2000 - Rules and Regulations

<!DOCTYPE html> <html lang="en" dir="ltr" prefix="og: https://ogp.me/ns#"> <head> <meta charset="utf-8" /> <link rel="canonical" href="https://www.fdic.gov/laws-and-regulations/2000-rules-and-regulations" /> <meta name="Generator" content="Drupal 10 (https://www.drupal.org)" /> <meta name="MobileOptimized" content="width" /> <meta name="HandheldFriendly" content="true" /> <meta name="viewport" content="width=device-width, initial-scale=1.0" /> <script type="application/ld+json">{ "@context": "https://schema.org", "@type": "BreadcrumbList", "itemListElement": [ { "@type": "ListItem", "position": 1, "name": "Home", "item": "https://www.fdic.gov/" }, { "@type": "ListItem", "position": 2, "name": "Resources", "item": "https://www.fdic.gov/resources" }, { "@type": "ListItem", "position": 3, "name": "Laws and Regulations", "item": "https://www.fdic.gov/laws-and-regulations" } ] }</script> <link rel="alternate" hreflang="en" href="https://www.fdic.gov/laws-and-regulations/2000-rules-and-regulations" /> <link rel="icon" href="/themes/custom/fdic_theme/favicon.ico" type="image/vnd.microsoft.icon" /> <title>2000 - Rules and Regulations | FDIC.gov</title> <link rel="stylesheet" media="all" href="/sites/default/files/css/css_CG2mUl8wtJ5Pc0WcWIRdGeoSyKN_R8dTi1Xw6geKr5Q.css?delta=0&language=en&theme=fdic_theme&include=eJxNjVEKwyAQRC-06JHCqlMjWaO4btPcvtA0tD_zmMfA6KkT1QdW0COVuMwVFd70SLpE09kq4TWl7JtPwzqL-1aKTYS7liAtbj62Aeo8OA_uq97jn3G2dwtSdEWiGZaKzBW7Xd__QucpUHoWHOo_6WpLJqAsJWH4C28K80ld" /> <link rel="stylesheet" media="all" href="/sites/default/files/css/css_CthDOQO96WiCpcGV4ZnexsVd4gUnppM1W23pwgzQQKE.css?delta=1&language=en&theme=fdic_theme&include=eJxNjVEKwyAQRC-06JHCqlMjWaO4btPcvtA0tD_zmMfA6KkT1QdW0COVuMwVFd70SLpE09kq4TWl7JtPwzqL-1aKTYS7liAtbj62Aeo8OA_uq97jn3G2dwtSdEWiGZaKzBW7Xd__QucpUHoWHOo_6WpLJqAsJWH4C28K80ld" /> <link rel="stylesheet" media="print" href="/sites/default/files/css/css_ywe-SVQm0urLP8TMfyO-RU7fkFblz8JPBrcO5c133J4.css?delta=2&language=en&theme=fdic_theme&include=eJxNjVEKwyAQRC-06JHCqlMjWaO4btPcvtA0tD_zmMfA6KkT1QdW0COVuMwVFd70SLpE09kq4TWl7JtPwzqL-1aKTYS7liAtbj62Aeo8OA_uq97jn3G2dwtSdEWiGZaKzBW7Xd__QucpUHoWHOo_6WpLJqAsJWH4C28K80ld" /> <script src="https://dap.digitalgov.gov/Universal-Federated-Analytics-Min.js?agency=FDIC" id="_fed_an_ua_tag" async></script>  <script async src="https://www.googletagmanager.com/gtag/js?id=AW-11137896577"> </script> <script> window.dataLayer = window.dataLayer || []; function gtag() { dataLayer.push(arguments); } gtag('js', new Date()); gtag('config', 'AW-11137896577'); </script> <script>!function(e){var n="https://s.go-mpulse.net/boomerang/";if("False"=="True")e.BOOMR_config=e.BOOMR_config||{},e.BOOMR_config.PageParams=e.BOOMR_config.PageParams||{},e.BOOMR_config.PageParams.pci=!0,n="https://s2.go-mpulse.net/boomerang/";if(window.BOOMR_API_key="CUQED-YPH6N-MJ9LJ-NAC89-WQR4D",function(){function e(){if(!o){var e=document.createElement("script");e.id="boomr-scr-as",e.src=window.BOOMR.url,e.async=!0,i.parentNode.appendChild(e),o=!0}}function t(e){o=!0;var n,t,a,r,d=document,O=window;if(window.BOOMR.snippetMethod=e?"if":"i",t=function(e,n){var t=d.createElement("script");t.id=n||"boomr-if-as",t.src=window.BOOMR.url,BOOMR_lstart=(new Date).getTime(),e=e||d.body,e.appendChild(t)},!window.addEventListener&&window.attachEvent&&navigator.userAgent.match(/MSIE [67]\./))return window.BOOMR.snippetMethod="s",void t(i.parentNode,"boomr-async");a=document.createElement("IFRAME"),a.src="about:blank",a.title="",a.role="presentation",a.loading="eager",r=(a.frameElement||a).style,r.width=0,r.height=0,r.border=0,r.display="none",i.parentNode.appendChild(a);try{O=a.contentWindow,d=O.document.open()}catch(_){n=document.domain,a.src="javascript:var d=document.open();d.domain='"+n+"';void(0);",O=a.contentWindow,d=O.document.open()}if(n)d._boomrl=function(){this.domain=n,t()},d.write("<bo"+"dy onload='document._boomrl();'>");else if(O._boomrl=function(){t()},O.addEventListener)O.addEventListener("load",O._boomrl,!1);else if(O.attachEvent)O.attachEvent("onload",O._boomrl);d.close()}function a(e){window.BOOMR_onload=e&&e.timeStamp||(new Date).getTime()}if(!window.BOOMR||!window.BOOMR.version&&!window.BOOMR.snippetExecuted){window.BOOMR=window.BOOMR||{},window.BOOMR.snippetStart=(new Date).getTime(),window.BOOMR.snippetExecuted=!0,window.BOOMR.snippetVersion=12,window.BOOMR.url=n+"CUQED-YPH6N-MJ9LJ-NAC89-WQR4D";var i=document.currentScript||document.getElementsByTagName("script")[0],o=!1,r=document.createElement("link");if(r.relList&&"function"==typeof r.relList.supports&&r.relList.supports("preload")&&"as"in r)window.BOOMR.snippetMethod="p",r.href=window.BOOMR.url,r.rel="preload",r.as="script",r.addEventListener("load",e),r.addEventListener("error",function(){t(!0)}),setTimeout(function(){if(!o)t(!0)},3e3),BOOMR_lstart=(new Date).getTime(),i.parentNode.appendChild(r);else t(!1);if(window.addEventListener)window.addEventListener("load",a,!1);else if(window.attachEvent)window.attachEvent("onload",a)}}(),"".length>0)if(e&&"performance"in e&&e.performance&&"function"==typeof e.performance.setResourceTimingBufferSize)e.performance.setResourceTimingBufferSize();!function(){if(BOOMR=e.BOOMR||{},BOOMR.plugins=BOOMR.plugins||{},!BOOMR.plugins.AK){var n=""=="true"?1:0,t="",a="bdpnbetp35afsz5xb36q-f-e072d0a53-clientnsv4-s.akamaihd.net",i="false"=="true"?2:1,o={"ak.v":"39","ak.cp":"1610990","ak.ai":parseInt("1033034",10),"ak.ol":"0","ak.cr":1,"ak.ipv":4,"ak.proto":"http/1.1","ak.rid":"30c15aa7","ak.r":45803,"ak.a2":n,"ak.m":"dscb","ak.n":"essl","ak.bpcip":"8.222.208.0","ak.cport":43770,"ak.gh":"111.223.64.85","ak.quicv":"","ak.tlsv":"tls1.2","ak.0rtt":"","ak.0rtt.ed":"","ak.csrc":"-","ak.acc":"bbr","ak.t":"1740050173","ak.ak":"hOBiQwZUYzCg5VSAfCLimQ==tRkINRm+0oj8TcRjO0q4Fan7QmjfVKfIGrFQdKqMZJbtX3PYaOXgaMvax7lxv5k9EripAS+kopG6lzHGHYUzZm2ZEx62BaX6F5y89n3HAHTlUIALR6kW4tpcyT7CFcAEXSxEfl9uPmsgtVbtmYjB78xH80yl6L2t++vUas8hdxaU3zXDmeNFbVAhpiOnBL8E8S1Gz2CT3JThYOMKoJGxfNYP7Cmsj2mEGaKPeLdcy0RWH2dc5zu/i/eoJbS/HeA+MRS4uv1gSq08JjSMFQ32fxc8IpDQWPaf9RHsJof4bs/m4WSWmi4Frqr4lByD/EH3EC1tJRk+CJUif7fTTwqcKcMrIGz96a1qYKgf87rD22lFxo/MDZsswKjrKjb6AXbzDrmNRAjcNa9YjWuvi9Z36afNLwh8J2Y5M2D9XxQHII4=","ak.pv":"2","ak.dpoabenc":"","ak.tf":i};if(""!==t)o["ak.ruds"]=t;var r={i:!1,av:function(n){var t="http.initiator";if(n&&(!n[t]||"spa_hard"===n[t]))o["ak.feo"]=void 0!==e.aFeoApplied?1:0,BOOMR.addVar(o)},rv:function(){var e=["ak.bpcip","ak.cport","ak.cr","ak.csrc","ak.gh","ak.ipv","ak.m","ak.n","ak.ol","ak.proto","ak.quicv","ak.tlsv","ak.0rtt","ak.0rtt.ed","ak.r","ak.acc","ak.t","ak.tf"];BOOMR.removeVar(e)}};BOOMR.plugins.AK={akVars:o,akDNSPreFetchDomain:a,init:function(){if(!r.i){var e=BOOMR.subscribe;e("before_beacon",r.av,null,null),e("onbeacon",r.rv,null,null),r.i=!0}return this},is_complete:function(){return!0}}}}()}(window);</script></head> <body class="acquia-cms-toolbar acquia-cms-environment-prod path-node node--type-wholepage"> <a href="#main-content" class="skipheader"> Skip to main content </a> <div class="dialog-off-canvas-main-canvas" data-off-canvas-main-canvas> <div> <div id="block-fdic-theme-governmentbanner" class="block block-block-content block-block-content5ce1aa81-3346-498b-9ce7-81528fbc9e63"> <div class="field field--name-body field--type-text-with-summary field--label-hidden field__items"> <div class="field__item"><div class="usa-banner"><div class="usa-banner__inner"><div class="usa-banner__header"><div><img class="usa-banner__header-flag" src="/themes/custom/fdic_theme/images/us-flag-small.png" alt="U.S. flag"></div><div class="usa-banner__header-text">An official website of the United States government</div><div><button class="usa-banner__header-button" tabindex="1" id="fdic_how_you_know" aria-expanded="false" aria-controls="gov-banner" aria-label="Here’s how you know"></button></div></div><div class="usa-banner__content" id="gov-banner"><div class="usa-banner__media-block"><div><img class="usa-banner__media-block__icon" src="/themes/custom/fdic_theme/images/svg-icons/icon-dot-gov.svg" alt="Dot gov"></div><div><strong>The .gov means it’s official.</strong> <br>Federal government websites often end in .gov or .mil. Before sharing sensitive information, make sure you’re on a federal government site.</div></div><div class="usa-banner__media-block"><div><img class="usa-banner__media-block__icon" src="/themes/custom/fdic_theme/images/svg-icons/icon-https.svg" alt="Https"></div><div><strong>The site is secure.</strong> <br>The <strong>https://</strong> ensures that you are connecting to the official website and that any information you provide is encrypted and transmitted securely.