Commercial/Multifamily Policy Issues

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href="/advocacy-and-policy/residential-policy-issues/federal-home-loan-banks-fhlb-policies-and-programs" target="_self"> Federal Home Loan Banks (FHLB) Policies and Programs </a> </li> <li class=" "> <a href="/advocacy-and-policy/residential-policy-issues/private-label-securities-PLS-market" target="_self"> Private-Label Securities (PLS) Market </a> </li> <li class=" "> <a href="/advocacy-and-policy/residential-policy-issues/remote-work-policies" target="_self"> Remote Work Policies </a> </li> <li class=" "> <a href="/advocacy-and-policy/residential-policy-issues/secure-and-fair-enforcement-for-mortgage-licensing-safe-act-and-nationwide-mortgage-licensing-system-nmls" target="_self"> Secure and Fair Enforcement for Mortgage Licensing (SAFE) Act and Nationwide Mortgage Licensing System (NMLS) </a> </li> <li class=" "> <a href="/advocacy-and-policy/residential-policy-issues/state-community-reinvestment-act-CRA-legislation" target="_self"> State Community Reinvestment Act (CRA) Legislation </a> </li> <li class=" "> <a href="/advocacy-and-policy/residential-policy-issues/remote-online-notarization" target="_self"> Remote Online Notarization </a> </li> <li class=" "> <a href="/advocacy-and-policy/residential-policy-issues/state-legislative-and-regulatory-resource-center" target="_self"> State Legislative and Regulatory Resources </a> </li> <li class=" "> <a href="/advocacy-and-policy/residential-policy-issues/financial-accounting-standards-board-FASB-standards" target="_self"> Financial Accounting Standards Board (FASB) Standards </a> </li> <li class=" "> <a href="/advocacy-and-policy/residential-policy-issues/tax-issues" target="_self"> Tax Issues </a> </li> <li class=" "> <a href="/advocacy-and-policy/residential-policy-issues/building-generational-wealth-through-homeownership" target="_self"> Building Generational Wealth through Homeownership Initiative </a> </li> <li class=" "> <a href="/advocacy-and-policy/residential-policy-issues/warehouse-lending-what-is-it-and-how-does-it-work" target="_self"> Warehouse Lending Fact Sheet </a> </li> <li class=" "> <a href="/advocacy-and-policy/residential-policy-issues/property-assessed-clean-energy-PACE-lending" target="_self"> Property Assessed Clean Energy (PACE) Lending </a> </li> <li class=" "> <a href="/advocacy-and-policy/residential-policy-issues/The-Future-of-Loss-Mitigation" target="_self"> The Future of Loss Mitigation </a> </li> <li class=" "> <a href="/advocacy-and-policy/residential-policy-issues/csbs-model-state-imb-capital-liquidity-and-governance-standards" target="_self"> CSBS Model State IMB Capital, Liquidity, and Governance Standards </a> </li> <li class=" "> <a href="/advocacy-and-policy/residential-policy-issues/attorney-opinion-letters" target="_self"> Attorney Opinion Letters on Alternative Title Insurance Product Offerings </a> </li> <li class=" "> <a href="/advocacy-and-policy/residential-policy-issues/independent-mortgage-bankers-IMB-fact-sheet" target="_self"> Independent Mortgage Bankers (IMB) Fact Sheet </a> </li> <li class=" "> <a href="/advocacy-and-policy/residential-policy-issues/State-Artificial-Intelligence-Law-and-the-Real-Estate-Finance-Industry" target="_self"> State Artificial Intelligence Law and the Real Estate Finance Industry </a> </li> </ul> </li> <li class="is-current "> <a href="/advocacy-and-policy/commercial/multifamily/policy-issues" target="_self"> Commercial/Multifamily Policy Issues </a> <ul> <li class=" "> <a href="/advocacy-and-policy/policy-issues/libor-transition" target="_self"> LIBOR Transition </a> </li> <li class=" "> <a href="/advocacy-and-policy/commercial/multifamily/policy-issues/climate-related-risk-and-environmental-social-governance-esg" target="_self"> Climate-Related Risk and Sustainability </a> </li> <li class=" "> <a href="/advocacy-and-policy/commercial/multifamily/policy-issues/FHA_HUD_Multifamily_Policy" target="_self"> FHA/HUD