Cyber Risk Management and Insurance

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Current location and language selection is Australia English"> <span class="material-symbols-outlined" aria-hidden="true">language</span> <strong>AU</strong> | EN <span class="material-symbols-outlined" aria-hidden="true">expand_more</span> </button> </div> </div> <div class="d-block d-md-none country-selector__breadcrumb-nav"> <button type="button" aria-controls="country-selector" class="btn font-p font-p-large" data-menu-back="true" onclick="linkClick(this);" data-etlabel="internal_link_click" data-selabel="Location Selector" data-ewlabel="Country Selector Close" data-cdlabel="Country Selector Close" data-cilabel="/sitecore/content/WTW/solutions/services/superannuation-benefits-consulting-for-employers"> <span class="material-symbols-outlined" aria-hidden="true">arrow_left</span> <span class="material-symbols-outlined" aria-hidden="true">language</span> <strong>AU</strong> | EN </button> </div> <div class="country-selector__container pt-3"> <div class="container"> <div class="row justify-content-md-center"> <div class="col-12 col-lg-10"> <button type="button" aria-controls="country-selector" onclick="linkClick(this);" data-etlabel="internal_link_click" data-selabel="Location Selector" data-ewlabel="Country Selector Close" data-cdlabel="X" data-cilabel="/sitecore/content/WTW/solutions/services/superannuation-benefits-consulting-for-employers" data-menu-close="true" class="material-symbols-outlined d-none d-md-block btn-close" aria-label="Click to close the location selector"> close </button> <h2 class="mb-4 my-md-5 heading-1">Choose your location</h2> <h5 class="mb-3">Select the location and the language that you prefer</h5> <div class="accordion country-selector__accordion" id="country-accordion"> <div class="country-selector__accordion-item"> <button class="collapsed btn heading-4 container country-selector__accordion-btn" type="button" data-toggle="collapse" data-target="#region0" aria-expanded="false" aria-controls="region0" id="region-0" aria-label="Accordion menu, Americas locations, click to expand / collapse the list of websites and languages available" data-etlabel="internal_link_click" data-selabel="Location Selector" data-ewlabel="Choose your location" data-cdlabel="Americas" data-cilabel="/sitecore/content/WTW/solutions/services/superannuation-benefits-consulting-for-employers" data-ctlabel="Region Open" onclick="if ($(this).hasClass('collapsed')) { $(this).data('ctlabel', 'Region Open') } else { $(this).data('ctlabel', 'Region Close') } linkClick(this);"> <span class="row align-items-center"> <span class="col-12 col-md-9 text-left">Americas</span> </span> <span class="material-symbols-outlined country-selector__icon" aria-hidden="true">arrow_drop_down</span> </button> <div id="region0" class="container collapse" aria-labelledby="region-0" data-parent="#country-accordion"> <div class="row table-responsive"> <table class="col col-12 table"> <caption> List of website locations and languages available in Americas </caption> <thead> <tr> <th scope="col">Location</th> <th scope="col">Languages Available</th> </tr> </thead> <tbody> <tr> <td class="heading-6 align-text-top">Argentina </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/es-ar' class="country-selector__languages" aria-label="Willis Towers Watson Argentina website in Spanish, click to navigate to website" data-current_country="Argentina" data-current_language="Spanish" data-menu_text="Argentina | Spanish" onclick="switchLanguage('/es-ar','/es-ar', this); return false;"> Spanish</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Bermuda </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/en-bm' class="country-selector__languages" aria-label="Willis Towers Watson Bermuda website in English, click to navigate to website" data-current_country="Bermuda" data-current_language="English" data-menu_text="Bermuda | English" onclick="switchLanguage('/en-bm','/en-bm', this); return false;"> English</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Brazil </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/pt-br' class="country-selector__languages" aria-label="Willis Towers Watson Brazil website in Portuguese, click to navigate to website" data-current_country="Brazil" data-current_language="Portuguese" data-menu_text="Brazil | Portuguese" onclick="switchLanguage('/pt-br','/pt-br', this); return false;"> Portuguese</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Canada </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/en-ca' class="country-selector__languages" aria-label="Willis Towers Watson Canada website in English, click to navigate to website" data-current_country="Canada" data-current_language="English" data-menu_text="Canada | English" onclick="switchLanguage('/en-ca','/en-ca', this); return false;"> English</a> </li> <li class="d-inline-block"> <a href='/fr-ca' class="country-selector__languages" aria-label="Willis Towers Watson Canada website in French, click to navigate to website" data-current_country="Canada" data-current_language="French" data-menu_text="Canada | French" onclick="switchLanguage('/fr-ca','/fr-ca', this); return false;"> French</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Chile </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/es-cl' class="country-selector__languages" aria-label="Willis Towers Watson Chile website in Spanish, click to navigate to website" data-current_country="Chile" data-current_language="Spanish" data-menu_text="Chile | Spanish" onclick="switchLanguage('/es-cl','/es-cl', this); return false;"> Spanish</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Colombia </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/es-co' class="country-selector__languages" aria-label="Willis Towers Watson Colombia website in Spanish, click to navigate to website" data-current_country="Colombia" data-current_language="Spanish" data-menu_text="Colombia | Spanish" onclick="switchLanguage('/es-co','/es-co', this); return false;"> Spanish</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Costa Rica </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/es-cr' class="country-selector__languages" aria-label="Willis Towers Watson Costa Rica website in Spanish, click to navigate to website" data-current_country="Costa Rica" data-current_language="Spanish" data-menu_text="Costa Rica | Spanish" onclick="switchLanguage('/es-cr','/es-cr', this); return false;"> Spanish</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">El Salvador </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/es-sv' class="country-selector__languages" aria-label="Willis Towers Watson El Salvador website in Spanish, click to navigate to website" data-current_country="El Salvador" data-current_language="Spanish" data-menu_text="El Salvador | Spanish" onclick="switchLanguage('/es-sv','/es-sv', this); return false;"> Spanish</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Guatemala </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/es-gt' class="country-selector__languages" aria-label="Willis Towers Watson Guatemala website in Spanish, click to navigate to website" data-current_country="Guatemala" data-current_language="Spanish" data-menu_text="Guatemala | Spanish" onclick="switchLanguage('/es-gt','/es-gt', this); return false;"> Spanish</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Honduras </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/es-hn' class="country-selector__languages" aria-label="Willis Towers Watson Honduras website in Spanish, click to navigate to website" data-current_country="Honduras" data-current_language="Spanish" data-menu_text="Honduras | Spanish" onclick="switchLanguage('/es-hn','/es-hn', this); return false;"> Spanish</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Mexico </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/es-mx' class="country-selector__languages" aria-label="Willis Towers Watson Mexico website in Spanish, click to navigate to website" data-current_country="Mexico" data-current_language="Spanish" data-menu_text="Mexico | Spanish" onclick="switchLanguage('/es-mx','/es-mx', this); return false;"> Spanish</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Nicaragua </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/es-ni' class="country-selector__languages" aria-label="Willis Towers Watson Nicaragua website in Spanish, click to navigate to website" data-current_country="Nicaragua" data-current_language="Spanish" data-menu_text="Nicaragua | Spanish" onclick="switchLanguage('/es-ni','/es-ni', this); return