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現金 - 维基百科,自由的百科全书

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title="我们推荐您创建账号并登录,但这不是强制性的"><span class="vector-icon mw-ui-icon-userAdd mw-ui-icon-wikimedia-userAdd"></span> <span>创建账号</span></a></li><li id="pt-login" class="user-links-collapsible-item mw-list-item"><a href="/w/index.php?title=Special:%E7%94%A8%E6%88%B7%E7%99%BB%E5%BD%95&amp;returnto=%E7%8F%BE%E9%87%91" title="建议你登录,尽管并非必须。​[o]" accesskey="o"><span class="vector-icon mw-ui-icon-logIn mw-ui-icon-wikimedia-logIn"></span> <span>登录</span></a></li> </ul> </div> </div> <div id="p-user-menu-anon-editor" class="vector-menu mw-portlet mw-portlet-user-menu-anon-editor" > <div class="vector-menu-heading"> 未登录编辑者的页面 <a href="/wiki/Help:%E6%96%B0%E6%89%8B%E5%85%A5%E9%97%A8" aria-label="了解有关编辑的更多信息"><span>了解详情</span></a> </div> <div class="vector-menu-content"> <ul class="vector-menu-content-list"> <li id="pt-anoncontribs" class="mw-list-item"><a href="/wiki/Special:%E6%88%91%E7%9A%84%E8%B4%A1%E7%8C%AE" title="来自此IP地址的编辑列表​[y]" accesskey="y"><span>贡献</span></a></li><li id="pt-anontalk" class="mw-list-item"><a href="/wiki/Special:%E6%88%91%E7%9A%84%E8%AE%A8%E8%AE%BA%E9%A1%B5" title="对于来自此IP地址编辑的讨论​[n]" accesskey="n"><span>讨论</span></a></li> </ul> </div> </div> </div> </div> </nav> </div> </header> </div> <div class="mw-page-container"> <div class="mw-page-container-inner"> <div class="vector-sitenotice-container"> <div id="siteNotice"><!-- CentralNotice --></div> </div> <div class="vector-column-start"> <div class="vector-main-menu-container"> <div id="mw-navigation"> <nav id="mw-panel" class="vector-main-menu-landmark" aria-label="站点"> <div id="vector-main-menu-pinned-container" class="vector-pinned-container"> </div> </nav> </div> </div> <div class="vector-sticky-pinned-container"> <nav id="mw-panel-toc" aria-label="目录" data-event-name="ui.sidebar-toc" class="mw-table-of-contents-container vector-toc-landmark"> <div id="vector-toc-pinned-container" class="vector-pinned-container"> <div id="vector-toc" class="vector-toc vector-pinnable-element"> <div class="vector-pinnable-header vector-toc-pinnable-header vector-pinnable-header-pinned" data-feature-name="toc-pinned" data-pinnable-element-id="vector-toc" > <h2 class="vector-pinnable-header-label">目录</h2> <button class="vector-pinnable-header-toggle-button vector-pinnable-header-pin-button" data-event-name="pinnable-header.vector-toc.pin">移至侧栏</button> <button class="vector-pinnable-header-toggle-button vector-pinnable-header-unpin-button" data-event-name="pinnable-header.vector-toc.unpin">隐藏</button> </div> <ul class="vector-toc-contents" id="mw-panel-toc-list"> <li id="toc-mw-content-text" class="vector-toc-list-item vector-toc-level-1"> <a href="#" class="vector-toc-link"> <div class="vector-toc-text">序言</div> </a> </li> <li id="toc-歷史" class="vector-toc-list-item vector-toc-level-1 vector-toc-list-item-expanded"> <a class="vector-toc-link" href="#歷史"> <div class="vector-toc-text"> <span class="vector-toc-numb">1</span> <span>歷史</span> </div> </a> <ul id="toc-歷史-sublist" class="vector-toc-list"> </ul> </li> <li id="toc-可能取代現金的工具" class="vector-toc-list-item vector-toc-level-1 vector-toc-list-item-expanded"> <a class="vector-toc-link" href="#可能取代現金的工具"> <div class="vector-toc-text"> <span class="vector-toc-numb">2</span> <span>可能取代現金的工具</span> </div> </a> <button aria-controls="toc-可能取代現金的工具-sublist" class="cdx-button cdx-button--weight-quiet cdx-button--icon-only vector-toc-toggle"> <span class="vector-icon mw-ui-icon-wikimedia-expand"></span> <span>开关可能取代現金的工具子章节</span> </button> <ul id="toc-可能取代現金的工具-sublist" class="vector-toc-list"> <li id="toc-無現金支付" class="vector-toc-list-item vector-toc-level-2"> <a class="vector-toc-link" href="#無現金支付"> <div class="vector-toc-text"> <span class="vector-toc-numb">2.1</span> <span>無現金支付</span> </div> </a> <ul id="toc-無現金支付-sublist" class="vector-toc-list"> </ul> </li> <li id="toc-數位貨幣和虛擬貨幣" class="vector-toc-list-item vector-toc-level-2"> <a class="vector-toc-link" href="#數位貨幣和虛擬貨幣"> <div class="vector-toc-text"> <span class="vector-toc-numb">2.2</span> <span>數位貨幣和虛擬貨幣</span> </div> </a> <ul id="toc-數位貨幣和虛擬貨幣-sublist" class="vector-toc-list"> </ul> </li> </ul> </li> <li id="toc-參考資料" class="vector-toc-list-item vector-toc-level-1 vector-toc-list-item-expanded"> <a class="vector-toc-link" href="#參考資料"> <div class="vector-toc-text"> <span class="vector-toc-numb">3</span> <span>參考資料</span> </div> </a> <ul id="toc-參考資料-sublist" class="vector-toc-list"> </ul> </li> <li id="toc-参见" class="vector-toc-list-item vector-toc-level-1 vector-toc-list-item-expanded"> <a class="vector-toc-link" href="#参见"> <div class="vector-toc-text"> <span class="vector-toc-numb">4</span> <span>参见</span> </div> </a> <ul id="toc-参见-sublist" class="vector-toc-list"> </ul> </li> </ul> </div> </div> </nav> </div> </div> <div