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How To Sell a Car With a Loan in 6 Steps (2024)
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<span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/insurance-services/renters-insurance-florida/" class="category-subcategory-link"> Renters Insurance Florida </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/insurance-services/renters-insurance-california/" class="category-subcategory-link"> Renters Insurance California </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/insurance-services/renters-insurance-virginia/" class="category-subcategory-link"> Renters Insurance Virginia </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/insurance-services/is-renters-insurance-worth-it/" class="category-subcategory-link"> Is Renters Insurance Worth It? </a> </span> </div> </div> <div class="category-subcategory"> <strong class="category-subcategory-title">Reviews of Top Renters Insurance 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We might earn a commission from links in this content. <a href="https://www.marketwatch.com/guides/reviews-team/">Learn More</a></p> </div> </div> <main> <div class="c-article-hero design-6 background-white"> <div class="wrapper"> <div class="c-article-hero-top text-dark"> <nav class="c-breadcrumbs "> <a href="https://www.marketwatch.com">MarketWatch</a> <a href="https://www.marketwatch.com/guides/">Guides</a> <a href="https://www.marketwatch.com/guides/car-loans/">Car Loans</a> </nav> <div class="hero-top-buttons"> <button type="button" class="compliance-disclosure-trigger" aria-controls="modal-compliance-disclosure"> Advertiser Disclosure </button> <div role="dialog" id="modal-compliance-disclosure" class="c-modal modal-compliance-disclosure" aria-modal="true" aria-labelledby="compliance-disclosure-title" > <div class="backdrop" aria-hidden="true" data-modal-close> </div> <div class="box"> <button type="button" class="close" data-modal-close> <div aria-hidden="true"></div> <div aria-hidden="true"></div> </button> <div class="content"> <span id="compliance-disclosure-title" class="title"> Advertiser Disclosure </span> <div class="wysiwyg"><p>MarketWatch Guides may receive compensation from companies that appear on this page. 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Not all companies, products, or offers were reviewed.</p> </div> </div> </div> </div> <a href="mailto:editors@marketwatchguides.com?subject=In response to: How To Sell a Car With a Loan&body=https://www.marketwatch.com/guides/car-loans/how-to-sell-a-car-with-a-loan/" target="_blank" rel="noopener noreferrer" class="editorial-contact-button"> Contact Us</a> </div> </div> <div class="c-article-hero-content text-dark"> <h1>How To Sell a Car With a Loan</h1> <span class="last-update"> <b>Last Updated:</b> <span itemprop="dateModified">Oct 17, 2024</span> </span> <div class="text wysiwyg"> To sell a car with an existing loan, you’ll need to determine your equity in the vehicle and work with your lender to transfer the title to the buyer</p> </div> </div> </div> </div> <div class="c-article-overview "> <div class="wrapper"> <div class="bar with-dropdown"> <div class="authors"> <div class="author"> <div class="c-picture author-photo"> <img width="38" height="38" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAJYAAACWAQAAAAAUekxPAAAAAnRSTlMAAHaTzTgAAAAaSURBVEjH7cExAQAAAMKg9U9tDQ+gAACAdwMLuAABXZHjmQAAAABJRU5ErkJggg==" class="attachment-38x38 size-38x38 lazyload ewww_webp_lazy_load" alt="Daniel Robinson headshot" loading="lazy" decoding="async" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/03/Daniel-R-150x150.jpg" data-eio-rwidth="150" data-eio-rheight="150" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/03/Daniel-R-150x150.jpg.webp" /><noscript><img width="38" height="38" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/03/Daniel-R-150x150.jpg" class="attachment-38x38 size-38x38" alt="Daniel Robinson headshot" loading="lazy" decoding="async" data-eio="l" /></noscript> </div> <div class="author-info"> <span class="author-prefix">Written by</span> <span class="author-name"> <a href="https://www.marketwatch.com/guides/authors/daniel-robinson/" target="_blank" class="author-name"> Daniel Robinson </a> <span class="c-author-box"> <span class="author-box-top"> <div class="c-picture author-box-photo"> <img width="65" height="65" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAJYAAACWAQAAAAAUekxPAAAAAnRSTlMAAHaTzTgAAAAaSURBVEjH7cExAQAAAMKg9U9tDQ+gAACAdwMLuAABXZHjmQAAAABJRU5ErkJggg==" class="attachment-65x65 size-65x65 lazyload ewww_webp_lazy_load" alt="Daniel Robinson headshot" loading="lazy" decoding="async" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/03/Daniel-R-150x150.jpg" data-eio-rwidth="150" data-eio-rheight="150" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/03/Daniel-R-150x150.jpg.webp" /><noscript><img width="65" height="65" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/03/Daniel-R-150x150.jpg" class="attachment-65x65 size-65x65" alt="Daniel Robinson headshot" loading="lazy" decoding="async" data-eio="l" /></noscript> <a href="https://www.marketwatch.com/guides/authors/daniel-robinson/" aria-label="Learn more about Daniel Robinson" title="Learn more about Daniel Robinson" class="c-link "> Learn more about Daniel Robinson</a> </div> <span> <span class="author-box-prefix">Written by</span> <a class="author-box-name" href="https://www.marketwatch.com/guides/authors/daniel-robinson/" target="_blank">Daniel Robinson</a> <span class="author-box-roles">Writer</span> </span> </span> <span class="author-box-description"><p><span style="font-weight: 400;">Daniel Robinson is a writer based in Greenville, N.C. with expertise in auto insurance, loans, warranty options and more. Away from the keyboard, Daniel spends time with his wife and son, plays guitar and obsesses over the Beatles and Baltimore Orioles.</span></p> </span> </span> </span> <span class="author-suffix">Writer</span> </div> </div> <div class="author"> <div class="c-picture author-photo"> <img width="38" height="38" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAJYAAACWAQAAAAAUekxPAAAAAnRSTlMAAHaTzTgAAAAaSURBVEjH7cExAQAAAMKg9U9tDQ+gAACAdwMLuAABXZHjmQAAAABJRU5ErkJggg==" class="attachment-38x38 size-38x38 lazyload ewww_webp_lazy_load" alt="" loading="lazy" decoding="async" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/11/rashawnmitchner1-150x150.jpeg" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/11/rashawnmitchner1-150x150.jpeg 150w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/11/rashawnmitchner1.jpeg 184w" data-sizes="auto" data-eio-rwidth="150" data-eio-rheight="150" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/11/rashawnmitchner1-150x150.jpeg.webp" data-srcset-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/11/rashawnmitchner1-150x150.jpeg.webp 150w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/11/rashawnmitchner1.jpeg.webp 184w" /><noscript><img width="38" height="38" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/11/rashawnmitchner1-150x150.jpeg" class="attachment-38x38 size-38x38" alt="" loading="lazy" decoding="async" srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/11/rashawnmitchner1-150x150.jpeg 150w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/11/rashawnmitchner1.jpeg 184w" sizes="(max-width: 38px) 100vw, 38px" data-eio="l" /></noscript> </div> <div class="author-info"> <span class="author-prefix">Edited by</span> <span class="author-name"> <a href="https://www.marketwatch.com/guides/authors/rashawn-mitchner/" target="_blank" class="author-name"> RaShawn Mitchner </a> <span class="c-author-box"> <span class="author-box-top"> <div class="c-picture author-box-photo"> <img width="65" height="65" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAJYAAACWAQAAAAAUekxPAAAAAnRSTlMAAHaTzTgAAAAaSURBVEjH7cExAQAAAMKg9U9tDQ+gAACAdwMLuAABXZHjmQAAAABJRU5ErkJggg==" class="attachment-65x65 size-65x65 lazyload ewww_webp_lazy_load" alt="" loading="lazy" decoding="async" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/11/rashawnmitchner1-150x150.jpeg" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/11/rashawnmitchner1-150x150.jpeg 150w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/11/rashawnmitchner1.jpeg 184w" data-sizes="auto" data-eio-rwidth="150" data-eio-rheight="150" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/11/rashawnmitchner1-150x150.jpeg.webp" data-srcset-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/11/rashawnmitchner1-150x150.jpeg.webp 150w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/11/rashawnmitchner1.jpeg.webp 184w" /><noscript><img width="65" height="65" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/11/rashawnmitchner1-150x150.jpeg" class="attachment-65x65 size-65x65" alt="" loading="lazy" decoding="async" srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/11/rashawnmitchner1-150x150.jpeg 150w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/11/rashawnmitchner1.jpeg 184w" sizes="(max-width: 65px) 100vw, 65px" data-eio="l" /></noscript> <a href="https://www.marketwatch.com/guides/authors/rashawn-mitchner/" aria-label="Learn more about RaShawn Mitchner" title="Learn more about RaShawn Mitchner" class="c-link "> Learn more about RaShawn Mitchner</a> </div> <span> <span class="author-box-prefix">Edited by</span> <a class="author-box-name" href="https://www.marketwatch.com/guides/authors/rashawn-mitchner/" target="_blank">RaShawn Mitchner</a> <span class="author-box-roles">Senior Editor</span> </span> </span> <span class="author-box-description"><p><span style="font-weight: 400;">RaShawn Mitchner is a MarketWatch Guides team senior editor covering personal finance topics and insurance. She’s spent over a decade writing and editing articles about how to save money on travel, entertainment, household services and more.</span></p> </span> </span> </span> <span class="author-suffix">Senior Editor</span> </div> </div> </div> <button class="dropdown-trigger" aria-expanded="false" aria-controls="article-authors-dropdown"> <span> Our Research Process <svg viewBox="0 0 19 11" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M17.2686 1.5L9.26855 9.5L1.26855 1.5" stroke="currentColor" stroke-width="1.68067" stroke-linecap="round" stroke-linejoin="round"/> </svg> </span> </button> </div> </div> <div id="article-authors-dropdown" class="dropdown " > <div class="mobile-authors"> <div class="author"> <div class="c-picture author-photo"> <img width="38" height="38" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAJYAAACWAQAAAAAUekxPAAAAAnRSTlMAAHaTzTgAAAAaSURBVEjH7cExAQAAAMKg9U9tDQ+gAACAdwMLuAABXZHjmQAAAABJRU5ErkJggg==" class="attachment-38x38 size-38x38 lazyload ewww_webp_lazy_load" alt="" loading="lazy" decoding="async" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/11/rashawnmitchner1-150x150.jpeg" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/11/rashawnmitchner1-150x150.jpeg 150w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/11/rashawnmitchner1.jpeg 184w" data-sizes="auto" data-eio-rwidth="150" data-eio-rheight="150" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/11/rashawnmitchner1-150x150.jpeg.webp" data-srcset-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/11/rashawnmitchner1-150x150.jpeg.webp 150w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/11/rashawnmitchner1.jpeg.webp 184w" /><noscript><img width="38" height="38" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/11/rashawnmitchner1-150x150.jpeg" class="attachment-38x38 size-38x38" alt="" loading="lazy" decoding="async" srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/11/rashawnmitchner1-150x150.jpeg 150w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/11/rashawnmitchner1.jpeg 184w" sizes="(max-width: 38px) 100vw, 38px" data-eio="l" /></noscript> </div> <div class="author-info"> <span class="author-prefix">Edited by</span> <span class="author-name"> <a href="https://www.marketwatch.com/guides/authors/rashawn-mitchner/" target="_blank" class="author-name"> RaShawn Mitchner </a> <span class="c-author-box"> <span class="author-box-top"> <div class="c-picture author-box-photo"> <img width="65" height="65" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAJYAAACWAQAAAAAUekxPAAAAAnRSTlMAAHaTzTgAAAAaSURBVEjH7cExAQAAAMKg9U9tDQ+gAACAdwMLuAABXZHjmQAAAABJRU5ErkJggg==" class="attachment-65x65 size-65x65 lazyload ewww_webp_lazy_load" alt="" loading="lazy" decoding="async" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/11/rashawnmitchner1-150x150.jpeg" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/11/rashawnmitchner1-150x150.jpeg 150w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/11/rashawnmitchner1.jpeg 184w" data-sizes="auto" data-eio-rwidth="150" data-eio-rheight="150" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/11/rashawnmitchner1-150x150.jpeg.webp" data-srcset-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/11/rashawnmitchner1-150x150.jpeg.webp 150w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/11/rashawnmitchner1.jpeg.webp 184w" /><noscript><img width="65" height="65" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/11/rashawnmitchner1-150x150.jpeg" class="attachment-65x65 size-65x65" alt="" loading="lazy" decoding="async" srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/11/rashawnmitchner1-150x150.jpeg 150w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/11/rashawnmitchner1.jpeg 184w" sizes="(max-width: 65px) 100vw, 65px" data-eio="l" /></noscript> <a href="https://www.marketwatch.com/guides/authors/rashawn-mitchner/" aria-label="Learn more about RaShawn Mitchner" title="Learn more about RaShawn Mitchner" class="c-link "> Learn more about RaShawn Mitchner</a> </div> <span> <span class="author-box-prefix">Edited by</span> <a class="author-box-name" href="https://www.marketwatch.com/guides/authors/rashawn-mitchner/" target="_blank">RaShawn Mitchner</a> <span class="author-box-roles">Senior Editor</span> </span> </span> <span class="author-box-description"><p><span style="font-weight: 400;">RaShawn Mitchner is a MarketWatch Guides team senior editor covering personal finance topics and insurance. She’s spent over a decade writing and editing articles about how to save money on travel, entertainment, household services and more.</span></p> </span> </span> </span> <span class="author-suffix">Senior Editor</span> </div> </div> </div> <hr /> <div class="additional-information"> <div class="content"> <div class="title">Our Research Process</div> <div class="text wysiwyg"> <p>Here’s a breakdown of how we reviewed and rated the top auto loan providers</p> <a href="https://www.marketwatch.com/guides/reviews-team/" aria-label="Learn more about Marketwatch Guides" title="Learn more about Marketwatch Guides" class="c-link "> Learn more about Marketwatch Guides</a> </div> </div> <div class="stats"> <div class="stat"> <span class="value">24</span> <span class="description"> Providers <span class="description-last-word"> Reviewed <div class="c-tooltip " tabindex="0"> <span class="tooltip-trigger"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><!--!Font Awesome Pro 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license (Commercial License) Copyright 2024 Fonticons, Inc.--><path d="M256 32a224 224 0 1 1 0 448 224 224 0 1 1 0-448zm0 480A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM208 352c-8.8 0-16 7.2-16 16s7.2 16 16 16h96c8.8 0 16-7.2 16-16s-7.2-16-16-16H272V240c0-8.8-7.2-16-16-16H216c-8.8 0-16 7.2-16 16s7.2 16 16 16h24v96H208zm48-168a24 24 0 1 0 0-48 24 24 0 1 0 0 48z" fill="currentColor" /></svg> <div class="c-tooltip-content">We've reviewed two dozen of the top auto loan providers, from large banks and credit unions such as Chase and PenFed Credit Union to auto loan specialists like AutoPay.</div> </span> </div> </span> </span> </div> <div class="stat"> <span class="value">295</span> <span class="description"> Research <span class="description-last-word"> Hours <div class="c-tooltip " tabindex="0"> <span class="tooltip-trigger"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><!--!Font Awesome Pro 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license (Commercial License) Copyright 2024 Fonticons, Inc.--><path d="M256 32a224 224 0 1 1 0 448 224 224 0 1 1 0-448zm0 480A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM208 352c-8.8 0-16 7.2-16 16s7.2 16 16 16h96c8.8 0 16-7.2 16-16s-7.2-16-16-16H272V240c0-8.8-7.2-16-16-16H216c-8.8 0-16 7.2-16 16s7.2 16 16 16h24v96H208zm48-168a24 24 0 1 0 0-48 24 24 0 1 0 0 48z" fill="currentColor" /></svg> <div class="c-tooltip-content">Our team has spent 295 hours diving into each lender's industry standing, availability, loan details, average rates and customer service.</div> </span> </div> </span> </span> </div> <div class="stat"> <span class="value">950</span> <span class="description"> Reviews <span class="description-last-word"> Analyzed <div class="c-tooltip " tabindex="0"> <span class="tooltip-trigger"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><!--!Font Awesome Pro 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license (Commercial License) Copyright 2024 Fonticons, Inc.--><path d="M256 32a224 224 0 1 1 0 448 224 224 0 1 1 0-448zm0 480A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM208 352c-8.8 0-16 7.2-16 16s7.2 16 16 16h96c8.8 0 16-7.2 16-16s-7.2-16-16-16H272V240c0-8.8-7.2-16-16-16H216c-8.8 0-16 7.2-16 16s7.2 16 16 16h24v96H208zm48-168a24 24 0 1 0 0-48 24 24 0 1 0 0 48z" fill="currentColor" /></svg> <div class="c-tooltip-content">Our team analyzed hundreds of reviews to better understand how customers feel about their auto loan providers throughout the entire loan experience.