</div></div></div><div class="usa-banner__search-form"><form accept-charset="UTF-8" action="https://fdic-search.app.cloud.gov" id="cse-search-box-form-id2" method="post"><div class="flex-row-nowrap"><div><a style="font-family:var(--font-family-paragraph);letter-spacing:0;text-decoration:none;" href="/espanol"><em><span class="margin-right-2" lang="es">Cambiar a español</span></em></a></div><div><input name="utf8" type="hidden" value="✓"> <label class="usa-sr-only" for="query1">Search FDIC.gov</label> <input tabindex="2" type="search" autocomplete="off" id="query1" name="query" value="Search FDIC.gov" onblur="if(this.value == '') {this.value = 'Search FDIC.gov';}" onfocus="if(this.value == 'Search FDIC.gov') {this.value = '';}"> <button tabindex="3" name="commit2" type="submit" id="searchsubmit2" aria-label="Submit Search Request" value> <img src="/themes/custom/fdic_theme/images/icon-search-white.png" width="20" height="20"> <span class="usa-sr-only">Search</span> </button></div></div></form></div></div></div></div></div> </div> </div> <div class="usa-header usa-header--basic" role="banner"> <div class="grid-container"> <div class="region region-header"> <div class="usa-logo site-logo" id="logo"> <em class="usa-logo__text"> <a class="logo-img" href="/" accesskey="1" title="Home" aria-label="Home"> <img src="/themes/custom/fdic_theme/fdic-logo-white-noseal.svg" alt="Home" /> </a> </em> </div> <div id="block-fdic-theme-mainnavigation" class="block block-tb-megamenu block-tb-megamenu-menu-blockmain"> <nav class="tbm tbm-main tbm-no-arrows" id="tbm-main" data-breakpoint="1024" aria-label="main navigation"> <button class="tbm-button" type="button"> <span class="tbm-button-container"> <span></span> <span></span> <span></span> <span></span> </span> </button> <div class="tbm-collapse "> <ul class="tbm-nav level-0 items-5" > <li class="tbm-item level-1 tbm-item--has-dropdown" aria-level="1" > <div class="tbm-link-container"> <a href="/about" class="tbm-link level-1 tbm-toggle" aria-expanded="false"> About </a> <button class="tbm-submenu-toggle"><span class="visually-hidden">Toggle submenu</span></button> </div> <div class="tbm-submenu tbm-item-child" role="list"> <div class="tbm-row" role="listitem"> <div class="tbm-column span6 menu-description-block"> <div class="tbm-column-inner"> <div class="tbm-block"> <div class="block-inner"> <div id="block-block-contentdd19b02f-0856-4e25-96bd-acd0c0d9be6f" class="block block-block-content block-block-contentdd19b02f-0856-4e25-96bd-acd0c0d9be6f"> <div class="field field--name-body field--type-text-with-summary field--label-hidden field__items"> <div class="field__item"><h2>About</h2><p>The Federal Deposit Insurance Corporation (FDIC) is an independent agency created by the Congress to maintain stability and public confidence in the nation’s financial system. Learn about the FDIC’s mission, leadership, history, career opportunities, and more.</p><p><a href="/about">Learn More About the FDIC</a></p></div></div> </div> </div> </div> </div> </div> <div class="tbm-column span3 hidden-collapse"> <div class="tbm-column-inner"> <ul class="tbm-subnav level-1 items-4"> <li class="tbm-item level-2" aria-level="2" > <div class="tbm-link-container"> <a href="/about/what-we-do" class="tbm-link level-2"> What We Do </a> </div> </li> <li class="tbm-item level-2" aria-level="2" > <div class="tbm-link-container"> <a href="https://www.fdic.gov/about/leadership/" class="tbm-link level-2"> Leadership </a> </div> </li> <li class="tbm-item level-2" aria-level="2" > <div class="tbm-link-container"> <a href="/careers" class="tbm-link level-2"> Careers </a> </div> </li> <li class="tbm-item level-2" aria-level="2" > <div class="tbm-link-container"> <a href="/about/initiatives" class="tbm-link level-2"> Initiatives </a> </div> </li> </ul> </div> </div> <div class="tbm-column span3 hidden-collapse"> <div class="tbm-column-inner"> <ul class="tbm-subnav level-1 items-6"> <li class="tbm-item level-2" aria-level="2" > <div class="tbm-link-container"> <a href="/about/strategic-plans" class="tbm-link level-2"> Strategic Plans </a> </div> </li> <li class="tbm-item level-2" aria-level="2" > <div class="tbm-link-container"> <a href="/financial-reports" class="tbm-link level-2"> Financial Reports </a> </div> </li> <li class="tbm-item level-2" aria-level="2" > <div class="tbm-link-container"> <a href="/history" class="tbm-link level-2"> History </a> </div> </li> <li class="tbm-item level-2" aria-level="2" > <div class="tbm-link-container"> <a href="https://www.fdic.gov/about/governance" class="tbm-link level-2"> Governance </a> </div> </li> <li class="tbm-item level-2" aria-level="2" > <div class="tbm-link-container"> <a href="/about/about-ombudsman" class="tbm-link level-2"> Ombudsman </a> </div> </li> <li class="tbm-item level-2" aria-level="2" > <div class="tbm-link-container"> <a href="https://www.fdic.gov/about/doing-business" class="tbm-link level-2"> Doing Business with the FDIC </a> </div> </li> </ul> </div> </div> </div> <div class="tbm-row" role="listitem"> <div class="tbm-column span12 hidden-collapse"> <div class="tbm-column-inner"> <div class="tbm-block"> <div class="block-inner"> <div id="block-views-blocknews-latest-news-blocks-latest-news-megamenu" class="block block-views block-views-blocknews-latest-news-blocks-latest-news-megamenu"> <div class="views-element-container"><div class="glider bg-blue js-view-dom-id-58002b35c31dea4e429e2f8e828cc1519ecfd4f3172cb7f3b07b1c9372ef4336"> <div class="glider-track "> <div class="glider-card full-border " id="glider-card-0" style="background-color: #FFFFFF;" > <div class="glider-card-thumbnail"><a href="/news/press-releases/2025/fdic-withdraws-network-central-banks-and-supervisors-greening-financial"> <img loading="lazy" src="/sites/default/files/styles/glider_thumbnail/public/2024-03/seal-latest-news-283x143px_0.jpg?itok=tn5wMn24" width="277" height="141" alt="FDIC Releases Economic Scenarios for 2024 Stress Testing" /> </a></div> <div class="glider-card-subtitle" style="color: #736539;"> PRESS RELEASE / January 21, 2025 </div> <div class="glider-card-title" style="color: var(--fdic-dark-blue);"> <a href="/news/press-releases/2025/fdic-withdraws-network-central-banks-and-supervisors-greening-financial">FDIC Withdraws from the Network of Central Banks and Supervisors for Green…</a> </div> </div> <div class="glider-card full-border " id="glider-card-1" style="background-color: #FFFFFF;" > <div class="glider-card-thumbnail"><a href="/news/press-releases/2025/millennium-bank-des-plaines-ill-assumes-all-deposits-pulaski-savings-bank"> <img loading="lazy" src="/system/files/styles/glider_thumbnail/private/2025-01/bank-latest-news-283x143.png?itok=9T4RVbsD" width="277" height="141" alt="Bank" /> </a></div> <div class="glider-card-subtitle" style="color: #736539;"> PRESS RELEASE / January 17, 2025 </div> <div class="glider-card-title" style="color: var(--fdic-dark-blue);"> <a href="/news/press-releases/2025/millennium-bank-des-plaines-ill-assumes-all-deposits-pulaski-savings-bank">Millennium Bank, Des Plaines, Ill. Assumes All Deposits of Pulaski Savings…</a> </div> </div> <div class="glider-card full-border " id="glider-card-2" style="background-color: #FFFFFF;" > <div class="glider-card-thumbnail"><a href="https://creators.spotify.com/pod/show/fdic/episodes/Small-Business-Lending-e2t4j6b/a-abnbnup"> <img loading="lazy" src="/sites/default/files/styles/glider_thumbnail/public/2024-03/fdicpodcastgraphic-283x143.png?itok=i_SSbqZp" width="277" height="141" alt="FDIC Podcast" /> </a></div> <div class="glider-card-subtitle" style="color: #736539;"> PODCASTS / January 06, 2025 </div> <div class="glider-card-title" style="color: var(--fdic-dark-blue);"> <a href="https://creators.spotify.com/pod/show/fdic/episodes/Small-Business-Lending-e2t4j6b/a-abnbnup">Small Business Lending</a> </div> </div> <div class="glider-card full-border " id="glider-card-3" style="background-color: #FFFFFF;" > <div class="glider-card-thumbnail"><a href="/news/press-releases/2024/fdic-insured-institutions-reported-net-income-654-billion-third-quarter"> <img loading="lazy" src="/system/files/styles/glider_thumbnail/private/2024-12/qbp-2024.png?itok=F3X6qSN4" width="277" height="141" alt="FDIC Quarterly Banking Profile (3rd Quarter 2024)" /> </a></div> <div class="glider-card-subtitle" style="color: #736539;"> PRESS RELEASE / December 12, 2024 </div> <div class="glider-card-title" style="color: var(--fdic-dark-blue);"> <a href="/news/press-releases/2024/fdic-insured-institutions-reported-net-income-654-billion-third-quarter">FDIC-Insured Institutions Reported Net Income of $65.4 Billion</a> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </li> <li class="tbm-item level-1 tbm-item--has-dropdown" aria-level="1" > <div class="tbm-link-container"> <a href="/resources" class="tbm-link level-1 tbm-toggle" aria-expanded="false"> Resources </a> <button class="tbm-submenu-toggle"><span class="visually-hidden">Toggle submenu</span></button> </div> <div class="tbm-submenu tbm-item-child" role="list"> <div class="tbm-row" role="listitem"> <div class="tbm-column span6 menu-description-block"> <div class="tbm-column-inner"> <div class="tbm-block"> <div class="block-inner"> <div id="block-block-contentd9dc1eac-d6f9-400d-9a4a-5337a211b14d" class="block block-block-content block-block-contentd9dc1eac-d6f9-400d-9a4a-5337a211b14d"> <div class="field field--name-body field--type-text-with-summary field--label-hidden field__items"> <div class="field__item"><h2>Resources</h2><p>The FDIC provides a wealth of resources for consumers, bankers, analysts, and other stakeholders. Browse our collection of financial education materials, data tools, documentation of laws and regulations, information on important initiatives, and more.