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Stax By Fattmerchant Review 2025 – Forbes Advisor
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src="https://thumbor.forbes.com/thumbor/fit-in/x/https://www.forbes.com/advisor/wp-content/uploads/2021/05/leeron-88x88.jpeg" alt="Leeron Hoory" width="24px" height="24px"></a><div id="authorBylineModalContainer" style="display: none"><div class="author-byline-modal"><div class="author-modal-content"><div class="top-content"><div class="author_img-wrap"><img loading="lazy" decoding="async" src="https://thumbor.forbes.com/thumbor/fit-in/x/https://www.forbes.com/advisor/wp-content/uploads/2021/05/leeron-88x88.jpeg" alt="Leeron Hoory" width="50px" height="50px"></div><div class="author-details-wrap"><a class="author-name" href="https://www.forbes.com/advisor/author/lhoory/" target="_blank" data-ecom-link='{"clickText":"Leeron Hoory","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/author\/lhoory\/","clickType":"internal"}'>Leeron Hoory</a><span class="author-role">Contributor</span></div></div><div class="middle-content">Leeron is a New York-based writer with experience covering technology and politics. Her work has appeared in publications such as Quartz, the Village Voice, Gothamist, and Slate.</div><div class="bottom-content"><ul class="social-icon-wrap"></ul><a class="show-more-bio-wrap" href="https://www.forbes.com/advisor/author/lhoory/" target="_blank" data-ecom-link='{"clickText":"See Full Bio","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/author\/lhoory\/","clickType":"internal"}'><span class="see-full-bio-text">Read Full Bio</span><img width="24px" height="24px" alt="See Full Bio" loading="lazy" src="https://www.forbes.com/advisor/wp-content/themes/fadv/assets/img/social-icons/read-full-bio.svg" /></a></div></div><div class="author-close-btn"><img width="24px" height="24px" alt="close icon" loading="lazy" src="https://www.forbes.com/advisor/wp-content/themes/fadv/assets/img/social-icons/forbes-media-close-icon.svg" /></div></div></div><div class="hover-bio-wrapper" data-ecom-container='{"componentTitle":"","componentType":"Article Author Byline"}' ><div class="top-content"><div class="author_img-wrap"><img loading="lazy" decoding="async" src="https://thumbor.forbes.com/thumbor/fit-in/x/https://www.forbes.com/advisor/wp-content/uploads/2021/05/leeron-88x88.jpeg" alt="Leeron Hoory" width="50px" height="50px"></div><div class="author-details-wrap"><a class="author-name" href="https://www.forbes.com/advisor/author/lhoory/" target="_blank" data-ecom-link='{"clickText":"Leeron Hoory","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/author\/lhoory\/","clickType":"internal"}'>Leeron Hoory</a><span class="author-role">Contributor</span></div></div><div class="middle-content">Leeron is a New York-based writer with experience covering technology and politics. Her work has appeared in publications such as Quartz, the Village Voice, Gothamist, and Slate.</div><div class="bottom-content"><ul class="social-icon-wrap"></ul><a class="show-more-bio-wrap" href="https://www.forbes.com/advisor/author/lhoory/" target="_blank" data-ecom-link='{"clickText":"See Full Bio","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/author\/lhoory\/","clickType":"internal"}'><span class="see-full-bio-text">Read Full Bio</span><img width="24px" height="24px" alt="See Full Bio" loading="lazy" src="https://www.forbes.com/advisor/wp-content/themes/fadv/assets/img/social-icons/read-full-bio.svg" /></a></div></div></div><div class="title-wrap"><div class="title-top-wrap"><span class="prefix-text">Written By</span><div class="name author-byline-hoverover"><a class="mobile-disabled-link" href="https://www.forbes.com/advisor/author/lhoory/" data-ecom-link='{"clickText":"Leeron Hoory","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/author\/lhoory\/","clickType":"internal"}' target="_blank">Leeron Hoory </a><div id="authorBylineModalContainer" style="display: none"><div class="author-byline-modal"><div class="author-modal-content"><div class="top-content"><div class="author_img-wrap"><img loading="lazy" decoding="async" src="https://thumbor.forbes.com/thumbor/fit-in/x/https://www.forbes.com/advisor/wp-content/uploads/2021/05/leeron-88x88.jpeg" alt="Leeron Hoory" width="50px" height="50px"></div><div class="author-details-wrap"><a class="author-name" href="https://www.forbes.com/advisor/author/lhoory/" target="_blank" data-ecom-link='{"clickText":"Leeron Hoory","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/author\/lhoory\/","clickType":"internal"}'>Leeron Hoory</a><span class="author-role">Contributor</span></div></div><div class="middle-content">Leeron is a New York-based writer with experience covering technology and politics. Her work has appeared in publications such as Quartz, the Village Voice, Gothamist, and Slate.</div><div class="bottom-content"><ul class="social-icon-wrap"></ul><a class="show-more-bio-wrap" href="https://www.forbes.com/advisor/author/lhoory/" target="_blank" data-ecom-link='{"clickText":"See Full Bio","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/author\/lhoory\/","clickType":"internal"}'><span class="see-full-bio-text">Read Full Bio</span><img width="24px" height="24px" alt="See Full Bio" loading="lazy" src="https://www.forbes.com/advisor/wp-content/themes/fadv/assets/img/social-icons/read-full-bio.svg" /></a></div></div><div class="author-close-btn"><img width="24px" height="24px" alt="close icon" loading="lazy" src="https://www.forbes.com/advisor/wp-content/themes/fadv/assets/img/social-icons/forbes-media-close-icon.svg" /></div></div></div><div class="hover-bio-wrapper" data-ecom-container='{"componentTitle":"","componentType":"Article Author Byline"}' ><div class="top-content"><div class="author_img-wrap"><img loading="lazy" decoding="async" src="https://thumbor.forbes.com/thumbor/fit-in/x/https://www.forbes.com/advisor/wp-content/uploads/2021/05/leeron-88x88.jpeg" alt="Leeron Hoory" width="50px" height="50px"></div><div class="author-details-wrap"><a class="author-name" href="https://www.forbes.com/advisor/author/lhoory/" target="_blank" data-ecom-link='{"clickText":"Leeron Hoory","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/author\/lhoory\/","clickType":"internal"}'>Leeron Hoory</a><span class="author-role">Contributor</span></div></div><div class="middle-content">Leeron is a New York-based writer with experience covering technology and politics. Her work has appeared in publications such as Quartz, the Village Voice, Gothamist, and Slate.</div><div class="bottom-content"><ul class="social-icon-wrap"></ul><a class="show-more-bio-wrap" href="https://www.forbes.com/advisor/author/lhoory/" target="_blank" data-ecom-link='{"clickText":"See Full Bio","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/author\/lhoory\/","clickType":"internal"}'><span class="see-full-bio-text">Read Full Bio</span><img width="24px" height="24px" alt="See Full Bio" loading="lazy" src="https://www.forbes.com/advisor/wp-content/themes/fadv/assets/img/social-icons/read-full-bio.svg" /></a></div></div></div></div><div class="title-bottom-wrap"><div class="designation">Contributor </div></div></div></div></div></div><div class="author_container hide-in-mobile secondary-author co-author" data-ecom-container='{"componentTitle":"Multiple Authors","componentType":"Forbes Multiple Authors Settings"}' ><div class="author_right_container"><div class="top-wrap"><div class="author_img-wrap author-byline-hoverover"><a href="https://www.forbes.com/advisor/author/cbottorff/" class="mobile-disabled-link" data-ecom-link='{"clickText":"Cassie Bottorff","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/author\/cbottorff\/","clickType":"internal"}' target="_blank"><img src="https://www.forbes.com/advisor/wp-content/uploads/2024/04/Cassie-Bottorff-headshot-Cassandra-Bottorff-88x88.png" width="25" height="25" alt="Cassie Bottorff" class="avatar avatar-25 wp-user-avatar wp-user-avatar-25 alignnone photo" /></a><div id="authorBylineModalContainer" style="display: none"><div class="author-byline-modal"><div class="author-modal-content"><div class="top-content"><div class="author_img-wrap"><img src="https://www.forbes.com/advisor/wp-content/uploads/2024/04/Cassie-Bottorff-headshot-Cassandra-Bottorff-88x88.png" width="64" height="64" alt="Cassie Bottorff" class="avatar avatar-64 wp-user-avatar wp-user-avatar-64 alignnone photo" /></div><div class="author-details-wrap"><a class="author-name" href="https://www.forbes.com/advisor/author/cbottorff/" target="_blank" data-ecom-link='{"clickText":"Cassie Bottorff","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/author\/cbottorff\/","clickType":"internal"}'>Cassie Bottorff</a><span class="author-role">Former Deputy Editor</span></div></div><div class="middle-content">Cassie is a former deputy editor who collaborated with teams around the world while living in the beautiful hills of Kentucky. Focusing on bringing growth to small businesses, she is passionate about economic development and has held positions on the...</div><div class="bottom-content"><ul class="social-icon-wrap"><li><a href="https://www.linkedin.com/in/cassie-bottorff/" target="_blank" data-ecom-link='{"clickText":"LinkedIn","clickCat":"Primary","clickUrl":"https:\/\/www.linkedin.com\/in\/cassie-bottorff\/","clickType":"external"}'><img width="24px" height="24px" alt="Linkedin icon" loading="lazy" src="https://www.forbes.com/advisor/wp-content/themes/fadv/assets/img/social-icons/forbes-media-linkedin-icon.svg" /></a></li></ul><a class="show-more-bio-wrap" href="https://www.forbes.com/advisor/author/cbottorff/" target="_blank" data-ecom-link='{"clickText":"See Full Bio","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/author\/cbottorff\/","clickType":"internal"}'><span class="see-full-bio-text">Read Full Bio</span><img width="24px" height="24px" alt="See Full Bio" loading="lazy" src="https://www.forbes.com/advisor/wp-content/themes/fadv/assets/img/social-icons/read-full-bio.svg" /></a></div></div><div class="author-close-btn"><img width="24px" height="24px" alt="close icon" loading="lazy" src="https://www.forbes.com/advisor/wp-content/themes/fadv/assets/img/social-icons/forbes-media-close-icon.svg" /></div></div></div><div class="hover-bio-wrapper" data-ecom-container='{"componentTitle":"","componentType":"Article Author Byline"}' ><div class="top-content"><div class="author_img-wrap"><img src="https://www.forbes.com/advisor/wp-content/uploads/2024/04/Cassie-Bottorff-headshot-Cassandra-Bottorff-88x88.png" width="64" height="64" alt="Cassie Bottorff" class="avatar avatar-64 wp-user-avatar wp-user-avatar-64 alignnone photo" /></div><div class="author-details-wrap"><a class="author-name" href="https://www.forbes.com/advisor/author/cbottorff/" target="_blank" data-ecom-link='{"clickText":"Cassie Bottorff","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/author\/cbottorff\/","clickType":"internal"}'>Cassie Bottorff</a><span class="author-role">Former Deputy Editor</span></div></div><div class="middle-content">Cassie is a former deputy editor who collaborated with teams around the world while living in the beautiful hills of Kentucky. Focusing on bringing growth to small businesses, she is passionate about economic development and has held positions on the...</div><div class="bottom-content"><ul class="social-icon-wrap"><li><a href="https://www.linkedin.com/in/cassie-bottorff/" target="_blank" data-ecom-link='{"clickText":"LinkedIn","clickCat":"Primary","clickUrl":"https:\/\/www.linkedin.com\/in\/cassie-bottorff\/","clickType":"external"}'><img width="24px" height="24px" alt="Linkedin icon" loading="lazy" src="https://www.forbes.com/advisor/wp-content/themes/fadv/assets/img/social-icons/forbes-media-linkedin-icon.svg" /></a></li></ul><a class="show-more-bio-wrap" href="https://www.forbes.com/advisor/author/cbottorff/" target="_blank" data-ecom-link='{"clickText":"See Full Bio","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/author\/cbottorff\/","clickType":"internal"}'><span class="see-full-bio-text">Read Full Bio</span><img width="24px" height="24px" alt="See Full Bio" loading="lazy" src="https://www.forbes.com/advisor/wp-content/themes/fadv/assets/img/social-icons/read-full-bio.svg" /></a></div></div></div><div class="title-wrap"><div class="title-top-wrap"><span class="prefix-text">Written By</span><div class="name author-byline-hoverover"><a class="mobile-disabled-link" href="https://www.forbes.com/advisor/author/cbottorff/" data-ecom-link='{"clickText":"Cassie Bottorff","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/author\/cbottorff\/","clickType":"internal"}' target="_blank">Cassie Bottorff </a><div id="authorBylineModalContainer" style="display: none"><div class="author-byline-modal"><div class="author-modal-content"><div class="top-content"><div class="author_img-wrap"><img src="https://www.forbes.com/advisor/wp-content/uploads/2024/04/Cassie-Bottorff-headshot-Cassandra-Bottorff-88x88.png" width="64" height="64" alt="Cassie Bottorff" class="avatar avatar-64 wp-user-avatar wp-user-avatar-64 alignnone photo" /></div><div class="author-details-wrap"><a class="author-name" href="https://www.forbes.com/advisor/author/cbottorff/" target="_blank" data-ecom-link='{"clickText":"Cassie Bottorff","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/author\/cbottorff\/","clickType":"internal"}'>Cassie Bottorff</a><span class="author-role">Former Deputy Editor</span></div></div><div class="middle-content">Cassie is a former deputy editor who collaborated with teams around the world while living in the beautiful hills of Kentucky. Focusing on bringing growth to small businesses, she is passionate about economic development and has held positions on the...