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Strategy</span></a><a class="Button_button__30ukX Button_link__Slw7D Button_center__53qAB LegalSubNavigation_button__YNnk8 " target="_self" href="/legal/browser-support-policy" rel="noopener noreferrer external"><span class="Button_text__d9Ltb">Browser Support Policy</span></a><a class="Button_button__30ukX Button_link__Slw7D Button_center__53qAB LegalSubNavigation_button__YNnk8 " target="_self" href="/legal/mobile-operating-system-support-policy" rel="noopener noreferrer external"><span class="Button_text__d9Ltb">Mobile Operating System Support Policy</span></a><a class="Button_button__30ukX Button_link__Slw7D Button_center__53qAB LegalSubNavigation_button__YNnk8 " target="_self" href="/legal/credit-insights-terms-and-conditions" rel="noopener noreferrer external"><span class="Button_text__d9Ltb">Credit Insights</span></a></nav></div></section><div class="SimpleHero_simpleHero___AUaA primary light"><div class="Block_block__xuwlb Block_widthFull__w_Lw6 Block_primary__msYaF Block_textCenter__b99E8 Block_horizontalCenter__Ipvf0 Block_verticalMiddle__7339d Block_paddingHorizontalSmall__NJLk_ Block_paddingVerticalMedium__AGKd3 Block_marginHorizontalAuto__3Oijt Block_marginVerticalNone__C1sx6"><div class="Block_contentContainer__SKVP7"><div class="SimpleHero_tagWrapper__vyZPh"><div class="Tag_tag__vq_rC Tag_paleTeal__d_Ws7"><span>Version 1.8</span></div><div class="Tag_tag__vq_rC Tag_paleBlue__1MsmI"><span>Current Account</span></div></div><h1 class="Title_title__SEYIO Title_primary__ztUzQ Title_xlarge__6GWQU Title_center__U_7bz Title_addMargin___ly9N" id="fee-information">Fee information</h1><div class="Text_text__yIi78"><p>17th February 2025</p></div></div></div></div><div class="Section_container__ToDDs Section_section__vMEm_ Section_secondary__EAXP9 Section_auto__vLni6 Section_paddingtopnone__1hcpM"><div class="Section_contentContainer__AM_ay"><div class="Article_Article__rftHO"><div class="Article_tableOfContents__EhlZK Section_container__ToDDs Section_section__vMEm_ Section_secondary__EAXP9 Section_auto__vLni6 Section_desktopOnly__ISI3o"><div class="Section_contentContainer__AM_ay"><aside><nav><div class="Text_text__yIi78 Text_secondary__cVHbg Text_marginBottom__lTNIK"><p>Table of Contents</p></div><ul role="list"></ul></nav></aside></div></div><div class="Article_tableOfContents__EhlZK Section_container__ToDDs Section_section__vMEm_ Section_secondary__EAXP9 Section_auto__vLni6 Section_paddingnone___L3Po Section_mobileOnly__BtjwW"><div class="Section_contentContainer__AM_ay"><nav class="Article_tableOfContents__EhlZK"><details class="Details_Details__sA5dY"><summary><div class="Text_text__yIi78 Text_secondary__cVHbg"><p>Table of Contents</p></div><img class="undefined Icon_icon__QfSMz Icon_transparent__PlIcz Icon_medium__7w8iY" src="/images/icons/light/chevron.down.svg" aria-hidden="true" alt="" loading="lazy"/></summary><ul role="list"></ul></details></nav></div></div><article><div class="DocumentMarkdown_DocumentMarkdown__9qnpk"><h1 class="Title_title__SEYIO Title_primary__ztUzQ Title_xxlarge__g_Pef Title_left__yaXgz Title_addMargin___ly9N" id="fee-information"><strong>Fee information</strong></h1><div class="Text_text__yIi78"><p>These are the fees for using your Monzo current account.