Cyber Insurance | UK & Ireland

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8.98875L17.9781 16.3862L16.3873 17.9775L8.98875 10.5801L1.59131 17.9781L0 16.3873L7.398 8.98875L0 1.59075L1.59075 0L8.98875 7.398L16.3873 0L17.9781 1.59075L10.5801 8.98875Z" fill="#6D767C"/> </svg> </button> </div> </div> </div> <div class="player__progress-bar-wrapper"> <div class="player__progress-bar" role="progressbar" aria-valuemin="0" aria-valuemax="100" aria-valuenow=""></div> </div> </div> </mr-m-text-to-speech-player></div> </div> </div> </div> </div> <div class="rowColResponsiveGrid responsivegrid aem-GridColumn aem-GridColumn--default--12"><div class=" "> <div class="row "> <div class="col "> <div class="richtext aem-GridColumn aem-GridColumn--default--12"> <mr-e-text class="cmp-text"> <h5>Data breaches - the theft, loss or mistaken release of private information - aren’t just a big business problem; small and medium-sized businesses with fewer data security resources are particularly vulnerable.</h5> <p>Whilst data losses for SMEs may not make the headlines, the potential financial cost and reputational impact of a cyber incident can be crippling.</p> <p>As all businesses could be at risk from a cyber attack or data breach by hackers, viruses or errant employees, having specific insurance coverage in place to mitigate a cyber event can reduce its impact on a business from a financial, reputational and business interruption perspective.</p> </mr-e-text> </div> </div> </div> <div class="row "> <div class="row aem-GridColumn aem-GridColumn--default--12"> <div class="col col-4"> <div class="keyFactWrapper section"> <div data-duration="4000" data-start-value="40.0" data-target-value="70.0" data-suffix="%" data-icon-animation-js="true" class="keyFact keyFact--animated keyFact--noDescription keyFact--themeLowAccent "> <div class="keyFact__responsiveRow"> <div class="keyFact__fact"> <div class="keyFact__factText">70%</div> <div class="keyFact__factSubline"> of medium-sized UK businesses </div> </div> </div> </div> </div> </div> <div class="col col-4"> <div class="keyFactWrapper section"> <div data-duration="4000" data-start-value="28.0" data-target-value="58.0" data-suffix="%" data-icon-animation-js="true" class="keyFact keyFact--animated keyFact--noDescription keyFact--themeLowAccent "> <div class="keyFact__responsiveRow"> <div class="keyFact__fact"> <div class="keyFact__factText">58%</div> <div class="keyFact__factSubline"> of small UK businesses </div> </div> </div> </div> </div> </div> <div class="col col-4"> <div class="richtext section"> <mr-e-text class="cmp-text"> <h3>identified cyber security breaches or attacks in the last 12 months *</h3> </mr-e-text> </div> </div> </div> </div> <div class="row "> <div class="col "> <div class="title aem-GridColumn aem-GridColumn--default--12"> <div class="h2"> <div class="jumpmark" id="2010616665" data-title="Our response"></div> <div class="cmp-title"> <h2 class="cmp-title__text"> Our response </h2> </div> </div> </div> <div class="wcm-io-parsys aem-GridColumn aem-GridColumn--default--12"> <mr-m-table class="mr-m-table mr-m-table--col" data-lazy-animation="appear-left"> <div class="mr-m-table__desktop"> <div class="mr-m-table__row section"> <div class="mr-m-table__row-content mr-m-table__row--themed "> <div class="mr-m-table__col mr-m-table__col--centered mr-m-table__col--colspan mr-m-table__col--colored_background--dark mr-m-table__col--colored_background"> <div class="mr-m-table__col-content"> <div class="cmp-title "> <h5 class="cmp-title__text"> HSB Cyber Insurance </h5> </div> </div> </div> </div> </div> <div class="mr-m-table__row section"> <div class="mr-m-table__row-content mr-m-table__row--themed"> <div class="mr-m-table__col mr-m-table__col--centered mr-m-table__col--colspan mr-m-table__row--themed mr-m-table__col--divider-line-off"> <div class="mr-m-table__col-content"> <mr-e-text class="cmp-text"> <p><strong>A computer, data and cyber insurance policy all in one; providing comprehensive cover for SMEs</strong></p> <p>Designed to offer protection from cyber risks which could be damaging to a business and its reputation.