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https://static.ffx.io/images/$zoom_0.3883%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_236%2C$y_66/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/3fea823373e8d9da25fac3a68b5b7d2b52613613 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_0.3883%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_236%2C$y_66/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/3fea823373e8d9da25fac3a68b5b7d2b52613613"," https://static.ffx.io/images/$zoom_0.3883%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_236%2C$y_66/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/3fea823373e8d9da25fac3a68b5b7d2b52613613 2x"]}"/><source media="(min-width: 1020px)" width="140" height="79" srcSet="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==, data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==" data-srcset="https://static.ffx.io/images/$zoom_0.3883%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_236%2C$y_66/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/3fea823373e8d9da25fac3a68b5b7d2b52613613, https://static.ffx.io/images/$zoom_0.3883%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_236%2C$y_66/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/3fea823373e8d9da25fac3a68b5b7d2b52613613 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_0.3883%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_236%2C$y_66/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/3fea823373e8d9da25fac3a68b5b7d2b52613613"," https://static.ffx.io/images/$zoom_0.3883%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_236%2C$y_66/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/3fea823373e8d9da25fac3a68b5b7d2b52613613 2x"]}"/><source media="(min-width: 768px)" width="140" height="79" srcSet="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==, data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==" data-srcset="https://static.ffx.io/images/$zoom_0.3883%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_236%2C$y_66/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/3fea823373e8d9da25fac3a68b5b7d2b52613613, https://static.ffx.io/images/$zoom_0.3883%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_236%2C$y_66/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/3fea823373e8d9da25fac3a68b5b7d2b52613613 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_0.3883%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_236%2C$y_66/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/3fea823373e8d9da25fac3a68b5b7d2b52613613"," https://static.ffx.io/images/$zoom_0.3883%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_236%2C$y_66/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/3fea823373e8d9da25fac3a68b5b7d2b52613613 2x"]}"/><img alt="The minimum pension amount begins at 4 per cent for retirees aged under 65." class="c101ad2e6ff325391dc3" data-testid="Image-image" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" data-src="https://static.ffx.io/images/$zoom_0.3883%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_236%2C$y_66/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/3fea823373e8d9da25fac3a68b5b7d2b52613613" srcSet="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7, data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" data-srcset="https://static.ffx.io/images/$zoom_0.2434%2C$multiply_3%2C$ratio_1%2C$width_378%2C$x_291%2C$y_39/t_crop_custom/c_scale%2Cw_80%2Cq_88%2Cf_auto/3fea823373e8d9da25fac3a68b5b7d2b52613613, https://static.ffx.io/images/$zoom_0.2434%2C$multiply_3%2C$ratio_1%2C$width_378%2C$x_291%2C$y_39/t_crop_custom/c_scale%2Cw_160%2Cq_52%2Cf_auto/3fea823373e8d9da25fac3a68b5b7d2b52613613 2x" sizes="(max-width: 767px) 80px" data-id="p5kr4j" data-pb-im-config="{"aspectRatio":1,"type":"square1x1","width":80,"urls":["https://static.ffx.io/images/$zoom_0.2434%2C$multiply_3%2C$ratio_1%2C$width_378%2C$x_291%2C$y_39/t_crop_custom/c_scale%2Cw_80%2Cq_88%2Cf_auto/3fea823373e8d9da25fac3a68b5b7d2b52613613"," https://static.ffx.io/images/$zoom_0.2434%2C$multiply_3%2C$ratio_1%2C$width_378%2C$x_291%2C$y_39/t_crop_custom/c_scale%2Cw_160%2Cq_52%2Cf_auto/3fea823373e8d9da25fac3a68b5b7d2b52613613 2x"]}" width="80" height="80"/></picture></figure></a><h3 class="_62c7d7c7c34cae467a1e" data-pb-type="hl" data-testid="StoryTileHeadline-h3"><a class="_397771544ed8c5d691f0" href="/wealth/superannuation/can-i-leave-my-adult-children-a-tax-free-super-inheritance-20241116-p5kr4j">How do I make sense of all the different superannuation caps?</a></h3><p class="_3a1f8a9c948a5db018aa" data-pb-type="ab">The transfer balance cap is $1.9 million but after you start drawing a pension, there is no limit on investment earnings.</p><ul class="_0b1bc3d78ea095194854 undefined"><li class="_2d0adc25d443f711245d"><time data-testid="StoryTile-Timestamp" dateTime="Nov 21, 2024 – 5.00am">Nov 21, 2024</time></li><li class="_44bd63b935580ae27af0" data-testid="StoryTile-Byline">John Wasiliev</li></ul></div><div class="_2a375787b0445831d590 undefined" data-pb-type="st" data-testid="StoryTileBase"><ul class="_0b1bc3d78ea095194854"><li class="_827baa24171e26db7eb8" data-pb-type="lb">Opinion</li><li class="a246b92565ecb542928c" data-pb-type="tg"><a class="_42af974e5a3d4ed26dfa" href="/topic/smsfs-61z">SMSFs</a></li></ul><a tabindex="-1" class="_34627b94c0e50bb839e2 _2987af3429202c065ea6" href="/wealth/superannuation/why-smsfs-might-soon-need-to-load-up-on-cash-20241112-p5kpuy"><figure class="_6f6db0aa612a03c039e8" data-pb-type="im"><picture><source media="(min-width: 1180px)" width="140" height="79" srcSet="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==, data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==" data-srcset="https://static.ffx.io/images/$zoom_0.4996%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/1f3507baf8404a76faf8c5d86e5e3951c7a8a393, https://static.ffx.io/images/$zoom_0.4996%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/1f3507baf8404a76faf8c5d86e5e3951c7a8a393 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_0.4996%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/1f3507baf8404a76faf8c5d86e5e3951c7a8a393"," https://static.ffx.io/images/$zoom_0.4996%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/1f3507baf8404a76faf8c5d86e5e3951c7a8a393 2x"]}"/><source media="(min-width: 1020px)" width="140" height="79" srcSet="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==, data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==" data-srcset="https://static.ffx.io/images/$zoom_0.4996%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/1f3507baf8404a76faf8c5d86e5e3951c7a8a393, https://static.ffx.io/images/$zoom_0.4996%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/1f3507baf8404a76faf8c5d86e5e3951c7a8a393 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_0.4996%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/1f3507baf8404a76faf8c5d86e5e3951c7a8a393"," https://static.ffx.io/images/$zoom_0.4996%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/1f3507baf8404a76faf8c5d86e5e3951c7a8a393 2x"]}"/><source media="(min-width: 768px)" width="140" height="79" srcSet="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==, data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==" data-srcset="https://static.ffx.io/images/$zoom_0.4996%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/1f3507baf8404a76faf8c5d86e5e3951c7a8a393, https://static.ffx.io/images/$zoom_0.4996%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/1f3507baf8404a76faf8c5d86e5e3951c7a8a393 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_0.4996%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/1f3507baf8404a76faf8c5d86e5e3951c7a8a393"," https://static.ffx.io/images/$zoom_0.4996%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/1f3507baf8404a76faf8c5d86e5e3951c7a8a393 2x"]}"/><img alt="The SMSF Association says more people could be affected by the proposed $3 million super cap. " class="c101ad2e6ff325391dc3" data-testid="Image-image" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" data-src="https://static.ffx.io/images/$zoom_0.4996%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/1f3507baf8404a76faf8c5d86e5e3951c7a8a393" srcSet="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7, data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" data-srcset="https://static.ffx.io/images/$zoom_0.2831%2C$multiply_3%2C$ratio_1%2C$width_378%2C$x_95%2C$y_0/t_crop_custom/c_scale%2Cw_80%2Cq_88%2Cf_auto/1f3507baf8404a76faf8c5d86e5e3951c7a8a393, https://static.ffx.io/images/$zoom_0.2831%2C$multiply_3%2C$ratio_1%2C$width_378%2C$x_95%2C$y_0/t_crop_custom/c_scale%2Cw_160%2Cq_52%2Cf_auto/1f3507baf8404a76faf8c5d86e5e3951c7a8a393 2x" sizes="(max-width: 767px) 80px" data-id="p5kpuy" data-pb-im-config="{"aspectRatio":1,"type":"square1x1","width":80,"urls":["https://static.ffx.io/images/$zoom_0.2831%2C$multiply_3%2C$ratio_1%2C$width_378%2C$x_95%2C$y_0/t_crop_custom/c_scale%2Cw_80%2Cq_88%2Cf_auto/1f3507baf8404a76faf8c5d86e5e3951c7a8a393"," https://static.ffx.io/images/$zoom_0.2831%2C$multiply_3%2C$ratio_1%2C$width_378%2C$x_95%2C$y_0/t_crop_custom/c_scale%2Cw_160%2Cq_52%2Cf_auto/1f3507baf8404a76faf8c5d86e5e3951c7a8a393 2x"]}" width="80" height="80"/></picture></figure></a><h3 class="_62c7d7c7c34cae467a1e" data-pb-type="hl" data-testid="StoryTileHeadline-h3"><a class="_397771544ed8c5d691f0" href="/wealth/superannuation/why-smsfs-might-soon-need-to-load-up-on-cash-20241112-p5kpuy">Why SMSFs might soon need to load up on cash</a></h3><p class="_3a1f8a9c948a5db018aa" data-pb-type="ab">Taxing unrealised capital gains on super balances over $3 million will make cash-flow management extremely difficult.</p><ul class="_0b1bc3d78ea095194854 undefined"><li class="_2d0adc25d443f711245d"><time data-testid="StoryTile-Timestamp" dateTime="Nov 21, 2024 – 5.00am">Nov 21, 2024</time></li><li class="_44bd63b935580ae27af0" data-testid="StoryTile-Byline">Peter Burgess</li></ul></div><div class="_2a375787b0445831d590 undefined ce0f5cddbf1c8f9a948e c81e405edfb6b5924c4d" data-pb-type="st" data-testid="StoryTileBase"><ul class="_0b1bc3d78ea095194854"><li class="_827baa24171e26db7eb8">Sponsored</li><li class="a246b92565ecb542928c" data-pb-type="tg"><a class="_42af974e5a3d4ed26dfa" href="/topic/colonial-first-state-6grx">Colonial First State</a></li></ul><a tabindex="-1" class="_34627b94c0e50bb839e2 _2987af3429202c065ea6" href="/wealth/superannuation/super-and-the-coming-generational-wealth-transfer-20241115-p5kqwv"><figure class="_6f6db0aa612a03c039e8" data-pb-type="im"><picture><source media="(min-width: 1180px)" width="140" height="79" srcSet="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==, data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==" data-srcset="https://static.ffx.io/images/$zoom_0.2744%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_1%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/2bb1a4735b2d1ecaac0a48c5649b5d98aafdeda4, https://static.ffx.io/images/$zoom_0.2744%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_1%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/2bb1a4735b2d1ecaac0a48c5649b5d98aafdeda4 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_0.2744%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_1%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/2bb1a4735b2d1ecaac0a48c5649b5d98aafdeda4"," https://static.ffx.io/images/$zoom_0.2744%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_1%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/2bb1a4735b2d1ecaac0a48c5649b5d98aafdeda4 2x"]}"/><source media="(min-width: 1020px)" width="140" height="79" srcSet="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==, data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==" data-srcset="https://static.ffx.io/images/$zoom_0.2744%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_1%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/2bb1a4735b2d1ecaac0a48c5649b5d98aafdeda4, https://static.ffx.io/images/$zoom_0.2744%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_1%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/2bb1a4735b2d1ecaac0a48c5649b5d98aafdeda4 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_0.2744%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_1%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/2bb1a4735b2d1ecaac0a48c5649b5d98aafdeda4"," https://static.ffx.io/images/$zoom_0.2744%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_1%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/2bb1a4735b2d1ecaac0a48c5649b5d98aafdeda4 2x"]}"/><source media="(min-width: 768px)" width="140" height="79" srcSet="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==, data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==" data-srcset="https://static.ffx.io/images/$zoom_0.2744%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_1%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/2bb1a4735b2d1ecaac0a48c5649b5d98aafdeda4, https://static.ffx.io/images/$zoom_0.2744%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_1%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/2bb1a4735b2d1ecaac0a48c5649b5d98aafdeda4 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_0.2744%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_1%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/2bb1a4735b2d1ecaac0a48c5649b5d98aafdeda4"," https://static.ffx.io/images/$zoom_0.2744%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_1%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/2bb1a4735b2d1ecaac0a48c5649b5d98aafdeda4 2x"]}"/><img alt="Before you lock any money away in super, you should consider carefully whether you might need it before you retire, or whether you feel it might be better put to other uses, such as paying off a mortgage or investing elsewhere. " class="c101ad2e6ff325391dc3" data-testid="Image-image" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" data-src="https://static.ffx.io/images/$zoom_0.2744%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_1%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/2bb1a4735b2d1ecaac0a48c5649b5d98aafdeda4" srcSet="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7, data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" data-srcset="https://static.ffx.io/images/$zoom_0.1467%2C$multiply_4%2C$ratio_1%2C$width_378%2C$x_113%2C$y_0/t_crop_custom/c_scale%2Cw_80%2Cq_88%2Cf_auto/2bb1a4735b2d1ecaac0a48c5649b5d98aafdeda4, https://static.ffx.io/images/$zoom_0.1467%2C$multiply_4%2C$ratio_1%2C$width_378%2C$x_113%2C$y_0/t_crop_custom/c_scale%2Cw_160%2Cq_52%2Cf_auto/2bb1a4735b2d1ecaac0a48c5649b5d98aafdeda4 2x" sizes="(max-width: 767px) 80px" data-id="p5kqwv" data-pb-im-config="{"aspectRatio":1,"type":"square1x1","width":80,"urls":["https://static.ffx.io/images/$zoom_0.1467%2C$multiply_4%2C$ratio_1%2C$width_378%2C$x_113%2C$y_0/t_crop_custom/c_scale%2Cw_80%2Cq_88%2Cf_auto/2bb1a4735b2d1ecaac0a48c5649b5d98aafdeda4"," https://static.ffx.io/images/$zoom_0.1467%2C$multiply_4%2C$ratio_1%2C$width_378%2C$x_113%2C$y_0/t_crop_custom/c_scale%2Cw_160%2Cq_52%2Cf_auto/2bb1a4735b2d1ecaac0a48c5649b5d98aafdeda4 2x"]}" width="80" height="80"/></picture></figure></a><h3 class="_62c7d7c7c34cae467a1e" data-pb-type="hl" data-testid="StoryTileHeadline-h3"><a class="_397771544ed8c5d691f0" href="/wealth/superannuation/super-and-the-coming-generational-wealth-transfer-20241115-p5kqwv">Super and the coming generational wealth transfer</a></h3><p class="_3a1f8a9c948a5db018aa" data-pb-type="ab">Gens X, Y, and Z are about to come into some money. In what’s become known as the great wealth transfer, in the two decades from 2023 Australia’s over-60s are expected to hand down $6.2 trillion worth of assets to their heirs, says McCrindle.