Changed Retirement Plans at 57: I Live in an RV and Travel Full Time

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Now, I travel full time in an RV with my wife and live off of investments.</h1> </section> <section class="byline-wrapper "> <div class="byline " data-e2e-name="byline" > <div class="byline-content" data-e2e-name="byline-content" > <div class="byline-row"> <div class="byline-author-container"> <div class="byline-author headline-regular"> <span class="" data-e2e-name="Chris Mott" > <a class="byline-link byline-author-name" data-e2e-name="byline-author-name" href="https://www.businessinsider.com/author/chris-mott" >Chris Mott</a></span> </div> <time class="byline-timestamp headline-regular js-date-format" data-timestamp="2024-11-22T13:32:02Z" data-e2e-name="byline-timestamp" data-disable-relative-formatting > 2024-11-22T13:32:02Z </time> </div> </div> </div> </div> <section class="sharebar " data-component-type="share" data-location=""> <div class="share-button-dropdown-wrapper"> <button class="share-button sharebar-link headline-regular"><svg class="svg-icon share-icon " role="img" xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" fill="none" viewBox="0 0 12 12"> <defs/> <title>Share icon</title> <desc>An curved arrow pointing right.</desc> <path fill-rule="evenodd" d="M7.336 8.014l4.2-3.5-4.2-3.5v2.8h-2.54c-1.948 0-3.526 1.567-3.526 3.5v3.16h1.469v-3.16a2.05 2.05 0 012.056-2.042h2.54v2.742z" clip-rule="evenodd"/> </svg> <span class="button-text">Share</span> </button> <div class="share-dropdown-menu dropdown-menu"> <span class="dropdown-menu-item"> <span class="share-link facebook " data-facebook data-href="https://www.facebook.com/sharer/sharer.php?u=https%3A%2F%2Fwww.businessinsider.com%2Fchanged-retirement-plans-live-in-rv-travel-full-time-2024-11&utmSource=facebook&utmContent=referral&utmTerm=topbar&referrer=facebook" label="facebook" title="Share on Facebook" aria-label="Click to share on Facebook" data-share-link data-flip-widget="" data-track-element="story" data-track-event-label="facebook" data-href-share="https://www.facebook.com/sharer/sharer.php?u=https%3A%2F%2Fwww.businessinsider.com%2Fchanged-retirement-plans-live-in-rv-travel-full-time-2024-11&utmSource=facebook&utmContent=referral&utmTerm=topbar&referrer=facebook" data-e2e-name="share-link-facebook" data-utm-term="" target="_blank" > <span class="dropdown-icon"><svg class="svg-icon social-facebook-icon " role="img" xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" viewBox="0 0 24 24" aria-labelledby="Facebook" > <path fill="currentColor" d="M22 12.037C22 6.494 17.523 2 12 2S2 6.494 2 12.037c0 4.707 3.229 8.656 7.584 9.741v-6.674H7.522v-3.067h2.062v-1.322c0-3.416 1.54-5 4.882-5 .634 0 1.727.125 2.174.25v2.78a12.807 12.807 0 0 0-1.155-.037c-1.64 0-2.273.623-2.273 2.244v1.085h3.266l-.561 3.067h-2.705V22C18.163 21.4 22 17.168 22 12.037Z"/> </svg></span> <span class="dropdown-text headline-regular">Facebook</span> </span> </span> <span class="dropdown-menu-item"> <a class="share-link email " data-email data-share-link href="mailto:?subject=I changed my retirement plans at 57. 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class="svg-icon arrow-up-icon caption-drawer-icon" xmlns="http://www.w3.org/2000/svg" width="12" height="8" viewBox="0 0 12 8" > <title>Angle down icon</title> <desc>An icon in the shape of an angle pointing down.