AARP's Medicare Q&A Tool

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contentData.videoid : '', articleid: contentData.articleid ? contentData.articleid : '', contentid: '', tagid: 'taxonomy:medicare\u002Dand\u002Dmedicaid\/medicare' } }); }, } document.body.addEventListener('click_tag_front_end_content_data', function (eve) { AARP.MetaInfo.contentData = { videoid: eve.detail.videoid ? eve.detail.videoid : '', articleid: eve.detail.articleid ? eve.detail.articleid :'', contentid: '', tagid: 'taxonomy:medicare\u002Dand\u002Dmedicaid\/medicare' } /* Surface Pillar Label Tags */ var AllTagIds = 'taxonomy:medicare\u002Dand\u002Dmedicaid\/medicare'; var tagIdArr = []; if(AllTagIds && AllTagIds.length>0) { var tagArr = AllTagIds.split(','); AARP.MetaInfo.contentData.tagid = tagArr; } }); errorDataLayer(); } AARP.Externals.attachPageJsCallback(executeDataLayerObj); })(); </script> <script src='//assets.adobedtm.com/launch-ENfc31ab1bac944ca8866743454782e0b0.min.js' async></script> </head> <body style="opacity: 1" class="landingPage"> <script type="text/javascript"> (function() { window.ContextHub = window.ContextHub || {}; /* setting paths */ ContextHub.Paths = ContextHub.Paths || {}; ContextHub.Paths.CONTEXTHUB_PATH = "/etc/cloudsettings/default/contexthub"; ContextHub.Paths.RESOURCE_PATH = "\/content\/aarpe\/en\/home\/health\/medicare\u002Dqa\u002Dtool\/_jcr_content\/contexthub"; ContextHub.Paths.SEGMENTATION_PATH = "\/etc\/segmentation\/contexthub"; ContextHub.Paths.CQ_CONTEXT_PATH = ""; /* setting initial constants */ ContextHub.Constants = ContextHub.Constants || {}; ContextHub.Constants.ANONYMOUS_HOME = "/home/users/w/wXPMNnw7BCXvPDlsm-BZ"; ContextHub.Constants.MODE = "no-ui"; }()); </script> <script> // Setup CH segment loaded marker window.addEventListener('CH-AVAILABLE', () => { if (!AARP.Externals.ContextHub.callbackRegistered) { ContextHub.Utils.Eventing().on(ContextHub.SegmentEngine.PageInteraction.Teaser.prototype.info.loadEvent, (event, detail) => { detail.data.forEach(teaser => { window.performance.mark(`target_contexthub_finish [${teaser.variant.id}]`); }); window.performance.mark('load event', event, detail); }, 'performance-mark', false); AARP.Externals.ContextHub.callbackRegistered = true; window.performance.mark('context-hub finish event loaded'); } else { window.performance.mark('context-hub not loaded'); } }); </script> <script async src='https://cdn.aarp.net/etc/cloudsettings/default/contexthub.kernel.rev2024.min.js' type="text/javascript"></script> <a href='#aarp-begin-content' class="aarp-u-skip-link">Skip to content</a> <div class="aarpe-page"> <div class="aarpe-page-container"> <div class="wrap"> <div class="everywhere-header iparsys parsys"><div class="section"><div class="new"></div> </div><div class="iparys_inherited"><div class="everywhere-header iparsys parsys"><div class="advertisement parbase section"> <div aria-hidden="true" class="aarpe-ad-wrapper"> <div class="aarpe-ad en clearfix" id="leader_13446" data-adsize="leader"> <script type="text/javascript"> if(typeof AARP.ads !== 'undefined'){ AARP.ads.slots({ id:'leader_13446', size:'leader'}); } </script> </div> </div> </div> <div class="referenceContent section"> <div data-emptytext="Reference Content" class="cq-placeholder"></div> <div style="display:inline;" class="cq-dd-paragraph"><div class="sitebanner siteBanner parbase"> <div class="aarpe-site-banner" tabindex="0"> <div class="container"> <div class="wrap" id="siteBannerText"> <p><a data-overlay-msg="AARP.Everywhere.LeavingModal.drawOverlay(this,'',/content/aarpe/en/home/alert-bar-reference.html,'','You are now leaving AARP.org and going to a website that is not operated by AARP. 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data-links='[{"href":"https://join.aarp.org/rfrenew?intcmp=DSO-HDR-RENEW-EWHERE","text":"Renew","formelementid":"AARPE-HDR-LNK-CLK-RENEW"} ,{"href":"https://action.aarp.org/site/Donation/ajax-adv-donate-now","text":"Donate","formelementid":"AARPE-HDR-LNK-CLK-DONATE"} ,{"href":"https://www.aarp.org/help/?intcmp=AE-HP-HDR-HELP","text":"Help","formelementid":"AARPE-HDR-LNK-CLK-HELP"} ]' > </div> <div id="aarpe-expired-community-links" data-links='[{"href":"https://join.aarp.org/joinnav/?intcmp=DSO-HDR-JOIN-EWHERE","text":"Rejoin","formelementid":"AARPE-HDR-LNK-CLK-JOIN"} ,{"href":"http://www.aarp.org/giving-back/?intcmp=DSO-HDR-VLNTEER-EWHERE","text":"Volunteer","formelementid":"AARPE-HDR-LNK-CLK-VOLUNTEER"} ,{"href":"https://www.aarp.org/help/?intcmp=AE-HP-HDR-HELP","text":"Help","formelementid":"AARPE-HDR-LNK-CLK-HELP"} ]' > </div> <div id="aarpe-member-user-links" data-links='[{"href":"https://secure.aarp.org/account/myaarp?request_locale=en?intcmp=DSO-HDR-MYACCT-EWHERE","text":"My