Multifamily Policy </a> </li> <li class=" "> <a href="/advocacy-and-policy/commercial/multifamily/policy-issues/GSE_Multifamily_Policy" target="_self"> GSE Multifamily Policy </a> </li> <li class=" "> <a href="/advocacy-and-policy/commercial/multifamily/policy-issues/national-flood-insurance-program-NFIP" target="_self"> National Flood Insurance Program (NFIP) </a> </li> <li class=" "> <a href="/advocacy-and-policy/commercial/multifamily/policy-issues/small-business-loan-reporting" target="_self"> Small Business Loan Reporting </a> </li> <li class=" "> <a href="/advocacy-and-policy/commercial/multifamily/policy-issues/home-mortgage-disclosure-act-HMDA-and-multifamily-lending" target="_self"> Home Mortgage Disclosure Act (HMDA) and Multifamily Lending </a> </li> <li class=" "> <a href="/advocacy-and-policy/commercial/multifamily/policy-issues/bank-portfolio-lenders" target="_self"> Bank Portfolio Lenders </a> </li> <li class=" "> <a href="/advocacy-and-policy/commercial/multifamily/policy-issues/tax-policy" target="_self"> Tax Policy </a> </li> <li class=" "> <a href="/advocacy-and-policy/commercial/multifamily/policy-issues/consumer-laws-and-commercial-and-multifamily-lending" target="_self"> Consumer Laws and Commercial and Multifamily Lending </a> </li> <li class=" "> <a href="/advocacy-and-policy/commercial/multifamily/policy-issues/Expanding-Affordable-Rental-Housing-Opportunities" target="_self"> Expanding Affordable Rental Housing Opportunities </a> </li> </ul> </li> <li class=" "> <a href="/advocacy-and-policy/mortgage-action-alliance-maa" target="_self"> Mortgage Action Alliance (MAA) </a> <ul> <li class=" "> <a href="/advocacy-and-policy/mortgage-action-alliance-maa/join-maa" target="_self"> Join MAA </a> </li> <li class=" "> <a href="/advocacy-and-policy/mortgage-action-alliance-maa/take-action" target="_self"> Take Action </a> </li> <li class=" "> <a href="/advocacy-and-policy/mortgage-action-alliance-maa/maa-resources" target="_self"> MAA Resources </a> </li> <li class=" "> <a href="/advocacy-and-policy/mortgage-action-alliance-maa/election-center" target="_self"> Election Center </a> </li> <li class=" "> <a href="/advocacy-and-policy/mortgage-action-alliance-maa/supported-bills" target="_self"> Supported Bills </a> </li> <li class=" "> <a href="/advocacy-and-policy/mortgage-action-alliance-maa/grasstops-advocates" target="_self"> Grasstops Advocates </a> </li> <li class=" "> <a href="/advocacy-and-policy/mortgage-action-alliance-maa/maa-action-week" target="_self"> MAA Action Week </a> </li> <li class=" "> <a href="/advocacy-and-policy/mortgage-action-alliance-maa/maa-steering-committee" target="_self"> MAA Steering Committee </a> </li> <li class=" "> <a href="/advocacy-and-policy/mortgage-action-alliance-maa/past-maa-alerts-and-newsletters" target="_self"> Past MAA Alerts and Newsletters </a> </li> <li class=" "> <a href="/advocacy-and-policy/mortgage-action-alliance-maa/advocacy-in-august" target="_self"> Advocacy in August </a> </li> <li class=" "> <a href="/advocacy-and-policy/mortgage-action-alliance-maa/national-advocacy-conference" target="_self"> National Advocacy Conference </a> </li> </ul> </li> <li class=" "> <a href="/advocacy-and-policy/mbas-political-action-committee" target="_self"> MORPAC: MBA's Political Action Committee </a> <ul> <li class=" "> <a href="/advocacy-and-policy/mbas-political-action-committee/how-to-contribute" target="_self"> How to Contribute </a> </li> <li class=" "> <a href="/advocacy-and-policy/mbas-political-action-committee/morpac-steering-committee" target="_self"> MORPAC Steering Committee </a> </li> <li class=" "> <a href="/advocacy-and-policy/mbas-political-action-committee/authorize-morpac" target="_self"> Authorize MORPAC </a> </li> <li class=" "> <a href="/advocacy-and-policy/mbas-political-action-committee/morpac-bi-annual-reports" target="_self"> MORPAC Bi-Annual Reports </a> </li> <li class=" "> <a