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aria-hidden="true" data-ecl-icon><use xlink:href="/themes/contrib/oe_theme/dist/ec/images/icons/sprites/icons.svg#corner-arrow"></use></svg><span class="ecl-button__label" data-ecl-label="true">Next items</span></span></button><ul class="ecl-menu__list" data-ecl-menu-list><li class="ecl-menu__item" data-ecl-menu-item id="ecl-menu-item-ecl-menu-475779381-0"><a href="/index_fr" class="ecl-link ecl-link--standalone ecl-menu__link" data-untranslated-label="Home" data-ecl-menu-link id="ecl-menu-item-ecl-menu-475779381-0-link" >Accueil</a></li><li class="ecl-menu__item ecl-menu__item--has-children" data-ecl-menu-item data-ecl-has-children aria-haspopup aria-expanded="false" id="ecl-menu-item-ecl-menu-475779381-1"><a href="/regulation-and-supervision_fr" class="ecl-link ecl-link--standalone ecl-menu__link" data-untranslated-label="Regulation, Supervision" data-ecl-menu-link id="ecl-menu-item-ecl-menu-475779381-1-link" >R茅glementation, surveillance financi猫re</a><button class="ecl-button ecl-button--ghost ecl-menu__button-caret ecl-button--icon-only" type="button" data-ecl-menu-caret aria-label="Accéder aux sous-éléments" aria-describedby="ecl-menu-item-ecl-menu-475779381-1-link" aria-expanded="false" ><span class="ecl-button__container"><svg class="ecl-icon ecl-icon--xs ecl-icon--rotate-180 ecl-button__icon" focusable="false" aria-hidden="true" data-ecl-icon><use xlink:href="/themes/contrib/oe_theme/dist/ec/images/icons/sprites/icons.svg#corner-arrow"></use></svg></span></button><div class="ecl-menu__mega" data-ecl-menu-mega ><ul class="ecl-menu__sublist"><li class="ecl-menu__subitem" data-ecl-menu-subitem ><a href="/regulation-and-supervision/regulatory-process-financial-services_fr" class="ecl-link ecl-link--standalone ecl-menu__sublink" data-untranslated-label="Regulatory process in financial services" >Regulatory process in financial services</a></li><li class="ecl-menu__subitem" data-ecl-menu-subitem ><a href="/regulation-and-supervision/capital-movements_fr" class="ecl-link ecl-link--standalone ecl-menu__sublink" data-untranslated-label="Capital movements" >Capital movements</a></li><li class="ecl-menu__subitem" data-ecl-menu-subitem ><a href="/regulation-and-supervision/european-system-financial-supervision_fr" class="ecl-link ecl-link--standalone ecl-menu__sublink" data-untranslated-label="European system of financial supervision" >European system of financial supervision</a></li><li class="ecl-menu__subitem" data-ecl-menu-subitem ><a href="/regulation-and-supervision/expert-groups-comitology-and-other-committees_fr" class="ecl-link ecl-link--standalone ecl-menu__sublink" data-untranslated-label="Expert groups, comitology and other committees" >Expert groups, comitology and other committees</a></li><li class="ecl-menu__subitem" data-ecl-menu-subitem ><a href="https://finance.ec.europa.eu/regulation-and-supervision/consultation_en" class="ecl-link ecl-link--standalone ecl-menu__sublink" data-untranslated-label="Consultations" >Consultations</a></li><li class="ecl-menu__subitem" data-ecl-menu-subitem ><a href="/regulation-and-supervision/financial-services-legislation_fr" class="ecl-link ecl-link--standalone ecl-menu__sublink" data-untranslated-label="Financial services legislation" >Financial services legislation</a></li><li class="ecl-menu__subitem ecl-menu__see-all"><a href="/regulation-and-supervision_fr" class="ecl-link ecl-link--standalone ecl-link--icon ecl-menu__sublink" ><span class="ecl-link__label">Tout afficher</span><svg class="ecl-icon ecl-icon--xs ecl-icon--rotate-180 ecl-link__icon" focusable="false" aria-hidden="true" ><use xlink:href="/themes/contrib/oe_theme/dist/ec/images/icons/sprites/icons.svg#arrow-left"></use></svg></a></li></ul></div></li><li