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Homebuying}&lpos={trail}{6}">Ask the expert</a></li> </ul> </div> </div> </div> </div> <div id="box"> <div id="article-header"> <div class="feeds"> <a href="http://web.archive.org/web/20090730085107/http://www.guardian.co.uk/money/firsttimebuyers/rss" rel="alternate" type="application/rss+xml" title="rss" class="feed" name="&lid={badge}{Webfeed}&lpos={badge}{1}">Webfeed</a> </div> <div id="page-heading" class="page-heading trail trailblock"> <h1>First-time buyers</h1> </div> </div> <div id="content"> <script type="text/javascript" language="javascript"> // <![CDATA[ if (isExternalSystemOn("pluck")) { insertStyleSheet('styles/wide/pluck-on.css'); } // ]]> </script> <h2 class="first">Most recent</h2> <ul id="auto-trail-block" class="auto-trail-block trailblock"> <li class="live first wide image"> <div class="pictureurl"> <a href="http://web.archive.org/web/20090730085107/http://www.guardian.co.uk/business/2009/jul/26/mortgage-guarnatees-first-time-housebuyers" name="&lid={trailItemImageAndTrailText}{Ministers consider scheme to guarantee mortgages}&lpos={trail}{1}" class="link-image"> <img src="http://web.archive.org/web/20090730085107im_/http://static.guim.co.uk/sys-images/Society/Pix/pictures/2008/09/19/2housing.jpg" width="300" height="180" alt="Housebuilding"/> </a> </div> <div class="trail-caption media-above"> <div class="linktext"> <h3> <a href="http://web.archive.org/web/20090730085107/http://www.guardian.co.uk/business/2009/jul/26/mortgage-guarnatees-first-time-housebuyers" name="&lid={trailItemImageAndTrailText}{Ministers consider scheme to guarantee mortgages}&lpos={trail}{2}" class="link-text">Ministers consider scheme to guarantee mortgages</a> </h3> </div> <div class="trailtext"> <span class="date">26 Jul 2009: </span> First time home buyers could be thrown a lifeline under Treasury plans to underwrite 'risky' mortgages <div class="associated-keywords"> </div> </div> </div> </li> <li class="live"> <div class="trail-caption"> <div class="linktext"> <h3> <a href="http://web.archive.org/web/20090730085107/http://www.guardian.co.uk/money/2009/jul/12/ban-100-home-loans-dropped" name="&lid={trailItemImageAndTrailText}{Ban on 100% home loans dropped}&lpos={trail}{1}" class="link-text">Ban on 100% home loans dropped</a> </h3> </div> <div class="trailtext"> <span class="date">12 Jul 2009: </span> <p>Curbs on mortgage lending to be eased amid fears such restraint could lock first-time buyers out of market</p> <a href="http://web.archive.org/web/20090730085107/http://www.guardian.co.uk/money/2009/jul/12/ban-100-home-loans-dropped?commentpage=1" name="&lid={trailItemImageAndTrailText}{Ban on 100% home loans dropped}&lpos={trail}{2}" class="comment-count-info pluck-init-inline comment-count-id-350139311 commenting-closed pluck-commentable"> <span class="link-comment-count"></span><span class="link-comment-count-words"></span> </a> </div> </div> </li> <li class="live image"> <div class="trail-caption"> <div class="linktext"> <h3> <a href="http://web.archive.org/web/20090730085107/http://www.guardian.co.uk/money/2009/jul/09/first-time-buyers-parental-borrowing" name="&lid={trailItemImageAndTrailText}{First-time buyers reliant on parental help}&lpos={trail}{1}" class="link-text">More first-time buyers reliant on parental help</a> </h3> </div> <div class="trailtext"> <a href="http://web.archive.org/web/20090730085107/http://www.guardian.co.uk/money/2009/jul/09/first-time-buyers-parental-borrowing" name="&lid={trailItemImageAndTrailText}{First-time buyers reliant on parental help}&lpos={trail}{2}" class="small mask"> <img alt="Estate agent window" src="http://web.archive.org/web/20090730085107im_/http://static.guim.co.uk/sys-images/Money/Pix/pictures/2008/04/29/EAgentGrahamTurnerG84.jpg" width="140" height="84" class="image-in-trail "/> </a> <span class="date">9 Jul 2009: </span> First-time buyer numbers rose by 2% to 14,000 in May, CML says, as total number of approvals rose 4% <a href="http://web.archive.org/web/20090730085107/http://www.guardian.co.uk/money/2009/jul/09/first-time-buyers-parental-borrowing?commentpage=1" name="&lid={trailItemImageAndTrailText}{First-time buyers reliant on parental help}&lpos={trail}{3}" class="comment-count-info pluck-init-inline comment-count-id-350021042 commenting-closed pluck-commentable"> <span class="link-comment-count"></span><span class="link-comment-count-words"></span> </a> </div> </div> </li> <li class="live"> <div class="trail-caption"> <div class="linktext"> <h3> <a