Home loans: Refinance or apply for a mortgage

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$("#headerHtml").html(), params; if((href.indexOf("hybrid=true") === -1)) { $("header").append(headerHtml); } else { $("header").remove(); $(".side-menu").remove(); } </script> </div> <main id="main" class="main-content" role="main" data-subheader-active="hlmortgage"> <h1 class="accessible-text">Chase mortgage</h1><div class="layouts"><div class="main-content__inner">  <div class="noscript"><noscript> <div class="feature-container"> <div class="body-copy__content "> <h2> <br> <br> Please turn on JavaScript in your browser</h2> <div class="bodycopycontainer parsys"> <div class="textinsert section"> <div class="body-copy__content--text-insert"> <p>It appears your web browser is not using JavaScript. Without it, some pages won't work properly. Please adjust the settings in your browser to make sure JavaScript is turned on.</p> <p><br> </p></div> </div> </div> </div> </div> </noscript></div>  <div class="noscript_dynamic_modules"> <noscript> <div class="module mbox"><div class="loader__component feature-container hide"> <div class="loader__component-container"> <span class="accessible-text">Loading Content</span> <div class="loader-chase-ux loader__component-one"></div> <div class="loader-chase-ux loader__component-two"></div> </div> </div> <div id="home-lending-hero"> </div> <script> require(["main"], function () { require(["amd/adobetargetinit"], function (adobeTargetContent) { var callId = "RGlnaXRhbC1NYXJjb20tUm9ja3M="; var moduleExtension = ""; moduleExtension = moduleExtension != ""? 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"/content/chase-ux/en/structured/module/twocolumnvariants/personal/mortgage/homejourney-buying-home"+moduleExtension : "/content/chase-ux/en/structured/module/twocolumnvariants/personal/mortgage/homejourney-buying-home"+"/_jcr_content/module"; adobeTargetContent.init(moduleExtension,"false","homejourney-buying-home","0e815903-d1a3-d64d-7c87-ef47f1260111","",callId); }); }); </script> </div> <div class="module twocolumnvariants"> <div class="colctrl-section default "> <div class="colctrl-section--inner feature-container row "> <div class="colctrl-section__2colcontainer--two right col-xs-12 col-sm-6 col-lg-6"> <div class="image section"> <div class="col--control__image-container "> <img src="/content/dam/chase-ux/twocolumnvariants/personal/mortgage/refi-your-home.jpg" alt=""/> </div> </div> </div> <div class="colctrl-section__2colcontainer--one col-xs-12 col-sm-6 col-lg-6"> <div class="bodysection section"> <div class="col--control__body--tile-section "> <div class="col--control__body--tile-section--inner col-xs-12"> <div class="col--control__body--tile-section--content "> <div class="col--control__body--tile-section--heading"><h3><b>Refinancing your mortgage<span class="disclosure" data-disclosure-url="/content/chase-ux/en/structured/module/disclosure/personal/mortgage/servicemembers-and-dependents/_jcr_content/module/disclosurecontainer.html?wcmmode=disabled"></span></b></h3> </div> <div class="col--control__body--tile-section--desc"> <p>Refinancing can help you lower your monthly payment, pay off your loan sooner, or tap into the equity you've already built into your home. Weigh the pros and cons to see if <a class="chaseanalytics-track-link regular-link " data-pt-name="hf_lnk-refinancing" href="https://www.chase.com/personal/mortgage/mortgage-refinance">refinancing</a> is right for you.</p> <p> </p> </div> <div class="col--control__body--tile-section--cta cta-left"> <a href="/personal/mortgage/mortgage-refinance" data-pt-name="hl_btn-refinance" class="btn cta cta--primary cta--large chaseanalytics-track-link"> Learn about refinancing </a> <a href="/personal/mortgage/my-mortgage/home" data-pt-name="hl_lnk-mymortgage" class="caret-link chaseanalytics-track-link"> Manage your Chase mortgage <span class="icon-right-progress"></span> </a> </div> </div> </div> </div> </div> <div class="bodysection section"> <div class="col--control__body--tile-section divider"> <div class="col--control__body--tile-section--inner col-xs-12"> <div class="col--control__body--tile-section--image-container col-xs-3"> <img src="/content/dam/chase-ux/flipcard/flip/mortgage/calculator.png" alt=""/> </div> <div class="col--control__body--tile-section--content col-xs-9"> <div class="col--control__body--tile-section--sub-heading"><h4><b>Estimate a new monthly payment</b></h4> </div> <div class="col--control__body--tile-section--desc"> <p>Use our mortgage calculators to see how refinancing could change your monthly payment.