Welcome to Lloyd’s Lab

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<header> <div class="header-top"> <div class="container"> <div class="row"> <div class="col-2"><a href="/"><img src="https://assets.lloyds.com/media/6df0bde9-0286-4399-933e-2b7b21a30c8a/lloyds_black_logo.svg" alt="Lloyd's of London logo"></a></div> <nav class="col-10"> <ul> <li> <a href="/lloyds-around-the-world" aria-label="Learn more about Lloyd's around the world." target="_self">Lloyd's around the world</a> </li> <li> <a href="/contact-us" aria-label="Contact Lloyd's today." target="_self">Contact us</a> </li> <li> <a href="https://ldc.lloyds.com/my-account" aria-label="Log in to Lloyds." target="_blank">Log in</a> </li> </ul> <div class="mobile-icons"> <a href="#" class="mobile-icon search-nav" id="openSearch"> <i class="fa fa-search" aria-hidden="true"></i> <i class="close-icon" aria-hidden="true"></i> <span class="mobile-icon-label" data-close-text="Close" data-open-text="Search">Search</span> </a> <a href="#" class="mobile-icon mobile-hamburger"> <i class="hamburger-menu" 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Bringing together experts who share intelligence, judgement, capital and risk to create a braver world. </p> </div> <div class="col-9"> <a href="#" class="mobileMenuBack" aria-label="use this link to go back a level in the menu.">Back</a> <a href="/about-lloyds" aria-label="visit this link to learn more about Lloyd's landing page." target="_self">About Lloyd’s</a> <div class="row"> <div class="col-4"> <h4>Our marketplace</h4> <div> <a href="/about-lloyds/why-lloyds" aria-label="" target="" class="dropdown-item">Why Lloyd’s?</a> <a href="/about-lloyds/strategy" aria-label="" target="" class="dropdown-item">Our strategy</a> <a href="/about-lloyds/our-market" aria-label="" target="" class="dropdown-item">Our market</a> <a href="/about-lloyds/the-corporation" aria-label="" target="" class="dropdown-item">The Corporation</a> <a href="/about-lloyds/history/" aria-label="" target="" class="dropdown-item">Our past</a> <a href="/about-lloyds/our-home" aria-label="" target="" class="dropdown-item">Our home</a> <a href="/about-lloyds/future-at-lloyds" aria-label="" target="" class="dropdown-item">Our future</a> </div> </div> <div class="col-4"> <h4>Our purpose</h4> <div> <a href="/about-lloyds/our-purpose" aria-label="" target="" class="dropdown-item">Sharing risk to create a braver world</a> </div> </div> <div class="col-4"> <h4>Our people & culture</h4> <div> <a href="/about-lloyds/culture" aria-label="Learn more about the culture at Lloyd's." target="" class="dropdown-item">Culture at Lloyd’s</a> <a href="/about-lloyds/careers" aria-label="Learn more about careers at Lloyd's." target="_self" class="dropdown-item">Careers</a> </div> </div> </div> <div class="row"> <div class="col-4"> <h4>Our impact on society</h4> <div> <a href="/about-lloyds/sustainability" aria-label="" target="" class="dropdown-item">Sustainability</a> <a href="/about-lloyds/responsible-business/community" aria-label="" target="" class="dropdown-item">Community involvement</a> </div> </div> <div class="col-4"> <h4>Get in touch</h4> <div> <a href="/contact-us" aria-label="Go to contacts" target="" class="dropdown-item">Contact us</a> <a href="/about-lloyds/media-centre" aria-label="Go to media centre" target="" class="dropdown-item">Media centre</a> <a href="/about-lloyds/investor-relations" aria-label="Go to investor relations" target="" class="dropdown-item">Investor relations</a> <a href="/about-lloyds/working-with-lloyds" aria-label="" target="" class="dropdown-item">Working with Lloyd’s</a> </div> </div> </div> </div> </div> </div> </li> <li class="dropdown-menu-item"> <a href="#" aria-label="Menu dropdown link featuring links about Joining Lloyd's market.">Join Lloyd’s market</a> <div class="dropdown-menu"> <div class="row"> <div class="col-3"> <h3>Join Lloyd’s market</h3> <p> Join the best minds in the market - access the expertise, knowledge