</p><p><a href="/resources">Additional FDIC Resources</a></p></div></div> </div> </div> </div> </div> </div> <div class="tbm-column span3 hidden-collapse"> <div class="tbm-column-inner"> <ul class="tbm-subnav level-1 items-6"> <li class="tbm-item level-2" aria-level="2" > <div class="tbm-link-container"> <a href="https://www.fdic.gov/resources/consumers" class="tbm-link level-2"> Consumer Resource Center </a> </div> </li> <li class="tbm-item level-2" aria-level="2" > <div class="tbm-link-container"> <a href="https://www.fdic.gov/resources/bankers" class="tbm-link level-2"> Banker Resource Center </a> </div> </li> <li class="tbm-item level-2" aria-level="2" > <div class="tbm-link-container"> <a href="/resources/deposit-insurance" class="tbm-link level-2"> Deposit Insurance </a> </div> </li> <li class="tbm-item level-2" aria-level="2" > <div class="tbm-link-container"> <a href="/bank-examinations" class="tbm-link level-2"> Supervision & Examinations </a> </div> </li> <li class="tbm-item level-2" aria-level="2" > <div class="tbm-link-container"> <a href="/laws-and-regulations" class="tbm-link level-2"> Laws & Regulations </a> </div> </li> <li class="tbm-item level-2" aria-level="2" > <div class="tbm-link-container"> <a href="/resolutions" class="tbm-link level-2"> Resolutions </a> </div> </li> </ul> </div> </div> <div class="tbm-column span3 hidden-collapse"> <div class="tbm-column-inner"> <ul class="tbm-subnav level-1 items-6"> <li class="tbm-item level-2" aria-level="2" > <div class="tbm-link-container"> <a href="https://www.fdic.gov/resources/publications" class="tbm-link level-2"> Publications </a> </div> </li> <li class="tbm-item level-2" aria-level="2" > <div class="tbm-link-container"> <a href="/formsdocuments" class="tbm-link level-2"> Forms </a> </div> </li> <li class="tbm-item level-2" aria-level="2" > <div class="tbm-link-container"> <a href="/resources/data-tools" class="tbm-link level-2"> Data Tools </a> </div> </li> <li class="tbm-item level-2" aria-level="2" > <div class="tbm-link-container"> <a href="/community-banking-research-program" class="tbm-link level-2"> Community Banking Research Program </a> </div> </li> <li class="tbm-item level-2" aria-level="2" > <div class="tbm-link-container"> <a href="/coronavirus" class="tbm-link level-2"> Coronavirus Response </a> </div> </li> <li class="tbm-item level-2" aria-level="2" > <div class="tbm-link-container"> <a href="https://www.fdic.gov/about/international-affairs/seminars.html" class="tbm-link level-2"> International Seminars and Training </a> </div> </li> </ul> </div> </div> </div> <div class="tbm-row" role="listitem"> <div class="tbm-column span12 hidden-collapse"> <div class="tbm-column-inner"> <div class="tbm-block"> <div class="block-inner"> <div id="block-views-blocknews-latest-news-blocks-latest-news-megamenu--2" class="block block-views block-views-blocknews-latest-news-blocks-latest-news-megamenu"> <div class="views-element-container"><div class="glider bg-blue js-view-dom-id-5aad2a86aa3096e4d277255143cc4cfd3c5b416764e734575332495f638f4100"> <div class="glider-track "> <div class="glider-card full-border " id="glider-card-0" style="background-color: #FFFFFF;" > <div class="glider-card-thumbnail"><a href="/news/press-releases/2025/fdic-withdraws-network-central-banks-and-supervisors-greening-financial"> <img loading="lazy" src="/sites/default/files/styles/glider_thumbnail/public/2024-03/seal-latest-news-283x143px_0.jpg?itok=tn5wMn24" width="277" height="141" alt="FDIC Releases Economic Scenarios for 2024 Stress Testing" /> </a></div> <div class="glider-card-subtitle" style="color: #736539;"> PRESS RELEASE / January 21, 2025 </div> <div class="glider-card-title" style="color: var(--fdic-dark-blue);"> <a href="/news/press-releases/2025/fdic-withdraws-network-central-banks-and-supervisors-greening-financial">FDIC Withdraws from the Network of Central Banks and Supervisors for Green…</a> </div> </div> <div class="glider-card full-border " id="glider-card-1" style="background-color: #FFFFFF;" > <div class="glider-card-thumbnail"><a href="/news/press-releases/2025/millennium-bank-des-plaines-ill-assumes-all-deposits-pulaski-savings-bank"> <img loading="lazy" src="/system/files/styles/glider_thumbnail/private/2025-01/bank-latest-news-283x143.png?itok=9T4RVbsD" width="277" height="141" alt="Bank" /> </a></div> <div class="glider-card-subtitle" style="color: #736539;"> PRESS RELEASE / January 17, 2025 </div> <div class="glider-card-title" style="color: var(--fdic-dark-blue);"> <a href="/news/press-releases/2025/millennium-bank-des-plaines-ill-assumes-all-deposits-pulaski-savings-bank">Millennium Bank, Des Plaines, Ill. Assumes All Deposits of Pulaski Savings…</a> </div> </div> <div class="glider-card full-border " id="glider-card-2" style="background-color: #FFFFFF;" > <div class="glider-card-thumbnail"><a href="https://creators.spotify.com/pod/show/fdic/episodes/Small-Business-Lending-e2t4j6b/a-abnbnup"> <img loading="lazy" src="/sites/default/files/styles/glider_thumbnail/public/2024-03/fdicpodcastgraphic-283x143.png?itok=i_SSbqZp" width="277" height="141" alt="FDIC Podcast" /> </a></div> <div class="glider-card-subtitle" style="color: #736539;"> PODCASTS / January 06, 2025 </div> <div class="glider-card-title" style="color: var(--fdic-dark-blue);"> <a href="https://creators.spotify.com/pod/show/fdic/episodes/Small-Business-Lending-e2t4j6b/a-abnbnup">Small Business Lending</a> </div> </div> <div class="glider-card full-border " id="glider-card-3" style="background-color: #FFFFFF;" > <div class="glider-card-thumbnail"><a href="/news/press-releases/2024/fdic-insured-institutions-reported-net-income-654-billion-third-quarter"> <img loading="lazy" src="/system/files/styles/glider_thumbnail/private/2024-12/qbp-2024.png?itok=F3X6qSN4" width="277" height="141" alt="FDIC Quarterly Banking Profile (3rd Quarter 2024)" /> </a></div> <div class="glider-card-subtitle" style="color: #736539;"> PRESS RELEASE / December 12, 2024 </div> <div class="glider-card-title" style="color: var(--fdic-dark-blue);"> <a href="/news/press-releases/2024/fdic-insured-institutions-reported-net-income-654-billion-third-quarter">FDIC-Insured Institutions Reported Net Income of $65.4 Billion</a> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </li> <li class="tbm-item level-1 tbm-item--has-dropdown" aria-level="1" > <div class="tbm-link-container"> <a href="/analysis" class="tbm-link level-1 tbm-toggle" aria-expanded="false"> Analysis </a> <button class="tbm-submenu-toggle"><span class="visually-hidden">Toggle submenu</span></button> </div> <div class="tbm-submenu tbm-item-child" role="list"> <div class="tbm-row" role="listitem"> <div class="tbm-column span6 menu-description-block"> <div class="tbm-column-inner"> <div class="tbm-block"> <div class="block-inner"> <div id="block-block-content13ddded4-1760-4ed6-867e-7ea94b8b60b7" class="block block-block-content block-block-content13ddded4-1760-4ed6-867e-7ea94b8b60b7"> <div class="field field--name-body field--type-text-with-summary field--label-hidden field__items"> <div class="field__item"><h2>Analysis</h2><p>The FDIC is proud to be a pre-eminent source of U.S. banking industry research, including quarterly banking profiles, working papers, and state banking performance data. Browse our extensive research tools and reports.