</p> <p> </p> </div> <div class="col--control__body--tile-section--cta cta-left"> <a href="/personal/mortgage/calculators-resources/mortgage-calculator" data-pt-name="hl_lnk-mort-calculator" class="caret-link chaseanalytics-track-link"> Estimate your rate and payment <span class="icon-right-progress"></span> </a> </div> </div> </div> </div> </div> </div> </div> </div> </div> <div class="module twocolumnvariants"> <div class="colctrl-section neutral "> <div class="colctrl-section--inner feature-container row "> <div class="colctrl-section__2colcontainer--one col-xs-12 col-sm-6 col-lg-6"> <div class="image section"> <div class="col--control__image-container "> <img src="/content/dam/chase-ux/twocolumnvariants/personal/mortgage/get-more.jpg" alt=""/> </div> </div> </div> <div class="colctrl-section__2colcontainer--two col-xs-12 col-sm-6 col-lg-6"> <div class="bodysection section"> <div class="col--control__body--tile-section "> <div class="col--control__body--tile-section--inner col-xs-12"> <div class="col--control__body--tile-section--content "> <div class="col--control__body--tile-section--heading"><h3><b>Get more from your home</b></h3> </div> <div class="col--control__body--tile-section--desc"> <p>Use the equity you’ve built to pay for improvements<span class="disclosure" data-disclosure-url="/content/chase-ux/en/structured/module/disclosure/personal/mortgage/disc-not-offer-tax-advice/_jcr_content/module/disclosurecontainer.html?wcmmode=disabled"></span>, consolidate debt<span class="disclosure" data-disclosure-url="/content/chase-ux/en/structured/module/disclosure/personal/home-equity/disc-debt-consolidation/_jcr_content/module/disclosurecontainer.html?wcmmode=disabled"></span>, pay for college and more.</p> <p> </p> </div> <div class="col--control__body--tile-section--cta cta-left"> <a href="/personal/mortgage/refinance/home-equity" data-pt-name="hl_btn-equity" class="btn cta cta--primary cta--small chaseanalytics-track-link"> Learn more <span class="accessible-text"> about equity</span> </a> <a href="/personal/home-equity/customer-service" data-pt-name="hl-lnk-customer-service" class="caret-link chaseanalytics-track-link"> Manage your Chase Home Equity Line of Credit <span class="icon-right-progress"></span> </a> </div> </div> </div> </div> </div> <div class="bodysection section"> <div class="col--control__body--tile-section divider"> <div class="col--control__body--tile-section--inner col-xs-12"> <div class="col--control__body--tile-section--image-container col-xs-3"> <img src="/content/dam/chase-ux/flipcard/flip/mortgage/existing.png" alt=""/> </div> <div class="col--control__body--tile-section--content col-xs-9"> <div class="col--control__body--tile-section--sub-heading"><h4>What's your home or dream home worth?</h4> </div> <div class="col--control__body--tile-section--desc"> <p>See the estimated market value of your home, or a home you are interested in.</p> <p> </p> </div> <div class="col--control__body--tile-section--cta cta-left"> <a href="/personal/mortgage/calculators-resources/home-value-estimator" data-pt-name="hl_lnk-home-value-estima" class="caret-link chaseanalytics-track-link"> Check out our Home Value Estimator <span class="icon-right-progress"></span> </a> </div> </div> </div> </div> </div> </div> </div> </div> </div> <div class="module bodycopy"><section class="body-copy default bottom-padding"> <div class="feature-container"> <div class="body-copy__content divider"> <div class="body-copy__content--header"> <h2 class="center">Mortgage Process Overview</h2> </div> <div class="bodycopycontainer parsys"><div class="textinsert section"><div class="body-copy__content--text-insert"> <p style="text-align: center;">A quick summary of the mortgage process to get you started.</p></div> </div> </div> </div> </div> </section> </div> <div class="module bodycopy"><section class="body-copy default "> <div class="feature-container"> <div class="body-copy__primary-image"> <div class="body-copy__primary-image__img col-xs-12"> <span data-picture data-alt=""> <span data-src="/content/services/structured-image/image.mobile.jpg/chase-ux/heroimage/primary/personal/mortgage/mortgage-process-overview.jpg"></span> <span data-src="/content/services/structured-image/image.tablet.jpg/chase-ux/heroimage/primary/personal/mortgage/mortgage-process-overview.jpg" data-media="(min-width: 481px)"></span> <span data-src="/content/services/structured-image/image.desktop.jpg/chase-ux/heroimage/primary/personal/mortgage/mortgage-process-overview.jpg" data-media="(min-width: 993px)"></span>  </span> <a role="button" class="video--play-btn icon-play-video videoLink" href="#" data-pt-name="mortgage-process-overview-video" data-video-details="mortgage-process-overview-46010"> <span class="accessible-text" >Mortgage process overview Video</span><span class="accessible-text" >Opens Overlay</span> </a> <script class="videoTemplate" type="text/template"> <div class="video-outer-container"> <div class="row col-sm-10 