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Jaka jest kara za brak OC?

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class="column-container col-start-3 row-start-6 row-end-30"> </div> </div> <article class="article grid-container grid-base-system" content-length="5998" content-paywall-length="0" > <aside class="col-start-3 row-start-1"> <aside class="" data-run-module="local/main.floatingAd" data-configuration="{&quot;slotName&quot;:&quot;right&quot;,&quot;slotsNumber&quot;:1,&quot;containerHeight&quot;:&quot;MAX&quot;,&quot;enabled&quot;:true,&quot;displayIndex&quot;:2}" ></aside> </aside> <aside class="column-container col-start-3 row-start-3 row-end-6"> <section class="ad-space height-full"> <div class="height-full"> <aside class="" data-run-module="local/main.floatingAd" data-configuration="{&quot;slotName&quot;:&quot;right2&quot;,&quot;position&quot;:&quot;1&quot;,&quot;floatingHeight&quot;:1100,&quot;containerHeight&quot;:&quot;MAX&quot;,&quot;enabled&quot;:true,&quot;displayIndex&quot;:5}" ></aside> </div> </section> </aside> <section class="main"> <span data-article-start></span> <div class="article_header "> <div class="breadcrumbs" data-section="breadcrumbs"> <a class="breadcrumbs_elem" href="https://businessinsider.com.pl/">Business Insider</a> <a class="breadcrumbs_elem" href="https://businessinsider.com.pl/poradnik-finansowy">Poradnik finansowy</a> <a class="breadcrumbs_elem" href="https://businessinsider.com.pl/poradnik-finansowy/ubezpieczenia">Ubezpieczenia</a> <span class="breadcrumbs_elem">Jaka jest kara za brak OC?</span> </div> <h1 class="article_title">Jaka jest kara za brak OC?</h1> <div class="article-info_container"> <div class="article-author_container--top" data-section="author-top"> <div class="article-author_image_container"> </div> <div class="article-author_details"> <div class="article-author_text"> <strong>PBed</strong> </div> </div> <div class="article-article_date"> <time datetime="2024-09-26T05:30:00.000Z"> 26 września 2024, 7:30. </time> </div> <div class="article-read_time"> <span class="article-info_divider"></span> 3 min czytania </div> </div> <section class="article-share " data-section="article-share"> <span class="article-share_text"> Udostępnij artykuł </span> <div class="article-share_buttons"> <a class="article-share_button" data-section="detail-facebook-icon" aria-label="Facebook" href="https://www.facebook.com/sharer/sharer.php?u=https%3A%2F%2Fbusinessinsider.com.pl%2Fporadnik-finansowy%2Fubezpieczenia%2Fjaka-jest-kara-za-brak-oc%2F3ct86rl&amp;quote=Jaka%20jest%20kara%20za%20brak%20OC%3F"> <svg class="article-share_button--svg" viewBox="0 0 28 28"> <use xlink:href="#ico-facebook"></use> </svg> </a> <a class="article-share_button" data-section="detail-twitter-icon" target="_blank" rel="noopener noreferrer" aria-label="Twitter/X" href="https://twitter.com/intent/tweet?url=https%3A%2F%2Fbusinessinsider.com.pl%2Fporadnik-finansowy%2Fubezpieczenia%2Fjaka-jest-kara-za-brak-oc%2F3ct86rl&amp;text=Jaka%20jest%20kara%20za%20brak%20OC%3F"> <svg class="article-share_button--svg" viewBox="0 0 28 28"> <use 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wynagrodzeniem</strong> obowiązującym w danym roku. Dla samochodów osobowych pełna kara wynosi równowartość dwukrotności minimalnego wynagrodzenia, a dla ciężarowych – trzykrotności. W Polsce ubezpieczenie OC jest obowiązkowe. Każdy kierowca, który porusza się bez ważnej polisy, musi liczyć się z konsekwencjami w postaci grzywny.</p> </div> <figure class="article_image"> <div class="teaser-image_container "> <picture> <source srcset="https://ocdn.eu/pulscms-transforms/1/13Lk9kpTURBXy82NzYwNjg4OWZmYmRkNTk5YTViODU3M2VlMDM2MjdkYS5qcGeSlQMAzLTNFoDNDKiTBc0DmM0BzN4AAqEwBqExAQ, https://ocdn.eu/pulscms-transforms/1/matk9kpTURBXy82NzYwNjg4OWZmYmRkNTk5YTViODU3M2VlMDM2MjdkYS5qcGeSlQMAzLTNFoDNDKiTBc0FZM0Cst4AAqEwBqExAQ 1.5x, https://ocdn.eu/pulscms-transforms/1/9esk9kpTURBXy82NzYwNjg4OWZmYmRkNTk5YTViODU3M2VlMDM2MjdkYS5qcGeSlQMAzLTNFoDNDKiTBc0HMM0DmN4AAqEwBqExAQ 2x" type="image/avif"> <source srcset="https://ocdn.eu/pulscms-transforms/1/IRKk9kpTURBXy82NzYwNjg4OWZmYmRkNTk5YTViODU3M2VlMDM2MjdkYS5qcGeSlQMAzLTNFoDNDKiTBc0DmM0BzN4AAqEwBaExAQ, https://ocdn.eu/pulscms-transforms/1/LUTk9kpTURBXy82NzYwNjg4OWZmYmRkNTk5YTViODU3M2VlMDM2MjdkYS5qcGeSlQMAzLTNFoDNDKiTBc0FZM0Cst4AAqEwBaExAQ 1.5x, https://ocdn.eu/pulscms-transforms/1/qvmk9kpTURBXy82NzYwNjg4OWZmYmRkNTk5YTViODU3M2VlMDM2MjdkYS5qcGeSlQMAzLTNFoDNDKiTBc0HMM0DmN4AAqEwBaExAQ 2x" type="image/webp"> <img class="article-image_container--img" width="920" height="460" fetchpriority="high" alt="Ubezpieczenie OC (odpowiedzialności cywilnej) jest obowiązkową polisą, którą musi posiadać każdy właściciel samochodu w Polsce" src="https://ocdn.eu/pulscms-transforms/1/n9Dk9kpTURBXy82NzYwNjg4OWZmYmRkNTk5YTViODU3M2VlMDM2MjdkYS5qcGeSlQMAzLTNFoDNDKiTBc0EsM0CWN4AAaEwAQ"> </picture> </div> <figcaption class="article-image_caption"> Ubezpieczenie OC (odpowiedzialności cywilnej) jest obowiązkową polisą, którą musi posiadać każdy właściciel samochodu w Polsce <span class="article-image_source"> <span class="article-copyright_separator">|</span> Foto: Shutterstock/ vitstudio </span> </figcaption> </figure> </div> </section> <section class="all-columns-wide "> <aside class=" collapsed" data-run-module="local/main.commercialBreak" data-configuration="{&quot;slotName&quot;:&quot;layer&quot;,&quot;querySelector&quot;:&quot;body .main.whitelistPremium a, .see-also-popular a&quot;,&quot;blackList&quot;:[],&quot;extraData&quot;:{&quot;layer&quot;:{&quot;lazy&quot;:&quot;0&quot;}},&quot;enabled&quot;:true,&quot;displayIndex&quot;:3}" ></aside> <aside class="placeholder screening wide floating" data-run-module="local/main.simpleAd" data-configuration="{&quot;slotName&quot;:&quot;top&quot;,&quot;enabled&quot;:true,&quot;displayIndex&quot;:4}" ></aside> </section> <section class="main whitelistPremium " > <ul class="article_ul"> <li class="article_ul_li"><strong>W Polsce ubezpieczenie OC dla pojazdów mechanicznych jest obowiązkowe</strong></li> <li class="article_ul_li"><strong>W przypadku samochodów osobowych kara sięga dwukrotności minimalnego wynagrodzenia</strong></li> <li class="article_ul_li"><strong>Każdy wzrost pensji minimalnej powoduje automatyczne podniesienie tych kar</strong></li> <li class="article_ul_li"><a href="https://www.onet.pl/#utm_source=detal&amp;utm_medium=referral&amp;utm_campaign=back_to_onet_bullet"><strong>Więcej takich informacji znajdziesz na stronie głównej Onetu</strong></a></li> </ul> <h2 class="article_heading"> Jaka kara za brak OC? </h2> <p class="article_p" data-section="detail-body"><a href="https://businessinsider.com.pl/poradnik-finansowy/ubezpieczenia/w-tych-miastach-placi-sie-najmniej-za-ubezpieczenie-oc/reksfez" id="d74eb29a-136b-45ea-93bc-8debd9dac9a6">Ubezpieczenie OC</a> to obowiązkowa forma ochrony, która dotyczy wszystkich posiadaczy pojazdów mechanicznych. Każdy kierowca, który porusza się bez aktualnej <a href="https://businessinsider.com.pl/poradnik-finansowy/ubezpieczenia/miasta-z-najdrozszym-oc-tutaj-ludzie-placa-najwiecej/klb91t5" id="a8eb41fa-a617-43bb-8dea-f5abbd7f2e89">polisy OC</a>, musi liczyć się z konsekwencjami w postaci grzywny. Od lipca 2024 roku kary te będą wyższe, co wynika bezpośrednio ze wzrostu płacy minimalnej, która od 1 lipca 2024 roku wynosi 4300 zł brutto.</p> <div id="content-premium-offer" class="contentPremiumOffer"></div> <div class="contentPremium" > <aside class="intext placeholder wide" data-configuration='{&quot;extraData&quot;:{},&quot;slotName&quot;:&quot;left&quot;,&quot;position&quot;:false,&quot;lazy&quot;:1}' data-run-module="local/main.intextAd" ></aside> <p class="article_p" data-section="detail-body">Wysokość kar dla samochodów osobowych:</p> <ul class="article_ul"> <li class="article_ul_li">przerwa w polisie do 3 dni: grzywna wynosi 1720 zł,</li> <li class="article_ul_li">przerwa w polisie od 4 do 14 dni: kara wynosi 4300 zł,</li> <li class="article_ul_li">brak polisy powyżej 14 dni: maksymalna kara to 8600 zł.</li> </ul> <p class="article_p" data-section="detail-body">Wysokość kar dla motocykli:</p> <ul class="article_ul"> <li class="article_ul_li">przerwa w polisie do 3 dni: kara to 280 zł,</li> <li class="article_ul_li">przerwa w polisie od 4 do 14 dni: grzywna wynosi 710 zł,</li> <li class="article_ul_li">brak polisy powyżej 14 dni: maksymalna kara to 1420 zł.</li> </ul> <aside class="intext" data-configuration='{&quot;extraData&quot;:{},&quot;slotName&quot;:&quot;flat-link1&quot;,&quot;position&quot;:false,&quot;lazy&quot;:1}' data-run-module="local/main.intextAd" ></aside> <p class="article_p" data-section="detail-body">W polskim systemie prawnym wysokość kar za<a href="https://businessinsider.com.pl/poradnik-finansowy/ubezpieczenia/oc-dla-mlodych-kierowcow-ile-zaplaca-w-lipcu-2024/c5mgew4" id="e6a80c48-206e-418b-a9ba-11cdcf8806fc"> brak OC </a>jest uzależniona od poziomu minimalnego wynagrodzenia. Każdy wzrost pensji minimalnej powoduje automatyczne podniesienie tych kar. Od 1 lipca 2024 roku płaca minimalna wynosi 4300 zł brutto, co bezpośrednio wpływa na wysokość grzywien za brak obowiązkowego ubezpieczenia. Ubezpieczenie OC chroni nie tylko podczas jazdy, ale również w momencie wsiadania i wysiadania z pojazdu, jego załadunku i rozładunku, a także podczas zatrzymywania lub garażowania. W sytuacji szkody całkowitej z OC, naprawa pojazdu nie jest uznawana za opłacalną, jeśli koszt naprawy przewyższa 100 proc. wartości pojazdu sprzed kolizji.