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img[_ngcontent-ssr-c3800041691]{max-width:auto!important}}section.theme-light.SampleErrorStates[_ngcontent-ssr-c3800041691]{top:50%;position:absolute;transform:translateY(-50%);right:20px}div.container-fluid.offer-content[_ngcontent-ssr-c3800041691]{position:relative} .ssrJamp .jamp.white .img{background-image:url(/cbol-pre-login-static-assets/commonui-assets/images/jamp-spinner-white-2x.gif)!important} .ssrJamp .jamp .img{background-image:url(/cbol-pre-login-static-assets/commonui-assets/images/jamp-spinner-2x.gif)!important}.jamp-page-level[_ngcontent-ssr-c3800041691]{z-index:99999!important}@media (min-width: 1024px){.heroReskinSection[_ngcontent-ssr-c3800041691] .column-one[_ngcontent-ssr-c3800041691]{margin-top:20px;flex-grow:.9}.heroReskinSection[_ngcontent-ssr-c3800041691] .column-two[_ngcontent-ssr-c3800041691]{padding-top:20px;padding-left:10px;padding-right:10px;flex-grow:3.6}.heroReskinSection[_ngcontent-ssr-c3800041691] .row[_ngcontent-ssr-c3800041691]:before, 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.cds-banner-alert.technicalAlert{margin-right:0!important;margin-bottom:0!important;width:auto!important;padding:10px 5px 5px!important}#autoFillBannerAlert[_ngcontent-ssr-c3057261024]{padding-left:16px!important;padding-right:16px!important}.drAlertWrapper[_ngcontent-ssr-c3057261024]{width:100%;padding-left:16px!important;padding-right:16px!important;margin-bottom:-8px}@media screen and (max-width: 1024px) and (min-width: 768px){#autoFillBannerAlert[_ngcontent-ssr-c3057261024], #autoFillBannerAlert1[_ngcontent-ssr-c3057261024]{padding-left:48px!important;padding-right:48px!important}}.cds-banner-alert-content[_ngcontent-ssr-c3057261024]{margin-left:5px}.cds-cards-alert-content[_ngcontent-ssr-c3057261024]{margin:0 10px}.citi-signon2[_ngcontent-ssr-c3057261024]{width:344px;padding-left:0!important;padding-right:0!important} .citi-signon2 a, .citi-signon2 a:hover{font-size:12px;line-height:1px;text-decoration:underline} div.checkbox{margin-left:10px!important}div.secInfo[_ngcontent-ssr-c3057261024] .ui-tooltip-rmid[_ngcontent-ssr-c3057261024] small[_ngcontent-ssr-c3057261024]{padding:0 12px 12px 0} .heroContainer .ui-tooltip-rmid{padding:0 12px 10px!important}@media (max-width: 991.5px){#logInForm[_ngcontent-ssr-c3057261024]{display:none}}@media screen and (max-width: 1440px) and (min-width: 991.9px){ .citi-panel-wrapper .container{width:560px!important}}@media (min-width: 992px){ .heroContainer{position:relative} .heroContainer #logInForm{position:absolute;top:50%;transform:translateY(-50%);right:20px}}@media (min-width: 1400px){ .heroContainer #logInForm{position:absolute;right:calc((100% - 1400px)/2)!important;padding-left:0!important;padding-right:0!important}}@media screen and (max-width: 1900px) and (min-width: 1400px){ .citi-panel-wrapper .heroContainer #logInForm{right:10px!important}} .validation-message-danger{font-family:interstate_Light,sans-serif!important}.inline-addition.check[_ngcontent-ssr-c3057261024]{padding-left:20px} .citi-signon2 section.theme-light{padding:20px 10px} section.theme-light h4{padding-left:10px} div.username-input div.form-control-container, div.password-input div.form-control-container{padding-right:0!important;padding-left:0!important} .signonButton>button.btn-primary{margin:0} div.input-error{height:auto!important} .loginFail section>h4{display:none!important} .loginFail section app-select-userid .cds-modal-header>h4{display:block!important} .loginFail section .username-input, .loginFail section .password-input{margin-top:40px!important}citi-errors[_ngcontent-ssr-c3057261024]{position:absolute!important;left:10px}citi-errors[_ngcontent-ssr-c3057261024] > div.alert[_ngcontent-ssr-c3057261024]{padding-left:0} .loginFail citi-input2.validation-error div.form-control-container{margin-top:25px!important} citi-input2.qrLoginLink>div.form-control-container, citi-dropdown2.qrLoginLink div.dropdown2-wrapper{margin-top:2px!important}.dropdown-validation-error[_ngcontent-ssr-c3057261024]{margin-top:20px!important} .loginFail .mobileCode, .loginFail section h4{display:none!important} .qr{margin-top:20px;margin-right:10px} .mobileCode{display:flex;color:#056dae;text-decoration:underline;height:40px} span.mobileAppLink{width:110px;font-size:13px;cursor:pointer}.passwordIcon[_ngcontent-ssr-c3057261024]{position:absolute;right:0;cursor:pointer;margin-right:10px;border:none;background:transparent}#password[_ngcontent-ssr-c3057261024]{padding-right:44px} .cds-signon section.theme-light h4{padding-left:0!important}div.server-error[_ngcontent-ssr-c3057261024]{margin-left:16px;color:#d60000;font-family:interstate_Bold,sans-serif;font-size:12px;margin-top:16px}div.mob-server-error[_ngcontent-ssr-c3057261024]{color:#d60000;font-family:interstate_Bold,sans-serif;font-size:14px;margin-top:40px}div.server-error[_ngcontent-ssr-c3057261024]:before{content:"";background-image:url(/cbol-pre-login-static-assets/assets/img/alert.svg);background-repeat:no-repeat;top:4px;background-size:contain;background-position:50%;height:20px;width:20px;position:absolute;left:-3px} .cdssignon.reskinLayout .form-group.col-xs-12{float:none!important;padding-left:0;padding-right:0} .cdssignon.reskinLayout .cds-signon-button{margin-top:0}@media only screen and (min-width: 1024px){ .qr-modal{padding:0 40px 80px!important} .qr-modal .modal-dialog{width:1040px!important}.hpQrModal[_ngcontent-ssr-c3057261024]{padding-left:0!important;padding-right:0!important}}div.action-container[_ngcontent-ssr-c3057261024]{margin-top:10px;font-size:12px}.readLine[_ngcontent-ssr-c3057261024]{width:auto!important;padding-left:0;padding-right:5px}.noPadding[_ngcontent-ssr-c3057261024]{padding-right:0} .cds-signon-button.mobile{word-wrap:break-word;white-space:normal;display:flex!important;padding:13px 15px!important;align-items:center;justify-content:center} .cds-signon-button.mobile .qr-icon{margin:0 10px 0 0!important;padding:0!important;display:inline-flex!important;flex:0 0 25px}@media (min-width: 1023px) and (max-width: 1280px){ .cds-signon-button.mobile .qr-icon{margin:0 5px 0 0!important} .cds-signon-button.mobile{white-space:nowrap;padding:13px 1px!important}} .cbolui-cds .cds-checkbox2-label{margin-top:4px!important;align-items:center!important} .cds-checkbox2-label:before{margin-left:-12px!important} .cds-signon-button.mobile .qr-icon+span{font-size:12px} .cbolui-cds .cds-checkbox2-label{font-size:12px} .cbolui-cds .cds-signon .register-connector{font-size:12px}.mobile-app[_ngcontent-ssr-c3057261024]{width:110px;text-align:center;font-size:13px;cursor:pointer;height:50px}citi-modal[_ngcontent-ssr-c3057261024] .header-level-2{padding-left:40px}.anchor-container[_ngcontent-ssr-c3057261024]{padding:0;float:right;width:100%} .homepage-reskin-container .passwordLoginBoxContainer #logInForm{display:flex;flex-direction:column;align-items:flex-start;background:#fff;box-shadow:0 0 10px #00000040;font-family:Interstate,sans-serif} .passwordLoginBox .cds-label.input-field-title{font-size:14px!important;line-height:21px!important} .passwordLoginBox{font-family:interstate_Light,sans-serif!important} .homepage-reskin-container .cdssignon.reskinLayout.passwordLoginBox .cds-button-primary{margin-bottom:0!important;font-size:16px} .homepage-reskin-container .passwordLoginBox .register-main{margin-top:16px!important;height:30px!important} .passwordLoginBox .register-main .col-sm-5{width:48%!important} .passwordLoginBox .register-main .col-sm-7{width:auto!important} .passwordLoginBox .cds-signon-anchor{font-size:14px!important} .passwordLoginBox .register-connector, .ForgetOrText[_ngcontent-ssr-c3057261024]{color:#555!important} .homepage-reskin-container .passwordLoginBox #clear-userid{font-family:interstate_Light,sans-serif!important} .homepage-reskin-container #logInForm{border:1px solid gainsboro;border-radius:16px;width:384px;background-color:#fff;box-shadow:1px 1px 5px .05px #6969698a} .cbolui-cds .cds-signon2{border-radius:16px;border:none} .cbolui-cds .cds-signon2 .cds-signon-anchor{font-size:12px;font-weight:400;text-decoration:underline} .cbolui-cds .cds-signon2 .cds-signon-anchor a{font-weight:400;text-decoration:underline} .cbolui-cds .cds-signon2 .anchor-container{padding:0;float:right;width:100%} .cbolui-cds .cds-signon2 .remember{padding-left:2px} .homepage-reskin-container #logInForm .SampleErrorStates .sign-user{padding-left:0} .homepage-reskin-container #logInForm .SampleErrorStates .sign-password{padding-right:0} .cbolui-cds .cds-signon2 .cds-signon-title{display:none} .cbolui-cds .cds-signon2 .register-activate{float:left} .homepage-reskin-container #logInForm .cds-checkbox2-input:hover+.cds-checkbox2-label, .homepage-reskin-container #logInForm .cds-checkbox2-input:checked+.cds-checkbox2-label, .homepage-reskin-container #logInForm .cds-checkbox2-input:focus+.cds-checkbox2-label{color:#696969} .homepage-reskin-container #logInForm .username .action-container{position:absolute;width:350px;height:auto;top:5px;z-index:1} .homepage-reskin-container #logInForm .username .dd-pwd-error{top:20px} .cbolui-cds .cds-signon2 .cds-dropdown2 .cds-dd-input{padding:12px 44px 16px 16px} .cbolui-cds .cds-signon2 #clear-userid{font-family:Interstate_Regular,sans-serif} .homepage-reskin-container #logInForm .server-error:before{display:none} .homepage-reskin-container .username .cds-label{font-weight:400} .homepage-reskin-container .register-main{top:0!important;margin-top:24px!important;height:20px} .homepage-reskin-container .register-main .col-sm-5, .homepage-reskin-container .register-main .col-sm-7{padding:0} .homepage-reskin-container .cds-signon2 .rememberText.pl-1{padding-left:0!important} .homepage-reskin-container .cds-signon2 .cds-error{margin:8px -1px 0;font-size:12px} .cbolui-cds .pt-2{padding-top:0!important} .homepage-reskin-container .cdssignon.reskinLayout .cds-button-primary{margin-top:24px!important;margin-bottom:10px!important} .homepage-reskin-container .cds-signon2 .cds-input-error.cds-input-error{color:#056dae;background-color:#fdfdfd} #logInForm .dropdown2-wrapper .scrollable-menu{max-height:220px} .cds-signon2 .cds-checkbox2-label:before{margin-right:6px!important} .citi-panel-wrapper .cds-signon2 .cds-checkbox2-label{width:150px}@media (min-width: 1024px) and (max-width: 1070px){ .citi-panel-wrapper .homepage-reskin-container .cds-signon2{width:357px!important} .citi-panel-wrapper .homepage-reskin-container #logInForm{width:359px!important}} .cookiedUser .signonButton{margin-top:15px!important} citi-dropdown2 .dropdown2-wrapper{margin-bottom:10px!important}.clearUserId[_ngcontent-ssr-c3057261024]{line-height:15px}.clearUserId[_ngcontent-ssr-c3057261024] a[_ngcontent-ssr-c3057261024]{cursor:pointer} #clearUserIdModal h2.header-level-2{padding-left:0} #clearUserIdModal .footnote{font-size:12px!important}a#clear-userid-anchor[_ngcontent-ssr-c3057261024]:focus{outline:-webkit-focus-ring-color auto 5px;outline-offset:-2px} .register-main .col-sm-5{width:41%!important} .register-main .col-sm-7{width:59%!important} .homepage-reskin-container .ssrLoginbeautify #logInForm{border-radius:16px!important;float:right;margin-right:10px} .homepage-reskin-container .ssrLoginbeautify #logInForm .cds-signon2{border-radius:16px!important;padding:16px!important;display:block;width:384px;background-color:#fff;font-family:Interstate_Regular,sans-serif} .homepage-reskin-container .ssrLoginbeautify #logInForm .cds-label{font-weight:400;height:25px;width:100%;color:#333;font-size:12px;letter-spacing:0;line-height:25px} .homepage-reskin-container .ssrLoginbeautify #logInForm .col-sm-6{width:50%} .homepage-reskin-container .ssrLoginbeautify #logInForm .cds-input:disabled{padding:0 0 0 10px;color:#666;border:1px solid #bbb;background:#d3d3d3;font-size:16px;line-height:1.5;border-radius:.5rem;font-weight:400;font-family:Interstate_Bold;height:calc(1.5em + 1.375rem + 2px);outline:none;width:100%;font-family:Interstate_Regular,sans-serif} .homepage-reskin-container .ssrLoginbeautify #logInForm label.cds-checkbox2-label{font-size:12px;color:#696969} .homepage-reskin-container .ssrLoginbeautify #logInForm .cds-checkbox2-label:before{border-color:#d3d3d3} .homepage-reskin-container .ssrLoginbeautify #logInForm .cds-signon-button{width:100%;margin-bottom:10px;height:40px;padding:0;font-size:12px;background-color:#d3d3d3;color:#fff;display:inline-block;text-decoration:none;white-space:nowrap;font-family:Interstate_Bold,sans-serif;border:2px solid transparent;border-radius:8px} .homepage-reskin-container .ssrLoginbeautify #logInForm .d-flex{display:flex!important} .homepage-reskin-container .ssrLoginbeautify #logInForm .register-main .col-sm-5, .homepage-reskin-container .ssrLoginbeautify #logInForm .register-main .col-sm-7{padding:0;float:left} .homepage-reskin-container .ssrLoginbeautify #logInForm .register-main .col-sm-5{width:41%!important} .homepage-reskin-container .ssrLoginbeautify #logInForm .register-main .col-sm-7{width:59%!important} .homepage-reskin-container .ssrLoginbeautify #logInForm .register-activate{float:left} .homepage-reskin-container .ssrLoginbeautify #logInForm .anchor-container{padding:0;float:right;width:100%;text-align:right} .homepage-reskin-container .ssrLoginbeautify #logInForm .cds-signon-anchor{display:inline-block;color:#d3d3d3;font-size:12px!important;letter-spacing:0;line-height:24px;text-align:right} .homepage-reskin-container .ssrLoginbeautify #logInForm .cds-signon-anchor a{color:#d3d3d3;font-size:12px!important} .homepage-reskin-container .ssrLoginbeautify #logInForm .register-connector{color:#d3d3d3;font-size:16px;font-weight:300;letter-spacing:0;line-height:24px;text-align:center;margin-right:5px;margin-left:5px} .homepage-reskin-container .ssrLoginbeautify #logInForm .col-xs-6.readLine{float:left} app-select-userid button.cds-cta-tertiary{padding:11px 30px!important} app-select-userid button.cds-cta-primary:disabled{background-color:#fff!important;border-color:#666!important;color:#666!important;opacity:.65!important;border:2px solid #666!important}@media only screen and (max-width: 767.5px){[_nghost-ssr-c3057261024] .col-sm-7{width:100%!important;max-width:100%!important;margin-right:0!important}[_nghost-ssr-c3057261024] .col-xs-6.anchor-container{width:100%}[_nghost-ssr-c3057261024] .cds-signon-anchor.register{position:relative!important;width:100%!important}[_nghost-ssr-c3057261024] .homepage-reskin-container.register-main{margin-top:0!important;height:100%!important}[_nghost-ssr-c3057261024] .register-main{margin-top:0!important}[_nghost-ssr-c3057261024] .readLine{padding-right:0!important;width:100%}[_nghost-ssr-c3057261024] .row.register-main.align-items-center{height:auto!important}.col-xs-6.readLine[_ngcontent-ssr-c3057261024]{width:50%!important;font-family:Interstate_Regular,sans-serif;font-size:14px;line-height:21px;font-weight:300px}.col-xs-1.readLine[_ngcontent-ssr-c3057261024]{line-height:21px!important} #clear-userid{font-size:14px!important;line-height:21px!important}#add-a-different-user[_ngcontent-ssr-c3057261024]{font-size:14px!important;line-height:21px!important}#userId[_ngcontent-ssr-c3057261024]{text-align:left;margin-top:24px}#forgotPassword[_ngcontent-ssr-c3057261024]{margin-top:24px}#register[_ngcontent-ssr-c3057261024]{text-align:left;margin-top:16px}#activateCard[_ngcontent-ssr-c3057261024]{margin-top:16px} cds-signon2{margin-right:0!important;margin-left:0!important;width:100%!important} .col-xs-12.col-sm-3.col-md-3.column-three.showInMobile{max-width:100%!important;min-width:100%!important} .sign-password{padding-left:0!important;padding-right:0!important;font-weight:400} .sign-user{padding-left:0!important;padding-right:0!important;font-weight:400} .remember{height:0px!important;margin-bottom:40px!important} .col-sm-6.pb-2.mb-1.pl-0{margin-bottom:0!important;padding-bottom:0!important} .col-sm-6.pb-2.mb-1{margin-bottom:0!important;padding-bottom:0!important} #mobile-nga-login-container{padding-left:0!important;padding-right:0!important;z-index:99!important;top:auto!important;position:absolute!important} .cds-label.input-field-title{margin-top:16px!important;margin-bottom:0!important;font-size:14px!important;line-height:21px!important;font-weight:400!important} .rememberText.pl-1{padding-top:0!important;font-size:12px!important} #signInBtn{margin-bottom:0!important;margin-top:16px!important;font-family:Interstate_Regular!important;font-size:16px!important;line-height:24px;height:48px!important} div.register-activate.d-flex{height:0px!important}}@media only screen and (max-width: 768px){#mobile-signon[_ngcontent-ssr-c3057261024] .mob-server-error[_ngcontent-ssr-c3057261024] > div[_ngcontent-ssr-c3057261024]{padding-right:16px!important;padding-left:16px!important;font-size:14px}}@media only screen and (max-width: 320px){ cds-signon2{padding-top:24px!important;padding-bottom:8px!important}}@media only screen and (max-width: 375px) and (min-width: 321px){ cds-signon2{padding-top:24px!important}}@media only screen and (max-width: 767.5px) and (min-width: 376px){ cds-signon2{padding-top:20px!important}}@media only screen and (min-width: 576px){ #mobile-nga-login-container{max-width:100%!important}}@media only screen and (min-width: 768px){ #mobile-signon #mobile-nga-login-container{width:100%!important;right:0!important;padding-left:0!important;padding-right:0!important;z-index:99!important;top:auto!important;position:absolute!important} #mobile-signon .cds-signon2.cdssignon.reskinLayout.ngaSignon{padding:40px 48px 24px!important;width:100%!important} #mobile-signon .col-sm-5{height:0px!important;width:0px!important} #mobile-signon .rememberText.pl-1{position:absolute!important;margin-top:16px!important;font-size:12px!important} #mobile-signon .register-main .col-sm-5{width:0px!important} #mobile-signon .cdssignon.reskinLayout .register-connector{margin:0!important} #mobile-signon .row.register-main.align-items-center{height:auto!important;margin-top:0!important} #mobile-signon .register-main .col-sm-7{width:100%!important} #mobile-signon .cds-signon-anchor.register{width:100%!important;display:flex!important}#mobile-signon[_ngcontent-ssr-c3057261024] #bottomLinks_mobile[_ngcontent-ssr-c3057261024]{width:100%!important;display:flex!important;justify-content:space-between!important}#mobile-signon[_ngcontent-ssr-c3057261024] .col-xs-6.readLine[_ngcontent-ssr-c3057261024]{font-family:Interstate_Regular,sans-serif;font-size:12px;line-height:21px;font-weight:300}#mobile-signon[_ngcontent-ssr-c3057261024] #userId[_ngcontent-ssr-c3057261024], #mobile-signon[_ngcontent-ssr-c3057261024] #forgotPassword[_ngcontent-ssr-c3057261024]{margin-top:0!important} #clear-userid{font-size:14px!important;line-height:21px!important}#add-a-different-user[_ngcontent-ssr-c3057261024]{font-size:14px!important;line-height:21px!important}.col-xs-1.readLine[_ngcontent-ssr-c3057261024]{line-height:21px!important} #mobile-signon #signInBtn{width:50%!important;margin-left:50%!important;margin-bottom:24px!important;margin-top:16px!important;font-family:Interstate_Regular!important;font-size:16px!important;line-height:24px!important;height:48px!important} #mobile-signon .col-sm-6.sign-user{padding-left:0!important;padding-right:16px!important} #mobile-signon .col-sm-6.sign-password{padding-right:0!important;padding-left:0!important} #mobile-signon .cds-label.input-field-title{padding-top:0!important;padding-bottom:0!important;font-family:Interstate_Regular!important;font-weight:400!important;font-size:14px!important;line-height:21px!important} #mobile-signon .mob-err-section .cds-form-field-infix.cds-form-field-content{padding-left:25px!important}#mobile-signon[_ngcontent-ssr-c3057261024] .mob-server-error[_ngcontent-ssr-c3057261024] > div[_ngcontent-ssr-c3057261024]{padding-left:23px!important;padding-right:23px!important}}@media only screen and (min-width: 1023.5px){ #clear-userid{font-size:12px!important;line-height:18px!important}#add-a-different-user[_ngcontent-ssr-c3057261024]{font-size:12px!important;line-height:18px!important}.col-xs-1.readLine[_ngcontent-ssr-c3057261024]{line-height:18px!important}}@media only screen and (max-width: 294px){#forgotPassword[_ngcontent-ssr-c3057261024]{height:42px}#register[_ngcontent-ssr-c3057261024], #activateCard[_ngcontent-ssr-c3057261024]{margin-top:0}}@media only screen and (min-width: 991px){ div.content.singleBorder{padding:0!important;height:1px!important}#mobile-signon[_ngcontent-ssr-c3057261024]{top:139px}}@media only screen and (max-width: 380px){ .cbolui-cds .pt-2{padding-top:8px!important}} .app-download-container{display:flex;position:inherit;flex-direction:column;align-items:center;padding:16px;height:74.87px;background:#eff3f8;flex:none;order:1;align-self:stretch;flex-grow:0} .button-container{display:flex;flex-direction:row;justify-content:center;align-items:flex-start;padding:0;gap:20px;height:42.87px;flex:none;order:0;flex-grow:0} .download-button{display:flex;flex-direction:column;align-items:center;padding:0;flex:none;order:0;flex-grow:1}@media (max-width: 375px){ .app-download-container{padding:16px 30px} .button-container{gap:7px} .download-button{width:138.5px;height:42.87px}}@media (min-width: 500px){ .app-download-container{padding:16px 212.34px} .button-container{gap:20px} .download-button{width:151.66px;height:42.87px}} #mobile-signon .mob-err-section .cds-form-field-infix.cds-form-field-content{background-color:#fff!important} .speedbump-modal{position:relative!important;z-index:2!important;width:300px!important;height:450px!important} 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.content[_ngcontent-ssr-c2026905792] .section[_ngcontent-ssr-c2026905792]{flex:1;width:16.6666%;padding-right:20px}@media (max-width: 990px){.navigation[_ngcontent-ssr-c2026905792] > .content[_ngcontent-ssr-c2026905792] .section[_ngcontent-ssr-c2026905792]{width:100%;padding-right:20px}}.navigation[_ngcontent-ssr-c2026905792] > .content[_ngcontent-ssr-c2026905792] .section[_ngcontent-ssr-c2026905792]:last-child{padding-right:0;padding-left:20px;flex:0}.navigation[_ngcontent-ssr-c2026905792] > .content[_ngcontent-ssr-c2026905792] .section[_ngcontent-ssr-c2026905792] .title[_ngcontent-ssr-c2026905792]{color:#fff;font-family:Interstate_Regular,sans-serif;font-size:14px;line-height:20px;font-weight:700;padding:0;margin-top:0;margin-bottom:16px;background:transparent;border:none;text-rendering:optimizeLegibility;-webkit-font-smoothing:antialiased}@media (max-width: 990px){.navigation[_ngcontent-ssr-c2026905792] > .content[_ngcontent-ssr-c2026905792] .section[_ngcontent-ssr-c2026905792] .title[_ngcontent-ssr-c2026905792]{margin:0;padding:20px 0;position:relative}.navigation[_ngcontent-ssr-c2026905792] > .content[_ngcontent-ssr-c2026905792] .section[_ngcontent-ssr-c2026905792] .title[_ngcontent-ssr-c2026905792]:after{content:"";width:20px;height:20px;position:absolute;right:-15px;top:calc(50% - 10px);background:transparent url(./cbol-pre-login-static-assets/citi-branding-assets/images/arrow-btn-down-white-sm.png) no-repeat center center;-webkit-tap-highlight-color:rgba(0,0,0,0);transition:all .18s linear;transform:rotate(0)}}.navigation[_ngcontent-ssr-c2026905792] > .content[_ngcontent-ssr-c2026905792] .section.open[_ngcontent-ssr-c2026905792] button.title[_ngcontent-ssr-c2026905792]:after{transition:all .18s linear;transform:rotate(-180deg)}.navigation[_ngcontent-ssr-c2026905792] > .content[_ngcontent-ssr-c2026905792] .section[_ngcontent-ssr-c2026905792] button.title[_ngcontent-ssr-c2026905792]{text-align:left;width:100%;display:none}@media (max-width: 990px){.navigation[_ngcontent-ssr-c2026905792] > .content[_ngcontent-ssr-c2026905792] .section[_ngcontent-ssr-c2026905792] button.title[_ngcontent-ssr-c2026905792]{padding-left:0;padding-right:0}}.navigation[_ngcontent-ssr-c2026905792] > .content[_ngcontent-ssr-c2026905792] .section[_ngcontent-ssr-c2026905792] ul[_ngcontent-ssr-c2026905792]{margin:0;padding:0}@media (max-width: 990px){.navigation[_ngcontent-ssr-c2026905792] > .content[_ngcontent-ssr-c2026905792] .section[_ngcontent-ssr-c2026905792] ul[_ngcontent-ssr-c2026905792]{padding-left:0;padding-right:0;max-height:0;overflow:hidden;transition:max-height .18s ease-in-out}}.navigation[_ngcontent-ssr-c2026905792] > .content[_ngcontent-ssr-c2026905792] .section[_ngcontent-ssr-c2026905792] ul[_ngcontent-ssr-c2026905792] li[_ngcontent-ssr-c2026905792]{list-style-type:none;font-size:12px;line-height:18px}.navigation[_ngcontent-ssr-c2026905792] > .content[_ngcontent-ssr-c2026905792] .section[_ngcontent-ssr-c2026905792] ul[_ngcontent-ssr-c2026905792] li[_ngcontent-ssr-c2026905792] citi-cta[_ngcontent-ssr-c2026905792] a, .navigation[_ngcontent-ssr-c2026905792] > .content[_ngcontent-ssr-c2026905792] .section[_ngcontent-ssr-c2026905792] ul[_ngcontent-ssr-c2026905792] li[_ngcontent-ssr-c2026905792] citi-cta[_ngcontent-ssr-c2026905792] button{font-size:12px;line-height:18px;font-weight:300;text-align:initial!important;color:#fff;text-decoration:none;white-space:normal;text-align:left;padding-left:0;margin-right:0}@media (max-width: 990px){.navigation[_ngcontent-ssr-c2026905792] > .content[_ngcontent-ssr-c2026905792] .section[_ngcontent-ssr-c2026905792] ul[_ngcontent-ssr-c2026905792] li[_ngcontent-ssr-c2026905792] citi-cta[_ngcontent-ssr-c2026905792] a, .navigation[_ngcontent-ssr-c2026905792] > .content[_ngcontent-ssr-c2026905792] .section[_ngcontent-ssr-c2026905792] ul[_ngcontent-ssr-c2026905792] li[_ngcontent-ssr-c2026905792] citi-cta[_ngcontent-ssr-c2026905792] button{display:inline-block;padding:10px 0}.navigation[_ngcontent-ssr-c2026905792] > .content[_ngcontent-ssr-c2026905792] .section[_ngcontent-ssr-c2026905792] ul[_ngcontent-ssr-c2026905792] li[_ngcontent-ssr-c2026905792] citi-cta[_ngcontent-ssr-c2026905792] a:first-child, .navigation[_ngcontent-ssr-c2026905792] > .content[_ngcontent-ssr-c2026905792] .section[_ngcontent-ssr-c2026905792] ul[_ngcontent-ssr-c2026905792] li[_ngcontent-ssr-c2026905792] citi-cta[_ngcontent-ssr-c2026905792] button:first-child{padding-top:0}}.navigation[_ngcontent-ssr-c2026905792] > .content[_ngcontent-ssr-c2026905792] .section[_ngcontent-ssr-c2026905792] ul[_ngcontent-ssr-c2026905792] li[_ngcontent-ssr-c2026905792] citi-cta[_ngcontent-ssr-c2026905792] a:hover, .navigation[_ngcontent-ssr-c2026905792] > .content[_ngcontent-ssr-c2026905792] .section[_ngcontent-ssr-c2026905792] ul[_ngcontent-ssr-c2026905792] li[_ngcontent-ssr-c2026905792] citi-cta[_ngcontent-ssr-c2026905792] button:hover{text-decoration:underline}@media (max-width: 990px){.navigation[_ngcontent-ssr-c2026905792] > .content[_ngcontent-ssr-c2026905792] .section[_ngcontent-ssr-c2026905792]{border-top:1px solid #666}.navigation[_ngcontent-ssr-c2026905792] > .content[_ngcontent-ssr-c2026905792] .section[_ngcontent-ssr-c2026905792]:first-child, .navigation[_ngcontent-ssr-c2026905792] > .content[_ngcontent-ssr-c2026905792] .section[_ngcontent-ssr-c2026905792]:last-child{border:none}.navigation[_ngcontent-ssr-c2026905792] > .content[_ngcontent-ssr-c2026905792] .section.last[_ngcontent-ssr-c2026905792]{border-bottom:1px solid #666}.navigation[_ngcontent-ssr-c2026905792] > .content[_ngcontent-ssr-c2026905792] .section[_ngcontent-ssr-c2026905792] button.title[_ngcontent-ssr-c2026905792]{display:block}.navigation[_ngcontent-ssr-c2026905792] > .content[_ngcontent-ssr-c2026905792] .section[_ngcontent-ssr-c2026905792] div.title[_ngcontent-ssr-c2026905792]{display:none}.navigation[_ngcontent-ssr-c2026905792] > .content[_ngcontent-ssr-c2026905792] .section.open[_ngcontent-ssr-c2026905792] ul[_ngcontent-ssr-c2026905792]{max-height:500px;transition:max-height .18s ease-in-out}}.navigation[_ngcontent-ssr-c2026905792] > .content[_ngcontent-ssr-c2026905792] .section[_ngcontent-ssr-c2026905792] .images[_ngcontent-ssr-c2026905792]{padding-top:7px;float:right}.navigation[_ngcontent-ssr-c2026905792] > .content[_ngcontent-ssr-c2026905792] .section[_ngcontent-ssr-c2026905792] .images[_ngcontent-ssr-c2026905792] div[_ngcontent-ssr-c2026905792]{float:left}.navigation[_ngcontent-ssr-c2026905792] > .content[_ngcontent-ssr-c2026905792] .section[_ngcontent-ssr-c2026905792] .images[_ngcontent-ssr-c2026905792] .fdic[_ngcontent-ssr-c2026905792]{background-size:70px;height:30px;margin-right:15px}.navigation[_ngcontent-ssr-c2026905792] > .content[_ngcontent-ssr-c2026905792] .section[_ngcontent-ssr-c2026905792] .images[_ngcontent-ssr-c2026905792] .fdic[_ngcontent-ssr-c2026905792]:last-child{margin-right:0}.navigation[_ngcontent-ssr-c2026905792] > .content[_ngcontent-ssr-c2026905792] .section[_ngcontent-ssr-c2026905792] .images[_ngcontent-ssr-c2026905792] .fdic[_ngcontent-ssr-c2026905792]{background-position:0 79%;width:49px}.navigation[_ngcontent-ssr-c2026905792] > .content[_ngcontent-ssr-c2026905792] .section[_ngcontent-ssr-c2026905792] .images[_ngcontent-ssr-c2026905792] .fdic[_ngcontent-ssr-c2026905792] img[_ngcontent-ssr-c2026905792]{width:49px}@media (max-width: 990px){.navigation[_ngcontent-ssr-c2026905792] > .content[_ngcontent-ssr-c2026905792] .section[_ngcontent-ssr-c2026905792] .images[_ngcontent-ssr-c2026905792]{float:none;margin-bottom:42px}}.navigation[_ngcontent-ssr-c2026905792] > .content[_ngcontent-ssr-c2026905792] .badgeSection[_ngcontent-ssr-c2026905792]{line-height:0px;width:16.6666%;padding-left:20px;padding-top:-3px;float:left}@media (max-width: 990px){.navigation[_ngcontent-ssr-c2026905792] > .content[_ngcontent-ssr-c2026905792] 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.appBadge0[_ngcontent-ssr-c2026905792]{height:40px;width:118px}.navigation[_ngcontent-ssr-c2026905792] > .content[_ngcontent-ssr-c2026905792] .badgeSection[_ngcontent-ssr-c2026905792] .appBadge1[_ngcontent-ssr-c2026905792]{height:40px;width:118px}.navigation[_ngcontent-ssr-c2026905792] > .content[_ngcontent-ssr-c2026905792] .badgeSection[_ngcontent-ssr-c2026905792] button.jdpower[_ngcontent-ssr-c2026905792]{background:none}.navigation[_ngcontent-ssr-c2026905792] > .content[_ngcontent-ssr-c2026905792] .badgeSection[_ngcontent-ssr-c2026905792] img.jdpowerimg[_ngcontent-ssr-c2026905792]{height:110px!important}.navigation[_ngcontent-ssr-c2026905792] > .content[_ngcontent-ssr-c2026905792] .badgeSection[_ngcontent-ssr-c2026905792] .jdpowerlink[_ngcontent-ssr-c2026905792]:hover{cursor:pointer}.navigation[_ngcontent-ssr-c2026905792] > .content[_ngcontent-ssr-c2026905792] .badgeSection[_ngcontent-ssr-c2026905792] .jdpowerlink[_ngcontent-ssr-c2026905792]{text-indent:291px}.navigation[_ngcontent-ssr-c2026905792] > .content[_ngcontent-ssr-c2026905792] .badgeSection[_ngcontent-ssr-c2026905792] .jdpowermp[_ngcontent-ssr-c2026905792]{margin-bottom:-23px;display:inline}.navigation[_ngcontent-ssr-c2026905792] > .content[_ngcontent-ssr-c2026905792] .badgeSection[_ngcontent-ssr-c2026905792] .jdpowermp[_ngcontent-ssr-c2026905792] + a[_ngcontent-ssr-c2026905792]{cursor:pointer}.navigation[_ngcontent-ssr-c2026905792] > .content[_ngcontent-ssr-c2026905792] .badgeSection[_ngcontent-ssr-c2026905792] ul[_ngcontent-ssr-c2026905792]{margin-top:5px;margin-bottom:16px;margin-left:-48px}.navigation[_ngcontent-ssr-c2026905792] > .content[_ngcontent-ssr-c2026905792] .badgeSection[_ngcontent-ssr-c2026905792] ul[_ngcontent-ssr-c2026905792] img[_ngcontent-ssr-c2026905792]{width:118px;height:40px;cursor:pointer}@media (max-width: 990px){.navigation[_ngcontent-ssr-c2026905792] > .content[_ngcontent-ssr-c2026905792] .badgeSection[_ngcontent-ssr-c2026905792] ul[_ngcontent-ssr-c2026905792] img[_ngcontent-ssr-c2026905792]{cursor:pointer}}.navigation[_ngcontent-ssr-c2026905792] > .content[_ngcontent-ssr-c2026905792] .badgeSection[_ngcontent-ssr-c2026905792] .title[_ngcontent-ssr-c2026905792]{color:#fff;font-family:Interstate_Bold,sans-serif;padding:0 5px 5px 0;margin-bottom:0;background:transparent;border:none;font-size:14px;line-height:24px;text-rendering:optimizeLegibility;-webkit-font-smoothing:antialiased}@media (max-width: 990px){.navigation[_ngcontent-ssr-c2026905792] > .content[_ngcontent-ssr-c2026905792] .badgeSection[_ngcontent-ssr-c2026905792] .title[_ngcontent-ssr-c2026905792]{padding:10px 0 0 2px;position:relative}}@media (max-width: 990px){.navigation[_ngcontent-ssr-c2026905792] > .content[_ngcontent-ssr-c2026905792] .location-finder[_ngcontent-ssr-c2026905792]{padding:19px 0 24px}}.navigation[_ngcontent-ssr-c2026905792] > .content[_ngcontent-ssr-c2026905792] 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990px){.navigation[_ngcontent-ssr-c2026905792] > .content[_ngcontent-ssr-c2026905792] .location-finder[_ngcontent-ssr-c2026905792] > .content[_ngcontent-ssr-c2026905792] citi-form-container[_ngcontent-ssr-c2026905792] form citi-input input{width:100%}}.navigation[_ngcontent-ssr-c2026905792] > .content[_ngcontent-ssr-c2026905792] .location-finder[_ngcontent-ssr-c2026905792] > .content[_ngcontent-ssr-c2026905792] citi-form-container[_ngcontent-ssr-c2026905792] form citi-input input[placeholder]{font-family:Interstate_LightItalic,sans-serif;font-size:12px;color:#666;letter-spacing:0;line-height:18px;font-family:Interstate_Regular;font-style:italic;padding-left:10px}.navigation[_ngcontent-ssr-c2026905792] > .content[_ngcontent-ssr-c2026905792] .location-finder[_ngcontent-ssr-c2026905792] > .content[_ngcontent-ssr-c2026905792] citi-form-container[_ngcontent-ssr-c2026905792] form citi-cta 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You will qualify for the bonus offer only if you have not received a bonus offer for opening a new Citi Custom Cash\u003Csup>SM\u003C/sup>\u003Cspan> \u003C/span>Card in the past 48 months.\u003C/p>\n\u003Ch3>\u003Cspan>Citi\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>ThankYou\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>Rewards\u003C/h3>\u003Ch4>Summary of the Citi Custom Cash\u003Csup>SM\u003C/sup>\u003Cspan> \u003C/span>Card Terms and Conditions\u003C/h4>\u003Cp>Unless you are participating in a limited-time offer, you will earn:\u003C/p>\u003Cul>\u003Cli>\u003Cspan>5 ThankYou Points for each $1 you spend in your highest spend category each billing cycle up to the first $500 spent in that category. After the first $500 spent in that category during the billing cycle, you will earn 1 ThankYou Point for each additional $1 you spend. (See below for more information on the highest spend category.)\u003C/span>\u003C/li>\u003Cspan>1 ThankYou Point for each $1 you spend on purchases (excluding purchases made in your highest spend category as described above and transactions that do not qualify as purchases that earn Points as described below).\u003C/span>\u003C/li>\u003C/ul>\u003Cp>Citi will only issue one Citi Custom Cash Card account per person.\u003C/p>\u003Ch5>HIGHEST SPEND CATEGORY\u003C/h5>\u003Cp>Each billing cycle we will determine your highest spend for purchases posted to your account in the following categories: Restaurants, Gas Stations, Grocery Stores, Select Travel, Select Transit, Select Streaming Services, Drugstores, Home Improvement Stores, Fitness Clubs and Live Entertainment. Each purchase on your Card Account is assigned to a category based on the merchant category code as described below. We will calculate your total amount spent in each category, less any returns posted during the billing cycle, even if the original purchase date for the return was in an earlier billing cycle. We will use this information to determine your highest spend category. Citibank shall have the sole right to determine the highest spend category each billing cycle and their decision will be final. Once we identify the highest spend category for a billing cycle, it will not be changed, even if purchases from that category are returned in a later billing cycle.\u003C/p>\u003Cp>The following definitions apply to the categories:\u003C/p>\u003Ch5>RESTAURANTS\u003C/h5>\u003Cp>Includes purchases at cafes, bars, lounges and fast food restaurants. 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Purchases made at online supermarkets or with grocery delivery services also do not qualify if the merchant does not classify itself as a supermarket by using the supermarket merchant category code.\u003C/p>\u003Ch5>SELECT TRAVEL\u003C/h5>\u003Cp>Includes airline, hotel, cruise line and travel agency purchases. Excludes timeshares, boat leases and rentals, campgrounds and trailer parks, and real estate agencies.\u003C/p>\u003Ch5>SELECT TRANSIT\u003C/h5>\u003Cp>Includes car rentals, ferries, commuter railways, subways, taxis/limousines/car services, passenger railways, bridge and road tolls, parking lots/garages, bus lines, and motor home and recreational vehicle rentals. Excludes bike/scooter rentals, auto clubs and insurance companies\u003C/p>\u003Ch5>SELECT STREAMING SERVICES\u003C/h5>\u003Cp>Includes the following cable, satellite, and streaming providers: Amazon Prime Video, Amazon Music, Apple Music, Paramount+, Disney+, DirectTV Stream, ESPN+, fuboTV, HBO Max, NBA League Pass, Netflix, Pandora, Showtime, Sling TV, Spotify, Starz, SiriusXM, Vudu, YouTube Red, YouTube TV, and Tidal.\u003C/p>\u003Cp>\u003Cem>The above names are trademarks or registered trademarks of their respective owners and could be changed at any time. The owners of the above marks do not endorse Citibank N.A.'s services, and are not otherwise affiliated with Citibank, N.A. or any of its related entities.\u003C/em>\u003C/p>\u003Ch5>DRUGSTORES\u003C/h5>\u003Cp>Includes purchases made at pharmacies in grocery stores, general merchandise/discount superstores, and wholesale/warehouse clubs if those merchants submit purchases made in their pharmacy with the drug store and pharmacy merchant category code.\u003C/p>\u003Ch5>HOME IMPROVEMENT STORES\u003C/h5>\u003Cp>Includes purchases at home supply warehouse stores, lumber and building materials stores, paint and wallpaper stores, hardware stores, nurseries – lawn and garden supply stores and paints, varnishes and supplies stores. Excludes florists and florists' supply stores; nursery stock; wholesale construction stores; and glass stores.\u003C/p>\u003Ch5>FITNESS CLUBS\u003C/h5>\u003Cp>Includes membership fee and other purchases at athletic, sports and recreation facilities requiring membership such as health, tennis, and swimming clubs. Excludes fees associated with virtual services for home exercise equipment, personal monitoring devices, or fitness streaming classes.\u003C/p>\u003Ch5>LIVE ENTERTAINMENT\u003C/h5>\u003Cp>Includes ticket purchases for live entertainment, including: concerts, live sporting events, live theatrical productions, amusement parks, and orchestras. Excludes: charitable organizations that provide live entertainment (benefits), sporting camps, sports complexes where you participate in the sport, public and private golf courses, country clubs (including membership fees), bowling alleys, movie theaters, tourist attractions, museums and art galleries.\u003C/p>\u003Ch5>MERCHANT CLASSIFICATION FOR REWARDS CATEGORIES.\u003C/h5>\u003Cp>Merchants are assigned a merchant category code (\"MCC\"), which is determined in accordance with Visa/Mastercard/American Express procedures based on the kinds of products and services the merchants primarily sell. We don't control the assignment of these codes and are not responsible for the codes used by merchants. When you use your card to make a purchase, we're provided an MCC for that purchase. We group similar merchant codes into categories for purposes of identifying your spend category. Sometimes you may expect a purchase to fit within a rewards category as recognized by Citi, but if the code assigned to the merchant wasn't grouped into that category, your purchase amount will not be included in the spend for that billing cycle. For example, your purchase amount would not be included in the restaurant category for purchases at a restaurant located within a retailer if the restaurant is assigned a \"retailer\" code instead of a \"restaurant\" code.  Please also note – purchases made through mobile/wireless technology may not be included in the anticipated category depending on how the technology is set up to process the purchase. We reserve the exclusive right to determine in which category purchases are placed.\u003C/p>\u003Ch5 >ONLY PURCHASES EARN POINTS\u003C/h5>\u003Cp>You'll earn Points for purchases using your Card Account, minus returns and refunds. Balance transfers, cash advances, checks that access your Card Account, items returned for credit, unauthorized charges, interest and account fees, travelers checks, foreign currency purchases, money orders, wire transfers (and similar cash-like transactions), lottery tickets, gaming chips (and similar betting transactions) do not earn ThankYou Points.\u003C/p>\u003Ch5>OPEN AND CURRENT CARD ACCOUNT.\u003C/h5>\u003Cp>You may earn Points as long as your Card Account is open and current. If your Card Account is closed, you will not be able to earn Points, and you will lose any accumulated Points that have not been transferred to your ThankYou Account.\u003C/p>\u003Ch5>WHEN YOU WILL RECEIVE POINTS\u003C/h5>\u003Cp>Points earned through a purchase with your Card Account will appear in your ThankYou Account at the end of the billing cycle in which you made the purchase. This means that Points earned on purchases made near the end of a billing cycle may take up to one additional billing cycle to appear in your ThankYou Account. (Bonus Points may take one to two additional billing cycles to post to your ThankYou Account).\u003C/p>\u003Cp>Please see the Citi ThankYou Rewards Terms and Conditions for the Citi Custom Cash Card at \u003Ca href=\"http://www.thankyou.com/ccterms\">thankyou.com/ccterms\u003C/a>, or call us at 1-800-THANKYOU (1-800-842-6596) to request a complete copy of the Terms and Conditions. For TTY: Use 711 or other relay service. The Terms and Conditions include redemption information on the Citi ThankYou Rewards Program.\u003C/p>\u003Ch3>Fraud, Misuse, Abuse, or Suspicious Activity\u003C/h3>\u003Cp>If we see evidence of fraud, misuse, abuse, or suspicious activity, as determined by us in our sole discretion, we reserve the right to take action against you. This may include, without limitation and without prior notice, any or all of the following:\u003C/p>\u003Cul>\u003Cli>\u003Cspan>Taking away your accrued Points\u003C/span>\u003C/li>\u003Cli>\u003Cspan>Stopping you from earning Points\u003C/span>\u003C/li>\u003Cli>\u003Cspan>Suspending or closing your Citi Account or ThankYou Account\u003C/span>\u003C/li>\u003Cli>\u003Cspan>Taking legal action to recover Rewards redeemed because of such activity and to recover our monetary losses, including litigation costs and damages\u003C/span>\u003C/li>\u003C/ul>\u003Ch4>Some examples of fraud, misuse, abuse and suspicious activity include:\u003C/h4>\u003Cul>\u003Cli>\u003Cspan>Buying or selling Points\u003C/span>\u003C/li>\u003Cli>\u003Cspan>Repeatedly opening Card Accounts or Citibank Checking Accounts for the primary purpose of acquiring Points\u003C/span>\u003C/li>\u003Cli>\u003Cspan>Using your Card Accounts or Citibank Checking Account in an abusive manner for the primary purpose of acquiring Points\u003C/span>\u003C/li>\u003Cli>\u003Cspan>Using your Card Account other than primarily for personal, consumer or household purposes\u003C/span>\u003C/li>\u003Cli>\u003Cspan>Points redemptions that you didn't authorize\u003C/span>\u003C/li>\u003C/ul>\u003Cp>For more information, please see the Citi ThankYou Rewards Terms and Conditions for the Citi Custom Cash Card at \u003Ca href=\"http://www.thankyou.com/terms\" class=\"external-link\">thankyou.com/terms\u003C/a>\u003C/p>\u003Cp>Mastercard, World Elite and the circles design are registered trademarks of Mastercard International Incorporated.\u003C/p>\u003Cp>© 2022 Citibank, N.A. 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Apply Now!\",\n\"secondaryPdpBypassCtaModal\": \"\u003Cdiv class=\\\"cds-modal-header\\\">\u003Ch2 class=\\\"cds-modal-title\\\">\u003Cstrong>Additional Information - Citi\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>/ AAdvantage Business\u003Csup>™\u003C/sup>\u003Cspan> \u003C/span>World Elite Mastercard\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>\u003C/strong>\u003C/h2>\u003C/div>\u003Cdiv class=\\\"cds-modal-body\\\">\u003Ch3>\u003Cstrong>Offer Availability\u003C/strong>\u003C/h3>\u003Cp>American Airlines AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>bonus miles are not available if you have received a new account bonus for a CitiBusiness\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>/ AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>Platinum Select\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>or Citi\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>/ AAdvantage Business\u003Csup>™\u003C/sup>\u003Cspan> \u003C/span>Mastercard\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>account in the past 48 months. \u003Cstrong>The card offer referenced in this communication is only available to individuals who reside in the United States and its territories, excluding Puerto Rico and U.S. Virgin Islands.\u003C/strong>\u003C/p>\u003Ch3>\u003Cstrong>AAdvantage Business\u003Csup>™\u003C/sup>\u003Cspan> \u003C/span>Membership\u003C/strong>\u003C/h3>\u003Cp>You must be enrolled in the American Airlines AAdvantage Business\u003Csup>™\u003C/sup>\u003Cspan> \u003C/span>program, which is managed by American Airlines. American Airlines may, in its sole discretion, change the AAdvantage Business\u003Csup>™\u003C/sup>\u003Cspan> \u003C/span>program rules, regulations, travel awards and special offers at any time. For complete details about the AAdvantage Business\u003Csup>™\u003C/sup>\u003Cspan> \u003C/span>program, visit (aa.com/aadvantagebusiness).\u003C/p>\u003Ch3>\u003Cstrong>Primary Cardmember\u003C/strong>\u003C/h3>\u003Cp>The primary cardmember must have or open an AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>account in their own name. AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>miles earned on the primary cardmember's credit card will be allocated to the AAdvantage Business\u003Csup>™\u003C/sup>\u003Cspan> \u003C/span>account. Loyalty Points earned by the primary cardmember will be posted to the AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>account of the primary cardmember. Loyalty Points and AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>miles earned by primary cardmember on any other Citi\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>/ AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>credit cards where they are the primary cardmember will post to their individual AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>account.\u003C/p>\u003Ch3>\u003Cstrong>Authorized User\u003C/strong>\u003C/h3>\u003Cp>An Authorized User is an employee or contractor of the Business added to the Card Account with a Card provided with that person's name. Authorized Users must have or open an AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>account in their own name. Authorized Users must accept the AAdvantage Business\u003Csup>™\u003C/sup>\u003Cspan> \u003C/span>terms & conditions to earn Loyalty Points. By making a qualifying purchase with their card, Authorized Users accept the AAdvantage Business\u003Csup>™\u003C/sup>\u003Cspan> \u003C/span>terms and conditions. AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>miles earned on an Authorized User's credit card will be allocated to the AAdvantage Business\u003Csup>™\u003C/sup>\u003Cspan> \u003C/span>account. Loyalty Points earned by Authorized Users will be posted to the AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>account of the Authorized User. You must pay us for all charges made or allowed by Authorized Users. Authorized Users are able to get account information. Authorized Users must be employees or contractors of your business. The primary cardmember needs the Authorized User's permission to give us any information about them that we request and to allow us to share information about them as allowed by applicable law. This includes information we may get from you, any Authorized User and others. It also includes information about their transactions on the account. Loyalty Points and AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>miles earned by Authorized Users on any other Citi\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>/ AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>credit cards where they are the primary cardmember will post to their individual AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>account.\u003C/p>\u003Ch3>\u003Cstrong>AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>Bonus Miles\u003C/strong>\u003C/h3>\u003Cp>Balance transfers, cash advances, checks that access your credit card account, items and services returned for credit, unauthorized charges, interest and account fees, traveler's checks, purchases of foreign currency, money orders, wire transfers (and similar cash-like transactions), lottery tickets, and gaming chips (and similar betting transactions) are not purchases. American Airlines AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>bonus miles typically will appear as a bonus in your AAdvantage Business\u003Csup>™\u003C/sup>\u003Cspan> \u003C/span>account 8-10 weeks after you have met the purchase requirements. AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>miles may be earned on purchases made by primary credit cardmember and Authorized Users. Purchases must post to your account during the promotional period. Many merchants will wait for a purchase to ship before they post the purchase to your account. The Business for whom a Citi\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>/ AAdvantage Business\u003Csup>™\u003C/sup>\u003Cspan> \u003C/span>Mastercard\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>account was opened must have an AAdvantage Business\u003Csup>™\u003C/sup>\u003Cspan> \u003C/span>account. AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>miles earned will be posted to the AAdvantage Business\u003Csup>™\u003C/sup>\u003Cspan> \u003C/span>account.\u003C/p>\u003Ch3>\u003Cstrong>1 AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>Mile Per $1\u003C/strong>\u003C/h3>\u003Cp>AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>miles are earned on purchases, except balance transfers, cash advances, checks that access your credit card account, items and services returned for credit, unauthorized charges, interest and account fees, traveler's checks, purchases of foreign currency, money orders, wire transfers (and similar cash-like transactions), lottery tickets, and gaming chips (and similar betting transactions). AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>miles may be earned on purchases made by the primary credit cardmember and Authorized Users. AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>miles earned will be posted to the AAdvantage Business\u003Csup>™\u003C/sup>\u003Cspan> \u003C/span>account in 8-10 weeks.\u003C/p>\u003Ch3>\u003Cstrong>Double AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>Miles on American Airlines Purchases\u003C/strong>\u003C/h3>\u003Cp>Eligible American Airlines purchases are items billed by American Airlines as merchant of record booked through American Airlines channels (aa.com, American Airlines reservations, American Airlines Admirals Club\u003Csup>®\u003C/sup>, American Airlines Vacations, and American Airlines airport and city ticket counters). Products or services that do not qualify are car rentals and hotel reservations, purchase of AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>status boost or renewal, and AA Cargo\u003Csup>™\u003C/sup>\u003Cspan> \u003C/span>products and services. AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>miles earned will be posted to the AAdvantage Business\u003Csup>™\u003C/sup>\u003Cspan> \u003C/span>account in 8-10 weeks.\u003C/p>\u003Ch3>\u003Cstrong>Double AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>Miles on Purchases in Select Business Categories\u003C/strong>\u003C/h3>\u003Cp>Earn 2 AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>miles per $1 spent on purchases at certain telecommunications merchants, car rental merchants, cable and satellite providers, and at gas stations. Telecommunications merchants are classified as merchants that sell telecommunications equipment such as telephones, fax machines, pagers, and cellular phones, along with providers of telecommunications services including local and long-distance telephone calls and fax services. Car rental merchants are classified as providers of short-term or long-term rentals of cars, trucks, or vans. Cable and satellite providers are classified as merchants that provide the connection and ongoing delivery of television, internet (computer network, information services, email website hosting services) telephone and radio programming via cable or satellite on a subscription or fee basis. Gas stations are classified as merchants that sell fuel primarily for consumer use and may or may not be attended.\u003C/p>\u003Ch3>\u003Cstrong>Certain Non-Qualifying Purchases\u003C/strong>\u003C/h3>\u003Cp>Car rental purchases not eligible to receive double AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>miles include purchases at merchants that rent motor homes or other recreational vehicles and purchases made through travel agencies, tour operators, and online third party travel sites and charges paid on car rental redemptions through Rocketmiles. Gas station purchases not eligible to receive double AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>miles include, but are not limited to, purchases made at warehouse clubs that do not code gas station purchases under a gas station code, discount stores, department stores, and convenience stores.\u003C/p>\u003Ch3>\u003Cstrong>Merchant Classification for Rewards Categories\u003C/strong>\u003C/h3>\u003Cp>Merchants are assigned a merchant category code (\\\"MCC\\\"), which is determined in accordance with Visa/Mastercard/American Express procedures based on the kinds of products and services the merchants primarily sell. Citi does not control the assignment of these codes and are not responsible for the codes used by merchants. When you use your card to make a purchase, Citi is provided an MCC for that purchase. Citi groups similar merchant codes into categories for purposes of making rewards offers. Sometimes you may expect a purchase to fit within a rewards category, but if the code assigned to the merchant wasn't grouped into that category as recognized by Citi, your purchase will not qualify for additional AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>miles. [For example, you won't earn additional AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>miles for purchases at a restaurant located within a retailer if the restaurant is assigned a \\\"retailer\\\" code instead of a \\\"restaurant\\\" code.] Please also note – purchases made through mobile/wireless technology may not earn additional AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>miles depending on how the technology is set up to process the purchase.\u003C/p>\u003Cp>Citi reserves the right to determine which purchases qualify for this offer. AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>miles may be earned on purchases made by primary credit cardmembers and Authorized Users. Balance transfers, cash advances, checks that access your credit card account, items and services returned for credit, unauthorized charges, interest and account fees, traveler's checks, purchases of foreign currency, money orders, wire transfers (and similar cash-like transactions), lottery tickets, and gaming chips (and similar betting transactions) account do not earn AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>miles. AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>miles earned will be posted to the AAdvantage Business\u003Csup>™\u003C/sup>\u003Cspan> \u003C/span>account in 8–10 weeks.\u003C/p>\u003Ch3>\u003Cstrong>1 Loyalty Point per $1\u003C/strong>\u003C/h3>\u003Cp>Loyalty Points may be earned by the primary credit cardmember and Authorized Users on purchases. 1 Loyalty Point accrues for every $1 on purchases, excluding balance transfers, cash advances, checks that access your credit card account, items and services returned for credit, unauthorized charges, interest and account fees, traveler's checks, purchases of foreign currency, money orders, wire transfers (and similar cash-like transactions), lottery tickets, and gaming chips (and similar betting transactions). Loyalty Points earned by the primary credit cardmember will be posted to the primary credit cardmember's AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>account and Loyalty Points earned by an Authorized User will be posted to the Authorized User's AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>account. Loyalty Points earned will be posted to the applicable AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>account in 8-10 weeks. Loyalty Points earned by primary cardmember and Authorized Users on any other Citi\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>/ AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>credit cards where they are the primary cardmember will post to their individual AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>account.\u003C/p>\u003Ch3>\u003Cstrong>First Checked Bag Free\u003C/strong>\u003C/h3>\u003Cp>For benefit to apply, the Citi\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>/ AAdvantage Business\u003Csup>™\u003C/sup>\u003Cspan> \u003C/span>Mastercard\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>account must be open 7 days prior to air travel, and reservation must include the primary credit cardmember's American Airlines AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>number 7 days prior to air travel. If your credit card account is closed for any reason, these benefits will be cancelled.\u003Cbr>Eligible Citi\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>/ AAdvantage Business\u003Csup>™\u003C/sup>\u003Cspan> \u003C/span>Mastercard\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>primary credit cardmembers may check one bag free of charge when traveling on domestic itineraries marketed and operated by American Airlines, or on itineraries marketed by American Airlines and operated as American Eagle\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>flights by Envoy Air Inc., Republic Airways Inc., SkyWest Airlines, Inc., Air Wisconsin Airlines, PSA Airlines, Inc., or Piedmont Airlines, Inc. All flights on the itinerary must be domestic flights marketed by American Airlines and operated by American Airlines or American Eagle. This benefit will not be available for travel on codeshare flights booked with an American Airlines flight number but operated by another airline. For the Citi\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>/ AAdvantage Business\u003Csup>™\u003C/sup>\u003Cspan> \u003C/span>Mastercard\u003Csup>®\u003C/sup>, up to four (4) companions traveling with the eligible primary credit cardmember will also get their first checked bag free of charge if they are listed in the same reservation. Benefit does not apply to overweight or oversized bags. This benefit cannot be combined with any existing AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>program benefits, or with First or Business class benefits, including any waiver of baggage charges. Please see aa.com/baggage for baggage weight and size restrictions. Applicable terms and conditions are subject to change without notice.