class="ecl-menu__item ecl-menu__item--has-children" data-ecl-menu-item data-ecl-has-children aria-haspopup aria-expanded="false" id="ecl-menu-item-ecl-menu-475779381-2"><a href="/capital-markets-union-and-financial-markets_fr" class="ecl-link ecl-link--standalone ecl-menu__link" data-untranslated-label="Financial markets" data-ecl-menu-link id="ecl-menu-item-ecl-menu-475779381-2-link" >Financial markets</a><button class="ecl-button ecl-button--ghost ecl-menu__button-caret ecl-button--icon-only" type="button" data-ecl-menu-caret aria-label="Accéder aux sous-éléments" aria-describedby="ecl-menu-item-ecl-menu-475779381-2-link" aria-expanded="false" ><span class="ecl-button__container"><svg class="ecl-icon ecl-icon--xs ecl-icon--rotate-180 ecl-button__icon" focusable="false" aria-hidden="true" data-ecl-icon><use xlink:href="/themes/contrib/oe_theme/dist/ec/images/icons/sprites/icons.svg#corner-arrow"></use></svg></span></button><div class="ecl-menu__mega" data-ecl-menu-mega ><ul class="ecl-menu__sublist"><li class="ecl-menu__subitem" data-ecl-menu-subitem ><a href="/capital-markets-union-and-financial-markets/capital-markets-union_fr" class="ecl-link ecl-link--standalone ecl-menu__sublink" data-untranslated-label="Capital markets union" >Union des march茅s des capitaux</a></li><li class="ecl-menu__subitem" data-ecl-menu-subitem ><a href="/capital-markets-union-and-financial-markets/financial-markets_fr" class="ecl-link ecl-link--standalone ecl-menu__sublink" data-untranslated-label="Financial markets" >March茅s financiers</a></li><li class="ecl-menu__subitem" data-ecl-menu-subitem ><a href="/capital-markets-union-and-financial-markets/company-reporting-and-auditing_fr" class="ecl-link ecl-link--standalone ecl-menu__sublink" data-untranslated-label="Company reporting and auditing" >Contr么le et informations financi猫res des entreprises</a></li><li class="ecl-menu__subitem ecl-menu__see-all"><a href="/capital-markets-union-and-financial-markets_fr" class="ecl-link ecl-link--standalone ecl-link--icon ecl-menu__sublink" ><span class="ecl-link__label">Tout afficher</span><svg class="ecl-icon ecl-icon--xs ecl-icon--rotate-180 ecl-link__icon" focusable="false" aria-hidden="true" ><use 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class="ecl-link ecl-link--standalone ecl-menu__sublink" data-untranslated-label="Supplementary supervision of financial conglomerates" >Supplementary supervision of financial conglomerates</a></li><li class="ecl-menu__subitem" data-ecl-menu-subitem ><a href="/banking/insurance_fr" class="ecl-link ecl-link--standalone ecl-menu__sublink" data-untranslated-label="Insurance" >Insurance</a></li><li class="ecl-menu__subitem" data-ecl-menu-subitem ><a href="/banking/pension-funds_fr" class="ecl-link ecl-link--standalone ecl-menu__sublink" data-untranslated-label="Pension funds" >Pension funds</a></li><li class="ecl-menu__subitem ecl-menu__see-all"><a href="/banking_fr" class="ecl-link ecl-link--standalone ecl-link--icon ecl-menu__sublink" ><span class="ecl-link__label">Tout afficher</span><svg class="ecl-icon ecl-icon--xs ecl-icon--rotate-180 ecl-link__icon" focusable="false" aria-hidden="true" ><use 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Sustainable Finance</a></li><li class="ecl-menu__subitem" data-ecl-menu-subitem ><a href="/sustainable-finance/disclosures_fr" class="ecl-link ecl-link--standalone ecl-menu__sublink" data-untranslated-label="Disclosures" >Disclosures</a></li><li class="ecl-menu__subitem ecl-menu__see-all"><a href="/sustainable-finance_fr" class="ecl-link ecl-link--standalone ecl-link--icon ecl-menu__sublink" ><span class="ecl-link__label">Tout afficher</span><svg class="ecl-icon