class="mw-content-container"> <main id="content" class="mw-body"> <header class="mw-body-header vector-page-titlebar"> <nav aria-label="目录" class="vector-toc-landmark"> <div id="vector-page-titlebar-toc" class="vector-dropdown vector-page-titlebar-toc vector-button-flush-left" title="目录" > <input type="checkbox" id="vector-page-titlebar-toc-checkbox" role="button" aria-haspopup="true" data-event-name="ui.dropdown-vector-page-titlebar-toc" class="vector-dropdown-checkbox " aria-label="开关目录" > <label id="vector-page-titlebar-toc-label" for="vector-page-titlebar-toc-checkbox" class="vector-dropdown-label cdx-button cdx-button--fake-button cdx-button--fake-button--enabled cdx-button--weight-quiet cdx-button--icon-only " aria-hidden="true" ><span class="vector-icon mw-ui-icon-listBullet mw-ui-icon-wikimedia-listBullet"></span> <span class="vector-dropdown-label-text">开关目录</span> </label> <div class="vector-dropdown-content"> <div id="vector-page-titlebar-toc-unpinned-container" class="vector-unpinned-container"> </div> </div> </div> </nav> <h1 id="firstHeading" class="firstHeading mw-first-heading"><span class="mw-page-title-main">現金</span></h1> <div id="p-lang-btn" class="vector-dropdown mw-portlet mw-portlet-lang" > <input type="checkbox" id="p-lang-btn-checkbox" role="button" aria-haspopup="true" data-event-name="ui.dropdown-p-lang-btn" class="vector-dropdown-checkbox mw-interlanguage-selector" aria-label="前往另一种语言写成的文章。52种语言可用" > <label id="p-lang-btn-label" for="p-lang-btn-checkbox" class="vector-dropdown-label cdx-button cdx-button--fake-button cdx-button--fake-button--enabled cdx-button--weight-quiet cdx-button--action-progressive mw-portlet-lang-heading-52" aria-hidden="true" ><span class="vector-icon mw-ui-icon-language-progressive mw-ui-icon-wikimedia-language-progressive"></span> <span class="vector-dropdown-label-text">52种语言</span> </label> <div class="vector-dropdown-content"> <div class="vector-menu-content"> <ul class="vector-menu-content-list"> <li class="interlanguage-link interwiki-ar mw-list-item"><a href="https://ar.wikipedia.org/wiki/%D9%86%D9%82%D9%88%D8%AF" title="نقود – 阿拉伯语" lang="ar" hreflang="ar" data-title="نقود" data-language-autonym="العربية" data-language-local-name="阿拉伯语" class="interlanguage-link-target"><span>العربية</span></a></li><li class="interlanguage-link interwiki-be mw-list-item"><a href="https://be.wikipedia.org/wiki/%D0%9D%D0%B0%D1%8F%D1%9E%D0%BD%D1%8B%D1%8F_%D0%B3%D1%80%D0%BE%D1%88%D1%8B" title="Наяўныя грошы – 白俄罗斯语" lang="be" hreflang="be" data-title="Наяўныя грошы" data-language-autonym="Беларуская" data-language-local-name="白俄罗斯语" class="interlanguage-link-target"><span>Беларуская</span></a></li><li class="interlanguage-link interwiki-be-x-old mw-list-item"><a href="https://be-tarask.wikipedia.org/wiki/%D0%9D%D0%B0%D1%8F%D1%9E%D0%BD%D1%8B%D1%8F_%D0%B3%D1%80%D0%BE%D1%88%D1%8B" title="Наяўныя грошы – Belarusian (Taraškievica orthography)" lang="be-tarask" hreflang="be-tarask" data-title="Наяўныя грошы" data-language-autonym="Беларуская (тарашкевіца)" data-language-local-name="Belarusian (Taraškievica orthography)" class="interlanguage-link-target"><span>Беларуская (тарашкевіца)</span></a></li><li class="interlanguage-link interwiki-bn mw-list-item"><a href="https://bn.wikipedia.org/wiki/%E0%A6%A8%E0%A6%97%E0%A6%A6_(%E0%A6%85%E0%A6%B0%E0%A7%8D%E0%A6%A5)" title="নগদ (অর্থ) – 孟加拉语" lang="bn" hreflang="bn" data-title="নগদ (অর্থ)" data-language-autonym="বাংলা" data-language-local-name="孟加拉语" class="interlanguage-link-target"><span>বাংলা</span></a></li><li class="interlanguage-link interwiki-ca mw-list-item"><a href="https://ca.wikipedia.org/wiki/Diner_en_efectiu" title="Diner en efectiu – 加泰罗尼亚语" lang="ca" hreflang="ca" data-title="Diner en efectiu" data-language-autonym="Català" data-language-local-name="加泰罗尼亚语" class="interlanguage-link-target"><span>Català</span></a></li><li class="interlanguage-link interwiki-ckb mw-list-item"><a href="https://ckb.wikipedia.org/wiki/%D9%BE%D8%A7%D8%B1%DB%95%DB%8C_%D9%86%DB%95%D8%AE%D8%AA" title="پارەی نەخت – 中库尔德语" lang="ckb" hreflang="ckb" data-title="پارەی نەخت" data-language-autonym="کوردی" data-language-local-name="中库尔德语" class="interlanguage-link-target"><span>کوردی</span></a></li><li class="interlanguage-link interwiki-cs mw-list-item"><a href="https://cs.wikipedia.org/wiki/Hotov%C3%A9_pen%C3%ADze" title="Hotové peníze – 捷克语" lang="cs" hreflang="cs" data-title="Hotové peníze" data-language-autonym="Čeština" data-language-local-name="捷克语" class="interlanguage-link-target"><span>Čeština</span></a></li><li class="interlanguage-link interwiki-cv mw-list-item"><a href="https://cv.wikipedia.org/wiki/%D0%90%D0%BB%C4%83%D1%80%D0%B8_%D1%83%D0%BA%C3%A7%D0%B0" title="Алăри укçа – 楚瓦什语" lang="cv" hreflang="cv" data-title="Алăри