</p></div><div class="Text_text__yIi78"><p><strong>General account services</strong></p></div><div class="fi-box fi-color-a DocumentMarkdown_mdDiv__CLuBj" node="[object Object]">Maintaining the account: <b>£0</b></div><div class="fi-box fi-color-a DocumentMarkdown_mdDiv__CLuBj" node="[object Object]">Refusing a payment due to lack of funds: <b>£0</b></div><div class="fi-box fi-color-a DocumentMarkdown_mdDiv__CLuBj" node="[object Object]">Allowing a payment despite lack of funds: <b>£0</b></div><div class="Text_text__yIi78"><p><strong>Payments (excluding cards)</strong></p></div><div class="fi-box fi-color-a DocumentMarkdown_mdDiv__CLuBj" node="[object Object]">Direct Debit: <b>£0</b></div><div class="fi-box fi-color-a DocumentMarkdown_mdDiv__CLuBj" node="[object Object]">Standing Order: <b>£0</b></div><div class="fi-box fi-color-a DocumentMarkdown_mdDiv__CLuBj" node="[object Object]">Sending money within the UK: <b>£0</b></div><div class="fi-box fi-color-a DocumentMarkdown_mdDiv__CLuBj" node="[object Object]">Receiving GBP: <b>£0</b></div><div class="fi-box fi-color-b DocumentMarkdown_mdDiv__CLuBj" node="[object Object]">Receiving euros: <b>1% currency conversion fee (capped at £1,000) for payments you receive in euros and converted to pounds.</b></div><div class="fi-box DocumentMarkdown_mdDiv__CLuBj" node="[object Object]">We convert any payments you get in EUR to GBP before the money appears in your account. We’ll charge a 1% fee that’s capped at £1,000 for doing this.<br/>The person paying you will need your IBAN (International Bank Account Number), which you can find in your app. The vast majority (but not all) of these payments will come from bank accounts within Europe and through the SEPA Credit Transfer scheme.</div><div class="fi-box fi-color-b DocumentMarkdown_mdDiv__CLuBj" node="[object Object]">Receiving a payment in a foreign currency that is not GBP or euros: <b>1% currency conversion fee (capped at £1,000) for payments received by you and converted to pounds. Effective as of 30 January 2024.</b></div><div class="fi-box DocumentMarkdown_mdDiv__CLuBj" node="[object Object]">We convert any payments you get in these currencies to GBP before the money appears in your account. We’ll charge a 1% fee that’s capped at £1,000 for doing this.<br/>The payer will need your IBAN (International Bank Account Number), which you can find in your app.<br/>You may have to pay other costs, taxes or charges related to your Monzo account, which are outside of our control and not charged by us. For example, other banks may charge you for sending money to your Monzo account.</div><div class="fi-box fi-color-b DocumentMarkdown_mdDiv__CLuBj" node="[object Object]">Sending a payment in a foreign currency: Our fee is made up of a fixed amount and a variable amount and it will depend on where you are sending the payment and in what currency. The fixed amount will be between <b>£0.50 and £2.68</b> and the variable amount will be between <b>0% and 1.30%.</b> You can find a breakdown of how the charges are calculated <a href="https://monzo.com/legal/files/international-payments/international-fees-document-1.0.pdf">here</a>.</div><div class="fi-box DocumentMarkdown_mdDiv__CLuBj" node="[object Object]">We use a third party exchange rate which is provided by a third party and is usually the mid market rate. You’ll always see the exchange rate and the exact charge which will apply in your app before making an international payment.<br/>When we are unable to support a currency: <b>See <a href="https://wise.com/">Wise</a> for details</b></div><div class="Text_text__yIi78"><p><strong>Cards and cash</strong></p></div><div class="fi-box fi-color-a DocumentMarkdown_mdDiv__CLuBj" node="[object Object]">Issuing a debit card: <b>£0</b></div><div class="Text_text__yIi78"><p><strong>If you meet the criteria listed at the end of this document</strong></p></div><div class="fi-box fi-color-a DocumentMarkdown_mdDiv__CLuBj" node="[object Object]">Cash withdrawal in pounds in the UK: <b>£0</b></div><div class="fi-box fi-color-a DocumentMarkdown_mdDiv__CLuBj" node="[object Object]">Cash withdrawal in foreign currency in the European Economic Area (EEA): <b>£0</b></div><div class="fi-box fi-color-c DocumentMarkdown_mdDiv__CLuBj" node="[object Object]">Cash withdrawal in foreign currency outside of the European Economic Area (EEA): <b>First £200 in a rolling 30-day period free, 3% after that</b></div><div class="Text_text__yIi78"><p><b>If you don't meet the criteria listed at the end of this document</b></p></div><br/><div class="fi-box fi-color-c DocumentMarkdown_mdDiv__CLuBj" node="[object Object]">Cash withdrawal in the UK or European Economic Area (EEA): <b>First £400 in a rolling 30-day period free, 3% after that</b></div><div class="fi-box fi-color-c DocumentMarkdown_mdDiv__CLuBj" node="[object Object]">Cash withdrawal in foreign currency outside of the European Economic Area (EEA): <b>First £200 in a rolling 30-day period free, 3% after that</b></div><div class="fi-box fi-color-a DocumentMarkdown_mdDiv__CLuBj" node="[object Object]">Debit card payment in pounds: <b>£0</b></div><div class="fi-box fi-color-a DocumentMarkdown_mdDiv__CLuBj" node="[object Object]">Debit card payment in foreign currency: <b>£0</b></div><div class="Text_text__yIi78"><p><strong>Overdrafts and related services</strong></p></div><div class="fi-box fi-color-b DocumentMarkdown_mdDiv__CLuBj" node="[object Object]">Arranged overdraft: <b>Your interest rate is set out in your Overdraft Agreement</b></div><div class="fi-box fi-color-a DocumentMarkdown_mdDiv__CLuBj" node="[object Object]"><b>Unarranged overdraft: £0</b></div><div class="Text_text__yIi78"><p><strong>Other services</strong></p></div><div class="fi-box fi-color-a DocumentMarkdown_mdDiv__CLuBj" node="[object Object]">Cancelling a cheque: <b>Not applicable</b></div><div class="Text_text__yIi78"><p><strong>Package of services</strong></p></div><div class="Text_text__yIi78"><p><strong>Not applicable</strong></p></div><div class="fi-box DocumentMarkdown_mdDiv__CLuBj" node="[object Object]">Services beyond these quantities will be charged separately</div><div class="Text_text__yIi78"><p><strong>Information on additional services</strong></p></div><div class="Text_text__yIi78"><p>Information on fees for services exceeding the quantity of services covered by the package of services (excluding fees listed above)</p></div><div class="Text_text__yIi78"><p>Charge for a replacement debit card in the UK:</p></div><div class="fi-box fi-color-a DocumentMarkdown_mdDiv__CLuBj" node="[object Object]">We don’t charge a fee for replacing cards which have been stolen, frauded or which have expired.</div><div class="fi-box fi-color-c DocumentMarkdown_mdDiv__CLuBj" node="[object Object]"><b>If you meet the criteria listed at the end of this document</b> You’ll get 2 free replacement Monzo cards per account per year for any reason. After that, we’ll charge you a £5 fee to replace cards which haven’t been stolen, frauded or expired.</div><br/><div class="fi-box fi-color-b DocumentMarkdown_mdDiv__CLuBj" node="[object Object]"><b>If you don’t meet the criteria listed at the end of this document</b> We’ll charge you a £5 fee to replace cards which haven’t been stolen, frauded or expired.</div><div class="fi-box fi-color-c DocumentMarkdown_mdDiv__CLuBj" node="[object Object]">Charge for a replacement debit card outside the UK: <b>£30 in all circumstances</b></div><div class="fi-box fi-color-c DocumentMarkdown_mdDiv__CLuBj" node="[object Object]">Cash deposit: <b>£1 per deposit to pay in cash at any PayPoint or Post Office branch</b></div><div class="Text_text__yIi78"><p><strong>Our replacement card and ATM fee criteria</strong></p></div><div class="Text_text__yIi78"><p>We consider you to be meeting the criteria for bigger cash and card allowances if you meet at least one of the criteria below:</p></div><ul><li><div class="Text_text__yIi78"><p>At least £500 was paid into a Monzo account in your name over the last rolling 35-day period, and you have at least one active Direct Debit on the same account in the same period.