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class="tdb-sub-icon-fake"><i class="tdb-sub-menu-icon td-icon-right-arrow"></i></div><ul id="menu-a-main-menu-2" class="tdb-block-menu tdb-menu tdb-menu-items-visible"><li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children menu-item-first tdb-menu-item-button tdb-menu-item tdb-normal-menu menu-item-40986 tdb-menu-item-inactive"><a href="#"><div class="tdb-menu-item-text">About Us</div><i class="tdb-sub-menu-icon td-icon-down tdb-main-sub-menu-icon"></i></a> <ul class="sub-menu"> <li class="menu-item menu-item-type-post_type menu-item-object-page tdb-menu-item tdb-normal-menu menu-item-40987"><a href="https://cpd.org.bd/who-we-are/"><div class="tdb-menu-item-text">Who we are</div></a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page tdb-menu-item tdb-normal-menu menu-item-40988"><a href="https://cpd.org.bd/what-we-do/"><div class="tdb-menu-item-text">What we do</div></a></li> <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children tdb-menu-item tdb-normal-menu menu-item-40989 tdb-menu-item-inactive"><a href="#"><div class="tdb-menu-item-text">Governance</div><i class="tdb-sub-menu-icon td-icon-right-arrow"></i></a> <ul class="sub-menu"> <li class="menu-item menu-item-type-post_type menu-item-object-page tdb-menu-item tdb-normal-menu menu-item-40990"><a href="https://cpd.org.bd/board-of-trustees/"><div class="tdb-menu-item-text">Board of Trustees</div></a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page tdb-menu-item tdb-normal-menu menu-item-40991"><a href="https://cpd.org.bd/mic/"><div class="tdb-menu-item-text">Management and Implementation Committee</div></a></li> </ul> </li> <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children tdb-menu-item tdb-normal-menu menu-item-40992 tdb-menu-item-inactive"><a href="#"><div class="tdb-menu-item-text">Best Practices</div><i class="tdb-sub-menu-icon td-icon-right-arrow"></i></a> <ul class="sub-menu"> <li class="menu-item menu-item-type-post_type menu-item-object-page tdb-menu-item tdb-normal-menu menu-item-40993"><a href="https://cpd.org.bd/dialogue-promoting-inclusive-society/"><div class="tdb-menu-item-text">Dialogue Promoting Inclusive Society</div></a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page tdb-menu-item tdb-normal-menu menu-item-40994"><a href="https://cpd.org.bd/promoting-citizens-participation-in-democracy-through-civic-activism/"><div class="tdb-menu-item-text">Promoting citizens’ participation in democracy through civic activism</div></a></li> </ul> </li> <li class="menu-item menu-item-type-post_type menu-item-object-page menu-item-has-children tdb-menu-item tdb-normal-menu menu-item-41009 tdb-menu-item-inactive"><a href="https://cpd.org.bd/cpd-annual-reports/"><div class="tdb-menu-item-text">CPD Annual Reports</div><i class="tdb-sub-menu-icon td-icon-right-arrow"></i></a> <ul class="sub-menu"> <li class="menu-item menu-item-type-post_type menu-item-object-page tdb-menu-item tdb-normal-menu menu-item-47961"><a href="https://cpd.org.bd/annual-report-2023/"><div class="tdb-menu-item-text">Annual Report 2023</div></a></li> <li class="menu-item menu-item-type-post_type menu-item-object-page tdb-menu-item tdb-normal-menu menu-item-44563"><a href="https://cpd.org.bd/annual-report-2022-2/"><div class="tdb-menu-item-text">Annual Report 2022</div></a></li> <li class="menu-item menu-item-type-custom menu-item-object-custom tdb-menu-item tdb-normal-menu menu-item-41008"><a href="https://cpd.org.bd/cpd-annual-report-2021-2/"><div class="tdb-menu-item-text">Annual Report 2021</div></a></li> <li class="menu-item menu-item-type-custom menu-item-object-custom tdb-menu-item tdb-normal-menu menu-item-41007"><a href="https://cpd.org.bd/cpd-annual-report-2020-2/"><div class="tdb-menu-item-text">Annual Report 2020</div></a></li> <li class="menu-item menu-item-type-custom menu-item-object-custom tdb-menu-item tdb-normal-menu menu-item-41006"><a href="https://cpd.org.bd/cpd-annual-report-2019/"><div class="tdb-menu-item-text">Annual Report 2019</div></a></li> <li class="menu-item menu-item-type-custom menu-item-object-custom tdb-menu-item tdb-normal-menu menu-item-41005"><a href="https://cpd.org.bd/annual-report-2018/"><div class="tdb-menu-item-text">Annual Report 2018</div></a></li> <li class="menu-item menu-item-type-custom menu-item-object-custom tdb-menu-item tdb-normal-menu menu-item-41004"><a href="https://cpd.org.bd/annual-report-2017/"><div class="tdb-menu-item-text">Annual Report 2017</div></a></li> <li class="menu-item menu-item-type-custom menu-item-object-custom tdb-menu-item tdb-normal-menu menu-item-41003"><a