href="/advocacy-and-policy/mbas-political-action-committee/morpac-supporters" target="_self"> MORPAC Supporters </a> </li> <li class=" "> <a href="/advocacy-and-policy/mbas-political-action-committee/morpac-speaker-series" target="_self"> MORPAC Speaker Series </a> </li> <li class=" "> <a href="/advocacy-and-policy/mbas-political-action-committee/morpac-action-week" target="_self"> MORPAC Action Week </a> </li> <li class=" "> <a href="/advocacy-and-policy/mbas-political-action-committee/mba-advocacy-roadshow" target="_self"> MBA Advocacy Roadshows </a> </li> <li class=" "> <a href="/advocacy-and-policy/mbas-political-action-committee/administrative-fund" target="_self"> MORPAC Administrative Fund </a> </li> <li class=" "> <a href="/advocacy-and-policy/mbas-political-action-committee/contact-morpac" target="_self"> Contact MORPAC </a> </li> <li class=" "> <a href="/advocacy-and-policy/mbas-political-action-committee/advocacy-and-policy-mbas-political-action-committee-national-advocacy-conference" target="_self"> National Advocacy Conference </a> </li> </ul> </li> <li class=" "> <a href="/advocacy-and-policy/affordable-housing-convergence" target="_self"> Affordable Housing: CONVERGENCE </a> <ul> <li class=" "> <a href="/advocacy-and-policy/affordablehousing/convergence-place-based-initiatives" target="_self"> CONVERGENCE Place-Based Initiatives </a> <ul> <li class=" "> <a href="/advocacy-and-policy/affordablehousing/convergence-place-based-initiatives/convergence-columbus" target="_self"> CONVERGENCE Columbus </a> </li> <li class=" "> <a href="/advocacy-and-policy/affordablehousing/convergence-place-based-initiatives/convergence-memphis" target="_self"> CONVERGENCE Memphis </a> <ul> <li class=" "> <a href="/advocacy-and-policy/affordablehousing/convergence-placed-based-initiatives/convergence-memphis/convergence-memphis-steering-committee" target="_self"> CONVERGENCE Memphis Steering Committee </a> </li> <li class=" "> <a href="/advocacy-and-policy/affordablehousing/convergence-placed-based-initiatives/convergence-memphis/convergence-memphis-homebuyer-fair-resources" target="_self"> CONVERGENCE Memphis Homebuyer Fair Resources </a> </li> <li class=" "> <a href="/advocacy-and-policy/affordablehousing/convergence-place-based-initiatives/convergence-memphis/memphis-industry-practitioner-toolkit" target="_self"> Memphis Industry Practitioner Toolkit </a> </li> <li class=" "> <a href="/advocacy-and-policy/affordablehousing/convergence-place-based-initiatives/convergence-memphis/memphis-consumertoolkit" target="_self"> Memphis Consumer Toolkit </a> </li> </ul> </li> <li class=" "> <a href="/advocacy-and-policy/affordablehousing/convergence-place-based-initiatives/convergence-philadelphia" target="_self"> CONVERGENCE Philadelphia </a> <ul> <li class=" "> <a href="/advocacy-and-policy/affordablehousing/convergence-place-based-initiatives/convergence-philadelphia/convergence-philadelphia-launch-event" target="_self"> CONVERGENCE Philadelphia Launch Event </a> </li> </ul> </li> </ul> </li> <li class=" "> <a href="/advocacy-and-policy/affordablehousing/Affordable-Housing-Papers-and-Resources" target="_self"> Affordable Housing Papers and Resources </a> </li> <li class=" "> <a href="/advocacy-and-policy/affordable-housing-convergence/Affordable-Housing-Advisory-Councils" target="_self"> Affordable Housing Advisory Councils </a> <ul> <li class=" "> <a href="/advocacy-and-policy/affordable-housing-convergence/Affordable-Rental-Housing-Advisory-Council" target="_self"> Affordable Rental Housing Advisory Council </a> </li> <li class=" "> <a href="/advocacy-and-policy/affordable-housing-convergence/Affordable-Homeownership-Advisory-Council" target="_self"> Affordable Homeownership Advisory Council </a> </li> <li class=" "> <a href="/advocacy-and-policy/affordable-housing-convergence/Consumer-Affairs-Advisory-Council" target="_self"> Consumer Affairs Advisory Council </a> </li> </ul> </li> <li class=" "> <a