</p><div class="c08a050b12b6d95f43a9"><p>Sponsored </p><p class="_8db05f625298d2b031c9">by Colonial First State</p></div></div><div class="_2a375787b0445831d590 undefined" data-pb-type="st" data-testid="StoryTileBase"><ul class="_0b1bc3d78ea095194854"><li class="_827baa24171e26db7eb8" data-pb-type="lb">Opinion</li><li class="a246b92565ecb542928c" data-pb-type="tg"><a class="_42af974e5a3d4ed26dfa" href="/topic/smsfs-61z">SMSFs</a></li></ul><a tabindex="-1" class="_34627b94c0e50bb839e2 _2987af3429202c065ea6" href="/wealth/superannuation/why-more-retirees-might-dodge-the-death-tax-on-super-20241106-p5kocy"><figure class="_6f6db0aa612a03c039e8" data-pb-type="im"><picture><source media="(min-width: 1180px)" width="140" height="79" srcSet="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==, data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==" data-srcset="https://static.ffx.io/images/$zoom_0.6623%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/ed283c0115a5f90138c3afd3ab6acde6e2d8a3f5, https://static.ffx.io/images/$zoom_0.6623%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/ed283c0115a5f90138c3afd3ab6acde6e2d8a3f5 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_0.6623%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/ed283c0115a5f90138c3afd3ab6acde6e2d8a3f5"," https://static.ffx.io/images/$zoom_0.6623%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/ed283c0115a5f90138c3afd3ab6acde6e2d8a3f5 2x"]}"/><source media="(min-width: 1020px)" width="140" height="79" srcSet="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==, data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==" data-srcset="https://static.ffx.io/images/$zoom_0.6623%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/ed283c0115a5f90138c3afd3ab6acde6e2d8a3f5, https://static.ffx.io/images/$zoom_0.6623%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/ed283c0115a5f90138c3afd3ab6acde6e2d8a3f5 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_0.6623%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/ed283c0115a5f90138c3afd3ab6acde6e2d8a3f5"," https://static.ffx.io/images/$zoom_0.6623%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/ed283c0115a5f90138c3afd3ab6acde6e2d8a3f5 2x"]}"/><source media="(min-width: 768px)" width="140" height="79" srcSet="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==, data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==" data-srcset="https://static.ffx.io/images/$zoom_0.6623%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/ed283c0115a5f90138c3afd3ab6acde6e2d8a3f5, https://static.ffx.io/images/$zoom_0.6623%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/ed283c0115a5f90138c3afd3ab6acde6e2d8a3f5 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_0.6623%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/ed283c0115a5f90138c3afd3ab6acde6e2d8a3f5"," https://static.ffx.io/images/$zoom_0.6623%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/ed283c0115a5f90138c3afd3ab6acde6e2d8a3f5 2x"]}"/><img alt="If a member of a super fund dies, the death benefit payable on their death can be received tax-free by only their dependants." class="c101ad2e6ff325391dc3" data-testid="Image-image" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" data-src="https://static.ffx.io/images/$zoom_0.6623%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/ed283c0115a5f90138c3afd3ab6acde6e2d8a3f5" srcSet="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7, data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" data-srcset="https://static.ffx.io/images/$zoom_0.4872%2C$multiply_2%2C$ratio_1%2C$width_378%2C$x_401%2C$y_60/t_crop_custom/c_scale%2Cw_80%2Cq_88%2Cf_auto/ed283c0115a5f90138c3afd3ab6acde6e2d8a3f5, https://static.ffx.io/images/$zoom_0.4872%2C$multiply_2%2C$ratio_1%2C$width_378%2C$x_401%2C$y_60/t_crop_custom/c_scale%2Cw_160%2Cq_52%2Cf_auto/ed283c0115a5f90138c3afd3ab6acde6e2d8a3f5 2x" sizes="(max-width: 767px) 80px" data-id="p5kocy" data-pb-im-config="{"aspectRatio":1,"type":"square1x1","width":80,"urls":["https://static.ffx.io/images/$zoom_0.4872%2C$multiply_2%2C$ratio_1%2C$width_378%2C$x_401%2C$y_60/t_crop_custom/c_scale%2Cw_80%2Cq_88%2Cf_auto/ed283c0115a5f90138c3afd3ab6acde6e2d8a3f5"," https://static.ffx.io/images/$zoom_0.4872%2C$multiply_2%2C$ratio_1%2C$width_378%2C$x_401%2C$y_60/t_crop_custom/c_scale%2Cw_160%2Cq_52%2Cf_auto/ed283c0115a5f90138c3afd3ab6acde6e2d8a3f5 2x"]}" width="80" height="80"/></picture></figure></a><h3 class="_62c7d7c7c34cae467a1e" data-pb-type="hl" data-testid="StoryTileHeadline-h3"><a class="_397771544ed8c5d691f0" href="/wealth/superannuation/why-more-retirees-might-dodge-the-death-tax-on-super-20241106-p5kocy">Why more retirees might dodge the death tax on super</a></h3><p class="_3a1f8a9c948a5db018aa" data-pb-type="ab">Forcing people with superannuation balances above $3 million to pay more tax will give rise to a range of new strategies.</p><ul class="_0b1bc3d78ea095194854 undefined"><li class="_2d0adc25d443f711245d"><time data-testid="StoryTile-Timestamp" dateTime="Nov 15, 2024 – 5.00am">Nov 15, 2024</time></li><li class="_44bd63b935580ae27af0" data-testid="StoryTile-Byline">Michael Hutton</li></ul></div><div class="_2a375787b0445831d590 undefined" data-pb-type="st" data-testid="StoryTileBase"><ul class="_0b1bc3d78ea095194854"><li class="_827baa24171e26db7eb8" data-pb-type="lb">Opinion</li><li class="a246b92565ecb542928c" data-pb-type="tg"><a class="_42af974e5a3d4ed26dfa" href="/topic/super-q-a-1mwt">Super Q&A</a></li></ul><a tabindex="-1" class="_34627b94c0e50bb839e2 _2987af3429202c065ea6" href="/wealth/superannuation/we-have-5m-in-super-as-a-couple-how-can-we-minimise-tax-20241106-p5kodp"><figure class="_6f6db0aa612a03c039e8" data-pb-type="im"><picture><source media="(min-width: 1180px)" width="140" height="79" srcSet="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==, data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==" data-srcset="https://static.ffx.io/images/$zoom_0.881%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_46%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/68ec090e515e8bbd6bd355740956a4332423b985, https://static.ffx.io/images/$zoom_0.881%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_46%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/68ec090e515e8bbd6bd355740956a4332423b985 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_0.881%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_46%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/68ec090e515e8bbd6bd355740956a4332423b985"," https://static.ffx.io/images/$zoom_0.881%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_46%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/68ec090e515e8bbd6bd355740956a4332423b985 2x"]}"/><source media="(min-width: 1020px)" width="140" height="79" srcSet="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==, data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==" data-srcset="https://static.ffx.io/images/$zoom_0.881%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_46%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/68ec090e515e8bbd6bd355740956a4332423b985, https://static.ffx.io/images/$zoom_0.881%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_46%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/68ec090e515e8bbd6bd355740956a4332423b985 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_0.881%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_46%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/68ec090e515e8bbd6bd355740956a4332423b985"," https://static.ffx.io/images/$zoom_0.881%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_46%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/68ec090e515e8bbd6bd355740956a4332423b985 2x"]}"/><source media="(min-width: 768px)" width="140" height="79" srcSet="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==, data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==" data-srcset="https://static.ffx.io/images/$zoom_0.881%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_46%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/68ec090e515e8bbd6bd355740956a4332423b985, https://static.ffx.io/images/$zoom_0.881%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_46%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/68ec090e515e8bbd6bd355740956a4332423b985 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_0.881%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_46%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/68ec090e515e8bbd6bd355740956a4332423b985"," https://static.ffx.io/images/$zoom_0.881%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_46%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/68ec090e515e8bbd6bd355740956a4332423b985 2x"]}"/><img alt="Since your wife is over 65, she can start a pension at any time but will need to withdraw 5 per cent of the balance each year. " class="c101ad2e6ff325391dc3" data-testid="Image-image" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" data-src="https://static.ffx.io/images/$zoom_0.881%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_46%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/68ec090e515e8bbd6bd355740956a4332423b985" srcSet="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7, data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" data-srcset="https://static.ffx.io/images/$zoom_0.4522%2C$multiply_2%2C$ratio_1%2C$width_378%2C$x_141%2C$y_0/t_crop_custom/c_scale%2Cw_80%2Cq_88%2Cf_auto/68ec090e515e8bbd6bd355740956a4332423b985, https://static.ffx.io/images/$zoom_0.4522%2C$multiply_2%2C$ratio_1%2C$width_378%2C$x_141%2C$y_0/t_crop_custom/c_scale%2Cw_160%2Cq_52%2Cf_auto/68ec090e515e8bbd6bd355740956a4332423b985 2x" sizes="(max-width: 767px) 80px" data-id="p5kodp" data-pb-im-config="{"aspectRatio":1,"type":"square1x1","width":80,"urls":["https://static.ffx.io/images/$zoom_0.4522%2C$multiply_2%2C$ratio_1%2C$width_378%2C$x_141%2C$y_0/t_crop_custom/c_scale%2Cw_80%2Cq_88%2Cf_auto/68ec090e515e8bbd6bd355740956a4332423b985"," https://static.ffx.io/images/$zoom_0.4522%2C$multiply_2%2C$ratio_1%2C$width_378%2C$x_141%2C$y_0/t_crop_custom/c_scale%2Cw_160%2Cq_52%2Cf_auto/68ec090e515e8bbd6bd355740956a4332423b985 2x"]}" width="80" height="80"/></picture></figure></a><h3 class="_62c7d7c7c34cae467a1e" data-pb-type="hl" data-testid="StoryTileHeadline-h3"><a class="_397771544ed8c5d691f0" href="/wealth/superannuation/we-have-5m-in-super-as-a-couple-how-can-we-minimise-tax-20241106-p5kodp">We have $5m in super as a couple. How can we contribute more?</a></h3><p class="_3a1f8a9c948a5db018aa" data-pb-type="ab">The maximum amount of super that can be transferred into a tax-free pension account is $1.9 million, although investment earnings can grow the balance without penalty.</p><ul class="_0b1bc3d78ea095194854 undefined"><li class="_2d0adc25d443f711245d"><time data-testid="StoryTile-Timestamp" dateTime="Nov 14, 2024 – 5.00am">Nov 14, 2024</time></li><li class="_44bd63b935580ae27af0" data-testid="StoryTile-Byline">John Wasiliev</li></ul></div></div><div class="_3eaacab240fc7c859667"><div class="adWrapper _4ea0aa84b71a8a06c45e _3c67946999805fcc0b82" data-testid="ad-wrapper"><div class="" id="adspot-320x360_320x50_300x250_300x50-pos2-mobile"></div><div class="" id="adspot-728x90-pos2-tablet"></div><div class="" id="adspot-970x250_728x90-pos2-desktop"></div><small class="acd99af3e011c9b90ee4">Advertisement</small></div></div><div class="aa301fe4d83b6a10bcc9"><div class="ae5af3f592e9bd85d96f"><div class="_2a375787b0445831d590 undefined" data-pb-type="st" data-testid="StoryTileBase"><ul class="_0b1bc3d78ea095194854"><li class="_827baa24171e26db7eb8" data-pb-type="lb">Opinion</li><li class="a246b92565ecb542928c" data-pb-type="tg"><a class="_42af974e5a3d4ed26dfa" href="/chanticleer">Chanticleer</a></li></ul><a tabindex="-1" class="_34627b94c0e50bb839e2 _2987af3429202c065ea6" href="/chanticleer/cbus-puts-super-sector-on-the-edge-of-a-systemic-scandal-20241113-p5kqef"><figure class="_6f6db0aa612a03c039e8" data-pb-type="im"><picture><source media="(min-width: 1180px)" width="140" height="79" srcSet="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==, data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==" data-srcset="https://static.ffx.io/images/$zoom_0.3968%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/4b371d93fec52c174749fd906b626c0ec9b7c8c3, https://static.ffx.io/images/$zoom_0.3968%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/4b371d93fec52c174749fd906b626c0ec9b7c8c3 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_0.3968%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/4b371d93fec52c174749fd906b626c0ec9b7c8c3"," https://static.ffx.io/images/$zoom_0.3968%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/4b371d93fec52c174749fd906b626c0ec9b7c8c3 2x"]}"/><source media="(min-width: 1020px)" width="140" height="79" srcSet="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==, data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==" data-srcset="https://static.ffx.io/images/$zoom_0.3968%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/4b371d93fec52c174749fd906b626c0ec9b7c8c3, https://static.ffx.io/images/$zoom_0.3968%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/4b371d93fec52c174749fd906b626c0ec9b7c8c3 