\u003C/p>\u003Ch3>\u003Cstrong>Preferred Boarding\u003C/strong>\u003C/h3>\u003Cp>For benefit to apply, the Citi\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>/ AAdvantage Business\u003Csup>™\u003C/sup>\u003Cspan> \u003C/span>Mastercard\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>account must be open 7 days prior to air travel, and reservation must include the primary credit cardmember's American Airlines AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>number 7 days prior to air travel. If your credit card account is closed for any reason, this benefit will be cancelled. This benefit will not be available for travel on codeshare flights booked with an American Airlines flight number but operated by another airline. Up to four (4) companions traveling with and listed in the same reservation as the Citi\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>/ AAdvantage Business\u003Csup>™\u003C/sup>\u003Cspan> \u003C/span>Mastercard\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>primary credit cardmember are eligible to board at the same time as the primary credit cardmember. Applicable terms and conditions are subject to change without notice.\u003C/p>\u003Cp>Eligible Citi\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>/ AAdvantage Business\u003Csup>™\u003C/sup>\u003Cspan> \u003C/span>Mastercard\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>credit cardmembers board after Priority boarding is complete, but before the rest of economy boarding. The boarding benefit will display on your American Airlines boarding pass as Group 5. This benefit applies on flights marketed and operated by American Airlines, or on flights marketed by American Airlines and operated as American Eagle\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>flights by Envoy Air Inc., Republic Airways Inc., SkyWest Airlines, Inc., Air Wisconsin Airlines, PSA Airlines, Inc., or Piedmont Airlines, Inc.\u003C/p>\u003Ch3>\u003Cstrong>25% Savings on Eligible Inflight Purchases of Food and Beverage\u003C/strong>\u003C/h3>\u003Cp>Citi\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>/ AAdvantage Business\u003Csup>™\u003C/sup>\u003Cspan> \u003C/span>Mastercard\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>credit cardmembers will receive a 25% savings on inflight purchases of food and beverages on flights operated by American Airlines when purchased with their Citi\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>/ AAdvantage Business\u003Csup>™\u003C/sup>\u003Cspan> \u003C/span>Mastercard\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>card. Savings do not apply to any other inflight purchases. This benefit applies to domestic flights marketed and operated by American Airlines or on domestic flights marketed by American Airlines and operated by Envoy Air Inc., Republic Airways Inc., SkyWest Airlines, Inc., Air Wisconsin Airlines, PSA Airlines, Inc., or Piedmont Airlines, Inc. This benefit is not available on codeshare flights booked with an American Airlines flight number but operated by another airline. Offer is available on eligible flights as long as supplies last. Savings will appear as a statement credit 8-10 weeks after the transaction is posted to the credit cardmember's card account. Applicable terms and conditions are subject to change without notice.\u003C/p>\u003Ch3>\u003Cstrong>25% Savings on Inflight Wi-Fi Purchases\u003C/strong>\u003C/h3>\u003Cp>Receive a 25% savings when you use your Citi\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>/ AAdvantage Business\u003Csup>™\u003C/sup>\u003Cspan> \u003C/span>Mastercard\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>credit card for the purchase of inflight Wi-Fi service from American Airline's Wi-Fi merchants Gogo, Viasat, or Panasonic, and on American Airlines' Wi-Fi Subscription Plan. This benefit applies to flights marketed and operated by American Airlines or on flights marketed by American Airlines and operated by Envoy Air Inc., Republic Airways Inc., SkyWest Airlines, Inc., Air Wisconsin Airlines, PSA Airlines, Inc., or Piedmont Airlines, Inc. This benefit is not available on codeshare flights booked with an American Airlines flight number but operated by another airline. Savings will appear as a statement credit 8-10 weeks after the transaction is posted to the credit cardmember's card account. Applicable terms and conditions are subject to change without notice.\u003C/p>\u003Ch3>\u003Cstrong>American Airlines Companion Certificate\u003C/strong>\u003C/h3>\u003Cp>The primary credit cardmember will earn a $99 domestic economy fare American Airlines Companion Certificate after you spend $30,000 or more in purchases that post to your Citi\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>/ AAdvantage Business\u003Csup>™\u003C/sup>\u003Cspan> \u003C/span>Mastercard\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>credit card billing statement during your credit cardmembership year (every 12 months from the billing cycle after your anniversary month through the billing cycle of your next anniversary month). With the exception of special account status or circumstances (e.g. Military relief programs) the anniversary month will coincide with the month in which the annual fee is billed. To receive the Companion Certificate, your account must be open for one full billing cycle after your anniversary month. For your first year of credit cardmembership, purchases qualify as of the date of your account opening. After these conditions are met, please allow at least 8-10 weeks for availability of the Companion Certificate. You must have an open AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>account for the Companion Certificate to be awarded to your account and to redeem the certificate. When used according to its terms, the primary credit cardmember will pay a $99 companion ticket fee plus any applicable government taxes and fees billed by American Airlines, depending on itinerary, for one round trip qualifying domestic economy fare ticket for a companion when an individual round trip qualifying domestic Main Cabin fare ticket is purchased and redeemed through American Airlines Meeting Services. Travel must be booked and purchased in select Main Cabin inventory. The certificate must be redeemed and all travel completed by midnight CST of the Travel Expiration Date shown on the certificate. Valid for travel on flights within the 48 contiguous United States on flights marketed and operated by American Airlines, or on flights marketed by American Airlines and operated as American Eagle\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>flights by Envoy Air Inc., Republic Airways Inc., SkyWest Airlines, Inc., Air Wisconsin Airlines, PSA Airlines, Inc., or Piedmont Airlines, Inc. For residents of Alaska and Hawaii, the companion certificate is also valid for round-trip travel originating in either of those two states and continuing to the 48 contiguous United States. For residents of the U.S. Virgin Islands and Puerto Rico, companion certificate eligible travel is also defined as round-trip travel originating in either of those two territories and continuing to the 48 contiguous United States. The Companion Certificate is not redeemable for air travel on any oneworld\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>carrier or on an American Airlines codeshare flight. Applicable terms and conditions are subject to change without notice. Details, terms and conditions, certain restrictions, and restricted dates apply and will be disclosed on the certificate.\u003C/p>\u003Ch3>\u003Cstrong>No Mileage Cap\u003C/strong>\u003C/h3>\u003Cp>There is no maximum number of American Airlines AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>miles that you can accumulate through your Citi\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>/ AAdvantage Business\u003Csup>™\u003C/sup>\u003Cspan> \u003C/span>Mastercard\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>credit card account.\u003C/p>\u003Cp>If Citi sees evidence of fraud, misuse, abuse, or suspicious activity, as determined by Citi in its sole discretion, Citi reserves the right to take action against you and your credit card account. This may include, without limitation and without prior notice, declining your credit card account application, stopping you from earning American Airlines AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>miles for purchases made with your card, suspending or closing your Citi\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>/ AAdvantage Business\u003Csup>™\u003C/sup>\u003Cspan> \u003C/span>Mastercard\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>card account, and advising American Airlines of such activity. Citi may also take legal action against you to recover monetary losses, including litigation costs and damages. Examples of activities that may trigger such actions include, but are not limited to, the following: (1) application for a card account in an attempt to take advantage of a bonus offer that was not intended for you or for which you are not eligible per the terms of the offer; (2) repeated cancellation or conversion of your Citi card accounts within one year after account opening or conversion; (3) returns of purchases you made to satisfy all or a substantial portion of the purchase requirements for a bonus offer or excessive returns of purchases for which you have earned AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>miles or (4) using the account other than for business purposes.\u003C/p>\u003Cp>The Card Account is only available if the Business has an open and current AAdvantage Business\u003Csup>™\u003C/sup>\u003Cspan> \u003C/span>membership in its name. The primary cardmember and each Authorized User must also have an open AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>program membership in their name. Citi reserves the right to cancel your Card Account if you or American Airlines terminates or deactivates your AAdvantage Business\u003Csup>™\u003C/sup>\u003Cspan> \u003C/span>membership. Citi reserves the right to cancel the primary cardmember Card Account if you or American Airlines terminates or deactivates your AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>program membership. If an Authorized User or American Airlines terminates or deactivates the Authorized User's AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>program membership, Citi may cancel the Authorized User's credit card.\u003Cbr>For complete details about the AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>program, visit aa.com/aadvantage.\u003Cbr>For complete details about the AAdvantage Business\u003Csup>™\u003C/sup>\u003Cspan> \u003C/span>program, visit aa.com/aadvantagebusiness.\u003C/p>\u003Cp>American Airlines reserves the right to change the AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>program and its terms and conditions at any time with or without notice, and to end the AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>program with six months' notice. Any such changes may affect your ability to use AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>Rewards and Benefits that you have already accumulated. American Airlines is not responsible for products or services offered by other participating companies. All third-party provider terms and conditions apply. For more information on miles and Loyalty Points, visit aa.com/loyaltypoints. For complete details about the AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>program, visit aa.com/aadvantage. For the AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>terms and conditions, visit aa.com/aadvantageterms.\u003Cbr>Travel booked on American Airlines may be American Eagle\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>service, operated by Envoy Air Inc., Republic Airways Inc., SkyWest Airlines, Inc., Air Wisconsin Airlines, PSA Airlines, Inc., or Piedmont Airlines, Inc.\u003Cbr>American Airlines, American Eagle, AAdvantage\u003Csup>®\u003C/sup>, AAdvantage Million Miler\u003Csup>™\u003C/sup>, AAdvantage Business\u003Csup>™\u003C/sup>, Flagship, Admirals Club, AAdvantage Executive Platinum\u003Csup>®\u003C/sup>, AAdvantage Platinum Pro\u003Csup>®\u003C/sup>, AAdvantage Platinum\u003Csup>®\u003C/sup>, AAdvantage Gold\u003Csup>®\u003C/sup>, AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>MileUp\u003Csup>®\u003C/sup>, the Flight Symbol logo and the Tail Design are marks of American Airlines, Inc.\u003C/p>\u003Cp>\u003Cstrong>one\u003C/strong>world\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>is a registered trademark of \u003Cstrong>one\u003C/strong>world Alliance, LLC.\u003C/p>\u003Cp>Mastercard, World Elite and the circles design are registered trademarks of Mastercard International Incorporated.\u003C/p>\u003Cp>The Contactless Indicator mark, consisting of four graduating arcs, is a trademark owned by and used with permission of EMVCo, LLC.\u003C/p>\u003C/div>\"}","GROUP_TYPE":"Container","SET_NOTIFICATION":"N","CONTENT_ID":"HP24_CBAA_App_BAU_65k","NAME":"HP24_CBAA_App_BAU_65k"},"copy$$HP_CC_D2P_STD_CBlowAPR24":{"SUBGROUP_TYPE":"Container","TEXT":"{\"contentID\": \"HP_CC_D2P_STD_CBlowAPR24\",\n \"hdText\": \"CITI CUSTOM CASH\u003Csup>®\u003C/sup> CARD\",\n \"subText\": \"Earn $200 cash back after qualifying purchases\",\n \"descriptionText\": \"Plus, enjoy a low intro APR until 2024 on purchases and balance transfers.\",\n \"ctaLabel\": \"Learn More\",\n \"ctaImage\": 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\"\",\n\"prodImg\": \"\",\n\"prodFlag\": \"\",\n\"speedBump\": \"\",\n\"heroColor\": \"light\",\n\"speedBump\": \"\",\n\"mmTitle\":\"Simplify Your Savings\",\n\"mmBody\":\"Easy to access and simple to manage, a Citi Savings Account could be right for you.\"}","GROUP_TYPE":"Container","SET_NOTIFICATION":"N","CONTENT_ID":"Generic_Save","NAME":"Generic_Save"},"copy$$CitiAlerts":{"SUBGROUP_TYPE":"Container","TEXT":"{\n \"alertData\": [\n {\n \"alertType\": \"browser-alert\",\n \"url\": \"/US/JPS/portal/BrowserWarning.do\",\n \"alertMessage\": \"Your browser is out of date and not supported. We recommend you update your browser for a better online banking experience. \u003Ca href=\\\"/US/nga/browsersupportandtroubleshooting\\\">Learn More\u003C/a>\",\n \"ieTridentVersion\": \"1\",\n \"edgeVersion\": \"127\",\n \"chromeVersion\": \"127\",\n \"firefoxVersion\": \"115\",\n \"safariVersion\": \"17\"\n },\n {\n \"alertType\": \"weather-alert\",\n \"alertMessage\": \"Our thoughts are with those impacted by the California wildfires. For account assistance, please call the number on your card. Please visit the Citi Mobile\u003Csup>®\u003C/sup> App for your banking needs.\",\n \"startTime\": \"Jan 09, 2025 14:00:00 EST\",\n \"endTime\": \"Feb 18, 2025 23:59:00 EST\"\n },\n {\n \"alertType\": \"outage-alert\",\n \"alertMessage\": \"We're making improvements to your online experience. 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You also won't earn three points for purchases made at online supermarkets if the merchant does not classify itself as a supermarket by using the supermarket merchant code.\u003C/p>\u003Ch5>GAS STATIONS:\u003C/h5>\u003Cp>Three ThankYou Points for each $1 spent on purchases at gas stations.\u003C/p>\u003Ch5>CERTAIN NON-QUALIFYING PURCHASES.\u003C/h5>\u003Cp>You won't earn three points for gas purchases at warehouse clubs, discount stores, department stores, convenience stores or other merchants that are not classified as gas stations using the gas station merchant code.\u003C/p>\u003Ch5>AIR TRAVEL AND HOTELS:\u003C/h5>\u003Cp>Three ThankYou Points for each $1 spent on purchases at airlines, hotels, and travel agencies.\u003C/p>\u003Ch5>ALL OTHER PURCHASES:\u003C/h5>\u003Cp>One ThankYou Point for each $1 spent on other purchases including the non-qualifying purchases listed above.\u003C/p>\u003Ch5>ONLY PURCHASES EARN POINTS.\u003C/h5>\u003Cp>Balance transfers, cash advances, checks that access your card account, items returned for credit, unauthorized charges, interest and account fees, travelers checks, foreign currency purchases, money orders, wire transfers (and similar cash-like transactions), lottery tickets, gaming chips (and similar betting transactions) do not earn ThankYou Points.\u003C/p>\u003Ch5>MERCHANT CLASSIFICATION FOR REWARDS CATEGORIES.\u003C/h5>\u003Cp>Merchants are assigned a merchant category code (“MCC”), which is determined in accordance with Visa/Mastercard/American Express procedures based on the kinds of products and services the merchants primarily sell. We don’t control the assignment of these codes and are not responsible for the codes used by merchants. When you use your card to make a purchase, we're provided an MCC for that purchase. We group similar merchant codes into categories for purposes of making rewards offers. Sometimes you may expect a purchase to fit within a rewards category, but if the code assigned to the merchant wasn’t grouped into that category as recognized by Citi, your purchase will not qualify for additional points. For example, you won't earn additional points for purchases at a restaurant located within a retailer if the restaurant is assigned a “retailer” code instead of a “restaurant” code. Please also note - purchases made through mobile/wireless technology may not earn additional points depending on how the technology is set up to process the purchase. We reserve the exclusive right to determine which purchases qualify for additional points.\u003C/p>\u003Cp>Please see the Citi ThankYou Rewards Terms and Conditions at \u003Ca href=\"http://thankyou.com/terms>thankyou.com/terms\u003C/a>, or call us at 1-800-THANKYOU (1-800-842-6596) to request a complete copy of the Terms and Conditions. For speech or hearing impaired TTY: Use 711 or other relay service. The Terms and Conditions include redemption information on the Citi ThankYou Rewards Program.\u003C/p>\u003Ch5>100 ANNUAL HOTEL SAVINGS BENEFIT\u003C/h5>\u003Cp>Once per calendar year, enjoy $100 off a single hotel stay of $500 or more, excluding taxes and fees, when booked through \u003Ca href=\"http://thankyou.com\">thankyou.com\u003C/a> or 1-800-THANKYOU (powered by cxLoyalty) and subject to the additional requirements stated below. For speech or hearing impaired TTY: Use 711 or other relay service. To receive the $100 annual hotel savings, you must pre-pay for your complete stay with your Citi Premier Card, ThankYou Points, or a combination thereof. If you choose to use the benefit, the $100 annual hotel savings will be applied at the time of booking.\u003C/p>\u003Cp>If you cancel a booking for which you used the $100 hotel savings, the benefit will remain available for use in the same calendar year. All reservations must be changed or canceled through \u003Ca href=\"http://thankyou.com\">thankyou.com\u003C/a> or by calling 1-800-THANKYOU. For speech or hearing impaired TTY: Use 711 or other relay service.\u003C/p>\u003Cp>Eligibility requirements:\u003C/p>\u003Cul>\u003Cli>span>Reservations must be made by the primary cardmember. Reservations can be made in the primary cardmember’s or authorized users’ names\u003C/span>\u003C/li>\u003Cli>\u003Cspan>Packaged rates such as air and hotel, or hotel and car rental do not qualify for this benefit\u003C/span>\u003C/li>\u003Cli>\u003Cspan>Reservations made through any party or channel other than \u003Ca href=\"http://thankyou.com\">thankyou.com\u003C/a> or 1-800-THANKYOU are not eligible for the $100 annual hotel savings. For speech or hearing impaired TTY: Use 711 or other relay service.\u003C/span>\u003C/li>\u003Cli>\u003Cspan>The $100 annual hotel savings benefit cannot be combined in the same transaction with the Citi Prestige\u003Csup>®\u003C/sup> Card Complimentary 4th Night Hotel Stay if you have both the Citi Premier and Citi Prestige cards. This benefit also cannot be combined with any other promotions or discounts on \u003Ca href=\"http://thankyou.com\">thankyou.com\u003C/a>\u003C/span>\u003C/li>\u003C/ul>\u003Ch3>Fraud, Misuse, Abuse, or Suspicious Activity:\u003C/h3>\u003Cp>If we see evidence of fraud, misuse, abuse, or suspicious activity, as determined by us in our sole discretion, we reserve the right to take action against You. This may include, without limitation and without prior notice, any or all of the following:\u003C/p>\u003Cul>\u003Cli style=\"list-style-type: disc;\">\u003Cspan>Taking away your accrued Points\u003C/span>\u003C/li>\u003Cli>\u003Cspan>Stopping You from earning Points\u003C/span>\u003C/li>\u003Cli>\u003Cspan>Suspending or closing your Citi Account or ThankYou Account\u003C/span>\u003C/li>\u003Cli>\u003Cspan>Taking legal action to recover Rewards redeemed because of such activity and to recover our monetary losses, including litigation costs and damages\u003C/span>\u003C/li>\u003C/ul>\n\u003Ch4>Some examples of fraud, misuse, abuse and suspicious activity include:\u003C/h4>\u003Cul>\u003Cli>span>Buying or selling Points other than as permitted under the Program\u003C/span>\u003C/li>\u003Cli>\u003Cspan>Repeatedly opening Card Accounts or Citibank Checking Accounts for the primary purpose of acquiring Points\u003C/span>\u003C/li>\u003Cli>\u003Cspan>Using your Card Accounts or Citibank Checking Account in an abusive manner for the primary purpose of acquiring Points\u003C/span>\u003C/li>\u003Cli>\u003Cspan>Using your Card Account other than primarily for personal, consumer or household purposes\u003C/span>\u003C/li>\u003Cli>\u003Cspan>Points redemptions that You didn’t authorize\u003C/span>\u003C/li>\u003C/ul>\u003Cp>Please contact the ThankYou Service Center at 1-800-THANKYOU (1-800-842-6596) immediately if You suspect your ThankYou Account is the target of fraud or suspicious activity. For speech or hearing impaired TTY: Use 711 or other relay service.\u003C/p>\n\u003Ch5>CITI ENTERTAINMENT\u003Csup>®\u003C/sup>.\u003C/h5>\u003Cp>Offers on Citi Entertainment\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>are available to Citi credit card members and Citibank Debit Mastercard\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>customers. Some restrictions apply. See \u003Ca href=\"http://citientertainment.com\">citientertainment.com\u003C/a> for specific offer details and information. Citi is not responsible for products or services offered by other companies.\u003C/p>\u003Ch5>POINTS TRANSFER.\u003C/h5>\u003Cp>You will need an account with one of the participating loyalty programs in order to transfer points. Following a transfer of ThankYou\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>Points the resulting reward currency will be subject to the terms and conditions of the applicable Travel Loyalty Program. Timing of posting may vary depending on the Travel Loyalty Program and may take as long as 14 days to process. A submitted request to transfer points may not be canceled and the points in a submitted request may not be returned to your ThankYou Account. ThankYou Rewards is not responsible for, or affiliated with, the Travel Loyalty Programs. Citi makes no representation regarding travel services provided by any of the Travel Loyalty Programs. Additional ThankYou terms and conditions apply and are available at \u003Ca href=\"https://www.thankyou.com/tc.jspx\">https://www.thankyou.com/tc.jspx\u003C/a>.\u003C/p>\n\u003Ch5>AMAZON.COM.\u003C/h5>\u003Cp>Citi is not responsible for products or services offered by other companies. Featured items at \u003Ca href=\"http://Amazon.com\">Amazon.com\u003C/a> are not part of ThankYou\u003Csup>®\u003C/sup> Rewards collection and are subject to availability. See \u003Ca href=\"http://thankyou.com/terms\">thankyou.com/terms\u003C/a> for the terms and conditions for using Shop with Points with Citi ThankYou\u003Csup>®\u003C/sup> Rewards. Certain restrictions apply for Shop with Points at \u003Ca href=\"http://Amazon.com\">Amazon.com\u003C/a>, see \u003Ca href=\"http://www.amazon.com/citi\">http://www.amazon.com/citi\u003C/a> for more information. Amazon, the \u003Ca href=\"http://Amazon.com\">Amazon.com\u003C/a> logo and the smile logo are trademarks of Amazon or its affiliates. Amazon is not a sponsor of this promotion.\u003C/p>\n\u003Ch5>BEST BUY\u003Csup>®\u003C/sup>.\u003C/h5>\u003Cp>Best Buy\u003Csup>®\u003C/sup> does not sponsor, endorse, approve or have any responsibility for this promotion. BEST BUY, the BEST BUY logo, the tag design and BESTBUY.COM are trademarks of Best Buy and its affiliated companies.\u003C/p>\u003Cp>Must be a TrueBlue\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>member and must register your membership number in advance to participate in this program/promotion. TrueBlue membership, and the earning and redemption of TrueBlue points are subject to TrueBlue Terms and Conditions. Visit \u003Ca href=\"https://trueblue.jetblue.com/web/trueblue/terms-and-conditions\">https://trueblue.jetblue.com/web/trueblue/terms-and-conditions\u003C/a> for complete program Terms and Conditions\u003C/p>\u003Cp>TrueBlue\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>is a registered trademark of JetBlue Airways Corporation.\u003C/p>\u003Cp>© 2020 Virgin Atlantic Airways Limited. All rights reserved.\u003C/p>\u003Cp>© 2020 KrisFlyer terms and conditions apply. \u003Ca href=\"http://www.singaporeair.com/en_UK/terms-conditions/\">http://www.singaporeair.com/en_UK/terms-conditions/\u003C/a>\u003C/p>\u003Cp>© 2020 Singapore Airlines. All rights reserved.\u003C/p>\n\u003Cp>Mastercard, World Elite and the circles design are registered trademarks of Mastercard International Incorporated.\u003C/p>\u003Cp>The Contactless Indicator mark, consisting of four graduating arcs, is a trademark owned by and used with permission of EMVCo, LLC.\u003C/p>\n\"}\n","TEXT":"{\"contentID\": \"PMR_D2A_STD_PTS\",\n\"hdText\": \"CITI PREMIER\u003Csup>®\u003C/sup> CARD\",\n\"subText\": \"For a limited time, earn 80,000 bonus points\",\n\"descriptionText\": \"after spending \u003Cstrong>$4,000\u003C/strong> within the first 3 months of account opening. 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Get rewarded for the work you put into your business.\",\n\"secondaryPdpBypassCtaModal\": \"\u003Cdiv class=\\\"cds-modal-header\\\">\u003Ch2 class=\\\"cds-modal-title\\\">\u003Cb>Costco Cash Rewards Program Terms\u003C/b>\u003C/h2>\u003C/div>\u003Cdiv class=\\\"cds-modal-body\\\">\u003Cp>Your Costco Anywhere Visa\u003Csup>®\u003C/sup> Business Card by Citi account (\\\"Card Account\\\") will earn Costco Cash Rewards based on your purchases that can be redeemed for merchandise or cash back at any U.S. Costco warehouse, including Puerto Rico (\\\"Costco Cash Rewards\\\").\u003C/p>\u003Ch3>\u003Cstrong>Earning Cash Back Rewards on Purchases\u003C/strong>\u003C/h3>\u003Cp>You'll earn cash back rewards for purchases using your Card Account, minus returns and refunds, as follows:\u003C/p>\u003Cul>\u003Cli>\u003Cspan>\u003Cstrong>5% cash back on gas purchased at Costco warehouse locations worldwide and 4% cash back on other eligible gas and eligible electric vehicle (EV) charging purchases worldwide for the first $7,000 per year in combined Costco and other eligible gas and/or EV charging purchases, and then 1% thereafter.\u003C/strong>\u003C/span>\u003C/li>\u003Cul>\u003Cli>\u003Cspan>\u003Cstrong>Certain Non-Qualifying Purchases.\u003C/strong> You will only earn 1% cash back, not 5% or 4%, for gas or EV charging purchased at superstores, supermarkets and warehouse clubs other than Costco or for fuel used for non-automobile purposes.\u003C/span>\u003C/li>\u003C/ul>\u003Cli>\u003Cspan>3% cash back on restaurant (including cafes, bars, lounges and fast food restaurants) and eligible travel purchases worldwide, including airfare, hotels, car rentals, travel agencies, cruise lines and Costco Travel.\u003C/span>\u003C/li>\u003Cul>\u003Cli>\u003Cspan>\u003Cstrong>Certain Non-Qualifying Purchases.\u003C/strong> You will only earn 1%, not 3%, for purchases made at bakeries and certain restaurants/cafes inside department stores, grocery or warehouse clubs. Additionally, you will only earn 1%, not 3%, for purchases made at timeshares, campgrounds, bed & breakfasts and for purchases of train and commuter travel.\u003C/span>\u003C/li>\u003C/ul>\u003Cli>\u003Cspan>2% cash back on all other purchases from Costco and Costco.com.\u003C/span>\u003C/li>\u003Cli>\u003Cspan>1% cash back on all other purchases, including the non-qualifying purchases listed above.\u003C/span>\u003C/li>\u003C/ul>\u003Ch3>\u003Cstrong>What doesn't qualify as a purchase?\u003C/strong>\u003C/h3>\u003Cp>The following types of transactions don't qualify as purchases that earn cash back rewards:\u003C/p>\u003Cul>\u003Cli>\u003Cspan>Use of checks that access your Card Account\u003C/span>\u003C/li>\u003Cli>\u003Cspan>Balance transfers\u003C/span>\u003C/li>\u003Cli>\u003Cspan>Cash advances\u003C/span>\u003C/li>\u003Cli>\u003Cspan>Travelers checks, foreign currency purchases, money orders, wire transfers and similar cash-like transactions\u003C/span>\u003C/li>\u003Cli>\u003Cspan>Lottery tickets, gaming chips and similar betting transactions\u003C/span>\u003C/li>\u003Cli>\u003Cspan>Interest and account fees\u003C/span>\u003C/li>\u003Cli>\u003Cspan>Unauthorized charges\u003C/span>\u003C/li>\u003Cli>\u003Cspan>Items returned for credit\u003C/span>\u003C/li>\u003C/ul>\u003Ch3>\u003Cstrong>Merchant Classification for Rewards Categories:\u003C/strong>\u003C/h3>\u003Cp>Merchants are assigned a merchant category code (\\\"MCC\\\"), which is determined in accordance with Visa procedures based on the kinds of products and services the merchants primarily sell. We don't control the assignment of these codes and are not responsible for the codes used by merchants. When you use your card to make a purchase, we're provided an MCC for that purchase. We group similar merchant codes into categories for purposes of making rewards offers. Sometimes you may expect a purchase to fit within a rewards category, but if the code assigned to the merchant wasn't grouped into that category, as recognized by Citi, your purchase will not qualify for additional cash back rewards. For example, you won't earn additional rewards for purchases at a restaurant located within a retailer if the restaurant is assigned a \\\"retailer\\\" code instead of a \\\"restaurant\\\" code and you won't earn additional rewards for purchases at a gas station if it is assigned a \\\"convenience store\\\" code instead of a \\\"service station\\\" or \\\"automated fuel dispensers\\\" code. Please also note — purchases made through mobile/wireless technology may not earn additional cash back rewards depending on how the technology is set up to process the purchase. We reserve the exclusive right to determine which purchases qualify for additional cash back rewards.\u003C/p>\u003Ch3>\u003Cstrong>Returns:\u003C/strong>\u003C/h3>\u003Cp>Returned items may result in credits being applied to your Card Account which will reduce or may eliminate accumulated cash back rewards and may result in a negative cash rewards balance. If your Card Account has a negative cash back rewards balance, any newly earned cash back rewards will be used to offset such negative cash back rewards balance until such balance has been brought to zero.\u003C/p>\u003Ch3>\u003Cstrong>Receiving & Redeeming Cash Back Rewards:\u003C/strong>\u003C/h3>\u003Cp>Your reward is distributed annually once your February billing statement closes. Your reward is distributed in the form of a credit card reward certificate, unless your annual reward amount is greater than $10,000, in which case Citi and Costco reserve the right to distribute your reward in an alternative form (e.g., a check or electronic transfer), at Citi's and/or Costco's discretion. Credit card reward certificates are redeemable through December 31 of the year issued in a single transaction at any U.S. Costco warehouse, including in Puerto Rico for merchandise or cash back. An alternative form for redemption other than within the warehouse may be provided at Citi and/ or Costco's discretion. The credit card reward certificate, or alternative-form distribution, will contain your cash back rewards balance based on your eligible purchases during the annual reward period. The annual reward period is based on January through December billing statements. Should you choose to redeem only a portion of the certificate for merchandise, you will receive the remaining balance in cash or an alternative form (e.g. check or electronic transfer), at the Costco warehouse's discretion. Requests to redeem the credit card reward certificate for cash may be fulfilled in an alternative form (e.g., a check or electronic transfer), at the Costco warehouse's discretion. Your credit card reward certificate must be redeemed in person on or prior to its expiration date of December 31 in the year in which it is issued, unless an alternative form for redemption is provided (at Citi and/or Costco's discretion). Any cash back rewards you have earned on purchases made by Authorized Users on your Card Account will be added to your cash back rewards total. Only you, the Authorized Officer, are eligible to receive the annual credit card reward certificate; however, you or anyone you authorize may redeem the certificate as long as you or the authorized individual has a valid Costco membership. You will not receive a credit card reward certificate if your reward is less than $1 or your account is closed at the time your credit card reward certificate is scheduled to be sent. Any cash back rewards that had been accrued at that time will be forfeited, unless otherwise indicated below. You must maintain your Costco Membership to redeem your credit card reward certificate, unless prohibited by law. \u003C/p>\u003Ch3>\u003Cstrong>Account Closure:\u003C/strong>\u003C/h3>\u003Cul>\u003Cli>\u003Cspan>If we are notified of your death, earned rewards will be distributed via check to the executor or administrator of your estate\u003C/span>\u003C/li>\u003Cli>\u003Cspan>If your account is closed due to Business closure, earned rewards through the last billing statement prior to account closure will be distributed.\u003C/span>\u003C/li>\u003C/ul>\u003Cp>If we close your Card Account for any other reason, you will no longer be able to earn cash back rewards, and you will forfeit any cash back rewards accumulated, but not yet distributed, unless prohibited by law. If you close or convert your Card Account prior to receiving the credit card reward certificate in your February billing statement, any earned cash back rewards will be forfeited, unless prohibited by law.\u003C/p>\u003Ch3>\u003Cstrong>Forfeiture:\u003C/strong>\u003C/h3>\u003Cp>Any cash back rewards not redeemed by December 31 of the year of issuance of the credit card reward certificate will be forfeited.\u003C/p>\u003Ch3>\u003Cstrong>Value of Cash Back Rewards:\u003C/strong>\u003C/h3>\u003Cp>Cash back rewards have no cash value until such time as they are redeemed at a Costco warehouse.\u003C/p>\u003Ch3>\u003Cstrong>Property Rights:\u003C/strong>\u003C/h3>\u003Cp>You have no property rights or other legal interests in cash back rewards. Cash back rewards may not be transferred to any other person including through such events as inheritance, bankruptcy or divorce. cash back rewards cannot be assigned or pledged.\u003C/p>\u003Ch3>\u003Cstrong>Changes to Program Rules:\u003C/strong>\u003C/h3>\u003Cp>We may make changes to the cash back rewards program at any time, and if required by law, will provide notice. We will give you advanced written notice if we make any of the following changes: a change that negatively affects the number of cash back rewards you can earn, a change that negatively affects how/when you may lose your cash back rewards, a change that negatively affects how you can exercise your rights with respect to cash back rewards, or if we cancel the program.\u003C/p>\u003Ch3>\u003Cstrong>Fraud, Misuse, Abuse or Suspicious Activity:\u003C/strong>\u003C/h3>\u003Cp>If we see evidence of fraud, misuse, abuse, or suspicious activity, as determined by us in our sole discretion, we reserve the right to take action against you and your account. This may include, without limitation and without prior notice, any or all of the following:\u003C/p>\u003Cul>\u003Cli>\u003Cspan>Taking away your accrued cash back rewards you earned because of fraud, misuse or abuse.\u003C/span>\u003C/li>\u003Cli>\u003Cspan>Preventing you from earning cash back rewards.\u003C/span>\u003C/li>\u003Cli>\u003Cspan>Suspending or closing your Card Account or cash back rewards account.\u003C/span>\u003C/li>\u003Cli>\u003Cspan>Taking legal action to recover cash back rewards redeemed because of such activity and to recover our monetary losses, including litigation costs, and damages.\u003C/span>\u003C/li>\u003C/ul>\u003Cp>Examples of activities that may trigger such actions include, but are not limited to, the following:\u003C/p>\u003Cul>\u003Cli>\u003Cspan>Using your Card Account in an abusive manner for the primary purpose of acquiring cash back rewards.\u003C/span>\u003C/li>\u003Cli>\u003Cspan>Using your Business Card Account other than for business or commercial purposes.\u003C/span>\u003C/li>\u003C/ul>\u003Ch3>\u003Cstrong>OTHER APPLICATION DISCLOSURES\u003C/strong>\u003C/h3>\u003Cp>Employee: Employees may be added to your account as Authorized Users. You must pay us for all charges made or allowed by Authorized Users. Authorized Users are able to get account information. You also need the Authorized User's permission to give us any information about them that we request and to allow us to share information about them. To add an Authorized User to your account, you'll need to know their:\u003C/p>\u003Cul>\u003Cli>\u003Cspan>Full Name\u003C/span>\u003C/li>\u003Cli>\u003Cspan>Date of Birth\u003C/span>\u003C/li>\u003Cli>\u003Cspan>Social Security Number\u003C/span>\u003C/li>\u003Cli>\u003Cspan>Costco Membership Number\u003C/span>\u003C/li>\u003C/ul>\u003Cp>If you don't know this information or have it with you, you can add an Authorized User to your account later by phone or online.\u003C/p>\u003Cp>By submitting this information, you agree that the Authorized User is an employee or contractor of your business and has consented to the provision of their personal information in connection with this application.\u003C/p>\u003Cp>Each Authorized User must have a current Costco membership in their name to receive an Authorized User card. 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Limited Time Offer!\",\n\"ctaLabel\": \"Apply Now\",\n\"ctaImage\": \"\",\n\"ctaLink\": \"https://www.citi.com/credit-cards/citibusiness-aadvantage-platinum-select-credit-card?afc=106&intc=HP24_CBAA_App_LTO_75k\",\n\"pdpBypassFlag\": \"true\",\n\"pdpBypassCtaLabel\": \"Apply Now\",\n\"pdpBypassCtaLink\": \"https://online.citi.com/US/ag/cards/application?app=UNSOL&ID=3006&HKOP=a6bfe8e6afbea4fc7d13034a66209b59adada194a91c3c46a1add7b839c4c218\",\n\"secondaryPdpBypassCtaLabel\": \"Additional Information\",\n\"linkTarget\": \"_self\",\n\"imgLarge\": \"/JRS/banners/modules/HP9774_3UP.jpg\",\n\"imgSmall\": \"\",\n\"videoObject\": \"\",\n\"heroImg1\": \"\",\n\"homepage2Image\": \"/JRS/banners/homepage2/HP9774_9774_Hero.png\",\n\"prodFlag\": \"true\",\n\"copyBgColor\" : \"classLightGrey\",\n\"heroImg2\": \"\",\n\"imgTitle\": \"\",\n\"prodTitle\": \"\",\n\"speedBump\": \"\",\n\"mmTitle\": \"\u003Cstrong>Earn 75,000 AAdvantage\u003Csup>®\u003C/sup> Bonus Miles\u003C/strong>\",\n\"mmBody\": \"after $5,000 in purchases within the first 5 months of account opening. Limited Time Offer!\",\n\"secondaryPdpBypassCtaModal\": \"\u003Cdiv class=\\\"cds-modal-header\\\">\u003Ch2 class=\\\"cds-modal-title\\\">\u003Cstrong>Additional Information \u003Cspan>–\u003C/span> Citi\u003Csup>®\u003C/sup> / AAdvantage Business™ World Elite Mastercard\u003Csup>®\u003C/sup>\u003C/strong>\u003C/h2>\u003Cbr>\u003C/div>\u003Cdiv class=\\\"cds-modal-body\\\">\u003Ch3>\u003Cstrong>Offer Availability\u003C/strong>\u003C/h3>\u003Cp>American Airlines AAdvantage\u003Csup>®\u003C/sup> bonus miles are not available if you have received a new account bonus for a CitiBusiness\u003Csup>®\u003C/sup> / AAdvantage\u003Csup>®\u003C/sup> Platinum Select\u003Csup>®\u003C/sup> or Citi\u003Csup>®\u003C/sup> / AAdvantage Business™ Mastercard\u003Csup>®\u003C/sup> account in the past 48 months. \u003Cstrong>The card offer referenced in this communication is only available to individuals who reside in the United States and its territories, excluding Puerto Rico and U.S. Virgin Islands.\u003C/strong>\u003C/p>\u003Ch3>\u003Cstrong>AAdvantage\u003Csup>®\u003C/sup> Bonus Miles\u003C/strong>\u003C/h3>\u003Cp>Balance transfers, cash advances, checks that access your credit card account, items and services returned for credit, unauthorized charges, interest and account fees, traveler's checks, purchases of foreign currency, money orders, wire transfers (and similar cash-like transactions), lottery tickets, and gaming chips (and similar betting transactions) are not purchases. American Airlines AAdvantage\u003Csup>®\u003C/sup> bonus miles typically will appear as a bonus in your AAdvantage Business™ account 8-10 weeks after you have met the purchase requirements. AAdvantage\u003Csup>®\u003C/sup> miles may be earned on purchases made by primary credit cardmember and Authorized Users. Purchases must post to your account during the promotional period. Many merchants will wait for a purchase to ship before they post the purchase to your account. The Business for whom a Citi\u003Csup>®\u003C/sup> / AAdvantage Business™ Mastercard\u003Csup>®\u003C/sup> account was opened must have an AAdvantage Business™ account. AAdvantage\u003Csup>®\u003C/sup> miles earned will be posted to the AAdvantage Business™ account.\u003C/p>\u003Ch3>\u003Cstrong>AAdvantage Business™ Membership\u003C/strong>\u003C/h3>\u003Cp>You must be enrolled in the American Airlines AAdvantage Business™ program, which is managed by American Airlines. American Airlines may, in its sole discretion, change the AAdvantage Business™ program rules, regulations, travel awards and special offers at any time. For complete details about the AAdvantage Business™ program, visit aa.com/aadvantagebusiness.\u003Cbr>\u003Cbr>If you are not an AAdvantage Business™ member, you consent to enrollment in the AAdvantage Business™ program, which is governed by the AAdvantage Business™ terms and conditions available at aa.com/aadvantagebusiness, on behalf of yourself and the business.\u003C/p>\u003Ch3>\u003Cstrong>Primary Cardmember\u003C/strong>\u003C/h3>\u003Cp>The primary cardmember must have or open an AAdvantage\u003Csup>®\u003C/sup> account in their own name. AAdvantage\u003Csup>®\u003C/sup> miles earned on the primary cardmember’s credit card will be allocated to the AAdvantage Business™ account. Loyalty Points earned by the primary cardmember will be posted to the AAdvantage\u003Csup>®\u003C/sup> account of the primary cardmember. Loyalty Points and AAdvantage\u003Csup>®\u003C/sup> miles earned by primary cardmember on any other Citi\u003Csup>®\u003C/sup> / AAdvantage\u003Csup>®\u003C/sup> credit cards where they are the primary cardmember will post to their individual AAdvantage\u003Csup>®\u003C/sup> account.\u003C/p>\u003Ch3>\u003Cstrong>Authorized User\u003C/strong>\u003C/h3>\u003Cp>An Authorized User is an employee or contractor of the Business added to the Card Account with a Card provided with that person's name. Authorized Users must have or open an AAdvantage\u003Csup>®\u003C/sup> account in their own name. Authorized Users must accept the AAdvantage Business™ terms & conditions to earn Loyalty Points. By making a qualifying purchase with their card, Authorized Users accept the AAdvantage Business™ terms and conditions. AAdvantage\u003Csup>®\u003C/sup> miles earned on an Authorized User's credit card will be allocated to the AAdvantage Business™ account. Loyalty Points earned by Authorized Users will be posted to the AAdvantage\u003Csup>®\u003C/sup> account of the Authorized User. You must pay us for all charges made or allowed by Authorized Users. Authorized Users are able to get account information. Authorized Users must be employees or contractors of your business. The primary cardmember needs the Authorized User's permission to give us any information about them that we request and to allow us to share information about them as allowed by applicable law. This includes information we may get from you, any Authorized User and others. It also includes information about their transactions on the account. Loyalty Points and AAdvantage\u003Csup>®\u003C/sup> miles earned by Authorized Users on any other Citi\u003Csup>®\u003C/sup> / AAdvantage\u003Csup>®\u003C/sup> credit cards where they are the primary cardmember will post to their individual AAdvantage\u003Csup>®\u003C/sup> account.\u003C/p>\u003Ch3>\u003Cstrong>1 AAdvantage\u003Csup>®\u003C/sup> Mile Per $1\u003C/strong>\u003C/h3>\u003Cp>AAdvantage\u003Csup>®\u003C/sup> miles are earned on purchases, except balance transfers, cash advances, checks that access your credit card account, items and services returned for credit, unauthorized charges, interest and account fees, traveler's checks, purchases of foreign currency, money orders, wire transfers (and similar cash-like transactions), lottery tickets, and gaming chips (and similar betting transactions). AAdvantage\u003Csup>®\u003C/sup> miles may be earned on purchases made by the primary credit cardmember and Authorized Users. AAdvantage\u003Csup>®\u003C/sup> miles earned will be posted to the AAdvantage Business™ account in 8-10 weeks.\u003C/p>\u003Ch3>\u003Cstrong>Double AAdvantage\u003Csup>®\u003C/sup> Miles on American Airlines Purchases\u003C/strong>\u003C/h3>\u003Cp>Eligible American Airlines purchases are items billed by American Airlines as merchant of record booked through American Airlines channels (aa.com, American Airlines reservations, American Airlines Admirals Club\u003Csup>®\u003C/sup>, American Airlines Vacations, and American Airlines airport and city ticket counters). Products or services that do not qualify are car rentals and hotel reservations, purchase of AAdvantage\u003Csup>®\u003C/sup> status boost or renewal, and AA Cargo™ products and services. AAdvantage\u003Csup>®\u003C/sup> miles earned will be posted to the AAdvantage Business™ account in 8-10 weeks.\u003C/p>\u003Ch3>\u003Cstrong>Double AAdvantage\u003Csup>®\u003C/sup> Miles on Purchases in Select Business Categories\u003C/strong>\u003C/h3>\u003Cp>Earn 2 AAdvantage\u003Csup>®\u003C/sup> miles per $1 spent on purchases at certain telecommunications merchants, car rental merchants, cable and satellite providers, and at gas stations. Telecommunications merchants are classified as merchants that sell telecommunications equipment such as telephones, fax machines, pagers, and cellular phones, along with providers of telecommunications services including local and long-distance telephone calls and fax services. Car rental merchants are classified as providers of short-term or long-term rentals of cars, trucks, or vans. Cable and satellite providers are classified as merchants that provide the connection and ongoing delivery of television, internet (computer network, information services, email website hosting services) telephone and radio programming via cable or satellite on a subscription or fee basis. Gas stations are classified as merchants that sell fuel primarily for consumer use and may or may not be attended.\u003C/p>\u003Ch3>\u003Cstrong>Certain Non-Qualifying Purchases\u003C/strong>\u003C/h3>\u003Cp>Car rental purchases not eligible to receive double AAdvantage\u003Csup>®\u003C/sup> miles include purchases at merchants that rent motor homes or other recreational vehicles and purchases made through travel agencies, tour operators, and online third party travel sites and charges paid on car rental redemptions through Rocketmiles. Gas station purchases not eligible to receive double AAdvantage\u003Csup>®\u003C/sup> miles include, but are not limited to, purchases made at warehouse clubs that do not code gas station purchases under a gas station code, discount stores, department stores, and convenience stores.\u003C/p>\u003Ch3>\u003Cstrong>Merchant Classification for Rewards Categories\u003C/strong>\u003C/h3>\u003Cp>Merchants are assigned a merchant category code (\\\"MCC\\\"), which is determined in accordance with Visa/Mastercard/American Express procedures based on the kinds of products and services the merchants primarily sell. Citi does not control the assignment of these codes and are not responsible for the codes used by merchants. When you use your card to make a purchase, Citi is provided an MCC for that purchase. Citi groups similar merchant codes into categories for purposes of making rewards offers. Sometimes you may expect a purchase to fit within a rewards category, but if the code assigned to the merchant wasn't grouped into that category as recognized by Citi, your purchase will not qualify for additional AAdvantage\u003Csup>®\u003C/sup> miles. [For example, you won't earn additional AAdvantage\u003Csup>®\u003C/sup> miles for purchases at a restaurant located within a retailer if the restaurant is assigned a \\\"retailer\\\" code instead of a \\\"restaurant\\\" code.] Please also note - purchases made through mobile/wireless technology may not earn additional AAdvantage\u003Csup>®\u003C/sup> miles depending on how the technology is set up to process the purchase.\u003Cbr>\u003Cbr>Citi reserves the right to determine which purchases qualify for this offer. AAdvantage\u003Csup>®\u003C/sup> miles may be earned on purchases made by primary credit cardmembers and Authorized Users. Balance transfers, cash advances, checks that access your credit card account, items and services returned for credit, unauthorized charges, interest and account fees, traveler's checks, purchases of foreign currency, money orders, wire transfers (and similar cash-like transactions), lottery tickets, and gaming chips (and similar betting transactions) account do not earn AAdvantage\u003Csup>®\u003C/sup> miles. AAdvantage\u003Csup>®\u003C/sup> miles earned will be posted to the AAdvantage Business™ account in 8–10 weeks.\u003C/p>\u003Ch3>\u003Cstrong>1 Loyalty Point per $1\u003C/strong>\u003C/h3>\u003Cp>Loyalty Points may be earned by the primary credit cardmember and Authorized Users on purchases. 1 Loyalty Point accrues for every $1 on purchases, excluding balance transfers, cash advances, checks that access your credit card account, items and services returned for credit, unauthorized charges, interest and account fees, traveler's checks, purchases of foreign currency, money orders, wire transfers (and similar cash-like transactions), lottery tickets, and gaming chips (and similar betting transactions). Loyalty Points earned by the primary credit cardmember will be posted to the primary credit cardmember's AAdvantage\u003Csup>®\u003C/sup> account and Loyalty Points earned by an Authorized User will be posted to the Authorized User's AAdvantage\u003Csup>®\u003C/sup> account. Loyalty Points earned will be posted to the applicable AAdvantage\u003Csup>®\u003C/sup> account in 8-10 weeks. Loyalty Points earned by primary cardmember and Authorized Users on any other Citi\u003Csup>®\u003C/sup> / AAdvantage\u003Csup>®\u003C/sup> credit cards where they are the primary cardmember will post to their individual AAdvantage\u003Csup>®\u003C/sup> account.\u003C/p>\u003Ch3>\u003Cstrong>First Checked Bag Free\u003C/strong>\u003C/h3>\u003Cp>For benefit to apply, the Citi\u003Csup>®\u003C/sup> / AAdvantage Business™ Mastercard\u003Csup>®\u003C/sup> account must be open 7 days prior to air travel, and reservation must include the primary credit cardmember's American Airlines AAdvantage\u003Csup>®\u003C/sup> number 7 days prior to air travel. If your credit card account is closed for any reason, these benefits will be cancelled.\u003Cbr>\u003Cbr>Eligible Citi\u003Csup>®\u003C/sup> / AAdvantage Business™ Mastercard\u003Csup>®\u003C/sup> primary credit cardmembers may check one bag free of charge when traveling on domestic itineraries marketed and operated by American Airlines, or on itineraries marketed by American Airlines and operated as American Eagle\u003Csup>®\u003C/sup> flights by Envoy Air Inc., Republic Airways Inc., SkyWest Airlines, Inc., Air Wisconsin Airlines LLC, PSA Airlines, Inc., or Piedmont Airlines, Inc. All flights on the itinerary must be domestic flights marketed by American Airlines and operated by American Airlines or American Eagle. This benefit will not be available for travel on codeshare flights booked with an American Airlines flight number but operated by another airline. For the Citi\u003Csup>®\u003C/sup> / AAdvantage Business™ Mastercard\u003Csup>®\u003C/sup>, up to four (4) companions traveling with the eligible primary credit cardmember will also get their first checked bag free of charge if they are listed in the same reservation. Benefit does not apply to overweight or oversized bags. This benefit cannot be combined with any existing AAdvantage\u003Csup>®\u003C/sup> program benefits, or with First or Business class benefits, including any waiver of baggage charges. Please see aa.com/baggage» for baggage weight and size restrictions. Applicable terms and conditions are subject to change without notice.\u003C/p>\u003Ch3>\u003Cstrong>Preferred Boarding\u003C/strong>\u003C/h3>\u003Cp>For benefit to apply, the Citi\u003Csup>®\u003C/sup> / AAdvantage Business™ Mastercard\u003Csup>®\u003C/sup> account must be open 7 days prior to air travel, and reservation must include the primary credit cardmember's American Airlines AAdvantage\u003Csup>®\u003C/sup> number 7 days prior to air travel. If your credit card account is closed for any reason, this benefit will be cancelled. This benefit will not be available for travel on codeshare flights booked with an American Airlines flight number but operated by another airline. Up to four (4) companions traveling with and listed in the same reservation as the Citi\u003Csup>®\u003C/sup> / AAdvantage Business™ Mastercard\u003Csup>®\u003C/sup> primary credit cardmember are eligible to board at the same time as the primary credit cardmember. Applicable terms and conditions are subject to change without notice.\u003Cbr>\u003Cbr>Eligible Citi\u003Csup>®\u003C/sup> / AAdvantage Business™ Mastercard\u003Csup>®\u003C/sup> credit cardmembers board after Priority boarding is complete, but before the rest of economy boarding. The boarding benefit will display on your American Airlines boarding pass as Group 5. This benefit applies on flights marketed and operated by American Airlines, or on flights marketed by American Airlines and operated as American Eagle\u003Csup>®\u003C/sup> flights by Envoy Air Inc., Republic Airways Inc., SkyWest Airlines, Inc., Air Wisconsin Airlines LLC, PSA Airlines, Inc., or Piedmont Airlines, Inc.\u003C/p>\u003Ch3>\u003Cstrong>25% Savings on Eligible Inflight Purchases of Food and Beverage\u003C/strong>\u003C/h3>\u003Cp>Citi\u003Csup>®\u003C/sup> / AAdvantage Business™ Mastercard\u003Csup>®\u003C/sup> credit cardmembers will receive a 25% savings on inflight purchases of food and beverages on flights operated by American Airlines when purchased with their Citi\u003Csup>®\u003C/sup> / AAdvantage Business™ Mastercard\u003Csup>®\u003C/sup> card. Savings do not apply to any other inflight purchases. This benefit applies to domestic flights marketed and operated by American Airlines or on domestic flights marketed by American Airlines and operated by Envoy Air Inc., Republic Airways Inc., SkyWest Airlines, Inc., Air Wisconsin Airlines LLC, PSA Airlines, Inc., or Piedmont Airlines, Inc. This benefit is not available on codeshare flights booked with an American Airlines flight number but operated by another airline. Offer is available on eligible flights as long as supplies last. Savings will appear as a statement credit 8-10 weeks after the transaction is posted to the credit cardmember's card account. Applicable terms and conditions are subject to change without notice.\u003C/p>\u003Ch3>\u003Cstrong>25% Savings on Inflight Wi-Fi Purchases\u003C/strong>\u003C/h3>\u003Cp>Receive a 25% savings when you use your Citi\u003Csup>®\u003C/sup> / AAdvantage Business™ Mastercard\u003Csup>®\u003C/sup> credit card for the purchase of inflight Wi-Fi service from American Airline's Wi-Fi merchants Gogo, Viasat, or Panasonic, and on American Airline's Wi-Fi Subscription Plan. This benefit applies to flights marketed and operated by American Airlines or on flights marketed by American Airlines and operated by Envoy Air Inc., Republic Airways Inc., SkyWest Airlines, Inc., Air Wisconsin Airlines LLC, PSA Airlines, Inc., or Piedmont Airlines, Inc. This benefit is not available on codeshare flights booked with an American Airlines flight number but operated by another airline. Savings will appear as a statement credit 8-10 weeks after the transaction is posted to the credit cardmember's card account. Applicable terms and conditions are subject to change without notice.\u003C/p>\u003Ch3>\u003Cstrong>American Airlines Companion Certificate\u003C/strong>\u003C/h3>\u003Cp>The primary credit cardmember will earn a $99 domestic economy fare American Airlines Companion Certificate after you spend $30,000 or more in purchases that post to your Citi\u003Csup>®\u003C/sup> / AAdvantage Business™ Mastercard\u003Csup>®\u003C/sup> credit card billing statement during your credit cardmembership year (every 12 months from the billing cycle after your anniversary month through the billing cycle of your next anniversary month). With the exception of special account status or circumstances (e.g. Military relief programs) the anniversary month will coincide with the month in which the annual fee is billed. To receive the Companion Certificate, your account must be open for one full billing cycle after your anniversary month. For your first year of credit cardmembership, purchases qualify as of the date of your account opening. After these conditions are met, please allow at least 8-10 weeks for availability of the Companion Certificate. You must have an open AAdvantage\u003Csup>®\u003C/sup> account for the Companion Certificate to be awarded to your account and to redeem the certificate. When used according to its terms, the primary credit cardmember will pay a $99 companion ticket fee plus any applicable government taxes and fees billed by American Airlines, depending on itinerary, for one round trip qualifying domestic economy fare ticket for a companion when an individual round trip qualifying domestic Main Cabin fare ticket is purchased and redeemed through American Airlines Meeting Services. Travel must be booked and purchased in select Main Cabin inventory. The certificate must be redeemed and all travel completed by midnight CST of the Travel Expiration Date shown on the certificate. Valid for travel on flights within the 48 contiguous United States on flights marketed and operated by American Airlines, or on flights marketed by American Airlines and operated as American Eagle\u003Csup>®\u003C/sup> flights by Envoy Air Inc., Republic Airways Inc., SkyWest Airlines, Inc., Air Wisconsin Airlines LLC, PSA Airlines, Inc., or Piedmont Airlines, Inc. For residents of Alaska and Hawaii, the companion certificate is also valid for round-trip travel originating in either of those two states and continuing to the 48 contiguous United States. For residents of the U.S. Virgin Islands and Puerto Rico, companion certificate eligible travel is also defined as round-trip travel originating in either of those two territories and continuing to the 48 contiguous United States. The Companion Certificate is not redeemable for air travel on any \u003Cstrong>one\u003C/strong>world\u003Csup>®\u003C/sup> carrier or on an American Airlines codeshare flight. Applicable terms and conditions are subject to change without notice. Details, terms and conditions, certain restrictions, and restricted dates apply and will be disclosed on the certificate.