href="https://cpd.org.bd/annual-report-2016/"><div class="tdb-menu-item-text">Annual Report 2016</div></a></li> <li class="menu-item menu-item-type-custom menu-item-object-custom tdb-menu-item tdb-normal-menu menu-item-41002"><a href="https://cpd.org.bd/annual-report-2015/"><div class="tdb-menu-item-text">Annual Report 2015</div></a></li> <li class="menu-item menu-item-type-custom menu-item-object-custom tdb-menu-item tdb-normal-menu menu-item-41001"><a href="https://cpd.org.bd/annual-report-2014/"><div class="tdb-menu-item-text">Annual Report 2014</div></a></li> <li class="menu-item menu-item-type-custom menu-item-object-custom tdb-menu-item tdb-normal-menu menu-item-41000"><a href="https://cpd.org.bd/annual-report-2013/"><div class="tdb-menu-item-text">Annual Report 2013</div></a></li> <li class="menu-item menu-item-type-custom menu-item-object-custom tdb-menu-item tdb-normal-menu menu-item-40999"><a href="https://cpd.org.bd/cpd-annual-report-2012/"><div class="tdb-menu-item-text">Annual Report 2012</div></a></li> <li class="menu-item menu-item-type-custom menu-item-object-custom tdb-menu-item tdb-normal-menu menu-item-40998"><a href="https://cpd.org.bd/cpd-annual-report-2011/"><div class="tdb-menu-item-text">Annual Report 2011</div></a></li> <li class="menu-item menu-item-type-custom menu-item-object-custom tdb-menu-item tdb-normal-menu menu-item-40997"><a href="https://cpd.org.bd/cpd-annual-report-2010/"><div class="tdb-menu-item-text">Annula Report 2010</div></a></li> <li class="menu-item menu-item-type-custom menu-item-object-custom tdb-menu-item tdb-normal-menu menu-item-40996"><a href="https://cpd.org.bd/annual-report-2008/"><div class="tdb-menu-item-text">Annual Report 2008</div></a></li> </ul> </li> <li class="menu-item menu-item-type-custom menu-item-object-custom menu-item-has-children tdb-menu-item tdb-normal-menu menu-item-41010 tdb-menu-item-inactive"><a href="#"><div class="tdb-menu-item-text">Our Policies</div><i class="tdb-sub-menu-icon td-icon-right-arrow"></i></a> <ul class="sub-menu"> <li class="menu-item menu-item-type-custom menu-item-object-custom tdb-menu-item tdb-normal-menu menu-item-41011"><a 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href="https://cpd.org.bd/dialogue-event/dialogues/">Dialogues</a></li><li class="entry-category"><a href="https://cpd.org.bd/featured-post/">Featured Post</a></li></ul> <header class="td-post-title"> <h1 class="entry-title">Second Social Insurance Forum Sets Priorities for the Interim Government</h1> <div class="td-module-meta-info">  <span class="td-post-date"><time class="entry-date updated td-module-date" datetime="2024-11-06T11:26:40+06:00" >November 6, 2024</time></span>   </div> </header> </div> <div class="td-post-content tagdiv-type">  <p style="text-align: center;"><img fetchpriority="high" decoding="async" class="aligncenter size-full wp-image-49089" src="https://cpd.org.bd/resources/2024/11/social-insurance-forum.jpg" alt="" width="1200" height="700" srcset="https://cpd.org.bd/resources/2024/11/social-insurance-forum.jpg 1200w, https://cpd.org.bd/resources/2024/11/social-insurance-forum-300x175.jpg 300w, https://cpd.org.bd/resources/2024/11/social-insurance-forum-1024x597.jpg 1024w, https://cpd.org.bd/resources/2024/11/social-insurance-forum-768x448.jpg 768w, https://cpd.org.bd/resources/2024/11/social-insurance-forum-720x420.jpg 720w, https://cpd.org.bd/resources/2024/11/social-insurance-forum-696x406.jpg 696w, https://cpd.org.bd/resources/2024/11/social-insurance-forum-1068x623.jpg 1068w" sizes="(max-width: 1200px) 100vw, 1200px" /></p> <p style="text-align: center;"><a href="https://cpd.org.bd/resources/2024/11/PPT-on-Second-Social-Insurance-Forum.pdf" class="su-button su-button-style-default javascript:void(0);" style="color:#FFFFFF;background-color:#2D89EF;border-color:#246ec0;border-radius:5px" target="_blank" rel="noopener noreferrer"><span style="color:#FFFFFF;padding:0px 16px;font-size:13px;line-height:26px;border-color:#6cadf4;border-radius:5px;text-shadow:none"> Presentation</span></a> <p><span data-contrast="auto">On 6 November 2024, the Centre for Policy Dialogue (CPD) and Deutsche Gesellschaft für Internationale Zusammenarbeit (GIZ) GmbH held the Second Social Insurance Forum (SIF) in Dhaka to advance the implementation of the National Social Insurance Scheme (NSIS) in Bangladesh. This forum, established in January 2024, provided a collaborative platform to address the pressing challenges and strategic priorities for social insurance in Bangladesh. </span><i><span data-contrast="auto">Dr Khondaker Golam Moazzem</span></i><span data-contrast="auto">, Research Director at CPD, presented key findings and recommendations, highlighting both progress and gaps in the current framework.