</div> </span> </div> </span> </span> </div> <div class="stat"> <span class="value">925</span> <span class="description"> Data Points <span class="description-last-word"> Analyzed <div class="c-tooltip " tabindex="0"> <span class="tooltip-trigger"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><!--!Font Awesome Pro 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license (Commercial License) Copyright 2024 Fonticons, Inc.--><path d="M256 32a224 224 0 1 1 0 448 224 224 0 1 1 0-448zm0 480A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM208 352c-8.8 0-16 7.2-16 16s7.2 16 16 16h96c8.8 0 16-7.2 16-16s-7.2-16-16-16H272V240c0-8.8-7.2-16-16-16H216c-8.8 0-16 7.2-16 16s7.2 16 16 16h24v96H208zm48-168a24 24 0 1 0 0-48 24 24 0 1 0 0 48z" fill="currentColor" /></svg> <div class="c-tooltip-content">We regularly collect data on lenders' loan offerings, including APRs and interest rates, fees and discounts, and minimum and maximum loan terms.</div> </span> </div> </span> </span> </div> </div> </div> </div> </div> <div class="c-article-body"> <div class="wrapper"> <nav class="c-toc-sidebar"> <strong class="toc-heading">In this Guide:</strong> <button class="toc-toggler"> <span class="c-toc-tracker"> <svg viewBox="0 0 17 13" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M0.5 1.37996C0.5 1.29509 0.533714 1.2137 0.593724 1.15369C0.653735 1.09368 0.735127 1.05997 0.819995 1.05997H14.8998C14.9846 1.05997 15.066 1.09368 15.126 1.15369C15.1861 1.2137 15.2198 1.29509 15.2198 1.37996C15.2198 1.46483 15.1861 1.54622 15.126 1.60623C15.066 1.66624 14.9846 1.69996 14.8998 1.69996H0.819995C0.735127 1.69996 0.653735 1.66624 0.593724 1.60623C0.533714 1.54622 0.5 1.46483 0.5 1.37996ZM0.819995 6.81988H6.5799C6.66477 6.81988 6.74616 6.78616 6.80618 6.72615C6.86619 6.66614 6.8999 6.58475 6.8999 6.49988C6.8999 6.41501 6.86619 6.33362 6.80618 6.27361C6.74616 6.2136 6.66477 6.17989 6.5799 6.17989H0.819995C0.735127 6.17989 0.653735 6.2136 0.593724 6.27361C0.533714 6.33362 0.5 6.41501 0.5 6.49988C0.5 6.58475 0.533714 6.66614 0.593724 6.72615C0.653735 6.78616 0.735127 6.81988 0.819995 6.81988ZM7.85988 11.2998H0.819995C0.735127 11.2998 0.653735 11.3335 0.593724 11.3935C0.533714 11.4535 0.5 11.5349 0.5 11.6198C0.5 11.7047 0.533714 11.7861 0.593724 11.8461C0.653735 11.9061 0.735127 11.9398 0.819995 11.9398H7.85988C7.94475 11.9398 8.02614 11.9061 8.08615 11.8461C8.14617 11.7861 8.17988 11.7047 8.17988 11.6198C8.17988 11.5349 8.14617 11.4535 8.08615 11.3935C8.02614 11.3335 7.94475 11.2998 7.85988 11.2998ZM16.4061 11.8462C16.3764 11.8759 16.3411 11.8996 16.3023 11.9157C16.2634 11.9318 16.2218 11.94 16.1798 11.94C16.1377 11.94 16.0961 11.9318 16.0572 11.9157C16.0184 11.8996 15.9831 11.8759 15.9534 11.8462L14.1358 10.0286C13.5598 10.4889 12.8294 10.7112 12.0946 10.6497C11.3598 10.5883 10.6765 10.2478 10.1849 9.69831C9.69332 9.14876 9.43082 8.43185 9.45131 7.6948C9.47181 6.95776 9.77376 6.25654 10.2951 5.73517C10.8165 5.2138 11.5177 4.91186 12.2548 4.89136C12.9918 4.87086 13.7087 5.13337 14.2583 5.62495C14.8078 6.11654 15.1482 6.79989 15.2097 7.53466C15.2711 8.26942 15.0489 8.99982 14.5886 9.57583L16.4061 11.3934C16.4359 11.4231 16.4595 11.4584 16.4756 11.4973C16.4917 11.5361 16.5 11.5777 16.5 11.6198C16.5 11.6619 16.4917 11.7035 16.4756 11.7423C16.4595 11.7812 16.4359 11.8165 16.4061 11.8462ZM12.3398 10.0198C12.7828 10.0198 13.2159 9.88845 13.5843 9.64232C13.9526 9.39619 14.2397 9.04636 14.4093 8.63706C14.5788 8.22776 14.6232 7.77738 14.5367 7.34287C14.4503 6.90836 14.237 6.50923 13.9237 6.19597C13.6104 5.8827 13.2113 5.66937 12.7768 5.58294C12.3423 5.49651 11.8919 5.54087 11.4826 5.7104C11.0733 5.87994 10.7235 6.16704 10.4774 6.5354C10.2312 6.90376 10.0998 7.33684 10.0998 7.77986C10.0998 8.37394 10.3358 8.94368 10.7559 9.36376C11.176 9.78383 11.7457 10.0198 12.3398 10.0198Z" fill="#2E2E2E" stroke="#2E2E2E" stroke-width="0.5"/> </svg> <span data-heading="In This Guide" data-toc-tracker>In This Guide</span> </span> </button> <div class="c-toc-items columns-1"> <a href="#toc-how-to-sell-your-car-with-a-loan-6-easy-steps" class=" active" data-text="How To Sell Your Car With a Loan: 6 Easy Steps">How To Sell Your Car With a Loan: 6 Easy Steps</a> <a href="#toc-1-find-your-cars-market-value" class="indent-1 " data-text="1. Find Your Car’s Market Value">1. Find Your Car’s Market Value</a> <a href="#toc-2-get-the-loan-payoff-amount" class="indent-1 " data-text="2. Get the Loan Payoff Amount">2. Get the Loan Payoff Amount</a> <a href="#toc-3-ask-your-lender-for-instructions" class="indent-1 " data-text="3. Ask Your Lender for Instructions">3. Ask Your Lender for Instructions</a> <a href="#toc-4-determine-your-equity" class="indent-1 " data-text="4. Determine Your Equity">4. Determine Your Equity</a> <a href="#toc-5-find-a-buyer" class="indent-1 " data-text="5. Find a Buyer">5. Find a Buyer</a> <a href="#toc-6-work-with-your-lender-to-complete-the-sale" class="indent-1 " data-text="6. Work With Your Lender To Complete the Sale">6. Work With Your Lender To Complete the Sale</a> <a href="#toc-how-to-sell-a-vehicle-with-a-loan-conclusion" class=" " data-text="How to Sell a Vehicle With a Loan: Conclusion">How to Sell a Vehicle With a Loan: Conclusion</a> <a href="#toc-selling-a-car-with-a-loan-faq" class="indent-1 " data-text="Selling a Car With a Loan: FAQ">Selling a Car With a Loan: FAQ</a> </div> </nav> <div class="gutenberg-wrapper"> <div class="gutenberg"> <p><span style="font-weight: 400;">Having an auto loan doesn’t mean you can’t sell your car. </span>It is possible to sell a car with a loan by paying it off with the proceeds from the sale or trade-in. However, whether it is the best idea to sell your car with an existing loan depends on your financial situation.</p> <p><span style="font-weight: 400;">We at the Guides Auto team will walk you through how to sell a car with a loan whether you have positive or negative equity in the vehicle. If you’re considering trading up to a new ride, compare the </span><a href="https://www.marketwatch.com/guides/car-loans/best-auto-loan-rates/"><span style="font-weight: 400;">best auto financing rates</span></a><span style="font-weight: 400;"> to see what could be available to you.</span></p> <section class="b-more-articles"> <div class="wrapper"> <button aria-expanded="false" aria-controls="673b415f14188-articles"> <span> Related Resources <i></i> </span> </button> <div id="673b415f14188-articles" class="articles" style="display: none"> <a href="https://www.marketwatch.com/guides/car-loans/refinance-auto-loan/" target="_blank" class="article">Best Auto Refinance Companies</a> <a href="https://www.marketwatch.com/guides/car-loans/72-month-auto-loan-rates/" target="_blank" class="article">Best 72-Month Auto Loan Rates</a> <a href="https://www.marketwatch.com/guides/car-loans/car-loan-calculator/" target="_blank" class="article">Car Loan Calculator</a> <a href="https://www.marketwatch.com/guides/car-loans/best-auto-refinance-rates/" target="_blank" class="article">Best Auto Refinance Rates</a> <a href="https://www.marketwatch.com/guides/car-loans/how-to-pay-off-your-car-loan-faster/" target="_blank" class="article">How To Pay Off Your Car Loan Faster</a> <a href="https://www.marketwatch.com/guides/car-loans/pay-off-car-loan-early/" target="_blank" class="article">Should I Pay off My Car Loan Early?</a> <a href="https://www.marketwatch.com/guides/car-loans/auto-loan-glossary/" target="_blank" class="article">Complete Auto Loan Glossary: Terms You Should Know (Guide)</a> </div> </div> </section> <p><!-- migrated-intro-and-outro --></p> <figure class="jpp-ct mobile-scrollable " style="--color-primary: #3ba14a; --subtitle-font-size: 24; --subtitle-font-weight: bold; --table-horizontal-borders: 1; --table-vertical-padding: 10; --table-horizontal-padding: 10; --table-head-font-size: 16; --table-head-font-weight: bold; --table-head-border-width: 1; --table-head-border-style: solid; --table-body-font-size: 16; --table-body-font-weight: normal; --table-body-border-width: 1; --table-body-border-style: solid; --table-body-alternate-row-background-color: #f7f7f7" id="215806"> <div class="jpp-ct-heading"></div> <div class="jpp-ct-filter"> <div class="jpp-ct-filter-active-list"></div> <button class="jpp-ct-filter-trigger"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><!--!Font Awesome Free 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license/free Copyright 2024 Fonticons, Inc.--><path d="M3.9 54.9C10.5 40.9 24.5 32 40 32H472c15.5 0 29.5 8.9 36.1 22.9s4.6 30.5-5.2 42.5L320 320.9V448c0 12.1-6.8 23.2-17.7 28.6s-23.8 4.3-33.5-3l-64-48c-8.1-6-12.8-15.5-12.8-25.6V320.9L9 97.3C-.7 85.4-2.8 68.8 3.9 54.9z" fill="currentColor" /></svg> <span class="jpp-ct-filter-trigger-label" data-label="Add Filter">Add Filter</span> <span class="jpp-ct-filter-trigger-count"></span> </button> <div class="jpp-ct-filter-box"> <span class="jpp-ct-filter-title">Filters</span> <button class="jpp-ct-filter-close"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 384 512"><!--!Font Awesome Free 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license/free Copyright 2024 Fonticons, Inc.--><path d="M342.6 150.6c12.5-12.5 12.5-32.8 0-45.3s-32.8-12.5-45.3 0L192 210.7 86.6 105.4c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L146.7 256 41.4 361.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0L192 301.3 297.4 406.6c12.5 12.5 32.8 12.5 45.3 0s12.5-32.8 0-45.3L237.3 256 342.6 150.6z" fill="currentColor" /></svg> </button> <div class="jpp-ct-filter-list"> <div class="jpp-ct-filter-list-item"> <div class="jpp-ct-filter-list-item-trigger"> <svg viewBox="0 0 19 11" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M17.2686 1.5L9.26855 9.5L1.26855 1.5" stroke="currentColor" stroke-width="1.68067" stroke-linecap="round" stroke-linejoin="round"/> </svg> Location </div> <div class="jpp-ct-filter-list-item-wrapper"> <div class="jpp-ct-filter-type" data-brand-attribute="location" data-label="Location" data-multiple="" data-type="location" data-global="1"> <div> <input id="673b415fa3eb8-location-state" type="radio" class="custom-checkbox" name="location_type" value="state" checked ><label for="673b415fa3eb8-location-state"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><!--!Font Awesome Free 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license/free Copyright 2024 Fonticons, Inc.--><path d="M438.6 105.4c12.5 12.5 12.5 32.8 0 45.3l-256 256c-12.5 12.5-32.8 12.5-45.3 0l-128-128c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0L160 338.7 393.4 105.4c12.5-12.5 32.8-12.5 45.3 0z" fill="currentColor" /></svg> </label> <span class="jpp-ct-filter-option"> <label for="673b415fa3eb8-location-state">State</label> <select> <option value="" selected>Select a State</option> <option value="AL">Alabama</option> <option value="AK">Alaska</option> <option value="AZ">Arizona</option> <option value="AR">Arkansas</option> <option value="CA">California</option> <option value="CO">Colorado</option> <option value="CT">Connecticut</option> <option value="DE">Delaware</option> <option value="FL">Florida</option> <option value="GA">Georgia</option> <option value="HI">Hawaii</option> <option value="ID">Idaho</option> <option value="IL">Illinois</option> <option value="IN">Indiana</option> <option value="IA">Iowa</option> <option value="KS">Kansas</option> <option value="KY">Kentucky</option> <option value="LA">Louisiana</option> <option value="ME">Maine</option> <option value="MD">Maryland</option> <option value="MA">Massachusetts</option> <option value="MI">Michigan</option> <option value="MN">Minnesota</option> <option value="MS">Mississippi</option> <option value="MO">Missouri</option> <option value="MT">Montana</option> <option value="NE">Nebraska</option> <option value="NV">Nevada</option> <option value="NH">New Hampshire</option> <option value="NJ">New Jersey</option> <option value="NM">New Mexico</option> <option value="NY">New York</option> <option value="NC">North Carolina</option> <option value="ND">North Dakota</option> <option value="OH">Ohio</option> <option value="OK">Oklahoma</option> <option value="OR">Oregon</option> <option value="PA">Pennsylvania</option> <option value="RI">Rhode Island</option> <option value="SC">South Carolina</option> <option value="SD">South Dakota</option> <option value="TN">Tennessee</option> <option value="TX">Texas</option> <option value="UT">Utah</option> <option value="VT">Vermont</option> <option value="VA">Virginia</option> <option value="WA">Washington</option> <option value="DC">Washington, DC</option> <option value="WV">West Virginia</option> <option value="WI">Wisconsin</option> <option value="WY">Wyoming</option> </select> </span> </div> <div> <input id="673b415fa3eb8-location-zip-code" type="radio" class="custom-checkbox" name="location_type" value="zip-code" ><label for="673b415fa3eb8-location-zip-code"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><!--!Font Awesome Free 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license/free Copyright 2024 Fonticons, Inc.--><path d="M438.6 105.4c12.5 12.5 12.5 32.8 0 45.3l-256 256c-12.5 12.5-32.8 12.5-45.3 0l-128-128c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0L160 338.7 393.4 105.4c12.5-12.5 32.8-12.5 45.3 0z" fill="currentColor" /></svg> </label> <span class="jpp-ct-filter-option"> <label for="673b415fa3eb8-location-zip-code">Zip Code</label> <input type="text" class="jpp-ct-zip-code-input"> </span> </div> </div> </div> </div> <div class="jpp-ct-filter-list-item"> <div class="jpp-ct-filter-list-item-trigger"> <svg viewBox="0 0 19 11" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M17.2686 1.5L9.26855 9.5L1.26855 1.5" stroke="currentColor" stroke-width="1.68067" stroke-linecap="round" stroke-linejoin="round"/> </svg> Loan Term (Months) </div> <div class="jpp-ct-filter-list-item-wrapper"> <div class="jpp-ct-filter-type" data-brand-attribute="loan_term" data-label="Loan Term (Months)" data-multiple="1" data-type="range" data-global=""> <span class="jpp-ct-filter-option"> <input type="checkbox" name="loan_term" value="12 - 36"> <label>12 – 36</label> </span> <span class="jpp-ct-filter-option"> <input type="checkbox" name="loan_term" value="36 - 60"> <label>36 – 60</label> </span> <span class="jpp-ct-filter-option"> <input type="checkbox" name="loan_term" value="60 - 84"> <label>60 – 84</label> </span> <span class="jpp-ct-filter-option custom" data-max="84"> <input id="673b415fa3eb8-loan_term-custom" type="checkbox" class="custom-checkbox" name="loan_term" value="12-84"><label for="673b415fa3eb8-loan_term-custom"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><!--!Font Awesome Free 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license/free Copyright 2024 Fonticons, Inc.--><path d="M438.6 105.4c12.5 12.5 12.5 32.8 0 45.3l-256 256c-12.5 12.5-32.8 12.5-45.3 0l-128-128c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0L160 338.7 393.4 105.4c12.5-12.5 32.8-12.5 45.3 0z" fill="currentColor" /></svg> </label> <label for="673b415fa3eb8-loan_term-custom">Custom Range:</label> <span class="range" contenteditable="true">12-84 </span> </div> </div> </div> <div class="jpp-ct-filter-list-item"> <div class="jpp-ct-filter-list-item-trigger"> <svg viewBox="0 0 19 11" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M17.2686 1.5L9.26855 9.5L1.26855 1.5" stroke="currentColor" stroke-width="1.68067" stroke-linecap="round" stroke-linejoin="round"/> </svg> Min. Credit Score </div> <div class="jpp-ct-filter-list-item-wrapper"> <div class="jpp-ct-filter-type" data-brand-attribute="minimum_credit_score" data-label="Min. Credit Score" data-multiple="1" data-type="range" data-global=""> <span class="jpp-ct-filter-option"> <input type="checkbox" name="minimum_credit_score" value="300 - 426"> <label>300 – 426</label> </span> <span class="jpp-ct-filter-option"> <input type="checkbox" name="minimum_credit_score" value="426 - 554"> <label>426 – 554</label> </span> <span class="jpp-ct-filter-option"> <input type="checkbox" name="minimum_credit_score" value="554 - 680"> <label>554 – 680</label> </span> <span class="jpp-ct-filter-option custom" data-max="680"> <input id="673b415fa3eb8-minimum_credit_score-custom" type="checkbox" class="custom-checkbox" name="minimum_credit_score" value="300-680"><label for="673b415fa3eb8-minimum_credit_score-custom"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><!--!Font Awesome Free 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license/free Copyright 2024 Fonticons, Inc.--><path d="M438.6 105.4c12.5 12.5 12.5 32.8 0 45.3l-256 256c-12.5 12.5-32.8 12.5-45.3 0l-128-128c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0L160 338.7 393.4 105.4c12.5-12.5 32.8-12.5 45.3 0z" fill="currentColor" /></svg> </label> <label for="673b415fa3eb8-minimum_credit_score-custom">Custom Range:</label> <span class="range" contenteditable="true">300-680 </span> </div> </div> </div> </div> </div> </div> <div class="jpp-ct-list"> <div class="jpp-ct-table-wrapper"> <table cellspacing="0" cellpadding="0" class="jpp-ct-table jpp-ct-table-desktop brands-left"> <thead> <th class="jpp-ct-brand-display-cell">Lending Partner</th> <th>Loan Type</th> <th>Loan Term (Months)</th> <th>Min. APR (%)<span class="sort"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><!--!Font Awesome Pro 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license (Commercial License) Copyright 2024 Fonticons, Inc.