col-sm-offset-1 col-lg-12 col-lg-offset-0"> <div class="video-inner-container"> <a id="cancel" class="icon-close chaseanalytics-track-link" href="#" data-pt-name="Close_Video"aria-label="Close overlay"> </a> <div style="max-width: 100%;" id="bc-container" data-audio-video-name="mortgage-process-overview-46010" data-audio-video-id="6226814787001" data-video-id="6226803874001" data-account="4394098893001" data-player="ryYnbq9Tg" data-analytic-play="" data-analytic-pause="" data-embed="default"></div> <div class="transcript-link-container"> <a id="transcript" target="_blank" href="/content/chase-ux/en/structured/module/video/transcript.html?url=https%3A%2F%2Fsecure.chasecdn.com%2Fcontent%2Fsite-services%2Fvideos%2Fvideo-library%2Fen%2Fgroups%2Fcpo%2Fmortgage-process-overview-46010.transcript.html" class="transcript chaseanalytics-track-link" data-pt-name="Transcript_Tracking">Transcript</a> <br /> <a id="audioId" href="#" class="audio-description chaseanalytics-track-link" data-pt-name="Audio_tracking_on">Turn on audio description</a> <a id="audioId1" href="#" class="audio-description-link chaseanalytics-track-link" data-pt-name="Audio_description_tracking_OFF">Turn off audio description</a> </div> </div> </div> </div> </script> </div> </div> <div class="body-copy__content "> <div class="bodycopycontainer parsys"><div class="textinsert section"><div class="body-copy__content--text-insert"> <p style="text-align: center;"><b>(1 min)</b></p></div> </div> </div> </div> </div> </section> </div> <div class="module tabs"><div class="tabs"> <div class="tabs__inner feature-container"> <div class="tabs__list--mobile-wrapper"> <button class="tabs__list--mobile-btn" type="button" role="button" aria-expanded="false" aria-haspopup="true"> <span class="tabs__list--mobile-btn__text"> <span class="accessible-text">Current selection: </span> Purchase rates<span class="accessible-text">Opens menu</span> </span> <span class="tabs__list--mobile-btn__dropdown-icon icon-down-expansion"></span> </button> </div> <ul class="tabs__list" role="tablist"> <li class="tabs__list--item" role="presentation"> <a role="tab" aria-selected="true" id="tabs__list--item-link-1" class="tabs__list--item-link active" href="#" data-pt-name="Purchase rates">Purchase rates</a> </li> <li class="tabs__list--item" role="presentation"> <a role="tab" aria-selected="false" id="tabs__list--item-link-2" class="tabs__list--item-link" href="#" data-pt-name="Refinance rates">Refinance rates</a> </li> </ul> <div class="tabs__module--container"> <div id="tabs__module--container-1" role="tabpanel" class="tabs__module active"> <div class="module home-refinance"><div class="hl-small row feature-container full-width-table"> <div class="tile-container col-xs-12 col-md-7"> <div class="hl-small__content--title"> <h2>N/A</h2> </div> <div class="hl-small__content--area"> <p></p> </div> <div class="hl-small__content--disclaimer"> <p><span class="accessible-text"></span></p> </div> <div class="hl-small__content--cta-container"> </div> </div> <div class="home-lending-small col-xs-12 col-md-5"> <div class="purchase"> <div class="zip-feature-container"></div> <div class="link-feature-container"></div> <div class="table-feature-container"></div> </div> <div class="home-lending-small--spinner jpui spinner" aria-label=""></div> </div> </div> <script id="PURCHASE-zipUpdate" type="text/template"> <div class="primary-headline" tabindex="-1"> <p>Some of our products and features might be different depending on your location. With your ZIP code, we can make sure the information you see is accurate.</p> </div> <div class="known__user--heading known-user" tabindex="-1"> <p><h2>Current Mortgage Rates for Purchase</h2> </p> </div> <div class="unknown__user--heading unknown-user" tabindex="-1"> <p><h2>Want to know Mortgage rates for purchase?</h2> </p> </div> <div class="known__user--desc known-user" tabindex="-1"> <p>Get a more accurate rate by entering your ZIP code of the home you're looking to purchase.</p> </div> <div class="unknown__user--desc unknown-user" tabindex="-1"> <p>We don't know who you are. Please tell us your ZIP code to see your local rates.