Enforcement | Consumer Financial Protection Bureau

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</div> </div> </div> </li> </ul> </div> </div> </div> </div> <div class="m-global-eyebrow m-global-eyebrow--list"> <div class="wrapper "> <div class="m-global-eyebrow__actions"> <ul class="m-list m-list--horizontal m-global-eyebrow__languages"> <li class="m-list__item"> <a href="/es/" hreflang="es" lang="es"> Español </a> </li> <li class="m-list__item"> <a href="/language/zh/" hreflang="zh" lang="zh"> 中文 </a> </li> <li class="m-list__item"> <a href="/language/vi/" hreflang="vi" lang="vi"> Tiếng Việt </a> </li> <li class="m-list__item"> <a href="/language/ko/" hreflang="ko" lang="ko"> 한국어 </a> </li> <li class="m-list__item"> <a href="/language/tl/" hreflang="tl" lang="tl"> Tagalog </a> </li> <li class="m-list__item"> <a href="/language/ru/" hreflang="ru" lang="ru"> Pусский </a> </li> <li class="m-list__item"> <a href="/language/ar/" hreflang="ar" lang="ar"> العربية </a> </li> <li class="m-list__item"> <a href="/language/ht/" hreflang="ht" lang="ht"> Kreyòl Ayisyen </a> </li> </ul> <span 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One way we do this is by enforcing federal consumer financial laws and holding financial service providers accountable for their actions.</p> </div> <p data-block-key="yb7v8">When a bank, company, individual, or other entity breaks the law, we may take enforcement action against them.</p> <ul class="m-list m-list--links"> <li class="m-list__item"> <a class="a-link a-link--jump" href="/enforcement/life-cycle-of-enforcement-action/" ><span class="a-link__text">Learn the life cycle of an enforcement action</span></a> </li> </ul> </div> <div class="block"> <div class="o-info-unit-group" > <div class="content-l"> <div class="content-l__col content-l__col-1-2"> <div class="m-info-unit"> <div class="m-info-unit__heading-text"> <h3 id="payments-to-harmed-consumers">Payments to harmed consumers</h3> </div><div class="m-info-unit__content"> <p data-block-key="7z83o">When we take action to enforce the law, we (or a court) may order the violator to remedy the harm it caused consumers by compensating victims for this harm. We may also give back money through our civil penalty fund or our redress program.</p> <ul class="m-list m-list--links u-mt15"> <li class="m-list__item"><a class="a-link a-link--jump" href="/enforcement/payments-harmed-consumers/"> <span class="a-link__text">Find out how compensation is distributed to harmed consumers</span> </a> </li> </ul> </div> </div> </div> <div class="content-l__col content-l__col-1-2"> <div class="m-info-unit"> <div class="m-info-unit__heading-text"> <h3 id="enforcement-actions">Enforcement actions</h3> </div><div class="m-info-unit__content"> <p data-block-key="a9gea">Find information about specific court cases and administrative proceedings that we’ve brought addressing violations of laws we enforce.</p> <ul class="m-list m-list--links u-mt15"> <li class="m-list__item"><a class="a-link a-link--jump" href="/enforcement/actions/"> <span class="a-link__text">Browse all enforcement actions</span> </a> </li> </ul> </div> </div> </div> </div> <div class="content-l"> <div class="content-l__col content-l__col-1-2"> <div class="m-info-unit"> <div class="m-info-unit__heading-text"> <h3 id="enforcement-by-the-numbers">Enforcement by the numbers</h3> </div><div class="m-info-unit__content"> <p data-block-key="i19yq">To increase transparency of the Bureau’s public enforcement actions, we have posted summary data on all the Bureau’s public enforcement actions.</p> <ul class="m-list m-list--links u-mt15"> <li class="m-list__item"><a class="a-link a-link--jump" href="/enforcement/payments-harmed-consumers/enforcement-database/"> <span class="a-link__text">View enforcement by the numbers</span> </a> </li> </ul> </div> </div> </div> <div class="content-l__col content-l__col-1-2"> <div class="m-info-unit"> <div class="m-info-unit__heading-text"> <h3 id="warning-letters">Warning letters</h3> </div><div class="m-info-unit__content"> <p data-block-key="xost0">We sometimes send warning letters to advise recipients that certain actions may have violated federal law and to help those entities review certain practices to ensure that they comply with federal law.</p> <ul class="m-list m-list--links u-mt15"> <li class="m-list__item"><a class="a-link a-link--jump" href="/enforcement/warning-letters/"> <span class="a-link__text">Browse sample warning letters</span> </a> </li> </ul> </div> </div> </div> </div> <div class="content-l"> <div class="content-l__col content-l__col-1-2"> <div class="m-info-unit"> <div class="m-info-unit__heading-text"> <h3 id="investigatory-authority">Investigatory authority</h3> </div><div class="m-info-unit__content"> <p data-block-key="fqrd2">We publish petitions to enforce, modify, or set aside Bureau civil investigative demands and the orders resolving those petitions.</p> <ul class="m-list m-list--links u-mt15"> <li class="m-list__item"><a class="a-link a-link--jump" href="/enforcement/investigatory-authority/"> <span class="a-link__text">Browse petitions</span> </a> </li> </ul> </div> </div> </div> <div class="content-l__col content-l__col-1-2"> <div class="m-info-unit"> <div class="m-info-unit__heading-text"> <h3 id="industry-whistleblowers">Industry whistleblowers</h3> </div><div class="m-info-unit__content"> <p data-block-key="g9l19">If you’re a current or former employee of a company that you think has violated federal consumer laws—or an industry insider who knows of such a company—we want to hear from you.</p> <ul class="m-list m-list--links u-mt15"> <li class="m-list__item"><a class="a-link a-link--jump" href="/enforcement/information-industry-whistleblowers/"> <span class="a-link__text">Submit an industry whistleblower tip</span> </a> </li> </ul> </div> </div> </div> </div> </div> </div> <div class="block"> <div class="o-full-width-text-group"> <div class="m-full-width-text"> <p data-block-key="0yq5g"><a class="a-link" href="https://files.consumerfinance.gov/f/documents/cfpb_sbrefa_notification.pdf"><span class="a-link__text">Read about rights of small businesses to fair 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