CINXE.COM

<!doctype html><html lang="de"><head><meta charset="utf-8"> <title> Default HubSpot Blog </title> <meta name="description" content=""> <link rel="shortcut icon" href="https://www.dock.financial/hubfs/D-Logo_256px.png"> <script> dataLayer = []; dataLayer.push({'content.publish_date': "2023-11-17"}); dataLayer.push({'content.modified_date': "2023-11-20"}); dataLayer.push({'content.topic_list': ""}); dataLayer.push({'content.campaign_name': ""}); </script><meta name="viewport" content="width=device-width, initial-scale=1"> <script src="/hs/hsstatic/jquery-libs/static-1.1/jquery/jquery-1.7.1.js"></script> <script>hsjQuery = window['jQuery'];</script> <meta property="og:description" content=""> <meta property="og:title" content="Default HubSpot Blog"> <meta name="twitter:description" content=""> <meta name="twitter:title" content="Default HubSpot Blog"> <style> a.cta_button{-moz-box-sizing:content-box !important;-webkit-box-sizing:content-box !important;box-sizing:content-box !important;vertical-align:middle}.hs-breadcrumb-menu{list-style-type:none;margin:0px 0px 0px 0px;padding:0px 0px 0px 0px}.hs-breadcrumb-menu-item{float:left;padding:10px 0px 10px 10px}.hs-breadcrumb-menu-divider:before{content:'›';padding-left:10px}.hs-featured-image-link{border:0}.hs-featured-image{float:right;margin:0 0 20px 20px;max-width:50%}@media (max-width: 568px){.hs-featured-image{float:none;margin:0;width:100%;max-width:100%}}.hs-screen-reader-text{clip:rect(1px, 1px, 1px, 1px);height:1px;overflow:hidden;position:absolute !important;width:1px} </style> <link rel="stylesheet" href="https://www.dock.financial/hs-fs/hub/5375376/hub_generated/module_assets/136806089303/1702320701530/module_136806089303_Footer.min.css"> <style>/* Loaded asset: /src/css/templates/template.css *//* Loaded asset: /src/css/app.css */html,body,div,span,applet,object,iframe,h1,h2,h3,h4,h5,h6,p,blockquote,pre,a,abbr,acronym,address,big,cite,code,del,dfn,em,img,ins,kbd,q,s,samp,small,strike,strong,sub,sup,tt,var,b,u,i,center,dl,dt,dd,ol,ul,li,fieldset,form,label,legend,table,caption,tbody,tfoot,thead,tr,th,td,article,aside,canvas,details,embed,figure,figcaption,footer,header,hgroup,menu,nav,output,ruby,section,summary,time,mark,audio,video{margin:0;padding:0;border:0;font-size:100%;font:inherit;vertical-align:baseline}article,aside,details,figcaption,figure,footer,header,hgroup,menu,nav,section{display:block}body{line-height:1}ol,ul{list-style:none}blockquote,q{quotes:none}blockquote:before,blockquote:after,q:before,q:after{content:"";content:none}table{border-collapse:collapse;border-spacing:0}.hs-inline-edit #onetrust-consent-sdk{display:none}#onetrust-consent-sdk #onetrust-banner-sdk{box-shadow:none !important;border-top:1px solid rgba(191,191,191,.2) !important}#onetrust-consent-sdk #onetrust-banner-sdk a{color:var(--link-color);transition:color var(--duration-default);text-decoration:underline;text-decoration:underline var(--link-color-hover) calc(.05em + .05rem);text-underline-offset:calc(.2em + .1rem);-webkit-text-decoration-line:underline !important;-webkit-text-decoration-color:var(--link-color-hover)}#onetrust-consent-sdk #onetrust-banner-sdk a:hover{color:var(--link-color-hover)}#onetrust-consent-sdk #onetrust-banner-sdk .ot-sdk-container{width:100%;padding:0 !important}#onetrust-consent-sdk #onetrust-banner-sdk .ot-sdk-row{display:flex !important;align-items:center !important;flex-wrap:wrap !important;gap:1.2rem 6rem !important;max-width:152.8rem !important;margin-left:auto !important;margin-right:auto !important;padding:1.2rem 2.4rem !important;box-sizing:border-box !important}#onetrust-consent-sdk #onetrust-banner-sdk #onetrust-group-container{width:auto !important;flex:1000 1 50rem}#onetrust-consent-sdk #onetrust-banner-sdk #onetrust-policy{margin:0 !important}#onetrust-consent-sdk #onetrust-banner-sdk #onetrust-policy-text{margin:0 !important;font-size:1.3rem !important}#onetrust-consent-sdk #onetrust-banner-sdk #onetrust-policy-text a{margin-left:0 !important}#onetrust-consent-sdk #onetrust-banner-sdk #onetrust-button-group-parent{flex:1 0 auto !important;position:static !important;width:auto !important;max-width:100% !important;margin:0 !important;padding:0 !important;transform:none !important}#onetrust-consent-sdk #onetrust-banner-sdk #onetrust-button-group{display:flex !important;gap:1rem !important;flex-wrap:wrap !important;width:auto !important;margin-right:0 !important}#onetrust-consent-sdk *{animation-duration:0ms !important;transition-duration:0ms !important;box-sizing:border-box !important}#onetrust-consent-sdk *:focus{outline:-webkit-focus-ring-color auto 1px !important}#onetrust-consent-sdk a{--link-color: var(--color-dark) !important;--link-color-hover: var(--color-brand) !important;color:var(--link-color) !important;transition:color var(--duration-default) !important;text-decoration:underline !important;text-decoration:underline var(--link-color-hover) calc(.05em + .05rem) !important;text-underline-offset:calc(.2em + .1rem) !important;-webkit-text-decoration-line:underline !important;-webkit-text-decoration-color:var(--link-color-hover) !important}#onetrust-consent-sdk a:hover{color:var(--link-color-hover) !important}#onetrust-consent-sdk h1,#onetrust-consent-sdk h2,#onetrust-consent-sdk h3,#onetrust-consent-sdk h4,#onetrust-consent-sdk h5{color:var(--color-dark) !important}#onetrust-consent-sdk #ot-category-title{margin-top:2em !important;margin-bottom:.5em !important;padding:0 !important}#onetrust-consent-sdk #onetrust-pc-sdk{display:flex;flex-direction:column}#onetrust-consent-sdk #onetrust-pc-sdk .ot-pc-scrollbar::-webkit-scrollbar{width:1rem !important;scrollbar-width:revert}#onetrust-consent-sdk #onetrust-pc-sdk .ot-pc-header{display:flex;padding-right:1rem;height:auto}#onetrust-consent-sdk #onetrust-pc-sdk #ot-pc-content{position:static !important;margin:0 !important;padding:0 var(--wrapper-padding) 2rem !important;width:100% !important}#onetrust-consent-sdk #onetrust-pc-sdk #close-pc-btn-handler.ot-close-icon{width:4rem !important;height:4rem !important;margin-left:auto !important;background-image:url("https://www.netguru.com/hubfs/_N19%20Modules/Icons/Components/cross.svg") !important;background-position:center !important;background-repeat:no-repeat !important;background-size:1.6rem !important;border-radius:.2rem !important}#onetrust-consent-sdk #onetrust-pc-sdk #close-pc-btn-handler.ot-close-icon:hover{background-color:var(--color-gray-ultralight)}#onetrust-consent-sdk #onetrust-pc-sdk .ot-switch-nob:before{left:1px !important}#onetrust-consent-sdk #onetrust-pc-sdk .ot-tgl input:checked+.ot-switch .ot-switch-nob:before{transform:translateX(2rem) !important}#onetrust-consent-sdk .privacy-notice-link{width:fit-content !important;font-weight:bold !important}#onetrust-consent-sdk .ot-always-active{color:var(--color-dark) !important}#onetrust-consent-sdk #ot-pc-desc{margin-bottom:1rem}#onetrust-consent-sdk .ot-pc-footer{flex:none !important;position:static !important;max-height:none !important}#onetrust-consent-sdk .ot-btn-container{display:grid;grid-template-columns:repeat(auto-fit, minmax(10em, 1fr));gap:1rem;margin-left:0 !important;margin-right:0 !important;padding:1rem var(--wrapper-padding)}#onetrust-consent-sdk .ot-acc-hdr{padding:1rem .6rem .7rem 1.6rem !important;box-sizing:border-box}#onetrust-consent-sdk .ot-cat-header{margin:0 !important;padding:0 !important}#onetrust-consent-sdk .ot-acc-grpcntr{background:none !important}#onetrust-consent-sdk .ot-acc-grpdesc{padding:0 1.6rem 1rem !important}#onetrust-consent-sdk #onetrust-button-group button,#onetrust-consent-sdk .ot-btn-container button,#onetrust-consent-sdk #accept-recommended-btn-handler{flex:none !important;margin:0 !important;width:auto !important;min-width:10em !important;padding:.7em 1.4em !important;border:none !important;border-radius:.4rem;font-size:1.3rem !important;font-weight:bold !important;letter-spacing:0;line-height:1.5 !important;transition-duration:var(--duration-default) !important;transition-property:box-shadow !important}#onetrust-consent-sdk #onetrust-button-group button:not([disabled]):hover,#onetrust-consent-sdk #onetrust-button-group button:not([disabled]):focus,#onetrust-consent-sdk .ot-btn-container button:not([disabled]):hover,#onetrust-consent-sdk .ot-btn-container button:not([disabled]):focus,#onetrust-consent-sdk #accept-recommended-btn-handler:not([disabled]):hover,#onetrust-consent-sdk #accept-recommended-btn-handler:not([disabled]):focus{box-shadow:0 0 100vw rgba(18,18,18,.2) inset !important;opacity:1 !important}#onetrust-consent-sdk #onetrust-button-group #onetrust-pc-btn-handler{flex-grow:100 !important;border:1px solid var(--color-gray-light) !important;color:var(--color-dark) !important;transition-property:border-color,color !important}#onetrust-consent-sdk #onetrust-button-group #onetrust-pc-btn-handler:not([disabled]):hover,#onetrust-consent-sdk #onetrust-button-group #onetrust-pc-btn-handler:not([disabled]):focus{border-color:var(--color-brand) !important;color:var(--color-brand) !important;box-shadow:none !important}#onetrust-consent-sdk #onetrust-button-group button{flex-grow:1 !important}#onetrust-consent-sdk #ot-sdk-btn-floating::before,#onetrust-consent-sdk #ot-sdk-btn-floating::after{font-size:var(--font-size-tiny);transition-duration:var(--duration-default)}#onetrust-consent-sdk #ot-sdk-btn-floating .ot-floating-button__front{background:var(--color-brand) url(https://www.netguru.com/hubfs/_N19%20Modules/Icons/cookies-icon.svg)}#onetrust-consent-sdk #ot-sdk-btn-floating .ot-floating-button__open{border-radius:50%}#onetrust-consent-sdk #onetrust-banner-sdk .ot-sdk-container:after,#onetrust-consent-sdk #onetrust-banner-sdk .ot-sdk-row:after,#onetrust-consent-sdk #onetrust-pc-sdk .ot-sdk-container:after,#onetrust-consent-sdk #onetrust-pc-sdk .ot-sdk-row:after,#onetrust-consent-sdk #ot-sdk-cookie-policy .ot-sdk-container:after,#onetrust-consent-sdk #ot-sdk-cookie-policy .ot-sdk-row:after{content:none !important}:root{--border-radius: 0.6rem;--border-radius-large: 1.2rem}:root{--box-shadow: 0 2rem 4rem rgb(0 0 0 / 10%)}:root{--color-dark: #121212;--color-gray-dark: #4b4b4b;--color-gray: #878787;--color-gray-light: #e3e3e3;--color-gray-ultralight: #f7f8f7;--color-white: #ffffff;--color-green: #00d563;--color-red: #e64c4c;--color-yellow: #f5b100;--color-purple: #a35bff;--color-space-gray: #202a38;--color-blue: #004f9b;--color-blue-secondary: #0c9eda;--color-blue-dark: #004f9b;--color-blue-transparent: #e3fffc66;--color-blue-transparent-light: #004f9b40;--color-white-transparent: #ffffff99;--color-grey-light: #f8f8f8;--color-black: #111111;--color-grey: #d8d8d8;--color-grey-dark: #808080;--color-turquoise: #4ecdc4;--color-lighter-turquoise: #e3fffc;--color-primary: var(--color-black);--color-secondary: var(--color-blue-secondary);--color-brand: var(--color-blue);--color-error: var(--color-red);--color-warning: var(--color-yellow);--color-linkedin: #0f74b6;--color-facebook: #1877f2;--color-twitter: #1da1f2}:root{--duration-fast: 100ms;--duration-default: 200ms;--duration-slow: 300ms;--duration-superslow: 500ms;--duration-ultraslow: 800ms}:root{--easing-slow-in: cubic-bezier(0.4, 0, 0.1, 1)}:root{--font-family: "Avenir Next", "Helvetica", "Arial", sans-serif;--font-size-regular-base: 1.6rem;--font-size-enlarged-base: 1.8rem;--font-size-small-base: 1.4rem;--font-size-tiny-base: 1.2rem;--font-size-h1-base: 4rem;--font-size-h2-base: 3.6rem;--font-size-h3-base: 3rem;--font-size-h4-base: 2.1rem;--font-size-h5-base: 1.8rem;--font-size-regular: max(var(--font-size-regular-base), 14px);--font-size-enlarged: max(var(--font-size-enlarged-base), 16px);--font-size-small: max(var(--font-size-small-base), 13px);--font-size-tiny: max(var(--font-size-tiny-base), 12px);--font-size-h1: max(var(--font-size-h1-base), 36px);--font-size-h2: max(var(--font-size-h2-base), 32px);--font-size-h3: max(var(--font-size-h3-base), 27px);--font-size-h4: max(var(--font-size-h4-base), 19px);--font-size-h5: max(var(--font-size-h5-base), 16px);--line-height-default: 1.75;--line-height-dense: 1.5;--line-height-h1: 1.2;--line-height-h2: 1.3;--line-height-h3: 1.3;--line-height-h4: 1.5;--line-height-h5: 1.5}:root{--gap-horizontal: 2.4rem;--gap-vertical: 6rem}:root{--navbar-height: 9.6rem}@media(max-width: 1023px){:root{--navbar-height: 9rem}}@media(max-width: 767px){:root{--navbar-height: 6.8rem}}.row-fluid [class*=span]{all:unset}.hs-ls-module-hover-overlay{display:none !important}.leadinModal-theme-default .leadinModal-content{background-color:var(--color-gray-ultralight) !important;border-radius:var(--border-radius) !important;border-color:rgba(0,0,0,0) !important;max-height:calc(100vh + 6rem)}.leadinModal-theme-default .leadinModal-content h4{color:var(--color-dark) !important}.leadinModal-theme-default .leadinModal-content p{color:var(--color-grey-dark) !important}.leadinModal-theme-default .leadinModal-content .thank-you-message p{margin-top:2rem}.leadinModal-theme-default .leadinModal-content select{font-weight:normal;font:inherit}.leadinModal-theme-default .leadinModal-content .leadinModal-description-body p{max-width:50rem}@media(max-width: 767px){.leadinModal-theme-default .leadinModal-content .leadinModal-description-body p{margin-top:2rem}}.leadinModal-theme-default .leadinModal-content .leadinModal-description-body p strong{font-weight:bold}.leadinModal-theme-default .leadinModal-content .leadinModal-description-body p em{font-style:italic}.leadinModal-theme-default .leadinModal-content .leadinModal-description-body p a{--link-color: var(--color-white);--link-color-hover: var(--color-blue-secondary);color:var(--link-color);transition-property:color,background-color,border;transition-duration:var(--duration-superslow);background-color:var(--color-blue-secondary);padding:1.6rem 2.4rem;border-radius:.8rem;gap:1.6rem;border:.2rem solid var(--color-blue-secondary)}@media(hover: hover),not all and (-moz-touch-enabled),(-ms-high-contrast:none){.leadinModal-theme-default .leadinModal-content .leadinModal-description-body p a:hover{color:var(--link-color-hover);background-color:var(--color-white);border:.2rem solid var(--color-white)}}.leadinModal-theme-default .leadinModal-content .leadinModal-description-body p a:focus{border:.2rem solid var(--color-white)}.leadinModal-theme-default .leadinModal-content .leadinModal-description-body p a:focus svg{opacity:1}span.leadinModal-theme-default .leadinModal-content .leadinModal-description-body p a{--link-color-hover: var(--link-color);text-decoration:none}span.leadinModal-theme-default .leadinModal-content .leadinModal-description-body p a:after{content:""}.leadinModal-theme-default .leadinModal-content .leadinModal-description-body .leadin-thank-you-wrapper .thank-you-message .leadin-button.leadin-button-primary.leadin-primary{display:grid !important;place-items:center !important;background-color:var(--color-green) !important;font-weight:bold !important;max-width:30rem !important;min-width:15rem !important;padding:0em 1.7em !important;height:4.3rem !important;transition:box-shadow var(--duration-default) !important;border-radius:var(--border-radius) !important;line-height:var(--line-height-h1) !important}@media(max-width: 767px){.leadinModal-theme-default .leadinModal-content .leadinModal-description-body .leadin-thank-you-wrapper .thank-you-message .leadin-button.leadin-button-primary.leadin-primary{font-size:1.4rem !important}}.leadinModal-theme-default .leadinModal-content .leadinModal-description-body .leadin-thank-you-wrapper .thank-you-message .leadin-button.leadin-button-primary.leadin-primary:hover{box-shadow:0 0 100vw rgba(18,18,18,.2) inset !important}.leadinModal-theme-default .leadinModal-content .leadinModal-description-body .leadin-preview-wrapper .dyno-image{margin-right:0px !important}.leadinModal-theme-default .leadinModal-content .leadinModal-description-body .leadin-preview-wrapper .dyno-image .dyno-image-inner img{border-radius:var(--border-radius) !important}.leadinModal-theme-default .leadinModal-content .leadin-button{display:grid !important;place-items:center;font-weight:bold !important;max-width:30rem;min-width:15rem;width:fit-content;padding:0em 1.7em !important;height:4.3rem;margin-top:2rem !important;background-color:var(--color-brand) !important;background:var(--color-brand) !important;color:var(--color-white) !important;transition:box-shadow var(--duration-default) !important;border-radius:var(--border-radius)}@media(max-width: 767px){.leadinModal-theme-default .leadinModal-content .leadin-button{font-size:1.4rem !important}}@media(hover: hover),not all and (-moz-touch-enabled),(-ms-high-contrast:none){.leadinModal-theme-default .leadinModal-content .leadin-button:hover{box-shadow:0 0 100vw rgba(18,18,18,.3) inset !important;background-color:var(--color-brand) !important}}body .leadinModal.leadinModal-v3 .dyno-image img{border-radius:var(--border-radius) !important}body .leadinModal.leadinModal-theme-default.leadinModal-v3 .dyno-image{margin-right:0px !important}body .leadinModal .leadin-button{line-height:1.2}body .leadin-button .leadin-button-primary .leadin-primary{width:unset}body .continue-url-wrapper.leadin-button-wrapper.thank-you-limited-width a{width:unset !important}.leadinModal-theme-bottom-right-corner .leadinModal-content,.leadinModal-theme-bottom-left-corner .leadinModal-content{width:63rem !important;background-color:var(--color-gray-ultralight) !important;border-radius:var(--border-radius) !important;border-color:rgba(0,0,0,0) !important}@media(max-width: 767px){.leadinModal-theme-bottom-right-corner .leadinModal-content,.leadinModal-theme-bottom-left-corner .leadinModal-content{overflow:auto !important}}.leadinModal-theme-bottom-right-corner .leadinModal-content .thank-you-message p,.leadinModal-theme-bottom-left-corner .leadinModal-content .thank-you-message p{margin-top:2rem}.leadinModal-theme-bottom-right-corner .leadinModal-content .leadinModal-content-wrapper,.leadinModal-theme-bottom-left-corner .leadinModal-content .leadinModal-content-wrapper{padding:0rem 3rem 1rem 3rem}@media(max-width: 767px){.leadinModal-theme-bottom-right-corner .leadinModal-content .leadinModal-content-wrapper,.leadinModal-theme-bottom-left-corner .leadinModal-content .leadinModal-content-wrapper{padding:0rem 1rem 1rem 1rem}}.leadinModal-theme-bottom-right-corner .leadinModal-content .leadinModal-content-wrapper .leadin-content-body .leadin-thank-you-wrapper .thank-you-message .leadin-button.leadin-button-primary.leadin-primary,.leadinModal-theme-bottom-left-corner .leadinModal-content .leadinModal-content-wrapper .leadin-content-body .leadin-thank-you-wrapper .thank-you-message .leadin-button.leadin-button-primary.leadin-primary{display:grid !important;place-items:center !important;background-color:var(--color-green) !important;font-weight:bold !important;max-width:30rem !important;min-width:15rem !important;padding:0em 1.7em !important;height:4.3rem !important;transition:box-shadow var(--duration-default) !important;border-radius:var(--border-radius) !important;line-height:var(--line-height-h1) !important}@media(max-width: 767px){.leadinModal-theme-bottom-right-corner .leadinModal-content .leadinModal-content-wrapper .leadin-content-body .leadin-thank-you-wrapper .thank-you-message .leadin-button.leadin-button-primary.leadin-primary,.leadinModal-theme-bottom-left-corner .leadinModal-content .leadinModal-content-wrapper .leadin-content-body .leadin-thank-you-wrapper .thank-you-message .leadin-button.leadin-button-primary.leadin-primary{font-size:1.4rem !important}}.leadinModal-theme-bottom-right-corner .leadinModal-content .leadinModal-content-wrapper .leadin-content-body .leadin-thank-you-wrapper .thank-you-message .leadin-button.leadin-button-primary.leadin-primary:hover,.leadinModal-theme-bottom-left-corner .leadinModal-content .leadinModal-content-wrapper .leadin-content-body .leadin-thank-you-wrapper .thank-you-message .leadin-button.leadin-button-primary.leadin-primary:hover{box-shadow:0 0 100vw rgba(18,18,18,.2) inset !important}.leadinModal-theme-bottom-right-corner .leadinModal-content .leadinModal-content-wrapper .leadin-content-body .leadin-preview-wrapper,.leadinModal-theme-bottom-left-corner .leadinModal-content .leadinModal-content-wrapper .leadin-content-body .leadin-preview-wrapper{all:unset}@media(max-width: 470px){.leadinModal-theme-bottom-right-corner .leadinModal-content .leadinModal-content-wrapper .leadin-content-body .leadin-preview-wrapper .advance-wrapper button,.leadinModal-theme-bottom-left-corner .leadinModal-content .leadinModal-content-wrapper .leadin-content-body .leadin-preview-wrapper .advance-wrapper button{margin:0 auto !important}}.leadinModal-theme-bottom-right-corner .leadinModal-content .leadinModal-content-wrapper .leadin-content-body .leadin-preview-wrapper .dyno-image,.leadinModal-theme-bottom-left-corner .leadinModal-content .leadinModal-content-wrapper .leadin-content-body .leadin-preview-wrapper .dyno-image{display:grid;place-items:center;height:17rem;transform:translate(0rem, 2rem)}@media(max-width: 767px){.leadinModal-theme-bottom-right-corner .leadinModal-content .leadinModal-content-wrapper .leadin-content-body .leadin-preview-wrapper .dyno-image,.leadinModal-theme-bottom-left-corner .leadinModal-content .leadinModal-content-wrapper .leadin-content-body .leadin-preview-wrapper .dyno-image{height:0rem;margin-top:1rem}}.leadinModal-theme-bottom-right-corner .leadinModal-content .leadinModal-content-wrapper .leadin-content-body .leadin-preview-wrapper .dyno-image img,.leadinModal-theme-bottom-left-corner .leadinModal-content .leadinModal-content-wrapper .leadin-content-body .leadin-preview-wrapper .dyno-image img{border-radius:var(--border-radius) !important}.leadinModal-theme-bottom-right-corner .leadinModal-content .leadinModal-content-wrapper .leadin-content-body .leadin-preview-wrapper h4,.leadinModal-theme-bottom-left-corner .leadinModal-content .leadinModal-content-wrapper .leadin-content-body .leadin-preview-wrapper h4{margin-right:0rem !important}.leadinModal-theme-bottom-right-corner .leadinModal-content .leadinModal-content-wrapper .leadin-content-body .leadin-preview-wrapper .leadinModal-description-body p,.leadinModal-theme-bottom-left-corner .leadinModal-content .leadinModal-content-wrapper .leadin-content-body .leadin-preview-wrapper .leadinModal-description-body p{color:var(--color-gray-dark) !important;margin-bottom:1.7rem !important;max-width:45rem}@media(max-width: 767px){.leadinModal-theme-bottom-right-corner .leadinModal-content .leadinModal-content-wrapper .leadin-content-body .leadin-preview-wrapper .leadinModal-description-body p,.leadinModal-theme-bottom-left-corner .leadinModal-content .leadinModal-content-wrapper .leadin-content-body .leadin-preview-wrapper .leadinModal-description-body p{margin-top:2rem !important}}.leadinModal-theme-bottom-right-corner .leadinModal-content .leadinModal-content-wrapper .leadin-content-body .leadin-preview-wrapper .leadinModal-description-body p strong,.leadinModal-theme-bottom-left-corner .leadinModal-content .leadinModal-content-wrapper .leadin-content-body .leadin-preview-wrapper .leadinModal-description-body p strong{font-weight:bold}.leadinModal-theme-bottom-right-corner .leadinModal-content .leadinModal-content-wrapper .leadin-content-body .leadin-preview-wrapper .leadinModal-description-body p em,.leadinModal-theme-bottom-left-corner .leadinModal-content .leadinModal-content-wrapper .leadin-content-body .leadin-preview-wrapper .leadinModal-description-body p em{font-style:italic}.leadinModal-theme-bottom-right-corner .leadinModal-content .leadinModal-content-wrapper .leadin-content-body .leadin-preview-wrapper .leadinModal-description-body p a,.leadinModal-theme-bottom-left-corner .leadinModal-content .leadinModal-content-wrapper .leadin-content-body .leadin-preview-wrapper .leadinModal-description-body p a{--link-color: var(--color-white);--link-color-hover: var(--color-blue-secondary);color:var(--link-color);transition-property:color,background-color,border;transition-duration:var(--duration-superslow);background-color:var(--color-blue-secondary);padding:1.6rem 2.4rem;border-radius:.8rem;gap:1.6rem;border:.2rem solid var(--color-blue-secondary);font-style:normal;color:var(--color-grey-dark) !important;padding:0;display:initial}@media(hover: hover),not all and (-moz-touch-enabled),(-ms-high-contrast:none){.leadinModal-theme-bottom-right-corner .leadinModal-content .leadinModal-content-wrapper .leadin-content-body .leadin-preview-wrapper .leadinModal-description-body p a:hover,.leadinModal-theme-bottom-left-corner .leadinModal-content .leadinModal-content-wrapper .leadin-content-body .leadin-preview-wrapper .leadinModal-description-body p a:hover{color:var(--link-color-hover);background-color:var(--color-white);border:.2rem solid var(--color-white)}}.leadinModal-theme-bottom-right-corner .leadinModal-content .leadinModal-content-wrapper .leadin-content-body .leadin-preview-wrapper .leadinModal-description-body p a:focus,.leadinModal-theme-bottom-left-corner .leadinModal-content .leadinModal-content-wrapper .leadin-content-body .leadin-preview-wrapper .leadinModal-description-body p a:focus{border:.2rem solid var(--color-white)}.leadinModal-theme-bottom-right-corner .leadinModal-content .leadinModal-content-wrapper .leadin-content-body .leadin-preview-wrapper .leadinModal-description-body p a:focus svg,.leadinModal-theme-bottom-left-corner .leadinModal-content .leadinModal-content-wrapper .leadin-content-body .leadin-preview-wrapper .leadinModal-description-body p a:focus svg{opacity:1}span.leadinModal-theme-bottom-right-corner .leadinModal-content .leadinModal-content-wrapper .leadin-content-body .leadin-preview-wrapper .leadinModal-description-body p a,.leadinModal-theme-bottom-left-corner .leadinModal-content .leadinModal-content-wrapper .leadin-content-body .leadin-preview-wrapper .leadinModal-description-body p a{--link-color-hover: var(--link-color);text-decoration:none}span.leadinModal-theme-bottom-right-corner .leadinModal-content .leadinModal-content-wrapper .leadin-content-body .leadin-preview-wrapper .leadinModal-description-body p a:after,.leadinModal-theme-bottom-left-corner .leadinModal-content .leadinModal-content-wrapper .leadin-content-body .leadin-preview-wrapper .leadinModal-description-body p a:after{content:""}.leadinModal-theme-bottom-right-corner .leadinModal-content .leadinModal-content-wrapper .leadin-content-body .leadin-preview-wrapper .leadinModal-description-body