</p></div></li><li><div class="Text_text__yIi78"><p>You’ve received an eligible Department of Work and Pensions or a Department for Communities’ payment into a Monzo account in your name over the last rolling 35-day period.</p></div></li><li><div class="Text_text__yIi78"><p>You’ve received a student loan payment into a Monzo account in your name over the last rolling 8-month period.</p></div></li><li><div class="Text_text__yIi78"><p>You’re sharing a Monzo Joint Account with someone who has done at least one of the above.</p></div></li></ul><div class="Text_text__yIi78"><p><strong>What is an eligible Department of Work and Pensions (DWP) or Department of Communities' (DFC) Payment?</strong></p></div><div class="Text_text__yIi78"><p>We will match payments that you receive from accounts that we know are used by DWP and DFC. If you receive a DWP or DFC payment which you think we have not detected then please contact us to apply for higher limits. You can find out more about how to apply for higher limits and which accounts we will automatically match in our <a href="https://monzo.com/help/account-and-profile/How-we-identify-DWP-DFC-payments/">help article</a>.</p></div></div><div class="DocumentVersions_DocumentVersions__JP0t5 legal_hideInWebview___70mm"><div class="Text_text__yIi78 Text_marginBottom__lTNIK"><p>Past versions</p></div><div class="DocumentVersions_innerContainer__qCs9a DocumentVersions_threeOrMore__JLQV5"><a class="DocumentVersions_nextLink__YqMPx" href="/legal/fee-information/version-1-8/"><div class="DocumentVersions_linkContainer__ReXH8"><p>Version 1.8</p><img class="undefined Icon_icon__QfSMz Icon_forceLightMode__hUEl2 Icon_transparent__PlIcz Icon_small__Bfh36" src="/images/icons/light/chevron-blue.svg" aria-hidden="true" alt="" loading="lazy"/></div></a><a class="DocumentVersions_nextLink__YqMPx" href="/legal/fee-information/version-1-7/"><div class="DocumentVersions_linkContainer__ReXH8"><p>Version 1.7</p><img class="undefined Icon_icon__QfSMz Icon_forceLightMode__hUEl2 Icon_transparent__PlIcz Icon_small__Bfh36" src="/images/icons/light/chevron-blue.svg" aria-hidden="true" alt="" loading="lazy"/></div></a><a class="DocumentVersions_nextLink__YqMPx" href="/legal/fee-information/version-1-6/"><div class="DocumentVersions_linkContainer__ReXH8"><p>Version 1.6</p><img class="undefined Icon_icon__QfSMz Icon_forceLightMode__hUEl2 Icon_transparent__PlIcz Icon_small__Bfh36" src="/images/icons/light/chevron-blue.svg" aria-hidden="true" alt="" loading="lazy"/></div></a><a class="DocumentVersions_nextLink__YqMPx" href="/legal/fee-information/version-1-5/"><div class="DocumentVersions_linkContainer__ReXH8"><p>Version 1.5</p><img class="undefined Icon_icon__QfSMz Icon_forceLightMode__hUEl2 Icon_transparent__PlIcz Icon_small__Bfh36" src="/images/icons/light/chevron-blue.svg" aria-hidden="true" alt="" loading="lazy"/></div></a><a class="DocumentVersions_nextLink__YqMPx" href="/legal/fee-information/version-1-4/"><div class="DocumentVersions_linkContainer__ReXH8"><p>Version 1.4</p><img class="undefined Icon_icon__QfSMz Icon_forceLightMode__hUEl2 Icon_transparent__PlIcz Icon_small__Bfh36" src="/images/icons/light/chevron-blue.svg" aria-hidden="true" alt="" loading="lazy"/></div></a><a class="DocumentVersions_nextLink__YqMPx" href="/legal/fee-information/version-1-3/"><div class="DocumentVersions_linkContainer__ReXH8"><p>Version 1.3</p><img class="undefined Icon_icon__QfSMz Icon_forceLightMode__hUEl2 Icon_transparent__PlIcz