href="http://web.archive.org/web/20090730085107/http://www.guardian.co.uk/business/2009/jul/08/uk-housing-first-time-buyers" name="&lid={trailItemImageAndTrailText}{Nimby nation: change in attitude needed for building more homes}&lpos={trail}{1}" class="link-text">Nimby nation: change in attitude needed for building more homes</a> </h3> </div> <div class="trailtext"> <span class="date">8 Jul 2009: </span> <p>Industry experts say fewer than 100,000 dwellings will be built this year – the lowest for decades</p> </div> </div> </li> <li class="live"> <div class="trail-caption"> <div class="linktext"> <h3> <a href="http://web.archive.org/web/20090730085107/http://www.guardian.co.uk/money/2009/jul/07/mortgage-market-shrinking" name="&lid={trailItemImageAndTrailText}{Mortgage products market shrinks by a tenth}&lpos={trail}{1}" class="link-text">Mortgage products market shrinks by 90%</a> </h3> </div> <div class="trailtext"> <span class="date">7 Jul 2009: </span> There are only 2,282 mortgage products available to borrowers compared with 27,962 in July 2007, research shows <a href="http://web.archive.org/web/20090730085107/http://www.guardian.co.uk/money/2009/jul/07/mortgage-market-shrinking?commentpage=1" name="&lid={trailItemImageAndTrailText}{Mortgage products market shrinks by a tenth}&lpos={trail}{2}" class="comment-count-info pluck-init-inline comment-count-id-349897687 commenting-closed pluck-commentable"> <span class="link-comment-count"></span><span class="link-comment-count-words"></span> </a> </div> </div> </li> <li class="live"> <div class="trail-caption"> <div class="linktext"> <h3> <a href="http://web.archive.org/web/20090730085107/http://www.guardian.co.uk/money/2009/jul/05/online-banking-fails-test" name="&lid={trailItemImageAndTrailText}{Your letters: Online banking fails the second test}&lpos={trail}{1}" class="link-text">Online banking fails the second test</a> </h3> </div> <div class="trailtext"> <span class="date">5 Jul 2009: </span> <p><strong>Letters:</strong> In answer to your question, one factor that seems to get little consideration is that of Revenue & Customs</p> </div> </div> </li> <li class="live"> <div class="trail-caption"> <div class="linktext"> <h3> <a href="http://web.archive.org/web/20090730085107/http://www.guardian.co.uk/business/2009/jul/01/government-misses-affordable-homes-target" name="&lid={trailItemImageAndTrailText}{Government will miss affordable housing 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class="live"> <div class="trail-caption"> <div class="linktext"> <h3> <a href="http://web.archive.org/web/20090730085107/http://www.guardian.co.uk/money/2009/jun/28/empty-properties-converted-accomodation" name="&lid={trailItemImageAndTrailText}{How a disused car park was recycled into this des-res}&lpos={trail}{1}" class="link-text">Empty properties? 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alt="Technorati"></a></p></div> </div> </div> </div> </div> <script type="text/javascript"> //<![CDATA[ if (document.getElementById && document.getElementsByTagName) { addEvent(window, "load", initShowHide); addEvent(window, "load", initFinanceTab ); } function initShowHide() { var toggle = document.getElementById('finance-guides-nav'); var as = toggle.getElementsByTagName('a'); for (var i = 0; i < as.length; i++) { as[i].onclick = function() { var allLinks = document.getElementById('finance-guides-nav').getElementsByTagName('a'); for (var ii = 0; ii < allLinks.length; ii++) { allLinks[ii].className = "inactive"; } show(this); this.className = ""; return false; } } } function show(s) { hide(); var id = s.href.match(/#(\w.+)/)[1]; document.getElementById(id).style.display = 'block'; } function hide() { var toggleable = document.getElementById('finance-guides').getElementsByTagName('div'); for (var i = 0; i < toggleable.length; i++) { var divClass = toggleable[i].className; if(divClass.match(/finance-pane/)) { toggleable[i].style.display = 'none'; } } } function initFinanceTab(){ document.getElementById('finance-pane-anchor-0').onclick(); } //]]> </script> <div class="capsule"> <h3>Our selection of best buys</h3> <ul id="finance-guides-nav" class="tab-toggle"> <li><a id="finance-pane-anchor-0" href="#finance-pane-0">Mortgages<b></b></a></li> <li><a id="finance-pane-anchor-1" href="#finance-pane-1">Credit cards<b></b></a></li> <li><a id="finance-pane-anchor-2" href="#finance-pane-2">Loans<b></b></a></li> </ul> <div id="finance-guides" class="trailblock"> <div id="finance-pane-0" class="finance-pane active-pane"> <div class="finance-table"> <table id="mortgage-table"> <col