</div><div class="bottom-content"><ul class="social-icon-wrap"><li><a href="https://www.linkedin.com/in/cassie-bottorff/" target="_blank" data-ecom-link='{"clickText":"LinkedIn","clickCat":"Primary","clickUrl":"https:\/\/www.linkedin.com\/in\/cassie-bottorff\/","clickType":"external"}'><img width="24px" height="24px" alt="Linkedin icon" loading="lazy" src="https://www.forbes.com/advisor/wp-content/themes/fadv/assets/img/social-icons/forbes-media-linkedin-icon.svg" /></a></li></ul><a class="show-more-bio-wrap" href="https://www.forbes.com/advisor/author/cbottorff/" target="_blank" data-ecom-link='{"clickText":"See Full Bio","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/author\/cbottorff\/","clickType":"internal"}'><span class="see-full-bio-text">Read Full Bio</span><img width="24px" height="24px" alt="See Full Bio" loading="lazy" src="https://www.forbes.com/advisor/wp-content/themes/fadv/assets/img/social-icons/read-full-bio.svg" /></a></div></div><div class="author-close-btn"><img width="24px" height="24px" alt="close icon" loading="lazy" src="https://www.forbes.com/advisor/wp-content/themes/fadv/assets/img/social-icons/forbes-media-close-icon.svg" /></div></div></div><div class="hover-bio-wrapper" data-ecom-container='{"componentTitle":"","componentType":"Article Author Byline"}' ><div class="top-content"><div class="author_img-wrap"><img src="https://www.forbes.com/advisor/wp-content/uploads/2024/04/Cassie-Bottorff-headshot-Cassandra-Bottorff-88x88.png" width="64" height="64" alt="Cassie Bottorff" class="avatar avatar-64 wp-user-avatar wp-user-avatar-64 alignnone photo" /></div><div class="author-details-wrap"><a class="author-name" href="https://www.forbes.com/advisor/author/cbottorff/" target="_blank" data-ecom-link='{"clickText":"Cassie Bottorff","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/author\/cbottorff\/","clickType":"internal"}'>Cassie Bottorff</a><span class="author-role">Former Deputy Editor</span></div></div><div class="middle-content">Cassie is a former deputy editor who collaborated with teams around the world while living in the beautiful hills of Kentucky. Focusing on bringing growth to small businesses, she is passionate about economic development and has held positions on the...</div><div class="bottom-content"><ul class="social-icon-wrap"><li><a href="https://www.linkedin.com/in/cassie-bottorff/" target="_blank" data-ecom-link='{"clickText":"LinkedIn","clickCat":"Primary","clickUrl":"https:\/\/www.linkedin.com\/in\/cassie-bottorff\/","clickType":"external"}'><img width="24px" height="24px" alt="Linkedin icon" loading="lazy" src="https://www.forbes.com/advisor/wp-content/themes/fadv/assets/img/social-icons/forbes-media-linkedin-icon.svg" /></a></li></ul><a class="show-more-bio-wrap" href="https://www.forbes.com/advisor/author/cbottorff/" target="_blank" data-ecom-link='{"clickText":"See Full Bio","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/author\/cbottorff\/","clickType":"internal"}'><span class="see-full-bio-text">Read Full Bio</span><img width="24px" height="24px" alt="See Full Bio" loading="lazy" src="https://www.forbes.com/advisor/wp-content/themes/fadv/assets/img/social-icons/read-full-bio.svg" /></a></div></div></div></div><div class="title-bottom-wrap"><div class="designation">Former Deputy Editor </div></div></div></div></div></div><div class="author_with-badge-details author_container hide-in-mobile secondary-author" data-ecom-container='{"componentTitle":"Author with badge","componentType":"Forbes Author\/Advisory Board"}'><div class="author_right_container"><div class="top-wrap"><div class="author_img-wrap author-img-badge author-byline-hoverover"><a href="https://www.forbes.com/advisor/author/rob-watts/" class="mobile-disabled-link" data-ecom-link='{"clickText":"Rob Watts","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/author\/rob-watts\/","clickType":"internal"}' target="_blank"><img decoding="async" src="https://thumbor.forbes.com/thumbor/fit-in/x/https://www.forbes.com/advisor/wp-content/uploads/2021/05/TDGSJ6TJN-U01VAA1T9V2-994568725d83-512-88x88.jpg" alt="Rob Watts" width="24px" height="24px"></a><div id="authorBylineModalContainer" style="display: none"><div class="author-byline-modal"><div class="author-modal-content"><div class="top-content"><div class="author_img-wrap"><img loading='lazy' decoding='async' src='https://thumbor.forbes.com/thumbor/fit-in/x/https://www.forbes.com/advisor/wp-content/uploads/2021/05/TDGSJ6TJN-U01VAA1T9V2-994568725d83-512-88x88.jpg' alt='Rob Watts' width='50px' height='50px'></div><div class="author-details-wrap"><div class="prefix-text">Reviewed by</div><a class="author-name" href="https://www.forbes.com/advisor/author/rob-watts/" target="_blank" data-ecom-link='{"clickText":"Rob Watts","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/author\/rob-watts\/","clickType":"internal"}'>Rob Watts</a><span class="author-role">Former Managing Editor, SMB</span></div></div><div class="middle-content">With over a decade of editorial experience, Rob Watts breaks down complex topics for small businesses that want to grow and succeed. His work has been featured in outlets such as Keypoint Intelligence, FitSmallBusiness and PCMag.</div><div class="bottom-content"><ul class="social-icon-wrap"></ul><a class="show-more-bio-wrap" href="https://www.forbes.com/advisor/author/rob-watts/" target="_blank" data-ecom-link='{"clickText":"See Full Bio","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/author\/rob-watts\/","clickType":"internal"}'><span class="see-full-bio-text">Read Full Bio</span><img width="24px" height="24px" alt="See Full Bio" loading="lazy" src="https://www.forbes.com/advisor/wp-content/themes/fadv/assets/img/social-icons/read-full-bio.svg" /></a></div></div><div class="author-close-btn"><img width="24px" height="24px" alt="close icon" loading="lazy" src="https://www.forbes.com/advisor/wp-content/themes/fadv/assets/img/social-icons/forbes-media-close-icon.svg" /></div></div></div><div class="hover-bio-wrapper" data-ecom-container='{"componentTitle":"","componentType":"Article Author Byline"}' ><div class="top-content"><div class="author_img-wrap"><img loading='lazy' decoding='async' src='https://thumbor.forbes.com/thumbor/fit-in/x/https://www.forbes.com/advisor/wp-content/uploads/2021/05/TDGSJ6TJN-U01VAA1T9V2-994568725d83-512-88x88.jpg' alt='Rob Watts' width='50px' height='50px'></div><div class="author-details-wrap"><div class="prefix-text">Reviewed by</div><a class="author-name" href="https://www.forbes.com/advisor/author/rob-watts/" target="_blank" data-ecom-link='{"clickText":"Rob Watts","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/author\/rob-watts\/","clickType":"internal"}'>Rob Watts</a><span class="author-role">Former Managing Editor, SMB</span></div></div><div class="middle-content">With over a decade of editorial experience, Rob Watts breaks down complex topics for small businesses that want to grow and succeed. His work has been featured in outlets such as Keypoint Intelligence, FitSmallBusiness and PCMag.</div><div class="bottom-content"><ul class="social-icon-wrap"></ul><a class="show-more-bio-wrap" href="https://www.forbes.com/advisor/author/rob-watts/" target="_blank" data-ecom-link='{"clickText":"See Full Bio","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/author\/rob-watts\/","clickType":"internal"}'><span class="see-full-bio-text">Read Full Bio</span><img width="24px" height="24px" alt="See Full Bio" loading="lazy" src="https://www.forbes.com/advisor/wp-content/themes/fadv/assets/img/social-icons/read-full-bio.svg" /></a></div></div></div><div class="right_wrap"><div class="title-wrap"><div class="title-top-wrap"><div class="prefix-text">Reviewed</div><div class="name author-byline-hoverover author-badge-name"><a href="https://www.forbes.com/advisor/author/rob-watts/" data-ecom-link='{"clickText":"Rob Watts","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/author\/rob-watts\/","clickType":"internal"}' target="_blank" class="mobile-disabled-link">Rob Watts</a><div id="authorBylineModalContainer" style="display: none"><div class="author-byline-modal"><div class="author-modal-content"><div class="top-content"><div class="author_img-wrap"><img loading='lazy' decoding='async' src='https://thumbor.forbes.com/thumbor/fit-in/x/https://www.forbes.com/advisor/wp-content/uploads/2021/05/TDGSJ6TJN-U01VAA1T9V2-994568725d83-512-88x88.jpg' alt='Rob Watts' width='50px' height='50px'></div><div class="author-details-wrap"><div class="prefix-text">Reviewed by</div><a class="author-name" href="https://www.forbes.com/advisor/author/rob-watts/" target="_blank" data-ecom-link='{"clickText":"Rob Watts","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/author\/rob-watts\/","clickType":"internal"}'>Rob Watts</a><span class="author-role">Former Managing Editor, SMB</span></div></div><div class="middle-content">With over a decade of editorial experience, Rob Watts breaks down complex topics for small businesses that want to grow and succeed. His work has been featured in outlets such as Keypoint Intelligence, FitSmallBusiness and PCMag.</div><div class="bottom-content"><ul class="social-icon-wrap"></ul><a class="show-more-bio-wrap" href="https://www.forbes.com/advisor/author/rob-watts/" target="_blank" data-ecom-link='{"clickText":"See Full Bio","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/author\/rob-watts\/","clickType":"internal"}'><span class="see-full-bio-text">Read Full Bio</span><img width="24px" height="24px" alt="See Full Bio" loading="lazy" src="https://www.forbes.com/advisor/wp-content/themes/fadv/assets/img/social-icons/read-full-bio.svg" /></a></div></div><div class="author-close-btn"><img width="24px" height="24px" alt="close icon" loading="lazy" src="https://www.forbes.com/advisor/wp-content/themes/fadv/assets/img/social-icons/forbes-media-close-icon.svg" /></div></div></div><div class="hover-bio-wrapper" data-ecom-container='{"componentTitle":"","componentType":"Article Author Byline"}' ><div class="top-content"><div class="author_img-wrap"><img loading='lazy' decoding='async' src='https://thumbor.forbes.com/thumbor/fit-in/x/https://www.forbes.com/advisor/wp-content/uploads/2021/05/TDGSJ6TJN-U01VAA1T9V2-994568725d83-512-88x88.jpg' alt='Rob Watts' width='50px' height='50px'></div><div class="author-details-wrap"><div class="prefix-text">Reviewed by</div><a class="author-name" href="https://www.forbes.com/advisor/author/rob-watts/" target="_blank" data-ecom-link='{"clickText":"Rob Watts","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/author\/rob-watts\/","clickType":"internal"}'>Rob Watts</a><span class="author-role">Former Managing Editor, SMB</span></div></div><div class="middle-content">With over a decade of editorial experience, Rob Watts breaks down complex topics for small businesses that want to grow and succeed. His work has been featured in outlets such as Keypoint Intelligence, FitSmallBusiness and PCMag.</div><div class="bottom-content"><ul class="social-icon-wrap"></ul><a class="show-more-bio-wrap" href="https://www.forbes.com/advisor/author/rob-watts/" target="_blank" data-ecom-link='{"clickText":"See Full Bio","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/author\/rob-watts\/","clickType":"internal"}'><span class="see-full-bio-text">Read Full Bio</span><img width="24px" height="24px" alt="See Full Bio" loading="lazy" src="https://www.forbes.com/advisor/wp-content/themes/fadv/assets/img/social-icons/read-full-bio.svg" /></a></div></div></div></div><div class="title-bottom-wrap"><div class="designation">Former Managing Editor, SMB </div></div></div></div></div></div></div></div><div class="more-author"><span class="text">& 2 others</span><div class="arrow-icon rotate"></div></div></div><div class="ask-the-editor-wrapper"><div class="regular-template__container"><div class="ask-the-editor-wrap ask-the-editor"><div class="ask-the-editor-ques">Have a question we may not have answered? 