</desc> <path d="M11.3281 0.792709C11.1874 0.796035 11.0537 0.854817 10.9562 0.95625L5.99996 5.9125L1.04371 0.95625C0.994011 0.90516 0.934574 0.864549 0.868913 0.836818C0.803251 0.809086 0.732698 0.794796 0.661421 0.794792C0.555323 0.79482 0.451644 0.826488 0.363639 0.885749C0.275634 0.94501 0.207301 1.02917 0.167378 1.12747C0.127454 1.22577 0.117753 1.33374 0.139515 1.43758C0.161277 1.54143 0.213513 1.63642 0.289546 1.71042L5.62288 7.04375C5.7229 7.14374 5.85854 7.1999 5.99996 7.1999C6.14139 7.1999 6.27702 7.14374 6.37705 7.04375L11.7104 1.71042C11.7878 1.63594 11.841 1.5398 11.8629 1.43459C11.8848 1.32939 11.8744 1.22003 11.833 1.12084C11.7917 1.02164 11.7214 0.937245 11.6313 0.878694C11.5412 0.820144 11.4355 0.790174 11.3281 0.792709V0.792709Z" fill="currentColor"/> </svg> </label> <figcaption class="image-caption headline-semibold" data-e2e-name="image-caption" > <span class="image-caption-text">My wife and I have an RV that we travel with.</span> <span class="image-source-text"> <span class="image-source headline-regular" data-e2e-name="image-source" itemprop="creditText" > Courtesy of Chris Mott </span> </span> </figcaption> </span> </figure> <div> <section class="post-content typography " data-track-content="" data-post-type="post" > <div id="piano-inline-content-wrapper" data-piano-inline-content-wrapper data-user-status="anonymous" > <div data-component-type="content-lock" data-load-strategy="exclude"> <div class="content-lock-content"> <div class="in-post-sticky only-desktop"><div class="ad-callout-wrapper only-desktop"> <div class="ad-label headline-regular only-desktop">Advertisement</div> <div data-bi-ad="" id="gpt-post-travel-desktop_in_post_ad-desktop-fluid-1" class="ad ad-wrapper fluid in-post only-desktop" data-force="" data-type="ad" data-adunit="businessinsider.desktop/post/in-content-1/travel" data-secvert="yourmoney" data-tag="freelancer-le,travel,rv,retirement,retired,freelancer" data-authors="chris-mott" data-region="Desktop In Post Ad" data-responsive="[{"browserLimit":[728,0],"slotSize":[[300,250],"fluid"]},{"browserLimit":[1260,0],"slotSize":[[728,90],[300,250],[800,480],[600,480],"fluid"]}]" data-tile-order="tile-1" data-url="/changed-retirement-plans-live-in-rv-travel-full-time-2024-11" data-template="default" data-targeting="{"adunit":"businessinsider.desktop/post/in-content-1/travel","region":"Desktop In Post Ad","tag":"freelancer-le,travel,rv,retirement,retired,freelancer","template":"default","dvp_spos":"in-content-1","rawvert":""}" data-amazontamsizes="[[728,90],[300,250]]" data-not-lazy="" data-enable-ad-refresher="true" data-refresh-count="0"></div> </div></div><ul class="summary-list"><li>I thought I'd retire at 65 or 70, <a target="_blank" class="" href="https://www.businessinsider.com/personal-finance/mortgages/should-i-sell-my-house-now" data-autoaffiliated="false" data-analytics-product-module="summary_bullets" rel="">sell my house</a>, and relax. Instead, I bought an RV at 57.</li><li>My wife and I built a slab for our RV on my son's property so we can be near family when we want.</li><li>But we spend a lot of the year traveling around the US. It's not what I planned, but it's great.</li></ul><p>I'd spent years as an executive in Southern California, and I had a <a target="_blank" class="" href="https://www.businessinsider.com/personal-finance/investing/best-retirement-plans" data-analytics-product-module="body_link" rel="">retirement plan</a> in place for quite some time.</p><p>I planned to work until I was 65 or 70, sell my big house, downsize, and live off the proceeds of the sale, as well as draw my retirement income. I'd definitely do some gardening and catch up on a lot of television — maybe my wife and I would travel or move closer to my son.