false;"> Spanish</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Panama </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/es-pa' class="country-selector__languages" aria-label="Willis Towers Watson Panama website in Spanish, click to navigate to website" data-current_country="Panama" data-current_language="Spanish" data-menu_text="Panama | Spanish" onclick="switchLanguage('/es-pa','/es-pa', this); return false;"> Spanish</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Peru </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/es-pe' class="country-selector__languages" aria-label="Willis Towers Watson Peru website in Spanish, click to navigate to website" data-current_country="Peru" data-current_language="Spanish" data-menu_text="Peru | Spanish" onclick="switchLanguage('/es-pe','/es-pe', this); return false;"> Spanish</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">United States </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/en-us' class="country-selector__languages" aria-label="Willis Towers Watson United States website in English, click to navigate to website" data-current_country="United States" data-current_language="English" data-menu_text="United States | English" onclick="switchLanguage('/en-us','/en-us', this); return false;"> English</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Venezuela </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/es-ve' class="country-selector__languages" aria-label="Willis Towers Watson Venezuela website in Spanish, click to navigate to website" data-current_country="Venezuela" data-current_language="Spanish" data-menu_text="Venezuela | Spanish" onclick="switchLanguage('/es-ve','/es-ve', this); return false;"> Spanish</a> </li> </ul> </td> </tr> </tbody> </table> </div> </div> </div> <div class="country-selector__accordion-item"> <button class="collapsed btn heading-4 container country-selector__accordion-btn" type="button" data-toggle="collapse" data-target="#region1" aria-expanded="false" aria-controls="region1" id="region-1" aria-label="Accordion menu, Asia-Pacific locations, click to expand / collapse the list of websites and languages available" data-etlabel="internal_link_click" data-selabel="Location Selector" data-ewlabel="Choose your location" data-cdlabel="Asia-Pacific" data-cilabel="/sitecore/content/WTW/solutions/services/superannuation-benefits-consulting-for-employers" data-ctlabel="Region Open" onclick="if ($(this).hasClass('collapsed')) { $(this).data('ctlabel', 'Region Open') } else { $(this).data('ctlabel', 'Region Close') } linkClick(this);"> <span class="row align-items-center"> <span class="col-12 col-md-9 text-left">Asia-Pacific</span> </span> <span class="material-symbols-outlined country-selector__icon" aria-hidden="true">arrow_drop_down</span> </button> <div id="region1" class="container collapse" aria-labelledby="region-1" data-parent="#country-accordion"> <div class="row table-responsive"> <table class="col col-12 table"> <caption> List of website locations and languages available in Asia-Pacific </caption> <thead> <tr> <th scope="col">Location</th> <th scope="col">Languages Available</th> </tr> </thead> <tbody> <tr> <td class="heading-6 align-text-top">Australia </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/en-au' class="country-selector__languages" aria-label="Willis Towers Watson Australia website in English, click to navigate to website" data-current_country="Australia" data-current_language="English" data-menu_text="Australia | English" onclick="switchLanguage('/en-au','/en-au', this); return false;"> English</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">China </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='https://www.wtwco.cn/zh-cn' class="country-selector__languages" aria-label="Willis Towers Watson China website in Simplified Chinese, click to navigate to website" data-current_country="China" data-current_language="Simplified Chinese" data-menu_text="China | Simplified Chinese" onclick="switchLanguage('/zh-cn','https://www.wtwco.cn/zh-cn', this); return false;"> Simplified Chinese</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Hong Kong (China, SAR) </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/en-hk' class="country-selector__languages" aria-label="Willis Towers Watson Hong Kong (China, SAR) website in English, click to navigate to website" data-current_country="Hong Kong (China, SAR)" data-current_language="English" data-menu_text="Hong Kong (China, SAR) | English" onclick="switchLanguage('/en-hk','/en-hk', this); return false;"> English</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">India </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/en-in' class="country-selector__languages" aria-label="Willis Towers Watson India website in English, click to navigate to website" data-current_country="India" data-current_language="English" data-menu_text="India | English" onclick="switchLanguage('/en-in','/en-in', this); return false;"> English</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Indonesia </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/en-id' class="country-selector__languages" aria-label="Willis Towers Watson Indonesia website in English, click to navigate to website" data-current_country="Indonesia" data-current_language="English" data-menu_text="Indonesia | English" onclick="switchLanguage('/en-id','/en-id', this); return false;"> English</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Japan </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/ja-jp' class="country-selector__languages" aria-label="Willis Towers Watson Japan website in Japanese, click to navigate to website" data-current_country="Japan" data-current_language="Japanese" data-menu_text="Japan | Japanese" onclick="switchLanguage('/ja-jp','/ja-jp', this); return false;"> Japanese</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Korea </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/ko-kr' class="country-selector__languages" aria-label="Willis Towers Watson Korea website in Korean, click to navigate to website" data-current_country="Korea" data-current_language="Korean" data-menu_text="Korea | Korean" onclick="switchLanguage('/ko-kr','/ko-kr', this); return false;"> Korean</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Malaysia </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/en-my' class="country-selector__languages" aria-label="Willis Towers Watson Malaysia website in English, click to navigate to website" data-current_country="Malaysia" data-current_language="English" data-menu_text="Malaysia | English" onclick="switchLanguage('/en-my','/en-my', this); return false;"> English</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">New Zealand </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/en-nz' class="country-selector__languages" aria-label="Willis Towers Watson New Zealand website in English, click to navigate to website" data-current_country="New Zealand" data-current_language="English" data-menu_text="New Zealand | English" onclick="switchLanguage('/en-nz','/en-nz', this); return false;"> English</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Philippines </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/en-ph' class="country-selector__languages" aria-label="Willis Towers Watson Philippines website in English, click to navigate to website" data-current_country="Philippines" data-current_language="English" data-menu_text="Philippines | English" onclick="switchLanguage('/en-ph','/en-ph', this); return false;"> English</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Singapore </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/en-sg' class="country-selector__languages" aria-label="Willis Towers Watson Singapore website in English, click to navigate to website" data-current_country="Singapore" data-current_language="English" data-menu_text="Singapore | English" onclick="switchLanguage('/en-sg','/en-sg', this); return false;"> English</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Taiwan </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/zh-tw' class="country-selector__languages" aria-label="Willis Towers Watson Taiwan website in Traditional Chinese, click to navigate to website" data-current_country="Taiwan" data-current_language="Traditional Chinese" data-menu_text="Taiwan | Traditional Chinese" onclick="switchLanguage('/zh-tw','/zh-tw', this); return false;"> Traditional Chinese</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Thailand </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/en-th' class="country-selector__languages" aria-label="Willis Towers Watson Thailand website in English, click to navigate to website" data-current_country="Thailand" data-current_language="English" data-menu_text="Thailand | English" onclick="switchLanguage('/en-th','/en-th', this); return false;"> English</a> </li> <li class="d-inline-block"> <a href='/th-th' class="country-selector__languages" aria-label="Willis Towers Watson Thailand website in Thai, click to navigate to website" data-current_country="Thailand" data-current_language="Thai" data-menu_text="Thailand | Thai" onclick="switchLanguage('/th-th','/th-th', this); return false;"> Thai</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Vietnam </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/en-vn' class="country-selector__languages" aria-label="Willis Towers Watson Vietnam website in English, click to navigate to website" data-current_country="Vietnam" data-current_language="English" data-menu_text="Vietnam | English" onclick="switchLanguage('/en-vn','/en-vn', this); return false;"> English</a> </li> </ul> </td> </tr> </tbody> </table> </div> </div> </div> <div class="country-selector__accordion-item"> <button class="collapsed btn heading-4 container country-selector__accordion-btn" type="button" data-toggle="collapse" data-target="#region2" aria-expanded="false" aria-controls="region2" id="region-2" aria-label="Accordion menu, Europe locations, click to expand / collapse the list of websites and languages available" data-etlabel="internal_link_click" data-selabel="Location Selector" data-ewlabel="Choose your location" data-cdlabel="Europe" data-cilabel="/sitecore/content/WTW/solutions/services/superannuation-benefits-consulting-for-employers" data-ctlabel="Region Open" onclick="if ($(this).hasClass('collapsed')) { $(this).data('ctlabel', 'Region Open') } else { $(this).data('ctlabel', 'Region Close') } linkClick(this);"> <span class="row align-items-center"> <span class="col-12 col-md-9 text-left">Europe</span> </span> <span class="material-symbols-outlined country-selector__icon" aria-hidden="true">arrow_drop_down</span> </button> <div id="region2" class="container collapse" aria-labelledby="region-2" data-parent="#country-accordion"> <div class="row table-responsive"> <table class="col col-12 table"> <caption> List of website locations and languages available in Europe </caption> <thead> <tr> <th scope="col">Location</th> <th scope="col">Languages Available</th> </tr> </thead> <tbody> <tr> <td class="heading-6 align-text-top">Austria </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/de-at' class="country-selector__languages" aria-label="Willis Towers Watson Austria website in German, click to navigate to website" data-current_country="Austria" data-current_language="German" data-menu_text="Austria | German" onclick="switchLanguage('/de-at','/de-at', this); return false;"> German</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Belgium </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/en-be' class="country-selector__languages" aria-label="Willis Towers Watson Belgium website in English, click to navigate to website" data-current_country="Belgium" data-current_language="English" data-menu_text="Belgium | English" onclick="switchLanguage('/en-be','/en-be', this); return false;"> English</a> </li> <li class="d-inline-block"> <a href='/fr-be' class="country-selector__languages" aria-label="Willis Towers Watson Belgium website in French, click to navigate to website" data-current_country="Belgium" data-current_language="French" data-menu_text="Belgium | French" onclick="switchLanguage('/fr-be','/fr-be', this); return false;"> French</a> </li> <li class="d-inline-block"> <a href='/nl-be' class="country-selector__languages" aria-label="Willis Towers Watson Belgium website in Flemish, click to navigate to website" data-current_country="Belgium" data-current_language="Flemish" data-menu_text="Belgium | Flemish" onclick="switchLanguage('/nl-be','/nl-be', this); return false;"> Flemish</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Croatia </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/en-hr' class="country-selector__languages" aria-label="Willis Towers Watson Croatia website in English, click to navigate to website" data-current_country="Croatia" data-current_language="English" data-menu_text="Croatia | English" onclick="switchLanguage('/en-hr','/en-hr', this); return false;"> English</a> </li> <li class="d-inline-block"> <a href='/hr-hr' class="country-selector__languages" aria-label="Willis Towers Watson Croatia website in Croatian, click to navigate to website" data-current_country="Croatia" data-current_language="Croatian" data-menu_text="Croatia | Croatian" onclick="switchLanguage('/hr-hr','/hr-hr', this); return false;"> Croatian</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Czech Republic </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/en-cz' class="country-selector__languages" aria-label="Willis Towers Watson Czech Republic website in English, click to navigate to website" data-current_country="Czech Republic" data-current_language="English" data-menu_text="Czech Republic | English" onclick="switchLanguage('/en-cz','/en-cz', this); return false;"> English</a> </li> <li class="d-inline-block"> <a href='/cs-cz' class="country-selector__languages" aria-label="Willis Towers Watson Czech Republic website in Czech, click to navigate to website" data-current_country="Czech Republic" data-current_language="Czech" data-menu_text="Czech Republic | Czech" onclick="switchLanguage('/cs-cz','/cs-cz', this); return false;"> Czech</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Denmark </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/da-dk' class="country-selector__languages" aria-label="Willis Towers Watson Denmark website in Danish, click to navigate to website" data-current_country="Denmark" data-current_language="Danish" data-menu_text="Denmark | Danish" onclick="switchLanguage('/da-dk','/da-dk', this); return false;"> Danish</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Finland </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/fi-fi' class="country-selector__languages" aria-label="Willis Towers Watson Finland website in Finnish, click to navigate to website" data-current_country="Finland" data-current_language="Finnish" data-menu_text="Finland | Finnish" onclick="switchLanguage('/fi-fi','/fi-fi', this); return false;"> Finnish</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">France </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/fr-fr' class="country-selector__languages" aria-label="Willis Towers Watson France website in French, click to navigate to website" data-current_country="France" data-current_language="French" data-menu_text="France | French" onclick="switchLanguage('/fr-fr','/fr-fr', this); return false;"> French</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Germany </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/de-de' class="country-selector__languages" aria-label="Willis Towers Watson Germany website in German, click to navigate to website" data-current_country="Germany" data-current_language="German" data-menu_text="Germany | German" onclick="switchLanguage('/de-de','/de-de', this); return false;"> German</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Greece </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/el-gr' class="country-selector__languages" aria-label="Willis Towers Watson Greece website in Greek, click to navigate to website" data-current_country="Greece" data-current_language="Greek" data-menu_text="Greece | Greek" onclick="switchLanguage('/el-gr','/el-gr', this); return false;"> Greek</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Hungary </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/hu-hu' class="country-selector__languages" aria-label="Willis Towers Watson Hungary website in Hungarian, click to navigate to website" data-current_country="Hungary" data-current_language="Hungarian" data-menu_text="Hungary | Hungarian" onclick="switchLanguage('/hu-hu','/hu-hu', this); return false;"> Hungarian</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Ireland </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/en-ie' class="country-selector__languages" aria-label="Willis Towers Watson Ireland website in English, click to navigate to website" data-current_country="Ireland" data-current_language="English" data-menu_text="Ireland | English" onclick="switchLanguage('/en-ie','/en-ie', this); return false;"> English</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Italy </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/it-it' class="country-selector__languages" aria-label="Willis Towers Watson Italy website in Italian, click to navigate to website" data-current_country="Italy" data-current_language="Italian" data-menu_text="Italy | Italian" onclick="switchLanguage('/it-it','/it-it', this); return false;"> Italian</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Kazakhstan </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/kk-kz' class="country-selector__languages" aria-label="Willis Towers Watson Kazakhstan website in Kazakh, click to navigate to website" data-current_country="Kazakhstan" data-current_language="Kazakh" data-menu_text="Kazakhstan | Kazakh" onclick="switchLanguage('/kk-kz','/kk-kz', this); return false;"> Kazakh</a> </li> <li class="d-inline-block"> <a href='/ru-kz' class="country-selector__languages" aria-label="Willis Towers Watson Kazakhstan website in Russian, click to navigate to website" data-current_country="Kazakhstan" data-current_language="Russian" data-menu_text="Kazakhstan | Russian" onclick="switchLanguage('/ru-kz','/ru-kz', this); return false;"> Russian</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Luxembourg </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/fr-lu' class="country-selector__languages" aria-label="Willis Towers Watson Luxembourg website in French, click to navigate to website" data-current_country="Luxembourg" data-current_language="French" data-menu_text="Luxembourg | French" onclick="switchLanguage('/fr-lu','/fr-lu', this); return false;"> French</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Netherlands </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/nl-nl' class="country-selector__languages" aria-label="Willis Towers Watson Netherlands website in Dutch, click to navigate to website" data-current_country="Netherlands" data-current_language="Dutch" data-menu_text="Netherlands | Dutch" onclick="switchLanguage('/nl-nl','/nl-nl', this); return false;"> Dutch</a> </li> <li class="d-inline-block"> <a href='/en-nl' class="country-selector__languages" aria-label="Willis Towers Watson Netherlands website in English, click to navigate to website" data-current_country="Netherlands" data-current_language="English" data-menu_text="Netherlands | English" onclick="switchLanguage('/en-nl','/en-nl', this); return false;"> English</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Norway </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/nn-no' class="country-selector__languages" aria-label="Willis Towers Watson Norway website in Norwegian, click to navigate to website" data-current_country="Norway" data-current_language="Norwegian" data-menu_text="Norway | Norwegian" onclick="switchLanguage('/nn-no','/nn-no', this); return false;"> Norwegian</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Poland </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/pl-pl' class="country-selector__languages" aria-label="Willis Towers Watson Poland website in Polish, click to navigate to website" data-current_country="Poland" data-current_language="Polish" data-menu_text="Poland | Polish" onclick="switchLanguage('/pl-pl','/pl-pl', this); return false;"> Polish</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Portugal </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/pt-pt' class="country-selector__languages" aria-label="Willis Towers Watson Portugal website in Portuguese, click to navigate to website" data-current_country="Portugal" data-current_language="Portuguese" data-menu_text="Portugal | Portuguese" onclick="switchLanguage('/pt-pt','/pt-pt', this); return false;"> Portuguese</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Romania </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/ro-ro' class="country-selector__languages" aria-label="Willis Towers Watson Romania website in Romanian, click to navigate to website" data-current_country="Romania" data-current_language="Romanian" data-menu_text="Romania | Romanian" onclick="switchLanguage('/ro-ro','/ro-ro', this); return false;"> Romanian</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Serbia </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/sr-rs' class="country-selector__languages" aria-label="Willis Towers Watson Serbia website in Serbian, click to navigate to website" data-current_country="Serbia" data-current_language="Serbian" data-menu_text="Serbia | Serbian" onclick="switchLanguage('/sr-rs','/sr-rs', this); return false;"> Serbian</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Slovakia </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/sk-sk' class="country-selector__languages" aria-label="Willis Towers Watson Slovakia website in Slovak, click to navigate to website" data-current_country="Slovakia" data-current_language="Slovak" data-menu_text="Slovakia | Slovak" onclick="switchLanguage('/sk-sk','/sk-sk', this); return false;"> Slovak</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Spain </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/es-es' class="country-selector__languages" aria-label="Willis Towers Watson Spain website in Spanish, click to navigate to website" data-current_country="Spain" data-current_language="Spanish" data-menu_text="Spain | Spanish" onclick="switchLanguage('/es-es','/es-es', this); return false;"> Spanish</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Sweden </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/en-se' class="country-selector__languages" aria-label="Willis Towers Watson Sweden website in English, click to navigate to website" data-current_country="Sweden" data-current_language="English" data-menu_text="Sweden | English" onclick="switchLanguage('/en-se','/en-se', this); return false;"> English</a> </li> <li class="d-inline-block"> <a href='/sv-se' class="country-selector__languages" aria-label="Willis Towers Watson Sweden website in Swedish, click to navigate to website" data-current_country="Sweden" data-current_language="Swedish" data-menu_text="Sweden | Swedish" onclick="switchLanguage('/sv-se','/sv-se', this); return false;"> Swedish</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Switzerland </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/en-ch' class="country-selector__languages" aria-label="Willis Towers Watson Switzerland website in English, click to navigate to website" data-current_country="Switzerland" data-current_language="English" data-menu_text="Switzerland | English" onclick="switchLanguage('/en-ch','/en-ch', this); return false;"> English</a> </li> <li class="d-inline-block"> <a href='/fr-ch' class="country-selector__languages" aria-label="Willis Towers Watson Switzerland website in French, click to navigate to website" data-current_country="Switzerland" data-current_language="French" data-menu_text="Switzerland | French" onclick="switchLanguage('/fr-ch','/fr-ch', this); return false;"> French</a> </li> <li class="d-inline-block"> <a href='/de-ch' class="country-selector__languages" aria-label="Willis Towers Watson Switzerland website in German, click to navigate to website" data-current_country="Switzerland" data-current_language="German" data-menu_text="Switzerland | German" onclick="switchLanguage('/de-ch','/de-ch', this); return false;"> German</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Turkey </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/tr-tr' class="country-selector__languages" aria-label="Willis Towers Watson Turkey website in Turkish, click to navigate to website" data-current_country="Turkey" data-current_language="Turkish" data-menu_text="Turkey | Turkish" onclick="switchLanguage('/tr-tr','/tr-tr', this); return false;"> Turkish</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Ukraine </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/uk-ua' class="country-selector__languages" aria-label="Willis Towers Watson Ukraine website in Ukrainian, click to navigate to website" data-current_country="Ukraine" data-current_language="Ukrainian" data-menu_text="Ukraine | Ukrainian" onclick="switchLanguage('/uk-ua','/uk-ua', this); return false;"> Ukrainian</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">United Kingdom </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/en-gb' class="country-selector__languages" aria-label="Willis Towers Watson United Kingdom website in English, click to navigate to website" data-current_country="United Kingdom" data-current_language="English" data-menu_text="United Kingdom | English" onclick="switchLanguage('/en-gb','/en-gb', this); return