</p> </mr-e-text> </div> </div> </div> </div> <div class="mr-m-table__row section"> <div class="mr-m-table__row-content mr-m-table__row--themed "> <div class="mr-m-table__col mr-m-table__col--centered mr-m-table__col--colspan mr-m-table__col--colored_background--light mr-m-table__col--divider-line-off mr-m-table__col--colored_background"> <div class="mr-m-table__col-content"> <div class="cmp-title "> <h4 class="cmp-title__text"> Our policy provides six sections of cover </h4> </div> </div> </div> </div> </div> <div class="mr-m-table__row section"> <div class="mr-m-table__row-content mr-m-table__row--themed "> <div class="mr-m-table__col mr-m-table__col--divider-line-default-color mr-m-table__col--left "> <div class="mr-m-table__col-content"> <div class="cmp-title "> <h5 class="cmp-title__text"> Hardware </h5> </div> </div> </div> <div class="mr-m-table__col mr-m-table__col--divider-line-default-color mr-m-table__col--left "> <div class="mr-m-table__col-content"> <div class="cmp-title "> <h5 class="cmp-title__text"> Data corruption and extra costs </h5> </div> </div> </div> <div class="mr-m-table__col mr-m-table__col--divider-line-default-color mr-m-table__col--left "> <div class="mr-m-table__col-content"> <div class="cmp-title "> <h5 class="cmp-title__text"> Cyber crime </h5> </div> </div> </div> <div class="mr-m-table__col mr-m-table__col--divider-line-default-color mr-m-table__col--left "> <div class="mr-m-table__col-content"> <div class="cmp-title "> <h5 class="cmp-title__text"> Cyber liability </h5> </div> </div> </div> <div class="mr-m-table__col mr-m-table__col--divider-line-default-color mr-m-table__col--left "> <div class="mr-m-table__col-content"> <div class="cmp-title "> <h5 class="cmp-title__text"> Data-breach expense </h5> </div> </div> </div> <div class="mr-m-table__col mr-m-table__col--divider-line-default-color mr-m-table__col--left "> <div class="mr-m-table__col-content"> <div class="cmp-title "> <h5 class="cmp-title__text"> Cyber event - loss of business income </h5> </div> </div> </div> </div> </div> </div> <div class="mr-m-table__mobile"></div> </mr-m-table> </div> <div class="title aem-GridColumn aem-GridColumn--default--12"> <div class="h2"> <div class="jumpmark" id="123395559" data-title="Broker/agent trading options"></div> <div class="cmp-title"> <h2 class="cmp-title__text"> Broker/agent trading options </h2> </div> </div> </div> <div class="wcm-io-parsys aem-GridColumn aem-GridColumn--default--12"> <mr-m-table class="mr-m-table mr-m-table--col" data-lazy-animation="appear-left"> <div class="mr-m-table__desktop"> <div class="mr-m-table__row section"> <div class="mr-m-table__row-content mr-m-table__row--themed mr-m-table__row--themed-text keyFactWrapper"> <div class="mr-m-table__col mr-m-table__col--colored_background white mr-m-table__col--centered "> <div class="mr-m-table__col-content"> <div data-icon-animation-js="false" class="keyFact keyFact--themed keyFact--noDescription keyFact--themeMainAccent "> <div class="keyFact__responsiveRow"> <div class="keyFact__fact"> <div class="keyFact__factIcon"> <object type="image/svg+xml" data="/content/dam/munichre/hsb/hsb-eil/icons/financial/HSBEI-2334-Underwriting-GettyImages-1086412066.svg/_jcr_content/renditions/original.media_file.file/HSBEI-2334-Underwriting-GettyImages-1086412066.svg"></object> </div> <div class="keyFact__factSubline"> Transactional </div> </div> </div> </div> </div> </div> <div class="mr-m-table__col mr-m-table__col--colored_background white mr-m-table__col--centered "> <div class="mr-m-table__col-content"> <div data-icon-animation-js="false" class="keyFact keyFact--themed keyFact--noDescription keyFact--themeMainAccent "> <div class="keyFact__responsiveRow"> <div class="keyFact__fact"> <div class="keyFact__factIcon"> <object