 vet bill, a $200 deductible and an 80% reimbursement level. The $200 deductible would be applied to the bill first. Then insurance would kick in for 80% of the remaining $800, bringing your reimbursement to $640.</p><h4 id="types-of-illness-and-accidents" data-block-key="0xm9y">Types of illness and accidents</h4><p data-block-key="1k6nv">Many pet insurance companies allow pet owners to choose certain types of care. Common ones include:</p><ul><li data-block-key="8ujs8"><b>Diagnostics:</b> Blood tests, x-rays, MRIs, CT scans, and lab work</li><li data-block-key="1lfbf"><b>Procedures:</b> Outpatient, specialty and emergency care, hospitalization, and surgery</li></ul><h4 id="preventive-care" data-block-key="6bc6j">Preventive care</h4><p data-block-key="d7jvk">While a basic accident and illness pet health insurance policy will cover pet owners for unexpected vet bills, adding preventive care to a plan can help with expenses they are already paying for.</p><p data-block-key="o6ek">If pet owners are already paying more than the cost of a preventive care rider for their pet's ongoing healthcare, adding the endorsement can keep their pets healthier. Common items covered under a wellness plan include an annual physical exam, fecal or internal parasite test, heartworm test, blood test, vaccines, flea/tick medication, routine dental cleaning, and more.</p><h2 id="most-important-factors-to-consider-when-choosing-pet-insurance" data-block-key="10gi6">Most important factors to consider when choosing pet insurance</h2><p data-block-key="8j1au">When shopping around for the best pet insurance company, pet owners should consider what kind of medical expenses their pet already faces, and what kinds of injuries and illnesses are worth getting insurance coverage for.</p><p data-block-key="dt5ef">Some pet owners may decide an accident-only plan is best for them, while others may want to make sure they get comprehensive coverage that includes items such as vaccinations. This can help prevent their pet from developing an illness.</p><p data-block-key="c1ugq">It is also important to consider additional costs like vet visit fees and physical therapy, which are not included in basic accident and illness coverage. Here's what else to consider.</p><h3 id="cost-and-coverage" data-block-key="a29cj">Cost and coverage</h3><p data-block-key="be7qh">Pet owners should choose the policy that gives the best value based on their budget. Although pets are considered property, most pet owners see their beloved pets as family members.</p><p data-block-key="3j1le">Some of the best pet insurance companies even cover alternative medicine, such as physical therapy, acupuncture, homeopathic, hydrotherapy, and chiropractic care. A good policy can provide peace of mind in case a pet experiences an unexpected injury or illness.</p><h3 id="reputation-and-stability" data-block-key="m56a2">Reputation and stability</h3><p data-block-key="drc7h">Pet owners should choose an insurer that has experience and has a proven record of providing pet insurance. Read reviews and research how long an insurer has been in business.</p><h3 id="claims-process" data-block-key="8xlgy">Claims process</h3><p data-block-key="5mne6">Pet owners want an insurer that makes it easy to submit a claim. Since most pet insurance works by requiring pet owners to pay the entire bill out of pocket before getting reimbursed, it is important that claims are promptly paid.</p><p data-block-key="3au6f">Some pet insurance companies pay the vet directly, taking the pet owner out of the picture. Others use a digital process where pet owners can take a photo of the vet bill and wait to get approved within a few days.</p> </div> </div> <div class="block block-insurance_list_summary"> <section class="blk-card-tile-sum-list"> <div class=""> <div class="table-style"> <table class="card-tile__sum sum-list__sum"> <caption style="display:none"> The Picks </caption> <thead> <tr class="sum-list__header"> <th>Offer</th> <th>Best For</th> <th>Next Steps</th> </tr> </thead> <tbody> <tr class="card-tile__copy sum-list__copy"> <td class=""> <div class="d-lg-flex"> <div class="card__img-wrap"> <img class="card__img sum-list__img lazy" data-src='https://m.foolcdn.com/media/affiliates/original_images/aspca.png?width=281' alt="Graphic of ASPCA" width="60" height="auto"/> </div> <div class="card-detail-block ml-3"> ASPCA <div class="d-flex justify-content-center justify-content-lg-start insurance-stars ratings cell"> <div class="d-flex insurance-stars offer-tile-item"> <div class="star-rate cc_sum_tab_star_tip"> <div class="star-rate-stars-wrapper"> <span aria-hidden="false" class="wag">Rating image, 5.00 out of 5 stars.</span> <span aria-hidden="true" class="star-rate-stars"> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star-rate-stars-selected" style="width: 100.00%;"> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> </span> </span> </div> <div class="star-rate-copy"> <span>5.00/5</span> <span class="star-rate-info tooltip-parent" aria-describedby="ttip-cs_sum_tab1da7e4-id--1-desc" tabindex="0"> <span class="info-wrap"><svg width="12px" height="12px" viewBox="0 0 12 12" version="1.1" xmlns="http://www.w3.org/2000/svg" aria-describedby="icon-info-title-1--cs_sum_tab1da7e4 icon-info-descrip-1-cs_sum_tab1da7e4" role="img">  <desc id="icon-info-descrip-1-cs_sum_tab1da7e4">Circle with letter I in it.</desc> <defs></defs> <g id="Symbols" stroke="none" stroke-width="1" fill="none" fill-rule="evenodd"> <g id="Component-Card-Collapsed" transform="translate(-799.000000, -47.000000)"> <g id="Group-3" transform="translate(799.000000, 47.000000)"> <g id="Group"> <circle stroke="#9B9B9B" cx="6" cy="6" r="5.5"></circle> <path d="M6.8038086,1.40683593 C6.95419998,1.40683593 7.08131459,1.45875598 7.18515626,1.56259765 C7.28899792,1.66643931 7.34091797,1.79355393 7.34091797,1.9439453 C7.34091797,2.09075593 7.28810275,2.21697537 7.18247071,2.32260741 C7.07683867,2.42823945 6.95061923,2.48105468 6.8038086,2.48105468 C6.65699797,2.48105468 6.53077853,2.42823945 6.42514649,2.32260741 C6.31951445,2.21697537 6.26669922,2.09075593 6.26669922,1.9439453 C6.26669922,1.79355393 6.31861928,1.66643931 6.42246094,1.56259765 C6.52630261,1.45875598 6.65341722,1.40683593 6.8038086,1.40683593 Z M6.87363282,3.53916015 L5.81015626,7.30429687 C5.73854131,7.55852991 5.70273438,7.71070938 5.70273438,7.76083983 C5.70273438,7.81813179 5.71974267,7.8646808 