href="/advocacy-and-policy/affordable-housing-convergence/meet-the-affordable-housing-team" target="_self"> Meet the Affordable Housing Team </a> </li> <li class=" "> <a href="/advocacy-and-policy/affordablehousing/CONVERGENCE-Collaborative" target="_self"> CONVERGENCE Collaborative  </a> </li> </ul> </li> <li class=" "> <a href="/advocacy-and-policy/state-and-local-advocacy-resource-center" target="_self"> State and Local Advocacy Resource Center </a> </li> <li class=" "> <a href="/advocacy-and-policy/contact-your-legislators" target="_self"> Contact Your Legislators </a> </li> <li class=" "> <a href="/advocacy-and-policy/all-letters-and-testimony" target="_self"> All Letters and Testimony </a> </li> <li class=" "> <a href="/advocacy-and-policy/national-advocacy-conference" target="_self"> National Advocacy Conference </a> </li> </ul> </div> <div class="header-nav__dropdown"> <ul class="header-nav__subnav"> <li class=" "> <a href="/advocacy-and-policy/residential-policy-issues" target="_self"> Residential Policy Issues </a> <ul> <li class=" "> <a href="/advocacy-and-policy/residential-policy-issues/cfpb-origination-issues" target="_self"> Consumer Financial Protection Bureau (CFPB) Origination Issues </a> </li> <li class=" "> <a href="/advocacy-and-policy/residential-policy-issues/cfpb-servicing-issues" target="_self"> Consumer Financial Protection Bureau (CFPB) Servicing Issues </a> </li> <li class=" "> <a href="/advocacy-and-policy/residential-policy-issues/state-data-protection-issues" target="_self"> State Data Protection Issues </a> </li> <li class=" "> <a href="/advocacy-and-policy/residential-policy-issues/bank-risk-based-capital-issues" target="_self"> Bank Risk-Based Capital Issues </a> </li> <li class=" "> <a href="/advocacy-and-policy/residential-policy-issues/community-reinvestment-act-cra" target="_self"> Community Reinvestment Act (CRA) </a> </li> <li class=" "> <a href="/advocacy-and-policy/residential-policy-issues/federal-housing-administration-FHA-programs" target="_self"> Federal Housing Administration (FHA) Programs </a> </li> <li class=" "> <a href="/advocacy-and-policy/residential-policy-issues/US-Department-of-Agriculture-Rural-Housing-Service" target="_self"> U.S. Department of Agriculture’s Rural Housing Service </a> </li> <li class=" "> <a href="/advocacy-and-policy/residential-policy-issues/US-Department-of-Veterans-Affairs-VA-Programs" target="_self"> U.S. Department of Veterans Affairs (VA) Programs </a> </li> <li class=" "> <a href="/advocacy-and-policy/residential-policy-issues/fannie-mae-and-freddie-mac-policies-and-programs" target="_self"> Fannie Mae and Freddie Mac Policies and Programs </a> </li> <li class=" "> <a href="/advocacy-and-policy/residential-policy-issues/loan-servicing-standards" target="_self"> Loan Servicing Standards </a> </li> <li class=" "> <a href="/advocacy-and-policy/residential-policy-issues/federal-housing-finance-agency-FHFA-policies-and-programs" target="_self"> Federal Housing Finance Agency (FHFA) Policies and Programs </a> </li> <li class=" "> <a href="/advocacy-and-policy/residential-policy-issues/ginnie-mae-policies-and-programs" target="_self"> Ginnie Mae Policies and Programs </a> </li> <li class=" "> <a href="/advocacy-and-policy/residential-policy-issues/federal-home-loan-banks-fhlb-policies-and-programs" target="_self"> Federal Home Loan Banks (FHLB) Policies and Programs </a> </li> <li class=" "> <a href="/advocacy-and-policy/residential-policy-issues/private-label-securities-PLS-market" target="_self"> Private-Label Securities (PLS) Market </a> </li> <li class=" "> <a href="/advocacy-and-policy/residential-policy-issues/remote-work-policies" target="_self"> Remote Work Policies </a> </li> <li class=" "> <a href="/advocacy-and-policy/residential-policy-issues/secure-and-fair-enforcement-for-mortgage-licensing-safe-act-and-nationwide-mortgage-licensing-system-nmls" target="_self"> Secure and Fair Enforcement for Mortgage Licensing (SAFE) Act and Nationwide Mortgage