</p> </div> <div class="validation-container"> <div class="serviceErrorMessage"> <p>Enter Valid 5-digit ZIP code</p> </div> <div class="input-container"> <label for ="zipCodeInput-home-small-purchase" class="input-label">ZIP code</label> <input type="text" name="z" autocomplete="postal-code" placeholder="ZIP code" class="input-field allowOnlyNum" id="zipCodeInput-home-small-purchase" maxlength="5" pattern="\d*" value="" /> </div> <div class="cta-button-container"> <button type="submit" class="cta-button btn cta cta--primary chaseanalytics-track-link" id="zipcodeSubmit-purchase">See Rates</button> </div> </div> </script> <script id="PURCHASE-linkcontainer" type="text/template"> <div class="refinance-rate-headline"> <a id="PURCHASE-zipLink" class="refinance-rate-link chaseanalytics-track-link" data-pt-name="SM_ZipgateCTAtrackingvalue" href="#"><%= zipcode %> not your ZIP code? Change your ZIP code</span> <span class="refinance-rate-link-icon icon-right-progress"></span> <span class="accessible-text"></span></a> </div> </script> <script id="PURCHASE-smallHLTable" type="text/template"> <div class="table-container"> <div class="primary-headline"> <h2 class="headline-text">Browse today's current mortgage interest rates for purchase</h2> </div> <div class="rate-info-container"> <p>Purchase rates for <%=zipcode%> as of <%= timestampvalue %></p> <a class="get-custom-rate regular-link chaseanalytics-track-link" href="https://www.chase.com/personal/mortgage/calculators-resources/mortgage-calculator" data-pt-name="lnk-rate-payment">Get a customized rate and payment</a> </div> </div> </script> <script id="PURCHASE-desktopTable" type="text/template"> <div class="rate-table-wrapper"> <table> <caption><span class="util accessible-text">Today's purchase interest rates for your local area</span></caption> <thead> <tr> <th scope= "col" class="aligncenter"><p>LOAN TYPE</p> </th> <th scope= "col" class="aligncenter"><p>RATE</p> </th> <th scope= "col" class="aligncenter"><p>APR<span data-disclosure-url="/content/chase-ux/en/structured/module/disclosure/personal/mortgage/apr-cost-of-credit/_jcr_content/module/disclosurecontainer/disclaimer.html?wcmmode=disabled" class="disclosure"></span></p> </th> </tr> </thead> <tbody> <tr class="home-30"> <td class="home-small0name aligncenter">30 year Fixed</td> <td class="home-small0rate aligncenter">XXX%</td> <td class="home-small0apy aligncenter">XXX%</td> </tr> <tr class="home-15"> <td class="home-small1name aligncenter">15 year Fixed</td> <td class="home-small1rate aligncenter">XXX%</td> <td class="home-small1apy aligncenter">XXX%</td> </tr> <tr class="home-fha"> <td class="home-small4name aligncenter">30 year FHA</td> <td class="home-small4rate aligncenter">XXX%</td> <td class="home-small4apy aligncenter">XXX%</td> </tr> <tr class="home-76"> <td class="home-small2name aligncenter">7/6 month ARM</td> <td class="home-small2rate aligncenter">XXX%</td> <td class="home-small2apy aligncenter">XXX%</td> </tr> <tr class="home-56"> <td class="home-small3name aligncenter">5/6 month ARM</td> <td class="home-small3rate aligncenter">XXX%</td> <td class="home-small3apy aligncenter">XXX%</td> </tr> <tr class="home-jumbo"> <td class="home-small5name aligncenter">30 year Jumbo</td> <td class="home-small5rate aligncenter">XXX%</td> <td class="home-small5apy aligncenter">XXX%</td> </tr> <tr class="home-IO"> <td class="home-small6name aligncenter">10/6 Interest only Jumbo ARM</td> <td class="home-small6rate aligncenter">XXX%</td> <td class="home-small6apy aligncenter">XXX%</td> </tr> </tbody> </table> </div> <div class="disclaimer alignleft"><p>The annual percentage rate (APR) is the cost of credit over the term of the loan expressed as an annual rate. The APR shown here is based on the interest rate, any discount points, and mortgage insurance for FHA loans. It does not take into account the processing fee or any other loan-specific finance charges you may be required to pay. Rates are estimated by state and actual rates may vary.</p> <p>Rates displayed in the table include approximately 1 discount point and are based on the following assumptions: conforming 30-year fixed, 15-year fixed, 7/6 ARM and 5/6 ARM based on a loan amount of $350,000 with a down payment of 20%. 30-year fixed FHA based on a loan amount of $250,000 with a down payment of 5%. 30-year fixed jumbo and 10/6 Interest Only ARM jumbo products are based on a loan amount of $1,300,000 with a down payment of 30%. All loans assume a single-family residence; purchase loan; mortgage rate lock period of 30 days and customer profile with excellent credit. <a class="chaseanalytics-track-link regular-link " data-pt-name="lnk-mortgage-rates2" href="/personal/mortgage/mortgage-rates2">See estimated monthly payments.</a></p> <p>Depending upon your credit profile and loan amount, interest-only loans are available and provide for the payment of interest only for a set period of time, and payments of principal and interest thereafter for the remainder of the loan term. While making interest-only payments, principal is not reduced. At the end of this period, your monthly payment will increase.