p a::before,.leadinModal-theme-bottom-left-corner .leadinModal-content .leadinModal-content-wrapper .leadin-content-body .leadin-preview-wrapper .leadinModal-description-body p a::before{width:unset !important}.leadinModal-theme-bottom-right-corner .leadinModal-content .leadinModal-content-wrapper .leadin-content-body .leadin-preview-wrapper .leadinModal-description-body p a::after,.leadinModal-theme-bottom-left-corner .leadinModal-content .leadinModal-content-wrapper .leadin-content-body .leadin-preview-wrapper .leadinModal-description-body p a::after{width:unset !important}.leadinModal-theme-bottom-right-corner .leadinModal-content .leadinModal-content-wrapper .leadin-content-body .leadin-preview-wrapper h4,.leadinModal-theme-bottom-left-corner .leadinModal-content .leadinModal-content-wrapper .leadin-content-body .leadin-preview-wrapper h4{font-size:2.4rem;max-width:35rem;margin-bottom:1rem !important;color:var(--color-white) !important}.leadinModal-theme-bottom-right-corner .leadinModal-content .leadinModal-content-wrapper .leadin-content-body .leadin-preview-wrapper .leadin-button,.leadinModal-theme-bottom-left-corner .leadinModal-content .leadinModal-content-wrapper .leadin-content-body .leadin-preview-wrapper .leadin-button{display:grid;place-items:center;background-color:var(--color-green) !important;background:var(--color-green) !important;font-weight:bold;max-width:30rem;min-width:15rem;padding:0em 1.7em !important;height:4.3rem;transition:box-shadow var(--duration-default) !important;border-radius:var(--border-radius);line-height:var(--line-height-h1)}@media(max-width: 767px){.leadinModal-theme-bottom-right-corner .leadinModal-content .leadinModal-content-wrapper .leadin-content-body .leadin-preview-wrapper .leadin-button,.leadinModal-theme-bottom-left-corner .leadinModal-content .leadinModal-content-wrapper .leadin-content-body .leadin-preview-wrapper .leadin-button{font-size:1.4rem !important}}.leadinModal-theme-bottom-right-corner .leadinModal-content .leadinModal-content-wrapper .leadin-content-body .leadin-preview-wrapper .leadin-button:hover,.leadinModal-theme-bottom-left-corner .leadinModal-content .leadinModal-content-wrapper .leadin-content-body .leadin-preview-wrapper .leadin-button:hover{box-shadow:0 0 100vw rgba(18,18,18,.2) inset !important}.leadinModal-theme-bottom-right-corner .leadinModal-content .leadinModal-content-wrapper .leadin-content-body .leadin-preview-wrapper .leadin-submit,.leadinModal-theme-bottom-left-corner .leadinModal-content .leadinModal-content-wrapper .leadin-content-body .leadin-preview-wrapper .leadin-submit{max-width:80% !important}body .leadin-message-wrapper.hide~.leadin-form-wrapper{margin-left:0 !important}body .leadinModal-reset.leadinModal.leadinModal-theme-bottom-right-corner.leadinModal-v3.leadinModal-preview .leadinModal-content,body .leadinModal-reset.leadinModal.leadinModal-theme-bottom-left-corner.leadinModal-v3.leadinModal-formless.leadinModal-preview .leadinModal-content,body .leadinModal-reset.leadinModal.leadinModal-theme-bottom-left-corner.leadinModal-v3.leadinModal-preview .leadinModal-content{background-color:var(--color-gray-ultralight) !important}body .leadinModal-reset.leadinModal.leadinModal-theme-bottom-right-corner.leadinModal-v3.leadinModal-preview .leadinModal-content h4,body .leadinModal-reset.leadinModal.leadinModal-theme-bottom-left-corner.leadinModal-v3.leadinModal-formless.leadinModal-preview .leadinModal-content h4,body .leadinModal-reset.leadinModal.leadinModal-theme-bottom-left-corner.leadinModal-v3.leadinModal-preview .leadinModal-content h4{color:var(--color-dark) !important}body .leadinModal-reset.leadinModal.leadinModal-theme-bottom-right-corner.leadinModal-v3.leadinModal-preview .leadinModal-content p,body .leadinModal-reset.leadinModal.leadinModal-theme-bottom-left-corner.leadinModal-v3.leadinModal-formless.leadinModal-preview .leadinModal-content p,body .leadinModal-reset.leadinModal.leadinModal-theme-bottom-left-corner.leadinModal-v3.leadinModal-preview .leadinModal-content p{color:var(--color-dark) !important}body .leadinModal-reset.leadinModal.leadinModal-theme-bottom-right-corner.leadinModal-v3.leadinModal-preview .leadinModal-content .leadin-button,body .leadinModal-reset.leadinModal.leadinModal-theme-bottom-left-corner.leadinModal-v3.leadinModal-formless.leadinModal-preview .leadinModal-content .leadin-button,body .leadinModal-reset.leadinModal.leadinModal-theme-bottom-left-corner.leadinModal-v3.leadinModal-preview .leadinModal-content .leadin-button{color:var(--color-white) !important}body .leadinModal-reset.leadinModal.leadinModal-theme-bottom-right-corner.leadinModal-v3.leadinModal-preview .leadinModal-content .leadinModal-close:before,body .leadinModal-reset.leadinModal.leadinModal-theme-bottom-left-corner.leadinModal-v3.leadinModal-formless.leadinModal-preview .leadinModal-content .leadinModal-close:before,body .leadinModal-reset.leadinModal.leadinModal-theme-bottom-left-corner.leadinModal-v3.leadinModal-preview .leadinModal-content .leadinModal-close:before{color:var(--color-dark) !important}body .leadin-button.leadin-button-primary.leadin-primary.next-button{display:inline-flex;border:none;align-items:center;justify-content:center;min-width:11.5em;padding:.9em 2.3em;border-radius:var(--border-radius, 0.4rem);font-size:var(--font-size-small);font-weight:bold;line-height:var(--line-height-dense);text-align:center;cursor:pointer;background:var(--color-brand) !important;color:var(--color-white);transition:box-shadow var(--duration-default);margin-top:3rem}body .leadin-button.leadin-button-primary.leadin-primary.next-button:hover{box-shadow:0 0 100vw rgba(18,18,18,.2) inset}body .leadin-button.leadin-button-primary.leadin-primary.next-button.hide{display:none !important}body .leadin-button.leadin-button-secondary.leadin-secondary.back-button{display:inline-flex;border:none;align-items:center;justify-content:center;border:1px solid var(--color-gray-light) !important;border-radius:var(--border-radius, 0.4rem);font-size:var(--font-size-small);font-weight:bold;line-height:var(--line-height-dense);text-align:center;cursor:pointer;color:rgba(0,0,0,0) !important;position:relative;transition:border-color,color var(--duration-default) !important;font-weight:bold !important;height:4.6rem !important;width:5.6rem !important;background-color:var(--color-gray-ultralight) !important;margin-right:1rem}body .leadin-button.leadin-button-secondary.leadin-secondary.back-button:hover{border-color:var(--color-brand);color:var(--color-brand)}body .leadin-button.leadin-button-secondary.leadin-secondary.back-button:before{content:"⌟";color:var(--color-dark);position:absolute;transform:rotate(135deg);top:1.3rem;left:2.5rem}@media(max-width: 767px){body .leadin-button.leadin-button-secondary.leadin-secondary.back-button:before{left:2rem}}body .leadinModal .leadinModal-content input[type=checkbox]{top:.1rem !important}body .leadin-button.leadin-button-primary.leadin-primary.leadin-submit.button-with-gdpr{display:inline-flex;border:none;align-items:center;justify-content:center;min-width:11.5em;padding:.9em 2.3em;border-radius:var(--border-radius, 0.4rem);font-size:var(--font-size-small);font-weight:bold;line-height:var(--line-height-dense);text-align:center;cursor:pointer;background:var(--color-brand) !important;color:var(--color-white);transition:box-shadow var(--duration-default)}body .leadin-button.leadin-button-primary.leadin-primary.leadin-submit.button-with-gdpr:hover{box-shadow:0 0 100vw rgba(18,18,18,.2) inset}body .leadinModal-v3.leadinModal.leadinEmbedded-theme-default.leadinModal-form .leadinModal-content,body .leadinModal-v3.leadinModal.leadinEmbedded-theme-default.leadinModal-thanks .leadinModal-content,body .leadinModal-v3.leadinModal.leadinModal-theme-bottom-left-corner.leadinModal-form .leadinModal-content,body .leadinModal-v3.leadinModal.leadinModal-theme-bottom-left-corner.leadinModal-thanks .leadinModal-content,body .leadinModal-v3.leadinModal.leadinModal-theme-bottom-right-corner.leadinModal-form .leadinModal-content,body .leadinModal-v3.leadinModal.leadinModal-theme-bottom-right-corner.leadinModal-thanks .leadinModal-content{border-color:rgba(0,0,0,0) !important}.hs_cos_wrapper_type_email_subscriptions form{display:grid;grid-gap:var(--gap-vertical);align-items:start;justify-items:start;padding:10rem 0rem;grid-template-columns:repeat(2, 1fr)}@media(max-width: 1023px){.hs_cos_wrapper_type_email_subscriptions form{grid-template-columns:1fr !important}}.hs_cos_wrapper_type_email_subscriptions form .page-header{border-right:.1rem solid var(--color-gray-ultralight);height:100%;line-height:2.8rem !important}.hs_cos_wrapper_type_email_subscriptions form .page-header h1{font-size:var(--font-size-h1);font-weight:bold;margin-bottom:4.2rem;color:var(--color-dark);line-height:var(--line-height-h1)}.hs_cos_wrapper_type_email_subscriptions form .page-header h2{font-size:var(--font-size-h4);color:var(--color-green);font-weight:bold;margin-bottom:2.25rem}.hs_cos_wrapper_type_email_subscriptions form .email-prefs .localization-language{display:none}.hs_cos_wrapper_type_email_subscriptions form .email-prefs #globalresub-container{height:10rem}.hs_cos_wrapper_type_email_subscriptions form .email-prefs #globalresub-container #globalresub2{min-height:4.5rem;animation:none !important;background:var(--color-brand);transition:none !important}.hs_cos_wrapper_type_email_subscriptions form .email-prefs .header{color:var(--color-dark);font-size:1.4rem;line-height:2.2rem !important}.hs_cos_wrapper_type_email_subscriptions form .email-prefs .header:not(:first-child){font-size:var(--font-size-h4);line-height:2.4rem;font-weight:bold;margin-bottom:3rem}.hs_cos_wrapper_type_email_subscriptions form .email-prefs .header:first-child{margin-bottom:2rem}.hs_cos_wrapper_type_email_subscriptions form .email-prefs .item{margin-bottom:2rem}.hs_cos_wrapper_type_email_subscriptions form .email-prefs .item .item-inner{position:relative;padding-left:3rem;font-size:1.2rem !important;line-height:1.8rem !important;color:var(--color-gray-dark)}.hs_cos_wrapper_type_email_subscriptions form .email-prefs .item .item-inner p{font-size:var(--font-size-tinyl) !important}.hs_cos_wrapper_type_email_subscriptions form .email-prefs .item .item-inner span{font-size:var(--font-size-tiny);font-weight:bold}.hs_cos_wrapper_type_email_subscriptions form .email-prefs label input,.hs_cos_wrapper_type_email_subscriptions form .email-prefs .fakelabel input{position:absolute;inset:-0.25em -0.5em -1em;margin:0;-webkit-appearance:none;z-index:10;cursor:pointer;transition:background-color var(--duration-fast);border-radius:var(--border-radius)}.hs_cos_wrapper_type_email_subscriptions form .email-prefs label input:hover,.hs_cos_wrapper_type_email_subscriptions form .email-prefs .fakelabel input:hover{background-color:rgba(0,0,0,.05);transform:translate(0rem, -0.5rem)}.hs_cos_wrapper_type_email_subscriptions form .email-prefs label input:checked~span:before,.hs_cos_wrapper_type_email_subscriptions form .email-prefs .fakelabel input:checked~span:before{animation:checkbox-in var(--duration-fast);background-color:var(--color-brand);background-position:center 50%;border-color:var(--color-brand)}.hs_cos_wrapper_type_email_subscriptions form .email-prefs label span:before,.hs_cos_wrapper_type_email_subscriptions form .email-prefs .fakelabel span:before{content:"";flex:none;display:inline-block;position:absolute;top:.35em;left:0;height:1em;width:1em;min-height:var(--font-size-regular);min-width:var(--font-size-regular);transition-duration:var(--duration-default);border:.5px solid;background-image:url(https://www.netguru.com/hubfs/_N19%20Modules/Icons/Forms/checkmark.svg);background-position:center 150%;background-repeat:no-repeat;background-size:70% 200%;border-radius:.125em;transition-property:background-color,background-position,border-color}.hs_cos_wrapper_type_email_subscriptions form .email-prefs label{position:relative}.hs_cos_wrapper_type_email_subscriptions form .email-prefs label span:before{position:relative;top:0}.hs_cos_wrapper_type_email_subscriptions form .email-prefs .subscribe-options{margin:4rem 0rem}.hs_cos_wrapper_type_email_subscriptions form .email-prefs .subscribe-options .header{font-size:1.4rem !important}.hs_cos_wrapper_type_email_subscriptions form .email-prefs .subscribe-options #email-prefs-form .email-prefs label span:before{top:.2rem !important}.hs_cos_wrapper_type_email_subscriptions form .email-prefs .subscribe-options label input:hover,.hs_cos_wrapper_type_email_subscriptions form .email-prefs .subscribe-options .fakelabel input:hover{min-height:3rem !important}.hs_cos_wrapper_type_email_subscriptions form .email-prefs .subscribe-options p{font-size:1.2rem;line-height:1.6rem}.hs_cos_wrapper_type_email_subscriptions form .email-prefs .subscribe-options p span{font-size:var(--font-size-tiny);font-weight:bold}.hs_cos_wrapper_type_email_subscriptions form .email-prefs .subscribe-options p span::before{top:.2rem !important;margin-right:1rem !important}.hs_cos_wrapper_type_email_subscriptions form .email-prefs .hs-button{display:inline-flex;border:none;align-items:center;justify-content:center;min-width:11.5em;padding:.9em 2.3em;border-radius:var(--border-radius, 