Open a Discover Bank Account Online Today

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Locator </a> </span> </li> <li class="dropdown search-tab desktop-search reskin-search-desktop"> <a href="#" id="mobile-search-btn" class="dropdown-toggle mobile-accessibility preventDefaultBehaviour" data-toggle="dropdown" role="button" aria-expanded="false"> <i class="reskin-icon srch-wt-sml"> </i> <span>Search</span> </a> <div id="search_overlay"> <div class="search-container"> <form id="suggestion_form" class="suggestion_form" name="search" role="search" data-url="/acnav/scripts/suggestion_form.php?search=" action="https://www.discover.com/search/search.html" method="get" autocomplete="off"> <label for="predict-input" class="sr-only">Search Discover</label> <input type="text" placeholder="Type to Search" autocomplete="off" class="search-box predict-input" id="predict-input" maxlength="256" name="q" aria-describedby="initInstr"/> <ul role="menu" id="search-suggestions"> </ul> <input type="hidden" name="proxystylesheet" value="internet_cm_fe"/> <input type="image" id="predict-submit" 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action="https://portal.discover.com/customersvcs/universalLogin/signin" method="post"> <h2 class="login-title"><span class="pad-lock-icon"><i class="reskin-icon pad-lock"></i> Secure Account Login</h2> <div class="form-group clearfix"> <label for="login-account" class="reskin-user-label">User ID</label> <input type="text" name="UserID" class="userId userIdInput form-control" id="login-account" maxlength="16" minlength="6" value="" aria-required="true"/> <label for="login-password" class="reskin-pwd-label">Password</label> <input type="password" name="password" class="password passwordInput form-control" maxlength="32" minlength="8" id="login-password" value="" aria-required="true"/> </div> <input type="hidden" name="pm_fp" id="pm_fp"/> <input type="hidden" name="currentFormId" value="login"/> <input type="hidden" name="accountType" value="Bank Account"/> <input type="hidden" name="userTypeCode" id="login-userTypeCode" value="B"/> <div class="remember-wrap clearfix"> <div class="remember-input-wrap"> <input type="checkbox" id="remember" class="remember-id" name="rememberOption"/> <label for="remember">Remember Me</label></div> <input type="submit" id="login-button" class="btn login-button" value="Log In"/> </div> <input type="hidden" name="ssid" id="ssid" value="DefaultSSID_NOSCRIPT"/> <a href="https://bank.discover.com/bankac/loginreg/loadloginassist?Aff=Bank" class="form-links"> <span> Forgot User ID/Password?</span> </a> <a href="https://bank.discover.com/web/deposits/bankregistration/" class="form-links" target="true"> <span> Register Now</span> </a> </form> </ul> </div> </div> </div> </ul> <ul class="secondary-header-navigation hidden-xs hidden-md hidden-lg"> <li class="hidden-xs seondary-nav-open-acc"> <div class="header-oao-dropdown"> <button type="button" class="open-acc" aria-haspopup="true"> <span>Open an Account<span><i class="reskin-icon caret-down-blue-sml"></i> </button> <ul class="discover-navigation-menu" role="menu"> <li> <a href="https://bank.discover.com/web/deposits/originations/?prodType=Checking2" id="0-conf-dfs-online-banking-settings-wcm-templates-homepage-structure-jcr-content-root-header-cta_openaccount" class="oao_ref" analytics-label="_Header_Menu_OpenAnAccount_CheckingAccount" role="menuitem"> Checking Account </a> </li> <li> <a href="https://bank.discover.com/web/deposits/originations/?prodType=OnlineSavings" id="1-conf-dfs-online-banking-settings-wcm-templates-homepage-structure-jcr-content-root-header-cta_openaccount" class="oao_ref" analytics-label="_Header_Menu_OpenAnAccount_SavingsAccount" role="menuitem"> Online Savings Account </a> </li> <li> <a href="https://bank.discover.com/web/deposits/originations/?prodType=MM" id="2-conf-dfs-online-banking-settings-wcm-templates-homepage-structure-jcr-content-root-header-cta_openaccount" class="oao_ref" analytics-label="_Header_Menu_OpenAnAccount_MoneyMarketAccount" role="menuitem"> Money Market Account </a> </li> <li> <a href="https://bank.discover.com/web/deposits/originations/?prodType=CD" id="3-conf-dfs-online-banking-settings-wcm-templates-homepage-structure-jcr-content-root-header-cta_openaccount" class="oao_ref" analytics-label="_Header_Menu_OpenAnAccount_CertificateOfDeposit" role="menuitem"> CD Account </a> </li> <li> <a href="https://bank.discover.com/web/deposits/originations/?prodType=IRA" id="4-conf-dfs-online-banking-settings-wcm-templates-homepage-structure-jcr-content-root-header-cta_openaccount" class="oao_ref" analytics-label="_Header_Menu_OpenAnAccount_IRACD" role="menuitem"> IRA CD Account </a> </li> <li> <a href="https://bank.discover.com/web/deposits/originations/?prodType=IRASV" id="5-conf-dfs-online-banking-settings-wcm-templates-homepage-structure-jcr-content-root-header-cta_openaccount" class="oao_ref" analytics-label="_Header_Menu_OpenAnAccount_IRASavingsAccount" role="menuitem"> IRA Savings Account </a> </li> <a href="javascript:void(0)" class="sr-only temp-variable">.