false;"> English</a> </li> </ul> </td> </tr> </tbody> </table> </div> </div> </div> <div class="country-selector__accordion-item"> <button class="collapsed btn heading-4 container country-selector__accordion-btn" type="button" data-toggle="collapse" data-target="#region3" aria-expanded="false" aria-controls="region3" id="region-3" aria-label="Accordion menu, Middle East and Africa locations, click to expand / collapse the list of websites and languages available" data-etlabel="internal_link_click" data-selabel="Location Selector" data-ewlabel="Choose your location" data-cdlabel="Middle East and Africa" data-cilabel="/sitecore/content/WTW/solutions/services/superannuation-benefits-consulting-for-employers" data-ctlabel="Region Open" onclick="if ($(this).hasClass('collapsed')) { $(this).data('ctlabel', 'Region Open') } else { $(this).data('ctlabel', 'Region Close') } linkClick(this);"> <span class="row align-items-center"> <span class="col-12 col-md-9 text-left">Middle East and Africa</span> </span> <span class="material-symbols-outlined country-selector__icon" aria-hidden="true">arrow_drop_down</span> </button> <div id="region3" class="container collapse" aria-labelledby="region-3" data-parent="#country-accordion"> <div class="row table-responsive"> <table class="col col-12 table"> <caption> List of website locations and languages available in Middle East and Africa </caption> <thead> <tr> <th scope="col">Location</th> <th scope="col">Languages Available</th> </tr> </thead> <tbody> <tr> <td class="heading-6 align-text-top">Cameroon </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/en-cm' class="country-selector__languages" aria-label="Willis Towers Watson Cameroon website in English, click to navigate to website" data-current_country="Cameroon" data-current_language="English" data-menu_text="Cameroon | English" onclick="switchLanguage('/en-cm','/en-cm', this); return false;"> English</a> </li> <li class="d-inline-block"> <a href='/fr-cm' class="country-selector__languages" aria-label="Willis Towers Watson Cameroon website in French, click to navigate to website" data-current_country="Cameroon" data-current_language="French" data-menu_text="Cameroon | French" onclick="switchLanguage('/fr-cm','/fr-cm', this); return false;"> French</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Congo </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/fr-cd' class="country-selector__languages" aria-label="Willis Towers Watson Congo website in French, click to navigate to website" data-current_country="Congo" data-current_language="French" data-menu_text="Congo | French" onclick="switchLanguage('/fr-cd','/fr-cd', this); return false;"> French</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Egypt </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/en-eg' class="country-selector__languages" aria-label="Willis Towers Watson Egypt website in English, click to navigate to website" data-current_country="Egypt" data-current_language="English" data-menu_text="Egypt | English" onclick="switchLanguage('/en-eg','/en-eg', this); return false;"> English</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Ghana </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/en-gh' class="country-selector__languages" aria-label="Willis Towers Watson Ghana website in English, click to navigate to website" data-current_country="Ghana" data-current_language="English" data-menu_text="Ghana |English" onclick="switchLanguage('/en-gh','/en-gh', this); return false;">English</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Ivory Coast </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/fr-ci' class="country-selector__languages" aria-label="Willis Towers Watson Ivory Coast website in French, click to navigate to website" data-current_country="Ivory Coast" data-current_language="French" data-menu_text="Ivory Coast | French" onclick="switchLanguage('/fr-ci','/fr-ci', this); return false;"> French</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Israel </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/en-il' class="country-selector__languages" aria-label="Willis Towers Watson Israel website in English, click to navigate to website" data-current_country="Israel" data-current_language="English" data-menu_text="Israel | English" onclick="switchLanguage('/en-il','/en-il', this); return false;"> English</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Jordan </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/en-jo' class="country-selector__languages" aria-label="Willis Towers Watson Jordan website in English, click to navigate to website" data-current_country="Jordan" data-current_language="English" data-menu_text="Jordan | English" onclick="switchLanguage('/en-jo','/en-jo', this); return false;"> English</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Kenya </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/en-ke' class="country-selector__languages" aria-label="Willis Towers Watson Kenya website in English, click to navigate to website" data-current_country="Kenya" data-current_language="English" data-menu_text="Kenya | English" onclick="switchLanguage('/en-ke','/en-ke', this); return false;"> English</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Kuwait </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/en-kw' class="country-selector__languages" aria-label="Willis Towers Watson Kuwait website in English, click to navigate to website" data-current_country="Kuwait" data-current_language="English" data-menu_text="Kuwait | English" onclick="switchLanguage('/en-kw','/en-kw', this); return false;"> English</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Mauritius </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/en-mu' class="country-selector__languages" aria-label="Willis Towers Watson Mauritius website in English, click to navigate to website" data-current_country="Mauritius" data-current_language="English" data-menu_text="Mauritius | English" onclick="switchLanguage('/en-mu','/en-mu', this); return false;"> English</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Nigeria </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/en-ng' class="country-selector__languages" aria-label="Willis Towers Watson Nigeria website in English, click to navigate to website" data-current_country="Nigeria" data-current_language="English" data-menu_text="Nigeria | English" onclick="switchLanguage('/en-ng','/en-ng', this); return false;"> English</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Saudi Arabia </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/en-sa' 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Cybersecurity challenges are multifaceted, impacting people, capital and technology. Our integrated approach to cyber risk management provides a comprehensive strategy to protect your business. From assessing vulnerabilities to providing custom insurance solutions, we're dedicated to enhancing your cyber resilience.</p> <h2 class="heading-3">The cyber risk landscape</h2> <p>History has proven that a cyber incident can affect your whole organization, compromise your operations and cost millions. It can also have far-reaching consequences that affect your reputation and brand long after the breach is resolved</p> <p>In today's digital landscape, you face a multitude of cyber threats that can disrupt operations, compromise sensitive data and damage reputation. From phishing attacks to ransomware, the risks are diverse and evolving. This is due to:</p> <div class="wtw-icon-module"> <img src="https://media.wtwco.com/-/media/WTW/brand-icons/communication-icons/NFC-blk-inf-512x512-PNG.png?modified=20240308162823&imgeng=meta_true" alt="NFC"> <p class="heading-6">Increasing reliance on technology</p> <p class="">Digitalization has increased dependency on technology and data, amplifying cyber risk exposure.</p> </div> <div class="wtw-icon-module"> <img src="https://media.wtwco.com/-/media/WTW/brand-icons/globes-and-maps-icons/globe-blk-inf-512x512-PNG.png?modified=20240311101027&imgeng=meta_true" alt="globe"> <p class="heading-6">Geopolitical uncertainty</p> <p class="">This has escalated the frequency and severity of ransomware attacks across all sectors.</p> </div> <div class="wtw-icon-module"> <img src="https://media.wtwco.com/-/media/WTW/brand-icons/cyber-icons/encrypt-blk-inf-512x512-PNG.png?modified=20240308163202&imgeng=meta_true" alt="encrypt"> <p class="heading-6">Data privacy regulation compliance</p> <p class="">With organizations holding vast amounts of personal data, compliance with data privacy laws is vital.