0.4rem);font-size:var(--font-size-small);font-weight:bold;line-height:var(--line-height-dense);text-align:center;cursor:pointer;background-color:var(--color-brand);color:var(--color-white);transition:box-shadow var(--duration-default)}.hs_cos_wrapper_type_email_subscriptions form .email-prefs .hs-button:hover{box-shadow:0 0 100vw rgba(18,18,18,.2) inset}#hs-localization-select{display:none !important}.wrapper.email-simple-subscription{padding-bottom:10rem;padding-top:10rem}.wrapper.email-simple-subscription .ng-heading{margin:0 0 var(--gap-horizontal)}.wrapper.email-simple-subscription #hs_cos_wrapper_email_simple_subscription{display:block;max-width:50rem}.wrapper.email-simple-subscription #hs_cos_wrapper_email_simple_subscription .page-header{display:none}.wrapper.email-simple-subscription #hs_cos_wrapper_email_simple_subscription #content h3{font-size:var(--font-size-tiny-base);font-size:var(--font-size-tiny);font-weight:bold;line-height:var(--line-height-dense);letter-spacing:.1em;text-transform:uppercase}.wrapper.email-simple-subscription #hs_cos_wrapper_email_simple_subscription .hs-input{width:100%;min-width:100%;max-width:100%;min-height:calc(var(--line-height-dense) + 1.5) em;padding:.8em 1em .7em;background-color:var(--color-white);border:1px solid var(--color-gray-light);border-radius:var(--border-radius);color:var(--color-primary);font:inherit;font-size:var(--font-size-small);line-height:var(--line-height-dense);transition:border-color var(--duration-default);-moz-appearance:none;-webkit-appearance:none;appearance:none}.wrapper.email-simple-subscription #hs_cos_wrapper_email_simple_subscription .hs-input:focus{border-color:var(--color-brand)}.wrapper.email-simple-subscription #hs_cos_wrapper_email_simple_subscription .hs-button.primary{display:inline-flex;border:none;align-items:center;justify-content:center;min-width:11.5em;padding:.9em 2.3em;border-radius:var(--border-radius, 0.4rem);font-size:var(--font-size-small);font-weight:bold;line-height:var(--line-height-dense);text-align:center;cursor:pointer;background-color:var(--color-brand);color:var(--color-white);transition:box-shadow var(--duration-default);width:100%}.wrapper.email-simple-subscription #hs_cos_wrapper_email_simple_subscription .hs-button.primary:hover{box-shadow:0 0 100vw rgba(18,18,18,.2) inset}.wrapper.email-subscriptions-confirmation{padding-bottom:10rem;padding-top:10rem}.wrapper.email-subscriptions-confirmation #hs_cos_wrapper_email_subscriptions_confirmation .page-header{display:inline-block;width:100%}.wrapper.email-subscriptions-confirmation #hs_cos_wrapper_email_subscriptions_confirmation .page-header h1{font-size:var(--font-size-h1);line-height:var(--line-height-h1)}.wrapper.email-subscriptions-confirmation #hs_cos_wrapper_email_subscriptions_confirmation .page-header h2{font-size:var(--font-size-h2);line-height:var(--line-height-h2)}#hs-eu-cookie-confirmation{border-top:unset !important;padding:0 var(--wrapper-padding) !important}#hs-eu-cookie-confirmation #hs-eu-cookie-confirmation-inner{max-width:var(--wrapper-max-width) !important;padding:2.5rem 0rem 2rem 0rem !important;display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:1em var(--gap-horizontal)}#hs-eu-cookie-confirmation #hs-eu-cookie-confirmation-inner #hs-eu-policy-wording{font-family:var(--font-family);margin-bottom:0rem !important;max-width:100%;flex:100 1 60rem;display:flex;flex-flow:column nowrap}#hs-eu-cookie-confirmation #hs-eu-cookie-confirmation-inner #hs-eu-policy-wording p{all:unset !important;max-width:100%;font-size:var(--font-size-tiny) !important;color:var(--color-dark) !important}#hs-eu-cookie-confirmation #hs-eu-cookie-confirmation-inner #hs-eu-policy-wording p a{color:var(--color-dark) !important;font-size:inherit !important;text-decoration:underline !important}#hs-eu-cookie-confirmation #hs-eu-cookie-confirmation-inner #hs-en-cookie-confirmation-buttons-area{flex:1 0 auto}#hs-eu-cookie-confirmation #hs-eu-cookie-confirmation-inner #hs-en-cookie-confirmation-buttons-area #hs-eu-cookie-confirmation-button-group{width:100% !important}#hs-eu-cookie-confirmation #hs-eu-cookie-confirmation-inner #hs-en-cookie-confirmation-buttons-area #hs-eu-cookie-confirmation-button-group #hs-eu-confirmation-button{width:100% !important;display:inline-flex;border:none !important;align-items:center;justify-content:center;min-width:11rem;padding:.9em 2.3em;border-radius:var(--border-radius, 0.4rem);font-size:var(--font-size-small);font-weight:bold;line-height:var(--line-height-dense);text-align:center;cursor:pointer;background-color:var(--color-brand);color:var(--color-white);transition:box-shadow var(--duration-default) !important;font-family:"AvertaStd";font-weight:bold !important}#hs-eu-cookie-confirmation #hs-eu-cookie-confirmation-inner #hs-en-cookie-confirmation-buttons-area #hs-eu-cookie-confirmation-button-group #hs-eu-confirmation-button:hover{box-shadow:0 0 100vw rgba(18,18,18,.2) inset !important}#hs-eu-cookie-confirmation #hs-eu-cookie-confirmation-inner #hs-en-cookie-confirmation-buttons-area #hs-eu-cookie-confirmation-button-group #hs-eu-decline-button{display:inline-flex;border:none;align-items:center;justify-content:center;min-width:11rem;padding:.9em 2.3em;border:1px solid var(--color-gray-light) !important;border-radius:var(--border-radius, 0.4rem);font-size:var(--font-size-small);font-weight:bold;line-height:var(--line-height-dense);text-align:center;cursor:pointer;color:var(--color-dark);transition:border-color,color var(--duration-default) !important;font-weight:bold !important}#hs-eu-cookie-confirmation #hs-eu-cookie-confirmation-inner #hs-en-cookie-confirmation-buttons-area #hs-eu-cookie-confirmation-button-group #hs-eu-decline-button:hover{border-color:var(--color-brand);color:var(--color-brand)}div#hs-eu-cookie-confirmation div#hs-eu-cookie-confirmation-inner a#hs-eu-confirmation-button{font-weight:bold !important}body div#hs-eu-cookie-confirmation div#hs-eu-cookie-confirmation-inner div#hs-en-cookie-confirmation-buttons-area{margin:0rem !important}body div#hs-eu-cookie-confirmation div#hs-eu-cookie-confirmation-inner a#hs-eu-confirmation-button,div#hs-eu-cookie-confirmation div#hs-eu-cookie-confirmation-inner a#hs-eu-cookie-settings-button,div#hs-eu-cookie-confirmation div#hs-eu-cookie-confirmation-inner a#hs-eu-decline-button{margin:0px !important}@media(max-width: 1000px){.hs-cookie-notification-position-bottom div:first-child{margin:0 auto !important}.hs-cookie-notification-position-bottom div:last-child{margin:0 auto}}.hs-cookie-notification-position-bottom p{width:100%;margin-bottom:1rem !important;text-align:center !important}.hs-cookie-notification-position-bottom p:nth-child(2){padding:1rem 0rem}@media(max-width: 767px){.hs-cookie-notification-position-bottom div:first-child div p:first-child{margin-bottom:1em !important}}@media(max-width: 767px){body div#hs-eu-cookie-confirmation div#hs-eu-cookie-confirmation-inner{padding:1.6rem 0 !important}body #hs-eu-cookie-confirmation #hs-eu-cookie-confirmation-inner #hs-eu-policy-wording p:not(:last-child):not(:empty){margin-bottom:1em !important}}:root{--animation-from-opacity: 0;--animation-to-opacity: 1;--animation-from-translateX: 1em;--animation-from-translateY: 1em;--animation-to-translateY: 0;--animation-from-scale: 1.1;--animation-from-scaleX: 1.1;--animation-to-scaleX: 1;--animation-from-scaleY: 1.1;--animation-to-scaleY: 1;--animation-from-color: var(--color-secondary);--animation-to-color: inherit;--animation-from-background-color: var(--color-gray-ultralight);--animation-to-background-color: inherit;--animation-ease-out-cubic: cubic-bezier(0.33, 1, 0.68, 1)}@keyframes fade-in{from{opacity:var(--animation-from-opacity)}}@keyframes fade-out{from{opacity:1}to{opacity:0}}@keyframes fade-up{from{opacity:0;transform:translateY(var(--animation-from-translateY))}}@keyframes opacity{from{opacity:var(--animation-from-opacity)}to{opacity:var(--animation-to-opacity)}}@keyframes translateX{from{transform:translateX(var(--animation-from-translateX))}}@keyframes translateY{from{transform:translateY(var(--animation-from-translateY))}to{transform:translateY(var(--animation-to-translateY))}}@keyframes scale{from{transform:scale(var(--animation-from-scale))}}@keyframes scaleX{from{transform:scaleX(var(--animation-from-scaleX))}to{transform:scaleX(var(--animation-to-scaleX))}}@keyframes scaleY{from{transform:scaleY(var(--animation-from-scaleY))}to{transform:scaleY(var(--animation-to-scaleY))}}@keyframes color{from{color:var(--animation-from-color)}}@keyframes background-color{from{background-color:var(--animation-from-background-color)}}[class*=theme--]{background-color:var(--theme-background-color, inherit);color:var(--theme-color, inherit)}.theme--black{--theme-background-color: var(--color-black);--theme-color: var(--color-white)}@media all and (-ms-high-contrast: none),(-ms-high-contrast: active){.theme--black{background-color:var(--color-black);color:var(--color-white)}.theme--black .link{color:var(--color-white)}}.theme--black .link{color:var(--theme-color, var(--color-white))}.theme--black .logos--desaturated .logos__item{filter:invert(1) brightness(1.5)}.theme--black .button--ghost{color:var(--theme-color, var(--color-white))}.theme--dark{--theme-background-color: var(--color-dark);--theme-color: var(--color-white)}@media all and (-ms-high-contrast: none),(-ms-high-contrast: active){.theme--dark{background-color:var(--color-dark);color:var(--color-white)}.theme--dark .link{color:var(--color-white)}}.theme--dark .link{color:var(--theme-color, var(--color-white))}.theme--dark .logos--desaturated .logos__item{filter:invert(1) brightness(1.5)}.theme--dark .button--ghost{color:var(--theme-color, var(--color-white))}.theme--grey{--theme-background-color: var(--color-gray-ultralight);--theme-color: var(--color-primary)}@media all and (-ms-high-contrast: none),(-ms-high-contrast: active){.theme--grey{background-color:var(--color-gray-ultralight);color:var(--color-primary)}}.theme--white{--theme-background-color: var(--color-white);--theme-color: var(--color-primary)}@media all and (-ms-high-contrast: none),(-ms-high-contrast: active){.theme--white{background-color:var(--color-white);color:var(--color-primary)}}.theme--blue{--theme-background-color: var(--color-primary);--theme-color: var(--color-powder-light);--color-dark: var(--theme-color)}@media all and (-ms-high-contrast: none),(-ms-high-contrast: active){.theme--blue{background-color:var(--color-primary);color:var(--color-powder-light)}}.theme--light{--theme-background-color: var(--color-powder-light);--theme-color: var(--color-primary)}@media all and (-ms-high-contrast: none),(-ms-high-contrast: active){.theme--light{background-color:var(--color-powder-light);color:var(--color-primary)}}.theme--white .logos--desaturated,.theme--grey .logos--desaturated{opacity:.7}.theme--disruption-forum{--color-brand: var(--color-disruption-forum, #a35bff)}@media all and (-ms-high-contrast: none),(-ms-high-contrast: active){:root .theme--disruption-forum{--color-brand: var(--color-disruption-forum, #a35bff)}}.theme--disruption-forum.theme--dark,.theme--disruption-forum .theme--dark{background-color:var(--color-space-gray)}.theme--disruption-talks{--color-brand: var(--color-disruption-talks, #00aaff)}@media all and (-ms-high-contrast: none),(-ms-high-contrast: active){:root{--color-brand: var(--color-disruption-talks, #00aaff)}}.theme--disruption-talks.theme--dark,.theme--disruption-talks .theme--dark{background-color:var(--color-space-gray)}.theme--disruption-guide{--color-brand: var(--color-disruption-guide)}@media all and (-ms-high-contrast: none),(-ms-high-contrast: active){:root{--color-brand: var(--color-disruption-guide)}}.theme--disruption .select__toggle{background-image:url("https://www.netguru.com/hubfs/_N19%20Modules/Icons/Forms/disruption-chevron.svg")}.visually-hidden{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0, 0, 0, 0);border:0}*,*:before,*:after{box-sizing:border-box;-webkit-text-fill-color:currentcolor}html,body,div,span,applet,object,iframe,h1,h2,h3,h4,h5,h6,p,blockquote,pre,a,abbr,acronym,address,big,cite,code,del,dfn,em,img,ins,kbd,q,s,samp,small,strike,strong,sub,sup,tt,var,b,u,i,center,dl,dt,dd,ol,ul,li,fieldset,form,label,legend,table,caption,tbody,tfoot,thead,tr,th,td,article,aside,canvas,details,embed,figure,figcaption,footer,header,hgroup,menu,nav,output,ruby,section,summary,time,mark,audio,video{margin:0;padding:0;border:0}:root{--root-font-size-px: 10;--root-font-size-fluid-factor: 0;--root-font-size-fixed: calc(var(--root-font-size-px) / 16 * 100%);--root-font-size-fixed-factor: calc(1 - var(--root-font-size-fluid-factor))}html{font-size:var(--root-font-size-fixed, 62.5%);font-size:10px;font-size:calc(var(--root-font-size-fixed-factor)*var(--root-font-size-fixed, 62.5%) + var(--root-font-size-fluid-factor)*var(--root-font-size-px)/1440*100vw);-webkit-font-smoothing:antialiased;-webkit-text-size-adjust:100%;-moz-osx-font-smoothing:grayscale;scroll-behavior:smooth;scroll-padding:calc(var(--navbar-height, 0rem) + var(--submenu-sticky-height, 0rem) + 2rem);overflow-x:hidden}@media(prefers-reduced-motion: reduce){html{scroll-behavior:auto}}@media print{html{font-size:43.75%}}@media not all and (min-resolution: 