Money - Tips, Tricks and Hacks for Doing Everything Better

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(min-width:1024px){.lg\:absolute{position:absolute}.lg\:relative{position:relative}.lg\:-right-\[55px\]{right:-55px}.lg\:left-0{left:0}.lg\:top-0{top:0}.lg\:top-\[40px\]{top:40px}.lg\:top-\[80px\]{top:80px}.lg\:col-span-2{grid-column:span 2/span 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(min-width:1280px){.xl\:relative{position:relative}.xl\:mb-10{margin-bottom:2.5rem}.xl\:block{display:block}.xl\:flex{display:flex}.xl\:w-\[150px\]{width:150px}.xl\:max-w-lg{max-width:32rem}.xl\:grid-cols-3{grid-template-columns:repeat(3,minmax(0,1fr))}.xl\:grid-cols-4{grid-template-columns:repeat(4,minmax(0,1fr))}.xl\:grid-cols-5{grid-template-columns:repeat(5,minmax(0,1fr))}.xl\:grid-cols-\[1fr\2c 300px\]{grid-template-columns:1fr 300px}.xl\:justify-end{justify-content:flex-end}.xl\:px-0{padding-left:0;padding-right:0}.xl\:pr-6{padding-right:1.5rem}}@media (min-width:1360px){.\32xl\:block{display:block}.\32xl\:hidden{display:none}.\32xl\:w-\[calc$100\%-350px$\]{width:calc(100% - 350px)}.\32xl\:grid-cols-3{grid-template-columns:repeat(3,minmax(0,1fr))}.\32xl\:grid-cols-4{grid-template-columns:repeat(4,minmax(0,1fr))}.\32xl\:grid-cols-5{grid-template-columns:repeat(5,minmax(0,1fr))}.\32xl\:pr-8{padding-right:2rem}}.\[\&_img\]\:rounded-md img{border-radius:.375rem}.\[\&_p\]\:\!m-0 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href="/money/personal-finance"> Personal Finance </a> </li> <li class="px-4"> <a class="hover:custom-underline font-akshar uppercase tracking-wide" href="/money/side-hustles"> Side-Hustles </a> </li> <li class="px-4"> <a class="hover:custom-underline font-akshar uppercase tracking-wide" href="/money/taxes"> Taxes </a> </li> </ul> <div class="mx-auto mt-8 w-full max-w-4xl text-center"> Two Cents demystifies personal finance and teaches you how to budget on your own terms, which investments are right for you, and how to achieve financial independence and a comfortable retirement. </div> </div> <section class="mb-6 mt-8 2xl:w-[calc(100%-350px)] 2xl:pr-8"> <div class=" flex flex-row items-center gap-2 text-sm font-semibold leading-tight"> <a class="hover:underline" href="https://lifehacker.com" aria-label="Navigate to the Home page">Home</a> <svg class="block h-2 w-2"> <use href="/images/icons/spritemap.svg#sprite-arrow-right"></use> </svg> <a class="custom-gradient-text block 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</div> </div> </div> </div> </div> <div class="my-4 w-full md:my-0" data-ga-position="7"> <div class="group mx-auto flex max-w-4xl flex-col py-2 font-sans md:mx-0 md:mt-4 md:flex-row md:flex-nowrap md:items-center"> <a class="group-hover:custom-underline block md:mr-8 md:w-1/2" data-ga-click data-ga-item="image" data-ga-label="Eight Signs a House Will Be High-Maintenance" href="/money/biggest-signs-a-house-will-be-high-maintenance"> <div class="hidden md:block"> <img class="w-full rounded-md border border-gray-100" src="https://lifehacker.com/imagery/articles/01JD2R2S5BWMPE4KA08AGKJCS0/hero-image.fill.size_245x138.v1732040478.png" alt="inside of a home with high ceilings and custom-sized windows" width="245" height="138" loading="lazy" > </div> <div class="md:hidden"> <img class="w-full rounded-md border