</p><p><a href="/analysis">More FDIC Analysis</a></p></div></div> </div> </div> </div> </div> </div> <div class="tbm-column span3 hidden-collapse"> <div class="tbm-column-inner"> <ul class="tbm-subnav level-1 items-3"> <li class="tbm-item level-2" aria-level="2" > <div class="tbm-link-container"> <a href="/center-financial-research" class="tbm-link level-2"> Center for Financial Research </a> </div> </li> <li class="tbm-item level-2" aria-level="2" > <div class="tbm-link-container"> <a href="/consumer-research" class="tbm-link level-2"> Consumer Research </a> </div> </li> <li class="tbm-item level-2" aria-level="2" > <div class="tbm-link-container"> <a href="/household-survey" class="tbm-link level-2"> FDIC National Survey of Unbanked and Underbanked Households </a> </div> </li> </ul> </div> </div> <div class="tbm-column span3 hidden-collapse"> <div class="tbm-column-inner"> <ul class="tbm-subnav level-1 items-4"> <li class="tbm-item level-2" aria-level="2" > <div class="tbm-link-container"> <a href="/analysis/quarterly-banking-profile" class="tbm-link level-2"> Quarterly Banking Profile </a> </div> </li> <li class="tbm-item level-2" aria-level="2" > <div class="tbm-link-container"> <a href="/center-financial-research/academic-challenge" class="tbm-link level-2"> FDIC Academic Challenge </a> </div> </li> <li class="tbm-item level-2" aria-level="2" > <div class="tbm-link-container"> <a href="/analysis/quarterly-banking-profile/fdic-quarterly/quarterly-articles" class="tbm-link level-2"> FDIC Banking Issues in Focus </a> </div> </li> <li class="tbm-item level-2" aria-level="2" > <div class="tbm-link-container"> <a href="/analysis/risk-review" class="tbm-link level-2"> Annual Risk Review </a> </div> </li> </ul> </div> </div> </div> <div class="tbm-row" role="listitem"> <div class="tbm-column span12 hidden-collapse"> <div class="tbm-column-inner"> <div class="tbm-block"> <div class="block-inner"> <div id="block-views-blockanalysis-glider-analysis-megamenu-glider" class="block block-views block-views-blockanalysis-glider-analysis-megamenu-glider"> <div class="views-element-container"><div class="glider bg-blue js-view-dom-id-53545c477b213de42d40e009073ca5ee292751c6b48f88abd821da9dbf7e0283"> <div class="glider-track "> <div class="glider-card full-border " id="glider-card-0" style="background-color: #FFFFFF;" > <div class="glider-card-thumbnail"><a href="/quarterly-banking-profile/fdic-quarterly-banking-profile-third-quarter-2024"> <img loading="lazy" src="/system/files/styles/glider_thumbnail/private/2024-12/qbp-2024.png?itok=F3X6qSN4" width="277" height="141" alt="FDIC Quarterly Banking Profile (3rd Quarter 2024)" /> </a></div> <div class="glider-card-subtitle" style="color: #736539;"> EVENT / December 12, 2024 </div> <div class="glider-card-title" style="color: var(--fdic-dark-blue);"> <a href="/quarterly-banking-profile/fdic-quarterly-banking-profile-third-quarter-2024">FDIC-Insured Institutions Reported Net Income of $65.4 Billion</a> </div> </div> <div class="glider-card full-border " id="glider-card-1" style="background-color: #FFFFFF;" > <div class="glider-card-thumbnail"><a href="/quarterly-banking-profile/fdic-quarterly-banking-profile-second-quarter-2024"> <img loading="lazy" src="/system/files/styles/glider_thumbnail/private/2024-09/qbp-q2-2024-283x143.png?itok=TX0VbZPk" width="277" height="141" alt="Quarterly Banking Profile for Second Quarter 2024" /> </a></div> <div class="glider-card-subtitle" style="color: #736539;"> EVENT / September 05, 2024 </div> <div class="glider-card-title" style="color: var(--fdic-dark-blue);"> <a href="/quarterly-banking-profile/fdic-quarterly-banking-profile-second-quarter-2024">FDIC-Insured Institutions Reported Net Income of $71.5 Billion</a> </div> </div> <div class="glider-card full-border " id="glider-card-2" style="background-color: #FFFFFF;" > <div class="glider-card-thumbnail"><a href="https://www.fdic.gov/analysis/quarterly-banking-profile/qbp/2024mar/"> <img loading="lazy" src="/sites/default/files/styles/glider_thumbnail/public/2024-05/qbp-q1-2024.png?itok=WG14C4zi" width="277" height="141" alt="Quarterly Banking Profile for First Quarter 2024" /> </a></div> <div class="glider-card-subtitle" style="color: #736539;"> EVENT / May 29, 2024 </div> <div class="glider-card-title" style="color: var(--fdic-dark-blue);"> <a href="https://www.fdic.gov/analysis/quarterly-banking-profile/qbp/2024mar/">Quarterly Banking Profile for First Quarter 2024</a> </div> </div> <div class="glider-card full-border " id="glider-card-3" style="background-color: #FFFFFF;" > <div class="glider-card-thumbnail"><a href="https://www.fdic.gov/analysis/quarterly-banking-profile/qbp/2023dec/"> <img loading="lazy" src="/sites/default/files/styles/glider_thumbnail/public/2024-03/qbp-q4-2023.jpg?itok=TMbfmAZ0" width="277" height="141" alt="FDIC-Insured Institutions Reported Net Income of $38.4 Billion in Fourth Quarter 2023" /> </a></div> <div class="glider-card-subtitle" style="color: #736539;"> EVENT / March 07, 2024 </div> <div class="glider-card-title" style="color: var(--fdic-dark-blue);"> <a href="https://www.fdic.gov/analysis/quarterly-banking-profile/qbp/2023dec/">Quarterly Banking Profile for Fourth Quarter 2023</a> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </li> <li class="tbm-item level-1 tbm-item--has-dropdown" aria-level="1" > <div class="tbm-link-container"> <a href="/news" class="tbm-link level-1 tbm-toggle" aria-expanded="false"> News </a> <button class="tbm-submenu-toggle"><span class="visually-hidden">Toggle submenu</span></button> </div> <div class="tbm-submenu tbm-item-child" role="list"> <div class="tbm-row" role="listitem"> <div class="tbm-column span6 menu-description-block"> <div class="tbm-column-inner"> <div class="tbm-block"> <div class="block-inner"> <div id="block-block-content6f717950-d2b9-4816-ba1c-2d062b39682b" class="block block-block-content block-block-content6f717950-d2b9-4816-ba1c-2d062b39682b"> <div class="field field--name-body field--type-text-with-summary field--label-hidden field__items"> <div class="field__item"><h2>News</h2><p>The FDIC publishes regular updates on news and activities. Keep up with FDIC announcements, read speeches and testimony on the latest banking issues, learn about policy changes for banks, and get the details on upcoming conferences and events.</p><p><a href="https://www.fdic.gov/news/">Find More FDIC News</a></p></div></div> </div> </div> </div> </div> </div> <div class="tbm-column span3 hidden-collapse"> <div class="tbm-column-inner"> <ul class="tbm-subnav level-1 items-6"> <li class="tbm-item level-2" aria-level="2" > <div class="tbm-link-container"> <a href="/news/press-releases/current.html" class="tbm-link level-2"> Press Releases </a> </div> </li> <li class="tbm-item level-2" aria-level="2" > <div class="tbm-link-container"> <a href="/news/financial-institution-letters/index.html" class="tbm-link level-2"> Financial Institution Letters </a> </div> </li> <li class="tbm-item level-2" aria-level="2" > <div class="tbm-link-container"> <a href="/news/events" class="tbm-link level-2"> Conferences & Events </a> </div> </li> <li class="tbm-item level-2" aria-level="2" > <div class="tbm-link-container"> <a href="/news/board-matters" class="tbm-link level-2"> Board Matters </a> </div> </li> <li class="tbm-item level-2" aria-level="2" > <div class="tbm-link-container"> <a href="/news/disaster" class="tbm-link level-2"> Natural Disasters </a> </div> </li> <li class="tbm-item level-2" aria-level="2" > <div class="tbm-link-container"> <a href="/news/campaigns" class="tbm-link level-2"> Media Campaigns </a> </div> </li> </ul> </div> </div> <div class="tbm-column span3 hidden-collapse"> <div class="tbm-column-inner"> <ul class="tbm-subnav level-1 items-5"> <li class="tbm-item level-2" aria-level="2" > <div class="tbm-link-container"> <a href="/news/speeches" class="tbm-link level-2"> Speeches, Statements & Testimonies </a> </div> </li> <li class="tbm-item level-2" aria-level="2" > <div class="tbm-link-container"> <a href="/news/podcasts" class="tbm-link level-2"> Podcasts </a> </div> </li> <li class="tbm-item level-2" aria-level="2" > <div class="tbm-link-container"> <a href="/news/videos" class="tbm-link level-2"> Videos </a> </div> </li> <li class="tbm-item level-2" aria-level="2" > <div class="tbm-link-container"> <a href="/news/editorials" class="tbm-link level-2"> Opinion Editorials </a> </div> </li> <li class="tbm-item level-2" aria-level="2" > <div class="tbm-link-container"> <a href="/news/fact-sheets" class="tbm-link level-2"> Policy Fact Sheets </a> </div> </li> </ul> </div> </div> </div> <div class="tbm-row" role="listitem"> <div class="tbm-column span12 hidden-collapse"> <div class="tbm-column-inner"> <div class="tbm-block"> <div class="block-inner"> <div id="block-views-blocknews-latest-news-blocks-latest-news-megamenu--3" class="block block-views block-views-blocknews-latest-news-blocks-latest-news-megamenu"> <div class="views-element-container"><div