Account","formelementid":"AARPE-HDR-LNK-CLK-MYACC"} ,{"href":"https://action.aarp.org/site/Donation/ajax-adv-donate-now","text":"Donate","formelementid":"AARPE-HDR-LNK-CLK-DONATE"} ,{"href":"http://www.aarp.org/giving-back/?intcp=DSO-HDR-VLNTR-EWHERE","text":"Volunteer","formelementid":"AARPE-HDR-LNK-CLK-VOLUNTEER"} ,{"href":"http://community.aarp.org?intcmp=DSO-HDR-COMM-EWHERE","text":"Community","formelementid":"AARPE-HDR-LNK-CLK-COMMUNITY"} ,{"href":"https://secure.aarp.org/account/editnewsletter?request_locale=en?intcmp=DSO-HDR-NEWSLTR-EWHERE","text":"Newsletters","formelementid":"AARPE-HDR-LNK-CLK-NEWSLETTER"} ,{"href":"https://secure.aarp.org/applications/user/auth?intcmp=MOJO-EXP-LEFT-NAV&referrer=https://appsec.aarp.org/mem/cardboarding?flow=o-a-2-t-i-w-y-r-m-e-td-9-s-n-w2-h-u-xs-p-db-1-d ","text":"Customize Your Membership","formelementid":"AARPE-HDR-LNK-CLK-CUSTOMIZE_MEMBERSHIP"} ,{"href":"https://stayingsharp.aarp.org","text":"Staying 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Account","formelementid":"AARPE-HDR-LNK-CLK-MYACC"} ,{"href":"http://community.aarp.org/?intcmp=DSO-HDR-COMM-EWHERE","text":"Community","formelementid":"AARPE-HDR-LNK-CLK-COMMUNITY"} ,{"href":"https://secure.aarp.org/account/editnewsletter?request_locale=en?intcmp=DSO-HDR-NEWSLTR-EWHERE","text":"Newsletters","formelementid":"AARPE-HDR-LNK-CLK-NEWSLETTER"} ,{"href":"https://secure.aarp.org/applications/user/auth?intcmp=MOJO-EXP-LEFT-NAV&referrer=https://appsec.aarp.org/mem/cardboarding?flow=o-a-2-t-i-w-y-r-m-e-td-9-s-n-w2-h-u-xs-p-db-1-d ","text":"Customize Your Membership","formelementid":"AARPE-HDR-LNK-CLK-CUSTOMIZE_MEMBERSHIP"} ,{"href":"https://stayingsharp.aarp.org/","text":"Staying Sharp","formelementid":"AARPE-HDR-LNK-CLK-STAYINGSHARP"} ]' > </div> <div id="aarpe-expiring-user-links" data-links='[{"href":"https://join.aarp.org/rfrenew?intcmp=DSO-HDR-RENEW-EWHERE","text":"Renew","formelementid":"AARPE-HDR-LNK-CLK-RENEW"} ,{"href":"https://secure.aarp.org/account/myaarp?request_locale=en?intcmp=DSO-HDR-MYACCT-EWHERE","text":"My Account","formelementid":"AARPE-HDR-LNK-CLK-MYACC"} ,{"href":"http://community.aarp.org/?intcmp=DSO-HDR-COMM-EWHERE","text":"Community","formelementid":"AARPE-HDR-LNK-CLK-COMMUNITY"} ,{"href":"http://www.aarp.org/giving-back/?intcmp=DSO-HDR-VLNTR-ewhere","text":"Volunteer","formelementid":"AARPE-HDR-LNK-CLK-VOLUNTEER"} ,{"href":"https://secure.aarp.org/account/editnewsletter?request_locale=en?intcmp=DSO-HDR-NEWSLTR-EWHERE","text":"Newsletters","formelementid":"AARPE-HDR-LNK-CLK-NEWSLETTER"} ,{"href":"https://stayingsharp.aarp.org/","text":"Staying Sharp","formelementid":"AARPE-HDR-LNK-CLK-STAYINGSHARP"} ,{"href":"https://secure.aarp.org/applications/user/auth?intcmp=MOJO-EXP-LEFT-NAV&referrer=https://appsec.aarp.org/mem/cardboarding?flow=o-a-2-t-i-w-y-r-m-e-td-9-s-n-w2-h-u-xs-p-db-1-d ","text":"Customize Your Membership","formelementid":"AARPE-HDR-LNK-CLK-CUSTOMIZE_MEMBERSHIP"} ]' > </div> <div id="aarpe-expired-user-links" data-links='[{"href":"https://join.aarp.org/rfrenew?intcmp=DSO-HDR-RENEW-EWHERE","text":"Renew","formelementid":"AARPE-HDR-LNK-CLK-RENEW"} ,{"href":"https://secure.aarp.org/account/myaarp?request_locale=en?intcmp=DSO-HDR-MYACCT-EWHERE","text":"My Account","formelementid":"AARPE-HDR-LNK-CLK-MYACC"} ,{"href":"http://community.aarp.org/?intcmp=DSO-HDR-COMM-EWHERE","text":"Community","formelementid":"AARPE-HDR-LNK-CLK-COMMUNITY"} ,{"href":"https://secure.aarp.org/account/editnewsletter?request_locale=en?intcmp=DSO-HDR-NEWSLTR-EWHERE","text":"Newsletters","formelementid":"AARPE-HDR-LNK-CLK-NEWSLETTER"} ,{"href":"https://stayingsharp.aarp.org/","text":"Staying Sharp","formelementid":"AARPE-HDR-LNK-CLK-STAYINGSHARP"} ]' > </div> </div> <header class="aarpe-everywhere-header"> <div class="wrap full-width"> <div class="container"> <div class="row"> <div class="nav-logo col-xs-10 col-sm-3 col-lg-2"> <div class="nav col-xs-3 col-sm-3 col-lg-3"> <a href='#' title="Menu" data-step="1" data-position="right" role="button" aria-label="Press Space or Enter to open the AARP Menu dropdown" aria-expanded="false" class="header-menu-button"> <span class="icon-menu"> </span> <span>Menu</span> </a> </div> <div class="aarpe-offscreen-container"> <div class="everywhere-offscreen iparsys parsys"><div class="section"><div class="new"></div> </div><div class="iparys_inherited"><div class="everywhere-offscreen iparsys parsys"><div class="offscreenNav parbase section"> <nav class="aarpe-offscreen-navigation"> <div class="aarpe-accordion user-links"> <header></header> <section> <ul> <li class="logout"><a href='https://secure.aarp.org/applications/user/logout/logout?intcmp=DSO-LOGOUT-EWHERE' class="aarpe-add-referrer aarpe-clear-storage" data-formelementid="logout-offscreen">Logout</a></li> </ul> </section> </div> <ul class="links visible-xs"> <li><ul class="community-links"></ul></li> <li class="promo-link"></li> <li class="rewards-link"></li> </ul>  <ul class="aarpe-offscreen-navigation-menu-list"> <li > <header > <a data-formelementid="AARPE-NAV-LNK-CLK-HOME-HOME" href='http://www.aarp.org/?intcmp=GLBNAV-PL-HOME-HOME'>Home</a> </header> <section> </section> </li> <li class='aarpe-accordion'> <header > <a data-formelementid="AARPE-NAV-LNK-CLK-MBCH-MBEN" href='https://www.aarp.org/membership/benefits/all-offers-a-z/?intcmp=GLBNAV-PL-MBCH-UXDIA'>Member Benefits</a> <span