\u003C/p>\u003Ch3>\u003Cstrong>No Mileage Cap\u003C/strong>\u003C/h3>\u003Cp>There is no maximum number of American Airlines AAdvantage\u003Csup>®\u003C/sup> miles that you can accumulate through your Citi\u003Csup>®\u003C/sup> / AAdvantage Business™ Mastercard\u003Csup>®\u003C/sup> credit card account.\u003Cbr>\u003Cbr>If Citi sees evidence of fraud, misuse, abuse, or suspicious activity, as determined by Citi in its sole discretion, Citi reserves the right to take action against you and your credit card account. This may include, without limitation and without prior notice, declining your credit card account application, stopping you from earning American Airlines AAdvantage\u003Csup>®\u003C/sup> miles for purchases made with your card, suspending or closing your Citi\u003Csup>®\u003C/sup> / AAdvantage Business™ Mastercard\u003Csup>®\u003C/sup> card account, and advising American Airlines of such activity. Citi may also take legal action against you to recover monetary losses, including litigation costs and damages. Examples of activities that may trigger such actions include, but are not limited to, the following: (1) application for a card account in an attempt to take advantage of a bonus offer that was not intended for you or for which you are not eligible per the terms of the offer; (2) repeated cancellation or conversion of your Citi card accounts within one year after account opening or conversion; (3) returns of purchases you made to satisfy all or a substantial portion of the purchase requirements for a bonus offer or excessive returns of purchases for which you have earned AAdvantage\u003Csup>®\u003C/sup> miles or (4) using the account other than for business purposes.\u003Cbr>\u003Cbr>The Card Account is only available if the Business has an open and current AAdvantage Business™ membership in its name. The primary cardmember and each Authorized User must also have an open AAdvantage\u003Csup>®\u003C/sup> program membership in their name. Citi reserves the right to cancel your Card Account if you or American Airlines terminates or deactivates your AAdvantage Business™ membership. Citi reserves the right to cancel the primary cardmember Card Account if you or American Airlines terminates or deactivates your AAdvantage\u003Csup>®\u003C/sup> program membership. If an Authorized User or American Airlines terminates or deactivates the Authorized User's AAdvantage\u003Csup>®\u003C/sup> program membership, Citi may cancel the Authorized User's credit card.\u003Cbr>\u003Cbr>For complete details about the AAdvantage\u003Csup>®\u003C/sup> program, visit aa.com/aadvantage».\u003Cbr>\u003Cbr>For complete details about the AAdvantage Business™ program, visit aa.com/aadvantagebusiness.\u003Cbr>\u003Cbr>American Airlines reserves the right to change the AAdvantage\u003Csup>®\u003C/sup> program and its terms and conditions at any time with or without notice, and to end the AAdvantage\u003Csup>®\u003C/sup> program with six months' notice. Any such changes may affect your ability to use AAdvantage\u003Csup>®\u003C/sup> Rewards and Benefits that you have already accumulated. American Airlines is not responsible for products or services offered by other participating companies. All third-party provider terms and conditions apply. For more information on miles and Loyalty Points, visit aa.com/loyaltypoints. For complete details about the AAdvantage\u003Csup>®\u003C/sup> program, visit aa.com/aadvantage. For the AAdvantage\u003Csup>®\u003C/sup> terms and conditions, visit aa.com/aadvantageterms.\u003Cbr>\u003Cbr>Travel booked on American Airlines may be American Eagle\u003Csup>®\u003C/sup> service, operated by Envoy Air Inc., Republic Airways Inc., SkyWest Airlines, Inc., Air Wisconsin Airlines LLC, PSA Airlines, Inc., or Piedmont Airlines, Inc.\u003Cbr>\u003Cbr>American Airlines, American Eagle, AAdvantage\u003Csup>®\u003C/sup>, AAdvantage Million Miler™, AAdvantage Business™, Flagship, Admirals Club, ConciergeKey\u003Csup>®\u003C/sup>, AAdvantage Executive Platinum\u003Csup>®\u003C/sup>, AAdvantage Platinum Pro\u003Csup>®\u003C/sup>, AAdvantage Platinum\u003Csup>®\u003C/sup>, AAdvantage Gold\u003Csup>®\u003C/sup>, AAdvantage\u003Csup>®\u003C/sup> MileUp\u003Csup>®\u003C/sup>, the Flight Symbol logo and the Tail Design are marks of American Airlines, Inc.\u003Cbr>\u003Cbr>\u003Cstrong>one\u003C/strong>world\u003Csup>®\u003C/sup> is a registered trademark of \u003Cstrong>one\u003C/strong>world Alliance, LLC.\u003Cbr>\u003Cbr>Mastercard, World Elite and the circles design are registered trademarks of Mastercard International Incorporated.\u003Cbr>\u003Cbr>The Contactless Indicator mark, consisting of four graduating arcs, is a trademark owned by and used with permission of EMVCo, LLC.\u003C/p>\u003C/div>\"}","GROUP_TYPE":"Container","SET_NOTIFICATION":"N","CONTENT_ID":"HP24_CBAA_App_LTO_75k","NAME":"HP24_CBAA_App_LTO_75k"},"copy$$HP24_PQ_3Up_PPMcards":{"SUBGROUP_TYPE":"Container","TEXT":"{\n\"contentID\": \"HP24_PQ_3Up_PPMcards\",\n\"hdText\": \"\",\n\"subText\": \"\",\n\"descriptionText\": \"\",\n\"ctaLabel\": \"Learn More\",\n\"ctaImage\": \"\",\n\"ctaLink\": \"https://online.citi.com/US/ag/cards/pre-screen?OC=CC-CITI-3CW&intc=HP24_PQ_3Up_PPMcards\",\n\"pdpBypassFlag\": \"false\",\n\"secondaryPdpBypassCtaLabel\": \"\",\n\"linkTarget\": \"_self\",\n\"imgLarge\": \"/JRS/banners/modules/HP10598_Module_3UP.jpg\",\n\"imgSmall\": \"\",\n\"videoObject\": \"\",\n\"heroImg1\": \"\",\n\"homepage2Image\" : \"\",\n\"heroImg2\": \"\",\n\"imgTitle\": \"\",\n\"prodTitle\": \"\",\n\"prodImg\": \"\",\n\"prodFlag\": \"true\",\n\"speedBump\": \"\",\n\"copyBgColor\" : \"\",\n\"imgTitle\": \"\",\n\"mmTitle\": \"See If You're Pre-Qualified\",\n\"mmBody\": \"Getting started is fast and easy. 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Member FDIC.\",\n\"ctaLabel\": \"Learn More\",\n\"ctaImage\": \"\",\n\"ctaLink\": \"https://www.citi.com/banking/checking-account?intc=citihpmenu_overview_checking&intc=acquire_bank_bnr_0124_CHKgen2024Simplified\",\n\"linkTarget\": \"\",\n\"imgLarge\": \"/JRS/banners/modules/HP_7430_M1M7_Image.jpg\",\n\"imgSmall\": \"\",\n\"videoObject\": \"\",\n\"heroImg1\": \"\",\n\"homepage2Image\" : \"/JRS/banners/homepage2/HP_7430_H2_Image.png\",\n\"heroImg2\": \"\",\n\"imgTitle\": \"\",\n\"prodTitle\": \"\",\n\"prodImg\": \"\",\n\"prodFlag\": \"false\",\n\"speedBump\": \"\",\n\"copyBgColor\": \"\",\n\"heroColor\": \"\",\n\"mmTitle\": \"Simplified Banking\",\n\"mmBody\": \"Citi mobile banking allows you to manage your money and pay friends — all while on-the-go. Member FDIC.\"}","GROUP_TYPE":"Container","SET_NOTIFICATION":"N","CONTENT_ID":"HP23_Chk_LRN_Mtgen_HP","NAME":"HP23_Chk_LRN_Mtgen_HP"},"copy$$homepageFooterDisclaimer":{"SUBGROUP_TYPE":"Container","GROUP_TYPE":"Container","SET_NOTIFICATION":"N","CONTENT_ID":"homepageFooterDisclaimer","NAME":"homepageFooterDisclaimer","disclaimer1":"Citibank.com provides information about and access to accounts and financial services provided by Citibank, \u003Cabbr title=\"North America\">\u003Cspan aria-hidden='true'>N.A\u003C/span>\u003C/abbr>. and its affiliates in the United States and its territories. It does not, and should not be construed as, an offer, invitation or solicitation of services to individuals outside of the United States.\n\u003Cbr>\u003Cbr>\nTerms, conditions and fees for accounts, products, programs and services are subject to change. Not all accounts, products, and services as well as pricing described here are available in all jurisdictions or to all customers. Your eligibility for a particular product and service is subject to a final determination by Citibank. Your country of citizenship, domicile, or residence, if other than the United States, may have laws, rules, and regulations that govern or affect your application for and use of our accounts, products and services, including laws and regulations regarding taxes, exchange and/or capital controls that you are responsible for following.\n\u003Cbr>\u003Cbr>\nThe products, account packages, promotional offers and services described in this website may not apply to customers of \u003Ca target=\"_blank\" href=\"https://online.citi.com/JRS/portal/template.do?ID=international-personal-bank&l=en&locale=en_US\" style=\"outline: none;\">International Personal Bank U.S.\u003C/a> in the Citigold\u003Csup>®\u003C/sup> Private Client International, Citigold\u003Csup>®\u003C/sup> International, Citi International Personal, Citi Global Executive Preferred, and Citi Global Executive Account Packages.\u003Cbr>\u003Cbr>"},"copy$$HP24_THD_PDP_STD_Generic":{"SUBGROUP_TYPE":"Container","TEXT":"{\"contentID\": \"HP24_THD_PDP_STD_Generic\",\n\"hdText\": \"CITI RETAIL SERVICES\",\n\"subText\": \"The Card for Your Home Improvement Needs\",\n\"descriptionText\": \"Extend your purchasing power for everyday transactions with the Home Depot\u003Csup>®\u003C/sup> card and enjoy benefits and perks.\",\n\"ctaLabel\": \"Learn More\",\n\"ctaImage\": \"\",\n\"ctaLink\": \"https://www.citi.com/credit-cards/citi-home-depot-consumer-credit-card?afc=106&intc=homedepotbannertest\",\n\"pdpBypassFlag\": \"false\",\n\"pdpBypassCtaLabel\": \"\",\n\"pdpBypassCtaLink\": \"\",\n\"secondaryPdpBypassCtaLabel\": \"\",\n\"linkTarget\": \"_self\",\n\"imgLarge\": \"/JRS/banners/modules/HP_9268_Home_Depot_Module3UP.jpg\",\n\"imgSmall\": \"\",\n\"videoObject\": \"\",\n\"heroImg1\": \"\",\n\"homepage2Image\": \"/JRS/banners/homepage2/HP_9268_Home_Depot_Hero.png\",\n\"prodFlag\": \"true\",\n\"copyBgColor\" : \"classLightGrey\",\n\"heroImg2\": \"\",\n\"imgTitle\": \"\",\n\"prodTitle\": \"\",\n\"speedBump\": \"\",\n\"mmTitle\": \"The Card for Your Home Improvement Needs\",\n\"mmBody\": \"Extend your purchasing power for everyday transactions with the Home Depot\u003Csup>®\u003C/sup> card and enjoy benefits and perks.\",\n\"secondaryPdpBypassCtaModal\": \"\"}","GROUP_TYPE":"Container","SET_NOTIFICATION":"N","CONTENT_ID":"HP24_THD_PDP_STD_Generic","NAME":"HP24_THD_PDP_STD_Generic"},"copy$$HP24_CostcoC_App_STD_Fave":{"SUBGROUP_TYPE":"Container","TEXT":"{\"contentID\": \"HP24_CostcoC_App_STD_Fave\",\n\"hdText\": \"COSTCO ANYWHERE VISA\u003Csup>®\u003C/sup> CARD BY CITI\",\n\"subText\": \"Your Favorite Store. Your Favorite Card.\",\n\"descriptionText\": \"Maximize your Costco membership by earning cash back rewards everywhere Visa is accepted.\",\n\"ctaLabel\": \"Learn More\",\n\"ctaImage\": \"\",\n\"ctaLink\": \"https://www.citi.com/credit-cards/citi-costco-anywhere-visa-credit-card?category=savings-and-cash-back-credit-cards&intc=citihpmenu~creditcards~vac&afc=1A8\",\n\"pdpBypassFlag\": \"true\",\n\"pdpBypassCtaLabel\": \"Apply Now\",\n\"pdpBypassCtaLink\": \"https://online.citi.com/US/ag/cards/application?app=UNSOL&ID=3405&HKOP=93756d6603bf39def877bbd9754c22d6ed0582e4fe3c7e1645d67dbb016efbe2\",\n\"secondaryPdpBypassCtaLabel\": \"Additional Information\",\n\"secondaryPdpBypassCtaLink\": \"\",\n\"linkTarget\": \"_blank\",\n\"imgLarge\": \"/JRS/banners/modules/HP_12396_3UP_Module.jpg\",\n\"imgSmall\": \"\",\n\"videoObject\": \"\",\n\"heroImg1\": \"\",\n\"homepage2Image\": \"/JRS/banners/homepage2/HP_12396_Hero.png\",\n\"prodFlag\": \"true\",\n\"copyBgColor\" : \"classLightGrey\",\n\"heroImg2\": \"\",\n\"imgTitle\": \"\",\n\"prodTitle\": \"\",\n\"speedBump\": \"\",\n\"mmTitle\": \"Your Favorite Store. Your Favorite Card.\",\n\"mmBody\": \"Maximize your Costco membership by earning cash back rewards everywhere Visa is accepted.\",\n\"secondaryPdpBypassCtaModal\": \"\u003Cdiv class=\\\"cds-modal-header\\\">\u003Ch2 class=\\\"cds-modal-title\\\">\u003Cb>Costco Cash Back Rewards Program Terms\u003C/b>\u003C/h2>\u003C/div>\u003Cdiv class=\\\"cds-modal-body\\\">\u003Cp>Your Card Account will earn cash back rewards based on your purchases that can be redeemed for merchandise or cash back at any U.S. Costco warehouse, including Puerto Rico.\u003C/p>\u003Ch3>\u003Cstrong>Earning Cash Back Rewards on Purchases:\u003C/strong>\u003C/h3>\u003Cp>You'll earn cash back rewards for purchases using your Card Account, minus returns and refunds, as follows:\u003C/p>\u003Cul>\u003Cli>\u003Cspan>5% cash back on gas purchased at Costco warehouse locations and 4% cash back on other eligible gas and eligible electric vehicle (EV) charging purchases worldwide for the first $7,000 per year in combined Costco and other eligible gas and/or EV charging purchases, and then 1% thereafter.\u003C/span>\u003C/li>\u003Cul>\u003Cli>\u003Cspan>\u003Cstrong>Certain Non-Qualifying Purchases.\u003C/strong> You will only earn 1% cash back, not 5% or 4%, for gas or EV charging purchased at superstores, supermarkets and warehouse clubs other than Costco or for fuel used for non-automobile purposes.\u003C/span>\u003C/li>\u003C/ul>\u003Cli>\u003Cspan>3% cash back on restaurant (including cafes, bars, lounges and fast food restaurants) and eligible travel purchases worldwide, including airfare, hotels, car rentals, travel agencies, cruise lines and Costco Travel.\u003C/span>\u003C/li>\u003Cul>\u003Cli>\u003Cspan>\u003Cstrong>Certain Non-Qualifying Purchases.\u003C/strong>You will only earn 1%, not 3%, for purchases made at bakeries and certain restaurants/cafes inside department stores, grocery or warehouse clubs. Additionally, you will only earn 1%, not 3%, for purchases made at timeshares, campgrounds, bed & breakfasts and for purchases of train and commuter travel.\u003C/span>\u003C/li>\u003C/ul>\u003Cli>\u003Cspan>2% cash back on all other purchases from Costco and Costco.com.\u003C/span>\u003C/li>\u003Cli>\u003Cspan>1% cash back on all other purchases, including the non-qualifying purchases listed above.\u003C/span>\u003C/li>\u003C/ul>\u003Ch3>\u003Cstrong>What doesn't qualify as a purchase?\u003C/strong>\u003C/h3>\u003Cp>The following types of transactions don't qualify as purchases that earn cash back rewards:\u003C/p>\u003Cul>\u003Cli>\u003Cspan>Use of checks that access your Card Account\u003C/span>\u003C/li>\u003Cli>\u003Cspan>Balance transfers\u003C/span>\u003C/li>\u003Cli>\u003Cspan>Cash advances\u003C/span>\u003C/li>\u003Cli>\u003Cspan>Travelers checks, foreign currency purchases, money orders, wire transfers and similar cash-like transactions\u003C/span>\u003C/li>\u003Cli>\u003Cspan>Lottery tickets, gaming chips and similar betting transactions\u003C/span>\u003C/li>\u003Cli>\u003Cspan>Interest and account fees\u003C/span>\u003C/li>\u003Cli>\u003Cspan>Unauthorized charges\u003C/span>\u003C/li>\u003Cli>\u003Cspan>Items returned for credit\u003C/span>\u003C/li>\u003C/ul>\u003Ch3>\u003Cstrong>Merchant Classification for Rewards Categories:\u003C/strong>\u003C/h3>\u003Cp>Merchants are assigned a merchant category code (\\\"MCC\\\"), which is determined in accordance with Visa procedures based on the kinds of products and services the merchants primarily sell. We don't control the assignment of these codes and are not responsible for the codes used by merchants. When you use your card to make a purchase, we're provided an MCC for that purchase. We group similar merchant codes into categories for purposes of making rewards offers. Sometimes you may expect a purchase to fit within a rewards category, but if the code assigned to the merchant wasn't grouped into that category, as recognized by Citi, your purchase will not qualify for additional cash back rewards. For example, you won't earn additional rewards for purchases at a restaurant located within a retailer if the restaurant is assigned a \\\"retailer\\\" code instead of a \\\"restaurant\\\" code and you won't earn additional rewards for purchases at a gas station if it is assigned a \\\"convenience store\\\" code instead of a \\\"service station\\\" or \\\"automated fuel dispensers\\\" code. Please also note — purchases made through mobile/wireless technology may not earn additional cash back rewards depending on how the technology is set up to process the purchase. We reserve the exclusive right to determine which purchases qualify for additional cash back rewards.\u003C/p>\u003Ch3>\u003Cstrong>Returns:\u003C/strong>\u003C/h3>\u003Cp>Returned items may result in credits being applied to your Card Account which will reduce or may eliminate accumulated cash back rewards and may result in a negative cash rewards balance. If your Card Account has a negative cash back rewards balance, any newly earned cash back rewards will be used to offset such negative cash back rewards balance until such balance has been brought to zero.\u003C/p>\u003Ch3>\u003Cstrong>Receiving & Redeeming Cash Back Rewards:\u003C/strong>\u003C/h3>\u003Cp>Your reward is distributed annually once your February billing statement closes. Your reward is distributed in the form of a credit card reward certificate, unless your annual reward amount is greater than $10,000, in which case Citi and Costco reserve the right to distribute your reward in an alternative form (e.g., a check or electronic transfer), at Citi's and/or Costco's discretion. Credit card reward certificates are redeemable through December 31 of the year issued in a single transaction at any U.S. Costco warehouse, including in Puerto Rico, for merchandise or cash back. An alternative form for redemption other than within the warehouse may be provided at Citi and/ or Costco's discretion. The credit card reward certificate, or alternative-form distribution, will contain your cash back rewards balance based on your eligible purchases during the annual reward period. The annual reward period is based on January through December billing statements. Should you choose to redeem only a portion of the certificate for merchandise, you will receive the remaining balance in cash or an alternative form (e.g. check or electronic transfer), at the Costco warehouse's discretion. Requests to redeem the credit card reward certificate for cash may be fulfilled in an alternative form (e.g., a check or electronic transfer), at the Costco warehouse's discretion. Your credit card reward certificate must be redeemed in person on or prior to its expiration date of December 31 in the year in which it is issued, unless an alternative form for redemption is provided (at Citi and/or Costco's discretion). Any cash back rewards you have earned on purchases made by Authorized Users on your Card Account will be added to your cash back rewards total. Only you, the primary cardmember, are eligible to receive the annual credit card reward certificate; however, you or anyone you authorize may redeem the certificate as long as you or the authorized individual has a valid Costco membership. You will not receive a credit card reward certificate if your reward is less than $1 or your account is closed at the time your credit card reward certificate is scheduled to be sent. Any cash back rewards that had been accrued at that time will be forfeited, unless prohibited by law or otherwise indicated below. You must maintain your Costco Membership to redeem your credit card reward certificate, unless prohibited by law. \u003C/p>\u003Ch3>\u003Cstrong>Account Closure:\u003C/strong>\u003C/h3>\u003Cp>If we are notified of your death, earned cash back rewards will be distributed via check to the executor or administrator of your estate.\u003C/p>\u003Cp>If we close your Card Account for any other reason, you will no longer be able to earn cash back rewards, and you will forfeit any cash back rewards accumulated, but not yet distributed, unless prohibited by law. If you close or convert your Card Account prior to receiving the credit card reward certificate in your February billing statement, any earned cash back rewards will be forfeited, unless prohibited by law.\u003C/p>\u003Ch3>\u003Cstrong>Forfeiture:\u003C/strong>\u003C/h3>\u003Cp>Any cash back rewards not redeemed by December 31 of the year of issuance of the credit card reward certificate will be forfeited.\u003C/p>\u003Ch3>\u003Cstrong>Value of Cash Back Rewards:\u003C/strong>\u003C/h3>\u003Cp>Cash back rewards have no cash value until such time as they are redeemed.\u003C/p>\u003Ch3>\u003Cstrong>Property Rights:\u003C/strong>\u003C/h3>\u003Cp>You have no property rights or other legal interests in cash back rewards. Cash back rewards may not be transferred to any other person including through such events as inheritance, bankruptcy or divorce. cash back rewards cannot be assigned or pledged.\u003C/p>\u003Ch3>\u003Cstrong>Changes to Program Rules:\u003C/strong>\u003C/h3>\u003Cp>We may make changes to the cash back rewards Program at any time, and if required by law, will provide notice. We will give you advanced written notice if we make any of the following changes: a change that negatively affects the number of cash back rewards you can earn, a change that negatively affects how/when you may lose your cash back rewards, a change that negatively affects how you can exercise your rights with respect to cash back rewards, or if we cancel the program.\u003C/p>\u003Ch3>\u003Cstrong>Fraud, Misuse, Abuse or Suspicious Activity:\u003C/strong>\u003C/h3>\u003Cp>If we see evidence of fraud, misuse, abuse, or suspicious activity, as determined by us in our sole discretion, we reserve the right to take action against you and your account. 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Limited Time Offer!\",\n\"secondaryPdpBypassCtaModal\": \"\u003Cdiv class=\\\"cds-modal-header\\\">\u003Ch2 class=\\\"cds-modal-title\\\">\u003Cstrong>Additional Information - Citi\u003Csup>®\u003C/sup> / AAdvantage\u003Csup>®\u003C/sup> Platinum Select\u003Csup>®\u003C/sup> World Elite Mastercard\u003Csup>®\u003C/sup>\u003C/strong> \u003C/h2>\u003C/div>\u003Cdiv class=\\\"cds-modal-body\\\">\u003Ch3>\u003Cstrong>Offer Availability\u003C/strong>\u003C/h3>\u003Cp>American Airlines AAdvantage\u003Csup>®\u003C/sup> bonus miles are not available if you have received a new account bonus for a Citi\u003Csup>®\u003C/sup> / AAdvantage\u003Csup>®\u003C/sup> Platinum Select\u003Csup>®\u003C/sup> account in the past 48 months. \u003Cstrong>The card offer referenced in this communication is only available to individuals who reside in the United States and its territories, excluding Puerto Rico and U.S. Virgin Islands.\u003C/strong>\u003C/p>\u003Ch3>\u003Cstrong>AAdvantage\u003Csup>®\u003C/sup> Bonus Miles\u003C/strong>\u003C/h3>\u003Cp>Balance transfers, cash advances, checks that access your credit card account, items and services returned for credit, unauthorized charges, interest and account fees, traveler's checks, purchases of foreign currency, money orders, wire transfers (and similar cash-like transactions), lottery tickets, and gaming chips (and similar betting transactions) are not purchases. American Airlines AAdvantage\u003Csup>®\u003C/sup> bonus miles typically will appear as a bonus in your AAdvantage\u003Csup>®\u003C/sup> account 8-10 weeks after you have met the purchase requirements. AAdvantage\u003Csup>®\u003C/sup> miles may be earned on purchases made by primary credit cardmembers and Authorized Users. Purchases must post to your account during the promotional period. Many merchants will wait for a purchase to ship before they post the purchase to your account. AAdvantage\u003Csup>®\u003C/sup> miles earned will be posted to the primary credit cardmember's AAdvantage\u003Csup>®\u003C/sup> account.\u003C/p>\u003Ch3>\u003Cstrong>1 AAdvantage\u003Csup>®\u003C/sup> Mile Per $1\u003C/strong>\u003C/h3>\u003Cp>AAdvantage\u003Csup>®\u003C/sup> miles are earned on purchases, except balance transfers, cash advances, checks that access your credit card account, items and services returned for credit, unauthorized charges, interest and account fees, traveler's checks, purchases of foreign currency, money orders, wire transfers (and similar cash-like transactions), lottery tickets, and gaming chips (and similar betting transactions). AAdvantage\u003Csup>®\u003C/sup> miles may be earned on purchases made by primary credit cardmembers and Authorized Users. AAdvantage\u003Csup>®\u003C/sup> miles earned will be posted to the primary credit cardmember's AAdvantage\u003Csup>®\u003C/sup> account in 8-10 weeks.\u003C/p>\u003Ch3>\u003Cstrong>2X AAdvantage\u003Csup>®\u003C/sup> Miles on American Airlines Purchases\u003C/strong>\u003C/h3>\u003Cp>Earn 1 AAdvantage\u003Csup>®\u003C/sup> base mile and 1 AAdvantage\u003Csup>®\u003C/sup> bonus mile, for a total of 2 AAdvantage\u003Csup>®\u003C/sup> miles on eligible American Airlines purchases. Eligible American Airlines purchases are items billed by American Airlines as merchant of record booked through American Airlines channels (aa.com, American Airlines reservations, American Airlines Admirals Club\u003Csup>®\u003C/sup>, American Airlines Vacations and American Airlines airport and city ticket counters). Products or services that do not qualify are car rentals and hotel reservations, purchase of AAdvantage\u003Csup>®\u003C/sup> status boost or renewal, and AA Cargo™ products and services. AAdvantage\u003Csup>®\u003C/sup> miles earned will be posted to the primary credit cardmember's AAdvantage\u003Csup>®\u003C/sup> account in 8-10 weeks.\u003C/p>\u003Ch3>\u003Cstrong>2X AAdvantage\u003Csup>®\u003C/sup> Miles at Restaurants and Gas Stations\u003C/strong>\u003C/h3>\u003Cp>Earn 1 AAdvantage\u003Csup>®\u003C/sup> base mile and 1 AAdvantage\u003Csup>®\u003C/sup> bonus mile, for a total of 2 AAdvantage\u003Csup>®\u003C/sup> miles for each $1 spent on purchases at restaurants (including cafes, bars, lounges, and fast food restaurants) and at gas stations. Food and beverage purchases made at the American Airlines Admirals Club\u003Csup>®\u003C/sup> will awarded 2 AAdvantage\u003Csup>®\u003C/sup> miles for each $1 spent as part of the Double AAdvantage\u003Csup>®\u003C/sup> miles on American Airlines Purchases benefit.\u003C/p>\u003Ch3>\u003Cstrong>Certain Non-Qualifying Purchases\u003C/strong>\u003C/h3>\u003Cp>Restaurant purchases not eligible to receive double AAdvantage\u003Csup>®\u003C/sup> miles include, but are not limited to, supercenters, warehouse clubs, discount stores, restaurants / cafes inside department stores, bowling alleys, public and private golf courses, country clubs, convenience stores, movie theaters, caterers, and meal kit delivery services. Gas station purchases not eligible to receive double AAdvantage\u003Csup>®\u003C/sup> miles include, but are not limited to, purchases made at warehouse clubs that do not code gas station purchases under a gas station code, discount stores, department stores, and convenience stores.\u003C/p>\u003Ch3>\u003Cstrong>Merchant Classification for Rewards Categories\u003C/strong>\u003C/h3>\u003Cp>Merchants are assigned a merchant category code (\\\"MCC\\\"), which is determined in accordance with Visa/Mastercard/American Express procedures based on the kinds of products and services the merchants primarily sell. Citi does not control the assignment of these codes and are not responsible for the codes used by merchants. When you use your card to make a purchase, Citi is provided an MCC for that purchase. Citi groups similar merchant codes into categories for purposes of making rewards offers. Sometimes you may expect a purchase to fit within a rewards category, but if the code assigned to the merchant wasn't grouped into that category as recognized by Citi, your purchase will not qualify for additional AAdvantage\u003Csup>®\u003C/sup> miles. [For example, you won't earn additional AAdvantage\u003Csup>®\u003C/sup> miles for purchases at a restaurant located within a retailer if the restaurant is assigned a \\\"retailer\\\" code instead of a \\\"restaurant\\\" code.] Please also note – purchases made through mobile/wireless technology may not earn additional AAdvantage\u003Csup>®\u003C/sup> miles depending on how the technology is set up to process the purchase.\u003C/p>\u003Cp>Citi reserves the right to determine which purchases qualify for this offer. AAdvantage\u003Csup>®\u003C/sup> miles may be earned on purchases made by primary credit cardmembers and Authorized User. Balance transfers, cash advances, checks that access your credit card account, items and services returned for credit, unauthorized charges, interest and account fees, traveler's checks, purchases of foreign currency, money orders, wire transfers (and similar cash-like transactions), lottery tickets, and gaming chips (and similar betting transactions) do not earn AAdvantage\u003Csup>®\u003C/sup> miles. AAdvantage\u003Csup>®\u003C/sup> miles earned will be posted to the primary credit cardmember's AAdvantage\u003Csup>®\u003C/sup> account in 8-10 weeks.\u003C/p>\u003Ch3>\u003Cstrong>1 Loyalty Point per eligible AAdvantage\u003Csup>®\u003C/sup> mile\u003C/strong>\u003C/h3>\u003Cp>1 Loyalty Point accrues for every eligible AAdvantage\u003Csup>®\u003C/sup> mile earned on purchases, excluding balance transfers, cash advances, checks that access your credit card account, items and services returned for credit, unauthorized charges, interest and account fees, traveler's checks, purchases of foreign currency, money orders, wire transfers (and similar cash-like transactions), lottery tickets, and gaming chips (and similar betting transactions). Eligible AAdvantage\u003Csup>®\u003C/sup> miles include the AAdvantage\u003Csup>®\u003C/sup> base miles earned on purchases, and do not include any AAdvantage\u003Csup>®\u003C/sup> bonus miles or accelerators. Loyalty Points may be earned on AAdvantage\u003Csup>®\u003C/sup> miles on purchases made by primary credit cardmembers and Authorized Users. Loyalty Points earned will be posted to the primary credit cardmember's AAdvantage\u003Csup>®\u003C/sup> account in 8-10 weeks.\u003C/p>\u003Ch3>\u003Cstrong>Preferred Boarding\u003C/strong>\u003C/h3>\u003Cp>For benefit to apply, the Citi\u003Csup>®\u003C/sup> / AAdvantage\u003Csup>®\u003C/sup> account must be open 7 days prior to air travel, and reservation must include the primary credit cardmember's American Airlines AAdvantage\u003Csup>®\u003C/sup> number 7 days prior to air travel. If you are checking in online for your flight to be eligible for preferred boarding on this trip, you must be a party to this reservation and apply and be approved for a Citi\u003Csup>®\u003C/sup> / AAdvantage\u003Csup>®\u003C/sup> credit card through the link on the checking bags page aa.com or mobile app during check-in. To access this link, you must have an active domestic flight reservation that departs within 24-hours or be eligible for check-in.\u003C/p>\u003Cp>If your credit card account is closed for any reason, this benefit will be cancelled. This benefit will not be available for travel on codeshare flights booked with an American Airlines flight number but operated by another airline. Up to four (4) companions traveling with and listed in the same reservation as the Citi\u003Csup>®\u003C/sup> / AAdvantage\u003Csup>®\u003C/sup> primary credit cardmember are eligible to board at the same time as the primary credit cardmember. Applicable terms and conditions are subject to change without notice. Eligible credit cardmembers will board after Priority boarding is complete, but before the rest of economy boarding. The boarding benefit will display on your American Airlines boarding pass as Group 5. This benefit applies on flights marketed and operated by American Airlines, or on flights marketed by American Airlines and operated as American Eagle\u003Csup>®\u003C/sup> flights by Envoy Air Inc., Republic Airways Inc., SkyWest Airlines, Inc., Air Wisconsin Airlines, PSA Airlines, Inc., or Piedmont Airlines, Inc. \u003C/p>\u003Ch3>\u003Cstrong>First Checked Bag Free\u003C/strong>\u003C/h3>\u003Cp>For benefit to apply, the Citi\u003Csup>®\u003C/sup> / AAdvantage\u003Csup>®\u003C/sup> account must be open 7 days prior to air travel, and reservation must include the primary credit cardmember's American Airlines AAdvantage\u003Csup>®\u003C/sup> number 7 days prior to air travel. If you are checking in online for your flight to be eligible for first checked bag free on this trip, you must be a party to this reservation and apply and be approved for a Citi\u003Csup>®\u003C/sup> / AAdvantage\u003Csup>®\u003C/sup> credit card through the link on the checking bags page aa.com or mobile app during check-in. To access this link, you must have an active domestic flight reservation that departs within 24-hours or be eligible for check-in.\u003C/p>\u003Cp>If your credit card account is closed for any reason, these benefits will be cancelled. Eligible Citi\u003Csup>®\u003C/sup> / AAdvantage\u003Csup>®\u003C/sup> primary credit cardmembers may check one bag free of charge when traveling on domestic itineraries marketed and operated by American Airlines, or on itineraries marketed by American Airlines and operated as American Eagle\u003Csup>®\u003C/sup> flights by Envoy Air Inc., Republic Airways Inc., SkyWest Airlines, Inc., Air Wisconsin Airlines, PSA Airlines, Inc., or Piedmont Airlines, Inc. All flights on the itinerary must be domestic flights marketed by American Airlines and operated by American Airlines or American Eagle. This benefit will not be available for travel on codeshare flights booked with an American Airlines flight number but operated by another airline. For the Citi\u003Csup>®\u003C/sup> / AAdvantage\u003Csup>®\u003C/sup> credit card, up to four (4) companions traveling with the eligible primary credit cardmember will also get their first checked bag free of charge if they are listed in the same reservation. Waiver does not apply to overweight or oversized bags. This benefit cannot be combined with any existing AAdvantage\u003Csup>®\u003C/sup> program benefits, or with First or Business class benefits, including any waiver of baggage charges. Please see aa.com/baggage for baggage weight and size restrictions. Applicable terms and conditions are subject to change without notice.\u003C/p>\u003Ch3>\u003Cstrong>25% Savings on Eligible Inflight Purchases\u003C/strong>\u003C/h3>\u003Cp>Citi\u003Csup>®\u003C/sup> / AAdvantage\u003Csup>®\u003C/sup> credit cardmembers will receive a 25% savings on inflight purchases of food and beverages on flights operated by American Airlines when purchased with their Citi\u003Csup>®\u003C/sup> / AAdvantage\u003Csup>®\u003C/sup> card. Savings do not apply to any other inflight purchases, such as wireless internet access. This benefit applies to domestic flights marketed and operated by American Airlines or on domestic flights marketed by American Airlines and operated by Envoy Air Inc., Republic Airways Inc., SkyWest Airlines, Inc., Air Wisconsin Airlines, Inc., PSA Airlines, Inc., or Piedmont Airlines, Inc. This benefit is not available on codeshare flights booked with an American Airlines flight number but operated by another airline. Offer is available on eligible flights as long as supplies last. Savings will appear as a statement credit 8-10 weeks after the transaction is posted to the credit cardmember's card account. Applicable terms and conditions are subject to change without notice.\u003C/p>\u003Ch3>\u003Cstrong>$125 American Airlines Flight Discount\u003C/strong>\u003C/h3>\u003Cp>Earn a $125 American Airlines Flight Discount certificate (the \\\"Flight Discount\\\") after you spend $20,000 or more in purchases that post to your Citi\u003Csup>®\u003C/sup> / AAdvantage\u003Csup>®\u003C/sup> Platinum Select\u003Csup>®\u003C/sup> credit card billing statement during your credit cardmembership year (every 12 months from the billing cycle after your anniversary month through the billing cycle of your next anniversary month). With the exception of special account status or circumstances (e.g. Military relief programs), the anniversary month will coincide with the month in which the annual fee is billed. To receive the Flight Discount, your account must be open for one full billing cycle after your anniversary month. For your first year of credit cardmembership, purchases qualify as of the date of your account opening. The Flight Discount expires one year from date of issue of the certificate. The Flight Discount is redeemable toward the initial ticket purchase of air travel only on flights marketed or operated by American Airlines or American Airlines codeshare flights for itineraries originating in the U.S., Puerto Rico, or U.S. Virgin Islands, and sold in US Dollars. The Flight Discount is redeemable online at aa.com, or by calling American Airlines Reservations. A reservations services fee may apply for travel booked through American Airlines Reservations. The Flight Discount is redeemable only toward the purchase of the base airfare and directly associated taxes, fees and charges that are collected as part of the fare calculation for travel. The Flight Discount cannot be used to pay the taxes and charges on mileage redemption tickets where only taxes and fees are being collected. The Flight Discount may not be used for flight products and/or services that are sold separately or non-flight products and/or services sold by American Airlines. If the ticket price is greater than the value of the Flight Discount, the difference must be paid only with a credit, debit or charge card, or with American Airlines Gift Cards. Any unused balance can be applied towards eligible future travel until the stated expiration date. If travel booked with the Flight Discount is cancelled or changed by the credit cardmember, the Flight Discount will be forfeited and the credit cardmember will be responsible for any applicable fare difference and the applicable change fee. The Flight Discount will not be replaced for any reason. The Flight Discount is non-refundable, may not be sold and has no cash redemption value. After qualification, please allow 8-12 weeks for delivery of the Flight Discount.\u003C/p>\u003Ch3>\u003Cstrong>No Mileage Cap\u003C/strong>\u003C/h3>\u003Cp>There is no maximum number of American Airlines AAdvantage\u003Csup>®\u003C/sup> miles that you can accumulate through your Citi\u003Csup>®\u003C/sup> / AAdvantage\u003Csup>®\u003C/sup> credit card account.\u003C/p>\u003Cp>If Citi sees evidence of fraud, misuse, abuse, or suspicious activity, as determined by Citi in its sole discretion, Citi reserves the right to take action against you and your credit card account. This may include, without limitation and without prior notice, declining your credit card account application, stopping you from earning American Airlines AAdvantage\u003Csup>®\u003C/sup> miles for purchases made with your card, suspending or closing your Citi\u003Csup>®\u003C/sup> / AAdvantage\u003Csup>®\u003C/sup> card account, and advising American Airlines of such activity. Citi may also take legal action against you to recover monetary losses, including litigation costs and damages. Examples of activities that may trigger such actions include, but are not limited to, the following: (1) application for a card account in an attempt to take advantage of a bonus offer that was not intended for you or for which you are not eligible per the terms of the offer; (2) repeated cancellation or conversion of your Citi card accounts within one year after account opening or conversion; (3) returns of purchases you made to satisfy all or a substantial portion of the purchase requirements for a bonus offer or excessive returns of purchases for which you have earned AAdvantage\u003Csup>®\u003C/sup> miles or (4) using your account other than for personal, family, or household purposes.\u003C/p>\u003Cp>The Card Account is only available if you have an open AAdvantage\u003Csup>®\u003C/sup> program membership in your name. Citi reserves the right to cancel your Card Account if you or American Airlines terminates or deactivates your AAdvantage\u003Csup>®\u003C/sup> program membership.\u003C/p>\u003Cp>American Airlines reserves the right to change the AAdvantage\u003Csup>®\u003C/sup> program and its terms and conditions at any time with or without notice, and to end the AAdvantage\u003Csup>®\u003C/sup> program with six months' notice. Any such changes may affect your ability to use AAdvantage\u003Csup>®\u003C/sup> Rewards and Benefits that you have already accumulated. American Airlines is not responsible for products or services offered by other participating companies. All third-party provider terms and conditions apply. For more information on miles and Loyalty Points, visit aa.com/loyaltypoints. For complete details about the AAdvantage\u003Csup>®\u003C/sup> program, visit aa.com/aadvantage. For the AAdvantage\u003Csup>®\u003C/sup> terms and conditions, visit aa.com/aadvantageterms.\u003C/p>\u003Cp>Travel booked on American Airlines may be American Eagle\u003Csup>®\u003C/sup> service, operated by Envoy Air Inc., Republic Airways Inc., SkyWest Airlines, Inc., Air Wisconsin Airlines, PSA Airlines, Inc., or Piedmont Airlines, Inc.\u003C/p>\u003Cp>American Airlines, American Eagle, AAdvantage\u003Csup>®\u003C/sup>, AAdvantage Million Miler™, AAdvantage Business™, Flagship, Admirals Club, AAdvantage Executive Platinum\u003Csup>®\u003C/sup>, AAdvantage Platinum Pro\u003Csup>®\u003C/sup>, AAdvantage Platinum\u003Csup>®\u003C/sup>, AAdvantage Gold\u003Csup>®\u003C/sup>, AAdvantage\u003Csup>®\u003C/sup> MileUp\u003Csup>®\u003C/sup>, the Flight Symbol logo and the Tail Design are marks of American Airlines, Inc. \u003C/p>\u003Cp>Citibank is not responsible for products or services offered by other companies. Cardmember program terms are subject to change.\u003C/p>\u003Cp>\u003Cstrong>one\u003C/strong>world\u003Csup>®\u003C/sup> is a registered trademark of \u003Cstrong>one\u003C/strong>world Alliance, LLC. \u003C/p>\u003Cp>Mastercard, World Elite and the circles design are registered trademarks of Mastercard International Incorporated.\u003C/p>\u003Cp>The Contactless Indicator mark, consisting of four graduating arcs, is a trademark owned by and used with permission of EMVCo, LLC.\u003C/p>\u003C/div>\"}","GROUP_TYPE":"Container","SET_NOTIFICATION":"N","CONTENT_ID":"HP24_AAP_App_LTO_75k","NAME":"HP24_AAP_App_LTO_75k"},"copy$$HP25_Sav_LRN_Earn_PPO_Q1":{"SUBGROUP_TYPE":"Container","TEXT":"{\n\"contentID\": \"HP25_Sav_LRN_Earn_PPO_Q1\",\n\"hdText\": \"CITI\u003Csup>®\u003C/sup> SAVINGS ACCOUNT\",\n\"subText\": \"\",\n\"dynamicRatesFlag\": \"true\",\n\"dynamicRatesOfferValue1\": \":RATE_PAPR\",\n\"dynamicRatesOfferText1\": \"Promotional Interest Rate\",\n\"dynamicRatesOfferValue2\": \":RATE_PAPY\",\n\"dynamicRatesOfferText2\": \"Annual Percentage Yield\",\n\"descriptionText\": \"Earn a Promotional Interest Rate for up to 3 months when you make a minimum deposit of \u003Cstrong>$25,000 in \\\"New-to-Citibank Funds.\\\"\u003C/strong> Activities required.\",\n\"ctaLabel\": \"Learn More\",\n\"ctaImage\": \"\",\n\"ctaLink\": \"https://banking.citi.com/cbol/savings-promotion/featured-offer/default.htm?open=online&venue=HP&intc=acquire_bank_bnr_0125_PPOHPDynRates\",\n\"linkTarget\": \"_self\",\n\"pdpBypassFlag\": \"false\",\n\"pdpBypassCtaLabel\": \"\",\n\"pdpBypassCtaLink\": \"\",\n\"secondaryPdpBypassCtaLabel\": \"\",\n\"secondaryPdpBypassCtaLink\": \"\",\n\"imgLarge\": \"/JRS/banners/modules/HP_12020_3UP_Module.jpg\",\n\"imgSmall\": \"\",\n\"homepage2Image\" : \"/JRS/banners/homepage2/HP_12020_Hero.png\",\n\"imgTitle\": \"\",\n\"prodTitle\": \"\",\n\"prodImg\": \"\",\n\"prodFlag\": \"false\",\n\"mmTitle\": \"\",\n\"mmBody\": \"Earn a Promotional Interest Rate for up to 3 months when you make a minimum deposit of \u003Cstrong>$25,000 in \\\"New-to-Citibank Funds.\\\"\u003C/strong> Activities required.\"\n}","GROUP_TYPE":"Container","SET_NOTIFICATION":"N","CONTENT_ID":"HP25_Sav_LRN_Earn_PPO_Q1","NAME":"HP25_Sav_LRN_Earn_PPO_Q1"},"copy$$dc_citicomREDPE_oct2016":{"SUBGROUP_TYPE":"Container","TEXT":"{\n\"contentID\": \"dc_citicomREDPE_oct2016\",\n\"hdText\": \"CITI DOUBLE CASH\u003Csup>®\u003C/sup> CARD\",\n\"subText\": \"Earn 2% Cash Back, Plus $200 Cash Back Bonus\",\n\"descriptionText\": \"Earn 1% when you buy and 1% as you pay on every purchase with no categories, caps, or annual fee*. Plus, earn $200 bonus cash back after qualifying purchases.\",\n\"ctaLabel\": \"Learn More\",\n\"ctaImage\": \"\",\n\"ctaLink\": \"https://www.citi.com/credit-cards/citi-double-cash-credit-card?afc=106&intc=dc_citicomREDPE_oct2016\",\n\"linkTarget\": \"\",\n\"imgLarge\": \"/JRS/banners/modules/M1_M7_560x315.jpg\",\n\"imgSmall\": \"\",\n\"videoObject\": \"\",\n\"heroImg1\": \"/JRS/banners/hero_background/HP_3284_Hero_1_0_bg_2160x600.jpg\",\n\"copyBgColor\" : \"\",\n\"heroImg2\": \"\",\n\"imgTitle\": \"Apply for the Double Cash Card.\",\n\"prodTitle\": \"CITI DOUBLE CASH(R) CARD\",\n\"prodImg\": \"/JRS/banners/card_art/citihero_10_cardart_450x314.png\",\n\"homepage2Image\" : \"/JRS/banners/homepage2/citihero_20_483x306.png\",\n\"prodFlag\": \"true\",\n\"speedBump\": \"\",\n\"heroColor\": \"dark\",\n\"mmTitle\":\"Citi Double Cash\u003Csup>®\u003C/sup> Card\",\n\"mmBody\":\"Earn 1% when you buy and 1% as you pay on every purchase with no categories, caps, or annual fee*. Plus, earn $200 bonus cash back after qualifying purchases.\",\n\"prReview\":\"true\",\n\"pid\":\"142\"\n}","GROUP_TYPE":"Container","SET_NOTIFICATION":"N","CONTENT_ID":"dc_citicomREDPE_oct2016","NAME":"dc_citicomREDPE_oct2016"},"copy$$CPBLUE_MGM_HP23":{"SUBGROUP_TYPE":"Container","TEXT":"{\n \"contentID\": \"CPBLUE_MGM_HP23\",\n \"hdText\": \"SPECIAL OFFER\",\n \"subText\": \"Earn up to $2,000 in bonuses\",\n \"descriptionText\": \"Get $100 cash when you refer new-to-Citi friends who open an eligible checking account. Max 20 bonuses.\",\n \"ctaLabel\": \"Learn More\",\n \"ctaImage\": \"\",\n \"ctaLink\": \"https://banking.citi.com/cbol/member-get-member/default.htm?\",\n \"linkTarget\": \"\",\n \"imgLarge\": \"/JRS/banners/modules/Citi_MGM_Blue_M1M7.jpg\",\n \"imgSmall\": \"\",\n \"videoObject\": \"\",\n \"heroImg1\": \"\",\n \"heroImg2\": \"\",\n \"imgTitle\": \"\",\n \"prodTitle\": \"\",\n \"prodImg\": \"\",\n \"prodFlag\": \"\",\n \"heroColor\": \"\",\n \"speedBump\": \"\"\n}","GROUP_TYPE":"Container","SET_NOTIFICATION":"N","CONTENT_ID":"CPBLUE_MGM_HP23","NAME":"CPBLUE_MGM_HP23"},"copy$$HP23_CD_LRN_tiered_rates":{"SUBGROUP_TYPE":"Container","TEXT":"{\n\"contentID\": \"HP23_CD_LRN_tiered_rates\",\n\"hdText\": \"CITI CERTIFICATE OF DEPOSIT\",\n\"subText\": \"Enjoy a Fixed-Rate Certificate of Deposit\",\n\"descriptionText\": \"Open a fixed-rate CD for peace of mind and a guaranteed interest rate for the term of the CD. Member FDIC.\",\n\"ctaLabel\": \"Learn More\",\n\"ctaImage\": \"\",\n\"ctaLink\": \"https://banking.citi.com/cbol/OM/cd-account/featured-rates/default.htm?venue=OnsiteHP&intc=acquire_bank_bnr_0823_CDHP\",\n\"linkTarget\": \"\",\n\"imgLarge\": \"/JRS/banners/modules/3UP_560x315.jpg\",\n\"imgSmall\": \"\",\n\"videoObject\": \"\",\n\"heroImg1\": \"\",\n\"homepage2Image\" : \"/JRS/banners/homepage2/H2_Image_483x483.png\",\n\"heroImg2\": \"\",\n\"imgTitle\": \"Enjoy a Fixed-Rate Certificate of Deposit\",\n\"prodTitle\": \"CITI CERTIFICATE OF DEPOSIT\",\n\"prodImg\": \"\",\n\"prodFlag\": \"false\",\n\"speedBump\": \"\",\n\"copyBgColor\": \"\",\n\"heroColor\": \"\",\n\"mmTitle\": \"Enjoy a Fixed-Rate Certificate of Deposit\",\n\"mmBody\": \"Open a fixed-rate CD for peace of mind and a guaranteed interest rate for the term of the CD. Member FDIC.\"\n}","GROUP_TYPE":"Container","SET_NOTIFICATION":"N","CONTENT_ID":"HP23_CD_LRN_tiered_rates","NAME":"HP23_CD_LRN_tiered_rates"},"copy$$HP24_AAMU_App_STD_15k":{"SUBGROUP_TYPE":"Container","TEXT":"{\"contentID\": \"HP24_AAMU_App_STD_15k\",\n\"hdText\": \"AMERICAN AIRLINES AADVANTAGE\u003Csup>®\u003C/sup> MILEUP\u003Csup>®\u003C/sup>\",\n\"subText\": \"Earn 15,000 AAdvantage\u003Csup>®\u003C/sup> Bonus Miles\",\n\"descriptionText\": \"after qualifying purchases.\",\n\"ctaLabel\": \"Learn More\",\n\"ctaImage\": \"\",\n\"ctaLink\": \"https://www.citi.com/credit-cards/aadvantage-mile-up-credit-card?afc=106&intc=HP24_AAMU_APP_STD_15k\",\n\"linkTarget\": \"\",\n\"pdpBypassFlag\": \"true\",\n\"pdpBypassCtaLabel\": \"Apply Now\",\n\"pdpBypassCtaLink\": \"https://www.citicards.com/cards/credit/application/flow.action?app=UNSOL&ID=3001&HKOP=b2acef0739f8a8b62a634ed73771ff366787b3457e865066d11f7698babf12fc&intc=HP24_AAMU_APP_STD_15k\",\n\"secondaryPdpBypassCtaLabel\": \"Additional Information\",\n\"imgLarge\": \"/JRS/banners/modules/HP_8741_mileup_Module_3UP.jpg\",\n\"imgSmall\": \"\",\n\"videoObject\": \"\",\n\"heroImg1\": \"\",\n\"homepage2Image\" : \"/JRS/banners/homepage2/HP_8741_AA_MileUp_Hero.png\",\n\"heroImg2\": \"\",\n\"imgTitle\": \"\",\n\"prodTitle\": \"\",\n\"prodImg\": \"\",\n\"prodFlag\": \"true\",\n\"speedBump\": \"\",\n\"copyBgColor\": \"\",\n\"heroColor\": \"\",\n\"mmTitle\": \"Earn 15,000 AAdvantage\u003Csup>®\u003C/sup> Bonus Miles\",\n\"mmBody\": \"after qualifying purchases.\",\n\"secondaryPdpBypassCtaModal\": \"\u003Cdiv class=\\\"cds-modal-header\\\">\u003Ch2 class=\\\"cds-modal-title\\\">American Airlines AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>MileUp\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>Card\u003C/h2>\u003C/div>\u003Cdiv class=\\\"cds-modal-body\\\">\u003Ch3>Offer Availability\u003C/h3>\u003Cp>American Airlines AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>bonus miles are not available if you have received a new account bonus for an AAdvantage MileUp\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>account in the past 48 months.\u003Cstrong>The card offer referenced in this communication is only available to individuals who reside in the United States and its territories, excluding Puerto Rico and U.S. Virgin Islands.\u003C/strong>\u003C/p>\u003Ch3>Bonus Miles\u003C/h3>\u003Cp>Balance transfers, cash advances, checks that access your credit card account, items and services returned for credit, unauthorized charges, interest and account fees, traveler's checks, purchases of foreign currency, money orders, wire transfers (and similar cash-like transactions), lottery tickets, and gaming chips (and similar betting transactions) are not purchases. American Airlines AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>bonus miles typically will appear as a bonus in your AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>account 8-10 weeks after you have met the purchase requirements. Miles may be earned on purchases made by primary credit cardmembers and Authorized Users. Purchases must post to your account during the promotional period. Many merchants will wait for a purchase to ship before they post the purchase to your account. Miles earned will be posted to the primary credit cardmember's AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>account.\u003C/p>\u003Ch3>1 Mile Per $1\u003C/h3>\u003Cp>AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>miles are earned on purchases, except balance transfers, cash advances, checks that access your credit card account, items and services returned for credit, unauthorized charges, interest and account fees, traveler's checks, purchases of foreign currency, money orders, wire transfers (and similar cash-like transactions), lottery tickets, and gaming chips (and similar betting transactions). Miles may be earned on purchases made by primary credit cardmembers and Authorized Users. Miles earned will be posted to the primary credit cardmember's AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>account in 8-10 weeks.\u003C/p>\u003Ch3>Double Miles on American Airlines Purchases\u003C/h3>\u003Cp>Eligible American Airlines purchases are items billed by American Airlines as merchant of record booked through American Airlines channels (aa.com, American Airlines reservations, American Airlines Admirals Club\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>, American Airlines Vacations, and American Airlines airport and city ticket counters). Products or services that do not qualify are car rentals and hotel reservations, purchase of AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>status boost or renewal, and AA Cargo\u003Csup>™\u003C/sup>\u003Cspan> \u003C/span> products and services. Miles earned will be posted to the primary credit cardmember's AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>account in 8-10 weeks.\u003C/p>\u003Ch3>Double Miles on Grocery Store Purchases\u003C/h3>\u003Cp>Earn 2 AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>miles for each $1 spent on purchases at grocery stores. Grocery stores are classified as supermarkets, freezer/meat locker provisioners, dairy product stores, miscellaneous food /convenience stores, markets, specialty vendors, and bakeries.\u003C/p>\u003Ch3>Certain Non-Qualifying Purchases\u003C/h3>\u003Cp>You won't earn double miles for purchases at general merchandise/ discount superstores, wholesale/ warehouse clubs, candy/ confectionery stores, cafes, bars, lounges, and fast food restaurants.\u003C/p>\u003Ch3>Merchant Classification for Rewards Categories\u003C/h3>\u003Cp>Merchants are assigned a merchant category code (\\\"MCC\\\"), which is determined in accordance with Visa/Mastercard/American Express procedures based on the kinds of products and services the merchants primarily sell. Citi does not control the assignment of these codes and are not responsible for the codes used by merchants. When you use your card to make a purchase, Citi is provided an MCC for that purchase. Citi groups similar merchant codes into categories for purposes of making rewards offers. Sometimes you may expect a purchase to fit within a rewards category, but if the code assigned to the merchant wasn't grouped into that category as recognized by Citi, your purchase will not qualify for additional miles. [For example, you won't earn additional miles for purchases at a restaurant located within a retailer if the restaurant is assigned a \\\"retailer\\\" code instead of a \\\"restaurant\\\" code.] Please also note – purchases made through mobile/wireless technology may not earn additional miles depending on how the technology is set up to process the purchase.\u003Cbr>Citi reserves the right to determine which purchases qualify for this offer. Miles may be earned on purchases made by primary credit cardmembers and Authorized Users. Balance transfers, cash advances, checks that access your credit card account, items and services returned for credit, unauthorized charges, interest and account fees, traveler's checks, purchases of foreign currency, money orders, wire transfers (and similar cash-like transactions), lottery tickets, and gaming chips (and similar betting transactions) do not earn miles. Miles earned will be posted to the primary credit cardmember's AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>account in 8-10 weeks.\u003C/p>\u003Ch3>1 Loyalty Point per eligible AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>mile\u003C/h3>\u003Cp>1 Loyalty Point accrues for every eligible AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>mile earned on purchases, excluding balance transfers, cash advances, checks that access your credit card account, items and services returned for credit, unauthorized charges, interest and account fees, traveler's checks, purchases of foreign currency, money orders, wire transfers (and similar cash-like transactions), lottery tickets, and gaming chips (and similar betting transactions). Eligible AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>miles include the base miles earned on purchases, and do not include any bonus miles or accelerators. Loyalty Points may be earned on miles on purchases made by primary credit cardmembers and Authorized Users. Loyalty Points earned will be posted to the primary credit cardmember's AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>account in 8–10 weeks.\u003C/p>\u003Ch3>25% Savings on Eligible Inflight Purchases\u003C/h3>\u003Cp>Citi\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>/ AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>credit cardmembers credit cardmembers will receive a 25% savings on inflight purchases of food and beverages on flights operated by American Airlines when purchased with their Citi\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>/ AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>credit card. Savings do not apply to any other inflight purchases, such as wireless internet access. This benefit applies to domestic flights marketed and operated by American Airlines or on domestic flights marketed by American Airlines and operated by Envoy Air Inc., Republic Airways Inc., SkyWest Airlines, Inc., Air Wisconsin Airlines, PSA Airlines, Inc., or Piedmont Airlines, Inc. This benefit is not available on codeshare flights booked with an American Airlines flight number but operated by another airline. Offer is available on eligible flights as long as supplies last. Savings will appear as a statement credit 8-10 weeks after the transaction is posted to the credit cardmember's card account. Applicable terms and conditions are subject to change without notice.\u003C/p>\u003Ch3>No Mileage Cap\u003C/h3>\u003Cp>There is no maximum number of American Airlines AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>miles that you can accumulate through your Citi\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>/ AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>credit card account.\u003C/p>\u003Ch3>Mastercard ID Theft Protection\u003C/h3>\u003Cp>Services are provided for by Mastercard through Generali Global Assistance Inc. (\\\"GGA\\\"), a third party service provider. To activate the ID Theft Protection benefit, offered by Mastercard, you must go to GGA's site to sign up with your Citibank Mastercard card number. Your eligibility will be verified by your card number at the time of enrollment. For more information about the ID Theft Protection benefit, click below to be directed to the ID Theft protection site or call 1.866.987.1007 (Speech/hearing impaired: 711 or other Relay Service). Citi is providing this link as a convenience to you, is not responsible for products and services offered on this website, and makes no guarantees or warranties regarding the website content, privacy policies, or security. GGA may have a privacy policy and security practices that differ from Citi standards. We recommend that you read the terms of service, terms & conditions, and the privacy policy of the linked site at https://mastercardidps.idprotectiononline.com. Certain terms, conditions, and exclusions apply.\u003C/p>\u003Cp>If Citi sees evidence of fraud, misuse, abuse, or suspicious activity, as determined by Citi in its sole discretion, Citi reserves the right to take action against you and your credit card account. This may include, without limitation and without prior notice, declining your credit card account application, stopping you from earning American Airlines AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>miles for purchases made with your card, suspending or closing your Citi\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>/ AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>card account, and advising American Airlines of such activity. Citi may also take legal action against you to recover monetary losses, including litigation costs and damages. Examples of activities that may trigger such actions include, but are not limited to, the following: (1) application for a card account in an attempt to take advantage of a bonus offer that was not intended for you or for which you are not eligible per the terms of the offer; (2) repeated cancellation or conversion of your Citi card accounts within one year after account opening or conversion; (3) returns of purchases you made to satisfy all or a substantial portion of the purchase requirements for a bonus offer or excessive returns of purchases for which you have earned AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>miles, or (4) using your account other than for personal, family, or household purposes.