</p> </div> <div class="wtw-icon-module"> <img src="https://media.wtwco.com/-/media/WTW/brand-icons/bus-comm-icons/Team-blk-inf-512x512-PNG.png?modified=20240308162644&imgeng=meta_true" alt="Team"> <p class="heading-6">Board governance</p> <p class="">Cybersecurity is a critical board agenda item, requiring enhanced strategic oversight.</p> </div> <div class="wtw-icon-module"> <img src="https://media.wtwco.com/-/media/WTW/brand-icons/arrow-icons/workflow-blk-inf-512x512-PNG.png?modified=20240308170815&imgeng=meta_true" alt="workflow"> <p class="heading-6">Supply chain requirements</p> <p class="">Evidence of risk management standards and is increasingly a requirement from partners and customers.</p> </div>   </article> <aside class="col-12 offset-lg-1 col-lg-4"> <div class="people"> <h2 class="heading-5"> Contacts </h2> <hr class="horizontal-rule--thick"> <div class="media"> <div class="media-body"> <div class="font-p-small font-weight-semibold">  Peter Foster  </div> <div class="font-p-small">Chairman, Global FINEX Cyber and Cyber Risk Solutions Direct</div> <div class="font-p-small people__contact-info"> <span class="people__contact-email"> <span class="material-symbols-outlined">email</span> <a href="mailto:peter.foster@wtwco.com" class="font-weight-bold" aria-label="Click to email Peter foster" onclick="linkClick(this);" data-etlabel="internal_link_click" data-selabel="People Authors Bios" data-cdlabel="Email"> Email </a> </span> </div> </div> </div> <hr> <div class="media"> <img src="https://media.wtwco.com/-/media/WTW/Authors/DiMarcoBenjaminonetooneratioforwebsite.jpg?modified=20220712161244&imgeng=meta_true&h=485&w=485&la=en-AU&hash=D45EF875703F85F32451F02EC9148BFA" aria-hidden="true" loading="lazy" alt="" class="people__person-image" /> <div class="media-body"> <div class="font-p-small font-weight-semibold"> <a href="https://www.wtwco.com/en-au/insights/all-insights#sort=%40fdate13762%20descending&f:@authors=[Benjamin%20Di%20Marco]" onclick="linkClick(this);" target="" data-etlabel="internal_link_click" data-selabel="People Authors Bios" data-ewlabel="Contacts" data-cdlabel="Benjamin Di Marco" data-cilabel="/sitecore/content/WTW/insights/all-insights" data-ctlabel="Authors">  Benjamin Di Marco  </a> </div> <div class="font-p-small">Cyber and Technology Risk Specialist – FINEX Australasia </div> <div class="font-p-small people__contact-info"> <span class="people__contact-email"> <span class="material-symbols-outlined">email</span> <a href="mailto:Benjamin.DiMarco@wtwco.com" class="font-weight-bold" aria-label="Click to mail Benjamin Di Marco" onclick="linkClick(this);" data-etlabel="internal_link_click" data-selabel="People Authors Bios" data-cdlabel="Email"> Email </a> </span> <span class="people__contact-phone"> <span class="material-symbols-outlined">phone</span> <a href="tel:+ 61 478 312 988" class="font-weight-bold" aria-label="Click to call Benjamin Di Marco" onclick="linkClick(this);" data-etlabel="internal_link_click" data-selabel="People Authors Bios"> + 61 478 312 988 </a> </span> </div> </div> </div> <hr> </div> <br><br> <section class="related-content-aside"> <h2 class="heading-5">Related content</h2> <hr class="horizontal-rule--thick horizontal-rule--dark"> <div class="related-content-aside__item"> <p class="font-mono-small related-content-aside__eyebrow">Product</p> <a href="https://www.wtwco.com/en-au/solutions/products/cyber-quantified" class="heading-6 related-content-aside__link" onclick="linkClick(this);" data-etlabel="internal_link_click" data-selabel="Content Matrix - Small - Right Rail" data-ewlabel="Product" data-cdlabel="Cyber Quantified" data-cilabel="/sitecore/content/WTW/solutions/products/cyber-quantified" data-ctlabel="Product">Cyber Quantified</a> </div> <div class="related-content-aside__item"> <p class="font-mono-small related-content-aside__eyebrow">Featured</p> <a href="https://www.wtwco.com/en-au/insights/campaigns/a-smarter-way-to-risk" class="heading-6 related-content-aside__link" onclick="linkClick(this);" data-etlabel="internal_link_click" data-selabel="Content Matrix - Small - Right Rail" data-ewlabel="Featured" data-cdlabel="A smarter way to risk" data-cilabel="/sitecore/content/WTW/insights/campaigns/a-smarter-way-to-risk">A smarter way to risk</a> </div> <div class="related-content-aside__item"> <p class="font-mono-small related-content-aside__eyebrow">Service</p> <a href="https://www.wtwco.com/en-au/solutions/services/esg-and-sustainability-environmental" class="heading-6 related-content-aside__link" onclick="linkClick(this);" data-etlabel="internal_link_click" data-selabel="Content Matrix - Small - Right Rail" data-ewlabel="Service" data-cdlabel="ESG and Sustainability – Environmental" data-cilabel="/sitecore/content/WTW/solutions/services/esg-and-sustainability-environmental" data-ctlabel="Service">ESG and Sustainability – Environmental</a> </div> </section> <a href="/en-gb/insights/2023/12/securing-the-summit-essential-cyber-controls-for-insurable-business-risks" data-cdlabel="Securing the summit: Essential cyber controls for insurable business risks" onclick="linkClick(this);" data-selabel="Featured Content Card - Right Rail" class="card related-content-card related-content-card--aside" data-cilabel="/en-gb/insights/2023/12/securing-the-summit-essential-cyber-controls-for-insurable-business-risks" data-ewlabel="VIDEO" data-etlabel="internal_link_click" ><div class="related-content-card__img-container"> <img src="https://media.wtwco.com/-/media/WTW/Brand-1610-Refresh/GettyImages-1361421117-rt-2880x1800.jpg?modified=20230727020930&imgeng=meta_true&la=en-AU&h=776&w=1242&mw=1242&hash=D6F8D51163009D40344BC659F48A7C65" loading="lazy" class="card-img-top" role="presentation" alt="" /></div> <div class="card-body"> <div class="related-content-card__eyebrow"> VIDEO </div> <div class="card-title heading-5"> Securing the summit: Essential cyber controls for insurable business risks </div> </div> </a> </aside> </div> </section> <div id="cyber-risk-management-how-we-can-help"></div> <section class="container mt-3 pt-3 mt-lg-4 pt-lg-4"> <div class="row"> <article class="col-12 col-lg-7"> <h2 class="heading-3">Our three-step approach to cyber security</h2> <p>We're not just another cyber risk and insurance provider. We're a trusted partner in securing your digital assets, with comprehensive cyber resilience and insurance solutions designed to protect your financial interests.</p> <p>We understand the challenges you face when it comes to managing cyber risk. Whether it's navigating complex regulatory requirements or dealing with limited resources, we're here to help.</p> <p>Our three-step integrated, holistic approach to cyber risk management can help you identify, manage and improve your organization’s resiliency to a cyber event.</p> <ol class="row stylized-list"> <li class="col-12 stylized-list__item"> <p class="stylized-list__number">01</p> <h3 class="heading-4">Assess</h3> <p>Our approach begins with a comprehensive assessment of your current cybersecurity posture. From there, we work closely with your team to develop a customized strategy that addresses your vulnerabilities and aligns with your business goals. Our proven tools help identify and analyze critical cyber risks across your entire enterprise. We pay particular attention to personnel vulnerabilities, cybersecurity controls, operational risk and incident response preparedness. Some of these key services include: </p> <ul class="unordered-list"> <li>Tailored cyber risk assessment</li> <li>Operational risk review</li> <li>Incident preparedness and response</li> <li><a href="https://www.wtwco.com/en-au/solutions/products/indigo-vault" aria-label="Internal Link, Click to read Indigo Vault">Indigo Vault</a></li>  </ul> </li> <li class="col-12 stylized-list__item"> <p class="stylized-list__number">02</p> <h3 class="heading-4">Quantify</h3> <p>Your organization is unique, and so are its cybersecurity exposures. Off-the-shelf calculations won't cut it in today's complex threat landscape. That's why we’ve created specialist diagnostic tools that incorporate proprietary cyber incident data, with advanced analytics to help you quantify, inform and mitigate cyber risk exposures:</p> <ul class="unordered-list"> <li><a href="https://www.wtwco.com/en-gb/solutions/products/cyber-quantified" aria-label="Internal Link, Click to read Workforce Cyber Culture Assessment (WCCA)">WTW proprietary tool - Cyber Quantified</a> </li> </ul> </li> <li class="col-12 stylized-list__item"> <p class="stylized-list__number">03</p> <h3 class="heading-4">Protect</h3> <p>With our tailored solutions and integrated