class='arrow icon-down-arrow' role="button" aria-expanded="false" tabindex="0" aria-label="Member Benefits"></span> </header> <section> <ul> <li > <a data-formelementid="" href='https://www.aarp.org/membership/benefits/travel/?intcmp=GLBNAV-SL-TRV-TRDC-UXDIA'>Travel</a> </li> <li > <a data-formelementid="" href='https://www.aarp.org/membership/benefits/auto/?intcmp=GLBNAV-SL-ATO-MBCH-UXDIA'>Gas & Auto Services</a> </li> <li > <a data-formelementid="" href='https://www.aarp.org/membership/benefits/tech/?intcmp=GLBNAV-SL-MBCH-TECH'>Technology & Wireless</a> </li> <li > <a data-formelementid="" href='https://www.aarp.org/membership/benefits/limited-time-member-offers/?intcmp=GLBNAV-SL-MBCH-LTMO'>Limited Time Member Offers</a> </li> <li > <a data-formelementid="" href='https://www.aarp.org/membership/benefits/health/?intcmp=GLBNAV-SL-HEA-MBCH-UXDIA'>Health & Wellness</a> </li> <li > <a data-formelementid="" href='https://www.aarp.org/membership/benefits/shopping/?intcmp=GLBNAV-SL-MBCH-SHOP'>Shopping & Groceries</a> </li> <li > <a data-formelementid="" href='https://www.aarp.org/membership/benefits/restaurants/?intcmp=GLBNAV-SL-MBCH-REST'>Restaurants</a> </li> <li > <a data-formelementid="" href='https://www.aarp.org/membership/benefits/insurance/?intcmp=GLBNAV-SL-MBCH-INSR'>Insurance</a> </li> <li > <a data-formelementid="" href='https://www.aarp.org/membership/benefits/entertainment/?intcmp=GLBNAV-SL-ENT-DISC-UXDIA'>Entertainment</a> </li> <li > <a data-formelementid="" href='https://www.aarp.org/membership/benefits/finance/?intcmp=GLBNAV-SL-MON-MBCH-UXDUA'>Finances</a> </li> <li > <a data-formelementid="" href='https://www.aarp.org/membership/benefits/home-life/?intcmp=GLBNAV-SL-HF-MBCH-UXDIA'>Home & Real Estate</a> </li> <li > <a data-formelementid="" href='https://www.aarp.org/membership/benefits/community/?intcmp=GLBNAV-SL-MBCH-COMM'>Community</a> </li> <li > <a data-formelementid="" href='https://www.aarp.org/membership/benefits/jobs/?intcmp=GLBNAV-SL-MBCH-WOR'>Work & Jobs</a> </li> <li > <a data-formelementid="" href='https://www.aarp.org/membership/benefits/caregiving/?&intcmp=GLBNAV-SL-MBCH-CAR'>Family Caregiving</a> </li> <li > <a data-formelementid="" href='https://www.aarp.org/membership/benefits/advocacy/?intcmp=GLBNAV-SL-MBCHA-ADVO'>Advocacy</a> </li> <li > <a data-formelementid="" href='https://www.aarp.org/membership/benefits/magazines/?intcmp=GLBNAV-SL-MBCH-MAG'>Magazines & Resources</a> </li> <li > <a data-formelementid="" href='http://www.aarp.org/espanol/servicios-descuentos/'>(EN ESPAÑOL)</a> </li> </ul> </section> </li> <li class='aarpe-accordion'> <header > <a data-formelementid="AARPE-NAV-LNK-CLK-HEA-HEA" href='http://www.aarp.org/health/?intcmp=GLBNAV-PL-HEA-HEA'>Health</a> <span class='arrow icon-down-arrow' role="button" aria-expanded="false" tabindex="0" aria-label="Health"></span> </header> <section> <ul> <li > <a data-formelementid="AARPE-NAV-LNK-CLK-HEA-HLLV" href='http://www.aarp.org/health/healthy-living/?intcmp=GLBNAV-SL-HEA-HLLV'>Wellness</a> </li> <li > <a data-formelementid="AARPE-NAV-LNK-CLK-HEA-COND" href='http://www.aarp.org/health/conditions-treatments/?intcmp=GLBNAV-SL-HEA-COND'>Conditions & Treatments</a> </li> <li > <a data-formelementid="AARPE-NAV-LNK-CLK-HEA-DRUG" href='http://www.aarp.org/health/drugs-supplements/?intcmp=GLBNAV-SL-HEA-DRUG'>Drugs & Supplements</a> </li> <li > <a data-formelementid="AARPE-NAV-LNK-CLK-HEA-HLIN" href='http://www.aarp.org/health/health-insurance/?intcmp=GLBNAV-SL-HEA-HLIN'>Health Care & Coverage</a> </li> <li > <a data-formelementid="AARPE-NAV-LNK-CLK-HEA-CND-EYE" href='http://www.aarp.org/health/conditions-treatments/eye-center/?intcmp=GLBNAV-SL-HEA-CND-EYE'>Eye Center</a> </li> <li > <a data-formelementid="AARPE-NAV-LNK-CLK-HEA-CND-HRC" href='http://www.aarp.org/health/conditions-treatments/hearing-resource-center/?intcmp=GLBNAV-SL-HEA-CND-HRC'>Hearing Center</a> </li> <li > <a data-formelementid="AARPE-NAV-LNK-CLK-HEA-DMT" href='https://www.aarp.org/health/conditions-treatments/info-2022/flu-season.html?intcmp=GLBNAV-SL-HEA-FLU'>Flu Guide</a> </li> <li > <a data-formelementid="AARPE-NAV-LNK-CLK-HEA-MBCH" href='https://www.aarp.org/membership/benefits/health/?intcmp=GLBNAV-SL-HEA-MBCH'>Health Benefits</a> </li> </ul> </section> </li> <li class='aarpe-accordion'> <header > <a data-formelementid="AARPE-NAV-LNK-CLK-MON-MON" href='http://www.aarp.org/money/?intcmp=GLBNAV-PL-MON-MON'>Money</a> <span class='arrow icon-down-arrow' role="button" aria-expanded="false" tabindex="0" aria-label="Money"></span> </header> <section> <ul> <li > <a data-formelementid="" href='https://www.aarp.org/money/scams-fraud/?intcmp=GLBNAV-SL-MON-SCAMS'>Scams & Fraud</a> </li> <li > <a data-formelementid="AARPE-NAV-LNK-CLK-MON-LVBD" href='http://www.aarp.org/money/budgeting-saving/?intcmp=GLBNAV-SL-MON-LVBD'>Personal Finances</a> </li> <li > <a data-formelementid="AARPE-NAV-LNK-CLK-MON-TAXS" href='http://www.aarp.org/money/taxes/?intcmp=GLBNAV-SL-MON-TAXS'>Taxes</a> </li> <li > <a