border-gray-100" src="https://lifehacker.com/imagery/articles/01JD2R2S5BWMPE4KA08AGKJCS0/hero-image.fill.size_245x138.v1732040478.png" alt="inside of a home with high ceilings and custom-sized windows" width="245" height="138" srcset="https://lifehacker.com/imagery/articles/01JD2R2S5BWMPE4KA08AGKJCS0/hero-image.fill.size_400x225.v1732040478.png 400w, https://lifehacker.com/imagery/articles/01JD2R2S5BWMPE4KA08AGKJCS0/hero-image.fill.size_800x450.v1732040478.png 800w" sizes="(max-width: 1280px) 100vw, 1280px" > </div> </a> <div class="items-around mr-4 mt-4 flex w-full flex-col flex-wrap text-left md:mt-0 xl:relative"> <div class="mb-1"> <a class="flex flex-row items-center gap-x-2 text-brand-green" href="/money/housing"> <svg class="inline-block h-5 w-5"> <use href="/images/icons/spritemap.svg#sprite-category-housing"></use> </svg> <span class="mt-1 font-akshar text-sm uppercase leading-none">Housing</span> </a> </div> <a class="group-hover:custom-underline peer-hover:custom-underline mt-2 block font-akshar text-xl font-medium leading-tight tracking-wide" data-ga-click data-ga-item="title" data-ga-label="Eight Signs a House Will Be High-Maintenance" href="/money/biggest-signs-a-house-will-be-high-maintenance"> Eight Signs a House Will Be High-Maintenance </a> <div class="hidden text-base md:mt-1 md:block md:leading-tight">Some houses have obvious red flags that they will be nearly impossible keep properly maintained.</div> <div class="mt-1 flex flex-col gap-x-4 gap-y-2 py-1 md:mt-3 md:flex-row md:items-center"> <div class="flex flex-row gap-x-4 font-akshar text-sm tracking-wide md:justify-start"> <div class="flex items-center"> <svg class="mb-1 mr-2 inline-block h-4 w-4 text-gray-700"> <use href="/images/icons/spritemap.svg#sprite-author"></use> </svg> <div> <a class="hover:text-brand-green" href="/author/thejeffsomers">Jeff Somers</a> </div> </div> <time datetime="2024-11-19T19:00:00+00:00"> <svg class="mb-1 mr-1 inline-block h-4 w-4 text-gray-700"> <use href="/images/icons/spritemap.svg#sprite-calendar"></use> </svg> November 19, 2024 </time>   </div> </div> </div> </div> </div> <div class="my-4 w-full md:my-0" data-ga-position="8"> <div class="group mx-auto flex max-w-4xl flex-col py-2 font-sans md:mx-0 md:mt-4 md:flex-row md:flex-nowrap md:items-center"> <a class="group-hover:custom-underline block md:mr-8 md:w-1/2" data-ga-click data-ga-item="image" data-ga-label="Why Black Friday Is a Bad Day to Impulse Buy Electronics" href="/what-to-do-before-buying-electronics-during-black-friday"> <div class="hidden md:block"> <img class="w-full rounded-md border border-gray-100" src="https://lifehacker.com/imagery/articles/01HF2H80F9G1FFJ6GB0RYS63AX/hero-image.fill.size_245x138.v1732036718.png" alt="TVs stacked in boxes in a store during Black Friday sale" width="245" height="138" loading="lazy" > </div> <div class="md:hidden"> <img class="w-full rounded-md border border-gray-100" src="https://lifehacker.com/imagery/articles/01HF2H80F9G1FFJ6GB0RYS63AX/hero-image.fill.size_245x138.v1732036718.png" alt="TVs stacked in boxes in a store during Black Friday sale" width="245" height="138" srcset="https://lifehacker.com/imagery/articles/01HF2H80F9G1FFJ6GB0RYS63AX/hero-image.fill.size_400x225.v1732036718.png 400w, https://lifehacker.com/imagery/articles/01HF2H80F9G1FFJ6GB0RYS63AX/hero-image.fill.size_800x450.v1732036718.png 800w" sizes="(max-width: 1280px) 100vw, 1280px" > </div> </a> <div class="items-around