укçа" data-language-autonym="Чӑвашла" data-language-local-name="楚瓦什语" class="interlanguage-link-target"><span>Чӑвашла</span></a></li><li class="interlanguage-link interwiki-da mw-list-item"><a href="https://da.wikipedia.org/wiki/Kontanter" title="Kontanter – 丹麦语" lang="da" hreflang="da" data-title="Kontanter" data-language-autonym="Dansk" data-language-local-name="丹麦语" class="interlanguage-link-target"><span>Dansk</span></a></li><li class="interlanguage-link interwiki-de mw-list-item"><a href="https://de.wikipedia.org/wiki/Bargeld" title="Bargeld – 德语" lang="de" hreflang="de" data-title="Bargeld" data-language-autonym="Deutsch" data-language-local-name="德语" class="interlanguage-link-target"><span>Deutsch</span></a></li><li class="interlanguage-link interwiki-diq mw-list-item"><a href="https://diq.wikipedia.org/wiki/Neq%C4%B1d" title="Neqıd – Dimli" lang="diq" hreflang="diq" data-title="Neqıd" data-language-autonym="Zazaki" data-language-local-name="Dimli" class="interlanguage-link-target"><span>Zazaki</span></a></li><li class="interlanguage-link interwiki-el mw-list-item"><a href="https://el.wikipedia.org/wiki/%CE%9C%CE%B5%CF%84%CF%81%CE%B7%CF%84%CE%AC" title="Μετρητά – 希腊语" lang="el" hreflang="el" data-title="Μετρητά" data-language-autonym="Ελληνικά" data-language-local-name="希腊语" class="interlanguage-link-target"><span>Ελληνικά</span></a></li><li class="interlanguage-link interwiki-en mw-list-item"><a href="https://en.wikipedia.org/wiki/Cash" title="Cash – 英语" lang="en" hreflang="en" data-title="Cash" data-language-autonym="English" data-language-local-name="英语" class="interlanguage-link-target"><span>English</span></a></li><li class="interlanguage-link interwiki-eo mw-list-item"><a href="https://eo.wikipedia.org/wiki/Kontanta_mono" title="Kontanta mono – 世界语" lang="eo" hreflang="eo" data-title="Kontanta mono" data-language-autonym="Esperanto" data-language-local-name="世界语" class="interlanguage-link-target"><span>Esperanto</span></a></li><li class="interlanguage-link interwiki-es mw-list-item"><a href="https://es.wikipedia.org/wiki/Dinero_en_efectivo" title="Dinero en efectivo – 西班牙语" lang="es" hreflang="es" data-title="Dinero en efectivo" data-language-autonym="Español" data-language-local-name="西班牙语" class="interlanguage-link-target"><span>Español</span></a></li><li class="interlanguage-link interwiki-et mw-list-item"><a href="https://et.wikipedia.org/wiki/Sularaha" title="Sularaha – 爱沙尼亚语" lang="et" hreflang="et" data-title="Sularaha" data-language-autonym="Eesti" data-language-local-name="爱沙尼亚语" class="interlanguage-link-target"><span>Eesti</span></a></li><li class="interlanguage-link interwiki-eu mw-list-item"><a href="https://eu.wikipedia.org/wiki/Eskudiru" title="Eskudiru – 巴斯克语" lang="eu" hreflang="eu" data-title="Eskudiru" data-language-autonym="Euskara" data-language-local-name="巴斯克语" class="interlanguage-link-target"><span>Euskara</span></a></li><li class="interlanguage-link interwiki-fa mw-list-item"><a href="https://fa.wikipedia.org/wiki/%D9%BE%D9%88%D9%84_%D9%86%D9%82%D8%AF" title="پول نقد – 波斯语" lang="fa" hreflang="fa" data-title="پول نقد" data-language-autonym="فارسی" data-language-local-name="波斯语" class="interlanguage-link-target"><span>فارسی</span></a></li><li class="interlanguage-link interwiki-fi mw-list-item"><a href="https://fi.wikipedia.org/wiki/K%C3%A4teinen" title="Käteinen – 芬兰语" lang="fi" hreflang="fi" data-title="Käteinen" data-language-autonym="Suomi" data-language-local-name="芬兰语" class="interlanguage-link-target"><span>Suomi</span></a></li><li class="interlanguage-link interwiki-ga mw-list-item"><a href="https://ga.wikipedia.org/wiki/Airgead_tirim" title="Airgead tirim – 爱尔兰语" lang="ga" hreflang="ga" data-title="Airgead tirim" data-language-autonym="Gaeilge" data-language-local-name="爱尔兰语" class="interlanguage-link-target"><span>Gaeilge</span></a></li><li class="interlanguage-link interwiki-he mw-list-item"><a href="https://he.wikipedia.org/wiki/%D7%9E%D7%96%D7%95%D7%9E%D7%A0%D7%99%D7%9D" title="מזומנים – 希伯来语" lang="he" hreflang="he" data-title="מזומנים" data-language-autonym="עברית" data-language-local-name="希伯来语" class="interlanguage-link-target"><span>עברית</span></a></li><li class="interlanguage-link interwiki-hi mw-list-item"><a href="https://hi.wikipedia.org/wiki/%E0%A4%B0%E0%A5%8B%E0%A4%95%E0%A4%A1%E0%A4%BC" title="रोकड़ – 印地语" lang="hi" hreflang="hi" data-title="रोकड़" data-language-autonym="हिन्दी" data-language-local-name="印地语" class="interlanguage-link-target"><span>हिन्दी</span></a></li><li class="interlanguage-link interwiki-ht mw-list-item"><a href="https://ht.wikipedia.org/wiki/Kach" title="Kach – 海地克里奥尔语" lang="ht" hreflang="ht" data-title="Kach" data-language-autonym="Kreyòl ayisyen" data-language-local-name="海地克里奥尔语" class="interlanguage-link-target"><span>Kreyòl ayisyen</span></a></li><li class="interlanguage-link interwiki-hy mw-list-item"><a