data-formelementid="AARPE-NAV-LNK-CLK-MON-RETP" href='http://www.aarp.org/work/retirement-planning/?intcmp=GLBNAV-SL-MON-RETP'>Retirement</a> </li> <li > <a data-formelementid="" href='https://www.aarp.org/membership/benefits/finance/?intcmp=GLBNAV-SL-MON-MBCH'>Money Benefits</a> </li> </ul> </section> </li> <li class='aarpe-accordion'> <header > <a data-formelementid="AARPE-NAV-LNK-CLK-WOR-WOR" href='http://www.aarp.org/work/?intcmp=GLBNAV-PL-WOR-WOR'>Work & Jobs</a> <span class='arrow icon-down-arrow' role="button" aria-expanded="false" tabindex="0" aria-label="Work & Jobs"></span> </header> <section> <ul> <li > <a data-formelementid="AARPE-NAV-LNK-CLK-WOR-JBSR" href='http://www.aarp.org/work/job-search/?intcmp=GLBNAV-SL-WOR-JBSR'>Job Search</a> </li> <li > <a data-formelementid="AARPE-NAV-LNK-CLK-WOR-CACG" href='https://www.aarp.org/work/careers/'>Careers</a> </li> <li > <a data-formelementid="AARPE-NAV-LNK-CLK-WOR-SMBS" href='http://www.aarp.org/work/small-business/?intcmp=GLBNAV-SL-WOR-SMBS'>Small Business</a> </li> <li > <a data-formelementid="AARPE-NAV-LNK-CLK-WOR-FOR_EMP" href='https://www.aarp.org/work/employers/'>For Employers</a> </li> <li > <a data-formelementid="AARPE-NAV-LNK-CLK-WOR-AGED" href='https://www.aarp.org/work/age-discrimination/'>Age Discrimination</a> </li> </ul> </section> </li> <li > <header > <a data-formelementid="AARPE-NAV-LNK-CLK-SOSC" href='http://www.aarp.org/retirement/social-security/?intcmp=GLBNAV-PL-SOSC'>Social Security</a> </header> <section> </section> </li> <li > <header > <a data-formelementid="AARPE-NAV-LNK-CLK-MEDICARE" href='https://www.aarp.org/health/medicare-insurance/?intcmp=GLBNAV-PL-MEDICARE'>Medicare</a> </header> <section> </section> </li> <li class='aarpe-accordion'> <header > <a data-formelementid="AARPE-NAV-LNK-CLK-CAR" href='http://www.aarp.org/caregiving/?intcmp=GLBNAV-PL-CAR'>Family Caregiving</a> <span class='arrow icon-down-arrow' role="button" aria-expanded="false" tabindex="0" aria-label="Family Caregiving"></span> </header> <section> <ul> <li > <a data-formelementid="AARPE-NAV-LNK-CLK-CAR-BAS" href='http://www.aarp.org/caregiving/basics/?intcmp=GLBNAV-SL-CAR-BAS'>Basics</a> </li> <li > <a data-formelementid="AARPE-NAV-LNK-CLK-CAR-CAH" href='http://www.aarp.org/caregiving/home-care/?intcmp=GLBNAV-SL-CAR-CAH'>Care at Home</a> </li> <li > <a data-formelementid="AARPE-NAV-LNK-CLK-CAR-HEA" href='http://www.aarp.org/caregiving/health/?intcmp=GLBNAV-SL-CAR-HEA'>Medical</a> </li> <li > <a data-formelementid="AARPE-NAV-LNK-CLK-CAR-LEG" href='http://www.aarp.org/caregiving/financial-legal/?intcmp=GLBNAV-SL-CAR-LEG'>Financial & Legal</a> </li> <li > <a data-formelementid="AARPE-NAV-LNK-CLK-CAR-CLB" href='http://www.aarp.org/caregiving/life-balance/?intcmp=GLBNAV-SL-CAR-CLB'>Life Balance</a> </li> <li > <a data-formelementid="AARPE-NAV-LNK-CLK-CAR-COMM" href='https://www.aarp.org/caregiving/community/?intcmp=GLBNAV-SL-CAR-COMM'>Community</a> </li> <li > <a data-formelementid="AARPE-NAV-LNK-CLK-CAR-LRS" href='http://www.aarp.org/caregiving/local/?intcmp=GLBNAV-SL-CAR-LRS'>Local</a> </li> </ul> </section> </li> <li class='aarpe-accordion'> <header > <a data-formelementid="AARPE-NAV-LNK-CLK-TRV-TRV" href='http://www.aarp.org/travel/?intcmp=GLBNAV-PL-TRV-TRV'>Travel</a> <span class='arrow icon-down-arrow' role="button" aria-expanded="false" tabindex="0" aria-label="Travel"></span> </header> <section> <ul> <li > <a data-formelementid="AARPE-NAV-LNK-CLK-TRV-TIPS" href='http://www.aarp.org/travel/travel-tips/?intcmp=GLBNAV-SL-TRV-TIPS'>Travel Tips</a> </li> <li > <a data-formelementid="AARPE-NAV-LNK-CLK-TRV-VACA" href='http://www.aarp.org/travel/vacation-ideas/?intcmp=GLBNAV-SL-TRV-VACA'>Vacation Ideas</a> </li> <li > <a data-formelementid="AARPE-NAV-LNK-CLK-TRV-DEST" href='http://www.aarp.org/travel/destinations/?intcmp=GLBNAV-SL-TRV-DEST'>Destinations</a> </li> <li > <a data-formelementid="" href='https://www.aarp.org/membership/benefits/travel/?intcmp=GLBNAV-SL-TRV-MBCH'>Travel Benefits</a> </li> </ul> </section> </li> <li class='aarpe-accordion'> <header > <a data-formelementid="AARPE-NAV-LNK-CLK-ENT-ENT" href='http://www.aarp.org/entertainment/?intcmp=GLBNAV-PL-ENT-ENT'>Entertainment & Style</a> <span class='arrow icon-down-arrow' role="button" aria-expanded="false" tabindex="0" aria-label="Entertainment & Style"></span> </header> <section> <ul> <li > <a data-formelementid="AARPE-NAV-LNK-CLK-ENT-MOGR" href='http://www.aarp.org/entertainment/movies-for-grownups/?intcmp=GLBNAV-SL-ENT-MOGR'>Movies</a> </li> <li > <a data-formelementid="AARPE-NAV-LNK-CLK-ENT-TELE" href='http://www.aarp.org/entertainment/television/?intcmp=GLBNAV-SL-ENT-TELE'>TV</a> </li> <li > <a data-formelementid="AARPE-NAV-LNK-CLK-ENT-MUSC" href='http://www.aarp.org/entertainment/music/?intcmp=GLBNAV-SL-ENT-MUSC'>Music</a> </li> <li > <a data-formelementid="AARPE-NAV-LNK-CLK-ENT-CELB" href='http://www.aarp.org/entertainment/celebrities/?intcmp=GLBNAV-SL-ENT-CELB'>Celebrities</a> </li> <li > <a data-formelementid="AARPE-NAV-LNK-CLK-ENT-STYL" href='http://www.aarp.org/entertainment/style-trends/?intcmp=GLBNAV-SL-ENT-STYL'>Beauty & Style</a> </li> <li > <a data-formelementid="AARPE-NAV-LNK-CLK-ENT-BOOK" href='http://www.aarp.org/entertainment/books/?intcmp=GLBNAV-SL-ENT-BOOK'>Books</a> </li> </ul> </section> </li> <li > <header > <a data-formelementid="AARPE-NAV-LNK-CLK-HF-FAFR" href='https://www.aarp.org/home-family/friends-family/?intcmp=GLBNAV-PL-FAFR'>Family & Relationships</a> </header> <section> </section> </li> <li > <header > <a data-formelementid="AARPE-NAV-LNK-CLK-TECH" href='https://www.aarp.org/home-family/personal-technology/?intcmp=GLBNAV-PL-TECH'>Personal Tech</a> </header> <section> </section> </li> <li > <header > <a data-formelementid="AARPE-NAV-LNK-CLK-YHOM" href='https://www.aarp.org/home-family/your-home/?intcmp=GLBNAV-PL-YHOM'>Home & Living</a> </header> <section> </section> </li> <li class='aarpe-accordion'> <header > <a data-formelementid="AARPE-NAV-LNK-CLK-ATO-ATO" href='http://www.aarp.org/auto/?intcmp=GLBNAV-PL-ATO-ATO'>Auto</a> <span class='arrow icon-down-arrow' role="button" aria-expanded="false" tabindex="0" aria-label="Auto"></span> </header> <section> <ul> <li > <a data-formelementid="AARPE-NAV-LNK-CLK-ATO-BUYCAR" href='http://www.aarp.org/auto/car-buying/?intcmp=GLBNAV-SL-ATO-BUYCAR'>Car Buying</a> </li> <li > <a data-formelementid="AARPE-NAV-LNK-CLK-ATO-ADS" href='http://www.aarp.org/auto/driver-safety/?intcmp=GLBNAV-SL-ATO-ADS'>Driver Safety</a> </li> <li > <a data-formelementid="AARPE-NAV-LNK-CLK-ATO-MNTNC" href='http://www.aarp.org/auto/car-maintenance-safety/?intcmp=GLBNAV-SL-ATO-MNTNC'>Maintenance & Safety</a> </li> <li > <a data-formelementid="AARPE-NAV-LNK-CLK-ATO-TRNDS" href='http://www.aarp.org/auto/trends-lifestyle/?intcmp=GLBNAV-SL-ATO-TRNDS'>Trends & Technology</a> </li> </ul> </section> </li> <li > <header > <a data-formelementid="AARPE-NAV-LNK-CLK-STSH-SS" href='http://stayingsharp.aarp.org/?intcmp=GLBNAV-PL-STSH-SS'>Staying Sharp</a> </header> <section> </section> </li> <li > <header > <a data-formelementid="AARPE-NAV-LNK-CLK-PODCAST" href='http://www.aarp.org/podcasts/?intcmp=GLBNAV-PL-PODCAST'>Podcasts</a> </header> <section> </section> </li> <li > <header > <a data-formelementid="AARPE-NAV-LNK-CLK-VIDEO" href='http://videos.aarp.org/?intcmp=GLBNAV-PL-VIDEO'>Videos</a> </header> <section> </section> </li> <li class='aarpe-accordion'> <header > <a data-formelementid="AARPE-NAV-LNK-CLK-GAME-GAME" href='https://games.aarp.org/?intcmp=GLBNAV-PL-GAME-GAME'>Games</a> <span class='arrow icon-down-arrow' role="button" aria-expanded="false" tabindex="0" aria-label="Games"></span> </header> <section> <ul> <li > <a data-formelementid="AARPE-NAV-LNK-CLK-GAMES-WRD" href='https://games.aarp.org/category/word?intcmp=AE-GAMES-GLBNAV-WRD'>Word & Trivia</a> </li> <li > <a data-formelementid="AARPE-NAV-LNK-CLK-GAME-RWDS" href='https://games.aarp.org/category/rewards-games?intcmp=AE-GAMES-GLBNAV-RWDS'>Rewards</a> </li> <li > <a data-formelementid="AARPE-NAV-LNK-CLK-GAMES-ATAR" href='https://games.aarp.org/category/atari-games?intcmp=AE-GAMES-GLBNAV-ATAR'>Atari & Retro</a> </li> <li > <a data-formelementid="AARPE-NAV-LNK-CLK-MAHJ" href='https://games.aarp.org/category/mahjongg?intcmp=AE-GAMES-GLBNAV-MAHJ'>Mahjongg</a> </li> <li > <a data-formelementid="AARPE-NAV-LNK-CLK-MEM_ONLY" href='https://games.aarp.org/category/members/?intcmp=AE-GAMES-GLBNAV-MEMB'>Members Only </a> </li> <li > <a data-formelementid="AARPE-NAV-LNK-CLK-GAME-BG" href='https://stayingsharp.aarp.org/about/brain-health/games-play/?intcmp=GLBNAV-SL-GAME-BG'>Staying Sharp</a> </li> </ul> </section> </li> </ul> <ul class="header-extras visible-xs"></ul> <ul class="secondary"> <li > <a href='http://states.aarp.org?intcmp=GLBNAV-FX-BTM-STAT'> AARP In Your State</a> </li> <li > <a href='http://local.aarp.org?intcmp=GLBNAV-FX-BTM-LOCA'> AARP In Your City</a> </li> <li > <a href='http://www.aarp.org/aarp-foundation?intcmp=GLBNAV-FX-BTM-FOUN'> AARP Foundation</a> </li> <li > <a href='http://www.aarp.org/bulletin?intcmp=GLBNAV-FX-BTM-BULL'> AARP Bulletin</a> </li> <li > <a href='http://www.aarp.org/magazine?intcmp=GLBNAV-FX-BTM-MAGZ'> AARP The Magazine</a> </li> <li > <a href='http://www.aarp.org/espanol?intcmp=GLBNAV-FX-BTM-ESPN'> AARP <span lang="es">EN ESPAÑOL</span></a> </li> <li > <a href='https://chinese.aarp.org/?intcmp=GLBNAV-FX-BTM-CHNS'> AARP <span lang="zh">樂齡會</span></a> </li> <li > <a href='http://www.aarp.org/about-aarp/privacy-policy/?intcmp=GLBNAV-FX-BTM-PRIV'> <span>Privacy Policy<style>.earn-activity-badge__sponsor-text {color: #ffffff; }</style></span></a> </li> </ul> </nav> </div> </div> </div> </div> </div> <div class="logo col-xs-9 col-sm-8"> <a data-formelementid='AARPE-HDR-BTN-CLK-LOGO' href='https://www.aarp.org' title="Homepage"> <img src='https://cdn.aarp.net/content/dam/aarp/graphics/aarp_logos/139x36-aarp-logo-header-white-smaller.imgcache.rev5a931b762f5ebff74aa86c12542767eb.svg' alt="AARP Logo Header White 139x36" width='139px' height='36px'/> </a> </div> </div> <div class="title-content hidden col-sm-7 col-lg-9"> <div class="row"> <div class="col-sm-8 