mr-4 mt-4 flex w-full flex-col flex-wrap text-left md:mt-0 xl:relative"> <div class="mb-1"> <a class="flex flex-row items-center gap-x-2 text-brand-green" href="/money/shopping"> <svg class="inline-block h-5 w-5"> <use href="/images/icons/spritemap.svg#sprite-category-shopping"></use> </svg> <span class="mt-1 font-akshar text-sm uppercase leading-none">Shopping</span> </a> </div> <a class="group-hover:custom-underline peer-hover:custom-underline mt-2 block font-akshar text-xl font-medium leading-tight tracking-wide" data-ga-click data-ga-item="title" data-ga-label="Why Black Friday Is a Bad Day to Impulse Buy Electronics" href="/what-to-do-before-buying-electronics-during-black-friday"> Why Black Friday Is a Bad Day to Impulse Buy Electronics </a> <div class="hidden text-base md:mt-1 md:block md:leading-tight">That markdown in cost could mean a markdown in quality, too.</div> <div class="mt-1 flex flex-col gap-x-4 gap-y-2 py-1 md:mt-3 md:flex-row md:items-center"> <div class="flex flex-row gap-x-4 font-akshar text-sm tracking-wide md:justify-start"> <div class="flex items-center"> <svg class="mb-1 mr-2 inline-block h-4 w-4 text-gray-700"> <use href="/images/icons/spritemap.svg#sprite-author"></use> </svg> <div> <a class="hover:text-brand-green" href="/author/meredithdietz">Meredith Dietz</a> </div> </div> <time datetime="2024-11-19T17:30:00+00:00"> <svg class="mb-1 mr-1 inline-block h-4 w-4 text-gray-700"> <use href="/images/icons/spritemap.svg#sprite-calendar"></use> </svg> November 19, 2024 </time>   </div> </div> </div> </div> </div> <div class="my-4 w-full md:my-0" data-ga-position="9"> <div class="group mx-auto flex max-w-4xl flex-col py-2 font-sans md:mx-0 md:mt-4 md:flex-row md:flex-nowrap md:items-center"> <a class="group-hover:custom-underline block md:mr-8 md:w-1/2" data-ga-click data-ga-item="image" data-ga-label="Never Buy a House Next Door to These Types of Properties" href="/money/never-buy-home-next-door-to-these-property-types"> <div class="hidden md:block"> <img class="w-full rounded-md border border-gray-100" src="https://lifehacker.com/imagery/articles/01JD2F8F7HTD87YGAZCK5KC14G/hero-image.fill.size_245x138.v1732030913.jpg" alt="coffee shop sign " width="245" height="138" loading="lazy" > </div> <div class="md:hidden"> <img class="w-full rounded-md border border-gray-100" src="https://lifehacker.com/imagery/articles/01JD2F8F7HTD87YGAZCK5KC14G/hero-image.fill.size_245x138.v1732030913.jpg" alt="coffee shop sign " width="245" height="138" srcset="https://lifehacker.com/imagery/articles/01JD2F8F7HTD87YGAZCK5KC14G/hero-image.fill.size_400x225.v1732030913.jpg 400w, https://lifehacker.com/imagery/articles/01JD2F8F7HTD87YGAZCK5KC14G/hero-image.fill.size_800x450.v1732030913.jpg 800w" sizes="(max-width: 1280px) 100vw, 1280px" > </div> </a> <div class="items-around mr-4 mt-4 flex w-full flex-col flex-wrap text-left md:mt-0 xl:relative"> <div class="mb-1"> <a class="flex flex-row items-center gap-x-2 text-brand-green" href="/money/housing"> <svg class="inline-block h-5 w-5"> <use href="/images/icons/spritemap.svg#sprite-category-housing"></use> </svg> <span class="mt-1 font-akshar text-sm uppercase leading-none">Housing</span> </a> </div> <a class="group-hover:custom-underline peer-hover:custom-underline mt-2 block font-akshar text-xl font-medium leading-tight tracking-wide" data-ga-click data-ga-item="title" data-ga-label="Never Buy a House Next Door to These Types of Properties" href="/money/never-buy-home-next-door-to-these-property-types"> Never Buy a House Next Door to These Types of Properties </a> <div class="hidden text-base md:mt-1 md:block md:leading-tight">When you're buying your dream home, check what you're moving next to.