</a> </ul> </div> </li> </ul> </div> </div> <div class="secondary-header-wrapper"> <div class="secondary-nav-wrapper clearfix"> <div class="block-center clearfix"> <a class="header-logo hidden-xs hidden-sm" href="/online-banking/" analytics-label="_Header_Menu_DiscoverLogo"><img src="/content/dam/dfs/online-banking/images/light-2x.png" class="logo" alt="Discover Logo Header" width="180" height="31"/></a> <ul class="secondary-header-navigation"> <li class="active"> <a href="/online-banking/" id="conf-dfs-online-banking-settings-wcm-templates-homepage-structure-jcr-content-root-header-mainnavigation" class="reskin-home-icon-text" analytics-label="_Header_Menu_OnlineBankingHome"> <span class="main-nav-home-text"> Online Banking Home </span> <span class="main-nav-home-icon"><i class="reskin-icon hm-hut"></i></span> </a> </li> <div class="reskin-main-nav-desk"> <li id="product-dropdown-0"> <div class="product-dp-head"><a href="#">Checking</a> <span class="main-nav-icon"><i class="reskin-icon caret-down-blue-sml"></i></span> </div> <ul class="sub-menu"> <li> <a href="/online-banking/checking-account/" class="reskin-sub-products-desk" analytics-label="_Header_Menu_OnlineBankingProducts_CheckingAccount"> Checking Account </a> </li> </ul> </li> <li id="product-dropdown-1"> <div class="product-dp-head"><a href="#">Savings</a> <span class="main-nav-icon"><i class="reskin-icon caret-down-blue-sml"></i></span> </div> <ul class="sub-menu"> <li> <a href="/online-banking/savings-account/" class="reskin-sub-products-desk" analytics-label="_Header_Menu_OnlineBankingProducts_SavingsAccount"> Savings Account </a> </li> <li> <a href="/online-banking/cd/" class="reskin-sub-products-desk" analytics-label="_Header_Menu_OnlineBankingProducts_SavingsAccount"> CD Account </a> </li> <li> <a href="/online-banking/money-market/" class="reskin-sub-products-desk" analytics-label="_Header_Menu_OnlineBankingProducts_MoneyMarket"> Money Market Account </a> </li> </ul> </li> <li id="product-dropdown-2"> <div class="product-dp-head"><a href="#">Retirement</a> <span class="main-nav-icon"><i class="reskin-icon caret-down-blue-sml"></i></span> </div> <ul class="sub-menu"> <li> <a href="/online-banking/retirement/ira-cd/" class="reskin-sub-products-desk" analytics-label="_Header_Menu_OnlineBankingProducts_MoneyMarket"> IRA CD Account </a> </li> <li> <a href="/online-banking/retirement/ira-savings-account/" class="reskin-sub-products-desk" analytics-label="_Header_Menu_OnlineBankingProducts_IRASavings"> IRA Savings Account </a> </li> <li> <a href="/online-banking/retirement/" class="reskin-sub-products-desk" analytics-label="_Header_Menu_OnlineBankingProducts_IRASavings"> Compare Retirement Accounts </a> </li> </ul> </li> <li id="support-dropdown"> <div class="support-dp-head"><a href="#">Help & Resources</a> <span class="main-nav-icon"><i class="reskin-icon caret-down-blue-sml"></i></span> </div> <ul class="sub-menu"> <li> <a href="/online-banking/faq/" class="reskin-sub-support-desk" analytics-label="_Header_Menu_HelpAndResources_FAQ"> FAQ </a> </li> <li> <a href="/online-banking/forms-docs/" class="reskin-sub-support-desk" analytics-label="_Header_Menu_HelpAndResources_FormsDocs"> Forms and Documents </a> </li> <li> <a href="/online-banking/secure-document-upload/" class="reskin-sub-support-desk" analytics-label="_Header_Menu_HelpAndResources_SecureDocUpload"> Secure Document Upload </a> </li> <li> <a href="/online-banking/security-center/" class="reskin-sub-support-desk" analytics-label="_Header_Menu_HelpAndResources_SecurityCenter"> Security Center </a> </li> <li> <a href="/online-banking/#ATMFinder" class="reskin-sub-support-desk" analytics-label="_Header_Menu_HelpAndResources_ATMLocator"> ATM Locator </a> </li> <li> <a href="/online-banking/fdic/" class="reskin-sub-support-desk" analytics-label="_Header_Menu_HelpAndResources_FDIC"> FDIC Deposit Insurance </a> </li> <li> <a href="/online-banking/checking-account/digital-wallets/" class="reskin-sub-support-desk" analytics-label="_Header_Menu_HelpAndResources_DigitalWallets"> Digital Wallets </a> </li> <li> <a href="/online-banking/banking-features/" class="reskin-sub-support-desk" analytics-label="_Header_Menu_HelpAndResources_MobileBanking"> Features and Benefits </a> </li> <li> <a href="/online-banking/banking-features/mobile-app/" class="reskin-sub-support-desk" analytics-label="_Header_Menu_HelpAndResources_MobileBanking"> Mobile Banking </a> </li> <li> <a href="/online-banking/banking-features/direct-deposit/" class="reskin-sub-support-desk" analytics-label="_Header_Menu_HelpAndResources_DirectDeposit"> Direct Deposit </a> </li> <li> <a href="/online-banking/banking-features/mobile-check-deposit/" class="reskin-sub-support-desk" analytics-label="_Header_Menu_HelpAndResources_MobileCheckDeposit"> Mobile Check Deposit </a> </li> <li> <a href="/online-banking/checking-account/overdraft-services/" class="reskin-sub-support-desk" analytics-label="_Header_Menu_HelpAndResources_OverdraftServices"> Overdraft Services </a> </li> <li> <a href="/online-banking/banking-features/zelle/" class="reskin-sub-support-desk" analytics-label="_Header_Menu_HelpAndResources_Zelle"> Zelle® </a> </li> <li> <a href="/online-banking/choose-the-right-bank-account/" class="reskin-sub-support-desk en-icon" analytics-label="_Header_Menu_HelpAndResources_FindAnAccount"> Find The Right Account For You <span class="support-sub-menu-icon"><i class="reskin-icon rt-arrow-orange"></i></span> </a> </li> </ul> </li> </div> <div class="reskin-main-nav-mob"> <li id="product-dropdown"> <a href="#">Products <span class="reskin-main-nav-down"><i class="reskin-icon caret-down-blue-sml"></i></span> </a> <div id="product-dropdownList" class="sub-dropdownList"> <div class="block-center clearfix"> <div class="product-menu"> <div class="sub-product-head">Checking</div> <ul class="sub-menu"> <li> <a href="/online-banking/checking-account/" class="reskin-sub-products-mob" analytics-label="_Header_Menu_OnlineBankingProducts_CheckingAccount"> <span> Checking Account</span> </a> </li> </ul> </div> <div class="product-menu"> <div class="sub-product-head">Savings</div> <ul class="sub-menu"> <li> <a href="/online-banking/savings-account/" class="reskin-sub-products-mob" analytics-label="_Header_Menu_OnlineBankingProducts_SavingsAccount"> <span> Savings Account</span> </a> </li> <li> <a