col-lg-10 with-article hidden"> <div class="row"> <span class="page-title col-lg-3 hidden-sm hidden-md"></span> <div class="col-sm-12 col-lg-9"><span class="intro">Now Reading: </span><span class="article-title"></span></div> </div> </div> <div class="col-sm-8 no-article"> <ol class="breadcrumb"></ol> <span class="page-title"></span> </div> <div class="membership-tout col-sm-4"> <div id="membershipTout_2140279502" class="aarpe-membership-tout"> <div id="tabContentAnonymous_2140279502" class="anonymous hidden"> <span class="promo visible-lg-inline-block">Join Today, Save 25%</span> <a data-formelementid='AARPE-HDR-LNK-CLK-JOIN' href='https://appsec.aarp.org/mem/join?campaignid=UBBORG5&intcmp=DSO-HDR-FLIP-JOIN-ewhere' class="btn btn-active">JOIN NOW</a> </div> <div id="tabContentCurrent_2140279502" class="current hidden"> <span class="promo visible-lg-inline-block">Membership</span> <a data-formelementid="AARPE-HDR-LNK-CLK-MYACC" 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data-formelementid="logout"> Logout </a> </li> </ul> </div> </div> <div class="search dropdown navbar-right col-xs-2 col-sm-1 col-lg-1"> <a href='#' class="dropdown-toggle" title="Search" data-step="3" data-position="left" data-categoryid="search" data-formelementid="SEARCH-BTN-CLK-SEARCH-CLOSE"> <div class="wrap-search"> <span class="icon-search"></span>Search </div> </a> <div class="search-form dropdown-menu"> <form name="globalSearch" id="globalSearch"> <div class="col-xs-10"> <input type="hidden" name="dimSearch" value="true" /> <div> <input id="globalSearchText" class="aarpEndecaSearch inputText" type="text" name="q" autocomplete="off" aria-label="Search Input" autofocus /> <span class="floatingLabel">Search</span> </div> </div> <div class="col-xs-2"> <button type="submit" aria-label="Search Button" class="submit btn icon-arrow_right" data-categoryid="search" data-formelementid="SEARCH-BTN-CLK-SEARCH-START-"></button> </div> </form> </div> </div> </div> </div> </div> <div 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href='/health/'>Health</a></li> </ol> <div> <h1 class="page-title flexible-header--title">AARP Medicare Question and Answer Tool</h1> <hr class="hidden-xs" role="presentation"/>  </div> <span class="aarp-u-loyalty-plus-switch aarp-u-invisible" data-is-loyalty-plus="false"></span> </div> </header> </div> <div class="section"><div class="new"></div> </div><div class="iparys_inherited"><div class="everywhere-page-header iparsys parsys"></div> </div> </div> </div> <div class="aarpe-full-width-top-content parsys"> </div> <div class="aarpe-main-content-wrap container"> <div class="everywhere-top-content iparsys parsys"><div class="iparys_inherited"><div class="everywhere-top-content iparsys parsys"></div> </div> </div> <div class="everywhere-page-content parsys"><div class="columns parbase section"> <div class="aarpe-column-control clearfix"> <div class="row"> <div class="col-sm-6 col-lg-4"> <div class="textimage parbase section"> <div class="aarpe-text-image text-image-overlay">    <div class="aarpe-image img-responsive full-width" style="width:1140px"> <img class="img-responsive lazyload" itemprop="image" data-image role="img" data-original-src='https://cdn.aarp.net/content/dam/aarp/health/medicare-and-medicaid/2016/11/1140-medicare-tools-aarp.jpg' data-original-ratio=".5746" alt="A doctor helps his patient understand Medicare and explains all his questions and addresses his concerns."/> <noscript> <img src='https://cdn.aarp.net/content/dam/aarp/health/medicare-and-medicaid/2016/11/1140-medicare-tools-aarp.jpg' alt="A doctor helps his patient understand Medicare and explains all his questions and addresses his concerns."/> </noscript> </div>      </div> </div> </div> <div class="col-sm-6 col-lg-4"> <div class="textimage parbase section"> <div class="aarpe-text-image text-image-overlay">      <p><a href='http://www.aarp.org/espanol/salud/medicare-preguntas-respuestas/?intcmp=AE-HLTH-TOSPA-TOGL-ES'>En español</a> | Medicare is often confusing because its rules affect different people in different circumstances. <b>AARP’s Medicare Question and Answer Tool</b> offers practical and comprehensive information to help you navigate the program according to your own situation. The tool clarifies eligibility and <a href='/health/medicare-insurance/info-2018/medicare-open-enrollment.html'>enrollment requirements</a> and provides answers to questions on Medicare’s plan options, coverage and costs in an easy-to-understand manner.</p>    </div> </div> <div class="textimage parbase section"> <div class="aarpe-text-image text-image-overlay">      <p>Choose a topic below and click “See all questions” to find the answers you are looking for.</p>    </div> </div> </div> <div class="col-sm-12 col-lg-4"> <div class="advertisement parbase section"> <div aria-hidden="true" class="aarpe-ad-wrapper"> <div class="aarpe-ad en clearfix" id="300x250_79926" data-adsize="300x250"> <script type="text/javascript"> if(typeof AARP.ads !