Icon_small__Bfh36" src="/images/icons/light/chevron-blue.svg" aria-hidden="true" alt="" loading="lazy"/></div></a><a class="DocumentVersions_nextLink__YqMPx" href="/legal/fee-information/version-1-2/"><div class="DocumentVersions_linkContainer__ReXH8"><p>Version 1.2</p><img class="undefined Icon_icon__QfSMz Icon_forceLightMode__hUEl2 Icon_transparent__PlIcz Icon_small__Bfh36" src="/images/icons/light/chevron-blue.svg" aria-hidden="true" alt="" loading="lazy"/></div></a><a class="DocumentVersions_nextLink__YqMPx" href="/legal/fee-information/version-1-1/"><div class="DocumentVersions_linkContainer__ReXH8"><p>Version 1.1</p><img class="undefined Icon_icon__QfSMz Icon_forceLightMode__hUEl2 Icon_transparent__PlIcz Icon_small__Bfh36" src="/images/icons/light/chevron-blue.svg" aria-hidden="true" alt="" loading="lazy"/></div></a><a class="DocumentVersions_nextLink__YqMPx" href="/legal/fee-information/version-1-0/"><div class="DocumentVersions_linkContainer__ReXH8"><p>Version 1.0</p><img class="undefined Icon_icon__QfSMz Icon_forceLightMode__hUEl2 Icon_transparent__PlIcz Icon_small__Bfh36" src="/images/icons/light/chevron-blue.svg" aria-hidden="true" alt="" loading="lazy"/></div></a></div></div><div class="Block_block__xuwlb Block_transparent__Rd3Yj Block_textLeft__uCVdg Block_paddingHorizontalNone__YeBoC Block_paddingVerticalLarge__i0YOU Block_marginHorizontalAuto__3Oijt 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Our address is Broadwalk House, 5 Appold St, London EC2A 2AG.</small></p></div></div></div></div></div><script id="__NEXT_DATA__" type="application/json">{"props":{"pageProps":{"documentId":"fee-information","content":"\n\u003c!-- \n color-a: green - no fees/free\n color-b: yellow - fees apply\n color-c: blue - free up to a limit, then fees apply\n--\u003e\n\n# **Fee information**\n\nThese are the fees for using your Monzo current account.\n\n**General account services**\n\n\u003cdiv class=\"fi-box fi-color-a\"\u003eMaintaining the account: \u003cb\u003e£0\u003c/b\u003e\u003c/div\u003e\n\n\u003cdiv class=\"fi-box fi-color-a\"\u003eRefusing a payment due to lack of funds: \u003cb\u003e£0\u003c/b\u003e\u003c/div\u003e\n\n\u003cdiv class=\"fi-box fi-color-a\"\u003eAllowing a payment despite lack of funds: \u003cb\u003e£0\u003c/b\u003e\u003c/div\u003e\n\n**Payments (excluding cards)**\n\n\u003cdiv class=\"fi-box fi-color-a\"\u003eDirect Debit: \u003cb\u003e£0\u003c/b\u003e\u003c/div\u003e\n\n\u003cdiv class=\"fi-box fi-color-a\"\u003eStanding Order: \u003cb\u003e£0\u003c/b\u003e\u003c/div\u003e\n\n\u003cdiv class=\"fi-box fi-color-a\"\u003eSending money within the UK: \u003cb\u003e£0\u003c/b\u003e\u003c/div\u003e\n\n\u003cdiv class=\"fi-box fi-color-a\"\u003eReceiving GBP: \u003cb\u003e£0\u003c/b\u003e\u003c/div\u003e\n\n\u003cdiv class=\"fi-box fi-color-b\"\u003eReceiving euros: \u003cb\u003e1% currency conversion fee (capped at £1,000) for payments you receive in euros and converted to pounds.\u003c/b\u003e\u003c/div\u003e\n\n\u003cdiv class=\"fi-box\"\u003e\nWe convert any payments you get in EUR to GBP before the money appears in your account. We’ll charge a 1% fee that’s capped at £1,000 for doing this.\n\u003cbr/\u003e\nThe person paying you will need your IBAN (International Bank Account Number), which you can find in your app. The vast majority (but not all) of these payments will come from bank accounts within Europe and through the SEPA Credit Transfer scheme.\n\u003c/div\u003e\n\n\u003cdiv class=\"fi-box fi-color-b\"\u003eReceiving a payment in a foreign currency that is not GBP or euros: \u003cb\u003e1% currency conversion fee (capped at £1,000) for payments received by you and converted to pounds. Effective as of 30 January 2024.