</p><div class="in-post-sticky only-desktop"><div class="ad-callout-wrapper only-desktop"> <div class="ad-label headline-regular only-desktop">Advertisement</div> <div data-bi-ad="" id="gpt-post-travel-desktop_in_post_ad-desktop-fluid-2" class="ad ad-wrapper fluid in-post only-desktop" data-force="" data-type="ad" data-adunit="businessinsider.desktop/post/in-content-2/travel" data-secvert="yourmoney" data-tag="freelancer-le,travel,rv,retirement,retired,freelancer" data-authors="chris-mott" data-region="Desktop In Post Ad" data-responsive="[{"browserLimit":[728,0],"slotSize":[[300,250],"fluid"]},{"browserLimit":[1260,0],"slotSize":[[728,90],[300,250],[800,480],[600,480],"fluid"]}]" data-tile-order="tile-2" data-url="/changed-retirement-plans-live-in-rv-travel-full-time-2024-11" data-template="default" data-targeting="{"adunit":"businessinsider.desktop/post/in-content-2/travel","region":"Desktop In Post Ad","tag":"freelancer-le,travel,rv,retirement,retired,freelancer","template":"default","dvp_spos":"in-content-2","rawvert":""}" data-amazontamsizes="[[728,90],[300,250]]" data-enable-ad-refresher="true" data-refresh-count="0"></div> </div></div><p>Then, life happened. When my son came off active duty, he and his wife settled in Vancouver, Washington. Shortly thereafter, our granddaughter arrived.</p><p>Once I saw the smile on my wife's face when she held that baby, I knew everything going to change.</p><p>My vision for retirement didn't include <a target="_blank" class="" href="https://www.businessinsider.com/best-way-take-retirement-road-trips-owning-rv-cons-campervan-2024-9" data-analytics-product-module="body_link" rel="">living in an RV</a> or <a target="_blank" class="" href="https://www.businessinsider.com/remote-work-from-anywhere-move-small-town-san-francisco-2023-3" data-analytics-product-module="body_link" rel="">moving to Washington</a> state. But life — and my wife — had other plans for me.</p><div class="in-post-sticky only-desktop"><div class="ad-callout-wrapper only-desktop"> <div class="ad-label headline-regular only-desktop">Advertisement</div> <div data-bi-ad="" id="gpt-post-travel-desktop_in_post_ad-desktop-fluid-3" class="ad ad-wrapper fluid in-post only-desktop" data-force="" data-type="ad" data-adunit="businessinsider.desktop/post/in-content-3/travel" data-secvert="yourmoney" data-tag="freelancer-le,travel,rv,retirement,retired,freelancer" data-authors="chris-mott" data-region="Desktop In Post Ad" data-responsive="[{"browserLimit":[728,0],"slotSize":[[300,250],"fluid"]},{"browserLimit":[1260,0],"slotSize":[[728,90],[300,250],[800,480],[600,480],"fluid"]}]" data-tile-order="tile-3" data-url="/changed-retirement-plans-live-in-rv-travel-full-time-2024-11" data-template="default" data-targeting="{"adunit":"businessinsider.desktop/post/in-content-3/travel","region":"Desktop In Post Ad","tag":"freelancer-le,travel,rv,retirement,retired,freelancer","template":"default","dvp_spos":"in-content-3","rawvert":""}" data-amazontamsizes="[[728,90],[300,250]]" data-enable-ad-refresher="true" data-refresh-count="0"></div> </div></div><p>In 2022, at age 57, I did both.</p><h2 id="d3a5c4f7-4794-44a9-8296-1d8038cfcdae" data-toc-id="d3a5c4f7-4794-44a9-8296-1d8038cfcdae"><strong>We stayed close to the kids for the first year of our journey and then hit the road</strong></h2> <figure class="figure image-figure-image " data-type="img" data-e2e-name="image-figure-image" data-media-container="image" itemscope="" itemtype="https://schema.org/ImageObject"> <div class="lazy-holder " style="padding-top: calc(100% * 1592 / 3264)"> <meta itemprop="contentUrl" content="https://i.insider.com/6721487c9b3250dbbceaf247"> <img class="lazy-image " src="data:image/svg+xml,%3C%3Fxml version='1.0' encoding='UTF-8'%3F%3E%3Csvg xmlns='http://www.w3.org/2000/svg' width='1' height='1'/%3E" data-content-type="image/jpeg" data-srcs="{"https://i.insider.com/6721487c9b3250dbbceaf247":{"contentType":"image/jpeg","aspectRatioW":3264,"aspectRatioH":1592}}" alt="Chris Mott takes a selfie with his wife at Olympic National Park."