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_0.3968%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/4b371d93fec52c174749fd906b626c0ec9b7c8c3"," https://static.ffx.io/images/$zoom_0.3968%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/4b371d93fec52c174749fd906b626c0ec9b7c8c3 2x"]}"/><source media="(min-width: 768px)" width="140" height="79" srcSet="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==, data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==" data-srcset="https://static.ffx.io/images/$zoom_0.3968%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/4b371d93fec52c174749fd906b626c0ec9b7c8c3, https://static.ffx.io/images/$zoom_0.3968%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/4b371d93fec52c174749fd906b626c0ec9b7c8c3 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_0.3968%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/4b371d93fec52c174749fd906b626c0ec9b7c8c3"," https://static.ffx.io/images/$zoom_0.3968%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/4b371d93fec52c174749fd906b626c0ec9b7c8c3 2x"]}"/><img alt="The growing power of the super sector raises some big questions." class="c101ad2e6ff325391dc3" data-testid="Image-image" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" data-src="https://static.ffx.io/images/$zoom_0.3968%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/4b371d93fec52c174749fd906b626c0ec9b7c8c3" srcSet="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7, data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" data-srcset="https://static.ffx.io/images/$zoom_0.2%2C$multiply_3%2C$ratio_1%2C$width_378%2C$x_150%2C$y_0/t_crop_custom/c_scale%2Cw_80%2Cq_88%2Cf_auto/4b371d93fec52c174749fd906b626c0ec9b7c8c3, https://static.ffx.io/images/$zoom_0.2%2C$multiply_3%2C$ratio_1%2C$width_378%2C$x_150%2C$y_0/t_crop_custom/c_scale%2Cw_160%2Cq_52%2Cf_auto/4b371d93fec52c174749fd906b626c0ec9b7c8c3 2x" sizes="(max-width: 767px) 80px" data-id="p5kqef" data-pb-im-config="{"aspectRatio":1,"type":"square1x1","width":80,"urls":["https://static.ffx.io/images/$zoom_0.2%2C$multiply_3%2C$ratio_1%2C$width_378%2C$x_150%2C$y_0/t_crop_custom/c_scale%2Cw_80%2Cq_88%2Cf_auto/4b371d93fec52c174749fd906b626c0ec9b7c8c3"," https://static.ffx.io/images/$zoom_0.2%2C$multiply_3%2C$ratio_1%2C$width_378%2C$x_150%2C$y_0/t_crop_custom/c_scale%2Cw_160%2Cq_52%2Cf_auto/4b371d93fec52c174749fd906b626c0ec9b7c8c3 2x"]}" width="80" height="80"/></picture></figure></a><h3 class="_62c7d7c7c34cae467a1e" data-pb-type="hl" data-testid="StoryTileHeadline-h3"><a class="_397771544ed8c5d691f0" href="/chanticleer/cbus-puts-super-sector-on-the-edge-of-a-systemic-scandal-20241113-p5kqef">Cbus puts super sector on the edge of a systemic scandal</a></h3><p class="_3a1f8a9c948a5db018aa" data-pb-type="ab">The banking royal commission taught us seemingly innocuous problems can have huge ramifications. The super sector may be about to learn that lesson.</p><ul class="_0b1bc3d78ea095194854 undefined"><li class="_2d0adc25d443f711245d"><time data-testid="StoryTile-Timestamp" dateTime="Nov 14, 2024 – 5.00am">Nov 14, 2024</time></li><li class="_44bd63b935580ae27af0" data-testid="StoryTile-Byline">James Thomson</li></ul></div><div class="_2a375787b0445831d590 undefined" data-pb-type="st" data-testid="StoryTileBase"><ul class="_0b1bc3d78ea095194854"><li class="_827baa24171e26db7eb8" data-pb-type="lb">Opinion</li><li class="a246b92565ecb542928c" data-pb-type="tg"><a class="_42af974e5a3d4ed26dfa" href="/topic/smsfs-61z">SMSFs</a></li></ul><a tabindex="-1" class="_34627b94c0e50bb839e2 _2987af3429202c065ea6" href="/wealth/superannuation/be-on-the-lookout-for-the-super-surcharge-for-high-earners-20241031-p5kmy1"><figure class="_6f6db0aa612a03c039e8" data-pb-type="im"><picture><source media="(min-width: 1180px)" width="140" height="79" srcSet="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==, data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==" data-srcset="https://static.ffx.io/images/$zoom_0.7852%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_41/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/ba41d46a286b040a597d90b5b18a54c7e7eae6d8, https://static.ffx.io/images/$zoom_0.7852%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_41/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/ba41d46a286b040a597d90b5b18a54c7e7eae6d8 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_0.7852%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_41/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/ba41d46a286b040a597d90b5b18a54c7e7eae6d8"," https://static.ffx.io/images/$zoom_0.7852%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_41/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/ba41d46a286b040a597d90b5b18a54c7e7eae6d8 2x"]}"/><source media="(min-width: 1020px)" width="140" height="79" srcSet="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==, data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==" data-srcset="https://static.ffx.io/images/$zoom_0.7852%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_41/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/ba41d46a286b040a597d90b5b18a54c7e7eae6d8, https://static.ffx.io/images/$zoom_0.7852%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_41/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/ba41d46a286b040a597d90b5b18a54c7e7eae6d8 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_0.7852%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_41/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/ba41d46a286b040a597d90b5b18a54c7e7eae6d8"," https://static.ffx.io/images/$zoom_0.7852%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_41/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/ba41d46a286b040a597d90b5b18a54c7e7eae6d8 2x"]}"/><source media="(min-width: 768px)" width="140" height="79" srcSet="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==, data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==" data-srcset="https://static.ffx.io/images/$zoom_0.7852%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_41/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/ba41d46a286b040a597d90b5b18a54c7e7eae6d8, https://static.ffx.io/images/$zoom_0.7852%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_41/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/ba41d46a286b040a597d90b5b18a54c7e7eae6d8 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_0.7852%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_41/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/ba41d46a286b040a597d90b5b18a54c7e7eae6d8"," https://static.ffx.io/images/$zoom_0.7852%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_41/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/ba41d46a286b040a597d90b5b18a54c7e7eae6d8 2x"]}"/><img alt="Division 293 tax applies to those who had income together with pre-tax concessional contributions greater than $250,000 in 2023-24." class="c101ad2e6ff325391dc3" data-testid="Image-image" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" data-src="https://static.ffx.io/images/$zoom_0.7852%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_41/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/ba41d46a286b040a597d90b5b18a54c7e7eae6d8" srcSet="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7, data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" data-srcset="https://static.ffx.io/images/$zoom_0.42%2C$multiply_2%2C$ratio_1%2C$width_378%2C$x_135%2C$y_0/t_crop_custom/c_scale%2Cw_80%2Cq_88%2Cf_auto/ba41d46a286b040a597d90b5b18a54c7e7eae6d8, https://static.ffx.io/images/$zoom_0.42%2C$multiply_2%2C$ratio_1%2C$width_378%2C$x_135%2C$y_0/t_crop_custom/c_scale%2Cw_160%2Cq_52%2Cf_auto/ba41d46a286b040a597d90b5b18a54c7e7eae6d8 2x" sizes="(max-width: 767px) 80px" data-id="p5kmy1" data-pb-im-config="{"aspectRatio":1,"type":"square1x1","width":80,"urls":["https://static.ffx.io/images/$zoom_0.42%2C$multiply_2%2C$ratio_1%2C$width_378%2C$x_135%2C$y_0/t_crop_custom/c_scale%2Cw_80%2Cq_88%2Cf_auto/ba41d46a286b040a597d90b5b18a54c7e7eae6d8"," https://static.ffx.io/images/$zoom_0.42%2C$multiply_2%2C$ratio_1%2C$width_378%2C$x_135%2C$y_0/t_crop_custom/c_scale%2Cw_160%2Cq_52%2Cf_auto/ba41d46a286b040a597d90b5b18a54c7e7eae6d8 2x"]}" width="80" height="80"/></picture></figure></a><h3 class="_62c7d7c7c34cae467a1e" data-pb-type="hl" data-testid="StoryTileHeadline-h3"><a class="_397771544ed8c5d691f0" href="/wealth/superannuation/be-on-the-lookout-for-the-super-surcharge-for-high-earners-20241031-p5kmy1">Be on the lookout for the super surcharge for high earners</a></h3><p class="_3a1f8a9c948a5db018aa" data-pb-type="ab">If you receive a Division 293 tax assessment from the ATO, you must pay the bill within 21 days to avoid penalties.</p><ul class="_0b1bc3d78ea095194854 undefined"><li class="_2d0adc25d443f711245d"><time data-testid="StoryTile-Timestamp" dateTime="Nov 9, 2024 – 5.00am">Nov 9, 2024</time></li><li class="_44bd63b935580ae27af0" data-testid="StoryTile-Byline">Colin Lewis</li></ul></div><div class="_2a375787b0445831d590 undefined" data-pb-type="st" data-testid="StoryTileBase"><ul class="_0b1bc3d78ea095194854"><li class="a246b92565ecb542928c" data-pb-type="tg"><a class="_42af974e5a3d4ed26dfa" href="/lists-and-awards/customer-champions">Customer Champions</a></li></ul><a tabindex="-1" class="_34627b94c0e50bb839e2 _2987af3429202c065ea6" href="/wealth/superannuation/how-aware-super-beat-the-sector-s-reputation-for-bad-customer-service-20241022-p5kk7o"><figure class="_6f6db0aa612a03c039e8" data-pb-type="im"><picture><source media="(min-width: 1180px)" width="140" height="79" srcSet="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==, data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==" data-srcset="https://static.ffx.io/images/$zoom_0.4418%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_138/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/931b1bab14c509a14bc7b14f7c6c480108b32763, https://static.ffx.io/images/$zoom_0.4418%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_138/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/931b1bab14c509a14bc7b14f7c6c480108b32763 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_0.4418%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_138/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/931b1bab14c509a14bc7b14f7c6c480108b32763"," https://static.ffx.io/images/$zoom_0.4418%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_138/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/931b1bab14c509a14bc7b14f7c6c480108b32763 2x"]}"/><source media="(min-width: 1020px)" width="140" height="79" srcSet="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==, data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==" data-srcset="https://static.ffx.io/images/$zoom_0.4418%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_138/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/931b1bab14c509a14bc7b14f7c6c480108b32763, https://static.ffx.io/images/$zoom_0.4418%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_138/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/931b1bab14c509a14bc7b14f7c6c480108b32763 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_0.4418%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_138/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/931b1bab14c509a14bc7b14f7c6c480108b32763"," https://static.ffx.io/images/$zoom_0.4418%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_138/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/931b1bab14c509a14bc7b14f7c6c480108b32763 2x"]}"/><source media="(min-width: 768px)" width="140" height="79" srcSet="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==, data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==" data-srcset="https://static.ffx.io/images/$zoom_0.4418%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_138/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/931b1bab14c509a14bc7b14f7c6c480108b32763, https://static.ffx.io/images/$zoom_0.4418%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_138/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/931b1bab14c509a14bc7b14f7c6c480108b32763 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_0.4418%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_138/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/931b1bab14c509a14bc7b14f7c6c480108b32763"," https://static.ffx.io/images/$zoom_0.4418%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_138/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/931b1bab14c509a14bc7b14f7c6c480108b32763 2x"]}"/><img alt="Aware Super COO Jo Brennan says technology has been key to improving customer service." class="c101ad2e6ff325391dc3" data-testid="Image-image" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" data-src="https://static.ffx.io/images/$zoom_0.4418%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_138/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/931b1bab14c509a14bc7b14f7c6c480108b32763" srcSet="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7, data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" data-srcset="https://static.ffx.io/images/$zoom_0.1907%2C$multiply_4%2C$ratio_1%2C$width_378%2C$x_48%2C$y_0/t_crop_custom/c_scale%2Cw_80%2Cq_88%2Cf_auto/931b1bab14c509a14bc7b14f7c6c480108b32763, https://static.ffx.io/images/$zoom_0.1907%2C$multiply_4%2C$ratio_1%2C$width_378%2C$x_48%2C$y_0/t_crop_custom/c_scale%2Cw_160%2Cq_52%2Cf_auto/931b1bab14c509a14bc7b14f7c6c480108b32763 2x" sizes="(max-width: 767px) 80px" data-id="p5kk7o" data-pb-im-config="{"aspectRatio":1,"type":"square1x1","width":80,"urls":["https://static.ffx.io/images/$zoom_0.1907%2C$multiply_4%2C$ratio_1%2C$width_378%2C$x_48%2C$y_0/t_crop_custom/c_scale%2Cw_80%2Cq_88%2Cf_auto/931b1bab14c509a14bc7b14f7c6c480108b32763"," https://static.ffx.io/images/$zoom_0.1907%2C$multiply_4%2C$ratio_1%2C$width_378%2C$x_48%2C$y_0/t_crop_custom/c_scale%2Cw_160%2Cq_52%2Cf_auto/931b1bab14c509a14bc7b14f7c6c480108b32763 2x"]}" width="80" height="80"/></picture></figure></a><h3 class="_62c7d7c7c34cae467a1e" data-pb-type="hl" data-testid="StoryTileHeadline-h3"><a class="_397771544ed8c5d691f0" href="/wealth/superannuation/how-aware-super-beat-the-sector-s-reputation-for-bad-customer-service-20241022-p5kk7o">How Aware Super beat the sector’s reputation for bad customer service</a></h3><p class="_3a1f8a9c948a5db018aa" data-pb-type="ab">The $180 billion super fund invested in service and advice before regulators forced it to. As the rest of the industry now scrambles to catch up, it’s eyeing bigger plans.