and insights to protect and develop your business. </p> </div> <div class="col-9"> <a href="#" class="mobileMenuBack" aria-label="use this link to go back a level in the menu.">Back</a> <a href="/join-lloyds-market" aria-label="Learn more about all the possibilities to Join Lloyd's market." target="_self">Join Lloyd’s market</a> <div class="row"> <div class="col-4"> <h4>How to join the Lloyd’s market</h4> <div> <a href="/join-lloyds-market/underwriter" aria-label="Learn more about joining the Lloyd's market as an underwriter. " target="_self" class="dropdown-item">As an underwriter</a> <a href="/conducting-business/delegated-authorities/applications-and-processes" aria-label="Learn more about joining the Lloyd's market as a coverholder." target="_self" class="dropdown-item">As a coverholder</a> <a href="/join-lloyds-market/broker" aria-label="" target="_self" class="dropdown-item">As a broker</a> <a href="/invest-with-lloyds" aria-label="" target="_self" class="dropdown-item">As an investor/member</a> <a href="/news-and-insights/lloyds-lab" aria-label="" target="_self" class="dropdown-item">As an InsurTech start-up</a> </div> </div> <div class="col-4"> <h4>Careers at Lloyd’s</h4> <div> <a href="/about-lloyds/careers" aria-label="" target="" class="dropdown-item">Careers</a> </div> </div> </div> <div class="row"></div> </div> </div> </div> </li> <li class="dropdown-menu-item"> <a href="#" aria-label="Menu dropdown link featuring links about Lloyd's market directory.">Market Directory</a> <div 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href="https://ldc.lloyds.com/the-market/directories/results?mode=bro&cobc=0&cob=&name=&ltti=&fca_num=&loc=&bro=0&cov=0&man=1&mem=0&omc=0&run=0" aria-label="" target="_blank" class="dropdown-item">Managing agents</a> <a href="https://ldc.lloyds.com/the-market/directories/results?mode=man&cobc=0&cob=&name=&syn_num=&loc=&bro=0&cov=0&man=0&mem=1&omc=0&run=0" aria-label="" target="_blank" class="dropdown-item">Members' agents & advisors </a> <a href="https://ldc.lloyds.com/the-market/directories/results?mode=mem&name=&loc=&bro=0&cov=0&man=0&mem=0&omc=1&run=0" aria-label="" target="_blank" class="dropdown-item">Open market correspondent</a> </div> </div> <div class="col-4"> <h4>Memberships</h4> <div> <a href="/market-directory/committees-and-associations" aria-label="" target="" class="dropdown-item">Committees & associations</a> </div> </div> </div> <div class="row"></div> </div> </div> </div> </li> <li class="dropdown-menu-item"> <a href="#" aria-label="Menu dropdown link featuring links to news and insights at Lloyd's.">News & insights</a> <div class="dropdown-menu"> <div class="row"> <div class="col-3"> <h3>News & insights </h3> <p> Stay on top of all the latest news impacting the insurance marketplace and understand the innovations, trends and insights on the changing risk landscape. </p> </div> <div class="col-9"> <a href="#" class="mobileMenuBack" aria-label="use this link to go back a level in the menu.">Back</a> <a href="/news-and-insights" aria-label="" target="_self">News & insights</a> <div class="row"> <div class="col-4"> <h4>News & communications</h4> <div> <a href="/news-and-insights/news" aria-label="" target="_self" class="dropdown-item">News</a> <a href="/news-and-insights/market-communications" aria-label="" target="_self" class="dropdown-item">Market communications</a> <a href="/news-and-insights/mind-of-the-market" aria-label="Mind of the market" target="_self" class="dropdown-item">Mind of the market</a> <a href="/news-and-insights/events" aria-label="" target="_self" class="dropdown-item">Events at Lloyd’s</a> </div> </div> <div class="col-4"> <h4>Innovations & risk insight </h4> <div> <a href="/news-and-insights/futureset" aria-label="" target="_self" class="dropdown-item">Lloyd’s Futureset</a> <a href="https://www.lloyds.com/news-and-insights/lloyds-lab" aria-label="" target="_self" class="dropdown-item">Lloyd’s Lab</a> <a