</p> <aside class="intext placeholder wide" data-configuration='{&quot;extraData&quot;:{},&quot;slotName&quot;:&quot;left2&quot;,&quot;position&quot;:1,&quot;lazy&quot;:1}' data-run-module="local/main.intextAd" ></aside> <figure class="article_image"> <div class="teaser-image_container teaser-image_container--with-placeholder" style="padding-top: 66.63043478260869%"> <picture> <source srcset="https://ocdn.eu/pulscms-transforms/1/GIMk9kpTURBXy84ODViNmEyNmJjOWY1MjUzYmQwNmNiNWZiMTRjZjI0Zi5qcGeRkwLNA5gA3gACoTAGoTEB, https://ocdn.eu/pulscms-transforms/1/R2uk9kpTURBXy84ODViNmEyNmJjOWY1MjUzYmQwNmNiNWZiMTRjZjI0Zi5qcGeRkwLNBWQA3gACoTAGoTEB 1.5x, https://ocdn.eu/pulscms-transforms/1/CIHk9kpTURBXy84ODViNmEyNmJjOWY1MjUzYmQwNmNiNWZiMTRjZjI0Zi5qcGeRkwLNBzAA3gACoTAGoTEB 2x" type="image/avif"> <source srcset="https://ocdn.eu/pulscms-transforms/1/vxYk9kpTURBXy84ODViNmEyNmJjOWY1MjUzYmQwNmNiNWZiMTRjZjI0Zi5qcGeRkwLNA5gA3gACoTAFoTEB, https://ocdn.eu/pulscms-transforms/1/Gthk9kpTURBXy84ODViNmEyNmJjOWY1MjUzYmQwNmNiNWZiMTRjZjI0Zi5qcGeRkwLNBWQA3gACoTAFoTEB 1.5x, https://ocdn.eu/pulscms-transforms/1/MIvk9kpTURBXy84ODViNmEyNmJjOWY1MjUzYmQwNmNiNWZiMTRjZjI0Zi5qcGeRkwLNBzAA3gACoTAFoTEB 2x" type="image/webp"> <img loading="lazy" class="article-image_container--img" id="image_dac00c00-6177-410e-9565-989cb4ac85ab" alt="" src="https://ocdn.eu/pulscms-transforms/1/CIrk9kpTURBXy84ODViNmEyNmJjOWY1MjUzYmQwNmNiNWZiMTRjZjI0Zi5qcGeRkwLNA5gA3gACoTABoTEB"> </picture> </div> <figcaption class="article-image_caption"> <span class="article-image_source"> <span class="article-copyright_separator">|</span> <span>pathdoc / Shutterstock</span> </span> </figcaption> </figure> <div class="related_articles-container" data-section="related-articles"> <h2 class="related_articles-header"> Czytaj także w BUSINESS INSIDER </h2> <div class="related_articles-articles_list"> <a class="related_articles-article_element" href="https://businessinsider.com.pl/poradnik-finansowy/jak-szukac-taniego-oc/gvj2717"> <div class="related_articles-article_box"> <div class="related_articles-article_title"> <div class="related_articles-label"> <span class="related_articles-category">Poradnik finansowy</span> </div> <h3 class="related_articles-article_title--header"> Jak znaleźć najtańsze OC? </h3> <div class="related_articles-article_info"> <time class="related_articles-article_date" datetime="2021-05-30T07:00:00.000Z"> 30.05.2021 </time> </div> </div> <div class="related_articles-article_image_container"> <picture> <source srcset="https://ocdn.eu/pulscms-transforms/1/VTxk9kpTURBXy84MjFjNzdlMmVjODE2YzE2MTVkNzU1YmE5NzNkZGNmYS5qcGeSlQMAzQFazRzQzRA1kwXMeMx43gACoTAGoTEB" type="image/avif"> <source srcset="https://ocdn.eu/pulscms-transforms/1/6mvk9kpTURBXy84MjFjNzdlMmVjODE2YzE2MTVkNzU1YmE5NzNkZGNmYS5qcGeSlQMAzQFazRzQzRA1kwXMeMx43gACoTAFoTEB" type="image/webp"> <img class="related_articles-article_image teaserImage" loading="lazy" width="120" height="120" alt="Jak znaleźć najtańsze OC?" src="https://ocdn.eu/pulscms-transforms/1/bQsk9kpTURBXy84MjFjNzdlMmVjODE2YzE2MTVkNzU1YmE5NzNkZGNmYS5qcGeSlQMAzQFazRzQzRA1kwXMeMx43gACoTABoTEB"> </picture> </div> </div> </a> <span class="related_articles-separator"></span> <a class="related_articles-article_element" href="https://businessinsider.com.pl/technologie/motoryzacja/wypowiedzenie-oc-kiedy-mozna-je-zlozyc/01rh6j0"> <div class="related_articles-article_box"> <div class="related_articles-article_title"> <div class="related_articles-label"> <span class="related_articles-category">Motoryzacja</span> </div> <h3 class="related_articles-article_title--header"> Kiedy można wypowiedzieć OC? </h3> <div class="related_articles-article_info"> <time class="related_articles-article_date" datetime="2021-02-12T14:13:36.000Z"> 12.02.2021 </time> </div> </div> <div class="related_articles-article_image_container"> <picture> <source srcset="https://ocdn.eu/pulscms-transforms/1/m1Zk9kqTURBXy9iZGI5ZmNhYTIwMzMwYjhiY2Y5N2I1ZTI2NDc4ZDdmYi5qcGVnkpUDAAjNA-jNAjKTBcx4zHjeAAKhMAahMQE" type="image/avif"> <source srcset="https://ocdn.eu/pulscms-transforms/1/mb1k9kqTURBXy9iZGI5ZmNhYTIwMzMwYjhiY2Y5N2I1ZTI2NDc4ZDdmYi5qcGVnkpUDAAjNA-jNAjKTBcx4zHjeAAKhMAWhMQE" type="image/webp"> <img class="related_articles-article_image teaserImage" loading="lazy" width="120" height="120" alt="Kiedy można wypowiedzieć OC?" src="https://ocdn.eu/pulscms-transforms/1/OTBk9kqTURBXy9iZGI5ZmNhYTIwMzMwYjhiY2Y5N2I1ZTI2NDc4ZDdmYi5qcGVnkpUDAAjNA-jNAjKTBcx4zHjeAAKhMAGhMQE"> </picture> </div> </div> </a> </div> </div> <p class="article_p" data-section="detail-body">Ubezpieczeniowy Fundusz Gwarancyjny (UFG) nie ustala opłat według własnego uznania. Ich wysokość, sposób naliczania oraz egzekwowania są ściśle określone przez przepisy zawarte w Ustawie o ubezpieczeniach obowiązkowych, UFG i PBUK. Wartość opłaty za brak <a href="https://businessinsider.com.pl/poradnik-finansowy/kalkulatory/kalkulator-oc-ac?utm_source=www.buinessinsider.com.pl&utm_medium=evergreeny" id="d1a69b21-e051-495c-a892-05f552159a3f" title="polisa" target="_blank">polisy</a> OC dla pojazdów mechanicznych jest uzależniona od kilku czynników: wysokości minimalnej pensji w roku, w którym dokonano kontroli, rodzaju pojazdu oraz długości okresu, w którym nie było aktywnej ochrony ubezpieczeniowej w danym roku kalendarzowym.</p> <aside data-configuration='{ "slotName": "flat-leadtekst6", "slotId": "flat-leadtekst6" }' data-run-module="local/main.simpleAd"></aside> <p class="article_p" data-section="detail-body">Zasady naliczania opłat w zależności od rodzaju pojazdu:</p> <ul class="article_ul"> <li class="article_ul_li">samochody osobowe – równowartość dwukrotnej płacy minimalnej,</li> <li class="article_ul_li">samochody ciężarowe, ciągniki oraz autobusy – równowartość trzykrotnej płacy minimalnej,</li> <li class="article_ul_li">inne pojazdy – równowartość 1/3 minimalnej pensji.</li> </ul> <p class="article_p" data-section="detail-body">Zasady naliczania opłat w zależności od długości przerwy w posiadaniu polisy OC:</p> <ul class="article_ul"> <li class="article_ul_li">1 do 3 dni bez ubezpieczenia – 20 proc. pełnej opłaty,</li> <li class="article_ul_li">4 do 14 dni – 50 proc. pełnej opłaty,</li> <li class="article_ul_li">powyżej 14 dni – pełna opłata, czyli 100 proc.</li> </ul> <p class="article_p" data-section="detail-body">Jeśli chodzi o ubezpieczenie OC dla rolników, opłata wynosi równowartość 1/10 minimalnej pensji.</p> <aside class="intext placeholder wide" data-configuration='{&quot;extraData&quot;:{},&quot;slotName&quot;:&quot;left2&quot;,&quot;position&quot;:2,&quot;lazy&quot;:1}' data-run-module="local/main.intextAd" ></aside> <figure class="article_image"> <div class="teaser-image_container teaser-image_container--with-placeholder" style="padding-top: 66.63043478260869%"> <picture> <source srcset="https://ocdn.eu/pulscms-transforms/1/Dwdk9kpTURBXy85OWJlNzM0M2M1MzdiMDUxNmEwNWVkNzM2MDExNjExMC5qcGeRkwLNA5gA3gACoTAGoTEB, https://ocdn.eu/pulscms-transforms/1/wP6k9kpTURBXy85OWJlNzM0M2M1MzdiMDUxNmEwNWVkNzM2MDExNjExMC5qcGeRkwLNBWQA3gACoTAGoTEB 1.5x, https://ocdn.eu/pulscms-transforms/1/KWyk9kpTURBXy85OWJlNzM0M2M1MzdiMDUxNmEwNWVkNzM2MDExNjExMC5qcGeRkwLNBzAA3gACoTAGoTEB 2x" type="image/avif"> <source srcset="https://ocdn.eu/pulscms-transforms/1/eg3k9kpTURBXy85OWJlNzM0M2M1MzdiMDUxNmEwNWVkNzM2MDExNjExMC5qcGeRkwLNA5gA3gACoTAFoTEB, https://ocdn.eu/pulscms-transforms/1/Xrxk9kpTURBXy85OWJlNzM0M2M1MzdiMDUxNmEwNWVkNzM2MDExNjExMC5qcGeRkwLNBWQA3gACoTAFoTEB 1.5x, https://ocdn.eu/pulscms-transforms/1/16Uk9kpTURBXy85OWJlNzM0M2M1MzdiMDUxNmEwNWVkNzM2MDExNjExMC5qcGeRkwLNBzAA3gACoTAFoTEB 2x" type="image/webp"> <img loading="lazy" class="article-image_container--img" id="image_9631aa76-b75d-4314-810c-76fe49bac8ba" alt="" src="https://ocdn.eu/pulscms-transforms/1/ksEk9kpTURBXy85OWJlNzM0M2M1MzdiMDUxNmEwNWVkNzM2MDExNjExMC5qcGeRkwLNA5gA3gACoTABoTEB"> </picture> </div> <figcaption class="article-image_caption"> <span class="article-image_source"> <span class="article-copyright_separator">|</span> <span>Shutterstock, Business Insider Polska</span> </span> </figcaption> </figure> <h2 class="article_heading"> Kara za brak OC – jak się uchronić? </h2> <p class="article_p" data-section="detail-body">Z unikaniem kary za brak OC jest jak z poślizgiem na drodze – po prostu najlepiej w niego nie wpaść. Samo stwierdzenie braku polisy nie oznacza, że nazajutrz zawita do nas listonosz z mandatem. <a href="https://www.auto-swiat.pl/porady/prawo/ufg-co-to-jest-i-czy-zawsze-wykryje-brak-oc/3yc5gyx" id="b4a315f7-82e4-43ef-9597-6f3f3a08dc4b">ufg</a> zwróci się najpierw do nasz z prośbą o okazanie polisy, albo zapłacenie kary w trybie dowolnym. Jeżeli będąc kierowcą, zignorujemy ponaglenie, wówczas UFG znów się przypomni.