class="title"/> <col class="rate"/> <col class="more-info"/> <thead> <tr> <th scope="col">Lender</th> <th scope="col">Initial rate</th> <td></td> </tr> </thead> <tbody> <tr> <th scope="row" class="finance-row">First Direct</th> <td>2.98%</td> <td id="1.moreInfo"> <a href="http://web.archive.org/web/20090730085107/http://guardian.lcplc-online.co.uk/BestBuy.aspx?GUProdID=3667&Type=F" name="&lid={compareAndBuyPromo}{First Direct|link|Money}&lpos={compareAndBuyPromo}{1}"> More </a> </td> </tr> <tr> <th scope="row" class="finance-row">Yorkshire BS</th> <td>3.99%</td> <td id="2.moreInfo"> <a href="http://web.archive.org/web/20090730085107/http://guardian.lcplc-online.co.uk/BestBuy.aspx?GUProdID=3350&Type=F" name="&lid={compareAndBuyPromo}{Yorkshire BS|link|Money}&lpos={compareAndBuyPromo}{2}"> More </a> </td> </tr> <tr> <th scope="row" class="finance-row">First Direct</th> <td>2.98%</td> <td id="3.moreInfo"> <a href="http://web.archive.org/web/20090730085107/http://guardian.lcplc-online.co.uk/BestBuy.aspx?GUProdID=3667&Type=V" name="&lid={compareAndBuyPromo}{First Direct|link|Money}&lpos={compareAndBuyPromo}{3}"> More </a> </td> </tr> </tbody> </table> </div> <ul> <li class="link info"> <a href="http://web.archive.org/web/20090730085107/http://guardian.lcplc-online.co.uk/bestbuy.aspx" name="&lid={compareAndBuyPromo}{See more mortgage best buys|link|Money}&lpos={compareAndBuyPromo}{4}"> See more mortgage best buys </a> </li> <li class="link bullet"> <a href="http://web.archive.org/web/20090730085107/http://guardian.lcplc-online.co.uk/Wizard1.aspx" name="&lid={compareAndBuyPromo}{Get a personal quote|link|Money}&lpos={compareAndBuyPromo}{5}"> Get a personal quote </a> </li> </ul> </div> <div id="finance-pane-1" class="finance-pane"> <div class="finance-table"> <table id="credit-card-table"> <col class="title"/> <col class="rate"/> <col class="more-info"/> <thead> <tr> <th scope="col">Name</th> <th scope="col">BT Rate</th> <th scope="col">BT Period</th> <th scope="col"></th> </tr> </thead> <tbody> <tr> <th scope="row" class="finance-row">Virgin Credit Card</th> <td>0%</td> <td>16 mths</td> <td id="1.moreInfo"> <a href="http://web.archive.org/web/20090730085107/http://www.moneysupermarket.com/CardsP/DoIQualifyExternal.asp?CardID=671&ProviderID=790&Source=GU07&BestBuy=1&Url=http://ad.uk.doubleclick.net/clk;207240094;29508258;g?http://uk.virginmoney.com/credit-cards/?source=MSP-AGG-50562-55903~amp~targetURL=/virgin/credit-cards-v7&CatID=163" name="&lid={compareAndBuyPromo}{Virgin Credit Card|link|Money}&lpos={compareAndBuyPromo}{6}"> More </a> </td> </tr> <tr> <th scope="row" class="finance-row">NatWest Platinum</th> <td>0%</td> <td>15 mths</td> <td id="2.moreInfo"> <a href="http://web.archive.org/web/20090730085107/http://www.moneysupermarket.com/CardsP/DoIQualifyExternal.asp?CardID=1224&ProviderID=352&Source=GU07&BestBuy=1&Url=http://clk.atdmt.com/NAT/go/136621154/direct/01/&CatID=163" name="&lid={compareAndBuyPromo}{NatWest Platinum|link|Money}&lpos={compareAndBuyPromo}{7}"> More </a> </td> </tr> <tr> <th scope="row" class="finance-row">MBNA Platinum</th> <td>0%</td> <td>Until 01/09/2010</td> <td id="3.moreInfo"> <a href="http://web.archive.org/web/20090730085107/http://www.moneysupermarket.com/CardsP/DoIQualifyExternal.asp?CardID=1300&ProviderID=553&Source=GU07&BestBuy=1&Url=http://clk.atdmt.com/OUT/go/151830639/direct/01/&CatID=163" name="&lid={compareAndBuyPromo}{MBNA Platinum|link|Money}&lpos={compareAndBuyPromo}{8}"> More </a> </td> </tr> </tbody> </table> </div> <ul> <li class="link info"> <a href="http://web.archive.org/web/20090730085107/http://www.moneysupermarket.com/link.asp?Source=GU07&Section=cardsbestbuys" name="&lid={compareAndBuyPromo}{See more credit cards best buys|link|Money}&lpos={compareAndBuyPromo}{9}"> See more credit cards best buys </a> </li> <li class="link bullet"> <a href="http://web.archive.org/web/20090730085107/http://www.moneysupermarket.com/link.asp?Source=GU07&Section=cards" name="&lid={compareAndBuyPromo}{Compare over 300 credit cards|link|Money}&lpos={compareAndBuyPromo}{10}"> Compare over 300 credit cards </a> </li> </ul> </div> <div id="finance-pane-2" class="finance-pane"> <div class="finance-table"> <table id="loan-table"> <col class="title"/> <col class="rate"/> <col class="more-info"/> <thead> <tr> <th scope="col">Provider</th> <th scope="col">Typical APR</th> <th scope="col"></th> </tr> </thead> <tbody> <tr> <th scope="row" class="finance-row">Sainsbury's Personal Loan</th> <td>7.9%</td> <td id="1.moreInfo"> <a