\u003C/p>\u003Cp>The Card Account is only available if you have an open AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>program membership in your name. Citi reserves the right to cancel your Card Account if you or American Airlines terminates or deactivates your AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>program membership.\u003C/p>\u003Cp>American Airlines reserves the right to change the AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>program and its terms and conditions at any time without notice, and to end the AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>program with six months' notice. Any such changes may affect your ability to use the awards or mileage credits that you have accumulated. Unless specified, AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>miles earned through this promotion/offer do not count toward AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>status qualification or AAdvantage Million Miler™ status. American Airlines is not responsible for products or services offered by other participating companies. For complete details about the AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>program, visit aa.com/aadvantage.\u003C/p>\u003Cp>Travel booked on American Airlines may be American Eagle\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>service, operated by Envoy Air Inc., Republic Airways Inc., SkyWest Airlines, Inc., Air Wisconsin Airlines, PSA Airlines, Inc., or Piedmont Airlines, Inc.\u003C/p>\u003Cp>American Airlines, American Eagle, AAdvantage®, AAdvantage Million Miler\u003Csup>™\u003C/sup>\u003Cspan> \u003C/span>, MileSAAver, Business Extra, Flagship, Admirals Club, AirPass, ConciergeKey, AAdvantage Executive Platinum\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>, AAdvantage Platinum Pro\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>, AAdvantage Platinum\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>, AAdvantage Gold\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>, AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>MileUp\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>, AA Cargo\u003Csup>™\u003C/sup>\u003Cspan> \u003C/span>, the Flight Symbol logo and the Tail Design are marks of American Airlines, Inc.\u003C/p>\u003Cp>\u003Cstrong>one\u003C/strong>world\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>is a registered trademark of \u003Cstrong>one\u003C/strong>world Alliance, LLC.\u003C/p>\u003Cp>Mastercard, World Elite and the circles design are registered trademarks of Mastercard International Incorporated.\u003C/p>\u003Cp>The Contactless Indicator mark, consisting of four graduating arcs, is a trademark owned by and used with permission of EMVCo, LLC.\u003C/p>\u003C/div>\"}","GROUP_TYPE":"Container","SET_NOTIFICATION":"N","CONTENT_ID":"HP24_AAMU_App_STD_15k","NAME":"HP24_AAMU_App_STD_15k"},"copy$$HP24_RP_App_BAU_lowint15":{"SUBGROUP_TYPE":"Container","TEXT":"{\"contentID\": \"HP24_RP_App_BAU_lowint15\",\n\"hdText\": \"CITI REWARDS+\u003Csup>®\u003C/sup> CARD\",\n\"subText\": \"Take Advantage of a Low Intro APR for 15 Months\",\n\"descriptionText\": \"on purchases and balance transfers. 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Plus, No Annual Fee*.\",\n\"secondaryPdpBypassCtaModal\": \"\u003Cdiv class=\\\"cds-modal-header\\\">\u003Ch2 class=\\\"cds-modal-title\\\">Additional Information\u003C/h2>\u003C/div>\u003Cdiv class=\\\"cds-modal-body\\\">\u003Ch3>\u003Cstrong>Additional Information - Citi Rewards+\u003Csup>®\u003C/sup> Card\u003C/strong>\u003C/h3>\u003Cp>Any benefit, reward, service or feature offered in connection with your Card Account may change or be discontinued at any time for any reason, except as otherwise expressly indicated. Citi isn't responsible for products and services offered by other companies.\u003C/p>\u003Ch3>\u003Cstrong>\u003Cu>20,000 Bonus Point Offer\u003C/u>\u003C/strong>\u003C/h3>\u003Cp>Balance transfers, cash advances, checks that access your card account, purchases returned/refunded for credit, unauthorized charges, interest and account fees, traveler's checks, foreign currency purchases, money orders, wire transfers (and similar cash-like transactions), lottery tickets, gaming chips (and similar betting transactions) are not purchases and do not count towards earning your bonus. Purchases must post to your account during the promotional period. Many merchants will wait for a purchase to ship before they post the purchase to your account. Bonus ThankYou\u003Csup>®\u003C/sup> Points are not available if you have received a new account bonus for a Citi Rewards+\u003Csup>®\u003C/sup> account in the past 48 months.\u003C/p>\u003Ch3>\u003Cstrong>Citi Travel Portal Special Offer:\u003C/strong>\u003C/h3>\u003Cp>Earn a total of 5 ThankYou\u003Csup>®\u003C/sup> Points per $1 spent on hotel, car rental and attractions excluding air travel when booked through the Citi Travel portal on Cititravel.com or by calling 1-833-737-1288 (TTY: 711). Offer is valid through 11:59 PM ET 12/31/2025.\u003C/p>\u003Cp>You earn 1 ThankYou\u003Csup>®\u003C/sup> Point per $1 spent on the Citi Travel portal bookings. You will earn an additional 4 bonus ThankYou\u003Csup>®\u003C/sup> Points per $1 spent on hotel, car rental and attractions excluding air travel when booked through the Citi Travel portal or by calling 1-833-737-1288 (TTY: 711) through 11:59 PM ET 12/31/2025. The booking must post to your account during the promotional period to qualify.\u003C/p>\u003Cp>This offer may overlap with other special offers in which you are currently enrolled. You must use your Citi Rewards+\u003Csup>®\u003C/sup> Card registered at the Citi Travel portal to earn the bonus points. For bookings made with a combination of points and your Citi Rewards+\u003Csup>®\u003C/sup> Card, only the portion paid with your card will earn points. Bonus points will take up to 3 billing cycles to post to your account. To qualify for this offer, this account must be open and current. Points will not be earned on canceled bookings. If your account is closed for any reason, including if you convert to another card product, you will no longer be eligible for this offer. Citi Travel is powered by Rocket Travel Inc., part of the Booking Holdings Inc. group of companies together with Booking.com.\u003C/p>\u003Ch3>\u003Cstrong>Citi\u003Csup>®\u003C/sup> ThankYou\u003Csup>®\u003C/sup> Rewards\u003C/strong>\u003C/h3>\u003Ch3>\u003Cstrong>Summary of the Citi Rewards+ Card Terms and Conditions\u003C/strong>\u003C/h3>\u003Cp>With the Citi Rewards+ Card, you can earn ThankYou Points for purchases made on your card.\u003C/p>\u003Cp>Unless you are participating in a limited–time offer, you will earn:\u003C/p>\u003Cul>\u003Cli>\u003Cspan>2 ThankYou Points for each $1 spent on purchases at supermarkets and gas stations, for the first $6,000 spent in those categories per calendar year and then 1 ThankYou Point for each $1 spent thereafter.\u003C/span>\u003C/li>\u003Cli>\u003Cspan>1 ThankYou Point for each $1 spent on other purchases including the non-qualifying purchases listed below.\u003C/span>\u003C/li>\u003C/ul>\u003Ch3>\u003Cstrong>Certain Non-Qualifying Purchases\u003C/strong>\u003C/h3>\u003Cp>\u003Cstrong>Supermarkets\u003C/strong>— Excludes purchases at general merchandise/discount superstores, freezer/meat locker provisioners, dairy product stores, miscellaneous food/convenience stores, markets, drugstores, warehouse clubs, wholesale clubs, specialty vendors, bakeries; candy, nut and confectionery stores, and meal kit delivery services. You also won't earn 2X Points for purchases made at online supermarkets if the merchant does not classify itself as a supermarket by using the supermarket merchant code.\u003C/p>\u003Cp>\u003Cstrong>Gas stations\u003C/strong>— Excludes purchases made for commercial purposes or used for non-automobile purposes. You also won't earn 2X Points if the merchant does not classify itself as a gas station by using the gas station merchant code. Therefore, you may not earn 2X Points for purchases made at warehouse clubs, wholesale clubs, superstores, discount stores, department stores, and convenience stores.\u003C/p>\u003Ch3>\u003Cstrong>Merchant Classification for Rewards Categories\u003C/strong>\u003C/h3>\u003Cp>Merchants are assigned a merchant category code (\\\"MCC\\\"), which is determined in accordance with Visa/Mastercard/American Express procedures based on the kinds of products and services the merchants primarily sell. We don't control the assignment of these codes and are not responsible for the codes used by merchants. When you use your card to make a purchase, we're provided an MCC for that purchase. We group similar merchant codes into categories for purposes of making rewards offers. Sometimes you may expect a purchase to fit within a rewards category, but if the code assigned to the merchant wasn't grouped into that category, as recognized by Citi, your purchase will not qualify for additional rewards. For example, you won't earn additional points for supermarket purchases if the merchant is not assigned a supermarket-related code. Please also note — purchases made through mobile/wireless technology may not earn additional points depending on how the technology is set up to process the purchase. We reserve the exclusive right to determine which purchases qualify for additional points.\u003C/p>\u003Ch3>\u003Cstrong>Round Up\u003C/strong>\u003C/h3>\u003Cp>For every purchase that earns ThankYou Points, your ThankYou Points will be rounded up to the nearest 10 points so that the total ThankYou Points awarded for any purchase is in a 10-ThankYou-Point increment (\\\"Round Up\\\"). For example, if you purchase an item that costs $3.48, you'll receive 10 ThankYou Points; and if you purchase an item that costs $9.51, you'll receive 10 ThankYou Points. Points are rounded after the additional points are awarded for 2X qualifying purchases. For example, if you make a $7 purchase that earns 2X Points, that purchase would qualify for 14 ThankYou Points, which will be rounded up to 20 ThankYou Points.\u003C/p>\u003Ch3>\u003Cstrong>10% Points Back from Redemptions\u003C/strong>\u003C/h3>\u003Cp>When you redeem your ThankYou Points, you'll receive 10% points back for the first 100,000 ThankYou Points redeemed per calendar year. This means that if you redeem 10,000 ThankYou Points, you'll receive 1,000 ThankYou Points from the 10% Points Back feature. You will not receive 10% Points Back on points you redeem on Points Sharing transactions.\u003C/p>\u003Ch3>\u003Cstrong>The Citi Travel℠ Site\u003C/strong>\u003C/h3>\u003Cp>Book your travel on Cititravel.com or the Citi Travel site for air, hotels, cars and more with no blackout dates. Travel services are provided by Rocket Travel (Citi Travel is powered by Rocket Travel Inc., part of the Booking Holdings Inc. group of companies together with Booking.com), a service partner for ThankYou Rewards, and include airline tickets, hotel accommodations, rental cars and attractions. Travel Rewards reservations must be made online at the Citi Travel site via Cititravel.com or call 1-833-737-1288 (For TTY: Use 711 or other Relay Service). All Travel Rewards are subject to availability and restrictions of the relevant travel supplier.\u003C/p>\u003Ch3>\u003Cstrong>Reward Cap\u003C/strong>\u003C/h3>\u003Cp>When you reach a reward or benefit cap (e.g., you spend $6000 on purchases at supermarkets and gas stations to earn 2X Points on these purchases), and you return items (reducing your spending within that category), you will earn 1X Points for purchases even if those purchases would have otherwise qualified for 2X Points.\u003C/p>\u003Ch3>\u003Cstrong>Only Purchases Earn Points\u003C/strong>\u003C/h3>\u003Cp>You'll earn Points for purchases using your Card Account, minus rewards and refunds. Balance transfers, cash advances, checks that access your Card Account, items returned for credit, unauthorized charges, interest and account fees, travelers checks, foreign currency purchases, money orders, wire transfers (and similar cash–like transactions), lottery tickets, gaming chips (and similar betting transactions) do not earn ThankYou Points.\u003C/p>\u003Ch3>\u003Cstrong>Open and Current Card Account\u003C/strong>\u003C/h3>\u003Cp>You may earn ThankYou Points as long as your Card Account is open and current. You will not earn points from Round Up or receive 10% Points Back if your account is closed.\u003C/p>\u003Ch3>\u003Cstrong>Changes to the ThankYou Rewards program\u003C/strong>\u003C/h3>\u003Cp>ThankYou Rewards may be terminated with 30 days prior written notice. If ThankYou Rewards is terminated, you will have 90 days from ThankYou Rewards termination date, or if required by law, from notification of termination, to redeem all your accumulated ThankYou Points. The ThankYou Rewards program may be changed at any time, and if required by law, we will provide notice. Rewards offered by ThankYou Rewards and the ThankYou point levels required for specific rewards are subject to change without notice.\u003C/p>\u003Ch3>\u003Cstrong>When You Will Receive Points\u003C/strong>\u003C/h3>\u003Cp>ThankYou Points earned from purchases, Round Up, and ThankYou Points earned from 10% Points Back, post to your Card Account at the close of each billing cycle, and at that time we will transfer the ThankYou Points you earned to your ThankYou Member Account. (Points from Round Up and 10% Points Back are not considered Bonus ThankYou Points. Bonus ThankYou Points may take one to two additional billing cycles to post to your Card Account.) ThankYou Points are not eligible for redemption until they are transferred to your ThankYou Member Account.\u003C/p>\u003Cp>Please see the Citi ThankYou Rewards Terms and Conditions at thankyou.com/terms, or call us at 1-800-THANKYOU (1-800-842-6596) (For TTY: Use 711 or other Relay Service) to request a complete copy of the Terms and Conditions. The Terms and Conditions include redemption information on the Citi ThankYou Rewards Program.\u003C/p>\u003Ch3>\u003Cstrong>Fraud, Misuse, Abuse, or Suspicious Activity\u003C/strong>\u003C/h3>\u003Cp>If we see evidence of fraud, misuse, abuse, or suspicious activity, as determined by us in our sole discretion, we reserve the right to take action against you. This may include, without limitation and without prior notice, any or all of the following:\u003C/p>\u003Cul>\u003Cli>\u003Cspan>Taking away your accrued Points\u003C/span>\u003C/li>\u003Cli>\u003Cspan>Stopping you from earning Points\u003C/span>\u003C/li>\u003Cli>\u003Cspan>Suspending or closing your Citi Account or ThankYou Account\u003C/span>\u003C/li>\u003Cli>\u003Cspan>Taking legal action to recover Rewards redeemed because of such activity and to recover our monetary losses, including litigation costs and damages\u003C/span>\u003C/li>\u003C/ul>\u003Cp>\u003Cstrong>Some examples of fraud, misuse, abuse and suspicious activity include:\u003C/strong>\u003C/p>\u003Cul>\u003Cli>\u003Cspan>Buying or selling Points\u003C/span>\u003C/li>\u003Cli>\u003Cspan>Repeatedly opening Card Accounts or Citibank Checking Accounts for the primary purpose of acquiring Points\u003C/span>\u003C/li>\u003Cli>\u003Cspan>Using your Card Accounts or Citibank Checking Account in an abusive manner for the primary purpose of acquiring Points\u003C/span>\u003C/li>\u003Cli>\u003Cspan>Using your Card Account other than primarily for personal, consumer or household purposes\u003C/span>\u003C/li>\u003Cli>\u003Cspan>Points redemptions that you didn't authorize\u003C/span>\u003C/li>\u003C/ul>\u003Cp>Please contact the ThankYou Service Center at 1-800-THANKYOU (1-800-842-6596) (TTY: 711) immediately if you suspect your ThankYou Account is the target of fraud or suspicious activity.\u003C/p>\u003Cp>The Contactless Indicator mark, consisting of four graduating arcs, is a trademark owned by and used with permission of EMVCo, LLC.\u003C/p>\u003Cp>Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.\u003C/p>\u003Cp>©2023 Citibank, N.A. Citi, Citi and Arc Design and other marks used herein are service marks of Citigroup Inc. or its affiliates, used and registered throughout the world.\u003C/p>\u003C/div>\"}","GROUP_TYPE":"Container","SET_NOTIFICATION":"N","CONTENT_ID":"HP24_RP_App_BAU_lowint15","NAME":"HP24_RP_App_BAU_lowint15"},"copy$$RP_D2A_STD_lowAPR24NF":{"SUBGROUP_TYPE":"Container","TEXT":"{\n\"contentID\": \"RP_D2A_STD_lowAPR24NF\",\n\"hdText\": \"CITI REWARDS+\u003Csup>®\u003C/sup> CARD\",\n\"subText\": \"Take advantage of a Low Intro APR Until 2024\",\n\"descriptionText\": \"on purchases and balance transfers. 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Plus, enjoy Admirals Club\u003Csup>®\u003C/sup> membership.\",\n\"ctaLabel\": \"Learn More\",\n\"ctaImage\": \"\",\n\"ctaLink\": \"https://www.citi.com/credit-cards/citi-aadvantage-executive-credit-card?afc=106&intc=HP24_Exec_App_BAU_70kAC\",\n\"pdpBypassFlag\": \"true\",\n\"pdpBypassCtaLabel\": \"Apply Now\",\n\"pdpBypassCtaLink\": \"https://www.citicards.com/cards/credit/application/flow.action?app=UNSOL&ID=3001&HKOP=a99800f8b54e79aa0132b3cd0672a23cd0b2e7dc7fd984a706435aa3a1a4cae9&intc=HP24_Exec_App_BAU_70kAC\",\n\"secondaryPdpBypassCtaLabel\": \"Additional Information\",\n\"linkTarget\": \"\",\n\"imgLarge\": \"/JRS/banners/modules/HP_9847__3UP.jpg\",\n\"imgSmall\": \"\",\n\"videoObject\": \"\",\n\"heroImg1\": \"\",\n\"homepage2Image\": \"/JRS/banners/homepage2/HP_9847_Hero.png\",\n\"prodFlag\": \"true\",\n\"copyBgColor\" : \"classLightGrey\",\n\"heroImg2\": \"\",\n\"imgTitle\": \"\",\n\"prodTitle\": \"\",\n\"speedBump\": \"\",\n\"mmTitle\": \"Earn 70,000 AAdvantage\u003Csup>®\u003C/sup> bonus miles\",\n\"mmBody\": \"after $7,000 in purchases within the first 3 months of account opening. Plus, enjoy Admirals Club\u003Csup>®\u003C/sup> membership.\",\n\"secondaryPdpBypassCtaModal\": \"\u003Cdiv class=\\\" cds-modal-header\\\">\u003Ch2 class=\\\" cds-modal-title\\\">\u003Cstrong>Additional Information - Citi\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>/ AAdvantage\u003Csup>®\u003C/sup>\u003Cbr>Executive World Elite Mastercard\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>\u003C/strong>\u003C/h2>\u003C/div>\u003Cdiv class=\\\"cds-modal-body\\\">\u003Cp>\u003Cstrong>Offer Availability\u003C/strong>\u003C/p>\u003Cp>American Airlines AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>bonus miles are not available if you have received a new account bonus for a Citi\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>/ AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>Executive account in the past 48 months. \u003Cstrong>The card offer referenced in this communication is only available to individuals who reside in the United States and its territories, excluding Puerto Rico and U.S. Virgin Islands.\u003C/strong>\u003C/p>\u003Cp>\u003Cstrong>AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>Bonus Miles\u003C/strong>\u003Cbr>Balance transfers, cash advances, checks that access your credit card account, items and services returned for credit, unauthorized charges, interest and account fees, traveler's checks, purchases of foreign currency, money orders, wire transfers (and similar cash-like transactions), lottery tickets, and gaming chips (and similar betting transactions) are not purchases. American Airlines AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>bonus miles typically will appear as a bonus in your AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>account 8-10 weeks after you have met the purchase requirements. AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>miles may be earned on purchases made by primary credit cardmembers and authorized users. Purchases must post to your account during the promotional period. Many merchants will wait for a purchase to ship before they post the purchase to your account. AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>miles earned will be posted to the primary credit cardmember's AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>account.\u003C/p>\u003Cp>\u003Cstrong>1 AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>Mile Per $1\u003C/strong>\u003Cbr>AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>miles are earned on purchases, except balance transfers, cash advances, checks that access your credit card account, items and services returned for credit, unauthorized charges, interest and account fees, traveler's checks, purchases of foreign currency, money orders, wire transfers (and similar cash-like transactions), lottery tickets, and gaming chips (and similar betting transactions). AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>miles may be earned on purchases made by primary credit cardmembers and Authorized Users. AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>miles earned will be posted to the primary credit cardmember's AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>account in 8-10 weeks.\u003C/p>\u003Cp>\u003Cstrong>4X AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>Miles on American Airlines Purchases\u003C/strong>\u003Cbr>Earn 1 AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>base mile and 3 AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>bonus miles, for a total of 4 AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>miles, for each $1 spent on eligible American Airlines purchases using your Citi\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>/ AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>Executive World Elite Mastercard. Upon reaching $150,000 in spend on your Citi\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>/ AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>Executive World Elite Mastercard in a calendar year, earn 1 AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>base mile and 4 AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>bonus miles, for a total of 5 AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>miles, for every $1 spent on eligible American Airlines purchases for the remainder of that calendar year. Purchases must post to your account by December 31st each calendar year to be eligible to earn a total of 5 AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>miles for every $1 spent. The Primary credit cardmember and any Authorized Users on the credit card are eligible for this benefit.\u003C/p>\u003Cp>Eligible American Airlines purchases are items billed by American Airlines as merchant of record, booked through American Airlines channels (aa.com, American Airlines reservations, American Airlines Admirals Club\u003Csup>®\u003C/sup>, American Airlines Vacations, and American Airlines airport and city ticket counters). Products or services that do not qualify are purchases of AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>status boost or renewal and AA Cargo™\u003Cspan> \u003C/span>products and services. AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>miles earned will be posted to the Primary credit cardmember's AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>account in 8-10 weeks.\u003C/p>\u003Cp>\u003Cstrong>10X AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>Miles on Hotels booked through aa.com/hotels\u003C/strong>\u003Cbr>Earn 1 AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>base mile and 9 AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>bonus miles, for a total of 10 AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>miles, for each $1 spent on hotel purchases using your Citi\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>/ AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>Executive World Elite Mastercard, when an eligible booking is made on aa.com/hotels or hotels.useaamiles.com. For bookings made with a combination of AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>miles and your Citi\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>/ AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>Executive World Elite Mastercard, only the portion paid with your card will earn AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>miles. Hotels booked through American Airlines Vacations are not eligible to earn AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>bonus miles. The Primary credit cardmember and any Authorized Users on the credit card are eligible for this benefit.\u003C/p>\u003Cp>AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>miles will apply to net purchases (purchases minus any credits or returns) only. Cash advances, balance transfers, and checks used to access your account are not considered purchases and will not earn rewards. All purchases made outside of American Airlines Channels such as hotel incidentals, upgrades, or other expenses, will not qualify. Eligible purchases do not include interest charges, cancellation fees, property fees or other similar fees, or any other hotel charges. AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>miles earned will be posted to the Primary credit cardmember's AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>account in 8–10 weeks.\u003C/p>\u003Cp>\u003Cstrong>10X AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>Miles on Car Rentals booked through aa.com/cars\u003C/strong>\u003Cbr>Earn 1 AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>base mile and 9 AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>bonus miles, for a total of 10 AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>miles, for each $1 spent on eligible car rental purchases using your Citi\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>/ AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>Executive World Elite Mastercard, when an eligible booking is made on aa.com/cars or cars.useaamiles.com and paid for using your Citi\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>/ AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>Executive World Elite Mastercard. For bookings made with a combination of AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>miles and your Citi\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>/ AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>Executive World Elite Mastercard, only the portion paid with your card will earn AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>miles. Payless car rentals will not qualify. Car rentals booked through American Airlines Vacations will not qualify. AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>number must be included at time of booking or given to the agent at the counter to earn AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>bonus miles. The Primary credit cardmember and any Authorized Users on the credit card are eligible for this benefit.\u003C/p>\u003Cp>AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>miles will apply to net purchases (purchases minus any credits or returns) only. Cash advances, balance transfers, and checks used to access your account are not considered purchases and will not earn rewards. All purchases made outside of American Airlines Channels such as upgrades, or other expenses, will not qualify. Eligible purchases do not include interest charges, cancellation fees, or other similar fees, or any other hotel or vehicles charges. AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>miles earned will be posted to the Primary credit cardmember's AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>account in 8–10 weeks.\u003C/p>\u003Cp>\u003Cstrong>\u003Cu>Merchant Classification for Rewards Categories\u003C/u>\u003C/strong>\u003Cbr>Merchants are assigned a merchant category code (\\\"MCC\\\"), which is determined in accordance with Visa/Mastercard/American Express procedures based on the kinds of products and services the merchants primarily sell. Citi does not control the assignment of these codes and are not responsible for the codes used by merchants. When you use your card to make a purchase, Citi is provided an MCC for that purchase. Citi groups similar merchant codes into categories for purposes of making rewards offers. Sometimes you may expect a purchase to fit within a rewards category but, if the code assigned to the merchant wasn't grouped into that category as recognized by Citi, your purchase will not qualify for additional AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>miles. Please also note that purchases made through mobile/wireless technology may not earn additional AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>miles depending on how the technology is set up to process the purchase.\u003C/p>\u003Cp>Citi reserves the right to determine which purchases qualify for this offer. AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>miles may be earned on purchases made by Primary credit cardmembers and Authorized Users. Balance transfers, cash advances, checks that access your credit card account, items and services returned for credit, unauthorized charges, interest and account fees, traveler's checks, purchases of foreign currency, money orders, wire transfers (and similar cash-like transactions), lottery tickets, and gaming chips (and similar betting transactions) are not purchases and do not earn AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>miles. AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>miles earned will be posted to the Primary credit cardmember's AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>account in 8–10 weeks.\u003C/p>\u003Cp>\u003Cstrong>1 Loyalty Point per eligible AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>mile\u003C/strong>\u003Cbr>1 Loyalty Point accrues for every eligible AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>mile earned on purchases, excluding balance transfers, cash advances, checks that access your credit card account, items and services returned for credit, unauthorized charges, interest and account fees, traveler's checks, purchases of foreign currency, money orders, wire transfers (and similar cash-like transactions), lottery tickets, and gaming chips (and similar betting transactions). Eligible AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>miles include the AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>base miles earned on purchases, and do not include any AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>bonus miles or accelerators. Loyalty Points may be earned on AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>miles on purchases made by primary credit cardmembers and Authorized Users. Loyalty Points earned will be posted to the primary credit cardmember's AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>account in 8-10 weeks.\u003C/p>\u003Cp>\u003Cstrong>Up to 20,000 Additional Loyalty Points\u003C/strong>\u003Cbr>The Primary credit cardmember will earn 10,000 additional Loyalty Points after earning 50,000 Loyalty Points each qualifying year. If in that same qualifying year, the Primary credit cardmember earns 90,000 Loyalty Points, the Primary credit cardmember will be awarded an additional 10,000 Loyalty Points. Total additional Loyalty Points that can be earned through this benefit is 20,000 in one qualifying year.\u003C/p>\u003Cp>A Primary credit cardmember may earn up to 20,000 additional Loyalty Points only once each qualifying year, even if the credit cardmember has more than one Citi\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>/ AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>Executive World Elite Mastercard account. Up to 20,000 additional Loyalty Points earned are in addition to any Loyalty Points earned for purchases made on the credit card. Purchases exclude returned goods or services, traveler's checks, purchases of foreign currency, money orders, wire transfers (and similar cash-like transactions), lottery tickets, and gaming chips (and similar betting transactions). Purchases made through additional credit cards on the Primary credit cardmember's account (Authorized Users) will count toward the Primary credit cardmember's qualifying spend.\u003C/p>\u003Cp>Additional Loyalty Points earned as a result of this benefit will typically be posted to the Primary credit cardmember's AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>account 8-10 weeks after meeting the Loyalty Points requirements. Loyalty Points only count toward status qualification for the AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>program. Loyalty Points earned through this benefit will not count toward AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>Million Miler™\u003Cspan> \u003C/span>status. Loyalty Points cannot be redeemed for award travel, AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>miles or any other AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>program awards. AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>program status requirements and balance are available at aa.com/newaadvantage.\u003C/p>\u003Cp>\u003Cstrong>Up to $120 in Lyft Credits\u003C/strong>\u003Cbr>Citi\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>/ AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>Executive World Elite Mastercard credit cardmembers may participate in Lyft and Mastercard's Take 3 Get $10 program (\\\"Program\\\"), by using their Citi\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>/ AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>Executive World Elite Mastercard to pay for the full amount or partial amount of three (3) Eligible Rides in a calendar month. After taking 3 Eligible Rides in a calendar month, you will then receive a $10 Lyft credit (\\\"Credit\\\"). Citi\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>/ AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>Executive World Elite Mastercard credit cardmembers are eligible to receive credits of up to $120 annually. All rides must be paid for with an eligible Citi\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>/ AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>Executive World Elite Mastercard. Limit one Credit per calendar month per Lyft account. Citi\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>/ AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>Executive World Elite Mastercard credit cardmembers are not eligible for any other Mastercard credit on the Lyft app. Rides paid for using Digital Wallets including, but not limited to, Apple Pay, Android Pay, etc., are not Eligible Rides and will not count towards receiving the $10 Lyft credit.\u003C/p>\u003Cp>An “Eligible Ride” is any Lyft ride type, excluding business rides and bicycle and scooter rental rides. Valid only in the USA. Whether a ride qualifies as an Eligible Ride for purposes of the Credit will be determined in Lyft's sole discretion. Credits expire 30 days after application. By participating in the Program, you agree to these terms and Lyft's Terms of Service (https://www.lyft.com/terms), and you agree that Lyft and Mastercard may share your information for the purpose of tracking and processing the Credit and may use anonymized, aggregated data for business analytics and offer optimization. Credits may take up to 2 days to be applied to your Lyft account.\u003C/p>\u003Cp>\u003Cstrong>Up to $120 Grubhub Statement Credit\u003C/strong>\u003Cbr>Citi\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>/ AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>Executive World Elite Mastercard credit cardmembers are eligible to receive a statement credit of up to $10 per monthly billing statement (for a total of up to $120 every 12 monthly billing statements) on eligible purchases made at Grubhub. There is no minimum purchase requirement to earn the statement credit(s). Eligible purchases include transactions, tips, taxes, and fees charged directly on grubhub.com, seamless.com and the Grubhub and Seamless mobile applications. Orders placed using the campus dining feature on Grubhub and gift card purchases are not eligible. Duplicate, fraudulent, canceled, refunded purchases and purchases made in violation of either Merchant or Citi terms of use, as determined by Merchant or Citi, as applicable, are not eligible.\u003C/p>\u003Cp>Statement credit(s) will appear on your Citi\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>/ AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>Executive World Elite Mastercard monthly billing statement within 8-10 weeks from when the transaction was posted on your card account. One credit per monthly billing statement per card account. Applicable terms and conditions are subject to change without notice. To be eligible for this benefit, your Citi\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>/ AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>Executive World Elite Mastercard card must be open and in good standing at the time of statement credit fulfillment.\u003C/p>\u003Cp>\u003Cstrong>Merchant Classification Codes\u003C/strong>\u003Cbr>Merchants are assigned a merchant category code (\\\"MCC\\\"), which is determined in accordance with Visa/Mastercard/American Express procedures based on the kinds of products and services the merchants primarily sell. We don't control the assignment of these codes and are not responsible for the codes used by merchants. When you use your card to make a purchase, we're provided an MCC for that purchase. We group similar merchant codes into categories for purposes of identifying your spend for statement credits. Sometimes you may expect a purchase to fit within a category, but if the code assigned to the merchant wasn't grouped into that category, as recognized by Citi, your purchase amount will not be eligible for a statement credit.\u003C/p>\u003Cp>\u003Cstrong>Enhanced Airport Experience\u003C/strong>\u003Cbr>For benefits to apply, the Citi\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>/ AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>Executive World Elite Mastercard account must be open 7 days prior to air travel AND reservation must include the primary credit cardmember's American Airlines AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>number 7 days prior to air travel. If your credit card account is closed for any reason, these benefits will be cancelled. Citi\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>/ AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>Executive credit cardmembers will have the following benefits: priority check-in (where available), priority airport screening (where available), and priority boarding privileges. The priority boarding benefit will display on your American Airlines boarding pass as Group 4.\u003C/p>\u003Cp>These benefits apply when traveling on flights marketed and operated by American Airlines, or on flights marketed by American Airlines and operated as American Eagle\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>flights by Envoy Air Inc., Republic Airways Inc., SkyWest Airlines, Inc., Air Wisconsin Airlines, PSA Airlines, Inc., or Piedmont Airlines, Inc. Up to eight (8) companions traveling with the eligible primary credit cardmember will also get priority check-in (where available), priority airport screening (where available), and priority boarding privileges if they are listed in the same reservation. You may check in at any Business Class check-in position or First Class check-in when Business Class is not available, regardless of the class of service in which you are traveling on American Airlines.\u003C/p>\u003Cp>These benefits will not be available for travel on codeshare flights booked with an American Airlines flight number but operated by another airline. Exclusive lanes at security checkpoints are available, subject to TSA approval. Applicable terms and conditions are subject to change without notice.\u003C/p>\u003Cp>\u003Cstrong>Travel Protection Benefits\u003C/strong>\u003Cbr>Certain terms, limitations, and exclusions apply. These benefits are included as a part of the Citi\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>/ AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>Executive Card and are underwritten by Virginia Surety Company, Inc. Should you apply and be approved for the Citi\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>/ AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>Executive Card, more information will be provided in the Guide to Protection Benefits you receive with your card.\u003C/p>\u003Cp>\u003Cstrong>Global Entry or TSA PreCheck\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>Application Fee Credit\u003C/strong>\u003Cbr>Citi\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>/ AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>Executive World Elite Mastercard credit cardmembers are eligible to receive one statement credit up to $100 per account every four years for either the Global Entry or the TSA PreCheck\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>program application fee. Credit cardmembers must charge the application fee to their Citi\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>/ AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>Executive credit card to qualify for the statement credit. Credit cardmembers will receive a statement credit for the first program (either Global Entry or TSA PreCheck\u003Csup>®\u003C/sup>) to which they apply and pay for with their eligible card, regardless of whether they are approved for Global Entry or TSA PreCheck\u003Csup>®\u003C/sup>. Please allow 1-2 billing cycles after the qualifying Global Entry or TSA PreCheck\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>fee is charged to the eligible account for the statement credit to be posted to the account. Only fees associated with either the Global Entry or the TSA PreCheck\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>application fee will be eligible towards the statement credit.\u003C/p>\u003Cp>For information on Global Entry, visit globalentry.gov. For information on TSA PreCheck\u003Csup>®\u003C/sup>, visit tsa.gov. Applications are made directly with these organizations, and this information is not shared with Citi, nor does Citi have access to Global Entry or TSA records. Citi does not share account information with Global Entry or TSA. Decisions to approve/deny applications are made solely by these organizations, and Citi has no influence over these decisions. Citi is not notified of approvals or denials of applications.\u003C/p>\u003Cp>TSA PreCheck\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>is a registered trademark of the Department of Homeland Security.\u003C/p>\u003Cp>\u003Cstrong>Admirals Club\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>Membership and Credit Card Authorized User Access\u003C/strong>\u003Cbr>Only Citi\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>/ AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>Executive World Elite Mastercard primary credit cardmembers who are eighteen (18) years of age or older will receive full membership access privileges to Admirals Club\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>lounges. An Authorized User of the Citi\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>/ AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>Executive World Elite Mastercard who is eighteen (18) years of age or older will receive access privileges to American Airlines Admirals Club\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>lounges. Full Admirals Club\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>membership privileges do not apply to a credit card Authorized User. An Admirals Club\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>membership includes access to other airline lounges and clubs with which American Airlines may have reciprocal lounge or club access privileges. Membership also includes special pricing on conference rooms and other special offers that are available exclusively to Admirals Club\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>members. Neither membership nor the credit card Authorized User access benefit provides access privileges to the Arrivals Lounge, International First Class Lounges, or Flagship\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>Lounge facilities, including Flagship\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>First Dining. Additionally, the credit card Authorized User access benefit does not provide: (i) access privileges to other airline lounges or clubs with which American Airlines may have reciprocal lounge or club access privileges; or (ii) special pricing on conference rooms or other special offers. To locate a current list of Admirals Club\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>lounges please visit aa.com/admiralsclub.\u003C/p>\u003Cp>To access an Admirals Club\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>lounge, primary credit cardmembers and credit card Authorized Users must present: (i) their (a) active and valid Citi\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>/ AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>Executive World Elite Mastercard or (b) with respect to primary credit cardmembers only, AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>number; (ii) their current government-issued I.D.; and (iii) a boarding pass for same-day travel on an eligible flight, which includes any departing or arriving flight that is (1) marketed or operated by American Airlines, (2) marketed and operated by any \u003Cstrong>one\u003C/strong>world\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>carrier, or (3) marketed and operated by Alaska Airlines; and (iv) any additional documentation required by American Airlines. Either immediate family members (spouse or domestic partner and children under eighteen (18) years of age) or up to two (2) guests traveling with the primary credit cardmember or Authorized User may be admitted for free when accompanied by the primary credit cardmember or Authorized User. Family members and guests must present a same-day boarding pass for an eligible flight as defined above. All persons must be of valid drinking age, based on applicable law, to consume alcohol.\u003C/p>\u003Cp>If the primary credit cardmember is an Admirals Club\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>member on the date his or her Citi\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>/ AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>Executive World Elite Mastercard credit card account is approved by Citi\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>and has sixty (60) or more days remaining on such current Admirals Club\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>membership, he or she is eligible to receive a prorated refund from American Airlines for any unused portion of his or her current Admirals Club\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>membership fee. The refund will be a prorated amount of the annual membership fee calculated based on the number of days remaining on such primary credit cardmember's current Admirals Club\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>membership as of the date his or her Citi\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>/ AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>Executive World Elite Mastercard credit card account is approved by Citi\u003Csup>®\u003C/sup>. Refunds will be automatically made in the original form of payment within twelve (12) weeks of becoming a Citi\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>/ AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>Executive World Elite Mastercard credit cardmember. Memberships redeemed with AAdvantage Business™\u003Cspan> \u003C/span>points and Lifetime Admirals Club\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>members are not eligible for a refund.\u003C/p>\u003Cp>Upon closure of the Citi\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>/ AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>Executive World Elite Mastercard account, all Admirals Club\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>benefits and access associated with the account will be immediately terminated, including, but not limited to, all benefits afforded to credit card Authorized Users. All Admirals Club\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>membership rules, terms and conditions apply. AMERICAN AIRLINES RESERVES THE RIGHT TO MODIFY ANY OR ALL RULES, TERMS AND CONDITIONS AT ANY TIME WITHOUT NOTICE. SUCH MODIFICATIONS SHALL BE EFFECTIVE IMMEDIATELY AND INCORPORATED INTO THIS AGREEMENT. BY ACCESSING ANY ADMIRALS CLUB\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>LOUNGE YOU SHALL BE DEEMED TO HAVE ACCEPTED THE ADMIRALS CLUB\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>TERMS AND CONDITIONS. To review the complete Admirals Club\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>membership terms and conditions, visit aa.com/admiralsclub.\u003C/p>\u003Cp>\u003Cstrong>25% Savings on Eligible Inflight Purchases\u003C/strong>\u003Cbr>Citi\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>/ AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>credit cardmembers will receive a 25% savings on inflight purchases of food and beverages on flights operated by American Airlines when purchased with their Citi\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>/ AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>credit card. Savings do not apply to any other inflight purchases, such as wireless internet access. This benefit applies to domestic flights marketed and operated by American Airlines or on domestic flights marketed by American Airlines and operated by Envoy Air Inc., Republic Airways Inc., SkyWest Airlines, Inc., Air Wisconsin Airlines, PSA Airlines, Inc., or Piedmont Airlines, Inc. This benefit is not available on codeshare flights booked with an American Airlines flight number but operated by another airline. Offer is available on eligible flights as long as supplies last. Savings will appear as a statement credit 8-10 weeks after the transaction is posted to the credit cardmember's card account. Applicable terms and conditions are subject to change without notice.\u003C/p>\u003Cp>\u003Cstrong>First Checked Bag Free\u003C/strong>\u003Cbr>For benefit to apply, the Citi\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>/ AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>account must be open 7 days prior to air travel, and reservation must include the primary credit cardmember's American Airlines AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>number 7 days prior to air travel. If your credit card account is closed for any reason, these benefits will be cancelled.\u003C/p>\u003Cp>Eligible Citi\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>/ AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>primary credit cardmembers may check one bag free of charge when traveling on domestic itineraries marketed and operated by American Airlines, or on domestic itineraries marketed by American Airlines and operated as American Eagle\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>flights by Envoy Air Inc., Republic Airways Inc., SkyWest Airlines, Inc., Air Wisconsin Airlines, PSA Airlines, Inc., or Piedmont Airlines, Inc.. All flights on the itinerary must be domestic flights marketed by American Airlines and operated by American Airlines or American Eagle. This benefit will not be available for travel on codeshare flights booked with an American Airlines flight number but operated by another airline. For the Citi\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>/ AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>card, up to eight (8) companions traveling with the eligible primary credit cardmember will also get their first checked bag free of charge if they are listed in the same reservation. Waiver does not apply to overweight or oversized bags. This benefit cannot be combined with any existing AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>program benefits, or with First or Business class benefits, including any waiver of baggage charges. Please see aa.com/baggage for baggage weight and size restrictions. Applicable terms and conditions are subject to change without notice.\u003C/p>\u003Cp>\u003Cstrong>No Mileage Cap\u003C/strong>\u003Cbr>There is no maximum number of American Airlines AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>miles that you can accumulate through your Citi\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>/ AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>credit card account.\u003C/p>\u003Cp>If Citi sees evidence of fraud, misuse, abuse, or suspicious activity, as determined by Citi in its sole discretion, Citi reserves the right to take action against you and your credit card account. This may include, without limitation and without prior notice, declining your credit card account application, stopping you from earning American Airlines AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>miles for purchases made with your card, suspending or closing your Citi\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>/ AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>card account, and advising American Airlines of such activity. Citi may also take legal action against you to recover monetary losses, including litigation costs and damages. Examples of activities that may trigger such actions include, but are not limited to, the following: (1) application for a card account in an attempt to take advantage of a bonus offer that was not intended for you or for which you are not eligible per the terms of the offer; (2) repeated cancellation or conversion of your Citi card accounts within one year after account opening or conversion; (3) returns of purchases you made to satisfy all or a substantial portion of the purchase requirements for a bonus offer or excessive returns of purchases for which you have earned AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>miles or (4) using your account other than for personal, family, or household purposes.\u003C/p>\u003Cp>The Card Account is only available if you have an open AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>program membership in your name. Citi reserves the right to cancel your Card Account if you or American Airlines terminates or deactivates your AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>program membership.\u003C/p>\u003Cp>American Airlines reserves the right to change the AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>program and its terms and conditions at any time with or without notice, and to end the AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>program with six months' notice. Any such changes may affect your ability to use AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>Rewards and Benefits that you have already accumulated. American Airlines is not responsible for products or services offered by other participating companies. All third-party provider terms and conditions apply. For more information on miles and Loyalty Points, visit aa.com/loyaltypoints. For complete details about the AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>program, visit aa.com/aadvantage. 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Additionally, you will only earn 1%, not 3%, for purchases made at timeshares, campgrounds, bed & breakfasts and for purchases of train and commuter travel.\u003C/span>\u003C/li>\u003C/ul>\u003Cli>\u003Cspan>2% cash back on all other purchases from Costco and Costco.com.\u003C/span>\u003C/li>\u003Cli>\u003Cspan>1% cash back on all other purchases, including the non-qualifying purchases listed above.\u003C/span>\u003C/li>\u003C/ul>\u003Ch3>\u003Cstrong>What doesn't qualify as a purchase?\u003C/strong>\u003C/h3>\u003Cp>The following types of transactions don't qualify as purchases that earn cash back rewards:\u003C/p>\u003Cul>\u003Cli>\u003Cspan>Use of checks that access your Card Account\u003C/span>\u003C/li>\u003Cli>\u003Cspan>Balance transfers\u003C/span>\u003C/li>\u003Cli>\u003Cspan>Cash advances\u003C/span>\u003C/li>\u003Cli>\u003Cspan>Travelers checks, foreign currency purchases, money orders, wire transfers and similar cash-like transactions\u003C/span>\u003C/li>\u003Cli>\u003Cspan>Lottery tickets, gaming chips and similar betting transactions\u003C/span>\u003C/li>\u003Cli>\u003Cspan>Interest and account fees\u003C/span>\u003C/li>\u003Cli>\u003Cspan>Unauthorized charges\u003C/span>\u003C/li>\u003Cli>\u003Cspan>Items returned for credit\u003C/span>\u003C/li>\u003C/ul>\u003Ch3>\u003Cstrong>Merchant Classification for Rewards Categories:\u003C/strong>\u003C/h3>\u003Cp>Merchants are assigned a merchant category code (\\\"MCC\\\"), which is determined in accordance with Visa procedures based on the kinds of products and services the merchants primarily sell. We don't control the assignment of these codes and are not responsible for the codes used by merchants. When you use your card to make a purchase, we're provided an MCC for that purchase. We group similar merchant codes into categories for purposes of making rewards offers. Sometimes you may expect a purchase to fit within a rewards category, but if the code assigned to the merchant wasn't grouped into that category, as recognized by Citi, your purchase will not qualify for additional cash back rewards. For example, you won't earn additional rewards for purchases at a restaurant located within a retailer if the restaurant is assigned a \\\"retailer\\\" code instead of a \\\"restaurant\\\" code and you won't earn additional rewards for purchases at a gas station if it is assigned a \\\"convenience store\\\" code instead of a “service station” or \\\"automated fuel dispensers\\\" code. Please also note — purchases made through mobile/wireless technology may not earn additional cash back rewards depending on how the technology is set up to process the purchase. We reserve the exclusive right to determine which purchases qualify for additional cash back rewards.\u003C/p>\u003Ch3>\u003Cstrong>Returns:\u003C/strong>\u003C/h3>\u003Cp>Returned items may result in credits being applied to your Card Account which will reduce or may eliminate accumulated cash back rewards and may result in a negative cash rewards balance. If your Card Account has a negative cash back rewards balance, any newly earned cash back rewards will be used to offset such negative cash back rewards balance until such balance has been brought to zero.