</p> <p class="article_p" data-section="detail-body"><strong>Jeżeli po ok. trzech miesiącach znów nie będzie odzewu z naszej strony, wówczas UFG rozpocznie egzekucję i przekaże sprawę do urzędu skarbowego</strong>. UFG wystawi tytuł wykonawczy, a do naszych drzwi tudzież przez telefon zawita do nas skarbówka. Urząd tak jak w przypadku niezapłaconych mandatów może wejść nam na pensję, rachunek bankowy, albo zabierze należność z nadpłaty podatku dochodowego. O wybranej ścieżce poboru pieniędzy poinformuje nas US. <strong>W ostateczności, jeśli wszystkie drogi zawiodą, do drzwi zapuka poborca podatkowy, aby ściągnąć należność z nieruchomości, z majątku ruchomego</strong>. Cała ta sytuacja może przysporzyć wiele niepotrzebnych nerwów i problemów. Warto zatem płacić OC.</p> <aside class="intext placeholder wide" data-configuration='{&quot;extraData&quot;:{},&quot;slotName&quot;:&quot;left2&quot;,&quot;position&quot;:3,&quot;lazy&quot;:1}' data-run-module="local/main.intextAd" ></aside> <figure class="article_image"> <div class="teaser-image_container teaser-image_container--with-placeholder" style="padding-top: 66.63043478260869%"> <picture> <source srcset="https://ocdn.eu/pulscms-transforms/1/nx5k9kpTURBXy9jZDEwM2VmZTZkZTljZmM5OGY4Yjg4NTQ0ODdkNzg0Ny5qcGeRkwLNA5gA3gACoTAGoTEB, https://ocdn.eu/pulscms-transforms/1/5jek9kpTURBXy9jZDEwM2VmZTZkZTljZmM5OGY4Yjg4NTQ0ODdkNzg0Ny5qcGeRkwLNBWQA3gACoTAGoTEB 1.5x, https://ocdn.eu/pulscms-transforms/1/gJWk9kpTURBXy9jZDEwM2VmZTZkZTljZmM5OGY4Yjg4NTQ0ODdkNzg0Ny5qcGeRkwLNBzAA3gACoTAGoTEB 2x" type="image/avif"> <source srcset="https://ocdn.eu/pulscms-transforms/1/V4Dk9kpTURBXy9jZDEwM2VmZTZkZTljZmM5OGY4Yjg4NTQ0ODdkNzg0Ny5qcGeRkwLNA5gA3gACoTAFoTEB, https://ocdn.eu/pulscms-transforms/1/RZbk9kpTURBXy9jZDEwM2VmZTZkZTljZmM5OGY4Yjg4NTQ0ODdkNzg0Ny5qcGeRkwLNBWQA3gACoTAFoTEB 1.5x, https://ocdn.eu/pulscms-transforms/1/D7Lk9kpTURBXy9jZDEwM2VmZTZkZTljZmM5OGY4Yjg4NTQ0ODdkNzg0Ny5qcGeRkwLNBzAA3gACoTAFoTEB 2x" type="image/webp"> <img loading="lazy" class="article-image_container--img" id="image_39b3d364-1ef2-472a-928c-ac45a0b05d05" alt="" src="https://ocdn.eu/pulscms-transforms/1/DnMk9kpTURBXy9jZDEwM2VmZTZkZTljZmM5OGY4Yjg4NTQ0ODdkNzg0Ny5qcGeRkwLNA5gA3gACoTABoTEB"> </picture> </div> <figcaption class="article-image_caption"> <span class="article-image_source"> <span class="article-copyright_separator">|</span> <span>shisu_ka / Shutterstock</span> </span> </figcaption> </figure> <p class="article_p" data-section="detail-body">UFG ma możliwość rozłożenia nałożonej kary na raty. W uzasadnionych przypadkach może także umorzyć opłaty, ale takie wnioski są już rozpatrywane indywidualnie. Ciekawym wątek obejmuje posiadania samochodu nieużywanego. Wbrew twierdzeniom wielu kierowców, ten fakt nie zwalnia od zawarcia umowy komunikacyjnej na ubezpieczenie OC.</p> <p class="article_p" data-section="detail-body">Jeżeli zaś kierowca zostanie złapany na "gorącym uczynku", sama kara będzie już naliczana od dnia, w którym upłynął termin ważności polisy.</p> <h2 class="article_heading"> OC i wysokość polisy </h2> <p class="article_p" data-section="detail-body">Wiele osób uważa, że polisa OC jest wciąż zbyt droga. Na jej wysokość wpływa bowiem wiele czynników. Najważniejszym z nich jest to, czy kierowca jeździ bezkolizyjnie, czy ma częste stłuczki. Wtedy traci zniżki. W niektórych towarzystwach ubezpieczeniowych mogą one sięgać nawet 60 proc. Premiowanie dobrych kierowców z punktu widzenia ubezpieczyciela jest istotne, bo nie powstaje wówczas konieczność wypłaty odszkodowań. Ubezpieczyciele sumują lata bezszkodowej jazdy. Oznacza to, że przy zmianie wyboru oferty OC, lata te nie przepadają. Dla niektórych przykre jest też to, że mechanizm ten działa analogicznie w drugą stronę.</p> <aside class="intext placeholder wide" data-configuration='{&quot;extraData&quot;:{},&quot;slotName&quot;:&quot;left2&quot;,&quot;position&quot;:4,&quot;lazy&quot;:1}' data-run-module="local/main.intextAd" ></aside> <p class="article_p" data-section="detail-body">Na samą wysokość stawki OC wpływa także wiek kierowcy. Młody kierowca w oczach ubezpieczyciela jest o wiele bardziej ryzykowny niż starszy, już doświadczony. Musi on zatem liczyć się z wyższą składką. W niektórych przypadkach nawet o ok. 200 proc. Nie bez znaczenia jest także wiek auta. Im starsze auto, tym ubezpieczyciele wyceniają je za potencjalnie mniej bezpieczne. Kierowca będzie musiał zapłacić za to premię w postaci wyższej składki. Nowe, naszpikowane w nowoczesne systemy bezpieczeństwa samochody są objęte niższą stawką. Statystycznie więcej też muszą zapłacić mieszkańcy większych miast. Mieszkaniec Warszawy, w związku z dużym ruchem ulicznym, będzie musiał zapłacić więcej, niż ktoś, kto mieszka na małej, wyludnionej wiosce, a samochodem jeździ wyłącznie w weekendy na zakupy do supermarketu.</p> <p class="article_p" data-section="detail-body">Jeśli szukasz ubezpieczenia OC lub chcesz zmienić ubezpieczyciela, możesz skorzystać z tej prostej wyszukiwarki. Specjaliści sami do ciebie napiszą lub zadzwonią, a ty porównasz otrzymane oferty:</p> <script> if("htmlbox" === "OnettvVideo" || "htmlbox" === "pulsevideo") { var hasVideoPlayer = true } </script> <div class="placeholder embed htmlbox HtmlCode" data-run-module="local/main.embedPlaceholder" > <div class="embeddedapp"> <div class="pulsembed_embed" data-run-module="pulsembed/pulsembed.init" data-src="//pulsembed.eu/p2em/Yf57RV5ur/" data-height-hint="" data-height-origin-hint="" data-sandbox="standard" data-author-name="" data-embed-id="Yf57RV5ur" data-provider-name="htmlbox" data-extra-embed-params="%7B%7D" data-embed-img=""><a href="https://htmlbox.pulsembed.eu/embed/Fo-KEDyZN" target="_blank">HtmlCode</a></div> </div> </div> </div> </section> <section class="main whitelistPremium "> </section> <section class="main gallery contentPremium " > </section> <section class="all-columns-wide gallery contentPremium " > <div class="grid-container grid-base-system"> </div> <span data-article-end></span> </section> <section class="all-columns-wide "> <div class="grid-container grid-base-system"> <div class="column-container col-start-3 row-span-4"> <aside class="" data-run-module="local/main.floatingAd" data-configuration="{&quot;slotName&quot;:&quot;right2&quot;,&quot;position&quot;:&quot;AUTO&quot;,&quot;floatingHeight&quot;:1100,&quot;containerHeight&quot;:&quot;MAX&quot;,&quot;lazy&quot;:true,&quot;enabled&quot;:true,&quot;displayIndex&quot;:9}" ></aside> </div> <section class="main"> <aside class="placeholder" style="padding-top:220px;" data-run-module="local/main.simpleAd" data-configuration="{&quot;slotName&quot;:&quot;flat-leadbanner&quot;,&quot;placeholderHiding&quot;:true,&quot;enabled&quot;:true,&quot;displayIndex&quot;:8}" ></aside> <div class="follow-us"> <em>Dziękujemy, że przeczytałaś/eś nasz artykuł do końca. </em> <div> <em>Bądź na bieżąco! </em> <a href="https://news.google.com/publications/CAAiEBS1ISRaHP1bLZkqvodKapMqFAgKIhAUtSEkWhz9Wy2ZKr6HSmqT?ceid=PL:pl&oc=3"> <em>Obserwuj</em> </a> <em> nas w Wiadomościach Google.</em> </div> </div> <div class="article-tags" data-section="article-tags"> <div class="article-label">Tematy:</div> <a class="article-tags_link" href="/oc">OC</a> <a class="article-tags_link" href="/skladka-oc">składka OC</a> <a class="article-tags_link" href="/polisa-oc">polisa OC</a> <a class="article-tags_link" href="/ufg">UFG</a> <a class="article-tags_link" href="/ubezpieczenie">ubezpieczenie</a> <a class="article-tags_link" href="/ubezpieczenie-oc">ubezpieczenie OC</a> <a class="article-tags_link" href="/kalkulatorocac">kalkulatorOC/AC</a> </div> <div class="article-info_container article-info_container--bottom"> <div class="article-author_container" data-section="author-bottom"> <div class="article-author_container--bottom "> <div class="article-author_details"> <div class="article-author_text"> 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<h2 class="section-list_title section-list_title--no_arrow">Najpopularniejsze w BUSINESS INSIDER</h2> <section class="see-also-popular section-list_2elem-img--verticals" data-section="see-also-popular" data-run-module="local/adsManager.streamNativeAds" data-offset="1" data-step="4" data-start-pos="0" > <a href="https://businessinsider.com.pl/poradnik-finansowy/ubezpieczenia/gdzie-mlody-kierowca-moze-najtaniej-kupic-oc/bkhdlbv" class="list-item list-item item--l item--l--vertical" > <div class="item_image-container"> <picture> <source srcset="https://ocdn.eu/pulscms-transforms/1/cvnk9kpTURBXy8wMzk5NzAwYjE0M2Q4NjA1M2M3NzgyOTFiOTI5ZDYyZS5qcGeSlQMAzNDNGkDNDsWTBc0Bqczv3gACoTAGoTEB" type="image/avif"> <source srcset="https://ocdn.eu/pulscms-transforms/1/gsok9kpTURBXy8wMzk5NzAwYjE0M2Q4NjA1M2M3NzgyOTFiOTI5ZDYyZS5qcGeSlQMAzNDNGkDNDsWTBc0Bqczv3gACoTAFoTEB" type="image/webp"> <img