type="image/svg+xml" data="/content/dam/munichre/hsb/hsb-eil/icons/performance/HSBEI-2337-Strategic-Partnership-GettyImages-1139908211.svg/_jcr_content/renditions/original.media_file.file/HSBEI-2337-Strategic-Partnership-GettyImages-1139908211.svg"></object> </div> <div class="keyFact__factSubline"> Delegated authority/reinsurance solutions </div> </div> </div> </div> </div> </div> </div> </div> </div> <div class="mr-m-table__mobile"></div> </mr-m-table> </div> <div class="title aem-GridColumn aem-GridColumn--default--12"> <div class="h3"> <div class="jumpmark" id="1835801132" data-title="Key considerations for businesses when choosing cyber insurance are whether the policy provides:"></div> <div class="cmp-title"> <h3 class="cmp-title__text"> Key considerations for businesses when choosing cyber insurance are whether the policy provides: </h3> </div> </div> </div> </div> </div> <div class="row "> <div class="row aem-GridColumn aem-GridColumn--default--12"> <div class="col col-6"> <div class="richtext section"> <mr-e-text class="cmp-text"> <ul><li>Cover for the costs of dealing with data breaches</li><li>Cover for the costs of dealing with cyber liability claims</li><li>Cover for business losses from a cyber event</li><li>Cover that helps businesses deal with the impact of cyber crime</li></ul> </mr-e-text> </div> </div> <div class="col col-6"> <div class="richtext section"> <mr-e-text class="cmp-text"> <ul><li>Cover for hardware and data corruption<br /> </li><li>Access to expert advice and support (e.g. IT, legal, forensic and media relations) when an incident occurs</li></ul> </mr-e-text> </div> </div> </div> </div> <div class="row "> <div class="col "> <div class="title aem-GridColumn aem-GridColumn--default--12"> <div class="h2"> <div class="jumpmark" id="-1203488746" data-title="Delegated authority/reinsurance solutions"></div> <div class="cmp-title"> <h2 class="cmp-title__text"> Delegated authority/reinsurance solutions </h2> </div> </div> </div> <div class="textMedia aem-GridColumn aem-GridColumn--default--12"> <div class="mr-m-text-media mr-m-text-media--25 mr-m-text-media--mediaLeft"> <div class="mr-m-text-media__inner"> <div class="mr-m-text-media__media">  <div class="image"> <figure class="figure "> <div class="imageBasic " data-ratio="1"> <div class="imageBasic__inner"> <img src="/content/dam/munichre/hsb/hsb-eil/icons/performance/HSBEI-2337-Strategic-Partnership-GettyImages-1139908211.svg/_jcr_content/renditions/original.media_file.file/HSBEI-2337-Strategic-Partnership-GettyImages-1139908211.svg" alt="Target icon" title="Delegated authority/reinsurance solutions"/> </div> </div> </figure> </div> </div> <div class="mr-m-text-media__text"> <div class="richtext"> <mr-e-text class="cmp-text"> <p>We can also provide our partners with innovative, all-encompassing cyber solutions.</p> <p>If you’re looking to provide specialist cover as part of your commercial or personal lines propositions, contact our <a href="https://www.munichre.com/hsbeil/en/contact/contact-sheets/hsbei-2176-partnerships-team.html">Partnerships Team</a>.<br /> </p> </mr-e-text> </div> </div> </div> </div> </div> <div class="title aem-GridColumn aem-GridColumn--default--12"> <div class="h2"> <div class="jumpmark" id="-2089429604" data-title="Why buy Cyber Insurance from HSB?"></div> <div class="cmp-title"> <h2 class="cmp-title__text"> Why buy Cyber Insurance from HSB? </h2> </div> </div> </div> </div> </div> <div class="row "> <div class="row aem-GridColumn aem-GridColumn--default--12"> <div class="col col-6"> <div class="richtext section"> <mr-e-text class="cmp-text"> <ul><li>Cover designed specifically for small to medium-sized businesses</li><li>Cover provides protection for a range of first and third party exposures and offers broad cover at a competitive price</li><li>Virus, hacking or denial of service attack is not excluded as an act of terrorism</li><li>Full claims support provided by HSB following an incident</li><li>Cover will pay for professional support (e.g. IT, legal, forensic and media relations) to help businesses who are the victim of cyber