> </div> <span class="image-source-caption "> <figcaption class="image-caption headline-semibold" data-e2e-name="image-caption"> We've been able to explore the US. <span class="image-source headline-regular" data-e2e-name="image-source" itemprop="creditText"> Courtesy of Chris Mott </span> </figcaption> </span> </figure> <p>Once we had our RV, we built a pad on the side of my son's half-acre property, ran utilities out to it, and built a fence around the side yard to create our own space.</p><p>My son's house was a fixer-upper, so we helped out with all sorts of projects to help the kids make it their dream home. And, of course, we spent lots of time playing with the baby.</p><div class="in-post-sticky only-desktop"><div class="ad-callout-wrapper only-desktop"> <div class="ad-label headline-regular only-desktop">Advertisement</div> <div data-bi-ad="" id="gpt-post-travel-desktop_in_post_ad-desktop-fluid-4" class="ad ad-wrapper fluid in-post only-desktop" data-force="" data-type="ad" data-adunit="businessinsider.desktop/post/in-content-4-plus/travel" data-secvert="yourmoney" data-tag="freelancer-le,travel,rv,retirement,retired,freelancer" data-authors="chris-mott" data-region="Desktop In Post Ad" data-responsive="[{"browserLimit":[728,0],"slotSize":[[300,250],"fluid"]},{"browserLimit":[1260,0],"slotSize":[[728,90],[300,250],[800,480],[600,480],"fluid"]}]" data-tile-order="tile-4" data-url="/changed-retirement-plans-live-in-rv-travel-full-time-2024-11" data-template="default" data-targeting="{"adunit":"businessinsider.desktop/post/in-content-4-plus/travel","region":"Desktop In Post Ad","tag":"freelancer-le,travel,rv,retirement,retired,freelancer","template":"default","dvp_spos":"in-content-4-plus","rawvert":""}" data-amazontamsizes="[[728,90],[300,250]]" data-enable-ad-refresher="true" data-refresh-count="0"></div> </div></div><p>About every three or four weeks, we'd head out with our trailer for short one- or two-week trips around Washington and <a target="_blank" class="" href="https://www.businessinsider.com/why-oregon-best-state-to-visit-family-frequent-travelers-2024-10" data-analytics-product-module="body_link" rel="">Oregon</a>.</p><p>It was a lot of fun, but after 14 months of living with the kids, helping with construction projects, and watching the baby grow, my wife and I hit the road.</p><p>We cruised around Central and Southern California, revisiting campgrounds we'd been to in the past and seeing family and friends.</p><div class="in-post-sticky only-desktop"><div class="ad-callout-wrapper only-desktop"> <div class="ad-label headline-regular only-desktop">Advertisement</div> <div data-bi-ad="" id="gpt-post-travel-desktop_in_post_ad-desktop-fluid-5" class="ad ad-wrapper fluid in-post only-desktop" data-force="" data-type="ad" data-adunit="businessinsider.desktop/post/in-content-4-plus/travel" data-secvert="yourmoney" data-tag="freelancer-le,travel,rv,retirement,retired,freelancer" data-authors="chris-mott" data-region="Desktop In Post Ad" data-responsive="[{"browserLimit":[728,0],"slotSize":[[300,250],"fluid"]},{"browserLimit":[1260,0],"slotSize":[[728,90],[300,250],[800,480],[600,480],"fluid"]}]" data-tile-order="tile-5" data-url="/changed-retirement-plans-live-in-rv-travel-full-time-2024-11" data-template="default" data-targeting="{"adunit":"businessinsider.desktop/post/in-content-4-plus/travel","region":"Desktop In Post Ad","tag":"freelancer-le,travel,rv,retirement,retired,freelancer","template":"default","dvp_spos":"in-content-4-plus","rawvert":""}" data-amazontamsizes="[[728,90],[300,250]]" data-enable-ad-refresher="true" data-refresh-count="0"></div> </div></div><p>We had the kids fly down in December for a <a target="_blank" class="" href="https://www.businessinsider.com/grandpa-spent-6000-disney-trip-with-family-mistakes-2024-9" data-analytics-product-module="body_link" rel="">Disneyland vacation</a>. From there, we headed toward Arizona, New Mexico, Texas, Utah, and Nevada.