5.75375977,7.90048827 C5.78777687,7.93629574 5.82805967,7.95419921 5.87460938,7.95419921 C5.92832059,7.95419921 5.99277307,7.92555366 6.06796876,7.86826171 C6.27207134,7.70712809 6.47796121,7.47796372 6.68564454,7.18076171 L6.87363282,7.30429687 C6.63014202,7.67669456 6.34368655,7.99000523 6.01425782,8.24423827 C5.77076702,8.43401787 5.53802195,8.52890624 5.31601563,8.52890624 C5.169205,8.52890624 5.04925177,8.48504275 4.95615235,8.39731444 C4.86305293,8.30958614 4.81650391,8.19947982 4.81650391,8.06699218 C4.81650391,7.93450454 4.86126258,7.7142919 4.95078126,7.40634765 L5.64902344,5.00009765 C5.76360735,4.60621547 5.82089844,4.35914763 5.82089844,4.25888671 C5.82089844,4.18011027 5.79314807,4.11565779 5.73764649,4.06552733 C5.68214491,4.01539688 5.60605518,3.99033202 5.50937501,3.99033202 C5.43059857,3.99033202 5.26767702,4.01002584 5.02060547,4.04941405 L5.02060547,3.8399414 L6.87363282,3.53916015 Z" id="i" fill="#717171"></path> </g> </g> </g> </g> </svg> </span> <span aria-hidden="false" class="wag" id="ttip--1-cs_sum_tab1da7e4-desc"> Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. </span> <span id="ttip-cs_sum_tab1da7e4-id--1-desc" class="tooltip" role="tooltip"> <span>We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.<br></span> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Best<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Excellent<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Good<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Fair<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Poor<br> <span class="tooltip-arrow"></span> </span> </span> </div> </div> </div> </div> </div> </div> </td> <td class="sum-best__for cell copy-sm"> <span class="col__header--inline">Great For: </span>Best for pets with hereditary and health conditions </td> <td class="sum-get__quote cell"> <div class=""> <a href="/money/insurance/pet/aspca-pet-insurance-review/?luri=%2Finsurance%2Fpet%2Fbest-pet-insurance-companies%2F&furi=%2F&fuuid=c4d859e6-20cc-47b2-bfce-3baf3466372c&luuid=94a499b4-4869-4500-aa49-4f29d814cfd1&ltyp=txt-rev&ord=1&ltxt=Read+full+review+of+ASPCA" data-offer_order="1" class="text-center btn-wrap" data-slug="aspca-pet-insurance" data-link_type="txt-rev" aria-label="Read full review of ASPCA"> <span class="btn btn--apply text-center btn-wrap">Read Review</span> </a> </div> </td> </tr> <tr class="card-tile__copy sum-list__copy"> <td class=""> <div class="d-lg-flex"> <div class="card__img-wrap"> <img class="card__img sum-list__img lazy" data-src='https://m.foolcdn.com/media/affiliates/original_images/embrace.png?width=281' alt="Graphic of Embrace" width="60" height="auto"/> </div> <div class="card-detail-block ml-3"> Embrace <div class="d-flex justify-content-center justify-content-lg-start insurance-stars ratings cell"> <div class="d-flex insurance-stars offer-tile-item"> <div class="star-rate cc_sum_tab_star_tip"> <div class="star-rate-stars-wrapper"> <span aria-hidden="false" class="wag">Rating image, 5.00 out of 5 stars.</span> <span aria-hidden="true" class="star-rate-stars"> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star-rate-stars-selected" style="width: 100.00%;"> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> </span> </span> </div> <div class="star-rate-copy"> <span>5.00/5</span> <span class="star-rate-info tooltip-parent" aria-describedby="ttip-cs_sum_tab9e808a-id--2-desc" tabindex="0"> <span class="info-wrap"><svg width="12px" height="12px" viewBox="0 0 12 12" version="1.1" xmlns="http://www.w3.org/2000/svg" aria-describedby="icon-info-title-2--cs_sum_tab9e808a icon-info-descrip-2-cs_sum_tab9e808a" role="img">  <desc id="icon-info-descrip-2-cs_sum_tab9e808a">Circle with letter I in it.</desc> <defs></defs> <g id="Symbols" stroke="none" stroke-width="1" fill="none" fill-rule="evenodd"> <g id="Component-Card-Collapsed" transform="translate(-799.000000, -47.000000)"> <g id="Group-3" transform="translate(799.000000, 47.000000)"> <g id="Group"> <circle stroke="#9B9B9B" cx="6" cy="6" r="5.5"></circle> <path d="M6.8038086,1.40683593 C6.95419998,1.40683593 7.08131459,1.45875598 7.18515626,1.56259765 C7.28899792,1.66643931 7.34091797,1.79355393 7.34091797,1.9439453 C7.34091797,2.09075593 7.28810275,2.21697537 7.18247071,2.32260741 C7.07683867,2.42823945 6.95061923,2.48105468 6.8038086,2.48105468 C6.65699797,2.48105468 6.53077853,2.42823945 6.42514649,2.32260741 C6.31951445,2.21697537 6.26669922,2.09075593 6.26669922,1.9439453 C6.26669922,1.79355393 6.31861928,1.66643931 6.42246094,1.56259765 C6.52630261,1.45875598 6.65341722,1.40683593 6.8038086,1.40683593 Z M6.87363282,3.53916015 L5.81015626,7.30429687 C5.73854131,7.55852991 5.70273438,7.71070938 5.70273438,7.76083983 C5.70273438,7.81813179 5.71974267,7.8646808 5.75375977,7.90048827 C5.78777687,7.93629574 5.82805967,7.95419921 5.87460938,7.95419921 C5.92832059,7.95419921 5.99277307,7.92555366 6.06796876,7.86826171 C6.27207134,7.70712809 6.47796121,7.47796372 6.68564454,7.18076171 L6.87363282,7.30429687 C6.63014202,7.67669456 6.34368655,7.99000523 6.01425782,8.24423827 C5.77076702,8.43401787 5.53802195,8.52890624 5.31601563,8.52890624 C5.169205,8.52890624 5.04925177,8.48504275 4.95615235,8.39731444 C4.86305293,8.30958614 4.81650391,8.19947982 4.81650391,8.06699218 C4.81650391,7.93450454 4.86126258,7.7142919 4.95078126,7.40634765 L5.64902344,5.00009765 C5.76360735,4.60621547 5.82089844,4.35914763 5.82089844,4.25888671 C5.82089844,4.18011027 5.79314807,4.11565779 5.73764649,4.06552733 C5.68214491,4.01539688 5.60605518,3.99033202 5.50937501,3.99033202 C5.43059857,3.99033202 5.26767702,4.01002584 5.02060547,4.04941405 L5.02060547,3.8399414 L6.87363282,3.53916015 Z" id="i" fill="#717171"></path> </g> </g> </g> </g> </svg> </span> <span aria-hidden="false" class="wag" id="ttip--2-cs_sum_tab9e808a-desc"> Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. </span> <span id="ttip-cs_sum_tab9e808a-id--2-desc" class="tooltip" role="tooltip"> <span>We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.