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Our editors also may be in touch with follow-up questions.</p></div><button class="cont-btn">Continue reading<span><svg xmlns="http://www.w3.org/2000/svg" width="25" height="24" viewBox="0 0 25 24" fill="none"><path d="M5.5 12H19.5M19.5 12L12.5 5M19.5 12L12.5 19" stroke="#4657A1" stroke-linecap="square"/></svg></span></button></div></div><div class="loader"><div class="spinner"><div class="bounce1"></div><div class="bounce2"></div><div class="bounce3"></div></div></div></div></div></div><!-- /fadv:ignore-wpautop --> <div class="article-wrapper spa-article"> <div class="regular-template__container"> <div class="content-wrapper"> <div class="main-content-wrapper"> <div class="main-content-inner-wrapper"> <div class="article-main-content-wrapper"> <style> .article__editors-note.font-14px{font-size:14px;} </style> <div class="article__editors-note font-14px"> Editorial Note: We earn a commission from partner links on Forbes Advisor. Commissions do not affect our editors' opinions or evaluations. </div> <div class="card-review-block generic-review-block " data-ecom-container='{"componentTitle":"Our Verdict","componentType":"Our Verdict"}'> <div class="card-review-block__header"> <h2 class="verdict-label">Our Verdict</h2> </div> <div class="generic-review-content-block"> <div class="generic-review-left-block"> <div class="card-review-block__content"> <h2 class="verdict-label-mobile">Our Verdict</h2> <div class="verdict-content wysiwyg-content"> <p>A credit card processing platform is essential for almost any business, though when you’re starting a new company, it might be the last thing on your mind. If you’ve recently started a business and have been accepting payment from your customers by check and cash, the first customer who insists on paying with a credit card might leave you scrambling for a solution. There’s no way around it: If your business is growing, chances are you’ll be accepting credit cards sooner or later.</p> <p>Stax by Fattmerchant is a credit card processing platform that charges a fixed monthly cost for your transactions, as opposed to a percentage of your transaction (around 2% to 3%) that most companies charge. Read on to decide if Stax’s model is right for your company and how it stacks up to other competitors in the industry.</p> </div> <div class="left-content-block"> <div class="pros-cons-content"> <div class="pc-section pros-section"> <h3><span class="pros-icon pc-icon"></span> Pros</h3> <ul> <li>Transparent pricing</li> <li>A great option for high-volume SMBs</li> <li>Flat subscription model</li> </ul> </div> <div class="pc-section cons-section"> <h3><span class="cons-icon pc-icon"></span> Cons</h3> <ul> <li>Higher monthly fixed cost</li> <li>Shelf system for pricing which may not work for some clients</li> </ul> </div> </div> </div> </div> </div> <div class="generic-review-right-block" data-ecom-container='{"componentTitle":"Stax","componentType":"Generic Product"}'> <div class="cc-card" data-ecom-product='{"itemId":"157552","itemName":"Stax","itemBrand":"Short.io","itemCategory":"Business","itemCategory2":"","itemCategory3":"","itemCategory4":"","price":0,"quantity":1,"affiliation":"Short.io","coupon":"","secondaryCallout":"","starRatings":4.1,"initialCost":0,"subscriptionCost":0}'> <div class="cc-card__top-wrap"> <div class="cc-card__image-wrapper"> <div class="cc-card__image"> <img width="160" height="90" src="https://thumbor.forbes.com/thumbor/fit-in/150x/https://www.forbes.com/advisor/wp-content/uploads/2021/09/Stax-Brandmark.png" alt="Stax" /> </div> </div> <div class="cc-card__cta"> <a class="cta-btn" href="https://mktp.us/staxpos?utm_campaign=Forbes_TID_value" rel="nofollow" data-ecom-conversion='{"clickText":"Learn More","clickUrl":"https:\/\/mktp.us\/staxpos?utm_campaign=Forbes_TID_value","partnerName":"Short.io"}'> Learn More </a> <div class="cta-advertiser">On Stax's Website</div> </div> </div> <div class="cc-card__bottom-wrap"> <div class="cc-card__star-rating"> <div class="card-rating has-tooltip"> <div class="left-wrap"> <div class="rating-value">4.1</div> </div> <div class="right-wrap"> <div class="cc-rating-wrapper"> <span class="cc-rating" style="width: 80%;"></span> </div> <div class="rating-logo"> <img loading="lazy" width="85" height="12" src="https://www.forbes.com/advisor/wp-content/themes/fadv/assets/img/fb-rating-logo.svg" alt="Forbes Advisor"> <span class="icon-tooltip icon-info"></span> </div> </div> <div class="card-rating-tooltip">Our ratings take into account a product's cost, features, ease of use, customer service and other category-specific attributes. All ratings are determined solely by our editorial team.</div></div> </div> <div class="cc-card__primary-attributes count-3"> <div class="attribute-block"> <div class="attribute-label"> Starting at </div> <div class="attribute-value"> $99 </div> </div> <div class="attribute-block"> <div class="attribute-label"> Ideal for </div> <div class="attribute-value"> Higher volume companies </div> </div> <div class="attribute-block"> <div class="attribute-label"> 24/7 Customer support </div> <div class="attribute-value"> Yes </div> </div> </div> </div> </div> </div> </div> </div> <div class="toc" data-ecom-container='{"componentTitle":"Table Of Contents Section","componentType":"Table Of Contents Block"}'> <div class="toc__wrap hide-show-more"> <h2 class="toc__title">Table of Contents</h2> <div class="toc__inner-wrap"> <ul id="toc__section"> <li><a href="#stax_at_a_glance_section" data-ecom-misc-click='{"clickText":"Stax At a Glance","clickType":"Jump Link","referenceText":""}'>Stax At a Glance</a></li> <li><a href="#other_benefits_section" data-ecom-misc-click='{"clickText":"Other Benefits","clickType":"Jump Link","referenceText":""}'>Other Benefits</a></li> <li><a href="#fine_print_section" data-ecom-misc-click='{"clickText":"Fine Print","clickType":"Jump Link","referenceText":""}'>Fine Print</a></li> <li><a href="#how_stax_stacks_up_section" data-ecom-misc-click='{"clickText":"How Stax Stacks Up","clickType":"Jump Link","referenceText":""}'>How Stax Stacks Up</a></li> <li><a href="#is_stax_right_for_you_or_your_business_section" data-ecom-misc-click='{"clickText":"Is Stax Right for You or Your Business?","clickType":"Jump Link","referenceText":""}'>Is Stax Right for You or Your Business?</a></li> <li><a href="#frequently_asked_questions_faqs_section" data-ecom-misc-click='{"clickText":"Frequently Asked Questions (FAQs)","clickType":"Jump Link","referenceText":""}'>Frequently Asked Questions (FAQs)</a></li> </ul> <div class="toc__fade"></div> </div> <div class="toc__show-more"><span>Show more</span> </div> <div class="toc__toggle-icon toggleClosed"></div> </div> </div> <div class="article-body wysiwyg-content inarticle-link-tracking fs-article fs-responsive-text current-article"> <!-- Table of Contents --> <!-- Listing Section --> <div id="featured_partners_section" class="article-section hide-section-title" data-ecom-container='{"componentTitle":"Featured Partners","componentType":"Hide Section Title"}'> <div class="section-content " > <style> .related-widget { font-family: 'Work Sans', sans-serif; font-style: normal; font-weight: 500; font-size: 18px; line-height: 24px; letter-spacing: -0.5px; position: relative; padding-left: 10px; } .related-widget:before { content: ''; font-size: 0; padding-right: 9px; width: 0; height: 0; border-style: solid; border-width: 5px 0 5px 5px; border-color: transparent transparent transparent #181716; position: absolute; top: 7px; left: 0px;} .title__related-widget { text-transform: uppercase; 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.featured-partners-container{padding-top:8px}#featured-partners.with-fp-disclosure-icon .fp-wrapper .fp-slider-controls .next.right-gradient,#featured-partners.with-fp-disclosure-icon .fp-wrapper .fp-slider-controls .prev.left-gradient{margin-top:31px}#featured-partners.with-fp-disclosure-icon.multi-featured-products .featured-partners-container{padding-top:8px}p:has(style){display:none;margin:0} /*! purgecss start ignore */.full-width-featured-partners #featured-partners .fp-full-width .featured-partners-card:not(.tns-item){flex-basis:25%;flex-shrink:0}#featured-partners .fp-half-width .featured-partners-card:not(.tns-item){flex-basis:33.3333333333%;flex-shrink:0} /*! purgecss end ignore */</style><div id="featured-partners" class="multi-featured-products count-5 featured-partner-slider with-fp-disclosure-icon " data-ecom-container='{"componentTitle":"Featured Partners","componentType":"Featured Partners Global Widget ShortCode"}'><p class="featured-partners-heading">Featured Partners</p><div class="fp-wrapper fp-half-width" data-ecom-list='{"listName":"Featured Partners Global Widgets","productsOnPage":"5","appliedFilters":"","pageNumber":1}'><div class="featured-partner-wrapper"><div class="fp-disclosure-text">Advertisement</div><div class="fp-disclosure-icon-wrapper pointer tooltip-tippy-fp" title="We receive compensation from our partners for Featured Offer placements. This compensation impacts how and where their product or service is displayed but in no way affects our ratings, which are based on thorough research, solid methodologies and expert advice." ><svg class="inline-svg" width="14" height="14" viewBox="0 0 14 14" fill="none" xmlns="http://www.w3.org/2000/svg"><path d="M7 0C3.13438 0 0 3.13438 0 7C0 10.8656 3.13438 14 7 14C10.8656 14 14 10.8656 14 7C14 3.13438 10.8656 0 7 0ZM7 12.8125C3.79063 12.8125 1.1875 10.2094 1.1875 7C1.1875 3.79063 3.79063 1.1875 7 1.1875C10.2094 1.1875 12.8125 3.79063 12.8125 7C12.8125 10.2094 10.2094 12.8125 7 12.8125Z" fill="#999999"/><path d="M6.25 4.25C6.25 4.44891 6.32902 4.63968 6.46967 4.78033C6.61032 4.92098 6.80109 5 7 5C7.19891 5 7.38968 4.92098 7.53033 4.78033C7.67098 4.63968 7.75 4.44891 7.75 4.25C7.75 4.05109 7.67098 3.86032 7.53033 3.71967C7.38968 3.57902 7.19891 3.5 7 3.5C6.80109 3.5 6.61032 3.57902 6.46967 3.71967C6.32902 3.86032 6.25 4.05109 6.25 4.25ZM7.375 6H6.625C6.55625 6 6.5 6.05625 6.5 6.125V10.375C6.5 10.4437 6.55625 10.5 6.625 10.5H7.375C7.44375 10.5 7.5 10.4437 7.5 10.375V6.125C7.5 6.05625 7.44375 6 7.375 6Z" fill="#999999"/></svg></div></div><div class="featured-partners-container"><div class="featured-partners-card" data-ecom-container='{"componentTitle":"Stax","componentType":"Generic Product"}'><div class="inner-wrapper " data-ecom-product='{"itemId":"185672","itemName":"Stax","itemBrand":"Short.io","itemCategory":"Business","itemCategory2":"","itemCategory3":"","itemCategory4":"","price":0,"quantity":1,"affiliation":"Short.io","coupon":"","secondaryCallout":"","starRatings":0,"initialCost":0,"subscriptionCost":0}'><div class="fp-loader"><div class="fp-loader__blocks fp-loader__header"></div><div class="fp-loader__blocks fp-loader__phone"></div><div class="fp-loader__blocks fp-loader__cta"></div><div class="fp-loader__blocks fp-loader__attr"></div></div><div class="heading-wrapper"><p class="card-number">1</p><p class="single-heading-text">Stax</p></div><div class="left"><div class="rating-wrapper"></div><div class="partners-stats"><div class="stats-wrapper"><div class="tooltip-wrapper label">Free Trial </div><p class="value">No</p></div><div class="stats-wrapper"><div class="tooltip-wrapper label">Offers </div><p class="value">First Month Free</p></div><div class="stats-wrapper"><div class="tooltip-wrapper label">Pricing </div><p class="value">$99 per month, 7 cents to 15 cents per transaction plus interchange rate</p></div></div></div><div class="right"><div class="heading-wrapper"><div class="align-left with-best-of"><div class="heading-text"><p class="card-number">1</p><p class="card-title">Stax</p></div></div><div class="star-content-wrapper"><a href=https://mktp.us/stax target="_blank" rel="nofollow" class="fp-widget-cta-event track-type" data-cta-text="NA" data-link-placement="Image Link" data-url="https://mktp.us/stax" data-component-title="Featured Partner Widget" data-product-name="Stax" data-product-category="Business (Featured