class="item-image" width="425" height="239" loading="lazy" alt="Gdzie młody kierowca może najtaniej kupić OC?" src="https://ocdn.eu/pulscms-transforms/1/fjdk9kpTURBXy8wMzk5NzAwYjE0M2Q4NjA1M2M3NzgyOTFiOTI5ZDYyZS5qcGeSlQMAzNDNGkDNDsWTBc0Bqczv3gACoTABoTEB"> </picture> </div> <div class="item_description"> <div class="item_taxonomy"> <span class="item_category"> Ubezpieczenia </span> </div> <h3 class="item_title"> Gdzie młody kierowca może najtaniej kupić OC? </h3> <div class="item_date"> <time class="item_time" datetime="2024-10-01T09:00:00.000Z"> 01.10.2024 </time> <span class="item_author"> PBed </span> </div> </div> </a> <a href="https://businessinsider.com.pl/poradnik-finansowy/oc-w-zyciu-prywatnym-co-to-jest-i-ile-kosztuje/p39m1dw" class="list-item list-item item--l item--l--vertical" > <div class="item_image-container"> <picture> <source srcset="https://ocdn.eu/pulscms-transforms/1/uf_k9kpTURBXy9mMjg2NmMyNmY2Y2NkMjQxMjJmZjQ3YzkwNDkzOTMwZC5qcGeSlQMAH80D6M0CM5MFzQGpzO_eAAKhMAahMQE" type="image/avif"> <source srcset="https://ocdn.eu/pulscms-transforms/1/2D0k9kpTURBXy9mMjg2NmMyNmY2Y2NkMjQxMjJmZjQ3YzkwNDkzOTMwZC5qcGeSlQMAH80D6M0CM5MFzQGpzO_eAAKhMAWhMQE" type="image/webp"> <img class="item-image" width="425" height="239" loading="lazy" alt="OC w życiu prywatnym - co to jest i ile kosztuje?" src="https://ocdn.eu/pulscms-transforms/1/8S-k9kpTURBXy9mMjg2NmMyNmY2Y2NkMjQxMjJmZjQ3YzkwNDkzOTMwZC5qcGeSlQMAH80D6M0CM5MFzQGpzO_eAAKhMAGhMQE"> </picture> </div> <div class="item_description"> <div class="item_taxonomy"> <span class="item_category"> Poradnik finansowy </span> </div> <h3 class="item_title"> OC w życiu prywatnym - co to jest i ile kosztuje? </h3> <div class="item_date"> <time class="item_time" datetime="2024-09-30T07:00:00.000Z"> 30.09.2024 </time> <span class="item_author"> PBed </span> </div> </div> </a> <a href="https://businessinsider.com.pl/poradnik-finansowy/ubezpieczenia/srednia-skladka-za-oc-w-warszawie-wcale-nie-jest-najdrozej/11s5l5l" class="list-item list-item item--l item--l--vertical" > <div class="item_image-container"> <picture> <source srcset="https://ocdn.eu/pulscms-transforms/1/GJJk9kpTURBXy8wMzlhMTVlNmM0Y2NmYWNmMzA4OWM0NTkwYmQyYjQ5YS5qcGeSlQMAzLXNFr7NDM-TBc0Bqczv3gACoTAGoTEB" type="image/avif"> <source srcset="https://ocdn.eu/pulscms-transforms/1/Y_-k9kpTURBXy8wMzlhMTVlNmM0Y2NmYWNmMzA4OWM0NTkwYmQyYjQ5YS5qcGeSlQMAzLXNFr7NDM-TBc0Bqczv3gACoTAFoTEB" type="image/webp"> <img class="item-image" width="425" height="239" loading="lazy" alt="Średnia składka za OC - w Warszawie wcale nie jest najdrożej" src="https://ocdn.eu/pulscms-transforms/1/Izrk9kpTURBXy8wMzlhMTVlNmM0Y2NmYWNmMzA4OWM0NTkwYmQyYjQ5YS5qcGeSlQMAzLXNFr7NDM-TBc0Bqczv3gACoTABoTEB"> </picture> </div> <div class="item_description"> <div class="item_taxonomy"> <span class="item_category"> Ubezpieczenia </span> </div> <h3 class="item_title"> Średnia składka za OC - w Warszawie wcale nie jest najdrożej </h3> <div class="item_date"> <time class="item_time" datetime="2024-09-27T08:00:00.000Z"> 27.09.2024 </time> <span class="item_author"> PBed </span> </div> </div> </a> <a href="https://businessinsider.com.pl/poradnik-finansowy/ubezpieczenia/sprawdzenie-oc-po-numerze-rejestracyjnym/3976zep" class="list-item list-item item--l item--l--vertical" > <div class="item_image-container"> <picture> <source srcset="https://ocdn.eu/pulscms-transforms/1/dk0k9kpTURBXy84ODViNmEyNmJjOWY1MjUzYmQwNmNiNWZiMTRjZjI0Zi5qcGeSlQMAzLTNFoDNDKiTBc0Bqczv3gACoTAGoTEB" type="image/avif"> <source srcset="https://ocdn.eu/pulscms-transforms/1/2_nk9kpTURBXy84ODViNmEyNmJjOWY1MjUzYmQwNmNiNWZiMTRjZjI0Zi5qcGeSlQMAzLTNFoDNDKiTBc0Bqczv3gACoTAFoTEB" type="image/webp"> <img class="item-image" width="425" height="239" loading="lazy" alt="Sprawdzenie OC po numerze rejestracyjnym" src="https://ocdn.eu/pulscms-transforms/1/7_Fk9kpTURBXy84ODViNmEyNmJjOWY1MjUzYmQwNmNiNWZiMTRjZjI0Zi5qcGeSlQMAzLTNFoDNDKiTBc0Bqczv3gACoTABoTEB"> </picture> </div> <div class="item_description"> <div class="item_taxonomy"> <span class="item_category"> Ubezpieczenia </span> </div> <h3 class="item_title"> Sprawdzenie OC po numerze rejestracyjnym </h3> <div class="item_date"> <time class="item_time" datetime="2024-09-27T07:00:00.000Z"> 27.09.2024 </time> <span class="item_author"> PBed </span> </div> </div> </a> </section> <section class="see-also-popular-inset"> <aside class="placeholder flat-plista flat-partner" style="padding-top:530px;" data-run-module="local/main.simpleAd" data-configuration="{&quot;slotName&quot;:&quot;flat-partner&quot;,&quot;placeholderHiding&quot;:true,&quot;enabled&quot;:true,&quot;displayIndex&quot;:1}" ></aside> </section> <section class="see-also-popular section-list_2elem-img--verticals" data-section="see-also-popular" data-run-module="local/adsManager.streamNativeAds" data-offset="7" data-step="4" data-custom-pattern='{"nativestd": [2], "flat-natleft3": [3]}' data-start-pos="1" > <a href="https://businessinsider.com.pl/poradnik-finansowy/ubezpieczenia/wypowiedzenie-umowy-ubezpieczenia-oc-kiedy-jak-gdzie-zlozyc/jsvc9k4" class="list-item list-item item--l item--l--vertical" > <div class="item_image-container"> <picture> <source srcset="https://ocdn.eu/pulscms-transforms/1/gEfk9kpTURBXy9jZTI2ZDM5YzFjZmM2NTI1YjE0MmVlNGE2ZDkyOGViMy5qcGeSlQMAzLPNFn3NDKmTBc0Bqczv3gACoTAGoTEB" type="image/avif"> <source srcset="https://ocdn.eu/pulscms-transforms/1/G3pk9kpTURBXy9jZTI2ZDM5YzFjZmM2NTI1YjE0MmVlNGE2ZDkyOGViMy5qcGeSlQMAzLPNFn3NDKmTBc0Bqczv3gACoTAFoTEB" type="image/webp"> <img class="item-image" width="425" height="239" loading="lazy" alt="Wypowiedzenie umowy ubezpieczenia OC – kiedy i jak można to zrobić?" src="https://ocdn.eu/pulscms-transforms/1/Cz6k9kpTURBXy9jZTI2ZDM5YzFjZmM2NTI1YjE0MmVlNGE2ZDkyOGViMy5qcGeSlQMAzLPNFn3NDKmTBc0Bqczv3gACoTABoTEB"> </picture> </div> <div class="item_description"> <div class="item_taxonomy"> <span class="item_category"> Ubezpieczenia </span> </div> <h3 class="item_title"> Wypowiedzenie umowy ubezpieczenia OC – kiedy i jak można to zrobić? </h3> <div class="item_date"> <time class="item_time" datetime="2024-09-25T04:30:00.000Z"> 25.09.2024 </time> <span class="item_author"> PBed </span> </div> </div> </a> <a href="https://businessinsider.com.pl/poradnik-finansowy/ubezpieczenia/co-to-jest-ubezpieczenie-oc/xe514mz" class="list-item list-item item--l item--l--vertical" > <div class="item_image-container"> <picture> <source srcset="https://ocdn.eu/pulscms-transforms/1/Sg6k9kpTURBXy9lZjAwZmM3OTZjMDI2OGM4ODBhZDkzZWI2NmQyNzMyMC5qcGeSlQMAzGDNDBzNBs-TBc0Bqczv3gACoTAGoTEB" type="image/avif"> <source srcset="https://ocdn.eu/pulscms-transforms/1/KQOk9kpTURBXy9lZjAwZmM3OTZjMDI2OGM4ODBhZDkzZWI2NmQyNzMyMC5qcGeSlQMAzGDNDBzNBs-TBc0Bqczv3gACoTAFoTEB" type="image/webp"> <img class="item-image" width="425" height="239" loading="lazy" alt="Co to jest ubezpieczenie OC?" src="https://ocdn.eu/pulscms-transforms/1/mopk9kpTURBXy9lZjAwZmM3OTZjMDI2OGM4ODBhZDkzZWI2NmQyNzMyMC5qcGeSlQMAzGDNDBzNBs-TBc0Bqczv3gACoTABoTEB"> </picture> </div> <div class="item_description"> <div class="item_taxonomy"> <span class="item_category"> Ubezpieczenia </span> </div> <h3 class="item_title"> Co to jest ubezpieczenie OC? </h3> <div class="item_date"> <time class="item_time" datetime="2024-09-24T07:00:00.000Z"> 24.09.2024 </time> <span class="item_author"> PBed </span> </div> </div> </a> <a href="https://businessinsider.com.pl/prawo/podatki/leasing-samochodu-co-po-wykupie-darowizna-mozna-narazic-sie-fiskusowi/zy4skvs" class="list-item list-item item--l item--l--vertical nativestd-container" > <div class="item_image-container"> <picture> <source srcset="https://ocdn.eu/pulscms-transforms/1/EFQk9kpTURBXy83OGNkZWY5MjQzYjA5Nzc2ZGM0NmEzNjdmZTU3NzE0Yi5qcGeSlQMAzLTNFoDNDKiTBc0Bqczv3gACoTAGoTEB" type="image/avif"> <source srcset="https://ocdn.eu/pulscms-transforms/1/mQdk9kpTURBXy83OGNkZWY5MjQzYjA5Nzc2ZGM0NmEzNjdmZTU3NzE0Yi5qcGeSlQMAzLTNFoDNDKiTBc0Bqczv3gACoTAFoTEB" type="image/webp"> <img class="item-image" width="425" height="239" loading="lazy" alt="Darowizna samochodu po leasingu? Uważaj, by nie narazić się fiskusowi" src="https://ocdn.eu/pulscms-transforms/1/ZRnk9kpTURBXy83OGNkZWY5MjQzYjA5Nzc2ZGM0NmEzNjdmZTU3NzE0Yi5qcGeSlQMAzLTNFoDNDKiTBc0Bqczv3gACoTABoTEB"> </picture> </div> <div class="item_description"> <div class="item_taxonomy"> <div class="ico-closed-container"></div> <span class="item_category"> Podatki </span> </div> <h3 class="item_title"> Darowizna samochodu po leasingu? Uważaj, by nie narazić się fiskusowi </h3> <div class="item_date"> <time class="item_time" datetime="2024-09-23T06:00:00.000Z"> 23.09.2024 </time> <span class="item_author"> Łukasz Zalewski </span> </div> </div> </a> <a href="https://businessinsider.com.pl/poradnik-finansowy/ubezpieczenia/ubezpieczenie-oc-i-ac-jakie-sa-roznice-i-od-czego-zaleza-skladki/6w3tnbj" class="list-item list-item item--l item--l--vertical" > <div class="item_image-container"> <picture> <source