<br></span> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Best<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Excellent<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Good<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Fair<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Poor<br> <span class="tooltip-arrow"></span> </span> </span> </div> </div> </div> </div> </div> </div> </td> <td class="sum-best__for cell copy-sm"> <span class="col__header--inline">Great For: </span>Best for low deductibles and short waiting periods </td> <td class="sum-get__quote cell"> <div class=""> <a href="/money/insurance/pet/embrace-pet-insurance-review/?luri=%2Finsurance%2Fpet%2Fbest-pet-insurance-companies%2F&furi=%2F&fuuid=c4d859e6-20cc-47b2-bfce-3baf3466372c&luuid=94a499b4-4869-4500-aa49-4f29d814cfd1&ltyp=txt-rev&ord=2&ltxt=Read+full+review+of+Embrace" data-offer_order="2" class="text-center btn-wrap" data-slug="embrace-pet-insurance" data-link_type="txt-rev" aria-label="Read full review of Embrace"> <span class="btn btn--apply text-center btn-wrap">Read Review</span> </a> </div> </td> </tr> <tr class="card-tile__copy sum-list__copy"> <td class=""> <div class="d-lg-flex"> <div class="card__img-wrap"> <img class="card__img sum-list__img lazy" data-src='https://m.foolcdn.com/media/affiliates/original_images/lemonade.png?width=281' alt="Graphic of Lemonade" width="60" height="auto"/> </div> <div class="card-detail-block ml-3"> Lemonade <div class="d-flex justify-content-center justify-content-lg-start insurance-stars ratings cell"> <div class="d-flex insurance-stars offer-tile-item"> <div class="star-rate cc_sum_tab_star_tip"> <div class="star-rate-stars-wrapper"> <span aria-hidden="false" class="wag">Rating image, 4.00 out of 5 stars.</span> <span aria-hidden="true" class="star-rate-stars"> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star-rate-stars-selected" style="width: 80.00%;"> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> </span> </span> </div> <div class="star-rate-copy"> <span>4.00/5</span> <span class="star-rate-info tooltip-parent" aria-describedby="ttip-cs_sum_taba0b2da-id--3-desc" tabindex="0"> <span class="info-wrap"><svg width="12px" height="12px" viewBox="0 0 12 12" version="1.1" xmlns="http://www.w3.org/2000/svg" aria-describedby="icon-info-title-3--cs_sum_taba0b2da icon-info-descrip-3-cs_sum_taba0b2da" role="img">  <desc id="icon-info-descrip-3-cs_sum_taba0b2da">Circle with letter I in it.</desc> <defs></defs> <g id="Symbols" stroke="none" stroke-width="1" fill="none" fill-rule="evenodd"> <g id="Component-Card-Collapsed" transform="translate(-799.000000, -47.000000)"> <g id="Group-3" transform="translate(799.000000, 47.000000)"> <g id="Group"> <circle stroke="#9B9B9B" cx="6" cy="6" r="5.5"></circle> <path d="M6.8038086,1.40683593 C6.95419998,1.40683593 7.08131459,1.45875598 7.18515626,1.56259765 C7.28899792,1.66643931 7.34091797,1.79355393 7.34091797,1.9439453 C7.34091797,2.09075593 7.28810275,2.21697537 7.18247071,2.32260741 C7.07683867,2.42823945 6.95061923,2.48105468 6.8038086,2.48105468 C6.65699797,2.48105468 6.53077853,2.42823945 6.42514649,2.32260741 C6.31951445,2.21697537 6.26669922,2.09075593 6.26669922,1.9439453 C6.26669922,1.79355393 6.31861928,1.66643931 6.42246094,1.56259765 C6.52630261,1.45875598 6.65341722,1.40683593 6.8038086,1.40683593 Z M6.87363282,3.53916015 L5.81015626,7.30429687 C5.73854131,7.55852991 5.70273438,7.71070938 5.70273438,7.76083983 C5.70273438,7.81813179 5.71974267,7.8646808 5.75375977,7.90048827 C5.78777687,7.93629574 5.82805967,7.95419921 5.87460938,7.95419921 C5.92832059,7.95419921 5.99277307,7.92555366 6.06796876,7.86826171 C6.27207134,7.70712809 6.47796121,7.47796372 6.68564454,7.18076171 L6.87363282,7.30429687 C6.63014202,7.67669456 6.34368655,7.99000523 6.01425782,8.24423827 C5.77076702,8.43401787 5.53802195,8.52890624 5.31601563,8.52890624 C5.169205,8.52890624 5.04925177,8.48504275 4.95615235,8.39731444 C4.86305293,8.30958614 4.81650391,8.19947982 4.81650391,8.06699218 C4.81650391,7.93450454 4.86126258,7.7142919 4.95078126,7.40634765 L5.64902344,5.00009765 C5.76360735,4.60621547 5.82089844,4.35914763 5.82089844,4.25888671 C5.82089844,4.18011027 5.79314807,4.11565779 5.73764649,4.06552733 C5.68214491,4.01539688 5.60605518,3.99033202 5.50937501,3.99033202 C5.43059857,3.99033202 5.26767702,4.01002584 5.02060547,4.04941405 L5.02060547,3.8399414 L6.87363282,3.53916015 Z" id="i" fill="#717171"></path> </g> </g> </g> </g> </svg> </span> <span aria-hidden="false" class="wag" id="ttip--3-cs_sum_taba0b2da-desc"> Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. </span> <span id="ttip-cs_sum_taba0b2da-id--3-desc" class="tooltip" role="tooltip"> <span>We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.<br></span> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Best<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Excellent<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Good<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Fair<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Poor<br> <span class="tooltip-arrow"></span> </span> </span> </div> </div> </div> </div> </div> </div> </td> <td class="sum-best__for cell copy-sm"> <span class="col__header--inline">Great For: </span>Best for fast claims processing </td> <td class="sum-get__quote cell"> <div class=""> <a href="/money/insurance/pet/lemonade-pet-insurance-review/?luri=%2Finsurance%2Fpet%2Fbest-pet-insurance-companies%2F&furi=%2F&fuuid=c4d859e6-20cc-47b2-bfce-3baf3466372c&luuid=94a499b4-4869-4500-aa49-4f29d814cfd1&ltyp=txt-rev&ord=3&ltxt=Read+full+review+of+Lemonade" data-offer_order="3" class="text-center btn-wrap" data-slug="lemonade-pet-insurance" data-link_type="txt-rev" aria-label="Read full review of Lemonade"> <span class="btn btn--apply text-center btn-wrap">Read Review</span> </a> </div> </td> </tr> <tr class="card-tile__copy sum-list__copy"> <td class=""> <div class="d-lg-flex"> <div class="card__img-wrap"> <img class="card__img sum-list__img lazy" data-src='https://m.foolcdn.com/media/affiliates/personal-finance-art/spot_r4nciXE.png?width=281' alt="Graphic of Spot" width="60" height="auto"/> </div> <div class="card-detail-block ml-3"> Spot <div class="d-flex justify-content-center justify-content-lg-start insurance-stars ratings cell"> <div class="d-flex insurance-stars offer-tile-item"> <div class="star-rate cc_sum_tab_star_tip"> <div class="star-rate-stars-wrapper"> <span aria-hidden="false" class="wag">Rating image, 4.00 out of 5 stars.</span> <span aria-hidden="true" class="star-rate-stars"> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star-rate-stars-selected" style="width: 80.00%;"> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> </span> </span> </div> <div class="star-rate-copy"> <span>4.00/5</span> <span class="star-rate-info tooltip-parent" aria-describedby="ttip-cs_sum_tabe6fc0c-id--4-desc" tabindex="0"> <span class="info-wrap"><svg width="12px" height="12px" viewBox="0 0 12 12" version="1.1" xmlns="http://www.w3.org/2000/svg" aria-describedby="icon-info-title-4--cs_sum_tabe6fc0c icon-info-descrip-4-cs_sum_tabe6fc0c" role="img">  <desc id="icon-info-descrip-4-cs_sum_tabe6fc0c">Circle with letter I in it.