</p><p>We watched the sun set over Lake Havasu, visited the UFO Museum in Roswell, showered in a natural warm spring in Nevada, and saw Bison poop in our campsite in Texas.</p><p>After six months on the road, we returned to Vancouver in time for our granddaughters' third birthday.</p><div class="in-post-sticky only-desktop"><div class="ad-callout-wrapper only-desktop"> <div class="ad-label headline-regular only-desktop">Advertisement</div> <div data-bi-ad="" id="gpt-post-travel-desktop_in_post_ad-desktop-fluid-6" class="ad ad-wrapper fluid in-post only-desktop" data-force="" data-type="ad" data-adunit="businessinsider.desktop/post/in-content-4-plus/travel" data-secvert="yourmoney" data-tag="freelancer-le,travel,rv,retirement,retired,freelancer" data-authors="chris-mott" data-region="Desktop In Post Ad" data-responsive="[{"browserLimit":[728,0],"slotSize":[[300,250],"fluid"]},{"browserLimit":[1260,0],"slotSize":[[728,90],[300,250],[800,480],[600,480],"fluid"]}]" data-tile-order="tile-6" data-url="/changed-retirement-plans-live-in-rv-travel-full-time-2024-11" data-template="default" data-targeting="{"adunit":"businessinsider.desktop/post/in-content-4-plus/travel","region":"Desktop In Post Ad","tag":"freelancer-le,travel,rv,retirement,retired,freelancer","template":"default","dvp_spos":"in-content-4-plus","rawvert":""}" data-amazontamsizes="[[728,90],[300,250]]" data-enable-ad-refresher="true" data-refresh-count="0"></div> </div></div><h2 id="a201e2c6-3db8-42f7-9383-add7aa9e3d53" data-toc-id="a201e2c6-3db8-42f7-9383-add7aa9e3d53">In many ways, we're living out our retirement dreams</h2> <figure class="figure image-figure-image " data-type="img" data-e2e-name="image-figure-image" data-media-container="image" itemscope="" itemtype="https://schema.org/ImageObject"> <div class="lazy-holder " style="padding-top: calc(100% * 3024 / 4032)"> <meta itemprop="contentUrl" content="https://i.insider.com/6721430ba0a0cc14f224c1c9"> <img class="lazy-image " src="data:image/svg+xml,%3C%3Fxml version='1.0' encoding='UTF-8'%3F%3E%3Csvg xmlns='http://www.w3.org/2000/svg' width='1' height='1'/%3E" data-content-type="image/jpeg" data-srcs="{"https://i.insider.com/6721430ba0a0cc14f224c1c9":{"contentType":"image/jpeg","aspectRatioW":4032,"aspectRatioH":3024}}" alt="A silver Dodge Ram truck parked with a small trailer home attached to it."> </div> <span class="image-source-caption "> <figcaption class="image-caption headline-semibold" data-e2e-name="image-caption"> Our expenses are lower than they were when we had a house. <span class="image-source headline-regular" data-e2e-name="image-source" itemprop="creditText"> Courtesy of Chris Mott </span> </figcaption> </span> </figure> <p>So far, we've spent more than $150,000 on our 30-foot fifth-wheel trailer by Grand Design, truck, hitch, accessories, and customizations.</p> <section class="dad-related-posts-component at-inline related-posts " data-component-type="dad-related-posts" data-delay-third-party-scripts="true" data-size="2" data-container-index="in_content_recirc_1" data-included-verticals="travel" data-placement="inline" data-prevent-collision="true" data-excluded-verticals="bi-video" data-root-margin="250px 0px" data-track-view="{"event":"module_in_view","element_name":"in_content_recirc","subscription_experience":"bi_value_unassigned","product_field":"in_content_recirc_1"}"> <div class="content-recommendations-title-container"> <h2 class="content-recommendations-title headline-semibold ignore-typography "> Related stories </h2> </div> <div class="dad-related-posts-container content-recommendations-container"></div> </section><p>Our expenses average about $3,000 a month, roughly half of what we paid when we owned a home.