</p> </div> </script> <script id="PURCHASE-mobileTable" type="text/template"> <div class="small-breakpoint-wrapper"> <table aria-label="Today's purchase interest rates for your local area"> <tbody> <tr class="home-small30"> <th><p>LOAN TYPE</p> </th> <td class="home-small0name">30 year Fixed</td> </tr> <tr class="home-small30"> <th><p>RATE</p> </th> <td class="home-small0rate">XXX</td> </tr> <tr class="home-small30 loan-separation"> <th><p>APR<span data-disclosure-url="/content/chase-ux/en/structured/module/disclosure/personal/mortgage/apr-cost-of-credit/_jcr_content/module/disclosurecontainer/disclaimer.html?wcmmode=disabled" class="disclosure"></span></p> </th> <td class="home-small0apy">XXX</td> </tr> <tr class="home-small15"> <th><p>LOAN TYPE</p> </th> <td class="home-small1name">15 year Fixed</td> </tr> <tr class="home-small15"> <th><p>RATE</p> </th> <td class="home-small1rate">XXX</td> </tr> <tr class="home-small15 loan-separation"> <th><p>APR<span data-disclosure-url="/content/chase-ux/en/structured/module/disclosure/personal/mortgage/apr-cost-of-credit/_jcr_content/module/disclosurecontainer/disclaimer.html?wcmmode=disabled" class="disclosure"></span></p> </th> <td class="home-small1apy">XXX</td> </tr> <tr class="home-smallfha"> <th><p>LOAN TYPE</p> </th> <td class="home-small4name">30 year FHA</td> </tr> <tr class="home-smallfha"> <th><p>RATE</p> </th> <td class="home-small4rate">XXX</td> </tr> <tr class="home-smallfha loan-separation"> <th><p>APR<span data-disclosure-url="/content/chase-ux/en/structured/module/disclosure/personal/mortgage/apr-cost-of-credit/_jcr_content/module/disclosurecontainer/disclaimer.html?wcmmode=disabled" class="disclosure"></span></p> </th> <td class="home-small4apy">XXX</td> </tr> <tr class="home-small76"> <th><p>LOAN TYPE</p> </th> <td class="home-small2name">7/6 month ARM</td> </tr> <tr class="home-small76"> <th><p>RATE</p> </th> <td class="home-small2rate">XXX</td> </tr> <tr class="home-small76 loan-separation"> <th><p>APR<span data-disclosure-url="/content/chase-ux/en/structured/module/disclosure/personal/mortgage/apr-cost-of-credit/_jcr_content/module/disclosurecontainer/disclaimer.html?wcmmode=disabled" class="disclosure"></span></p> </th> <td class="home-small2apy">XXX</td> </tr> <tr class="home-small56"> <th><p>LOAN TYPE</p> </th> <td class="home-small3name">5/6 month ARM</td> </tr> <tr class="home-small56"> <th><p>RATE</p> </th> <td class="home-small3rate">XXX</td> </tr> <tr class="home-small56 loan-separation"> <th><p>APR<span data-disclosure-url="/content/chase-ux/en/structured/module/disclosure/personal/mortgage/apr-cost-of-credit/_jcr_content/module/disclosurecontainer/disclaimer.html?wcmmode=disabled" class="disclosure"></span></p> </th> <td class="home-small3apy">XXX</td> </tr> <tr class="home-smalljumbo"> <th><p>LOAN TYPE</p> </th> <td class="home-small5name">30 year Jumbo</td> </tr> <tr class="home-smalljumbo"> <th><p>RATE</p> </th> <td class="home-small5rate">XXX</td> </tr> <tr class="home-smalljumbo loan-separation"> <th><p>APR<span data-disclosure-url="/content/chase-ux/en/structured/module/disclosure/personal/mortgage/apr-cost-of-credit/_jcr_content/module/disclosurecontainer/disclaimer.html?wcmmode=disabled" class="disclosure"></span></p> </th> <td class="home-small5apy">XXX</td> </tr> <tr class="home-smallIO"> <th><p>LOAN TYPE</p> </th> <td class="home-small6name">10/6 Interest only Jumbo ARM</td> </tr> <tr class="home-smallIO"> <th><p>RATE</p> </th> <td class="home-small6rate">XXX</td> </tr> <tr class="home-smallIO"> <th><p>APR<span data-disclosure-url="/content/chase-ux/en/structured/module/disclosure/personal/mortgage/apr-cost-of-credit/_jcr_content/module/disclosurecontainer/disclaimer.html?wcmmode=disabled" class="disclosure"></span></p> </th> <td class="home-small6apy">XXX</td> </tr> </tbody> </table> </div> <div class="disclaimer alignleft"><p>The annual percentage rate (APR) is the cost of credit over the term of the loan expressed as an annual rate. The APR shown here is based on the interest rate, any discount points, and mortgage insurance for FHA loans. It does not take into account the processing fee or any other loan-specific finance charges you may be required to pay. Rates are estimated by state and actual rates may vary.</p> <p>Rates displayed in the table include approximately 1 discount point and are based on the following assumptions: conforming 30-year fixed, 15-year fixed, 7/6 ARM and 5/6 ARM based on a loan amount of $350,000 with a down payment of 20%. 30-year fixed FHA based on a loan amount of $250,000 with a down payment of 5%. 30-year fixed jumbo and 10/6 Interest Only ARM jumbo products are based on a loan amount of $1,300,000 with a down payment of 30%. All loans assume a single-family residence; purchase loan; mortgage rate lock period of 30 days and customer profile with excellent credit. <a class="chaseanalytics-track-link regular-link " data-pt-name="lnk-mortgage-rates2" href="/personal/mortgage/mortgage-rates2">See estimated monthly payments.