href="http://web.archive.org/web/20090730085107/http://www.moneysupermarket.com/loansp/LoansExternalDb_new.asp?LoansId=1562&BestBuy=1&Source=GU07&Url=http://www.sainsburysbank.co.uk/borrowing/micro/bor_loans_ms_apply.shtml?source=NETMSBBDLOANMSIT0001" name="&lid={compareAndBuyPromo}{Sainsburys Personal Loan|link|Money}&lpos={compareAndBuyPromo}{11}"> More </a> </td> </tr> </tbody> </table> </div> <ul> <li class="link info"> <a href="http://web.archive.org/web/20090730085107/http://www.moneysupermarket.com/link.asp?Source=GU07&Section=loansbestbuys" name="&lid={compareAndBuyPromo}{See more loan best buys|link|Money}&lpos={compareAndBuyPromo}{12}"> See more loan best buys </a> </li> <li class="link bullet"> <a href="http://web.archive.org/web/20090730085107/http://www.moneysupermarket.com/link.asp?Source=GU07&Section=loans" name="&lid={compareAndBuyPromo}{Compare over 500 loan providers|link|Money}&lpos={compareAndBuyPromo}{13}"> Compare over 500 loan providers </a> </li> </ul> </div> </div> </div> <script type="text/javascript"> //<![CDATA[ function CalculateBorrowing(){ //declare income variables var App1Income = document.getElementById('Income_app1').value; var App2Income = document.getElementById('Income_app2').value; App1Earnings = parseInt(App1Income.replace(/[^0-9]/g, '')); App2Earnings = parseInt(App2Income.replace(/[^0-9]/g, '')); if (isNaN(App2Earnings)){ App2Earnings = 0 } // single or joint application var joint = false if (App2Earnings > 1) { joint = true } else { joint = false } // decide on main income var MainIncome var SecondIncome if (App1Earnings > App2Earnings){ MainIncome = App1Earnings SecondIncome = App2Earnings } else { MainIncome = App2Earnings SecondIncome = App1Earnings } //declare higher and lower amounts var HigherAmount var LowerAmount //Lower Amount if (joint == false) { LowerAmount = MainIncome * 3.25 } else { LowerAmount = (MainIncome + SecondIncome) * 2.5 } // Higher Amount if (joint == true){ var JointJoint = (MainIncome + SecondIncome) * 2.8 var JointSingle = (MainIncome * 4) + SecondIncome if (JointJoint > JointSingle) { var JointIncome = JointJoint } else { var JointIncome = JointSingle } } if (joint == false) { HigherAmount = MainIncome * 4 } else { HigherAmount = JointIncome } LowerAmount = formatCurrency(LowerAmount) HigherAmount = formatCurrency(HigherAmount) document.getElementById("mortgage-result").innerHTML = "<p><span>Your results:</span> According to the details you have given you will be able to borrow between <span> \u00A3" + LowerAmount + "</span> and <span> \u00A3" + HigherAmount + "</span></p>" } function formatCurrency(num) { num = num.toString().replace(/\$|\,/g,''); if(isNaN(num)) num = "0"; sign = (num == (num = Math.abs(num))); num = Math.floor(num*100+0.50000000001); num = Math.floor(num/100).toString(); for (var i = 0; i < Math.floor((num.length-(1+i))/3); i++) num = num.substring(0,num.length-(4*i+3))+','+ num.substring(num.length-(4*i+3)); return (((sign)?'':'-') + num); } //]]> </script> <div class="capsule" id="mortgage-calculator"> <h3>Mortgage calculator</h3> <h4>How much can I borrow?</h4> <p><label for="Income_app1">Your annual income:</label> <input name="Income_app1" id="Income_app1" size="10"/></p> <p><label for="Income_app2">Your partner's annual income:</label> <input name="Income_app2" id="Income_app2" size="10"/></p> <p id="results"><input onclick="CalculateBorrowing();" type="button" value="Calculate" class="mortgage-button"></p> <div id="mortgage-result"></div> <ul> <li class="link info"> <a href="http://web.archive.org/web/20090730085107/http://guardian.lcplc-online.co.uk/Wizard1.aspx" name="&lid={mortgageCalculator}{Find the right mortgage for you|link|Money}&lpos={mortgageCalculator}{1}"> Find the right mortgage for you </a> </li> </ul> </div> <div class="capsule commercial"> <h3>Free finance guides</h3> <div class="services first"><a href="http://web.archive.org/web/20090730085107/http://www.dianomioffers.co.uk/partner/guardian/brochures.epl" name="&lid={financialServicesBrochures}{View all brochures}&lpos={financialServicesBrochures}{1}"><img src="http://web.archive.org/web/20090730085107im_/http://static.guim.co.uk/sys-images/Money/Consumer/financialservicesbrochures/2008/10/29/Equity-Release.gif" alt="View all brochures" height="78" width="130"/></a></div> <ul class="services"> <li><a href="http://web.archive.org/web/20090730085107/http://www.moneyguides.co.uk/partner/guardian/brochures.epl?partner=117&smartreferer=http%3A%2F%2Fwww%2Eogenterprises%2Eco%2Euk%2Findex%2Ehtml&offer=6839" name="&lid={financialServicesBrochures}{Recession investing}&lpos={trail}{2}">Recession