0.001dpcm){html{scroll-padding:166px;overflow-x:initial}}html.scroll-lock{overflow-y:hidden}@page{margin-top:5rem;margin-bottom:5rem;padding:0 var(--wrapper-padding)}body{color:var(--color-primary);font-size:1.6rem;font-size:var(--font-size-regular);font-family:var(--font-family);line-height:var(--line-height-default);margin:0;-moz-osx-font-smoothing:grayscale;-webkit-font-smoothing:antialiased}@media not all and (min-resolution: 0.001dpcm){body{overflow-x:hidden}}@media print{body{margin:5rem 0}}body:not(.is-tabbed):not(.no-js) button,body:not(.is-tabbed):not(.no-js) a,body:not(.is-tabbed):not(.no-js) summary,body:not(.is-tabbed):not(.no-js) input,body:not(.is-tabbed):not(.no-js) textarea,body:not(.is-tabbed):not(.no-js) select{outline:none}a{color:inherit;text-decoration:none}button{margin:0;padding:0;font:inherit;color:inherit;border:none;background:none;cursor:pointer}input{font:inherit}ul{margin:0}::-webkit-input-placeholder{color:var(--color-primary);opacity:.6}::-moz-placeholder{color:var(--color-primary);opacity:.6}::placeholder{color:var(--color-primary);opacity:.6}select:invalid{color:var(--color-primary);opacity:.6}img,svg{display:inline-block;max-width:100%;height:auto}details>summary{list-style:none}details>summary::-webkit-details-marker,details>summary::marker{content:none;display:none}.layout--column{display:grid;grid-gap:var(--gap-vertical) var(--gap-horizontal);grid-template-columns:100%}.layout--column--centered{justify-content:center;text-align:center;justify-items:center}@media all and (-ms-high-contrast: none),(-ms-high-contrast: active){.layout--column>*:not(:last-child){margin-bottom:var(--gap-vertical)}}.layout--row{display:grid;grid-gap:var(--gap-vertical);align-items:start;justify-items:start}@media(min-width: 1350px){.layout--row{grid-template-columns:minmax(0, 1fr) 50%;grid-template-rows:auto;grid-auto-rows:1fr}}@media(max-width: 1349px){.layout--row{grid-template-columns:100%}}@media all and (-ms-high-contrast: none),(-ms-high-contrast: active){.layout--row{display:flex;flex-wrap:wrap}}@media(-ms-high-contrast: none)and (min-width: 1350px),(-ms-high-contrast: active)and (min-width: 1350px){.layout--row>*{margin-bottom:var(--gap-vertical)}}@media(-ms-high-contrast: none)and (min-width: 1350px),(-ms-high-contrast: active)and (min-width: 1350px){.layout--row>*:nth-child(odd){flex:1 0;flex-basis:40%;margin-right:var(--gap-horizontal)}}@media(-ms-high-contrast: none)and (min-width: 1350px),(-ms-high-contrast: active)and (min-width: 1350px){.layout--row>*:nth-child(even){flex:0 0 auto;flex-basis:50%}}@media(min-width: 1350px){.layout--row--reversed{grid-template-columns:50% minmax(0, 1fr)}}@media(-ms-high-contrast: none)and (min-width: 1350px),(-ms-high-contrast: active)and (min-width: 1350px){.layout--row--reversed>*:nth-child(odd){flex:0 0 auto;flex-basis:50%}}@media(-ms-high-contrast: none)and (min-width: 1350px),(-ms-high-contrast: active)and (min-width: 1350px){.layout--row--reversed>*:nth-child(even){flex:1 0;flex-basis:40%;margin-right:var(--gap-horizontal)}}@media(max-width: 1349px){.layout--row--centered{text-align:center;justify-items:center}}.layout--row__multirow{grid-row-end:span 2}.layout--row>*{max-width:100%}.layout--sticky{position:sticky;top:max(var(--navbar-visible-height, 0rem) + var(--submenu-sticky-height, 0rem) + 3rem,6rem);transition:top var(--duration-default)}@media all and (-ms-high-contrast: none),(-ms-high-contrast: active){.layout--sticky{position:relative}}/* Loaded asset: /src/css/modules/fallback.css *//* Loaded asset: /src/css/modules/navbar.css */:root{--navbar-height: 9.6rem}.navbar{--navbar-height: 9.6rem;top:0;font-size:1.8rem;color:var(--color-black);background-color:var(--color-white, #fff);position:fixed;width:100%;z-index:999;box-shadow:0px 6px 12px 0px rgba(61,61,61,.15);height:var(--navbar-height)}@media(max-width: 1023px){.navbar{--navbar-height: 9rem}}@media(max-width: 767px){.navbar{--navbar-height: 6.8rem}}.navbar .wrapper{display:flex;align-items:center;height:100%}.navbar .wrapper>*{flex-shrink:0}@media(max-width: 1023px){.navbar .wrapper{justify-content:space-between}}.navbar .wrapper>svg{max-height:var(--navbar-height)}.navbar .menu{display:flex;gap:4rem;align-items:center;margin-left:auto;height:100%}.navbar .menu .link{flex-grow:0;max-height:5.4rem}.navbar .menu__item{display:flex;transition-property:color,text-shadow;transition-duration:var(--duration-default);text-align:center;align-items:center;position:relative}@media(max-width: 1023px){.navbar .menu__item{flex-direction:column}}@media(max-width: 1023px){.navbar .menu__item .hasDropdown{font-size:1.8rem;font-weight:700;line-height:150%;padding:.5rem 0;width:100%;text-align:left}}@media(min-width: 1024px){.navbar .menu__item{padding:1.2rem 2.4rem;height:100%}.navbar .menu__item .hasDropdown{display:block}}@media(min-width: 1024px){.navbar .menu__item:hover .submenu{transform:scaleY(1);visibility:visible;opacity:1}}@media(min-width: 1024px){.navbar .menu__item:hover .hasDropdown{color:var(--color-brand);text-shadow:.08rem 0 0 currentColor}.navbar .menu__item:hover .hasDropdown svg{transform:rotate(180deg)}.navbar .menu__item:hover .hasDropdown svg path{stroke:var(--color-brand)}}.navbar .menu__item .submenu{display:flex;flex:1;flex-direction:column;gap:1.6rem;text-align:left}@media(max-width: 1023px){.navbar .menu__item .submenu{z-index:1;width:100%}}@media(min-width: 1024px){.navbar .menu__item .submenu{padding:2.4rem;border-radius:1.6rem;position:absolute;z-index:-1;box-shadow:0px 0px 6px 0px rgba(17,17,17,.07),0px 10px 15px -3px rgba(17,17,17,.1);background:var(--color-white, #fff);top:var(--navbar-height);width:44.1rem;opacity:0;transform-origin:top;transform:scaleY(0);transition-property:transform,opacity;transition-duration:var(--duration-superslow);text-align:left;will-change:transform,opacity}}.navbar .menu__item .submenu__item:hover .submenu__item-title{color:var(--color-blue-secondary, #0c9eda)}.navbar .menu__item .submenu__item-link{padding:1.6rem 2.4rem;display:flex;flex-direction:column}.navbar .menu__item .submenu__item-title{font-size:1.8rem;font-weight:700;line-height:150%;padding:.5rem 0;transition-property:color;transition-duration:var(--duration-default)}.navbar .menu__item .submenu__item-description{font-size:1.4rem;font-weight:500;line-height:150%}.mobile-menu{display:none}@media(max-width: 1023px){.mobile-menu{display:flex;align-items:center}.navbar .menu{position:absolute;background-color:var(--color-white, #fff);transition:left var(--duration-superslow);left:-100%;top:var(--navbar-height);height:calc(100vh - var(--navbar-height));border-radius:0;will-change:left;width:100%;padding:2.4rem;overflow-y:scroll;padding-bottom:10rem;flex-direction:column}.navbar .menu__item{width:100%}.navbar .menu__item .submenu--is-visible{position:static;display:flex;overflow:hidden;max-height:0;margin-bottom:0;transform:scaleY(1);opacity:1;z-index:1}.navbar .menu__item-link-wrapper{bottom:0;padding:2.4rem;z-index:1;position:fixed;width:100%;background-color:inherit}.navbar .menu__item-link-wrapper .link{width:100%}.navbar--is-visible .menu{left:0}}.mobile-menu{--hamburger-line-width: 2rem;--hamburger-line-height: 0.2rem;--hamburger-line-margin: 0.4rem;--hamburger-translate-y: calc( var(--hamburger-line-height) + var(--hamburger-line-margin) )}.mobile-menu .hamburger{position:relative}.mobile-menu .hamburger:hover{cursor:pointer}.mobile-menu .hamburger .line{width:var(--hamburger-line-width);height:var(--hamburger-line-height);background-color:var(--color-blue);display:block;margin:var(--hamburger-line-margin) auto;transition-property:opacity,transform;transition-duration:var(--duration-superslow);border-radius:.1rem}.mobile-menu .hamburger .circle{display:block;width:calc(var(--hamburger-line-width)*1.5);height:calc(var(--hamburger-line-width)*1.5);border-radius:50%;border:var(--hamburger-line-height) solid var(--color-blue);background-color:rgba(0,0,0,0);position:absolute;top:50%;left:50%;transform:translate(-50%, -50%);opacity:0;border-width:0;transition-property:opacity,border-width;transition-duration:var(--duration-superslow)}.mobile-menu.is-active .line:nth-child(1){transform:translateY(var(--hamburger-translate-y)) rotate(45deg)}.mobile-menu.is-active .line:nth-child(2){opacity:0}.mobile-menu.is-active .line:nth-child(3){transform:translateY(calc(-1 * var(--hamburger-translate-y))) rotate(-45deg)}.mobile-menu.is-active .circle{opacity:1;border-width:var(--hamburger-line-height)}/* Loaded asset: /src/css/components/wrapper.css */:root{--gap-horizontal: 2.4rem;--gap-vertical: 6rem}:root{--wrapper-max-width: 123.2rem;--wrapper-max-width-narrow: 106rem;--wrapper-max-width-wide: 138rem;--wrapper-max-width-tablet-h: 92rem;--wrapper-max-width-tablet: 68rem;--wrapper-max-width-mobile: 54rem;--wrapper-padding: 2.4rem}.wrapper{max-width:calc(var(--wrapper-max-width) + 2*var(--wrapper-padding));width:100%;margin-left:auto;margin-right:auto;padding-left:var(--wrapper-padding);padding-right:var(--wrapper-padding)}@media print{.wrapper{padding-left:0rem;padding-right:0rem}}@media(max-width: 1349px){.wrapper{max-width:calc(var(--wrapper-max-width-tablet-h) + 2*var(--wrapper-padding))}}@media(max-width: 1023px){.wrapper{max-width:calc(var(--wrapper-max-width-tablet) + 2*var(--wrapper-padding))}}@media(max-width: 767px){.wrapper{max-width:calc(var(--wrapper-max-width-mobile) + 2*var(--wrapper-padding))}}@media(min-width: 1350px){.wrapper--narrow{max-width:calc(var(--wrapper-max-width-narrow) + 2*var(--wrapper-padding))}}@media(min-width: 1024px){.wrapper--wide{max-width:calc(var(--wrapper-max-width-wide) + 2*var(--wrapper-padding))}}@media print{.wrapper{max-width:calc(var(--wrapper-max-width) + 2*var(--wrapper-padding))}}/* Loaded asset: /src/css/components/dropdown.css */.dropdown{color:var(--color-blue-dark, #004f9b);position:relative}@media(max-width: 1023px){.dropdown:not(.dropdown.dropdown--footer){border-bottom:.1rem solid var(--color-blue-transparent, rgba(227, 255, 252, 0.4));width:100%;padding-bottom:.8rem}.dropdown:not(.dropdown.dropdown--footer) .dropdown__btn-icon{margin-left:auto}.dropdown:not(.dropdown.dropdown--footer) .dropdown__list{position:relative}}.dropdown--footer{color:var(--color-white, #fff)}.dropdown--footer .dropdown__btn svg path{stroke:var(--color-white, #fff)}.dropdown--footer .dropdown__list{position:relative;background-color:var(--color-blue, #004f9b)}.dropdown--footer .dropdown__list-item{text-align:left}.dropdown--footer .dropdown__list-item:hover{background-color:var(--color-blue-dark, #004f9b);color:var(--color-white, #fff)}.dropdown__btn{display:flex;gap:.4rem;align-items:center;cursor:pointer}.dropdown__btn-label{font-size:1.8rem;font-weight:400;line-height:160%}.dropdown__btn-icon{transition-property:transform;transition-duration:var(--duration-superslow)}.dropdown__list{display:flex;flex-direction:column;gap:.8rem;transform:scaleY(0);transform-origin:top;visibility:hidden;transition-property:max-height,transform,visibility;transition-duration:var(--duration-superslow);max-height:0;position:absolute;background-color:var(--color-white, #fff);width:100%;border-radius:0 0 1.6rem 1.6rem;overflow:hidden;padding:0 .8rem}.dropdown__list-item{text-align:center;padding:.8rem 0;border-radius:.8rem;cursor:pointer;transition-property:background-color,color,text-shadow;transition-duration:var(--duration-superslow)}.dropdown__list-item:hover{background-color:var(--color-blue-transparent, rgba(227, 255, 252, 0.4));color:var(--color-primary);text-shadow:.1rem 0 0 currentColor}.dropdown__list-item a{width:100%;height:100%;display:inline-block}.dropdown.is-active .dropdown__btn-icon{transform:rotate(180deg)}.dropdown.is-active .dropdown__list{transform:scaleY(1);visibility:visible}/* Loaded asset: /src/css/components/image.css */.image{line-height:0}.image__content{position:relative;max-width:100%;max-height:100%}.image--cover .image__content{position:absolute;top:0;left:0;right:0;bottom:0}@supports(object-fit: cover){.image--cover .image__content{object-fit:cover;height:100%;width:100%}@media not all and (min-resolution: 0.001dpcm){.image--cover .image__content{border-radius:inherit}}}@media all and (-ms-high-contrast: none),(-ms-high-contrast: active){.image--cover .image__content{max-width:none;max-height:none;margin:auto}}.image.is-broken{line-height:inherit}.image.is-broken .image__content{font-size:0;overflow:hidden}.image.is-broken .image__content:before{content:" ";display:block;height:100%;width:100%;background-image:url("https://d3syu1zzkfut20.cloudfront.net/assets/images/broken-img.svg");background-repeat:no-repeat;background-size:auto min(3rem,90%);font-weight:bold}.image--cover{position:relative;width:var(--image-max-width, 100%);height:auto;max-width:100%;max-height:100%;overflow:hidden;background-color:rgba(119,136,119,.06)}@supports not (object-fit: cover){.image--cover{overflow:hidden}}.image--cover:before{content:"";display:block;padding-top:var(--image-ratio, 100%)}.image--cover.is-broken .image__content:before{background-position:center}.image--framed:after{content:"";position:absolute;top:0;bottom:0;left:0;right:0;border-radius:inherit;box-shadow:0 0 0 2px var(--color-gray-ultralight) inset;z-index:10;mix-blend-mode:darken}.image[data-image-random-fallback].is-broken .image__content{background-position:center;background-repeat:no-repeat;background-size:cover}.image[data-image-random-fallback].is-broken .image__content:before{visibility:hidden}.image[data-image-random-fallback="0"].is-broken .image__content{background-image:url(https://d3syu1zzkfut20.cloudfront.net/assets/images/00.jpg)}.image[data-image-random-fallback="1"].is-broken .image__content{background-image:url(https://d3syu1zzkfut20.cloudfront.net/assets/images/01.jpg)}.image[data-image-random-fallback="2"].is-broken .image__content{background-image:url(https://d3syu1zzkfut20.cloudfront.net/assets/images/02.jpg)}.image[data-image-random-fallback="3"].is-broken .image__content{background-image:url(https://d3syu1zzkfut20.cloudfront.net/assets/images/03.jpg)}.image[data-image-random-fallback="4"].is-broken .image__content{background-image:url(https://d3syu1zzkfut20.cloudfront.net/assets/images/04.jpg)}.image[data-image-random-fallback="5"].is-broken .image__content{background-image:url(https://d3syu1zzkfut20.cloudfront.net/assets/images/05.jpg)}.image[data-image-random-fallback="6"].is-broken .image__content{background-image:url(https://d3syu1zzkfut20.cloudfront.net/assets/images/06.jpg)}.image[data-image-random-fallback="7"].is-broken .image__content{background-image:url(https://d3syu1zzkfut20.cloudfront.net/assets/images/07.jpg)}.image[data-image-random-fallback="8"].is-broken .image__content{background-image:url(https://d3syu1zzkfut20.cloudfront.net/assets/images/08.jpg)}.image[data-image-random-fallback="9"].is-broken .image__content{background-image:url(https://d3syu1zzkfut20.cloudfront.net/assets/images/09.jpg)}.image[data-image-random-fallback="10"].is-broken .image__content{background-image:url(https://d3syu1zzkfut20.cloudfront.net/assets/images/10.jpg)}.image[data-image-random-fallback="11"].is-broken .image__content{background-image:url(https://d3syu1zzkfut20.cloudfront.net/assets/images/11.jpg)}.image[data-image-random-fallback="12"].is-broken .image__content{background-image:url(https://d3syu1zzkfut20.cloudfront.net/assets/images/12.jpg)}.image[data-image-random-fallback="13"].is-broken .image__content{background-image:url(https://d3syu1zzkfut20.cloudfront.net/assets/images/13.jpg)}.image[data-image-random-fallback="14"].is-broken .image__content{background-image:url(https://d3syu1zzkfut20.cloudfront.net/assets/images/14.jpg)}.image[data-image-random-fallback="15"].is-broken .image__content{background-image:url(https://d3syu1zzkfut20.cloudfront.net/assets/images/15.jpg)}.image[data-image-random-fallback="16"].is-broken .image__content{background-image:url(https://d3syu1zzkfut20.cloudfront.net/assets/images/16.jpg)}.image[data-image-random-fallback="17"].is-broken .image__content{background-image:url(https://d3syu1zzkfut20.cloudfront.net/assets/images/17.jpg)}.image[data-image-random-fallback="18"].is-broken .image__content{background-image:url(https://d3syu1zzkfut20.cloudfront.net/assets/images/18.jpg)}.image[data-image-random-fallback="19"].is-broken .image__content{background-image:url(https://d3syu1zzkfut20.cloudfront.net/assets/images/19.jpg)}.image[data-image-random-fallback="20"].is-broken .image__content{background-image:url(https://d3syu1zzkfut20.cloudfront.net/assets/images/20.jpg)}.image[data-image-random-fallback="21"].is-broken .image__content{background-image:url(https://d3syu1zzkfut20.cloudfront.net/assets/images/21.jpg)}.image[data-image-random-fallback="22"].is-broken .image__content{background-image:url(https://d3syu1zzkfut20.cloudfront.net/assets/images/22.jpg)}.image[data-image-random-fallback="23"].is-broken .image__content{background-image:url(https://d3syu1zzkfut20.cloudfront.net/assets/images/23.jpg)}.image[data-image-random-fallback="24"].is-broken .image__content{background-image:url(https://d3syu1zzkfut20.cloudfront.net/assets/images/24.jpg)}/* Loaded asset: /src/css/components/link.css */:root{--link-icon-rotate: -45deg;--link-icon-translate: 0;--link-icon-scale: 1}.link{--link-color: var(--color-white);--link-color-hover: var(--color-blue-secondary);color:var(--link-color);transition-property:color,background-color,border;transition-duration:var(--duration-superslow);background-color:var(--color-blue-secondary);padding:1.6rem 2.4rem;border-radius:.8rem;gap:1.6rem;border:.2rem solid var(--color-blue-secondary);--link-icon-width: 2.4rem;display:flex;justify-content:center;align-items:center;width:fit-content;font-size:1.8rem;font-style:normal;font-weight:600;line-height:150%;font-variant:all-small-caps;letter-spacing:.3rem;word-break:break-all}@media(hover: hover),not all and (-moz-touch-enabled),(-ms-high-contrast:none){.link:hover{color:var(--link-color-hover);background-color:var(--color-white);border:.2rem solid var(--color-white)}}.link:focus{border:.2rem solid var(--color-white)}.link:focus svg{opacity:1}span.link{--link-color-hover: var(--link-color);text-decoration:none}span.link:after{content:""}.link--primary{background-color:var(--color-blue);border:.2rem solid var(--color-blue)}@media(hover: hover),not all and (-moz-touch-enabled),(-ms-high-contrast:none){.link--primary:hover{color:var(--color-blue);background-color:var(--color-white);border:.2rem solid var(--color-white)}}.link--primary:focus{border:.2rem solid var(--color-white)}.link--primary:focus svg{opacity:1}.link--secondary{background-color:rgba(0,0,0,0);border:.2rem solid var(--color-blue-secondary, #0c9eda);color:var(--color-blue-secondary, #0c9eda)}@media(hover: hover),not all and (-moz-touch-enabled),(-ms-high-contrast:none){.link--secondary:hover{color:var(--color-blue-secondary, #0c9eda);background-color:rgba(0,0,0,0);border:.2rem solid var(--color-blue-secondary, #0c9eda)}}.link--secondary:focus{border:.2rem solid var(--color-blue-secondary, #0c9eda);background-color:var(--color-white);color:var(--color-blue-secondary, #0c9eda)}.link--secondary:focus svg{opacity:1}.link--ghost{background-color:rgba(0,0,0,0);border:.2rem solid var(--color-white);color:var(--color-white)}@media(hover: hover),not all and (-moz-touch-enabled),(-ms-high-contrast:none){.link--ghost:hover{color:var(--color-white);background-color:rgba(0,0,0,0);border:.2rem solid var(--color-white)}}.link--ghost:focus{border:.2rem solid var(--color-white);background-color:var(--color-blue-transparent);color:var(--color-white)}.link--ghost:focus svg{opacity:1}.link--ghost-primary{background-color:rgba(0,0,0,0);border:.2rem solid var(--color-blue);color:var(--color-blue)}@media(hover: hover),not all and (-moz-touch-enabled),(-ms-high-contrast:none){.link--ghost-primary:hover{color:var(--color-blue);background-color:rgba(0,0,0,0);border:.2rem solid var(--color-blue)}}.link--ghost-primary:focus{border:.2rem solid var(--color-blue);background-color:var(--color-white-transparent);color:var(--color-blue)}.link--ghost-primary:focus svg{opacity:1}.link--plain{background-color:rgba(0,0,0,0);border:.2rem solid rgba(0,0,0,0);color:var(--color-blue-dark);margin-left:-2.4rem}@media(hover: hover),not all and (-moz-touch-enabled),(-ms-high-contrast:none){.link--plain:hover{color:var(--color-blue-secondary, #0c9eda);background-color:rgba(0,0,0,0);border:.2rem solid rgba(0,0,0,0)}}.link--plain:focus{border:.2rem solid var(--color-white);background-color:var(--color-white);color:var(--color-blue-secondary)}.link--plain:focus svg{opacity:1}.link--simple{background-color:rgba(0,0,0,0);border:none;padding:1.2rem 0;color:var(--color-white);font-variant:initial;letter-spacing:initial;margin-left:0;font-size:1.4rem;font-weight:500;gap:.8rem}.link--simple .link__text{transform:translateX(0)}@media(hover: hover),not all and (-moz-touch-enabled),(-ms-high-contrast:none){.link--simple:hover{color:var(--color-turquoise, #4ecdc4);background-color:rgba(0,0,0,0);border:none}}.link--simple:focus{color:var(--color-turquoise, #4ecdc4);background-color:rgba(0,0,0,0);border:none}.link--simple:focus svg{opacity:1}.link__text{display:inline-block;transition:transform var(--duration-superslow);transform:translateX(calc(var(--link-icon-width) / 2 + 0.8rem))}.link svg{max-width:var(--link-icon-width);opacity:0;transform:translateX(calc(-1 * var(--link-icon-width) / 2));transition-property:opacity,transform;transition-duration:var(--duration-superslow)}.link svg path{fill:currentColor}@media(hover: hover),not all and (-moz-touch-enabled),(-ms-high-contrast:none){.link:hover .link__text{transform:translateX(0)}.link:hover svg{opacity:1;transform:translateX(0)}}.link:focus .link__text{transform:translateX(0)}.link:focus svg{opacity:1;transform:translateX(0)}.link--icon{text-underline-offset:calc(.3em + .2rem)}@media all and (-ms-high-contrast: none),(-ms-high-contrast: active){.link--icon{text-decoration:none}}.link--icon-left:before,.link--icon-right:after{transform:translateX(var(--link-icon-translate)) rotate(var(--link-icon-rotate)) scale(var(--link-icon-scale))}@media(hover: hover),not all and (-moz-touch-enabled),(-ms-high-contrast:none){.link--icon-right:hover:after{--link-icon-translate: 0.25em;opacity:1}}.link--icon-left:before{--link-icon-rotate: 45deg;--link-icon-scale: -1, 1}@media(hover: hover),not all and (-moz-touch-enabled),(-ms-high-contrast:none){.link--icon-left:hover:before{--link-icon-translate: -0.25em;opacity:1}}/* Loaded asset: /src/css/base/visually-hidden.css */.visually-hidden{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0, 0, 0, 0);border:0}/* Loaded asset: /src/css/modules/hero.css */.hero{margin-top:var(--navbar-height, 9.6rem);padding-bottom:8rem}.hero--white{background-color:var(--color-white, #fff);color:var(--color-black, #111)}.hero--blue{background-color:var(--color-blue, #004f9b);color:var(--color-white, #fff)}.hero--form{background:var(--color-grey-light, #f8f8f8);padding-bottom:0}@media(max-width: 1023px){.hero--form .hero__container.wrapper .hero__image{display:block;order:1;text-align:center}}.hero--form .hero__container.wrapper .hero__image .image__content{position:sticky;top:10rem}.hero--form .hero__container.wrapper .hero__text{border-radius:1.6rem;background-color:var(--color-white, #fff);padding:4rem;box-shadow:0px 0px 10px 0px rgba(17,17,17,.07),0px 5px 25px 5px rgba(17,17,17,.15)}@media(min-width: 1024px){.hero--form .hero__container.wrapper .hero__text{margin-bottom:8rem}}.hero--form .hero__container.wrapper .hero__text .hs-form .actions input{width:100%}.hero__container{display:grid;grid-template-columns:1fr;width:100%;row-gap:2.4rem}.hero__container.wrapper{padding-top:8rem}.hero__container.wrapper .hero__text,.hero__container.wrapper .hero__image{padding:0}.hero__text{display:flex;flex-direction:column;justify-content:center;gap:2.4rem;padding:var(--wrapper-padding);margin:0 auto}.hero__text .links-wrapper{display:flex;gap:3.2rem;flex-wrap:wrap}.hero__bottom{display:flex;flex-wrap:wrap;justify-content:space-between;align-items:center;gap:2.4rem}.hero__bottom-author{color:var(--color-grey-light, #f8f8f8);font-size:1.8rem;font-weight:500;line-height:150%}.hero__bottom .link--plain{color:var(--color-white, #fff)}.hero__image{padding:0;margin:0;display:none;padding-top:8rem}.hero__breadcrumbs{display:flex;gap:1.6rem;grid-column:span 2}.hero__breadcrumbs-item{font-size:1.4rem;font-weight:500;line-height:150%}.hero__breadcrumbs-item--active{font-weight:700}.hero--blue .hero__breadcrumbs svg path{stroke:var(--color-white, #fff)}.hero__badge{padding:.8rem 2.4rem;border-radius:1.8rem;font-size:1.4rem;font-weight:700;line-height:150%;background-color:var(--color-blue-secondary, #0c9eda);width:fit-content;color:var(--color-white, #fff)}.hero--blue .hero__badge{color:var(--color-black, #111);background-color:var(--color-lighter-turquoise, #e3fffc)}@media(min-width: 1024px){.hero__container{grid-template-columns:1fr 1fr}.hero__container.wrapper{grid-template-columns:1fr 1fr;gap:8rem;row-gap:2.4rem}.hero__text{max-width:var(--wrapper-max-width);padding:8rem var(--wrapper-padding) var(--wrapper-padding) 8rem}.hero__image{display:block;text-align:right}}.hero .swap-columns{order:1}/* Loaded asset: /src/css/components/header.css */.header{font-style:normal;margin:0;max-width:100%;word-break:break-word}.header--h1{font-size:3.5rem;font-weight:600;line-height:150%}@media(min-width: 1024px){.header--h1{font-size:5.5rem}}.header--h2{font-size:3rem;font-weight:600;line-height:150%}@media(min-width: 1024px){.header--h2{font-size:4.2rem}}.header--h3{font-size:2.5rem;font-weight:600;line-height:150%}@media(min-width: 1024px){.header--h3{font-size:3.5rem}}.header--h4{font-size:2.2rem;font-weight:700;line-height:150%}@media(min-width: 1024px){.header--h4{font-size:2.8rem}}.header--h5{font-size:2rem;font-weight:600;line-height:150%}@media(min-width: 1024px){.header--h5{font-size:2.4rem}}.header--h6{font-size:1.8rem;font-weight:700;line-height:150%}/* Loaded asset: /src/css/components/copy.css */.copy{font-size:1.6rem;font-style:normal;font-weight:500;line-height:150%;margin:0;max-width:100%}@media(min-width: 1024px){.copy{font-size:1.8rem}}.copy--large{font-size:1.8rem}@media(min-width: 1024px){.copy--large{font-size:2.4rem}}/* Loaded asset: /src/css/components/blog-listing.css */.blog-listing{padding:8rem 0}.blog-listing__list{display:grid;grid-template-columns:1fr;gap:2.4rem;margin-bottom:2.4rem}@media(min-width: 1024px){.blog-listing__list{grid-template-columns:1fr 