</a></p> <p>Depending upon your credit profile and loan amount, interest-only loans are available and provide for the payment of interest only for a set period of time, and payments of principal and interest thereafter for the remainder of the loan term. While making interest-only payments, principal is not reduced. At the end of this period, your monthly payment will increase.</p> </div> </script> <script id="PURCHASE-noCookie" type="text/template"> <div class="no-cookie-container"> <div class="primary-headline" tabindex="-1"> <span class="accessible-text">Cookies not enabled</span> <img class="autorate__update__update--error-message__img" src="/etc/designs/chase-ux/css/img/error-icon.png" alt="Alert Message" > <p>Cookies not enabled</p> </div> <div class="secondary-headline"> <p><b>We need cookies</b></p> <p>We use cookies to give you a more customized online experience.  Learn more about why we use cookies.</p> <p>Browsers differ, but you can usually enable your cookies  in your browser’s privacy settings (Usually under the Options or Settings menu for your browser)</p> <p>Once you've updated your cookies, refresh this page to continue.</p> </div> </div> </script> <script id="PURCHASE-serviceError" type="text/template"> <div class="service-error-container"> <div class="primary-headline" tabindex="-1"> <img class="error-message__img" src="/etc/designs/chase-ux/css/img/error-icon.png" alt="Alert Message" > <p> We weren’t able to find rates for your area</p> </div> <div class="secondary-headline"> Please try again with a different ZIP code</div> </div> </script> <script> require(["main"], function () { require(["amd/home-lending-small-table-dmps"], function (HomeLendingSmallDMPS) { HomeLendingSmallDMPS.init("PURCHASE"); }); }); </script></div> </div> <div id="tabs__module--container-2" role="tabpanel" class="tabs__module"> <div class="module home-refinance"><div class="hl-small row feature-container full-width-table"> <div class="tile-container col-xs-12 col-md-7"> <div class="hl-small__content--title"> <h2>N/A</h2> </div> <div class="hl-small__content--area"> <p></p> </div> <div class="hl-small__content--disclaimer"> <p><span class="accessible-text"></span></p> </div> <div class="hl-small__content--cta-container"> </div> </div> <div class="home-lending-small col-xs-12 col-md-5"> <div class="refinance"> <div class="zip-feature-container"></div> <div class="link-feature-container"></div> <div class="table-feature-container"></div> </div> <div class="home-lending-small--spinner jpui spinner" aria-label=""></div> </div> </div> <script id="REFINANCE-zipUpdate" type="text/template"> <div class="primary-headline" tabindex="-1"> <p>Some of our products and features might be different depending on your location. With your ZIP code, we can make sure the information you see is accurate.</p> </div> <div class="known__user--heading known-user" tabindex="-1"> <p><h2>Current Home Refinance Rates<br /> </h2> </p> </div> <div class="unknown__user--heading unknown-user" tabindex="-1"> <p><h3>Want to know Mortgage rates for refinance?</h3> </p> </div> <div class="known__user--desc known-user" tabindex="-1"> <p>Get a more accurate rate by entering your ZIP code of the home you're looking to refinance.</p> </div> <div class="unknown__user--desc unknown-user" tabindex="-1"> <p>Please tell us your ZIP code to see your local rates.</p> </div> <div class="validation-container"> <div class="serviceErrorMessage"> <p>Enter Valid 5-digit ZIP code</p> </div> <div class="input-container"> <label for ="zipCodeInput-home-small-refinance" class="input-label">ZIP code</label> <input type="text" name="z" autocomplete="postal-code" placeholder="ZIP code" class="input-field allowOnlyNum" id="zipCodeInput-home-small-refinance" maxlength="5" pattern="\d*" value="" /> </div> <div class="cta-button-container"> <button type="submit" class="cta-button btn cta cta--primary chaseanalytics-track-link" id="zipcodeSubmit-refinance">See Rates</button> </div> </div> </script> <script id="REFINANCE-linkcontainer" type="text/template"> <div class="refinance-rate-headline"> <a id="REFINANCE-zipLink" class="refinance-rate-link chaseanalytics-track-link" data-pt-name="SM_ZipgateCTAtrackingvalue" href="#"><%= zipcode %> not your ZIP code? Change your ZIP code</span> <span class="refinance-rate-link-icon icon-right-progress"></span> <span class="accessible-text"></span></a> </div> </script> <script id="REFINANCE-smallHLTable" type="text/template"> <div class="table-container"> <div class="primary-headline"> <h2 class="headline-text">Browse today's current mortgage interest rates for refinance</h2> </div> <div class="rate-info-container"> <p>Refinance rates for <%=zipcode%> as of <%= timestampvalue %></p> <a class="get-custom-rate regular-link chaseanalytics-track-link" href="https://www.chase.com/personal/mortgage/calculators-resources/mortgage-calculator" data-pt-name="lnk-rate-payment">Get