Licensing System (NMLS) </a> </li> <li class=" "> <a href="/advocacy-and-policy/residential-policy-issues/state-community-reinvestment-act-CRA-legislation" target="_self"> State Community Reinvestment Act (CRA) Legislation </a> </li> <li class=" "> <a href="/advocacy-and-policy/residential-policy-issues/remote-online-notarization" target="_self"> Remote Online Notarization </a> </li> <li class=" "> <a href="/advocacy-and-policy/residential-policy-issues/state-legislative-and-regulatory-resource-center" target="_self"> State Legislative and Regulatory Resources </a> </li> <li class=" "> <a href="/advocacy-and-policy/residential-policy-issues/financial-accounting-standards-board-FASB-standards" target="_self"> Financial Accounting Standards Board (FASB) Standards </a> </li> <li class=" "> <a href="/advocacy-and-policy/residential-policy-issues/tax-issues" target="_self"> Tax Issues </a> </li> <li class=" "> <a href="/advocacy-and-policy/residential-policy-issues/building-generational-wealth-through-homeownership" target="_self"> Building Generational Wealth through Homeownership Initiative </a> </li> <li class=" "> <a href="/advocacy-and-policy/residential-policy-issues/warehouse-lending-what-is-it-and-how-does-it-work" target="_self"> Warehouse Lending Fact Sheet </a> </li> <li class=" "> <a href="/advocacy-and-policy/residential-policy-issues/property-assessed-clean-energy-PACE-lending" target="_self"> Property Assessed Clean Energy (PACE) Lending </a> </li> <li class=" "> <a href="/advocacy-and-policy/residential-policy-issues/The-Future-of-Loss-Mitigation" target="_self"> The Future of Loss Mitigation </a> </li> <li class=" "> <a href="/advocacy-and-policy/residential-policy-issues/csbs-model-state-imb-capital-liquidity-and-governance-standards" target="_self"> CSBS Model State IMB Capital, Liquidity, and Governance Standards </a> </li> <li class=" "> <a href="/advocacy-and-policy/residential-policy-issues/attorney-opinion-letters" target="_self"> Attorney Opinion Letters on Alternative Title Insurance Product Offerings </a> </li> <li class=" "> <a href="/advocacy-and-policy/residential-policy-issues/independent-mortgage-bankers-IMB-fact-sheet" target="_self"> Independent Mortgage Bankers (IMB) Fact Sheet </a> </li> <li class=" "> <a href="/advocacy-and-policy/residential-policy-issues/State-Artificial-Intelligence-Law-and-the-Real-Estate-Finance-Industry" target="_self"> State Artificial Intelligence Law and the Real Estate Finance Industry </a> </li> </ul> </li> <li class="is-current "> <a href="/advocacy-and-policy/commercial/multifamily/policy-issues" target="_self"> Commercial/Multifamily Policy Issues </a> <ul> <li class=" "> <a href="/advocacy-and-policy/policy-issues/libor-transition" target="_self"> LIBOR Transition </a> </li> <li class=" "> <a href="/advocacy-and-policy/commercial/multifamily/policy-issues/climate-related-risk-and-environmental-social-governance-esg" target="_self"> Climate-Related Risk and Sustainability </a> </li> <li class=" "> <a href="/advocacy-and-policy/commercial/multifamily/policy-issues/FHA_HUD_Multifamily_Policy" target="_self"> FHA/HUD Multifamily Policy </a> </li> <li class=" "> <a href="/advocacy-and-policy/commercial/multifamily/policy-issues/GSE_Multifamily_Policy" target="_self"> GSE Multifamily Policy </a> </li> <li class=" "> <a href="/advocacy-and-policy/commercial/multifamily/policy-issues/national-flood-insurance-program-NFIP" target="_self"> National Flood Insurance Program (NFIP) </a> </li> <li class=" "> <a href="/advocacy-and-policy/commercial/multifamily/policy-issues/small-business-loan-reporting" target="_self"> Small Business Loan Reporting </a> </li> <li class=" "> <a href="/advocacy-and-policy/commercial/multifamily/policy-issues/home-mortgage-disclosure-act-HMDA-and-multifamily-lending" target="_self"> Home Mortgage Disclosure Act (HMDA) and Multifamily Lending </a> </li> <li class=" "> <a href="/advocacy-and-policy/commercial/multifamily/policy-issues/bank-portfolio-lenders" target="_self"> Bank