crime with the threat of damage to their computer system by virus, hacking or disclosing of data</li><li>Clear and easy to understand policy wording<br /> </li><li>Insurer with international experience and expertise in computer and cyber insurance</li></ul> </mr-e-text> </div> </div> <div class="col col-6"> <div class="xfContentReference section"> <div class="richtext_1491602164_ richtext"> <mr-e-text class="cmp-text"> <ul><li>Leading specialist provider of engineering and technology insurance and inspection services in the UK and Ireland</li><li>UK-based arm of HSB Group, the equipment breakdown insurance and inspection market leader since 1866<br /> </li><li>Part of Munich Re, a world leader in risk solutions, consistent risk management and financial stability</li><li>Financially strong and stable – rated A++ (Superior) by A.M. Best Company</li><li>A member of the Institute of Customer Service, demonstrating our commitment to continually improving customer service performance and professionalism</li></ul> </mr-e-text> </div> </div> </div> </div> </div> <div class="row "> <div class="col "> <div class="title aem-GridColumn aem-GridColumn--default--12"> <div class="h2"> <div class="jumpmark" id="1227192552" data-title="Claims examples"></div> <div class="cmp-title"> <h2 class="cmp-title__text"> Claims examples </h2> </div> </div> </div> <div class="wcm-io-parsys aem-GridColumn aem-GridColumn--default--12"> <mr-m-accordion-tabbed-content class="mr-m-accordion-tabbed-content"> <div class="accordion accordion--doNotCollapse accordion--tabbed"> <div class="accordion__panel"> <h3 class="accordion__title accordion__titleLink "> <a href="javascript:void(0)"> Example Losses:</a> </h3> <div class="accordion__content"> <div class="row row-25-25-25-25 section"> <div class="col col-3"> <div class="richtext section"> <mr-e-text class="cmp-text"> <h3>HSB Cyber Insurance in action</h3> </mr-e-text> </div> </div> <div class="col col-3"> </div> <div class="col col-3"> </div> <div class="col col-3"> </div> </div> </div> </div> <div class="accordion__panel"> <h3 class="accordion__title accordion__titleLink "> <a href="javascript:void(0)"> Cyber crime</a> </h3> <div class="accordion__content"> <div class="textMedia section"> <div class="mr-m-text-media mr-m-text-media--25 mr-m-text-media--mediaRight"> <div class="mr-m-text-media__inner"> <div class="mr-m-text-media__media"> <div class="keyFactWrapper"> <div data-icon-animation-js="false" class="keyFact keyFact--noDescription keyFact--themeMainAccent "> <div class="keyFact__responsiveRow"> <div class="keyFact__fact"> <div class="keyFact__factText">£18,001</div> <div class="keyFact__factSubline"> Claim </div> </div> </div> </div> </div> </div> <div class="mr-m-text-media__text"> <div class="richtext"> <mr-e-text class="cmp-text"> A haulage company chased a customer for late payment of an invoice. The customer advised that they'd received an email from the haulage company with amended bank details and had already made three separate payments over £100,000 to settle the account. Investigations determined a breach had occurred, most likely from a phishing email. </mr-e-text> </div> </div> </div> </div> </div> </div> </div> <div class="accordion__panel"> <h3 class="accordion__title accordion__titleLink "> <a href="javascript:void(0)"> Cyber breach</a> </h3> <div class="accordion__content"> <div class="textMedia section"> <div class="mr-m-text-media mr-m-text-media--25 mr-m-text-media--mediaRight"> <div class="mr-m-text-media__inner"> <div class="mr-m-text-media__media"> <div class="keyFactWrapper"> <div data-icon-animation-js="false" class="keyFact keyFact--noDescription keyFact--themeMainAccent "> <div class="keyFact__responsiveRow"> <div class="keyFact__fact"> <div class="keyFact__factText">£9,501</div> <div class="keyFact__factSubline"> Claim </div> </div> </div> </div> </div> </div> <div class="mr-m-text-media__text"> <div class="richtext"> <mr-e-text class="cmp-text"> A food-packaging manufacturer fell victim