srcset="https://ocdn.eu/pulscms-transforms/1/-iKk9kpTURBXy9mZjYwMWNjM2ZmNDM5NWMzMzdjM2Y0OTg5ZjkyYjQ1ZC5qcGeSlQMAzL3NF4DNDTiTBc0Bqczv3gACoTAGoTEB" type="image/avif"> <source srcset="https://ocdn.eu/pulscms-transforms/1/LT3k9kpTURBXy9mZjYwMWNjM2ZmNDM5NWMzMzdjM2Y0OTg5ZjkyYjQ1ZC5qcGeSlQMAzL3NF4DNDTiTBc0Bqczv3gACoTAFoTEB" type="image/webp"> <img class="item-image" width="425" height="239" loading="lazy" alt="OC i AC. Jakie są między nimi różnice, od czego zależą składki i wysokość odszkodowania" src="https://ocdn.eu/pulscms-transforms/1/E0-k9kpTURBXy9mZjYwMWNjM2ZmNDM5NWMzMzdjM2Y0OTg5ZjkyYjQ1ZC5qcGeSlQMAzL3NF4DNDTiTBc0Bqczv3gACoTABoTEB"> </picture> </div> <div class="item_description"> <div class="item_taxonomy"> <span class="editor_choice">Tylko u nas</span> <span class="item_category"> Ubezpieczenia </span> </div> <h3 class="item_title"> OC i AC. Jakie są między nimi różnice, od czego zależą składki i wysokość odszkodowania </h3> <div class="item_date"> <time class="item_time" datetime="2024-09-23T06:00:00.000Z"> 23.09.2024 </time> <span class="item_author"> PBed </span> </div> </div> </a> <a href="https://businessinsider.com.pl/technologie/motoryzacja/zalamanie-na-rynku-aut-elektrycznych-popyt-szoruje-po-dnie/m7wrvv3" class="list-item list-item item--l item--l--vertical" > <div class="item_image-container"> <picture> <source srcset="https://ocdn.eu/pulscms-transforms/1/ZQKk9kpTURBXy82MDRmOTRkNGU2YzVhY2I3YmQyMjNlMDFlNDEzOGJjOS5qcGeSlQMDzQJGzRqNzQ7zkwXNAanM794AAqEwBqExAQ" type="image/avif"> <source srcset="https://ocdn.eu/pulscms-transforms/1/xy4k9kpTURBXy82MDRmOTRkNGU2YzVhY2I3YmQyMjNlMDFlNDEzOGJjOS5qcGeSlQMDzQJGzRqNzQ7zkwXNAanM794AAqEwBaExAQ" type="image/webp"> <img class="item-image" width="425" height="239" loading="lazy" alt="Załamanie na rynku aut elektrycznych. Popyt &quot;szoruje po dnie&quot;" src="https://ocdn.eu/pulscms-transforms/1/XIKk9kpTURBXy82MDRmOTRkNGU2YzVhY2I3YmQyMjNlMDFlNDEzOGJjOS5qcGeSlQMDzQJGzRqNzQ7zkwXNAanM794AAqEwAaExAQ"> </picture> </div> <div class="item_description"> <div class="item_taxonomy"> <span class="item_category"> Motoryzacja </span> </div> <h3 class="item_title"> Załamanie na rynku aut elektrycznych. Popyt &quot;szoruje po dnie&quot; </h3> <div class="item_date"> <time class="item_time" datetime="2024-09-22T15:40:00.000Z"> 22.09.2024 </time> <span class="item_author"> PRus </span> </div> </div> </a> <a href="https://businessinsider.com.pl/technologie/motoryzacja/rzadowa-agencja-wsparla-izere-ale-budowa-fabryki-wciaz-stoi/4xm96rc" class="list-item list-item item--l item--l--vertical" > <div class="item_image-container"> <picture> <source srcset="https://ocdn.eu/pulscms-transforms/1/XRTk9kpTURBXy9hOWE3OWYyNjA5MjFhM2ZjOTI0MWIxZWNmYTVjZTRlZS5qcGeSlQMAzKfNB9DNBGWTBc0Bqczv3gACoTAGoTEB" type="image/avif"> <source srcset="https://ocdn.eu/pulscms-transforms/1/qiUk9kpTURBXy9hOWE3OWYyNjA5MjFhM2ZjOTI0MWIxZWNmYTVjZTRlZS5qcGeSlQMAzKfNB9DNBGWTBc0Bqczv3gACoTAFoTEB" type="image/webp"> <img class="item-image" width="425" height="239" loading="lazy" alt="Izera z zielonym światłem od rządowej agencji. Ale budowa fabryki nie może ruszyć" src="https://ocdn.eu/pulscms-transforms/1/Oamk9kpTURBXy9hOWE3OWYyNjA5MjFhM2ZjOTI0MWIxZWNmYTVjZTRlZS5qcGeSlQMAzKfNB9DNBGWTBc0Bqczv3gACoTABoTEB"> </picture> </div> <div class="item_description"> <div class="item_taxonomy"> <span class="editor_choice">Tylko u nas</span> <span class="item_category"> Motoryzacja </span> </div> <h3 class="item_title"> Izera z zielonym światłem od rządowej agencji. Ale budowa fabryki nie może ruszyć </h3> <div class="item_date"> <time class="item_time" datetime="2024-09-20T04:20:00.000Z"> 20.09.2024 </time> <span class="item_author"> Grzegorz Kowalczyk </span> </div> </div> </a> <a href="https://businessinsider.com.pl/poradnik-finansowy/ceny-paliw-eksperci-maja-srednie-wiesci-dla-kierowcow/5q7rmd3" class="list-item list-item item--l item--l--vertical" > <div class="item_image-container"> <picture> <source srcset="https://ocdn.eu/pulscms-transforms/1/7hIk9kpTURBXy81NjUwZTdiYmI1NDYwZTU5ZmNlYzkwZGIxMjEzNjQzNC5qcGeSlQMAzOLND6DNCMqTBc0Bqczv3gACoTAGoTEB" type="image/avif"> <source srcset="https://ocdn.eu/pulscms-transforms/1/-pDk9kpTURBXy81NjUwZTdiYmI1NDYwZTU5ZmNlYzkwZGIxMjEzNjQzNC5qcGeSlQMAzOLND6DNCMqTBc0Bqczv3gACoTAFoTEB" type="image/webp"> <img class="item-image" width="425" height="239" loading="lazy" alt="Ceny paliw. Eksperci mają średnie wieści dla kierowców" src="https://ocdn.eu/pulscms-transforms/1/vMak9kpTURBXy81NjUwZTdiYmI1NDYwZTU5ZmNlYzkwZGIxMjEzNjQzNC5qcGeSlQMAzOLND6DNCMqTBc0Bqczv3gACoTABoTEB"> </picture> </div> <div class="item_description"> <div class="item_taxonomy"> <span class="item_category"> Poradnik finansowy </span> </div> <h3 class="item_title"> Ceny paliw. Eksperci mają średnie wieści dla kierowców </h3> <div class="item_date"> <time class="item_time" datetime="2024-09-13T12:35:03.000Z"> 13.09.2024 </time> <span class="item_author"> mm </span> </div> </div> </a> <a href="https://businessinsider.com.pl/technologie/motoryzacja/volkswagen-t-cross-czy-wiek-dojrzaly-to-zaleta-test/8wnb8zx" class="list-item list-item item--l item--l--vertical" > <div class="item_image-container"> <picture> <source srcset="https://ocdn.eu/pulscms-transforms/1/8GPk9kpTURBXy9hZjZjNjVkYTNkY2Y4MTk0YzY0ZjZmM2I3MjI2MzNhNC5qcGeSlQMAzQNjzRIQzQopkwXNAanM794AAqEwBqExAQ" type="image/avif"> <source srcset="https://ocdn.eu/pulscms-transforms/1/TA5k9kpTURBXy9hZjZjNjVkYTNkY2Y4MTk0YzY0ZjZmM2I3MjI2MzNhNC5qcGeSlQMAzQNjzRIQzQopkwXNAanM794AAqEwBaExAQ" type="image/webp"> <img class="item-image" width="425" height="239" loading="lazy" alt="Volkswagen T-Cross – czy wiek dojrzały to zaleta?" src="https://ocdn.eu/pulscms-transforms/1/7ZIk9kpTURBXy9hZjZjNjVkYTNkY2Y4MTk0YzY0ZjZmM2I3MjI2MzNhNC5qcGeSlQMAzQNjzRIQzQopkwXNAanM794AAqEwAaExAQ"> </picture> </div> <div class="item_description"> <div class="item_taxonomy"> <span class="editor_choice">Tylko u nas</span> <span class="item_category"> Motoryzacja </span> </div> <h3 class="item_title"> Volkswagen T-Cross – czy wiek dojrzały to zaleta? </h3> <div class="item_date"> <time class="item_time" datetime="2024-09-10T04:30:00.000Z"> 10.09.2024 </time> <span class="item_author"> Jarosław Horodecki </span> </div> </div> </a> <a href="https://businessinsider.com.pl/technologie/motoryzacja/nissan-x-trail-dobry-suv-z-ciekawym-napedem-test/7w4lgk5" class="list-item list-item item--l item--l--vertical" > <div class="item_image-container"> <picture> <source srcset="https://ocdn.eu/pulscms-transforms/1/aouk9kpTURBXy9kNzExNmRjZmQwMmFhYTMxODRlYWZiNDMyMWQ3MThhZC5qcGeSlQMAzQNjzRIQzQopkwXNAanM794AAqEwBqExAQ" type="image/avif"> <source srcset="https://ocdn.eu/pulscms-transforms/1/XbHk9kpTURBXy9kNzExNmRjZmQwMmFhYTMxODRlYWZiNDMyMWQ3MThhZC5qcGeSlQMAzQNjzRIQzQopkwXNAanM794AAqEwBaExAQ" type="image/webp"> <img class="item-image" width="425" height="239" loading="lazy" alt="Nissan X-Trail - dobry SUV z ciekawym napędem" src="https://ocdn.eu/pulscms-transforms/1/J0rk9kpTURBXy9kNzExNmRjZmQwMmFhYTMxODRlYWZiNDMyMWQ3MThhZC5qcGeSlQMAzQNjzRIQzQopkwXNAanM794AAqEwAaExAQ"> </picture> </div> <div class="item_description"> <div class="item_taxonomy"> <span class="editor_choice">Tylko u nas</span> <span class="item_category"> Motoryzacja </span> </div> <h3 class="item_title"> Nissan X-Trail - dobry SUV z ciekawym napędem </h3> <div class="item_date"> <time class="item_time" datetime="2024-09-10T04:30:00.000Z"> 10.09.2024 </time> <span class="item_author"> Jarosław Horodecki </span> </div> </div> </a> <a href="https://businessinsider.com.pl/technologie/motoryzacja/volvo-ec40-kompaktowy-suv-w-sportowym-wydaniu-test/44lgeec" class="list-item list-item item--l item--l--vertical" > <div class="item_image-container"> <picture> <source srcset="https://ocdn.eu/pulscms-transforms/1/03Fk9kpTURBXy83ODhhODRmMzRiMzdmMmJjNjNkMzk1ZTQzN2I5YWFkMy5qcGeSlQMAzQKhzRIQzQopkwXNAanM794AAqEwBqExAQ" type="image/avif"> <source srcset="https://ocdn.eu/pulscms-transforms/1/O0qk9kpTURBXy83ODhhODRmMzRiMzdmMmJjNjNkMzk1ZTQzN2I5YWFkMy5qcGeSlQMAzQKhzRIQzQopkwXNAanM794AAqEwBaExAQ" type="image/webp"> <img class="item-image" width="425" height="239" loading="lazy" alt="Volvo EC40 – kompaktowy SUV w sportowym wydaniu" src="https://ocdn.eu/pulscms-transforms/1/EHUk9kpTURBXy83ODhhODRmMzRiMzdmMmJjNjNkMzk1ZTQzN2I5YWFkMy5qcGeSlQMAzQKhzRIQzQopkwXNAanM794AAqEwAaExAQ"> </picture> </div> <div class="item_description"> <div class="item_taxonomy"> <span class="editor_choice">Tylko u nas</span> <span class="item_category"> Motoryzacja </span> </div> <h3 class="item_title"> Volvo EC40 – kompaktowy SUV w sportowym wydaniu </h3> <div class="item_date"> <time class="item_time" datetime="2024-09-09T04:30:00.000Z"> 09.09.2024 </time> <span class="item_author"> Jarosław Horodecki </span> </div> </div> </a> <a href="https://businessinsider.com.pl/technologie/motoryzacja/renault-espace-czyli-suv-w-dlugiej-podrozy-test/9eerk50" class="list-item list-item item--l item--l--vertical" > <div class="item_image-container"> <picture> <source