</p><ul class="_0b1bc3d78ea095194854 undefined"><li class="_2d0adc25d443f711245d"><time data-testid="StoryTile-Timestamp" dateTime="Nov 7, 2024 – 5.00am">Nov 7, 2024</time></li><li class="_44bd63b935580ae27af0" data-testid="StoryTile-Byline">Hannah Wootton</li></ul></div><div class="_2a375787b0445831d590 undefined" data-pb-type="st" data-testid="StoryTileBase"><ul class="_0b1bc3d78ea095194854"><li class="a246b92565ecb542928c" data-pb-type="tg"><a class="_42af974e5a3d4ed26dfa" href="/topic/smsfs-61z">SMSFs</a></li></ul><a tabindex="-1" class="_34627b94c0e50bb839e2 _2987af3429202c065ea6" href="/wealth/superannuation/hundreds-of-smsfs-may-have-been-misled-into-this-illiquidity-trap-20241030-p5kmlu"><figure class="_6f6db0aa612a03c039e8" data-pb-type="im"><picture><source media="(min-width: 1180px)" width="140" height="79" srcSet="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==, data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==" data-srcset="https://static.ffx.io/images/$zoom_0.1938%2C$multiply_4%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_38/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/e189838f78a46fceca407526344e23f2ff03065e, https://static.ffx.io/images/$zoom_0.1938%2C$multiply_4%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_38/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/e189838f78a46fceca407526344e23f2ff03065e 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_0.1938%2C$multiply_4%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_38/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/e189838f78a46fceca407526344e23f2ff03065e"," https://static.ffx.io/images/$zoom_0.1938%2C$multiply_4%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_38/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/e189838f78a46fceca407526344e23f2ff03065e 2x"]}"/><source media="(min-width: 1020px)" width="140" height="79" srcSet="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==, data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==" data-srcset="https://static.ffx.io/images/$zoom_0.1938%2C$multiply_4%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_38/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/e189838f78a46fceca407526344e23f2ff03065e, https://static.ffx.io/images/$zoom_0.1938%2C$multiply_4%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_38/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/e189838f78a46fceca407526344e23f2ff03065e 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_0.1938%2C$multiply_4%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_38/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/e189838f78a46fceca407526344e23f2ff03065e"," https://static.ffx.io/images/$zoom_0.1938%2C$multiply_4%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_38/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/e189838f78a46fceca407526344e23f2ff03065e 2x"]}"/><source media="(min-width: 768px)" width="140" height="79" srcSet="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==, data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==" data-srcset="https://static.ffx.io/images/$zoom_0.1938%2C$multiply_4%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_38/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/e189838f78a46fceca407526344e23f2ff03065e, https://static.ffx.io/images/$zoom_0.1938%2C$multiply_4%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_38/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/e189838f78a46fceca407526344e23f2ff03065e 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_0.1938%2C$multiply_4%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_38/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/e189838f78a46fceca407526344e23f2ff03065e"," https://static.ffx.io/images/$zoom_0.1938%2C$multiply_4%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_38/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/e189838f78a46fceca407526344e23f2ff03065e 2x"]}"/><img alt="Distressed investors have contacted AFR Weekend after they read our story about Alex and David Didlock. " class="c101ad2e6ff325391dc3" data-testid="Image-image" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" data-src="https://static.ffx.io/images/$zoom_0.1938%2C$multiply_4%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_38/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/e189838f78a46fceca407526344e23f2ff03065e" srcSet="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7, data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" data-srcset="https://static.ffx.io/images/$zoom_0.1037%2C$multiply_4%2C$ratio_1%2C$width_378%2C$x_62%2C$y_0/t_crop_custom/c_scale%2Cw_80%2Cq_88%2Cf_auto/e189838f78a46fceca407526344e23f2ff03065e, https://static.ffx.io/images/$zoom_0.1037%2C$multiply_4%2C$ratio_1%2C$width_378%2C$x_62%2C$y_0/t_crop_custom/c_scale%2Cw_160%2Cq_52%2Cf_auto/e189838f78a46fceca407526344e23f2ff03065e 2x" sizes="(max-width: 767px) 80px" data-id="p5kmlu" data-pb-im-config="{"aspectRatio":1,"type":"square1x1","width":80,"urls":["https://static.ffx.io/images/$zoom_0.1037%2C$multiply_4%2C$ratio_1%2C$width_378%2C$x_62%2C$y_0/t_crop_custom/c_scale%2Cw_80%2Cq_88%2Cf_auto/e189838f78a46fceca407526344e23f2ff03065e"," https://static.ffx.io/images/$zoom_0.1037%2C$multiply_4%2C$ratio_1%2C$width_378%2C$x_62%2C$y_0/t_crop_custom/c_scale%2Cw_160%2Cq_52%2Cf_auto/e189838f78a46fceca407526344e23f2ff03065e 2x"]}" width="80" height="80"/></picture></figure></a><h3 class="_62c7d7c7c34cae467a1e" data-pb-type="hl" data-testid="StoryTileHeadline-h3"><a class="_397771544ed8c5d691f0" href="/wealth/superannuation/hundreds-of-smsfs-may-have-been-misled-into-this-illiquidity-trap-20241030-p5kmlu">Hundreds of SMSFs may have been misled into this illiquidity trap</a></h3><p class="_3a1f8a9c948a5db018aa" data-pb-type="ab">The financial complaints authority says two people who set up SMSFs based on bad advice are owed almost $400,000. Hundreds of others may be in the same boat.</p><ul class="_0b1bc3d78ea095194854 undefined"><li class="_2d0adc25d443f711245d"><time data-testid="StoryTile-Timestamp" dateTime="Nov 7, 2024 – 5.00am">Nov 7, 2024</time></li><li class="_44bd63b935580ae27af0" data-testid="StoryTile-Byline">John Wasiliev</li></ul></div><div class="_2a375787b0445831d590 undefined" data-pb-type="st" data-testid="StoryTileBase"><ul class="_0b1bc3d78ea095194854"><li class="_827baa24171e26db7eb8" data-pb-type="lb">Opinion</li><li class="a246b92565ecb542928c" data-pb-type="tg"><a class="_42af974e5a3d4ed26dfa" href="/topic/financial-planners-5x9">Financial planners</a></li></ul><a tabindex="-1" class="_34627b94c0e50bb839e2 _2987af3429202c065ea6" href="/wealth/superannuation/a-family-road-trip-upended-my-thinking-about-how-we-advise-retirees-20241024-p5kl2q"><figure class="_6f6db0aa612a03c039e8" data-pb-type="im"><picture><source media="(min-width: 1180px)" width="140" height="79" srcSet="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==, data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==" data-srcset="https://static.ffx.io/images/$zoom_0.2345%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_77%2C$y_216/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/f3801601c4cec3bb59d432c4131c6675b74aa705, https://static.ffx.io/images/$zoom_0.2345%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_77%2C$y_216/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/f3801601c4cec3bb59d432c4131c6675b74aa705 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_0.2345%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_77%2C$y_216/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/f3801601c4cec3bb59d432c4131c6675b74aa705"," https://static.ffx.io/images/$zoom_0.2345%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_77%2C$y_216/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/f3801601c4cec3bb59d432c4131c6675b74aa705 2x"]}"/><source media="(min-width: 1020px)" width="140" height="79" srcSet="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==, data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==" data-srcset="https://static.ffx.io/images/$zoom_0.2345%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_77%2C$y_216/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/f3801601c4cec3bb59d432c4131c6675b74aa705, https://static.ffx.io/images/$zoom_0.2345%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_77%2C$y_216/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/f3801601c4cec3bb59d432c4131c6675b74aa705 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_0.2345%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_77%2C$y_216/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/f3801601c4cec3bb59d432c4131c6675b74aa705"," https://static.ffx.io/images/$zoom_0.2345%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_77%2C$y_216/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/f3801601c4cec3bb59d432c4131c6675b74aa705 2x"]}"/><source media="(min-width: 768px)" width="140" height="79" srcSet="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==, data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==" data-srcset="https://static.ffx.io/images/$zoom_0.2345%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_77%2C$y_216/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/f3801601c4cec3bb59d432c4131c6675b74aa705, https://static.ffx.io/images/$zoom_0.2345%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_77%2C$y_216/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/f3801601c4cec3bb59d432c4131c6675b74aa705 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_0.2345%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_77%2C$y_216/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/f3801601c4cec3bb59d432c4131c6675b74aa705"," https://static.ffx.io/images/$zoom_0.2345%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_77%2C$y_216/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/f3801601c4cec3bb59d432c4131c6675b74aa705 2x"]}"/><img alt="The highlight was 130 hours spent in the car with my wife and daughters." class="c101ad2e6ff325391dc3" data-testid="Image-image" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" data-src="https://static.ffx.io/images/$zoom_0.2345%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_77%2C$y_216/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/f3801601c4cec3bb59d432c4131c6675b74aa705" srcSet="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7, data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" data-srcset="https://static.ffx.io/images/$zoom_0.1091%2C$multiply_4%2C$ratio_1%2C$width_378%2C$x_81%2C$y_0/t_crop_custom/c_scale%2Cw_80%2Cq_88%2Cf_auto/f3801601c4cec3bb59d432c4131c6675b74aa705, https://static.ffx.io/images/$zoom_0.1091%2C$multiply_4%2C$ratio_1%2C$width_378%2C$x_81%2C$y_0/t_crop_custom/c_scale%2Cw_160%2Cq_52%2Cf_auto/f3801601c4cec3bb59d432c4131c6675b74aa705 2x" sizes="(max-width: 767px) 80px" data-id="p5kl2q" data-pb-im-config="{"aspectRatio":1,"type":"square1x1","width":80,"urls":["https://static.ffx.io/images/$zoom_0.1091%2C$multiply_4%2C$ratio_1%2C$width_378%2C$x_81%2C$y_0/t_crop_custom/c_scale%2Cw_80%2Cq_88%2Cf_auto/f3801601c4cec3bb59d432c4131c6675b74aa705"," https://static.ffx.io/images/$zoom_0.1091%2C$multiply_4%2C$ratio_1%2C$width_378%2C$x_81%2C$y_0/t_crop_custom/c_scale%2Cw_160%2Cq_52%2Cf_auto/f3801601c4cec3bb59d432c4131c6675b74aa705 2x"]}" width="80" height="80"/></picture></figure></a><h3 class="_62c7d7c7c34cae467a1e" data-pb-type="hl" data-testid="StoryTileHeadline-h3"><a class="_397771544ed8c5d691f0" href="/wealth/superannuation/a-family-road-trip-upended-my-thinking-about-how-we-advise-retirees-20241024-p5kl2q">A family road trip upended my thinking about how we advise retirees</a></h3><p class="_3a1f8a9c948a5db018aa" data-pb-type="ab">Spending 130 hours in the car with my wife and daughters made me realise how easily we lose sight of what truly matters.</p><ul class="_0b1bc3d78ea095194854 undefined"><li class="_2d0adc25d443f711245d"><time data-testid="StoryTile-Timestamp" dateTime="Nov 7, 2024 – 5.00am">Nov 7, 2024</time></li><li class="_44bd63b935580ae27af0" data-testid="StoryTile-Byline">Renato Mota</li></ul></div><div class="_2a375787b0445831d590 undefined" data-pb-type="st" data-testid="StoryTileBase"><ul class="_0b1bc3d78ea095194854"><li class="a246b92565ecb542928c" data-pb-type="tg"><a class="_42af974e5a3d4ed26dfa" href="/topic/home-loans-5yb">Home loans</a></li></ul><a tabindex="-1" class="_34627b94c0e50bb839e2 _2987af3429202c065ea6" href="/wealth/superannuation/tapping-super-to-help-your-kids-buy-a-home-read-this-first-20241030-p5kmn6"><figure class="_6f6db0aa612a03c039e8" data-pb-type="im"><picture><source media="(min-width: 1180px)" width="140" height="79" srcSet="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==, data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==" data-srcset="https://static.ffx.io/images/$zoom_0.2383%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_369%2C$y_231/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/cda91a65049be3a0aa2b88fe282b4c0641108e47, https://static.ffx.io/images/$zoom_0.2383%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_369%2C$y_231/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/cda91a65049be3a0aa2b88fe282b4c0641108e47 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_0.2383%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_369%2C$y_231/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/cda91a65049be3a0aa2b88fe282b4c0641108e47"," https://static.ffx.io/images/$zoom_0.2383%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_369%2C$y_231/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/cda91a65049be3a0aa2b88fe282b4c0641108e47 2x"]}"/><source media="(min-width: 1020px)" width="140" height="79" srcSet="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==, data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==" data-srcset="https://static.ffx.io/images/$zoom_0.2383%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_369%2C$y_231/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/cda91a65049be3a0aa2b88fe282b4c0641108e47, https://static.ffx.io/images/$zoom_0.2383%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_369%2C$y_231/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/cda91a65049be3a0aa2b88fe282b4c0641108e47 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_0.2383%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_369%2C$y_231/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/cda91a65049be3a0aa2b88fe282b4c0641108e47"," https://static.ffx.io/images/$zoom_0.2383%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_369%2C$y_231/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/cda91a65049be3a0aa2b88fe282b4c0641108e47 