investing</a></li> <li><a href="http://web.archive.org/web/20090730085107/http://www.onlinetradingservices.co.uk/partner/guardian/brochures.epl?partner=117&smartreferer=http%3A%2F%2Fwww%2Eogenterprises%2Eco%2Euk%2Findex%2Ehtml&offer=1909" name="&lid={financialServicesBrochures}{Online trading}&lpos={trail}{3}">Online trading</a></li> <li><a href="http://web.archive.org/web/20090730085107/http://www.investmenttrustcentre.co.uk/partner/guardian/brochures.epl?partner=117&smartreferer=http%3A%2F%2Fwww%2Eogenterprises%2Eco%2Euk%2Findex%2Ehtml&offer=1911" name="&lid={financialServicesBrochures}{Investment trusts}&lpos={trail}{4}">Investment trusts</a></li> </ul> <ul class="sublinks"> <li><a href="http://web.archive.org/web/20090730085107/http://www.dianomioffers.co.uk/partner/guardian/brochures.epl" name="&lid={financialServicesBrochures}{View all brochures}&lpos={financialServicesBrochures}{5}">View all brochures</a></li> </ul> </div> <div class="capsule commercial slot"> <h3>Compare insurance</h3> <p class="linktext"> <a href="http://web.archive.org/web/20090730085107/http://www.money-deals.co.uk/compare-and-buy-insurance.html" class="first" name="&lid={commercialSlotMachine}{Search insurance policies}&lpos={trail}{1}">Search insurance policies</a> </p> <a href="http://web.archive.org/web/20090730085107/http://www.money-deals.co.uk/compare-and-buy-insurance.html" class="services first" name="&lid={commercialSlotMachine}{Search insurance policies}&lpos={trail}{2}"> <img src="http://web.archive.org/web/20090730085107im_/http://static.guim.co.uk/sys-images/Guardian/Pix/commercial/2007/09/26/lifeassurance1.jpg" alt="" height="78" width="130"/> </a> <p class="services">Compare insurance policies for everything from your home and car to your pets</p> </div> <div class="capsule commercial"> <h3>Property search</h3> <script type="text/javascript"> //<![CDATA[ function hb_find_a_house(buyOrRent, position) { _hbLink('{find a house}{'+ buyOrRent +'|Money}','{find a house}{'+ position +'}'); return true; } if (document.getElementById && document.getElementsByTagName && document.createTextNode) { addEvent(window, "load", initShowProperty); } function initShowProperty() { var toggleProperty = document.getElementById('find-a-property'); var propertyTabs = toggleProperty.getElementsByTagName('a'); for (var i = 0; i < propertyTabs.length; i++) { propertyTabs[i].onclick = function() { showPropertyTab(this); return false; } } } function showPropertyTab(s) { hidePropertyTab(); var id = s.href.match(/#(\w.+)/)[1]; document.getElementById(id).style.display = 'block'; } function hidePropertyTab() { var toggleable = document.getElementById('toggleable').getElementsByTagName('div'); for (var i = 0; i < toggleable.length; i++) { toggleable[i].style.display = 'none'; } } //]]> </script> <div id="find-a-property"> <ul class="tab-toggle"> <li> <a href="#find-a-house-to-buy">Buy<b></b></a> </li> <li> <a href="#find-a-house-to-rent" class="inactive">Rent<b></b></a> </li> </ul> <div id="toggleable"> <div id="find-a-house-to-buy"> <form onsubmit="hb_find_a_house('buy', 1)" target="_top" method="post" action="http://web.archive.org/web/20090730085107/http://www.thinkproperty.com/guardian/property/search" id="propertysearchform"> <fieldset> <legend>Buy</legend> <p> <label for="geo">Location:</label> <input name="geo" id="geo" type="text"/> <input name="aliasid" id="alias" value="0" type="hidden"/> </p> <p> <label for="lop">Minimum price:</label> <select name="lop"> <option value="20000">£20,000</option> <option value="30000">£30,000</option> <option value="40000">£40,000</option> <option value="50000">£50,000</option> <option value="60000">£60,000</option> <option value="70000">£70,000</option> <option value="80000">£80,000</option> <option value="90000">£90,000</option> <option value="100000">£100,000</option> <option value="110000">£110,000</option> <option value="120000">£120,000</option> <option value="130000">£130,000</option> <option value="140000">£140,000</option> <option value="150000">£150,000</option> <option value="160000">£160,000</option> <option value="170000">£170,000</option> <option value="180000">£180,000</option> <option value="190000">£190,000</option> <option value="200000">£200,000</option> <option value="225000">£225,000</option> <option value="250000">£250,000</option> <option value="275000">£275,000</option> <option value="300000">£300,000</option> <option value="325000">£325,000</option> <option value="350000">£350,000</option> <option value="375000">£375,000</option> <option