srcset="https://ocdn.eu/pulscms-transforms/1/Ayek9kpTURBXy8xYjQxZTY2OWVkMzI2ZGIwNGEwNDY5MTEwOWJkZDIzNC5qcGeSlQPMuc0EAM0Q-M0JjJMFzQGpzO_eAAKhMAahMQE" type="image/avif"> <source srcset="https://ocdn.eu/pulscms-transforms/1/CJEk9kpTURBXy8xYjQxZTY2OWVkMzI2ZGIwNGEwNDY5MTEwOWJkZDIzNC5qcGeSlQPMuc0EAM0Q-M0JjJMFzQGpzO_eAAKhMAWhMQE" type="image/webp"> <img class="item-image" width="425" height="239" loading="lazy" alt="Renault Espace, czyli SUV w długiej podróży" src="https://ocdn.eu/pulscms-transforms/1/4gUk9kpTURBXy8xYjQxZTY2OWVkMzI2ZGIwNGEwNDY5MTEwOWJkZDIzNC5qcGeSlQPMuc0EAM0Q-M0JjJMFzQGpzO_eAAKhMAGhMQE"> </picture> </div> <div class="item_description"> <div class="item_taxonomy"> <span class="editor_choice">Tylko u nas</span> <span class="item_category"> Motoryzacja </span> </div> <h3 class="item_title"> Renault Espace, czyli SUV w długiej podróży </h3> <div class="item_date"> <time class="item_time" datetime="2024-09-09T04:30:00.000Z"> 09.09.2024 </time> <span class="item_author"> Jarosław Horodecki </span> </div> </div> </a> <a href="https://businessinsider.com.pl/technologie/motoryzacja/volvo-wycofuje-sie-z-produkowania-tylko-samochodow-elektrycznych-do-2030-r/ge1wn7s" class="list-item list-item item--l item--l--vertical" > <div class="item_image-container"> <picture> <source srcset="https://ocdn.eu/pulscms-transforms/1/biqk9kpTURBXy8wZTJmNTQ1ZTE5YWVhN2RjYjg1MWQyZGI0NGFjMDJmOC5qcGeSlQMAzGnNBADNAkCTBc0Bqczv3gACoTAGoTEB" type="image/avif"> <source srcset="https://ocdn.eu/pulscms-transforms/1/KxOk9kpTURBXy8wZTJmNTQ1ZTE5YWVhN2RjYjg1MWQyZGI0NGFjMDJmOC5qcGeSlQMAzGnNBADNAkCTBc0Bqczv3gACoTAFoTEB" type="image/webp"> <img class="item-image" width="425" height="239" loading="lazy" alt="Gigant wycofuje się z produkcji wyłącznie elektryków. &quot;Nie jesteśmy dogmatyczni&quot;" src="https://ocdn.eu/pulscms-transforms/1/cxVk9kpTURBXy8wZTJmNTQ1ZTE5YWVhN2RjYjg1MWQyZGI0NGFjMDJmOC5qcGeSlQMAzGnNBADNAkCTBc0Bqczv3gACoTABoTEB"> </picture> </div> <div class="item_description"> <div class="item_taxonomy"> <span class="item_category"> Motoryzacja </span> </div> <h3 class="item_title"> Gigant wycofuje się z produkcji wyłącznie elektryków. &quot;Nie jesteśmy dogmatyczni&quot; </h3> <div class="item_date"> <time class="item_time" datetime="2024-09-04T14:13:12.000Z"> 04.09.2024 </time> <span class="item_author"> Grzegorz Kowalczyk </span> </div> </div> </a> <a href="https://businessinsider.com.pl/technologie/motoryzacja/berlin-kontra-volkswagen-rosnie-napiecie-w-niemczech/gzlbdcj" class="list-item list-item item--l item--l--vertical" > <div class="item_image-container"> <picture> <source srcset="https://ocdn.eu/pulscms-transforms/1/94bk9kpTURBXy84OGNhZWUwOWZlNTJmNDEzOWRkMTFiM2FiZDE1N2VkZS5qcGeSlQMAzNLNB9DNBGWTBc0Bqczv3gACoTAGoTEB" type="image/avif"> <source srcset="https://ocdn.eu/pulscms-transforms/1/QJck9kpTURBXy84OGNhZWUwOWZlNTJmNDEzOWRkMTFiM2FiZDE1N2VkZS5qcGeSlQMAzNLNB9DNBGWTBc0Bqczv3gACoTAFoTEB" type="image/webp"> <img class="item-image" width="425" height="239" loading="lazy" alt="Berlin kontra Volkswagen? Rośnie napięcie w Niemczech" src="https://ocdn.eu/pulscms-transforms/1/HbHk9kpTURBXy84OGNhZWUwOWZlNTJmNDEzOWRkMTFiM2FiZDE1N2VkZS5qcGeSlQMAzNLNB9DNBGWTBc0Bqczv3gACoTABoTEB"> </picture> </div> <div class="item_description"> <div class="item_taxonomy"> <span class="item_category"> Motoryzacja </span> </div> <h3 class="item_title"> Berlin kontra Volkswagen? Rośnie napięcie w Niemczech </h3> <div class="item_date"> <time class="item_time" datetime="2024-09-03T15:49:59.000Z"> 03.09.2024 </time> <span class="item_author"> ygi </span> </div> </div> </a> <a href="https://businessinsider.com.pl/biznes/volkswagen-rozwaza-zamkniecie-fabryki-w-niemczech-tego-w-historii-firmy-nie-bylo/w2m6bkm" class="list-item list-item item--l item--l--vertical" > <div class="item_image-container"> <picture> <source srcset="https://ocdn.eu/pulscms-transforms/1/RhEk9kpTURBXy8zOGU1YzQ5YWRkODYyYTFmNDM2ZTgyNGE5NmJjNTMwOC5qcGeSlQPMa8y6zQNzzQHxkwXNAanM794AAqEwBqExAQ" type="image/avif"> <source srcset="https://ocdn.eu/pulscms-transforms/1/3ulk9kpTURBXy8zOGU1YzQ5YWRkODYyYTFmNDM2ZTgyNGE5NmJjNTMwOC5qcGeSlQPMa8y6zQNzzQHxkwXNAanM794AAqEwBaExAQ" type="image/webp"> <img class="item-image" width="425" height="239" loading="lazy" alt="Volkswagen rozważa drastyczny krok. Tego w historii firmy nie było" src="https://ocdn.eu/pulscms-transforms/1/6cok9kpTURBXy8zOGU1YzQ5YWRkODYyYTFmNDM2ZTgyNGE5NmJjNTMwOC5qcGeSlQPMa8y6zQNzzQHxkwXNAanM794AAqEwAaExAQ"> </picture> </div> <div class="item_description"> <div class="item_taxonomy"> <span class="item_category"> Biznes </span> </div> <h3 class="item_title"> Volkswagen rozważa drastyczny krok. Tego w historii firmy nie było </h3> <div class="item_date"> <time class="item_time" datetime="2024-09-02T15:11:34.000Z"> 02.09.2024 </time> <span class="item_author"> DS </span> </div> </div> </a> <a href="https://businessinsider.com.pl/technologie/motoryzacja/motocyklisci-stosuja-metode-na-ukrainca-zeby-uniknac-mandatow/86m79m2" class="list-item list-item item--l item--l--vertical" > <div class="item_image-container"> <picture> <source srcset="https://ocdn.eu/pulscms-transforms/1/ZrRk9kpTURBXy85MTIwNmIyY2E3NjVmMTc3YTk0M2M1ZmEwNTIzNmVhMS5qcGeSlQMDzQHqzRcpzQ0KkwXNAanM794AAqEwBqExAQ" type="image/avif"> <source srcset="https://ocdn.eu/pulscms-transforms/1/svwk9kpTURBXy85MTIwNmIyY2E3NjVmMTc3YTk0M2M1ZmEwNTIzNmVhMS5qcGeSlQMDzQHqzRcpzQ0KkwXNAanM794AAqEwBaExAQ" type="image/webp"> <img class="item-image" width="425" height="239" loading="lazy" alt="Motocykliści stosują metodę &quot;na Ukraińca&quot;, żeby uniknąć mandatów" src="https://ocdn.eu/pulscms-transforms/1/gSNk9kpTURBXy85MTIwNmIyY2E3NjVmMTc3YTk0M2M1ZmEwNTIzNmVhMS5qcGeSlQMDzQHqzRcpzQ0KkwXNAanM794AAqEwAaExAQ"> </picture> </div> <div class="item_description"> <div class="item_taxonomy"> <span class="item_category"> Motoryzacja </span> </div> <h3 class="item_title"> Motocykliści stosują metodę &quot;na Ukraińca&quot;, żeby uniknąć mandatów </h3> <div class="item_date"> <time class="item_time" datetime="2024-09-01T14:01:35.000Z"> 01.09.2024 </time> <span class="item_author"> PRus </span> </div> </div> </a> <a href="https://businessinsider.com.pl/poradnik-finansowy/ubezpieczenia/czym-jest-ubezpieczenie-od-odpowiedzialnosci-cywilnej/qzr9mfm" class="list-item list-item item--l item--l--vertical" > <div class="item_image-container"> <picture> <source srcset="https://ocdn.eu/pulscms-transforms/1/9Cdk9kpTURBXy9kNWNiNGU5ZjQzMWE5MjZiOTVmOTZkNTVlMzdhM2QzZS5qcGeSlQMAzJPNEn3NCmeTBc0Bqczv3gACoTAGoTEB" type="image/avif"> <source srcset="https://ocdn.eu/pulscms-transforms/1/qHdk9kpTURBXy9kNWNiNGU5ZjQzMWE5MjZiOTVmOTZkNTVlMzdhM2QzZS5qcGeSlQMAzJPNEn3NCmeTBc0Bqczv3gACoTAFoTEB" type="image/webp"> <img class="item-image" width="425" height="239" loading="lazy" alt="Czym jest ubezpieczenie od odpowiedzialności cywilnej?" src="https://ocdn.eu/pulscms-transforms/1/HHKk9kpTURBXy9kNWNiNGU5ZjQzMWE5MjZiOTVmOTZkNTVlMzdhM2QzZS5qcGeSlQMAzJPNEn3NCmeTBc0Bqczv3gACoTABoTEB"> </picture> </div> <div class="item_description"> <div class="item_taxonomy"> <span class="item_category"> Ubezpieczenia </span> </div> <h3 class="item_title"> Czym jest ubezpieczenie od odpowiedzialności cywilnej? </h3> <div class="item_date"> <time class="item_time" datetime="2024-08-30T06:47:00.000Z"> 30.08.2024 </time> <span class="item_author"> PBed </span> </div> </div> </a> <a href="https://businessinsider.com.pl/biznes/uszkodzone-auta-zalewaja-polski-rynek/g1v9llq" class="list-item list-item item--l item--l--vertical" > <div class="item_image-container"> <picture> <source srcset="https://ocdn.eu/pulscms-transforms/1/7zsk9kpTURBXy81MGQwNDI5MGY1MWJiMDcxNWQxZTRhOGVlNWZlYTg4OC5qcGeSlQMAPs0H0M0EZZMFzQGpzO_eAAKhMAahMQE" type="image/avif"> <source srcset="https://ocdn.eu/pulscms-transforms/1/WvKk9kpTURBXy81MGQwNDI5MGY1MWJiMDcxNWQxZTRhOGVlNWZlYTg4OC5qcGeSlQMAPs0H0M0EZZMFzQGpzO_eAAKhMAWhMQE" type="image/webp"> <img class="item-image" width="425" height="239" loading="lazy" alt="Uszkodzone auta zalewają polski rynek" src="https://ocdn.eu/pulscms-transforms/1/iotk9kpTURBXy81MGQwNDI5MGY1MWJiMDcxNWQxZTRhOGVlNWZlYTg4OC5qcGeSlQMAPs0H0M0EZZMFzQGpzO_eAAKhMAGhMQE"> </picture> </div> <div class="item_description"> <div class="item_taxonomy"> <span class="item_category"> Biznes </span> </div> <h3 class="item_title"> Uszkodzone auta zalewają polski rynek </h3> <div class="item_date"> <time class="item_time" datetime="2024-08-30T05:53:36.000Z"> 30.08.2024 </time> <span class="item_author"> ANA </span> </div> </div> </a> <a href="https://businessinsider.com.pl/poradnik-finansowy/ubezpieczenia/jak-odzyskac-znizki-z-oc-i-ac/d5twxsr" class="list-item list-item item--l item--l--vertical" > <div class="item_image-container"> <picture> <source srcset="https://ocdn.eu/pulscms-transforms/1/-EOk9kpTURBXy85MmY4MzA4OTA4MDMwNjM1ZjQwZTk3MTdmZjRmODI3Ni5qcGeSlQMAzKrNFWDNDAeTBc0Bqczv3gACoTAGoTEB" type="image/avif"> <source srcset="https://ocdn.eu/pulscms-transforms/1/TF5k9kpTURBXy85MmY4MzA4OTA4MDMwNjM1ZjQwZTk3MTdmZjRmODI3Ni5qcGeSlQMAzKrNFWDNDAeTBc0Bqczv3gACoTAFoTEB" type="image/webp"> <img