--><path d="M244 7c-11.7-9.3-28.3-9.3-40 0L44 135c-13.8 11-16 31.2-5 45s31.2 16 45 5L224 73 364 185c13.8 11 33.9 8.8 45-5s8.8-33.9-5-45L244 7zM404 377c13.8-11 16-31.2 5-45s-31.2-16-45-5L224 439 84 327c-13.8-11-33.9-8.8-45 5s-8.8 33.9 5 45L204 505c11.7 9.3 28.3 9.3 40 0L404 377z" fill="currentColor" /></svg> <svg viewBox="0 0 19 11" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M17.2686 1.5L9.26855 9.5L1.26855 1.5" stroke="currentColor" stroke-width="1.68067" stroke-linecap="round" stroke-linejoin="round"/> </svg> </span></th> <th>Min. Credit Score<span class="sort"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><!--!Font Awesome Pro 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license (Commercial License) Copyright 2024 Fonticons, Inc.--><path d="M244 7c-11.7-9.3-28.3-9.3-40 0L44 135c-13.8 11-16 31.2-5 45s31.2 16 45 5L224 73 364 185c13.8 11 33.9 8.8 45-5s8.8-33.9-5-45L244 7zM404 377c13.8-11 16-31.2 5-45s-31.2-16-45-5L224 439 84 327c-13.8-11-33.9-8.8-45 5s-8.8 33.9 5 45L204 505c11.7 9.3 28.3 9.3 40 0L404 377z" fill="currentColor" /></svg> <svg viewBox="0 0 19 11" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M17.2686 1.5L9.26855 9.5L1.26855 1.5" stroke="currentColor" stroke-width="1.68067" stroke-linecap="round" stroke-linejoin="round"/> </svg> </span></th> <th class="jpp-ct-cta-cell">See More</th> </thead> <tbody> <tr class="jpp-ct-row " data-brand-id="RefiJet" data-states-not-covered="" data-index="0"> <td class="jpp-ct-brand-display-cell"> <div class="jpp-ct-brand-display display-logo-and-name"> <a data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://refinancemycar.refijet.com/partner/marketwatch/" target="_blank" class="jpp-ct-brand-logo"><img decoding="async" width="450" height="250" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAcIAAAD6AQAAAAAaPXqcAAAAAnRSTlMAAHaTzTgAAAAlSURBVGje7cExAQAAAMKg9U9tBn+gAAAAAAAAAAAAAAAAAAB+AzikAAEsH/tZAAAAAElFTkSuQmCC" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="RefiJet" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/04/61db2cc17f91d.png" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/04/61db2cc17f91d.png 450w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/04/61db2cc17f91d-300x167.png 300w" data-sizes="auto" data-eio-rwidth="450" data-eio-rheight="250" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/04/61db2cc17f91d.png.webp" data-srcset-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/04/61db2cc17f91d.png.webp 450w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/04/61db2cc17f91d-300x167.png.webp 300w" /><noscript><img decoding="async" width="450" height="250" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/04/61db2cc17f91d.png" class="attachment-full size-full" alt="RefiJet" loading="lazy" srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/04/61db2cc17f91d.png 450w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/04/61db2cc17f91d-300x167.png 300w" sizes="(max-width: 450px) 100vw, 450px" data-eio="l" /></noscript></a> <a data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://refinancemycar.refijet.com/partner/marketwatch/" target="_blank" class="jpp-ct-brand-name ">RefiJet</a> <a data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://refinancemycar.refijet.com/partner/marketwatch/" target="_blank" class="jpp-ct-button " target="_blank"> <span class="jpp-ct-button-text"> Compare Rates </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><!--!Font Awesome Pro 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license (Commercial License) Copyright 2024 Fonticons, Inc.--><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </div> </td> <td class="jpp-ct-brand-attribute" data-brand-attribute="brand_superlative" data-value="Refinance Loan" data-numerical="">Refinance Loan</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="loan_term" data-value="48 - 84" data-numerical="1">48 – 84</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="banking_apy" data-value="5.29" data-numerical="1">5.29</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="minimum_credit_score" data-value="550" data-numerical="1">550</td> <td class="jpp-ct-cta-cell"> <a data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://refinancemycar.refijet.com/partner/marketwatch/" target="_blank" class="jpp-ct-button " target="_blank"> <span class="jpp-ct-button-text"> Compare Rates </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><!--!Font Awesome Pro 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license (Commercial License) Copyright 2024 Fonticons, Inc.--><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </td> </tr> <tr class="jpp-ct-row " data-brand-id="MyAutoLoan.com - Refinance" data-states-not-covered="" data-index="1"> <td class="jpp-ct-brand-display-cell"> <div class="jpp-ct-brand-display display-logo-and-name"> <a data-unique-id="mw-t" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://www.myautoloan.com/partner/three-ships.html?utm_distil=threeships&source=threeships&site=MAL&type=new&term=car-loans_how-to-sell-a-car-with-a-loan-mw-t_{device_type}_brandcta-{segment_id}" target="_blank" class="jpp-ct-brand-logo"><img decoding="async" width="300" height="54" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAASwAAAA2AQAAAABVPJmRAAAAAnRSTlMAAHaTzTgAAAAZSURBVEjHY2AYBaNgFIyCUTAKRsEoIBYAAAg6AAHIIgPJAAAAAElFTkSuQmCC" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="MyAutoLoan.com - Refinance" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/12/myAutoloan.com_-e1638477440983.png" data-eio-rwidth="300" data-eio-rheight="54" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/12/myAutoloan.com_-e1638477440983.png.webp" /><noscript><img decoding="async" width="300" height="54" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/12/myAutoloan.com_-e1638477440983.png" class="attachment-full size-full" alt="MyAutoLoan.com - Refinance" loading="lazy" data-eio="l" /></noscript></a> <a data-unique-id="mw-t" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://www.myautoloan.com/partner/three-ships.html?utm_distil=threeships&source=threeships&site=MAL&type=new&term=car-loans_how-to-sell-a-car-with-a-loan-mw-t_{device_type}_brandcta-{segment_id}" target="_blank" class="jpp-ct-brand-name ">MyAutoLoan.com – Refinance</a> <a data-unique-id="mw-t" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://www.myautoloan.com/partner/three-ships.html?utm_distil=threeships&source=threeships&site=MAL&type=new&term=car-loans_how-to-sell-a-car-with-a-loan-mw-t_{device_type}_brandcta-{segment_id}" target="_blank" class="jpp-ct-button " target="_blank"> <span class="jpp-ct-button-text"> Compare Rates </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><!--!Font Awesome Pro 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license (Commercial License) Copyright 2024 Fonticons, Inc.--><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </div> </td> <td class="jpp-ct-brand-attribute" data-brand-attribute="brand_superlative" data-value="Refinance Loan" data-numerical="">Refinance Loan</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="loan_term" data-value="12 - 72" data-numerical="1">12 – 72</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="banking_apy" data-value="5.49" data-numerical="1">5.49</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="minimum_credit_score" data-value="575" data-numerical="1">575</td> <td class="jpp-ct-cta-cell"> <a data-unique-id="mw-t" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://www.myautoloan.com/partner/three-ships.html?utm_distil=threeships&source=threeships&site=MAL&type=new&term=car-loans_how-to-sell-a-car-with-a-loan-mw-t_{device_type}_brandcta-{segment_id}" target="_blank" class="jpp-ct-button " target="_blank"> <span class="jpp-ct-button-text"> Compare Rates </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><!--!Font Awesome Pro 6.5.1 by @fontawesome - 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https://fontawesome.com License - https://fontawesome.com/license (Commercial License) Copyright 2024 Fonticons, Inc.--><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </div> </td> <td class="jpp-ct-brand-attribute" data-brand-attribute="brand_superlative" data-value="New or Used Car Loan" data-numerical="">New or Used Car Loan</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="loan_term" data-value="12 - 84" data-numerical="1">12 – 84</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="banking_apy" data-value="7.24" data-numerical="1">7.24</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="minimum_credit_score" data-value="575" data-numerical="1">575</td> <td class="jpp-ct-cta-cell"> <a data-unique-id="mw-t" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://www.myautoloan.com/partner/three-ships.html?utm_distil=threeships&source=threeships&site=MAL&type=new_used&term=car-loans_how-to-sell-a-car-with-a-loan-mw-t_{device_type}_brandcta-{segment_id}" target="_blank" class="jpp-ct-button " target="_blank"> <span class="jpp-ct-button-text"> Compare Rates </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><!--!Font Awesome Pro 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license (Commercial License) Copyright 2024 Fonticons, Inc.--><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </td> </tr> <tr class="jpp-ct-row " data-brand-id="Auto Approve" data-states-not-covered="" data-index="3"> <td class="jpp-ct-brand-display-cell"> <div class="jpp-ct-brand-display display-logo-and-name"> <a data-unique-id="mw-t" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://atoprv.com/?a=4&c=38&s1=car-loans_how-to-sell-a-car-with-a-loan-mw-t_{device_type}_brandcta-{segment_id}" target="_blank" class="jpp-ct-brand-logo"><img decoding="async" width="300" height="51" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAASwAAAAzAQAAAAAF8QgiAAAAAnRSTlMAAHaTzTgAAAAXSURBVDjLY2AYBaNgFIyCUTAKRsGQBAAHxQAByLcLJwAAAABJRU5ErkJggg==" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="Auto Approve" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/12/Auto-Approve-e1638477099593.png" data-eio-rwidth="300" data-eio-rheight="51" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/12/Auto-Approve-e1638477099593.png.webp" /><noscript><img decoding="async" width="300" height="51" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/12/Auto-Approve-e1638477099593.png" class="attachment-full size-full" alt="Auto Approve" loading="lazy" data-eio="l" /></noscript></a> <a data-unique-id="mw-t" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://atoprv.com/?a=4&c=38&s1=car-loans_how-to-sell-a-car-with-a-loan-mw-t_{device_type}_brandcta-{segment_id}" target="_blank" class="jpp-ct-brand-name ">Auto Approve</a> <a data-unique-id="mw-t" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://atoprv.com/?a=4&c=38&s1=car-loans_how-to-sell-a-car-with-a-loan-mw-t_{device_type}_brandcta-{segment_id}" target="_blank" class="jpp-ct-button " target="_blank"> <span class="jpp-ct-button-text"> Compare Rates </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><!--!Font Awesome Pro 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license (Commercial License) Copyright 2024 Fonticons, Inc.--><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </div> </td> <td class="jpp-ct-brand-attribute" data-brand-attribute="brand_superlative" data-value="Refinance Loan" data-numerical="">Refinance Loan</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="loan_term" data-value="12 - 84" data-numerical="1">12 – 84</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="banking_apy" data-value="5.29" data-numerical="1">5.29</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="minimum_credit_score" data-value="620" data-numerical="1">620</td> <td class="jpp-ct-cta-cell"> <a data-unique-id="mw-t" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://atoprv.com/?a=4&c=38&s1=car-loans_how-to-sell-a-car-with-a-loan-mw-t_{device_type}_brandcta-{segment_id}" target="_blank" class="jpp-ct-button " target="_blank"> <span class="jpp-ct-button-text"> Compare Rates </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><!--!Font Awesome Pro 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license (Commercial License) Copyright 2024 Fonticons, Inc.--><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </td> </tr> <tr class="jpp-ct-row " data-brand-id="Gravity Lending" data-states-not-covered="" data-index="4"> <td class="jpp-ct-brand-display-cell"> <div class="jpp-ct-brand-display display-logo-and-name"> <a data-unique-id="mw-t" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://gravitylending.com/marketwatchoffers/?tracking_id=mw&sub_id=car-loans_how-to-sell-a-car-with-a-loan-mw-t_{device_type}_brandcta-{segment_id}" target="_blank" class="jpp-ct-brand-logo"><img decoding="async" width="280" height="66" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAARgAAABCAQAAAACkl/QEAAAAAnRSTlMAAHaTzTgAAAAZSURBVEjH7cExAQAAAMKg9U9tB2+gAAB4DAlIAAH0YzpYAAAAAElFTkSuQmCC" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="Gravity Lending" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/04/gravity-lending_thumb-e1698420824886.png" data-eio-rwidth="280" data-eio-rheight="66" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/04/gravity-lending_thumb-e1698420824886.png.webp" /><noscript><img decoding="async" width="280" height="66" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/04/gravity-lending_thumb-e1698420824886.png" class="attachment-full size-full" alt="Gravity Lending" loading="lazy" data-eio="l" /></noscript></a> <a data-unique-id="mw-t" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://gravitylending.com/marketwatchoffers/?tracking_id=mw&sub_id=car-loans_how-to-sell-a-car-with-a-loan-mw-t_{device_type}_brandcta-{segment_id}" target="_blank" class="jpp-ct-brand-name ">Gravity Lending</a> <a data-unique-id="mw-t" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://gravitylending.com/marketwatchoffers/?tracking_id=mw&sub_id=car-loans_how-to-sell-a-car-with-a-loan-mw-t_{device_type}_brandcta-{segment_id}" target="_blank" class="jpp-ct-button " target="_blank"> <span class="jpp-ct-button-text"> Compare Rates </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><!--!Font Awesome Pro 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license (Commercial License) Copyright 2024 Fonticons, Inc.--><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </div> </td> <td class="jpp-ct-brand-attribute" data-brand-attribute="brand_superlative" data-value="Refinance Loan" data-numerical="">Refinance Loan</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="loan_term" data-value="36 - 84" data-numerical="1">36 – 84</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="banking_apy" data-value="4.99" data-numerical="1">4.99</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="minimum_credit_score" data-value="640" data-numerical="1">640</td> <td class="jpp-ct-cta-cell"> <a data-unique-id="mw-t" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://gravitylending.com/marketwatchoffers/?tracking_id=mw&sub_id=car-loans_how-to-sell-a-car-with-a-loan-mw-t_{device_type}_brandcta-{segment_id}" target="_blank" class="jpp-ct-button " target="_blank"> <span class="jpp-ct-button-text"> Compare Rates </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><!--!Font Awesome Pro 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license (Commercial License) Copyright 2024 Fonticons, Inc.--><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </td> </tr> <tr class="jpp-ct-row " data-brand-id="CarsDirect" data-states-not-covered="" data-index="5"> <td class="jpp-ct-brand-display-cell"> <div class="jpp-ct-brand-display display-logo-and-name"> <a data-unique-id="mw-t" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://www.carsdirect.com/buildyourcar/lpnew?src=1100552&lnk=car-loans_how-to-sell-a-car-with-a-loan-mw-t_{device_type}_brandcta-{segment_id}" target="_blank" class="jpp-ct-brand-logo"><img decoding="async" width="1018" height="202" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAA/oAAADKAQAAAAA9DwY8AAAAAnRSTlMAAHaTzTgAAAAvSURBVHja7cEBAQAAAIIg/69uSEABAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAvBtlygABP7rbmwAAAABJRU5ErkJggg==" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="CarsDirect" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/04/CDc-Logo-light-bg.jpg" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/04/CDc-Logo-light-bg.jpg 1018w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/04/CDc-Logo-light-bg-300x60.jpg 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/04/CDc-Logo-light-bg-768x152.jpg 768w" data-sizes="auto" data-eio-rwidth="1018" data-eio-rheight="202" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/04/CDc-Logo-light-bg.jpg.webp" data-srcset-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/04/CDc-Logo-light-bg.jpg.webp 1018w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/04/CDc-Logo-light-bg-300x60.jpg.webp 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/04/CDc-Logo-light-bg-768x152.jpg.webp 768w" /><noscript><img decoding="async" width="1018" height="202" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/04/CDc-Logo-light-bg.jpg" class="attachment-full size-full" alt="CarsDirect" loading="lazy" srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/04/CDc-Logo-light-bg.jpg 1018w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/04/CDc-Logo-light-bg-300x60.jpg 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/04/CDc-Logo-light-bg-768x152.jpg 768w" sizes="(max-width: 1018px) 100vw, 1018px" data-eio="l" /></noscript></a> <a data-unique-id="mw-t" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://www.carsdirect.com/buildyourcar/lpnew?src=1100552&lnk=car-loans_how-to-sell-a-car-with-a-loan-mw-t_{device_type}_brandcta-{segment_id}" target="_blank" class="jpp-ct-brand-name ">CarsDirect</a> <a data-unique-id="mw-t" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://www.carsdirect.com/buildyourcar/lpnew?src=1100552&lnk=car-loans_how-to-sell-a-car-with-a-loan-mw-t_{device_type}_brandcta-{segment_id}" target="_blank" class="jpp-ct-button " target="_blank"> <span class="jpp-ct-button-text"> Compare Rates </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><!