value="400000">£400,000</option> <option value="425000">£425,000</option> <option value="450000">£450,000</option> <option value="475000">£475,000</option> <option value="500000">£500,000</option> <option value="600000">£600,000</option> <option value="700000">£700,000</option> <option value="800000">£800,000</option> <option value="900000">£900,000</option> <option value="1000000">£1,000,000</option> <option value="1100000">£1,100,000</option> <option value="1200000">£1,200,000</option> <option value="1300000">£1,300,000</option> <option value="1400000">£1,400,000</option> <option value="1500000">£1,500,000</option> <option value="1600000">£1,600,000</option> <option value="1700000">£1,700,000</option> <option value="1800000">£1,800,000</option> <option value="1900000">£1,900,000</option> <option value="2000000">£2,000,000</option> <option value="2100000">£2,100,000</option> <option value="2200000">£2,200,000</option> <option value="2300000">£2,300,000</option> <option value="2400000">£2,400,000</option> <option value="2500000">£2,500,000</option> <option value="2600000">£2,600,000</option> <option value="2700000">£2,700,000</option> <option value="2800000">£2,800,000</option> <option value="3000000">£3,000,000</option> </select> </p> <p> <label for="hip">Maximum price:</label> <select name="hip"> <option value="20000">£20,000</option> <option value="30000">£30,000</option> <option value="40000">£40,000</option> <option value="50000">£50,000</option> <option value="60000">£60,000</option> <option value="70000">£70,000</option> <option value="80000">£80,000</option> <option value="90000">£90,000</option> <option value="100000">£100,000</option> <option value="110000">£110,000</option> <option value="120000">£120,000</option> <option value="130000">£130,000</option> <option value="140000">£140,000</option> <option value="150000">£150,000</option> <option value="160000">£160,000</option> <option value="170000">£170,000</option> <option value="180000">£180,000</option> <option value="190000">£190,000</option> <option value="200000">£200,000</option> <option value="225000">£225,000</option> <option value="250000">£250,000</option> <option value="275000">£275,000</option> <option value="300000">£300,000</option> <option value="325000">£325,000</option> <option value="350000">£350,000</option> <option value="375000">£375,000</option> <option value="400000">£400,000</option> <option value="425000">£425,000</option> <option value="450000">£450,000</option> <option value="475000">£475,000</option> <option value="500000">£500,000</option> <option value="600000">£600,000</option> <option value="700000">£700,000</option> <option value="800000">£800,000</option> <option value="900000">£900,000</option> <option value="1000000">£1,000,000</option> <option value="1100000">£1,100,000</option> <option value="1200000">£1,200,000</option> <option value="1300000">£1,300,000</option> <option value="1400000">£1,400,000</option> <option value="1500000">£1,500,000</option> <option value="1600000">£1,600,000</option> <option value="1700000">£1,700,000</option> <option value="1800000">£1,800,000</option> <option value="1900000">£1,900,000</option> <option value="2000000">£2,000,000</option> <option value="2100000">£2,100,000</option> <option value="2200000">£2,200,000</option> <option value="2300000">£2,300,000</option> <option value="2400000">£2,400,000</option> <option value="2500000">£2,500,000</option> <option value="2600000">£2,600,000</option> <option value="2700000">£2,700,000</option> <option value="2800000">£2,800,000</option> <option value="3000000" selected="selected">£3,000,000+</option> </select> </p> <p> <label for="bed">Min bedrooms:</label> <select name="bed" id="bed"> <option value="0" selected="selected">No preference</option> <option value="1">1+</option> <option value="2">2+</option> <option value="3">3+</option> <option value="4">4+</option> <option value="5">5+</option> </select> <input name="dbtype" value="1" type="hidden"/> </p> <p class="results"> <input name="submit" id="searchnow" title="Search for properties" value="Search now" type="submit"/> </p> </fieldset> </form> </div> <div id="find-a-house-to-rent" class="initially-off"> <form onsubmit="hb_find_a_house('rent', 2)" target="_top" method="post" action="http://web.archive.org/web/20090730085107/http://www.thinkproperty.com/guardian/property/search" id="propertysearchform"> <fieldset> <legend>Rent</legend> <p> <label for="geo">Location:</label> <input name="geo" id="geo" type="text"/> <input name="aliasid" id="alias" value="0" type="hidden"/> </p> <p> <label