href="https://hy.wikipedia.org/wiki/%D4%BF%D5%A1%D5%B6%D5%AD%D5%AB%D5%AF" title="Կանխիկ – 亚美尼亚语" lang="hy" hreflang="hy" data-title="Կանխիկ" data-language-autonym="Հայերեն" data-language-local-name="亚美尼亚语" class="interlanguage-link-target"><span>Հայերեն</span></a></li><li class="interlanguage-link interwiki-it mw-list-item"><a href="https://it.wikipedia.org/wiki/Contante" title="Contante – 意大利语" lang="it" hreflang="it" data-title="Contante" data-language-autonym="Italiano" data-language-local-name="意大利语" class="interlanguage-link-target"><span>Italiano</span></a></li><li class="interlanguage-link interwiki-ja mw-list-item"><a href="https://ja.wikipedia.org/wiki/%E7%8F%BE%E9%87%91" title="現金 – 日语" lang="ja" hreflang="ja" data-title="現金" data-language-autonym="日本語" data-language-local-name="日语" class="interlanguage-link-target"><span>日本語</span></a></li><li class="interlanguage-link interwiki-kk mw-list-item"><a href="https://kk.wikipedia.org/wiki/%D2%9A%D0%BE%D0%BB%D0%BC%D0%B0-%D2%9B%D0%BE%D0%BB_%D0%B0%D2%9B%D1%88%D0%B0_%D0%B0%D0%B9%D0%BD%D0%B0%D0%BB%D1%8B%D0%BC%D1%8B" title="Қолма-қол ақша айналымы – 哈萨克语" lang="kk" hreflang="kk" data-title="Қолма-қол ақша айналымы" data-language-autonym="Қазақша" data-language-local-name="哈萨克语" class="interlanguage-link-target"><span>Қазақша</span></a></li><li class="interlanguage-link interwiki-kn mw-list-item"><a href="https://kn.wikipedia.org/wiki/%E0%B2%A8%E0%B2%97%E0%B2%A6%E0%B3%81" title="ನಗದು – 卡纳达语" lang="kn" hreflang="kn" data-title="ನಗದು" data-language-autonym="ಕನ್ನಡ" data-language-local-name="卡纳达语" class="interlanguage-link-target"><span>ಕನ್ನಡ</span></a></li><li class="interlanguage-link interwiki-ko mw-list-item"><a href="https://ko.wikipedia.org/wiki/%ED%98%84%EA%B8%88" title="현금 – 韩语" lang="ko" hreflang="ko" data-title="현금" data-language-autonym="한국어" data-language-local-name="韩语" class="interlanguage-link-target"><span>한국어</span></a></li><li class="interlanguage-link interwiki-ku mw-list-item"><a href="https://ku.wikipedia.org/wiki/Cash" title="Cash – 库尔德语" lang="ku" hreflang="ku" data-title="Cash" data-language-autonym="Kurdî" data-language-local-name="库尔德语" class="interlanguage-link-target"><span>Kurdî</span></a></li><li class="interlanguage-link interwiki-lb mw-list-item"><a href="https://lb.wikipedia.org/wiki/Boergeld" title="Boergeld – 卢森堡语" lang="lb" hreflang="lb" data-title="Boergeld" data-language-autonym="Lëtzebuergesch" data-language-local-name="卢森堡语" class="interlanguage-link-target"><span>Lëtzebuergesch</span></a></li><li class="interlanguage-link interwiki-li mw-list-item"><a href="https://li.wikipedia.org/wiki/Chartaol_geld" title="Chartaol geld – 林堡语" lang="li" hreflang="li" data-title="Chartaol geld" data-language-autonym="Limburgs" data-language-local-name="林堡语" class="interlanguage-link-target"><span>Limburgs</span></a></li><li class="interlanguage-link interwiki-ne mw-list-item"><a href="https://ne.wikipedia.org/wiki/%E0%A4%A8%E0%A4%97%E0%A4%A6" title="नगद – 尼泊尔语" lang="ne" hreflang="ne" data-title="नगद" data-language-autonym="नेपाली" data-language-local-name="尼泊尔语" class="interlanguage-link-target"><span>नेपाली</span></a></li><li class="interlanguage-link interwiki-nl mw-list-item"><a href="https://nl.wikipedia.org/wiki/Chartaal_geld" title="Chartaal geld – 荷兰语" lang="nl" hreflang="nl" data-title="Chartaal geld" data-language-autonym="Nederlands" data-language-local-name="荷兰语" class="interlanguage-link-target"><span>Nederlands</span></a></li><li class="interlanguage-link interwiki-no mw-list-item"><a href="https://no.wikipedia.org/wiki/Kontanter" title="Kontanter – 书面挪威语" lang="nb" hreflang="nb" data-title="Kontanter" data-language-autonym="Norsk bokmål" data-language-local-name="书面挪威语" class="interlanguage-link-target"><span>Norsk bokmål</span></a></li><li class="interlanguage-link interwiki-pl mw-list-item"><a href="https://pl.wikipedia.org/wiki/Got%C3%B3wka" title="Gotówka – 波兰语" lang="pl" hreflang="pl" data-title="Gotówka" data-language-autonym="Polski" data-language-local-name="波兰语" class="interlanguage-link-target"><span>Polski</span></a></li><li class="interlanguage-link interwiki-pt mw-list-item"><a href="https://pt.wikipedia.org/wiki/Caixa_(conceito_financeiro)" title="Caixa (conceito financeiro) – 葡萄牙语" lang="pt" hreflang="pt" data-title="Caixa (conceito financeiro)" data-language-autonym="Português" data-language-local-name="葡萄牙语" class="interlanguage-link-target"><span>Português</span></a></li><li class="interlanguage-link interwiki-ro mw-list-item"><a href="https://ro.wikipedia.org/wiki/Numerar" title="Numerar – 罗马尼亚语" lang="ro" hreflang="ro" data-title="Numerar" data-language-autonym="Română" data-language-local-name="罗马尼亚语" class="interlanguage-link-target"><span>Română</span></a></li><li class="interlanguage-link interwiki-ru mw-list-item"><a