\u003c/b\u003e\u003c/div\u003e\n\n\u003cdiv class=\"fi-box\"\u003e\nWe convert any payments you get in these currencies to GBP before the money appears in your account. We’ll charge a 1% fee that’s capped at £1,000 for doing this.\n\u003cbr/\u003e\nThe payer will need your IBAN (International Bank Account Number), which you can find in your app.\n\u003cbr/\u003e\nYou may have to pay other costs, taxes or charges related to your Monzo account, which are outside of our control and not charged by us. For example, other banks may charge you for sending money to your Monzo account.\n\u003c/div\u003e\n\n\u003cdiv class=\"fi-box fi-color-b\"\u003e\nSending a payment in a foreign currency: Our fee is made up of a fixed amount and a variable amount and it will depend on where you are sending the payment and in what currency. The fixed amount will be between \u003cb\u003e£0.50 and £2.68\u003c/b\u003e and the variable amount will be between \u003cb\u003e0% and 1.30%.\u003c/b\u003e You can find a breakdown of how the charges are calculated \u003ca href=\"https://monzo.com/legal/files/international-payments/international-fees-document-1.0.pdf\"\u003ehere\u003c/a\u003e.\n\u003c/div\u003e\n\n\u003cdiv class=\"fi-box\"\u003e\nWe use a third party exchange rate which is provided by a third party and is usually the mid market rate. You’ll always see the exchange rate and the exact charge which will apply in your app before making an international payment.\n\u003cbr/\u003e\nWhen we are unable to support a currency: \u003cb\u003eSee \u003ca href=\"https://wise.com/\"\u003eWise\u003c/a\u003e for details\u003c/b\u003e\n\u003c/div\u003e\n\n**Cards and cash**\n\n\u003cdiv class=\"fi-box fi-color-a\"\u003eIssuing a debit card: \u003cb\u003e£0\u003c/b\u003e\u003c/div\u003e\n\n**If you meet the criteria listed at the end of this document**\n\n\u003cdiv class=\"fi-box fi-color-a\"\u003eCash withdrawal in pounds in the UK: \u003cb\u003e£0\u003c/b\u003e\u003c/div\u003e\n\n\u003cdiv class=\"fi-box fi-color-a\"\u003eCash withdrawal in foreign currency in the European Economic Area (EEA): \u003cb\u003e£0\u003c/b\u003e\u003c/div\u003e\n\n\u003cdiv class=\"fi-box fi-color-c\"\u003eCash withdrawal in foreign currency outside of the European Economic Area (EEA): \u003cb\u003eFirst £200 in a rolling 30-day period free, 3% after that\u003c/b\u003e\u003c/div\u003e\n\n\u003cb\u003eIf you don't meet the criteria listed at the end of this document\u003c/b\u003e\n\n\u003c/br\u003e\n\n\u003cdiv class=\"fi-box fi-color-c\"\u003e\nCash withdrawal in the UK or European Economic Area (EEA): \u003cb\u003eFirst £400 in a rolling 30-day period free, 3% after that\u003c/b\u003e\n\u003c/div\u003e\n\n\u003cdiv class=\"fi-box fi-color-c\"\u003e\nCash withdrawal in foreign currency outside of the European Economic Area (EEA): \u003cb\u003eFirst £200 in a rolling 30-day period free, 3% after that\u003c/b\u003e\n\u003c/div\u003e\n\n\u003cdiv class=\"fi-box fi-color-a\"\u003eDebit card payment in pounds: \u003cb\u003e£0\u003c/b\u003e\u003c/div\u003e\n\n\u003cdiv class=\"fi-box fi-color-a\"\u003eDebit card payment in foreign currency: \u003cb\u003e£0\u003c/b\u003e\u003c/div\u003e\n\n**Overdrafts and related services**\n\n\u003cdiv class=\"fi-box fi-color-b\"\u003e\nArranged overdraft: \u003cb\u003eYour interest rate is set out in your Overdraft Agreement\u003c/b\u003e\n\u003c/div\u003e\n\n\u003cdiv class=\"fi-box fi-color-a\"\u003e\u003cb\u003eUnarranged overdraft: £0\u003c/b\u003e\u003c/div\u003e\n\n**Other services**\n\n\u003cdiv class=\"fi-box fi-color-a\"\u003e\nCancelling a cheque: \u003cb\u003eNot applicable\u003c/b\u003e\n\u003c/div\u003e\n\n**Package of services**\n\n**Not applicable**\n\n\u003cdiv class=\"fi-box\"\u003e\nServices beyond these quantities will be charged separately\n\u003c/div\u003e\n\n**Information on additional services**\n\nInformation on fees for services exceeding the quantity of services covered by the package of services (excluding fees listed above)\n\nCharge for a replacement debit card in the UK:\n\u003cdiv class=\"fi-box fi-color-a\"\u003e\nWe don’t charge a fee for replacing cards which have been stolen, frauded or which have expired.