</desc> <defs></defs> <g id="Symbols" stroke="none" stroke-width="1" fill="none" fill-rule="evenodd"> <g id="Component-Card-Collapsed" transform="translate(-799.000000, -47.000000)"> <g id="Group-3" transform="translate(799.000000, 47.000000)"> <g id="Group"> <circle stroke="#9B9B9B" cx="6" cy="6" r="5.5"></circle> <path d="M6.8038086,1.40683593 C6.95419998,1.40683593 7.08131459,1.45875598 7.18515626,1.56259765 C7.28899792,1.66643931 7.34091797,1.79355393 7.34091797,1.9439453 C7.34091797,2.09075593 7.28810275,2.21697537 7.18247071,2.32260741 C7.07683867,2.42823945 6.95061923,2.48105468 6.8038086,2.48105468 C6.65699797,2.48105468 6.53077853,2.42823945 6.42514649,2.32260741 C6.31951445,2.21697537 6.26669922,2.09075593 6.26669922,1.9439453 C6.26669922,1.79355393 6.31861928,1.66643931 6.42246094,1.56259765 C6.52630261,1.45875598 6.65341722,1.40683593 6.8038086,1.40683593 Z M6.87363282,3.53916015 L5.81015626,7.30429687 C5.73854131,7.55852991 5.70273438,7.71070938 5.70273438,7.76083983 C5.70273438,7.81813179 5.71974267,7.8646808 5.75375977,7.90048827 C5.78777687,7.93629574 5.82805967,7.95419921 5.87460938,7.95419921 C5.92832059,7.95419921 5.99277307,7.92555366 6.06796876,7.86826171 C6.27207134,7.70712809 6.47796121,7.47796372 6.68564454,7.18076171 L6.87363282,7.30429687 C6.63014202,7.67669456 6.34368655,7.99000523 6.01425782,8.24423827 C5.77076702,8.43401787 5.53802195,8.52890624 5.31601563,8.52890624 C5.169205,8.52890624 5.04925177,8.48504275 4.95615235,8.39731444 C4.86305293,8.30958614 4.81650391,8.19947982 4.81650391,8.06699218 C4.81650391,7.93450454 4.86126258,7.7142919 4.95078126,7.40634765 L5.64902344,5.00009765 C5.76360735,4.60621547 5.82089844,4.35914763 5.82089844,4.25888671 C5.82089844,4.18011027 5.79314807,4.11565779 5.73764649,4.06552733 C5.68214491,4.01539688 5.60605518,3.99033202 5.50937501,3.99033202 C5.43059857,3.99033202 5.26767702,4.01002584 5.02060547,4.04941405 L5.02060547,3.8399414 L6.87363282,3.53916015 Z" id="i" fill="#717171"></path> </g> </g> </g> </g> </svg> </span> <span aria-hidden="false" class="wag" id="ttip--4-cs_sum_tabe6fc0c-desc"> Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. </span> <span id="ttip-cs_sum_tabe6fc0c-id--4-desc" class="tooltip" role="tooltip"> <span>We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.<br></span> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Best<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Excellent<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Good<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Fair<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Poor<br> <span class="tooltip-arrow"></span> </span> </span> </div> </div> </div> </div> </div> </div> </td> <td class="sum-best__for cell copy-sm"> <span class="col__header--inline">Great For: </span>Best for customizable coverage choices </td> <td class="sum-get__quote cell"> <div class=""> <a href="/money/insurance/pet/spot-pet-insurance-review/?luri=%2Finsurance%2Fpet%2Fbest-pet-insurance-companies%2F&furi=%2F&fuuid=c4d859e6-20cc-47b2-bfce-3baf3466372c&luuid=94a499b4-4869-4500-aa49-4f29d814cfd1&ltyp=txt-rev&ord=4&ltxt=Read+full+review+of+Spot" data-offer_order="4" class="text-center btn-wrap" data-slug="spot-pet-insurance" data-link_type="txt-rev" aria-label="Read full review of Spot"> <span class="btn btn--apply text-center btn-wrap">Read Review</span> </a> </div> </td> </tr> <tr class="card-tile__copy sum-list__copy"> <td class=""> <div class="d-lg-flex"> <div class="card__img-wrap"> <img class="card__img sum-list__img lazy" data-src='https://m.foolcdn.com/media/affiliates/original_images/figo.png?width=281' alt="Graphic of Figo" width="60" height="auto"/> </div> <div class="card-detail-block ml-3"> Figo <div class="d-flex justify-content-center justify-content-lg-start insurance-stars ratings cell"> <div class="d-flex insurance-stars offer-tile-item"> <div class="star-rate cc_sum_tab_star_tip"> <div class="star-rate-stars-wrapper"> <span aria-hidden="false" class="wag">Rating image, 4.00 out of 5 stars.</span> <span aria-hidden="true" class="star-rate-stars"> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star-rate-stars-selected" style="width: 80.00%;"> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> </span> </span> </div> <div class="star-rate-copy"> <span>4.00/5</span> <span class="star-rate-info tooltip-parent" aria-describedby="ttip-cs_sum_tab3f3707-id--5-desc" tabindex="0"> <span class="info-wrap"><svg width="12px" height="12px" viewBox="0 0 12 12" version="1.1" xmlns="http://www.w3.org/2000/svg" aria-describedby="icon-info-title-5--cs_sum_tab3f3707 icon-info-descrip-5-cs_sum_tab3f3707" role="img">  <desc id="icon-info-descrip-5-cs_sum_tab3f3707">Circle with letter I in it.</desc> <defs></defs> <g id="Symbols" stroke="none" stroke-width="1" fill="none" fill-rule="evenodd"> <g id="Component-Card-Collapsed" transform="translate(-799.000000, -47.000000)"> <g id="Group-3" transform="translate(799.000000, 47.000000)"> <g id="Group"> <circle stroke="#9B9B9B" cx="6" cy="6" r="5.5"></circle> <path d="M6.8038086,1.40683593 C6.95419998,1.40683593 7.08131459,1.45875598 7.18515626,1.56259765 C7.28899792,1.66643931 7.34091797,1.79355393 7.34091797,1.9439453 C7.34091797,2.09075593 7.28810275,2.21697537 7.18247071,2.32260741 C7.07683867,2.42823945 6.95061923,2.48105468 6.8038086,2.48105468 C6.65699797,2.48105468 6.53077853,2.42823945 6.42514649,2.32260741 C6.31951445,2.21697537 6.26669922,2.09075593 6.26669922,1.9439453 C6.26669922,1.79355393 6.31861928,1.66643931 6.42246094,1.56259765 C6.52630261,1.45875598 6.65341722,1.40683593 6.8038086,1.40683593 Z M6.87363282,3.53916015 L5.81015626,7.30429687 C5.73854131,7.55852991 5.70273438,7.71070938 5.70273438,7.76083983 C5.70273438,7.81813179 5.71974267,7.8646808 5.75375977,7.90048827 C5.78777687,7.93629574 5.82805967,7.95419921 5.87460938,7.95419921 C5.92832059,7.95419921 5.99277307,7.92555366 6.06796876,7.86826171 C6.27207134,7.70712809 6.47796121,7.47796372 6.68564454,7.18076171 L6.87363282,7.30429687 C6.63014202,7.67669456 6.34368655,7.99000523 6.01425782,8.24423827 C5.77076702,8.43401787 5.53802195,8.52890624 5.31601563,8.52890624 C5.169205,8.52890624 5.04925177,8.48504275 4.95615235,8.39731444 C4.86305293,8.30958614 4.81650391,8.19947982 4.81650391,8.06699218 C4.81650391,7.93450454 4.86126258,7.7142919 4.95078126,7.40634765 L5.64902344,5.00009765 C5.76360735,4.60621547 5.82089844,4.35914763 5.82089844,4.25888671 C5.82089844,4.18011027 5.79314807,4.11565779 5.73764649,4.06552733 C5.68214491,4.01539688 5.60605518,3.99033202 5.50937501,3.99033202 C5.43059857,3.99033202 5.26767702,4.01002584 5.02060547,4.04941405 L5.02060547,3.8399414 L6.87363282,3.53916015 Z" id="i" fill="#717171"></path> </g> </g> </g> </g> </svg> </span> <span aria-hidden="false" class="wag" id="ttip--5-cs_sum_tab3f3707-desc"> Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. </span> <span id="ttip-cs_sum_tab3f3707-id--5-desc" class="tooltip" role="tooltip"> <span>We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.