class="glider bg-blue js-view-dom-id-0892c11a5644b738c24a0dad7ace0fd1583c278717a870ceda2775ee39c0b452"> <div class="glider-track "> <div class="glider-card full-border " id="glider-card-0" style="background-color: #FFFFFF;" > <div class="glider-card-thumbnail"><a href="/news/press-releases/2025/fdic-withdraws-network-central-banks-and-supervisors-greening-financial"> <img loading="lazy" src="/sites/default/files/styles/glider_thumbnail/public/2024-03/seal-latest-news-283x143px_0.jpg?itok=tn5wMn24" width="277" height="141" alt="FDIC Releases Economic Scenarios for 2024 Stress Testing" /> </a></div> <div class="glider-card-subtitle" style="color: #736539;"> PRESS RELEASE / January 21, 2025 </div> <div class="glider-card-title" style="color: var(--fdic-dark-blue);"> <a href="/news/press-releases/2025/fdic-withdraws-network-central-banks-and-supervisors-greening-financial">FDIC Withdraws from the Network of Central Banks and Supervisors for Green…</a> </div> </div> <div class="glider-card full-border " id="glider-card-1" style="background-color: #FFFFFF;" > <div class="glider-card-thumbnail"><a href="/news/press-releases/2025/millennium-bank-des-plaines-ill-assumes-all-deposits-pulaski-savings-bank"> <img loading="lazy" src="/system/files/styles/glider_thumbnail/private/2025-01/bank-latest-news-283x143.png?itok=9T4RVbsD" width="277" height="141" alt="Bank" /> </a></div> <div class="glider-card-subtitle" style="color: #736539;"> PRESS RELEASE / January 17, 2025 </div> <div class="glider-card-title" style="color: var(--fdic-dark-blue);"> <a href="/news/press-releases/2025/millennium-bank-des-plaines-ill-assumes-all-deposits-pulaski-savings-bank">Millennium Bank, Des Plaines, Ill. Assumes All Deposits of Pulaski Savings…</a> </div> </div> <div class="glider-card full-border " id="glider-card-2" style="background-color: #FFFFFF;" > <div class="glider-card-thumbnail"><a href="https://creators.spotify.com/pod/show/fdic/episodes/Small-Business-Lending-e2t4j6b/a-abnbnup"> <img loading="lazy" src="/sites/default/files/styles/glider_thumbnail/public/2024-03/fdicpodcastgraphic-283x143.png?itok=i_SSbqZp" width="277" height="141" alt="FDIC Podcast" /> </a></div> <div class="glider-card-subtitle" style="color: #736539;"> PODCASTS / January 06, 2025 </div> <div class="glider-card-title" style="color: var(--fdic-dark-blue);"> <a href="https://creators.spotify.com/pod/show/fdic/episodes/Small-Business-Lending-e2t4j6b/a-abnbnup">Small Business Lending</a> </div> </div> <div class="glider-card full-border " id="glider-card-3" style="background-color: #FFFFFF;" > <div class="glider-card-thumbnail"><a href="/news/press-releases/2024/fdic-insured-institutions-reported-net-income-654-billion-third-quarter"> <img loading="lazy" src="/system/files/styles/glider_thumbnail/private/2024-12/qbp-2024.png?itok=F3X6qSN4" width="277" height="141" alt="FDIC Quarterly Banking Profile (3rd Quarter 2024)" /> </a></div> <div class="glider-card-subtitle" style="color: #736539;"> PRESS RELEASE / December 12, 2024 </div> <div class="glider-card-title" style="color: var(--fdic-dark-blue);"> <a href="/news/press-releases/2024/fdic-insured-institutions-reported-net-income-654-billion-third-quarter">FDIC-Insured Institutions Reported Net Income of $65.4 Billion</a> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </li> <li class="tbm-item level-1 megamenu-search tbm-item--has-dropdown" aria-level="1" > <div class="tbm-link-container"> <span class="tbm-link level-1 no-link tbm-toggle" tabindex="0" aria-expanded="false"> Search </span> <button class="tbm-submenu-toggle"><span class="visually-hidden">Toggle submenu</span></button> </div> <div class="megamenu-search-submenu tbm-submenu tbm-item-child" role="list"> <div class="tbm-row" role="listitem"> <div class="tbm-column span12"> <div class="tbm-column-inner"> <div class="tbm-block"> <div class="block-inner"> <div id="block-block-contentd1147a03-bf80-463f-aa08-63c2f29068a0" class="block block-block-content block-block-contentd1147a03-bf80-463f-aa08-63c2f29068a0"> <div class="field field--name-body field--type-text-with-summary field--label-hidden field__items"> <div class="field__item"><div class="usa-banner__search-form gold flex-center-x"><form accept-charset="UTF-8" action="https://fdic-search.app.cloud.gov" id="cse-search-box-form-id2" method="post"><div class="flex-row-nowrap"><input name="utf8" type="hidden" value="✓"> <label class="usa-sr-only" for="query2">Search FDIC.gov</label> <input tabindex="2" type="search" autocomplete="off" id="query2" name="query" value="Search FDIC.gov" onblur="if(this.value == '') {this.value = 'Search FDIC.gov';}" onfocus="if(this.value == 'Search FDIC.gov') {this.value = '';}"> <button tabindex="3" name="commit2" type="submit" id="searchsubmit2" aria-label="Submit Search Request" value> <img src="/themes/custom/fdic_theme/images/icon-search-white.png" width="20" height="20"> <span class="usa-sr-only">Search</span> </button></div><div class="flex-row-nowrap flex-right margin-y-0p5"><a class="text-fdic-white" href="/search/help.html">Advanced Search</a></div></form></div></div></div> </div> </div> </div> </div> </div> </div> </div> </li> </ul> </div> </nav> <script> if (window.matchMedia("(max-width: 1024px)").matches) { document.getElementById("tbm-main").classList.add('tbm--mobile') } </script> </div> <div id="block-fdic-theme-attachlibrariesblock" class="block block-fdic-custom block-fdic-attach-libraries-block"> </div> </div> </div> </div> <div class="grid-container bg-fdic-white"> <div class="ds-region-abovecontent"> <div id="block-fdic-theme-breadcrumbs" class="block block-system block-system-breadcrumb-block"> <nav class="fdic-breadcrumb" role="navigation" aria-labelledby="system-breadcrumb"> <h2 id="system-breadcrumb" class="usa-sr-only">Breadcrumb</h2> <span class="fdic-breadcrumb__item"> <a href="/" class="fdic-breadcrumb__item__link">Home</a> </span> <span class="fdic-breadcrumb__item"> <a href="https://www.fdic.gov/resources" class="fdic-breadcrumb__item__link">Resources</a> </span> <span class="fdic-breadcrumb__item"> <a href="https://www.fdic.gov/laws-and-regulations" class="fdic-breadcrumb__item__link">Laws and Regulations</a> </span> </nav> </div> <div data-drupal-messages-fallback class="hidden"></div> <div id="block-fdic-theme-nodesubtitle" class="content-subtitle block block-fdic-custom block-fdic-node-subtitle-block"> Laws and Regulations </div> <div id="block-fdic-theme-node-title-block" class="block block-fdic-custom block-fdic-node-field-block"> <h1 class='text-align-center'>2000 - Rules and Regulations</h1> </div> </div> <div class="ds-region-highlight"> <div id="block-fdic-theme-sharethis" class="width-full flex-row-nowrap flex-right block block-block-content block-block-content3ec5bbc9-b47e-4b4f-a8d1-00a4fa772d0d"> <div class="field field--name-body field--type-text-with-summary field--label-hidden field__items"> <div class="field__item"><div><div class="flex-row-nowrap flex-center-xy"><div class="font-title text-ls-0p1"><em>Share This:</em></div><div class="margin-left-0p5"><a class="fab fa-facebook-f usa-icon usa-icon--gold-circle text-ls-0" href="#" aria-label="Share on Facebook" rel="noopener noreferrer" onclick="window.open('https://www.facebook.com/sharer/sharer.php?u='+encodeURIComponent(location.href) );"><span class="sr-only">Share on Facebook</span></a></div><div class="margin-left-0p5"><a class="usa-icon usa-icon--gold-circle text-ls-0" href="#" aria-label="Share on X" onclick="window.open( 'https://twitter.com/share?text='+document.title.replace('|','')+'&via=FDICgov&url=' + encodeURIComponent(location.href).replace('|','') );"><svg height="16" width="16" viewBox="0 0 512 512"><path fill="#ffffff" d="M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z" /><title>Share on X</title></svg><span class="sr-only">Share on X</span></a></div><div class="margin-left-0p5"><a class="fab fa-linkedin-in usa-icon usa-icon--gold-circle text-ls-0" href="#" aria-label="Share on LinkedIn" onclick="window.open('https://www.linkedin.com/shareArticle?mini=true&url=' + encodeURIComponent(location.href) + '&title=' + document.title);"><span class="sr-only">Follow the FDIC on LinkedIn</span></a></div><div class="margin-left-0p5"><a class="fas fa-envelope usa-icon usa-icon--gold-circle text-ls-0" href="#" onclick="location.href='mailto:?subject='+document.title+'&body='+encodeURIComponent(location.href)" aria-label="Share through email"><span class="sr-only">Share through email</span></a></div><div class="margin-left-0p5"><a class="usa-icon usa-icon--gold-circle fa fa-print text-ls-0" href="#" aria-label="Print" onclick="window.print();"><span