cyber insurance options, you get precisely what you need to protect your business. Our team of global risk advisors, consultants and insurance specialists are on hand to equip you with the knowledge, expertise and tools needed to secure your digital future, including:</p> <ul class="unordered-list"> <li>Insurance advisory, broking and placement</li> <li>Claims advocacy</li> <li>Incident support</li> <li>Post-incident review and analysis</li> </ul> </li> </ol> </article> <aside class="col-12 offset-lg-1 col-lg-4"> </aside> </div> </section> <div id="cyber-risk-management-faqs"></div> <section class="container mt-3 pt-3 mt-lg-4 pt-lg-4"> <div class="row"> <article class="col-12 col-lg-7"> <h2 class="heading-3">FAQs</h2> <div id="wtw-accordion" class="wtw-accordion"> <div class="wtw-accordion-item"> <div class="wtw-accordion-header"> <button type="button" aria-controls="collapse1" class="collapsed accordion-title heading-6" data-toggle="collapse" aria-expanded="false" data-target="#collapse1"> What is cyber risk insurance? </button> </div> <div id="collapse1" class="wtw-accordion-content collapse" data-parent="#wtw-accordion" aria-labelledby="collapse1" role="region"> <div class="accordion-body"> <p> Cyber risk insurance is a type of insurance designed to protect businesses from the financial losses associated with cyber incidents such as data breaches, cyberattacks and other security threats. This insurance covers the costs of recovery, legal fees, business interruption, liability to third parties and other expenses incurred as a result of a cyber incident. </p> </div> </div> </div> <div class="wtw-accordion-item"> <div class="wtw-accordion-header"> <button type="button" aria-controls="collapse2" class="collapsed accordion-title heading-6" aria-expanded="false" data-toggle="collapse" data-target="#collapse2"> What is cyber risk insurance? </button> </div> <div id="collapse2" class="wtw-accordion-content collapse" data-parent="#wtw-accordion" aria-labelledby="collapse2" role="region"> <div class="accordion-body"> Cyber risk insurance is a type of insurance designed to protect businesses from the financial losses associated with cyber incidents such as data breaches, cyberattacks and other security threats. This insurance covers the costs of recovery, legal fees, compensation and other expenses incurred as a result of a cyber incident. </div> </div> </div> <div class="wtw-accordion-item"> <div class="wtw-accordion-header"> <button type="button" aria-controls="collapse3" class="collapsed accordion-title heading-6" aria-expanded="false" data-toggle="collapse" data-target="#collapse3"> Why does my business need cyber risk insurance? </button> </div> <div id="collapse3" class="wtw-accordion-content collapse" data-parent="#wtw-accordion" aria-labelledby="collapse3" role="region"> <div class="accordion-body"> Every business that uses digital technology and collects data is vulnerable to cyber threats. Cyber risk insurance helps mitigate the financial impact of these threats, helping your business recover quickly from data breaches, system disruptions and cyberattacks without significant financial strain. </div> </div> </div> <div class="wtw-accordion-item"> <div class="wtw-accordion-header"> <button type="button" aria-controls="collapse4" class="collapsed accordion-title heading-6" aria-expanded="false" data-toggle="collapse" data-target="#collapse4"> What does cyber risk insurance typically cover? </button> </div> <div id="collapse4" class="wtw-accordion-content collapse" data-parent="#wtw-accordion" aria-labelledby="collapse4" role="region"> <div class="accordion-body"> <p>Cyber risk insurance policies can vary, but they typically cover:</p> <ul class="unordered-list"> <li><strong>Data breach costs:</strong> Expenses related to managing a data breach, such as investigation, data recovery, notification and credit monitoring services.</li> <li><strong>Network security and privacy liability</strong>: Indemnity and defence costs for third party claims following a security failure or privacy breach.</li> <li><strong>Legal fees and fines:</strong> Costs associated with legal claims and regulatory fines due to cyber incidents (where insurable).</li> <li><strong>Business/ network interruption:</strong> Loss of income and expenses resulting from a cyber event that disrupts your operations.</li> <li><strong>Cyber extortion:</strong> Payments and negotiation services in the event of a ransomware attack.</li> </ul> </div> </div> </div>  <div class="wtw-accordion-item"> <div class="wtw-accordion-header"> <button type="button" aria-controls="collapse6" class="collapsed accordion-title heading-6" aria-expanded="false" data-toggle="collapse" data-target="#collapse6"> How can I choose the right cyber risk insurance for my business? </button> </div> <div id="collapse6" class="wtw-accordion-content collapse" data-parent="#wtw-accordion" aria-labelledby="collapse6" role="region"> <div class="accordion-body"> <p>Choosing the right cyber risk insurance involves:</p> <ul class="unordered-list"> <li><strong>Assessing your risks:</strong> Understand the specific cyber threats your business faces.</li> <li><strong>Comparing policies:</strong> Look for coverage that matches your risk profile and includes necessary protections for your industry.</li> <li><strong>Consulting with experts:</strong> Work with cyber insurance specialists who can provide insights and tailor a policy to your needs.</li> </ul> </div> </div> </div> <div class="wtw-accordion-item"> <div class="wtw-accordion-header"> <button type="button" aria-controls="collapse7" class="collapsed accordion-title heading-6" aria-expanded="false" data-toggle="collapse" data-target="#collapse7"> How does the claims process work for cyber risk insurance? </button> </div> <div id="collapse7" class="wtw-accordion-content collapse" data-parent="#wtw-accordion" aria-labelledby="collapse7" role="region"> <div class="accordion-body"> <p>In the event of a cyber incident, you should notify your insurer immediately. The claims process typically involves:</p> <ul class="unordered-list"> <li><strong>Initial assessment:</strong> An expert team will assess the extent of the damage and determine the appropriate response.</li> <li><strong>Investigation and recovery:</strong> Specialists may work to recover lost data and secure your systems from further attacks.</li> <li><strong>Claim resolution:</strong> Your insurer will evaluate the covered losses and provide compensation based on your policy terms.</li> </ul> </div> </div> </div> <div class="wtw-accordion-item"> <div class="wtw-accordion-header"> <button type="button" aria-controls="collapse8" class="collapsed accordion-title heading-6" aria-expanded="false" data-toggle="collapse" data-target="#collapse8"> Can I reduce my cyber risk insurance costs? </button> </div> <div id="collapse8" class="wtw-accordion-content collapse" data-parent="#wtw-accordion" aria-labelledby="collapse8" role="region"> <div class="accordion-body"> <p>Businesses who implement the following measures often secure the most competitive terms from insurers:</p> <ul class="unordered-list"> <li><strong>Implementing strong security measures:</strong> Adopt robust cybersecurity practices to lower your risk profile.</li> <li><strong>Regular training:</strong> Educate your employees on cybersecurity awareness and protocols.</li> <li><strong>Risk assessments:</strong> Conduct regular risk assessments to find and mitigate vulnerabilities.</li> </ul> </div> </div> </div>  </div> <hr> </article> <aside class="col-12 offset-lg-1 col-lg-4"> </aside> </div> </section> <div id="cyber-risk-management-contact-us"></div> <section class="container mt-3 pt-3 mt-lg-4 pt-lg-4"> <div class="row"> <article class="col-12 col-lg-7"> <h2 class="heading-3">Contact the WTW Cyber Risk Management and Insurance team</h2> <p>Join the many businesses who have chosen WTW as their trusted partner in cyber risk management. Contact us today to learn more about how we can help protect your organization from cyber threats and ensure your cyber resilience in an increasingly digital world.</p> <p>Together, we can navigate the complexities of cyber risk management and safeguard your organization's future.</p> </article> <aside class="col-12 offset-lg-1 col-lg-4"> </aside> </div> </section> <section class="container mt-3 pt-3 mt-lg-4 pt-lg-4"> <div class="row"> <article class="col-12 col-lg-7"> </article> <aside class="col-12 offset-lg-1 col-lg-4"> </aside> </div> </section> <section class="mb-5"> <div class="container cta-bar"> <div class="row align-items-center"> <div class="col-12 col-xl-8"> <div class="row"> <div class="col-12"> <p class="text-white font-mono-small font-weight-semibold">SOLUTION</p> <div class="heading-3">Cyber Risk Management and Insurance</div> </div> </div> <p class="mb-5 mb-xl-0 text-white">Speak to us today to discuss the cyber risk management and cyber insurance requirements for your business.