\u003C/p>\u003Ch3>\u003Cstrong>Receiving & Redeeming Cash Back Rewards:\u003C/strong>\u003C/h3>\u003Cp>Your reward is distributed annually once your February billing statement closes. Your reward is distributed in the form of a credit card reward certificate, unless your annual reward amount is greater than $10,000, in which case Citi and Costco reserve the right to distribute your reward in an alternative form (e.g., a check or electronic transfer), at Citi's and/or Costco's discretion. Credit card reward certificates are redeemable through December 31 of the year issued in a single transaction at any U.S. Costco warehouse, including in Puerto Rico, for merchandise or cash back. An alternative form for redemption other than within the warehouse may be provided at Citi and/ or Costco's discretion. The credit card reward certificate, or alternative-form distribution, will contain your cash back rewards balance based on your eligible purchases during the annual reward period. The annual reward period is based on January through December billing statements. Should you choose to redeem only a portion of the certificate for merchandise, you will receive the remaining balance in cash or an alternative form (e.g. check or electronic transfer), at the Costco warehouse's discretion. Requests to redeem the credit card reward certificate for cash may be fulfilled in an alternative form (e.g., a check or electronic transfer), at the Costco warehouse's discretion. Your credit card reward certificate must be redeemed in person on or prior to its expiration date of December 31 in the year in which it is issued, unless an alternative form for redemption is provided (at Citi and/or Costco's discretion). Any cash back rewards you have earned on purchases made by Authorized Users on your Card Account will be added to your cash back rewards total. Only you, the primary cardmember, are eligible to receive the annual credit card reward certificate; however, you or anyone you authorize may redeem the certificate as long as you or the authorized individual has a valid Costco membership. You will not receive a credit card reward certificate if your reward is less than $1 or your account is closed at the time your credit card reward certificate is scheduled to be sent. Any cash back rewards that had been accrued at that time will be forfeited, unless prohibited by law or otherwise indicated below. You must maintain your Costco Membership to redeem your credit card reward certificate, unless prohibited by law. \u003C/p>\u003Ch3>\u003Cstrong>Account Closure:\u003C/strong>\u003C/h3>\u003Cp>If we are notified of your death, earned cash back rewards will be distributed via check to the executor or administrator of your estate.\u003C/p>\u003Cp>If we close your Card Account for any other reason, you will no longer be able to earn cash back rewards, and you will forfeit any cash back rewards accumulated, but not yet distributed, unless prohibited by law. If you close or convert your Card Account prior to receiving the credit card reward certificate in your February billing statement, any earned cash back rewards will be forfeited, unless prohibited by law.\u003C/p>\u003Ch3>\u003Cstrong>Forfeiture:\u003C/strong>\u003C/h3>\u003Cp>Any cash back rewards not redeemed by December 31 of the year of issuance of the credit card reward certificate will be forfeited.\u003C/p>\u003Ch3>\u003Cstrong>Value of Cash Back Rewards:\u003C/strong>\u003C/h3>\u003Cp>Cash back rewards have no cash value until such time as they are redeemed.\u003C/p>\u003Ch3>\u003Cstrong>Property Rights:\u003C/strong>\u003C/h3>\u003Cp>You have no property rights or other legal interests in cash back rewards. Cash back rewards may not be transferred to any other person including through such events as inheritance, bankruptcy or divorce. cash back rewards cannot be assigned or pledged.\u003C/p>\u003Ch3>\u003Cstrong>Changes to Program Rules:\u003C/strong>\u003C/h3>\u003Cp>We may make changes to the cash back rewards Program at any time, and if required by law, will provide notice. We will give you advanced written notice if we make any of the following changes: a change that negatively affects the number of cash back rewards you can earn, a change that negatively affects how/when you may lose your cash back rewards, a change that negatively affects how you can exercise your rights with respect to cash back rewards, or if we cancel the program.\u003C/p>\u003Ch3>\u003Cstrong>Fraud, Misuse, Abuse or Suspicious Activity:\u003C/strong>\u003C/h3>\u003Cp>If we see evidence of fraud, misuse, abuse, or suspicious activity, as determined by us in our sole discretion, we reserve the right to take action against you and your account. This may include, without limitation and without prior notice, any or all of the following:\u003C/p>\u003Cul>\u003Cli>\u003Cspan>Taking away your accrued cash back rewards you earned because of fraud, misuse or abuse.\u003C/span>\u003C/li>\u003Cli>\u003Cspan>Preventing you from earning cash back rewards.\u003C/span>\u003C/li>\u003Cli>\u003Cspan>Suspending or closing your Card Account or cash back rewards account.\u003C/span>\u003C/li>\u003Cli>\u003Cspan>Taking legal action to recover cash back rewards redeemed because of such activity and to recover our monetary losses, including litigation costs, and damages.\u003C/span>\u003C/li>\u003C/ul>\u003Cp>Examples of activities that may trigger such actions include, but are not limited to, the following:\u003C/p>\u003Cul>\u003Cli>\u003Cspan>Using your Card Account in an abusive manner for the primary purpose of acquiring cash back rewards.\u003C/span>\u003C/li>\u003Cli>\u003Cspan>Using your Card Account other than primarily for personal, consumer or household purposes.\u003C/span>\u003C/li>\u003C/ul>\u003C/div>\"}","GROUP_TYPE":"Container","SET_NOTIFICATION":"N","CONTENT_ID":"HP24_CostcoC_App_STD_List","NAME":"HP24_CostcoC_App_STD_List"},"copy$$ATTBAU_WB_HP22":{"SUBGROUP_TYPE":"Container","TEXT":"{\"contentID\": \"ATTBAU_WB_HP22\",\n \"hdText\": \"AT&T POINTS PLUS\u003Csup>®\u003C/sup> CARD FROM CITI\",\n \"subText\": \"WELCOME BONUS: Earn $200\",\n \"descriptionText\": \"as a statement credit after qualifying purchases. Plus, earn points with every purchase.\",\n \"ctaLabel\": \"Learn More\",\n \"ctaImage\": \"\",\n \"ctaLink\": \"https://www.citi.com/credit-cards/citi-att-pointsplus-credit-card?afc=106&intc=ATTBAU_WB_HP22\",\n \"linkTarget\": \"\",\n \"imgLarge\": \"\",\n \"imgSmall\": \"\",\n \"videoObject\": \"\",\n \"heroImg1\": \"\",\n \"homepage2Image\": \"/JRS/banners/homepage2/HP_5527_ATT_Card_Hero.png\",\n \"heroImg2\": \"\",\n \"imgTitle\": \"\",\n \"prodTitle\": \"\",\n \"prodImg\": \"\",\n \"prodFlag\": \"true\",\n \"heroColor\": \"\",\n \"speedBump\": \"\",\n \"mmTitle\": \"\",\n \"mmBody\": \"\"}","GROUP_TYPE":"Container","SET_NOTIFICATION":"N","CONTENT_ID":"ATTBAU_WB_HP22","NAME":"ATTBAU_WB_HP22"},"copy$$HP24_CC_App_STD_5pCB":{"SUBGROUP_TYPE":"Container","TEXT":"{\"contentID\": \"HP24_CC_App_STD_5pCB\",\n\"hdText\": \"CITI CUSTOM CASH\u003Csup>®\u003C/sup> CARD\",\n\"subText\": \"Earn 5% cash back on purchases\",\n\"descriptionText\": \"in your top eligible spend category each billing cycle, up to the first $500 spent.\",\n\"ctaLabel\": \"Learn More\",\n\"ctaImage\": \"\",\n\"ctaLink\": \"https://www.citi.com/credit-cards/citi-custom-cash-credit-card?intc=HP24_CC_App_STD_5pCB\",\n\"pdpBypassFlag\": \"true\",\n\"pdpBypassCtaLabel\": \"Apply Now\",\n\"pdpBypassCtaLink\": \"https://online.citi.com/US/ag/cards/application?app=UNSOL&ID=3131&HKOP=8ac2547fcb6ed5b878b09799728ec0af58f1456cd6336e02a71ef633f1311e16&intc=HP24_CC_App_STD_5pCB\",\n\"secondaryPdpBypassCtaLabel\": \"Additional Information\",\n\"linkTarget\": \"_blank\",\n\"imgLarge\": \"\",\n\"imgSmall\": \"\",\n\"videoObject\": \"\",\n\"heroImg1\": \"\",\n\"homepage2Image\": \"/JRS/banners/homepage2/HP_9049_CC_Toss_Hero.png\",\n\"prodFlag\": \"true\",\n\"copyBgColor\" : \"classLightGrey\",\n\"heroImg2\": \"\",\n\"imgTitle\": \"\",\n\"prodTitle\": \"\",\n\"speedBump\": \"\",\n\"mmTitle\": \"\",\n\"mmBody\": \"\",\n\"secondaryPdpBypassCtaModal\": \"\u003Cdiv class=\\\" cds-modal-header\\\">\u003Ch2 class=\\\" cds-modal-title\\\">\u003Cstrong>Additional Information - Citi Custom Cash\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>Card\u003C/strong>\u003C/h2>\u003C/div>\u003Cdiv class=\\\"cds-modal-body\\\">\u003Cp>Any benefit, reward, service or feature offered in connection with your Card Account may change or be discontinued at any time for any reason, except as otherwise expressly indicated. Citi isn't responsible for products and services offered by other companies.\u003C/p>\u003Cp>\u003Cstrong>Bonus Offer:\u003C/strong> Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This offer will be fulfilled as 20000 ThankYou\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>Points, which can be redeemed for $200 cash back. Balance transfers, cash advances, checks that access your Card Account, items returned for credit, unauthorized charges, interest and account fees, travelers checks, foreign currency purchases, money orders, wire transfers (and similar cash-like transactions), lottery tickets, gaming chips (and similar betting transactions) are not purchases. Purchases must post to your account during the promotional period. Many merchants will wait for a purchase to ship before they post the purchase to your account. Offer available to new Citi Custom Cash\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>cardmembers approved through this offer. Citi will only issue one Citi Custom Cash\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>Card account per person. You will qualify for the bonus offer only if you have not received a bonus offer for opening a new Citi Custom Cash\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>Card in the past 48 months.\u003C/p>\u003Ch3>\u003Cstrong>Citi Custom Cash\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>Card Travel Portal Limited Time Offer:\u003C/strong>\u003C/h3>\u003Cp>\u003Cstrong>Earn an additional 4 Thank You Points\u003C/strong> per $1 spent on hotel, car rental, and attractions excluding air travel through the Citi Travel℠ portal or by calling 1-833-737-1288 (TTY: 711). Offer is valid through 11:59 PM Eastern Time (ET) 6/30/2025. The booking must post to your account during the promotional period to qualify.\u003Cbr>This offer may overlap with other special offers in which you are currently enrolled. \u003Cstrong>You must use your Citi Custom Cash\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>Card registered at the Citi Travel portal to earn the bonus points.\u003C/strong> For bookings made with a combination of points and your eligible Citi card, only the portion paid with your card will earn the additional points. Bonus points may take one or two billing cycles to post to your account. To qualify for this offer, this account must be open and current. Points will not be earned on canceled bookings. If your account is closed for any reason, including if you convert to another card product, you will no longer be eligible for this offer. Citi Travel is powered by Rocket Travel Inc., part of the Booking Holdings Inc. group of companies together with Booking.com.\u003C/p>\u003Ch3>\u003Cstrong>Citi\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>ThankYou\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>Rewards\u003C/strong>\u003C/h3>\u003Ch4>\u003Cstrong>Summary of the Citi Custom Cash\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>Card Terms and Conditions\u003C/strong>\u003C/h4>\u003Cp>Unless you are participating in a limited-time offer, you will earn:\u003C/p>\u003Cul>\u003Cli>5 ThankYou Points for each $1 you spend in your highest spend category each billing cycle up to the first $500 spent in that category. After the first $500 spent in that category during the billing cycle, you will earn 1 ThankYou Point for each additional $1 you spend. (See below for more information on the highest spend category.)\u003C/li>\u003Cli>1 ThankYou Point for each $1 you spend on purchases (excluding purchases made in your highest spend category as described above and transactions that do not qualify as purchases that earn Points as described below).\u003C/li>\u003C/ul>\u003Cp>Citi will only issue one Citi Custom Cash Card® account per person.\u003C/p>\u003Ch5>\u003Cstrong>HIGHEST SPEND CATEGORY\u003C/strong>\u003C/h5>\u003Cp>Each billing cycle we will determine your highest spend for purchases posted to your account in the following categories: Restaurants, Gas Stations, Grocery Stores, Select Travel, Select Transit, Select Streaming Services, Drugstores, Home Improvement Stores, Fitness Clubs and Live Entertainment. Each purchase on your Card Account is assigned to a category based on the merchant category code as described below. We will calculate your total amount spent in each category, less any returns posted during the billing cycle, even if the original purchase date for the return was in an earlier billing cycle. We will use this information to determine your highest spend category. Citibank shall have the sole right to determine the highest spend category each billing cycle and their decision will be final. Once we identify the highest spend category for a billing cycle, it will not be changed, even if purchases from that category are returned in a later billing cycle.\u003C/p>\u003Cp>The following definitions apply to the categories:\u003C/p>\u003Ch5>\u003Cstrong>RESTAURANTS\u003C/strong>\u003C/h5>\u003Cp>Includes purchases at cafes, bars, lounges and fast food restaurants. Excludes purchases at bakeries, caterers, restaurants located inside another business (such as hotels, stores, stadiums, grocery stores, or warehouse clubs) and third party dining delivery services.\u003C/p>\u003Ch5>\u003Cstrong>GAS STATIONS\u003C/strong>\u003C/h5>\u003Cp>Excludes gasoline purchases at warehouse clubs, discount stores, convenience stores or other merchants that do not use the gas station merchant category code.\u003C/p>\u003Ch5>\u003Cstrong>GROCERY STORES\u003C/strong>\u003C/h5>\u003Cp>Includes purchases at supermarkets, meat/seafood stores, dairy stores, bakeries, and miscellaneous food/convenience stores. Excludes purchases at general merchandise/discount superstores; wholesale/warehouse clubs; candy, nut and confectionery stores. Purchases made at online supermarkets or with grocery delivery services also do not qualify if the merchant does not classify itself as a supermarket by using the supermarket merchant category code.\u003C/p>\u003Ch5>\u003Cstrong>SELECT TRAVEL\u003C/strong>\u003C/h5>\u003Cp>Includes airline, hotel, cruise line and travel agency purchases. Excludes timeshares, boat leases and rentals, campgrounds and trailer parks, and real estate agencies.\u003C/p>\u003Ch5>\u003Cstrong>SELECT TRANSIT\u003C/strong>\u003C/h5>\u003Cp>Includes car rentals, ferries, commuter railways, subways, taxis/limousines/car services, passenger railways, bridge and road tolls, parking lots/garages, bus lines, and motor home and recreational vehicle rentals. Also includes merchants that sell electricity for charging an electric vehicle. Excludes bike/scooter rentals, auto clubs and insurance companies.\u003C/p>\u003Ch5>\u003Cstrong>SELECT STREAMING SERVICES\u003C/strong>\u003C/h5>\u003Cp>Includes the following streaming providers: Amazon Prime Video, Amazon Music, Apple Music, Disney+, DirecTV Stream, ESPN+, fuboTV, Max, NBA League Pass, Netflix, Pandora, Paramount+, Showtime, Sling TV, Spotify, Starz, SiriusXM, Vudu, YouTube Red, YouTube TV, and Tidal.\u003C/p>\u003Cp>\u003Ci>The above names are trademarks or registered trademarks of their respective owners and could be changed at any time. The owners of the above marks do not endorse Citibank N.A.'s services, and are not otherwise affiliated with Citibank, N.A. or any of its related entities.\u003C/i>\u003C/p>\u003Ch5>\u003Cstrong>DRUGSTORES\u003C/strong>\u003C/h5>\u003Cp>Includes purchases made at pharmacies in grocery stores, general merchandise/discount superstores, and wholesale/warehouse clubs if those merchants submit purchases made in their pharmacy with the drug store and pharmacy merchant category code.\u003C/p>\u003Ch5>\u003Cstrong>HOME IMPROVEMENT STORES\u003C/strong>\u003C/h5>\u003Cp>Includes purchases at home supply warehouse stores, lumber and building materials stores, paint and wallpaper stores, hardware stores, nurseries – lawn and garden supply stores and paints, varnishes and supplies stores. Excludes florists and florists' supply stores; nursery stock; wholesale construction stores; and glass stores.\u003C/p>\u003Ch5>\u003Cstrong>FITNESS CLUBS\u003C/strong>\u003C/h5>\u003Cp>Includes membership fee and other purchases at athletic, sports and recreation facilities requiring membership such as health, tennis, and swimming clubs. Excludes fees associated with virtual services for home exercise equipment, personal monitoring devices, or fitness streaming classes.\u003C/p>\u003Ch5>\u003Cstrong>LIVE ENTERTAINMENT\u003C/strong>\u003C/h5>\u003Cp>Includes ticket purchases for live entertainment, including: concerts, live sporting events, live theatrical productions, amusement parks, and orchestras. Excludes: charitable organizations that provide live entertainment (benefits), sporting camps, sports complexes where you participate in the sport, public and private golf courses, country clubs (including membership fees), bowling alleys, movie theaters, tourist attractions, museums and art galleries.\u003C/p>\u003Ch5>\u003Cstrong>MERCHANT CLASSIFICATION FOR REWARDS CATEGORIES.\u003C/strong>\u003C/h5>\u003Cp>Merchants are assigned a merchant category code ("MCC"), which is determined in accordance with Visa/Mastercard/American Express procedures based on the kinds of products and services the merchants primarily sell. We don't control the assignment of these codes and are not responsible for the codes used by merchants. When you use your card to make a purchase, we're provided an MCC for that purchase. We group similar merchant codes into categories for purposes of identifying your spend category. Sometimes you may expect a purchase to fit within a rewards category as recognized by Citi, but if the code assigned to the merchant wasn't grouped into that category, your purchase amount will not be included in the spend for that billing cycle. For example, your purchase amount would not be included in the restaurant category for purchases at a restaurant located within a retailer if the restaurant is assigned a "retailer" code instead of a "restaurant" code. Please also note – purchases made through mobile/wireless technology may not be included in the anticipated category depending on how the technology is set up to process the purchase. We reserve the exclusive right to determine in which category purchases are placed.\u003C/p>\u003Ch5>\u003Cstrong>ONLY PURCHASES EARN POINTS\u003C/strong>\u003C/h5>\u003Cp>You'll earn Points for purchases using your Card Account, minus returns and refunds. Balance transfers, cash advances, checks that access your Card Account, items returned for credit, unauthorized charges, interest and account fees, travelers checks, foreign currency purchases, money orders, wire transfers (and similar cash-like transactions), lottery tickets, gaming chips (and similar betting transactions) do not earn ThankYou Points.\u003C/p>\u003Ch5>\u003Cstrong>OPEN AND CURRENT CARD ACCOUNT\u003C/strong>\u003C/h5>\u003Cp>You may earn Points as long as your Card Account is open and current.\u003C/p>\u003Ch5>\u003Cstrong>WHEN YOU WILL RECEIVE POINTS\u003C/strong>\u003C/h5>\u003Cp>Points earned through a purchase with your Card Account will appear in your ThankYou Account at the end of the billing cycle in which you made the purchase. This means that Points earned on purchases made near the end of a billing cycle may take up to one additional billing cycle to appear in your ThankYou Account. (Bonus Points may take one to two additional billing cycles to post to your ThankYou Account).\u003C/p>\u003Cp>Please see the Citi ThankYou Rewards Terms and Conditions for the Citi Custom Cash Card at thankyou.com/ccterms, or call us at 1-800-THANKYOU (1-800-842-6596) to request a complete copy of the Terms and Conditions. For TTY: Use 711 or other relay service. The Terms and Conditions include redemption information on the Citi ThankYou Rewards Program.\u003C/p>\u003Ch3>\u003Cstrong>Fraud, Misuse, Abuse, or Suspicious Activity\u003C/strong>\u003C/h3>\u003Cp>If we see evidence of fraud, misuse, abuse, or suspicious activity, as determined by us in our sole discretion, we reserve the right to take action against you. This may include, without limitation and without prior notice, any or all of the following:\u003C/p>\u003Cul>\u003Cli>Taking away your accrued Points\u003C/li>\u003Cli>Stopping you from earning Points\u003C/li>\u003Cli>Suspending or closing your Citi Account or ThankYou Account\u003C/li>\u003Cli>Taking legal action to recover Rewards redeemed because of such activity and to recover our monetary losses, including litigation costs and damages\u003C/li>\u003C/ul>\u003Ch4>\u003Cstrong>Some examples of fraud, misuse, abuse and suspicious activity include:\u003C/strong>\u003C/h4>\u003Cul>\u003Cli>Buying or selling Points\u003C/li>\u003Cli>Repeatedly opening Card Accounts or Citibank Checking Accounts for the primary purpose of acquiring Points\u003C/li>\u003Cli>Using your Card Accounts or Citibank Checking Account in an abusive manner for the primary purpose of acquiring Points\u003C/li>\u003Cli>Using your Card Account other than primarily for personal, consumer or household purposes\u003C/li>\u003Cli>Points redemptions that you didn't authorize\u003C/li>\u003C/ul>\u003Cp>For more information, please see the Citi ThankYou Rewards Terms and Conditions for the Citi Custom Cash Card at thankyou.com/terms\u003C/p>\u003Cp>Mastercard, World Elite and the circles design are registered trademarks of Mastercard International Incorporated.\u003C/p>\u003Cp>© 2024 Citibank, N.A. ThankYou, ThankYou from Citi and Design, Citi, Citi and Arc Design and other marks used herein are service marks of Citigroup Inc. or its affiliates, used and registered throughout the world.\u003C/p>\u003C/div>\"}","GROUP_TYPE":"Container","SET_NOTIFICATION":"N","CONTENT_ID":"HP24_CC_App_STD_5pCB","NAME":"HP24_CC_App_STD_5pCB"},"copy$$HP24_AAP_PDP_LTO_75k":{"SUBGROUP_TYPE":"Container","TEXT":"{\"contentID\": \"HP24_AAP_PDP_LTO_75k\",\n\"hdText\": \"CITI\u003Csup>®\u003C/sup> / AADVANTAGE\u003Csup>®\u003C/sup> PLATINUM SELECT\u003Csup>®\u003C/sup>\",\n\"subText\": \"Earn 75,000 American Airlines AAdvantage\u003Csup>®\u003C/sup> bonus miles\",\n\"descriptionText\": \"after $3,500 in purchases within the first 4 months of account opening. Limited Time Offer!\",\n\"ctaLabel\": \"Learn More\",\n\"ctaImage\": \"\",\n\"ctaLink\": \"https://www.citi.com/credit-cards/citi-aadvantage-platinum-elite-credit-card?afc=106&intc=HP24_AAP_PDP_LTO_75k\",\n\"linkTarget\": \"\",\n\"pdpBypassFlag\": \"true\",\n\"pdpBypassCtaLabel\": \"Learn More\",\n\"pdpBypassCtaLink\": \"https://www.citi.com/credit-cards/citi-aadvantage-platinum-elite-credit-card?afc=106&intc=HP24_AAP_PDP_LTO_75k\",\n\"secondaryPdpBypassCtaLabel\": \"Additional Information\",\n\"imgLarge\": \"/JRS/banners/modules/HP_9595_Module3UP.jpg\",\n\"imgSmall\": \"\",\n\"videoObject\": \"\",\n\"heroImg1\": \"\",\n\"homepage2Image\" : \"/JRS/banners/homepage2/HP_9595_Hero_Card.png\",\n\"heroImg2\": \"\",\n\"imgTitle\": \"\",\n\"prodTitle\": \"\",\n\"prodImg\": \"\",\n\"prodFlag\": \"true\",\n\"speedBump\": \"\",\n\"copyBgColor\": \"\",\n\"heroColor\": \"\",\n\"mmTitle\": \"Earn 75,000 American Airlines AAdvantage\u003Csup>®\u003C/sup> bonus miles\",\n\"mmBody\": \"after $3,500 in purchases within the first 4 months of account opening. Limited Time Offer!\",\n\"secondaryPdpBypassCtaModal\": \"\u003Cdiv class=\\\"cds-modal-header\\\">\u003Ch2 class=\\\"cds-modal-title\\\">\u003Cstrong>Additional Information - Citi\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>/ AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>\u003Cbr>Platinum Select\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>World Elite Mastercard\u003Csup>®\u003C/sup>\u003C/strong>\u003C/h2>\u003C/div>\u003Cdiv class=\\\"cds-modal-body\\\">\u003Ch3>\u003Cstrong>Offer Availability\u003C/strong>\u003C/h3>\u003Cp>American Airlines AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>bonus miles are not available if you have received a new account bonus for a Citi\u003Csup>®\u003C/sup> / AAdvantage\u003Csup>®\u003C/sup> Platinum Select\u003Csup>®\u003C/sup> account in the past 48 months. \u003Cstrong>The card offer referenced in this communication is only available to individuals who reside in the United States and its territories, excluding Puerto Rico and U.S. Virgin Islands.\u003C/strong>\u003C/p>\u003Ch3>\u003Cstrong>AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>Bonus Miles\u003C/strong>\u003C/h3>\u003Cp>Balance transfers, cash advances, checks that access your credit card account, items and services returned for credit, unauthorized charges, interest and account fees, traveler's checks, purchases of foreign currency, money orders, wire transfers (and similar cash-like transactions), lottery tickets, and gaming chips (and similar betting transactions) are not purchases. American Airlines AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>bonus miles typically will appear as a bonus in your AAdvantage\u003Csup>®\u003C/sup> account 8-10 weeks after you have met the purchase requirements. AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>miles may be earned on purchases made by primary credit cardmembers and Authorized Users. Purchases must post to your account during the promotional period. Many merchants will wait for a purchase to ship before they post the purchase to your account. AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>miles earned will be posted to the primary credit cardmember's AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>account.\u003C/p>\u003Ch3>\u003Cstrong>1 AAdvantage\u003Csup>®\u003C/sup> Mile Per $1\u003C/strong>\u003C/h3>\u003Cp>AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>miles are earned on purchases, except balance transfers, cash advances, checks that access your credit card account, items and services returned for credit, unauthorized charges, interest and account fees, traveler's checks, purchases of foreign currency, money orders, wire transfers (and similar cash-like transactions), lottery tickets, and gaming chips (and similar betting transactions). AAdvantage\u003Csup>®\u003C/sup> miles may be earned on purchases made by primary credit cardmembers and Authorized Users. AAdvantage\u003Csup>®\u003C/sup> miles earned will be posted to the primary credit cardmember's AAdvantage\u003Csup>®\u003C/sup> account in 8-10 weeks.\u003C/p>\u003Ch3>\u003Cstrong>2X AAdvantage\u003Csup>®\u003C/sup> Miles on American Airlines Purchases\u003C/strong>\u003C/h3>\u003Cp>Earn 1 AAdvantage\u003Csup>®\u003C/sup> base mile and 1 AAdvantage\u003Csup>®\u003C/sup> bonus mile, for a total of 2 AAdvantage\u003Csup>®\u003C/sup> miles on eligible American Airlines purchases. Eligible American Airlines purchases are items billed by American Airlines as merchant of record booked through American Airlines channels (aa.com, American Airlines reservations, American Airlines Admirals Club\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>, American Airlines Vacations and American Airlines airport and city ticket counters). Products or services that do not qualify are car rentals and hotel reservations, purchase of AAdvantage\u003Csup>®\u003C/sup> status boost or renewal, and AA Cargo\u003Csup>™\u003C/sup> products and services. AAdvantage\u003Csup>®\u003C/sup> miles earned will be posted to the primary credit cardmember's AAdvantage\u003Csup>®\u003C/sup> account in 8-10 weeks.\u003C/p>\u003Ch3>\u003Cstrong>2X AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span> Miles at Restaurants and Gas Stations\u003C/strong>\u003C/h3>\u003Cp>Earn 1 AAdvantage\u003Csup>®\u003C/sup> base mile and 1 AAdvantage\u003Csup>®\u003C/sup> bonus mile, for a total of 2 AAdvantage\u003Csup>®\u003C/sup> miles for each $1 spent on purchases at restaurants (including cafes, bars, lounges, and fast food restaurants) and at gas stations. Food and beverage purchases made at the American Airlines Admirals Club\u003Csup>®\u003C/sup> will awarded 2 AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>miles for each $1 spent as part of the Double AAdvantage\u003Csup>®\u003C/sup> miles on American Airlines Purchases benefit.\u003C/p>\u003Ch3>\u003Cstrong>Certain Non-Qualifying Purchases\u003C/strong>\u003C/h3>\u003Cp>Restaurant purchases not eligible to receive double AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>miles include, but are not limited to, supercenters, warehouse clubs, discount stores, restaurants / cafes inside department stores, bowling alleys, public and private golf courses, country clubs, convenience stores, movie theaters, caterers, and meal kit delivery services. Gas station purchases not eligible to receive double AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>miles include, but are not limited to, purchases made at warehouse clubs that do not code gas station purchases under a gas station code, discount stores, department stores, and convenience stores.\u003C/p>\u003Ch3>\u003Cstrong>Merchant Classification for Rewards Categories\u003C/strong>\u003C/h3>\u003Cp>Merchants are assigned a merchant category code (\\\"MCC\\\"), which is determined in accordance with Visa/Mastercard/American Express procedures based on the kinds of products and services the merchants primarily sell. Citi does not control the assignment of these codes and are not responsible for the codes used by merchants. When you use your card to make a purchase, Citi is provided an MCC for that purchase. Citi groups similar merchant codes into categories for purposes of making rewards offers. Sometimes you may expect a purchase to fit within a rewards category, but if the code assigned to the merchant wasn't grouped into that category as recognized by Citi, your purchase will not qualify for additional AAdvantage\u003Csup>®\u003C/sup> miles. [For example, you won't earn additional AAdvantage\u003Csup>®\u003C/sup> miles for purchases at a restaurant located within a retailer if the restaurant is assigned a \\\"retailer\\\" code instead of a \\\"restaurant\\\" code.] Please also note – purchases made through mobile/wireless technology may not earn additional AAdvantage\u003Csup>®\u003C/sup> miles depending on how the technology is set up to process the purchase.\u003C/p>\u003Cp>Citi reserves the right to determine which purchases qualify for this offer. AAdvantage\u003Csup>®\u003C/sup> miles may be earned on purchases made by primary credit cardmembers and Authorized Users. Balance transfers, cash advances, checks that access your credit card account, items and services returned for credit, unauthorized charges, interest and account fees, traveler's checks, purchases of foreign currency, money orders, wire transfers (and similar cash-like transactions), lottery tickets, and gaming chips (and similar betting transactions) do not earn AAdvantage\u003Csup>®\u003C/sup> miles. AAdvantage\u003Csup>®\u003C/sup> miles earned will be posted to the primary credit cardmember's AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>account in 8-10 weeks.\u003C/p>\u003Ch3>\u003Cstrong>1 Loyalty Point per eligible AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>mile\u003C/strong>\u003C/h3>\u003Cp>1 Loyalty Point accrues for every eligible AAdvantage\u003Csup>®\u003C/sup> mile earned on purchases, excluding balance transfers, cash advances, checks that access your credit card account, items and services returned for credit, unauthorized charges, interest and account fees, traveler's checks, purchases of foreign currency, money orders, wire transfers (and similar cash-like transactions), lottery tickets, and gaming chips (and similar betting transactions). Eligible AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>miles include the base miles earned on purchases, and do not include any AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>bonus miles or accelerators. Loyalty Points may be earned on AAdvantage\u003Csup>®\u003C/sup> miles on purchases made by primary credit cardmembers and Authorized Users. Loyalty Points earned will be posted to the primary credit cardmember's AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>account in 8–10 weeks.\u003C/p>\u003Ch3>\u003Cstrong>Preferred Boarding\u003C/strong>\u003C/h3>\u003Cp>For benefit to apply, the Citi\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>/ AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>account must be open 7 days prior to air travel, and reservation must include the primary credit cardmember's American Airlines AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>number 7 days prior to air travel.\u003C/p>\u003Cp>If you are checking in online for your flight to be eligible for preferred boarding on this trip, you must be a party to this reservation and apply and be approved for a Citi\u003Csup>®\u003C/sup> / AAdvantage\u003Csup>®\u003C/sup> credit card through the link on the checking bags page aa.com or mobile app during check-in. To access this link, you must have an active domestic flight reservation that departs within 24-hours or be eligible for check-in.\u003Cbr>If your credit card account is closed for any reason, this benefit will be cancelled. This benefit will not be available for travel on codeshare flights booked with an American Airlines flight number but operated by another airline. Up to four (4) companions traveling with and listed in the same reservation as the Citi\u003Csup>®\u003C/sup> / AAdvantage\u003Csup>®\u003C/sup> primary credit cardmember are eligible to board at the same time as the primary credit cardmember. Applicable terms and conditions are subject to change without notice. Eligible credit cardmembers will board after Priority boarding is complete, but before the rest of economy boarding. The boarding benefit will display on your American Airlines boarding pass as Group 5. This benefit applies on flights marketed and operated by American Airlines, or on flights marketed by American Airlines and operated as American Eagle\u003Csup>®\u003C/sup> flights by Envoy Air Inc., Republic Airways Inc., SkyWest Airlines, Inc., Air Wisconsin Airlines, PSA Airlines, Inc., or Piedmont Airlines, Inc.\u003C/p>\u003Ch3>\u003Cstrong>First Checked Bag Free\u003C/strong>\u003C/h3>\u003Cp>For benefit to apply, the Citi\u003Csup>®\u003C/sup> / AAdvantage\u003Csup>®\u003C/sup> account must be open 7 days prior to air travel, and reservation must include the primary credit cardmember's American Airlines AAdvantage\u003Csup>®\u003C/sup> number 7 days prior to air travel.\u003Cbr>If you are checking in online for your flight to be eligible for first checked bag free on this trip, you must be a party to this reservation and apply and be approved for a Citi\u003Csup>®\u003C/sup> / AAdvantage\u003Csup>®\u003C/sup> credit card through the link on the checking bags page aa.com or mobile app during check-in. To access this link, you must have an active domestic flight reservation that departs within 24-hours or be eligible for check-in.\u003Cbr>If your credit card account is closed for any reason, these benefits will be cancelled. Eligible Citi\u003Csup>®\u003C/sup> / AAdvantage\u003Csup>®\u003C/sup> primary credit cardmembers may check one bag free of charge when traveling on domestic itineraries marketed and operated by American Airlines, or on itineraries marketed by American Airlines and operated as American Eagle\u003Csup>®\u003C/sup> flights by Envoy Air Inc., Republic Airways Inc., SkyWest Airlines, Inc., Air Wisconsin Airlines, PSA Airlines, Inc., or Piedmont Airlines, Inc. All flights on the itinerary must be domestic flights marketed by American Airlines and operated by American Airlines or American Eagle. This benefit will not be available for travel on codeshare flights booked with an American Airlines flight number but operated by another airline. For the Citi\u003Csup>®\u003C/sup> / AAdvantage\u003Csup>®\u003C/sup> credit card, up to four (4) companions traveling with the eligible primary credit cardmember will also get their first checked bag free of charge if they are listed in the same reservation. Waiver does not apply to overweight or oversized bags. This benefit cannot be combined with any existing AAdvantage\u003Csup>®\u003C/sup> program benefits, or with First or Business class benefits, including any waiver of baggage charges. Please see aa.com/baggage for baggage weight and size restrictions. Applicable terms and conditions are subject to change without notice.\u003C/p>\u003Ch3>\u003Cstrong>25% Savings on Eligible Inflight Purchases\u003C/strong>\u003C/h3>\u003Cp>Citi\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>/ AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>credit cardmembers will receive a 25% savings on inflight purchases of food and beverages on flights operated by American Airlines when purchased with their Citi\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>/ AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>card. Savings do not apply to any other inflight purchases, such as wireless internet access. This benefit applies to domestic flights marketed and operated by American Airlines or on domestic flights marketed by American Airlines and operated by Envoy Air Inc., Republic Airways Inc., SkyWest Airlines, Inc., Air Wisconsin Airlines, Inc., PSA Airlines, Inc., or Piedmont Airlines, Inc. This benefit is not available on codeshare flights booked with an American Airlines flight number but operated by another airline. Offer is available on eligible flights as long as supplies last. Savings will appear as a statement credit 8-10 weeks after the transaction is posted to the credit cardmember's card account. Applicable terms and conditions are subject to change without notice.\u003C/p>\u003Ch3>\u003Cstrong>$125 American Airlines Flight Discount\u003C/strong>\u003C/h3>\u003Cp>Earn a $125 American Airlines Flight Discount certificate (the \\\"Flight Discount\\\") after you spend $20,000 or more in purchases that post to your Citi\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>/ AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>Platinum Select\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>credit card billing statement during your credit cardmembership year (every 12 months from the billing cycle after your anniversary month through the billing cycle of your next anniversary month). With the exception of special account status or circumstances (e.g. Military relief programs), the anniversary month will coincide with the month in which the annual fee is billed. To receive the Flight Discount, your account must be open for one full billing cycle after your anniversary month. For your first year of credit cardmembership, purchases qualify as of the date of your account opening. The Flight Discount expires one year from date of issue of the certificate. The Flight Discount is redeemable toward the initial ticket purchase of air travel only on flights marketed or operated by American Airlines or American Airlines codeshare flights for itineraries originating in the U.S., Puerto Rico, or U.S. Virgin Islands, and sold in US Dollars. The Flight Discount is redeemable online at aa.com, or by calling American Airlines Reservations. A reservations services fee may apply for travel booked through American Airlines Reservations. The Flight Discount is redeemable only toward the purchase of the base airfare and directly associated taxes, fees and charges that are collected as part of the fare calculation for travel. The Flight Discount cannot be used to pay the taxes and charges on mileage redemption tickets where only taxes and fees are being collected. The Flight Discount may not be used for flight products and/or services that are sold separately or non-flight products and/or services sold by American Airlines. If the ticket price is greater than the value of the Flight Discount, the difference must be paid only with a credit, debit or charge card, or with American Airlines Gift Cards. Any unused balance can be applied towards eligible future travel until the stated expiration date. If travel booked with the Flight Discount is cancelled or changed by the credit cardmember, the Flight Discount will be forfeited and the credit cardmember will be responsible for any applicable fare difference and the applicable change fee. The Flight Discount will not be replaced for any reason. The Flight Discount is non-refundable, may not be sold and has no cash redemption value. After qualification, please allow 8-12 weeks for delivery of the Flight Discount.\u003C/p>\u003Ch3>\u003Cstrong>No Mileage Cap\u003C/strong>\u003C/h3>\u003Cp>There is no maximum number of American Airlines AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>miles that you can accumulate through your Citi\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>/ AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>credit card account.\u003C/p>\u003Cp>If Citi sees evidence of fraud, misuse, abuse, or suspicious activity, as determined by Citi in its sole discretion, Citi reserves the right to take action against you and your credit card account. This may include, without limitation and without prior notice, declining your credit card account application, stopping you from earning American Airlines AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>miles for purchases made with your card, suspending or closing your Citi\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>/ AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>card account, and advising American Airlines of such activity. Citi may also take legal action against you to recover monetary losses, including litigation costs and damages. Examples of activities that may trigger such actions include, but are not limited to, the following: (1) application for a card account in an attempt to take advantage of a bonus offer that was not intended for you or for which you are not eligible per the terms of the offer; (2) repeated cancellation or conversion of your Citi card accounts within one year after account opening or conversion; (3) returns of purchases you made to satisfy all or a substantial portion of the purchase requirements for a bonus offer or excessive returns of purchases for which you have earned AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>miles or (4) using your account other than for personal, family, or household purposes.\u003C/p>\u003Cp>The Card Account is only available if you have an open AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>program membership in your name. Citi reserves the right to cancel your Card Account if you or American Airlines terminates or deactivates your AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>program membership.\u003C/p>\u003Cp>American Airlines reserves the right to change the AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>program and its terms and conditions at any time with or without notice, and to end the AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>program with six months' notice. Any such changes may affect your ability to use AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>Rewards and Benefits that you have already accumulated. American Airlines is not responsible for products or services offered by other participating companies. All third-party provider terms and conditions apply. For more information on miles and Loyalty Points, visit aa.com/loyaltypoints. For complete details about the AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>program, visit aa.com/aadvantage. For the AAdvantage\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>terms and conditions, visit aa.com/aadvantageterms.\u003C/p>\u003Cp>Travel booked on American Airlines may be American Eagle\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>service, operated by Envoy Air Inc., Republic Airways Inc., SkyWest Airlines, Inc., Air Wisconsin Airlines, PSA Airlines, Inc., or Piedmont Airlines, Inc.\u003C/p>\u003Cp>American Airlines, American Eagle, AAdvantage\u003Csup>®\u003C/sup>, AAdvantage Million Miler\u003Csup>™\u003C/sup>, AAdvantage Business\u003Csup>™\u003C/sup>, Flagship, Admirals Club, AAdvantage Executive Platinum\u003Csup>®\u003C/sup>, AAdvantage Platinum Pro\u003Csup>®\u003C/sup>, AAdvantage Platinum\u003Csup>®\u003C/sup>, AAdvantage Gold\u003Csup>®\u003C/sup>, AAdvantage\u003Csup>®\u003C/sup> MileUp\u003Csup>®\u003C/sup>, the Flight Symbol logo and the Tail Design are marks of American Airlines, Inc.\u003C/p>\u003Cp>Citibank is not responsible for products or services offered by other companies. Cardmember program terms are subject to change.\u003C/p>\u003Cp>\u003Cstrong>one\u003C/strong>world\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>is a registered trademark of \u003Cstrong>one\u003C/strong>world Alliance, LLC.\u003C/p>\u003Cp>Mastercard, World Elite and the circles design are registered trademarks of Mastercard International Incorporated.\u003C/p>\u003Cp>The Contactless Indicator mark, consisting of four graduating arcs, is a trademark owned by and used with permission of EMVCo, LLC.\u003C/p>\u003C/div>\u003C/div>\"}","GROUP_TYPE":"Container","SET_NOTIFICATION":"N","CONTENT_ID":"HP24_AAP_PDP_LTO_75k","NAME":"HP24_AAP_PDP_LTO_75k"},"copy$$HP24_CC_App_STD_lowAPR25":{"SUBGROUP_TYPE":"Container","TEXT":"{\"contentID\": \"HP24_CC_App_STD_lowAPR25\",\n\"hdText\": \"CITI CUSTOM CASH\u003Csup>®\u003C/sup> CARD\",\n\"subText\": \"Earn cash back\",\n\"descriptionText\": \"Earn $200 cash back after spending $1,500 in the first 6 months of account opening.\",\n\"ctaLabel\": \"Learn More\",\n\"ctaImage\": \"\",\n\"ctaLink\": \"https://www.citi.com/credit-cards/citi-custom-cash-credit-card?intc=HP24_CC_App_STD_lowAPR25\",\n\"pdpBypassFlag\": \"true\",\n\"pdpBypassCtaLabel\": \"Apply Now\",\n\"pdpBypassCtaLink\": \"https://online.citi.com/US/ag/cards/application?app=UNSOL&ID=3131&HKOP=8ac2547fcb6ed5b878b09799728ec0af58f1456cd6336e02a71ef633f1311e16&intc=HP24_CC_App_STD_lowAPR25\",\n\"secondaryPdpBypassCtaLabel\": \"Additional Information\",\n\"linkTarget\": \"_blank\",\n\"imgLarge\": \"/JRS/banners/modules/HP9409_CC_3UpM1M7.jpg\",\n\"imgSmall\": \"\",\n\"videoObject\": \"\",\n\"heroImg1\": \"\",\n\"homepage2Image\": \"/JRS/banners/homepage2/HP_9049_CC_Toss_Hero.png\",\n\"prodFlag\": \"true\",\n\"copyBgColor\" : \"classLightGrey\",\n\"heroImg2\": \"\",\n\"imgTitle\": \"\",\n\"prodTitle\": \"\",\n\"speedBump\": \"\",\n\"mmTitle\": \"Earn cash back\",\n\"mmBody\": \"Earn $200 cash back after spending $1,500 in the first 6 months of account opening.\",\n\"secondaryPdpBypassCtaModal\": \"\u003Cdiv class=\\\" cds-modal-header\\\">\u003Ch2 class=\\\" cds-modal-title\\\">\u003Cstrong>Additional Information - Citi Custom Cash\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>Card\u003C/strong>\u003C/h2>\u003C/div>\u003Cdiv class=\\\"cds-modal-body\\\">\u003Cp>Any benefit, reward, service or feature offered in connection with your Card Account may change or be discontinued at any time for any reason, except as otherwise expressly indicated. Citi isn't responsible for products and services offered by other companies.\u003C/p>\u003Cp>\u003Cstrong>Bonus Offer:\u003C/strong> Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This offer will be fulfilled as 20000 ThankYou\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>Points, which can be redeemed for $200 cash back. Balance transfers, cash advances, checks that access your Card Account, items returned for credit, unauthorized charges, interest and account fees, travelers checks, foreign currency purchases, money orders, wire transfers (and similar cash-like transactions), lottery tickets, gaming chips (and similar betting transactions) are not purchases. Purchases must post to your account during the promotional period. Many merchants will wait for a purchase to ship before they post the purchase to your account. Offer available to new Citi Custom Cash\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>cardmembers approved through this offer. Citi will only issue one Citi Custom Cash\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>Card account per person. You will qualify for the bonus offer only if you have not received a bonus offer for opening a new Citi Custom Cash\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>Card in the past 48 months.\u003C/p>\u003Ch3>\u003Cstrong>Citi Custom Cash\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>Card Travel Portal Limited Time Offer:\u003C/strong>\u003C/h3>\u003Cp>\u003Cstrong>Earn an additional 4 Thank You Points\u003C/strong> per $1 spent on hotel, car rental, and attractions excluding air travel through the Citi Travel℠ portal or by calling 1-833-737-1288 (TTY: 711). Offer is valid through 11:59 PM Eastern Time (ET) 6/30/2025. The booking must post to your account during the promotional period to qualify.\u003Cbr>This offer may overlap with other special offers in which you are currently enrolled. \u003Cstrong>You must use your Citi Custom Cash\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>Card registered at the Citi Travel portal to earn the bonus points.\u003C/strong> For bookings made with a combination of points and your eligible Citi card, only the portion paid with your card will earn the additional points. Bonus points may take one or two billing cycles to post to your account. To qualify for this offer, this account must be open and current. Points will not be earned on canceled bookings. If your account is closed for any reason, including if you convert to another card product, you will no longer be eligible for this offer. Citi Travel is powered by Rocket Travel Inc., part of the Booking Holdings Inc. group of companies together with Booking.com.\u003C/p>\u003Ch3>\u003Cstrong>Citi\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>ThankYou\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>Rewards\u003C/strong>\u003C/h3>\u003Ch4>\u003Cstrong>Summary of the Citi Custom Cash\u003Csup>®\u003C/sup>\u003Cspan> \u003C/span>Card Terms and Conditions\u003C/strong>\u003C/h4>\u003Cp>Unless you are participating in a limited-time offer, you will earn:\u003C/p>\u003Cul>\u003Cli>5 ThankYou Points for each $1 you spend in your highest spend category each billing cycle up to the first $500 spent in that category. After the first $500 spent in that category during the billing cycle, you will earn 1 ThankYou Point for each additional $1 you spend. (See below for more information on the highest spend category.)\u003C/li>\u003Cli>1 ThankYou Point for each $1 you spend on purchases (excluding purchases made in your highest spend category as described above and transactions that do not qualify as purchases that earn Points as described below).\u003C/li>\u003C/ul>\u003Cp>Citi will only issue one Citi Custom Cash\u003Csup>®\u003C/sup> Card account per person.\u003C/p>\u003Ch5>\u003Cstrong>HIGHEST SPEND CATEGORY\u003C/strong>\u003C/h5>\u003Cp>Each billing cycle we will determine your highest spend for purchases posted to your account in the following categories: Restaurants, Gas Stations, Grocery Stores, Select Travel, Select Transit, Select Streaming Services, Drugstores, Home Improvement Stores, Fitness Clubs and Live Entertainment. Each purchase on your Card Account is assigned to a category based on the merchant category code as described below. We will calculate your total amount spent in each category, less any returns posted during the billing cycle, even if the original purchase date for the return was in an earlier billing cycle. We will use this information to determine your highest spend category. Citibank shall have the sole right to determine the highest spend category each billing cycle and their decision will be final. Once we identify the highest spend category for a billing cycle, it will not be changed, even if purchases from that category are returned in a later billing cycle.\u003C/p>\u003Cp>The following definitions apply to the categories:\u003C/p>\u003Ch5>\u003Cstrong>RESTAURANTS\u003C/strong>\u003C/h5>\u003Cp>Includes purchases at cafes, bars, lounges and fast food restaurants. Excludes purchases at bakeries, caterers, restaurants located inside another business (such as hotels, stores, stadiums, grocery stores, or warehouse clubs) and third party dining delivery services.\u003C/p>\u003Ch5>\u003Cstrong>GAS STATIONS\u003C/strong>\u003C/h5>\u003Cp>Excludes gasoline purchases at warehouse clubs, discount stores, convenience stores or other merchants that do not use the gas station merchant category code.\u003C/p>\u003Ch5>\u003Cstrong>GROCERY STORES\u003C/strong>\u003C/h5>\u003Cp>Includes purchases at supermarkets, meat/seafood stores, dairy stores, bakeries, and miscellaneous food/convenience stores. Excludes purchases at general merchandise/discount superstores; wholesale/warehouse clubs; candy, nut and confectionery stores. Purchases made at online supermarkets or with grocery delivery services also do not qualify if the merchant does not classify itself as a supermarket by using the supermarket merchant category code.\u003C/p>\u003Ch5>\u003Cstrong>SELECT TRAVEL\u003C/strong>\u003C/h5>\u003Cp>Includes airline, hotel, cruise line and travel agency purchases. Excludes timeshares, boat leases and rentals, campgrounds and trailer parks, and real estate agencies.\u003C/p>\u003Ch5>\u003Cstrong>SELECT TRANSIT\u003C/strong>\u003C/h5>\u003Cp>Includes car rentals, ferries, commuter railways, subways, taxis/limousines/car services, passenger railways, bridge and road tolls, parking lots/garages, bus lines, and motor home and recreational vehicle rentals. Also includes merchants that sell electricity for charging an electric vehicle. Excludes bike/scooter rentals, auto clubs and insurance companies.\u003C/p>\u003Ch5>\u003Cstrong>SELECT STREAMING SERVICES\u003C/strong>\u003C/h5>\u003Cp>Includes the following streaming providers: Amazon Prime Video, Amazon Music, Apple Music, Disney+, DirecTV Stream, ESPN+, fuboTV, Max, NBA League Pass, Netflix, Pandora, Paramount+, Showtime, Sling TV, Spotify, Starz, SiriusXM, Vudu, YouTube Red, YouTube TV, and Tidal.\u003C/p>\u003Cp>\u003Ci>The above names are trademarks or registered trademarks of their respective owners and could be changed at any time. The owners of the above marks do not endorse Citibank N.A.'s services, and are not otherwise affiliated with Citibank, N.A. or any of its related entities.\u003C/i>\u003C/p>\u003Ch5>\u003Cstrong>DRUGSTORES\u003C/strong>\u003C/h5>\u003Cp>Includes purchases made at pharmacies in grocery stores, general merchandise/discount superstores, and wholesale/warehouse clubs if those merchants submit purchases made in their pharmacy with the drug store and pharmacy merchant category code.\u003C/p>\u003Ch5>\u003Cstrong>HOME IMPROVEMENT STORES\u003C/strong>\u003C/h5>\u003Cp>Includes purchases at home supply warehouse stores, lumber and building materials stores, paint and wallpaper stores, hardware stores, nurseries – lawn and garden supply stores and paints, varnishes and supplies stores. Excludes florists and florists' supply stores; nursery stock; wholesale construction stores; and glass stores.\u003C/p>\u003Ch5>\u003Cstrong>FITNESS CLUBS\u003C/strong>\u003C/h5>\u003Cp>Includes membership fee and other purchases at athletic, sports and recreation facilities requiring membership such as health, tennis, and swimming clubs. Excludes fees associated with virtual services for home exercise equipment, personal monitoring devices, or fitness streaming classes.\u003C/p>\u003Ch5>\u003Cstrong>LIVE ENTERTAINMENT\u003C/strong>\u003C/h5>\u003Cp>Includes ticket purchases for live entertainment, including: concerts, live sporting events, live theatrical productions, amusement parks, and orchestras. Excludes: charitable organizations that provide live entertainment (benefits), sporting camps, sports complexes where you participate in the sport, public and private golf courses, country clubs (including membership fees), bowling alleys, movie theaters, tourist attractions, museums and art galleries.\u003C/p>\u003Ch5>\u003Cstrong>MERCHANT CLASSIFICATION FOR REWARDS CATEGORIES.\u003C/strong>\u003C/h5>\u003Cp>Merchants are assigned a merchant category code ("MCC"), which is determined in accordance with Visa/Mastercard/American Express procedures based on the kinds of products and services the merchants primarily sell. We don't control the assignment of these codes and are not responsible for the codes used by merchants. When you use your card to make a purchase, we're provided an MCC for that purchase. We group similar merchant codes into categories for purposes of identifying your spend category. Sometimes you may expect a purchase to fit within a rewards category as recognized by Citi, but if the code assigned to the merchant wasn't grouped into that category, your purchase amount will not be included in the spend for that billing cycle. For example, your purchase amount would not be included in the restaurant category for purchases at a restaurant located within a retailer if the restaurant is assigned a "retailer" code instead of a "restaurant" code. Please also note – purchases made through mobile/wireless technology may not be included in the anticipated category depending on how the technology is set up to process the purchase. We reserve the exclusive right to determine in which category purchases are placed.\u003C/p>\u003Ch5>\u003Cstrong>ONLY PURCHASES EARN POINTS\u003C/strong>\u003C/h5>\u003Cp>You'll earn Points for purchases using your Card Account, minus returns and refunds. Balance transfers, cash advances, checks that access your Card Account, items returned for credit, unauthorized charges, interest and account fees, travelers checks, foreign currency purchases, money orders, wire transfers (and similar cash-like transactions), lottery tickets, gaming chips (and similar betting transactions) do not earn ThankYou Points.\u003C/p>\u003Ch5>\u003Cstrong>OPEN AND CURRENT CARD ACCOUNT\u003C/strong>\u003C/h5>\u003Cp>You may earn Points as long as your Card Account is open and current.\u003C/p>\u003Ch5>\u003Cstrong>WHEN YOU WILL RECEIVE POINTS\u003C/strong>\u003C/h5>\u003Cp>Points earned through a purchase with your Card Account will appear in your ThankYou Account at the end of the billing cycle in which you made the purchase. This means that Points earned on purchases made near the end of a billing cycle may take up to one additional billing cycle to appear in your ThankYou Account. 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Limited Time Offer!\",\n\"secondaryPdpBypassCtaModal\": \"\u003Cdiv class=\\\"cds-modal-header\\\">\u003Ch2 class=\\\"cds-modal-title\\\">\u003Cb>Additional Information - Citi\u003Csup>®\u003C/sup> / AAdvantage\u003Csup>®\u003C/sup> Platinum Select\u003Csup>®\u003C/sup> World Elite Mastercard\u003Csup>®\u003C/sup>\u003C/b>\u003C/h2>\u003C/div>\u003Cdiv class=\\\"cds-modal-body\\\">\u003Ch3>\u003Cstrong>Offer Availability\u003C/strong>\u003C/h3>\u003Cp>American Airlines AAdvantage\u003Csup>®\u003C/sup> bonus miles are not available if you have received a new account bonus for a Citi\u003Csup>®\u003C/sup> / AAdvantage\u003Csup>®\u003C/sup> Platinum Select\u003Csup>®\u003C/sup> account in the past 48 months or if you converted another Citi credit card account on which you earned a new account bonus in the last 48 months into a Citi\u003Csup>®\u003C/sup> / AAdvantage\u003Csup>®\u003C/sup> Platinum Select\u003Csup>®\u003C/sup> account.\u003Cstrong> The card offer referenced in this communication is only available to individuals who reside in the United States and its territories, excluding Puerto Rico and U.S. Virgin Islands.