== 'undefined'){ AARP.ads.slots({ id:'300x250_79926', size:'300x250'}); } </script> </div> </div> </div> </div> </div> </div> </div> <div class="columns parbase section"> <div class="aarpe-column-control clearfix"> <div class="col-1 "> <div class="landingPageCategoryHeading section"> <div class="aarpe-three-column aarpe-divider aarpe-"> <div class="row"> </div> </div> </div> </div> </div> </div> <div class="columns parbase section"> <div class="aarpe-column-control clearfix"> <div class="row "> <div class="col-sm-6"> <div class="landingPageCategoryHeading section"> <div class="aarpe-three-column aarpe- aarpe-"> <div class="row"> <h2 class="aarp-c-landing-page-category-heading__title-large"> Understanding Medicare <span class="aarpe-more-link"> </span> </h2> </div> </div> </div> <div class="textimage parbase section"> <div class="aarpe-text-image text-image-overlay">      <p>Gain a deeper insight into plan choices and coverage costs, all in an easy-to-understand manner to help you make an informed decision.</p>    </div> </div> <div class="linkListPromo section"> <div class="aarpe-link-list-promo"> <div class="link-list-container"> <div class="headline bulleted"> <h3>Sample Questions Include</h3> <p class="headline-text"> <a href='/health/medicare-qa-tool/what-are-the-different-parts-of-medicare/'>What are the different parts of Medicare?</a> </p> </div> <div class="headline bulleted"> <p class="headline-text"> <a href='/health/medicare-qa-tool/medicare-formulary-rights-protections/'>Will my Medicare Prescription Drug Plan notify me if its </a> </p> </div> <div class="headline bulleted"> <p class="headline-text"> <a href='/health/medicare-qa-tool/reporting-medicare-fraud/'>Who do I contact to report Medicare fraud?</a> </p> </div> </div> </div> </div> <div class="textimage parbase section"> <div class="aarpe-text-image text-image-overlay">      <p style="text-align: right;"><b><a href='/health/medicare-qa-tool/understanding-medicare/?intcmp=AE-HEA-MRC-QA-R1-C1'>See all questions >></a></b></p> <p style="text-align: right;"> </p>    </div> </div> </div> <div class="col-sm-6"> <div class="landingPageCategoryHeading section"> <div class="aarpe-three-column aarpe- aarpe-"> <div class="row"> <h2 class="aarp-c-landing-page-category-heading__title-large"> Medicare Eligibility and Enrollment <span class="aarpe-more-link"> </span> </h2> </div> </div> </div> <div class="textimage parbase section"> <div class="aarpe-text-image text-image-overlay">      <p>Find out when you are eligible for Medicare, how to enroll, when to enroll, and how to choose the best plan for you.</p>    </div> </div> <div class="linkListPromo section"> <div class="aarpe-link-list-promo"> <div class="link-list-container"> <div class="headline bulleted"> <h3>Sample Questions Include</h3> <p class="headline-text"> <a href='/health/medicare-qa-tool/eligible-for-disability-possibly-medicare/'>Can I simultaneously receive Medicare & disability benefits?</a> </p> </div> <div class="headline bulleted"> <p class="headline-text"> <a href='/health/medicare-qa-tool/when-can-i-enroll-in-a-part-d-plan/'>When can I join a Medicare Part D prescription drug plan?</a> </p> </div> <div class="headline bulleted"> <p class="headline-text"> <a href='/health/medicare-qa-tool/how-much-is-the-part-a-late-enrollment-penalty/'>How much is the late enrollment penalty for Part A?</a> </p> </div> </div> </div> </div> <div class="textimage parbase section"> <div class="aarpe-text-image text-image-overlay">      <p style="text-align: right;"><b><a href='/health/medicare-qa-tool/medicare-eligibility-and-enrollment/?intcmp=AE-HEA-MRC-QA-R1-C2'>See all questions >></a></b></p> <p style="text-align: right;"> </p>    </div> </div> </div> </div> </div> </div> <div class="columns parbase section"> <div class="aarpe-column-control clearfix"> <div class="row "> <div class="col-sm-6"> <div class="landingPageCategoryHeading section"> <div class="aarpe-three-column aarpe- aarpe-"> <div class="row"> <h2 class="aarp-c-landing-page-category-heading__title-large"> The Driving Parts of Medicare <span class="aarpe-more-link"> </span> </h2> </div> </div> </div> <div class="textimage parbase section"> <div class="aarpe-text-image text-image-overlay">      <p>Learn the different parts that drive the Medicare program and cover different health services such as hospital care, doctor services and prescription drugs.</p>    </div> </div> <div class="linkListPromo section"> <div class="aarpe-link-list-promo"> <div class="link-list-container"> <div class="headline bulleted"> <h3>Sample Questions Include</h3> <p class="headline-text"> <a href='/health/medicare-qa-tool/what-is-medicare-part-a/'>What is Medicare Part A?</a> </p> </div> <div class="headline bulleted"> <p class="headline-text"> <a href='/health/medicare-qa-tool/choosing-best-drug-plan-for-me/'>How can I choose a prescription drug plan for my needs?</a> </p> </div> <div class="headline bulleted"> <p class="headline-text"> <a href='/health/medicare-qa-tool/does-medicare-cover-home-health-aides/'>Does Medicare pay for home health aides?