Partner)" data-product-position="1" data-product-badge="NA" data-product-rating="NA" data-product-offer="NA" data-wp-postid="185672" data-product-id="NA" data-product-segment="NA" data-ecom-conversion='{"clickText":"Image Link","clickUrl":"https:\/\/mktp.us\/stax","partnerName":"Short.io"}' ><img decoding="async" class="logo" width="140" height="50" loading="lazy" src="https://thumbor.forbes.com/thumbor/fit-in/200x/https://thumbor.forbes.com/thumbor/fit-in/150x/https://www.forbes.com/advisor/wp-content/uploads/2021/09/Stax-Brandmark.png" alt="Stax" /></a><div class="rating-wrapper"></div></div></div><div class="logo-wrapper "><a href="tel:866-455-0201" class="phone-number fp-widget-cta-event track-type" data-cta-text="866-455-0201" data-link-placement="Button Link" data-url="https://mktp.us/stax" data-component-title="Featured Partner Widget" data-product-name="Stax" data-product-category="Business (Featured Partner)" data-product-position="1" data-product-badge="NA" data-product-rating="NA" data-product-offer="NA" data-wp-postid="185672" data-product-id="NA" data-product-segment="NA" data-ecom-link='{"clickText":"866-455-0201","clickCat":"Primary","clickUrl":"tel:866-455-0201","clickType":"external"}' ><span><svg width="7" height="19" viewBox="0 0 7 19" fill="none" xmlns="http://www.w3.org/2000/svg"><path d="M1.82235 13.0911L5.16644 13.0778L6.02157 17.6358L4.78186 17.6407C3.95612 17.644 3.19505 17.2066 2.79976 16.5016C1.59129 14.3461 0.981505 11.9433 0.970406 9.29327C0.959308 6.6432 1.54895 4.23569 2.73932 2.07075C3.12868 1.36259 3.88607 0.919163 4.71182 0.915893L5.95152 0.910983L5.1346 5.47562L1.79051 5.48886" stroke="black" stroke-linecap="round"/></svg>866-455-0201 </span></a><a href=https://mktp.us/stax target="_blank" rel="nofollow" class="fp-widget-cta-event track-type" data-cta-text="NA" data-link-placement="Image Link" data-url="https://mktp.us/stax" data-component-title="Featured Partner Widget" data-product-name="Stax" data-product-category="Business (Featured Partner)" data-product-position="1" data-product-badge="NA" data-product-rating="NA" data-product-offer="NA" data-wp-postid="185672" data-product-id="NA" data-product-segment="NA" data-ecom-conversion='{"clickText":"Image Link","clickUrl":"https:\/\/mktp.us\/stax","partnerName":"Short.io"}' ><img decoding="async" class="logo" width="140" height="50" loading="lazy" src="https://thumbor.forbes.com/thumbor/fit-in/200x/https://thumbor.forbes.com/thumbor/fit-in/150x/https://www.forbes.com/advisor/wp-content/uploads/2021/09/Stax-Brandmark.png" alt="Stax" /></a></div><div class="btn-wrapper"><a href="https://mktp.us/stax" class="get-estimate-cta fp-widget-cta-event track-type" target="_blank" rel="nofollow" data-cta-text="Learn More" data-link-placement="Button Link" data-url="https://mktp.us/stax" data-component-title="Featured Partner Widget" data-product-name="Stax" data-product-category="Business (Featured Partner)" data-product-position="1" data-product-badge="NA" data-product-rating="NA" data-product-offer="NA" data-wp-postid="185672" data-product-id="NA" data-product-segment="NA" data-ecom-conversion='{"clickText":"Learn More","clickUrl":"https:\/\/mktp.us\/stax","partnerName":"Short.io"}' ><span class="arrow-wrapper">Learn More <svg viewBox="0 0 16 14" fill="none" xmlns="http://www.w3.org/2000/svg"><path fill-rule="evenodd" clip-rule="evenodd" d="M1.69287 7.92087L12.3691 7.92087L7.70041 12.4343C7.51781 12.6023 7.41446 12.8353 7.41446 13.079C7.41446 13.3226 7.51781 13.5556 7.70041 13.7237C7.87432 13.9001 8.11546 14 8.36763 14C8.61979 14 8.86094 13.9001 9.03484 13.7237L15.2292 7.73677C15.6111 7.31491 15.6111 6.68509 15.2292 6.26323L9.03335 0.276315C8.85945 0.0998659 8.6183 0 8.36614 0C8.11397 0 7.87283 0.0998659 7.69893 0.276315H7.69892C7.51632 0.444355 7.41297 0.677368 7.41297 0.921031C7.41297 1.16469 7.51632 1.39771 7.69892 1.56575L12.3691 6.07841L1.69287 6.07841C1.43556 6.06334 1.18389 6.15554 1.00161 6.33168C0.819326 6.50782 0.723899 6.751 0.7395 6.99964C0.723899 7.24828 0.819325 7.49146 1.00161 7.6676C1.18389 7.84374 1.43556 7.93594 1.69287 7.92087Z" fill="white"/></svg></span></a><p class="cta-subtext">On Stax's Website</p></div><div class="secondary-cta-container"></div></div></div></div><div class="featured-partners-card" data-ecom-container='{"componentTitle":"Finix","componentType":"Generic Product"}'><div class="inner-wrapper " data-ecom-product='{"itemId":"1041425","itemName":"Finix","itemBrand":"Short.io","itemCategory":"Business","itemCategory2":"","itemCategory3":"","itemCategory4":"","price":0,"quantity":1,"affiliation":"Short.io","coupon":"","secondaryCallout":"","starRatings":0,"initialCost":0,"subscriptionCost":0}'><div class="fp-loader"><div class="fp-loader__blocks fp-loader__header"></div><div class="fp-loader__blocks fp-loader__phone"></div><div class="fp-loader__blocks fp-loader__cta"></div><div class="fp-loader__blocks fp-loader__attr"></div></div><div class="heading-wrapper"><p class="card-number">2</p><p class="single-heading-text">Finix</p></div><div class="left"><div class="rating-wrapper"></div><div class="partners-stats"><div class="stats-wrapper"><div class="tooltip-wrapper label">Free Trial </div><p class="value">No</p></div><div class="stats-wrapper"><div class="tooltip-wrapper label">Offers </div><p class="value">Save up to 40% on credit card processing</p></div><div class="stats-wrapper"><div class="tooltip-wrapper label">Pricing </div><p class="value">Transparent subscription-based pricing with 0% markup on interchange fees</p></div></div></div><div class="right"><div class="heading-wrapper"><div class="align-left with-best-of"><div class="heading-text"><p class="card-number">2</p><p class="card-title">Finix</p></div></div><div class="star-content-wrapper"><a href=https://mktp.us/Finix target="_blank" rel="nofollow" class="fp-widget-cta-event track-type" data-cta-text="NA" data-link-placement="Image Link" data-url="https://mktp.us/Finix" data-component-title="Featured Partner Widget" data-product-name="Finix" data-product-category="Featured Product (Business)" data-product-position="2" data-product-badge="NA" data-product-rating="NA" data-product-offer="NA" data-wp-postid="1041425" data-product-id="NA" data-product-segment="NA" data-ecom-conversion='{"clickText":"Image Link","clickUrl":"https:\/\/mktp.us\/Finix","partnerName":"Short.io"}' ><img decoding="async" class="logo" width="140" height="50" loading="lazy" src="https://thumbor.forbes.com/thumbor/fit-in/200x/https://thumbor.forbes.com/thumbor/fit-in/150x/https://www.forbes.com/advisor/wp-content/uploads/2024/04/finix-removebg-preview.png" alt="Finix" /></a><div class="rating-wrapper"></div></div></div><div class="logo-wrapper "><a href="tel:712-218-1023" class="phone-number fp-widget-cta-event track-type" data-cta-text="712-218-1023" data-link-placement="Button Link" data-url="https://mktp.us/Finix" data-component-title="Featured Partner Widget" data-product-name="Finix" data-product-category="Featured Product (Business)" data-product-position="2" data-product-badge="NA" data-product-rating="NA" data-product-offer="NA" data-wp-postid="1041425" data-product-id="NA" data-product-segment="NA" data-ecom-link='{"clickText":"712-218-1023","clickCat":"Primary","clickUrl":"tel:712-218-1023","clickType":"external"}' ><span><svg width="7" height="19" viewBox="0 0 7 19" fill="none" xmlns="http://www.w3.org/2000/svg"><path d="M1.82235 13.0911L5.16644 13.0778L6.02157 17.6358L4.78186 17.6407C3.95612 17.644 3.19505 17.2066 2.79976 16.5016C1.59129 14.3461 0.981505 11.9433 0.970406 9.29327C0.959308 6.6432 1.54895 4.23569 2.73932 2.07075C3.12868 1.36259 3.88607 0.919163 4.71182 0.915893L5.95152 0.910983L5.1346 5.47562L1.79051 5.48886" stroke="black" stroke-linecap="round"/></svg>712-218-1023 </span></a><a href=https://mktp.us/Finix target="_blank" rel="nofollow" class="fp-widget-cta-event track-type" data-cta-text="NA" data-link-placement="Image Link" data-url="https://mktp.us/Finix" data-component-title="Featured Partner Widget" data-product-name="Finix" data-product-category="Featured Product (Business)" data-product-position="2" data-product-badge="NA" data-product-rating="NA" data-product-offer="NA" data-wp-postid="1041425" data-product-id="NA" data-product-segment="NA" data-ecom-conversion='{"clickText":"Image Link","clickUrl":"https:\/\/mktp.us\/Finix","partnerName":"Short.io"}' ><img decoding="async" class="logo" width="140" height="50" loading="lazy" src="https://thumbor.forbes.com/thumbor/fit-in/200x/https://thumbor.forbes.com/thumbor/fit-in/150x/https://www.forbes.com/advisor/wp-content/uploads/2024/04/finix-removebg-preview.png" alt="Finix" /></a></div><div class="btn-wrapper"><a href="https://mktp.us/Finix" class="get-estimate-cta fp-widget-cta-event track-type" target="_blank" rel="nofollow" data-cta-text="Learn More" data-link-placement="Button Link" data-url="https://mktp.us/Finix" data-component-title="Featured Partner Widget" data-product-name="Finix" data-product-category="Featured Product (Business)" data-product-position="2" data-product-badge="NA" data-product-rating="NA" data-product-offer="NA" data-wp-postid="1041425" data-product-id="NA" data-product-segment="NA" data-ecom-conversion='{"clickText":"Learn More","clickUrl":"https:\/\/mktp.us\/Finix","partnerName":"Short.io"}' ><span class="arrow-wrapper">Learn More <svg viewBox="0 0 16 14" fill="none" xmlns="http://www.w3.org/2000/svg"><path fill-rule="evenodd" clip-rule="evenodd" d="M1.69287 7.92087L12.3691 7.92087L7.70041 12.4343C7.51781 12.6023 7.41446 12.8353 7.41446 13.079C7.41446 13.3226 7.51781 13.5556 7.70041 13.7237C7.87432 13.9001 8.11546 14 8.36763 14C8.61979 14 8.86094 13.9001 9.03484 13.7237L15.2292 7.73677C15.6111 7.31491 15.6111 6.68509 15.2292 6.26323L9.03335 0.276315C8.85945 0.0998659 8.6183 0 8.36614 0C8.11397 0 7.87283 0.0998659 7.69893 0.276315H7.69892C7.51632 0.444355 7.41297 0.677368 7.41297 0.921031C7.41297 1.16469 7.51632 1.39771 7.69892 1.56575L12.3691 6.07841L1.69287 6.07841C1.43556 6.06334 1.18389 6.15554 1.00161 6.33168C0.819326 6.50782 0.723899 6.751 0.7395 6.99964C0.723899 7.24828 0.819325 7.49146 1.00161 7.6676C1.18389 7.84374 1.43556 7.93594 1.69287 7.92087Z" fill="white"/></svg></span></a><p class="cta-subtext">On Finix's Website</p></div><div class="secondary-cta-container"></div></div></div></div><div class="featured-partners-card" data-ecom-container='{"componentTitle":"Paysafe","componentType":"Generic Product"}'><div class="inner-wrapper " data-ecom-product='{"itemId":"1484631","itemName":"Paysafe","itemBrand":"Paysafe","itemCategory":"Business","itemCategory2":"","itemCategory3":"","itemCategory4":"","price":0,"quantity":1,"affiliation":"Paysafe","coupon":"","secondaryCallout":"","starRatings":0,"initialCost":0,"subscriptionCost":0}'><div class="fp-loader"><div class="fp-loader__blocks fp-loader__header"></div><div class="fp-loader__blocks fp-loader__phone"></div><div class="fp-loader__blocks fp-loader__cta"></div><div class="fp-loader__blocks fp-loader__attr"></div></div><div class="heading-wrapper"><p class="card-number">3</p><p class="single-heading-text">Paysafe</p></div><div class="left"><div class="rating-wrapper"></div><div class="partners-stats"><div class="stats-wrapper"><div class="tooltip-wrapper label">Free Trial </div><p class="value">No</p></div><div class="stats-wrapper"><div class="tooltip-wrapper label">Offers </div><p class="value">SAVE or get a $200 gift card + FREE payment equipment*</p></div><div class="stats-wrapper"><div class="tooltip-wrapper label">Pricing </div><p class="value">Industry-low rates starting at $0.15 batch fee</p></div></div></div><div class="right"><div class="heading-wrapper"><div class="align-left with-best-of"><div class="heading-text"><p class="card-number">3</p><p class="card-title">Paysafe</p></div></div><div class="star-content-wrapper"><a href=https://pdgio.go2cloud.org/aff_c?offer_id=96&aff_id=1029&aff_click_id=CLICKIDHERE target="_blank" rel="nofollow" class="fp-widget-cta-event track-type" data-cta-text="NA" data-link-placement="Image Link" data-url="https://pdgio.go2cloud.org/aff_c?offer_id=96&aff_id=1029&aff_click_id=CLICKIDHERE" data-component-title="Featured Partner Widget" data-product-name="Paysafe" data-product-category="Featured Product (Business)" data-product-position="3" data-product-badge="NA" data-product-rating="NA" data-product-offer="NA" data-wp-postid="1484631" data-product-id="NA" data-product-segment="NA" data-ecom-conversion='{"clickText":"Image Link","clickUrl":"https:\/\/pdgio.go2cloud.org\/aff_c?offer_id=96&aff_id=1029&aff_click_id=CLICKIDHERE","partnerName":"Paysafe"}' ><img