1fr 1fr;margin-bottom:4rem}}.blog-listing__header{margin-bottom:4rem}/* Loaded asset: /src/css/components/pagination.css */.pagination{display:flex;justify-content:center;align-items:center;gap:.5rem}@media(max-width: 1023px){.pagination{gap:.25rem}}.pagination__arrow,.pagination__item{flex:none;display:flex;align-items:center;justify-content:center;width:3.2rem;height:3.2rem;background-color:var(--color-white, #fff);border:.1rem solid var(--color-grey, #d8d8d8);border-radius:50%;color:var(--color-black, #111);font-size:1.4rem;font-weight:500;line-height:150%}.pagination__arrow--current,.pagination__item--current{border:.1rem solid var(--color-blue, #004f9b);background-color:var(--color-blue, #004f9b);color:var(--color-white, #fff)}.pagination__arrow svg path,.pagination__item svg path{stroke:var(--color-black, #111111)}.pagination__arrow--disabled,.pagination__item--disabled{pointer-events:none}.pagination__arrow--disabled svg path,.pagination__item--disabled svg path{stroke:var(--color-grey-dark, #808080)}.pagination__item{transition:background-color var(--duration-fast)}@media(hover: hover),not all and (-moz-touch-enabled),(-ms-high-contrast:none){.pagination__item:hover{background-color:var(--color-gray-light)}.pagination__item--current:hover{background-color:var(--color-blue, #004f9b)}}/* Loaded asset: /src/css/components/blog-post-tile.css */.blog-post-tile{display:flex;flex-direction:column;max-width:38rem;width:100%;gap:1.6rem;border-radius:1.6rem;background-color:var(--color-white, #fff);box-shadow:none;transition-property:box-shadow;transition-duration:var(--duration-superslow);cursor:pointer;overflow:hidden}.blog-post-tile:hover{box-shadow:0px 0px 6px 0px rgba(17,17,17,.07),0px 10px 15px -3px rgba(17,17,17,.1)}.blog-post-tile__image{max-height:20.4rem}.blog-post-tile__content{padding:0 1.6rem 1.6rem;display:flex;flex-direction:column;gap:2.4rem}.blog-post-tile__footer{display:flex;justify-content:space-between;color:var(--color-grey-dark, #808080)}/* Loaded asset: /src/css/modules/footer.css */.footer{background-color:var(--color-blue);color:var(--color-white);font-size:1.4rem;font-weight:500;line-height:150%}.footer__top{padding:4.8rem 0;display:flex;flex-wrap:wrap;justify-content:space-between;gap:4.8rem}.footer__top-pages{display:flex;gap:1rem;flex-wrap:wrap}@media(min-width: 1024px){.footer__top-pages{gap:3.2rem}}.footer__column{display:flex;flex-direction:column;min-width:17rem}.footer__column--buttons{gap:2.4rem;width:100%}.footer__column--buttons .link{width:100%}@media(min-width: 1024px){.footer__column--buttons{width:auto}.footer__column--buttons .link{width:fit-content}}.footer__bottom{padding:2.4rem 0;border-top:.1rem solid var(--color-grey);display:flex;align-items:center;flex-wrap:wrap;gap:4.8rem;justify-content:space-between}.footer__utilities{display:flex;gap:4.8rem;flex-wrap:wrap;align-items:center}.footer__utilities-links{display:flex;gap:3.2rem;flex-wrap:wrap}.footer__utilities-social{gap:1.6rem;display:flex;flex-wrap:wrap;align-items:center}.footer__utilities-social>li>a{display:flex}.footer .label{font-weight:700;line-height:150%;padding:1.2rem 0}</style> <meta property="og:url" content="https://www.dock.financial/blog"> <meta property="og:type" content="blog"> <meta name="twitter:card" content="summary"> <link rel="alternate" type="application/rss+xml" href="https://www.dock.financial/blog/rss.xml"> <meta name="twitter:domain" content="www.dock.financial"> <script src="//platform.linkedin.com/in.js" type="text/javascript"> lang: de_DE </script> <meta http-equiv="content-language" content="de"> <link rel="alternate" hreflang="de" href="https://www.dock.financial/blog"> <link rel="alternate" hreflang="en" href="https://www.dock.financial/en/blog"> <meta name="generator" content="HubSpot"></head> <body class="no-js"><div id="hs_cos_wrapper_module_16915188376382" class="hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_module" style="" data-hs-cos-general-type="widget" data-hs-cos-type="module"> <nav class="navbar js-navbar"> <div class="wrapper"> <a class="" href="/de/"> <figure class="image " data-image data-component="image"> <img class="image__content" srcset="https://5375376.fs1.hubspotusercontent-na1.net/hub/5375376/hubfs/assets/logos/DockLogo.png?width=126&height=29&name=DockLogo.png 126w, https://5375376.fs1.hubspotusercontent-na1.net/hub/5375376/hubfs/assets/logos/DockLogo.png?width=2160&height=512&name=DockLogo.png 2160w" width="126" height="29" src="https://5375376.fs1.hubspotusercontent-na1.net/hub/5375376/hubfs/assets/logos/DockLogo.png?width=126&height=29&name=DockLogo.png" alt="DockLogo" loading="lazy" data-image-content> </figure> </a> <ul class="menu"> <li class="menu__item"> <span class="hasDropdown"> Branchenlösungen </span> <ul class=" submenu"> <li class="submenu__item"> <a class="submenu__item-link" href="https://www.dock.financial/de/finanzinstitute"> <span class="submenu__item-title"> Finanzbranche </span> <p class="submenu__item-description"> Zielgruppenspezifische Lösungen </p> </a> </li> <li class="submenu__item"> <a class="submenu__item-link" href="https://www.dock.financial/de/versicherungen"> <span class="submenu__item-title"> Versicherungsbranche </span> <p class="submenu__item-description"> Kundenzentrierte Erstattungsprozesse </p> </a> </li> <li class="submenu__item"> <a class="submenu__item-link" href="https://www.dock.financial/de/mobilitaet"> <span class="submenu__item-title"> Mobilitätsbranche </span> <p class="submenu__item-description"> Bereitstellung von sofortiger Liquidität </p> </a> </li> <li class="submenu__item"> <a class="submenu__item-link" href="https://www.dock.financial/de/reisebranche"> <span class="submenu__item-title"> Reisebranche </span> <p class="submenu__item-description"> Zielgerichtete Cashflow Optimierung </p> </a> </li> <li class="submenu__item"> <a class="submenu__item-link" href="https://www.dock.financial/de/oeffentliche-verwaltung"> <span class="submenu__item-title"> Öffentliche Verwaltung </span> <p class="submenu__item-description"> Bezahlkarten für Ihren Bedarf </p> </a> </li> </ul> </li> <li class="menu__item"> <span class="hasDropdown"> Plattform </span> <ul class=" submenu"> <li class="submenu__item"> <a class="submenu__item-link" href="https://www.dock.financial/de/produkt"> <span class="submenu__item-title"> Produktmöglichkeiten </span> <p class="submenu__item-description"> Vielfältige Lösungen für Ihr Unternehmen </p> </a> </li> <li class="submenu__item"> <a class="submenu__item-link" href="https://www.dock.financial/de/api-dokumentation"> <span class="submenu__item-title"> API Referenz </span> <p class="submenu__item-description"> Moderne Schnittstellen für Ihren Anwendungsfall </p> </a> </li> </ul> </li> <li class="menu__item"> <span class="hasDropdown"> Unternehmen </span> <ul class=" submenu"> <li class="submenu__item"> <a class="submenu__item-link" href="https://www.dock.financial/de/ueber-uns"> <span class="submenu__item-title"> Über uns </span> <p class="submenu__item-description"> Ihr Partner für Embedded Finance </p> </a> </li> <li class="submenu__item"> <a class="submenu__item-link" href="https://www.dock.financial/de/karriere"> <span class="submenu__item-title"> Karriere </span> <p class="submenu__item-description"> Stellenangebote und was Sie bei uns erwartet </p> </a> </li> <li class="submenu__item"> <a class="submenu__item-link" href="https://www.dock.financial/de/pressemitteilungen"> <span class="submenu__item-title"> Presse </span> <p class="submenu__item-description"> Aktuelle Informationen und Pressemitteilungen </p> </a> </li> <li class="submenu__item"> <a class="submenu__item-link" href="https://www.dock.financial/blog"> <span class="submenu__item-title"> Blog </span> <p class="submenu__item-description"> Alles rund um Embedded Finance für Ihre Branche </p> </a> </li> </ul> </li> <div id="navbar-contact-btn" class="menu__item-link-wrapper"> <a class="link link--icon link--icon-right " href="#contact" data-component="link"><span class="link__text">Kontakt</span> <svg xmlns="http://www.w3.org/2000/svg" width="24" height="25" viewbox="0 0 24 25" fill="none"> <path d="M6 12.5H18.5H6ZM18.5 12.5L12.5 6.5L18.5 12.5ZM18.5 12.5L12.5 18.5L18.5 12.5Z" fill="currentColor" /> <path d="M18.5 12.5L12.5 18.5M6 12.5H18.5H6ZM18.5 12.5L12.5 6.5L18.5 12.5Z" stroke="currentColor" stroke-width="1.5" stroke-linecap="round" stroke-linejoin="round" /> </svg></a> </div> <div class="dropdown" data-dropdown>  <div class="dropdown__btn" data-dropdown-btn> <svg xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewbox="0 0 24 24" fill="none"> <path d="M12 22C17.5228 22 22 17.5228 22 12C22 6.47715 17.5228 2 12 2C6.47715 2 2 6.47715 2 12C2 17.5228 6.47715 22 12 22Z" stroke="#002E59" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" /> <path d="M2 12H22" stroke="#002E59" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" /> <path d="M12 2C14.5013 4.73835 15.9228 8.29203 16 12C15.9228 15.708 14.5013 19.2616 12 22C9.49872 19.2616 8.07725 15.708 8 12C8.07725 8.29203 9.49872 4.73835 12 2V2Z" stroke="#002E59" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" /> </svg> <span class="dropdown__btn-label">DE</span> <svg class="dropdown__btn-icon" xmlns="http://www.w3.org/2000/svg" width="24" height="24" viewbox="0 0 24 24" fill="none"> <path d="M6 9L12 15L18 9" stroke="#002E59" stroke-width="2" stroke-linecap="round" stroke-linejoin="round" /> </svg> </div> <ul class="dropdown__list" data-dropdown-list> <li class="dropdown__list-item"><a href="/en/blog">EN</a></li> <li class="dropdown__list-item"><a href="/blog">DE</a></li> </ul> </div> </ul> <div class="mobile-menu js-menu-icon"> <div class="hamburger"> <span class="line"></span> <span class="line"></span> <span class="line"></span> <span class="circle"></span> </div> </div> </div> </nav>  <script> document.addEventListener("DOMContentLoaded", function () { document.querySelectorAll(".js-menu-icon").forEach(function (menuIcon) { menuIcon.addEventListener("click", function () { menuIcon.classList.toggle("is-active"); document.querySelector('html').classList.toggle("scroll-lock"); document.querySelectorAll(".menu .submenu").forEach(function (submenu) { submenu.classList.remove("submenu--is-visible"); }); document.querySelectorAll(".menu li").forEach(function (menuItem) { menuItem.classList.remove("is-selected"); }); document.querySelector(".js-navbar").classList.toggle("navbar--is-visible"); }); }); document.querySelectorAll(".menu__item").forEach(function (menuItem) { menuItem.querySelector(".hasDropdown").addEventListener("click", function (event) { // event.preventDefault(); menuItem.classList.toggle("is-selected"); let currentSubmenu = menuItem.querySelector(".submenu"); currentSubmenu.classList.toggle("submenu--is-visible"); document.querySelectorAll(".menu .submenu").forEach(function (submenu) { if (submenu !== currentSubmenu) { submenu.classList.remove("submenu--is-visible"); } }); document.querySelectorAll(".menu li").forEach(function (otherMenuItem) { if (otherMenuItem !== menuItem) { otherMenuItem.classList.remove("is-selected"); } }); }); }); }); </script></div><main><div id="hs_cos_wrapper_module_16976588938599" class="hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_module" style="" data-hs-cos-general-type="widget" data-hs-cos-type="module"> <section class="hero hero--blue" data-module="Blog listing hero"> <div class="hero__container wrapper"> <div class="hero__text swap-columns"> <h1 class="header header--h1"> Embedded Finance löst Ihre Herausforderungen </h1> <p class="copy"> Das Wissensportal rund um Embedded Finance: Strategien, Innovation und Chancen für Versicherungen, Finanzwesen, Reiseindustrie und den Mobilitätssektor. </p> <div class="hero__bottom"> <span class="hero__bottom-author"> </span> <a class="link link--icon link--icon-right link--plain" href="https://www.dock.financial/blog" data-component="link"><span class="link__text">Alle Artikel</span> <svg xmlns="http://www.w3.org/2000/svg" width="24" height="25" viewbox="0 0 24 25" fill="none"> <path d="M6 12.5H18.5H6ZM18.5 12.5L12.5 6.5L18.5 12.5ZM18.5 12.5L12.5 18.5L18.5 12.5Z" fill="currentColor" /> <path d="M18.5 12.5L12.5 18.5M6 12.5H18.5H6ZM18.5 12.5L12.5 6.5L18.5 12.5Z" stroke="currentColor" stroke-width="1.5" stroke-linecap="round" stroke-linejoin="round" /> </svg></a> </div> </div> <div class="hero__image" data-animated-svg> <img src="https://140630276.fs1.hubspotusercontent-eu1.net/hubfs/140630276/Imported%20images/woman_in_front_of_laptop.png" alt="woman_in_front_of_laptop" loading="lazy"> </div> </div> </section></div> <div id="hs_cos_wrapper_module_16976595175867" class="hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_module" style="" data-hs-cos-general-type="widget" data-hs-cos-type="module"> <section class="blog-listing" data-module="Blog listing"> <div class="wrapper"> <h3 class="blog-listing__header header header--h3"> Dock News und Blog </h3> <div class="blog-listing__list"><a class="blog-post-tile" href="https://www.dock.financial/blog/wenn-der-truck-nicht-fährt-kostspielige-lenkzeitunterbrechungen-reduzieren"> <figure class="image image--cover blog-post-tile__image" data-image data-component="image"> <img class="image__content" srcset="https://www.dock.financial/hubfs/Blog/Mobility/20230929-DockFinancial-Blog-Wenn%20der%20Truck%20nicht%20fahrt_2.jpg 0w" src="https://www.dock.financial/hubfs/Blog/Mobility/20230929-DockFinancial-Blog-Wenn%20der%20Truck%20nicht%20fahrt_2.jpg" alt="" loading="lazy" data-image-content> </figure> <div class="blog-post-tile__content"> <h5 class="header header--h6">Wenn der Truck nicht fährt: Kostspielige Lenkzeitunterbrechungen reduzieren</h5> <div class="blog-post-tile__summary copy"> <p><strong>Panne, Unfall, Bußgeld:</strong> Solche Störungen sind für einen Lkw-Fahrer nicht gerade schön. Sie sind...