</p> </div> <div class="col-12 col-xl-4"> <button name="button" class="btn btn-lg btn-primary arrow-link text-white float-xl-right" type="button" aria-label="mailto Benjamin.DiMarco@wtwco.com" data-etlabel="cta_click" data-selabel="Call to Action Module" data-ewlabel="SOLUTION" data-cdlabel="Cyber Risk Management and Insurance" data-cilabel="mailto:Benjamin.DiMarco@wtwco.com" onclick=linkClick(this);location.href='mailto:Benjamin.DiMarco@wtwco.com'> Contact us <span class="material-symbols-outlined" aria-hidden="true">arrow_forward</span> </button> </div> </div> </div> </section> <div class="col-12 bg-grey"> <section class="container related-content-matrix" id="cyber-risk-management-and-insurance-capabilities"> <div class="row"> <div class="col col-md-10 col-xl-6"> <h2 class="heading-3">Cyber Risk Management and Insurance capabilities</h2> <p class="font-p-large text-faded"></p> </div> </div> <div class="row"> <div class="col-12 col-md-4 col-xl-4"> <a href="https://www.wtwco.com/en-au/solutions/products/cyber-quantified" title="Cyber Quantified" class="related-matrix-item-link" data-capability-id="b63a680c-e97a-4185-b452-1adcfa49b828" data-capability-code="Cyber Quantified" onclick="linkClick(this);" data-etlabel="cta_click" data-selabel="Content Matrix – Large" data-ewlabel="Solution" data-cdlabel="Cyber Quantified" data-cilabel="/sitecore/content/WTW/solutions/products/cyber-quantified"> <div class="related-matrix-item"> <div class="related-matrix-item__text-wrapper"> <div class="related-matrix-item__heading heading-5"> Cyber Quantified </div> <p class="font-p-small">Achieve transparency on cyber risk and cyberinsurance value with a scenario-led modeling tool for both CISOs and risk managers to quantify threats and the impact of risk controls.</p> <span class="material-symbols-outlined" aria-hidden="true">arrow_forward</span> </div> </div> </a> </div> <div class="col-12 col-md-4 col-xl-4"> <a href="https://www.wtwco.com/en-au/solutions/services/cyber-insurance-for-food-beverage-and-agriculture" title="Cyber insurance for food, beverage and agriculture" class="related-matrix-item-link" data-capability-id="32e3caf4-b914-4cbc-93a3-0915df41decb" data-capability-code="Seguro cibernético para o setor de alimentos, bebidas e agricultura" onclick="linkClick(this);" data-etlabel="cta_click" data-selabel="Content Matrix – Large" data-ewlabel="Solution" data-cdlabel="Cyber insurance for food, beverage and agriculture" data-cilabel="/sitecore/content/WTW/solutions/services/cyber-insurance-for-food-beverage-and-agriculture"> <div class="related-matrix-item"> <div class="related-matrix-item__text-wrapper"> <div class="related-matrix-item__heading heading-5"> Cyber insurance for food, beverage and agriculture </div> <p class="font-p-small">Cyber-attacks on food and drink companies are increasing as technology becomes embedded in every part of the sector. WTW can help you assess, quantify and protect against these exposures.</p> <span class="material-symbols-outlined" aria-hidden="true">arrow_forward</span> </div> </div> </a> </div> <div class="col-12 col-md-4 col-xl-4"> <a href="https://www.wtwco.com/en-au/solutions/products/indigo-vault" title="Indigo Vault" class="related-matrix-item-link" data-capability-id="7e7bf1f3-9ca2-4389-ae1f-ce16c38bfff0" data-capability-code="Indigo Vault" onclick="linkClick(this);" data-etlabel="cta_click" data-selabel="Content Matrix – Large" data-ewlabel="Solution" data-cdlabel="Indigo Vault" data-cilabel="/sitecore/content/WTW/solutions/products/indigo-vault"> <div class="related-matrix-item"> <div class="related-matrix-item__text-wrapper"> <div class="related-matrix-item__heading heading-5"> Indigo Vault </div> <p class="font-p-small">Reduce your risk from insider threat, data breaches, and intellectual property theft with Indigo Vault.</p> <span class="material-symbols-outlined" aria-hidden="true">arrow_forward</span> </div> </div> </a> </div> </div> </section> </div> <section class="container related-content-matrix" id="solutions-related-to-cyber-risk-management-and-insurance"> <div class="row"> <div class="col col-md-10 col-xl-6"> <h2 class="heading-3">Solutions Related to Cyber Risk Management and Insurance</h2> <p class="font-p-large text-faded"></p> </div> </div> <div class="row"> <div class="col-12 col-md-4 col-xl-4"> <a href="https://www.wtwco.com/en-au/solutions/finex" title="Financial, Professional and Executive Risks" class="related-matrix-item-link" data-capability-id="bca640e1-58b0-4a07-9cc4-e2548d4dbfeb" data-capability-code="Financial, Executive and Professional Risks (FINEX)" onclick="linkClick(this);" data-etlabel="cta_click" data-selabel="Content Matrix – Large" data-ewlabel="Solution" data-cdlabel="Financial, Professional and Executive Risks" data-cilabel="/sitecore/content/WTW/solutions/finex"> <div class="related-matrix-item"> <div class="related-matrix-item__text-wrapper"> <div class="related-matrix-item__heading heading-5"> Financial, Professional and Executive Risks </div> <p class="font-p-small">We specialize in mitigating financial, professional and executive liability risks, enabling you to safeguard your reputation and bolster your business's prosperity.</p> <span class="material-symbols-outlined" aria-hidden="true">arrow_forward</span> </div> </div> </a> </div> <div class="col-12 col-md-4 col-xl-4"> <a href="https://www.wtwco.com/en-au/solutions/cyber-risk-management-and-insurance" title="Cyber Risk Management and Insurance" class="related-matrix-item-link" data-capability-id="0946471a-3ce1-46a7-a099-e4895410ec19" data-capability-code="" onclick="linkClick(this);" data-etlabel="cta_click" data-selabel="Content Matrix – Large" data-ewlabel="Solution" data-cdlabel="Cyber Risk Management and Insurance" data-cilabel="/sitecore/content/WTW/solutions/cyber-risk-management-and-insurance"> <div class="related-matrix-item"> <div class="related-matrix-item__text-wrapper"> <div class="related-matrix-item__heading heading-5"> Cyber Risk Management and Insurance </div> <p class="font-p-small">Safeguard your digital infrastructure and assets against cyber threats with our tailored coverage solutions and experienced teams.</p> <span class="material-symbols-outlined" aria-hidden="true">arrow_forward</span> </div> </div> </a> </div> <div class="col-12 col-md-4 col-xl-4"> <a href="https://www.wtwco.com/en-au/solutions/services/directors-and-officers-liability-insurance" title="Directors' and Officers' Liability Insurance" class="related-matrix-item-link" data-capability-id="dde90a72-23e0-4ac7-b87c-a91fdb1d1af6" data-capability-code="Seguro de Responsabilidade Civil de Diretores e Administradores" onclick="linkClick(this);" data-etlabel="cta_click" data-selabel="Content Matrix – Large" data-ewlabel="Solution" data-cdlabel="Directors' and Officers' Liability Insurance" data-cilabel="/sitecore/content/WTW/solutions/services/directors-and-officers-liability-insurance"> <div class="related-matrix-item"> <div class="related-matrix-item__text-wrapper"> <div class="related-matrix-item__heading heading-5"> Directors' and Officers' Liability Insurance </div> <p class="font-p-small">D&O insurance provides legal protection and promotes good corporate governance. Consider it as part of your risk management strategy.</p> <span class="material-symbols-outlined" aria-hidden="true">arrow_forward</span> </div> </div> </a> </div> <div class="col-12 col-md-4 col-xl-4"> <a href="https://www.wtwco.com/en-au/solutions/mergers-and-acquisitions" title="Mergers and Acquisitions" class="related-matrix-item-link" data-capability-id="84ce6771-920a-476c-949b-507a25691a23" data-capability-code="Mergers and Acquisitions" onclick="linkClick(this);" data-etlabel="cta_click" data-selabel="Content Matrix – Large" data-ewlabel="Solution" data-cdlabel="Mergers and Acquisitions" data-cilabel="/sitecore/content/WTW/solutions/mergers-and-acquisitions"> <div class="related-matrix-item"> <div class="related-matrix-item__text-wrapper"> <div class="related-matrix-item__heading heading-5"> Mergers and Acquisitions </div> <p class="font-p-small">WTW offers a comprehensive range of products and services that support you at every stage of the deal making process whether you are a 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