href="https://ru.wikipedia.org/wiki/%D0%9D%D0%B0%D0%BB%D0%B8%D1%87%D0%BD%D1%8B%D0%B5_%D0%B4%D0%B5%D0%BD%D1%8C%D0%B3%D0%B8" title="Наличные деньги – 俄语" lang="ru" hreflang="ru" data-title="Наличные деньги" data-language-autonym="Русский" data-language-local-name="俄语" class="interlanguage-link-target"><span>Русский</span></a></li><li class="interlanguage-link interwiki-simple mw-list-item"><a href="https://simple.wikipedia.org/wiki/Cash" title="Cash – Simple English" lang="en-simple" hreflang="en-simple" data-title="Cash" data-language-autonym="Simple English" data-language-local-name="Simple English" class="interlanguage-link-target"><span>Simple English</span></a></li><li class="interlanguage-link interwiki-sr mw-list-item"><a href="https://sr.wikipedia.org/wiki/%D0%93%D0%BE%D1%82%D0%BE%D0%B2%D0%B8%D0%BD%D0%B0" title="Готовина – 塞尔维亚语" lang="sr" hreflang="sr" data-title="Готовина" data-language-autonym="Српски / srpski" data-language-local-name="塞尔维亚语" class="interlanguage-link-target"><span>Српски / srpski</span></a></li><li class="interlanguage-link interwiki-sv mw-list-item"><a href="https://sv.wikipedia.org/wiki/Kontanter" title="Kontanter – 瑞典语" lang="sv" hreflang="sv" data-title="Kontanter" data-language-autonym="Svenska" data-language-local-name="瑞典语" class="interlanguage-link-target"><span>Svenska</span></a></li><li class="interlanguage-link interwiki-te mw-list-item"><a href="https://te.wikipedia.org/wiki/%E0%B0%A1%E0%B0%AC%E0%B1%8D%E0%B0%AC%E0%B1%81" title="డబ్బు – 泰卢固语" lang="te" hreflang="te" data-title="డబ్బు" data-language-autonym="తెలుగు" data-language-local-name="泰卢固语" class="interlanguage-link-target"><span>తెలుగు</span></a></li><li class="interlanguage-link interwiki-th mw-list-item"><a href="https://th.wikipedia.org/wiki/%E0%B9%80%E0%B8%87%E0%B8%B4%E0%B8%99%E0%B8%AA%E0%B8%94" title="เงินสด – 泰语" lang="th" hreflang="th" data-title="เงินสด" data-language-autonym="ไทย" data-language-local-name="泰语" class="interlanguage-link-target"><span>ไทย</span></a></li><li class="interlanguage-link interwiki-tr mw-list-item"><a href="https://tr.wikipedia.org/wiki/Nakit" title="Nakit – 土耳其语" lang="tr" hreflang="tr" data-title="Nakit" data-language-autonym="Türkçe" data-language-local-name="土耳其语" class="interlanguage-link-target"><span>Türkçe</span></a></li><li class="interlanguage-link interwiki-uk mw-list-item"><a href="https://uk.wikipedia.org/wiki/%D0%93%D0%BE%D1%82%D1%96%D0%B2%D0%BA%D0%B0" title="Готівка – 乌克兰语" lang="uk" hreflang="uk" data-title="Готівка" data-language-autonym="Українська" data-language-local-name="乌克兰语" class="interlanguage-link-target"><span>Українська</span></a></li><li class="interlanguage-link interwiki-ur mw-list-item"><a href="https://ur.wikipedia.org/wiki/%D9%86%D9%82%D8%AF%DB%8C" title="نقدی – 乌尔都语" lang="ur" hreflang="ur" data-title="نقدی" data-language-autonym="اردو" data-language-local-name="乌尔都语" class="interlanguage-link-target"><span>اردو</span></a></li><li class="interlanguage-link interwiki-uz mw-list-item"><a href="https://uz.wikipedia.org/wiki/Cash" title="Cash – 乌兹别克语" lang="uz" hreflang="uz" data-title="Cash" data-language-autonym="Oʻzbekcha / ўзбекча" data-language-local-name="乌兹别克语" class="interlanguage-link-target"><span>Oʻzbekcha / ўзбекча</span></a></li><li class="interlanguage-link interwiki-vi mw-list-item"><a href="https://vi.wikipedia.org/wiki/Ti%E1%BB%81n_m%E1%BA%B7t" title="Tiền mặt – 越南语" lang="vi" hreflang="vi" data-title="Tiền mặt" data-language-autonym="Tiếng Việt" data-language-local-name="越南语" class="interlanguage-link-target"><span>Tiếng Việt</span></a></li><li class="interlanguage-link interwiki-yi mw-list-item"><a href="https://yi.wikipedia.org/wiki/%D7%9E%D7%96%D7%95%D7%9E%D7%9F" title="מזומן – 意第绪语" lang="yi" hreflang="yi" data-title="מזומן" data-language-autonym="ייִדיש" data-language-local-name="意第绪语" class="interlanguage-link-target"><span>ייִדיש</span></a></li><li class="interlanguage-link interwiki-zh-min-nan mw-list-item"><a href="https://zh-min-nan.wikipedia.org/wiki/Hi%C4%81n-kim" title="Hiān-kim – 闽南语" lang="nan" hreflang="nan" data-title="Hiān-kim" data-language-autonym="閩南語 / Bân-lâm-gú" data-language-local-name="闽南语" class="interlanguage-link-target"><span>閩南語 / Bân-lâm-gú</span></a></li><li class="interlanguage-link interwiki-zh-yue mw-list-item"><a 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class="sidebar sidebar-collapse nomobile nowraplinks"><tbody><tr><th class="sidebar-title"><a href="/wiki/%E9%87%91%E8%9E%8D" title="金融">金融</a></th></tr><tr><td class="sidebar-image"><span typeof="mw:File"><a href="/wiki/File:Philippine-stock-market-board.jpg" class="mw-file-description"><img src="//upload.wikimedia.org/wikipedia/commons/thumb/d/d7/Philippine-stock-market-board.jpg/250px-Philippine-stock-market-board.jpg" decoding="async" width="250" height="188" class="mw-file-element" srcset="//upload.wikimedia.org/wikipedia/commons/thumb/d/d7/Philippine-stock-market-board.jpg/375px-Philippine-stock-market-board.jpg 