for="lop">Minimum price:</label> <select name="lop"> <option value="0" selected="selected">£0 pcm</option> <option value="100">£100 pcm</option> <option value="200">£200 pcm</option> <option value="300">£300 pcm</option> <option value="400">£400 pcm</option> <option value="500">£500 pcm</option> <option value="600">£600 pcm</option> <option value="700">£700 pcm</option> <option value="800">£800 pcm</option> <option value="900">£900 pcm</option> <option value="1000">£1,000 pcm</option> <option value="1250">£1,250 pcm</option> <option value="1500">£1,500 pcm</option> <option value="1750">£1,750 pcm</option> <option value="2000">£2,000 pcm</option> <option value="3000">£3,000 pcm</option> <option value="4000">£4,000 pcm</option> <option value="5000">£5,000 pcm</option> <option value="6000">£6,000 pcm</option> <option value="7000">£7,000 pcm</option> <option value="8000">£8,000 pcm</option> <option value="10000">£10,000 pcm</option> </select> </p> <p> <label for="hip">Maximum price:</label> <select name="hip"> <option value="0">£0 pcm</option> <option value="100">£100 pcm</option> <option value="200">£200 pcm</option> <option value="300">£300 pcm</option> <option value="400">£400 pcm</option> <option value="500">£500 pcm</option> <option value="600">£600 pcm</option> <option value="700">£700 pcm</option> <option value="800">£800 pcm</option> <option value="900">£900 pcm</option> <option value="1000">£1,000 pcm</option> <option value="1250">£1,250 pcm</option> <option value="1500">£1,500 pcm</option> <option value="1750">£1,750 pcm</option> <option value="2000">£2,000 pcm</option> <option value="3000">£3,000 pcm</option> <option value="4000">£4,000 pcm</option> <option value="5000">£5,000 pcm</option> <option value="6000">£6,000 pcm</option> <option value="7000">£7,000 pcm</option> <option value="8000">£8,000 pcm</option> <option value="10000" selected="selected">£10,000 pcm</option> </select> </p> <p> <label for="bed">Min bedrooms: </label> <select name="bed" id="bed"> <option value="0" selected="selected">No preference</option> <option value="1">1+</option> <option value="2">2+</option> <option value="3">3+</option> <option value="4">4+</option> <option value="5">5+</option> </select> <input name="dbtype" value="2" type="hidden"/> </p> <p> <input name="submit" id="searchnow" title="Search for properties" value="Search now" type="submit"/> </p> </fieldset> </form> </div> </div> <p>Powered by <img src="http://web.archive.org/web/20090730085107im_/http://static.guim.co.uk/static/77051/common/images/thinkproperty-logo.gif" alt="thinkproperty.com" class="inline-image"/></p> </div> </div> <div id="sponsored-features" class="capsule sponsored-features commercial"> <script type="text/javascript"> //<![CDATA[ function showSponsoredFeatures() { var sponsoredFeatureComponent = document.getElementById('sponsored-features'); if(sponsoredFeatureComponent) { sponsoredFeatureComponent.style.display = 'block'; } } //]]> </script> <ul class="trail trailblock tri"> <li class="major-heading"> <h3>Sponsored features</h3> </li> <li class="normal image odd"> <script type="text/javascript" src="http://web.archive.org/web/20090730085107js_/http://ads.guardian.co.uk/js.ng/spacedesc=sponsoredfeature1&comfolder=propertymortgagesandinterestrates&keywords=%2CFirst-time%2Bbuyers%2C&site=Money&bandwidth=broadband&url=%252Fmoney%252Ffirsttimebuyers&rand=-1348089314&system=keyword&blockVideoAds=false"></script> </li> <li class="normal image"> <script type="text/javascript" src="http://web.archive.org/web/20090730085107js_/http://ads.guardian.co.uk/js.ng/spacedesc=sponsoredfeature2&comfolder=propertymortgagesandinterestrates&keywords=%2CFirst-time%2Bbuyers%2C&site=Money&bandwidth=broadband&url=%252Fmoney%252Ffirsttimebuyers&rand=-163940347&system=keyword&blockVideoAds=false"></script> </li> </ul> </div> <div id="global-jobs" class="capsule jobsbox"> <h3><a href="http://web.archive.org/web/20090730085107/http://jobs.guardian.co.uk/?gusrc=gu_jobs_box_Money&link=Money_jbx_logo" name="&lid={rules/jobsBox}{Guardian Jobs}&lpos={rules/jobsBox}{1}"><img src="http://web.archive.org/web/20090730085107im_/http://static.guim.co.uk/static/77051/common/images/guardianjobs.gif" alt="Guardian Jobs"/></a></h3> <ul class="tab-toggle javascript-on"> <li id="global-jobs-1-link"> <a href="#global-jobs-1" class="active">UK<b></b></a> </li> <li id="global-jobs-2-link"> <a href="#global-jobs-2" class="inactive">USA<b></b></a> </li> </ul> <div class="pane-wrapper"> <div id="global-jobs-1" class="global-jobs-pane tab-toggle-pane"> <h3 