href="/online-banking/cd/" class="reskin-sub-products-mob" analytics-label="_Header_Menu_OnlineBankingProducts_SavingsAccount"> <span> CD Account</span> </a> </li> <li> <a href="/online-banking/money-market/" class="reskin-sub-products-mob" analytics-label="_Header_Menu_OnlineBankingProducts_MoneyMarket"> <span> Money Market Account</span> </a> </li> </ul> </div> <div class="product-menu"> <div class="sub-product-head">Retirement</div> <ul class="sub-menu"> <li> <a href="/online-banking/retirement/ira-cd/" class="reskin-sub-products-mob" analytics-label="_Header_Menu_OnlineBankingProducts_MoneyMarket"> <span> IRA CD Account</span> </a> </li> <li> <a href="/online-banking/retirement/ira-savings-account/" class="reskin-sub-products-mob" analytics-label="_Header_Menu_OnlineBankingProducts_IRASavings"> <span> IRA Savings Account</span> </a> </li> <li> <a href="/online-banking/retirement/" class="reskin-sub-products-mob" analytics-label="_Header_Menu_OnlineBankingProducts_IRASavings"> <span> Compare Retirement Accounts</span> </a> </li> </ul> </div> </div> </div> </li> <li id="support-dropdown"> <a href="#">Help & Resources <span class="reskin-main-nav-down"><i class="reskin-icon caret-down-blue-sml"></i></span> </a> <div id="support-dropdownList" class="sub-dropdownList"> <div class="support-menu"> <ul class="sub-menu"> <li> <a href="/online-banking/faq/" class="reskin-sub-support-mob" analytics-label="_Header_Menu_HelpAndResources_FAQ"> <span> FAQ</span> </a> </li> <li> <a href="/online-banking/forms-docs/" class="reskin-sub-support-mob" analytics-label="_Header_Menu_HelpAndResources_FormsDocs"> <span> Forms and Documents</span> </a> </li> <li> <a href="/online-banking/secure-document-upload/" class="reskin-sub-support-mob" analytics-label="_Header_Menu_HelpAndResources_SecureDocUpload"> <span> Secure Document Upload</span> </a> </li> <li> <a href="/online-banking/security-center/" class="reskin-sub-support-mob" analytics-label="_Header_Menu_HelpAndResources_SecurityCenter"> <span> Security Center</span> </a> </li> <li> <a href="/online-banking/#ATMFinder" class="reskin-sub-support-mob" analytics-label="_Header_Menu_HelpAndResources_ATMLocator"> <span> ATM Locator</span> </a> </li> <li> <a href="/online-banking/fdic/" class="reskin-sub-support-mob" analytics-label="_Header_Menu_HelpAndResources_FDIC"> <span> FDIC Deposit Insurance</span> </a> </li> <li> <a href="/online-banking/checking-account/digital-wallets/" class="reskin-sub-support-mob" analytics-label="_Header_Menu_HelpAndResources_DigitalWallets"> <span> Digital Wallets</span> </a> </li> <li> <a href="/online-banking/banking-features/" class="reskin-sub-support-mob" analytics-label="_Header_Menu_HelpAndResources_MobileBanking"> <span> Features and Benefits</span> </a> </li> <li> <a href="/online-banking/banking-features/mobile-app/" class="reskin-sub-support-mob" analytics-label="_Header_Menu_HelpAndResources_MobileBanking"> <span> Mobile Banking</span> </a> </li> <li> <a href="/online-banking/banking-features/direct-deposit/" class="reskin-sub-support-mob" analytics-label="_Header_Menu_HelpAndResources_DirectDeposit"> <span> Direct Deposit</span> </a> </li> <li> <a href="/online-banking/banking-features/mobile-check-deposit/" class="reskin-sub-support-mob" analytics-label="_Header_Menu_HelpAndResources_MobileCheckDeposit"> <span> Mobile Check Deposit</span> </a> </li> <li> <a href="/online-banking/checking-account/overdraft-services/" class="reskin-sub-support-mob" analytics-label="_Header_Menu_HelpAndResources_OverdraftServices"> <span> Overdraft Services</span> </a> </li> <li> <a href="/online-banking/banking-features/zelle/" class="reskin-sub-support-mob" analytics-label="_Header_Menu_HelpAndResources_Zelle"> <span> Zelle®</span> </a> </li> <li> <a href="/online-banking/choose-the-right-bank-account/" class="reskin-sub-support-mob en-icon" analytics-label="_Header_Menu_HelpAndResources_FindAnAccount"> <span> Find The Right Account For You</span> <span class="support-sub-menu-icon"><i class="reskin-icon rt-arrow-orange"></i></span> </a> </li> </ul> </div> </div> </li> </div> <li class=" hidden-lg hidden-md hidden-sm"> <a href="https://www.discover.com/online-banking/banking-topics/">Modern Money Blog</a> </li> <li class=" hidden-lg hidden-md hidden-sm" id="discover-product"> <a id="discoverproducts-conf-dfs-online-banking-settings-wcm-templates-homepage-structure-jcr-content-root-header-globalnavigation"> Discover Products <i class="reskin-icon caret-down-blue-sml"></i> </a> <div id="discover-dropdownList" class="sub-dropdownList"> <div class="block-center clearfix"> <div class="support-menu"> <ul class="sub-menu reskin-globanav-mob"> <li> <a href="https://www.discover.com/credit-cards/" class="reskin-nav" analytics-label="_Header_Menu_DiscoverProducts_CreditCards" aria-selected="false"> Credit Cards <i class="Select an Icon Class"></i> </a> </li> <li> <a href="https://www.discover.com/online-banking/" class="reskin-nav" analytics-label="_Header_Menu_DiscoverProducts_OnlineBanking" aria-selected="false"> Online Banking <i class="Select an Icon Class"></i> </a> </li> <li> <a href="https://www.discover.com/personal-loans/" class="reskin-nav" analytics-label="_Header_Menu_DiscoverProducts_PersonalLoans" aria-selected="false"> Personal Loans <i class="Select an Icon Class"></i> </a> </li> <li> <a href="https://www.discover.com/student-loans/" class="reskin-nav" analytics-label="_Header_Menu_DiscoverProducts_StudentLoans" aria-selected="false"> Student Loans <i class="Select an Icon Class"></i> </a> </li> <li> <a href="https://www.discover.com/home-loans/" class="reskin-nav" analytics-label="_Header_Menu_DiscoverProducts_HomeLoans" aria-selected="false"> Home Loans <i class="Select an Icon Class"></i> </a> </li> <li> <a