--!Font Awesome Pro 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license (Commercial License) Copyright 2024 Fonticons, Inc.--><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </div> </td> <td class="jpp-ct-brand-attribute" data-brand-attribute="brand_superlative" data-value="New Car Loan" data-numerical="">New Car Loan</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="loan_term" data-value="12 - 84" data-numerical="1">12 – 84</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="banking_apy" data-value="0.00" data-numerical="1">0.00</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="minimum_credit_score" data-value="300" data-numerical="1">300</td> <td class="jpp-ct-cta-cell"> <a data-unique-id="mw-t" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://www.carsdirect.com/buildyourcar/lpnew?src=1100552&lnk=car-loans_how-to-sell-a-car-with-a-loan-mw-t_{device_type}_brandcta-{segment_id}" target="_blank" class="jpp-ct-button " target="_blank"> <span class="jpp-ct-button-text"> Compare Rates </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><!--!Font Awesome Pro 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license (Commercial License) Copyright 2024 Fonticons, Inc.--><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </td> </tr> <tr class="jpp-ct-row " data-brand-id="Caribou" data-states-not-covered="" data-index="6"> <td class="jpp-ct-brand-display-cell"> <div class="jpp-ct-brand-display display-logo-and-name"> <a data-unique-id="mw-t" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://imp.i136221.net/c/2784191/802716/11405?subId1=car-loans_how-to-sell-a-car-with-a-loan-mw-t_{device_type}_brandcta-{segment_id}" target="_blank" class="jpp-ct-brand-logo"><img decoding="async" width="342" height="147" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAVYAAACTAQAAAAD9hgydAAAAAnRSTlMAAHaTzTgAAAAdSURBVFjD7cExAQAAAMKg9U/tbwagAAAAAAAAeAMZRAABWuo84AAAAABJRU5ErkJggg==" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="Caribou" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/04/gocaribou.com-logo-1.png" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/04/gocaribou.com-logo-1.png 342w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/04/gocaribou.com-logo-1-300x129.png 300w" data-sizes="auto" data-eio-rwidth="342" data-eio-rheight="147" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/04/gocaribou.com-logo-1.png.webp" data-srcset-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/04/gocaribou.com-logo-1.png.webp 342w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/04/gocaribou.com-logo-1-300x129.png.webp 300w" /><noscript><img decoding="async" width="342" height="147" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/04/gocaribou.com-logo-1.png" class="attachment-full size-full" alt="Caribou" loading="lazy" srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/04/gocaribou.com-logo-1.png 342w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/04/gocaribou.com-logo-1-300x129.png 300w" sizes="(max-width: 342px) 100vw, 342px" data-eio="l" /></noscript></a> <a data-unique-id="mw-t" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://imp.i136221.net/c/2784191/802716/11405?subId1=car-loans_how-to-sell-a-car-with-a-loan-mw-t_{device_type}_brandcta-{segment_id}" target="_blank" class="jpp-ct-brand-name ">Caribou</a> <a data-unique-id="mw-t" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://imp.i136221.net/c/2784191/802716/11405?subId1=car-loans_how-to-sell-a-car-with-a-loan-mw-t_{device_type}_brandcta-{segment_id}" target="_blank" class="jpp-ct-button " target="_blank"> <span class="jpp-ct-button-text"> Compare Rates </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><!--!Font Awesome Pro 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license (Commercial License) Copyright 2024 Fonticons, Inc.--><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </div> </td> <td class="jpp-ct-brand-attribute" data-brand-attribute="brand_superlative" data-value="Refinance Loan" data-numerical="">Refinance Loan</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="loan_term" data-value="36 - 72" data-numerical="1">36 – 72</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="banking_apy" data-value="5.99" data-numerical="1">5.99</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="minimum_credit_score" data-value="680" data-numerical="1">680</td> <td class="jpp-ct-cta-cell"> <a data-unique-id="mw-t" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://imp.i136221.net/c/2784191/802716/11405?subId1=car-loans_how-to-sell-a-car-with-a-loan-mw-t_{device_type}_brandcta-{segment_id}" target="_blank" class="jpp-ct-button " target="_blank"> <span class="jpp-ct-button-text"> Compare Rates </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><!--!Font Awesome Pro 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license (Commercial License) Copyright 2024 Fonticons, Inc.--><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </td> </tr> </tbody> </table> <table cellspacing="0" cellpadding="0" class="jpp-ct-table jpp-ct-table-mobile brands-left"> <thead> <th class="jpp-ct-brand-display-cell">Lending Partner</th> <th>Loan Type</th> <th>Loan Term (Months)</th> <th>Min. APR (%)<span class="sort"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><!--!Font Awesome Pro 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license (Commercial License) Copyright 2024 Fonticons, Inc.--><path d="M244 7c-11.7-9.3-28.3-9.3-40 0L44 135c-13.8 11-16 31.2-5 45s31.2 16 45 5L224 73 364 185c13.8 11 33.9 8.8 45-5s8.8-33.9-5-45L244 7zM404 377c13.8-11 16-31.2 5-45s-31.2-16-45-5L224 439 84 327c-13.8-11-33.9-8.8-45 5s-8.8 33.9 5 45L204 505c11.7 9.3 28.3 9.3 40 0L404 377z" fill="currentColor" /></svg> <svg viewBox="0 0 19 11" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M17.2686 1.5L9.26855 9.5L1.26855 1.5" stroke="currentColor" stroke-width="1.68067" stroke-linecap="round" stroke-linejoin="round"/> </svg> </span></th> <th>Min. Credit Score<span class="sort"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><!--!Font Awesome Pro 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license (Commercial License) Copyright 2024 Fonticons, Inc.--><path d="M244 7c-11.7-9.3-28.3-9.3-40 0L44 135c-13.8 11-16 31.2-5 45s31.2 16 45 5L224 73 364 185c13.8 11 33.9 8.8 45-5s8.8-33.9-5-45L244 7zM404 377c13.8-11 16-31.2 5-45s-31.2-16-45-5L224 439 84 327c-13.8-11-33.9-8.8-45 5s-8.8 33.9 5 45L204 505c11.7 9.3 28.3 9.3 40 0L404 377z" fill="currentColor" /></svg> <svg viewBox="0 0 19 11" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M17.2686 1.5L9.26855 9.5L1.26855 1.5" stroke="currentColor" stroke-width="1.68067" stroke-linecap="round" stroke-linejoin="round"/> </svg> </span></th> <th class="jpp-ct-cta-cell">See More</th> </thead> <tbody> <tr class="jpp-ct-row " data-brand-id="RefiJet" data-states-not-covered="" data-index="0"> <td class="jpp-ct-brand-display-cell"> <div class="jpp-ct-brand-display display-logo-and-name"> <a data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://refinancemycar.refijet.com/partner/marketwatch/" target="_blank" class="jpp-ct-brand-logo"><img decoding="async" width="450" height="250" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAcIAAAD6AQAAAAAaPXqcAAAAAnRSTlMAAHaTzTgAAAAlSURBVGje7cExAQAAAMKg9U9tBn+gAAAAAAAAAAAAAAAAAAB+AzikAAEsH/tZAAAAAElFTkSuQmCC" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="RefiJet" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/04/61db2cc17f91d.png" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/04/61db2cc17f91d.png 450w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/04/61db2cc17f91d-300x167.png 300w" data-sizes="auto" data-eio-rwidth="450" data-eio-rheight="250" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/04/61db2cc17f91d.png.webp" data-srcset-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/04/61db2cc17f91d.png.webp 450w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/04/61db2cc17f91d-300x167.png.webp 300w" /><noscript><img decoding="async" width="450" height="250" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/04/61db2cc17f91d.png" class="attachment-full size-full" alt="RefiJet" loading="lazy" srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/04/61db2cc17f91d.png 450w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/04/61db2cc17f91d-300x167.png 300w" sizes="(max-width: 450px) 100vw, 450px" data-eio="l" /></noscript></a> <a data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://refinancemycar.refijet.com/partner/marketwatch/" target="_blank" class="jpp-ct-brand-name ">RefiJet</a> <a data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://refinancemycar.refijet.com/partner/marketwatch/" target="_blank" class="jpp-ct-button " target="_blank"> <span class="jpp-ct-button-text"> Compare Rates </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><!--!Font Awesome Pro 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license (Commercial License) Copyright 2024 Fonticons, Inc.--><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </div> </td> <td class="jpp-ct-brand-attribute" data-brand-attribute="brand_superlative" data-value="Refinance Loan" data-numerical="">Refinance Loan</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="loan_term" data-value="48 - 84" data-numerical="1">48 – 84</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="banking_apy" data-value="5.29" data-numerical="1">5.29</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="minimum_credit_score" data-value="550" data-numerical="1">550</td> <td class="jpp-ct-cta-cell"> <a data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://refinancemycar.refijet.com/partner/marketwatch/" target="_blank" class="jpp-ct-button " target="_blank"> <span class="jpp-ct-button-text"> Compare Rates </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><!--!Font Awesome Pro 6.5.1 by @fontawesome - 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Refinance" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/12/myAutoloan.com_-e1638477440983.png" data-eio-rwidth="300" data-eio-rheight="54" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/12/myAutoloan.com_-e1638477440983.png.webp" /><noscript><img decoding="async" width="300" height="54" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/12/myAutoloan.com_-e1638477440983.png" class="attachment-full size-full" alt="MyAutoLoan.com - Refinance" loading="lazy" data-eio="l" /></noscript></a> <a data-unique-id="mw-t" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://www.myautoloan.com/partner/three-ships.html?utm_distil=threeships&source=threeships&site=MAL&type=new&term=car-loans_how-to-sell-a-car-with-a-loan-mw-t_{device_type}_brandcta-{segment_id}" target="_blank" class="jpp-ct-brand-name ">MyAutoLoan.com – Refinance</a> <a data-unique-id="mw-t" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://www.myautoloan.com/partner/three-ships.html?utm_distil=threeships&source=threeships&site=MAL&type=new&term=car-loans_how-to-sell-a-car-with-a-loan-mw-t_{device_type}_brandcta-{segment_id}" target="_blank" class="jpp-ct-button " target="_blank"> <span class="jpp-ct-button-text"> Compare Rates </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><!--!Font Awesome Pro 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license (Commercial License) Copyright 2024 Fonticons, Inc.--><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </div> </td> <td class="jpp-ct-brand-attribute" data-brand-attribute="brand_superlative" data-value="Refinance Loan" data-numerical="">Refinance Loan</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="loan_term" data-value="12 - 72" data-numerical="1">12 – 72</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="banking_apy" data-value="5.49" data-numerical="1">5.49</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="minimum_credit_score" data-value="575" data-numerical="1">575</td> <td class="jpp-ct-cta-cell"> <a data-unique-id="mw-t" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://www.myautoloan.com/partner/three-ships.html?utm_distil=threeships&source=threeships&site=MAL&type=new&term=car-loans_how-to-sell-a-car-with-a-loan-mw-t_{device_type}_brandcta-{segment_id}" target="_blank" class="jpp-ct-button " target="_blank"> <span class="jpp-ct-button-text"> Compare Rates </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><!--!Font Awesome Pro 6.5.1 by @fontawesome - 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https://fontawesome.com License - https://fontawesome.com/license (Commercial License) Copyright 2024 Fonticons, Inc.--><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </div> </td> <td class="jpp-ct-brand-attribute" data-brand-attribute="brand_superlative" data-value="New or Used Car Loan" data-numerical="">New or Used Car Loan</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="loan_term" data-value="12 - 84" data-numerical="1">12 – 84</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="banking_apy" data-value="7.24" data-numerical="1">7.24</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="minimum_credit_score" data-value="575" data-numerical="1">575</td> <td class="jpp-ct-cta-cell"> <a data-unique-id="mw-t" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://www.myautoloan.com/partner/three-ships.html?utm_distil=threeships&source=threeships&site=MAL&type=new_used&term=car-loans_how-to-sell-a-car-with-a-loan-mw-t_{device_type}_brandcta-{segment_id}" target="_blank" class="jpp-ct-button " target="_blank"> <span class="jpp-ct-button-text"> Compare Rates </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><!--!Font Awesome Pro 6.5.1 by @fontawesome - 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https://fontawesome.com License - https://fontawesome.com/license (Commercial License) Copyright 2024 Fonticons, Inc.--><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </td> </tr> </tbody> </table> <div class="jpp-ct-empty-message">No results were found.</div> </div> </div> <figcaption class="jpp-ct-caption">*All APR figures last updated on 7/23/2024 – please check partner site for latest details. Rate may vary based on credit score, credit history and loan term.</figcaption> </figure> <p><!-- migrated-why-trust-us-widgets --></p> <p>Learn more about our <a href="https://www.marketwatch.com/guides/car-loans/car-loans-review-methodology/" target="_blank" rel="noopener">methodology</a> and <a href="https://www.marketwatch.com/guides/editorial-guidelines/" target="_blank" rel="noreferrer noopener">editorial guidelines</a>.</p> <h2 class="wp-block-heading" id="toc-how-to-sell-your-car-with-a-loan-6-easy-steps">How To Sell Your Car With a Loan: 6 Easy Steps</h2> <div class="wp-block-group is-layout-constrained wp-block-group-is-layout-constrained"><div class="wp-block-group__inner-container"> <p><span style="font-weight: 400;">Selling a car with a loan requires extra steps compared to selling a car you own outright, but it can be done. Here’s the basic process:</span></p> </div></div> <h3 class="wp-block-heading subheading" id="toc-1-find-your-cars-market-value">1. Find Your Car’s Market Value</h3> <div class="wp-block-group is-layout-constrained wp-block-group-is-layout-constrained"><div class="wp-block-group__inner-container"> <p><span style="font-weight: 400;">The first step in selling a car with a loan is to find your car’s market value. You can use the following resources to find out what your car is worth:</span></p> <ul> <li><a href="https://www.kbb.com/"><span style="font-weight: 400;">Kelley Blue Book</span></a></li> <li><a href="https://www.edmunds.com/tmv.html"><span style="font-weight: 400;">Edmunds.com</span></a></li> <li><a href="https://www.carfax.com/value/"><span style="font-weight: 400;">Carfax</span></a></li> <li><a href="https://www.nada.org/nada/consumer-vehicle-values"><span style="font-weight: 400;">Nada.com</span></a></li> </ul> <p><span style="font-weight: 400;">These websites have tools that can factor in your car’s mileage and condition when calculating value, but some tools may need additional details, like your car’s service history or upgrades. Potential buyers need an accurate idea of your car’s condition, so be honest with your information. If the car has a warranty or extended warranty, it may add a bit of value to your sale.</span></p> <p><span style="font-weight: 400;">Tools like the ones above often give a resale valuation along with a trade-in value. To get your car’s value, you can select the year, make, model, mileage and condition. You can also enter the vehicle identification number and the system should quickly pull up your car’s information.</span></p> </div></div> <h3 class="wp-block-heading subheading" id="toc-2-get-the-loan-payoff-amount">2. Get the Loan Payoff Amount</h3> <div class="wp-block-group is-layout-constrained wp-block-group-is-layout-constrained"><div class="wp-block-group__inner-container"> <p>The next step in selling a car with a loan is to get the payoff amount from your lender. Contact your lender to get your exact payoff amount, as it may be slightly different from the remaining balance on your loan.