</div> <div class="mt-1 flex flex-col gap-x-4 gap-y-2 py-1 md:mt-3 md:flex-row md:items-center"> <div class="flex flex-row gap-x-4 font-akshar text-sm tracking-wide md:justify-start"> <div class="flex items-center"> <svg class="mb-1 mr-2 inline-block h-4 w-4 text-gray-700"> <use href="/images/icons/spritemap.svg#sprite-author"></use> </svg> <div> <a class="hover:text-brand-green" href="/author/thejeffsomers">Jeff Somers</a> </div> </div> <time datetime="2024-11-19T17:00:00+00:00"> <svg class="mb-1 mr-1 inline-block h-4 w-4 text-gray-700"> <use href="/images/icons/spritemap.svg#sprite-calendar"></use> </svg> November 19, 2024 </time>   </div> </div> </div> </div> </div> <div class="my-4 w-full md:my-0" data-ga-position="10"> <div class="group mx-auto flex max-w-4xl flex-col py-2 font-sans md:mx-0 md:mt-4 md:flex-row md:flex-nowrap md:items-center"> <a class="group-hover:custom-underline block md:mr-8 md:w-1/2" data-ga-click data-ga-item="image" data-ga-label="Everything You Should Do Now If You Shop on Black Friday" href="/how-to-prepare-for-black-friday-shopping"> <div class="hidden md:block"> <img class="w-full rounded-md border border-gray-100" src="https://lifehacker.com/imagery/articles/01HF2GNRJ6E4NM6F3BF626Z5KP/hero-image.fill.size_245x138.v1699835156.jpg" alt="woman scrolling on her smartphone" width="245" height="138" loading="lazy" > </div> <div class="md:hidden"> <img class="w-full rounded-md border border-gray-100" src="https://lifehacker.com/imagery/articles/01HF2GNRJ6E4NM6F3BF626Z5KP/hero-image.fill.size_245x138.v1699835156.jpg" alt="woman scrolling on her smartphone" width="245" height="138" srcset="https://lifehacker.com/imagery/articles/01HF2GNRJ6E4NM6F3BF626Z5KP/hero-image.fill.size_400x225.v1699835156.jpg 400w, https://lifehacker.com/imagery/articles/01HF2GNRJ6E4NM6F3BF626Z5KP/hero-image.fill.size_800x450.v1699835156.jpg 800w" sizes="(max-width: 1280px) 100vw, 1280px" > </div> </a> <div class="items-around mr-4 mt-4 flex w-full flex-col flex-wrap text-left md:mt-0 xl:relative"> <div class="mb-1"> <a class="flex flex-row items-center gap-x-2 text-brand-green" href="/money/shopping"> <svg class="inline-block h-5 w-5"> <use href="/images/icons/spritemap.svg#sprite-category-shopping"></use> </svg> <span class="mt-1 font-akshar text-sm uppercase leading-none">Shopping</span> </a> </div> <a class="group-hover:custom-underline peer-hover:custom-underline mt-2 block font-akshar text-xl font-medium leading-tight tracking-wide" data-ga-click data-ga-item="title" data-ga-label="Everything You Should Do Now If You Shop on Black Friday" href="/how-to-prepare-for-black-friday-shopping"> Everything You Should Do Now If You Shop on Black Friday </a> <div class="hidden text-base md:mt-1 md:block md:leading-tight">If you plan ahead on the deals you want to look for, you're less likely to overspend in the heat of the moment.