ecl-icon--xs ecl-icon--rotate-180 ecl-link__icon" focusable="false" aria-hidden="true" ><use xlink:href="/themes/contrib/oe_theme/dist/ec/images/icons/sprites/icons.svg#arrow-left"></use></svg></a></li></ul></div></li><li class="ecl-menu__item ecl-menu__item--has-children" data-ecl-menu-item data-ecl-has-children aria-haspopup aria-expanded="false" id="ecl-menu-item-ecl-menu-475779381-5"><a href="/digital-finance_fr" class="ecl-link ecl-link--standalone ecl-menu__link" data-untranslated-label="Digital finance" data-ecl-menu-link id="ecl-menu-item-ecl-menu-475779381-5-link" >Digital finance</a><button class="ecl-button ecl-button--ghost ecl-menu__button-caret ecl-button--icon-only" type="button" data-ecl-menu-caret aria-label="Accéder aux sous-éléments" aria-describedby="ecl-menu-item-ecl-menu-475779381-5-link" aria-expanded="false" ><span class="ecl-button__container"><svg class="ecl-icon ecl-icon--xs ecl-icon--rotate-180 ecl-button__icon" focusable="false" aria-hidden="true" data-ecl-icon><use xlink:href="/themes/contrib/oe_theme/dist/ec/images/icons/sprites/icons.svg#corner-arrow"></use></svg></span></button><div class="ecl-menu__mega" data-ecl-menu-mega ><ul class="ecl-menu__sublist"><li class="ecl-menu__subitem" data-ecl-menu-subitem ><a href="/digital-finance/crypto-assets_fr" class="ecl-link ecl-link--standalone ecl-menu__sublink" data-untranslated-label="Crypto-assets" >Crypto-assets</a></li><li class="ecl-menu__subitem" data-ecl-menu-subitem ><a href="/digital-finance/overview-digital-finance_fr" class="ecl-link ecl-link--standalone ecl-menu__sublink" data-untranslated-label="Overview of digital finance" >Overview of digital finance</a></li><li class="ecl-menu__subitem" data-ecl-menu-subitem ><a href="/digital-finance/digital-euro_fr" class="ecl-link ecl-link--standalone ecl-menu__sublink" data-untranslated-label="Digital euro" >Digital euro</a></li><li class="ecl-menu__subitem" data-ecl-menu-subitem ><a href="/digital-finance/cyber-resilience_fr" class="ecl-link ecl-link--standalone ecl-menu__sublink" data-untranslated-label="Cyber resilience" >Cyber resilience</a></li><li class="ecl-menu__subitem" data-ecl-menu-subitem ><a href="/digital-finance/framework-financial-data-access_fr" class="ecl-link ecl-link--standalone ecl-menu__sublink" data-untranslated-label="Framework for financial data access" >Framework for financial data access</a></li><li class="ecl-menu__subitem ecl-menu__see-all"><a href="/digital-finance_fr" class="ecl-link ecl-link--standalone ecl-link--icon ecl-menu__sublink" ><span class="ecl-link__label">Tout afficher</span><svg class="ecl-icon ecl-icon--xs ecl-icon--rotate-180 ecl-link__icon" focusable="false" aria-hidden="true" ><use xlink:href="/themes/contrib/oe_theme/dist/ec/images/icons/sprites/icons.svg#arrow-left"></use></svg></a></li></ul></div></li><li class="ecl-menu__item ecl-menu__item--current ecl-menu__item--has-children" data-ecl-menu-item data-ecl-has-children aria-haspopup aria-expanded="false" id="ecl-menu-item-ecl-menu-475779381-6"><a href="/consumer-finance-and-payments_fr" class="ecl-link ecl-link--standalone ecl-menu__link ecl-menu__link--current" data-untranslated-label="Consumer finance" data-ecl-menu-link id="ecl-menu-item-ecl-menu-475779381-6-link" >Paiements et services financiers pour les consommateurs</a><button class="ecl-button ecl-button--ghost ecl-menu__button-caret ecl-button--icon-only" type="button" data-ecl-menu-caret aria-label="Accéder aux sous-éléments" aria-describedby="ecl-menu-item-ecl-menu-475779381-6-link" aria-expanded="false" ><span class="ecl-button__container"><svg class="ecl-icon ecl-icon--xs ecl-icon--rotate-180 ecl-button__icon" focusable="false" aria-hidden="true" data-ecl-icon><use