</p> <p>Your lender will typically give a payoff amount that’s good for a certain number of days, such as three, five or 10. This sum includes interest charges throughout the period. If you’re still looking for a buyer after that point, you’ll need to request a new payoff amount.</p> <h4 class="wp-block-heading">Prepayment Penalties</h4> <p><span style="font-weight: 400;">Your lender may charge prepayment penalties if you </span><a href="https://www.marketwatch.com/guides/car-loans/pay-off-car-loan-early/"><span style="font-weight: 400;">pay your car off early</span></a><span style="font-weight: 400;">. These penalties aren’t very common, but many states allow them. Your lender should notify you if your payoff amount includes a prepayment penalty.</span></p> </div></div> <h3 class="wp-block-heading subheading" id="toc-3-ask-your-lender-for-instructions">3. Ask Your Lender for Instructions</h3> <div class="wp-block-group is-layout-constrained wp-block-group-is-layout-constrained"><div class="wp-block-group__inner-container"> <p><span style="font-weight: 400;">When you contact your lender for a payoff amount, also ask how you should complete the car sale. If you’re planning to do a private sale, the lender will have a specific process.</span><b></b></p> <ul> <li><b>Local bank or credit union</b><span style="font-weight: 400;">: If your loan is from a local bank or credit union, a representative may ask you to bring the buyer in person to a local branch. You’ll sign the paperwork at that location.</span></li> <li><b>Online lender</b><span style="font-weight: 400;">: If you used an online lender, the lender will have a network of banks you can use. You’ll bring the buyer into a location and complete the sale there.</span></li> </ul> <p><span style="font-weight: 400;">You can also sell your car to a dealership in person or an online dealership like Carmax. In this case, the car dealer can work directly with your lender.</span></p> </div></div> <h3 class="wp-block-heading subheading" id="toc-4-determine-your-equity">4. Determine Your Equity</h3> <div class="wp-block-group is-layout-constrained wp-block-group-is-layout-constrained"><div class="wp-block-group__inner-container"> <p>Once you have the value of your vehicle and your payoff amount, you can determine your equity. Depending on how much you owe, you could have positive or <a href="https://www.marketwatch.com/guides/car-loans/refinance-your-upside-down-car-loan/" target="_blank" rel="noopener">negative equity in the vehicle</a>.</p> <h4 class="wp-block-heading">Positive Equity</h4> <p><span style="font-weight: 400;">In the best-case scenario, the value of your car is greater than the remainder of your </span><a href="https://www.marketwatch.com/guides/car-loans/auto-loan-glossary/"><span style="font-weight: 400;">auto loan</span></a><span style="font-weight: 400;">. This means you have positive equity in the vehicle. For example, if you owe $8,000 on your outstanding loan but your car is worth $13,000, you have $5,000 in positive equity.</span></p> <p><span style="font-weight: 400;">In this case, you’ll get enough from the sale to cover your loan. Once you make a deal with a private buyer and pay the loan off, you’ll pocket the difference. Whether it’s $5 or $5,000, it’s a good thing to have positive equity in your vehicle.</span></p> <h4 class="wp-block-heading">Negative Equity</h4> <p>This scenario isn’t ideal. In this case, you owe more on the car loan than your car is worth. If the difference is just a few hundred dollars, it may not be such a big deal to you. But if you need to cover a few thousand dollars, you might not be able to sell your car right away.</p> <p>Say you owe $7,000 on the loan but your car is worth $6,000. A buyer would pay $6,000 for the vehicle, and you’d be left to cover $1,000 on your own. Your lender won’t transfer the title until the entire loan is paid. You can always try to negotiate a higher sale price from your buyer, but you might have to pay the difference yourself.</p> <p>Another option is to get a small personal loan to cover the difference. But that would leave you with another monthly payment and a hard inquiry on your credit report. It’s best to avoid taking on one debt to pay another, especially if you don’t have good credit.</p> </div></div> <h3 class="wp-block-heading subheading" id="toc-5-find-a-buyer">5. Find a Buyer</h3> <div class="wp-block-group is-layout-constrained wp-block-group-is-layout-constrained"><div class="wp-block-group__inner-container"> <p>Next, you’ll need to find a buyer and negotiate a price that works for you. Hopefully, you have positive equity in your vehicle and can get enough from the sale to pay the loan balance off. If not, you’ll have to figure out a way to pay the rest of the loan off.</p> <p>You might have started the selling process with this step when someone expressed interest in buying your vehicle. Calculate your equity and get a payoff amount from your lender before negotiating hard numbers.</p> </div></div> <h3 class="wp-block-heading subheading" id="toc-6-work-with-your-lender-to-complete-the-sale">6. Work With Your Lender To Complete the Sale</h3> <div class="wp-block-group is-layout-constrained wp-block-group-is-layout-constrained"><div class="wp-block-group__inner-container"> <p><span style="font-weight: 400;">Once you’ve negotiated the best price with the buyer, set up an appointment to work with someone at the bank or financial institution your lender prefers. Meet your buyer there and complete the rest of the process. You’ll pay the loan off and give the buyer a bill of sale.</span></p> <ul> <li><span style="font-weight: 400;">If you have negative equity, the buyer will pay the purchase price to the lender, but you’ll have to cover the difference before the lender releases the title to the buyer.</span></li> <li><span style="font-weight: 400;">If you have positive equity, the buyer will pay you the purchase price, you’ll pay the lender and the lender will release the title to the new owner.</span></li> </ul> <h4 class="wp-block-heading">Trading Your Car In</h4> <p><span style="font-weight: 400;">You can also <a href="https://www.marketwatch.com/guides/car-loans/how-does-trading-in-a-car-work/">trade your car in</a> if it has a loan. The first steps of finding its value and getting your payoff amount apply here. If you have positive equity, you can trade your car in and use the extra value as a down payment or credit toward the next car.</span></p> <p><span style="font-weight: 400;">If you have negative equity, be careful. The dealer will likely offer to take your car and finance the difference with your new loan. So let’s say you have $5,000 of negative equity in your car and you want to purchase a $10,000 car. You’d take out a $15,000 loan to cover the new car and your negative equity.</span></p> <p><span style="font-weight: 400;">Right away, you’d be upside down on your new loan. And if you bought a new vehicle, it would depreciate quickly and leave you even deeper in debt. If you have negative equity, consider the situation carefully before trading in for a new or used car.</span></p> </div></div> <div class="wp-block-group is-layout-constrained wp-block-group-is-layout-constrained"><div class="wp-block-group__inner-container"> <hr class="wp-block-separator has-css-opacity is-style-wide"/> </div></div> <h2 class="wp-block-heading" id="toc-how-to-sell-a-vehicle-with-a-loan-conclusion">How to Sell a Vehicle With a Loan: Conclusion</h2> <div class="wp-block-group is-layout-constrained wp-block-group-is-layout-constrained"><div class="wp-block-group__inner-container"> <p><span style="font-weight: 400;">While it takes more planning to sell a car with a loan, you can do it as long as you work with the lender and make the buyer aware of the situation. Start by finding the market value of your vehicle, and then find your payoff amount and your equity. Finally, work with your lender to complete the sale.</span></p> <h3 class="wp-block-heading subheading">Our Recommendations for Auto Loans</h3> <figure class="jpp-ct mobile-scrollable " style="--color-primary: #3ba14a; --subtitle-font-size: 24; --subtitle-font-weight: bold; --table-horizontal-borders: 1; --table-vertical-padding: 10; --table-horizontal-padding: 10; --table-head-font-size: 16; --table-head-font-weight: bold; --table-head-border-width: 1; --table-head-border-style: solid; --table-body-font-size: 16; --table-body-font-weight: normal; --table-body-border-width: 1; --table-body-border-style: solid; --table-body-alternate-row-background-color: #f7f7f7" id="215806"> <div class="jpp-ct-heading"></div> <div class="jpp-ct-filter"> <div class="jpp-ct-filter-active-list"></div> <button class="jpp-ct-filter-trigger"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><!--!Font Awesome Free 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license/free Copyright 2024 Fonticons, Inc.--><path d="M3.9 54.9C10.5 40.9 24.5 32 40 32H472c15.5 0 29.5 8.9 36.1 22.9s4.6 30.5-5.2 42.5L320 320.9V448c0 12.1-6.8 23.2-17.7 28.6s-23.8 4.3-33.5-3l-64-48c-8.1-6-12.8-15.5-12.8-25.6V320.9L9 97.3C-.7 85.4-2.8 68.8 3.9 54.9z" fill="currentColor" /></svg> <span class="jpp-ct-filter-trigger-label" data-label="Add Filter">Add Filter</span> <span class="jpp-ct-filter-trigger-count"></span> </button> <div class="jpp-ct-filter-box"> <span class="jpp-ct-filter-title">Filters</span> <button class="jpp-ct-filter-close"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 384 512"><!--!Font Awesome Free 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license/free Copyright 2024 Fonticons, Inc.--><path d="M342.6 150.6c12.5-12.5 12.5-32.8 0-45.3s-32.8-12.5-45.3 0L192 210.7 86.6 105.4c-12.5-12.5-32.8-12.5-45.3 0s-12.5 32.8 0 45.3L146.7 256 41.4 361.4c-12.5 12.5-12.5 32.8 0 45.3s32.8 12.5 45.3 0L192 301.3 297.4 406.6c12.5 12.5 32.8 12.5 45.3 0s12.5-32.8 0-45.3L237.3 256 342.6 150.6z" fill="currentColor" /></svg> </button> <div class="jpp-ct-filter-list"> <div class="jpp-ct-filter-list-item"> <div class="jpp-ct-filter-list-item-trigger"> <svg viewBox="0 0 19 11" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M17.2686 1.5L9.26855 9.5L1.26855 1.5" stroke="currentColor" stroke-width="1.68067" stroke-linecap="round" stroke-linejoin="round"/> </svg> Location </div> <div class="jpp-ct-filter-list-item-wrapper"> <div class="jpp-ct-filter-type" data-brand-attribute="location" data-label="Location" data-multiple="" data-type="location" data-global="1"> <div> <input id="673b415fc67ac-location-state" type="radio" class="custom-checkbox" name="location_type" value="state" checked ><label for="673b415fc67ac-location-state"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><!--!Font Awesome Free 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license/free Copyright 2024 Fonticons, Inc.--><path d="M438.6 105.4c12.5 12.5 12.5 32.8 0 45.3l-256 256c-12.5 12.5-32.8 12.5-45.3 0l-128-128c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0L160 338.7 393.4 105.4c12.5-12.5 32.8-12.5 45.3 0z" fill="currentColor" /></svg> </label> <span class="jpp-ct-filter-option"> <label for="673b415fc67ac-location-state">State</label> <select> <option value="" selected>Select a State</option> <option value="AL">Alabama</option> <option value="AK">Alaska</option> <option value="AZ">Arizona</option> <option value="AR">Arkansas</option> <option value="CA">California</option> <option value="CO">Colorado</option> <option value="CT">Connecticut</option> <option value="DE">Delaware</option> <option value="FL">Florida</option> <option value="GA">Georgia</option> <option value="HI">Hawaii</option> <option value="ID">Idaho</option> <option value="IL">Illinois</option> <option value="IN">Indiana</option> <option value="IA">Iowa</option> <option value="KS">Kansas</option> <option value="KY">Kentucky</option> <option value="LA">Louisiana</option> <option value="ME">Maine</option> <option value="MD">Maryland</option> <option value="MA">Massachusetts</option> <option value="MI">Michigan</option> <option value="MN">Minnesota</option> <option value="MS">Mississippi</option> <option value="MO">Missouri</option> <option value="MT">Montana</option> <option value="NE">Nebraska</option> <option value="NV">Nevada</option> <option value="NH">New Hampshire</option> <option value="NJ">New Jersey</option> <option value="NM">New Mexico</option> <option value="NY">New York</option> <option value="NC">North Carolina</option> <option value="ND">North Dakota</option> <option value="OH">Ohio</option> <option value="OK">Oklahoma</option> <option value="OR">Oregon</option> <option value="PA">Pennsylvania</option> <option value="RI">Rhode Island</option> <option value="SC">South Carolina</option> <option value="SD">South Dakota</option> <option value="TN">Tennessee</option> <option value="TX">Texas</option> <option value="UT">Utah</option> <option value="VT">Vermont</option> <option value="VA">Virginia</option> <option value="WA">Washington</option> <option value="DC">Washington, DC</option> <option value="WV">West Virginia</option> <option value="WI">Wisconsin</option> <option value="WY">Wyoming</option> </select> </span> </div> <div> <input id="673b415fc67ac-location-zip-code" type="radio" class="custom-checkbox" name="location_type" value="zip-code" ><label for="673b415fc67ac-location-zip-code"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><!--!Font Awesome Free 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license/free Copyright 2024 Fonticons, Inc.--><path d="M438.6 105.4c12.5 12.5 12.5 32.8 0 45.3l-256 256c-12.5 12.5-32.8 12.5-45.3 0l-128-128c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0L160 338.7 393.4 105.4c12.5-12.5 32.8-12.5 45.3 0z" fill="currentColor" /></svg> </label> <span class="jpp-ct-filter-option"> <label for="673b415fc67ac-location-zip-code">Zip Code</label> <input type="text" class="jpp-ct-zip-code-input"> </span> </div> </div> </div> </div> <div class="jpp-ct-filter-list-item"> <div class="jpp-ct-filter-list-item-trigger"> <svg viewBox="0 0 19 11" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M17.2686 1.5L9.26855 9.5L1.26855 1.5" stroke="currentColor" stroke-width="1.68067" stroke-linecap="round" stroke-linejoin="round"/> </svg> Loan Term (Months) </div> <div class="jpp-ct-filter-list-item-wrapper"> <div class="jpp-ct-filter-type" data-brand-attribute="loan_term" data-label="Loan Term (Months)" data-multiple="1" data-type="range" data-global=""> <span class="jpp-ct-filter-option"> <input type="checkbox" name="loan_term" value="12 - 36"> <label>12 – 36</label> </span> <span class="jpp-ct-filter-option"> <input type="checkbox" name="loan_term" value="36 - 60"> <label>36 – 60</label> </span> <span class="jpp-ct-filter-option"> <input type="checkbox" name="loan_term" value="60 - 84"> <label>60 – 84</label> </span> <span class="jpp-ct-filter-option custom" data-max="84"> <input id="673b415fc67ac-loan_term-custom" type="checkbox" class="custom-checkbox" name="loan_term" value="12-84"><label for="673b415fc67ac-loan_term-custom"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><!--!Font Awesome Free 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license/free Copyright 2024 Fonticons, Inc.--><path d="M438.6 105.4c12.5 12.5 12.5 32.8 0 45.3l-256 256c-12.5 12.5-32.8 12.5-45.3 0l-128-128c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0L160 338.7 393.4 105.4c12.5-12.5 32.8-12.5 45.3 0z" fill="currentColor" /></svg> </label> <label for="673b415fc67ac-loan_term-custom">Custom Range:</label> <span class="range" contenteditable="true">12-84 </span> </div> </div> </div> <div class="jpp-ct-filter-list-item"> <div class="jpp-ct-filter-list-item-trigger"> <svg viewBox="0 0 19 11" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M17.2686 1.5L9.26855 9.5L1.26855 1.5" stroke="currentColor" stroke-width="1.68067" stroke-linecap="round" stroke-linejoin="round"/> </svg> Min. Credit Score </div> <div class="jpp-ct-filter-list-item-wrapper"> <div class="jpp-ct-filter-type" data-brand-attribute="minimum_credit_score" data-label="Min. Credit Score" data-multiple="1" data-type="range" data-global=""> <span class="jpp-ct-filter-option"> <input type="checkbox" name="minimum_credit_score" value="300 - 426"> <label>300 – 426</label> </span> <span class="jpp-ct-filter-option"> <input type="checkbox" name="minimum_credit_score" value="426 - 554"> <label>426 – 554</label> </span> <span class="jpp-ct-filter-option"> <input type="checkbox" name="minimum_credit_score" value="554 - 680"> <label>554 – 680</label> </span> <span class="jpp-ct-filter-option custom" data-max="680"> <input id="673b415fc67ac-minimum_credit_score-custom" type="checkbox" class="custom-checkbox" name="minimum_credit_score" value="300-680"><label for="673b415fc67ac-minimum_credit_score-custom"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><!--!Font Awesome Free 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license/free Copyright 2024 Fonticons, Inc.