1.5x, //upload.wikimedia.org/wikipedia/commons/thumb/d/d7/Philippine-stock-market-board.jpg/500px-Philippine-stock-market-board.jpg 2x" data-file-width="640" data-file-height="480" /></a></span></td></tr><tr><td class="sidebar-content"> <div class="sidebar-list mw-collapsible mw-collapsed"><div class="sidebar-list-title" style="background:#ddf;text-align:center;"><a href="/wiki/%E9%87%91%E8%9E%8D%E5%B8%82%E5%9C%BA" title="金融市场">金融市场</a></div><div class="sidebar-list-content mw-collapsible-content plainlist"><table class="sidebar nomobile nowraplinks" style="background-color: transparent; color: var( --color-base ); border-collapse:collapse; border-spacing:0px; border:none; width:100%; margin:0px; font-size:100%; clear:none; float:none"><tbody><tr><th class="sidebar-heading" style="background:#e9e9ff;font-weight:normal;"> 资产</th></tr><tr><td class="sidebar-content hlist" style="padding-left:0.5em;padding-right:0.5em;"> <ul><li><a href="/wiki/%E5%82%B5%E5%88%B8%E5%B8%82%E5%A0%B4" title="債券市場">債券市場</a></li> <li><span class="ilh-all" data-orig-title="商品市场" data-lang-code="en" data-lang-name="英语" data-foreign-title="Commodity market"><span class="ilh-page"><a href="/w/index.php?title=%E5%95%86%E5%93%81%E5%B8%82%E5%9C%BA&amp;action=edit&amp;redlink=1" class="new" title="商品市场(页面不存在)">商品市场</a></span><span class="noprint ilh-comment"><span class="ilh-paren">(</span><span class="ilh-lang">英语</span><span class="ilh-colon">:</span><span class="ilh-link"><a href="https://en.wikipedia.org/wiki/Commodity_market" class="extiw" title="en:Commodity market"><span lang="en" dir="auto">Commodity market</span></a></span><span class="ilh-paren">)</span></span></span></li> <li><span class="ilh-all" data-orig-title="衍生品市场" data-lang-code="en" data-lang-name="英语" data-foreign-title="Derivatives market"><span class="ilh-page"><a href="/w/index.php?title=%E8%A1%8D%E7%94%9F%E5%93%81%E5%B8%82%E5%9C%BA&amp;action=edit&amp;redlink=1" class="new" title="衍生品市场(页面不存在)">衍生品市场</a></span><span class="noprint ilh-comment"><span class="ilh-paren">(</span><span class="ilh-lang">英语</span><span class="ilh-colon">:</span><span class="ilh-link"><a href="https://en.wikipedia.org/wiki/Derivatives_market" class="extiw" title="en:Derivatives market"><span lang="en" dir="auto">Derivatives market</span></a></span><span class="ilh-paren">)</span></span></span></li> <li><a href="/wiki/%E5%A4%96%E6%B1%87%E5%B8%82%E5%9C%BA" title="外汇市场">外汇市场</a></li> <li><a href="/wiki/%E8%B4%A7%E5%B8%81%E5%B8%82%E5%9C%BA" title="货币市场">货币市场</a></li> <li><a href="/wiki/%E6%9F%9C%E5%8F%B0%E4%B9%B0%E5%8D%96" title="柜台买卖">柜台买卖</a></li> <li><a href="/wiki/%E7%A7%81%E4%BA%BA%E8%82%A1%E6%9D%83%E6%8A%95%E8%B5%84" title="私人股权投资">私人股权投资</a></li> <li><a href="/wiki/%E4%B8%8D%E5%8A%A8%E4%BA%A7" class="mw-redirect" title="不动产">不动产</a></li> <li><a href="/wiki/%E7%8E%B0%E8%B4%A7%E5%B8%82%E5%9C%BA" title="现货市场">现货市场</a></li> <li><a href="/wiki/%E8%82%A1%E5%B8%82" class="mw-redirect" title="股市">股市</a></li></ul></td> </tr><tr><th class="sidebar-heading" style="background:#e9e9ff;font-weight:normal;"> <span class="ilh-all" data-orig-title="金融市场的参与者" data-lang-code="en" data-lang-name="英语" data-foreign-title="Financial market participants"><span class="ilh-page"><a href="/w/index.php?title=%E9%87%91%E8%9E%8D%E5%B8%82%E5%9C%BA%E7%9A%84%E5%8F%82%E4%B8%8E%E8%80%85&amp;action=edit&amp;redlink=1" class="new" title="金融市场的参与者(页面不存在)">参与者</a></span><span class="noprint ilh-comment"><span class="ilh-paren">(</span><span class="ilh-lang">英语</span><span class="ilh-colon">:</span><span class="ilh-link"><a href="https://en.wikipedia.org/wiki/Financial_market_participants" class="extiw" title="en:Financial market participants"><span lang="en" dir="auto">Financial market participants</span></a></span><span class="ilh-paren">)</span></span></span></th></tr><tr><td class="sidebar-content hlist" style="padding-top:0.15em;"> <ul><li><a href="/wiki/%E6%8A%95%E8%B3%87%E8%80%85" title="投資者">投资者</a> <ul><li><a href="/wiki/%E6%9C%BA%E6%9E%84%E6%8A%95%E8%B5%84%E8%80%85" title="机构投资者">机构投资者</a></li></ul></li> <li><a href="/wiki/%E9%9B%B6%E5%94%AE" title="零售">零售</a></li> <li><a href="/wiki/%E6%8A%95%E6%9C%BA" title="投机">投机</a></li></ul></td> </tr><tr><th class="sidebar-heading" style="background:#e9e9ff;font-weight:normal;"> <a href="/wiki/%E5%9B%BD%E9%99%85%E9%87%91%E8%9E%8D%E4%B8%AD%E5%BF%83" title="国际金融中心">位置</a></th></tr><tr><td class="sidebar-content hlist" style="padding-top:0.15em;"> <ul><li><a href="/wiki/%E5%9B%BD%E9%99%85%E9%87%91%E8%9E%8D%E4%B8%AD%E5%BF%83" title="国际金融中心">国际金融中心</a></li> <li><a href="/wiki/%E7%A6%BB%E5%B2%B8%E9%87%91%E8%9E%8D%E4%B8%AD%E5%BF%83" title="离岸金融中心">离岸金融中心</a></li></ul></td> </tr></tbody></table></div></div></td> </tr><tr><td class="sidebar-content"> <div class="sidebar-list