2x"]}"/><source media="(min-width: 768px)" width="140" height="79" srcSet="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==, data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==" data-srcset="https://static.ffx.io/images/$zoom_0.2383%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_369%2C$y_231/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/cda91a65049be3a0aa2b88fe282b4c0641108e47, https://static.ffx.io/images/$zoom_0.2383%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_369%2C$y_231/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/cda91a65049be3a0aa2b88fe282b4c0641108e47 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_0.2383%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_369%2C$y_231/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/cda91a65049be3a0aa2b88fe282b4c0641108e47"," https://static.ffx.io/images/$zoom_0.2383%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_369%2C$y_231/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/cda91a65049be3a0aa2b88fe282b4c0641108e47 2x"]}"/><img alt="Helping out the kids with your super? Here’s what you should know. " class="c101ad2e6ff325391dc3" data-testid="Image-image" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" data-src="https://static.ffx.io/images/$zoom_0.2383%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_369%2C$y_231/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/cda91a65049be3a0aa2b88fe282b4c0641108e47" srcSet="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7, data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" data-srcset="https://static.ffx.io/images/$zoom_0.1346%2C$multiply_4%2C$ratio_1%2C$width_378%2C$x_327%2C$y_97/t_crop_custom/c_scale%2Cw_80%2Cq_88%2Cf_auto/cda91a65049be3a0aa2b88fe282b4c0641108e47, https://static.ffx.io/images/$zoom_0.1346%2C$multiply_4%2C$ratio_1%2C$width_378%2C$x_327%2C$y_97/t_crop_custom/c_scale%2Cw_160%2Cq_52%2Cf_auto/cda91a65049be3a0aa2b88fe282b4c0641108e47 2x" sizes="(max-width: 767px) 80px" data-id="p5kmn6" data-pb-im-config="{"aspectRatio":1,"type":"square1x1","width":80,"urls":["https://static.ffx.io/images/$zoom_0.1346%2C$multiply_4%2C$ratio_1%2C$width_378%2C$x_327%2C$y_97/t_crop_custom/c_scale%2Cw_80%2Cq_88%2Cf_auto/cda91a65049be3a0aa2b88fe282b4c0641108e47"," https://static.ffx.io/images/$zoom_0.1346%2C$multiply_4%2C$ratio_1%2C$width_378%2C$x_327%2C$y_97/t_crop_custom/c_scale%2Cw_160%2Cq_52%2Cf_auto/cda91a65049be3a0aa2b88fe282b4c0641108e47 2x"]}" width="80" height="80"/></picture></figure></a><h3 class="_62c7d7c7c34cae467a1e" data-pb-type="hl" data-testid="StoryTileHeadline-h3"><a class="_397771544ed8c5d691f0" href="/wealth/superannuation/tapping-super-to-help-your-kids-buy-a-home-read-this-first-20241030-p5kmn6">Tapping super to help your kids buy a home? Read this first</a></h3><p class="_3a1f8a9c948a5db018aa" data-pb-type="ab">While accessing your super to help the kids buy property may seem like a good idea, there are a few things to understand first.</p><ul class="_0b1bc3d78ea095194854 undefined"><li class="_2d0adc25d443f711245d"><time data-testid="StoryTile-Timestamp" dateTime="Nov 5, 2024 – 5.00am">Nov 5, 2024</time></li><li class="_44bd63b935580ae27af0" data-testid="StoryTile-Byline">Ben Smythe</li></ul></div><div class="_2a375787b0445831d590 undefined ce0f5cddbf1c8f9a948e c81e405edfb6b5924c4d" data-pb-type="st" data-testid="StoryTileBase"><ul class="_0b1bc3d78ea095194854"><li class="_827baa24171e26db7eb8">Sponsored</li><li class="a246b92565ecb542928c" data-pb-type="tg"><a class="_42af974e5a3d4ed26dfa" href="/topic/ss-c-technologies-6gwq">SS&C Technologies</a></li></ul><a tabindex="-1" class="_34627b94c0e50bb839e2 _2987af3429202c065ea6" href="/wealth/superannuation/it-s-all-about-the-tech-stack-the-future-of-superannuation-20240916-p5kav4"><figure class="_6f6db0aa612a03c039e8" data-pb-type="im"><picture><source media="(min-width: 1180px)" width="140" height="79" srcSet="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==, data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==" data-srcset="https://static.ffx.io/images/$zoom_1%2C$multiply_1%2C$ratio_1.777778%2C$width_1059%2C$x_200%2C$y_112/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/364423b7fd12e8f84dcac3ebb545c1b1a685a392, https://static.ffx.io/images/$zoom_1%2C$multiply_1%2C$ratio_1.777778%2C$width_1059%2C$x_200%2C$y_112/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/364423b7fd12e8f84dcac3ebb545c1b1a685a392 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_1%2C$multiply_1%2C$ratio_1.777778%2C$width_1059%2C$x_200%2C$y_112/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/364423b7fd12e8f84dcac3ebb545c1b1a685a392"," https://static.ffx.io/images/$zoom_1%2C$multiply_1%2C$ratio_1.777778%2C$width_1059%2C$x_200%2C$y_112/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/364423b7fd12e8f84dcac3ebb545c1b1a685a392 2x"]}"/><source media="(min-width: 1020px)" width="140" height="79" srcSet="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==, data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==" data-srcset="https://static.ffx.io/images/$zoom_1%2C$multiply_1%2C$ratio_1.777778%2C$width_1059%2C$x_200%2C$y_112/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/364423b7fd12e8f84dcac3ebb545c1b1a685a392, https://static.ffx.io/images/$zoom_1%2C$multiply_1%2C$ratio_1.777778%2C$width_1059%2C$x_200%2C$y_112/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/364423b7fd12e8f84dcac3ebb545c1b1a685a392 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_1%2C$multiply_1%2C$ratio_1.777778%2C$width_1059%2C$x_200%2C$y_112/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/364423b7fd12e8f84dcac3ebb545c1b1a685a392"," https://static.ffx.io/images/$zoom_1%2C$multiply_1%2C$ratio_1.777778%2C$width_1059%2C$x_200%2C$y_112/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/364423b7fd12e8f84dcac3ebb545c1b1a685a392 2x"]}"/><source media="(min-width: 768px)" width="140" height="79" srcSet="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==, data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==" data-srcset="https://static.ffx.io/images/$zoom_1%2C$multiply_1%2C$ratio_1.777778%2C$width_1059%2C$x_200%2C$y_112/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/364423b7fd12e8f84dcac3ebb545c1b1a685a392, https://static.ffx.io/images/$zoom_1%2C$multiply_1%2C$ratio_1.777778%2C$width_1059%2C$x_200%2C$y_112/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/364423b7fd12e8f84dcac3ebb545c1b1a685a392 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_1%2C$multiply_1%2C$ratio_1.777778%2C$width_1059%2C$x_200%2C$y_112/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/364423b7fd12e8f84dcac3ebb545c1b1a685a392"," https://static.ffx.io/images/$zoom_1%2C$multiply_1%2C$ratio_1.777778%2C$width_1059%2C$x_200%2C$y_112/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/364423b7fd12e8f84dcac3ebb545c1b1a685a392 2x"]}"/><img alt="Technology’s potential to enable member administration is at the heart of the future for millions of Australians." class="c101ad2e6ff325391dc3" data-testid="Image-image" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" data-src="https://static.ffx.io/images/$zoom_1%2C$multiply_1%2C$ratio_1.777778%2C$width_1059%2C$x_200%2C$y_112/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/364423b7fd12e8f84dcac3ebb545c1b1a685a392" srcSet="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7, data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" data-srcset="https://static.ffx.io/images/$zoom_1%2C$multiply_1%2C$ratio_1%2C$width_378%2C$x_540%2C$y_221/t_crop_custom/c_scale%2Cw_80%2Cq_88%2Cf_auto/364423b7fd12e8f84dcac3ebb545c1b1a685a392, https://static.ffx.io/images/$zoom_1%2C$multiply_1%2C$ratio_1%2C$width_378%2C$x_540%2C$y_221/t_crop_custom/c_scale%2Cw_160%2Cq_52%2Cf_auto/364423b7fd12e8f84dcac3ebb545c1b1a685a392 2x" sizes="(max-width: 767px) 80px" data-id="p5kav4" data-pb-im-config="{"aspectRatio":1,"type":"square1x1","width":80,"urls":["https://static.ffx.io/images/$zoom_1%2C$multiply_1%2C$ratio_1%2C$width_378%2C$x_540%2C$y_221/t_crop_custom/c_scale%2Cw_80%2Cq_88%2Cf_auto/364423b7fd12e8f84dcac3ebb545c1b1a685a392"," https://static.ffx.io/images/$zoom_1%2C$multiply_1%2C$ratio_1%2C$width_378%2C$x_540%2C$y_221/t_crop_custom/c_scale%2Cw_160%2Cq_52%2Cf_auto/364423b7fd12e8f84dcac3ebb545c1b1a685a392 2x"]}" width="80" height="80"/></picture></figure></a><h3 class="_62c7d7c7c34cae467a1e" data-pb-type="hl" data-testid="StoryTileHeadline-h3"><a class="_397771544ed8c5d691f0" href="/wealth/superannuation/it-s-all-about-the-tech-stack-the-future-of-superannuation-20240916-p5kav4">It’s all about the tech stack: the future of superannuation</a></h3><p class="_3a1f8a9c948a5db018aa" data-pb-type="ab">The member administration of Australia’s vast pool of superannuation assets is critical to the promise of retirement for millions of people.</p><div class="c08a050b12b6d95f43a9"><p>Sponsored </p><p class="_8db05f625298d2b031c9">by SS&C Technologies</p></div></div><div class="_8d6149acd2b4b8ecd5e4"><h2 class="_6f6f6c61a03bdf385f07">October</h2></div><div class="_2a375787b0445831d590 undefined" data-pb-type="st" data-testid="StoryTileBase"><ul class="_0b1bc3d78ea095194854"><li class="a246b92565ecb542928c" data-pb-type="tg"><a class="_42af974e5a3d4ed26dfa" href="/afrlive/super-and-wealth-summit">Super & Wealth Summit</a></li></ul><a tabindex="-1" class="_34627b94c0e50bb839e2 _2987af3429202c065ea6" href="/wealth/superannuation/swan-accuses-cbus-critics-of-raw-politics-and-deliberate-damage-20241029-p5km4k"><figure class="_6f6db0aa612a03c039e8" data-pb-type="im"><picture><source media="(min-width: 1180px)" width="140" height="79" srcSet="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==, data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==" data-srcset="https://static.ffx.io/images/$zoom_0.7372%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_450%2C$y_303/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/0eb46bb393b79ce22a350645d4ae5fa45f3c3eb3, https://static.ffx.io/images/$zoom_0.7372%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_450%2C$y_303/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/0eb46bb393b79ce22a350645d4ae5fa45f3c3eb3 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_0.7372%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_450%2C$y_303/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/0eb46bb393b79ce22a350645d4ae5fa45f3c3eb3"," https://static.ffx.io/images/$zoom_0.7372%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_450%2C$y_303/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/0eb46bb393b79ce22a350645d4ae5fa45f3c3eb3 2x"]}"/><source media="(min-width: 1020px)" width="140" height="79" srcSet="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==, data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==" data-srcset="https://static.ffx.io/images/$zoom_0.7372%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_450%2C$y_303/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/0eb46bb393b79ce22a350645d4ae5fa45f3c3eb3, https://static.ffx.io/images/$zoom_0.7372%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_450%2C$y_303/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/0eb46bb393b79ce22a350645d4ae5fa45f3c3eb3 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_0.7372%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_450%2C$y_303/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/0eb46bb393b79ce22a350645d4ae5fa45f3c3eb3"," https://static.ffx.io/images/$zoom_0.7372%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_450%2C$y_303/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/0eb46bb393b79ce22a350645d4ae5fa45f3c3eb3 2x"]}"/><source media="(min-width: 768px)" width="140" height="79" srcSet="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==, data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==" data-srcset="https://static.ffx.io/images/$zoom_0.7372%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_450%2C$y_303/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/0eb46bb393b79ce22a350645d4ae5fa45f3c3eb3, https://static.ffx.io/images/$zoom_0.7372%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_450%2C$y_303/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/0eb46bb393b79ce22a350645d4ae5fa45f3c3eb3 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_0.7372%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_450%2C$y_303/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/0eb46bb393b79ce22a350645d4ae5fa45f3c3eb3"," https://static.ffx.io/images/$zoom_0.7372%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_450%2C$y_303/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/0eb46bb393b79ce22a350645d4ae5fa45f3c3eb3 2x"]}"/><img alt="Wayne Swan says the super sector’s infrastructure may not be fit for purpose." class="c101ad2e6ff325391dc3" data-testid="Image-image" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" data-src="https://static.ffx.io/images/$zoom_0.7372%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_450%2C$y_303/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/0eb46bb393b79ce22a350645d4ae5fa45f3c3eb3" srcSet="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7, data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" data-srcset="https://static.ffx.io/images/$zoom_0.2769%2C$multiply_3%2C$ratio_1%2C$width_378%2C$x_189%2C$y_0/t_crop_custom/c_scale%2Cw_80%2Cq_88%2Cf_auto/0eb46bb393b79ce22a350645d4ae5fa45f3c3eb3, https://static.ffx.io/images/$zoom_0.2769%2C$multiply_3%2C$ratio_1%2C$width_378%2C$x_189%2C$y_0/t_crop_custom/c_scale%2Cw_160%2Cq_52%2Cf_auto/0eb46bb393b79ce22a350645d4ae5fa45f3c3eb3 2x" sizes="(max-width: 767px) 80px" data-id="p5km4k" data-pb-im-config="{"aspectRatio":1,"type":"square1x1","width":80,"urls":["https://static.ffx.io/images/$zoom_0.2769%2C$multiply_3%2C$ratio_1%2C$width_378%2C$x_189%2C$y_0/t_crop_custom/c_scale%2Cw_80%2Cq_88%2Cf_auto/0eb46bb393b79ce22a350645d4ae5fa45f3c3eb3"," https://static.ffx.io/images/$zoom_0.2769%2C$multiply_3%2C$ratio_1%2C$width_378%2C$x_189%2C$y_0/t_crop_custom/c_scale%2Cw_160%2Cq_52%2Cf_auto/0eb46bb393b79ce22a350645d4ae5fa45f3c3eb3 2x"]}" width="80" height="80"/></picture></figure></a><h3 class="_62c7d7c7c34cae467a1e" data-pb-type="hl" data-testid="StoryTileHeadline-h3"><a class="_397771544ed8c5d691f0" href="/wealth/superannuation/swan-accuses-cbus-critics-of-raw-politics-and-deliberate-damage-20241029-p5km4k">Swan accuses Cbus critics of ‘raw politics’ and ‘deliberate damage’</a></h3><p class="_3a1f8a9c948a5db018aa" data-pb-type="ab">The former treasurer said industry funds were under attack from critics jealous of their success.