href="https://www.discover.com/" class="reskin-nav" analytics-label="_Header_Menu_DiscoverProducts_DiscoverHome" aria-selected="false"> Discover Home <i class="Select an Icon Class"></i> </a> </li> </ul> </div> </div> </div> </li> <li class="hidden-lg hidden-md hidden-sm dropdown search-tab mobile-search"></li> <li class="open-account hidden-lg hidden-md hidden-sm"> <a class="login" href="https://portal.discover.com/customersvcs/universalLogin/ac_main?Aff=Bank" analytics-label="_Header_Menu_Login">Log In</a> </li> <li class="seondary-nav-open-acc"> <div class="header-oao-dropdown"> <button type="button" class="open-acc" aria-haspopup="true"> <span>Open an Account<span><i class="reskin-icon caret-down-blue-sml"></i> </button> <ul class="discover-navigation-menu" role="menu"> <li> <a href="https://bank.discover.com/web/deposits/originations/?prodType=Checking2" id="0-conf-dfs-online-banking-settings-wcm-templates-homepage-structure-jcr-content-root-header-cta_openaccount" class="oao_ref" analytics-label="_Header_Menu_OpenAnAccount_CheckingAccount" role="menuitem"> Checking Account </a> </li> <li> <a href="https://bank.discover.com/web/deposits/originations/?prodType=OnlineSavings" id="1-conf-dfs-online-banking-settings-wcm-templates-homepage-structure-jcr-content-root-header-cta_openaccount" class="oao_ref" analytics-label="_Header_Menu_OpenAnAccount_SavingsAccount" role="menuitem"> Online Savings Account </a> </li> <li> <a href="https://bank.discover.com/web/deposits/originations/?prodType=MM" id="2-conf-dfs-online-banking-settings-wcm-templates-homepage-structure-jcr-content-root-header-cta_openaccount" class="oao_ref" analytics-label="_Header_Menu_OpenAnAccount_MoneyMarketAccount" role="menuitem"> Money Market Account </a> </li> <li> <a href="https://bank.discover.com/web/deposits/originations/?prodType=CD" id="3-conf-dfs-online-banking-settings-wcm-templates-homepage-structure-jcr-content-root-header-cta_openaccount" class="oao_ref" analytics-label="_Header_Menu_OpenAnAccount_CertificateOfDeposit" role="menuitem"> CD Account </a> </li> <li> <a href="https://bank.discover.com/web/deposits/originations/?prodType=IRA" id="4-conf-dfs-online-banking-settings-wcm-templates-homepage-structure-jcr-content-root-header-cta_openaccount" class="oao_ref" analytics-label="_Header_Menu_OpenAnAccount_IRACD" role="menuitem"> IRA CD Account </a> </li> <li> <a href="https://bank.discover.com/web/deposits/originations/?prodType=IRASV" id="5-conf-dfs-online-banking-settings-wcm-templates-homepage-structure-jcr-content-root-header-cta_openaccount" class="oao_ref" analytics-label="_Header_Menu_OpenAnAccount_IRASavingsAccount" role="menuitem"> IRA Savings Account </a> </li> <a href="javascript:void(0)" class="sr-only temp-variable">.</a> </ul> </div> </li> <li class=" hidden-lg hidden-md hidden-sm atm"> <a href="/online-banking/#ATMFinder" class="reskin-sup-sub-menu"> <i class="reskin-icon bl-org-loc"></i> ATM Locator </a> </li> <li class=" hidden-lg hidden-md hidden-sm call"> <a href="tel:18003477000" class="reskin-sup-sub-menu"> <i class="reskin-icon phn-icon"></i> Call </a> </li> </ul> </div> </div> </div> </div> </div> </header> </div> <div class="responsivegrid aem-GridColumn aem-GridColumn--default--12"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="homeHero aem-GridColumn aem-GridColumn--default--12">  <section class="reskin-hero-banner" aria-label="Home Hero" id="home-banner" analyticsscrolllabel="Hero_Marquee_Scroll"> <div class="banner-wrap"> <div class="hero-wrapper"> <div class="reskin-hero-img"> <img src="/content/dam/dfs/online-banking/images/deposits-home-hero-img.jpg" height="451" width="677" alt="Father lifts his daughter into the air while considering online banking."/></img> </div> <div class="banner-section "> <div class="banner-heading"> <div class="row"> <div class="hero reskin-hero"> <div class="hero-text"> <h1>Discover Online Banking</h1> <div class="banking-speed"> <h2>Take your money further with the right account</h2> <h3> From cash back on debit card purchases to <span class="savingPageReflectApy">X.XX</span>% <span class="suff-wrap">APY <span class="discover-tooltip rebrand-tooltip"><span class="cashback-wrapper-info-dark"></span><span class="cashback"><span>Annual Percentage Yield (APY). Advertised Online Savings Account APY is accurate as of <span class="rte-annotation" data-annotation="reflectdate">XX/XX/XXXX</span>. Applies to personal accounts only. APY may change before or after the account is opened. No minimum deposit to open.</span><span class="close-wrap"><a href="#" class="closebtn"></a></span><span class="before-tip"></span><span class="after-tip"></span></span></span></span> for your savings, we can <a href="/online-banking/choose-the-right-bank-account/" target="_blank">help you find an account </a>that fits your goals.</h3> </div> </div> </div> </div> </div> </div> <div class="clearFix"></div> </div> <div class="banner-list-wrap"> <div class="product-list-name visible-xs">Our Products</div> <ul class="banner-links" role="tablist"> <li class="find-account" role="presentation"> <a role="tab" aria-controls="homehero_copy_copy_c" tabindex="0"> <span class="right-products"> </span> <i class="reskin-icon rt-arrow-orange"></i> </a> </li> <div class="clearFix"></div> </ul> </div> <div class="clearFix"></div> </div> </section> <div class="find-product hidden-xs hidden-lg hidden-md hidden-sm"> <a> <i class="reskin-icon rt-arrow-orange"></i> </a> </div> </div> <div class="unique-sneaky aem-GridColumn aem-GridColumn--default--12"> <section class="fluid-container unique-sneaky reskin-unique-sneaky" analyticsscrolllabel="Sneaky_NoBankingNoSurprises_Scroll"> <div class=" sneaky_wrapper"> <div class="sneaky-stuff-text"> <div class="sneaky-stuff-text-wrap"> <div class="reskin-sneaky-stuff-wrapper"> <div class="sneaky-stuff-right"><img src="/content/dam/dfs/online-banking/images/deposits-home-no-fees-img.jpg" alt="Young woman spins and smiles while walking outside after accessing her online bank account."