class="item-image" width="425" height="239" loading="lazy" alt="Jak odzyskać zniżki z OC i AC? Opisujemy konkretne sposoby" src="https://ocdn.eu/pulscms-transforms/1/Iqnk9kpTURBXy85MmY4MzA4OTA4MDMwNjM1ZjQwZTk3MTdmZjRmODI3Ni5qcGeSlQMAzKrNFWDNDAeTBc0Bqczv3gACoTABoTEB"> </picture> </div> <div class="item_description"> <div class="item_taxonomy"> <span class="item_category"> Ubezpieczenia </span> </div> <h3 class="item_title"> Jak odzyskać zniżki z OC i AC? Opisujemy konkretne sposoby </h3> <div class="item_date"> <time class="item_time" datetime="2024-08-29T09:00:00.000Z"> 29.08.2024 </time> <span class="item_author"> PBed </span> </div> </div> </a> <a href="https://businessinsider.com.pl/poradnik-finansowy/ubezpieczenia/wartosc-pojazdu-ubezpieczenie-przed-utrata-jego-wartosci/8tebkej" class="list-item list-item item--l item--l--vertical" > <div class="item_image-container"> <picture> <source srcset="https://ocdn.eu/pulscms-transforms/1/3MGk9kpTURBXy9hZDJkY2U5MWJmYjhmNWEwNjkwZTA3YjQxNWI4ZGFkYy5qcGeSlQMAzL7NF4DNDTiTBc0Bqczv3gACoTAGoTEB" type="image/avif"> <source srcset="https://ocdn.eu/pulscms-transforms/1/DA6k9kpTURBXy9hZDJkY2U5MWJmYjhmNWEwNjkwZTA3YjQxNWI4ZGFkYy5qcGeSlQMAzL7NF4DNDTiTBc0Bqczv3gACoTAFoTEB" type="image/webp"> <img class="item-image" width="425" height="239" loading="lazy" alt="Wycena wartości pojazdu. 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Zalewają nas zniszczone używki </h3> <div class="item_date"> <time class="item_time" datetime="2024-08-22T04:42:08.000Z"> 22.08.2024 </time> <span class="item_author"> nsz </span> </div> </div> </a> <a href="https://businessinsider.com.pl/technologie/motoryzacja/toyota-mirai-czy-to-wodorowy-samochod-przyszlosci-test/gq8mzmv" class="list-item list-item item--l item--l--vertical" > <div class="item_image-container"> <picture> <source srcset="https://ocdn.eu/pulscms-transforms/1/7Frk9kpTURBXy9iYTAxZDE5MGI5NDVmYTNlODlhOGU0NDk1MmFmODU3OS5qcGeSlQPMwM0DQs0RiM0J3pMFzQGpzO_eAAKhMAahMQE" type="image/avif"> <source srcset="https://ocdn.eu/pulscms-transforms/1/tX0k9kpTURBXy9iYTAxZDE5MGI5NDVmYTNlODlhOGU0NDk1MmFmODU3OS5qcGeSlQPMwM0DQs0RiM0J3pMFzQGpzO_eAAKhMAWhMQE" type="image/webp"> <img class="item-image" width="425" height="239" loading="lazy" alt="Toyota Mirai – wodór to paliwo przyszłości? Sprawdzamy" src="https://ocdn.eu/pulscms-transforms/1/5Dsk9kpTURBXy9iYTAxZDE5MGI5NDVmYTNlODlhOGU0NDk1MmFmODU3OS5qcGeSlQPMwM0DQs0RiM0J3pMFzQGpzO_eAAKhMAGhMQE"> </picture> </div> <div class="item_description"> <div class="item_taxonomy"> <span class="editor_choice">Tylko u nas</span> <span class="item_category"> Motoryzacja </span> </div> <h3 class="item_title"> Toyota Mirai – wodór to paliwo przyszłości? Sprawdzamy </h3> <div class="item_date"> <time class="item_time" datetime="2024-08-16T05:00:00.000Z"> 16.08.2024 </time> <span class="item_author"> Jarosław Horodecki </span> </div> </div> </a> <a href="https://businessinsider.com.pl/technologie/motoryzacja/volkswagen-passat-wzorcowe-kombi-czy-to-musi-byc-diesel-test/bwqnq7t" class="list-item list-item item--l item--l--vertical" > <div class="item_image-container"> <picture> <source srcset="https://ocdn.eu/pulscms-transforms/1/P9Uk9kpTURBXy9lYjdjMjhiMTQxZWVlZjQ2YzVkYjAyNmUzMjA4NTMzNS5qcGeSlQMAzQNjzRIQzQopkwXNAanM794AAqEwBqExAQ" type="image/avif"> <source srcset="https://ocdn.eu/pulscms-transforms/1/q-tk9kpTURBXy9lYjdjMjhiMTQxZWVlZjQ2YzVkYjAyNmUzMjA4NTMzNS5qcGeSlQMAzQNjzRIQzQopkwXNAanM794AAqEwBaExAQ" type="image/webp"> <img class="item-image" width="425" height="239" loading="lazy" alt="Volkswagen Passat - wzorcowe kombi, czy to musi być diesel?" src="https://ocdn.eu/pulscms-transforms/1/_Rvk9kpTURBXy9lYjdjMjhiMTQxZWVlZjQ2YzVkYjAyNmUzMjA4NTMzNS5qcGeSlQMAzQNjzRIQzQopkwXNAanM794AAqEwAaExAQ"> </picture> </div> <div class="item_description"> <div class="item_taxonomy"> <span class="editor_choice">Tylko u nas</span> <span class="item_category"> Motoryzacja </span> </div> <h3 class="item_title"> Volkswagen Passat - wzorcowe kombi, czy to musi być diesel? </h3> <div class="item_date"> <time class="item_time" datetime="2024-08-15T05:30:00.000Z"> 15.08.2024 </time> <span class="item_author"> Jarosław Horodecki </span> </div> </div> </a> <a href="https://businessinsider.com.pl/poradnik-finansowy/ubezpieczenia/w-tych-miastach-placi-sie-najmniej-za-ubezpieczenie-oc/reksfez" class="list-item list-item item--l item--l--vertical" > <div class="item_image-container"> <picture> <source srcset="https://ocdn.eu/pulscms-transforms/1/CMRk9kpTURBXy9mMzg5OTU3ZTUxZDE4NDQwOGJlMjQ0YTc3MDhkOGFkYi5qcGeSlQMAzK3NFXnNDBeTBc0Bqczv3gACoTAGoTEB" type="image/avif"> <source srcset="https://ocdn.eu/pulscms-transforms/1/ZO3k9kpTURBXy9mMzg5OTU3ZTUxZDE4NDQwOGJlMjQ0YTc3MDhkOGFkYi5qcGeSlQMAzK3NFXnNDBeTBc0Bqczv3gACoTAFoTEB" type="image/webp"> <img class="item-image" width="425" height="239" loading="lazy" alt="W tych miastach płaci się najmniej za ubezpieczenie OC" src="https://ocdn.eu/pulscms-transforms/1/2VXk9kpTURBXy9mMzg5OTU3ZTUxZDE4NDQwOGJlMjQ0YTc3MDhkOGFkYi5qcGeSlQMAzK3NFXnNDBeTBc0Bqczv3gACoTABoTEB"> </picture> </div> <div class="item_description"> <div class="item_taxonomy"> <span class="item_category"> Ubezpieczenia </span> </div> <h3 class="item_title"> W tych miastach płaci się najmniej za ubezpieczenie OC </h3> <div class="item_date"> <time class="item_time" datetime="2024-08-14T13:56:53.000Z"> 14.08.2024 </time> <span class="item_author"> PBed </span> </div> </div> </a> <a href="https://businessinsider.com.pl/technologie/motoryzacja/nowe-odcinkowe-pomiary-predkosci-kierowcy-musza-tu-bardzo-uwazac/rldsc4g" class="list-item list-item item--l item--l--vertical" > <div class="item_image-container"> <picture> <source srcset="https://ocdn.eu/pulscms-transforms/1/3TBk9kpTURBXy85MTIwNmIyY2E3NjVmMTc3YTk0M2M1ZmEwNTIzNmVhMS5qcGeSlQMDzQJGzRcpzQ0KkwXNAanM794AAqEwBqExAQ" type="image/avif"> <source srcset="https://ocdn.eu/pulscms-transforms/1/Ss0k9kpTURBXy85MTIwNmIyY2E3NjVmMTc3YTk0M2M1ZmEwNTIzNmVhMS5qcGeSlQMDzQJGzRcpzQ0KkwXNAanM794AAqEwBaExAQ" type="image/webp"> <img class="item-image" width="425" height="239" loading="lazy" alt="Nowe odcinkowe pomiary prędkości. Kierowcy muszą mieć się na baczności" src="https://ocdn.eu/pulscms-transforms/1/XYkk9kpTURBXy85MTIwNmIyY2E3NjVmMTc3YTk0M2M1ZmEwNTIzNmVhMS5qcGeSlQMDzQJGzRcpzQ0KkwXNAanM794AAqEwAaExAQ"> </picture> </div> <div class="item_description"> <div class="item_taxonomy"> <span class="item_category"> Motoryzacja </span> </div> <h3 class="item_title"> Nowe odcinkowe pomiary prędkości. Kierowcy muszą mieć się na baczności </h3> <div class="item_date"> <time class="item_time" datetime="2024-08-14T09:46:46.000Z"> 14.08.2024 </time> <span class="item_author"> PRus </span> </div> </div> </a> <a href="https://businessinsider.com.pl/technologie/motoryzacja/nissan-townstar-dobra-alternatywa-dla-suv-a-test/d1wx03g" class="list-item list-item item--l item--l--vertical" > <div class="item_image-container"> <picture> <source srcset="https://ocdn.eu/pulscms-transforms/1/RvWk9kpTURBXy8yNTMyNDc4NTcyNzU2NjZkMGUxMjcwNTlmMWE3ZTMxZC5qcGeSlQMAzQKxzRIQzQopkwXNAanM794AAqEwBqExAQ" type="image/avif"> <source srcset="https://ocdn.eu/pulscms-transforms/1/giSk9kpTURBXy8yNTMyNDc4NTcyNzU2NjZkMGUxMjcwNTlmMWE3ZTMxZC5qcGeSlQMAzQKxzRIQzQopkwXNAanM794AAqEwBaExAQ" type="image/webp"> <img class="item-image" width="425" height="239" loading="lazy" alt="Nissan Townstar – dobra alternatywa dla SUV-a" src="https://ocdn.eu/pulscms-transforms/1/5_Ik9kpTURBXy8yNTMyNDc4NTcyNzU2NjZkMGUxMjcwNTlmMWE3ZTMxZC5qcGeSlQMAzQKxzRIQzQopkwXNAanM794AAqEwAaExAQ"> </picture> </div> <div class="item_description"> <div class="item_taxonomy"> <span class="editor_choice">Tylko u nas</span> <span class="item_category"> Motoryzacja </span> </div> <h3 class="item_title"> Nissan Townstar – dobra alternatywa dla SUV-a </h3> <div class="item_date"> <time class="item_time" datetime="2024-08-14T05:30:00.000Z"> 14.08.2024 </time> <span class="item_author"> Jarosław Horodecki </span> </div> </div> </a> <a href="https://businessinsider.com.pl/technologie/motoryzacja/volvo-xc90-znane-od-dekady-i-nadal-ma-sie-swietnie-test/v4rck5l" class="list-item list-item item--l item--l--vertical" > <div class="item_image-container"> <picture> <source srcset="https://ocdn.eu/pulscms-transforms/1/zTBk9kpTURBXy8yNGJmNzE5MjZiYzUyNTUyMDk4Mzg4YTk0NTNhYTY4ZC5qcGeSlQMAzQNjzRIQzQopkwXNAanM794AAqEwBqExAQ" type="image/avif"> <source srcset="https://ocdn.eu/pulscms-transforms/1/AYNk9kpTURBXy8yNGJmNzE5MjZiYzUyNTUyMDk4Mzg4YTk0NTNhYTY4ZC5qcGeSlQMAzQNjzRIQzQopkwXNAanM794AAqEwBaExAQ" type="image/webp"> <img class="item-image" width="425" height="239" loading="lazy" alt="Volvo XC90 – znane od dekady i nadal ma się świetnie" src="https://ocdn.eu/pulscms-transforms/1/iX8k9kpTURBXy8yNGJmNzE5MjZiYzUyNTUyMDk4Mzg4YTk0NTNhYTY4ZC5qcGeSlQMAzQNjzRIQzQopkwXNAanM794AAqEwAaExAQ"> </picture> </div> <div class="item_description"> <div class="item_taxonomy"> <span class="editor_choice">Tylko