</p><ul class="_0b1bc3d78ea095194854 undefined"><li class="_2d0adc25d443f711245d"><time data-testid="StoryTile-Timestamp" dateTime="Oct 29, 2024 – 7.53pm">Oct 29, 2024</time></li><li class="_44bd63b935580ae27af0" data-testid="StoryTile-Byline">Hannah Wootton</li></ul></div><div class="_2a375787b0445831d590 undefined" data-pb-type="st" data-testid="StoryTileBase"><ul class="_0b1bc3d78ea095194854"><li class="a246b92565ecb542928c" data-pb-type="tg"><a class="_42af974e5a3d4ed26dfa" href="/afrlive/super-and-wealth-summit">Super & Wealth Summit</a></li></ul><a tabindex="-1" class="_34627b94c0e50bb839e2 _2987af3429202c065ea6" href="/wealth/superannuation/allow-people-to-cash-out-of-super-above-9pc-grattan-20241029-p5km7e"><figure class="_6f6db0aa612a03c039e8" data-pb-type="im"><picture><source media="(min-width: 1180px)" width="140" height="79" srcSet="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==, 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https://static.ffx.io/images/$zoom_0.5178%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/41058a3ddcaf843f25ab37155a4e24abfdcc31f7 2x"]}"/><source media="(min-width: 768px)" width="140" height="79" srcSet="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==, data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==" data-srcset="https://static.ffx.io/images/$zoom_0.5178%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/41058a3ddcaf843f25ab37155a4e24abfdcc31f7, https://static.ffx.io/images/$zoom_0.5178%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/41058a3ddcaf843f25ab37155a4e24abfdcc31f7 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_0.5178%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/41058a3ddcaf843f25ab37155a4e24abfdcc31f7"," https://static.ffx.io/images/$zoom_0.5178%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/41058a3ddcaf843f25ab37155a4e24abfdcc31f7 2x"]}"/><img alt="Brendan Coates speaks on the super for housing policy at the AFR Super & Wealth Summit in Sydney. " class="c101ad2e6ff325391dc3" data-testid="Image-image" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" data-src="https://static.ffx.io/images/$zoom_0.5178%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/41058a3ddcaf843f25ab37155a4e24abfdcc31f7" srcSet="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7, data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" data-srcset="https://static.ffx.io/images/$zoom_0.3176%2C$multiply_3%2C$ratio_1%2C$width_378%2C$x_39%2C$y_35/t_crop_custom/c_scale%2Cw_80%2Cq_88%2Cf_auto/41058a3ddcaf843f25ab37155a4e24abfdcc31f7, https://static.ffx.io/images/$zoom_0.3176%2C$multiply_3%2C$ratio_1%2C$width_378%2C$x_39%2C$y_35/t_crop_custom/c_scale%2Cw_160%2Cq_52%2Cf_auto/41058a3ddcaf843f25ab37155a4e24abfdcc31f7 2x" sizes="(max-width: 767px) 80px" data-id="p5km7e" data-pb-im-config="{"aspectRatio":1,"type":"square1x1","width":80,"urls":["https://static.ffx.io/images/$zoom_0.3176%2C$multiply_3%2C$ratio_1%2C$width_378%2C$x_39%2C$y_35/t_crop_custom/c_scale%2Cw_80%2Cq_88%2Cf_auto/41058a3ddcaf843f25ab37155a4e24abfdcc31f7"," https://static.ffx.io/images/$zoom_0.3176%2C$multiply_3%2C$ratio_1%2C$width_378%2C$x_39%2C$y_35/t_crop_custom/c_scale%2Cw_160%2Cq_52%2Cf_auto/41058a3ddcaf843f25ab37155a4e24abfdcc31f7 2x"]}" width="80" height="80"/></picture></figure></a><h3 class="_62c7d7c7c34cae467a1e" data-pb-type="hl" data-testid="StoryTileHeadline-h3"><a class="_397771544ed8c5d691f0" href="/wealth/superannuation/allow-people-to-cash-out-of-super-above-9pc-grattan-20241029-p5km7e">Allow people to ‘cash out’ of super above 8pc: Grattan</a></h3><p class="_3a1f8a9c948a5db018aa" data-pb-type="ab">A debate about using superannuation for housing prompted the institute’s policy expert Brendan Coates to call for radical change.</p><ul class="_0b1bc3d78ea095194854 undefined"><li class="_2d0adc25d443f711245d"><time data-testid="StoryTile-Timestamp" dateTime="Oct 29, 2024 – 4.15pm">Oct 29, 2024</time></li><li class="_44bd63b935580ae27af0" data-testid="StoryTile-Byline">Lucy Dean</li></ul></div><div class="_2a375787b0445831d590 undefined" data-pb-type="st" data-testid="StoryTileBase"><ul class="_0b1bc3d78ea095194854"><li class="a246b92565ecb542928c" data-pb-type="tg"><a class="_42af974e5a3d4ed26dfa" href="/afrlive/super-and-wealth-summit">Super & Wealth Summit</a></li></ul><a tabindex="-1" class="_34627b94c0e50bb839e2 _2987af3429202c065ea6" href="/wealth/superannuation/apra-reveals-10-8b-spending-by-super-funds-but-rules-out-blacklists-20241029-p5km7a"><figure class="_6f6db0aa612a03c039e8" data-pb-type="im"><picture><source media="(min-width: 1180px)" width="140" height="79" srcSet="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==, data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==" data-srcset="https://static.ffx.io/images/$zoom_0.1786%2C$multiply_4%2C$ratio_1.777778%2C$width_1059%2C$x_170%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/b63c1e7d6825ca896455e8ad2616ad1f33bf2554, https://static.ffx.io/images/$zoom_0.1786%2C$multiply_4%2C$ratio_1.777778%2C$width_1059%2C$x_170%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/b63c1e7d6825ca896455e8ad2616ad1f33bf2554 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_0.1786%2C$multiply_4%2C$ratio_1.777778%2C$width_1059%2C$x_170%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/b63c1e7d6825ca896455e8ad2616ad1f33bf2554"," https://static.ffx.io/images/$zoom_0.1786%2C$multiply_4%2C$ratio_1.777778%2C$width_1059%2C$x_170%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/b63c1e7d6825ca896455e8ad2616ad1f33bf2554 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data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_0.1786%2C$multiply_4%2C$ratio_1.777778%2C$width_1059%2C$x_170%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/b63c1e7d6825ca896455e8ad2616ad1f33bf2554"," https://static.ffx.io/images/$zoom_0.1786%2C$multiply_4%2C$ratio_1.777778%2C$width_1059%2C$x_170%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/b63c1e7d6825ca896455e8ad2616ad1f33bf2554 2x"]}"/><source media="(min-width: 768px)" width="140" height="79" srcSet="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==, data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==" data-srcset="https://static.ffx.io/images/$zoom_0.1786%2C$multiply_4%2C$ratio_1.777778%2C$width_1059%2C$x_170%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/b63c1e7d6825ca896455e8ad2616ad1f33bf2554, https://static.ffx.io/images/$zoom_0.1786%2C$multiply_4%2C$ratio_1.777778%2C$width_1059%2C$x_170%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/b63c1e7d6825ca896455e8ad2616ad1f33bf2554 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_0.1786%2C$multiply_4%2C$ratio_1.777778%2C$width_1059%2C$x_170%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/b63c1e7d6825ca896455e8ad2616ad1f33bf2554"," https://static.ffx.io/images/$zoom_0.1786%2C$multiply_4%2C$ratio_1.777778%2C$width_1059%2C$x_170%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/b63c1e7d6825ca896455e8ad2616ad1f33bf2554 2x"]}"/><img alt="Margaret Cole doubles down on her warnings to super funds over spending at the Super & Wealth Summit." class="c101ad2e6ff325391dc3" data-testid="Image-image" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" data-src="https://static.ffx.io/images/$zoom_0.1786%2C$multiply_4%2C$ratio_1.777778%2C$width_1059%2C$x_170%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/b63c1e7d6825ca896455e8ad2616ad1f33bf2554" srcSet="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7, data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" data-srcset="https://static.ffx.io/images/$zoom_0.174%2C$multiply_4%2C$ratio_1%2C$width_378%2C$x_626%2C$y_58/t_crop_custom/c_scale%2Cw_80%2Cq_88%2Cf_auto/b63c1e7d6825ca896455e8ad2616ad1f33bf2554, https://static.ffx.io/images/$zoom_0.174%2C$multiply_4%2C$ratio_1%2C$width_378%2C$x_626%2C$y_58/t_crop_custom/c_scale%2Cw_160%2Cq_52%2Cf_auto/b63c1e7d6825ca896455e8ad2616ad1f33bf2554 2x" sizes="(max-width: 767px) 80px" data-id="p5km7a" data-pb-im-config="{"aspectRatio":1,"type":"square1x1","width":80,"urls":["https://static.ffx.io/images/$zoom_0.174%2C$multiply_4%2C$ratio_1%2C$width_378%2C$x_626%2C$y_58/t_crop_custom/c_scale%2Cw_80%2Cq_88%2Cf_auto/b63c1e7d6825ca896455e8ad2616ad1f33bf2554"," https://static.ffx.io/images/$zoom_0.174%2C$multiply_4%2C$ratio_1%2C$width_378%2C$x_626%2C$y_58/t_crop_custom/c_scale%2Cw_160%2Cq_52%2Cf_auto/b63c1e7d6825ca896455e8ad2616ad1f33bf2554 2x"]}" width="80" height="80"/></picture></figure></a><h3 class="_62c7d7c7c34cae467a1e" data-pb-type="hl" data-testid="StoryTileHeadline-h3"><a class="_397771544ed8c5d691f0" href="/wealth/superannuation/apra-reveals-10-8b-spending-by-super-funds-but-rules-out-blacklists-20241029-p5km7a">APRA reveals $10.8b spending by super funds but rules out blacklists</a></h3><p class="_3a1f8a9c948a5db018aa" data-pb-type="ab">The regulator considered a blanket ban on funds making payments to unions or advertisers, but decided against it.</p><ul class="_0b1bc3d78ea095194854 undefined"><li class="_2d0adc25d443f711245d"><time data-testid="StoryTile-Timestamp" dateTime="Oct 29, 2024 – 4.08pm">Oct 29, 2024</time></li><li class="_44bd63b935580ae27af0" data-testid="StoryTile-Byline">Hannah Wootton</li></ul></div><div class="_3eaacab240fc7c859667 ee02a2ddc0855779f8c1"><div class="adWrapper _4ea0aa84b71a8a06c45e _3c67946999805fcc0b82" data-testid="ad-wrapper"><div class="" id="adspot-320x360_320x50_300x250_300x50-pos3-mobile"></div><div class="" id="adspot-728x90-pos3-tablet"></div><small class="acd99af3e011c9b90ee4">Advertisement</small></div></div><div class="_2a375787b0445831d590 undefined" data-pb-type="st" data-testid="StoryTileBase"><ul class="_0b1bc3d78ea095194854"><li class="a246b92565ecb542928c" data-pb-type="tg"><a class="_42af974e5a3d4ed26dfa" href="/afrlive/super-and-wealth-summit">Super & Wealth Summit</a></li></ul><a tabindex="-1" class="_34627b94c0e50bb839e2 _2987af3429202c065ea6" href="/wealth/superannuation/aware-super-watching-for-transparency-in-wisetech-review-20241029-p5km6t"><figure class="_6f6db0aa612a03c039e8" data-pb-type="im"><picture><source media="(min-width: 1180px)" width="140" height="79" srcSet="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==, data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==" data-srcset="https://static.ffx.io/images/$zoom_0.8603%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_333%2C$y_292/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/ef11ff1bd255de98e047f542300cff04988317c9, https://static.ffx.io/images/$zoom_0.8603%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_333%2C$y_292/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/ef11ff1bd255de98e047f542300cff04988317c9 2x" 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data-srcset="https://static.ffx.io/images/$zoom_0.8603%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_333%2C$y_292/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/ef11ff1bd255de98e047f542300cff04988317c9, https://static.ffx.io/images/$zoom_0.8603%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_333%2C$y_292/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/ef11ff1bd255de98e047f542300cff04988317c9 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_0.8603%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_333%2C$y_292/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/ef11ff1bd255de98e047f542300cff04988317c9"," https://static.ffx.io/images/$zoom_0.8603%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_333%2C$y_292/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/ef11ff1bd255de98e047f542300cff04988317c9 2x"]}"/><source media="(min-width: 768px)" width="140" height="79" srcSet="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==, data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==" data-srcset="https://static.ffx.io/images/$zoom_0.8603%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_333%2C$y_292/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/ef11ff1bd255de98e047f542300cff04988317c9, https://static.ffx.io/images/$zoom_0.8603%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_333%2C$y_292/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/ef11ff1bd255de98e047f542300cff04988317c9 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_0.8603%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_333%2C$y_292/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/ef11ff1bd255de98e047f542300cff04988317c9"," https://static.ffx.io/images/$zoom_0.8603%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_333%2C$y_292/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/ef11ff1bd255de98e047f542300cff04988317c9 2x"]}"/><img alt=" " class="c101ad2e6ff325391dc3" data-testid="Image-image" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" data-src="https://static.ffx.io/images/$zoom_0.8603%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_333%2C$y_292/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/ef11ff1bd255de98e047f542300cff04988317c9" srcSet="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7, data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" data-srcset="https://static.ffx.io/images/$zoom_0.8968%2C$multiply_2%2C$ratio_1%2C$width_378%2C$x_681%2C$y_413/t_crop_custom/c_scale%2Cw_80%2Cq_88%2Cf_auto/ef11ff1bd255de98e047f542300cff04988317c9, https://static.ffx.io/images/$zoom_0.8968%2C$multiply_2%2C$ratio_1%2C$width_378%2C$x_681%2C$y_413/t_crop_custom/c_scale%2Cw_160%2Cq_52%2Cf_auto/ef11ff1bd255de98e047f542300cff04988317c9 2x" sizes="(max-width: 767px) 80px" data-id="p5km6t" data-pb-im-config="{"aspectRatio":1,"type":"square1x1","width":80,"urls":["https://static.ffx.io/images/$zoom_0.8968%2C$multiply_2%2C$ratio_1%2C$width_378%2C$x_681%2C$y_413/t_crop_custom/c_scale%2Cw_80%2Cq_88%2Cf_auto/ef11ff1bd255de98e047f542300cff04988317c9"," https://static.ffx.io/images/$zoom_0.8968%2C$multiply_2%2C$ratio_1%2C$width_378%2C$x_681%2C$y_413/t_crop_custom/c_scale%2Cw_160%2Cq_52%2Cf_auto/ef11ff1bd255de98e047f542300cff04988317c9 2x"]}" width="80" height="80"/></picture></figure></a><h3 class="_62c7d7c7c34cae467a1e" data-pb-type="hl" data-testid="StoryTileHeadline-h3"><a class="_397771544ed8c5d691f0" href="/wealth/superannuation/aware-super-watching-for-transparency-in-wisetech-review-20241029-p5km6t">Aware Super watching for transparency in WiseTech review</a></h3><p class="_3a1f8a9c948a5db018aa" data-pb-type="ab">Representatives of Aware Super, which owns about 1.18 per cent of WiseTech, had a “constructive” meeting with the board and chairman on Monday.