a customized rate and payment</a> </div> </div> </script> <script id="REFINANCE-desktopTable" type="text/template"> <div class="rate-table-wrapper"> <table> <caption><span class="util accessible-text">Today's refinance interest rates for your local area</span></caption> <thead> <tr> <th scope= "col" class="aligncenter"><p>LOAN TYPE</p> </th> <th scope= "col" class="aligncenter"><p>RATE</p> </th> <th scope= "col" class="aligncenter"><p>APR<span class="disclosure" data-disclosure-url="/content/chase-ux/en/structured/module/disclosure/personal/mortgage/calculators/mortgage-rate-calc-refi-apr-1/_jcr_content/module/disclosurecontainer.html?wcmmode=disabled"></span></p> </th> </tr> </thead> <tbody> <tr class="home-30"> <td class="home-small0name aligncenter">30 year Fixed</td> <td class="home-small0rate aligncenter">XXX%</td> <td class="home-small0apy aligncenter">XXX%</td> </tr> <tr class="home-15"> <td class="home-small1name aligncenter">15 year Fixed</td> <td class="home-small1rate aligncenter">XXX%</td> <td class="home-small1apy aligncenter">XXX%</td> </tr> <tr class="home-fha"> <td class="home-small4name aligncenter">FHA</td> <td class="home-small4rate aligncenter">XXX%</td> <td class="home-small4apy aligncenter">XXX%</td> </tr> <tr class="home-76"> <td class="home-small2name aligncenter">7/6 month ARM</td> <td class="home-small2rate aligncenter">XXX%</td> <td class="home-small2apy aligncenter">XXX%</td> </tr> <tr class="home-56"> <td class="home-small3name aligncenter">5/6 month ARM</td> <td class="home-small3rate aligncenter">XXX%</td> <td class="home-small3apy aligncenter">XXX%</td> </tr> <tr class="home-jumbo"> <td class="home-small5name aligncenter">30 year Jumbo</td> <td class="home-small5rate aligncenter">XXX%</td> <td class="home-small5apy aligncenter">XXX%</td> </tr> <tr class="home-IO"> <td class="home-small6name aligncenter">10/6 Interest only Jumbo ARM</td> <td class="home-small6rate aligncenter">XXX%</td> <td class="home-small6apy aligncenter">XXX%</td> </tr> </tbody> </table> </div> <div class="disclaimer aligncenter"><p>The annual percentage rate (APR) is the cost of credit over the term of the loan expressed as an annual rate. The APR shown here is based on the interest rate and any discount points. It does not take into account the processing fee or any other loan-specific finance charges you may be required to pay. Rates are estimated by state and actual rates may vary.</p> <p>Rates displayed in the table include approximately 1 discount point and are based on the following assumptions: conforming 30-year fixed, 15-year fixed, 7/6 ARM and 5/6 ARM based on a loan amount of $350,000 with a loan to value of 55%. 30-year fixed Jumbo and 10/6 Interest Only ARM jumbo products are based on a loan amount of $1,300,000 with a loan to value of 55%. All loans assume a single family residence, refinance loan, mortgage rate lock period of 45 days in all states except NY which has a rate lock period of 60 days and customer profile with excellent credit. <a class="chaseanalytics-track-link regular-link " data-pt-name="lnk-mortgage-rates2" href="/personal/mortgage/mortgage-rates2">See estimated monthly payments.</a></p> <p>Depending upon your credit profile and loan amount, interest-only loans are available and provide for the payment of interest only for a set period of time, and payments of principal and interest thereafter for the remainder of the loan term. While making interest-only payments, principal is not reduced. At the end of this period, your monthly payment will increase.</p> </div> </script> <script id="REFINANCE-mobileTable" type="text/template"> <div class="small-breakpoint-wrapper"> <table aria-label="Today's refinance interest rates for your local area"> <tbody> <tr class="home-small30"> <th><p>LOAN TYPE</p> </th> <td class="home-small0name">30 year Fixed</td> </tr> <tr class="home-small30"> <th><p>RATE</p> </th> <td class="home-small0rate">XXX</td> </tr> <tr class="home-small30 loan-separation"> <th><p>APR<span class="disclosure" data-disclosure-url="/content/chase-ux/en/structured/module/disclosure/personal/mortgage/calculators/mortgage-rate-calc-refi-apr-1/_jcr_content/module/disclosurecontainer.html?wcmmode=disabled"></span></p> </th> <td class="home-small0apy">XXX</td> </tr> <tr class="home-small15"> <th><p>LOAN TYPE</p> </th> <td class="home-small1name">15 year Fixed</td> </tr> <tr class="home-small15"> <th><p>RATE</p> </th> <td class="home-small1rate">XXX</td> </tr> <tr class="home-small15 loan-separation"> <th><p>APR<span class="disclosure" data-disclosure-url="/content/chase-ux/en/structured/module/disclosure/personal/mortgage/calculators/mortgage-rate-calc-refi-apr-1/_jcr_content/module/disclosurecontainer.html?wcmmode=disabled"></span></p> </th> <td