class="js-hider">UK</h3> <div class="capsule jobsbox"> <form action="http://web.archive.org/web/20090730085107/http://jobs.guardian.co.uk/searchjobs/" onsubmit="return doSearchAllSubmitUK( this );"> <fieldset> <input type="text" class="text plain-search" id="freetext-searchalljobs" name="freetext" value="Search all finance jobs" onfocus="this.value='';"/> <input type="hidden" name="csr" value="finance"/> <input type="hidden" name="keyword" id="keyword-searchalljobs" value=""/> <input type="submit" class="submit" name="go" value="Go"/> <input type="hidden" name="gusrc" value="gu_jobs_box_Money"/> <input type="hidden" name="link" value="Money_jbx_go"/> <input type="hidden" name="industry" value="149"/> </fieldset> </form> <p class="find-a-job"> <a href="http://web.archive.org/web/20090730085107/http://jobs.guardian.co.uk/jobs/finance?gusrc=gu_jobs_box_Money&link=Money_jbx_brsesec" name="&lid={jobsBox}{Browse finance jobs}&lpos={jobsBox}{1}">Browse finance jobs</a> </p> <ul class="jobs"> <li class="odd"><h4> <a href="http://web.archive.org/web/20090730085107/http://jobs.guardian.co.uk/job/893028/head-of-web-services-maternity-leave-cover?RSSSearch=0&gusrc=gu_jobs_box_Money&link=Money_jbx_vac" name="&lid={jobsBox}{Head of Web Services (Maternity leave cover)|Money}&lpos={jobsBox}{2}">Head of Web Services (Maternity leave cover)</a></h4> <p><span class="employer">step.</span> <span class="location">london.</span> <span class="wage">Salary £45,000 pro rata, 3 days per week.</span> </p> </li> <li><h4> <a href="http://web.archive.org/web/20090730085107/http://jobs.guardian.co.uk/job/880594/senior-information-specialist?RSSSearch=0&gusrc=gu_jobs_box_Money&link=Money_jbx_vac" name="&lid={jobsBox}{Senior Information Specialist|Money}&lpos={jobsBox}{3}">Senior Information Specialist</a></h4> <p><span class="employer">tfpl.</span> <span class="location">a leading provider of outsourcing solutions are lo….</span> <span class="wage">Negotiable.</span> </p> </li> <li class="odd"><h4> <a href="http://web.archive.org/web/20090730085107/http://jobs.guardian.co.uk/job/892111/events-manager--city?RSSSearch=0&gusrc=gu_jobs_box_Money&link=Money_jbx_vac" name="&lid={jobsBox}{Events Manager - CITY|Money}&lpos={jobsBox}{4}">Events Manager - CITY</a></h4> <p><span class="employer">victoria wall associates.</span> <span class="location">a one off opportunity has arisen with one of our c….</span> <span class="wage">Up to £35,000 + Bonus + Benefits.</span> </p> </li> </ul> <script type="text/javascript"> //<![CDATA[ function doSearchAllSubmitUK( form ) { var jobsSectionToSearch = 'finance'; var freeText = 'finance'; var searchTextField = document.getElementById( 'freetext-searchalljobs' ); var keywordElem = document.getElementById( 'keyword-searchalljobs' ); var isSectionSearch = function() { return jobsSectionToSearch != ''; } var textIsModified = function() { if( isSectionSearch() ) { return ( searchTextField.value != 'Search all ' + freeText + ' jobs' ); } return ( searchTextField.value != 'Search all jobs' ); } if( !textIsModified() ) { keywordElem.value = ''; if( isSectionSearch() ) { form.action = 'http://web.archive.org/web/20090730085107/http://jobs.guardian.co.uk/jobs/finance'; return true; } form.action = 'http://web.archive.org/web/20090730085107/http://jobs.guardian.co.uk/'; return true; } keywordElem.value = searchTextField.value; if (isExternalSystemOn("hbx")) { _hbLink( '{jobsbox-searchalljobs}', '{jobsbox-searchalljobs}{1}' ); } return true; } //]]> </script> </div> </div> <div id="global-jobs-2" class="global-jobs-pane tab-toggle-pane initially-off"> <h3 class="js-hider">USA</h3> <div class="capsule jobsbox"> <form action="http://web.archive.org/web/20090730085107/http://www.guardianjobs.com/" onsubmit="return doSearchAllSubmitUSA( this );"> <fieldset> <input type="text" class="text plain-search" id="freetext-searchalljobs" name="q" value="Search all finance jobs" onfocus="this.value='';"/> <input type="hidden" name="csr" value="finance"/> <input type="hidden" name="keyword" id="keyword-searchalljobs" value=""/> <input type="submit" class="submit" name="go" value="Go"/> <input type="hidden" name="gusrc" value="gu_jobs_box_Money"/> <input type="hidden" name="link" value="Money_jbx_go"/> <input type="hidden" name="industry" value="149"/> </fieldset> </form> <p class="find-a-job"> <a href="http://web.archive.org/web/20090730085107/http://jobs.guardian.co.uk/jobs/finance?gusrc=gu_jobs_box_Money&link=Money_jbx_brsesec" name="&lid={jobsBox}{Browse 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