class="sr-only">Print</span></a></div></div></div></div></div> </div> </div> <div class='ds-region-content'> <div class="ds-region-left order-0 mobile--order-1"> <div id="block-fdic-theme-webareamenu" class="sidebar-container navigation block block-group-content-menu block-group-content-menuweb-area-menu"> <ul class="menu group-menu nav navbar-nav"> <li class="first"> <a href="/laws-and-regulations" class="first" data-drupal-link-system-path="node/53106">Laws and Regulations</a> </li> <li class="expanded dropdown active active-trail"> <a href="/laws-and-regulations/fdic-law-regulations-related-acts" class="expanded dropdown active active-trail dropdown-toggle active-trail" data-toggle="dropdown" data-drupal-link-system-path="node/53121">FDIC Law, Regulations, Related Acts <span class="caret"></span></a> <ul class="dropdown-menu"> <li class="first"> <a href="/laws-and-regulations/fdic-general-counsel-opinions" class="first" data-drupal-link-system-path="node/53136">FDIC General Counsel Opinions</a> </li> <li class="active active-trail"> <a href="/laws-and-regulations/2000-rules-and-regulations" class="active active-trail active-trail is-active" data-drupal-link-system-path="node/44891" aria-current="page">FDIC Rules and Regulations</a> </li> <li> <a href="/laws-and-regulations/fdic-and-interagency-statements" data-drupal-link-system-path="node/53131">FDIC and Interagency Statements</a> </li> <li class="last"> <a href="/laws-and-regulations/chronology-selected-banking-laws" class="last" data-drupal-link-system-path="node/53126">Important Banking Laws</a> </li> </ul> </li> <li class="expanded dropdown"> <a href="/laws-and-regulations/fdics-plans-review-existing-regulations-continued-effectiveness" class="expanded dropdown dropdown-toggle" data-toggle="dropdown" data-drupal-link-system-path="node/53111">FDIC's Plans to Review Existing Regulations for Continued Effectiveness <span class="caret"></span></a> <ul class="dropdown-menu"> <li class="first last"> <a href="/laws-and-regulations/economic-growth-and-regulatory-paperwork-reduction-act-1996" class="first last" data-drupal-link-system-path="node/53116">Economic Growth and RegulatoryPaperwork Reduction Act of 1996</a> </li> </ul> </li> <li class="expanded dropdown"> <a href="/laws-and-regulations/deposit-insurance-assessment-appeals-guidelines-decisions" class="expanded dropdown dropdown-toggle" data-toggle="dropdown" data-drupal-link-system-path="node/53141">Deposit Insurance Assessment Appeals: Guidelines & Decisions <span class="caret"></span></a> <ul class="dropdown-menu"> <li class="first"> <a href="/laws-and-regulations/assessment-appeals-committee-decisions" class="first" data-drupal-link-system-path="node/53146">Assessment Appeals Committee Decisions</a> </li> <li> <a href="/laws-and-regulations/supervision-appeals-guidelines-and-committee-decision" data-drupal-link-system-path="node/53151">Supervision Appeals: Guidelines and Committee Decision</a> </li> <li class="last"> <a href="/laws-and-regulations/supervision-appeals-review-committee-decisions" class="last" data-drupal-link-system-path="node/53156">Supervision Appeals Review Committee Decisions</a> </li> </ul> </li> <li> <a href="/laws-and-regulations/public-comments-fdic" data-drupal-link-system-path="node/53161">Public Comments to the FDIC</a> </li> <li class="last"> <a href="/laws-and-regulations/statement-policy-qualifications-failed-bank-acquisitions" class="last" data-drupal-link-system-path="node/53166">Statement of Policy on Qualifications for Failed Bank Acquisitions</a> </li> </ul> </div> </div> <main id="main-content" class="ds-region-middle order-1 mobile--order-0"> <div id="block-fdic-theme-content" class="block block-system block-system-main-block"> <article data-me-edit-screen-key="c8671c60-9bc4-41e8-aa25-fdc9339e2df5" data-me-edit-screen-entity-id="44891" class="node--wholepage"> <div> <div class="field field--name-field-content field--type-entity-reference-revisions field--label-hidden field__items"> <div class="field__item"> <div class="paragraph paragraph--type--text paragraph--view-mode--default"> <strong>Keyword(s)</strong>   <br> <br> <p> <strong>Part</strong><br> 300 [Reserved]<br> 301 [Reserved]<br> 302 <a href="https://www.ecfr.gov/current/title-12/chapter-III/subchapter-A/part-302" target="_blank">Use of Supervisory Guidance</a><br> 303 <a href="https://www.ecfr.gov/current/title-12/chapter-III/subchapter-A/part-303" target="_blank">Filing Procedures</a><br> 304 <a href="https://www.ecfr.gov/current/title-12/chapter-III/subchapter-A/part-304" target="_blank">Forms, Instructions, and Reports</a><br> 305 [Reserved]<br> 306 [Reserved]<br> 307 <a href="https://www.ecfr.gov/current/title-12/chapter-III/subchapter-A/part-307" target="_blank">Certification of Assumption of Deposits and Notification of Changes of Insured Status</a><br> 308 <a href="https://www.ecfr.gov/current/title-12/chapter-III/subchapter-A/part-308" target="_blank">Rules of Practice and Procedure</a><br> 309 <a href="https://www.ecfr.gov/current/title-12/chapter-III/subchapter-A/part-309" target="_blank">Disclosure of Information</a><br> 310 <a href="https://www.ecfr.gov/current/title-12/chapter-III/subchapter-A/part-310" target="_blank">Privacy Act Regulations</a><br> 311 <a href="https://www.ecfr.gov/current/title-12/chapter-III/subchapter-A/part-311" target="_blank">Rules Governing Public Observation of Meetings of the Corporation's Board of Directors</a><br> 312 [Reserved]<br> 313 <a href="https://www.ecfr.gov/current/title-12/chapter-III/subchapter-A/part-313" target="_blank">Procedures for Collection of Corporate Debt, Criminal Restitution Debt, and Civil Money Penalty Debt</a><br> 323 <a href="https://www.ecfr.gov/current/title-12/chapter-III/subchapter-B/part-323" target="_blank">Appraisals</a><br> 324 <a href="https://www.ecfr.gov/current/title-12/chapter-III/subchapter-B/part-324" target="_blank">Capital Adequacy of FDIC-Supervised Institutions</a><br> 325 <a href="https://www.ecfr.gov/current/title-12/chapter-III/subchapter-B/part-325" target="_blank">Stress Testing</a><br> 326 <a href="https://www.ecfr.gov/current/title-12/chapter-III/subchapter-B/part-326" target="_blank">Minimum Security Devices and Procedures and Bank Secrecy Act Compliance</a><br> 327 <a href="https://www.ecfr.gov/current/title-12/chapter-III/subchapter-B/part-327" target="_blank">Assessments</a><br> 328 <a href="https://www.ecfr.gov/current/title-12/chapter-III/subchapter-B/part-328" target="_blank">Advertisement of Membership</a><br> 329 <a href="https://www.ecfr.gov/current/title-12/chapter-III/subchapter-B/part-329" target="_blank">Liquidity Risk Measurement Standards</a><br> 330 <a href="https://www.ecfr.gov/current/title-12/chapter-III/subchapter-B/part-330" target="_blank">Deposit Insurance Coverage</a><br> 331 <a href="https://www.ecfr.gov/current/title-12/chapter-III/subchapter-B/part-331" target="_blank">Federal Interest Rate Authority</a><br> 332 <a href="https://www.ecfr.gov/current/title-12/chapter-III/subchapter-B/part-332" target="_blank">Privacy of Consumer Financial Information</a><br> 333 <a href="https://www.ecfr.gov/current/title-12/chapter-III/subchapter-B/part-333" target="_blank">Extension of Corporate Powers</a><br> 334 <a href="https://www.ecfr.gov/current/title-12/chapter-III/subchapter-B/part-334" target="_blank">Fair Credit Reporting</a><br> 335 <a href="https://www.ecfr.gov/current/title-12/chapter-III/subchapter-B/part-335" target="_blank">Securities of State Nonmember Banks and State Savings Associations</a><br> 336 <a href="https://www.ecfr.gov/current/title-12/chapter-III/subchapter-B/part-336" target="_blank">FDIC Employees</a><br> 337 <a href="https://www.ecfr.gov/current/title-12/chapter-III/subchapter-B/part-337" target="_blank">Unsafe and Unsound Banking Practices</a><br> 338 <a href="https://www.ecfr.gov/current/title-12/chapter-III/subchapter-B/part-338" target="_blank">Fair Housing</a><br> 339 <a href="https://www.ecfr.gov/current/title-12/chapter-III/subchapter-B/part-339" target="_blank">Loans in Areas Having Special Flood Hazards</a><br> 340 <a href="https://www.ecfr.gov/current/title-12/chapter-III/subchapter-B/part-340" target="_blank">Restrictions on Sale of Assets of a Failed Institution by the Federal Deposit Insurance Corporation</a><br> 341 <a href="https://www.ecfr.gov/current/title-12/chapter-III/subchapter-B/part-341" target="_blank">Registration of Securities Transfer Agents</a><br> 342 [Reserved]<br> 343 <a href="https://www.ecfr.gov/current/title-12/chapter-III/subchapter-B/part-343" target="_blank">Consumer Protection in Sales of Insurance</a><br> 344 <a href="https://www.ecfr.gov/current/title-12/chapter-III/subchapter-B/part-344" target="_blank">Recordkeeping