decoding="async" class="logo" width="140" height="50" loading="lazy" src="https://thumbor.forbes.com/thumbor/fit-in/200x/https://thumbor.forbes.com/thumbor/fit-in/150x/https://www.forbes.com/advisor/wp-content/uploads/2024/01/Paysafe-logo-removebg-preview.png" alt="Paysafe" /></a><div class="rating-wrapper"></div></div></div><div class="logo-wrapper "><a href="tel:866-606-3741" class="phone-number fp-widget-cta-event track-type" data-cta-text="866-606-3741" data-link-placement="Button Link" data-url="https://pdgio.go2cloud.org/aff_c?offer_id=96&aff_id=1029&aff_click_id=CLICKIDHERE" data-component-title="Featured Partner Widget" data-product-name="Paysafe" data-product-category="Featured Product (Business)" data-product-position="3" data-product-badge="NA" data-product-rating="NA" data-product-offer="NA" data-wp-postid="1484631" data-product-id="NA" data-product-segment="NA" data-ecom-link='{"clickText":"866-606-3741","clickCat":"Primary","clickUrl":"tel:866-606-3741","clickType":"external"}' ><span><svg width="7" height="19" viewBox="0 0 7 19" fill="none" xmlns="http://www.w3.org/2000/svg"><path d="M1.82235 13.0911L5.16644 13.0778L6.02157 17.6358L4.78186 17.6407C3.95612 17.644 3.19505 17.2066 2.79976 16.5016C1.59129 14.3461 0.981505 11.9433 0.970406 9.29327C0.959308 6.6432 1.54895 4.23569 2.73932 2.07075C3.12868 1.36259 3.88607 0.919163 4.71182 0.915893L5.95152 0.910983L5.1346 5.47562L1.79051 5.48886" stroke="black" stroke-linecap="round"/></svg>866-606-3741 </span></a><a href=https://pdgio.go2cloud.org/aff_c?offer_id=96&aff_id=1029&aff_click_id=CLICKIDHERE target="_blank" rel="nofollow" class="fp-widget-cta-event track-type" data-cta-text="NA" data-link-placement="Image Link" data-url="https://pdgio.go2cloud.org/aff_c?offer_id=96&aff_id=1029&aff_click_id=CLICKIDHERE" data-component-title="Featured Partner Widget" data-product-name="Paysafe" data-product-category="Featured Product (Business)" data-product-position="3" data-product-badge="NA" data-product-rating="NA" data-product-offer="NA" data-wp-postid="1484631" data-product-id="NA" data-product-segment="NA" data-ecom-conversion='{"clickText":"Image Link","clickUrl":"https:\/\/pdgio.go2cloud.org\/aff_c?offer_id=96&aff_id=1029&aff_click_id=CLICKIDHERE","partnerName":"Paysafe"}' ><img decoding="async" class="logo" width="140" height="50" loading="lazy" src="https://thumbor.forbes.com/thumbor/fit-in/200x/https://thumbor.forbes.com/thumbor/fit-in/150x/https://www.forbes.com/advisor/wp-content/uploads/2024/01/Paysafe-logo-removebg-preview.png" alt="Paysafe" /></a></div><div class="btn-wrapper"><a href="https://pdgio.go2cloud.org/aff_c?offer_id=96&aff_id=1029&aff_click_id=CLICKIDHERE" class="get-estimate-cta fp-widget-cta-event track-type" target="_blank" rel="nofollow" data-cta-text="Learn More" data-link-placement="Button Link" data-url="https://pdgio.go2cloud.org/aff_c?offer_id=96&aff_id=1029&aff_click_id=CLICKIDHERE" data-component-title="Featured Partner Widget" data-product-name="Paysafe" data-product-category="Featured Product (Business)" data-product-position="3" data-product-badge="NA" data-product-rating="NA" data-product-offer="NA" data-wp-postid="1484631" data-product-id="NA" data-product-segment="NA" data-ecom-conversion='{"clickText":"Learn More","clickUrl":"https:\/\/pdgio.go2cloud.org\/aff_c?offer_id=96&aff_id=1029&aff_click_id=CLICKIDHERE","partnerName":"Paysafe"}' ><span class="arrow-wrapper">Learn More <svg viewBox="0 0 16 14" fill="none" xmlns="http://www.w3.org/2000/svg"><path fill-rule="evenodd" clip-rule="evenodd" d="M1.69287 7.92087L12.3691 7.92087L7.70041 12.4343C7.51781 12.6023 7.41446 12.8353 7.41446 13.079C7.41446 13.3226 7.51781 13.5556 7.70041 13.7237C7.87432 13.9001 8.11546 14 8.36763 14C8.61979 14 8.86094 13.9001 9.03484 13.7237L15.2292 7.73677C15.6111 7.31491 15.6111 6.68509 15.2292 6.26323L9.03335 0.276315C8.85945 0.0998659 8.6183 0 8.36614 0C8.11397 0 7.87283 0.0998659 7.69893 0.276315H7.69892C7.51632 0.444355 7.41297 0.677368 7.41297 0.921031C7.41297 1.16469 7.51632 1.39771 7.69892 1.56575L12.3691 6.07841L1.69287 6.07841C1.43556 6.06334 1.18389 6.15554 1.00161 6.33168C0.819326 6.50782 0.723899 6.751 0.7395 6.99964C0.723899 7.24828 0.819325 7.49146 1.00161 7.6676C1.18389 7.84374 1.43556 7.93594 1.69287 7.92087Z" fill="white"/></svg></span></a><p class="cta-subtext">On Paysafe's Website</p></div><div class="secondary-cta-container"></div></div></div></div><div class="featured-partners-card" data-ecom-container='{"componentTitle":"Payment Depot","componentType":"Generic Product"}'><div class="inner-wrapper " data-ecom-product='{"itemId":"203557","itemName":"Payment Depot","itemBrand":"Short.io","itemCategory":"Business","itemCategory2":"","itemCategory3":"","itemCategory4":"","price":0,"quantity":1,"affiliation":"Short.io","coupon":"","secondaryCallout":"","starRatings":0,"initialCost":0,"subscriptionCost":0}'><div class="fp-loader"><div class="fp-loader__blocks fp-loader__header"></div><div class="fp-loader__blocks fp-loader__phone"></div><div class="fp-loader__blocks fp-loader__cta"></div><div class="fp-loader__blocks fp-loader__attr"></div></div><div class="heading-wrapper"><p class="card-number">4</p><p class="single-heading-text">Payment Depot</p></div><div class="left"><div class="rating-wrapper"></div><div class="partners-stats"><div class="stats-wrapper"><div class="tooltip-wrapper label">Free Trial </div><p class="value">No</p></div><div class="stats-wrapper"><div class="tooltip-wrapper label">Offer </div><p class="value">First Month Free</p></div><div class="stats-wrapper"><div class="tooltip-wrapper label">Pricing </div><p class="value">$59 per month, $0.07 - $0.15 per transaction + interchange rate</p></div></div></div><div class="right"><div class="heading-wrapper"><div class="align-left with-best-of"><div class="heading-text"><p class="card-number">4</p><p class="card-title">Payment Depot</p></div></div><div class="star-content-wrapper"><a href=https://mktp.us/paymentdepot target="_blank" rel="nofollow" class="fp-widget-cta-event track-type" data-cta-text="NA" data-link-placement="Image Link" data-url="https://mktp.us/paymentdepot" data-component-title="Featured Partner Widget" data-product-name="Payment Depot" data-product-category="Business (Featured Partner)" data-product-position="4" data-product-badge="NA" data-product-rating="NA" data-product-offer="NA" data-wp-postid="203557" data-product-id="NA" data-product-segment="NA" data-ecom-conversion='{"clickText":"Image Link","clickUrl":"https:\/\/mktp.us\/paymentdepot","partnerName":"Short.io"}' ><img decoding="async" class="logo" width="140" height="50" loading="lazy" src="https://thumbor.forbes.com/thumbor/fit-in/200x/https://thumbor.forbes.com/thumbor/fit-in/150x/https://www.forbes.com/advisor/wp-content/uploads/2021/09/payment.png" alt="Payment Depot" /></a><div class="rating-wrapper"></div></div></div><div class="logo-wrapper "><a href="tel:833-522-0568" class="phone-number fp-widget-cta-event track-type" data-cta-text="833-522-0568" data-link-placement="Button Link" data-url="https://mktp.us/paymentdepot" data-component-title="Featured Partner Widget" data-product-name="Payment Depot" data-product-category="Business (Featured Partner)" data-product-position="4" data-product-badge="NA" data-product-rating="NA" data-product-offer="NA" data-wp-postid="203557" data-product-id="NA" data-product-segment="NA" data-ecom-link='{"clickText":"833-522-0568","clickCat":"Primary","clickUrl":"tel:833-522-0568","clickType":"external"}' ><span><svg width="7" height="19" viewBox="0 0 7 19" fill="none" xmlns="http://www.w3.org/2000/svg"><path d="M1.82235 13.0911L5.16644 13.0778L6.02157 17.6358L4.78186 17.6407C3.95612 17.644 3.19505 17.2066 2.79976 16.5016C1.59129 14.3461 0.981505 11.9433 0.970406 9.29327C0.959308 6.6432 1.54895 4.23569 2.73932 2.07075C3.12868 1.36259 3.88607 0.919163 4.71182 0.915893L5.95152 0.910983L5.1346 5.47562L1.79051 5.48886" stroke="black" stroke-linecap="round"/></svg>833-522-0568 </span></a><a href=https://mktp.us/paymentdepot target="_blank" rel="nofollow" class="fp-widget-cta-event track-type" data-cta-text="NA" data-link-placement="Image Link" data-url="https://mktp.us/paymentdepot" data-component-title="Featured Partner Widget" data-product-name="Payment Depot" data-product-category="Business (Featured Partner)" data-product-position="4" data-product-badge="NA" data-product-rating="NA" data-product-offer="NA" data-wp-postid="203557" data-product-id="NA" data-product-segment="NA" data-ecom-conversion='{"clickText":"Image Link","clickUrl":"https:\/\/mktp.us\/paymentdepot","partnerName":"Short.io"}' ><img decoding="async" class="logo" width="140" height="50" loading="lazy" src="https://thumbor.forbes.com/thumbor/fit-in/200x/https://thumbor.forbes.com/thumbor/fit-in/150x/https://www.forbes.com/advisor/wp-content/uploads/2021/09/payment.png" alt="Payment Depot" /></a></div><div class="btn-wrapper"><a href="https://mktp.us/paymentdepot" class="get-estimate-cta fp-widget-cta-event track-type" target="_blank" rel="nofollow" data-cta-text="Learn More" data-link-placement="Button Link" data-url="https://mktp.us/paymentdepot" data-component-title="Featured Partner Widget" data-product-name="Payment Depot" data-product-category="Business (Featured Partner)" data-product-position="4" data-product-badge="NA" data-product-rating="NA" data-product-offer="NA" data-wp-postid="203557" data-product-id="NA" data-product-segment="NA" data-ecom-conversion='{"clickText":"Learn More","clickUrl":"https:\/\/mktp.us\/paymentdepot","partnerName":"Short.io"}' ><span class="arrow-wrapper">Learn More <svg viewBox="0 0 16 14" fill="none" xmlns="http://www.w3.org/2000/svg"><path fill-rule="evenodd" clip-rule="evenodd" d="M1.69287 7.92087L12.3691 7.92087L7.70041 12.4343C7.51781 12.6023 7.41446 12.8353 7.41446 13.079C7.41446 13.3226 7.51781 13.5556 7.70041 13.7237C7.87432 13.9001 8.11546 14 8.36763 14C8.61979 14 8.86094 13.9001 9.03484 13.7237L15.2292 7.73677C15.6111 7.31491 15.6111 6.68509 15.2292 6.26323L9.03335 0.276315C8.85945 0.0998659 8.6183 0 8.36614 0C8.11397 0 7.87283 0.0998659 7.69893 0.276315H7.69892C7.51632 0.444355 7.41297 0.677368 7.41297 0.921031C7.41297 1.16469 7.51632 1.39771 7.69892 1.56575L12.3691 6.07841L1.69287 6.07841C1.43556 6.06334 1.18389 6.15554 1.00161 6.33168C0.819326 6.50782 0.723899 6.751 0.7395 6.99964C0.723899 7.24828 0.819325 7.49146 1.00161 7.6676C1.18389 7.84374 1.43556 7.93594 1.69287 7.92087Z" fill="white"/></svg></span></a><p class="cta-subtext">On Payment Depot's Website</p></div><div class="secondary-cta-container"></div></div></div></div><div class="featured-partners-card" data-ecom-container='{"componentTitle":"PaymentCloud","componentType":"Generic Product"}'><div class="inner-wrapper " data-ecom-product='{"itemId":"1194726","itemName":"PaymentCloud","itemBrand":"Payment Cloud","itemCategory":"Business","itemCategory2":"","itemCategory3":"","itemCategory4":"","price":0,"quantity":1,"affiliation":"Payment Cloud","coupon":"","secondaryCallout":"","starRatings":0,"initialCost":0,"subscriptionCost":0}'><div class="fp-loader"><div class="fp-loader__blocks fp-loader__header"></div><div class="fp-loader__blocks fp-loader__phone"></div><div class="fp-loader__blocks fp-loader__cta"></div><div class="fp-loader__blocks fp-loader__attr"></div></div><div class="heading-wrapper"><p class="card-number">5</p><p class="single-heading-text">PaymentCloud</p></div><div class="left"><div class="rating-wrapper"></div><div class="partners-stats"><div class="stats-wrapper"><div class="tooltip-wrapper label">Free trial </div><p class="value">No</p></div><div class="stats-wrapper"><div class="tooltip-wrapper label">Offers </div><p class="value">Free terminal, Zero Fee Processing Options, Dedicated Account Manager</p></div><div class="stats-wrapper"><div class="tooltip-wrapper 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clip-rule="evenodd" d="M1.69287 7.92087L12.3691 7.92087L7.70041 12.4343C7.51781 12.6023 7.41446 12.8353 7.41446 13.079C7.41446 13.3226 7.51781 13.5556 7.70041 13.7237C7.87432 13.9001 8.11546 14 8.36763 14C8.61979 14 8.86094 13.9001 9.03484 13.7237L15.2292 7.73677C15.6111 7.31491 15.6111 6.68509 15.2292 6.26323L9.03335 0.276315C8.85945 0.0998659 8.6183 0 8.36614 0C8.11397 0 7.87283 0.0998659 7.69893 0.276315H7.69892C7.51632 0.444355 7.41297 0.677368 7.41297 0.921031C7.41297 1.16469 7.51632 1.39771 7.69892 1.56575L12.3691 6.07841L1.69287 6.07841C1.43556 6.06334 1.18389 6.15554 1.00161 6.33168C0.819326 6.50782 0.723899 6.751 0.7395 6.99964C0.723899 7.24828 0.819325 7.49146 1.00161 7.6676C1.18389 7.84374 1.43556 7.93594 1.69287 7.92087Z" fill="white"/></svg></span></a><p class="cta-subtext">On PaymentCloud's Website</p></div><div class="secondary-cta-container"></div></div></div></div></div><div class="fp-slider-controls" aria-label="Carousel Navigation" ><div class="prev left-gradient" data-ecom-misc-click='{"clickText":"<","clickType":"Slider","referenceText":""}'><svg id="prevSliderSvg" width="11" height="37" viewBox="0 0 11 37" fill="none" xmlns="http://www.w3.org/2000/svg"><path d="M11 18.5L0.5 36.2535L0.500002 0.746479L11 18.5Z" fill="#676767"/></svg></div><div class="next right-gradient" data-ecom-misc-click='{"clickText":">","clickType":"Slider","referenceText":""}'><svg id="nextSliderSvg" width="11" height="37" viewBox="0 0 11 37" fill="none" xmlns="http://www.w3.org/2000/svg"><path d="M11 18.5L0.5 36.2535L0.500002 0.746479L11 18.5Z" fill="#676767"/></svg></div></div></div></div><!