</a> </p> </div> </div> </div> </div> <div class="textimage parbase section"> <div class="aarpe-text-image text-image-overlay">      <p style="text-align: right;"><b><a href='/health/medicare-qa-tool/the-driving-parts-of-medicare/?intcmp=AE-HEA-MRC-QA-R2-C1'>See all questions >></a></b></p> <p style="text-align: right;"> </p>    </div> </div> </div> <div class="col-sm-6"> <div class="landingPageCategoryHeading section"> <div class="aarpe-three-column aarpe- aarpe-"> <div class="row"> <h2 class="aarp-c-landing-page-category-heading__title-large"> Types of Medicare Plans <span class="aarpe-more-link"> </span> </h2> </div> </div> </div> <div class="textimage parbase section"> <div class="aarpe-text-image text-image-overlay">      <p>Discover the different ways you can get your Medicare health and prescription drug coverage, such as Original Medicare, Medicare Advantage, and others.</p>    </div> </div> <div class="linkListPromo section"> <div class="aarpe-link-list-promo"> <div class="link-list-container"> <div class="headline bulleted"> <h3>Sample Questions Include</h3> <p class="headline-text"> <a href='/health/medicare-qa-tool/what-does-orig-medicare-contain/'>Which parts (A, B, and D) are included in Original Medicare?</a> </p> </div> <div class="headline bulleted"> <p class="headline-text"> <a href='/health/medicare-qa-tool/difference-between-part-c-and-original/'>How are Medicare Advantage plans new and different?</a> </p> </div> <div class="headline bulleted"> <p class="headline-text"> <a href='/health/medicare-qa-tool/more-than-one-medigap-plan-at-a-time/'>Can I have more than one Medigap plan at the same time?</a> </p> </div> </div> </div> </div> <div class="textimage parbase section"> <div class="aarpe-text-image text-image-overlay">      <p style="text-align: right;"><b><a href='/health/medicare-qa-tool/types-of-medicare-plans/?intcmp=AE-HEA-MRC-QA-R2-C2'>See all questions >></a></b></p> <p style="text-align: right;"> </p>    </div> </div> </div> </div> </div> </div> <div class="columns parbase section"> <div class="aarpe-column-control clearfix"> <div class="row "> <div class="col-sm-6"> <div class="landingPageCategoryHeading section"> <div class="aarpe-three-column aarpe- aarpe-"> <div class="row"> <h2 class="aarp-c-landing-page-category-heading__title-large"> Medicare With Other Coverage <span class="aarpe-more-link"> </span> </h2> </div> </div> </div> <div class="textimage parbase section"> <div class="aarpe-text-image text-image-overlay">      <p>If you have coverage from another source in addition to Medicare, these questions will guide you through how Medicare works with other health coverage.</p>    </div> </div> <div class="linkListPromo section"> <div class="aarpe-link-list-promo"> <div class="link-list-container"> <div class="headline bulleted"> <h3>Sample Questions Include</h3> <p class="headline-text"> <a href='/health/medicare-qa-tool/cobra-and-medicare-at-the-same-time/'>Can I have COBRA coverage and Medicare at the same time?</a> </p> </div> <div class="headline bulleted"> <p class="headline-text"> <a href='/health/medicare-qa-tool/i-have-tricare-do-i-need-part-d/'>If I have TRICARE, do I need to have Part D?</a> </p> </div> <div class="headline bulleted"> <p class="headline-text"> <a href='/health/medicare-qa-tool/does-medicare-work-with-veterans-coverage/'>How does Medicare work with coverage for veterans?</a> </p> </div> </div> </div> </div> <div class="textimage parbase section"> <div class="aarpe-text-image text-image-overlay">      <p style="text-align: right;"><b><a href='/health/medicare-qa-tool/how-medicare-works-with-other-coverage/?intcmp=AE-HEA-MRC-QA-R3-C1'>See all questions >></a></b></p> <p style="text-align: right;"> </p>    </div> </div> </div> <div class="col-sm-6"> <div class="landingPageCategoryHeading section"> <div class="aarpe-three-column aarpe- aarpe-"> <div class="row"> <h2 class="aarp-c-landing-page-category-heading__title-large"> How Much Medicare Costs <span class="aarpe-more-link"> </span> </h2> </div> </div> </div> <div class="textimage parbase section"> <div class="aarpe-text-image text-image-overlay">      <p>Medicare covers a lot of your health care costs, but there are also premiums, other out-of-pocket costs, and options for people with limited incomes.</p>    </div> </div> <div class="linkListPromo section"> <div class="aarpe-link-list-promo"> <div class="link-list-container"> <div class="headline bulleted"> <h3>Sample Questions Include</h3> <p class="headline-text"> <a href='/health/medicare-qa-tool/does-medicare-cover-all-health-care-costs/'>Does Medicare cover all of my health care costs?</a> </p> </div> <div class="headline bulleted"> <p class="headline-text"> <a href='/health/medicare-qa-tool/what-is-the-premium-for-part-a/'>What is the premium for Medicare Part A?</a> </p> </div> <div class="headline bulleted"> <p class="headline-text"> <a href='/health/medicare-qa-tool/help-paying-with-limited-income/'>I have a limited income: can I get help paying for Medicare?</a> </p> </div> </div> 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