\n\u003c/div\u003e\n\n\u003cdiv class=\"fi-box fi-color-c\"\u003e\n\u003cb\u003eIf you meet the criteria listed at the end of this document\u003c/b\u003e You’ll get 2 free replacement Monzo cards per account per year for any reason. After that, we’ll charge you a £5 fee to replace cards which haven’t been stolen, frauded or expired.\n\u003c/div\u003e\n\u003c/br\u003e\n\u003cdiv class=\"fi-box fi-color-b\"\u003e\n\u003cb\u003eIf you don’t meet the criteria listed at the end of this document\u003c/b\u003e We’ll charge you a £5 fee to replace cards which haven’t been stolen, frauded or expired.\n\u003c/div\u003e\n\n\u003cdiv class=\"fi-box fi-color-c\"\u003e\nCharge for a replacement debit card outside the UK: \u003cb\u003e£30 in all circumstances\u003c/b\u003e\n\u003c/div\u003e\n\n\u003cdiv class=\"fi-box fi-color-c\"\u003e\nCash deposit: \u003cb\u003e£1 per deposit to pay in cash at any PayPoint or Post Office branch\u003c/b\u003e\n\u003c/div\u003e\n\n**Our replacement card and ATM fee criteria**\n\nWe consider you to be meeting the criteria for bigger cash and card allowances if you meet at least one of the criteria below:\n\n- At least £500 was paid into a Monzo account in your name over the last rolling 35-day period, and you have at least one active Direct Debit on the same account in the same period.\n\n- You’ve received an eligible Department of Work and Pensions or a Department for Communities’ payment into a Monzo account in your name over the last rolling 35-day period.\n\n- You’ve received a student loan payment into a Monzo account in your name over the last rolling 8-month period.\n\n- You’re sharing a Monzo Joint Account with someone who has done at least one of the above.\n\n**What is an eligible Department of Work and Pensions (DWP) or Department of Communities' (DFC) Payment?**\n\nWe will match payments that you receive from accounts that we know are used by DWP and DFC. If you receive a DWP or DFC payment which you think we have not detected then please contact us to apply for higher limits. You can find out more about how to apply for higher limits and which accounts we will automatically match in our [help article](https://monzo.com/help/account-and-profile/How-we-identify-DWP-DFC-payments/).","data":{"context":"default","title":"Fee information","type":"Current Account","version":"1.8","pdf":"/legal/files/fee-information/version-1-8/fee-information-version-1.8.pdf","date":"17th February 2025","noindex":true},"explicitlyRequestedVersion":null,"versions":[{"label":"Version 1.8","href":"../legal/fee-information/version-1-8"},{"label":"Version 1.7","href":"../legal/fee-information/version-1-7"},{"label":"Version 1.6","href":"../legal/fee-information/version-1-6"},{"label":"Version 1.5","href":"../legal/fee-information/version-1-5"},{"label":"Version 1.4","href":"../legal/fee-information/version-1-4"},{"label":"Version 1.3","href":"../legal/fee-information/version-1-3"},{"label":"Version 1.2","href":"../legal/fee-information/version-1-2"},{"label":"Version 1.1","href":"../legal/fee-information/version-1-1"},{"label":"Version 1.0","href":"../legal/fee-information/version-1-0"}],"scripts":[]},"__N_SSG":true},"page":"/legal/[...documentId]","query":{"documentId":["fee-information"]},"buildId":"Qf6t_ZtsHbrg7eX9eLHpN","isFallback":false,"gsp":true,"scriptLoader":[]}</script></body></html>