/></div> <div class="sneaky-stuff-left"> <h2 class="sneaky-stuff-heading">No banking fees, no surprises </h2> <h3 class="sub-copy">We're an online bank that says goodbye to gimmicks, gotchas, and fees. </h3> <div class="sub-body-wrap"> <span><b>No. Fees. Period. </b><span class="discover-tooltip rebrand-tooltip"><button class="cashback-wrapper-info-dark"><span class="sr-only">Opens modal dialog</span></button> <span class="cashback"><p>Outgoing wire transfers are subject to a service charge. You may be charged a fee by a non-Discover ATM if it is not part of the 60,000+ ATMs in our no-fee network. A penalty may be charged for early withdrawal from a CD account or IRA CD account.</p> <span class="close-wrap"><a href="#" class="closebtn"></a></span><span class="before-tip"></span><span class="after-tip"></span></span> </span> </span> <ul> <li> <span class="tick-icon"><i class="reskin-icon orange-tick"></i></span> <span class="sneaky-title"> <b>No</b> monthly fees on any account. </span> </li> <li> <span class="tick-icon"><i class="reskin-icon orange-tick"></i></span> <span class="sneaky-title"> <b>No</b> insufficient funds or overdraft fees. <span class="discover-tooltip rebrand-tooltip"> <button class="cashback-wrapper-info-dark"> <span class="sr-only">Opens modal dialog</span> </button> <span class="cashback"> <p>For Discover Cashback Debit, Online Savings and Money Market Accounts.</p> <span class="close-wrap"> <a href="#" class="closebtn" aria-label="close"></a> </span> <span class="before-tip"></span> <span class="after-tip"></span> </span> </span> </span> </li> </ul> </div> <a href="/online-banking/choose-the-right-bank-account/" id="online-banking-jcr-content-root-responsivegrid-unique_sneaky" class="read-full-article"> <span> Get help choosing a bank account</span> <i class="global-icon rebrand-global-icon arrw-right-orange"></i> </a> </div> </div> </div> </div> </div> </section> </div> <div class="unique-apy aem-GridColumn aem-GridColumn--default--12"> <section class="apy-wrap reskin-apy-wrap clearfix" aria-label="Unique Apy" analyticsscrolllabel="APY_ImportantPerks_Scroll"> <div class="demo-stuff"> <div class="stuff-text-container"> <div class="stuff-text-left"> <h2 class="stuff-heading">All the important banking perks</h2> <h3>Simple terms? Check. What about outstanding rewards and excellent service? Yeah, we have that too.</h3> <div> <div class="stuff-wrap-container"> <div class="reskin-stuff-content"> <span class="stuff-amount-wrap stuff-amount-wrap-0"> 1% Cash Back </span> <span class="sub-copy">on up to $3,000 in debit card purchases each month <span class="discover-tooltip rebrand-tooltip"> <button class="cashback-wrapper-info-dark"> <span class="sr-only">Opens modal dialog</span> </button> <span class="cashback"> <p>See <a href="/content/dam/dfs/online-banking/documents/NationalDepositAccountAgreement.pdf" target="_blank">Deposit Account Agreement</a> for details on transaction eligibility, limitations and terms.</p> <span class="close-wrap"> <a href="#" class="closebtn" aria-label="close"></a> </span> <span class="before-tip"></span> <span class="after-tip"></span> </span> </span> </span> </div> <a href="/online-banking/checking-account/" id="0-online-banking-jcr-content-root-responsivegrid-unique_apy" class="stuff-wrap-link" analytics-label="_ImportantPerks_ColumnOne_CheckingAccount"> <span> Checking Account</span> <span class="small-arrow-grey"><i class="reskin-icon rt-arrow-orange"></i></span> </a> </div> <div class="vertical-border"></div> <div class="stuff-wrap-container"> <div class="reskin-stuff-content"> <span class="stuff-amount-wrap stuff-amount-wrap-1"> <span class="savingPageReflectApy">X.XX</span>% APY <span class="discover-tooltip rebrand-tooltip"> <button class="cashback-wrapper-info-dark"> <span class="sr-only">Opens modal dialog</span> </button> <span class="cashback"> <p>Annual Percentage Yield (APY). Advertised Online Savings Account APY is accurate as of <span class="rte-annotation" data-annotation="reflectdate">XX/XX/XXXX</span>. Applies to personal accounts only. APY may change before or after the account is opened. No minimum deposit to open.</p> <span class="close-wrap"> <a href="#" class="closebtn" aria-label="close"></a> </span> <span class="before-tip"></span> <span class="after-tip"></span> </span> </span> </span> <span class="sub-copy">watch your money grow </span> </div> <a href="/online-banking/savings-account/" id="1-online-banking-jcr-content-root-responsivegrid-unique_apy" class="stuff-wrap-link" analytics-label="_ImportantPerks_ColumnTwo_OnlineSavingsAccount"> <span> Online Savings Account</span> <span class="small-arrow-grey"><i class="reskin-icon rt-arrow-orange"></i></span> </a> </div> <div class="vertical-border"></div> <div class="stuff-wrap-container"> <div class="reskin-stuff-content"> <span class="stuff-amount-wrap stuff-amount-wrap-2"> <span class="cdPageApy">X.XX</span>% APY <span class="discover-tooltip rebrand-tooltip"> <button class="cashback-wrapper-info-dark"> <span class="sr-only">Opens modal dialog</span> </button> <span class="cashback"> <p>Annual Percentage Yield (APY) is accurate as of <span class="rte-annotation" data-annotation="reflectdate">XX/XX/XXXX</span>, is subject to change without notice, and will be determined and fixed for the term at funding. Applies to personal accounts only. A penalty may be charged for early withdrawal. No minimum deposit required to open an