</span><span data-ccp-props="{"335559739":0}"> </span></p> <p><span data-contrast="auto">The forum underscored Bangladesh’s commitment to a lifecycle-based social security system that includes financial support for risks such as illness, disability, unemployment, old age, and maternity. It outlined significant conceptual, legal, and institutional challenges. </span><span data-ccp-props="{"335559739":0}"> </span></p> <p><span data-contrast="auto">Despite progress, gaps in defining ‘social insurance’ persist among government bodies, which has impacted the consistency of implementation efforts. Additionally, a lack of specific legislation limits the full development of NSIS, preventing a cohesive system similar to those in countries with established social insurance frameworks. Legal provisions and a centralised body are essential to drive this forward.</span><span data-ccp-props="{"335559739":0}"> </span></p> <figure id="attachment_49135" aria-describedby="caption-attachment-49135" style="width: 300px" class="wp-caption alignleft"><img decoding="async" class="wp-image-49135 size-medium" src="https://cpd.org.bd/resources/2024/11/Dr-moazzem-300x300.jpg" alt="" width="300" height="300" srcset="https://cpd.org.bd/resources/2024/11/Dr-moazzem-300x300.jpg 300w, https://cpd.org.bd/resources/2024/11/Dr-moazzem-420x420.jpg 420w, https://cpd.org.bd/resources/2024/11/Dr-moazzem.jpg 500w" sizes="(max-width: 300px) 100vw, 300px" /><figcaption id="caption-attachment-49135" class="wp-caption-text">Dr Khondaker Golam Moazzem</figcaption></figure> <p><i><span data-contrast="auto">Dr Moazzem</span></i><span data-contrast="auto"> highlighted that the interim government should address institutional shortcomings, particularly the lack of a dedicated NSIS body. Coordination challenges have led to fragmented efforts across ministries, with limited institutional memory due to frequent changes in leadership and insufficient documentation.</span><span data-ccp-props="{"335559739":0}"> </span></p> <p><span data-contrast="auto">The forum recommended both short-term and long-term strategies. Short-term priorities include appointing a focal person from the Finance Division with strong links to the Universal Pension Scheme (UPS) to enhance cohesion and share insights across ministries. Avoiding redundancy is also essential; the state-run Jiban Bima Corporation’s overlapping role with the UPS highlights the need for an integrated approach to ensure efficiency.</span><span data-ccp-props="{"335559739":0}"> </span></p> <p><span data-contrast="auto">To improve continuity, the forum proposed creating a ‘focal person login system’ on the Social Security Policy Support (SSPS) Programme webpage, enabling proper documentation of meeting decisions and avoiding loss of knowledge. </span><span data-ccp-props="{"335559739":0}"> </span></p> <p><i><span data-contrast="auto">Ms Jebunnessa</span></i><span data-contrast="auto">, Programme Associate, CPD, recommended to build a comprehensive Management Information System (MIS) that can consolidate data from various safety net programmes to support individuals below the poverty line effectively.</span><span data-ccp-props="{"335559739":0}"> </span></p> <p><span data-contrast="auto">Looking forward, </span><i><span data-contrast="auto">Dr Moazzem</span></i><span data-contrast="auto"> recommended the development of an Action Plan Phase III to align with Bangladesh’s evolving socio-economic context. Key suggestions include transferring NSIS oversight from the Finance Division to the Cabinet to streamline decision-making and considering the exclusion or redefinition of some ministries’ roles to reduce redundancy within the Social Insurance Cluster.</span><span data-ccp-props="{"335559739":0}"> </span></p> <p><span data-contrast="auto">To enhance inclusivity, the forum urged the establishment of a disability insurance scheme under NSIS, covering physical and mental disabilities. Additionally, creating a dedicated NSIS authority akin to the National Pension Authority would provide focused leadership and continuity in social insurance reforms.</span><span data-ccp-props="{"335559739":0}"> </span></p> <p><span data-contrast="auto">The expansion of the Employment Injury Scheme (EIS) to include informal sector workers and family health provisions is seen as a vital long-term strategy. The forum also encouraged private sector collaboration to improve service delivery, with details to be refined in Action Plan III.