\u003C/strong>\u003C/p>\u003Ch3>\u003Cstrong>AAdvantage\u003Csup>®\u003C/sup> Bonus Miles\u003C/strong>\u003C/h3>\u003Cp>Balance transfers, cash advances, checks that access your credit card account, items and services returned for credit, unauthorized charges, interest and account fees, traveler’s checks, purchases of foreign currency, money orders, wire transfers (and similar cash-like transactions), lottery tickets, and gaming chips (and similar betting transactions) are not purchases. AAdvantage\u003Csup>®\u003C/sup> bonus miles typically will appear as a bonus in your AAdvantage\u003Csup>®\u003C/sup> account 8-10 weeks after you have met the purchase requirements. AAdvantage\u003Csup>®\u003C/sup> miles may be earned on purchases made by primary credit cardmembers and Authorized Users. Purchases must post to your account during the promotional period. Many merchants will wait for a purchase to ship before they post the purchase to your account. AAdvantage\u003Csup>®\u003C/sup> miles earned will be posted to the primary credit cardmember’s AAdvantage\u003Csup>®\u003C/sup> account.\u003C/p>\u003Ch3>\u003Cstrong>1 AAdvantage\u003Csup>®\u003C/sup> Mile Per $1\u003C/strong>\u003C/h3>\u003Cp>AAdvantage\u003Csup>®\u003C/sup> miles are earned on purchases, except balance transfers, cash advances, checks that access your credit card account, items and services returned for credit, unauthorized charges, interest and account fees, traveler’s checks, purchases of foreign currency, money orders, wire transfers (and similar cash-like transactions), lottery tickets, and gaming chips (and similar betting transactions). AAdvantage\u003Csup>®\u003C/sup> miles may be earned on purchases made by primary credit cardmembers and Authorized Users. AAdvantage\u003Csup>®\u003C/sup> miles earned will be posted to the primary credit cardmember’s AAdvantage\u003Csup>®\u003C/sup> account in 8-10 weeks.\u003C/p>\u003Ch3>\u003Cstrong>2X AAdvantage\u003Csup>®\u003C/sup> Miles on American Airlines Purchases\u003C/strong>\u003C/h3>\u003Cp>Earn 1 AAdvantage\u003Csup>®\u003C/sup> base mile and 1 AAdvantage\u003Csup>®\u003C/sup> bonus mile, for a total of 2 AAdvantage\u003Csup>®\u003C/sup> miles on eligible American Airlines purchases. Eligible American Airlines purchases are items billed by American Airlines as the merchant of record. Products or services that do not qualify are car rentals and hotel reservations, purchase of AAdvantage\u003Csup>®\u003C/sup> status boost or renewal, and AA Cargo\u003Csup>™\u003C/sup> products and services. AAdvantage\u003Csup>®\u003C/sup> miles earned will be posted to the primary credit cardmember’s AAdvantage\u003Csup>®\u003C/sup> account in 8-10 weeks.\u003C/p>\u003Ch3>\u003Cstrong>2X AAdvantage\u003Csup>®\u003C/sup> Miles at Restaurants and Gas Stations\u003C/strong>\u003C/h3>\u003Cp>Earn 1 AAdvantage\u003Csup>®\u003C/sup> base mile and 1 AAdvantage\u003Csup>®\u003C/sup> bonus mile, for a total of 2 AAdvantage\u003Csup>®\u003C/sup> miles for each $1 spent on purchases at restaurants (including cafes, bars, lounges, and fast food restaurants) and at gas stations. Food and beverage purchases made at the American Airlines Admirals Club\u003Csup>®\u003C/sup> will awarded 2 AAdvantage\u003Csup>®\u003C/sup> miles for each $1 spent as part of the Double AAdvantage\u003Csup>®\u003C/sup> miles on American Airlines Purchases benefit.\u003C/p>\u003Ch3>\u003Cstrong>Certain Non-Qualifying Purchases\u003C/strong>\u003C/h3>\u003Cp>Restaurant purchases not eligible to receive double AAdvantage\u003Csup>®\u003C/sup> miles include, but are not limited to, supercenters, warehouse clubs, discount stores, restaurants / cafes inside department stores, bowling alleys, public and private golf courses, country clubs, convenience stores, movie theaters, caterers, and meal kit delivery services. Gas station purchases not eligible to receive double AAdvantage\u003Csup>®\u003C/sup> miles include, but are not limited to, purchases made at warehouse clubs that do not code gas station purchases under a gas station code, discount stores, department stores, and convenience stores.\u003C/p>\u003Ch3>\u003Cstrong>Merchant Classification for Rewards Categories\u003C/strong>\u003C/h3>\u003Cp>Merchants are assigned a merchant category code (\\\"MCC\\\"), which is determined in accordance with Visa/Mastercard/American Express procedures based on the kinds of products and services the merchants primarily sell. Citi does not control the assignment of these codes and are not responsible for the codes used by merchants. When you use your card to make a purchase, Citi is provided an MCC for that purchase. Citi groups similar merchant codes into categories for purposes of making rewards offers. Sometimes you may expect a purchase to fit within a rewards category, but if the code assigned to the merchant wasn’t grouped into that category as recognized by Citi, your purchase will not qualify for additional AAdvantage\u003Csup>®\u003C/sup> miles. [For example, you won't earn additional AAdvantage\u003Csup>®\u003C/sup> miles for purchases at a restaurant located within a retailer if the restaurant is assigned a \\\"retailer\\\" code instead of a \\\"restaurant\\\" code.] Please also note – purchases made through mobile/wireless technology may not earn additional AAdvantage\u003Csup>®\u003C/sup> miles depending on how the technology is set up to process the purchase.\u003C/p>\u003Cp>Citi reserves the right to determine which purchases qualify for this offer. AAdvantage\u003Csup>®\u003C/sup> miles may be earned on purchases made by primary credit cardmembers and Authorized User. Balance transfers, cash advances, checks that access your credit card account, items and services returned for credit, unauthorized charges, interest and account fees, traveler’s checks, purchases of foreign currency, money orders, wire transfers (and similar cash-like transactions), lottery tickets, and gaming chips (and similar betting transactions) do not earn AAdvantage\u003Csup>®\u003C/sup> miles. AAdvantage\u003Csup>®\u003C/sup> miles earned will be posted to the primary credit cardmember’s AAdvantage\u003Csup>®\u003C/sup> account in 8-10 weeks.\u003C/p>\u003Ch3>\u003Cstrong>1 Loyalty Point per eligible AAdvantage\u003Csup>®\u003C/sup> mile\u003C/strong>\u003C/h3>\u003Cp>1 Loyalty Point accrues for every eligible AAdvantage\u003Csup>®\u003C/sup> mile earned on purchases, excluding balance transfers, cash advances, checks that access your credit card account, items and services returned for credit, unauthorized charges, interest and account fees, traveler's checks, purchases of foreign currency, money orders, wire transfers (and similar cash-like transactions), lottery tickets, and gaming chips (and similar betting transactions). Eligible AAdvantage\u003Csup>®\u003C/sup> miles include the AAdvantage\u003Csup>®\u003C/sup> base miles earned on purchases, and do not include any AAdvantage\u003Csup>®\u003C/sup> bonus miles or accelerators. Loyalty Points may be earned on AAdvantage\u003Csup>®\u003C/sup> miles on purchases made by primary credit cardmembers and Authorized Users. Loyalty Points earned will be posted to the primary credit cardmember's AAdvantage\u003Csup>®\u003C/sup> account in 8-10 weeks.\u003C/p>\u003Ch3>\u003Cstrong>Preferred Boarding\u003C/strong>\u003C/h3>\u003Cp>For benefit to apply, the Citi\u003Csup>®\u003C/sup> / AAdvantage\u003Csup>®\u003C/sup> account must be open 7 days prior to air travel, and reservation must include the primary credit cardmember's American Airlines AAdvantage\u003Csup>®\u003C/sup> number 7 days prior to air travel.\u003C/p>\u003Cp>If you are checking in online for your flight to be eligible for preferred boarding on this trip, you must be a party to this reservation and apply and be approved for a Citi\u003Csup>®\u003C/sup> / AAdvantage\u003Csup>®\u003C/sup> credit card through the link on the checking bags page aa.com or mobile app during check-in. To access this link, you must have an active domestic flight reservation that departs within 24-hours or be eligible for check-in.\u003C/p>\u003Cp>If your credit card account is closed for any reason, this benefit will be cancelled. This benefit will not be available for travel on codeshare flights booked with an American Airlines flight number but operated by another airline. Up to four (4) companions traveling with and listed in the same reservation as the Citi\u003Csup>®\u003C/sup> / AAdvantage\u003Csup>®\u003C/sup> primary credit cardmember are eligible to board at the same time as the primary credit cardmember. Applicable terms and conditions are subject to change without notice.\u003C/p>\u003Cp>Eligible credit cardmembers will board after Priority boarding is complete, but before the rest of economy boarding. The boarding benefit will display on your American Airlines boarding pass as Group 5. This benefit applies on flights marketed and operated by American Airlines, or on flights marketed by American Airlines and operated as American Eagle\u003Csup>®\u003C/sup> flights by Envoy Air Inc., Republic Airways Inc., SkyWest Airlines, Inc., Air Wisconsin Airlines LLC, PSA Airlines, Inc., or Piedmont Airlines, Inc.\u003C/p>\u003Ch3>\u003Cstrong>First Checked Bag Free\u003C/strong>\u003C/h3>\u003Cp>For benefit to apply, the Citi\u003Csup>®\u003C/sup> / AAdvantage\u003Csup>®\u003C/sup> account must be open 7 days prior to air travel, and reservation must include the primary credit cardmember's American Airlines AAdvantage\u003Csup>®\u003C/sup> number 7 days prior to air travel.\u003C/p>\u003Cp>If you are checking in online for your flight to be eligible for first checked bag free on this trip, you must be a party to this reservation and apply and be approved for a Citi\u003Csup>®\u003C/sup> / AAdvantage\u003Csup>®\u003C/sup> credit card through the link on the checking bags page aa.com or mobile app during check-in. To access this link, you must have an active domestic flight reservation that departs within 24-hours or be eligible for check-in.\u003C/p>\u003Cp>If your credit card account is closed for any reason, these benefits will be cancelled. Eligible Citi\u003Csup>®\u003C/sup> / AAdvantage\u003Csup>®\u003C/sup> primary credit cardmembers may check one bag free of charge when traveling on domestic itineraries marketed and operated by American Airlines, or on itineraries marketed by American Airlines and operated as American Eagle\u003Csup>®\u003C/sup> flights by Envoy Air Inc., Republic Airways Inc., SkyWest Airlines, Inc., Air Wisconsin Airlines LLC, PSA Airlines, Inc., or Piedmont Airlines, Inc. All flights on the itinerary must be domestic flights marketed by American Airlines and operated by American Airlines or American Eagle. This benefit will not be available for travel on codeshare flights booked with an American Airlines flight number but operated by another airline. For the Citi\u003Csup>®\u003C/sup> / AAdvantage\u003Csup>®\u003C/sup> credit card, up to four (4) companions traveling with the eligible primary credit cardmember will also get their first checked bag free of charge if they are listed in the same reservation. Waiver does not apply to overweight or oversized bags. This benefit cannot be combined with any existing AAdvantage\u003Csup>®\u003C/sup> program benefits, or with First or Business class benefits, including any waiver of baggage charges. Please see aa.com/baggage » for baggage weight and size restrictions. Applicable terms and conditions are subject to change without notice.\u003C/p>\u003Ch3>\u003Cstrong>25% Savings on Eligible Inflight Purchases\u003C/strong>\u003C/h3>\u003Cp>Citi\u003Csup>®\u003C/sup> / AAdvantage\u003Csup>®\u003C/sup> credit cardmembers will receive a 25% savings on inflight purchases of food and beverages on flights operated by American Airlines when purchased with their Citi\u003Csup>®\u003C/sup> / AAdvantage\u003Csup>®\u003C/sup> card. Savings do not apply to any other inflight purchases, such as wireless internet access. This benefit applies to domestic flights marketed and operated by American Airlines or on domestic flights marketed by American Airlines and operated by Envoy Air Inc., Republic Airways Inc., SkyWest Airlines, Inc., Air Wisconsin Airlines LLC, PSA Airlines, Inc., or Piedmont Airlines, Inc. This benefit is not available on codeshare flights booked with an American Airlines flight number but operated by another airline. Offer is available on eligible flights as long as supplies last. Savings will appear as a statement credit 8-10 weeks after the transaction is posted to the credit cardmember's card account. Applicable terms and conditions are subject to change without notice.\u003C/p>\u003Ch3>\u003Cstrong>$125 American Airlines Flight Discount\u003C/strong>\u003C/h3>\u003Cp>Earn a $125 American Airlines Flight Discount certificate (the \\\"Flight Discount\\\") after you spend $20,000 or more in purchases that post to your Citi\u003Csup>®\u003C/sup> / AAdvantage\u003Csup>®\u003C/sup> Platinum Select\u003Csup>®\u003C/sup> credit card billing statement during your credit cardmembership year (every 12 months from the billing cycle after your anniversary month through the billing cycle of your next anniversary month). With the exception of special account status or circumstances (e.g. Military relief programs), the anniversary month will coincide with the month in which the annual fee is billed. To receive the Flight Discount, your account must be open for one full billing cycle after your anniversary month. For your first year of credit cardmembership, purchases qualify as of the date of your account opening. The Flight Discount expires one year from date of issue of the certificate. The Flight Discount is redeemable toward the initial ticket purchase of air travel only on flights marketed or operated by American Airlines or American Airlines codeshare flights for itineraries originating in the U.S., Puerto Rico, or U.S. Virgin Islands. The Flight Discount is redeemable online at aa.com, or by calling American Airlines Reservations. A reservations services fee may apply for travel booked through American Airlines Reservations. The Flight Discount is redeemable only toward the purchase of the base airfare and directly associated taxes, fees and charges that are collected as part of the fare calculation for travel. The Flight Discount cannot be used to pay the taxes and charges on mileage redemption tickets where only taxes and fees are being collected. The Flight Discount may not be used for flight products and/or services that are sold separately or non-flight products and/or services sold by American Airlines. If the ticket price is greater than the value of the Flight Discount, the difference must be paid only with a credit, debit or charge card, or with American Airlines Gift Cards. Any unused balance can be applied towards eligible future travel until the stated expiration date. If travel booked with the Flight Discount is cancelled or changed by the credit cardmember, the Flight Discount will be forfeited and the credit cardmember will be responsible for any applicable fare difference and the applicable change fee. The Flight Discount will not be replaced for any reason. The Flight Discount is non-refundable, may not be sold and has no cash redemption value. After qualification, please allow 8-12 weeks for delivery of the Flight Discount.\u003C/p>\u003Ch3>\u003Cstrong>No Mileage Cap\u003C/strong>\u003C/h3>\u003Cp>There is no maximum number of American Airlines AAdvantage\u003Csup>®\u003C/sup> miles that you can accumulate through your Citi\u003Csup>®\u003C/sup> / AAdvantage\u003Csup>®\u003C/sup> credit card account.\u003C/p>\u003Cp>If Citi sees evidence of fraud, misuse, abuse, or suspicious activity, as determined by Citi in its sole discretion, Citi reserves the right to take action against you and your credit card account. This may include, without limitation and without prior notice, declining your credit card account application, stopping you from earning American Airlines AAdvantage\u003Csup>®\u003C/sup> miles for purchases made with your card, suspending or closing your Citi\u003Csup>®\u003C/sup> / AAdvantage\u003Csup>®\u003C/sup> card account, and advising American Airlines of such activity. Citi may also take legal action against you to recover monetary losses, including litigation costs and damages. Examples of activities that may trigger such actions include, but are not limited to, the following: (1) application for a card account in an attempt to take advantage of a bonus offer that was not intended for you or for which you are not eligible per the terms of the offer; (2) repeated cancellation or conversion of your Citi card accounts within one year after account opening or conversion; (3) returns of purchases you made to satisfy all or a substantial portion of the purchase requirements for a bonus offer or excessive returns of purchases for which you have earned AAdvantage\u003Csup>®\u003C/sup> miles or (4) using your account other than for personal, family, or household purposes.\u003C/p>\u003Cp>The Card Account is only available if you have an open AAdvantage\u003Csup>®\u003C/sup> program membership in your name. Citi reserves the right to cancel your Card Account if you or American Airlines terminates or deactivates your AAdvantage\u003Csup>®\u003C/sup> program membership.\u003C/p>\u003Cp>American Airlines reserves the right to change the AAdvantage\u003Csup>®\u003C/sup> program and its terms and conditions at any time with or without notice, and to end the AAdvantage\u003Csup>®\u003C/sup> program with six months' notice. Any such changes may affect your ability to use AAdvantage\u003Csup>®\u003C/sup> Rewards and Benefits that you have already accumulated. American Airlines is not responsible for products or services offered by other participating companies. All third-party provider terms and conditions apply. For more information on miles and Loyalty Points, visit aa.com/loyaltypoints. For complete details about the AAdvantage\u003Csup>®\u003C/sup> program, visit aa.com/aadvantage. For the AAdvantage\u003Csup>®\u003C/sup> terms and conditions, visit aa.com/aadvantageterms.\u003C/p>\u003Cp>Travel booked on American Airlines may be American Eagle\u003Csup>®\u003C/sup> service, operated by Envoy Air Inc., Republic Airways Inc., SkyWest Airlines, Inc.,Air Wisconsin Airlines LLC, PSA Airlines, Inc., or Piedmont Airlines, Inc.\u003C/p>\u003Cp>American Airlines, American Eagle, AAdvantage\u003Csup>®\u003C/sup>, AAdvantage Million Miler\u003Csup>™\u003C/sup>, AAdvantage Business\u003Csup>™\u003C/sup>, Flagship, Admirals Club, ConciergeKey\u003Csup>®\u003C/sup>, AAdvantage Executive Platinum\u003Csup>®\u003C/sup>, AAdvantage Platinum Pro\u003Csup>®\u003C/sup>, AAdvantage Platinum\u003Csup>®\u003C/sup>, AAdvantage Gold\u003Csup>®\u003C/sup>, AAdvantage\u003Csup>®\u003C/sup> MileUp\u003Csup>®\u003C/sup>, the Flight Symbol logo and the Tail Design are marks of American Airlines, Inc.\u003C/p>\u003Cp>Citibank is not responsible for products or services offered by other companies. Cardmember program terms are subject to change.\u003C/p>\u003Cp>\u003Cstrong>one\u003C/strong>world\u003Csup>®\u003C/sup> is a registered trademark of \u003Cstrong>one\u003C/strong>world Alliance, LLC.\u003C/p>\u003Cp>Mastercard, World Elite and the circles design are registered trademarks of Mastercard International Incorporated.\u003C/p>\u003Cp>The Contactless Indicator mark, consisting of four graduating arcs, is a trademark owned by and used with permission of EMVCo, LLC.\u003C/p>\u003C/div>\"}","GROUP_TYPE":"Container","SET_NOTIFICATION":"N","CONTENT_ID":"HP25_AAP_App_LTO_75k","NAME":"HP25_AAP_App_LTO_75k"},"copy$$HP24_DC_App_BAU_TrvlPtl":{"SUBGROUP_TYPE":"Container","TEXT":"{\"contentID\": \"HP24_DC_App_BAU_TrvlPtl\",\n\"hdText\": \"CITI DOUBLE CASH\u003Csup>®\u003C/sup> CARD\",\n\"subText\": \"Special Travel Offer\",\n\"descriptionText\": \"Earn 5% total cash back on hotel, car rental and attractions when booked on the Citi Travel℠ portal through 12/31/2025.\",\n\"ctaLabel\": \"Learn More\",\n\"ctaImage\": \"\",\n\"ctaLink\": \"https://www.citi.com/credit-cards/citi-double-cash-credit-card?category=savings-and-cash-back-credit-cards&intc=citihpmenu~creditcards~vac&afc=1A8\",\n\"pdpBypassFlag\": \"true\",\n\"pdpBypassCtaLabel\": \"Apply Now\",\n\"pdpBypassCtaLink\": \"https://online.citi.com/US/ag/cards/application?app=UNSOL&ID=3000&HKOP=05835131a11f73bf3a96dc8ead98bb06a98dd5ce8e0e1654b59f3a5b7f4ae406\",\n\"secondaryPdpBypassCtaLabel\": \"Pricing and Information\",\n\"secondaryPdpBypassCtaLink\": \"https://online.citi.com/US/ag/cards/displayterms?app=UNSOL&HKOP=05835131a11f73bf3a96dc8ead98bb06a98dd5ce8e0e1654b59f3a5b7f4ae406\",\n\"linkTarget\": \"\",\n\"imgLarge\": \"\",\n\"imgSmall\": \"\",\n\"videoObject\": \"\",\n\"heroImg1\": \"\",\n\"homepage2Image\": \"/JRS/banners/homepage2/HP10890_Hero.png\",\n\"prodFlag\": \"true\",\n\"copyBgColor\" : \"classLightGrey\",\n\"heroImg2\": \"\",\n\"imgTitle\": \"\",\n\"prodTitle\": \"\",\n\"speedBump\": \"\",\n\"mmTitle\": \"\",\n\"mmBody\": \"\",\n\"secondaryPdpBypassCtaModal\": \"\"\n}","GROUP_TYPE":"Container","SET_NOTIFICATION":"N","CONTENT_ID":"HP24_DC_App_BAU_TrvlPtl","NAME":"HP24_DC_App_BAU_TrvlPtl"},"copy$$HP23_Cnt_LRN_RceWelth_Gap":{"SUBGROUP_TYPE":"Container","TEXT":"{\n\"contentID\": \"HP23_Cnt_LRN_RceWelth_Gap\",\n\"hdText\": \"LIFE AND MONEY BY CITI\",\n\"subText\": \"Closing the Racial Wealth Gap\",\n\"descriptionText\": \"These are some keys to help create equitable pathways to income growth.\",\n\"ctaLabel\": \"Learn More\",\n\"ctaImage\": \"\",\n\"ctaLink\": \"https://www.lifeandmoney.citi.com/money/community/closing-the-racial-wealth-gap-within-income?intc=service_prtnr_bnr_0723_HP23CntLRNRceWelthGap\",\n\"linkTarget\": \"_blank\",\n\"imgLarge\": \"/JRS/banners/modules/HP23_8117__RacialWealth_Gap_Image.jpg\",\n\"homepage2Image\": \"\",\n\"imgSmall\": \"\",\n\"videoObject\": \"\",\n\"heroImg1\": \"\",\n\"heroImg2\": \"\",\n\"imgTitle\": \"\",\n\"prodTitle\": \"\",\n\"prodImg\": \"\",\n\"prodFlag\": \"\",\n\"speedBump\": \"\",\n\"heroColor\": \"\",\n\"disclosure\": \"\"\n}","GROUP_TYPE":"Container","SET_NOTIFICATION":"N","CONTENT_ID":"HP23_Cnt_LRN_RceWelth_Gap","NAME":"HP23_Cnt_LRN_RceWelth_Gap"},"copy$$CHECKMT_HP23":{"SUBGROUP_TYPE":"Container","TEXT":"{\n\"contentID\": \"CHECKMT_HP23\",\n\"hdText\": \"FEATURED CHECKING OFFERS\",\n\"subText\": \"Earn Up To $2,000\",\n\"descriptionText\": \"Open a new eligible checking account and earn a cash bonus with required activities. 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Apply Now!\",\n\"secondaryPdpBypassCtaModal\": \"\u003Cdiv class=\\\"cds-modal-header\\\">\u003Ch2 class=\\\"cds-modal-title\\\">\u003Cstrong>Additional Information \u003Cspan>–\u003C/span> Citi\u003Csup>®\u003C/sup> / AAdvantage Business™ World Elite Mastercard\u003Csup>®\u003C/sup>\u003C/strong>\u003C/h2>\u003Cbr>\u003C/div>\u003Cdiv class=\\\"cds-modal-body\\\">\u003Ch3>\u003Cstrong>Offer Availability\u003C/strong>\u003C/h3>\u003Cp>American Airlines AAdvantage\u003Csup>®\u003C/sup> bonus miles are not available if you have received a new account bonus for a CitiBusiness\u003Csup>®\u003C/sup> / AAdvantage\u003Csup>®\u003C/sup> Platinum Select\u003Csup>®\u003C/sup> or Citi\u003Csup>®\u003C/sup> / AAdvantage Business™ Mastercard\u003Csup>®\u003C/sup> account in the past 48 months. \u003Cstrong>The card offer referenced in this communication is only available to individuals who reside in the United States and its territories, excluding Puerto Rico and U.S. Virgin Islands.\u003C/strong>\u003C/p>\u003Ch3>\u003Cstrong>AAdvantage\u003Csup>®\u003C/sup> Bonus Miles\u003C/strong>\u003C/h3>\u003Cp>Balance transfers, cash advances, checks that access your credit card account, items and services returned for credit, unauthorized charges, interest and account fees, traveler's checks, purchases of foreign currency, money orders, wire transfers (and similar cash-like transactions), lottery tickets, and gaming chips (and similar betting transactions) are not purchases. American Airlines AAdvantage\u003Csup>®\u003C/sup> bonus miles typically will appear as a bonus in your AAdvantage Business™ account 8-10 weeks after you have met the purchase requirements. AAdvantage\u003Csup>®\u003C/sup> miles may be earned on purchases made by primary credit cardmember and Authorized Users. Purchases must post to your account during the promotional period. Many merchants will wait for a purchase to ship before they post the purchase to your account. The Business for whom a Citi\u003Csup>®\u003C/sup> / AAdvantage Business™ Mastercard\u003Csup>®\u003C/sup> account was opened must have an AAdvantage Business™ account. AAdvantage\u003Csup>®\u003C/sup> miles earned will be posted to the AAdvantage Business™ account.\u003C/p>\u003Ch3>\u003Cstrong>AAdvantage Business™ Membership\u003C/strong>\u003C/h3>\u003Cp>You must be enrolled in the American Airlines AAdvantage Business™ program, which is managed by American Airlines. American Airlines may, in its sole discretion, change the AAdvantage Business™ program rules, regulations, travel awards and special offers at any time. For complete details about the AAdvantage Business™ program, visit aa.com/aadvantagebusiness.\u003C/p>\u003Cp>If you are not an AAdvantage Business™ member, you consent to enrollment in the AAdvantage Business™ program, which is governed by the AAdvantage Business™ terms and conditions available at aa.com/aadvantagebusiness, on behalf of yourself and the business.\u003C/p>\u003Ch3>\u003Cstrong>Primary Cardmember\u003C/strong>\u003C/h3>\u003Cp>The primary cardmember must have or open an AAdvantage\u003Csup>®\u003C/sup> account in their own name. AAdvantage\u003Csup>®\u003C/sup> miles earned on the primary cardmember's credit card will be allocated to the AAdvantage Business™ account. Loyalty Points earned by the primary cardmember will be posted to the AAdvantage\u003Csup>®\u003C/sup> account of the primary cardmember. Loyalty Points and AAdvantage\u003Csup>®\u003C/sup> miles earned by primary cardmember on any other Citi\u003Csup>®\u003C/sup> / AAdvantage\u003Csup>®\u003C/sup> credit cards where they are the primary cardmember will post to their individual AAdvantage\u003Csup>®\u003C/sup> account.\u003C/p>\u003Ch3>\u003Cstrong>Authorized User\u003C/strong>\u003C/h3>\u003Cp>An Authorized User is an employee or contractor of the Business added to the Card Account with a Card provided with that person's name. Authorized Users must have or open an AAdvantage\u003Csup>®\u003C/sup> account in their own name. Authorized Users must accept the AAdvantage Business™ terms & conditions to earn Loyalty Points. By making a qualifying purchase with their card, Authorized Users accept the AAdvantage Business™ terms and conditions. AAdvantage\u003Csup>®\u003C/sup> miles earned on an Authorized User's credit card will be allocated to the AAdvantage Business™ account. Loyalty Points earned by Authorized Users will be posted to the AAdvantage\u003Csup>®\u003C/sup> account of the Authorized User. You must pay us for all charges made or allowed by Authorized Users. Authorized Users are able to get account information. Authorized Users must be employees or contractors of your business. The primary cardmember needs the Authorized User's permission to give us any information about them that we request and to allow us to share information about them as allowed by applicable law. This includes information we may get from you, any Authorized User and others. It also includes information about their transactions on the account. Loyalty Points and AAdvantage\u003Csup>®\u003C/sup> miles earned by Authorized Users on any other Citi\u003Csup>®\u003C/sup> / AAdvantage\u003Csup>®\u003C/sup> credit cards where they are the primary cardmember will post to their individual AAdvantage\u003Csup>®\u003C/sup> account.\u003C/p>\u003Ch3>\u003Cstrong>1 AAdvantage\u003Csup>®\u003C/sup> Mile Per $1\u003C/strong>\u003C/h3>\u003Cp>AAdvantage\u003Csup>®\u003C/sup> miles are earned on purchases, except balance transfers, cash advances, checks that access your credit card account, items and services returned for credit, unauthorized charges, interest and account fees, traveler's checks, purchases of foreign currency, money orders, wire transfers (and similar cash-like transactions), lottery tickets, and gaming chips (and similar betting transactions). AAdvantage\u003Csup>®\u003C/sup> miles may be earned on purchases made by the primary credit cardmember and Authorized Users. AAdvantage\u003Csup>®\u003C/sup> miles earned will be posted to the AAdvantage Business™ account in 8-10 weeks.\u003C/p>\u003Ch3>\u003Cstrong>Double AAdvantage\u003Csup>®\u003C/sup> Miles on American Airlines Purchases\u003C/strong>\u003C/h3>\u003Cp>Eligible American Airlines purchases are items billed by American Airlines as the merchant of record. Products or services that do not qualify are car rentals and hotel reservations, purchase of AAdvantage\u003Csup>®\u003C/sup> status boost or renewal, and AA Cargo\u003Csup>™\u003C/sup> products and services. AAdvantage\u003Csup>®\u003C/sup> miles earned will be posted to the AAdvantage Business\u003Csup>™\u003C/sup> account in 8-10 weeks.\u003C/p>\u003Ch3>\u003Cstrong>Double AAdvantage\u003Csup>®\u003C/sup> Miles on Purchases in Select Business Categories\u003C/strong>\u003C/h3>\u003Cp>Earn 2 AAdvantage\u003Csup>®\u003C/sup> miles per $1 spent on purchases at certain telecommunications merchants, car rental merchants, cable and satellite providers, and at gas stations. Telecommunications merchants are classified as merchants that sell telecommunications equipment such as telephones, fax machines, pagers, and cellular phones, along with providers of telecommunications services including local and long-distance telephone calls and fax services. Car rental merchants are classified as providers of short-term or long-term rentals of cars, trucks, or vans. Cable and satellite providers are classified as merchants that provide the connection and ongoing delivery of television, internet (computer network, information services, email website hosting services) telephone and radio programming via cable or satellite on a subscription or fee basis. Gas stations are classified as merchants that sell fuel primarily for consumer use and may or may not be attended.\u003C/p>\u003Ch3>\u003Cstrong>Certain Non-Qualifying Purchases\u003C/strong>\u003C/h3>\u003Cp>Car rental purchases not eligible to receive double AAdvantage\u003Csup>®\u003C/sup> miles include purchases at merchants that rent motor homes or other recreational vehicles and purchases made through travel agencies, tour operators, and online third party travel sites and charges paid on car rental redemptions through Rocketmiles. Gas station purchases not eligible to receive double AAdvantage\u003Csup>®\u003C/sup> miles include, but are not limited to, purchases made at warehouse clubs that do not code gas station purchases under a gas station code, discount stores, department stores, and convenience stores.\u003C/p>\u003Ch3>\u003Cstrong>Merchant Classification for Rewards Categories\u003C/strong>\u003C/h3>\u003Cp>Merchants are assigned a merchant category code (\\\"MCC\\\"), which is determined in accordance with Visa/Mastercard/American Express procedures based on the kinds of products and services the merchants primarily sell. Citi does not control the assignment of these codes and are not responsible for the codes used by merchants. When you use your card to make a purchase, Citi is provided an MCC for that purchase. Citi groups similar merchant codes into categories for purposes of making rewards offers. Sometimes you may expect a purchase to fit within a rewards category, but if the code assigned to the merchant wasn't grouped into that category as recognized by Citi, your purchase will not qualify for additional AAdvantage\u003Csup>®\u003C/sup> miles. [For example, you won't earn additional AAdvantage\u003Csup>®\u003C/sup> miles for purchases at a restaurant located within a retailer if the restaurant is assigned a \\\"retailer\\\" code instead of a \\\"restaurant\\\" code.] Please also note – purchases made through mobile/wireless technology may not earn additional AAdvantage\u003Csup>®\u003C/sup> miles depending on how the technology is set up to process the purchase.\u003C/p>\u003Cp>Citi reserves the right to determine which purchases qualify for this offer. AAdvantage\u003Csup>®\u003C/sup> miles may be earned on purchases made by primary credit cardmembers and Authorized Users. Balance transfers, cash advances, checks that access your credit card account, items and services returned for credit, unauthorized charges, interest and account fees, traveler's checks, purchases of foreign currency, money orders, wire transfers (and similar cash-like transactions), lottery tickets, and gaming chips (and similar betting transactions) account do not earn AAdvantage\u003Csup>®\u003C/sup> miles. AAdvantage\u003Csup>®\u003C/sup> miles earned will be posted to the AAdvantage Business™ account in 8–10 weeks.\u003C/p>\u003Ch3>\u003Cstrong>1 Loyalty Point per $1\u003C/strong>\u003C/h3>\u003Cp>Loyalty Points may be earned by the primary credit cardmember and Authorized Users on purchases. 1 Loyalty Point accrues for every $1 on purchases, excluding balance transfers, cash advances, checks that access your credit card account, items and services returned for credit, unauthorized charges, interest and account fees, traveler's checks, purchases of foreign currency, money orders, wire transfers (and similar cash-like transactions), lottery tickets, and gaming chips (and similar betting transactions). Loyalty Points earned by the primary credit cardmember will be posted to the primary credit cardmember's AAdvantage\u003Csup>®\u003C/sup> account and Loyalty Points earned by an Authorized User will be posted to the Authorized User's AAdvantage\u003Csup>®\u003C/sup> account. Loyalty Points earned will be posted to the applicable AAdvantage\u003Csup>®\u003C/sup> account in 8-10 weeks. Loyalty Points earned by primary cardmember and Authorized Users on any other Citi\u003Csup>®\u003C/sup> / AAdvantage\u003Csup>®\u003C/sup> credit cards where they are the primary cardmember will post to their individual AAdvantage\u003Csup>®\u003C/sup> account.\u003C/p>\u003Ch3>\u003Cstrong>First Checked Bag Free\u003C/strong>\u003C/h3>\u003Cp>For benefit to apply, the Citi\u003Csup>®\u003C/sup> / AAdvantage Business™ Mastercard\u003Csup>®\u003C/sup> account must be open 7 days prior to air travel, and reservation must include the primary credit cardmember's American Airlines AAdvantage\u003Csup>®\u003C/sup> number 7 days prior to air travel. If your credit card account is closed for any reason, these benefits will be cancelled.\u003C/p>\u003Cp>Eligible Citi\u003Csup>®\u003C/sup> / AAdvantage Business™ Mastercard\u003Csup>®\u003C/sup> primary credit cardmembers may check one bag free of charge when traveling on domestic itineraries marketed and operated by American Airlines, or on itineraries marketed by American Airlines and operated as American Eagle\u003Csup>®\u003C/sup> flights by Envoy Air Inc., Republic Airways Inc., SkyWest Airlines, Inc., Air Wisconsin Airlines LLC, PSA Airlines, Inc., or Piedmont Airlines, Inc. All flights on the itinerary must be domestic flights marketed by American Airlines and operated by American Airlines or American Eagle. This benefit will not be available for travel on codeshare flights booked with an American Airlines flight number but operated by another airline. For the Citi\u003Csup>®\u003C/sup> / AAdvantage Business™ Mastercard\u003Csup>®\u003C/sup>, up to four (4) companions traveling with the eligible primary credit cardmember will also get their first checked bag free of charge if they are listed in the same reservation. Benefit does not apply to overweight or oversized bags. This benefit cannot be combined with any existing AAdvantage\u003Csup>®\u003C/sup> program benefits, or with First or Business class benefits, including any waiver of baggage charges. Please see aa.com/baggage» for baggage weight and size restrictions. Applicable terms and conditions are subject to change without notice.\u003C/p>\u003Ch3>\u003Cstrong>Preferred Boarding\u003C/strong>\u003C/h3>\u003Cp>For benefit to apply, the Citi\u003Csup>®\u003C/sup> / AAdvantage Business™ Mastercard\u003Csup>®\u003C/sup> account must be open 7 days prior to air travel, and reservation must include the primary credit cardmember's American Airlines AAdvantage\u003Csup>®\u003C/sup> number 7 days prior to air travel. If your credit card account is closed for any reason, this benefit will be cancelled. This benefit will not be available for travel on codeshare flights booked with an American Airlines flight number but operated by another airline. Up to four (4) companions traveling with and listed in the same reservation as the Citi\u003Csup>®\u003C/sup> / AAdvantage Business™ Mastercard\u003Csup>®\u003C/sup> primary credit cardmember are eligible to board at the same time as the primary credit cardmember. Applicable terms and conditions are subject to change without notice.\u003C/p>\u003Cp>Eligible Citi\u003Csup>®\u003C/sup> / AAdvantage Business™ Mastercard\u003Csup>®\u003C/sup> credit cardmembers board after Priority boarding is complete, but before the rest of economy boarding. The boarding benefit will display on your American Airlines boarding pass as Group 5. This benefit applies on flights marketed and operated by American Airlines, or on flights marketed by American Airlines and operated as American Eagle\u003Csup>®\u003C/sup> flights by Envoy Air Inc., Republic Airways Inc., SkyWest Airlines, Inc., Air Wisconsin Airlines LLC, PSA Airlines, Inc., or Piedmont Airlines, Inc.\u003C/p>\u003Ch3>\u003Cstrong>25% Savings on Eligible Inflight Purchases of Food and Beverage\u003C/strong>\u003C/h3>\u003Cp>Citi\u003Csup>®\u003C/sup> / AAdvantage Business™ Mastercard\u003Csup>®\u003C/sup> credit cardmembers will receive a 25% savings on inflight purchases of food and beverages on flights operated by American Airlines when purchased with their Citi\u003Csup>®\u003C/sup> / AAdvantage Business™ Mastercard\u003Csup>®\u003C/sup> card. Savings do not apply to any other inflight purchases. This benefit applies to domestic flights marketed and operated by American Airlines or on domestic flights marketed by American Airlines and operated by Envoy Air Inc., Republic Airways Inc., SkyWest Airlines, Inc., Air Wisconsin Airlines LLC, PSA Airlines, Inc., or Piedmont Airlines, Inc. This benefit is not available on codeshare flights booked with an American Airlines flight number but operated by another airline. Offer is available on eligible flights as long as supplies last. Savings will appear as a statement credit 8-10 weeks after the transaction is posted to the credit cardmember's card account. Applicable terms and conditions are subject to change without notice.\u003C/p>\u003Ch3>\u003Cstrong>25% Savings on Inflight Wi-Fi Purchases\u003C/strong>\u003C/h3>\u003Cp>Receive a 25% savings when you use your Citi\u003Csup>®\u003C/sup> / AAdvantage Business™ Mastercard\u003Csup>®\u003C/sup> credit card for the purchase of inflight Wi-Fi service from American Airline's Wi-Fi merchants Gogo, Viasat, or Panasonic, and on American Airlines' Wi-Fi Subscription Plan. This benefit applies to flights marketed and operated by American Airlines or on flights marketed by American Airlines and operated by Envoy Air Inc., Republic Airways Inc., SkyWest Airlines, Inc., Air Wisconsin Airlines LLC, PSA Airlines, Inc., or Piedmont Airlines, Inc. This benefit is not available on codeshare flights booked with an American Airlines flight number but operated by another airline. Savings will appear as a statement credit 8-10 weeks after the transaction is posted to the credit cardmember's card account. Applicable terms and conditions are subject to change without notice.\u003C/p>\u003Ch3>\u003Cstrong>American Airlines Companion Certificate\u003C/strong>\u003C/h3>\u003Cp>The primary credit cardmember will earn a $99 domestic economy fare American Airlines Companion Certificate after you spend $30,000 or more in purchases that post to your Citi\u003Csup>®\u003C/sup> / AAdvantage Business™ Mastercard\u003Csup>®\u003C/sup> credit card billing statement during your credit cardmembership year (every 12 months from the billing cycle after your anniversary month through the billing cycle of your next anniversary month). With the exception of special account status or circumstances (e.g. Military relief programs) the anniversary month will coincide with the month in which the annual fee is billed. To receive the Companion Certificate, your account must be open for one full billing cycle after your anniversary month. For your first year of credit cardmembership, purchases qualify as of the date of your account opening. After these conditions are met, please allow at least 8-10 weeks for availability of the Companion Certificate. You must have an open AAdvantage\u003Csup>®\u003C/sup> account for the Companion Certificate to be awarded to your account and to redeem the certificate. When used according to its terms, the primary credit cardmember will pay a $99 companion ticket fee plus any applicable government taxes and fees billed by American Airlines, depending on itinerary, for one round trip qualifying domestic economy fare ticket for a companion when an individual round trip qualifying domestic Main Cabin fare ticket is purchased and redeemed through American Airlines Meeting Services. Travel must be booked and purchased in select Main Cabin inventory. The certificate must be redeemed and all travel completed by midnight CST of the Travel Expiration Date shown on the certificate. Valid for travel on flights within the 48 contiguous United States on flights marketed and operated by American Airlines, or on flights marketed by American Airlines and operated as American Eagle\u003Csup>®\u003C/sup> flights by Envoy Air Inc., Republic Airways Inc., SkyWest Airlines, Inc., Air Wisconsin Airlines LLC, PSA Airlines, Inc., or Piedmont Airlines, Inc. For residents of Alaska and Hawaii, the companion certificate is also valid for round-trip travel originating in either of those two states and continuing to the 48 contiguous United States. For residents of the U.S. Virgin Islands and Puerto Rico, companion certificate eligible travel is also defined as round-trip travel originating in either of those two territories and continuing to the 48 contiguous United States. The Companion Certificate is not redeemable for air travel on any oneworld\u003Csup>®\u003C/sup> carrier or on an American Airlines codeshare flight. Applicable terms and conditions are subject to change without notice. Details, terms and conditions, certain restrictions, and restricted dates apply and will be disclosed on the certificate.\u003C/p>\u003Ch3>\u003Cstrong>No Mileage Cap\u003C/strong>\u003C/h3>\u003Cp>There is no maximum number of American Airlines AAdvantage\u003Csup>®\u003C/sup> miles that you can accumulate through your Citi\u003Csup>®\u003C/sup> / AAdvantage Business™ Mastercard\u003Csup>®\u003C/sup> credit card account.\u003C/p>\u003Cp>If Citi sees evidence of fraud, misuse, abuse, or suspicious activity, as determined by Citi in its sole discretion, Citi reserves the right to take action against you and your credit card account. This may include, without limitation and without prior notice, declining your credit card account application, stopping you from earning American Airlines AAdvantage\u003Csup>®\u003C/sup> miles for purchases made with your card, suspending or closing your Citi\u003Csup>®\u003C/sup> / AAdvantage Business™ Mastercard\u003Csup>®\u003C/sup> card account, and advising American Airlines of such activity. Citi may also take legal action against you to recover monetary losses, including litigation costs and damages. Examples of activities that may trigger such actions include, but are not limited to, the following: (1) application for a card account in an attempt to take advantage of a bonus offer that was not intended for you or for which you are not eligible per the terms of the offer; (2) repeated cancellation or conversion of your Citi card accounts within one year after account opening or conversion; (3) returns of purchases you made to satisfy all or a substantial portion of the purchase requirements for a bonus offer or excessive returns of purchases for which you have earned AAdvantage\u003Csup>®\u003C/sup> miles or (4) using the account other than for business purposes.\u003C/p>\u003Cp>The Card Account is only available if the Business has an open and current AAdvantage Business™ membership in its name. The primary cardmember and each Authorized User must also have an open AAdvantage\u003Csup>®\u003C/sup> program membership in their name. Citi reserves the right to cancel your Card Account if you or American Airlines terminates or deactivates your AAdvantage Business™ membership. Citi reserves the right to cancel the primary cardmember Card Account if you or American Airlines terminates or deactivates your AAdvantage\u003Csup>®\u003C/sup> program membership. If an Authorized User or American Airlines terminates or deactivates the Authorized User's AAdvantage\u003Csup>®\u003C/sup> program membership, Citi may cancel the Authorized User's credit card.\u003C/p>\u003Cp>For complete details about the AAdvantage\u003Csup>®\u003C/sup> program, visit aa.com/aadvantage».\u003C/p>\u003Cp>For complete details about the AAdvantage Business™ program, visit aa.com/aadvantagebusiness\u003C/p>\u003Cp>American Airlines reserves the right to change the AAdvantage\u003Csup>®\u003C/sup> program and its terms and conditions at any time with or without notice, and to end the AAdvantage\u003Csup>®\u003C/sup> program with six months' notice. Any such changes may affect your ability to use AAdvantage\u003Csup>®\u003C/sup> Rewards and Benefits that you have already accumulated. American Airlines is not responsible for products or services offered by other participating companies. All third-party provider terms and conditions apply. For more information on miles and Loyalty Points, visit aa.com/loyaltypoints. For complete details about the AAdvantage\u003Csup>®\u003C/sup> program, visit aa.com/aadvantage. For the AAdvantage\u003Csup>®\u003C/sup> terms and conditions, visit aa.com/aadvantageterms.\u003C/p>\u003Cp>Travel booked on American Airlines may be American Eagle\u003Csup>®\u003C/sup> service, operated by Envoy Air Inc., Republic Airways Inc., SkyWest Airlines, Inc., Air Wisconsin Airlines LLC, PSA Airlines, Inc., or Piedmont Airlines, Inc.\u003C/p>\u003Cp>American Airlines, American Eagle, AAdvantage\u003Csup>®\u003C/sup>, AAdvantage Million Miler™, AAdvantage Business™, Flagship, Admirals Club, ConciergeKey\u003Csup>®\u003C/sup>, AAdvantage Executive Platinum\u003Csup>®\u003C/sup>, AAdvantage Platinum Pro\u003Csup>®\u003C/sup>, AAdvantage Platinum\u003Csup>®\u003C/sup>, AAdvantage Gold\u003Csup>®\u003C/sup>, AAdvantage\u003Csup>®\u003C/sup> MileUp\u003Csup>®\u003C/sup>, the Flight Symbol logo and the Tail Design are marks of American Airlines, Inc.\u003C/p>\u003Cp>\u003Cstrong>one\u003C/strong>world\u003Csup>®\u003C/sup> is a registered trademark of \u003Cstrong>one\u003C/strong>world Alliance, LLC.\u003C/p>\u003Cp>Mastercard, World Elite and the circles design are registered trademarks of Mastercard International Incorporated.\u003C/p>\u003Cp>The Contactless Indicator mark, consisting of four graduating arcs, is a trademark owned by and used with permission of EMVCo, LLC.\u003C/p>\u003C/div>\"}\n","GROUP_TYPE":"Container","SET_NOTIFICATION":"N","CONTENT_ID":"HP25_CBAA_App_BAU_65k","NAME":"HP25_CBAA_App_BAU_65k"},"copy$$HP24_RS_PDP_Points":{"SUBGROUP_TYPE":"Container","TEXT":"{\n\"contentID\": \"HP24_RS_PDP_Points\",\n\"hdText\": \"CITI REWARDS+\u003Csup>®\u003C/sup> STUDENT CREDIT CARD\",\n\"subText\": \"Earn points while you build credit\",\n\"descriptionText\": \"Build credit and earn points for gift cards and more with no annual fee. Student verification required.\",\n\"ctaLabel\": \"Learn More\",\n\"ctaImage\": \"\",\n\"ctaLink\": \"https://www.citi.com/credit-cards/citi-rewards-plus-student-credit-card\",\n\"linkTarget\": \"_self\",\n\"imgLarge\": \"/JRS/banners/modules/HP_11510_Rewards_Student_3UP_Module.jpg\",\n\"imgSmall\": \"\",\n\"videoObject\": \"\",\n\"heroImg1\": \"\",\n\"copyBgColor\": \"classLightGrey\",\n\"heroImg2\": \"\",\n\"imgTitle\": \"\",\n\"prodTitle\": \"\",\n\"prodImg\": \"\",\n\"homepage2Image\" : \"\",\n\"prodFlag\": \"false\",\n\"speedBump\": \"\",\n\"heroColor\": \"dark\",\n\"mmTitle\": \"\",\n\"mmBody\": \"\"\n}","GROUP_TYPE":"Container","SET_NOTIFICATION":"N","CONTENT_ID":"HP24_RS_PDP_Points","NAME":"HP24_RS_PDP_Points"},"copy$$HP_CostcoC_App_STD_Evrydy":{"SUBGROUP_TYPE":"Container","TEXT":"{\"contentID\": \"HP_CostcoC_App_STD_Evrydy\",\n\"hdText\": \"COSTCO ANYWHERE VISA\u003Csup>®\u003C/sup> CARD BY CITI\",\n\"subText\": \"Earn Cash Back Rewards For Everyday Purchases\",\n\"descriptionText\": \"\u003Cstrong>Exclusive for Costco Members:\u003C/strong> From stocking up on necessities to fueling up for the next carpool, the Costco Anywhere Visa\u003Csup>®\u003C/sup> Card by Citi has cash back rewards for you.\",\n\"ctaLabel\": \"Learn More\",\n\"ctaImage\": \"\",\n\"ctaLink\": \"https://www.citi.com/credit-cards/citi-costco-anywhere-visa-credit-card?afc=106&intc=HP_CostcoC_App_STD_Evrydy\",\n\"pdpBypassFlag\": \"true\",\n\"pdpBypassCtaLabel\": \"Apply Now\",\n\"pdpBypassCtaLink\": \"https://online.citi.com/US/ag/cards/application?app=UNSOL&ID=3405&HKOP=dd6ce067542ddbd13b2a4cfe82796b874411c0a35618529da955760432571c5e\",\n\"secondaryPdpBypassCtaLabel\": \"Additional Information\",\n\"secondaryPdpBypassCtaLink\": \"\",\n\"linkTarget\": \"_blank\",\n\"imgLarge\": \"/JRS/banners/modules/7433_M_3UP_Costco_Consumer.jpg\",\n\"imgSmall\": \"\",\n\"videoObject\": \"\",\n\"heroImg1\": \"\",\n\"homepage2Image\": \"/JRS/banners/homepage2/7433_Hero_Costco_Consumer.png\",\n\"prodFlag\": \"true\",\n\"copyBgColor\" : \"classLightGrey\",\n\"heroImg2\": \"\",\n\"imgTitle\": \"\",\n\"prodTitle\": \"\",\n\"speedBump\": \"\",\n\"mmTitle\": \"Earn Cash Back Rewards For Everyday Purchases\",\n\"mmBody\": \"From stocking up on necessities to fueling up for the next carpool, the Costco Anywhere Visa\u003Csup>®\u003C/sup> Card by Citi has cash back rewards for you.\",\n\"secondaryPdpBypassCtaModal\": \"\u003Cdiv class=\\\"cds-modal-header\\\">\u003Ch2 class=\\\"cds-modal-title\\\">\u003Cb>Costco Cash Back Rewards Program Terms\u003C/b>\u003C/h2>\u003C/div>\u003Cdiv class=\\\"cds-modal-body\\\">\u003Cp>Your Card Account will earn cash back rewards based on your purchases that can be redeemed for merchandise or cash back at any U.S. Costco warehouse, including Puerto Rico.\u003C/p>\u003Ch3>Earning Cash Back Rewards on Purchases:\u003C/h3>\u003Cp>You'll earn cash back rewards for purchases using your Card Account, minus returns and refunds, as follows:\u003C/p>\u003Cul>\u003Cli>\u003Cspan>\u003Cstrong>4% cash back on eligible gas and eligible electric vehicle (EV) charging purchases worldwide, including gas and EV charging at Costco, for the first $7,000 per year in gas and/or EV charging purchases and then 1% thereafter.\u003C/strong>\u003C/span>\u003C/li>\u003Cul>\u003Cli>\u003Cspan>\u003Cstrong>Certain Non-Qualifying Purchases.\u003C/strong> You will only earn 1% cash back, not 4%, for gas or EV charging purchased at superstores, supermarkets, convenience stores and warehouse clubs other than Costco or for fuel used for non-automobile purposes.\u003C/span>\u003C/li>\u003C/ul>\u003Cli>\u003Cspan>3% cash back on restaurant (including cafes, bars, lounges and fast food restaurants) and eligible travel purchases worldwide, including airfare, hotels, car rentals, travel agencies, cruise lines and Costco Travel.\u003C/span>\u003C/li>\u003Cul>\u003Cli>\u003Cspan>\u003Cstrong>Certain Non-Qualifying Purchases.\u003C/strong> You will only earn 1%, not 3%, for purchases made at bakeries and certain restaurants/cafes inside department stores, grocery or warehouse clubs. Additionally, you will only earn 1%, not 3%, for purchases made at timeshares, campgrounds, bed & breakfasts and for purchases of train and commuter travel.\u003C/span>\u003C/li>\u003C/ul>\u003Cli>\u003Cspan>2% cash back on all other purchases from Costco and Costco.com.\u003C/span>\u003C/li>\u003Cli>\u003Cspan>1% cash back on all other purchases, including the non-qualifying purchases listed above.\u003C/span>\u003C/li>\u003C/ul>\u003Ch3>What doesn't qualify as a purchase?\u003C/h3>\u003Cp>The following types of transactions don't qualify as purchases that earn cash back rewards:\u003C/p>\u003Cul>\u003Cli>\u003Cspan>Use of checks that access your Card Account\u003C/span>\u003C/li>\u003Cli>\u003Cspan>Balance transfers\u003C/span>\u003C/li>\u003Cli>\u003Cspan>Cash advances\u003C/span>\u003C/li>\u003Cli>\u003Cspan>Travelers checks, foreign currency purchases, money orders, wire transfers and similar cash-like transactions\u003C/span>\u003C/li>\u003Cli>\u003Cspan>Lottery tickets, gaming chips and similar betting transactions\u003C/span>\u003C/li>\u003Cli>\u003Cspan>Interest and account fees\u003C/span>\u003C/li>\u003Cli>\u003Cspan>Unauthorized charges\u003C/span>\u003C/li>\u003Cli>\u003Cspan>Items returned for credit\u003C/span>\u003C/li>\u003C/ul>\u003Ch3>Merchant Classification for Rewards Categories:\u003C/h3>\u003Cp>Merchants are assigned a merchant category code (\\\"MCC\\\"), which is determined in accordance with Visa procedures based on the kinds of products and services the merchants primarily sell. We don't control the assignment of these codes and are not responsible for the codes used by merchants. When you use your card to make a purchase, we're provided an MCC for that purchase. We group similar merchant codes into categories for purposes of making rewards offers. Sometimes you may expect a purchase to fit within a rewards category, but if the code assigned to the merchant wasn't grouped into that category as recognized by Citi, your purchase will not qualify for additional cash back rewards. For example, you won't earn additional points for purchases at a restaurant located within a retailer if the restaurant is assigned a \\\"retailer\\\" code instead of a \\\"restaurant\\\" code. Please also note — purchases made through mobile/wireless technology may not earn additional cash back rewards depending on how the technology is set up to process the purchase. We reserve the exclusive right to determine which purchases qualify for additional cash back rewards.\u003C/p>\u003Ch3>Returns:\u003C/h3>\u003Cp>Returned items may result in credits being applied to your Card Account which will reduce or may eliminate accumulated cash back rewards and may result in a negative cash rewards balance. If your Card Account has a negative cash back rewards balance, any newly earned cash back rewards will be used to offset such negative cash back rewards balance until such balance has been brought to zero.\u003C/p>\u003Ch3>Receiving & Redeeming Cash Back Rewards:\u003C/h3>\u003Cp>Your reward is distributed annually once your February billing statement closes. Your reward is distributed in the form of a credit card reward certificate, unless your annual reward amount is greater than $10,000, in which case Citi and Costco reserve the right to distribute your reward in an alternative form (e.g., a check or electronic transfer), at Citi's and/or Costco's discretion. Credit card reward certificates are redeemable through December 31 of the year issued in a single transaction at any U.S. Costco warehouse, including in Puerto Rico, for merchandise or cash back. An alternative form for redemption other than within the warehouse may be provided at Citi and/ or Costco's discretion. The credit card reward certificate, or alternative-form distribution, will contain your cash back rewards balance based on your eligible purchases during the annual reward period. The annual reward period is based on January through December billing statements. Should you choose to redeem only a portion of the certificate for merchandise, you will receive the remaining balance in cash or an alternative form (e.g. check or electronic transfer), at the Costco warehouse's discretion. Requests to redeem the credit card reward certificate for cash may be fulfilled in an alternative form (e.g., a check or electronic transfer), at the Costco warehouse's discretion. Your credit card reward certificate must be redeemed in person on or prior to its expiration date of December 31 in the year in which it is issued, unless an alternative form for redemption is provided (at Citi and/or Costco's discretion). Any cash back rewards you have earned on purchases made by Authorized Users on your Card Account will be added to your cash back rewards total. Only you, the primary cardmember, are eligible to receive the annual credit card reward certificate; however, you or anyone you authorize may redeem the certificate as long as you or the authorized individual has a valid Costco membership. \u003Cstrong>You will not receive a credit card reward certificate if your reward is less than $1 or your account is closed at the time your credit card reward certificate is scheduled to be sent. Any cash back rewards that had been accrued at that time will be forfeited, unless prohibited by law or otherwise indicated below. You must maintain your Costco Membership to redeem your credit card reward certificate, unless prohibited by law.\u003C/strong>\u003C/p>\u003Ch3>Account Closure:\u003C/h3>\u003Cp>If we are notified of your death, earned cash back rewards will be distributed via check to the executor or administrator of your estate.\u003C/p>\u003Cp>If we close your Card Account for any other reason, you will no longer be able to earn cash back rewards, and you will forfeit any cash back rewards accumulated, but not yet distributed, unless prohibited by law. If you close or convert your Card Account prior to receiving the credit card reward certificate in your February billing statement, any earned cash back rewards will be forfeited, unless prohibited by law.\u003C/p>\u003Ch3>Forfeiture:\u003C/h3>\u003Cp>Any cash back rewards not redeemed by December 31 of the year of issuance of the credit card reward certificate will be forfeited.\u003C/p>\u003Ch3>Value of Cash Back Rewards:\u003C/h3>\u003Cp>Value of Cash Back Rewards: cash back rewards have no cash value until such time as they are redeemed.\u003C/p>\u003Ch3>Property Rights:\u003C/h3>\u003Cp>You have no property rights or other legal interests in cash back rewards. Cash back rewards may not be transferred to any other person including through such events as inheritance, bankruptcy or divorce. cash back rewards cannot be assigned or pledged.\u003C/p>\u003Ch3>Changes to Program Rules:\u003C/h3>\u003Cp>We may make changes to the cash back rewards Program at any time, and if required by law, will provide notice. We will give you advanced written notice if we make any of the following changes: a change that negatively affects the number of cash back rewards you can earn, a change that negatively affects how/when you may lose your cash back rewards, a change that negatively affects how you can exercise your rights with respect to cash back rewards, or if we cancel the program.\u003C/p>\u003Ch3>Fraud, Misuse, Abuse or Suspicious Activity:\u003C/h3>\u003Cp>If we see evidence of fraud, misuse, abuse, or suspicious activity, as determined by us in our sole discretion, we reserve the right to take action against you and your account. This may include, without limitation and without prior notice, any or all of the following:\u003C/p>\u003Cul>\u003Cli>\u003Cspan>Taking away your accrued cash back rewards you earned because of fraud, misuse or abuse.\u003C/span>\u003C/li>\u003Cli>\u003Cspan>Preventing you from earning cash back rewards.\u003C/span>\u003C/li>\u003Cli>\u003Cspan>Suspending or closing your Card Account or cash back rewards account.