-- /fadv:ignore-wpautop --> </div> </div> <hr/> <div id="stax_at_a_glance_section" class="article-section " data-ecom-container='{"componentTitle":"Stax At a Glance","componentType":"Generic"}'> <h2>Stax At a Glance</h2> <div class="section-content " > <p>Stax is rated one of our top 10 <a href="https://www.forbes.com/advisor/business/software/best-credit-card-processing-companies/"data-ecom-link='{"clickText":"credit card processing platforms","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/business\/software\/best-credit-card-processing-companies\/","clickType":"internal"}'>credit card processing platforms</a> of 2025. This credit card processing platform is best suited for companies that are already up and running and making above $5,000 per month consistently. Unlike other credit card processing platforms, Stax charges a fixed monthly fee instead of a percentage of each transaction.</p> <p>The price starts at $99 per month for companies with an annual income of up to $250,000. Stax works on a shelf system and the monthly cost is based on your annual income. When your company makes between $250,001 and $500,000, you’ll be paying $199 per month. If you process more than $500,000 per calendar year, you’ll need to contact Stax to receive a customized price quote to match your specific needs. Subscription prices are determined by processing volume and do not include cents per transaction.</p> <p>When you’re only charging customers through an online shopping cart, you may not need the company’s software. However, if you plan to invoice customers or are charging customers in person, you’ll need the accompanying software to process these payments.</p> </div> </div> <hr/> <div id="other_benefits_section" class="article-section " data-ecom-container='{"componentTitle":"Other Benefits","componentType":"Generic"}'> <h2>Other Benefits</h2> <div class="section-content " > <p>Stax comes with some optional add-on features. If you use QuickBooks for bookkeeping, you’ll be able to sync your data between platforms automatically. Stax also provides terminal protection, where you can swap out your terminal an unlimited number of times, in case it breaks. You are also able to receive immediate access to funds the same day you were paid, including on holidays and weekends for an additional charge. Stax’s brand customization tool allows you to create custom invoices.</p> </div> </div> <hr/> <div id="fine_print_section" class="article-section " data-ecom-container='{"componentTitle":"Fine Print","componentType":"Generic"}'> <h2>Fine Print</h2> <div class="section-content " > <p>Stax’s fixed monthly cost will be higher than other companies like PayPal and Intuit QuickBooks Payments, but this may work out to be more affordable if you earn above a certain amount. You’ll be able to speak with Stax about how much income your business brings in on an annual basis, to determine if it’s the right choice for your company.</p> </div> </div> <hr/> <div id="how_stax_stacks_up_section" class="article-section " data-ecom-container='{"componentTitle":"How Stax Stacks Up","componentType":"Generic"}'> <h2>How Stax Stacks Up</h2> <div class="section-content " > <!-- fadv:ignore-wpautop --><div class="mkpl-shortcode-instance default variation-1" data-custom-value="mkpl-tables-" data-variation="variation-1" data-ecom-container='{"componentTitle":"","componentType":"Simple Table"}'> <div id="mkpl-table-container"> <div id="mkpl-table-main-container"> <div id="mkpl-table-scroll" class="table-container " > <table id="mkpl-market-table" data-mc="0" data-tcc="4" class="mkpl-simple_tables table style-1" style="text-align: left"> <tr class="thead" style="background-color: #4657A1 !important"> <th style="text-align: left" class="primary-font"> </th> <th style="text-align: left" class="primary-font"> Stax </th> <th style="text-align: left" class="primary-font"> Square </th> <th style="text-align: left" class="primary-font"> PayPal </th> </tr> <tr style="background-color: #f8f8f8"> <td class=" wysiwyg-editor" > <div class="cell-content primary-font">Keyed transactions</div> </td> <td class=" wysiwyg-editor" > <div class="cell-content primary-font">15 cents per keyed transaction</div> </td> <td class=" wysiwyg-editor" > <div class="cell-content primary-font">3.50% plus 15 cents per transaction</div> </td> <td class=" wysiwyg-editor" > <div class="cell-content primary-font">3.50% plus fixed fee of 15 cents</div> </td> </tr> <tr style="background-color: #f8f8f8"> <td class=" wysiwyg-editor" > <div class="cell-content primary-font">Swipe/Chip Transaction Fee</div> </td> <td class=" wysiwyg-editor" > <div class="cell-content primary-font">8 cents per swipe transaction</div> </td> <td class=" wysiwyg-editor" > <div class="cell-content primary-font">2.6% plus 10 cents per transaction</div> </td> <td class=" wysiwyg-editor" > <div class="cell-content primary-font">2.70% plus fixed fee of 15 cents</div> </td> </tr> <tr style="background-color: #f8f8f8"> <td class=" wysiwyg-editor" > <div class="cell-content primary-font">Invoicing</div> </td> <td class=" wysiwyg-editor" > <div class="cell-content primary-font">Yes</div> </td> <td class=" wysiwyg-editor" > <div class="cell-content primary-font">Yes</div> </td> <td class=" wysiwyg-editor" > <div class="cell-content primary-font">Yes</div> </td> </tr> <tr style="background-color: #f8f8f8"> <td class=" wysiwyg-editor" > <div class="cell-content primary-font">Software Integration</div> </td> <td class=" wysiwyg-editor" > <div class="cell-content primary-font">QuickBooks Online</div> </td> <td class=" wysiwyg-editor" > <div class="cell-content primary-font">Acuity Scheduling, GoDaddy Websites and Marketing, Wix, WooCommerce, JotForm (and more)</div> </td> <td class=" wysiwyg-editor" > <div class="cell-content primary-font">WooCommerce, Magento, Wix, BigCommerce, GoDaddy</div> </td> </tr> <tr style="background-color: #f8f8f8"> <td class=" wysiwyg-editor" > <div class="cell-content primary-font">Customer Service</div> </td> <td class=" wysiwyg-editor" > <div class="cell-content primary-font">Live chat, phone service, knowledge base and blog</div> </td> <td class=" wysiwyg-editor" > <div class="cell-content primary-font">Live chat, phone service, knowledge base and blog</div> </td> <td class=" wysiwyg-editor" > <div class="cell-content primary-font">Live chat, phone service, knowledge base, no blog</div> </td> </tr> <tr style="background-color: #f8f8f8"> <td class=" wysiwyg-editor" > <div class="cell-content primary-font">Learn More</div> </td> <td class=" wysiwyg-editor" > <div class="cell-content primary-font"><a href="https://mktp.us/staxpos" target="_blank" rel="nofollow noopener">On Stax's Website </a></div> </td> <td class=" wysiwyg-editor" > <div class="cell-content primary-font">-</div> </td> <td class=" wysiwyg-editor" > <div class="cell-content primary-font">-</div> </td> </tr> <tr style="background-color: #f8f8f8"> <td class=" wysiwyg-editor" > <div class="cell-content primary-font">Read Reviews</div> </td> <td class=" wysiwyg-editor" > <div class="cell-content primary-font">--</div> </td> <td class=" wysiwyg-editor" > <div class="cell-content primary-font"><a href="https://www.forbes.com/advisor/business/software/square-review/" target="_blank" rel="noopener">Read Square Review </a></div> </td> <td class=" wysiwyg-editor" > <div class="cell-content primary-font"><a href="https://www.forbes.com/advisor/business/software/paypal-review/" target="_blank" rel="noopener">Read PayPal Review</a></div> </td> </tr> </table> <div> <button type="button" id="left-arrow" data-ecom-misc-click='{"clickText":"Left","clickType":"Button","referenceText":""}'> <img decoding="async" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAAcAAAAMCAYAAACulacQAAAACXBIWXMAAAsTAAALEwEAmpwYAAAAAXNSR0IArs4c6QAAAARnQU1BAACxjwv8YQUAAADJSURBVHgBXZCxDcIwEEXvLrbTMgIjeAQXQB0aUiBENgAmIBswQkJJg6iQaGAF2CBskBY5wbEjWXLiwjr73f//dAijo5JiEse01Zrd2BhwgS8DIDnXcgBFjAUASltWkeY5eTBPSwcSW9ZMM3W/rr+9crY6HxEgcwCBeuD+yQFCyPsH/pePy+bj3YiCzLaNTDgDumuRlidb7o2BmpCUV2M4EAJmrqFtmHzaXAxtfAOAqRrNVRgJ+mcOFryt4dQuIR8o/ZaEoB1rWNkBtuxEvL1bUnQAAAAASUVORK5CYII=" alt="Left Arrow" /> </button> <button type="button" id="right-arrow" data-ecom-misc-click='{"clickText":"Right","clickType":"Button","referenceText":""}'> <img decoding="async" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAAcAAAAMCAYAAACulacQAAAACXBIWXMAAAsTAAALEwEAmpwYAAAAAXNSR0IArs4c6QAAAARnQU1BAACxjwv8YQUAAADQSURBVHgBdVC5DcJAENw53pAS6AA6wAlPCAGCDLsSoAJEBXwJEDk0JrA7wCW4BMeH5GXP2MggscHenEYzNzew5rt2PVULrdNt6DoJlUY1GEsCrWp1BNZ41/oiAV7LGQPo1hrYlEmYNRLrlNVDYIuJ9/eL7WRKs7yzE4OUJTABwR7M9puPspj+9NiD4tDglGml6M8YolJchrNTh8CewCaJyr8u1plt9tc8ECTQLQ+EN4FAYJuIXf9iTwq3qimBhWDm6KnZKb9bzUpgRFrz4be+FwjJTXtIGD7JAAAAAElFTkSuQmCC" alt="Right Arrow"/> </button> </div> </div> <button id="seeMoreBtn" type="button" class="primary-font" style="display: none;" data-ecom-misc-click='{"clickText":"See More","clickType":"Button","referenceText":""}' >See More</button> <button id="seeLessBtn" type="button" class="primary-font" style="display: none;" data-ecom-misc-click='{"clickText":"See Less","clickType":"Button","referenceText":""}' >See Less</button> </div> </div></div><!-- /fadv:ignore-wpautop --><p>You’ll notice that Stax has a different payment structure for keyed and swipe/chip transactions. That’s because they charge a higher monthly rate. If you’re spending more than $100 per month on credit card transaction fees, that rate might start to be worth it.</p> <p>As far as software integration, you’ll have more options with Square and PayPal. However, QuickBooks is a popular bookkeeping software and, if you use it, it’s helpful to know you’ll be able to sync your data between the two platforms. All three companies have invoicing capabilities.</p> <p>Customer service at Stax will be more customized than PayPal and Square. The company works with around 12,000 customers, as opposed to PayPal’s 390 million active customers.</p> </div> </div> <hr/> <div id="is_stax_right_for_you_or_your_business_section" class="article-section " data-ecom-container='{"componentTitle":"Is Stax Right for You or Your Business?","componentType":"Generic"}'> <h2>Is Stax Right for You or Your Business?</h2> <div class="section-content " > <p>Because Stax uses a flat subscription model, it’s best suited for businesses that are pulling in a certain amount of money per year. That number, according to a Stax representative Forbes Advisor spoke to, hovers around $5,000 per month. If your business is making above $5,000, the fixed monthly fee may save your company money.</p> <p>In contrast, if your company has not reached that threshold yet, it may be more cost-efficient to choose a company like PayPal, which charges a percentage for every transaction.</p> <p>Stax offers more customized and individual support to its clients. Unlike the bigger processing platforms like PayPal and Square, Stax speaks to each client over the phone when they sign up. Their customer support is in-house, which means they’ll be better equipped to support you if you run into technical difficulties.</p> </div> </div> <hr/><div id="frequently_asked_questions_faqs_section" class="faq-section article-section"data-ecom-container='{"componentTitle":"Frequently Asked Questions (FAQs)","componentType":"FAQ Section"}'><h2>Frequently Asked Questions (FAQs)</h2><div class="main-faqs faq-2021 faq-v2" data-ecom-container='{"componentTitle":"Frequently Asked Questions (FAQs)","componentType":"FAQ Component"}'> <div class="faqs" data-ecom-misc-click='{"clickText":"What\u2019s Stax\u2019s cancellation policy?","clickType":"Accordion","referenceText":""}'> <div class="faq-question"> <div class="plus-minus"> <svg width="18" height="17" viewBox="0 0 18 17" fill="none" xmlns="http://www.w3.org/2000/svg" class="plus"> <line x1="9.22461" y1="1.78491" x2="9.22461" y2="15.2933" stroke="black" stroke-width="2" stroke-linecap="round" /> <line x1="16.5332" y1="8.83374" x2="1.46654" y2="8.83374" stroke="black" stroke-width="2" stroke-linecap="round" /> </svg> <svg width="18" height="2" viewBox="0 0 18 2" fill="none" xmlns="http://www.w3.org/2000/svg" class="minus"> <line x1="16.5332" y1="1" x2="1.46654" y2="0.999999" stroke="black" stroke-width="2" stroke-linecap="round" /> </svg> </div> <h3 class="question-text">What’s Stax’s cancellation policy?