</p> </div> <div class="blog-post-tile__footer"> <span class="blog-post-tile__author">Julia Zach</span> <time class="blog-post-tile__timestamp" datetime="2023-11-23 09:32:14"> 23. November 2023 </time> </div> </div> </a></div> </div></section></div></main><div id="hs_cos_wrapper_module_16930451229362" class="hs_cos_wrapper hs_cos_wrapper_widget hs_cos_wrapper_type_module" style="" data-hs-cos-general-type="widget" data-hs-cos-type="module"><footer class="footer" data-module="Footer"> <div class="wrapper wrapper--wide"> <div class="footer__top"> <a class="" href="/de/"> <figure class="image " data-image data-component="image"> <img class="image__content" width="125" height="29" src="https://www.dock.financial/hubfs/assets/logos/DockLogoWhite.svg" alt="DockLogoWhite" loading="lazy" data-image-content> </figure> </a> <div class="footer__top-pages"> <div class="footer__column "> <span class="label">Branchenlösungen</span><a class="link link--icon link--icon-right link--simple" href="https://www.dock.financial/de/finanzinstitute" data-component="link"><span class="link__text">Finanzbranche</span> <svg xmlns="http://www.w3.org/2000/svg" width="24" height="25" viewbox="0 0 24 25" fill="none"> <path d="M6 12.5H18.5H6ZM18.5 12.5L12.5 6.5L18.5 12.5ZM18.5 12.5L12.5 18.5L18.5 12.5Z" fill="currentColor" /> <path d="M18.5 12.5L12.5 18.5M6 12.5H18.5H6ZM18.5 12.5L12.5 6.5L18.5 12.5Z" stroke="currentColor" stroke-width="1.5" stroke-linecap="round" stroke-linejoin="round" /> </svg></a><a class="link link--icon link--icon-right link--simple" href="https://www.dock.financial/de/versicherungen" data-component="link"><span class="link__text">Versicherungsbranche</span> <svg xmlns="http://www.w3.org/2000/svg" width="24" height="25" viewbox="0 0 24 25" fill="none"> <path d="M6 12.5H18.5H6ZM18.5 12.5L12.5 6.5L18.5 12.5ZM18.5 12.5L12.5 18.5L18.5 12.5Z" fill="currentColor" /> <path d="M18.5 12.5L12.5 18.5M6 12.5H18.5H6ZM18.5 12.5L12.5 6.5L18.5 12.5Z" stroke="currentColor" stroke-width="1.5" stroke-linecap="round" stroke-linejoin="round" /> </svg></a><a class="link link--icon link--icon-right link--simple" href="https://www.dock.financial/de/mobilitaet" data-component="link"><span class="link__text">Mobilitätsbranche</span> <svg xmlns="http://www.w3.org/2000/svg" width="24" height="25" viewbox="0 0 24 25" fill="none"> <path d="M6 12.5H18.5H6ZM18.5 12.5L12.5 6.5L18.5 12.5ZM18.5 12.5L12.5 18.5L18.5 12.5Z" fill="currentColor" /> <path d="M18.5 12.5L12.5 18.5M6 12.5H18.5H6ZM18.5 12.5L12.5 6.5L18.5 12.5Z" stroke="currentColor" stroke-width="1.5" stroke-linecap="round" stroke-linejoin="round" /> </svg></a><a class="link link--icon link--icon-right link--simple" href="https://www.dock.financial/de/reisebranche" data-component="link"><span class="link__text">Reisebranche</span> <svg xmlns="http://www.w3.org/2000/svg" width="24" height="25" viewbox="0 0 24 25" fill="none"> <path d="M6 12.5H18.5H6ZM18.5 12.5L12.5 6.5L18.5 12.5ZM18.5 12.5L12.5 18.5L18.5 12.5Z" fill="currentColor" /> <path d="M18.5 12.5L12.5 18.5M6 12.5H18.5H6ZM18.5 12.5L12.5 6.5L18.5 12.5Z" stroke="currentColor" stroke-width="1.5" stroke-linecap="round" stroke-linejoin="round" /> </svg></a><a class="link link--icon link--icon-right link--simple" href="https://www.dock.financial/de/oeffentliche-verwaltung" data-component="link"><span class="link__text">Öffentliche Verwaltung</span> <svg xmlns="http://www.w3.org/2000/svg" width="24" height="25" viewbox="0 0 24 25" fill="none"> <path d="M6 12.5H18.5H6ZM18.5 12.5L12.5 6.5L18.5 12.5ZM18.5 12.5L12.5 18.5L18.5 12.5Z" fill="currentColor" /> <path d="M18.5 12.5L12.5 18.5M6 12.5H18.5H6ZM18.5 12.5L12.5 6.5L18.5 12.5Z" stroke="currentColor" stroke-width="1.5" stroke-linecap="round" stroke-linejoin="round" /> </svg></a> </div> <div class="footer__column "> <span class="label">Plattform</span><a class="link link--icon link--icon-right link--simple" href="https://www.dock.financial/de/produkt" data-component="link"><span class="link__text">Produktmöglichkeiten</span> <svg xmlns="http://www.w3.org/2000/svg" width="24" height="25" viewbox="0 0 24 25" fill="none"> <path d="M6 12.5H18.5H6ZM18.5 12.5L12.5 6.5L18.5 12.5ZM18.5 12.5L12.5 18.5L18.5 12.5Z" fill="currentColor" /> <path d="M18.5 12.5L12.5 18.5M6 12.5H18.5H6ZM18.5 12.5L12.5 6.5L18.5 12.5Z" stroke="currentColor" stroke-width="1.5" stroke-linecap="round" stroke-linejoin="round" /> </svg></a><a class="link link--icon link--icon-right link--simple" href="https://www.dock.financial/de/api-dokumentation" data-component="link"><span class="link__text">API Referenz</span> <svg xmlns="http://www.w3.org/2000/svg" width="24" height="25" viewbox="0 0 24 25" fill="none"> <path d="M6 12.5H18.5H6ZM18.5 12.5L12.5 6.5L18.5 12.5ZM18.5 12.5L12.5 18.5L18.5 12.5Z" fill="currentColor" /> <path d="M18.5 12.5L12.5 18.5M6 12.5H18.5H6ZM18.5 12.5L12.5 6.5L18.5 12.5Z" stroke="currentColor" stroke-width="1.5" stroke-linecap="round" stroke-linejoin="round" /> </svg></a> </div> <div class="footer__column "> <span class="label">Unternehmen</span><a class="link link--icon link--icon-right link--simple" href="https://www.dock.financial/de/ueber-uns" data-component="link"><span class="link__text">Über uns</span> <svg xmlns="http://www.w3.org/2000/svg" width="24" height="25" viewbox="0 0 24 25" fill="none"> <path d="M6 12.5H18.5H6ZM18.5 12.5L12.5 6.5L18.5 12.5ZM18.5 12.5L12.5 18.5L18.5 12.5Z" fill="currentColor" /> <path d="M18.5 12.5L12.5 18.5M6 12.5H18.5H6ZM18.5 12.5L12.5 6.5L18.5 12.5Z" stroke="currentColor" stroke-width="1.5" stroke-linecap="round" stroke-linejoin="round" /> </svg></a><a class="link link--icon link--icon-right link--simple" href="https://www.dock.financial/de/karriere" data-component="link"><span class="link__text">Karriere</span> <svg xmlns="http://www.w3.org/2000/svg" width="24" height="25" viewbox="0 0 24 25" fill="none"> <path d="M6 12.5H18.5H6ZM18.5 12.5L12.5 6.5L18.5 12.5ZM18.5 12.5L12.5 18.5L18.5 12.5Z" fill="currentColor" /> <path d="M18.5 12.5L12.5 18.5M6 12.5H18.5H6ZM18.5 12.5L12.5 6.5L18.5 12.5Z" stroke="currentColor" stroke-width="1.5" stroke-linecap="round" stroke-linejoin="round" /> </svg></a><a class="link link--icon link--icon-right link--simple" href="https://www.dock.financial/de/pressemitteilungen" data-component="link"><span class="link__text">Presse</span> <svg xmlns="http://www.w3.org/2000/svg" width="24" height="25" viewbox="0 0 24 25" fill="none"> <path d="M6 12.5H18.5H6ZM18.5 12.5L12.5 6.5L18.5 12.5ZM18.5 12.5L12.5 18.5L18.5 12.5Z" fill="currentColor" /> <path d="M18.5 12.5L12.5 18.5M6 12.5H18.5H6ZM18.5 12.5L12.5 6.5L18.5 12.5Z" stroke="currentColor" stroke-width="1.5" stroke-linecap="round" stroke-linejoin="round" /> </svg></a><a class="link link--icon link--icon-right link--simple" href="https://www.dock.financial/blog" data-component="link"><span class="link__text">Blog</span> <svg xmlns="http://www.w3.org/2000/svg" width="24" height="25" viewbox="0 0 24 25" fill="none"> <path d="M6 12.5H18.5H6ZM18.5 12.5L12.5 6.5L18.5 12.5ZM18.5 12.5L12.5 18.5L18.5 12.5Z" fill="currentColor" /> <path d="M18.5 12.5L12.5 18.5M6 12.5H18.5H6ZM18.5 12.5L12.5 6.5L18.5 12.5Z" stroke="currentColor" stroke-width="1.5" stroke-linecap="round" stroke-linejoin="round" /> </svg></a> </div> <div id="footer-contact-column" class="footer__column footer__column--buttons"> <a class="link link--icon link--icon-right " href="#contact" data-component="link"><span class="link__text">Jetzt kontaktieren</span> <svg xmlns="http://www.w3.org/2000/svg" width="24" height="25" viewbox="0 0 24 25" fill="none"> <path d="M6 12.5H18.5H6ZM18.5 12.5L12.5 6.5L18.5 12.5ZM18.5 12.5L12.5 18.5L18.5 12.5Z" fill="currentColor" /> <path d="M18.5 12.5L12.5 18.5M6 12.5H18.5H6ZM18.5 12.5L12.5 6.5L18.5 12.5Z" stroke="currentColor" stroke-width="1.5" stroke-linecap="round" stroke-linejoin="round" /> </svg></a> </div></div> </div> <div class="footer__bottom"> <p class="footer__copyrights"> © 2024 Dock Financial | Alle Rechte vorbehalten. Regulatorische Leistungen erfolgen durch regulierte Partner. </p> <div class="footer__utilities"> <div class="footer__utilities-links"> <a class="link link--icon link--icon-right link--simple" href="https://hinweisgebersystem.ftapi.com/secuform/portal/wb_dock_financial" data-component="link"><span class="link__text">Hinweisgebersystem</span> <svg xmlns="http://www.w3.org/2000/svg" width="24" height="25" viewbox="0 0 24 25" fill="none"> <path d="M6 12.5H18.5H6ZM18.5 12.5L12.5 6.5L18.5 12.5ZM18.5 12.5L12.5 18.5L18.5 12.5Z" fill="currentColor" /> <path d="M18.5 12.5L12.5 18.5M6 12.5H18.5H6ZM18.5 12.5L12.5 6.5L18.5 12.5Z" stroke="currentColor" stroke-width="1.5" stroke-linecap="round" stroke-linejoin="round" /> </svg></a><a class="link link--icon link--icon-right link--simple" href="https://www.dock.financial/de/datenschutz" data-component="link"><span class="link__text">Datenschutz</span> <svg xmlns="http://www.w3.org/2000/svg" width="24" height="25" viewbox="0 0 24 25" fill="none"> <path d="M6 12.5H18.5H6ZM18.5 12.5L12.5 6.5L18.5 12.5ZM18.5 12.5L12.5 18.5L18.5 12.5Z" fill="currentColor" /> <path d="M18.5 12.5L12.5 18.5M6 12.5H18.5H6ZM18.5 12.5L12.5 6.5L18.5 12.5Z" stroke="currentColor" stroke-width="1.5" stroke-linecap="round" stroke-linejoin="round" /> </svg></a><a class="link link--icon link--icon-right link--simple" href="https://www.dock.financial/de/impressum" data-component="link"><span class="link__text">Impressum</span> <svg xmlns="http://www.w3.org/2000/svg" width="24" height="25" viewbox="0 0 24 25" fill="none"> <path d="M6 12.5H18.5H6ZM18.5 12.5L12.5 6.5L18.5 12.5ZM18.5 12.5L12.5 18.5L18.5 12.5Z" fill="currentColor" /> <path d="M18.5 12.5L12.5 18.5M6 12.5H18.5H6ZM18.5 12.5L12.5 6.5L18.5 12.5Z" stroke="currentColor" stroke-width="1.5" stroke-linecap="round" stroke-linejoin="round" /> </svg></a></div> <ul class="footer__utilities-social"> <li> <a href="https://www.linkedin.com/company/dock-financial" target="_blank" rel="noopener noreferrer" aria-label="Visit our Linkedin"> <img src="https://140630276.fs1.hubspotusercontent-eu1.net/hubfs/140630276/assets/socials/Linkedin.svg" alt="Linkedin" loading="lazy"> </a> </li> </ul> </div> </div> </div> </footer></div> <script defer src="/hs/hsstatic/cms-free-branding-lib/static-1.267/js/index.js"></script>  <script defer src="/hs/hsstatic/content-cwv-embed/static-1.1293/embed.js"></script> <script> var hsVars = hsVars || {}; hsVars['language'] = 'de'; </script> <script src="/hs/hsstatic/cos-i18n/static-1.53/bundles/project.js"></script> <script defer src="https://www.dock.financial/hs-fs/hub/5375376/hub_generated/template_assets/143114696231/1702320731046/src/javascript/components/linkUpdater.min.js"></script> <script defer src="https://www.dock.financial/hs-fs/hub/5375376/hub_generated/template_assets/147067365801/1700855139872/src/javascript/components/dropdown.min.js"></script> <script> (() => {/* Loaded asset: /src/javascript/templates/template.js */ /* Loaded asset: /src/javascript/components/image.js */ })() </script>  <script type="text/javascript"> var _hsq = _hsq || []; _hsq.push(["setContentType", "listing-page"]); _hsq.push(["setCanonicalUrl", "https:\/\/www.dock.financial\/blog"]); _hsq.push(["setPageId", "145939380556"]); _hsq.push(["setContentMetadata", { "contentPageId": 145939380556, "legacyPageId": "145939380556", "contentFolderId": null, "contentGroupId": 26908765104, "abTestId": null, "languageVariantId": 145939380556, "languageCode": "de", }]); </script> <script type="text/javascript" id="hs-script-loader" async defer src="/hs/scriptloader/5375376.js"></script>  <script type="text/javascript"> var hsVars = { render_id: "ad2ed050-565d-4597-a79a-27cf688428a4", ticks: 1732011900134, page_id: 145939380556, content_group_id: 26908765104, portal_id: 5375376, app_hs_base_url: "https://app.hubspot.com", cp_hs_base_url: "https://cp.hubspot.com", language: "de", analytics_page_type: "listing-page", scp_content_type: "", analytics_page_id: "145939380556", category_id: 7, folder_id: 0, is_hubspot_user: false } </script> <script defer src="/hs/hsstatic/HubspotToolsMenu/static-1.354/js/index.js"></script> <div id="fb-root"></div> <script>(function(d, s, id) { var js, fjs = d.getElementsByTagName(s)[0]; if (d.getElementById(id)) return; js = d.createElement(s); js.id = id; js.src = "//connect.facebook.net/de_DE/sdk.js#xfbml=1&version=v3.0"; fjs.parentNode.insertBefore(js, fjs); }(document, 'script', 'facebook-jssdk'));</script> <script>!function(d,s,id){var js,fjs=d.getElementsByTagName(s)[0];if(!d.getElementById(id)){js=d.createElement(s);js.id=id;js.src="https://platform.twitter.com/widgets.js";fjs.parentNode.insertBefore(js,fjs);}}(document,"script","twitter-wjs");</script> </body></html>