</p><ul class="_0b1bc3d78ea095194854 undefined"><li class="_2d0adc25d443f711245d"><time data-testid="StoryTile-Timestamp" dateTime="Oct 29, 2024 – 3.51pm">Oct 29, 2024</time></li><li class="_44bd63b935580ae27af0" data-testid="StoryTile-Byline">Maxim Shanahan</li></ul></div><div class="_2a375787b0445831d590 undefined" data-pb-type="st" data-testid="StoryTileBase"><ul class="_0b1bc3d78ea095194854"><li class="a246b92565ecb542928c" data-pb-type="tg"><a class="_42af974e5a3d4ed26dfa" href="/topic/smsfs-61z">SMSFs</a></li></ul><a tabindex="-1" class="_34627b94c0e50bb839e2 _2987af3429202c065ea6" href="/wealth/superannuation/this-couple-put-their-life-savings-into-an-smsf-they-can-t-get-it-out-20241015-p5kidk"><figure class="_6f6db0aa612a03c039e8" data-pb-type="im"><picture><source media="(min-width: 1180px)" width="140" height="79" srcSet="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==, data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==" data-srcset="https://static.ffx.io/images/$zoom_0.1293%2C$multiply_4%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_70/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/a385f825d6f0ccbc144f67ce5455e628fc8ee518, https://static.ffx.io/images/$zoom_0.1293%2C$multiply_4%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_70/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/a385f825d6f0ccbc144f67ce5455e628fc8ee518 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_0.1293%2C$multiply_4%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_70/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/a385f825d6f0ccbc144f67ce5455e628fc8ee518"," https://static.ffx.io/images/$zoom_0.1293%2C$multiply_4%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_70/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/a385f825d6f0ccbc144f67ce5455e628fc8ee518 2x"]}"/><source media="(min-width: 1020px)" width="140" height="79" srcSet="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==, data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==" data-srcset="https://static.ffx.io/images/$zoom_0.1293%2C$multiply_4%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_70/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/a385f825d6f0ccbc144f67ce5455e628fc8ee518, https://static.ffx.io/images/$zoom_0.1293%2C$multiply_4%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_70/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/a385f825d6f0ccbc144f67ce5455e628fc8ee518 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_0.1293%2C$multiply_4%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_70/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/a385f825d6f0ccbc144f67ce5455e628fc8ee518"," https://static.ffx.io/images/$zoom_0.1293%2C$multiply_4%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_70/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/a385f825d6f0ccbc144f67ce5455e628fc8ee518 2x"]}"/><source media="(min-width: 768px)" width="140" height="79" srcSet="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==, data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==" data-srcset="https://static.ffx.io/images/$zoom_0.1293%2C$multiply_4%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_70/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/a385f825d6f0ccbc144f67ce5455e628fc8ee518, https://static.ffx.io/images/$zoom_0.1293%2C$multiply_4%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_70/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/a385f825d6f0ccbc144f67ce5455e628fc8ee518 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_0.1293%2C$multiply_4%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_70/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/a385f825d6f0ccbc144f67ce5455e628fc8ee518"," https://static.ffx.io/images/$zoom_0.1293%2C$multiply_4%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_70/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/a385f825d6f0ccbc144f67ce5455e628fc8ee518 2x"]}"/><img alt="Alex and David Didlock." class="c101ad2e6ff325391dc3" data-testid="Image-image" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" data-src="https://static.ffx.io/images/$zoom_0.1293%2C$multiply_4%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_70/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/a385f825d6f0ccbc144f67ce5455e628fc8ee518" srcSet="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7, data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" data-srcset="https://static.ffx.io/images/$zoom_0.0895%2C$multiply_4%2C$ratio_1%2C$width_378%2C$x_147%2C$y_55/t_crop_custom/c_scale%2Cw_80%2Cq_88%2Cf_auto/a385f825d6f0ccbc144f67ce5455e628fc8ee518, https://static.ffx.io/images/$zoom_0.0895%2C$multiply_4%2C$ratio_1%2C$width_378%2C$x_147%2C$y_55/t_crop_custom/c_scale%2Cw_160%2Cq_52%2Cf_auto/a385f825d6f0ccbc144f67ce5455e628fc8ee518 2x" sizes="(max-width: 767px) 80px" data-id="p5kidk" data-pb-im-config="{"aspectRatio":1,"type":"square1x1","width":80,"urls":["https://static.ffx.io/images/$zoom_0.0895%2C$multiply_4%2C$ratio_1%2C$width_378%2C$x_147%2C$y_55/t_crop_custom/c_scale%2Cw_80%2Cq_88%2Cf_auto/a385f825d6f0ccbc144f67ce5455e628fc8ee518"," https://static.ffx.io/images/$zoom_0.0895%2C$multiply_4%2C$ratio_1%2C$width_378%2C$x_147%2C$y_55/t_crop_custom/c_scale%2Cw_160%2Cq_52%2Cf_auto/a385f825d6f0ccbc144f67ce5455e628fc8ee518 2x"]}" width="80" height="80"/></picture></figure></a><h3 class="_62c7d7c7c34cae467a1e" data-pb-type="hl" data-testid="StoryTileHeadline-h3"><a class="_397771544ed8c5d691f0" href="/wealth/superannuation/this-couple-put-their-life-savings-into-an-smsf-they-can-t-get-it-out-20241015-p5kidk">This couple put their life savings into an SMSF. They can’t get it out</a></h3><p class="_3a1f8a9c948a5db018aa" data-pb-type="ab">Alex and David Didlock say they were misled by a financial adviser who promised better returns and maximum liquidity. Now they’re being told they might never see their money again.</p><ul class="_0b1bc3d78ea095194854 undefined"><li class="_2d0adc25d443f711245d"><time data-testid="StoryTile-Timestamp" dateTime="Oct 25, 2024 – 5.00am">Oct 25, 2024</time></li><li class="_44bd63b935580ae27af0" data-testid="StoryTile-Byline">John Wasiliev</li></ul></div><div class="_2a375787b0445831d590 undefined" data-pb-type="st" data-testid="StoryTileBase"><ul class="_0b1bc3d78ea095194854"><li class="_827baa24171e26db7eb8" data-pb-type="lb">Opinion</li><li class="a246b92565ecb542928c" data-pb-type="tg"><a class="_42af974e5a3d4ed26dfa" href="/topic/super-q-a-1mwt">Super Q&A</a></li></ul><a tabindex="-1" class="_34627b94c0e50bb839e2 _2987af3429202c065ea6" href="/wealth/superannuation/what-s-the-best-way-transfer-super-to-a-surviving-spouse-20241018-p5kjez"><figure class="_6f6db0aa612a03c039e8" data-pb-type="im"><picture><source media="(min-width: 1180px)" width="140" height="79" srcSet="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==, data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==" data-srcset="https://static.ffx.io/images/$zoom_0.1858%2C$multiply_4%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/54e43d61ff63ce72472301ed14f130dac22fa096, https://static.ffx.io/images/$zoom_0.1858%2C$multiply_4%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/54e43d61ff63ce72472301ed14f130dac22fa096 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_0.1858%2C$multiply_4%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/54e43d61ff63ce72472301ed14f130dac22fa096"," https://static.ffx.io/images/$zoom_0.1858%2C$multiply_4%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/54e43d61ff63ce72472301ed14f130dac22fa096 2x"]}"/><source media="(min-width: 1020px)" width="140" height="79" srcSet="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==, data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==" data-srcset="https://static.ffx.io/images/$zoom_0.1858%2C$multiply_4%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/54e43d61ff63ce72472301ed14f130dac22fa096, https://static.ffx.io/images/$zoom_0.1858%2C$multiply_4%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/54e43d61ff63ce72472301ed14f130dac22fa096 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_0.1858%2C$multiply_4%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/54e43d61ff63ce72472301ed14f130dac22fa096"," https://static.ffx.io/images/$zoom_0.1858%2C$multiply_4%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/54e43d61ff63ce72472301ed14f130dac22fa096 2x"]}"/><source media="(min-width: 768px)" width="140" height="79" srcSet="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==, data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==" data-srcset="https://static.ffx.io/images/$zoom_0.1858%2C$multiply_4%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/54e43d61ff63ce72472301ed14f130dac22fa096, https://static.ffx.io/images/$zoom_0.1858%2C$multiply_4%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/54e43d61ff63ce72472301ed14f130dac22fa096 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_0.1858%2C$multiply_4%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/54e43d61ff63ce72472301ed14f130dac22fa096"," https://static.ffx.io/images/$zoom_0.1858%2C$multiply_4%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/54e43d61ff63ce72472301ed14f130dac22fa096 2x"]}"/><img alt="If your super is paying you a pension, this will stop when you die unless you have nominated your spouse as a reversionary recipient." class="c101ad2e6ff325391dc3" data-testid="Image-image" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" data-src="https://static.ffx.io/images/$zoom_0.1858%2C$multiply_4%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/54e43d61ff63ce72472301ed14f130dac22fa096" srcSet="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7, data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" data-srcset="https://static.ffx.io/images/$zoom_0.1346%2C$multiply_4%2C$ratio_1%2C$width_378%2C$x_190%2C$y_0/t_crop_custom/c_scale%2Cw_80%2Cq_88%2Cf_auto/54e43d61ff63ce72472301ed14f130dac22fa096, https://static.ffx.io/images/$zoom_0.1346%2C$multiply_4%2C$ratio_1%2C$width_378%2C$x_190%2C$y_0/t_crop_custom/c_scale%2Cw_160%2Cq_52%2Cf_auto/54e43d61ff63ce72472301ed14f130dac22fa096 2x" sizes="(max-width: 767px) 80px" data-id="p5kjez" data-pb-im-config="{"aspectRatio":1,"type":"square1x1","width":80,"urls":["https://static.ffx.io/images/$zoom_0.1346%2C$multiply_4%2C$ratio_1%2C$width_378%2C$x_190%2C$y_0/t_crop_custom/c_scale%2Cw_80%2Cq_88%2Cf_auto/54e43d61ff63ce72472301ed14f130dac22fa096"," https://static.ffx.io/images/$zoom_0.1346%2C$multiply_4%2C$ratio_1%2C$width_378%2C$x_190%2C$y_0/t_crop_custom/c_scale%2Cw_160%2Cq_52%2Cf_auto/54e43d61ff63ce72472301ed14f130dac22fa096 2x"]}" width="80" height="80"/></picture></figure></a><h3 class="_62c7d7c7c34cae467a1e" data-pb-type="hl" data-testid="StoryTileHeadline-h3"><a class="_397771544ed8c5d691f0" href="/wealth/superannuation/what-s-the-best-way-transfer-super-to-a-surviving-spouse-20241018-p5kjez">What’s the best way to transfer super to a surviving spouse?</a></h3><p class="_3a1f8a9c948a5db018aa" data-pb-type="ab">In some cases, no formal death benefit nomination could be the best option because it provides flexibility.</p><ul class="_0b1bc3d78ea095194854 undefined"><li class="_2d0adc25d443f711245d"><time data-testid="StoryTile-Timestamp" dateTime="Oct 24, 2024 – 5.00am">Oct 24, 2024</time></li><li class="_44bd63b935580ae27af0" data-testid="StoryTile-Byline">John Wasiliev</li></ul></div><div class="_2a375787b0445831d590 undefined" data-pb-type="st" data-testid="StoryTileBase"><ul class="_0b1bc3d78ea095194854"><li class="_827baa24171e26db7eb8" data-pb-type="lb">Opinion</li><li class="a246b92565ecb542928c" data-pb-type="tg"><a class="_42af974e5a3d4ed26dfa" href="/topic/smsfs-61z">SMSFs</a></li></ul><a tabindex="-1" class="_34627b94c0e50bb839e2 _2987af3429202c065ea6" href="/wealth/superannuation/a-big-new-tax-on-super-is-coming-but-don-t-do-anything-rash-yet-20241022-p5kk7f"><figure class="_6f6db0aa612a03c039e8" data-pb-type="im"><picture><source media="(min-width: 1180px)" width="140" height="79" srcSet="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==, data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==" data-srcset="https://static.ffx.io/images/$zoom_0.6623%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/adcb5b7fd507cb009eae8c7ba9427625012d9650, https://static.ffx.io/images/$zoom_0.6623%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/adcb5b7fd507cb009eae8c7ba9427625012d9650 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_0.6623%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/adcb5b7fd507cb009eae8c7ba9427625012d9650"," https://static.ffx.io/images/$zoom_0.6623%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/adcb5b7fd507cb009eae8c7ba9427625012d9650 2x"]}"/><source media="(min-width: 1020px)" width="140" height="79" srcSet="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==, data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==" data-srcset="https://static.ffx.io/images/$zoom_0.6623%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/adcb5b7fd507cb009eae8c7ba9427625012d9650, https://static.ffx.io/images/$zoom_0.6623%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/adcb5b7fd507cb009eae8c7ba9427625012d9650 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_0.6623%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/adcb5b7fd507cb009eae8c7ba9427625012d9650"," https://static.ffx.io/images/$zoom_0.6623%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/adcb5b7fd507cb009eae8c7ba9427625012d9650 2x"]}"/><source media="(min-width: 768px)" width="140" height="79" srcSet="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==, data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==" data-srcset="https://static.ffx.io/images/$zoom_0.6623%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/adcb5b7fd507cb009eae8c7ba9427625012d9650, https://static.ffx.io/images/$zoom_0.6623%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/adcb5b7fd507cb009eae8c7ba9427625012d9650 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_0.6623%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/adcb5b7fd507cb009eae8c7ba9427625012d9650"," https://static.ffx.io/images/$zoom_0.6623%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/adcb5b7fd507cb009eae8c7ba9427625012d9650 2x"]}"/><img alt="Cracking super, super nest egg, superannuation, super changes. generic super. FIRST USE AFR SMART INVESTOR SATURDAY, JUNE 3, 2021" class="c101ad2e6ff325391dc3" data-testid="Image-image" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" data-src="https://static.ffx.io/images/$zoom_0.6623%2C$multiply_2%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/adcb5b7fd507cb009eae8c7ba9427625012d9650" srcSet="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7, data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" data-srcset="https://static.ffx.io/images/$zoom_0.42%2C$multiply_2%2C$ratio_1%2C$width_378%2C$x_131%2C$y_0/t_crop_custom/c_scale%2Cw_80%2Cq_88%2Cf_auto/adcb5b7fd507cb009eae8c7ba9427625012d9650, https://static.ffx.io/images/$zoom_0.42%2C$multiply_2%2C$ratio_1%2C$width_378%2C$x_131%2C$y_0/t_crop_custom/c_scale%2Cw_160%2Cq_52%2Cf_auto/adcb5b7fd507cb009eae8c7ba9427625012d9650 2x" sizes="(max-width: 767px) 80px" data-id="p5kk7f" data-pb-im-config="{"aspectRatio":1,"type":"square1x1","width":80,"urls":["https://static.ffx.io/images/$zoom_0.42%2C$multiply_2%2C$ratio_1%2C$width_378%2C$x_131%2C$y_0/t_crop_custom/c_scale%2Cw_80%2Cq_88%2Cf_auto/adcb5b7fd507cb009eae8c7ba9427625012d9650"," https://static.ffx.io/images/$zoom_0.42%2C$multiply_2%2C$ratio_1%2C$width_378%2C$x_131%2C$y_0/t_crop_custom/c_scale%2Cw_160%2Cq_52%2Cf_auto/adcb5b7fd507cb009eae8c7ba9427625012d9650 2x"]}" width="80" height="80"/></picture></figure></a><h3 class="_62c7d7c7c34cae467a1e" data-pb-type="hl" data-testid="StoryTileHeadline-h3"><a class="_397771544ed8c5d691f0" href="/wealth/superannuation/a-big-new-tax-on-super-is-coming-but-don-t-do-anything-rash-yet-20241022-p5kk7f">A big new tax on super is coming but don’t do anything rash – yet</a></h3><p class="_3a1f8a9c948a5db018aa" data-pb-type="ab">While a government plan to increase tax on super balances above $3 million is anxiety inducing, yanking money out too soon could be a costly mistake.