</h3> </div> <div class="faq-answer wysiwyg-content"> <p>Stax does not ask clients to sign a contract committing them to a certain amount of time. As a customer, you can cancel with a 30-day notice. Some credit card processing platforms require you to sign up long-term and lock you into a contract. Regardless of the company, you’ll want to clarify the company’s policy before putting down your credit card.</p> </div> </div> <div class="faqs" data-ecom-misc-click='{"clickText":"Is Stax secure?","clickType":"Accordion","referenceText":""}'> <div class="faq-question"> <div class="plus-minus"> <svg width="18" height="17" viewBox="0 0 18 17" fill="none" xmlns="http://www.w3.org/2000/svg" class="plus"> <line x1="9.22461" y1="1.78491" x2="9.22461" y2="15.2933" stroke="black" stroke-width="2" stroke-linecap="round" /> <line x1="16.5332" y1="8.83374" x2="1.46654" y2="8.83374" stroke="black" stroke-width="2" stroke-linecap="round" /> </svg> <svg width="18" height="2" viewBox="0 0 18 2" fill="none" xmlns="http://www.w3.org/2000/svg" class="minus"> <line x1="16.5332" y1="1" x2="1.46654" y2="0.999999" stroke="black" stroke-width="2" stroke-linecap="round" /> </svg> </div> <h3 class="question-text">Is Stax secure?</h3> </div> <div class="faq-answer wysiwyg-content"> <p>Stax comes standard with a number of security protections such as chargeback protection, SSL and PCI compliance features. It’s about even with its competitors when it comes to security.</p> </div> </div> <div class="faqs" data-ecom-misc-click='{"clickText":"How much does Stax cost?","clickType":"Accordion","referenceText":""}'> <div class="faq-question"> <div class="plus-minus"> <svg width="18" height="17" viewBox="0 0 18 17" fill="none" xmlns="http://www.w3.org/2000/svg" class="plus"> <line x1="9.22461" y1="1.78491" x2="9.22461" y2="15.2933" stroke="black" stroke-width="2" stroke-linecap="round" /> <line x1="16.5332" y1="8.83374" x2="1.46654" y2="8.83374" stroke="black" stroke-width="2" stroke-linecap="round" /> </svg> <svg width="18" height="2" viewBox="0 0 18 2" fill="none" xmlns="http://www.w3.org/2000/svg" class="minus"> <line x1="16.5332" y1="1" x2="1.46654" y2="0.999999" stroke="black" stroke-width="2" stroke-linecap="round" /> </svg> </div> <h3 class="question-text">How much does Stax cost?</h3> </div> <div class="faq-answer wysiwyg-content"> <p>Stax starts at $99 per month for businesses that earn up to $500,000. That fee goes up depending on how much you make. For example, if your company is earning between $500,000 and $1 million, the monthly fee goes up to $199 per month. Stax is flexible with customers and takes into account one-time income increases when considering their customers’ monthly rates.</p> </div> </div> <div class="faqs" data-ecom-misc-click='{"clickText":"What kind of customer service does Stax provide?","clickType":"Accordion","referenceText":""}'> <div class="faq-question"> <div class="plus-minus"> <svg width="18" height="17" viewBox="0 0 18 17" fill="none" xmlns="http://www.w3.org/2000/svg" class="plus"> <line x1="9.22461" y1="1.78491" x2="9.22461" y2="15.2933" stroke="black" stroke-width="2" stroke-linecap="round" /> <line x1="16.5332" y1="8.83374" x2="1.46654" y2="8.83374" stroke="black" stroke-width="2" stroke-linecap="round" /> </svg> <svg width="18" height="2" viewBox="0 0 18 2" fill="none" xmlns="http://www.w3.org/2000/svg" class="minus"> <line x1="16.5332" y1="1" x2="1.46654" y2="0.999999" stroke="black" stroke-width="2" stroke-linecap="round" /> </svg> </div> <h3 class="question-text">What kind of customer service does Stax provide?</h3> </div> <div class="faq-answer wysiwyg-content"> <p>Stax handles its own software and its customer service is in-house. This means they’ll be able to answer questions should you have technical difficulties with the software.</p> </div> </div> <div class="faqs" data-ecom-misc-click='{"clickText":"How can I offset credit card processing fees?","clickType":"Accordion","referenceText":""}'> <div class="faq-question"> <div class="plus-minus"> <svg width="18" height="17" viewBox="0 0 18 17" fill="none" xmlns="http://www.w3.org/2000/svg" class="plus"> <line x1="9.22461" y1="1.78491" x2="9.22461" y2="15.2933" stroke="black" stroke-width="2" stroke-linecap="round" /> <line x1="16.5332" y1="8.83374" x2="1.46654" y2="8.83374" stroke="black" stroke-width="2" stroke-linecap="round" /> </svg> <svg width="18" height="2" viewBox="0 0 18 2" fill="none" xmlns="http://www.w3.org/2000/svg" class="minus"> <line x1="16.5332" y1="1" x2="1.46654" y2="0.999999" stroke="black" stroke-width="2" stroke-linecap="round" /> </svg> </div> <h3 class="question-text">How can I offset credit card processing fees?</h3> </div> <div class="faq-answer wysiwyg-content"> <p>There are a few ways to offset credit card processing fees. Increased pricing is one way to increase income to help cover fees. Passing the fee to the customer using a “convenience fee” upcharge is becoming popular now that more credit card processing companies offer this service. Statistics show this works well in retail store settings where merchants can offer a cash discount option at checkout.</p> </div> </div> <div class="faqs" data-ecom-misc-click='{"clickText":"Why does my business need credit card processing?","clickType":"Accordion","referenceText":""}'> <div class="faq-question"> <div class="plus-minus"> <svg width="18" height="17" viewBox="0 0 18 17" fill="none" xmlns="http://www.w3.org/2000/svg" class="plus"> <line x1="9.22461" y1="1.78491" x2="9.22461" y2="15.2933" stroke="black" stroke-width="2" stroke-linecap="round" /> <line x1="16.5332" y1="8.83374" x2="1.46654" y2="8.83374" stroke="black" stroke-width="2" stroke-linecap="round" /> </svg> <svg width="18" height="2" viewBox="0 0 18 2" fill="none" xmlns="http://www.w3.org/2000/svg" class="minus"> <line x1="16.5332" y1="1" x2="1.46654" y2="0.999999" stroke="black" stroke-width="2" stroke-linecap="round" /> </svg> </div> <h3 class="question-text">Why does my business need credit card processing?</h3> </div> <div class="faq-answer wysiwyg-content"> <p>According to a study by the American Bankers Association in May 2021, there were more than 320 million credit card accounts active in the United States in 2020. This means that the vast majority of American adults hold at least one account, if not more. With credit cards being so common, not having the ability to accept them means a huge potential for missed sales opportunities.</p> </div> </div> </div> </div> </div> <div class="rafeed__container bottom_editorial"> <div class="article__editors-note article__editors-note-bottom"> Information provided on Forbes Advisor is for educational purposes only. Your financial situation is unique and the products and services we review may not be right for your circumstances. We do not offer financial advice, advisory or brokerage services, nor do we recommend or advise individuals or to buy or sell particular stocks or securities. Performance information may have changed since the time of publication. Past performance is not indicative of future results.<br/> <br/> Forbes Advisor adheres to strict editorial integrity standards. 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High Risk Merchant Account</a> </li> <li class="boc__item-list"> <a class="boc__item-link" href="https://www.forbes.com/advisor/business/best-cash-registers-small-business/" title="Best Cash Registers For Small Businesses" data-ecom-link='{"clickText":"Best Cash Registers For Small Businesses","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/business\/best-cash-registers-small-business\/","clickType":"internal"}'>Best Cash Registers For Small Businesses</a> </li> <li class="boc__item-list"> <a class="boc__item-link" href="https://www.forbes.com/advisor/business/software/best-payment-gateways/" title="Best Payment Gateways" data-ecom-link='{"clickText":"Best Payment Gateways","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/business\/software\/best-payment-gateways\/","clickType":"internal"}'>Best Payment Gateways</a> </li> <li class="boc__item-list"> <a class="boc__item-link" 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href="https://www.forbes.com/advisor/business/what-is-merchant-account/" title="What is a Merchant Account?" data-ecom-link='{"clickText":"What is a Merchant Account?","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/business\/what-is-merchant-account\/","clickType":"internal"}'>What is a Merchant Account?</a> </li> <li class="boc__item-list"> <a class="boc__item-link" href="https://www.forbes.com/advisor/business/how-to-accept-credit-card-payments/" title="How to Accept Credit Card Payments " data-ecom-link='{"clickText":"How to Accept Credit Card Payments ","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/business\/how-to-accept-credit-card-payments\/","clickType":"internal"}'>How to Accept Credit Card Payments </a> </li> <li class="boc__item-list"> <a class="boc__item-link" href="https://www.forbes.com/advisor/business/software/accept-online-payments/" title="How to Accept Payments Online" data-ecom-link='{"clickText":"How to Accept Payments Online","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/business\/software\/accept-online-payments\/","clickType":"internal"}'>How to Accept Payments Online</a> </li> <li class="boc__item-list"> <a class="boc__item-link" href="https://www.forbes.com/advisor/business/accept-credit-card-payments-cheap/" title="Cheapest Way to Accept Credit Card Payments" data-ecom-link='{"clickText":"Cheapest Way to Accept Credit Card Payments","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/business\/accept-credit-card-payments-cheap\/","clickType":"internal"}'>Cheapest Way to Accept Credit Card Payments</a> </li> <li class="boc__item-list"> <a class="boc__item-link" href="https://www.forbes.com/advisor/business/software/how-to-use-square/" title="How To Use Square to Process Credit Cards" data-ecom-link='{"clickText":"How To Use Square to Process Credit Cards","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/business\/software\/how-to-use-square\/","clickType":"internal"}'>How To Use Square to Process Credit Cards</a> </li> </ul> </div> </div> </div> <div class="partnerRightRailShortcode"> </div> </div> <div class="right-rail__display"></div> <div class="right-rail__content"> </div> </div> </div> </div> </div> <div class="regular-template__container"> <div class="generic-next-up-section"> <section class="best-cards" data-ecom-container='{"componentTitle":"Next Up In POS ","componentType":"Next Up Section"}'> <h3> Next Up In POS <span></span> </h3> <ul> <li> <a title="The Best Credit Card Processing Companies" href="https://www.forbes.com/advisor/business/software/best-credit-card-processing-companies/" data-ecom-link='{"clickText":"The Best Credit Card Processing Companies","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/business\/software\/best-credit-card-processing-companies\/","clickType":"internal"}'> The Best Credit Card Processing Companies </a> </li> <li> <a title="The Best Payment Gateways" href="https://www.forbes.com/advisor/business/software/best-payment-gateways/" data-ecom-link='{"clickText":"The Best Payment Gateways","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/business\/software\/best-payment-gateways\/","clickType":"internal"}'> The Best Payment Gateways </a> </li> <li> <a title="4 Ways To Accept Payments Online " href="https://www.forbes.com/advisor/business/software/accept-online-payments/" data-ecom-link='{"clickText":"4 Ways To Accept Payments Online ","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/business\/software\/accept-online-payments\/","clickType":"internal"}'> 4 Ways To Accept Payments Online </a> </li> </ul> </section> </div> </div> <div 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getRandomInt: getRandomInt, } })(); var __linkTrackingController = (function (__cookie, __util, __prefetch) { var E2E_COOKIE_ADVISOR_USER_ID = 'fadve2etid'; var E2E_COOKIE_ADVISOR_USER_VISIT_COUNT = 'fadve2etidvcnt'; var E2E_COOKIE_ADVISOR_UTM = 'fadve2esrc'; var E2E_COOKIE_ORIGINAL_TID_PARAM = 'fadve2etid_oname'; var E2E_COOKIE_ORIGINAL_TID_VALUE = 'fadve2etid_oval'; var