u nas</span> <span class="item_category"> Motoryzacja </span> </div> <h3 class="item_title"> Volvo XC90 – znane od dekady i nadal ma się świetnie </h3> <div class="item_date"> <time class="item_time" datetime="2024-08-14T05:30:00.000Z"> 14.08.2024 </time> <span class="item_author"> Jarosław Horodecki </span> </div> </div> </a> <a href="https://businessinsider.com.pl/technologie/motoryzacja/hyundai-kona-wiecej-niz-miejski-crossover-test/tvkyg94" class="list-item list-item item--l item--l--vertical" > <div class="item_image-container"> <picture> <source srcset="https://ocdn.eu/pulscms-transforms/1/gdqk9kpTURBXy85MWQ3MzgzZjk5NDllNDQwYmZmN2MyMDAzNDFiOTg0Ny5qcGeSlQMAzQNjzRIQzQopkwXNAanM794AAqEwBqExAQ" type="image/avif"> <source srcset="https://ocdn.eu/pulscms-transforms/1/0ayk9kpTURBXy85MWQ3MzgzZjk5NDllNDQwYmZmN2MyMDAzNDFiOTg0Ny5qcGeSlQMAzQNjzRIQzQopkwXNAanM794AAqEwBaExAQ" type="image/webp"> <img class="item-image" width="425" height="239" loading="lazy" alt="Hyundai Kona – więcej niż miejski crossover" src="https://ocdn.eu/pulscms-transforms/1/09jk9kpTURBXy85MWQ3MzgzZjk5NDllNDQwYmZmN2MyMDAzNDFiOTg0Ny5qcGeSlQMAzQNjzRIQzQopkwXNAanM794AAqEwAaExAQ"> </picture> </div> <div class="item_description"> <div class="item_taxonomy"> <span class="editor_choice">Tylko u nas</span> <span class="item_category"> Motoryzacja </span> </div> <h3 class="item_title"> Hyundai Kona – więcej niż miejski crossover </h3> <div class="item_date"> <time class="item_time" datetime="2024-08-13T05:30:00.000Z"> 13.08.2024 </time> <span class="item_author"> Jarosław Horodecki </span> </div> </div> </a> <a href="https://businessinsider.com.pl/technologie/motoryzacja/renault-espace-suv-dla-rodziny-test/v3hh6q4" class="list-item list-item item--l item--l--vertical" > <div class="item_image-container"> <picture> <source srcset="https://ocdn.eu/pulscms-transforms/1/mbvk9kpTURBXy9kNTU2NDYxNWI0MDcwYjkxOTFkOTA5M2I2Y2FjZWM5NC5qcGeSlQMAzQJlzRIQzQopkwXNAanM794AAqEwBqExAQ" type="image/avif"> <source srcset="https://ocdn.eu/pulscms-transforms/1/RUDk9kpTURBXy9kNTU2NDYxNWI0MDcwYjkxOTFkOTA5M2I2Y2FjZWM5NC5qcGeSlQMAzQJlzRIQzQopkwXNAanM794AAqEwBaExAQ" type="image/webp"> <img class="item-image" width="425" height="239" loading="lazy" alt="Renault Espace – SUV dla rodziny" src="https://ocdn.eu/pulscms-transforms/1/iB8k9kpTURBXy9kNTU2NDYxNWI0MDcwYjkxOTFkOTA5M2I2Y2FjZWM5NC5qcGeSlQMAzQJlzRIQzQopkwXNAanM794AAqEwAaExAQ"> </picture> </div> <div class="item_description"> <div class="item_taxonomy"> <span class="editor_choice">Tylko u nas</span> <span class="item_category"> Motoryzacja </span> </div> <h3 class="item_title"> Renault Espace – SUV dla rodziny </h3> <div class="item_date"> <time class="item_time" datetime="2024-08-13T05:30:00.000Z"> 13.08.2024 </time> <span class="item_author"> Jarosław Horodecki </span> </div> </div> </a> <a href="https://businessinsider.com.pl/poradnik-finansowy/ubezpieczenia/srednia-skladka-za-oc-i-ac-w-warszawie-wcale-nie-jest-najdrozej/8fvvhf1" class="list-item list-item item--l item--l--vertical" > <div class="item_image-container"> <picture> <source srcset="https://ocdn.eu/pulscms-transforms/1/7j5k9kpTURBXy8yMTc1NDM2NTkwODQwNmJhOTEyNjcyODQ3NDBkMjI3Zi5qcGeSlQMAzHzND6LNCMyTBc0Bqczv3gACoTAGoTEB" type="image/avif"> <source srcset="https://ocdn.eu/pulscms-transforms/1/_3Gk9kpTURBXy8yMTc1NDM2NTkwODQwNmJhOTEyNjcyODQ3NDBkMjI3Zi5qcGeSlQMAzHzND6LNCMyTBc0Bqczv3gACoTAFoTEB" type="image/webp"> <img class="item-image" width="425" height="239" loading="lazy" alt="Średnia składka za OC i AC. W Warszawie wcale nie jest najdrożej" src="https://ocdn.eu/pulscms-transforms/1/0cqk9kpTURBXy8yMTc1NDM2NTkwODQwNmJhOTEyNjcyODQ3NDBkMjI3Zi5qcGeSlQMAzHzND6LNCMyTBc0Bqczv3gACoTABoTEB"> </picture> </div> <div class="item_description"> <div class="item_taxonomy"> <span class="item_category"> Ubezpieczenia </span> </div> <h3 class="item_title"> Średnia składka za OC i AC. W Warszawie wcale nie jest najdrożej </h3> <div class="item_date"> <time class="item_time" datetime="2024-08-12T13:56:11.000Z"> 12.08.2024 </time> <span class="item_author"> PBed </span> </div> </div> </a> <a href="https://businessinsider.com.pl/poradnik-finansowy/ubezpieczenia/miasta-z-najdrozszym-oc-tutaj-ludzie-placa-najwiecej/klb91t5" class="list-item list-item item--l item--l--vertical" > <div class="item_image-container"> <picture> <source srcset="https://ocdn.eu/pulscms-transforms/1/LSzk9kpTURBXy8xNTZlNTZjMGYwNjZkZGU1ZDgxMzRjZjAxZjU1YzM0Ny5wbmeSlQMAH80D6M0CM5MFzQGpzO_eAAKhMAahMQE" type="image/avif"> <source srcset="https://ocdn.eu/pulscms-transforms/1/ddgk9kpTURBXy8xNTZlNTZjMGYwNjZkZGU1ZDgxMzRjZjAxZjU1YzM0Ny5wbmeSlQMAH80D6M0CM5MFzQGpzO_eAAKhMAWhMQE" type="image/webp"> <img class="item-image" width="425" height="239" loading="lazy" alt="Miasta z najdroższym OC - tutaj ludzie płacą najwięcej" src="https://ocdn.eu/pulscms-transforms/1/-89k9kpTURBXy8xNTZlNTZjMGYwNjZkZGU1ZDgxMzRjZjAxZjU1YzM0Ny5wbmeSlQMAH80D6M0CM5MFzQGpzO_eAAKhMAGhMQE"> </picture> </div> <div class="item_description"> <div class="item_taxonomy"> <span class="item_category"> Ubezpieczenia </span> </div> <h3 class="item_title"> Miasta z najdroższym OC - tutaj ludzie płacą najwięcej </h3> <div class="item_date"> <time class="item_time" datetime="2024-08-08T08:08:16.000Z"> 08.08.2024 </time> <span class="item_author"> PBed </span> </div> </div> </a> <a href="https://businessinsider.com.pl/poradnik-finansowy/ubezpieczenia/oc-dla-mlodych-kierowcow-ile-zaplaca-w-lipcu-2024/c5mgew4" class="list-item list-item item--l item--l--vertical" > <div class="item_image-container"> <picture> <source srcset="https://ocdn.eu/pulscms-transforms/1/l0lk9kpTURBXy8wMGY3NTMzZjIxNTEyODAzZjJkOWQ1YjA3ODJkZjFlYS5qcGeSlQMAzInNEZLNCeWTBc0Bqczv3gACoTAGoTEB" type="image/avif"> <source srcset="https://ocdn.eu/pulscms-transforms/1/vCvk9kpTURBXy8wMGY3NTMzZjIxNTEyODAzZjJkOWQ1YjA3ODJkZjFlYS5qcGeSlQMAzInNEZLNCeWTBc0Bqczv3gACoTAFoTEB" type="image/webp"> <img class="item-image" width="425" height="239" loading="lazy" alt="OC dla młodych kierowców - ile zapłacą w lipcu 2024?" src="https://ocdn.eu/pulscms-transforms/1/d65k9kpTURBXy8wMGY3NTMzZjIxNTEyODAzZjJkOWQ1YjA3ODJkZjFlYS5qcGeSlQMAzInNEZLNCeWTBc0Bqczv3gACoTABoTEB"> </picture> </div> <div class="item_description"> <div class="item_taxonomy"> <span class="item_category"> Ubezpieczenia </span> </div> <h3 class="item_title"> OC dla młodych kierowców - ile zapłacą w lipcu 2024? </h3> <div class="item_date"> <time class="item_time" datetime="2024-08-07T09:39:10.000Z"> 07.08.2024 </time> <span class="item_author"> PBed </span> </div> </div> </a> <a href="https://businessinsider.com.pl/technologie/motoryzacja/nissan-pokazal-chlodna-farbe-pomoze-obnizyc-temperature-auta/bjg03fb" class="list-item list-item item--l item--l--vertical" > <div class="item_image-container"> <picture> <source srcset="https://ocdn.eu/pulscms-transforms/1/qM1k9kpTURBXy9jYTYwM2Q2MTA1MzdlYzI4MDMyOTJjZTBlZmZiMTU0ZC5qcGeSlQMAAM0f1M0R7JMFzQGpzO_eAAKhMAahMQE" type="image/avif"> <source srcset="https://ocdn.eu/pulscms-transforms/1/SNZk9kpTURBXy9jYTYwM2Q2MTA1MzdlYzI4MDMyOTJjZTBlZmZiMTU0ZC5qcGeSlQMAAM0f1M0R7JMFzQGpzO_eAAKhMAWhMQE" type="image/webp"> <img class="item-image" width="425" height="239" loading="lazy" alt="Japoński producent aut opracowuje &quot;chłodną farbę&quot;, aby utrzymać kierowców w chłodzie" src="https://ocdn.eu/pulscms-transforms/1/BP4k9kpTURBXy9jYTYwM2Q2MTA1MzdlYzI4MDMyOTJjZTBlZmZiMTU0ZC5qcGeSlQMAAM0f1M0R7JMFzQGpzO_eAAKhMAGhMQE"> </picture> </div> <div class="item_description"> <div class="item_taxonomy"> <span class="item_category"> Motoryzacja </span> </div> <h3 class="item_title"> Japoński producent aut opracowuje &quot;chłodną farbę&quot;, aby utrzymać kierowców w chłodzie </h3> <div class="item_date"> <time class="item_time" datetime="2024-08-06T13:50:28.000Z"> 06.08.2024 </time> <span class="item_author"> PRus </span> </div> </div> </a> <a href="https://businessinsider.com.pl/technologie/motoryzacja/wojna-o-samochody-elektryczne-w-europie-rozpoczeta-chiny-wybieraja-te-kraje/28fgp3q" class="list-item list-item item--l item--l--vertical" > <div class="item_image-container"> <picture> <source srcset="https://ocdn.eu/pulscms-transforms/1/orTk9kpTURBXy9kNDcyNGUzMmZkNTZkNzkxOWRhOTYwNjljYzYwYWViOC5qcGeSlQMAzJ_NE-HNCy6TBc0Bqczv3gACoTAGoTEB" type="image/avif"> <source srcset="https://ocdn.eu/pulscms-transforms/1/6bKk9kpTURBXy9kNDcyNGUzMmZkNTZkNzkxOWRhOTYwNjljYzYwYWViOC5qcGeSlQMAzJ_NE-HNCy6TBc0Bqczv3gACoTAFoTEB" type="image/webp"> <img class="item-image" width="425" height="239" loading="lazy" alt="Wojna o inwestycje Chin w Europie rozpoczęta. Pekin wybiera te kraje" src="https://ocdn.eu/pulscms-transforms/1/r3Kk9kpTURBXy9kNDcyNGUzMmZkNTZkNzkxOWRhOTYwNjljYzYwYWViOC5qcGeSlQMAzJ_NE-HNCy6TBc0Bqczv3gACoTABoTEB"> </picture> </div> <div class="item_description"> <div class="item_taxonomy"> <span class="item_category"> Motoryzacja </span> </div> <h3 class="item_title"> Wojna o inwestycje Chin w Europie rozpoczęta. 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