</p><p>This includes gas, groceries, dining out, campground fees, Starlink internet, cellphone and streaming subscriptions, maintenance, and household items.</p><div class="in-post-sticky only-desktop"><div class="ad-callout-wrapper only-desktop"> <div class="ad-label headline-regular only-desktop">Advertisement</div> <div data-bi-ad="" id="gpt-post-travel-desktop_in_post_ad-desktop-fluid-7" class="ad ad-wrapper fluid in-post only-desktop" data-force="" data-type="ad" data-adunit="businessinsider.desktop/post/in-content-4-plus/travel" data-secvert="yourmoney" data-tag="freelancer-le,travel,rv,retirement,retired,freelancer" data-authors="chris-mott" data-region="Desktop In Post Ad" data-responsive="[{"browserLimit":[728,0],"slotSize":[[300,250],"fluid"]},{"browserLimit":[1260,0],"slotSize":[[728,90],[300,250],[800,480],[600,480],"fluid"]}]" data-tile-order="tile-7" data-url="/changed-retirement-plans-live-in-rv-travel-full-time-2024-11" data-template="default" data-targeting="{"adunit":"businessinsider.desktop/post/in-content-4-plus/travel","region":"Desktop In Post Ad","tag":"freelancer-le,travel,rv,retirement,retired,freelancer","template":"default","dvp_spos":"in-content-4-plus","rawvert":""}" data-amazontamsizes="[[728,90],[300,250]]" data-enable-ad-refresher="true" data-refresh-count="0"></div> </div></div><p>When we're back on my son's property, our expenses for gas and camping are far lower, but we spend a lot of the money we'd save on the kids — buying gifts for our granddaughter and treating the family to dinner out.</p><p>Our <a target="_blank" class="" href="https://www.businessinsider.com/personal-finance/investing/investment-portfolio" data-analytics-product-module="body_link" rel="">investment portfolio</a> covers all of these expenses, which is great because I'm too young to draw any retirement benefits.</p><p>My wife wants me to officially retire and <a target="_blank" class="" href="https://www.businessinsider.com/personal-finance/investing/what-is-social-security" data-analytics-product-module="body_link" rel="">take Social Security</a> at 62, but I want to wait until 70. I've committed to traveling for at least five years since I don't necessarily <em>need</em> to work but I'd kind of <em>like</em> to.</p><div class="in-post-sticky only-desktop"><div class="ad-callout-wrapper only-desktop"> <div class="ad-label headline-regular only-desktop">Advertisement</div> <div data-bi-ad="" id="gpt-post-travel-desktop_in_post_ad-desktop-fluid-8" class="ad ad-wrapper fluid in-post only-desktop" data-force="" data-type="ad" data-adunit="businessinsider.desktop/post/in-content-4-plus/travel" data-secvert="yourmoney" data-tag="freelancer-le,travel,rv,retirement,retired,freelancer" data-authors="chris-mott" data-region="Desktop In Post Ad" data-responsive="[{"browserLimit":[728,0],"slotSize":[[300,250],"fluid"]},{"browserLimit":[1260,0],"slotSize":[[728,90],[300,250],[800,480],[600,480],"fluid"]}]" data-tile-order="tile-8" data-url="/changed-retirement-plans-live-in-rv-travel-full-time-2024-11" data-template="default" data-targeting="{"adunit":"businessinsider.desktop/post/in-content-4-plus/travel","region":"Desktop In Post Ad","tag":"freelancer-le,travel,rv,retirement,retired,freelancer","template":"default","dvp_spos":"in-content-4-plus","rawvert":""}" data-amazontamsizes="[[728,90],[300,250]]" data-enable-ad-refresher="true" data-refresh-count="0"></div> </div></div><p>For now, we have time and money to both travel and spend time with family. We'll figure out the other details later.