mw-collapsible mw-collapsed"><div class="sidebar-list-title" style="background:#ddf;text-align:center;"><a href="/wiki/%E9%87%91%E8%9E%8D%E5%95%86%E5%93%81" title="金融商品">金融工具</a></div><div class="sidebar-list-content mw-collapsible-content plainlist"><div class="hlist"> <ul><li><a class="mw-selflink selflink">現金</a></li> <li><a href="/wiki/%E5%80%9F%E8%B4%B7" title="借贷">借贷</a></li> <li><a href="/wiki/%E6%8A%B5%E6%8A%BC" title="抵押">抵押</a></li> <li><a href="/wiki/%E8%AD%89%E5%88%B8" title="證券">證券</a></li> <li><a href="/wiki/%E5%80%BA%E5%88%B8" title="债券">债券</a></li> <li><a href="/wiki/%E8%82%A1%E7%A5%A8" title="股票">股票</a></li> <li><a href="/wiki/%E4%BF%9D%E9%9A%AA" title="保險">保險</a></li> <li><a href="/wiki/%E6%9C%9F%E8%B4%A7" title="期货">期货</a></li></ul> <div class="hlist"><ul><li><a href="/wiki/%E6%9C%9F%E6%9D%83" class="mw-redirect" title="期权">期权</a> (<a href="/wiki/%E7%9C%8B%E6%B6%A8%E6%9C%9F%E6%9D%83" title="看涨期权">看漲期权</a></li><li><span class="ilh-all" data-orig-title="奇異選擇權" data-lang-code="en" data-lang-name="英语" data-foreign-title="Exotic option"><span class="ilh-page"><a href="/w/index.php?title=%E5%A5%87%E7%95%B0%E9%81%B8%E6%93%87%E6%AC%8A&amp;action=edit&amp;redlink=1" class="new" title="奇異選擇權(页面不存在)">奇異選擇權</a></span><span class="noprint ilh-comment"><span class="ilh-paren">(</span><span class="ilh-lang">英语</span><span class="ilh-colon">:</span><span class="ilh-link"><a href="https://en.wikipedia.org/wiki/Exotic_option" class="extiw" title="en:Exotic option"><span lang="en" dir="auto">Exotic option</span></a></span><span class="ilh-paren">)</span></span></span></li><li><a href="/w/index.php?title=%E7%9C%8B%E8%B7%8C%E6%9C%9F%E6%9D%83&amp;action=edit&amp;redlink=1" class="new" title="看跌期权(页面不存在)">看跌期权</a>)</li></ul></div> <ul><li><a href="/wiki/%E5%82%B5%E5%8B%99%E6%93%94%E4%BF%9D%E8%AD%89%E5%88%B8" title="債務擔保證券">債務擔保證券</a></li> <li><a href="/wiki/%E4%BF%A1%E7%94%A8%E9%81%95%E7%B4%84%E4%BA%A4%E6%8F%9B" title="信用違約交換">信用違約交換</a></li> <li><a href="/wiki/%E5%AD%98%E6%AC%BE" title="存款">存款</a></li> <li><a href="/wiki/%E5%AE%9A%E6%9C%9F%E5%AD%98%E6%AC%BE" title="定期存款">定期存款</a> (<a href="/wiki/%E5%AD%98%E6%AC%BE%E8%AF%81%E4%B9%A6" class="mw-redirect" title="存款证书">存款证书</a>)</li> <li><a href="/wiki/%E4%BF%A1%E7%94%A8%E9%A1%8D%E5%BA%A6" title="信用額度">信用額度</a></li> <li><a href="/wiki/%E4%BF%A1%E7%94%A8%E8%AF%81" title="信用证">信用证</a></li> <li><a href="/wiki/%E9%87%91%E8%9E%8D%E8%A1%8D%E7%94%9F%E5%B7%A5%E5%85%B7" title="金融衍生工具">金融衍生工具</a></li> <li><span class="ilh-all" data-orig-title="赔偿 (合約法)" data-lang-code="en" data-lang-name="英语" data-foreign-title="Indemnity"><span class="ilh-page"><a href="/w/index.php?title=%E8%B5%94%E5%81%BF_(%E5%90%88%E7%B4%84%E6%B3%95)&amp;action=edit&amp;redlink=1" class="new" title="赔偿 (合約法)(页面不存在)">赔偿</a></span><span class="noprint ilh-comment"><span class="ilh-paren">(</span><span class="ilh-lang">英语</span><span class="ilh-colon">:</span><span class="ilh-link"><a href="https://en.wikipedia.org/wiki/Indemnity" class="extiw" title="en:Indemnity"><span lang="en" dir="auto">Indemnity</span></a></span><span class="ilh-paren">)</span></span></span></li> <li><a href="/wiki/%E9%99%84%E8%B2%B7%E5%9B%9E%E5%8D%94%E8%AD%B0" title="附買回協議">附買回協議</a></li> <li><a href="/wiki/%E9%8A%80%E5%9C%98%E8%B2%B8%E6%AC%BE" title="銀團貸款">銀團貸款</a></li></ul> </div></div></div></td> </tr><tr><td class="sidebar-content"> <div class="sidebar-list mw-collapsible mw-collapsed"><div class="sidebar-list-title" style="background:#ddf;text-align:center;"><a href="/wiki/%E5%85%AC%E5%8F%B8%E9%87%91%E8%9E%8D%E5%AD%A6" title="公司金融学">公司金融</a></div><div class="sidebar-list-content mw-collapsible-content plainlist"><table class="sidebar nomobile nowraplinks" style="background-color: transparent; color: var( --color-base ); border-collapse:collapse; border-spacing:0px; border:none; width:100%; margin:0px; font-size:100%; clear:none; float:none"><tbody><tr><th class="sidebar-heading" style="background:#e9e9ff;font-weight:normal"> 通用</th></tr><tr><td class="sidebar-content hlist" style="padding-left:0.5em;padding-right:0.5em;"> <ul><li><a href="/wiki/%E4%BC%9A%E8%AE%A1%E5%AD%A6" title="会计学">会计学</a></li> <li><a href="/wiki/%E5%AE%A1%E8%AE%A1" class="mw-disambig" title="审计">审计</a></li> <li><a href="/w/index.php?title=%E8%B5%84%E6%9C%AC%E9%A2%84%E7%AE%97&amp;action=edit&amp;redlink=1" class="new" title="资本预算(页面不存在)">资本预算</a></li> <li><a href="/wiki/%E4%BF%A1%E7%94%A8%E8%AF%84%E7%BA%A7%E6%9C%BA%E6%9E%84" class="mw-redirect" title="信用评级机构">信用评级机构</a></li> <li><a href="/w/index.php?title=%E8%B4%A2%E5%8A%A1%E9%A3%8E%E9%99%A9%E7%AE%A1%E7%90%86&amp;action=edit&amp;redlink=1" class="new" title="财务风险管理(页面不存在)">财务风险管理</a></li> <li><a href="/wiki/%E8%B2%A1%E5%8B%99%E5%A0%B1%E8%A1%A8" title="財務報表">財務報表</a></li></ul></td> </tr><tr><th class="sidebar-heading" style="background:#e9e9ff;font-weight:normal"> 