</p><ul class="_0b1bc3d78ea095194854 undefined"><li class="_2d0adc25d443f711245d"><time data-testid="StoryTile-Timestamp" dateTime="Oct 24, 2024 – 5.00am">Oct 24, 2024</time></li><li class="_44bd63b935580ae27af0" data-testid="StoryTile-Byline">Meg Heffron</li></ul></div><div class="_2a375787b0445831d590 undefined" data-pb-type="st" data-testid="StoryTileBase"><ul class="_0b1bc3d78ea095194854"><li class="_827baa24171e26db7eb8" data-pb-type="lb">Opinion</li><li class="a246b92565ecb542928c" data-pb-type="tg"><a class="_42af974e5a3d4ed26dfa" href="/topic/smsfs-61z">SMSFs</a></li></ul><a tabindex="-1" class="_34627b94c0e50bb839e2 _2987af3429202c065ea6" href="/wealth/superannuation/why-over-70s-are-pouring-money-into-super-like-never-before-20241011-p5khk2"><figure class="_6f6db0aa612a03c039e8" data-pb-type="im"><picture><source media="(min-width: 1180px)" width="140" height="79" srcSet="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==, data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==" data-srcset="https://static.ffx.io/images/$zoom_0.2772%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_12%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/ffb979f7ab364b05b4246e12adcf9e5d5b39faa3, https://static.ffx.io/images/$zoom_0.2772%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_12%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/ffb979f7ab364b05b4246e12adcf9e5d5b39faa3 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_0.2772%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_12%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/ffb979f7ab364b05b4246e12adcf9e5d5b39faa3"," https://static.ffx.io/images/$zoom_0.2772%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_12%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/ffb979f7ab364b05b4246e12adcf9e5d5b39faa3 2x"]}"/><source media="(min-width: 1020px)" width="140" height="79" srcSet="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==, data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==" data-srcset="https://static.ffx.io/images/$zoom_0.2772%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_12%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/ffb979f7ab364b05b4246e12adcf9e5d5b39faa3, https://static.ffx.io/images/$zoom_0.2772%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_12%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/ffb979f7ab364b05b4246e12adcf9e5d5b39faa3 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_0.2772%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_12%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/ffb979f7ab364b05b4246e12adcf9e5d5b39faa3"," https://static.ffx.io/images/$zoom_0.2772%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_12%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/ffb979f7ab364b05b4246e12adcf9e5d5b39faa3 2x"]}"/><source media="(min-width: 768px)" width="140" height="79" srcSet="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==, data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABAAAAAJCAQAAACRI2S5AAAAEElEQVR42mNkIAAYRxWAAQAG9gAKqv6+AwAAAABJRU5ErkJggg==" data-srcset="https://static.ffx.io/images/$zoom_0.2772%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_12%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/ffb979f7ab364b05b4246e12adcf9e5d5b39faa3, https://static.ffx.io/images/$zoom_0.2772%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_12%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/ffb979f7ab364b05b4246e12adcf9e5d5b39faa3 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":140,"urls":["https://static.ffx.io/images/$zoom_0.2772%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_12%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/ffb979f7ab364b05b4246e12adcf9e5d5b39faa3"," https://static.ffx.io/images/$zoom_0.2772%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_12%2C$y_0/t_crop_custom/c_scale%2Cw_280%2Cq_52%2Cf_auto/ffb979f7ab364b05b4246e12adcf9e5d5b39faa3 2x"]}"/><img alt="Because people aged 67 to 74 are no longer required to meet a work test, they are tipping extra money into superannuation like never before." class="c101ad2e6ff325391dc3" data-testid="Image-image" src="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" data-src="https://static.ffx.io/images/$zoom_0.2772%2C$multiply_3%2C$ratio_1.777778%2C$width_1059%2C$x_12%2C$y_0/t_crop_custom/c_scale%2Cw_140%2Cq_88%2Cf_auto/ffb979f7ab364b05b4246e12adcf9e5d5b39faa3" srcSet="data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7, data:image/gif;base64,R0lGODlhAQABAIAAAAAAAP///yH5BAEAAAAALAAAAAABAAEAAAIBRAA7" data-srcset="https://static.ffx.io/images/$zoom_0.1609%2C$multiply_4%2C$ratio_1%2C$width_378%2C$x_135%2C$y_0/t_crop_custom/c_scale%2Cw_80%2Cq_88%2Cf_auto/ffb979f7ab364b05b4246e12adcf9e5d5b39faa3, https://static.ffx.io/images/$zoom_0.1609%2C$multiply_4%2C$ratio_1%2C$width_378%2C$x_135%2C$y_0/t_crop_custom/c_scale%2Cw_160%2Cq_52%2Cf_auto/ffb979f7ab364b05b4246e12adcf9e5d5b39faa3 2x" sizes="(max-width: 767px) 80px" data-id="p5khk2" data-pb-im-config="{"aspectRatio":1,"type":"square1x1","width":80,"urls":["https://static.ffx.io/images/$zoom_0.1609%2C$multiply_4%2C$ratio_1%2C$width_378%2C$x_135%2C$y_0/t_crop_custom/c_scale%2Cw_80%2Cq_88%2Cf_auto/ffb979f7ab364b05b4246e12adcf9e5d5b39faa3"," https://static.ffx.io/images/$zoom_0.1609%2C$multiply_4%2C$ratio_1%2C$width_378%2C$x_135%2C$y_0/t_crop_custom/c_scale%2Cw_160%2Cq_52%2Cf_auto/ffb979f7ab364b05b4246e12adcf9e5d5b39faa3 2x"]}" width="80" height="80"/></picture></figure></a><h3 class="_62c7d7c7c34cae467a1e" data-pb-type="hl" data-testid="StoryTileHeadline-h3"><a class="_397771544ed8c5d691f0" href="/wealth/superannuation/why-over-70s-are-pouring-money-into-super-like-never-before-20241011-p5khk2">Why over 70s are pouring money into super like never before</a></h3><p class="_3a1f8a9c948a5db018aa" data-pb-type="ab">Removing the work test has allowed more people to take advantage of a strategy that reduces tax on an inherited nest egg.</p><ul class="_0b1bc3d78ea095194854 undefined"><li class="_2d0adc25d443f711245d"><time data-testid="StoryTile-Timestamp" dateTime="Oct 17, 2024 – 5.00am">Oct 17, 2024</time></li><li class="_44bd63b935580ae27af0" data-testid="StoryTile-Byline">Peter Burgess</li></ul></div><div class="adb2e6d033ba1113a8f3"><button class="d0aa8c5cf08c6713183b" data-testid="ShowMoreButton" type="button"><span class="bf0e3c16fff74868d16c" data-testid="ShowMoreButton-text">Show More</span></button></div></div><aside class="_33d57aea4405eb8b280a" id="stickyContainer"><div class="_091cc92a9c8b3f998430"><div id="stickyPlaceholder"></div><div class="_3eaacab240fc7c859667"><div class="adWrapper _4ea0aa84b71a8a06c45e" data-testid="ad-wrapper" id="stickyAd"><div class="" id="adspot-300x600_300x250_160x600-pos3-desktop"></div><small class="acd99af3e011c9b90ee4">Advertisement</small></div></div></div></aside></div></div></main><div class="_75aee6e589fb6ed75495" data-testid="PreFooter"><div class="cf428258f5c50e8644f7" data-testid="AFR Magazine"><header 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5.304H90.92l-.352-1.2h-1.79l-.35 1.2h-.94zm.627 1.087-.657 2.236h1.328zM94.254.88h1.201l1.73 3.359V.88h1.053v5.305H97.2l-1.895-3.628v3.628h-1.052zm71.371-.006c1.365 0 2.496 1.19 2.496 2.624 0 1.433-1.131 2.623-2.496 2.623s-2.495-1.19-2.495-2.623 1.13-2.624 2.495-2.624"></path></svg><span class="_26c25e0b12e74d0a9c93">The Australian Financial Review Magazine</span></a></h2></header><div class="_7d871b0088b82f7f587d" data-pb-type="st" data-testid="StoryTileBaseImageLed"><a tabindex="-1" class="_0c5ddbeb4a430fb3021d" href="/life-and-luxury/food-and-wine/max-allen-s-top-20-drinks-of-the-year-20240927-p5kdzl"><figure class="_6f6db0aa612a03c039e8" data-pb-type="im"><picture><source media="(min-width: 1180px)" width="300" height="169" srcSet="https://static.ffx.io/images/$zoom_0.1609%2C$multiply_4%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_300%2Cq_88%2Cf_auto/fb72db37639d6b2a00a6885cb60990d1ff7ccf8c, https://static.ffx.io/images/$zoom_0.1609%2C$multiply_4%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_600%2Cq_52%2Cf_auto/fb72db37639d6b2a00a6885cb60990d1ff7ccf8c 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":300,"urls":["https://static.ffx.io/images/$zoom_0.1609%2C$multiply_4%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_300%2Cq_88%2Cf_auto/fb72db37639d6b2a00a6885cb60990d1ff7ccf8c"," https://static.ffx.io/images/$zoom_0.1609%2C$multiply_4%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_600%2Cq_52%2Cf_auto/fb72db37639d6b2a00a6885cb60990d1ff7ccf8c 2x"]}"/><source media="(min-width: 1020px)" width="240" height="135" srcSet="https://static.ffx.io/images/$zoom_0.1609%2C$multiply_4%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_240%2Cq_88%2Cf_auto/fb72db37639d6b2a00a6885cb60990d1ff7ccf8c, https://static.ffx.io/images/$zoom_0.1609%2C$multiply_4%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_480%2Cq_52%2Cf_auto/fb72db37639d6b2a00a6885cb60990d1ff7ccf8c 2x" data-pb-im-config="{"aspectRatio":1.777778,"type":"landscape16x9","width":240,"urls":["https://static.ffx.io/images/$zoom_0.1609%2C$multiply_4%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_240%2Cq_88%2Cf_auto/fb72db37639d6b2a00a6885cb60990d1ff7ccf8c"," https://static.ffx.io/images/$zoom_0.1609%2C$multiply_4%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_480%2Cq_52%2Cf_auto/fb72db37639d6b2a00a6885cb60990d1ff7ccf8c 2x"]}"/><source media="(min-width: 768px)" width="80" height="80" srcSet="https://static.ffx.io/images/$zoom_0.0861%2C$multiply_4%2C$ratio_1%2C$width_378%2C$x_133%2C$y_0/t_crop_custom/c_scale%2Cw_80%2Cq_88%2Cf_auto/fb72db37639d6b2a00a6885cb60990d1ff7ccf8c, https://static.ffx.io/images/$zoom_0.0861%2C$multiply_4%2C$ratio_1%2C$width_378%2C$x_133%2C$y_0/t_crop_custom/c_scale%2Cw_160%2Cq_52%2Cf_auto/fb72db37639d6b2a00a6885cb60990d1ff7ccf8c 2x" data-pb-im-config="{"aspectRatio":1,"type":"square1x1","width":80,"urls":["https://static.ffx.io/images/$zoom_0.0861%2C$multiply_4%2C$ratio_1%2C$width_378%2C$x_133%2C$y_0/t_crop_custom/c_scale%2Cw_80%2Cq_88%2Cf_auto/fb72db37639d6b2a00a6885cb60990d1ff7ccf8c"," https://static.ffx.io/images/$zoom_0.0861%2C$multiply_4%2C$ratio_1%2C$width_378%2C$x_133%2C$y_0/t_crop_custom/c_scale%2Cw_160%2Cq_52%2Cf_auto/fb72db37639d6b2a00a6885cb60990d1ff7ccf8c 2x"]}"/><img alt="Someone’s gotta do it - our intrepid drinks editor Max Allen has chosen his top drops for the year. " class="c101ad2e6ff325391dc3" data-testid="Image-image" src="https://static.ffx.io/images/$zoom_0.1609%2C$multiply_4%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/c_scale%2Cw_300%2Cq_88%2Cf_auto/fb72db37639d6b2a00a6885cb60990d1ff7ccf8c" srcSet="https://static.ffx.io/images/$zoom_0.0861%2C$multiply_4%2C$ratio_1%2C$width_378%2C$x_133%2C$y_0/t_crop_custom/c_scale%2Cw_80%2Cq_88%2Cf_auto/fb72db37639d6b2a00a6885cb60990d1ff7ccf8c, https://static.ffx.io/images/$zoom_0.0861%2C$multiply_4%2C$ratio_1%2C$width_378%2C$x_133%2C$y_0/t_crop_custom/c_scale%2Cw_160%2Cq_52%2Cf_auto/fb72db37639d6b2a00a6885cb60990d1ff7ccf8c 2x" sizes="(max-width: 767px) 80px" data-id="p5kdzl" data-pb-im-config="{"aspectRatio":1,"type":"square1x1","width":80,"urls":["https://static.ffx.io/images/$zoom_0.0861%2C$multiply_4%2C$ratio_1%2C$width_378%2C$x_133%2C$y_0/t_crop_custom/c_scale%2Cw_80%2Cq_88%2Cf_auto/fb72db37639d6b2a00a6885cb60990d1ff7ccf8c"," 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29.146 128 47.05 128 56.476 122.612 64 112.443 64c-12.08 0-14.514-10.551-14.514-19.027z"></path></svg><span class="_26c25e0b12e74d0a9c93">BOSS Financial Review</span></a></h2></header><div class="_7d871b0088b82f7f587d" data-pb-type="st" data-testid="StoryTileBaseImageLed"><a tabindex="-1" class="_0c5ddbeb4a430fb3021d" href="/work-and-careers/workplace/how-a-jibe-from-this-ceo-s-teenage-daughter-triggered-a-career-rethink-20241111-p5kplc"><figure class="_6f6db0aa612a03c039e8" data-pb-type="im"><picture><source media="(min-width: 1180px)" width="300" height="169" srcSet="https://static.ffx.io/images/$zoom_1.0024%2C$multiply_1%2C$ratio_1.777778%2C$width_1059%2C$x_2048%2C$y_177/t_crop_custom/c_scale%2Cw_300%2Cq_88%2Cf_auto/7c9ed2fb1f586df0f078478a7d7085b903aa45ea, https://static.ffx.io/images/$zoom_1.0024%2C$multiply_1%2C$ratio_1.777778%2C$width_1059%2C$x_2048%2C$y_177/t_crop_custom/c_scale%2Cw_600%2Cq_52%2Cf_auto/7c9ed2fb1f586df0f078478a7d7085b903aa45ea 2x" 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