Portfolio Lenders </a> </li> <li class=" "> <a href="/advocacy-and-policy/commercial/multifamily/policy-issues/tax-policy" target="_self"> Tax Policy </a> </li> <li class=" "> <a href="/advocacy-and-policy/commercial/multifamily/policy-issues/consumer-laws-and-commercial-and-multifamily-lending" target="_self"> Consumer Laws and Commercial and Multifamily Lending </a> </li> <li class=" "> <a href="/advocacy-and-policy/commercial/multifamily/policy-issues/Expanding-Affordable-Rental-Housing-Opportunities" target="_self"> Expanding Affordable Rental Housing Opportunities </a> </li> </ul> </li> <li class=" "> <a href="/advocacy-and-policy/mortgage-action-alliance-maa" target="_self"> Mortgage Action Alliance (MAA) </a> <ul> <li class=" "> <a href="/advocacy-and-policy/mortgage-action-alliance-maa/join-maa" target="_self"> Join MAA </a> </li> <li class=" "> <a href="/advocacy-and-policy/mortgage-action-alliance-maa/take-action" target="_self"> Take Action </a> </li> <li class=" "> <a href="/advocacy-and-policy/mortgage-action-alliance-maa/maa-resources" target="_self"> MAA Resources </a> </li> <li class=" "> <a href="/advocacy-and-policy/mortgage-action-alliance-maa/election-center" target="_self"> Election Center </a> </li> <li class=" "> <a href="/advocacy-and-policy/mortgage-action-alliance-maa/supported-bills" target="_self"> Supported Bills </a> </li> <li class=" "> <a href="/advocacy-and-policy/mortgage-action-alliance-maa/grasstops-advocates" target="_self"> Grasstops Advocates </a> </li> <li class=" "> <a href="/advocacy-and-policy/mortgage-action-alliance-maa/maa-action-week" target="_self"> MAA Action Week </a> </li> <li class=" "> <a href="/advocacy-and-policy/mortgage-action-alliance-maa/maa-steering-committee" target="_self"> MAA Steering Committee </a> </li> <li class=" "> <a href="/advocacy-and-policy/mortgage-action-alliance-maa/past-maa-alerts-and-newsletters" target="_self"> Past MAA Alerts and Newsletters </a> </li> <li class=" "> <a href="/advocacy-and-policy/mortgage-action-alliance-maa/advocacy-in-august" target="_self"> Advocacy in August </a> </li> <li class=" "> <a href="/advocacy-and-policy/mortgage-action-alliance-maa/national-advocacy-conference" target="_self"> National Advocacy Conference </a> </li> </ul> </li> <li class=" "> <a href="/advocacy-and-policy/mbas-political-action-committee" target="_self"> MORPAC: MBA's 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class="page-title">Commercial/Multifamily Policy Issues</h1><div class="interior-layout page-bounds" data-sf-element="Row"> <div id="ContentPlaceholder_TE7ED040F001_interiorLayoutNav" class="sf_colsIn interior-layout__nav" data-sf-element="Nav" data-placeholder-label="Nav"> </div> <div id="ContentPlaceholder_TE7ED040F001_interiorLayoutMain" class="sf_colsIn interior-layout__main" data-sf-element="Main" data-placeholder-label="Main"> <div > <div class="sfContentBlock sf-Long-text" ><p>MBA is committed to working with policymakers to strengthen the commercial and multifamily real estate finance system. We value our member's expertise and feedback to help drive the industry's response to the issues and challenges facing their business. </p><p>Check out our current list of active issues to see how we are working for our members. Use the search box and/or filters below to find the exact issue you are looking to explore. <br /></p>For a quick reference guide to our active policy issues, please <a target="_blank" href="/docs/default-source/cmf-policy/cref_policy_dashboard.pdf?sfvrsn=85d05008_5">download our Policy Dashboard.