<br></span> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Best<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Excellent<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Good<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Fair<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Poor<br> <span class="tooltip-arrow"></span> </span> </span> </div> </div> </div> </div> </div> </div> </td> <td class="sum-best__for cell copy-sm"> <span class="col__header--inline">Great For: </span>Best for unlimited annual benefits and access to 24/7 live vet </td> <td class="sum-get__quote cell"> <div class=""> <a href="/money/insurance/pet/figo-pet-insurance-review/?luri=%2Finsurance%2Fpet%2Fbest-pet-insurance-companies%2F&furi=%2F&fuuid=c4d859e6-20cc-47b2-bfce-3baf3466372c&luuid=94a499b4-4869-4500-aa49-4f29d814cfd1&ltyp=txt-rev&ord=5&ltxt=Read+full+review+of+Figo" data-offer_order="5" class="text-center btn-wrap" data-slug="figo-pet-insurance" data-link_type="txt-rev" aria-label="Read full review of Figo"> <span class="btn btn--apply text-center btn-wrap">Read Review</span> </a> </div> </td> </tr> <tr class="card-tile__copy sum-list__copy"> <td class=""> <div class="d-lg-flex"> <div class="card__img-wrap"> <img class="card__img sum-list__img lazy" data-src='https://m.foolcdn.com/media/affiliates/original_images/fetch.png?width=281' alt="Graphic of Fetch" width="60" height="auto"/> </div> <div class="card-detail-block ml-3"> Fetch <div class="d-flex justify-content-center justify-content-lg-start insurance-stars ratings cell"> <div class="d-flex insurance-stars offer-tile-item"> <div class="star-rate cc_sum_tab_star_tip"> <div class="star-rate-stars-wrapper"> <span aria-hidden="false" class="wag">Rating image, 4.00 out of 5 stars.</span> <span aria-hidden="true" class="star-rate-stars"> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star-rate-stars-selected" style="width: 80.00%;"> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> </span> </span> </div> <div class="star-rate-copy"> <span>4.00/5</span> <span class="star-rate-info tooltip-parent" aria-describedby="ttip-cs_sum_tab576840-id--6-desc" tabindex="0"> <span class="info-wrap"><svg width="12px" height="12px" viewBox="0 0 12 12" version="1.1" xmlns="http://www.w3.org/2000/svg" aria-describedby="icon-info-title-6--cs_sum_tab576840 icon-info-descrip-6-cs_sum_tab576840" role="img">  <desc id="icon-info-descrip-6-cs_sum_tab576840">Circle with letter I in it.</desc> <defs></defs> <g id="Symbols" stroke="none" stroke-width="1" fill="none" fill-rule="evenodd"> <g id="Component-Card-Collapsed" transform="translate(-799.000000, -47.000000)"> <g id="Group-3" transform="translate(799.000000, 47.000000)"> <g id="Group"> <circle stroke="#9B9B9B" cx="6" cy="6" r="5.5"></circle> <path d="M6.8038086,1.40683593 C6.95419998,1.40683593 7.08131459,1.45875598 7.18515626,1.56259765 C7.28899792,1.66643931 7.34091797,1.79355393 7.34091797,1.9439453 C7.34091797,2.09075593 7.28810275,2.21697537 7.18247071,2.32260741 C7.07683867,2.42823945 6.95061923,2.48105468 6.8038086,2.48105468 C6.65699797,2.48105468 6.53077853,2.42823945 6.42514649,2.32260741 C6.31951445,2.21697537 6.26669922,2.09075593 6.26669922,1.9439453 C6.26669922,1.79355393 6.31861928,1.66643931 6.42246094,1.56259765 C6.52630261,1.45875598 6.65341722,1.40683593 6.8038086,1.40683593 Z M6.87363282,3.53916015 L5.81015626,7.30429687 C5.73854131,7.55852991 5.70273438,7.71070938 5.70273438,7.76083983 C5.70273438,7.81813179 5.71974267,7.8646808 5.75375977,7.90048827 C5.78777687,7.93629574 5.82805967,7.95419921 5.87460938,7.95419921 C5.92832059,7.95419921 5.99277307,7.92555366 6.06796876,7.86826171 C6.27207134,7.70712809 6.47796121,7.47796372 6.68564454,7.18076171 L6.87363282,7.30429687 C6.63014202,7.67669456 6.34368655,7.99000523 6.01425782,8.24423827 C5.77076702,8.43401787 5.53802195,8.52890624 5.31601563,8.52890624 C5.169205,8.52890624 5.04925177,8.48504275 4.95615235,8.39731444 C4.86305293,8.30958614 4.81650391,8.19947982 4.81650391,8.06699218 C4.81650391,7.93450454 4.86126258,7.7142919 4.95078126,7.40634765 L5.64902344,5.00009765 C5.76360735,4.60621547 5.82089844,4.35914763 5.82089844,4.25888671 C5.82089844,4.18011027 5.79314807,4.11565779 5.73764649,4.06552733 C5.68214491,4.01539688 5.60605518,3.99033202 5.50937501,3.99033202 C5.43059857,3.99033202 5.26767702,4.01002584 5.02060547,4.04941405 L5.02060547,3.8399414 L6.87363282,3.53916015 Z" id="i" fill="#717171"></path> </g> </g> </g> </g> </svg> </span> <span aria-hidden="false" class="wag" id="ttip--6-cs_sum_tab576840-desc"> Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. </span> <span id="ttip-cs_sum_tab576840-id--6-desc" class="tooltip" role="tooltip"> <span>We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.