to a hacker. They gained access to the manufacturer’s systems and elevated their network privileges to allow the execution of destructive code; resulting in permanent damage to several systems, key databases, and the erasure of a backup tape. HSB's cyber policy covered the costs of an IT support provider to rebuilt their damaged servers. </mr-e-text> </div> </div> </div> </div> </div> </div> </div> <div class="accordion__panel"> <h3 class="accordion__title accordion__titleLink "> <a href="javascript:void(0)"> Cyber attack</a> </h3> <div class="accordion__content"> <div class="textMedia section"> <div class="mr-m-text-media mr-m-text-media--25 mr-m-text-media--mediaRight"> <div class="mr-m-text-media__inner"> <div class="mr-m-text-media__media"> <div class="keyFactWrapper"> <div data-icon-animation-js="false" class="keyFact keyFact--noDescription keyFact--themeMainAccent "> <div class="keyFact__responsiveRow"> <div class="keyFact__fact"> <div class="keyFact__factText">£5,501</div> <div class="keyFact__factSubline"> Claim </div> </div> </div> </div> </div> </div> <div class="mr-m-text-media__text"> <div class="richtext"> <mr-e-text class="cmp-text"> A charity's computer system was compromised by a ransomware attack, affecting several servers. Forensic IT investigators were instructed to assist the charity's IT support company in creating a 'clean domain' for the servers to move over to, in addition to the server rebuilds from backups. </mr-e-text> </div> </div> </div> </div> </div> </div> </div> </div> </mr-m-accordion-tabbed-content> </div> <div class="title aem-GridColumn aem-GridColumn--default--12"> <div class="h2"> <div class="jumpmark" id="-469025272" data-title="Product documentation"></div> <div class="cmp-title"> <h2 class="cmp-title__text"> Product documentation </h2> </div> </div> </div> <div class="wcm-io-parsys aem-GridColumn aem-GridColumn--default--12"> <mr-m-accordion-tabbed-content class="mr-m-accordion-tabbed-content"> <div class="accordion accordion--doNotCollapse accordion--tabbed"> <div class="accordion__panel"> <h3 class="accordion__title accordion__titleLink "> <a href="javascript:void(0)"> Brochures</a> </h3> <div class="accordion__content"> <div class="teaserRowCw teaserRowCw--width-33 section"> <div class="teaserRowCw__wrapper" data-lazy-animation="appear-bottom"> <a class="modularTeaser modularTeaser--standard " href="/content/dam/munichre/contentlounge/website-pieces/documents/HSBEI-1501-hsb-cyber-insurance-uk.pdf/_jcr_content/renditions/original.media_file.download_attachment.file/HSBEI-1501-hsb-cyber-insurance-uk.pdf"> <div class="modularTeaser__textContent"> <div class="modularTeaser__headline">UK</div> <div class="modularTeaser__text">Product Brochure</div> <div class="modularTeaser__link modularTeaser__link--download" aria-label="link"> PDF, 1 MB </div> </div> </a> <a class="modularTeaser modularTeaser--standard " href="/content/dam/munichre/contentlounge/website-pieces/documents/HSBEI-1635-hsb-cyber-insurance-ireland.pdf/_jcr_content/renditions/original.media_file.download_attachment.file/HSBEI-1635-hsb-cyber-insurance-ireland.pdf"> <div class="modularTeaser__textContent"> <div class="modularTeaser__headline">Ireland</div> <div class="modularTeaser__text">Product Brochure</div> <div class="modularTeaser__link modularTeaser__link--download" aria-label="link"> PDF, 1 MB </div> </div> </a> </div> </div> </div> </div> <div class="accordion__panel"> <h3 class="accordion__title accordion__titleLink "> <a href="javascript:void(0)"> Policy Documentation</a> </h3> <div class="accordion__content"> <div class="teaserRowCw teaserRowCw--width-25 section"> <div class="teaserRowCw__wrapper" data-lazy-animation="appear-bottom"> <a class="modularTeaser modularTeaser--standard " href="/content/dam/munichre/hsb/hsb-eil/policy-documentation/cyber/HSBEI-POL-UKG-CYB-TRA.pdf/_jcr_content/renditions/original.media_file.download_attachment.file/HSBEI-POL-UKG-CYB-TRA.pdf"> <div class="modularTeaser__textContent"> <div