</a></div> </div><div class="spacer spacer--medium" data-editor-help="Invisible spacer - medium"></div> <div class="interior-layout"> <div class="interior-nav"> <input class="searchResultsText" id="searchAgainText" name="Keywords" onkeydown="if (event.keyCode == 13) searchClicked(event);" placeholder="New Search" type="text" value="" /> <input type="hidden" id="searchAgainURL" value="https://www.mba.org:443/advocacy-and-policy/commercial/multifamily/policy-issues" /> </div> <div id="SearchRefine"> <div class="interior-nav"> <h2>Refine Search</h2> <div class="accordion"> <div class="accordion__label" data-toggle-target="next">Policy Issue</div> <div class="accordion__content"> <ul class="item-list item-list--compact"> <li class="item-list__item"> <a href="https://www.mba.org:443/advocacy-and-policy/commercial/multifamily/policy-issues?Keywords=&SortOrder=ASC&TypeFacet=&Categories=c73d9346-1f64-45dc-8de8-0ae8233be882">Policy Issue (12)</a> </li> <li class="item-list__item"> <a href="https://www.mba.org:443/advocacy-and-policy/commercial/multifamily/policy-issues?Keywords=&SortOrder=ASC&TypeFacet=&Categories=02376b5c-36dc-4821-a239-addd6bd6be19">Home Mortgage Disclosure Act (HMDA) (1)</a> </li> <li class="item-list__item"> <a href="https://www.mba.org:443/advocacy-and-policy/commercial/multifamily/policy-issues?Keywords=&SortOrder=ASC&TypeFacet=&Categories=09e16f27-f2ed-4c78-b7d9-b8ead6294271">Small Business Loan Reporting (1)</a> </li> <li class="item-list__item"> <a href="https://www.mba.org:443/advocacy-and-policy/commercial/multifamily/policy-issues?Keywords=&SortOrder=ASC&TypeFacet=&Categories=130bbb71-8886-40bf-a033-b3abb1dacc81">Life Insurance (1)</a> </li> <li class="item-list__item"> <a href="https://www.mba.org:443/advocacy-and-policy/commercial/multifamily/policy-issues?Keywords=&SortOrder=ASC&TypeFacet=&Categories=27adc427-bdd0-4d8f-8221-5380ed527075">LIBOR (1)</a> </li> <li class="item-list__item"> <a href="https://www.mba.org:443/advocacy-and-policy/commercial/multifamily/policy-issues?Keywords=&SortOrder=ASC&TypeFacet=&Categories=2a08467d-b103-466f-855b-02f1c78c1ca5">Bank Regulatory Policy (1)</a> </li> <li class="item-list__item"> <a href="https://www.mba.org:443/advocacy-and-policy/commercial/multifamily/policy-issues?Keywords=&SortOrder=ASC&TypeFacet=&Categories=3362b999-ba4f-4d89-8cab-1cf57f8d070e">FHA Multifamily (1)</a> </li> <li class="item-list__item"> <a href="https://www.mba.org:443/advocacy-and-policy/commercial/multifamily/policy-issues?Keywords=&SortOrder=ASC&TypeFacet=&Categories=35c7d44c-e9cb-4bbf-8728-525ae5985071">GSE Multifamily (1)</a> </li> <li class="item-list__item"> <a href="https://www.mba.org:443/advocacy-and-policy/commercial/multifamily/policy-issues?Keywords=&SortOrder=ASC&TypeFacet=&Categories=55463b29-f488-4036-99a3-f175dc75c3d8">Climate/ESG (1)</a> </li> <li class="item-list__item"> <a href="https://www.mba.org:443/advocacy-and-policy/commercial/multifamily/policy-issues?Keywords=&SortOrder=ASC&TypeFacet=&Categories=b551df90-2374-40f5-928d-4570b80e54cd">Flood Insurance (1)</a> </li> <li class="item-list__item"> <a href="https://www.mba.org:443/advocacy-and-policy/commercial/multifamily/policy-issues?Keywords=&SortOrder=ASC&TypeFacet=&Categories=e63aaff6-95fe-455e-a19a-f8f8d2318a60">Tax and Accounting (1)</a> </li> </ul> </div> </div> </div> </div> <div class="interior-layout-main search-results"> <div class="sort-by-selection"><span class="sorted-by-label">Sorted By: </span> <a class="sort-option " href="https://www.mba.org:443/advocacy-and-policy/commercial/multifamily/policy-issues?Keywords=&SortOrder=ASC&TypeFacet=&SortBy=sortableDate">Date</a> <a class="sort-option active" href="https://www.mba.org:443/advocacy-and-policy/commercial/multifamily/policy-issues?Keywords=&SortOrder=ASC&TypeFacet=">Relevance</a> </div> <ul class="item-list"> <li class="item-list__item"> <a href="https://www.mba.org/advocacy-and-policy/commercial/multifamily/policy-issues/bank-portfolio-lenders" class="item-list__link"> <div class="item-list__content"> <span class="item-list__title"><strong>Bank Portfolio Lenders</strong></span> <div class="item-list__description"> <div>MBA supports policies that enhance banks’ ability to lend in local communities, that promote balanced …</div> </div> </div> </a> </li> <li class="item-list__item"> <a