account. </p> <span class="close-wrap"> <a href="#" class="closebtn" aria-label="close"></a> </span> <span class="before-tip"></span> <span class="after-tip"></span> </span> </span> <span class="stuff-value-second-row">12 months </span> </span> <span class="sub-copy">lock in long-term earnings </span> </div> <a href="/online-banking/cd/" id="2-online-banking-jcr-content-root-responsivegrid-unique_apy" class="stuff-wrap-link" analytics-label="_ImportantPerks_ColumnThree_CertificateOfDeposit"> <span> Certificate of Deposit</span> <span class="small-arrow-grey"><i class="reskin-icon rt-arrow-orange"></i></span> </a> </div> </div> </div> <div class="reskin-oao-box"> <div class="reskin-oao-title">Open an Account</div> <div class="dropdown dropdown-select"> <button class="btn btn-default dropdown-toggle" type="button" id="dropdownMenu1" data-toggle="dropdown" aria-expanded="true"> <span class="options-label"> Select an account type</span> <span class="options-label-icon"><i class="reskin-icon blue-drop-dwn"></i></span> </button> <ul class="dropdown-menu" role="menu" aria-labelledby="dropdownMenu1"> <li role="presentation"><a role="menuitem" tabindex="-1" href="https://bank.discover.com/web/deposits/originations/?prodType=Checking2" class="oao-anchor oao_ref">Checking Account</a></li> <li role="presentation"><a role="menuitem" tabindex="-1" href="https://bank.discover.com/web/deposits/originations/?prodType=OnlineSavings" class="oao-anchor oao_ref">Savings Account</a></li> <li role="presentation"><a role="menuitem" tabindex="-1" href="https://bank.discover.com/web/deposits/originations/?prodType=MM" class="oao-anchor oao_ref">Money Market Account</a></li> <li role="presentation"><a role="menuitem" tabindex="-1" href="https://bank.discover.com/web/deposits/originations/?prodType=CD" class="oao-anchor oao_ref">CD Account</a></li> <li role="presentation"><a role="menuitem" tabindex="-1" href="https://bank.discover.com/web/deposits/originations/?prodType=IRA" class="oao-anchor oao_ref">IRA CD Account</a></li> <li role="presentation"><a role="menuitem" tabindex="-1" href="https://bank.discover.com/web/deposits/originations/?prodType=IRASV" class="oao-anchor oao_ref">IRA Savings Account</a></li> </ul> </div> <div class="new-oao-link apy-drop-down"> <a href="#" class="btn oao_ref"> <span> Open an Account</span> </a> </div> <a href="/online-banking/choose-the-right-bank-account/" class="help-link" target="true"> <span> Help me decide</span> </a> </div> </div> </div> </section> </div> <div class="tabview aem-GridColumn aem-GridColumn--default--12"> <section class="reskin-accolades" analyticsscrolllabel="TabView_Accolades_Scroll"> <div class="features-services-wrapper"> <div class="navigation-content-wrapper"> <div class="service-name-wrapper service-name-wrapper1"> <span class="previous-slide"><a href="#" id="arrowgrey" class="reskin-icon prev-arrw-grey" aria-disabled="true"><span class="sr-only">Previous</span></a></span> <ul class="service-name-container" role="param"> <li class="service-name doughroller active" role="presentation"> <a class="navigation-link preventDefaultBehaviour service-name-link" href="#" data-target="tabview_copy_copy-0" role="tab" aria-selected="false"> <img class="img-responsive" src="/content/dam/dfs/online-banking/images/nerd-wallet.jpg" height="49" width="221"/> </a> </li> <li class="service-name doughroller " role="presentation"> <a class="navigation-link preventDefaultBehaviour service-name-link" href="#" data-target="tabview_copy_copy-1" role="tab" aria-selected="false"> <img class="img-responsive" src="/content/dam/dfs/online-banking/images/theascent-logo-color-large.png" height="49" width="221"/> </a> </li> <li class="service-name doughroller " role="presentation"> <a class="navigation-link preventDefaultBehaviour service-name-link" href="#" data-target="tabview_copy_copy-2" role="tab" aria-selected="false"> <img class="img-responsive" src="/content/dam/dfs/online-banking/images/DR_logo_colorAsset+3-8.png" height="49" width="221"/> </a> </li> <li class="service-name doughroller " role="presentation"> <a class="navigation-link preventDefaultBehaviour service-name-link" href="#" data-target="tabview_copy_copy-3" role="tab" aria-selected="false"> <img class="img-responsive" src="/content/dam/dfs/online-banking/images/the-college-investor-logo.png" height="49" width="221"/> </a> </li> <li class="service-name doughroller " role="presentation"> <a class="navigation-link preventDefaultBehaviour service-name-link" href="#" data-target="tabview_copy_copy-4" role="tab" aria-selected="false"> <img class="img-responsive" src="/content/dam/dfs/online-banking/images/gobank.png" height="49" width="221"/> </a> </li> </ul> <div class="feature-container"> <div class="feature-description active" id="tabview_copy_copy-0">Discover<span class="suff-wrap">®</span>, NerdWallet's 2024 winner for Best Online Banking Experience <span class="discover-tooltip rebrand-tooltip"> <button class="cashback-wrapper-info-dark"> <span class="sr-only">Opens modal dialog</span> </button> <span class="cashback"> <p>NerdWallet and the NerdWallet logo are trademarks owned by NerdWallet, Inc. and used with permission.