--><path d="M438.6 105.4c12.5 12.5 12.5 32.8 0 45.3l-256 256c-12.5 12.5-32.8 12.5-45.3 0l-128-128c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0L160 338.7 393.4 105.4c12.5-12.5 32.8-12.5 45.3 0z" fill="currentColor" /></svg> </label> <label for="673b415fc67ac-minimum_credit_score-custom">Custom Range:</label> <span class="range" contenteditable="true">300-680 </span> </div> </div> </div> </div> </div> </div> <div class="jpp-ct-list"> <div class="jpp-ct-table-wrapper"> <table cellspacing="0" cellpadding="0" class="jpp-ct-table jpp-ct-table-desktop brands-left"> <thead> <th class="jpp-ct-brand-display-cell">Lending Partner</th> <th>Loan Type</th> <th>Loan Term (Months)</th> <th>Min. APR (%)<span class="sort"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><!--!Font Awesome Pro 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license (Commercial License) Copyright 2024 Fonticons, Inc.--><path d="M244 7c-11.7-9.3-28.3-9.3-40 0L44 135c-13.8 11-16 31.2-5 45s31.2 16 45 5L224 73 364 185c13.8 11 33.9 8.8 45-5s8.8-33.9-5-45L244 7zM404 377c13.8-11 16-31.2 5-45s-31.2-16-45-5L224 439 84 327c-13.8-11-33.9-8.8-45 5s-8.8 33.9 5 45L204 505c11.7 9.3 28.3 9.3 40 0L404 377z" fill="currentColor" /></svg> <svg viewBox="0 0 19 11" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M17.2686 1.5L9.26855 9.5L1.26855 1.5" stroke="currentColor" stroke-width="1.68067" stroke-linecap="round" stroke-linejoin="round"/> </svg> </span></th> <th>Min. Credit Score<span class="sort"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><!--!Font Awesome Pro 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license (Commercial License) Copyright 2024 Fonticons, Inc.--><path d="M244 7c-11.7-9.3-28.3-9.3-40 0L44 135c-13.8 11-16 31.2-5 45s31.2 16 45 5L224 73 364 185c13.8 11 33.9 8.8 45-5s8.8-33.9-5-45L244 7zM404 377c13.8-11 16-31.2 5-45s-31.2-16-45-5L224 439 84 327c-13.8-11-33.9-8.8-45 5s-8.8 33.9 5 45L204 505c11.7 9.3 28.3 9.3 40 0L404 377z" fill="currentColor" /></svg> <svg viewBox="0 0 19 11" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M17.2686 1.5L9.26855 9.5L1.26855 1.5" stroke="currentColor" stroke-width="1.68067" stroke-linecap="round" stroke-linejoin="round"/> </svg> </span></th> <th class="jpp-ct-cta-cell">See More</th> </thead> <tbody> <tr class="jpp-ct-row " data-brand-id="RefiJet" data-states-not-covered="" data-index="0"> <td class="jpp-ct-brand-display-cell"> <div class="jpp-ct-brand-display display-logo-and-name"> <a data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://refinancemycar.refijet.com/partner/marketwatch/" target="_blank" class="jpp-ct-brand-logo"><img decoding="async" width="450" height="250" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAcIAAAD6AQAAAAAaPXqcAAAAAnRSTlMAAHaTzTgAAAAlSURBVGje7cExAQAAAMKg9U9tBn+gAAAAAAAAAAAAAAAAAAB+AzikAAEsH/tZAAAAAElFTkSuQmCC" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="RefiJet" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/04/61db2cc17f91d.png" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/04/61db2cc17f91d.png 450w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/04/61db2cc17f91d-300x167.png 300w" data-sizes="auto" data-eio-rwidth="450" data-eio-rheight="250" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/04/61db2cc17f91d.png.webp" data-srcset-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/04/61db2cc17f91d.png.webp 450w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/04/61db2cc17f91d-300x167.png.webp 300w" /><noscript><img decoding="async" width="450" height="250" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/04/61db2cc17f91d.png" class="attachment-full size-full" alt="RefiJet" loading="lazy" srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/04/61db2cc17f91d.png 450w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/04/61db2cc17f91d-300x167.png 300w" sizes="(max-width: 450px) 100vw, 450px" data-eio="l" /></noscript></a> <a data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://refinancemycar.refijet.com/partner/marketwatch/" target="_blank" class="jpp-ct-brand-name ">RefiJet</a> <a data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://refinancemycar.refijet.com/partner/marketwatch/" target="_blank" class="jpp-ct-button " target="_blank"> <span class="jpp-ct-button-text"> Compare Rates </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><!--!Font Awesome Pro 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license (Commercial License) Copyright 2024 Fonticons, Inc.--><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </div> </td> <td class="jpp-ct-brand-attribute" data-brand-attribute="brand_superlative" data-value="Refinance Loan" data-numerical="">Refinance Loan</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="loan_term" data-value="48 - 84" data-numerical="1">48 – 84</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="banking_apy" data-value="5.29" data-numerical="1">5.29</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="minimum_credit_score" data-value="550" data-numerical="1">550</td> <td class="jpp-ct-cta-cell"> <a data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://refinancemycar.refijet.com/partner/marketwatch/" target="_blank" class="jpp-ct-button " target="_blank"> <span class="jpp-ct-button-text"> Compare Rates </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><!--!Font Awesome Pro 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license (Commercial License) Copyright 2024 Fonticons, Inc.--><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </td> </tr> <tr class="jpp-ct-row " data-brand-id="MyAutoLoan.com - Refinance" data-states-not-covered="" data-index="1"> <td class="jpp-ct-brand-display-cell"> <div class="jpp-ct-brand-display display-logo-and-name"> <a data-unique-id="mw-t" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://www.myautoloan.com/partner/three-ships.html?utm_distil=threeships&source=threeships&site=MAL&type=new&term=car-loans_how-to-sell-a-car-with-a-loan-mw-t_{device_type}_brandcta-{segment_id}" target="_blank" class="jpp-ct-brand-logo"><img decoding="async" width="300" height="54" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAASwAAAA2AQAAAABVPJmRAAAAAnRSTlMAAHaTzTgAAAAZSURBVEjHY2AYBaNgFIyCUTAKRsEoIBYAAAg6AAHIIgPJAAAAAElFTkSuQmCC" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="MyAutoLoan.com - Refinance" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/12/myAutoloan.com_-e1638477440983.png" data-eio-rwidth="300" data-eio-rheight="54" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/12/myAutoloan.com_-e1638477440983.png.webp" /><noscript><img decoding="async" width="300" height="54" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/12/myAutoloan.com_-e1638477440983.png" class="attachment-full size-full" alt="MyAutoLoan.com - Refinance" loading="lazy" data-eio="l" /></noscript></a> <a data-unique-id="mw-t" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://www.myautoloan.com/partner/three-ships.html?utm_distil=threeships&source=threeships&site=MAL&type=new&term=car-loans_how-to-sell-a-car-with-a-loan-mw-t_{device_type}_brandcta-{segment_id}" target="_blank" class="jpp-ct-brand-name ">MyAutoLoan.com – Refinance</a> <a data-unique-id="mw-t" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://www.myautoloan.com/partner/three-ships.html?utm_distil=threeships&source=threeships&site=MAL&type=new&term=car-loans_how-to-sell-a-car-with-a-loan-mw-t_{device_type}_brandcta-{segment_id}" target="_blank" class="jpp-ct-button " target="_blank"> <span class="jpp-ct-button-text"> Compare Rates </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><!--!Font Awesome Pro 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license (Commercial License) Copyright 2024 Fonticons, Inc.--><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </div> </td> <td class="jpp-ct-brand-attribute" data-brand-attribute="brand_superlative" data-value="Refinance Loan" data-numerical="">Refinance Loan</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="loan_term" data-value="12 - 72" data-numerical="1">12 – 72</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="banking_apy" data-value="5.49" data-numerical="1">5.49</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="minimum_credit_score" data-value="575" data-numerical="1">575</td> <td class="jpp-ct-cta-cell"> <a data-unique-id="mw-t" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://www.myautoloan.com/partner/three-ships.html?utm_distil=threeships&source=threeships&site=MAL&type=new&term=car-loans_how-to-sell-a-car-with-a-loan-mw-t_{device_type}_brandcta-{segment_id}" target="_blank" class="jpp-ct-button " target="_blank"> <span class="jpp-ct-button-text"> Compare Rates </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><!--!Font Awesome Pro 6.5.1 by @fontawesome - 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https://fontawesome.com License - https://fontawesome.com/license (Commercial License) Copyright 2024 Fonticons, Inc.--><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </div> </td> <td class="jpp-ct-brand-attribute" data-brand-attribute="brand_superlative" data-value="New or Used Car Loan" data-numerical="">New or Used Car Loan</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="loan_term" data-value="12 - 84" data-numerical="1">12 – 84</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="banking_apy" data-value="7.24" data-numerical="1">7.24</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="minimum_credit_score" data-value="575" data-numerical="1">575</td> <td class="jpp-ct-cta-cell"> <a data-unique-id="mw-t" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://www.myautoloan.com/partner/three-ships.html?utm_distil=threeships&source=threeships&site=MAL&type=new_used&term=car-loans_how-to-sell-a-car-with-a-loan-mw-t_{device_type}_brandcta-{segment_id}" target="_blank" class="jpp-ct-button " target="_blank"> <span class="jpp-ct-button-text"> Compare Rates </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><!--!Font Awesome Pro 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license (Commercial License) Copyright 2024 Fonticons, Inc.--><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </td> </tr> <tr class="jpp-ct-row " data-brand-id="Auto Approve" data-states-not-covered="" data-index="3"> <td class="jpp-ct-brand-display-cell"> <div class="jpp-ct-brand-display display-logo-and-name"> <a data-unique-id="mw-t" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://atoprv.com/?a=4&c=38&s1=car-loans_how-to-sell-a-car-with-a-loan-mw-t_{device_type}_brandcta-{segment_id}" target="_blank" class="jpp-ct-brand-logo"><img decoding="async" width="300" height="51" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAASwAAAAzAQAAAAAF8QgiAAAAAnRSTlMAAHaTzTgAAAAXSURBVDjLY2AYBaNgFIyCUTAKRsGQBAAHxQAByLcLJwAAAABJRU5ErkJggg==" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="Auto Approve" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/12/Auto-Approve-e1638477099593.png" data-eio-rwidth="300" data-eio-rheight="51" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/12/Auto-Approve-e1638477099593.png.webp" /><noscript><img decoding="async" width="300" height="51" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/12/Auto-Approve-e1638477099593.png" class="attachment-full size-full" alt="Auto Approve" loading="lazy" data-eio="l" /></noscript></a> <a data-unique-id="mw-t" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://atoprv.com/?a=4&c=38&s1=car-loans_how-to-sell-a-car-with-a-loan-mw-t_{device_type}_brandcta-{segment_id}" target="_blank" class="jpp-ct-brand-name ">Auto Approve</a> <a data-unique-id="mw-t" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://atoprv.com/?a=4&c=38&s1=car-loans_how-to-sell-a-car-with-a-loan-mw-t_{device_type}_brandcta-{segment_id}" target="_blank" class="jpp-ct-button " target="_blank"> <span class="jpp-ct-button-text"> Compare Rates </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><!--!Font Awesome Pro 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license (Commercial License) Copyright 2024 Fonticons, Inc.--><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </div> </td> <td class="jpp-ct-brand-attribute" data-brand-attribute="brand_superlative" data-value="Refinance Loan" data-numerical="">Refinance Loan</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="loan_term" data-value="12 - 84" data-numerical="1">12 – 84</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="banking_apy" data-value="5.29" data-numerical="1">5.29</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="minimum_credit_score" data-value="620" data-numerical="1">620</td> <td class="jpp-ct-cta-cell"> <a data-unique-id="mw-t" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://atoprv.com/?a=4&c=38&s1=car-loans_how-to-sell-a-car-with-a-loan-mw-t_{device_type}_brandcta-{segment_id}" target="_blank" class="jpp-ct-button " target="_blank"> <span class="jpp-ct-button-text"> Compare Rates </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><!--!Font Awesome Pro 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license (Commercial License) Copyright 2024 Fonticons, Inc.--><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </td> </tr> <tr class="jpp-ct-row " data-brand-id="Gravity Lending" data-states-not-covered="" data-index="4"> <td class="jpp-ct-brand-display-cell"> <div class="jpp-ct-brand-display display-logo-and-name"> <a data-unique-id="mw-t" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://gravitylending.com/marketwatchoffers/?tracking_id=mw&sub_id=car-loans_how-to-sell-a-car-with-a-loan-mw-t_{device_type}_brandcta-{segment_id}" target="_blank" class="jpp-ct-brand-logo"><img decoding="async" width="280" height="66" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAARgAAABCAQAAAACkl/QEAAAAAnRSTlMAAHaTzTgAAAAZSURBVEjH7cExAQAAAMKg9U9tB2+gAAB4DAlIAAH0YzpYAAAAAElFTkSuQmCC" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="Gravity Lending" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/04/gravity-lending_thumb-e1698420824886.png" data-eio-rwidth="280" data-eio-rheight="66" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/04/gravity-lending_thumb-e1698420824886.png.webp" /><noscript><img decoding="async" width="280" height="66" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/04/gravity-lending_thumb-e1698420824886.png" class="attachment-full size-full" alt="Gravity Lending" loading="lazy" data-eio="l" /></noscript></a> <a data-unique-id="mw-t" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://gravitylending.com/marketwatchoffers/?tracking_id=mw&sub_id=car-loans_how-to-sell-a-car-with-a-loan-mw-t_{device_type}_brandcta-{segment_id}" target="_blank" class="jpp-ct-brand-name ">Gravity Lending</a> <a data-unique-id="mw-t" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://gravitylending.com/marketwatchoffers/?tracking_id=mw&sub_id=car-loans_how-to-sell-a-car-with-a-loan-mw-t_{device_type}_brandcta-{segment_id}" target="_blank" class="jpp-ct-button " target="_blank"> <span class="jpp-ct-button-text"> Compare Rates </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><!--!Font Awesome Pro 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license (Commercial License) Copyright 2024 Fonticons, Inc.--><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </div> </td> <td class="jpp-ct-brand-attribute" data-brand-attribute="brand_superlative" data-value="Refinance Loan" data-numerical="">Refinance Loan</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="loan_term" data-value="36 - 84" data-numerical="1">36 – 84</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="banking_apy" data-value="4.99" data-numerical="1">4.99</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="minimum_credit_score" data-value="640" data-numerical="1">640</td> <td class="jpp-ct-cta-cell"> <a data-unique-id="mw-t" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://gravitylending.com/marketwatchoffers/?tracking_id=mw&sub_id=car-loans_how-to-sell-a-car-with-a-loan-mw-t_{device_type}_brandcta-{segment_id}" target="_blank" class="jpp-ct-button " target="_blank"> <span class="jpp-ct-button-text"> Compare Rates </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><!--!Font Awesome Pro 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license (Commercial License) Copyright 2024 Fonticons, Inc.--><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </td> </tr> <tr class="jpp-ct-row " data-brand-id="CarsDirect" data-states-not-covered="" data-index="5"> <td class="jpp-ct-brand-display-cell"> <div class="jpp-ct-brand-display display-logo-and-name"> <a data-unique-id="mw-t" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://www.carsdirect.com/buildyourcar/lpnew?src=1100552&lnk=car-loans_how-to-sell-a-car-with-a-loan-mw-t_{device_type}_brandcta-{segment_id}" target="_blank" class="jpp-ct-brand-logo"><img decoding="async" width="1018" height="202" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAA/oAAADKAQAAAAA9DwY8AAAAAnRSTlMAAHaTzTgAAAAvSURBVHja7cEBAQAAAIIg/69uSEABAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAvBtlygABP7rbmwAAAABJRU5ErkJggg==" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="CarsDirect" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/04/CDc-Logo-light-bg.jpg" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/04/CDc-Logo-light-bg.jpg 1018w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/04/CDc-Logo-light-bg-300x60.jpg 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/04/CDc-Logo-light-bg-768x152.jpg 768w" data-sizes="auto" data-eio-rwidth="1018" data-eio-rheight="202" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/04/CDc-Logo-light-bg.jpg.webp" data-srcset-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/04/CDc-Logo-light-bg.jpg.webp 1018w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/04/CDc-Logo-light-bg-300x60.jpg.webp 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/04/CDc-Logo-light-bg-768x152.jpg.webp 768w" /><noscript><img decoding="async" width="1018" height="202" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/04/CDc-Logo-light-bg.jpg" class="attachment-full size-full" alt="CarsDirect" loading="lazy" srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/04/CDc-Logo-light-bg.jpg 1018w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/04/CDc-Logo-light-bg-300x60.jpg 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/04/CDc-Logo-light-bg-768x152.jpg 768w" sizes="(max-width: 1018px) 100vw, 1018px" data-eio="l" /></noscript></a> <a data-unique-id="mw-t" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://www.carsdirect.com/buildyourcar/lpnew?src=1100552&lnk=car-loans_how-to-sell-a-car-with-a-loan-mw-t_{device_type}_brandcta-{segment_id}" target="_blank" class="jpp-ct-brand-name ">CarsDirect</a> <a data-unique-id="mw-t" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://www.carsdirect.com/buildyourcar/lpnew?src=1100552&lnk=car-loans_how-to-sell-a-car-with-a-loan-mw-t_{device_type}_brandcta-{segment_id}" target="_blank" class="jpp-ct-button " target="_blank"> <span class="jpp-ct-button-text"> Compare Rates </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><!