href="https://www.mba.org/advocacy-and-policy/commercial/multifamily/policy-issues/climate-related-risk-and-environmental-social-governance-esg" class="item-list__link"> <div class="item-list__content"> <span class="item-list__title"><strong>Climate-Related Risk and Sustainability</strong></span> <div class="item-list__description"> <div>MBA is committed to working with policymakers as they develop policies related to climate-related financial …</div> </div> </div> </a> </li> <li class="item-list__item"> <a href="https://www.mba.org/advocacy-and-policy/commercial/multifamily/policy-issues/consumer-laws-and-commercial-and-multifamily-lending" class="item-list__link"> <div class="item-list__content"> <span class="item-list__title"><strong>Consumer Laws and Commercial and Multifamily Lending</strong></span> <div class="item-list__description"> <div>Understanding the Regulatory Compliance Framework for Commercial and Business-Purpose Mortgage Loans …</div> </div> </div> </a> </li> <li class="item-list__item"> <a href="https://www.mba.org/advocacy-and-policy/commercial/multifamily/policy-issues/Expanding-Affordable-Rental-Housing-Opportunities" class="item-list__link"> <div class="item-list__content"> <span class="item-list__title"><strong>Expanding Affordable Rental Housing Opportunities</strong></span> <div class="item-list__description"> <div>Through advocacy, partnerships and connections within the industry, MBA can raise awareness of homeownership …</div> </div> </div> </a> </li> <li class="item-list__item"> <a href="https://www.mba.org/advocacy-and-policy/commercial/multifamily/policy-issues/FHA_HUD_Multifamily_Policy" class="item-list__link"> <div class="item-list__content"> <span class="item-list__title"><strong>FHA/HUD Multifamily Policy</strong></span> <div class="item-list__description"> <div>It is critical to maintain FHA as an efficient source of financing to support rental apartments and residential …</div> </div> </div> </a> </li> <li class="item-list__item"> <a href="https://www.mba.org/advocacy-and-policy/commercial/multifamily/policy-issues/GSE_Multifamily_Policy" class="item-list__link"> <div class="item-list__content"> <span class="item-list__title"><strong>GSE Multifamily Policy</strong></span> <div class="item-list__description"> <div>The Enterprises play a critical role in providing a reliable source of capital for the multifamily mortgage …</div> </div> </div> </a> </li> <li class="item-list__item"> <a href="https://www.mba.org/advocacy-and-policy/commercial/multifamily/policy-issues/home-mortgage-disclosure-act-HMDA-and-multifamily-lending" class="item-list__link"> <div class="item-list__content"> <span class="item-list__title"><strong>Home Mortgage Disclosure Act (HMDA) and Multifamily Lending</strong></span> <div class="item-list__description"> <div>The CFPB should amend HMDA regulations (Regulation C) to exempt business-to-business loans secured by …</div> </div> </div> </a> </li> <li class="item-list__item"> <a href="https://www.mba.org/advocacy-and-policy/policy-issues/libor-transition" class="item-list__link"> <div class="item-list__content"> <span class="item-list__title"><strong>LIBOR Transition</strong></span> <div class="item-list__description"> <div>The transition away from the London Interbank Overnight Rate (LIBOR) as a viable index for floating-rate …</div> </div> </div> </a> </li> <li class="item-list__item"> <a href="https://www.mba.org/advocacy-and-policy/commercial/multifamily/policy-issues/life-companies-and-commercial/multifamily-lending" class="item-list__link"> <div class="item-list__content"> <span class="item-list__title"><strong>Life Companies and Commercial/Multifamily Lending</strong></span> <div class="item-list__description"> <div>MBA supports the state-based model for insurance regulation and appropriate reductions to the federal …</div> </div> </div> </a> </li> <li class="item-list__item"> <a 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