</p> <span class="close-wrap"> <a href="#" class="closebtn" aria-label="close"></a> </span> <span class="before-tip"></span> <span class="after-tip"></span> </span> </span> </div> <div class="feature-description " id="tabview_copy_copy-1">“Discover’s high-yield savings account is among the best in its online class.” </div> <div class="feature-description " id="tabview_copy_copy-2">“Discover is an online bank providing one of the most attractive checking account offers in the industry. With it you can earn cash back on debit card purchases, while paying no monthly fees.” </div> <div class="feature-description " id="tabview_copy_copy-3">“Most of the time, Discover is on our list of the best high yield savings accounts and our list of the best money market accounts.” </div> <div class="feature-description " id="tabview_copy_copy-4">"Discover offers a broad range of products, including checking and savings accounts, money market accounts, and CDs with maturity dates between three months and 10 years." </div> </div> <span class="next-slide"><a href="#" id="arrowgrey" class="reskin-icon next-arrw-orange" aria-disabled="true"><span class="sr-only">Next</span></a></span> <div class="clearFix"></div> </div> </div> <div class="indicators"></div> </div> </section> </div> <div class="atm-locator aem-GridColumn aem-GridColumn--default--12"> <section class="gmap-section new-gmap-section" id="ATMFinder" analyticsscrolllabel="ATM_Locator_Scroll"> <div class="atmLocators"> <div id="atmSearchWrapper" class="reskin-atm-locator">  <div class="atm-img-container"> <div class="map-right map-right-img"> <div class="atm-locator-img"><img src="/content/dam/dfs/online-banking/images/deposits-home-atm-locator-img-2x.jpg" width="512" height="397" alt="Woman waves to friend while driving to ATM machine to access her online bank account."/></div> </div> </div>  <div class="wrapData homePageMapWrapper"> <div class="pad-t20 clearfix"> <div class="searchLocation map-left"> <h2 class="title">Right here when you need us</h2> <div class="caption"> See which of <b>over 60,000 no-fee ATMs</b> are at the stores you already frequent. <span class="discover-tooltip rebrand-tooltip"> <button class="cashback-wrapper-info-dark"> <span class="sr-only">Opens modal dialog</span> </button> <span class="cashback"> <p>Some ATMs have limited hours and/or restricted access. ATM owners may charge a fee at locations outside of our no-fee network.</p> <p> </p> <p>If you're charged a fee, please be aware that some ATM operators leave the network without notifying Discover and those ATMs may continue to display as "No Fee" in our locator until it can be updated. If you have any issues using an ATM that's displayed in our locator, or if you believe you've been charged an ATM fee in error, contact us at <a href="tel:18003477000">1-800-347-7000.</a></p> <span class="close-wrap"> <a href="#" class="closebtn" aria-label="close"></a> </span> <span class="before-tip"></span> <span class="after-tip"></span> </span> </span> </div> <div class="atmInputWrapper" role="search"> <label for="searchATMField" class="callforAccessibility sr-only" id="searchATMLabelId">Address or Zip Code</label> <input type="text" placeholder="Address or Zip Code" id="searchATMField" aria-describedby="atmSearchErrorId mapHelperText"/> <span class="sr-only" id="mapHelperText"></span> <button id="curentLoc-0" data-toggle="modal"> <span class="sr-only">map</span> <i class="reskin-icon wt-loc-lrg"></i> </button> <button id="curentLoc-1" data-toggle="modal"> <span class="sr-only">Search</span> <i class="reskin-icon srch-wt-lrg"></i> </button> <button id="curentLoc-2" class="hide" data-toggle="modal"> <span class="sr-only">directions</span> <i class="global-icon map-directions"></i> </button> </div> <div class="goalErrorMsg" role="alert" aria-labelledby="searchATMField" id="atmSearchErrorId"> Make sure your search is spelled correctly. Try adding a city, state, or zip code. </div> </div> </div> </div> <div class="clearfix"></div> </div> <div id="atmLocatorWrapper" class="modal fade" tabindex="-1" role="dialog"> <div class="modal-dialog"> <div class="modal-content"> <div class="mobile-finder"> <span class="atmfinder">ATM Finder</span> <a class="close-atm"> <span class="sr-only"> Close</span> <i class="rebrand-global-icon cross-orange"></i> </a> </div> <div id="map-canvas" class="mapcanvasHomePage"></div> <div class="wrapData"> <div class="map-canvas-wrapper" id="atmLocs"> <div class="searchLoc"></div> <div class="atmList"> <span class="atmfinder">ATM Finder</span> <div class="atm-list-item" id="atm-list-item"> <div class="surchargeSwitch clearfix" role="tablist"> <span class="atmSearchLeft on" tabindex="0" role="tab">No-Fee ATMs</span> <span class="atmSearchRight" tabindex="0" role="tab">All ATMs</span> <div class="clearBoth"></div> </div> <div class="revealWrapper"> <div class="scrollableDiv"> <ul id="searchAtmList"></ul> <div class="center no-fee-atm hide"> <i class="reskin-icon map-orange-marker"></i> <p>Find some fee-free ATMs near you!</p> <p>Update your address or zip code.</p> </div> <div class="center no-atm hide"> <i class="reskin-icon map-orange-marker"></i> <p>Find ATMs near you!</p> <p>Update your address or zip code.</p> </div> <div class="clearBoth"></div> </div> <div class="clearBoth"></div> </div> </div> <div id="directions_options" class="menu col-md-4 col-sm-6 col-xs-12"> <div class="srcDestination"> <div> <div class="directions-search"> <a class="back-to-atm" href="#" role="button"> <i class="global-icon right-arrow-article"></i> <span class="sr-only">back</span> </a> <div class="src-field"> <i class="src-dot"></i> <label class="sr-only" for="srcField">Source Location</label> <input type="text" id="srcField" class="source"/> </div> <div class="dest-field"> <i class="glyphicon glyphicon-map-marker"></i> <label class="sr-only" for="destField">Destination Location</label> <input type="text" id="destField" class="destination"/> </div> </div> </div> </div> <div class="travelModes clearfix"> <a data-attr="WALKING"> <span> </span> <i class="global-icon walk"></i> <span class="sr-only">Walking </span> </a> <a data-attr="BICYCLING"> <span> </span> <i class="global-icon cycle"></i> <span class="sr-only">Bicycle </span> </a> <a class="selected" data-attr="DRIVING"> <span> </span> <i