and Confirmation Requirements for Securities Transactions</a><br> 345 <a href="https://www.ecfr.gov/current/title-12/chapter-III/subchapter-B/part-345" target="_blank">Community Reinvestment</a><br> 346 <a href="https://www.ecfr.gov/current/title-12/chapter-III/subchapter-B/part-346" target="_blank">Disclosure and Reporting of CRA-Related Agreements</a><br> 347 <a href="https://www.ecfr.gov/current/title-12/chapter-III/subchapter-B/part-347" target="_blank">International Banking</a><br> 348 <a href="https://www.ecfr.gov/current/title-12/chapter-III/subchapter-B/part-348" target="_blank">Management Official Interlocks</a><br> 349 <a href="https://www.ecfr.gov/current/title-12/chapter-III/subchapter-B/part-349" target="_blank">Derivatives</a><br> 350 [Reserved]<br> 351 <a href="https://www.ecfr.gov/current/title-12/chapter-III/subchapter-B/part-351" target="_blank">Proprietary Trading and Certain Interests in and Relationships with Covered Funds</a><br> 352 <a href="https://www.ecfr.gov/current/title-12/chapter-III/subchapter-B/part-352" target="_blank">Nondiscrimination on the Basis of Disability</a><br> 353 <a href="https://www.ecfr.gov/current/title-12/chapter-III/subchapter-B/part-353" target="_blank">Suspicious Activity Reports</a><br> 354 <a href="https://www.ecfr.gov/current/title-12/chapter-III/subchapter-B/part-354" target="_blank">Industrial Banks</a><br> 357 <a href="https://www.ecfr.gov/current/title-12/chapter-III/subchapter-B/part-357" target="_blank">Determination of Economically Depressed Regions</a><br> 359 <a href="https://www.ecfr.gov/current/title-12/chapter-III/subchapter-B/part-359" target="_blank">Golden Parachute and Indemnification Payments</a><br> 360 <a href="https://www.ecfr.gov/current/title-12/chapter-III/subchapter-B/part-360" target="_blank">Resolution and Receivership Rules</a><br> 361 <a href="https://www.ecfr.gov/current/title-12/chapter-III/subchapter-B/part-361" target="_blank">Minority and Women Outreach Program-Contracting</a><br> 362 <a href="https://www.ecfr.gov/current/title-12/chapter-III/subchapter-B/part-362" target="_blank">Activities of Insured State Banks and Insured Savings Associations</a><br> 363 <a href="https://www.ecfr.gov/current/title-12/chapter-III/subchapter-B/part-363" target="_blank">Annual Independent Audits and Reporting Requirements</a><br> 364 <a href="https://www.ecfr.gov/current/title-12/chapter-III/subchapter-B/part-364" target="_blank">Standards for Safety and Soundness</a><br> 365 <a href="https://www.ecfr.gov/current/title-12/chapter-III/subchapter-B/part-365" target="_blank">Real Estate Lending Standards</a><br> 366 <a href="https://www.ecfr.gov/current/title-12/chapter-III/subchapter-B/part-366" target="_blank">Minimum Standards of Integrity and Fitness for an FDIC Contractor</a><br> 367 <a href="https://www.ecfr.gov/current/title-12/chapter-III/subchapter-B/part-367" target="_blank">Suspension and Exclusion of Contractor and Termination of Contracts</a><br> 368 <a href="https://www.ecfr.gov/current/title-12/chapter-III/subchapter-B/part-368" target="_blank">Government Securities Sales Practices</a><br> 369 <a href="https://www.ecfr.gov/current/title-12/chapter-III/subchapter-B/part-369" target="_blank">Prohibition Against Use of Interstate Branches Primarily for Deposit Production</a><br> 370 <a href="https://www.ecfr.gov/current/title-12/chapter-III/subchapter-B/part-370" target="_blank">Recordkeeping for Timely Deposit Insurance Determination</a><br> 371 <a href="https://www.ecfr.gov/current/title-12/chapter-III/subchapter-B/part-371" target="_blank">Recordkeeping Requirements for Qualified Financial Contracts</a><br> 373 <a href="https://www.ecfr.gov/current/title-12/chapter-III/subchapter-B/part-373" target="_blank">Credit Risk Retention</a><br> 380 <a href="https://www.ecfr.gov/current/title-12/chapter-III/subchapter-B/part-380" target="_blank">Orderly Liquidation Authority</a><br> 381 <a href="https://www.ecfr.gov/current/title-12/chapter-III/subchapter-B/part-381" target="_blank">Resolution Plans</a><br> 382 <a href="https://www.ecfr.gov/current/title-12/chapter-III/subchapter-B/part-382" target="_blank">Restrictions on Qualified Financial Contracts</a><br> 390 <a href="https://www.ecfr.gov/current/title-12/chapter-III/subchapter-B/part-390" target="_blank">Regulations Transferred from the Office of Thrift Supervision</a><br> 391-399 [Reserved]<br> </p> <br> <p><sup><strong>Note:</strong> Links on this page are to The Electronic Code of Federal Regulations (eCFR), a web version of the Code of Federal Regulations (CFR).</sup></p> <br> <br> <br> <em><a class="font-size-14px font-family-serif text-prussian-blue text-ls-2 text-light" href="mailto:Regs@fdic.gov">Regs@fdic.gov</a></em> <em><a class="scroll_to font-size-14px font-family-serif text-prussian-blue text-ls-2 text-light" href="#">Back to the Top</a></em> </div> </div></div> </div> </article> </div> <div id="block-fdic-theme-news-last-updated-block" class="text-align-right block block-fdic-custom block-fdic-node-last-updated-block"> <p>Last Updated: April 7, 2023</p> </div> </main> </div> </div> <footer class="usa-footer usa-footer--medium"> <div class="footer-primary"> <div class="grid-container flex-row-wrap flex-center-x flex-children-1 mobile--flex-col"> <div id="block-fdic-theme-footercontactthefdic" class="block block-block-content block-block-content1ad48bca-4eaa-42fe-9f6e-ca59046baba4"> <div class="field field--name-body field--type-text-with-summary field--label-hidden field__items"> <div class="field__item"><div class="text-center"><p class="font-size-1p5 text-fdic-white font-title margin-bottom-1p6875 text-center font-weight-100">CONTACT THE FDIC</p><div class="flex-row-nowrap flex-center-xy margin-bottom-1p5"><a class="usa-button" style="max-width:275px;" href="/contact">CONTACT US</a></div></div></div></div> </div> <div id="block-fdic-theme-footerstayinformed" class="block block-block-content block-block-contentb03f2d44-4fe5-4b57-b078-1dadb83ffee5"> <div class="field field--name-body field--type-text-with-summary field--label-hidden field__items"> <div class="field__item"><div class="flex-col flex-center-xy text-white border-left-half-pixel-white border-right-half-pixel-white mobile--border-none mobile--border-top-half-pixel-white mobile--border-bottom-half-pixel-white"><p class="font-size-1p5 text-fdic-white font-title margin-bottom-1p6875 text-center font-weight-100">STAY INFORMED</p><form class="usa-form width-full" action="https://public.govdelivery.com/accounts/USFDIC/subscribers/qualify" accept-charset="UTF-8" method="post"><div class="width-full flex-col flex-center-xy"><input type="hidden" name="authenticity_token" value="j1E/fYVkoSM7tHw2qwDlob2DvT78RtfQKBwd1buCKxnBBGe5cL0xfkbCHh+JMub0yU6qc8JBwQiqf0/BDff6BQ=="> <input type="hidden" name="topic_id" id="topic_id" value="USFDIC"> <label class="sr-only" for="email">Enter your email address</label> <input class="usa-input margin-top-0" id="email" name="email" type="email" placeholder="Enter your email address:"> <button class="usa-button margin-y-1p5" style="max-width:275px;" type="submit" aria-label="Subscribe"> Subscribe </button></div></form><div class="flex-row-nowrap flex-center-xy margin-bottom-1p5" style="grid-gap:0.5rem;"><div class="grid-col-auto"><a class="fab fa-facebook-f usa-icon usa-icon--gold-circle text-ls-0" href="https://www.facebook.com/FDICgov/" aria-label="Follow the FDIC on Facebook" rel="noopener noreferrer" target="_blank" data-extlink><span class="sr-only">Follow the FDIC on Facebook</span></a></div><div class="grid-col-auto"><a class="usa-icon usa-icon--gold-circle text-ls-0" href="https://twitter.com/FDICgov" aria-label="Follow the FDIC on X"><svg height="16" width="16" viewBox="0 0 512 512"><path fill="#ffffff" d="M389.2 48h70.6L305.6 224.2 487 464H345L233.7 318.6 106.5 464H35.8L200.7 275.5 26.8 48H172.4L272.9 180.9 389.2 48zM364.4 421.8h39.1L151.1 88h-42L364.4 421.8z" /><title>Follow the FDIC on X</title></svg><span class="sr-only">Share on X</span></a></div><div class="grid-col-auto"><a class="fab fa-instagram usa-icon usa-icon--gold-circle text-ls-0" href="https://www.instagram.com/fdicgov/" aria-label="Follow the FDIC on Instagram" rel="noopener noreferrer" target="_blank" data-extlink><span class="sr-only">Follow the FDIC on Instagram</span></a></div><div class="grid-col-auto"><a class="fab fa-linkedin-in usa-icon usa-icon--gold-circle text-ls-0" href="https://www.linkedin.com/company/fdic/" aria-label="Follow the FDIC on LinkedIn" rel="noopener noreferrer" target="_blank" data-extlink><span class="sr-only">Follow the FDIC on LinkedIn</span></a></div><div class="grid-col-auto"><a