E2E_HOST = 'related.forbes.com'; var BANKRATE_HOST = 'oc.brcclx.com'; var POLICYGENIUS_HOST = "policygenius.go2cloud.org"; var CM_PREFIX_ID = '_spid'; var E2E_REDIRECT_URL = 'https://related.forbes.com/trf?o=gqT2vtgaO1NVU2O4ubzbbRKuqAIAh5jbhu-tB-B2XR9mkqq2r1uP3UQ86qlwjDTZcKefs9W1ct4iXHB8cr3Q5iQgynTrcq_Pg_eLRCaLJaHBM8WuHhRH8aWVp2KOcc_rsjl4oQeRfrNe3Dt5Tkj0_4KayhC_KRgY-2CxyWvgC5I=&p=qIZUfGF2w6pxNO0krbxBf2o-8MJII1YwehXZNXIUxHHkbrJRS564JaRaPyj7AKpp&r='; var LINKSYNERGY_HOST = "click.linksynergy.com"; var COOKIE_CLIENT_ID = window?.annotationKey + '_clientId'; /* * Generate a hash code from a string * */ String.prototype.hashCode = function () { var hash = 0; if (this.length === 0) return hash; for (i = 0; i < this.length; i++) { char = this.charCodeAt(i); hash = ((hash << 5) - hash) + char; hash = hash & hash; } if (hash < 0) return "N" + (hash * -1); else return "P" + hash; }; function getNanoId(length = 20) { const a = "0123456789abcdefghijklmnopqrstuvwxyzABCDEFGHIJKLMNOPQRSTUVWXYZ"; length = Math.min(length, a.length); let result = ""; const randomValues = crypto.getRandomValues(new Uint8Array(length)); for (let i = 0; i < length; i++) { result += a[randomValues[i] % a.length]; } return result; } /* * Get Utm params Mapping * */ function getUtmSourceClickIdParamMapping() { return { "outbrain": ["ob_click_id", "clickid", "OutbrainClickId", "outbrainclickid"], "taboola": ["tcid"], "bing": ["msclkid"], "kw": ["fbclid"], "facebook": ["fbclid"] }; } function getValidClickIdParams() { return ["gclid"]; } /** * Returns object with parameter and value * Example : ob_click_id=jfkjkfjskafjkj * returns : { param: ob_click_id , value:jfkjkfjskafjkj } */ function getOgUtmParamValuePair() { var trackingParamsObj = { param: '', value: '' }; var utmSource = __util.getQueryParameterValue('utm_source'); if (!!utmSource) { utmSource = utmSource.toLowerCase(); var utmParamMappinArray = getUtmSourceClickIdParamMapping(); if (!!utmParamMappinArray[utmSource] && utmParamMappinArray[utmSource].length > 0) { for (var idx_param = 0; idx_param < utmParamMappinArray[utmSource].length; idx_param++) { var idFromUrl = __util.getQueryParameterValue(utmParamMappinArray[utmSource][idx_param]); if (!!idFromUrl) { trackingParamsObj.param = utmParamMappinArray[utmSource][idx_param]; trackingParamsObj.value = idFromUrl; break; } } } } /** * If no valid param mapping found in url check for valid click id */ if( ! trackingParamsObj.value && ! trackingParamsObj.param ){ /** * Check for valid click ID in the url If found return the id and value */ var clickIdParam = getValidClickIdParams(); for(var i = 0; i < clickIdParam.length; i++){ var clickIdFromUrl = __util.getQueryParameterValue(clickIdParam[i]); if(!!clickIdFromUrl){ trackingParamsObj.param = clickIdParam[i]; trackingParamsObj.value = clickIdFromUrl; break; } } } return trackingParamsObj; } function generateHashFromOgParam(paramsObj) { if (!!paramsObj.value && typeof paramsObj.value === 'string') { var hashInput = paramsObj.value + new Date().getTime() + __util.getRandomInt(1, 99); return hashInput.hashCode(); } return ''; } /** * This function return user id * If found in cookie returns the cookie value * If not found in cookie generated a user id * If og params are invalid return empty string */ function getUserIdHashFromOgParam() { var hash = ''; var paramsObj = getOgUtmParamValuePair(); if (!!paramsObj.param && !!paramsObj.value) { var paramFromCookie = __cookie.get(E2E_COOKIE_ORIGINAL_TID_PARAM); var paramValueFromCookie = __cookie.get(E2E_COOKIE_ORIGINAL_TID_VALUE); //Get user id from cookie if found if ( !!paramFromCookie && !!paramValueFromCookie && paramsObj.param === paramFromCookie && paramsObj.value === paramValueFromCookie ) { var userIdFromCookie = __cookie.get(E2E_COOKIE_ADVISOR_USER_ID); if (!!userIdFromCookie){ hash = userIdFromCookie; } } //If user id is not present in cookie generate one if (!hash) { hash = generateHashFromOgParam(paramsObj); } } window.dataLayer.push({ 'cd': { 'OriginalTrackingParam': paramsObj.param, 'OriginalTrackingParamValue': paramsObj.value, } }); return hash; } /* * Get Default User ID Hash * returns hash : P74473637 * */ function getDefaultUserIdHash() { var userid = 'NOTID' + new Date().getTime() + __util.getRandomInt(1, 99); return userid.hashCode(); } /** * Tid From Utm Param * */ function getUserIdHashForPartnership(){ var userid = ''; var partnershipMap = { partnership:'P' }; var utmMediumParam = __util.getQueryParameterValue('utm_medium'); //generate new user id if(!!utmMediumParam && partnershipMap.hasOwnProperty(utmMediumParam)){ userid = getDefaultUserIdHash(); userid = userid + partnershipMap[utmMediumParam]; userid = userid.toUpperCase(); } return userid; } /* * Get Unique Hash * returns numeric 9 digit value: 187654367 * */ function getUniqueId(suffix) { return getNanoId(12); suffix = suffix || ''; var rand = __util.getRandomInt(100000000, 999999999); var timestamp = (suffix.toUpperCase() + Math.round((new Date()).getTime() / 1000)); return timestamp.concat(rand); } /** * Add a query string to url */ function addQueryString(param) { var url; if (param.hasOwnProperty('url') && !__util.empty(param.url)) { url = param.url; } if (param.hasOwnProperty('parameterName') && !__util.empty(param.parameterName) && param.hasOwnProperty('parameterValue') && !__util.empty(param.parameterValue)) { if (url.indexOf(param.parameterName) !== -1 && param.hasOwnProperty('override') && param.override === true) { var tidFromurl = __util.getQueryParameterValue(param.parameterName, url); url = url.replace(param.parameterName + '=' + tidFromurl, param.parameterName + '=' + param.parameterValue); } else { //if parameter is not found if (url.indexOf('?') !== -1) { url = url + '&' + param.parameterName + '=' + param.parameterValue; } else { url = url + '?' + param.parameterName + '=' + param.parameterValue; } } } return url; } /** * @param link * @param attributes */ function setAttributesToLink(link, attributes) { if (!!link && typeof attributes === 'object') { for (var prop in attributes) { if (attributes.hasOwnProperty(prop) && !!attributes[prop]) { link.setAttribute(prop, attributes[prop]); } } } return link; } /** * Appends tracking ID to provided url * Checks for topics | bankrate url * @param url * @param hostName * @param trackingId * * @return string */ function appendTrackingId(url, hostName, trackingId) { var urlWithTrackingID; if (E2E_HOST === hostName) { var affiliateLink = __util.getQueryParameterValue('r', url); if (!!affiliateLink) { affiliateLink = decodeURIComponent(affiliateLink); affiliateLink = addQueryString({ url: affiliateLink, parameterName: 'tid', parameterValue: trackingId, override: true, }); urlWithTrackingID = E2E_REDIRECT_URL + encodeURIComponent(affiliateLink) + CM_PREFIX_ID; }else{ urlWithTrackingID = url; } } else if (BANKRATE_HOST === hostName) { url = addQueryString({ url: url, parameterName: 'tid', parameterValue: trackingId, override: true, }); urlWithTrackingID = E2E_REDIRECT_URL + encodeURIComponent(url) + CM_PREFIX_ID; } else if (LINKSYNERGY_HOST === hostName) { urlWithTrackingID = addQueryString({ url: url, parameterName: 'u1', parameterValue: trackingId, override: true, }); } else if (POLICYGENIUS_HOST === hostName) { urlWithTrackingID = addQueryString({ url: url, parameterName: 'aff_click_id', parameterValue: '', override: true, }); } else { urlWithTrackingID = url; } return urlWithTrackingID; } /* * Get User Id Hashcode * */ function getUserIdHash() { var userid = ''; var clientId = __cookie.get(COOKIE_CLIENT_ID); if(clientId){ userid = clientId; }else{ var prefix = (typeof ecomBase !== 'undefined' && ecomBase?.tidPrefix) ? ecomBase.tidPrefix : "FA"; userid = prefix + getNanoId(20); __cookie.set(COOKIE_CLIENT_ID, userid, 365); } return userid; //Get Tid From Url var tidFromUrl = __util.getQueryParameterValue('tid'); if (!!tidFromUrl) { userid = tidFromUrl; } //Get Tid for partnership var tidForPartnership = getUserIdHashForPartnership(); if (!!tidForPartnership) { userid = tidForPartnership; } //Generate hash from if og parameter is found in url var userIdHashFromUrl = getUserIdHashFromOgParam(); if (__util.empty(userid) && !!userIdHashFromUrl) { userid = userIdHashFromUrl; } //Read user id from cookie if found if (__util.empty(userid)) { userid = __cookie.get(E2E_COOKIE_ADVISOR_USER_ID); } //Generate a new user id if (__util.empty(userid)) { userid = getDefaultUserIdHash(); } return userid; } //get user id hash var USER_ID_HASH = getUserIdHash(); function getUtmSource(ogParamObj) { var utmSource = ''; var clickIdUtmSourceMapping = { "gclid": "google" }; if(!!clickIdUtmSourceMapping[ogParamObj.param]){ utmSource = clickIdUtmSourceMapping[ogParamObj.param]; }else{ utmSource = __util.getQueryParameterValue('utm_source'); } return utmSource; } /** * Set Cookie Values * fadve2etid = USERID | Generated from Client Side script * fadve2etidvcnt = 1 | Increments on every page refresh * fadve2esrc = utm_source * fadve2etid_oname = gclid * fadve2etid_oval = fjdalskff78gsf78asfsf7as6f7as */ function setCookie() { //Get user id Hash var userIDHash = USER_ID_HASH; //Number of days to store cookies var DAYS = { TWENTY_YEARS: 365 * 20, THIRTY: 30, ZERO: 0 }; //Get userid from cookie var userIdFromCookie = __cookie.get(E2E_COOKIE_ADVISOR_USER_ID); /** * Set Cookie Values * If cookie is not present then create one * If the value of userIDHash is different from the cookie value than update the value */ if (__util.empty(userIdFromCookie) || userIDHash !== userIdFromCookie) { //create cookie for userid __cookie.set(E2E_COOKIE_ADVISOR_USER_ID, userIDHash, DAYS.TWENTY_YEARS ); //set user visit count __cookie.set(E2E_COOKIE_ADVISOR_USER_VISIT_COUNT, 1, DAYS.ZERO); } else { //get user visit count var userVisitCount = __cookie.get(E2E_COOKIE_ADVISOR_USER_VISIT_COUNT); userVisitCount = parseInt(userVisitCount); userVisitCount = isNaN(userVisitCount) ? 1 : (userVisitCount + 1); //set incremented visitor count __cookie.set(E2E_COOKIE_ADVISOR_USER_VISIT_COUNT, userVisitCount, DAYS.ZERO) } } /** * Set Tracking Values (?tid=USERID_UNIQUEID) for all bankrate urls * Set Link Attributes rel="nofollow" & target="_blank" */ function getTrackingIdHash() { var hashes = {}; var uniqueIdHash = getUniqueId('c'); hashes.uid = uniqueIdHash; hashes.tid = USER_ID_HASH + '_' + uniqueIdHash; return hashes; } /** * Set Tracking Values (?tid=USERID_UNIQUEID) for all bankrate urls * Set Link Attributes rel="nofollow" & target="_blank" */ function setTrackingId(elSelector) { var elementSelector = elSelector || 'body a'; var links = document.querySelectorAll(elementSelector); if (links.length > 0) { for (var x = 0; x < links.length; x++) { var link = links[x]; var url = link.getAttribute('href'); //get hostname var hostName = __util.getHostname(url); if (!!url && !!hostName && (hostName === E2E_HOST || hostName === BANKRATE_HOST || hostName === POLICYGENIUS_HOST || hostName === LINKSYNERGY_HOST)) { if( hostName !== POLICYGENIUS_HOST ) { __prefetch.init(link); } //Generate Tracking ID var idsObj = getTrackingIdHash(); //append tracking id url = appendTrackingId(url, hostName, idsObj.tid); //set tracking attributes link = setAttributesToLink(link, { "href": url, "rel": "nofollow noopener", "target": "_blank", "data-uid": USER_ID_HASH, "data-cid": idsObj.uid, "data-tid": idsObj.tid, }); } } } } return { setCookie: setCookie, setTrackingId: setTrackingId, getUserIdHash: getUserIdHash, USER_ID_HASH: USER_ID_HASH, getUniqueId: getUniqueId, getTrackingIdHash: getTrackingIdHash } 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If you’ve recently started a business and have been accepting payment from your customers by check and cash, the first customer who insists on paying with a credit card might leave you scrambling for a solution. There’s no way around it: If your business is growing, chances are you’ll be accepting credit cards sooner or later.", "headline": "Stax By Fattmerchant Review 2025", "url": "https://www.forbes.com/advisor/business/software/stax-review/", "itemReviewed": { "@type": "Product", "image": "https://thumbor.forbes.com/thumbor/fit-in/150x/https://www.forbes.com/advisor/wp-content/uploads/2021/09/Stax-Brandmark.png", "name": "Stax", "description": "A credit card processing platform is essential for almost any business, though when you’re starting a new company, it might be the last thing on your mind. If you’ve recently started a business and have been accepting payment from your customers by check and cash, the first customer who insists on paying with a credit card might leave you scrambling for a solution. 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