href="/news-and-insights/risk-insights-innovation-analysis/risk-reports" aria-label="" target="_self" class="dropdown-item">Risk reports</a> <a href="/news-and-insights/lloyds-lab/insurtech/lloyds-product-launchpad" aria-label="" target="_self" class="dropdown-item">Lloyd’s Product Launchpad</a> <a href="/news-and-insights/disaster-risk-facility" aria-label="" target="_self" class="dropdown-item">Disaster Risk Facility</a> </div> </div> <div class="col-4"> <h4>Market insights</h4> <div> <a href="/news-and-insights/insights-hub" aria-label="" target="_self" class="dropdown-item">Insights Hub</a> <a href="/news-and-insights/data-and-research" aria-label="" target="_self" class="dropdown-item">Data & research</a> </div> </div> </div> <div class="row"></div> </div> </div> </div> </li> <li class="dropdown-menu-item"> <a href="#" aria-label="Menu dropdown link featuring links about conducting business.">Conducting business</a> <div class="dropdown-menu"> <div class="row"> <div class="col-3"> <h3>Conducting business</h3> <p> Discover our suite of tools and technologies to support your business needs. </p> </div> <div class="col-9"> <a href="#" class="mobileMenuBack" aria-label="use this link to go back a level in the menu.">Back</a> <a href="/conducting-business" aria-label="" target="_self">Conducting business</a> <div class="row"> <div class="col-4"> <h4>Policy & compliance</h4> <div> <a href="/conducting-business/regulatory-tools" aria-label="" target="_self" class="dropdown-item">Regulatory tools (Crystal, Risk Locator & Stamp Decision Tool) </a> <a href="/conducting-business/lloyds-wordings-repository" aria-label="" target="_self" class="dropdown-item">Lloyd’s wordings repository</a> <a href="/tools-and-systems/business-timetable" aria-label="" target="_self" class="dropdown-item">Business Timetable</a> <a href="/conducting-business/contract-confidence" aria-label="" target="_self" class="dropdown-item">Contract confidence</a> <a href="/conducting-business/regulatory-information" aria-label="" target="_self" class="dropdown-item">Regulatory information</a> <a href="/conducting-business/quality-assurance-tool-open-market" aria-label="" target="" class="dropdown-item">Open Market Quality Assurance Tool (QA Tool)</a> </div> </div> <div class="col-4"> <h4>Delegated Authority tools</h4> <div> <a href="/conducting-business/doprint" aria-label="" target="_self" class="dropdown-item">Doprint</a> <a href="/conducting-business/mocha" aria-label="" target="_self" class="dropdown-item">Mocha</a> <a href="/conducting-business/lineage" aria-label="" target="_self" class="dropdown-item">Lineage</a> <a href="/conducting-business/coverholder-applications-atlas" aria-label="" target="_self" class="dropdown-item">Coverholder Applications (ATLAS)</a> <a href="/conducting-business/delegated-contract-and-oversight-manager " aria-label="" target="_self" class="dropdown-item">Delegated Contract & Oversight Manager</a> <a href="/conducting-business/delegated-audit-manager-aims" aria-label="" target="_self" class="dropdown-item">Delegated Audit Manager (AiMS)</a> </div> </div> <div class="col-4"> <h4> </h4> <div> <a href="/conducting-business/delegated-data-manager" aria-label="" target="_self" class="dropdown-item">Delegated Data Manager (DA SATS)</a> <a href="/conducting-business/delegated-authorities/systems-and-tools/quality-assurance-tool/" aria-label="Binding Authority Quality Assurance Tool (QA Tool)" target="_self" class="dropdown-item">Binding Authority Quality Assurance Tool (QA Tool)</a> <a href="/conducting-business/delegated-authorities/systems-and-tools/faster-claims-payment" aria-label="" target="" class="dropdown-item">Faster Claims Payment</a> </div> </div> </div> <div class="row"> <div class="col-4"> <h4>Core business</h4> <div> <a href="/conducting-business/underwriting" aria-label="" target="_self" class="dropdown-item">Underwriting</a> <a href="/conducting-business/delegated-authorities" aria-label="Third Party Oversight (Delegated