class="modularTeaser__headline">UK</div> <div class="modularTeaser__text">Policy Document</div> <div class="modularTeaser__link modularTeaser__link--download" aria-label="link"> PDF, 331 KB </div> </div> </a> <a class="modularTeaser modularTeaser--standard " href="/content/dam/munichre/hsb/hsb-eil/policy-documentation/cyber/HSBEI-IPD-UKG-CYB-TRA.pdf/_jcr_content/renditions/original.media_file.download_attachment.file/HSBEI-IPD-UKG-CYB-TRA.pdf"> <div class="modularTeaser__textContent"> <div class="modularTeaser__headline">UK</div> <div class="modularTeaser__text">Insurance Product Information Document</div> <div class="modularTeaser__link modularTeaser__link--download" aria-label="link"> PDF, 195 KB </div> </div> </a> <a class="modularTeaser modularTeaser--standard " href="/content/dam/munichre/hsb/hsb-eil/policy-documentation/cyber/HSBEI-POL-ROI-CYB-TRA.pdf/_jcr_content/renditions/original.media_file.download_attachment.file/HSBEI-POL-ROI-CYB-TRA.pdf"> <div class="modularTeaser__textContent"> <div class="modularTeaser__headline">Ireland</div> <div class="modularTeaser__text">Policy Document</div> <div class="modularTeaser__link modularTeaser__link--download" aria-label="link"> PDF, 339 KB </div> </div> </a> <a class="modularTeaser modularTeaser--standard " href="/content/dam/munichre/hsb/hsb-eil/policy-documentation/cyber/HSBEI-IPD-ROI-CYB-TRA.pdf/_jcr_content/renditions/original.media_file.download_attachment.file/HSBEI-IPD-ROI-CYB-TRA.pdf"> <div class="modularTeaser__textContent"> <div class="modularTeaser__headline">Ireland</div> <div class="modularTeaser__text">Insurance Product Information Document</div> <div class="modularTeaser__link modularTeaser__link--download" aria-label="link"> PDF, 195 KB </div> </div> </a> </div> </div> </div> </div> </div> </mr-m-accordion-tabbed-content> </div> <div class="callToAction aem-GridColumn aem-GridColumn--default--12"> <div class="callToAction__wrapper"> <div class="callToAction__headline"> <div class="cmp-title"> <h3 class="cmp-title__text">Contact Us</h3> </div> </div> <div class="callToAction__contentRow"> <div class="callToAction__richtext"> <mr-e-text class="cmp-text"> </mr-e-text> </div> <div class="callToAction__actionPart"> <div class="callToAction__buttons"> <a class="button button--cyan " role="button" tabindex="0" href="https://www.munichre.com/hsbeil/en/contact/customer-type.html">Get in touch</a> </div> </div> </div> </div> </div> <div class="richtext aem-GridColumn aem-GridColumn--default--12"> <mr-e-text class="cmp-text"> <small>* <a href="https://www.gov.uk/government/statistics/cyber-security-breaches-survey-2024" target="_blank" rel="noopener noreferrer">Cyber Security Breaches Survey 2024</a> - Department for Digital, Culture, Media & Sport<br /> </small> </mr-e-text> </div> </div> </div> </div> </div> <div class="rowColResponsiveGrid responsivegrid aem-GridColumn aem-GridColumn--default--12"><div class=" "> <div class="row "> <div class="col "> <div class="title aem-GridColumn aem-GridColumn--default--12"> <div class="h2"> <div class="jumpmark" id="-2059995567" data-title="These may also interest you"></div> <div class="cmp-title"> <h2 class="cmp-title__text"> These may also interest you </h2> </div> </div> </div> <div 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srcset="/content/dam/munichre/hsb/hsb-eil/products-services/services/Services_Loss_Control_Engineering_HSBEIL_GettyImages_900735140/_jcr_content/renditions/cropped.16_to_9.jpg.image_file.2560.1440.file/cropped.16_to_9.jpg 2560w, /content/dam/munichre/hsb/hsb-eil/products-services/services/Services_Loss_Control_Engineering_HSBEIL_GettyImages_900735140/_jcr_content/renditions/cropped.16_to_9.jpg.image_file.1280.720.file/cropped.16_to_9.jpg 1280w, /content/dam/munichre/hsb/hsb-eil/products-services/services/Services_Loss_Control_Engineering_HSBEIL_GettyImages_900735140/_jcr_content/renditions/cropped.16_to_9.jpg.image_file.1180.664.file/cropped.16_to_9.jpg 