</div> <div class="mt-1 flex flex-col gap-x-4 gap-y-2 py-1 md:mt-3 md:flex-row md:items-center"> <div class="flex flex-row gap-x-4 font-akshar text-sm tracking-wide md:justify-start"> <div class="flex items-center"> <svg class="mb-1 mr-2 inline-block h-4 w-4 text-gray-700"> <use href="/images/icons/spritemap.svg#sprite-author"></use> </svg> <div> <a class="hover:text-brand-green" href="/author/danieloropeza">Daniel Oropeza</a> </div> </div> <time datetime="2024-11-19T14:00:00+00:00"> <svg class="mb-1 mr-1 inline-block h-4 w-4 text-gray-700"> <use href="/images/icons/spritemap.svg#sprite-calendar"></use> </svg> November 19, 2024 </time>   </div> </div> </div> </div> </div> <div class="my-4 w-full md:my-0" data-ga-position="11"> <div class="group mx-auto flex max-w-4xl flex-col py-2 font-sans md:mx-0 md:mt-4 md:flex-row md:flex-nowrap md:items-center"> <a class="group-hover:custom-underline block md:mr-8 md:w-1/2" data-ga-click data-ga-item="image" data-ga-label="How to Speak With a Real Person at Walmart Customer Service" href="/money/how-to-speak-with-a-real-person-at-walmart-customer-service"> <div class="hidden md:block"> <img class="w-full rounded-md border border-gray-100" src="https://lifehacker.com/imagery/articles/01JD0AC0BZZKENP7S2QD2JE0QS/hero-image.fill.size_245x138.v1731956441.png" alt="BENTONVILLE, ARKANSAS -28 JUN 2019- View of the Walmart Home Office corporate headquarters located in Bentonville, Arkansas." width="245" height="138" loading="lazy" > </div> <div class="md:hidden"> <img class="w-full rounded-md border border-gray-100" src="https://lifehacker.com/imagery/articles/01JD0AC0BZZKENP7S2QD2JE0QS/hero-image.fill.size_245x138.v1731956441.png" alt="BENTONVILLE, ARKANSAS -28 JUN 2019- View of the Walmart Home Office corporate headquarters located in Bentonville, Arkansas." width="245" height="138" srcset="https://lifehacker.com/imagery/articles/01JD0AC0BZZKENP7S2QD2JE0QS/hero-image.fill.size_400x225.v1731956441.png 400w, https://lifehacker.com/imagery/articles/01JD0AC0BZZKENP7S2QD2JE0QS/hero-image.fill.size_800x450.v1731956441.png 800w" sizes="(max-width: 1280px) 100vw, 1280px" > </div> </a> <div class="items-around mr-4 mt-4 flex w-full flex-col flex-wrap text-left md:mt-0 xl:relative"> <div class="mb-1"> <a class="flex flex-row items-center gap-x-2 text-brand-green" href="/money/shopping"> <svg class="inline-block h-5 w-5"> <use href="/images/icons/spritemap.svg#sprite-category-shopping"></use> </svg> <span class="mt-1 font-akshar text-sm uppercase leading-none">Shopping</span> </a> </div> <a class="group-hover:custom-underline peer-hover:custom-underline mt-2 block font-akshar text-xl font-medium leading-tight tracking-wide" data-ga-click data-ga-item="title" data-ga-label="How to Speak With a Real Person at Walmart Customer Service" href="/money/how-to-speak-with-a-real-person-at-walmart-customer-service"> How to Speak With a Real Person at Walmart Customer Service </a> <div class="hidden text-base md:mt-1 md:block md:leading-tight">If you're persistent, you can get to a real person who is willing to speak with you.