--!Font Awesome Pro 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license (Commercial License) Copyright 2024 Fonticons, Inc.--><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </div> </td> <td class="jpp-ct-brand-attribute" data-brand-attribute="brand_superlative" data-value="New Car Loan" data-numerical="">New Car Loan</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="loan_term" data-value="12 - 84" data-numerical="1">12 – 84</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="banking_apy" data-value="0.00" data-numerical="1">0.00</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="minimum_credit_score" data-value="300" data-numerical="1">300</td> <td class="jpp-ct-cta-cell"> <a data-unique-id="mw-t" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://www.carsdirect.com/buildyourcar/lpnew?src=1100552&lnk=car-loans_how-to-sell-a-car-with-a-loan-mw-t_{device_type}_brandcta-{segment_id}" target="_blank" class="jpp-ct-button " target="_blank"> <span class="jpp-ct-button-text"> Compare Rates </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><!--!Font Awesome Pro 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license (Commercial License) Copyright 2024 Fonticons, Inc.--><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </td> </tr> <tr class="jpp-ct-row " data-brand-id="Caribou" data-states-not-covered="" data-index="6"> <td class="jpp-ct-brand-display-cell"> <div class="jpp-ct-brand-display display-logo-and-name"> <a data-unique-id="mw-t" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://imp.i136221.net/c/2784191/802716/11405?subId1=car-loans_how-to-sell-a-car-with-a-loan-mw-t_{device_type}_brandcta-{segment_id}" target="_blank" class="jpp-ct-brand-logo"><img decoding="async" width="342" height="147" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAVYAAACTAQAAAAD9hgydAAAAAnRSTlMAAHaTzTgAAAAdSURBVFjD7cExAQAAAMKg9U/tbwagAAAAAAAAeAMZRAABWuo84AAAAABJRU5ErkJggg==" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="Caribou" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/04/gocaribou.com-logo-1.png" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/04/gocaribou.com-logo-1.png 342w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/04/gocaribou.com-logo-1-300x129.png 300w" data-sizes="auto" data-eio-rwidth="342" data-eio-rheight="147" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/04/gocaribou.com-logo-1.png.webp" data-srcset-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/04/gocaribou.com-logo-1.png.webp 342w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/04/gocaribou.com-logo-1-300x129.png.webp 300w" /><noscript><img decoding="async" width="342" height="147" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/04/gocaribou.com-logo-1.png" class="attachment-full size-full" alt="Caribou" loading="lazy" srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/04/gocaribou.com-logo-1.png 342w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/04/gocaribou.com-logo-1-300x129.png 300w" sizes="(max-width: 342px) 100vw, 342px" data-eio="l" /></noscript></a> <a data-unique-id="mw-t" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://imp.i136221.net/c/2784191/802716/11405?subId1=car-loans_how-to-sell-a-car-with-a-loan-mw-t_{device_type}_brandcta-{segment_id}" target="_blank" class="jpp-ct-brand-name ">Caribou</a> <a data-unique-id="mw-t" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://imp.i136221.net/c/2784191/802716/11405?subId1=car-loans_how-to-sell-a-car-with-a-loan-mw-t_{device_type}_brandcta-{segment_id}" target="_blank" class="jpp-ct-button " target="_blank"> <span class="jpp-ct-button-text"> Compare Rates </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><!--!Font Awesome Pro 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license (Commercial License) Copyright 2024 Fonticons, Inc.--><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </div> </td> <td class="jpp-ct-brand-attribute" data-brand-attribute="brand_superlative" data-value="Refinance Loan" data-numerical="">Refinance Loan</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="loan_term" data-value="36 - 72" data-numerical="1">36 – 72</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="banking_apy" data-value="5.99" data-numerical="1">5.99</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="minimum_credit_score" data-value="680" data-numerical="1">680</td> <td class="jpp-ct-cta-cell"> <a data-unique-id="mw-t" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://imp.i136221.net/c/2784191/802716/11405?subId1=car-loans_how-to-sell-a-car-with-a-loan-mw-t_{device_type}_brandcta-{segment_id}" target="_blank" class="jpp-ct-button " target="_blank"> <span class="jpp-ct-button-text"> Compare Rates </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><!--!Font Awesome Pro 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license (Commercial License) Copyright 2024 Fonticons, Inc.--><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </td> </tr> </tbody> </table> <table cellspacing="0" cellpadding="0" class="jpp-ct-table jpp-ct-table-mobile brands-left"> <thead> <th class="jpp-ct-brand-display-cell">Lending Partner</th> <th>Loan Type</th> <th>Loan Term (Months)</th> <th>Min. APR (%)<span class="sort"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><!--!Font Awesome Pro 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license (Commercial License) Copyright 2024 Fonticons, Inc.--><path d="M244 7c-11.7-9.3-28.3-9.3-40 0L44 135c-13.8 11-16 31.2-5 45s31.2 16 45 5L224 73 364 185c13.8 11 33.9 8.8 45-5s8.8-33.9-5-45L244 7zM404 377c13.8-11 16-31.2 5-45s-31.2-16-45-5L224 439 84 327c-13.8-11-33.9-8.8-45 5s-8.8 33.9 5 45L204 505c11.7 9.3 28.3 9.3 40 0L404 377z" fill="currentColor" /></svg> <svg viewBox="0 0 19 11" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M17.2686 1.5L9.26855 9.5L1.26855 1.5" stroke="currentColor" stroke-width="1.68067" stroke-linecap="round" stroke-linejoin="round"/> </svg> </span></th> <th>Min. Credit Score<span class="sort"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><!--!Font Awesome Pro 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license (Commercial License) Copyright 2024 Fonticons, Inc.--><path d="M244 7c-11.7-9.3-28.3-9.3-40 0L44 135c-13.8 11-16 31.2-5 45s31.2 16 45 5L224 73 364 185c13.8 11 33.9 8.8 45-5s8.8-33.9-5-45L244 7zM404 377c13.8-11 16-31.2 5-45s-31.2-16-45-5L224 439 84 327c-13.8-11-33.9-8.8-45 5s-8.8 33.9 5 45L204 505c11.7 9.3 28.3 9.3 40 0L404 377z" fill="currentColor" /></svg> <svg viewBox="0 0 19 11" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M17.2686 1.5L9.26855 9.5L1.26855 1.5" stroke="currentColor" stroke-width="1.68067" stroke-linecap="round" stroke-linejoin="round"/> </svg> </span></th> <th class="jpp-ct-cta-cell">See More</th> </thead> <tbody> <tr class="jpp-ct-row " data-brand-id="RefiJet" data-states-not-covered="" data-index="0"> <td class="jpp-ct-brand-display-cell"> <div class="jpp-ct-brand-display display-logo-and-name"> <a data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://refinancemycar.refijet.com/partner/marketwatch/" target="_blank" class="jpp-ct-brand-logo"><img decoding="async" width="450" height="250" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAcIAAAD6AQAAAAAaPXqcAAAAAnRSTlMAAHaTzTgAAAAlSURBVGje7cExAQAAAMKg9U9tBn+gAAAAAAAAAAAAAAAAAAB+AzikAAEsH/tZAAAAAElFTkSuQmCC" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="RefiJet" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/04/61db2cc17f91d.png" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/04/61db2cc17f91d.png 450w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/04/61db2cc17f91d-300x167.png 300w" data-sizes="auto" data-eio-rwidth="450" data-eio-rheight="250" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/04/61db2cc17f91d.png.webp" data-srcset-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/04/61db2cc17f91d.png.webp 450w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/04/61db2cc17f91d-300x167.png.webp 300w" /><noscript><img decoding="async" width="450" height="250" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/04/61db2cc17f91d.png" class="attachment-full size-full" alt="RefiJet" loading="lazy" srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/04/61db2cc17f91d.png 450w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/04/61db2cc17f91d-300x167.png 300w" sizes="(max-width: 450px) 100vw, 450px" data-eio="l" /></noscript></a> <a data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://refinancemycar.refijet.com/partner/marketwatch/" target="_blank" class="jpp-ct-brand-name ">RefiJet</a> <a data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://refinancemycar.refijet.com/partner/marketwatch/" target="_blank" class="jpp-ct-button " target="_blank"> <span class="jpp-ct-button-text"> Compare Rates </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><!--!Font Awesome Pro 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license (Commercial License) Copyright 2024 Fonticons, Inc.--><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </div> </td> <td class="jpp-ct-brand-attribute" data-brand-attribute="brand_superlative" data-value="Refinance Loan" data-numerical="">Refinance Loan</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="loan_term" data-value="48 - 84" data-numerical="1">48 – 84</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="banking_apy" data-value="5.29" data-numerical="1">5.29</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="minimum_credit_score" data-value="550" data-numerical="1">550</td> <td class="jpp-ct-cta-cell"> <a data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://refinancemycar.refijet.com/partner/marketwatch/" target="_blank" class="jpp-ct-button " target="_blank"> <span class="jpp-ct-button-text"> Compare Rates </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><!--!Font Awesome Pro 6.5.1 by @fontawesome - 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Refinance" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/12/myAutoloan.com_-e1638477440983.png" data-eio-rwidth="300" data-eio-rheight="54" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/12/myAutoloan.com_-e1638477440983.png.webp" /><noscript><img decoding="async" width="300" height="54" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/12/myAutoloan.com_-e1638477440983.png" class="attachment-full size-full" alt="MyAutoLoan.com - Refinance" loading="lazy" data-eio="l" /></noscript></a> <a data-unique-id="mw-t" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://www.myautoloan.com/partner/three-ships.html?utm_distil=threeships&source=threeships&site=MAL&type=new&term=car-loans_how-to-sell-a-car-with-a-loan-mw-t_{device_type}_brandcta-{segment_id}" target="_blank" class="jpp-ct-brand-name ">MyAutoLoan.com – Refinance</a> <a data-unique-id="mw-t" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://www.myautoloan.com/partner/three-ships.html?utm_distil=threeships&source=threeships&site=MAL&type=new&term=car-loans_how-to-sell-a-car-with-a-loan-mw-t_{device_type}_brandcta-{segment_id}" target="_blank" class="jpp-ct-button " target="_blank"> <span class="jpp-ct-button-text"> Compare Rates </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><!--!Font Awesome Pro 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license (Commercial License) Copyright 2024 Fonticons, Inc.--><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </div> </td> <td class="jpp-ct-brand-attribute" data-brand-attribute="brand_superlative" data-value="Refinance Loan" data-numerical="">Refinance Loan</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="loan_term" data-value="12 - 72" data-numerical="1">12 – 72</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="banking_apy" data-value="5.49" data-numerical="1">5.49</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="minimum_credit_score" data-value="575" data-numerical="1">575</td> <td class="jpp-ct-cta-cell"> <a data-unique-id="mw-t" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://www.myautoloan.com/partner/three-ships.html?utm_distil=threeships&source=threeships&site=MAL&type=new&term=car-loans_how-to-sell-a-car-with-a-loan-mw-t_{device_type}_brandcta-{segment_id}" target="_blank" class="jpp-ct-button " target="_blank"> <span class="jpp-ct-button-text"> Compare Rates </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><!--!Font Awesome Pro 6.5.1 by @fontawesome - 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https://fontawesome.com License - https://fontawesome.com/license (Commercial License) Copyright 2024 Fonticons, Inc.--><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </div> </td> <td class="jpp-ct-brand-attribute" data-brand-attribute="brand_superlative" data-value="New or Used Car Loan" data-numerical="">New or Used Car Loan</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="loan_term" data-value="12 - 84" data-numerical="1">12 – 84</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="banking_apy" data-value="7.24" data-numerical="1">7.24</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="minimum_credit_score" data-value="575" data-numerical="1">575</td> <td class="jpp-ct-cta-cell"> <a data-unique-id="mw-t" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://www.myautoloan.com/partner/three-ships.html?utm_distil=threeships&source=threeships&site=MAL&type=new_used&term=car-loans_how-to-sell-a-car-with-a-loan-mw-t_{device_type}_brandcta-{segment_id}" target="_blank" class="jpp-ct-button " target="_blank"> <span class="jpp-ct-button-text"> Compare Rates </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><!--!Font Awesome Pro 6.5.1 by @fontawesome - 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https://fontawesome.com License - https://fontawesome.com/license (Commercial License) Copyright 2024 Fonticons, Inc.--><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </div> </td> <td class="jpp-ct-brand-attribute" data-brand-attribute="brand_superlative" data-value="Refinance Loan" data-numerical="">Refinance Loan</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="loan_term" data-value="12 - 84" data-numerical="1">12 – 84</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="banking_apy" data-value="5.29" data-numerical="1">5.29</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="minimum_credit_score" data-value="620" data-numerical="1">620</td> <td class="jpp-ct-cta-cell"> <a data-unique-id="mw-t" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://atoprv.com/?a=4&c=38&s1=car-loans_how-to-sell-a-car-with-a-loan-mw-t_{device_type}_brandcta-{segment_id}" target="_blank" class="jpp-ct-button " target="_blank"> <span class="jpp-ct-button-text"> Compare Rates </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><!--!Font Awesome Pro 6.5.1 by @fontawesome - 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https://fontawesome.com License - https://fontawesome.com/license (Commercial License) Copyright 2024 Fonticons, Inc.--><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </div> </td> <td class="jpp-ct-brand-attribute" data-brand-attribute="brand_superlative" data-value="Refinance Loan" data-numerical="">Refinance Loan</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="loan_term" data-value="36 - 84" data-numerical="1">36 – 84</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="banking_apy" data-value="4.99" data-numerical="1">4.99</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="minimum_credit_score" data-value="640" data-numerical="1">640</td> <td class="jpp-ct-cta-cell"> <a data-unique-id="mw-t" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://gravitylending.com/marketwatchoffers/?tracking_id=mw&sub_id=car-loans_how-to-sell-a-car-with-a-loan-mw-t_{device_type}_brandcta-{segment_id}" target="_blank" class="jpp-ct-button " target="_blank"> <span class="jpp-ct-button-text"> Compare Rates </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><!--!Font Awesome Pro 6.5.1 by @fontawesome - 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https://fontawesome.com License - https://fontawesome.com/license (Commercial License) Copyright 2024 Fonticons, Inc.