Authority)" target="_self" class="dropdown-item">Third Party Oversight (Delegated Authority)</a> <a href="/conducting-business/member-services" aria-label="" target="_self" class="dropdown-item">Member services</a> <a href="/conducting-business/requirements-and-standards" aria-label="" target="" class="dropdown-item">Requirements and standards</a> <a href="/conducting-business/customer-oversight" aria-label="" target="" class="dropdown-item">Customer Oversight</a> <a href="/conducting-business/multinational" aria-label="" target="" 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<div class="search-icon-wrap"> <div class="search-icon-inside"></div> </div> <input type="text" name="search" placeholder="Search Lloyds.com" data-action="input-search"> <a href="#" id="closeSearch"></a> </div> </nav> </div> </div> <div class="mobile-filter d-none"></div> </header><main id="mainContent" tabindex="-1"><div class="consolidated-header lang-select bg-blue overlay-False"> <picture> <source media="(min-width: 1024px)" srcset="https://assets.lloyds.com/media/ff9b21b9-26da-41fb-a652-6518f5ac4c1e/Lloyds-Lab-reception-1920x589.png"> <source media="(min-width: 768px)" srcset=""> <source media="(min-width: 480px)" srcset=""> <source media="(min-width: 380px)" srcset=""> <source media="(min-width:0)" srcset=""> <img src="https://assets.lloyds.com/media/ff9b21b9-26da-41fb-a652-6518f5ac4c1e/Lloyds-Lab-reception-1920x589.png" alt=""> </picture> <div class="lloyds-grid-container container"> <div class="top-section"> <h1 class="fullStopHidden-True fullStop-size-h1 fullStop-lightred"><br> <br> Welcome to Lloyd’s Lab <br> <br> <br></h1> <p class="fullStopHidden-True fullStop-size-p fullStop-lightred"></p> </div> <div class="inline-wrap"> </div> </div> </div><div class="breadcrumb-v2"> <div class="lloyds-grid-container container padding-bottom-False"> <div class="row"> <nav class="col-12" aria-label="breadcrumb"> <ul class="breadcrumb"> <li class="breadcrumb-item" data-text="Home"> <a href="/" aria-label="" target="">Home</a> </li> <li class="breadcrumb-item" data-text="News & insights"> <a href="/news-and-insights" aria-label="" target="">News & insights</a> </li> <li class="breadcrumb-item" data-text="Lloyd's Lab"> <a href="/news-and-insights/lloyds-lab" aria-label="" target="">Lloyd's Lab</a> </li> </ul> <a class="breadcrumb-mobile" href=""></a> </nav> </div> </div> </div><div class="theme-white"> <div class="lloyds-grid-container container body-content padding-top-True"> <div class="row"> <div class="col-12 col-md col-lg-8 body sidenav-full-width-True"> <h2></h2> <div class="body-text"></div> <div class="link"></div> <div class="button"></div> </div> </div> </div> </div><div class="quote-container"> <div class="container"> <blockquote class="quote-text">We’re incredibly proud to have built the Lloyd's Lab. It’s been everything we wanted and more: a jewel in our crown, and a bee in our bonnet – challenging us to embrace new ways of thinking and go further and faster in innovating to insure society’s risks.</blockquote> <cite class="quote-source">John Neal, CEO, Lloyd's</cite> </div> </div><div class="campaign-body theme-grey"> <div class="container lloyds-grid-container padding-top-True"> <div class="row"> <div class="offset-lg-2 offset-md-0 col-lg-8 col-md-10 content-container"> <h2>Our Mission Statement</h2><p id="isPasted">The Lloyd’s Lab is the heart of innovation for Insurance. An award winning space dedicated to accelerating and fostering new products and solutions fit for the needs of our customers around the world. The Lloyd’s Lab was set up in 2018 to foster ideas which support our market’s shared goal of sharing risk to create a braver world.