\u003C/span>\u003C/li>\u003Cli>\u003Cspan>Taking legal action to recover cash back rewards redeemed because of such activity and to recover our monetary losses, including litigation costs, and damages.\u003C/span>\u003C/li>\u003C/ul>\u003Cp>Examples of activities that may trigger such actions include, but are not limited to, the following:\u003C/p>\u003Cul>\u003Cli>\u003Cspan>Using your Card Account in an abusive manner for the primary purpose of acquiring cash back rewards.\u003C/span>\u003C/li>\u003Cli>\u003Cspan>Using your Card Account other than primarily for personal, consumer or household purposes.\u003C/span>\u003C/li>\u003C/ul>\u003C/div>\"}","GROUP_TYPE":"Container","SET_NOTIFICATION":"N","CONTENT_ID":"HP_CostcoC_App_STD_Evrydy","NAME":"HP_CostcoC_App_STD_Evrydy"},"copy$$HP_DC_D2A_STD_CBNF":{"SUBGROUP_TYPE":"Container","TEXT":"{\n \"contentID\": \"HP_DC_D2A_STD_CBNF\",\n \"hdText\": \"CITI DOUBLE CASH\u003Csup>®\u003C/sup> CARD\",\n \"subText\": \"Earn $200 Cash Back Bonus\",\n \"descriptionText\": \"Earn $200 cash back after spending $1,500 on purchases in the first 6 months of account opening. 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Member FDIC.\",\n\"ctaLabel\": \"Learn More\",\n\"ctaImage\": \"\",\n\"ctaLink\": \"https://banking.citi.com/cbol/OM/checking/tiered/featured-offers/default.htm?venue=OnsiteHP&intc=acquire_bank_bnr_0823_Q3MTCHK2k\",\n\"linkTarget\": \"\",\n\"imgLarge\": \"/JRS/banners/modules/Module_3UP_HP23_Chk_APLY_MTier2k_Q3.jpg\",\n\"imgSmall\": \"\",\n\"videoObject\": \"\",\n\"heroImg1\": \"\",\n\"homepage2Image\" : \"/JRS/banners/homepage2/Hero_HP23_Chk_APLY_MTier2k_Q3.png\",\n\"copyBgColor\": \"lightBlue\",\n\"heroImg2\": \"\",\n\"imgTitle\": \"Earn up to $2,000\",\n\"prodTitle\": \"\",\n\"prodImg\": \"\",\n\"prodFlag\": \"false\",\n\"speedBump\": \"\",\n\"heroColor\": \"\",\n\"mmTitle\": \"Earn up to $2,000\",\n\"mmBody\":\"Open a new eligible checking account & earn a cash bonus up to $2,000 with required activities. 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Bonus ThankYou\u003Csup>®\u003C/sup> Points are not available if you have received a new account bonus for a Citi Rewards+\u003Csup>®\u003C/sup> account in the past 48 months.\u003C/p>\u003Ch3>\u003Cstrong>Citi Travel Portal Special Offer:\u003C/strong>\u003C/h3>\u003Cp>Earn a total of 5 ThankYou\u003Csup>®\u003C/sup> Points per $1 spent on hotel, car rental and attractions excluding air travel when booked through the Citi Travel portal on Cititravel.com or by calling 1-833-737-1288 (TTY: 711). Offer is valid through 11:59 PM ET 12/31/2025.\u003C/p>\u003Cp>You earn 1 ThankYou\u003Csup>®\u003C/sup> Point per $1 spent on the Citi Travel portal bookings. You will earn an additional 4 bonus ThankYou\u003Csup>®\u003C/sup> Points per $1 spent on hotel, car rental and attractions excluding air travel when booked through the Citi Travel portal or by calling 1-833-737-1288 (TTY: 711) through 11:59 PM ET 12/31/2025. The booking must post to your account during the promotional period to qualify.\u003C/p>\u003Cp>This offer may overlap with other special offers in which you are currently enrolled. You must use your Citi Rewards+\u003Csup>®\u003C/sup> Card registered at the Citi Travel portal to earn the bonus points. For bookings made with a combination of points and your Citi Rewards+\u003Csup>®\u003C/sup> Card, only the portion paid with your card will earn points. Bonus points will take up to 3 billing cycles to post to your account. To qualify for this offer, this account must be open and current. Points will not be earned on canceled bookings. If your account is closed for any reason, including if you convert to another card product, you will no longer be eligible for this offer. Citi Travel is powered by Rocket Travel Inc., part of the Booking Holdings Inc. group of companies together with Booking.com.\u003C/p>\u003Ch3>\u003Cstrong>Citi\u003Csup>®\u003C/sup> ThankYou\u003Csup>®\u003C/sup> Rewards\u003C/strong>\u003C/h3>\u003Ch3>\u003Cstrong>Summary of the Citi Rewards+ Card Terms and Conditions\u003C/strong>\u003C/h3>\u003Cp>With the Citi Rewards+ Card, you can earn ThankYou Points for purchases made on your card.\u003C/p>\u003Cp>Unless you are participating in a limited—time offer, you will earn:\u003C/p>\u003Cul>\u003Cli>\u003Cspan>2 ThankYou Points for each $1 spent on purchases at supermarkets and gas stations, for the first $6,000 spent in those categories per calendar year and then 1 ThankYou Point for each $1 spent thereafter.\u003C/span>\u003C/li>\u003Cli>\u003Cspan>1 ThankYou Point for each $1 spent on other purchases including the non-qualifying purchases listed below.\u003C/span>\u003C/li>\u003C/ul>\u003Ch3>\u003Cstrong>Certain Non-Qualifying Purchases\u003C/strong>\u003C/h3>\u003Cp>\u003Cstrong>Supermarkets\u003C/strong>— Excludes purchases at general merchandise/discount superstores, freezer/meat locker provisioners, dairy product stores, miscellaneous food/convenience stores, markets, drugstores, warehouse clubs, wholesale clubs, specialty vendors, bakeries; candy, nut and confectionery stores, and meal kit delivery services. You also won't earn 2X Points for purchases made at online supermarkets if the merchant does not classify itself as a supermarket by using the supermarket merchant code.\u003C/p>\u003Cp>\u003Cstrong>Gas stations\u003C/strong>— Excludes purchases made for commercial purposes or used for non-automobile purposes. You also won't earn 2X Points if the merchant does not classify itself as a gas station by using the gas station merchant code. Therefore, you may not earn 2X Points for purchases made at warehouse clubs, wholesale clubs, superstores, discount stores, department stores, and convenience stores.\u003C/p>\u003Ch3>\u003Cstrong>Merchant Classification for Rewards Categories\u003C/strong>\u003C/h3>\u003Cp>Merchants are assigned a merchant category code (\\\"MCC\\\"), which is determined in accordance with Visa/Mastercard/American Express procedures based on the kinds of products and services the merchants primarily sell. We don't control the assignment of these codes and are not responsible for the codes used by merchants. When you use your card to make a purchase, we're provided an MCC for that purchase. We group similar merchant codes into categories for purposes of making rewards offers. Sometimes you may expect a purchase to fit within a rewards category, but if the code assigned to the merchant wasn't grouped into that category, as recognized by Citi, your purchase will not qualify for additional rewards. For example, you won't earn additional points for supermarket purchases if the merchant is not assigned a supermarket-related code. Please also note — purchases made through mobile/wireless technology may not earn additional points depending on how the technology is set up to process the purchase. We reserve the exclusive right to determine which purchases qualify for additional points.\u003C/p>\u003Ch3>\u003Cstrong>Round Up\u003C/strong>\u003C/h3>\u003Cp>For every purchase that earns ThankYou Points, your ThankYou Points will be rounded up to the nearest 10 points so that the total ThankYou Points awarded for any purchase is in a 10-ThankYou-Point increment (\\\"Round Up\\\"). For example, if you purchase an item that costs $3.48, you'll receive 10 ThankYou Points; and if you purchase an item that costs $9.51, you'll receive 10 ThankYou Points. Points are rounded after the additional points are awarded for 2X qualifying purchases. For example, if you make a $7 purchase that earns 2X Points, that purchase would qualify for 14 ThankYou Points, which will be rounded up to 20 ThankYou Points.\u003C/p>\u003Ch3>\u003Cstrong>10% Points Back from Redemptions\u003C/strong>\u003C/h3>\u003Cp>When you redeem your ThankYou Points, you'll receive 10% points back for the first 100,000 ThankYou Points redeemed per calendar year. This means that if you redeem 10,000 ThankYou Points, you'll receive 1,000 ThankYou Points from the 10% Points Back feature. You will not receive 10% Points Back on points you redeem on Points Sharing transactions.\u003C/p>\u003Ch3>\u003Cstrong>The Citi Travel℠ Site\u003C/strong>\u003C/h3>\u003Cp>Book your travel on Cititravel.com or the Citi Travel site for air, hotels, cars and more with no blackout dates. Travel services are provided by Rocket Travel (Citi Travel is powered by Rocket Travel Inc., part of the Booking Holdings Inc. group of companies together with Booking.com), a service partner for ThankYou Rewards, and include airline tickets, hotel accommodations, rental cars and attractions. Travel Rewards reservations must be made online at the Citi Travel site via Cititravel.com or call 1-833-737-1288 (For TTY: Use 711 or other Relay Service). All Travel Rewards are subject to availability and restrictions of the relevant travel supplier.\u003C/p>\u003Ch3>\u003Cstrong>Reward Cap\u003C/strong>\u003C/h3>\u003Cp>When you reach a reward or benefit cap (e.g., you spend $6000 on purchases at supermarkets and gas stations to earn 2X Points on these purchases), and you return items (reducing your spending within that category), you will earn 1X Points for purchases even if those purchases would have otherwise qualified for 2X Points.\u003C/p>\u003Ch3>\u003Cstrong>Only Purchases Earn Points\u003C/strong>\u003C/h3>\u003Cp>You'll earn Points for purchases using your Card Account, minus rewards and refunds. Balance transfers, cash advances, checks that access your Card Account, items returned for credit, unauthorized charges, interest and account fees, travelers checks, foreign currency purchases, money orders, wire transfers (and similar cash—like transactions), lottery tickets, gaming chips (and similar betting transactions) do not earn ThankYou Points.\u003C/p>\u003Ch3>\u003Cstrong>Open and Current Card Account\u003C/strong>\u003C/h3>\u003Cp>You may earn ThankYou Points as long as your Card Account is open and current. You will not earn points from Round Up or receive 10% Points Back if your account is closed.\u003C/p>\u003Ch3>\u003Cstrong>Changes to the ThankYou Rewards program\u003C/strong>\u003C/h3>\u003Cp>ThankYou Rewards may be terminated with 30 days prior written notice. If ThankYou Rewards is terminated, you will have 90 days from ThankYou Rewards termination date, or if required by law, from notification of termination, to redeem all your accumulated ThankYou Points. The ThankYou Rewards program may be changed at any time, and if required by law, we will provide notice. Rewards offered by ThankYou Rewards and the ThankYou point levels required for specific rewards are subject to change without notice.\u003C/p>\u003Ch3>\u003Cstrong>When You Will Receive Points\u003C/strong>\u003C/h3>\u003Cp>ThankYou Points earned from purchases, Round Up, and ThankYou Points earned from 10% Points Back, post to your Card Account at the close of each billing cycle, and at that time we will transfer the ThankYou Points you earned to your ThankYou Member Account. (Points from Round Up and 10% Points Back are not considered Bonus ThankYou Points. Bonus ThankYou Points may take one to two additional billing cycles to post to your Card Account.) ThankYou Points are not eligible for redemption until they are transferred to your ThankYou Member Account.\u003C/p>\u003Cp>Please see the Citi ThankYou Rewards Terms and Conditions at thankyou.com/terms, or call us at 1-800-THANKYOU (1-800-842-6596) (For TTY: Use 711 or other Relay Service) to request a complete copy of the Terms and Conditions. The Terms and Conditions include redemption information on the Citi ThankYou Rewards Program.\u003C/p>\u003Ch3>\u003Cstrong>Fraud, Misuse, Abuse, or Suspicious Activity\u003C/strong>\u003C/h3>\u003Cp>If we see evidence of fraud, misuse, abuse, or suspicious activity, as determined by us in our sole discretion, we reserve the right to take action against you. This may include, without limitation and without prior notice, any or all of the following:\u003C/p>\u003Cul>\u003Cli>\u003Cspan>Taking away your accrued Points\u003C/span>\u003C/li>\u003Cli>\u003Cspan>Stopping you from earning Points\u003C/span>\u003C/li>\u003Cli>\u003Cspan>Suspending or closing your Citi Account or ThankYou Account\u003C/span>\u003C/li>\u003Cli>\u003Cspan>Taking legal action to recover Rewards redeemed because of such activity and to recover our monetary losses, including litigation costs and damages\u003C/span>\u003C/li>\u003C/ul>\u003Cp>\u003Cstrong>Some examples of fraud, misuse, abuse and suspicious activity include:\u003C/strong>\u003C/p>\u003Cul>\u003Cli>\u003Cspan>Buying or selling Points\u003C/span>\u003C/li>\u003Cli>\u003Cspan>Repeatedly opening Card Accounts or Citibank Checking Accounts for the primary purpose of acquiring Points\u003C/span>\u003C/li>\u003Cli>\u003Cspan>Using your Card Accounts or Citibank Checking Account in an abusive manner for the primary purpose of acquiring Points\u003C/span>\u003C/li>\u003Cli>\u003Cspan>Using your Card Account other than primarily for personal, consumer or household purposes\u003C/span>\u003C/li>\u003Cli>\u003Cspan>Points redemptions that you didn't authorize\u003C/span>\u003C/li>\u003C/ul>\u003Cp>Please contact the ThankYou Service Center at 1-800-THANKYOU (1-800-842-6596) (TTY: 711) immediately if you suspect your ThankYou Account is the target of fraud or suspicious activity.\u003C/p>\u003Cp>The Contactless Indicator mark, consisting of four graduating arcs, is a trademark owned by and used with permission of EMVCo, LLC.\u003C/p>\u003Cp>Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.\u003C/p>\u003Cp>©2023 Citibank, N.A. Citi, Citi and Arc Design and other marks used herein are service marks of Citigroup Inc. or its affiliates, used and registered throughout the world.\u003C/p>\u003C/div>\"}","GROUP_TYPE":"Container","SET_NOTIFICATION":"N","CONTENT_ID":"HP24_RP_App_BAU_lowAPR25","NAME":"HP24_RP_App_BAU_lowAPR25"},"copy$$HP23_SMB_LRN_CHK_Q3":{"SUBGROUP_TYPE":"Container","TEXT":"{\n \"contentID\": \"HP23_SMB_LRN_CHK_Q3\",\n \"hdText\": \"SMALL BUSINESS\",\n \"subText\": \"Earn Up To $2,000\",\n \"descriptionText\": \"For a limited time, get a cash bonus when you open a new eligible Citibank business checking account with required activities.\",\n \"ctaLabel\": \"Learn More\",\n \"ctaImage\": \"\",\n \"ctaLink\": \"https://banking.citi.com/cbol/small-business/checking-offer/default.htm?intc=acquire_bank_bnr_0723_HP23SMBLRNCHKQ3\",\n \"linkTarget\": \"_blank\",\n \"imgLarge\": \"/JRS/banners/modules/HP_6924_3UP.jpg\",\n \"imgSmall\": \"\",\n \"videoObject\": \"\",\n \"heroImg1\": \"\",\n \"homepage2Image\": \"/JRS/banners/homepage2/HP_6924_Hero.png\",\n \"heroImg2\": \"\",\n \"imgTitle\": \"\",\n \"prodTitle\": \"\",\n \"prodImg\": \"\",\n \"prodFlag\": \"false\",\n \"heroColor\": \"dark\",\n \"speedBump\": \"\",\n \"mmTitle\": \"Earn up to $2,000 for your business\",\n \"mmBody\": \"New Citibank business checking customers can earn a cash bonus when opening a new eligible business checking account with required activities.\"\n}","GROUP_TYPE":"Container","SET_NOTIFICATION":"N","CONTENT_ID":"HP23_SMB_LRN_CHK_Q3","NAME":"HP23_SMB_LRN_CHK_Q3"},"copy$$HP23_Sav_LRN_Save_PPO":{"SUBGROUP_TYPE":"Container","TEXT":"{\"contentID\": \"HP23_Sav_LRN_Save_PPO\",\n\"hdText\": \"SPECIAL OFFER FOR A LIMITED TIME\",\n\"subText\": \"A simple way to start saving\",\n\"descriptionText\": \"Earn a 5.00% promo interest rate at 2.58%-2.69% Annual Percentage Yield. 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Additionally, you will only earn 1%, not 3%, for purchases made at timeshares, campgrounds, bed & breakfasts and for purchases of train and commuter travel.\u003C/span>\u003C/li>\u003C/ul>\u003Cli>\u003Cspan>2% cash back on all other purchases from Costco and Costco.com.\u003C/span>\u003C/li>\u003Cli>\u003Cspan>1% cash back on all other purchases, including the non-qualifying purchases listed above.\u003C/span>\u003C/li>\u003C/ul>\u003Ch3>What doesn't qualify as a purchase?\u003C/h3>\u003Cp>The following types of transactions don't qualify as purchases that earn cash back rewards:\u003C/p>\u003Cul>\u003Cli>\u003Cspan>Use of checks that access your Card Account\u003C/span>\u003C/li>\u003Cli>\u003Cspan>Balance transfers\u003C/span>\u003C/li>\u003Cli>\u003Cspan>Cash advances\u003C/span>\u003C/li>\u003Cli>\u003Cspan>Travelers checks, foreign currency purchases, money orders, wire transfers and similar cash-like transactions\u003C/span>\u003C/li>\u003Cli>\u003Cspan>Lottery tickets, gaming chips and similar betting transactions\u003C/span>\u003C/li>\u003Cli>\u003Cspan>Interest and account fees\u003C/span>\u003C/li>\u003Cli>\u003Cspan>Unauthorized charges\u003C/span>\u003C/li>\u003Cli>\u003Cspan>Items returned for credit\u003C/span>\u003C/li>\u003C/ul>\u003Ch3>Merchant Classification for Rewards Categories:\u003C/h3>\u003Cp>Merchants are assigned a merchant category code (\\\"MCC\\\"), which is determined in accordance with Visa procedures based on the kinds of products and services the merchants primarily sell. We don't control the assignment of these codes and are not responsible for the codes used by merchants. When you use your card to make a purchase, we're provided an MCC for that purchase. We group similar merchant codes into categories for purposes of making rewards offers. Sometimes you may expect a purchase to fit within a rewards category, but if the code assigned to the merchant wasn't grouped into that category as recognized by Citi, your purchase will not qualify for additional cash back rewards. For example, you won't earn additional points for purchases at a restaurant located within a retailer if the restaurant is assigned a \\\"retailer\\\" code instead of a \\\"restaurant\\\" code. Please also note — purchases made through mobile/wireless technology may not earn additional cash back rewards depending on how the technology is set up to process the purchase. We reserve the exclusive right to determine which purchases qualify for additional cash back rewards.\u003C/p>\u003Ch3>Returns:\u003C/h3>\u003Cp>Returned items may result in credits being applied to your Card Account which will reduce or may eliminate accumulated cash back rewards and may result in a negative cash rewards balance. If your Card Account has a negative cash back rewards balance, any newly earned cash back rewards will be used to offset such negative cash back rewards balance until such balance has been brought to zero.\u003C/p>\u003Ch3>Receiving & Redeeming Cash Back Rewards:\u003C/h3>\u003Cp>Your reward is distributed annually once your February billing statement closes. Your reward is distributed in the form of a credit card reward certificate, unless your annual reward amount is greater than $10,000, in which case Citi and Costco reserve the right to distribute your reward in an alternative form (e.g., a check or electronic transfer), at Citi's and/or Costco's discretion. Credit card reward certificates are redeemable through December 31 of the year issued in a single transaction at any U.S. Costco warehouse, including in Puerto Rico, for merchandise or cash back. An alternative form for redemption other than within the warehouse may be provided at Citi and/ or Costco's discretion. The credit card reward certificate, or alternative-form distribution, will contain your cash back rewards balance based on your eligible purchases during the annual reward period. The annual reward period is based on January through December billing statements. Should you choose to redeem only a portion of the certificate for merchandise, you will receive the remaining balance in cash or an alternative form (e.g. check or electronic transfer), at the Costco warehouse's discretion. Requests to redeem the credit card reward certificate for cash may be fulfilled in an alternative form (e.g., a check or electronic transfer), at the Costco warehouse's discretion. Your credit card reward certificate must be redeemed in person on or prior to its expiration date of December 31 in the year in which it is issued, unless an alternative form for redemption is provided (at Citi and/or Costco's discretion). Any cash back rewards you have earned on purchases made by Authorized Users on your Card Account will be added to your cash back rewards total. Only you, the primary cardmember, are eligible to receive the annual credit card reward certificate; however, you or anyone you authorize may redeem the certificate as long as you or the authorized individual has a valid Costco membership. \u003Cstrong>You will not receive a credit card reward certificate if your reward is less than $1 or your account is closed at the time your credit card reward certificate is scheduled to be sent. Any cash back rewards that had been accrued at that time will be forfeited, unless prohibited by law or otherwise indicated below. You must maintain your Costco Membership to redeem your credit card reward certificate, unless prohibited by law.\u003C/strong>\u003C/p>\u003Ch3>Account Closure:\u003C/h3>\u003Cp>If we are notified of your death, earned cash back rewards will be distributed via check to the executor or administrator of your estate.\u003C/p>\u003Cp>If we close your Card Account for any other reason, you will no longer be able to earn cash back rewards, and you will forfeit any cash back rewards accumulated, but not yet distributed, unless prohibited by law. If you close or convert your Card Account prior to receiving the credit card reward certificate in your February billing statement, any earned cash back rewards will be forfeited, unless prohibited by law.\u003C/p>\u003Ch3>Forfeiture:\u003C/h3>\u003Cp>Any cash back rewards not redeemed by December 31 of the year of issuance of the credit card reward certificate will be forfeited.\u003C/p>\u003Ch3>Value of Cash Back Rewards:\u003C/h3>\u003Cp>Value of Cash Back Rewards: cash back rewards have no cash value until such time as they are redeemed.\u003C/p>\u003Ch3>Property Rights:\u003C/h3>\u003Cp>You have no property rights or other legal interests in cash back rewards. Cash back rewards may not be transferred to any other person including through such events as inheritance, bankruptcy or divorce. cash back rewards cannot be assigned or pledged.\u003C/p>\u003Ch3>Changes to Program Rules:\u003C/h3>\u003Cp>We may make changes to the cash back rewards Program at any time, and if required by law, will provide notice. We will give you advanced written notice if we make any of the following changes: a change that negatively affects the number of cash back rewards you can earn, a change that negatively affects how/when you may lose your cash back rewards, a change that negatively affects how you can exercise your rights with respect to cash back rewards, or if we cancel the program.\u003C/p>\u003Ch3>Fraud, Misuse, Abuse or Suspicious Activity:\u003C/h3>\u003Cp>If we see evidence of fraud, misuse, abuse, or suspicious activity, as determined by us in our sole discretion, we reserve the right to take action against you and your account. 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Limited Time Offer!\",\n\"secondaryPdpBypassCtaModal\": \"\u003Cdiv class=\\\"cds-modal-header\\\">\u003Ch2 class=\\\"cds-modal-title\\\">\u003Cstrong>Additional Information - Citi\u003Csup>®\u003C/sup> / AAdvantage\u003Csup>®\u003C/sup> Executive World Elite Mastercard\u003Csup>®\u003C/sup>\u003C/strong>\u003C/h2>\u003C/div>\u003Cdiv class=\\\"cds-modal-body\\\">\u003Ch3>\u003Cstrong>Offer Availability\u003C/strong>\u003C/h3>\u003Cp>American Airlines AAdvantage\u003Csup>®\u003C/sup> bonus miles are not available if you have received a new account bonus for a Citi\u003Csup>®\u003C/sup> / AAdvantage\u003Csup>®\u003C/sup> Executive account in the past 48 months. \u003Cstrong>The card offer referenced in this communication is only available to individuals who reside in the United States and its territories, excluding Puerto Rico and U.S. Virgin Islands.\u003C/strong>\u003C/p>\u003Ch3>\u003Cstrong>AAdvantage\u003Csup>®\u003C/sup> Bonus Miles\u003C/strong>\u003C/h3>\u003Cp>Balance transfers, cash advances, checks that access your credit card account, items and services returned for credit, unauthorized charges, interest and account fees, traveler's checks, purchases of foreign currency, money orders, wire transfers (and similar cash-like transactions), lottery tickets, and gaming chips (and similar betting transactions) are not purchases. American Airlines AAdvantage\u003Csup>®\u003C/sup> bonus miles typically will appear as a bonus in your AAdvantage\u003Csup>®\u003C/sup> account 8-10 weeks after you have met the purchase requirements. AAdvantage\u003Csup>®\u003C/sup> miles may be earned on purchases made by primary credit cardmembers and authorized users. Purchases must post to your account during the promotional period. Many merchants will wait for a purchase to ship before they post the purchase to your account. AAdvantage\u003Csup>®\u003C/sup> miles earned will be posted to the primary credit cardmember's AAdvantage\u003Csup>®\u003C/sup> account.\u003C/p>\u003Ch3>\u003Cstrong>1 AAdvantage\u003Csup>®\u003C/sup> Mile Per $1\u003C/strong>\u003C/h3>\u003Cp>AAdvantage\u003Csup>®\u003C/sup> miles are earned on purchases, except balance transfers, cash advances, checks that access your credit card account, items and services returned for credit, unauthorized charges, interest and account fees, traveler's checks, purchases of foreign currency, money orders, wire transfers (and similar cash-like transactions), lottery tickets, and gaming chips (and similar betting transactions). AAdvantage\u003Csup>®\u003C/sup> miles may be earned on purchases made by primary credit cardmembers and Authorized Users. AAdvantage\u003Csup>®\u003C/sup> miles earned will be posted to the primary credit cardmember's AAdvantage\u003Csup>®\u003C/sup> account in 8-10 weeks.\u003C/p>\u003Ch3>\u003Cstrong>4X AAdvantage\u003Csup>®\u003C/sup> Miles on American Airlines Purchases\u003C/strong>\u003C/h3>\u003Cp>Earn 1 AAdvantage\u003Csup>®\u003C/sup> base mile and 3 AAdvantage\u003Csup>®\u003C/sup> bonus miles, for a total of 4 AAdvantage\u003Csup>®\u003C/sup> miles, for each $1 spent on eligible American Airlines purchases using your Citi\u003Csup>®\u003C/sup> / AAdvantage\u003Csup>®\u003C/sup> Executive World Elite Mastercard. Upon reaching $150,000 in spend on your Citi\u003Csup>®\u003C/sup> / AAdvantage\u003Csup>®\u003C/sup> Executive World Elite Mastercard in a calendar year, earn 1 AAdvantage\u003Csup>®\u003C/sup> base mile and 4 AAdvantage\u003Csup>®\u003C/sup> bonus miles, for a total of 5 AAdvantage\u003Csup>®\u003C/sup> miles, for every $1 spent on eligible American Airlines purchases for the remainder of that calendar year. Purchases must post to your account by December 31st each calendar year to be eligible to earn a total of 5 AAdvantage\u003Csup>®\u003C/sup> miles for every $1 spent. The Primary credit cardmember and any Authorized Users on the credit card are eligible for this benefit.\u003C/p>\u003Cp>Eligible American Airlines purchases are items billed by American Airlines as merchant of record, booked through American Airlines channels (aa.com, American Airlines reservations, American Airlines Admirals Club\u003Csup>®\u003C/sup>, American Airlines Vacations, and American Airlines airport and city ticket counters). Products or services that do not qualify are purchases of AAdvantage\u003Csup>®\u003C/sup> status boost or renewal and AA CargoTM products and services. AAdvantage\u003Csup>®\u003C/sup> miles earned will be posted to the Primary credit cardmember's AAdvantage\u003Csup>®\u003C/sup> account in 8-10 weeks.\u003C/p>\u003Ch3>\u003Cstrong>10X AAdvantage\u003Csup>®\u003C/sup> Miles on Hotels booked through aa.com/hotels\u003C/strong>\u003C/h3>\u003Cp>Earn 1 AAdvantage\u003Csup>®\u003C/sup> base mile and 9 AAdvantage\u003Csup>®\u003C/sup> bonus miles, for a total of 10 AAdvantage\u003Csup>®\u003C/sup> miles, for each $1 spent on hotel purchases using your Citi\u003Csup>®\u003C/sup> / AAdvantage\u003Csup>®\u003C/sup> Executive World Elite Mastercard, when an eligible booking is made on aa.com/hotels or hotels.useaamiles.com. For bookings made with a combination of AAdvantage\u003Csup>®\u003C/sup> miles and your Citi\u003Csup>®\u003C/sup> / AAdvantage\u003Csup>®\u003C/sup> Executive World Elite Mastercard, only the portion paid with your card will earn AAdvantage\u003Csup>®\u003C/sup> miles. Hotels booked through American Airlines Vacations are not eligible to earn AAdvantage\u003Csup>®\u003C/sup> bonus miles. The Primary credit cardmember and any Authorized Users on the credit card are eligible for this benefit.\u003C/p>\u003Cp>AAdvantage\u003Csup>®\u003C/sup> miles will apply to net purchases (purchases minus any credits or returns) only. Cash advances, balance transfers, and checks used to access your account are not considered purchases and will not earn rewards. All purchases made outside of American Airlines Channels such as hotel incidentals, upgrades, or other expenses, will not qualify. Eligible purchases do not include interest charges, cancellation fees, property fees or other similar fees, or any other hotel charges. AAdvantage\u003Csup>®\u003C/sup> miles earned will be posted to the Primary credit cardmember's AAdvantage\u003Csup>®\u003C/sup> account in 8-10 weeks.\u003C/p>\u003Ch3>\u003Cstrong>10X AAdvantage\u003Csup>®\u003C/sup> Miles on Car Rentals booked through aa.com/cars\u003C/strong>\u003C/h3>\u003Cp>Earn 1 AAdvantage\u003Csup>®\u003C/sup> base mile and 9 AAdvantage\u003Csup>®\u003C/sup> bonus miles, for a total of 10 AAdvantage\u003Csup>®\u003C/sup> miles, for each $1 spent on eligible car rental purchases using your Citi\u003Csup>®\u003C/sup> / AAdvantage\u003Csup>®\u003C/sup> Executive World Elite Mastercard, when an eligible booking is made on aa.com/cars or cars.useaamiles.com and paid for using your Citi\u003Csup>®\u003C/sup> / AAdvantage\u003Csup>®\u003C/sup> Executive World Elite Mastercard. For bookings made with a combination of AAdvantage\u003Csup>®\u003C/sup> miles and your Citi\u003Csup>®\u003C/sup> / AAdvantage\u003Csup>®\u003C/sup> Executive World Elite Mastercard, only the portion paid with your card will earn AAdvantage\u003Csup>®\u003C/sup> miles. Payless car rentals will not qualify. Car rentals booked through American Airlines Vacations will not qualify. AAdvantage\u003Csup>®\u003C/sup> number must be included at time of booking or given to the agent at the counter to earn AAdvantage\u003Csup>®\u003C/sup> bonus miles. The Primary credit cardmember and any Authorized Users on the credit card are eligible for this benefit.\u003C/p>\u003Cp>AAdvantage\u003Csup>®\u003C/sup> miles will apply to net purchases (purchases minus any credits or returns) only. Cash advances, balance transfers, and checks used to access your account are not considered purchases and will not earn rewards. All purchases made outside of American Airlines Channels such as upgrades, or other expenses, will not qualify. Eligible purchases do not include interest charges, cancellation fees, or other similar fees, or any other hotel or vehicles charges. AAdvantage\u003Csup>®\u003C/sup> miles earned will be posted to the Primary credit cardmember's AAdvantage\u003Csup>®\u003C/sup> account in 8-10 weeks.\u003C/p>\u003Ch3>\u003Cstrong>\u003Cu>Merchant Classification for Rewards Categories\u003C/u>\u003C/strong>\u003C/h3>\u003Cp>Merchants are assigned a merchant category code (\\\"MCC\\\"), which is determined in accordance with Visa/Mastercard/American Express procedures based on the kinds of products and services the merchants primarily sell. Citi does not control the assignment of these codes and are not responsible for the codes used by merchants. When you use your card to make a purchase, Citi is provided an MCC for that purchase. Citi groups similar merchant codes into categories for purposes of making rewards offers. Sometimes you may expect a purchase to fit within a rewards category but, if the code assigned to the merchant wasn't grouped into that category as recognized by Citi, your purchase will not qualify for additional AAdvantage\u003Csup>®\u003C/sup> miles. Please also note that purchases made through mobile/wireless technology may not earn additional AAdvantage\u003Csup>®\u003C/sup> miles depending on how the technology is set up to process the purchase.\u003C/p>\u003Cp>Citi reserves the right to determine which purchases qualify for this offer. AAdvantage\u003Csup>®\u003C/sup> miles may be earned on purchases made by Primary credit cardmembers and Authorized Users. Balance transfers, cash advances, checks that access your credit card account, items and services returned for credit, unauthorized charges, interest and account fees, traveler's checks, purchases of foreign currency, money orders, wire transfers (and similar cash-like transactions), lottery tickets, and gaming chips (and similar betting transactions) are not purchases and do not earn AAdvantage\u003Csup>®\u003C/sup> miles. AAdvantage\u003Csup>®\u003C/sup> miles earned will be posted to the Primary credit cardmember's AAdvantage\u003Csup>®\u003C/sup> account in 8-10 weeks.\u003C/p>\u003Ch3>\u003Cstrong>1 Loyalty Point per eligible AAdvantage\u003Csup>®\u003C/sup> mile\u003C/strong>\u003C/h3>\u003Cp>1 Loyalty Point accrues for every eligible AAdvantage\u003Csup>®\u003C/sup> mile earned on purchases, excluding balance transfers, cash advances, checks that access your credit card account, items and services returned for credit, unauthorized charges, interest and account fees, traveler's checks, purchases of foreign currency, money orders, wire transfers (and similar cash-like transactions), lottery tickets, and gaming chips (and similar betting transactions). Eligible AAdvantage\u003Csup>®\u003C/sup> miles include the AAdvantage\u003Csup>®\u003C/sup> base miles earned on purchases, and do not include any AAdvantage\u003Csup>®\u003C/sup> bonus miles or accelerators. Loyalty Points may be earned on AAdvantage\u003Csup>®\u003C/sup> miles on purchases made by primary credit cardmembers and Authorized Users. Loyalty Points earned will be posted to the primary credit cardmember's AAdvantage\u003Csup>®\u003C/sup> account in 8-10 weeks.\u003C/p>\u003Ch3>\u003Cstrong>Up to 20,000 Additional Loyalty Points\u003C/strong>\u003C/h3>\u003Cp>The Primary credit cardmember will earn 10,000 additional Loyalty Points after earning 50,000 Loyalty Points each qualifying year. If in that same qualifying year, the Primary credit cardmember earns 90,000 Loyalty Points, the Primary credit cardmember will be awarded an additional 10,000 Loyalty Points. Total additional Loyalty Points that can be earned through this benefit is 20,000 in one qualifying year.\u003C/p>\u003Cp>A Primary credit cardmember may earn up to 20,000 additional Loyalty Points only once each qualifying year, even if the credit cardmember has more than one Citi\u003Csup>®\u003C/sup> / AAdvantage\u003Csup>®\u003C/sup> Executive World Elite Mastercard account. Up to 20,000 additional Loyalty Points earned are in addition to any Loyalty Points earned for purchases made on the credit card. Purchases exclude returned goods or services, traveler's checks, purchases of foreign currency, money orders, wire transfers (and similar cash-like transactions), lottery tickets, and gaming chips (and similar betting transactions). Purchases made through additional credit cards on the Primary credit cardmember's account (Authorized Users) will count toward the Primary credit cardmember's qualifying spend.\u003C/p>\u003Cp>Additional Loyalty Points earned as a result of this benefit will typically be posted to the Primary credit cardmember's AAdvantage\u003Csup>®\u003C/sup> account 8-10 weeks after meeting the Loyalty Points requirements. Loyalty Points only count toward status qualification for the AAdvantage\u003Csup>®\u003C/sup> program. Loyalty Points earned through this benefit will not count toward AAdvantage\u003Csup>®\u003C/sup> Million Miler™ status. Loyalty Points cannot be redeemed for award travel, AAdvantage\u003Csup>®\u003C/sup> miles or any other AAdvantage\u003Csup>®\u003C/sup> program awards. AAdvantage\u003Csup>®\u003C/sup> program status requirements and balance are available at aa.com/newaadvantage.\u003C/p>\u003Ch3>\u003Cstrong>Up to $120 in Lyft Credits\u003C/strong>\u003C/h3>\u003Cp>Citi\u003Csup>®\u003C/sup> / AAdvantage\u003Csup>®\u003C/sup> Executive World Elite Mastercard credit cardmembers may participate in Lyft and Mastercard's Take 3 Get $10 program (\\\"Program\\\"), by using their Citi\u003Csup>®\u003C/sup> / AAdvantage\u003Csup>®\u003C/sup> Executive World Elite Mastercard to pay for the full amount or partial amount of three (3) Eligible Rides in a calendar month. After taking 3 Eligible Rides in a calendar month, you will then receive a $10 Lyft credit (\\\"Credit\\\"). Citi\u003Csup>®\u003C/sup> / AAdvantage\u003Csup>®\u003C/sup> Executive World Elite Mastercard credit cardmembers are eligible to receive credits of up to $120 annually. All rides must be paid for with an eligible Citi\u003Csup>®\u003C/sup> / AAdvantage\u003Csup>®\u003C/sup> Executive World Elite Mastercard. Limit one Credit per calendar month per Lyft account. Citi\u003Csup>®\u003C/sup> / AAdvantage\u003Csup>®\u003C/sup> Executive World Elite Mastercard credit cardmembers are not eligible for any other Mastercard credit on the Lyft app. Rides paid for using Digital Wallets including, but not limited to, Apple Pay, Android Pay, etc., are not Eligible Rides and will not count towards receiving the $10 Lyft credit.\u003C/p>\u003Cp>An “Eligible Ride” is any Lyft ride type, excluding business rides and bicycle and scooter rental rides. Valid only in the USA. Whether a ride qualifies as an Eligible Ride for purposes of the Credit will be determined in Lyft's sole discretion. Credits expire 30 days after application. By participating in the Program, you agree to these terms and Lyft's Terms of Service (https://www.lyft.com/terms), and you agree that Lyft and Mastercard may share your information for the purpose of tracking and processing the Credit and may use anonymized, aggregated data for business analytics and offer optimization. Credits may take up to 2 days to be applied to your Lyft account.\u003C/p>\u003Ch3>\u003Cstrong>Up to $120 Grubhub Statement Credit\u003C/strong>\u003C/h3>\u003Cp>Citi\u003Csup>®\u003C/sup> / AAdvantage\u003Csup>®\u003C/sup> Executive World Elite Mastercard credit cardmembers are eligible to receive a statement credit of up to $10 per monthly billing statement (for a total of up to $120 every 12 monthly billing statements) on eligible purchases made at Grubhub. There is no minimum purchase requirement to earn the statement credit(s). Eligible purchases include transactions, tips, taxes, and fees charged directly on grubhub.com, seamless.com and the Grubhub and Seamless mobile applications. Orders placed using the campus dining feature on Grubhub and gift card purchases are not eligible. Duplicate, fraudulent, canceled, refunded purchases and purchases made in violation of either Merchant or Citi terms of use, as determined by Merchant or Citi, as applicable, are not eligible.\u003C/p>\u003Cp>Statement credit(s) will appear on your Citi\u003Csup>®\u003C/sup> / AAdvantage\u003Csup>®\u003C/sup> Executive World Elite Mastercard monthly billing statement within 8-10 weeks from when the transaction was posted on your card account. One credit per monthly billing statement per card account. Applicable terms and conditions are subject to change without notice. To be eligible for this benefit, your Citi\u003Csup>®\u003C/sup> / AAdvantage\u003Csup>®\u003C/sup> Executive World Elite Mastercard card must be open and in good standing at the time of statement credit fulfillment.\u003C/p>\u003Ch3>\u003Cstrong>Merchant Classification Codes\u003C/strong>\u003C/h3>\u003Cp>Merchants are assigned a merchant category code (\\\"MCC\\\"), which is determined in accordance with Visa/Mastercard/American Express procedures based on the kinds of products and services the merchants primarily sell. We don't control the assignment of these codes and are not responsible for the codes used by merchants. When you use your card to make a purchase, we're provided an MCC for that purchase. We group similar merchant codes into categories for purposes of identifying your spend for statement credits. Sometimes you may expect a purchase to fit within a category, but if the code assigned to the merchant wasn't grouped into that category, as recognized by Citi, your purchase amount will not be eligible for a statement credit.\u003C/p>\u003Ch3>\u003Cstrong>Up to $120 Avis\u003Csup>®\u003C/sup> or Budget Statement Credit\u003C/strong>\u003C/h3>\u003Cp>Citi\u003Csup>®\u003C/sup> / AAdvantage\u003Csup>®\u003C/sup> Executive World Elite Mastercard credit cardmembers are eligible to receive a statement credit of up to $120 every calendar year when purchases of up to $120 or more made at Avis\u003Csup>®\u003C/sup> or Budget car rentals or both are charged to your card account. The credit will be awarded on car rental spend that is inclusive of time and mileage, taxes, purchases, and other fees.\u003C/p>\u003Cp>This statement credit only applies to Avis or Budget brands at participating locations. Car rentals not paid for directly with Avis or Budget will not qualify; for example, car rentals purchased through travel agencies, discount travel sites, vacation clubs, tour operators, or as part of a package offered by merchants, such as cruise lines and railways, will not qualify. The purpose of the car rental must be for driver and passenger transportation. Merchants that provide RV rentals or vehicle rentals for the purpose of hauling are not included in this category.\u003C/p>\u003Cp>Statement credit(s) will appear on your Citi\u003Csup>®\u003C/sup> / AAdvantage\u003Csup>®\u003C/sup> Executive World Elite Mastercard monthly billing statement from Citi within 8-10 weeks from when the transaction was posted on your card account. One credit per card account. Applicable terms and conditions are subject to change without notice. To be eligible for this benefit, your Citi\u003Csup>®\u003C/sup> / AAdvantage\u003Csup>®\u003C/sup> Executive World Elite Mastercard card must be open and in good standing at the time of statement credit fulfillment.\u003C/p>\u003Ch3>\u003Cstrong>Merchant Classification Codes\u003C/strong>\u003C/h3>\u003Cp>Merchants are assigned a merchant category code (\\\"MCC\\\"), which is determined in accordance with Visa/Mastercard/American Express procedures based on the kinds of products and services the merchants primarily sell. We don't control the assignment of these codes and are not responsible for the codes used by merchants. When you use your card to make a purchase, we're provided an MCC for that purchase. We group similar merchant codes into categories for purposes of identifying your spend for statement credits. Sometimes you may expect a purchase to fit within a category, but if the code assigned to the merchant wasn't grouped into that category, as recognized by Citi, your purchase amount will not be eligible for a statement credit.\u003C/p>\u003Ch3>\u003Cstrong>Enhanced Airport Experience\u003C/strong>\u003C/h3>\u003Cp>For benefits to apply, the Citi\u003Csup>®\u003C/sup> / AAdvantage\u003Csup>®\u003C/sup> Executive World Elite Mastercard account must be open 7 days prior to air travel AND reservation must include the primary credit cardmember's American Airlines AAdvantage\u003Csup>®\u003C/sup> number 7 days prior to air travel. If your credit card account is closed for any reason, these benefits will be cancelled. Citi\u003Csup>®\u003C/sup> / AAdvantage\u003Csup>®\u003C/sup> Executive credit cardmembers will have the following benefits: priority check-in (where available), priority airport screening (where available), and priority boarding privileges. The priority boarding benefit will display on your American Airlines boarding pass as Group 4.\u003C/p>\u003Cp>These benefits apply when traveling on flights marketed and operated by American Airlines, or on flights marketed by American Airlines and operated as American Eagle\u003Csup>®\u003C/sup> flights by Envoy Air Inc., Republic Airways Inc., SkyWest Airlines, Inc., Air Wisconsin Airlines, PSA Airlines, Inc., or Piedmont Airlines, Inc. Up to eight (8) companions traveling with the eligible primary credit cardmember will also get priority check-in (where available), priority airport screening (where available), and priority boarding privileges if they are listed in the same reservation. You may check in at any Business Class check-in position or First Class check-in when Business Class is not available, regardless of the class of service in which you are traveling on American Airlines.\u003C/p>\u003Cp>These benefits will not be available for travel on codeshare flights booked with an American Airlines flight number but operated by another airline. Exclusive lanes at security checkpoints are available, subject to TSA approval. Applicable terms and conditions are subject to change without notice.\u003C/p>\u003Ch3>\u003Cstrong>Travel Protection Benefits\u003C/strong>\u003C/h3>\u003Cp>Certain terms, limitations, and exclusions apply. These benefits are included as a part of the Citi\u003Csup>®\u003C/sup> / AAdvantage\u003Csup>®\u003C/sup> Executive Card and are underwritten by Virginia Surety Company, Inc. Should you apply and be approved for the Citi\u003Csup>®\u003C/sup> / AAdvantage\u003Csup>®\u003C/sup> Executive Card, more information will be provided in the Guide to Protection Benefits you receive with your card.\u003C/p>\u003Ch3>\u003Cstrong>Global Entry or TSA PreCheck\u003Csup>®\u003C/sup> Application Fee Credit\u003C/strong>\u003C/h3>\u003Cp>Citi\u003Csup>®\u003C/sup> / AAdvantage\u003Csup>®\u003C/sup> Executive World Elite Mastercard credit cardmembers are eligible to receive one statement credit up to $100 per account every four years for either the Global Entry or the TSA PreCheck\u003Csup>®\u003C/sup> program application fee. Credit cardmembers must charge the application fee to their Citi\u003Csup>®\u003C/sup> / AAdvantage\u003Csup>®\u003C/sup> Executive credit card to qualify for the statement credit. Credit cardmembers will receive a statement credit for the first program (either Global Entry or TSA PreCheck\u003Csup>®\u003C/sup>) to which they apply and pay for with their eligible card, regardless of whether they are approved for Global Entry or TSA PreCheck\u003Csup>®\u003C/sup>. Please allow 1-2 billing cycles after the qualifying Global Entry or TSA PreCheck\u003Csup>®\u003C/sup> fee is charged to the eligible account for the statement credit to be posted to the account. Only fees associated with either the Global Entry or the TSA PreCheck\u003Csup>®\u003C/sup> application fee will be eligible towards the statement credit.\u003C/p>\u003Cp>For information on Global Entry, visit globalentry.gov. For information on TSA PreCheck\u003Csup>®\u003C/sup>, visit tsa.gov. Applications are made directly with these organizations, and this information is not shared with Citi, nor does Citi have access to Global Entry or TSA records. Citi does not share account information with Global Entry or TSA. Decisions to approve/deny applications are made solely by these organizations, and Citi has no influence over these decisions. Citi is not notified of approvals or denials of applications.\u003C/p>\u003Cp>TSA PreCheck\u003Csup>®\u003C/sup> is a registered trademark of the Department of Homeland Security.\u003C/p>\u003Ch3>\u003Cstrong>Admirals Club\u003Csup>®\u003C/sup> Membership and Credit Card Authorized User Access\u003C/strong>\u003C/h3>\u003Cp>Only Citi\u003Csup>®\u003C/sup> / AAdvantage\u003Csup>®\u003C/sup> Executive World Elite Mastercard primary credit cardmembers who are eighteen (18) years of age or older will receive full membership access privileges to Admirals Club\u003Csup>®\u003C/sup> lounges. An Authorized User of the Citi\u003Csup>®\u003C/sup> / AAdvantage\u003Csup>®\u003C/sup> Executive World Elite Mastercard who is eighteen (18) years of age or older will receive access privileges to American Airlines Admirals Club\u003Csup>®\u003C/sup> lounges. Full Admirals Club\u003Csup>®\u003C/sup> membership privileges do not apply to a credit card Authorized User. An Admirals Club\u003Csup>®\u003C/sup> membership includes access to other airline lounges and clubs with which American Airlines may have reciprocal lounge or club access privileges. Membership also includes special pricing on conference rooms and other special offers that are available exclusively to Admirals Club\u003Csup>®\u003C/sup> members. Neither membership nor the credit card Authorized User access benefit provides access privileges to the Arrivals Lounge, International First Class Lounges, or Flagship\u003Csup>®\u003C/sup> Lounge facilities, including Flagship\u003Csup>®\u003C/sup> First Dining. Additionally, the credit card Authorized User access benefit does not provide: (i) access privileges to other airline lounges or clubs with which American Airlines may have reciprocal lounge or club access privileges; or (ii) special pricing on conference rooms or other special offers. To locate a current list of Admirals Club\u003Csup>®\u003C/sup> lounges please visit aa.com/admiralsclub.\u003C/p>\u003Cp>To access an Admirals Club\u003Csup>®\u003C/sup> lounge, primary credit cardmembers and credit card Authorized Users must present: (i) their (a) active and valid Citi\u003Csup>®\u003C/sup> / AAdvantage\u003Csup>®\u003C/sup> Executive World Elite Mastercard or (b) with respect to primary credit cardmembers only, AAdvantage\u003Csup>®\u003C/sup> number; (ii) their current government-issued I.D.; and (iii) a boarding pass for same-day travel on an eligible flight, which includes any departing or arriving flight that is (1) marketed or operated by American Airlines, (2) marketed and operated by any \u003Cstrong>one\u003C/strong>world\u003Csup>®\u003C/sup> carrier, or (3) marketed and operated by Alaska Airlines; and (iv) any additional documentation required by American Airlines. Either immediate family members (spouse or domestic partner and children under eighteen (18) years of age) or up to two (2) guests traveling with the primary credit cardmember or Authorized User may be admitted for free when accompanied by the primary credit cardmember or Authorized User. Family members and guests must present a same-day boarding pass for an eligible flight as defined above. All persons must be of valid drinking age, based on applicable law, to consume alcohol.\u003C/p>\u003Cp>If the primary credit cardmember is an Admirals Club\u003Csup>®\u003C/sup> member on the date his or her Citi\u003Csup>®\u003C/sup> / AAdvantage\u003Csup>®\u003C/sup> Executive World Elite Mastercard credit card account is approved by Citi\u003Csup>®\u003C/sup> and has sixty (60) or more days remaining on such current Admirals Club\u003Csup>®\u003C/sup> membership, he or she is eligible to receive a prorated refund from American Airlines for any unused portion of his or her current Admirals Club\u003Csup>®\u003C/sup> membership fee. The refund will be a prorated amount of the annual membership fee calculated based on the number of days remaining on such primary credit cardmember's current Admirals Club\u003Csup>®\u003C/sup> membership as of the date his or her Citi\u003Csup>®\u003C/sup> / AAdvantage\u003Csup>®\u003C/sup> Executive World Elite Mastercard credit card account is approved by Citi\u003Csup>®\u003C/sup>. Refunds will be automatically made in the original form of payment within twelve (12) weeks of becoming a Citi\u003Csup>®\u003C/sup> / AAdvantage\u003Csup>®\u003C/sup> Executive World Elite Mastercard credit cardmember. Memberships redeemed with AAdvantage BusinessTM points and Lifetime Admirals Club\u003Csup>®\u003C/sup> members are not eligible for a refund.\u003C/p>\u003Cp>Upon closure of the Citi\u003Csup>®\u003C/sup> / AAdvantage\u003Csup>®\u003C/sup> Executive World Elite Mastercard account, all Admirals Club\u003Csup>®\u003C/sup> benefits and access associated with the account will be immediately terminated, including, but not limited to, all benefits afforded to credit card Authorized Users. All Admirals Club\u003Csup>®\u003C/sup> membership rules, terms and conditions apply. AMERICAN AIRLINES RESERVES THE RIGHT TO MODIFY ANY OR ALL RULES, TERMS AND CONDITIONS AT ANY TIME WITHOUT NOTICE. SUCH MODIFICATIONS SHALL BE EFFECTIVE IMMEDIATELY AND INCORPORATED INTO THIS AGREEMENT. BY ACCESSING ANY ADMIRALS CLUB\u003Csup>®\u003C/sup> LOUNGE YOU SHALL BE DEEMED TO HAVE ACCEPTED THE ADMIRALS CLUB\u003Csup>®\u003C/sup> TERMS AND CONDITIONS. To review the complete Admirals Club\u003Csup>®\u003C/sup> membership terms and conditions, visit aa.com/admiralsclub.\u003C/p>\u003Ch3>\u003Cstrong>25% Savings on Eligible Inflight Purchases\u003C/strong>\u003C/h3>\u003Cp>Citi\u003Csup>®\u003C/sup> / AAdvantage\u003Csup>®\u003C/sup> credit cardmembers will receive a 25% savings on inflight purchases of food and beverages on flights operated by American Airlines when purchased with their Citi\u003Csup>®\u003C/sup> / AAdvantage\u003Csup>®\u003C/sup> credit card. Savings do not apply to any other inflight purchases, such as wireless internet access. This benefit applies to domestic flights marketed and operated by American Airlines or on domestic flights marketed by American Airlines and operated by Envoy Air Inc., Republic Airways Inc., SkyWest Airlines, Inc., Air Wisconsin Airlines, PSA Airlines, Inc., or Piedmont Airlines, Inc. This benefit is not available on codeshare flights booked with an American Airlines flight number but operated by another airline. Offer is available on eligible flights as long as supplies last. Savings will appear as a statement credit 8-10 weeks after the transaction is posted to the credit cardmember's card account. Applicable terms and conditions are subject to change without notice.\u003C/p>\u003Ch3>\u003Cstrong>First Checked Bag Free\u003C/strong>\u003C/h3>\u003Cp>For benefit to apply, the Citi\u003Csup>®\u003C/sup> / AAdvantage\u003Csup>®\u003C/sup> account must be open 7 days prior to air travel, and reservation must include the primary credit cardmember's American Airlines AAdvantage\u003Csup>®\u003C/sup> number 7 days prior to air travel. If your credit card account is closed for any reason, these benefits will be cancelled.\u003C/p>\u003Cp>Eligible Citi\u003Csup>®\u003C/sup> / AAdvantage\u003Csup>®\u003C/sup> primary credit cardmembers may check one bag free of charge when traveling on domestic itineraries marketed and operated by American Airlines, or on domestic itineraries marketed by American Airlines and operated as American Eagle\u003Csup>®\u003C/sup> flights by Envoy Air Inc., Republic Airways Inc., SkyWest Airlines, Inc., Air Wisconsin Airlines, PSA Airlines, Inc., or Piedmont Airlines, Inc.. All flights on the itinerary must be domestic flights marketed by American Airlines and operated by American Airlines or American Eagle. This benefit will not be available for travel on codeshare flights booked with an American Airlines flight number but operated by another airline. For the Citi\u003Csup>®\u003C/sup> / AAdvantage\u003Csup>®\u003C/sup> card, up to eight (8) companions traveling with the eligible primary credit cardmember will also get their first checked bag free of charge if they are listed in the same reservation. Waiver does not apply to overweight or oversized bags. This benefit cannot be combined with any existing AAdvantage\u003Csup>®\u003C/sup> program benefits, or with First or Business class benefits, including any waiver of baggage charges. Please see aa.com/baggage for baggage weight and size restrictions. Applicable terms and conditions are subject to change without notice.\u003C/p>\u003Ch3>\u003Cstrong>No Mileage Cap\u003C/strong>\u003C/h3>\u003Cp>There is no maximum number of American Airlines AAdvantage\u003Csup>®\u003C/sup> miles that you can accumulate through your Citi\u003Csup>®\u003C/sup> / AAdvantage\u003Csup>®\u003C/sup> credit card account.\u003C/p>\u003Cp>If Citi sees evidence of fraud, misuse, abuse, or suspicious activity, as determined by Citi in its sole discretion, Citi reserves the right to take action against you and your credit card account. This may include, without limitation and without prior notice, declining your credit card account application, stopping you from earning American Airlines AAdvantage\u003Csup>®\u003C/sup> miles for purchases made with your card, suspending or closing your Citi\u003Csup>®\u003C/sup> / AAdvantage\u003Csup>®\u003C/sup> card account, and advising American Airlines of such activity. Citi may also take legal action against you to recover monetary losses, including litigation costs and damages. Examples of activities that may trigger such actions include, but are not limited to, the following: (1) application for a card account in an attempt to take advantage of a bonus offer that was not intended for you or for which you are not eligible per the terms of the offer; (2) repeated cancellation or conversion of your Citi card accounts within one year after account opening or conversion; (3) returns of purchases you made to satisfy all or a substantial portion of the purchase requirements for a bonus offer or excessive returns of purchases for which you have earned AAdvantage\u003Csup>®\u003C/sup> miles or (4) using your account other than for personal, family, or household purposes.\u003C/p>\u003Cp>The Card Account is only available if you have an open AAdvantage\u003Csup>®\u003C/sup> program membership in your name. Citi reserves the right to cancel your Card Account if you or American Airlines terminates or deactivates your AAdvantage\u003Csup>®\u003C/sup> program membership.\u003C/p>\u003Cp>American Airlines reserves the right to change the AAdvantage\u003Csup>®\u003C/sup> program and its terms and conditions at any time with or without notice, and to end the AAdvantage\u003Csup>®\u003C/sup> program with six months' notice. Any such changes may affect your ability to use AAdvantage\u003Csup>®\u003C/sup> Rewards and Benefits that you have already accumulated. American Airlines is not responsible for products or services offered by other participating companies. All third-party provider terms and conditions apply. For more information on miles and Loyalty Points, visit aa.com/loyaltypoints. For complete details about the AAdvantage\u003Csup>®\u003C/sup> program, visit aa.com/aadvantage. For the AAdvantage\u003Csup>®\u003C/sup> terms and conditions, visit aa.com/aadvantageterms.\u003C/p>\u003Cp>Travel booked on American Airlines may be American Eagle\u003Csup>®\u003C/sup> service, operated by Envoy Air Inc., Republic Airways Inc., SkyWest Airlines, Inc., Air Wisconsin Airlines, PSA Airlines, Inc., or Piedmont Airlines, Inc.\u003C/p>\u003Cp>American Airlines, American Eagle, AAdvantage\u003Csup>®\u003C/sup>, AAdvantage Million MilerTM, AAdvantage BusinessTM, Flagship, Admirals Club, AAdvantage Executive Platinum\u003Csup>®\u003C/sup>, AAdvantage Platinum Pro\u003Csup>®\u003C/sup>, AAdvantage Platinum\u003Csup>®\u003C/sup>, AAdvantage Gold\u003Csup>®\u003C/sup>, AAdvantage\u003Csup>®\u003C/sup> MileUp\u003Csup>®\u003C/sup>, the Flight Symbol logo and the Tail Design are marks of American Airlines, Inc.\u003C/p>\u003Cp>\u003Cstrong>one\u003C/strong>world\u003Csup>®\u003C/sup> is a registered trademark of \u003Cstrong>one\u003C/strong>world Alliance, LLC.\u003C/p>\u003Cp>Mastercard, World Elite and the circles design are registered trademarks of Mastercard International Incorporated.\u003C/p>\u003Cp>The Contactless Indicator mark, consisting of four graduating arcs, is a trademark owned by and used with permission of EMVCo, LLC.