</span><span data-ccp-props="{"335559739":0}"> </span></p> <figure id="attachment_49136" aria-describedby="caption-attachment-49136" style="width: 300px" class="wp-caption alignleft"><img decoding="async" class="wp-image-49136 size-medium" src="https://cpd.org.bd/resources/2024/11/Ms-Parveen-Mahmud-FCA-300x300.jpg" alt="" width="300" height="300" srcset="https://cpd.org.bd/resources/2024/11/Ms-Parveen-Mahmud-FCA-300x300.jpg 300w, https://cpd.org.bd/resources/2024/11/Ms-Parveen-Mahmud-FCA-420x420.jpg 420w, https://cpd.org.bd/resources/2024/11/Ms-Parveen-Mahmud-FCA.jpg 500w" sizes="(max-width: 300px) 100vw, 300px" /><figcaption id="caption-attachment-49136" class="wp-caption-text">Ms Parveen Mahmud FCA</figcaption></figure> <p><i>Ms Parveen Mahmud FCA</i>, Member, CPD Board of Trustees, chaired the session and highlighted, ‘For an effective NSIS, Bangladesh needs an implementing body capable of coordinating various stakeholders involved in social insurance. This includes service providers, monitoring agencies, fund managers, payment agents, banks, hospitals, and business owners’.</p> <p>She added that the structure of this body would have to facilitate public-private cooperation to address specific operational requirements for diverse types of social insurance, such as maternity and unemployment insurance, each of which requires distinct systems for management and delivery</p> <p><span data-contrast="auto">The Second Social Insurance Forum gathered a diverse group of key stakeholders, including senior government officials, researchers, labour rights advocates, and international advisors, to discuss the implementation of Bangladesh’s National Social Insurance Scheme (NSIS) and propose reforms for the interim government.</span><span data-ccp-props="{"335559739":0}"> </span></p> <p><span data-contrast="auto">Participants discussed the importance of defining whether pensions should be considered part of social insurance. There are distinct perspectives on insurance and pensions, as these serve different functions: insurance mitigates risk and liability, while pensions offer long-term financial security and protection for retirees. Within the scope of social insurance, parametric reforms in insurance schemes are occasionally implemented; however, a more systematic and coordinated approach is still needed.</span><span data-ccp-props="{"335559739":0}"> </span></p> <p><span data-contrast="auto">Additionally, participants noted that accident and injury insurance are essential forms of protection, and it would be feasible to integrate them within the pension framework, thereby strengthening the overall social security system. 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class="td-social-but-text">Facebook</div></a><a class="td-social-sharing-button td-social-sharing-button-js td-social-network td-social-twitter" href="https://twitter.com/intent/tweet?text=Second+Social+Insurance+Forum+Sets+Priorities+for+the+Interim+Government&url=https%3A%2F%2Fcpd.org.bd%2Fsecond-social-insurance-forum-sets-priorities-for-the-interim-government%2F&via=Centre+for+Policy+Dialogue+%28CPD%29" title="Twitter" ><div class="td-social-but-icon"><i class="td-icon-twitter"></i></div><div class="td-social-but-text">Twitter</div></a><a class="td-social-sharing-button td-social-sharing-button-js td-social-network td-social-whatsapp" href="https://api.whatsapp.com/send?text=Second+Social+Insurance+Forum+Sets+Priorities+for+the+Interim+Government %0A%0A https://cpd.org.bd/second-social-insurance-forum-sets-priorities-for-the-interim-government/" title="WhatsApp" ><div class="td-social-but-icon"><i class="td-icon-whatsapp"></i></div><div class="td-social-but-text">WhatsApp</div></a><a class="td-social-sharing-button td-social-sharing-button-js td-social-network td-social-mail" href="mailto:?subject=Second Social Insurance Forum Sets Priorities for the Interim Government&body=https://cpd.org.bd/second-social-insurance-forum-sets-priorities-for-the-interim-government/" title="Email" ><div class="td-social-but-icon"><i class="td-icon-mail"></i></div><div class="td-social-but-text">Email</div></a></div><div class="td-social-sharing-hidden"><ul class="td-pulldown-filter-list"></ul><a class="td-social-sharing-button td-social-handler td-social-expand-tabs" href="#" data-block-uid="td_social_sharing_article_bottom" title="More"> <div class="td-social-but-icon"><i class="td-icon-plus td-social-expand-tabs-icon"></i></div> </a></div></div></div>  <div class="td-author-name vcard author" style="display: none"><span class="fn"><a href="https://cpd.org.bd/contributor/p0calypt0/">Sarwar</a></span></div>  </footer> </article>  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