class="home-small1apy">XXX</td> </tr> <tr class="home-smallfha"> <th><p>LOAN TYPE</p> </th> <td class="home-small4name">FHA</td> </tr> <tr class="home-smallfha"> <th><p>RATE</p> </th> <td class="home-small4rate">XXX</td> </tr> <tr class="home-smallfha loan-separation"> <th><p>APR<span class="disclosure" data-disclosure-url="/content/chase-ux/en/structured/module/disclosure/personal/mortgage/calculators/mortgage-rate-calc-refi-apr-1/_jcr_content/module/disclosurecontainer.html?wcmmode=disabled"></span></p> </th> <td class="home-small4apy">XXX</td> </tr> <tr class="home-small76"> <th><p>LOAN TYPE</p> </th> <td class="home-small2name">7/6 month ARM</td> </tr> <tr class="home-small76"> <th><p>RATE</p> </th> <td class="home-small2rate">XXX</td> </tr> <tr class="home-small76 loan-separation"> <th><p>APR<span class="disclosure" data-disclosure-url="/content/chase-ux/en/structured/module/disclosure/personal/mortgage/calculators/mortgage-rate-calc-refi-apr-1/_jcr_content/module/disclosurecontainer.html?wcmmode=disabled"></span></p> </th> <td class="home-small2apy">XXX</td> </tr> <tr class="home-small56"> <th><p>LOAN TYPE</p> </th> <td class="home-small3name">5/6 month ARM</td> </tr> <tr class="home-small56"> <th><p>RATE</p> </th> <td class="home-small3rate">XXX</td> </tr> <tr class="home-small56 loan-separation"> <th><p>APR<span class="disclosure" data-disclosure-url="/content/chase-ux/en/structured/module/disclosure/personal/mortgage/calculators/mortgage-rate-calc-refi-apr-1/_jcr_content/module/disclosurecontainer.html?wcmmode=disabled"></span></p> </th> <td class="home-small3apy">XXX</td> </tr> <tr class="home-smalljumbo"> <th><p>LOAN TYPE</p> </th> <td class="home-small5name">30 year Jumbo</td> </tr> <tr class="home-smalljumbo"> <th><p>RATE</p> </th> <td class="home-small5rate">XXX</td> </tr> <tr class="home-smalljumbo loan-separation"> <th><p>APR<span class="disclosure" data-disclosure-url="/content/chase-ux/en/structured/module/disclosure/personal/mortgage/calculators/mortgage-rate-calc-refi-apr-1/_jcr_content/module/disclosurecontainer.html?wcmmode=disabled"></span></p> </th> <td class="home-small5apy">XXX</td> </tr> <tr class="home-smallIO"> <th><p>LOAN TYPE</p> </th> <td class="home-small6name">10/6 Interest only Jumbo ARM</td> </tr> <tr class="home-smallIO"> <th><p>RATE</p> </th> <td class="home-small6rate">XXX</td> </tr> <tr class="home-smallIO"> <th><p>APR<span class="disclosure" data-disclosure-url="/content/chase-ux/en/structured/module/disclosure/personal/mortgage/calculators/mortgage-rate-calc-refi-apr-1/_jcr_content/module/disclosurecontainer.html?wcmmode=disabled"></span></p> </th> <td class="home-small6apy">XXX</td> </tr> </tbody> </table> </div> <div class="disclaimer aligncenter"><p>The annual percentage rate (APR) is the cost of credit over the term of the loan expressed as an annual rate. The APR shown here is based on the interest rate and any discount points. It does not take into account the processing fee or any other loan-specific finance charges you may be required to pay. Rates are estimated by state and actual rates may vary.</p> <p>Rates displayed in the table include approximately 1 discount point and are based on the following assumptions: conforming 30-year fixed, 15-year fixed, 7/6 ARM and 5/6 ARM based on a loan amount of $350,000 with a loan to value of 55%. 30-year fixed Jumbo and 10/6 Interest Only ARM jumbo products are based on a loan amount of $1,300,000 with a loan to value of 55%. All loans assume a single family residence, refinance loan, mortgage rate lock period of 45 days in all states except NY which has a rate lock period of 60 days and customer profile with excellent credit. <a class="chaseanalytics-track-link regular-link " data-pt-name="lnk-mortgage-rates2" href="/personal/mortgage/mortgage-rates2">See estimated monthly payments.</a></p> <p>Depending upon your credit profile and loan amount, interest-only loans are available and provide for the payment of interest only for a set period of time, and payments of principal and interest thereafter for the remainder of the loan term. While making interest-only payments, principal is not reduced. At the end of this period, your monthly payment will increase.</p> </div> </script> <script id="REFINANCE-noCookie" type="text/template"> <div class="no-cookie-container"> <div class="primary-headline" tabindex="-1"> <span class="accessible-text">Cookies not enabled</span> <img class="autorate__update__update--error-message__img" src="/etc/designs/chase-ux/css/img/error-icon.png" alt="Alert Message" > <p>Cookies not enabled</p> </div> <div class="secondary-headline"> <p><b>We need cookies</b></p> <p>We use cookies to give you a more customized online experience. 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