--><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </div> </td> <td class="jpp-ct-brand-attribute" data-brand-attribute="brand_superlative" data-value="New Car Loan" data-numerical="">New Car Loan</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="loan_term" data-value="12 - 84" data-numerical="1">12 – 84</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="banking_apy" data-value="0.00" data-numerical="1">0.00</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="minimum_credit_score" data-value="300" data-numerical="1">300</td> <td class="jpp-ct-cta-cell"> <a data-unique-id="mw-t" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://www.carsdirect.com/buildyourcar/lpnew?src=1100552&lnk=car-loans_how-to-sell-a-car-with-a-loan-mw-t_{device_type}_brandcta-{segment_id}" target="_blank" class="jpp-ct-button " target="_blank"> <span class="jpp-ct-button-text"> Compare Rates </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><!--!Font Awesome Pro 6.5.1 by @fontawesome - 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https://fontawesome.com License - https://fontawesome.com/license (Commercial License) Copyright 2024 Fonticons, Inc.--><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </div> </td> <td class="jpp-ct-brand-attribute" data-brand-attribute="brand_superlative" data-value="Refinance Loan" data-numerical="">Refinance Loan</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="loan_term" data-value="36 - 72" data-numerical="1">36 – 72</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="banking_apy" data-value="5.99" data-numerical="1">5.99</td> <td class="jpp-ct-brand-attribute" data-brand-attribute="minimum_credit_score" data-value="680" data-numerical="1">680</td> <td class="jpp-ct-cta-cell"> <a data-unique-id="mw-t" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://imp.i136221.net/c/2784191/802716/11405?subId1=car-loans_how-to-sell-a-car-with-a-loan-mw-t_{device_type}_brandcta-{segment_id}" target="_blank" class="jpp-ct-button " target="_blank"> <span class="jpp-ct-button-text"> Compare Rates </span> <span class="jpp-ct-button-icon"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><!--!Font Awesome Pro 6.5.1 by @fontawesome - https://fontawesome.com License - https://fontawesome.com/license (Commercial License) Copyright 2024 Fonticons, Inc.--><path d="M440.6 273.4c4.7-4.5 7.4-10.8 7.4-17.4s-2.7-12.8-7.4-17.4l-176-168c-9.6-9.2-24.8-8.8-33.9 .8s-8.8 24.8 .8 33.9L364.1 232 24 232c-13.3 0-24 10.7-24 24s10.7 24 24 24l340.1 0L231.4 406.6c-9.6 9.2-9.9 24.3-.8 33.9s24.3 9.9 33.9 .8l176-168z" fill="currentColor" /></svg> </span> </a> </td> </tr> </tbody> </table> <div class="jpp-ct-empty-message">No results were found.</div> </div> </div> <figcaption class="jpp-ct-caption">*All APR figures last updated on 7/23/2024 – please check partner site for latest details. Rate may vary based on credit score, credit history and loan term.</figcaption> </figure> <p>If you’re considering trading your vehicle in, we recommend getting prequalified with an online lender before you go to the car dealership. Our top recommendations for auto loans include myAutoloan and AutoPay.</p> </div></div> <div class="wp-block-group is-layout-constrained wp-block-group-is-layout-constrained"><div class="wp-block-group__inner-container"> <h4 class="wp-block-heading">MyAutoloan: Best Low-Rate Option</h4> <p><span style="font-weight: 400;">MyAutoloan is a one-stop-shop for new and used auto loans, </span><a href="https://www.marketwatch.com/guides/car-loans/refinance-auto-loan/"><span style="font-weight: 400;">refinance auto loans</span></a><span style="font-weight: 400;">, </span><a href="https://www.marketwatch.com/guides/car-loans/private-party-auto-loans/"><span style="font-weight: 400;">private-party auto loans</span></a><span style="font-weight: 400;"> and </span><a href="https://www.marketwatch.com/guides/car-loans/lease-buyout-loan/"><span style="font-weight: 400;">lease buyouts</span></a><span style="font-weight: 400;">. The company has been in business since 2003 and matches potential borrowers with lenders in its network.</span></p> <p><b>Keep reading</b><span style="font-weight: 400;">: </span><a href="https://www.marketwatch.com/guides/car-loans/myautoloan/"><span style="font-weight: 400;">myAutoloan review</span></a></p> <h4 class="wp-block-heading">AutoPay: Most Well-Rounded</h4> <p>AutoPay is a reliable online lending company that offers purchase loans, refinance loans and lease buyout loans. It has access to a wide network of lenders and can work with borrowers across the credit spectrum.</p> </div></div> <div class="wp-block-group is-layout-constrained wp-block-group-is-layout-constrained"><div class="wp-block-group__inner-container"> <hr class="wp-block-separator has-css-opacity is-style-wide"/> </div></div> <h3 class="wp-block-heading subheading" id="toc-selling-a-car-with-a-loan-faq">Selling a Car With a Loan: FAQ</h3> <div class="wp-block-group is-layout-constrained wp-block-group-is-layout-constrained"><div class="wp-block-group__inner-container"> <p>Below are some frequently asked questions about selling a car with a loan:</p> </div></div> <section class="b-accordion"> <div class="wrapper"> <div class="c-accordion style-default"> <div class="accordion-item"> <div class="accordion-trigger-wrapper"> <button type="button" aria-expanded="false" class="accordion-trigger" aria-controls="673b415fd8c97-accordion-content-0" id="673b415fd8c97-accordion-trigger-0"> <span> <h3 class="accordion-trigger-text">Can you sell a car that has a loan on it?</h3> <span class="accordion-trigger-icon"><svg viewBox="0 0 19 11" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M17.2686 1.5L9.26855 9.5L1.26855 1.5" stroke="currentColor" stroke-width="1.68067" stroke-linecap="round" stroke-linejoin="round"/> </svg></span> </span> </button> </div> <div id="673b415fd8c97-accordion-content-0" role="region" aria-labelledby="673b415fd8c97-accordion-trigger-0" class="accordion-content " ><div class="wysiwyg"><p><span style="font-weight: 400">Yes, you can sell a car with an existing loan. You’ll need to get enough money from the sale to cover the remaining loan amount. If this isn’t possible, you’ll have to pitch in some of your own money, as the lender won’t transfer the car title until the loan is paid off.</span></p> </div></div> </div> <div class="accordion-item"> <div class="accordion-trigger-wrapper"> <button type="button" aria-expanded="false" class="accordion-trigger" aria-controls="673b415fd8c97-accordion-content-1" id="673b415fd8c97-accordion-trigger-1"> <span> <h3 class="accordion-trigger-text">What happens when you finance a car and want to sell it?</h3> <span class="accordion-trigger-icon"><svg viewBox="0 0 19 11" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M17.2686 1.5L9.26855 9.5L1.26855 1.5" stroke="currentColor" stroke-width="1.68067" stroke-linecap="round" stroke-linejoin="round"/> </svg></span> </span> </button> </div> <div id="673b415fd8c97-accordion-content-1" role="region" aria-labelledby="673b415fd8c97-accordion-trigger-1" class="accordion-content " ><div class="wysiwyg"><p><span style="font-weight: 400">If you want to sell a car that you’re currently financing, you’ll need to work with your lender to get the payoff amount and secure enough from the sale to cover the loan balance. You can then pay the loan off with the sale and have the lender transfer the title.</span></p> </div></div> </div> <div class="accordion-item"> <div class="accordion-trigger-wrapper"> <button type="button" aria-expanded="false" class="accordion-trigger" aria-controls="673b415fd8c97-accordion-content-2" id="673b415fd8c97-accordion-trigger-2"> <span> <h3 class="accordion-trigger-text">Does selling a financed car hurt your credit?</h3> <span class="accordion-trigger-icon"><svg viewBox="0 0 19 11" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M17.2686 1.5L9.26855 9.5L1.26855 1.5" stroke="currentColor" stroke-width="1.68067" stroke-linecap="round" stroke-linejoin="round"/> </svg></span> </span> </button> </div> <div id="673b415fd8c97-accordion-content-2" role="region" aria-labelledby="673b415fd8c97-accordion-trigger-2" class="accordion-content " ><div class="wysiwyg"><p><span style="font-weight: 400">If you owe more than your car is worth, you could hurt your credit by taking out a personal loan to pay your car loan off. But if you have positive equity, the sale will pay for the entire loan balance and your credit score won’t be negatively affected.</span></p> </div></div> </div> <div class="accordion-item"> <div class="accordion-trigger-wrapper"> <button type="button" aria-expanded="false" class="accordion-trigger" aria-controls="673b415fd8c97-accordion-content-3" id="673b415fd8c97-accordion-trigger-3"> <span> <h3 class="accordion-trigger-text">How do you buy a car that is not paid off?</h3> <span class="accordion-trigger-icon"><svg viewBox="0 0 19 11" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M17.2686 1.5L9.26855 9.5L1.26855 1.5" stroke="currentColor" stroke-width="1.68067" stroke-linecap="round" stroke-linejoin="round"/> </svg></span> </span> </button> </div> <div id="673b415fd8c97-accordion-content-3" role="region" aria-labelledby="673b415fd8c97-accordion-trigger-3" class="accordion-content " ><div class="wysiwyg"><p><span style="font-weight: 400">To buy a car that hasn’t been paid off, first ask the seller to pay off the loan. If they plan to use the money from the sale to pay it off, go to the bank that financed the car with the seller. You’ll work with the lender to make sure the loan is paid off and get the title transferred to your name.</span></p> </div></div> </div> </div> </div> </section> <div class="wp-block-group is-layout-constrained wp-block-group-is-layout-constrained"><div class="wp-block-group__inner-container"> <hr class="wp-block-separator has-css-opacity is-style-wide"/> </div></div> <h3 class="wp-block-heading subheading" id="toc-our-methodology">Our Methodology</h3> <div class="wp-block-group is-layout-constrained wp-block-group-is-layout-constrained"><div class="wp-block-group__inner-container"> <p><span style="font-weight: 400;">Because consumers rely on us to provide objective and accurate information, we created a comprehensive rating system to formulate our rankings of the best auto loan companies. We collected data on dozens of loan providers to grade the companies on a wide range of ranking factors. The end result was an overall rating for each provider, with the companies that scored the most points topping the list.</span></p> <p><span style="font-weight: 400;">Here are the factors our ratings take into account:</span></p> <ul> <li><b>Reputation</b><span style="font-weight: 400;">: Our research team considered ratings from industry experts and each lender’s years in business when giving this score.</span></li> <li><b>Rates</b><span style="font-weight: 400;">: Auto loan providers with low APRs and high loan amounts scored highest in this category.</span></li> <li><b>Availability</b><span style="font-weight: 400;">: Companies that cover a variety of circumstances are more likely to meet consumer needs.</span></li> <li><b>Customer experience</b><span style="font-weight: 400;">: This score is based on customer satisfaction ratings and transparency. We also considered the responsiveness, friendliness and helpfulness of each warranty company’s customer service team based on our shopper analysis.</span></li> </ul> <p><span style="font-weight: 400;">Our credentials:</span></p> <ul> <li><b>300+ hours </b><span style="font-weight: 400;">researched</span></li> <li><b>25 companies </b><span style="font-weight: 400;">reviewed</span></li> <li><b>2,000+ consumers </b><span style="font-weight: 400;">surveyed</span></li> </ul> <p><em><span style="font-weight: 400;">*Data accurate at time of publication.</span></em></p> </div></div> </div> <div class="c-article-contact-banner wysiwyg"> <p><i>If you have feedback or questions about this article, please email the MarketWatch Guides team at </i><i><a href="mailto:editors@marketwatchguides.com?subject=In response to: How To Sell a Car With a Loan&body=https://www.marketwatch.com/guides/car-loans/how-to-sell-a-car-with-a-loan/" target="_blank" rel="noopener noreferrer" aria-haspopup="menu">editors@marketwatchguides.<wbr />com</a></i><i>.</i></p> </div> </div> </div> </div> <div class="c-article-body-authors"> <div class="wrapper"> <span class="heading">Meet the Team</span> <div class="authors columns-2"> <div class="author"> <div class="author-top" aria-controls="author-0-content" aria-expanded="false" role="button"> <div class="c-picture author-photo"> <img width="50" height="50" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAJYAAACWAQAAAAAUekxPAAAAAnRSTlMAAHaTzTgAAAAaSURBVEjH7cExAQAAAMKg9U9tDQ+gAACAdwMLuAABXZHjmQAAAABJRU5ErkJggg==" class="attachment-50x50 size-50x50 lazyload ewww_webp_lazy_load" alt="Daniel Robinson headshot" loading="lazy" decoding="async" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/03/Daniel-R-150x150.jpg" data-eio-rwidth="150" data-eio-rheight="150" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/03/Daniel-R-150x150.jpg.webp" /><noscript><img width="50" height="50" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/03/Daniel-R-150x150.jpg" class="attachment-50x50 size-50x50" alt="Daniel Robinson headshot" loading="lazy" decoding="async" data-eio="l" /></noscript> <a href="https://www.marketwatch.com/guides/authors/daniel-robinson/" aria-label="Learn more about Daniel Robinson" title="Learn more about Daniel Robinson" class="c-link "> Learn more about Daniel Robinson</a> </div> <div> <span class="author-name">Daniel Robinson</span> <span class="author-roles">Writer</span> </div> <svg viewBox="0 0 19 11" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M17.2686 1.5L9.26855 9.5L1.26855 1.5" stroke="currentColor" stroke-width="1.68067" stroke-linecap="round" stroke-linejoin="round"/> </svg> </div> <div id="author-0-content" class="author-content"> <div class="author-description wysiwyg"> <p><span style="font-weight: 400;">Daniel Robinson is a writer based in Greenville, N.C. with expertise in auto insurance, loans, warranty options and more. Away from the keyboard, Daniel spends time with his wife and son, plays guitar and obsesses over the Beatles and Baltimore Orioles.</span></p> </div> <a class="author-permalink" href="https://www.marketwatch.com/guides/authors/daniel-robinson/"> Learn more about Daniel Robinson </a> </div> </div> <div class="author"> <div class="author-top" aria-controls="author-1-content" aria-expanded="false" role="button"> <div class="c-picture author-photo"> <img width="50" height="50" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAJYAAACWAQAAAAAUekxPAAAAAnRSTlMAAHaTzTgAAAAaSURBVEjH7cExAQAAAMKg9U9tDQ+gAACAdwMLuAABXZHjmQAAAABJRU5ErkJggg==" class="attachment-50x50 size-50x50 lazyload ewww_webp_lazy_load" alt="" loading="lazy" decoding="async" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/11/rashawnmitchner1-150x150.jpeg" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/11/rashawnmitchner1-150x150.jpeg 150w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/11/rashawnmitchner1.jpeg 184w" data-sizes="auto" data-eio-rwidth="150" data-eio-rheight="150" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/11/rashawnmitchner1-150x150.jpeg.webp" data-srcset-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/11/rashawnmitchner1-150x150.jpeg.webp 150w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/11/rashawnmitchner1.jpeg.webp 184w" /><noscript><img width="50" height="50" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/11/rashawnmitchner1-150x150.jpeg" class="attachment-50x50 size-50x50" alt="" loading="lazy" decoding="async" srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/11/rashawnmitchner1-150x150.jpeg 150w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2022/11/rashawnmitchner1.jpeg 184w" sizes="(max-width: 50px) 100vw, 50px" data-eio="l" /></noscript> <a href="https://www.marketwatch.com/guides/authors/rashawn-mitchner/" aria-label="Learn more about RaShawn Mitchner" title="Learn more about RaShawn Mitchner" class="c-link "> Learn more about RaShawn Mitchner</a> </div> <div> <span class="author-name">RaShawn Mitchner</span> <span class="author-roles">Senior Editor</span> </div> <svg viewBox="0 0 19 11" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M17.2686 1.5L9.26855 9.5L1.26855 1.5" stroke="currentColor" stroke-width="1.68067" stroke-linecap="round" stroke-linejoin="round"/> </svg> </div> <div id="author-1-content" class="author-content"> <div class="author-description wysiwyg"> <p><span style="font-weight: 400;">RaShawn Mitchner is a MarketWatch Guides team senior editor covering personal finance topics and insurance. She’s spent over a decade writing and editing articles about how to save money on travel, entertainment, household services and more.</span></p> </div> <a class="author-permalink" href="https://www.marketwatch.com/guides/authors/rashawn-mitchner/"> Learn more about RaShawn Mitchner </a> </div> </div> </div> </div> </div> <div class="c-article-related"> <div class="wrapper"> <span class="heading">Related Articles</span> <div class="articles swiper"> <div class="swiper-wrapper"> <article class="article swiper-slide"> <div class="c-picture article-thumbnail"> <img width="1280" height="720" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAABQAAAALQAQAAAADnBuD7AAAAAnRSTlMAAHaTzTgAAACHSURBVHja7cExAQAAAMKg9U9tCU+gAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAHgaxN8AAZz3lEoAAAAASUVORK5CYII=" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="Car dealership.Young man 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