xlink:href="/themes/contrib/oe_theme/dist/ec/images/icons/sprites/icons.svg#corner-arrow"></use></svg></span></button><div class="ecl-menu__mega" data-ecl-menu-mega ><ul class="ecl-menu__sublist"><li class="ecl-menu__subitem" data-ecl-menu-subitem ><a href="/consumer-finance-and-payments/retail-financial-services_fr" class="ecl-link ecl-link--standalone ecl-menu__sublink" data-untranslated-label="Retail financial services" >Retail financial services</a></li><li class="ecl-menu__subitem" data-ecl-menu-subitem ><a href="/consumer-finance-and-payments/payment-services_fr" class="ecl-link ecl-link--standalone ecl-menu__sublink" data-untranslated-label="Payment services" >Payment services</a></li><li class="ecl-menu__subitem" data-ecl-menu-subitem ><a href="/consumer-finance-and-payments/financial-literacy_fr" class="ecl-link ecl-link--standalone ecl-menu__sublink" data-untranslated-label="Financial literacy" >Financial literacy</a></li><li class="ecl-menu__subitem ecl-menu__see-all"><a href="/consumer-finance-and-payments_fr" class="ecl-link ecl-link--standalone ecl-link--icon ecl-menu__sublink" ><span class="ecl-link__label">Tout afficher</span><svg class="ecl-icon ecl-icon--xs ecl-icon--rotate-180 ecl-link__icon" focusable="false" aria-hidden="true" ><use xlink:href="/themes/contrib/oe_theme/dist/ec/images/icons/sprites/icons.svg#arrow-left"></use></svg></a></li></ul></div></li><li class="ecl-menu__item ecl-menu__item--has-children" data-ecl-menu-item data-ecl-has-children aria-haspopup aria-expanded="false" id="ecl-menu-item-ecl-menu-475779381-7"><a href="/financial-crime_fr" class="ecl-link ecl-link--standalone ecl-menu__link" data-untranslated-label="Financial crime" data-ecl-menu-link id="ecl-menu-item-ecl-menu-475779381-7-link" >Financial crime</a><button class="ecl-button ecl-button--ghost ecl-menu__button-caret ecl-button--icon-only" type="button" data-ecl-menu-caret aria-label="Accéder aux sous-éléments" aria-describedby="ecl-menu-item-ecl-menu-475779381-7-link" aria-expanded="false" ><span class="ecl-button__container"><svg class="ecl-icon ecl-icon--xs ecl-icon--rotate-180 ecl-button__icon" focusable="false" aria-hidden="true" data-ecl-icon><use xlink:href="/themes/contrib/oe_theme/dist/ec/images/icons/sprites/icons.svg#corner-arrow"></use></svg></span></button><div class="ecl-menu__mega" data-ecl-menu-mega ><ul class="ecl-menu__sublist"><li class="ecl-menu__subitem" data-ecl-menu-subitem ><a href="/financial-crime/anti-money-laundering-and-countering-financing-terrorism-overview_fr" class="ecl-link ecl-link--standalone ecl-menu__sublink" data-untranslated-label="AML overview" >AML overview</a></li><li class="ecl-menu__subitem" data-ecl-menu-subitem ><a href="/financial-crime/anti-money-laundering-and-countering-financing-terrorism-eu-level_fr" class="ecl-link ecl-link--standalone ecl-menu__sublink" data-untranslated-label="AML at EU level" >AML at EU level</a></li><li class="ecl-menu__subitem" data-ecl-menu-subitem ><a href="/financial-crime/anti-money-laundering-and-countering-financing-terrorism-international-level_fr" class="ecl-link ecl-link--standalone ecl-menu__sublink" data-untranslated-label="AML at international level" >AML at international level</a></li><li class="ecl-menu__subitem" data-ecl-menu-subitem ><a href="https://www.amla.europa.eu/index_en" class="ecl-link ecl-link--standalone ecl-menu__sublink" data-untranslated-label="AMLA" >AMLA</a></li><li class="ecl-menu__subitem ecl-menu__see-all"><a href="/financial-crime_fr" class="ecl-link ecl-link--standalone ecl-link--icon ecl-menu__sublink" ><span class="ecl-link__label">Tout afficher</span><svg class="ecl-icon ecl-icon--xs ecl-icon--rotate-180 ecl-link__icon" 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