<br></span> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Best<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Excellent<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Good<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Fair<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Poor<br> <span class="tooltip-arrow"></span> </span> </span> </div> </div> </div> </div> </div> </div> </td> <td class="sum-best__for cell copy-sm"> <span class="col__header--inline">Great For: </span>Best for comprehensive coverage </td> <td class="sum-get__quote cell"> <div class=""> <a href="/money/insurance/pet/fetch-pet-insurance-review/?luri=%2Finsurance%2Fpet%2Fbest-pet-insurance-companies%2F&furi=%2F&fuuid=c4d859e6-20cc-47b2-bfce-3baf3466372c&luuid=94a499b4-4869-4500-aa49-4f29d814cfd1&ltyp=txt-rev&ord=6&ltxt=Read+full+review+of+Fetch" data-offer_order="6" class="text-center btn-wrap" data-slug="fetch-pet-insurance" data-link_type="txt-rev" aria-label="Read full review of Fetch"> <span class="btn btn--apply text-center btn-wrap">Read Review</span> </a> </div> </td> </tr> <tr class="card-tile__copy sum-list__copy"> <td class=""> <div class="d-lg-flex"> <div class="card__img-wrap"> <img class="card__img sum-list__img lazy" data-src='https://m.foolcdn.com/media/affiliates/original_images/nationwide-insurance_fe8ynIn.png?width=281' alt="Graphic of Nationwide" width="60" height="auto"/> </div> <div class="card-detail-block ml-3"> Nationwide <div class="d-flex justify-content-center justify-content-lg-start insurance-stars ratings cell"> <div class="d-flex insurance-stars offer-tile-item"> <div class="star-rate cc_sum_tab_star_tip"> <div class="star-rate-stars-wrapper"> <span aria-hidden="false" class="wag">Rating image, 3.50 out of 5 stars.</span> <span aria-hidden="true" class="star-rate-stars"> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star-rate-stars-selected" style="width: 70.00%;"> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> </span> </span> </div> <div class="star-rate-copy"> <span>3.50/5</span> <span class="star-rate-info tooltip-parent" aria-describedby="ttip-cs_sum_tabcc5850-id--7-desc" tabindex="0"> <span class="info-wrap"><svg width="12px" height="12px" viewBox="0 0 12 12" version="1.1" xmlns="http://www.w3.org/2000/svg" aria-describedby="icon-info-title-7--cs_sum_tabcc5850 icon-info-descrip-7-cs_sum_tabcc5850" role="img">  <desc id="icon-info-descrip-7-cs_sum_tabcc5850">Circle with letter I in it.</desc> <defs></defs> <g id="Symbols" stroke="none" stroke-width="1" fill="none" fill-rule="evenodd"> <g id="Component-Card-Collapsed" transform="translate(-799.000000, -47.000000)"> <g id="Group-3" transform="translate(799.000000, 47.000000)"> <g id="Group"> <circle stroke="#9B9B9B" cx="6" cy="6" r="5.5"></circle> <path d="M6.8038086,1.40683593 C6.95419998,1.40683593 7.08131459,1.45875598 7.18515626,1.56259765 C7.28899792,1.66643931 7.34091797,1.79355393 7.34091797,1.9439453 C7.34091797,2.09075593 7.28810275,2.21697537 7.18247071,2.32260741 C7.07683867,2.42823945 6.95061923,2.48105468 6.8038086,2.48105468 C6.65699797,2.48105468 6.53077853,2.42823945 6.42514649,2.32260741 C6.31951445,2.21697537 6.26669922,2.09075593 6.26669922,1.9439453 C6.26669922,1.79355393 6.31861928,1.66643931 6.42246094,1.56259765 C6.52630261,1.45875598 6.65341722,1.40683593 6.8038086,1.40683593 Z M6.87363282,3.53916015 L5.81015626,7.30429687 C5.73854131,7.55852991 5.70273438,7.71070938 5.70273438,7.76083983 C5.70273438,7.81813179 5.71974267,7.8646808 5.75375977,7.90048827 C5.78777687,7.93629574 5.82805967,7.95419921 5.87460938,7.95419921 C5.92832059,7.95419921 5.99277307,7.92555366 6.06796876,7.86826171 C6.27207134,7.70712809 6.47796121,7.47796372 6.68564454,7.18076171 L6.87363282,7.30429687 C6.63014202,7.67669456 6.34368655,7.99000523 6.01425782,8.24423827 C5.77076702,8.43401787 5.53802195,8.52890624 5.31601563,8.52890624 C5.169205,8.52890624 5.04925177,8.48504275 4.95615235,8.39731444 C4.86305293,8.30958614 4.81650391,8.19947982 4.81650391,8.06699218 C4.81650391,7.93450454 4.86126258,7.7142919 4.95078126,7.40634765 L5.64902344,5.00009765 C5.76360735,4.60621547 5.82089844,4.35914763 5.82089844,4.25888671 C5.82089844,4.18011027 5.79314807,4.11565779 5.73764649,4.06552733 C5.68214491,4.01539688 5.60605518,3.99033202 5.50937501,3.99033202 C5.43059857,3.99033202 5.26767702,4.01002584 5.02060547,4.04941405 L5.02060547,3.8399414 L6.87363282,3.53916015 Z" id="i" fill="#717171"></path> </g> </g> </g> </g> </svg> </span> <span aria-hidden="false" class="wag" id="ttip--7-cs_sum_tabcc5850-desc"> Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. </span> <span id="ttip-cs_sum_tabcc5850-id--7-desc" class="tooltip" role="tooltip"> <span>We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.<br></span> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Best<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Excellent<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Good<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Fair<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Poor<br> <span class="tooltip-arrow"></span> </span> </span> </div> </div> </div> </div> </div> </div> </td> <td class="sum-best__for cell copy-sm"> <span class="col__header--inline">Great For: </span>Best for birds and exotic pets </td> <td class="sum-get__quote cell"> <div class=""> <a href="/money/insurance/pet/nationwide-pet-insurance-review/?luri=%2Finsurance%2Fpet%2Fbest-pet-insurance-companies%2F&furi=%2F&fuuid=c4d859e6-20cc-47b2-bfce-3baf3466372c&luuid=94a499b4-4869-4500-aa49-4f29d814cfd1&ltyp=txt-rev&ord=7&ltxt=Read+full+review+of+Nationwide" data-offer_order="7" class="text-center btn-wrap" data-slug="nationwide-pet-insurance" data-link_type="txt-rev" aria-label="Read full review of Nationwide"> <span class="btn btn--apply text-center btn-wrap">Read Review</span> </a> </div> </td> </tr> <tr class="card-tile__copy sum-list__copy"> <td class=""> <div class="d-lg-flex"> <div class="card__img-wrap"> <img class="card__img sum-list__img lazy" data-src='https://m.foolcdn.com/media/affiliates/original_images/trupanion.png?width=281' alt="Graphic of Trupanion" width="60" height="auto"/> </div> <div class="card-detail-block ml-3"> Trupanion <div class="d-flex justify-content-center justify-content-lg-start insurance-stars ratings cell"> <div class="d-flex insurance-stars offer-tile-item"> <div class="star-rate cc_sum_tab_star_tip"> <div class="star-rate-stars-wrapper"> <span aria-hidden="false" class="wag">Rating image, 4.00 out of 5 stars.</span> <span aria-hidden="true" class="star-rate-stars"> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star-rate-stars-selected" style="width: 80.00%;"> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> </span> </span> </div> <div class="star-rate-copy"> <span>4.00/5</span> <span class="star-rate-info tooltip-parent" aria-describedby="ttip-cs_sum_tab035e08-id--8-desc" tabindex="0"> <span class="info-wrap"><svg width="12px" height="12px" viewBox="0 0 12 12" version="1.1" xmlns="http://www.w3.org/2000/svg" aria-describedby="icon-info-title-8--cs_sum_tab035e08 icon-info-descrip-8-cs_sum_tab035e08" role="img">  <desc id="icon-info-descrip-8-cs_sum_tab035e08">Circle with letter I in it.