</p><p>Our main programme is an InsurTech accelerator programme which aims to help innovative ideas gain traction and success in our market. Located in the heart of the world’s specialist insurance market, the Lloyd’s Lab gives InsurTechs access to a coworking space in the iconic building and the chance to develop their ideas alongside their target audience. </p><p>Since our establishment, the Lloyd's Lab has grown to encompass a diversity of programmes and initiatives, to support insurance innovation at all phases, our support includes our FutureMinds programme, Lloyd's Lab Challenge and our Launchpad Network. Find out more about this and our other initiatives by following the links below.</p><p><br></p> <div class="link-container"></div> <div class="button-container"></div> </div> </div> </div> </div><div class="campaign-body theme-blue"> <div class="container lloyds-grid-container padding-top-True"> <div class="row"> <div class="offset-lg-2 offset-md-0 col-lg-8 col-md-10 content-container"> <h2>Join our next virtual Open House to find out more about the Lloyd’s Lab accelerator</h2><p>Join our virtual Open House on 19 November from 16:00 – 17:00 GMT to hear from the Lloyd’s Lab team about our award winning accelerator. You will also have the opportunity to ask the team any questions you may have. You can sign up below.</p> <div class="link-container"></div> <div class="button-container"> <a href="https://communications.lloyds.com/284/6262/landing-pages/rsvp-19-november.asp" class="cta-v2 primary solid normal icon-right ga-datalayer" aria-label="Sing up here, link opens in a new tab " target="_blank " onclick="" data-ga-category="" data-ga-action="" data-ga-label=""><img src="https://assets.lloyds.com/media/273d1fe9-f707-4eb7-bc1e-b2b059add718/icon_black_external.svg"><span>Sign up here</span></a> </div> </div> </div> </div> </div><div class="campaign-body theme-"> <div class="container lloyds-grid-container padding-top-True"> <div class="row"> <div class="offset-lg-2 offset-md-0 col-lg-8 col-md-10 content-container"> <h2>Getting off the Ground: InsurTech Start-up Guide</h2><p>At the Lloyd’s Lab, we appreciate that the complexities involved in getting off the ground as a start-up, are often hard to navigate, and therefore, we wanted to create a valuable resource, to guide you through these challenges. Read our guide for a page-to-page advice guide, for start-ups, InsurTechs and founders, to support you alongside your journey in taking your innovative ideas, from seed to solution.</p> <div class="link-container"></div> <div class="button-container"> <a href="https://assets.lloyds.com/media/c237a0e3-45b1-49ce-b563-2a183cf52106/Lloyds-Lab_guide-for-insurtech-startups_digital.pdf" class="cta-v2 primary solid normal icon-right ga-datalayer" aria-label="Download the guide for insurtech start ups, pdf opens in a new tab" target="_blank" onclick="" data-ga-category="" data-ga-action="" data-ga-label=""><img src="https://assets.lloyds.com/media/0eafff82-f1a8-46aa-b653-ca4b3ab8e585/icon_white_download_alt.svg"><span>Download the guide</span></a> </div> </div> </div> </div> </div><div class="theme-grey"> <div class="container lloyds-grid-container campaign-page-cards padding-top-True"> <div class="row"> <div class="col offset-lg-3 offset-md-0 main-title"> <h2 class="fullStopHidden-True fullStop-size-h2 fullStop-lightred">About the Lloyd's Lab</h2> </div> </div> <div class="row"> <div class="col card-body"> <div class="card-image hide-image-False keyline-turquoise"> <img alt="" src="https://assets.lloyds.com/media/a9647b54-8043-45a1-b1e4-c93f76667d0f/Programmes-278x133.png"> </div> <h3 class="title fullStopHidden-True fullStop-size-h3 fullStop-lightred">Programmes & innovation tools</h3> <div class="body"> There are a number of different programmes such as our Accelerator, Product Launchpad, Futureminds and many more! </div> <div class="links"> <a href="/news-and-insights/lloyds-lab/programmes-and-initiatives " class="ga-datalayer" aria-label="Find out more about the programmes and initiatives " target="" data-ga-category="" data-ga-action="" data-ga-label=""> Find out more<img src="https://assets.lloyds.com/media/c5be3777-92d5-4cb0-ba8a-f1d73e49abf6/arrow_right.svg"> </a> </div> </div> <div