</p> </div> </div> </div> </section> </div> <section class="post-content-more"> <section class="dad-related-posts-component at-post-bottom related-posts" data-component-type="dad-related-posts" data-delay-third-party-scripts="true" data-size="3" data-container-index="" data-included-verticals="travel" data-placement="post-bottom" data-excluded-verticals="bi-video" data-root-margin="250px 0px" data-track-view="{"element_name":"end_of_article_recirc","product_field":"bi_value_unassigned"}" > <div class="content-recommendations-title-container"> <h2 class="content-recommendations-title headline-semibold ignore-typography "> Read next </h2> </div> <div class="dad-related-posts-container content-recommendations-container"></div> </section> </section> <section class="category-wrapper headline-regular" data-track-click-shared="{"product_field":"bi_value_unassigned","event":"navigation","element_name":"category_link"}" > <a class="category-link not-content-link" href="/category/travel" data-track-click >Travel</a> <a class="category-link not-content-link" href="/category/rv" data-track-click >RV</a> </section> <div class="ad-callout-wrapper only-mobile"> <div class="ad-label headline-regular only-mobile">Advertisement</div> <div data-bi-ad id="gpt-post-travel-mobile_article-mobile-fluid-1" class="ad ad-wrapper fluid only-mobile" data-force="" data-type="ad" data-adunit="businessinsider.mobile/post/after-content/travel" data-secvert="yourmoney" data-tag="freelancer-le,travel,rv,retirement,retired,freelancer" data-authors="chris-mott" data-region="Mobile Article" data-responsive="[{"browserLimit":[0,0],"slotSize":[[320,50],[320,100],[300,250],[300,50]]}]" data-tile-order="tile-0" data-url="/changed-retirement-plans-live-in-rv-travel-full-time-2024-11" data-template="default" data-targeting="{"adunit":"businessinsider.mobile/post/after-content/travel","region":"Mobile Article","tag":"freelancer-le,travel,rv,retirement,retired,freelancer","template":"default","dvp_spos":"after-content","rawvert":""}" data-amazontamsizes="[[320,50],[320,100],[300,250],[300,50]]" data-enable-ad-refresher="true" data-refresh-count="0" ></div> </div> <section class="post-content-bottom taboola-feed" data-track-page-area="Post Bottom" >  <vendor-taboola class="component taboola js-only-desktop" data-component-type="vendor-taboola" data-root-margin="0px 0px 100% 0px" data-consent="MARKETING" config="{"providerName":"taboola","providerPageType":{"article":"auto"},"providerUrl":"//cdn.taboola.com/libtrc/businessinsider/loader.js","providerFlushValue":{"flush":true},"providerData":{"mode":"thumbs-1r","container":"taboola-below-main-column","placement":"below-main-column","onlyOn":"desktop","target_type":"mix"}}" data-load-strategy= "lazy" > <section class="taboola-container targeted-recommended only-desktop taboola-below-main-column" id="taboola-below-main-column" data-e2e-name="taboola-below-main-column" data-track-event-label="rec-taboola-taboola-below-main-column" > </section> </vendor-taboola>  </section> <sticky-footer-ad class="component sticky-footer-ad" data-offset-scroll-value="1" data-region="Mobile Sticky Lower" data-component-type="sticky-footer-ad" data-load-strategy="exclude" data-refresh-interval="" data-hide-when=".taboola-feed,footer,[data-is-interscroller]" > <div class="ad-close-icon" data-action="close" aria-label="Close this ad" ><svg class="svg-icon close-icon " role="img" xmlns="http://www.w3.org/2000/svg" width="1em" height="1em" viewBox="0 0 17.2 17.1"> <title>Close icon</title> <desc>Two crossed lines that form an 'X'. 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