</desc> <defs></defs> <g id="Symbols" stroke="none" stroke-width="1" fill="none" fill-rule="evenodd"> <g id="Component-Card-Collapsed" transform="translate(-799.000000, -47.000000)"> <g id="Group-3" transform="translate(799.000000, 47.000000)"> <g id="Group"> <circle stroke="#9B9B9B" cx="6" cy="6" r="5.5"></circle> <path d="M6.8038086,1.40683593 C6.95419998,1.40683593 7.08131459,1.45875598 7.18515626,1.56259765 C7.28899792,1.66643931 7.34091797,1.79355393 7.34091797,1.9439453 C7.34091797,2.09075593 7.28810275,2.21697537 7.18247071,2.32260741 C7.07683867,2.42823945 6.95061923,2.48105468 6.8038086,2.48105468 C6.65699797,2.48105468 6.53077853,2.42823945 6.42514649,2.32260741 C6.31951445,2.21697537 6.26669922,2.09075593 6.26669922,1.9439453 C6.26669922,1.79355393 6.31861928,1.66643931 6.42246094,1.56259765 C6.52630261,1.45875598 6.65341722,1.40683593 6.8038086,1.40683593 Z M6.87363282,3.53916015 L5.81015626,7.30429687 C5.73854131,7.55852991 5.70273438,7.71070938 5.70273438,7.76083983 C5.70273438,7.81813179 5.71974267,7.8646808 5.75375977,7.90048827 C5.78777687,7.93629574 5.82805967,7.95419921 5.87460938,7.95419921 C5.92832059,7.95419921 5.99277307,7.92555366 6.06796876,7.86826171 C6.27207134,7.70712809 6.47796121,7.47796372 6.68564454,7.18076171 L6.87363282,7.30429687 C6.63014202,7.67669456 6.34368655,7.99000523 6.01425782,8.24423827 C5.77076702,8.43401787 5.53802195,8.52890624 5.31601563,8.52890624 C5.169205,8.52890624 5.04925177,8.48504275 4.95615235,8.39731444 C4.86305293,8.30958614 4.81650391,8.19947982 4.81650391,8.06699218 C4.81650391,7.93450454 4.86126258,7.7142919 4.95078126,7.40634765 L5.64902344,5.00009765 C5.76360735,4.60621547 5.82089844,4.35914763 5.82089844,4.25888671 C5.82089844,4.18011027 5.79314807,4.11565779 5.73764649,4.06552733 C5.68214491,4.01539688 5.60605518,3.99033202 5.50937501,3.99033202 C5.43059857,3.99033202 5.26767702,4.01002584 5.02060547,4.04941405 L5.02060547,3.8399414 L6.87363282,3.53916015 Z" id="i" fill="#717171"></path> </g> </g> </g> </g> </svg> </span> <span aria-hidden="false" class="wag" id="ttip--8-cs_sum_tab035e08-desc"> Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. </span> <span id="ttip-cs_sum_tab035e08-id--8-desc" class="tooltip" role="tooltip"> <span>We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.<br></span> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Best<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Excellent<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Good<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Fair<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Poor<br> <span class="tooltip-arrow"></span> </span> </span> </div> </div> </div> </div> </div> </div> </td> <td class="sum-best__for cell copy-sm"> <span class="col__header--inline">Great For: </span>Unlimited lifetime benefits </td> <td class="sum-get__quote cell"> <div class=""> <a href="/money/insurance/pet/trupanion-pet-insurance-review/?luri=%2Finsurance%2Fpet%2Fbest-pet-insurance-companies%2F&furi=%2F&fuuid=c4d859e6-20cc-47b2-bfce-3baf3466372c&luuid=94a499b4-4869-4500-aa49-4f29d814cfd1&ltyp=txt-rev&ord=8&ltxt=Read+full+review+of+Trupanion" data-offer_order="8" class="text-center btn-wrap" data-slug="trupanion-pet-insurance" data-link_type="txt-rev" aria-label="Read full review of Trupanion"> <span class="btn btn--apply text-center btn-wrap">Read Review</span> </a> </div> </td> </tr> <tr class="card-tile__copy sum-list__copy"> <td class=""> <div class="d-lg-flex"> <div class="card__img-wrap"> <img class="card__img sum-list__img lazy" data-src='https://m.foolcdn.com/media/affiliates/original_images/Pets_Best_Logo_phtJGY3.png?width=281' alt="Graphic of Pets Best" width="60" height="auto"/> </div> <div class="card-detail-block ml-3"> Pets Best <div class="d-flex justify-content-center justify-content-lg-start insurance-stars ratings cell"> <div class="d-flex insurance-stars offer-tile-item"> <div class="star-rate cc_sum_tab_star_tip"> <div class="star-rate-stars-wrapper"> <span aria-hidden="false" class="wag">Rating image, 4.00 out of 5 stars.</span> <span aria-hidden="true" class="star-rate-stars"> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star-rate-stars-selected" style="width: 80.00%;"> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> </span> </span> </div> <div class="star-rate-copy"> <span>4.00/5</span> <span class="star-rate-info tooltip-parent" aria-describedby="ttip-cs_sum_tab91d9f5-id--9-desc" tabindex="0"> <span class="info-wrap"><svg width="12px" height="12px" viewBox="0 0 12 12" version="1.1" xmlns="http://www.w3.org/2000/svg" aria-describedby="icon-info-title-9--cs_sum_tab91d9f5 icon-info-descrip-9-cs_sum_tab91d9f5" role="img">  <desc id="icon-info-descrip-9-cs_sum_tab91d9f5">Circle with letter I in it.</desc> <defs></defs> <g id="Symbols" stroke="none" stroke-width="1" fill="none" fill-rule="evenodd"> <g id="Component-Card-Collapsed" transform="translate(-799.000000, -47.000000)"> <g id="Group-3" transform="translate(799.000000, 47.000000)"> <g id="Group"> <circle stroke="#9B9B9B" cx="6" cy="6" r="5.5"></circle> <path d="M6.8038086,1.40683593 C6.95419998,1.40683593 7.08131459,1.45875598 7.18515626,1.56259765 C7.28899792,1.66643931 7.34091797,1.79355393 7.34091797,1.9439453 C7.34091797,2.09075593 7.28810275,2.21697537 7.18247071,2.32260741 C7.07683867,2.42823945 6.95061923,2.48105468 6.8038086,2.48105468 C6.65699797,2.48105468 6.53077853,2.42823945 6.42514649,2.32260741 C6.31951445,2.21697537 6.26669922,2.09075593 6.26669922,1.9439453 C6.26669922,1.79355393 6.31861928,1.66643931 6.42246094,1.56259765 C6.52630261,1.45875598 6.65341722,1.40683593 6.8038086,1.40683593 Z M6.87363282,3.53916015 L5.81015626,7.30429687 C5.73854131,7.55852991 5.70273438,7.71070938 5.70273438,7.76083983 C5.70273438,7.81813179 5.71974267,7.8646808 5.75375977,7.90048827 C5.78777687,7.93629574 5.82805967,7.95419921 5.87460938,7.95419921 C5.92832059,7.95419921 5.99277307,7.92555366 6.06796876,7.86826171 C6.27207134,7.70712809 6.47796121,7.47796372 6.68564454,7.18076171 L6.87363282,7.30429687 C6.63014202,7.67669456 6.34368655,7.99000523 6.01425782,8.24423827 C5.77076702,8.43401787 5.53802195,8.52890624 5.31601563,8.52890624 C5.169205,8.52890624 5.04925177,8.48504275 4.95615235,8.39731444 C4.86305293,8.30958614 4.81650391,8.19947982 4.81650391,8.06699218 C4.81650391,7.93450454 4.86126258,7.7142919 4.95078126,7.40634765 L5.64902344,5.00009765 C5.76360735,4.60621547 5.82089844,4.35914763 5.82089844,4.25888671 C5.82089844,4.18011027 5.79314807,4.11565779 5.73764649,4.06552733 C5.68214491,4.01539688 5.60605518,3.99033202 5.50937501,3.99033202 C5.43059857,3.99033202 5.26767702,4.01002584 5.02060547,4.04941405 L5.02060547,3.8399414 L6.87363282,3.53916015 Z" id="i" fill="#717171"></path> </g> </g> </g> </g> </svg> </span> <span aria-hidden="false" class="wag" id="ttip--9-cs_sum_tab91d9f5-desc"> Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. </span> <span id="ttip-cs_sum_tab91d9f5-id--9-desc" class="tooltip" role="tooltip"> <span>We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.