class="col card-body"> <div class="card-image hide-image-False keyline-turquoise"> <img alt="" src="https://assets.lloyds.com/media/7492f4be-97f9-463e-9e42-8f43341fee6c/Accelerator alumni (1).png"> </div> <h3 class="title fullStopHidden-True fullStop-size-h3 fullStop-lightred">Accelerator alumni</h3> <div class="body"> Meet the teams who have participated in the Lloyd's Lab accelerator. </div> <div class="links"> <a href="https://www.lloyds.com/news-and-insights/lloyds-lab/insurtech/lloyds-lab-accelerator/alumni" class="ga-datalayer" aria-label="Go to the accelerator alumni" target="" data-ga-category="" data-ga-action="" data-ga-label=""> Find out more<img src="https://assets.lloyds.com/media/c5be3777-92d5-4cb0-ba8a-f1d73e49abf6/arrow_right.svg"> </a> </div> </div> <div class="col card-body"> <div class="card-image hide-image-False keyline-turquoise"> <img alt="" src="https://assets.lloyds.com/media/9a3df89b-9f73-4b49-940b-ab832d2f811f/Events-278x133.png"> </div> <h3 class="title fullStopHidden-True fullStop-size-h3 fullStop-lightred">Events</h3> <div class="body"> Throughout the year Lloyd’s Lab will host a range of events for the Lloyd’s market. </div> <div class="links"> <a href="https://www.lloyds.com/news-and-insights/events?Query=&Filters=%5B%22Series_Lloyd%27s%20Lab%22%5D&OrderBy=&Page=1&StartDate=09%2F11%2F2021&EndDate=&Type=dynamic-listing-events&DateChanged=false&NavTaxonomies=events-event" class="ga-datalayer" aria-label="Go to events" target="" data-ga-category="" data-ga-action="" data-ga-label=""> Find out more<img src="https://assets.lloyds.com/media/c5be3777-92d5-4cb0-ba8a-f1d73e49abf6/arrow_right.svg"> </a> </div> </div> <div class="col card-body"> <div class="card-image hide-image-False keyline-turquoise"> <img alt="" src="https://assets.lloyds.com/media/4c0264df-0013-4637-a947-62826882e2f4/FAQs-278x133.png"> </div> <h3 class="title fullStopHidden-True fullStop-size-h3 fullStop-lightred">FAQs</h3> <div class="body"> The most commonly asked questions. </div> <div class="links"> <a href="https://www.lloyds.com/news-and-insights/lloyds-lab/faqs" class="ga-datalayer" aria-label="View the FAQs" target="" data-ga-category="" data-ga-action="" data-ga-label=""> View FAQs<img src="https://assets.lloyds.com/media/c5be3777-92d5-4cb0-ba8a-f1d73e49abf6/arrow_right.svg"> </a> </div> </div> </div> </div> </div><div class="theme-"> <div class="lloyds-grid-container container body-content padding-top-True"> <div class="row"> <div class="col-12 col-md-4 image"> <img src="https://assets.lloyds.com/media/e9c57364-9716-48e1-8840-e362fc038467/lloyds-lab-report-379x320.png" alt=""> </div> <div class="col-12 col-md col-lg-8 body sidenav-full-width-False"> <h2></h2> <div class="body-text"><h2>Accelerating innovation in the insurance industry</h2><p>The Lloyd’s Lab was launched in 2018 to modernise the insurance industry and harness the opportunities presented by InsurTechs. For five years, the Lloyd’s Lab Accelerator has seen over 100 InsurTechs, start-ups and innovation-focused companies go through the Lloyd’s Lab and bring their innovative solutions to the market. </p><p>Read our report 'Lloyd’s Lab – Accelerating innovation in the insurance industry', in celebration of our fifth birthday, to learn more about our story so far and our successes. </p></div> <div class="link"></div> <div class="button"> <a class="cta-v2 primary solid normal icon-right ga-datalayer" href="https://assets.lloyds.com/media/dc22cd29-1c4e-441c-a872-e1bf5ce9142a/Lloyds Lab_impact report_FINAL.pdf" aria-label="Download the report, link opens in a new tab" target="_blank" onclick="" data-ga-category="" data-ga-action="" data-ga-label=""><img src="https://assets.lloyds.com/media/0eafff82-f1a8-46aa-b653-ca4b3ab8e585/icon_white_download_alt.svg">Download the report</a> </div> </div> </div> </div> </div><div class="campaign-body theme-white"> <div class="container lloyds-grid-container 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