</div> <div class="mt-1 flex flex-col gap-x-4 gap-y-2 py-1 md:mt-3 md:flex-row md:items-center"> <div class="flex flex-row gap-x-4 font-akshar text-sm tracking-wide md:justify-start"> <div class="flex items-center"> <svg class="mb-1 mr-2 inline-block h-4 w-4 text-gray-700"> <use href="/images/icons/spritemap.svg#sprite-author"></use> </svg> <div> <a class="hover:text-brand-green" href="/author/danieloropeza">Daniel Oropeza</a> </div> </div> <time datetime="2024-11-18T20:00:18+00:00"> <svg class="mb-1 mr-1 inline-block h-4 w-4 text-gray-700"> <use href="/images/icons/spritemap.svg#sprite-calendar"></use> </svg> November 18, 2024 </time>   </div> </div> </div> </div> </div> <div class="my-4 w-full md:my-0" data-ga-position="12"> <div class="group mx-auto flex max-w-4xl flex-col py-2 font-sans md:mx-0 md:mt-4 md:flex-row md:flex-nowrap md:items-center"> <a class="group-hover:custom-underline block md:mr-8 md:w-1/2" data-ga-click data-ga-item="image" data-ga-label="Why You Should Think Twice Before Using 'Apple Pay Later'" href="/the-pros-and-cons-of-apple-pay-later"> <div class="hidden md:block"> <img class="w-full rounded-md border border-gray-100" src="https://lifehacker.com/imagery/articles/01HF2H1A3B8G90G4086BFREJDZ/hero-image.fill.size_245x138.v1731953881.png" alt="Person paying at cafe with smart watch wirelessly on POS terminal" width="245" height="138" loading="lazy" > </div> <div class="md:hidden"> <img class="w-full rounded-md border border-gray-100" src="https://lifehacker.com/imagery/articles/01HF2H1A3B8G90G4086BFREJDZ/hero-image.fill.size_245x138.v1731953881.png" alt="Person paying at cafe with smart watch wirelessly on POS terminal" width="245" height="138" srcset="https://lifehacker.com/imagery/articles/01HF2H1A3B8G90G4086BFREJDZ/hero-image.fill.size_400x225.v1731953881.png 400w, https://lifehacker.com/imagery/articles/01HF2H1A3B8G90G4086BFREJDZ/hero-image.fill.size_800x450.v1731953881.png 800w" sizes="(max-width: 1280px) 100vw, 1280px" > </div> </a> <div class="items-around mr-4 mt-4 flex w-full flex-col flex-wrap text-left md:mt-0 xl:relative"> <div class="mb-1"> <a class="flex flex-row items-center gap-x-2 text-brand-green" href="/money/debt"> <svg class="inline-block h-5 w-5"> <use href="/images/icons/spritemap.svg#sprite-category-debt"></use> </svg> <span class="mt-1 font-akshar text-sm uppercase leading-none">Debt</span> </a> </div> <a class="group-hover:custom-underline peer-hover:custom-underline mt-2 block font-akshar text-xl font-medium leading-tight tracking-wide" data-ga-click data-ga-item="title" data-ga-label="Why You Should Think Twice Before Using 'Apple Pay Later'" href="/the-pros-and-cons-of-apple-pay-later"> Why You Should Think Twice Before Using 'Apple Pay Later' </a> <div class="hidden text-base md:mt-1 md:block md:leading-tight">Apple's take on "buy now, pay later" comes with its own set of risks.</div> <div class="mt-1 flex flex-col gap-x-4 gap-y-2 py-1 md:mt-3 md:flex-row md:items-center"> <div class="flex flex-row gap-x-4 font-akshar text-sm tracking-wide md:justify-start"> <div class="flex items-center"> <svg class="mb-1 mr-2 inline-block h-4 w-4 text-gray-700"> <use href="/images/icons/spritemap.svg#sprite-author"></use> </svg> <div> <a class="hover:text-brand-green" href="/author/meredithdietz">Meredith Dietz</a> </div> </div> <time datetime="2024-11-18T19:30:00+00:00"> <svg class="mb-1 mr-1 inline-block h-4 w-4 text-gray-700"> <use href="/images/icons/spritemap.svg#sprite-calendar"></use> </svg> November 18, 2024 </time>   </div> </div> </div> </div> </div> <div class="my-4 w-full md:my-0" data-ga-position="13"> <div class="group mx-auto flex max-w-4xl flex-col py-2 font-sans md:mx-0 md:mt-4 md:flex-row md:flex-nowrap md:items-center"> <a class="group-hover:custom-underline block md:mr-8 md:w-1/2" data-ga-click 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