<br></span> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Best<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Excellent<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Good<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Fair<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Poor<br> <span class="tooltip-arrow"></span> </span> </span> </div> </div> </div> </div> </div> </div> </td> <td class="sum-best__for cell copy-sm"> <span class="col__header--inline">Great For: </span>Best for 24/7 Pet Helpline </td> <td class="sum-get__quote cell"> <div class=""> <a href="/money/insurance/pet/pets-best-pet-insurance-review/?luri=%2Finsurance%2Fpet%2Fbest-pet-insurance-companies%2F&furi=%2F&fuuid=c4d859e6-20cc-47b2-bfce-3baf3466372c&luuid=94a499b4-4869-4500-aa49-4f29d814cfd1&ltyp=txt-rev&ord=9&ltxt=Read+full+review+of+Pets+Best" data-offer_order="9" class="text-center btn-wrap" data-slug="pets-best-pet-insurance" data-link_type="txt-rev" aria-label="Read full review of Pets Best"> <span class="btn btn--apply text-center btn-wrap">Read Review</span> </a> </div> </td> </tr> </tbody> </table> </div> </div> </section> </div> <div class="block block-qa_list_no_schema"> <section class="blk__faq"> <ul class="faq-list"> <li class="faq-list-item faq-list-item--accordion accordion"> <div class="faq-question-container accordion__exp" aria-expanded="false" role="button" tabindex="0" aria-label="Article sources"> <div class="faq__link pr-6 wysiwyg" href="#faq_1_140ec32f-36df-47e3-a559-0e10cb875606"><h2 id="" data-block-key="6bkq8">Article sources</h2></div> <span class="faq-expand-icon"></span> </div> <div id="faq_1_140ec32f-36df-47e3-a559-0e10cb875606" class="faq-answer-container accordion__child"> <div class="wysiwyg"><ul><li data-block-key="rfi47"><a href="https://www.lemonade.com/pet/explained/does-pet-insurance-cover-emergency-visits/">https://www.lemonade.com/pet/explained/does-pet-insurance-cover-emergency-visits/</a></li><li data-block-key="feftt"><a href="https://www.aspcapetinsurance.com/research-and-compare/pet-insurance-basics/whats-covered/">https://www.aspcapetinsurance.com/research-and-compare/pet-insurance-basics/whats-covered/</a></li><li data-block-key="5f5ri"><a href="https://www.embracepetinsurance.com/coverage/waiting-period">https://www.embracepetinsurance.com/coverage/waiting-period</a></li><li data-block-key="amvco"><a href="https://www.lemonade.com/pet/explained/pet-insurance-cost/">https://www.lemonade.com/pet/explained/pet-insurance-cost/</a></li><li data-block-key="fha9q"><a href="https://www.lemonade.com/pet/explained/lemonade-pet-insurance-faq/">https://www.lemonade.com/pet/explained/lemonade-pet-insurance-faq/</a></li><li data-block-key="9n67n"><a href="https://play.google.com/store/apps/details?id=com.lemonadeinc.lemonade&hl=en_US">https://play.google.com/store/apps/details?id=com.lemonadeinc.lemonade&hl=en_US</a></li><li data-block-key="9t9dp"><a href="https://spotpet.com/dog-insurance">https://spotpet.com/dog-insurance</a></li><li data-block-key="6eh3m"><a href="https://spotpet.com/blog/why-pet-insurance/what-is-the-waiting-period-in-pet-insurance">https://spotpet.com/blog/why-pet-insurance/what-is-the-waiting-period-in-pet-insurance</a></li><li data-block-key="42dtn"><a href="https://spotpet.com/blog/why-pet-insurance/what-is-multi-pet-insurance">https://spotpet.com/blog/why-pet-insurance/what-is-multi-pet-insurance</a></li><li data-block-key="dhlht"><a href="https://spotpet.com/what-does-pet-insurance-cover">https://spotpet.com/what-does-pet-insurance-cover</a></li><li data-block-key="ccpfo"><a href="https://www.costco.com/pet-insurance.html">https://www.costco.com/pet-insurance.html</a></li><li data-block-key="rode"><a href="https://figopetinsurance.com/pet-insurance-comparison">https://figopetinsurance.com/pet-insurance-comparison</a></li><li data-block-key="e1tsa"><a href="https://www.fetchpet.com/faqs/waiting-period">https://www.fetchpet.com/faqs/waiting-period</a></li><li data-block-key="c4r0e"><a href="https://www.petinsurance.com/whats-covered/">https://www.petinsurance.com/whats-covered/</a></li><li data-block-key="1onrc"><a href="https://nwpetstage.petinsurance.com/faq/">https://nwpetstage.petinsurance.com/faq/</a></li><li data-block-key="f0a2a"><a href="https://www.petinsurance.com/all-products/">https://www.petinsurance.com/all-products/</a></li><li data-block-key="ar7de"><a href="https://www.trupanion.com/pet-insurance/dog-insurance">https://www.trupanion.com/pet-insurance/dog-insurance</a></li><li data-block-key="8p46d"><a href="https://www.trupanion.com/pet-insurance-faq/article/when-does-my-coverage-begin">https://www.trupanion.com/pet-insurance-faq/article/when-does-my-coverage-begin</a></li><li data-block-key="2r6bi"><a 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href="https://naphia.org/industry-data/section-3-average-premiums/">https://naphia.org/industry-data/section-3-average-premiums/</a></li></ul></div> </div> </li> </ul> </section> </div> </div> </div>  <div class="art__pitch wysiwyg copy-body" data-pitch-placement="mfm_promobox" data-nosnippet></div>  <div class="row"> <div class="block pb-3"> <div class="bt pt-3"></div> <div class="soc-share pb-3"> <span class="head-h6 uppercase">Share This Page <div class="soc-share"> <div class="soc-icon facebook-this"> <a class="soc__link soc-fb" rel="noopener" aria-label="Share article on facebook." href="https://www.facebook.com/sharer/sharer.php?u=https%3A%2F%2Fwww.fool.com%2Fmoney%2Finsurance%2Fpet%2Fbest-pet-insurance-companies%2F%3Futm_term%3Dsocial_share&luri=%2Finsurance%2Fpet%2Fbest-pet-insurance-companies%2F&furi=%2F&fuuid=c4d859e6-20cc-47b2-bfce-3baf3466372c&luuid=94a499b4-4869-4500-aa49-4f29d814cfd1&ltyp=txt&ord=+2+&ltxt=Share+article+on+facebook." 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