class="fab fa-flickr usa-icon usa-icon--gold-circle text-ls-0" href="https://www.flickr.com/photos/187818557@N05/" aria-label="Follow the FDIC on Flickr" rel="noopener noreferrer" target="_blank" data-extlink><span class="sr-only">Follow the FDIC on Flickr</span></a></div><div class="grid-col-auto"><a class="fab fa-youtube usa-icon usa-icon--gold-circle text-ls-0" href="https://youtube.com/user/FDICchannel/" aria-label="Follow the FDIC on YouTube" rel="noopener noreferrer" target="_blank" data-extlink><span class="sr-only">Follow the FDIC on YouTube</span></a></div></div></div></div></div> </div> <div id="block-fdic-theme-howcanwehelpyou" class="block block-fdic-custom block-how-can-we-help-you-block"> <div class="flex-col flex-center-xy text-white"> <p class="font-size-1p5 text-fdic-white font-title margin-bottom-1p6875 text-center font-weight-100"> HOW CAN WE HELP YOU? </p> <form class="usa-form width-full"> <div class="width-full flex-col flex-center-xy"> <label class="usa-sr-only usa-label usa-help__heading font-alt-lg margin-top-0 margin-x-auto margin-bottom-2 text-light text-uppercase" for="fmi4_usertype">Define “I am a . . . ” to learn more specific information </label> <select class="usa-select margin-x-auto" id="fmi4_usertype" onchange="fmi4_update_useraction(this);"> <option value="">I am a...</option> <option value="customer">Bank Customer</option> <option value="banker">Banker</option> <option value="consumer">Consumer</option> <option value="business">Small Business Owner</option> <option value="analyst">Analyst/Researcher/Student</option> <option value="legal">Legal Professional</option> <option value="regulator">Bank Regulator</option> <option value="press">Press/Media</option> <option value="vendor">Vendor/Contractor</option> <option value="legislative">Legislative Staff Member</option> <option value="jobseeker">Jobseeker</option> <option value="courtclerk">Court Clerk</option> <option value="prosprobofficer">Prosecutor/Probation Officer</option> <option value="investigator">Investigator</option> </select> <label class="usa-sr-only" for="fmi4_useraction">Select the information you wish to explore based on who you are</label> <select class="usa-select margin-x-auto" id="fmi4_useraction" onfocus="fmi4_useraction_open();" onchange="fmi4_useraction_chosen(this);"> <option class="default" value="">I want to...</option> </select> <button class="usa-button margin-y-1p5" style="max-width:275px;" type="button" value="Go" onclick="fmi4_click();" aria-label="Get Started"> Get Started </button> </div> </form> </div> </div> </div> </div> <div class="footer-secondary"> <div class="grid-container"> <div id="block-fdic-theme-fdicqualtricswebsitefeedbacksurveyblock" class="block block-fdic-custom block-fdic-fdicgov-website-feedback-block"> <script type="text/javascript"> (function(){var g=function(e,h,f,g){ this.get=function(a){for(var a=a+"=",c=document.cookie.split(";"),b=0,e=c.length;b<e;b++){for(var d=c[b];" "==d.charAt(0);)d=d.substring(1,d.length);if(0==d.indexOf(a))return d.substring(a.length,d.length)}return null}; this.set=function(a,c){var b="",b=new Date;b.setTime(b.getTime()+6048E5);b="; expires="+b.toGMTString();document.cookie=a+"="+c+b+"; path=/; "}; this.check=function(){var a=this.get(f);if(a)a=a.split(":");else if(100!=e)"v"==h&&(e=Math.random()>=e/100?0:100),a=[h,e,0],this.set(f,a.join(":"));else return!0;var c=a[1];if(100==c)return!0;switch(a[0]){case "v":return!1;case "r":return c=a[2]%Math.floor(100/c),a[2]++,this.set(f,a.join(":")),!c}return!0}; this.go=function(){if(this.check()){var a=document.createElement("script");a.type="text/javascript";a.src=g;document.body&&document.body.appendChild(a)}}; this.start=function(){var t=this;"complete"!==document.readyState?window.addEventListener?window.addEventListener("load",function(){t.go()},!1):window.attachEvent&&window.attachEvent("onload",function(){t.go()}):t.go()};}; try{(new g(100,"r","QSI_S_ZN_bEscEUJpuK56yPk","https://znbesceujpuk56ypk-fdicfedramp.gov1.siteintercept.qualtrics.com/SIE/?Q_ZID=ZN_bEscEUJpuK56yPk")).start()}catch(i){}} )(); </script> <style> div.QSISlider > div:nth-child(2) { border-radius: 10px 10px 0 0 !important; } </style> <div id="ZN_bEscEUJpuK56yPk"></div> </div> <nav role="navigation" aria-labelledby="block-fdic-theme-footersecondarymenu-menu" id="block-fdic-theme-footersecondarymenu" class="footer-secondary-menu"> <h2 class="usa-sr-only" id="block-fdic-theme-footersecondarymenu-menu">Footer Secondary Menu</h2> <ul class="menu menu--footer-secondary-menu nav"> <li class="first"> <a href="/policies" class="first">Policies</a> </li> <li> <a href="/help" data-drupal-link-system-path="node/44896">Help</a> </li> <li> <a href="/foia" data-drupal-link-system-path="node/60791">Foia</a> </li> <li> <a href="/espanol" data-drupal-link-system-path="node/117091">En Espanol</a> </li> <li> <a href="/accessibility">Accessibility</a> </li> <li> <a href="/open-government">Open Government</a> </li> <li> <a href="https://www.usa.gov">usa.gov</a> </li> <li> <a href="/about/contact-fdic" data-drupal-link-system-path="node/56081">Contact Us</a> </li> <li> <a href="/about/privacy-program" data-drupal-link-system-path="node/56096">Privacy</a> </li> <li> <a href="/about/plain-writing-act-2010" data-drupal-link-system-path="node/56326">Plain Writing</a> </li> <li> <a href="https://www.fdic.gov/about/diversity/nofear">No Fear Act Data</a> </li> <li class="last"> <a href="https://www.fdicoig.gov" class="last">Inspector General</a> </li> </ul> </nav> </div> </div> </footer> </div> <div id="div_fdic_standard_footer"></div> <script type="application/json" data-drupal-selector="drupal-settings-json">{"path":{"baseUrl":"\/","pathPrefix":"","currentPath":"node\/44891","currentPathIsAdmin":false,"isFront":false,"currentLanguage":"en"},"pluralDelimiter":"\u0003","suppressDeprecationErrors":true,"data":{"extlink":{"extTarget":false,"extTargetAppendNewWindowLabel":"(opens in a new window)","extTargetNoOverride":false,"extNofollow":false,"extTitleNoOverride":false,"extNoreferrer":true,"extFollowNoOverride":false,"extClass":"ext","extLabel":"","extImgClass":false,"extSubdomains":true,"extExclude":"fdic\\.gov","extInclude":"","extCssExclude":".glider, .contact-email, .news-email","extCssInclude":"","extCssExplicit":"","extAlert":false,"extAlertText":"This link will take you to an external web site. We are not responsible for their content.","extHideIcons":false,"mailtoClass":"mailto","telClass":"0","mailtoLabel":"","telLabel":"","extUseFontAwesome":true,"extIconPlacement":"append","extPreventOrphan":false,"extFaLinkClasses":"fa fa-external-link-alt","extFaMailtoClasses":"fa fa-envelope","extAdditionalLinkClasses":"","extAdditionalMailtoClasses":"","extAdditionalTelClasses":"","extFaTelClasses":"fa fa-phone","whitelistedDomains":[],"extExcludeNoreferrer":""}},"collapsiblock":{"active_pages":false,"slide_speed":200,"cookie_lifetime":null},"TBMegaMenu":{"TBElementsCounter":{"column":null},"theme":"fdic_theme","tbm-main":{"arrows":""}},"user":{"uid":0,"permissionsHash":"1f484d184d1d33086bd9a0d871fcedc9babaea2d70e378c3e1a500464bbb6289"}}</script> <script src="/sites/default/files/js/js_ISt4k3Bd6vyqkkOTAiH2oCUrgYtkta2yLFUYb4SAeDQ.js?scope=footer&delta=0&language=en&theme=fdic_theme&include=eJxVjUsOwyAMBS9EypGQgw21YmwUQ9LevpX6U1dPM28xBTmncaVGEXpvBD53CuVnp5_oKU8f1sL0QljtSNWsCiVQkPvg7FEMcPniklED3YawbhH32UEubwzZRKA7r2J5i9k-uVciFlZsT8la7O84mM7UoVIatpF6GGtqVKGRzriCU6jCSHt8zQOFwFVu"></script> <script src="https://cdn.jsdelivr.net/npm/js-cookie@3.0.5/dist/js.cookie.min.js"></script> <script src="/modules/contrib/collapsiblock/theme/dist/collapsiblock.js?sroonk" type="module"></script> <script src="/sites/default/files/js/js_xASjjqp6TyMwcE6w1Uidkn5xbelLMIFnke0VESBqc68.js?scope=footer&delta=3&language=en&theme=fdic_theme&include=eJxVjUsOwyAMBS9EypGQgw21YmwUQ9LevpX6U1dPM28xBTmncaVGEXpvBD53CuVnp5_oKU8f1sL0QljtSNWsCiVQkPvg7FEMcPniklED3YawbhH32UEubwzZRKA7r2J5i9k-uVciFlZsT8la7O84mM7UoVIatpF6GGtqVKGRzriCU6jCSHt8zQOFwFVu"></script>  <script type="text/javascript"> /************* DO NOT ALTER ANYTHING BELOW THIS LINE ! **************/ if (typeof s !== 'undefined') { var s_code = s.t(); if (s_code) document.write(s_code); } </script> <script type="text/javascript"> if (navigator.appVersion.indexOf("MSIE") >= 0) document.write(unescape("%3C") + "\!-" + "-"); </script> <noscript> <a href="https://www.omniture.com/" title="Web Analytics"> <img src="https://fdic.122.2o7.net/b/ss/fdicgovprod/1/H.21--NS/0?[AQB]%26cl=Session%26AQE" style="height: 1px; width: 1px; border: none;" alt="adobe marketing cloud tracking image" /></a> </noscript>   </body> </html>

CINXE.COM

2000 - Rules and Regulations | FDIC.gov