1180w, /content/dam/munichre/hsb/hsb-eil/products-services/services/Services_Loss_Control_Engineering_HSBEIL_GettyImages_900735140/_jcr_content/renditions/cropped.16_to_9.jpg.image_file.940.529.file/cropped.16_to_9.jpg 940w, /content/dam/munichre/hsb/hsb-eil/products-services/services/Services_Loss_Control_Engineering_HSBEIL_GettyImages_900735140/_jcr_content/renditions/cropped.16_to_9.jpg.image_file.712.401.file/cropped.16_to_9.jpg 712w, /content/dam/munichre/hsb/hsb-eil/products-services/services/Services_Loss_Control_Engineering_HSBEIL_GettyImages_900735140/_jcr_content/renditions/cropped.16_to_9.jpg.image_file.575.323.file/cropped.16_to_9.jpg 575w, /content/dam/munichre/hsb/hsb-eil/products-services/services/Services_Loss_Control_Engineering_HSBEIL_GettyImages_900735140/_jcr_content/renditions/cropped.16_to_9.jpg.image_file.393.221.file/cropped.16_to_9.jpg 393w, /content/dam/munichre/hsb/hsb-eil/products-services/services/Services_Loss_Control_Engineering_HSBEIL_GettyImages_900735140/_jcr_content/renditions/cropped.16_to_9.jpg.image_file.210.118.file/cropped.16_to_9.jpg 210w" sizes="(min-width: 1280px) 270px, (min-width: 1024px) 25vw, (min-width: 768px) 50vw, 100vw" title="Cyber security"/> </div> </div> </div> <div class="modularTeaser__textContent"> <div class="modularTeaser__headline">A guide to loss prevention</div> <div class="modularTeaser__text">'Smart home' cyber security</div> <div class="modularTeaser__link" aria-label="link"></div> <div class="modularTeaser__buttonWrapper"> </div> </div> </a> <a class="modularTeaser modularTeaser--standard " data-target-color-scheme="mr-theme-orange" href="https://www.munichre.com/hsbeil/en/insights/technical-bulletins/computer-and-cyber/hsbei-2065-cyber-securing-your-small-business-developing-a-written-programme.html"> <div class="modularTeaser__image"> <div class="imageBasic " data-ratio="1.7774"> <div class="imageBasic__inner"> <img src="/content/dam/munichre/hsb/hsb-eil/insights/technical-bulletins/GettyImages-953803738.jpg/_jcr_content/renditions/cropped.16_to_9.jpg./cropped.16_to_9.jpg" alt="Cyber security" srcset="/content/dam/munichre/hsb/hsb-eil/insights/technical-bulletins/GettyImages-953803738.jpg/_jcr_content/renditions/cropped.16_to_9.jpg.image_file.2560.1440.file/cropped.16_to_9.jpg 2560w, /content/dam/munichre/hsb/hsb-eil/insights/technical-bulletins/GettyImages-953803738.jpg/_jcr_content/renditions/cropped.16_to_9.jpg.image_file.1280.720.file/cropped.16_to_9.jpg 1280w, /content/dam/munichre/hsb/hsb-eil/insights/technical-bulletins/GettyImages-953803738.jpg/_jcr_content/renditions/cropped.16_to_9.jpg.image_file.1180.664.file/cropped.16_to_9.jpg 1180w, /content/dam/munichre/hsb/hsb-eil/insights/technical-bulletins/GettyImages-953803738.jpg/_jcr_content/renditions/cropped.16_to_9.jpg.image_file.940.529.file/cropped.16_to_9.jpg 940w, /content/dam/munichre/hsb/hsb-eil/insights/technical-bulletins/GettyImages-953803738.jpg/_jcr_content/renditions/cropped.16_to_9.jpg.image_file.712.401.file/cropped.16_to_9.jpg 712w, /content/dam/munichre/hsb/hsb-eil/insights/technical-bulletins/GettyImages-953803738.jpg/_jcr_content/renditions/cropped.16_to_9.jpg.image_file.575.323.file/cropped.16_to_9.jpg 575w, /content/dam/munichre/hsb/hsb-eil/insights/technical-bulletins/GettyImages-953803738.jpg/_jcr_content/renditions/cropped.16_to_9.jpg.image_file.393.221.file/cropped.16_to_9.jpg 393w, /content/dam/munichre/hsb/hsb-eil/insights/technical-bulletins/GettyImages-953803738.jpg/_jcr_content/renditions/cropped.16_to_9.jpg.image_file.210.118.file/cropped.16_to_9.jpg 210w" sizes="(min-width: 1280px) 270px, (min-width: 1024px) 25vw, (min-width: 768px) 50vw, 100vw" title="Cyber security"/> </div> </div> </div> <div class="modularTeaser__textContent"> <div class="modularTeaser__headline">Technical bulletin</div> <div class="modularTeaser__text">Cyber-securing your small business: Developing a written programme</div> <div class="modularTeaser__link" aria-label="link"></div> <div class="modularTeaser__buttonWrapper"> 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