\u003C/p>\u003C/div>\"}","GROUP_TYPE":"Container","SET_NOTIFICATION":"N","CONTENT_ID":"HP24_Exec_App_LTO_100k","NAME":"HP24_Exec_App_LTO_100k"},"copy$$HP24_Sav_LRN_Earn_PPO":{"SUBGROUP_TYPE":"Container","TEXT":"{\n \"contentID\": \"HP24_Sav_LRN_Earn_PPO\",\n \"hdText\": \"CITI\u003Csup>®\u003C/sup> SAVINGS ACCOUNT\",\n \"dynamicRatesFlag\": \"true\",\n \"dynamicRatesOfferValue1\": \":RATE_PAPR\",\n \"dynamicRatesOfferText1\": \"Promotional Interest Rate\", \n \"dynamicRatesOfferValue2\": \":RATE_PAPY\",\n \"dynamicRatesOfferText2\": \"Annual Percentage Yield\", \n \"subText\": \"CITI\u003Csup>®\u003C/sup> SAVINGS ACCOUNT\",\n \"descriptionText\": \"Earn a Promotional Interest Rate for up to 3 months when you make a minimum deposit of \u003Cstrong>$25,000 in \\\"New-to-Citibank Funds.\\\"\u003C/strong> Activities required.\",\n \"ctaLabel\": \"Learn More\",\n \"ctaImage\": \"\",\n \"ctaLink\": \"https://banking.citi.com/cbol/savings-promotion/nontargeted/default.htm?intc=acquire_bank_bnr_1024_PPOHPDynRates\",\n \"pdpBypassFlag\": \"false\",\n \"pdpBypassCtaLabel\": \"\",\n \"pdpBypassCtaLink\": \"\",\n \"secondaryPdpBypassCtaLabel\": \"\",\n \"secondaryPdpBypassCtaLink\": \"\",\n \"linkTarget\": \"_self\",\n \"imgLarge\": \"/JRS/banners/modules/HP_11407_Module_3UP.jpg\",\n \"copyBgColor\": \"\",\n \"imgTitle\": \"\",\n \"prodTitle\": \"\",\n \"prodImg\": \"\",\n \"homepage2Image\" : \"/JRS/banners/homepage2/HP_11407_Hero.png\",\n \"prodFlag\": \"false\",\n \"mmTitle\": \"CITI\u003Csup>®\u003C/sup> SAVINGS ACCOUNT\",\n \"mmBody\": \"Earn a Promotional Interest Rate for up to 3 months when you make a minimum deposit of \u003Cstrong>$25,000 in \\\"New-to-Citibank Funds.\\\"\u003C/strong> Activities required.\"\n }","GROUP_TYPE":"Container","SET_NOTIFICATION":"N","CONTENT_ID":"HP24_Sav_LRN_Earn_PPO","NAME":"HP24_Sav_LRN_Earn_PPO"},"copy$$COSTCOCONSUMER_CITICOM_OCT2018":{"SUBGROUP_TYPE":"Container","TEXT":"{\"contentID\": \"COSTCOCONSUMER_CITICOM_OCT2018\",\n\"hdText\": \"COSTCO ANYWHERE VISA\u003Csup>®\u003C/sup> CARD BY CITI\",\n\"subText\": \"Go Big with Cash Back Rewards\",\n\"descriptionText\": \"Earn cash back rewards on all of your purchases, wherever Visa is accepted, including 2% on all purchases from Costco Warehouses and Costco.com.\",\n\"ctaLabel\": \"Learn More\",\n\"ctaImage\": \"\",\n\"ctaLink\": \"https://www.citi.com/credit-cards/citi-costco-anywhere-visa-credit-card?afc=106\",\n\"linkTarget\": \"\",\n\"imgLarge\": \"/JRS/banners/modules/8119_M.jpg\",\n\"imgSmall\": \"\",\n\"videoObject\": \"\",\n\"heroImg1\": \"/JRS/banners/hero_background/HP2900_H.jpg\",\n\"copyBgColor\":\"\",\n\"heroImg2\": \"\",\n\"imgTitle\": \"\",\n\"prodTitle\": \"\",\n\"prodImg\": \"/JRS/banners/card_art/8119_Art.png\",\n\"homepage2Image\" : \"/JRS/banners/homepage2/Hero_Costco_Anywhere_Visa_Card_Hero.png\",\n\"prodFlag\": \"true\",\n\"speedBump\": \"\",\n\"heroColor\": \"dark\",\n\"mmTitle\":\"Go Big with Cash Back Rewards\",\n\"mmBody\":\"Earn cash back rewards on all of your purchases, wherever Visa is accepted, including 2% on all purchases from Costco Warehouses and Costco.com.\"}","GROUP_TYPE":"Container","SET_NOTIFICATION":"N","CONTENT_ID":"COSTCOCONSUMER_CITICOM_OCT2018","NAME":"COSTCOCONSUMER_CITICOM_OCT2018"},"copy$$Save_CashNTP_HPQ123":{"SUBGROUP_TYPE":"Container","TEXT":"{\"contentID\": \"Save_CashNTP_HPQ123\",\n\"hdText\": \"SAVINGS OFFER\",\n\"subText\": \"Start earning by saving\",\n\"descriptionText\": \"Earn a cash bonus from $100 - 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Apply Today!\",\n\"secondaryPdpBypassCtaModal\": \"\u003Cdiv class=\\\"cds-modal-header\\\">\u003Ch2 class=\\\"cds-modal-title\\\">\u003Cb>Additional Information - Citi\u003Csup>®\u003C/sup> / AAdvantage\u003Csup>®\u003C/sup> Platinum Select\u003Csup>®\u003C/sup> World Elite Mastercard\u003Csup>®\u003C/sup>\u003C/b>\u003C/h2>\u003C/div>\u003Cdiv class=\\\"cds-modal-body\\\">\u003Ch3>\u003Cstrong>Offer Availability\u003C/strong>\u003C/h3>\u003Cp>American Airlines AAdvantage\u003Csup>®\u003C/sup> bonus miles are not available if you have received a new account bonus for a Citi\u003Csup>®\u003C/sup> / AAdvantage\u003Csup>®\u003C/sup> Platinum Select\u003Csup>®\u003C/sup> account in the past 48 months or if you converted another Citi credit card account on which you earned a new account bonus in the last 48 months into a Citi\u003Csup>®\u003C/sup> / AAdvantage\u003Csup>®\u003C/sup> Platinum Select\u003Csup>®\u003C/sup> account. \u003Cstrong>The card offer referenced in this communication is only available to individuals who reside in the United States and its territories, excluding Puerto Rico and U.S. Virgin Islands.\u003C/strong>\u003C/p>\u003Ch3>\u003Cstrong>AAdvantage\u003Csup>®\u003C/sup> Bonus Miles\u003C/strong>\u003C/h3>\u003Cp>Balance transfers, cash advances, checks that access your credit card account, items and services returned for credit, unauthorized charges, interest and account fees, traveler’s checks, purchases of foreign currency, money orders, wire transfers (and similar cash-like transactions), lottery tickets, and gaming chips (and similar betting transactions) are not purchases. AAdvantage\u003Csup>®\u003C/sup> bonus miles typically will appear as a bonus in your AAdvantage\u003Csup>®\u003C/sup> account 8-10 weeks after you have met the purchase requirements. AAdvantage\u003Csup>®\u003C/sup> miles may be earned on purchases made by primary credit cardmembers and Authorized Users. Purchases must post to your account during the promotional period. Many merchants will wait for a purchase to ship before they post the purchase to your account. AAdvantage\u003Csup>®\u003C/sup> miles earned will be posted to the primary credit cardmember’s AAdvantage\u003Csup>®\u003C/sup> account.\u003C/p>\u003Ch3>\u003Cstrong>1 AAdvantage\u003Csup>®\u003C/sup> Mile Per $1\u003C/strong>\u003C/h3>\u003Cp>AAdvantage\u003Csup>®\u003C/sup> miles are earned on purchases, except balance transfers, cash advances, checks that access your credit card account, items and services returned for credit, unauthorized charges, interest and account fees, traveler’s checks, purchases of foreign currency, money orders, wire transfers (and similar cash-like transactions), lottery tickets, and gaming chips (and similar betting transactions). AAdvantage\u003Csup>®\u003C/sup> miles may be earned on purchases made by primary credit cardmembers and Authorized Users. AAdvantage\u003Csup>®\u003C/sup> miles earned will be posted to the primary credit cardmember’s AAdvantage\u003Csup>®\u003C/sup> account in 8-10 weeks.\u003C/p>\u003Ch3>\u003Cstrong>2X AAdvantage\u003Csup>®\u003C/sup> Miles on American Airlines Purchases\u003C/strong>\u003C/h3>\u003Cp>Earn 1 AAdvantage\u003Csup>®\u003C/sup> base mile and 1 AAdvantage\u003Csup>®\u003C/sup> bonus mile, for a total of 2 AAdvantage\u003Csup>®\u003C/sup> miles on eligible American Airlines purchases. Eligible American Airlines purchases are items billed by American Airlines as merchant of record booked through American Airlines channels (aa.com, American Airlines reservations, American Airlines Admirals Club\u003Csup>®\u003C/sup>, American Airlines Vacations and American Airlines airport and city ticket counters). Products or services that do not qualify are car rentals and hotel reservations, purchase of AAdvantage\u003Csup>®\u003C/sup> status boost or renewal, and AA Cargo™ products and services. AAdvantage\u003Csup>®\u003C/sup> miles earned will be posted to the primary credit cardmember’s AAdvantage\u003Csup>®\u003C/sup> account in 8-10 weeks.\u003C/p>\u003Ch3>\u003Cstrong>2X AAdvantage\u003Csup>®\u003C/sup> Miles at Restaurants and Gas Stations\u003C/strong>\u003C/h3>\u003Cp>Earn 1 AAdvantage\u003Csup>®\u003C/sup> base mile and 1 AAdvantage\u003Csup>®\u003C/sup> bonus mile, for a total of 2 AAdvantage\u003Csup>®\u003C/sup> miles for each $1 spent on purchases at restaurants (including cafes, bars, lounges, and fast food restaurants) and at gas stations. Food and beverage purchases made at the American Airlines Admirals Club\u003Csup>®\u003C/sup> will awarded 2 AAdvantage\u003Csup>®\u003C/sup> miles for each $1 spent as part of the Double AAdvantage\u003Csup>®\u003C/sup> miles on American Airlines Purchases benefit.\u003C/p>\u003Ch3>\u003Cstrong>Certain Non-Qualifying Purchases\u003C/strong>\u003C/h3>\u003Cp>Restaurant purchases not eligible to receive double AAdvantage\u003Csup>®\u003C/sup> miles include, but are not limited to, supercenters, warehouse clubs, discount stores, restaurants / cafes inside department stores, bowling alleys, public and private golf courses, country clubs, convenience stores, movie theaters, caterers, and meal kit delivery services. Gas station purchases not eligible to receive double AAdvantage\u003Csup>®\u003C/sup> miles include, but are not limited to, purchases made at warehouse clubs that do not code gas station purchases under a gas station code, discount stores, department stores, and convenience stores.\u003C/p>\u003Ch3>\u003Cstrong>Merchant Classification for Rewards Categories\u003C/strong>\u003C/h3>\u003Cp>Merchants are assigned a merchant category code (“MCC”), which is determined in accordance with Visa/Mastercard/American Express procedures based on the kinds of products and services the merchants primarily sell. Citi does not control the assignment of these codes and are not responsible for the codes used by merchants. When you use your card to make a purchase, Citi is provided an MCC for that purchase. Citi groups similar merchant codes into categories for purposes of making rewards offers. Sometimes you may expect a purchase to fit within a rewards category, but if the code assigned to the merchant wasn’t grouped into that category as recognized by Citi, your purchase will not qualify for additional AAdvantage\u003Csup>®\u003C/sup> miles. [For example, you won't earn additional AAdvantage\u003Csup>®\u003C/sup> miles for purchases at a restaurant located within a retailer if the restaurant is assigned a “retailer” code instead of a “restaurant” code.] Please also note – purchases made through mobile/wireless technology may not earn additional AAdvantage\u003Csup>®\u003C/sup> miles depending on how the technology is set up to process the purchase.\u003C/p>\u003Cp>Citi reserves the right to determine which purchases qualify for this offer. AAdvantage\u003Csup>®\u003C/sup> miles may be earned on purchases made by primary credit cardmembers and Authorized User. Balance transfers, cash advances, checks that access your credit card account, items and services returned for credit, unauthorized charges, interest and account fees, traveler’s checks, purchases of foreign currency, money orders, wire transfers (and similar cash-like transactions), lottery tickets, and gaming chips (and similar betting transactions) do not earn AAdvantage\u003Csup>®\u003C/sup> miles. AAdvantage\u003Csup>®\u003C/sup> miles earned will be posted to the primary credit cardmember’s AAdvantage\u003Csup>®\u003C/sup> account in 8-10 weeks.\u003C/p>\u003Ch3>\u003Cstrong>1 Loyalty Point per eligible AAdvantage\u003Csup>®\u003C/sup> mile\u003C/strong>\u003C/h3>\u003Cp>1 Loyalty Point accrues for every eligible AAdvantage\u003Csup>®\u003C/sup> mile earned on purchases, excluding balance transfers, cash advances, checks that access your credit card account, items and services returned for credit, unauthorized charges, interest and account fees, traveler’s checks, purchases of foreign currency, money orders, wire transfers (and similar cash-like transactions), lottery tickets, and gaming chips (and similar betting transactions). Eligible AAdvantage\u003Csup>®\u003C/sup> miles include the AAdvantage\u003Csup>®\u003C/sup> base miles earned on purchases, and do not include any AAdvantage\u003Csup>®\u003C/sup> bonus miles or accelerators. Loyalty Points may be earned on AAdvantage\u003Csup>®\u003C/sup> miles on purchases made by primary credit cardmembers and Authorized Users. Loyalty Points earned will be posted to the primary credit cardmember’s AAdvantage\u003Csup>®\u003C/sup> account in 8-10 weeks.\u003C/p>\u003Ch3>\u003Cstrong>Preferred Boarding\u003C/strong>\u003C/h3>\u003Cp>For benefit to apply, the Citi\u003Csup>®\u003C/sup> / AAdvantage\u003Csup>®\u003C/sup> account must be open 7 days prior to air travel, and reservation must include the primary credit cardmember’s American Airlines AAdvantage\u003Csup>®\u003C/sup> number 7 days prior to air travel.\u003C/p>\u003Cp>If you are checking in online for your flight to be eligible for preferred boarding on this trip, you must be a party to this reservation and apply and be approved for a Citi\u003Csup>®\u003C/sup> / AAdvantage\u003Csup>®\u003C/sup> credit card through the link on the checking bags page aa.com or mobile app during check-in. To access this link, you must have an active domestic flight reservation that departs within 24-hours or be eligible for check-in.\u003C/p>\u003Cp>If your credit card account is closed for any reason, this benefit will be cancelled. This benefit will not be available for travel on codeshare flights booked with an American Airlines flight number but operated by another airline. Up to four (4) companions traveling with and listed in the same reservation as the Citi\u003Csup>®\u003C/sup> / AAdvantage\u003Csup>®\u003C/sup> primary credit cardmember are eligible to board at the same time as the primary credit cardmember. Applicable terms and conditions are subject to change without notice.\u003C/p>\u003Cp>Eligible credit cardmembers will board after Priority boarding is complete, but before the rest of economy boarding. The boarding benefit will display on your American Airlines boarding pass as Group 5. This benefit applies on flights marketed and operated by American Airlines, or on flights marketed by American Airlines and operated as American Eagle\u003Csup>®\u003C/sup> flights by Envoy Air Inc., Republic Airways Inc., SkyWest Airlines, Inc., Air Wisconsin Airlines LLC, PSA Airlines, Inc., or Piedmont Airlines, Inc.\u003C/p>\u003Ch3>\u003Cstrong>First Checked Bag Free\u003C/strong>\u003C/h3>\u003Cp>For benefit to apply, the Citi\u003Csup>®\u003C/sup> / AAdvantage\u003Csup>®\u003C/sup> account must be open 7 days prior to air travel, and reservation must include the primary credit cardmember’s American Airlines AAdvantage\u003Csup>®\u003C/sup> number 7 days prior to air travel.\u003C/p>\u003Cp>If you are checking in online for your flight to be eligible for first checked bag free on this trip, you must be a party to this reservation and apply and be approved for a Citi\u003Csup>®\u003C/sup> / AAdvantage\u003Csup>®\u003C/sup> credit card through the link on the checking bags page aa.com or mobile app during check-in. To access this link, you must have an active domestic flight reservation that departs within 24-hours or be eligible for check-in.\u003C/p>\u003Cp>If your credit card account is closed for any reason, these benefits will be cancelled. Eligible Citi\u003Csup>®\u003C/sup> / AAdvantage\u003Csup>®\u003C/sup> primary credit cardmembers may check one bag free of charge when traveling on domestic itineraries marketed and operated by American Airlines, or on itineraries marketed by American Airlines and operated as American Eagle\u003Csup>®\u003C/sup> flights by Envoy Air Inc., Republic Airways Inc., SkyWest Airlines, Inc., Air Wisconsin Airlines LLC, PSA Airlines, Inc., or Piedmont Airlines, Inc. All flights on the itinerary must be domestic flights marketed by American Airlines and operated by American Airlines or American Eagle. This benefit will not be available for travel on codeshare flights booked with an American Airlines flight number but operated by another airline. For the Citi\u003Csup>®\u003C/sup> / AAdvantage\u003Csup>®\u003C/sup> credit card, up to four (4) companions traveling with the eligible primary credit cardmember will also get their first checked bag free of charge if they are listed in the same reservation. Waiver does not apply to overweight or oversized bags. This benefit cannot be combined with any existing AAdvantage\u003Csup>®\u003C/sup> program benefits, or with First or Business class benefits, including any waiver of baggage charges. Please see aa.com/baggage for baggage weight and size restrictions. Applicable terms and conditions are subject to change without notice.\u003C/p>\u003Ch3>\u003Cstrong>25% Savings on Eligible Inflight Purchases\u003C/strong>\u003C/h3>\u003Cp>Citi\u003Csup>®\u003C/sup> / AAdvantage\u003Csup>®\u003C/sup> credit cardmembers will receive a 25% savings on inflight purchases of food and beverages on flights operated by American Airlines when purchased with their Citi\u003Csup>®\u003C/sup> / AAdvantage\u003Csup>®\u003C/sup> card. Savings do not apply to any other inflight purchases, such as wireless internet access. This benefit applies to domestic flights marketed and operated by American Airlines or on domestic flights marketed by American Airlines and operated by Envoy Air Inc., Republic Airways Inc., SkyWest Airlines, Inc., Air Wisconsin Airlines LLC, Inc., PSA Airlines, Inc., or Piedmont Airlines, Inc. This benefit is not available on codeshare flights booked with an American Airlines flight number but operated by another airline. Offer is available on eligible flights as long as supplies last. Savings will appear as a statement credit 8-10 weeks after the transaction is posted to the credit cardmember's card account. Applicable terms and conditions are subject to change without notice.\u003C/p>\u003Ch3>\u003Cstrong>$125 American Airlines Flight Discount\u003C/strong>\u003C/h3>\u003Cp>Earn a $125 American Airlines Flight Discount certificate (the \\\"Flight Discount\\\") after you spend $20,000 or more in purchases that post to your Citi\u003Csup>®\u003C/sup> / AAdvantage\u003Csup>®\u003C/sup> Platinum Select\u003Csup>®\u003C/sup> credit card billing statement during your credit cardmembership year (every 12 months from the billing cycle after your anniversary month through the billing cycle of your next anniversary month). With the exception of special account status or circumstances (e.g. Military relief programs), the anniversary month will coincide with the month in which the annual fee is billed. To receive the Flight Discount, your account must be open for one full billing cycle after your anniversary month. For your first year of credit cardmembership, purchases qualify as of the date of your account opening. The Flight Discount expires one year from date of issue of the certificate. The Flight Discount is redeemable toward the initial ticket purchase of air travel only on flights marketed or operated by American Airlines or American Airlines codeshare flights for itineraries originating in the U.S., Puerto Rico, or U.S. Virgin Islands, and sold in US Dollars. The Flight Discount is redeemable online at aa.com, or by calling American Airlines Reservations. A reservations services fee may apply for travel booked through American Airlines Reservations. The Flight Discount is redeemable only toward the purchase of the base airfare and directly associated taxes, fees and charges that are collected as part of the fare calculation for travel. The Flight Discount cannot be used to pay the taxes and charges on mileage redemption tickets where only taxes and fees are being collected. The Flight Discount may not be used for flight products and/or services that are sold separately or non-flight products and/or services sold by American Airlines. If the ticket price is greater than the value of the Flight Discount, the difference must be paid only with a credit, debit or charge card, or with American Airlines Gift Cards. Any unused balance can be applied towards eligible future travel until the stated expiration date. If travel booked with the Flight Discount is cancelled or changed by the credit cardmember, the Flight Discount will be forfeited and the credit cardmember will be responsible for any applicable fare difference and the applicable change fee. The Flight Discount will not be replaced for any reason. The Flight Discount is non-refundable, may not be sold and has no cash redemption value. After qualification, please allow 8-12 weeks for delivery of the Flight Discount.\u003C/p>\u003Ch3>\u003Cstrong>No Mileage Cap\u003C/strong>\u003C/h3>\u003Cp>There is no maximum number of American Airlines AAdvantage\u003Csup>®\u003C/sup> miles that you can accumulate through your Citi\u003Csup>®\u003C/sup> / AAdvantage\u003Csup>®\u003C/sup> credit card account.\u003C/p>\u003Cp>If Citi sees evidence of fraud, misuse, abuse, or suspicious activity, as determined by Citi in its sole discretion, Citi reserves the right to take action against you and your credit card account. This may include, without limitation and without prior notice, declining your credit card account application, stopping you from earning American Airlines AAdvantage\u003Csup>®\u003C/sup> miles for purchases made with your card, suspending or closing your Citi\u003Csup>®\u003C/sup> / AAdvantage\u003Csup>®\u003C/sup> card account, and advising American Airlines of such activity. Citi may also take legal action against you to recover monetary losses, including litigation costs and damages. Examples of activities that may trigger such actions include, but are not limited to, the following: (1) application for a card account in an attempt to take advantage of a bonus offer that was not intended for you or for which you are not eligible per the terms of the offer; (2) repeated cancellation or conversion of your Citi card accounts within one year after account opening or conversion; (3) returns of purchases you made to satisfy all or a substantial portion of the purchase requirements for a bonus offer or excessive returns of purchases for which you have earned AAdvantage\u003Csup>®\u003C/sup> miles or (4) using your account other than for personal, family, or household purposes.\u003C/p>\u003Cp>The Card Account is only available if you have an open AAdvantage\u003Csup>®\u003C/sup> program membership in your name. Citi reserves the right to cancel your Card Account if you or American Airlines terminates or deactivates your AAdvantage\u003Csup>®\u003C/sup> program membership.\u003C/p>\u003Cp>American Airlines reserves the right to change the AAdvantage\u003Csup>®\u003C/sup> program and its terms and conditions at any time with or without notice, and to end the AAdvantage\u003Csup>®\u003C/sup> program with six months’ notice. Any such changes may affect your ability to use AAdvantage\u003Csup>®\u003C/sup> Rewards and Benefits that you have already accumulated. American Airlines is not responsible for products or services offered by other participating companies. All third-party provider terms and conditions apply. For more information on miles and Loyalty Points, visit aa.com/loyaltypoints. For complete details about the AAdvantage\u003Csup>®\u003C/sup> program, visit aa.com/aadvantage. For the AAdvantage\u003Csup>®\u003C/sup> terms and conditions, visit aa.com/aadvantageterms.\u003C/p>\u003Cp>Travel booked on American Airlines may be American Eagle\u003Csup>®\u003C/sup> service, operated by Envoy Air Inc., Republic Airways Inc., SkyWest Airlines, Inc., Air Wisconsin Airlines LLC, PSA Airlines, Inc., or Piedmont Airlines, Inc.\u003C/p>\u003Cp>American Airlines, American Eagle, AAdvantage\u003Csup>®\u003C/sup>, AAdvantage Million Miler™, AAdvantage Business™, Flagship, Admirals Club, ConciergeKey\u003Csup>®\u003C/sup>, AAdvantage Executive Platinum\u003Csup>®\u003C/sup>, AAdvantage Platinum Pro\u003Csup>®\u003C/sup>, AAdvantage Platinum\u003Csup>®\u003C/sup>, AAdvantage Gold\u003Csup>®\u003C/sup>, AAdvantage\u003Csup>®\u003C/sup> MileUp\u003Csup>®\u003C/sup>, the Flight Symbol logo and the Tail Design are marks of American Airlines, Inc.\u003C/p>\u003Cp>Citibank is not responsible for products or services offered by other companies. Cardmember program terms are subject to change.\u003C/p>\u003Cp>\u003Cstrong>one\u003C/strong>world\u003Csup>®\u003C/sup> is a registered trademark of \u003Cstrong>one\u003C/strong>world Alliance, LLC.\u003C/p>\u003Cp>Mastercard, World Elite and the circles design are registered trademarks of Mastercard International Incorporated.\u003C/p>\u003Cp>The Contactless Indicator mark, consisting of four graduating arcs, is a trademark owned by and used with permission of EMVCo, LLC.\u003C/p>\u003C/div>\"}","GROUP_TYPE":"Container","SET_NOTIFICATION":"N","CONTENT_ID":"HP24_AAP_App_BAU_50k","NAME":"HP24_AAP_App_BAU_50k"},"copy$$Save_PPO_NTP_HPQ223":{"SUBGROUP_TYPE":"Container","TEXT":"{\"contentID\": \"Save_PPO_NTP_HPQ223\",\n\"hdText\": \"SPECIAL OFFER FOR A LIMITED TIME\",\n\"subText\": \"Open a Citi\u003Csup>®\u003C/sup> Savings Account\",\n\"descriptionText\": \"Earn 4.25% promo interest rate with at least 0.21% Annual Percentage Yield. 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Apply Today!\",\n\"secondaryPdpBypassCtaModal\": \"\u003Cdiv class=\\\"cds-modal-header\\\">\u003Ch2 class=\\\"cds-modal-title\\\">Additional Information - Citi\u003Csup>®\u003C/sup> / AAdvantage\u003Csup>®\u003C/sup> Platinum Select\u003Csup>®\u003C/sup> World Elite Mastercard\u003Csup>®\u003C/sup>\u003C/h2>\u003C/div>\u003Cdiv class=\\\"cds-modal-body\\\">\u003Ch3>Offer Availability\u003C/h3>\u003Cp>American Airlines AAdvantage\u003Csup>®\u003C/sup> bonus miles are not available if you have received a new account bonus for a Citi\u003Csup>®\u003C/sup> / AAdvantage\u003Csup>®\u003C/sup> Platinum Select\u003Csup>®\u003C/sup> account in the past 48 months.\u003Cstrong>The card offer referenced in this communication is only available to individuals who reside in the United States and its territories, excluding Puerto Rico and U.S. Virgin Islands.\u003C/strong>\u003C/p>\u003Ch3>AAdvantage\u003Csup>®\u003C/sup> Bonus Miles\u003C/h3>\u003Cp>Balance transfers, cash advances, checks that access your credit card account, items and services returned for credit, unauthorized charges, interest and account fees, traveler's checks, purchases of foreign currency, money orders, wire transfers (and similar cash-like transactions), lottery tickets, and gaming chips (and similar betting transactions) are not purchases. 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AAdvantage\u003Csup>®\u003C/sup> miles earned will be posted to the primary credit cardmember's AAdvantage\u003Csup>®\u003C/sup> account.\u003C/p>\u003Ch3>1 AAdvantage\u003Csup>®\u003C/sup> Mile Per $1\u003C/h3>\u003Cp>AAdvantage\u003Csup>®\u003C/sup> miles are earned on purchases, except balance transfers, cash advances, checks that access your credit card account, items and services returned for credit, unauthorized charges, interest and account fees, traveler's checks, purchases of foreign currency, money orders, wire transfers (and similar cash-like transactions), lottery tickets, and gaming chips (and similar betting transactions). AAdvantage\u003Csup>®\u003C/sup> miles may be earned on purchases made by primary credit cardmembers and Authorized Users. 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AAdvantage\u003Csup>®\u003C/sup> miles earned will be posted to the primary credit cardmember's AAdvantage\u003Csup>®\u003C/sup> account in 8-10 weeks.\u003C/p>\u003Ch3>2X AAdvantage\u003Csup>®\u003C/sup> Miles at Restaurants and Gas Stations\u003C/h3>\u003Cp>Earn 1 AAdvantage\u003Csup>®\u003C/sup> base mile and 1 AAdvantage\u003Csup>®\u003C/sup> bonus mile, for a total of 2 AAdvantage\u003Csup>®\u003C/sup> miles for each $1 spent on purchases at restaurants (including cafes, bars, lounges, and fast food restaurants) and at gas stations. Food and beverage purchases made at the American Airlines Admirals Club\u003Csup>®\u003C/sup> will awarded 2 AAdvantage\u003Csup>®\u003C/sup> miles for each $1 spent as part of the Double AAdvantage\u003Csup>®\u003C/sup> miles on American Airlines Purchases benefit.\u003C/p>\u003Ch3>Certain Non-Qualifying Purchases\u003C/h3>\u003Cp>Restaurant purchases not eligible to receive double AAdvantage\u003Csup>®\u003C/sup> miles include, but are not limited to, supercenters, warehouse clubs, discount stores, restaurants / cafes inside department stores, bowling alleys, public and private golf courses, country clubs, convenience stores, movie theaters, caterers, and meal kit delivery services. Gas station purchases not eligible to receive double AAdvantage\u003Csup>®\u003C/sup> miles include, but are not limited to, purchases made at warehouse clubs that do not code gas station purchases under a gas station code, discount stores, department stores, and convenience stores.\u003C/p>\u003Ch3>Merchant Classification for Rewards Categories\u003C/h3>\u003Cp>Merchants are assigned a merchant category code (\\\"MCC\\\"), which is determined in accordance with Visa/Mastercard/American Express procedures based on the kinds of products and services the merchants primarily sell. Citi does not control the assignment of these codes and are not responsible for the codes used by merchants. When you use your card to make a purchase, Citi is provided an MCC for that purchase. Citi groups similar merchant codes into categories for purposes of making rewards offers. Sometimes you may expect a purchase to fit within a rewards category, but if the code assigned to the merchant wasn't grouped into that category as recognized by Citi, your purchase will not qualify for additional AAdvantage\u003Csup>®\u003C/sup> miles. [For example, you won't earn additional AAdvantage\u003Csup>®\u003C/sup> miles for purchases at a restaurant located within a retailer if the restaurant is assigned a \\\"retailer\\\" code instead of a \\\"restaurant\\\" code.] Please also note – purchases made through mobile/wireless technology may not earn additional AAdvantage\u003Csup>®\u003C/sup> miles depending on how the technology is set up to process the purchase.\u003C/p>\u003Cp>Citi reserves the right to determine which purchases qualify for this offer. AAdvantage\u003Csup>®\u003C/sup> miles may be earned on purchases made by primary credit cardmembers and Authorized User. Balance transfers, cash advances, checks that access your credit card account, items and services returned for credit, unauthorized charges, interest and account fees, traveler's checks, purchases of foreign currency, money orders, wire transfers (and similar cash-like transactions), lottery tickets, and gaming chips (and similar betting transactions) do not earn AAdvantage\u003Csup>®\u003C/sup> miles. AAdvantage\u003Csup>®\u003C/sup> miles earned will be posted to the primary credit cardmember's AAdvantage\u003Csup>®\u003C/sup> account in 8-10 weeks.\u003C/p>\u003Ch3>1 Loyalty Point per eligible AAdvantage\u003Csup>®\u003C/sup> mile\u003C/h3>\u003Cp>1 Loyalty Point accrues for every eligible AAdvantage\u003Csup>®\u003C/sup> mile earned on purchases, excluding balance transfers, cash advances, checks that access your credit card account, items and services returned for credit, unauthorized charges, interest and account fees, traveler's checks, purchases of foreign currency, money orders, wire transfers (and similar cash-like transactions), lottery tickets, and gaming chips (and similar betting transactions). Eligible AAdvantage\u003Csup>®\u003C/sup> miles include the AAdvantage\u003Csup>®\u003C/sup> base miles earned on purchases, and do not include any AAdvantage\u003Csup>®\u003C/sup> bonus miles or accelerators. Loyalty Points may be earned on AAdvantage\u003Csup>®\u003C/sup> miles on purchases made by primary credit cardmembers and Authorized Users. Loyalty Points earned will be posted to the primary credit cardmember's AAdvantage\u003Csup>®\u003C/sup> account in 8-10 weeks.\u003C/p>\u003Ch3>Preferred Boarding\u003C/h3>\u003Cp>For benefit to apply, the Citi\u003Csup>®\u003C/sup> / AAdvantage\u003Csup>®\u003C/sup> account must be open 7 days prior to air travel, and reservation must include the primary credit cardmember's American Airlines AAdvantage\u003Csup>®\u003C/sup> number 7 days prior to air travel. If your credit card account is closed for any reason, this benefit will be cancelled. This benefit will not be available for travel on codeshare flights booked with an American Airlines flight number but operated by another airline. Up to four (4) companions traveling with and listed in the same reservation as the Citi\u003Csup>®\u003C/sup> / AAdvantage\u003Csup>®\u003C/sup> primary credit cardmember are eligible to board at the same time as the primary credit cardmember. Applicable terms and conditions are subject to change without notice.\u003C/p>\u003Cp>Eligible credit cardmembers will board after Priority boarding is complete, but before the rest of economy boarding. The boarding benefit will display on your American Airlines boarding pass as Group 5. This benefit applies on flights marketed and operated by American Airlines, or on flights marketed by American Airlines and operated as American Eagle\u003Csup>®\u003C/sup> flights by Envoy Air Inc., Republic Airways Inc., SkyWest Airlines, Inc., Air Wisconsin Airlines, PSA Airlines, Inc., or Piedmont Airlines, Inc.\u003C/p>\u003Ch3>First Checked Bag Free\u003C/h3>\u003Cp>For benefit to apply, the Citi\u003Csup>®\u003C/sup> / AAdvantage\u003Csup>®\u003C/sup> account must be open 7 days prior to air travel, and reservation must include the primary credit cardmember's American Airlines AAdvantage\u003Csup>®\u003C/sup> number 7 days prior to air travel. If your credit card account is closed for any reason, these benefits will be cancelled.\u003C/p>\u003Cp>Eligible Citi\u003Csup>®\u003C/sup> / AAdvantage\u003Csup>®\u003C/sup> primary credit cardmembers may check one bag free of charge when traveling on domestic itineraries marketed and operated by American Airlines, or on itineraries marketed by American Airlines and operated as American Eagle\u003Csup>®\u003C/sup> flights by Envoy Air Inc., Republic Airways Inc., SkyWest Airlines, Inc., Air Wisconsin Airlines, PSA Airlines, Inc., or Piedmont Airlines, Inc. All flights on the itinerary must be domestic flights marketed by American Airlines and operated by American Airlines or American Eagle. This benefit will not be available for travel on codeshare flights booked with an American Airlines flight number but operated by another airline. For the Citi\u003Csup>®\u003C/sup> / AAdvantage\u003Csup>®\u003C/sup> credit card, up to four (4) companions traveling with the eligible primary credit cardmember will also get their first checked bag free of charge if they are listed in the same reservation. Waiver does not apply to overweight or oversized bags. This benefit cannot be combined with any existing AAdvantage\u003Csup>®\u003C/sup> program benefits, or with First or Business class benefits, including any waiver of baggage charges. Please see aa.com/baggage for baggage weight and size restrictions. Applicable terms and conditions are subject to change without notice.\u003C/p>\u003Ch3>25% Savings on Eligible Inflight Purchases\u003C/h3>\u003Cp>Citi\u003Csup>®\u003C/sup> / AAdvantage\u003Csup>®\u003C/sup> credit cardmembers will receive a 25% savings on inflight purchases of food and beverages on flights operated by American Airlines when purchased with their Citi\u003Csup>®\u003C/sup> / AAdvantage\u003Csup>®\u003C/sup> card. Savings do not apply to any other inflight purchases, such as wireless internet access. This benefit applies to domestic flights marketed and operated by American Airlines or on domestic flights marketed by American Airlines and operated by Envoy Air Inc., Republic Airways Inc., SkyWest Airlines, Inc., Air Wisconsin Airlines, Inc., PSA Airlines, Inc., or Piedmont Airlines, Inc. This benefit is not available on codeshare flights booked with an American Airlines flight number but operated by another airline. Offer is available on eligible flights as long as supplies last. Savings will appear as a statement credit 8-10 weeks after the transaction is posted to the credit cardmember's card account. Applicable terms and conditions are subject to change without notice.\u003C/p>\u003Ch3>$125 American Airlines Flight Discount\u003C/h3>\u003Cp>Earn a $125 American Airlines Flight Discount certificate (the \\\"Flight Discount\\\") after you spend $20,000 or more in purchases that post to your Citi\u003Csup>®\u003C/sup> / AAdvantage\u003Csup>®\u003C/sup> Platinum Select\u003Csup>®\u003C/sup> credit card billing statement during your credit cardmembership year (every 12 months from the billing cycle after your anniversary month through the billing cycle of your next anniversary month). With the exception of special account status or circumstances (e.g. Military relief programs), the anniversary month will coincide with the month in which the annual fee is billed. To receive the Flight Discount, your account must be open for one full billing cycle after your anniversary month. For your first year of credit cardmembership, purchases qualify as of the date of your account opening. The Flight Discount expires one year from date of issue of the certificate. The Flight Discount is redeemable toward the initial ticket purchase of air travel only on flights marketed or operated by American Airlines or American Airlines codeshare flights for itineraries originating in the U.S., Puerto Rico, or U.S. Virgin Islands, and sold in US Dollars. The Flight Discount is redeemable online at aa.com, or by calling American Airlines Reservations. A reservations services fee may apply for travel booked through American Airlines Reservations. The Flight Discount is redeemable only toward the purchase of the base airfare and directly associated taxes, fees and charges that are collected as part of the fare calculation for travel. The Flight Discount cannot be used to pay the taxes and charges on mileage redemption tickets where only taxes and fees are being collected. The Flight Discount may not be used for flight products and/or services that are sold separately or non-flight products and/or services sold by American Airlines. If the ticket price is greater than the value of the Flight Discount, the difference must be paid only with a credit, debit or charge card, or with American Airlines Gift Cards. Any unused balance can be applied towards eligible future travel until the stated expiration date. If travel booked with the Flight Discount is cancelled or changed by the credit cardmember, the Flight Discount will be forfeited and the credit cardmember will be responsible for any applicable fare difference and the applicable change fee. The Flight Discount will not be replaced for any reason. The Flight Discount is non-refundable, may not be sold and has no cash redemption value. After qualification, please allow 8-12 weeks for delivery of the Flight Discount.\u003C/p>\u003Ch3>No Mileage Cap\u003C/h3>\u003Cp>There is no maximum number of American Airlines AAdvantage\u003Csup>®\u003C/sup> miles that you can accumulate through your Citi\u003Csup>®\u003C/sup> / AAdvantage\u003Csup>®\u003C/sup> credit card account.\u003C/p>\u003Cp>If Citi sees evidence of fraud, misuse, abuse, or suspicious activity, as determined by Citi in its sole discretion, Citi reserves the right to take action against you and your credit card account. This may include, without limitation and without prior notice, declining your credit card account application, stopping you from earning American Airlines AAdvantage\u003Csup>®\u003C/sup> miles for purchases made with your card, suspending or closing your Citi\u003Csup>®\u003C/sup> / AAdvantage\u003Csup>®\u003C/sup> card account, and advising American Airlines of such activity. Citi may also take legal action against you to recover monetary losses, including litigation costs and damages. Examples of activities that may trigger such actions include, but are not limited to, the following: (1) application for a card account in an attempt to take advantage of a bonus offer that was not intended for you or for which you are not eligible per the terms of the offer; (2) repeated cancellation or conversion of your Citi card accounts within one year after account opening or conversion; (3) returns of purchases you made to satisfy all or a substantial portion of the purchase requirements for a bonus offer or excessive returns of purchases for which you have earned AAdvantage\u003Csup>®\u003C/sup> miles or (4) using your account other than for personal, family, or household purposes.\u003C/p>\u003Cp>The Card Account is only available if you have an open AAdvantage\u003Csup>®\u003C/sup> program membership in your name. Citi reserves the right to cancel your Card Account if you or American Airlines terminates or deactivates your AAdvantage\u003Csup>®\u003C/sup> program membership.\u003C/p>\u003Cp>American Airlines reserves the right to change the AAdvantage\u003Csup>®\u003C/sup> program and its terms and conditions at any time with or without notice, and to end the AAdvantage\u003Csup>®\u003C/sup> program with six months' notice. Any such changes may affect your ability to use AAdvantage\u003Csup>®\u003C/sup> Rewards and Benefits that you have already accumulated. American Airlines is not responsible for products or services offered by other participating companies. All third-party provider terms and conditions apply. For more information on miles and Loyalty Points, visit aa.com/loyaltypoints. For complete details about the AAdvantage\u003Csup>®\u003C/sup> program, visit aa.com/aadvantage. For the AAdvantage\u003Csup>®\u003C/sup> terms and conditions, visit aa.com/aadvantageterms.\u003C/p>\u003Cp>Travel booked on American Airlines may be American Eagle\u003Csup>®\u003C/sup> service, operated by Envoy Air Inc., Republic Airways Inc., SkyWest Airlines, Inc., Air Wisconsin Airlines, PSA Airlines, Inc., or Piedmont Airlines, Inc.\u003C/p>\u003Cp>American Airlines, American Eagle, AAdvantage\u003Csup>®\u003C/sup>, AAdvantage Million Miler™, AAdvantage Business™, Flagship, Admirals Club, AAdvantage Executive Platinum\u003Csup>®\u003C/sup>, AAdvantage Platinum Pro\u003Csup>®\u003C/sup>, AAdvantage Platinum\u003Csup>®\u003C/sup>, AAdvantage Gold\u003Csup>®\u003C/sup>, AAdvantage\u003Csup>®\u003C/sup> MileUp\u003Csup>®\u003C/sup>, the Flight Symbol logo and the Tail Design are marks of American Airlines, Inc.\u003C/p>\u003Cp>Citibank is not responsible for products or services offered by other companies. Cardmember program terms are subject to change.\u003C/p>\u003Cp>\u003Cstrong>one\u003C/strong>world\u003Csup>®\u003C/sup> is a registered trademark of \u003Cstrong>one\u003C/strong>world Alliance, LLC.\u003C/p>\u003Cp>Mastercard, World Elite and the circles design are registered trademarks of Mastercard International Incorporated.\u003C/p>\u003Cp>The Contactless Indicator mark, consisting of four graduating arcs, is a trademark owned by and used with permission of EMVCo, LLC.\u003C/p>\u003C/div>\"}","GROUP_TYPE":"Container","SET_NOTIFICATION":"N","CONTENT_ID":"HP24_AAP_PDP_BAU_50k","NAME":"HP24_AAP_PDP_BAU_50k"},"copy$$HP24_Cnt_LRN_LAM_6GdCrdt":{"SUBGROUP_TYPE":"Container","TEXT":"{\"contentID\": \"HP24_Cnt_LRN_LAM_6GdCrdt\",\n\"hdText\": \"LIFE AND MONEY BY CITI\",\n\"subText\": \"6 Habits of People with Good Credit\",\n\"descriptionText\": \"These strategies can help you boost your score.\",\n\"ctaLabel\": \"Learn More\",\n\"ctaImage\": \"\",\n\"ctaLink\": \"https://www.lifeandmoney.citi.com/lam/articles/money/credit/people-who-have-good-credit-do-these-6-things?intc=enable_mrc_bnr_0424_HP24CntLRNLAM6GdCrdt\",\n\"linkTarget\": \"_self\",\n\"imgLarge\": \"\",\n\"imgSmall\": \"\",\n\"videoObject\": \"\",\n\"heroImg1\": \"\",\n\"homepage2Image\" : \"/JRS/banners/modules/HP9727_GPA_HP24_Cnt_LRN_LAM_6GdCrdt_GoodCredit.png\",\n\"heroImg2\": \"\",\n\"imgTitle\": \"6 Habits of People with Good Credit\",\n\"prodTitle\": \"\",\n\"prodImg\": \"\",\n\"prodFlag\": \"false\",\n\"heroColor\": \"\",\n\"speedBump\": \"\"}","GROUP_TYPE":"Container","SET_NOTIFICATION":"N","CONTENT_ID":"HP24_Cnt_LRN_LAM_6GdCrdt","NAME":"HP24_Cnt_LRN_LAM_6GdCrdt"},"copy$$HP24_CostcoB_App_STD_SBiz":{"SUBGROUP_TYPE":"Container","TEXT":"{\"contentID\": \"HP24_CostcoB_App_STD_SBiz\",\n\"hdText\": \"COSTCO ANYWHERE VISA\u003Csup>®\u003C/sup> BUSINESS CARD \",\n\"subText\": \"The Card that Rewards your Small Business\",\n\"descriptionText\": \"Start rewarding your hard work by earning unlimited cash back rewards, anywhere Visa is accepted. Exclusively for Costco members.\",\n\"ctaLabel\": \"Learn More\",\n\"ctaImage\": \"\",\n\"ctaLink\": \"https://www.citi.com/credit-cards/citi-costco-anywhere-visa-business-credit-card?category=savings-and-cash-back-credit-cards&intc=citihpmenu~creditcards~vac&afc=1A8\",\n\"linkTarget\": \"_blank\",\n\"pdpBypassFlag\": \"true\",\n\"pdpBypassCtaLabel\": \"Apply Now\",\n\"pdpBypassCtaLink\": \"https://online.citi.com/US/ag/cards/application?app=UNSOL&HKOP=022e70fed444aa81aa87027e9c8cb76712017c327267f8d54da5aa93eacedc91\",\n\"secondaryPdpBypassCtaLabel\": \"Additional Information\",\n\"imgLarge\": \"/JRS/banners/modules/HP_12401_3UP_Module.jpg\",\n\"imgSmall\": \"\",\n\"videoObject\": \"\",\n\"heroImg1\": \"\",\n\"homepage2Image\" : \"/JRS/banners/homepage2/HP_12401_Hero.png\",\n\"heroImg2\": \"\",\n\"imgTitle\": \"\",\n\"prodTitle\": \"\",\n\"prodImg\": \"\",\n\"prodFlag\": \"true\",\n\"speedBump\": \"\",\n\"copyBgColor\": \"\",\n\"heroColor\": \"\",\n\"mmTitle\": \"The Card that Rewards your Small Business\",\n\"mmBody\": \"Start rewarding your hard work by earning unlimited cash back rewards, anywhere Visa is accepted. Exclusively for Costco members.\",\n\"secondaryPdpBypassCtaModal\": \"\u003Cdiv class=\\\" cds-modal-header\\\">\u003Ch2 class=\\\" cds-modal-title\\\">\u003Cstrong>Costco Cash Rewards Program Terms\u003C/strong>\u003C/h2>\u003C/div>\u003Cdiv class=\\\"cds-modal-body\\\">\u003Cp>Your Costco Anywhere Visa\u003Csup>®\u003C/sup> Business Card by Citi account (\\\"Card Account\\\") will earn Costco Cash Rewards based on your purchases that can be redeemed for merchandise or cash back at any U.S. Costco warehouse, including Puerto Rico (\\\"Costco Cash Rewards\\\").\u003C/p>\u003Ch3>\u003Cstrong>Earning Cash Back Rewards on Purchases\u003C/strong>\u003C/h3>\u003Cp>You'll earn cash back rewards for purchases using your Card Account, minus returns and refunds, as follows:\u003C/p>\u003Cul>\u003Cli>\u003Cstrong>5% cash back on gas purchased at Costco warehouse locations worldwide and 4% cash back on other eligible gas and eligible electric vehicle (EV) charging purchases worldwide for the first $7,000 per year in combined Costco and other eligible gas and/or EV charging purchases, and then 1% thereafter.\u003C/strong>\u003Cul>\u003Cli style='list-style-type:disc'>\u003Cstrong>Certain Non-Qualifying Purchases.\u003C/strong> You will only earn 1% cash back, not 5% or 4%, for gas or EV charging purchased at superstores, supermarkets and warehouse clubs other than Costco or for fuel used for non-automobile purposes.\u003C/li>\u003C/ul>\u003C/li>\u003Cli>3% cash back on restaurant (including cafes, bars, lounges and fast food restaurants) and eligible travel purchases worldwide, including airfare, hotels, car rentals, travel agencies, cruise lines and Costco Travel.\u003Cul>\u003Cli style='list-style-type:disc'>\u003Cstrong>Certain Non-Qualifying Purchases.\u003C/strong> You will only earn 1%, not 3%, for purchases made at bakeries and certain restaurants/cafes inside department stores, grocery or warehouse clubs. Additionally, you will only earn 1%, not 3%, for purchases made at timeshares, campgrounds, bed & breakfasts and for purchases of train and commuter travel.\u003C/li>\u003C/ul>\u003C/li>\u003Cli>2% cash back on all other purchases from Costco and Costco.com.\u003C/li>\u003Cli>1% cash back on all other purchases, including the non-qualifying purchases listed above.\u003C/li>\u003C/ul>\u003Ch3>\u003Cstrong>What doesn't qualify as a purchase?\u003C/strong>\u003C/h3>\u003Cp>The following types of transactions don't qualify as purchases that earn cash back rewards:\u003C/p>\u003Cul>\u003Cli>Use of checks that access your Card Account\u003C/li>\u003Cli>Balance transfers\u003C/li>\u003Cli>Cash advances\u003C/li>\u003Cli>Travelers checks, foreign currency purchases, money orders, wire transfers and similar cash-like transactions\u003C/li>\u003Cli>Lottery tickets, gaming chips and similar betting transactions\u003C/li>\u003Cli>Interest and account fees\u003C/li>\u003Cli>Unauthorized charges\u003C/li>\u003Cli>Items returned for credit\u003C/li>\u003C/ul>\u003Ch3>\u003Cstrong>Merchant Classification for Rewards Categories:\u003C/strong>\u003C/h3>\u003Cp>Merchants are assigned a merchant category code (\\\"MCC\\\"), which is determined in accordance with Visa procedures based on the kinds of products and services the merchants primarily sell. We don't control the assignment of these codes and are not responsible for the codes used by merchants. When you use your card to make a purchase, we're provided an MCC for that purchase. We group similar merchant codes into categories for purposes of making rewards offers. Sometimes you may expect a purchase to fit within a rewards category, but if the code assigned to the merchant wasn't grouped into that category, as recognized by Citi, your purchase will not qualify for additional cash back rewards. For example, you won't earn additional rewards for purchases at a restaurant located within a retailer if the restaurant is assigned a \\\"retailer\\\" code instead of a \\\"restaurant\\\" code and you won't earn additional rewards for purchases at a gas station if it is assigned a \\\"convenience store\\\" code instead of a \\\"service station\\\" or \\\"automated fuel dispensers\\\" code. Please also note – purchases made through mobile/wireless technology may not earn additional cash back rewards depending on how the technology is set up to process the purchase. We reserve the exclusive right to determine which purchases qualify for additional cash back rewards.\u003C/p>\u003Ch3>\u003Cstrong>Returns:\u003C/strong>\u003C/h3>\u003Cp>Returned items may result in credits being applied to your Card Account which will reduce or may eliminate accumulated cash back rewards and may result in a negative cash rewards balance. If your Card Account has a negative cash back rewards balance, any newly earned cash back rewards will be used to offset such negative cash back rewards balance until such balance has been brought to zero.\u003C/p>\u003Ch3>\u003Cstrong>Receiving & Redeeming Cash Back Rewards:\u003C/strong>\u003C/h3>\u003Cp>Your reward is distributed annually once your February billing statement closes. Your reward is distributed in the form of a credit card reward certificate, unless your annual reward amount is greater than $10,000, in which case Citi and Costco reserve the right to distribute your reward in an alternative form (e.g., a check or electronic transfer), at Citi's and/or Costco's discretion. Credit card reward certificates are redeemable through December 31 of the year issued in a single transaction at any U.S. Costco warehouse, including in Puerto Rico for merchandise or cash back. An alternative form for redemption other than within the warehouse may be provided at Citi and/ or Costco's discretion. The credit card reward certificate, or alternative-form distribution, will contain your cash back rewards balance based on your eligible purchases during the annual reward period. The annual reward period is based on January through December billing statements. Should you choose to redeem only a portion of the certificate for merchandise, you will receive the remaining balance in cash or an alternative form (e.g. check or electronic transfer), at the Costco warehouse's discretion. Requests to redeem the credit card reward certificate for cash may be fulfilled in an alternative form (e.g., a check or electronic transfer), at the Costco warehouse's discretion. Your credit card reward certificate must be redeemed in person on or prior to its expiration date of December 31 in the year in which it is issued, unless an alternative form for redemption is provided (at Citi and/or Costco's discretion). Any cash back rewards you have earned on purchases made by Authorized Users on your Card Account will be added to your cash back rewards total. Only you, the Authorized Officer, are eligible to receive the annual credit card reward certificate; however, you or anyone you authorize may redeem the certificate as long as you or the authorized individual has a valid Costco membership. You will not receive a credit card reward certificate if your reward is less than $1 or your account is closed at the time your credit card reward certificate is scheduled to be sent. Any cash back rewards that had been accrued at that time will be forfeited, unless otherwise indicated below. You must maintain your Costco Membership to redeem your credit card reward certificate, unless prohibited by law.\u003C/p>\u003Ch3>\u003Cstrong>Account Closure:\u003C/strong>\u003C/h3>\u003Cul>\u003Cli>If we are notified of your death, earned rewards will be distributed via check to the executor or administrator of your estate\u003C/li>\u003Cli>If your account is closed due to Business closure, earned rewards through the last billing statement prior to account closure will be distributed.\u003C/li>\u003C/ul>\u003Cp>If we close your Card Account for any other reason, you will no longer be able to earn cash back rewards, and you will forfeit any cash back rewards accumulated, but not yet distributed, unless prohibited by law. If you close or convert your Card Account prior to receiving the credit card reward certificate in your February billing statement, any earned cash back rewards will be forfeited, unless prohibited by law.\u003C/p>\u003Ch3>\u003Cstrong>Forfeiture:\u003C/strong>\u003C/h3>\u003Cp>Any cash back rewards not redeemed by December 31 of the year of issuance of the credit card reward certificate will be forfeited.\u003C/p>\u003Ch3>\u003Cstrong>Value of Cash Back Rewards:\u003C/strong>\u003C/h3>\u003Cp>Cash back rewards have no cash value until such time as they are redeemed at a Costco warehouse.\u003C/p>\u003Ch3>\u003Cstrong>Property Rights:\u003C/strong>\u003C/h3>\u003Cp>You have no property rights or other legal interests in cash back rewards. Cash back rewards may not be transferred to any other person including through such events as inheritance, bankruptcy or divorce. cash back rewards cannot be assigned or pledged.\u003C/p>\u003Ch3>\u003Cstrong>Changes to Program Rules:\u003C/strong>\u003C/h3>\u003Cp>We may make changes to the cash back rewards program at any time, and if required by law, will provide notice. We will give you advanced written notice if we make any of the following changes: a change that negatively affects the number of cash back rewards you can earn, a change that negatively affects how/when you may lose your cash back rewards, a change that negatively affects how you can exercise your rights with respect to cash back rewards, or if we cancel the program.\u003C/p>\u003Ch3>\u003Cstrong>Fraud, Misuse, Abuse or Suspicious Activity:\u003C/strong>\u003C/h3>\u003Cp>If we see evidence of fraud, misuse, abuse, or suspicious activity, as determined by us in our sole discretion, we reserve the right to take action against you and your account. This may include, without limitation and without prior notice, any or all of the following:\u003C/p>\u003Cul>\u003Cli>Taking away your accrued cash back rewards you earned because of fraud, misuse or abuse.\u003C/li>\u003Cli>Preventing you from earning cash back rewards.\u003C/li>\u003Cli>Suspending or closing your Card Account or cash back rewards account.\u003C/li>\u003Cli>Taking legal action to recover cash back rewards redeemed because of such activity and to recover our monetary losses, including litigation costs, and damages.\u003C/li>\u003C/ul>\u003Cp>Examples of activities that may trigger such actions include, but are not limited to, the following:\u003C/p>\u003Cul>\u003Cli>Using your Card Account in an abusive manner for the primary purpose of acquiring cash back rewards.\u003C/li>\u003Cli>Using your Business Card Account other than for business or commercial purposes.\u003C/li>\u003C/ul>\u003Ch3>\u003Cstrong>OTHER APPLICATION DISCLOSURES\u003C/strong>\u003C/h3>\u003Cp>Employee: Employees may be added to your account as Authorized Users. You must pay us for all charges made or allowed by Authorized Users. Authorized Users are able to get account information. You also need the Authorized User's permission to give us any information about them that we request and to allow us to share information about them. To add an Authorized User to your account, you'll need to know their:\u003C/p>\u003Cul>\u003Cli>Full Name\u003C/li>\u003Cli>Date of Birth\u003C/li>\u003Cli>Social Security Number\u003C/li>\u003Cli>Costco Membership Number\u003C/li>\u003C/ul>\u003Cp>If you don't know this information or have it with you, you can add an Authorized User to your account later by phone or online.\u003C/p>\u003Cp>By submitting this information, you agree that the Authorized User is an employee or contractor of your business and has consented to the provision of their personal information in connection with this application.\u003C/p>\u003Cp>Each Authorized User must have a current Costco membership in their name to receive an Authorized User card. We may cancel an Authorized User's card and participation in this program if they do not maintain their Costco Membership.\u003C/p>\u003Cp>You may request additional cards for up to three Authorized Users right now. If approved for your card, you can request cards for more Authorized Users either by phone or online.\u003C/p>\u003Ch3>\u003Cstrong>Beneficial Owner information:\u003C/strong>\u003C/h3>\u003Cul>\u003Cli>When opening an account, Federal regulations require that we obtain, verify, and record information for Beneficial Owners of an entity customer.\u003C/li>\u003Cli>For the purposes of this application, these are key individuals who control the company, or who own the company at a level of 25% or greater ownership.\u003C/li>\u003Cli>If a Trust owns 25% or greater, then enter the Trustee's information as the owner.\u003C/li>\u003Cli>This application requires the name, address, date of birth, and social security number (for U.S. Citizens) or passport number (if not a U.S. Citizen) of the Authorized Officer and any Beneficial Owners who own 25% or more of the entity.\u003C/li>\u003Cli>After your application is submitted, we may seek additional information about these individuals and the legal entity.\u003C/li>\u003C/ul>\u003C/div>\"}","GROUP_TYPE":"Container","SET_NOTIFICATION":"N","CONTENT_ID":"HP24_CostcoB_App_STD_SBiz","NAME":"HP24_CostcoB_App_STD_SBiz"}}},"timestamp":"2025-02-18T18:03:09.388Z"},"/staticcms/USGCB/en_US/appid/cbol_pe_offers.json":{"content":{"cbol_pe_offers":{"copy$$pe_service_content":{"SUBGROUP_TYPE":"Container","TEXT":"{\n\n \"liverampValidationObject\": { \"blackListKeywords\": [\"script\", \"embed\", \"object\"],\n \"whiteListVariables\": [\"idl\"]\n },\n \"liveRampUrl\":\"https://api.rlcdn.com/api/identity?pid=1&rt=idl\",\n \"offerOrchestrationUrl\": \"/v1/marketing/offers/banner\",\n\"peUrlMaskingFeature\" : \"true\",\n\"blueKaiUrl\" : \"https://stags.bluekai.com/site/19469?ret=json\",\n\"blueKaiTimeout\" : 600,\n\"blueKaiCampaignIdCheck\" : \"53299\",\n\"LIVE_RAMP_TIMEOUT\" : 700,\n\"PE_ORCHESTRATION_TIMEOUT\" : 1700\n\n}","GROUP_TYPE":"Container","SET_NOTIFICATION":"N","CONTENT_ID":"pe_service_content","NAME":"PE service static contents"}}},"timestamp":"2025-02-18T16:12:48.205Z"}}</script><script type="text/javascript" src="/EYPVSr-UBkQB/vf/d-EQ2tD8zz/rYf7LhkSka0m/FHd7eUwB/Dm/IwHCoMUi0B"></script></body></html>