class="global-icon drive"></i> <span class="sr-only">Driving </span> </a> <a data-attr="TRANSIT"> <span> </span> <i class="global-icon transit"></i> <span class="sr-only">transit </span> </a> </div> <div id="directions_options_div"><div class="optionsList"></div></div> <div id="route-directions" class="route-directions menu col-md-4 col-sm-6 col-xs-12"> <div id="directions_panel"></div> <div class="backToRoutes"> <span class="global-icon right-arrow-article"></span> <a href="#" role="button">Back To Route</a> </div> <div class="print-share"> <a href="#" role="button" data-attr="Print">Print</a> <a href="#" role="button" data-attr="Share">Share</a> </div> </div> </div> <a href="#" class="close-atm" data-dismiss="modal"> <i class="rebrand-global-icon cross-orange"></i> <span class="sr-only">Close</span> </a> </div> </div> </div> <div class="list-map-toggle"> <button class="show-list"> <i class="rebrand-map-icon orange-map-list"></i> <span>SHOW LIST</span> </button> <button class="show-map hide"> <i class="rebrand-map-icon orange-map-loc"></i> <span>SHOW MAP</span> </button> </div> <div id="direction-canvas" class="col-md-8 col-sm-6 col-xs-12"></div> </div> </div> </div> <div class="modal fade" id="shareLinkModal" tabindex="-1" role="dialog" aria-hidden="true"> <div class="modal-dialog"> <div class="modal-content"> <div class="modal-header"> <h2>Copy and share this link:</h2> </div> <div class="modal-body" tabindex="0"> <input type="text" class="shareUrl" aria-labelledby="shareModalLabel"/> <button type="button" class="btn btn-orange" data-dismiss="modal">Close</button> </div> </div> </div> </div> </section> <script type="text/javascript" src="https://maps.googleapis.com/maps/api/js?key=AIzaSyCNDVjBOiDWwSqF_MD0uTlLz2Oo5JlrRy8&v=3&sensor=false&libraries=places,geometry"></script> </div> <div class="oao aem-GridColumn aem-GridColumn--default--12"> <section class="online-account-wrapper reskin-oao-wrapper" id="simpleToStart" analyticsscrolllabel="OAO_OpenAnAccount_Scroll"> <div class="online-account"> <div class="row"> <div class="online-checking-account desktop-col-1"> <h2 class="online-account-heading online-account-text1">Opening a Discover online banking account couldn’t be simpler</h2> <div class="online-account-serivce-row-container"> <ol> <li>Give us a few basics (like address and Social Security Number), and we’ll get the ball rolling.</li> <li>Make a deposit now or come back and do it later. 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</div> <style> @media (max-width: 1024px){ .homepage.rebrand-page.rebrand-pg-blue-col .header-wrapper .secondary-header-wrapper.active .secondary-nav-wrapper .secondary-header-navigation .seondary-nav-open-acc{ display: block !important; border-bottom: 1px solid #ccc; overflow: hidden; } .homepage.rebrand-page.rebrand-pg-blue-col .header-wrapper .secondary-header-wrapper .secondary-header-navigation .open-acc span{ color: #23233f; } .homepage.rebrand-page.rebrand-pg-blue-col .header-wrapper .secondary-header-wrapper.active .secondary-nav-wrapper .secondary-header-navigation .seondary-nav-open-acc.active .header-oao-dropdown .discover-navigation-menu{ background: #f8f8f9; } .homepage.rebrand-page.rebrand-pg-blue-col .header-wrapper .secondary-header-wrapper.active .secondary-nav-wrapper .secondary-header-navigation .seondary-nav-open-acc .header-oao-dropdown .discover-navigation-menu li a{ background: #f8f8f9; color: #23233f; padding:25px 0; border-bottom: 1.5px solid #ccc; } 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Comparison information is based on competitor product APYs with the same term, but these or other competitors may have similar products with higher CD rates (e.g., different terms, minimum balance).</p><span class="close-wrap"><a href="#" class="closebtn"></a></span><span class="before-tip"></span><span class="after-tip"></span></span></span>'); </script>   <script> if($(".rebrand-lng.savinglngTiered #how-it-works .new-no-fees-wrapper").length > 0){ (function(){ var tabImg= "/content/dam/dfs/online-banking/images/osa-balance-build-nerdwallet-fdic-tablet.png", deskMobImg= "/content/dam/dfs/online-banking/images/nerdwallet-fdic.png", winOSAWidth= $(window).innerWidth(); imgSet(winOSAWidth); $(window).on('resize',function(){ winOSAWidth= $(window).width(); imgSet(winOSAWidth); }); $(window).on('load',function(){ winOSAWidth=$(window).innerWidth(); imgSet(winOSAWidth); }); function imgSet(winOSAWidth){ if((winOSAWidth >= 768) && (winOSAWidth <= 1024)){ $(".no-fees-img-wrap.single-img img").attr("src", tabImg); 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} else if($(".fdic-cpy-wt-icircle-dd").length > 0){ $(".rebrand-page.rebrand-pg-blue-col .hero-banner-wrapper.reskin-products-banner .wrapper .vertical-center .hero-container").append("<div class='fdic-marq-copy'><span class='fdic-mar-icon'><i class='global-icon icon-member-fdic'></i></span><span class='fdic-marq-cont'>Your deposits are <a class= 'fdic-mar-anc' href='https://www.discover.com/online-banking/fdic/'>FDIC-insured</a> up to the maximum amount allowed by law<span class='discover-tooltip rebrand-tooltip'><button class='cashback-wrapper-info-dark'><span class='sr-only'>Opens modal dialog</span></button><span class='cashback'><p>For more information on FDIC deposit insurance (including information on deposit ownership categories), or for help calculating your coverage, visit <a href='https://edie.fdic.gov/'>EDIE.FDIC.gov</a> or call the FDIC at 1-877-275-3342 (1-877-ASKFDIC).</p><span class='close-wrap'><a href='#' class='closebtn' aria-label='close'></a></span><span class='before-tip'></span><span class='after-tip'></span></span></span></span></div>"); 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