交易</th></tr><tr><td class="sidebar-content hlist" style="padding-left:0.5em;padding-right:0.5em;"> <ul><li><a href="/wiki/%E6%9D%A0%E6%9D%86%E6%94%B6%E8%B4%AD" title="杠杆收购">杠杆收购</a></li> <li><a href="/wiki/%E4%BD%B5%E8%B3%BC" title="併購">收购</a></li> <li><a href="/wiki/%E7%BB%93%E6%9E%84%E6%80%A7%E8%9E%8D%E8%B5%84" title="结构性融资">结构性融资</a></li> <li><a href="/wiki/%E9%A3%8E%E9%99%A9%E6%8A%95%E8%B5%84" title="风险投资">风险投资</a></li> <li><a href="/wiki/%E5%A4%9A%E8%A7%92%E5%8C%96%E6%8A%95%E8%B3%87" title="多角化投資">多角化投資</a></li></ul></td> </tr><tr><th class="sidebar-heading" style="background:#e9e9ff;font-weight:normal"> 税务</th></tr><tr><td class="sidebar-content hlist" style="padding-left:0.5em;padding-right:0.5em;"> <ul><li><a href="/w/index.php?title=%E7%A8%8E%E8%B4%9F%E5%80%92%E7%BD%AE&amp;action=edit&amp;redlink=1" class="new" title="税负倒置(页面不存在)">税负倒置</a></li> <li><a href="/wiki/%E9%81%BF%E7%A8%85%E6%B8%AF" title="避稅港">避稅港</a></li> <li><a href="/wiki/%E7%A7%BB%E8%BD%89%E5%AE%9A%E5%83%B9" class="mw-redirect" title="移轉定價">移轉定價</a></li></ul></td> </tr></tbody></table></div></div></td> </tr><tr><td class="sidebar-content"> <div class="sidebar-list mw-collapsible mw-collapsed"><div class="sidebar-list-title" style="background:#ddf;text-align:center;"><a href="/wiki/%E4%B8%AA%E4%BA%BA%E7%90%86%E8%B4%A2" title="个人理财">个人理财</a></div><div class="sidebar-list-content mw-collapsible-content plainlist"> <ul><li><a href="/wiki/%E9%87%91%E8%9E%8D%E4%BF%A1%E7%94%A8" title="金融信用">金融信用</a>&#160;/&#32;<a href="/w/index.php?title=%E6%B6%88%E8%B4%B9%E8%80%85%E5%80%BA%E5%8A%A1&amp;action=edit&amp;redlink=1" class="new" title="消费者债务(页面不存在)">消费者债务</a></li> <li><a href="/wiki/%E5%83%B1%E5%82%AD%E5%90%88%E7%B4%84" title="僱傭合約">雇佣合约</a></li> <li><a href="/w/index.php?title=%E8%B4%A2%E5%8A%A1%E8%A7%84%E5%88%92&amp;action=edit&amp;redlink=1" class="new" title="财务规划(页面不存在)">财务规划</a></li> <li><div class="hlist"><ul><li><a href="/wiki/%E9%80%80%E4%BC%91" title="退休">退休</a></li><li><a href="/wiki/%E5%AD%B8%E7%94%9F%E8%B2%B8%E6%AC%BE" class="mw-redirect" title="學生貸款">學生貸款</a></li></ul></div></li></ul></div></div></td> </tr><tr><td class="sidebar-content"> <div class="sidebar-list mw-collapsible mw-collapsed"><div class="sidebar-list-title" style="background:#ddf;text-align:center;"><a href="/wiki/%E5%85%AC%E5%85%B1%E8%B4%A2%E6%94%BF" class="mw-redirect" title="公共财政">公共财政</a></div><div class="sidebar-list-content mw-collapsible-content plainlist"><table class="sidebar nomobile nowraplinks" style="background-color: transparent; color: var( --color-base ); border-collapse:collapse; border-spacing:0px; border:none; width:100%; margin:0px; font-size:100%; clear:none; float:none"><tbody><tr><th class="sidebar-heading" style="background:#e9e9ff;font-weight:normal;;display:block;margin-top:0.15em;"> <a href="/w/index.php?title=%E8%B4%A2%E6%94%BF%E6%94%AF%E5%87%BA&amp;action=edit&amp;redlink=1" class="new" title="财政支出(页面不存在)">财政支出</a></th></tr><tr><td class="sidebar-content" style="padding-top:0.15em;"> <ul><li><a href="/w/index.php?title=%E6%94%BF%E5%BA%9C%E6%9C%80%E7%BB%88%E6%B6%88%E8%B4%B9%E6%94%AF%E5%87%BA&amp;action=edit&amp;redlink=1" class="new" title="政府最终消费支出(页面不存在)">政府最终消费支出</a></li> <li><div class="hlist"><ul><li><a href="/w/index.php?title=%E6%94%BF%E5%BA%9C%E8%BF%90%E4%BD%9C&amp;action=edit&amp;redlink=1" class="new" title="政府运作(页面不存在)">政府运作</a></li><li><a href="/wiki/%E8%B4%A2%E5%AF%8C%E5%86%8D%E5%88%86%E9%85%8D" class="mw-redirect" title="财富再分配">财富再分配</a></li></ul></div></li> <li><a href="/wiki/%E8%BD%AC%E7%A7%BB%E6%94%AF%E4%BB%98" title="转移支付">转移支付</a></li></ul></td> </tr><tr><th class="sidebar-heading" style="background:#e9e9ff;font-weight:normal;"> <a href="/wiki/%E8%B4%A2%E6%94%BF%E6%94%B6%E5%85%A5" class="mw-redirect" title="财政收入">财政收入</a></th></tr><tr><td class="sidebar-content" style="padding-top:0.15em;;padding-left:0.5em;padding-right:0.5em;"> <ul><li><div class="hlist"><ul><li><a href="/wiki/%E7%A8%85" title="稅">税收</a></li><li><a href="/wiki/%E8%B5%A4%E5%AD%97" title="赤字">赤字</a></li></ul></div></li> <li><div class="hlist"><ul><li><a href="/wiki/%E6%94%BF%E5%BA%9C%E9%A2%84%E7%AE%97" title="政府预算">政府预算</a></li><li><a href="/wiki/%E5%85%AC%E5%80%BA" class="mw-redirect" title="公债">公债</a></li></ul></div></li> <li><a href="/w/index.php?title=%E9%9D%9E%E7%A8%8E%E6%94%B6%E6%94%B6%E5%85%A5&amp;action=edit&amp;redlink=1" class="new" title="非税收收入(页面不存在)">非税收收入</a></li> <li><a href="/w/index.php?title=%E6%94%AF%E4%BB%98%E5%87%AD%E8%AF%81&amp;action=edit&amp;redlink=1" class="new" title="支付凭证(页面不存在)">支付凭证</a></li></ul></td> </tr></tbody></table></div></div></td> </tr><tr><td class="sidebar-content"> <div class="sidebar-list mw-collapsible mw-collapsed"><div class="sidebar-list-title" style="background:#ddf;text-align:center;"><a href="/wiki/%E9%93%B6%E8%A1%8C" class="mw-redirect" title="银行">银行</a></div><div class="sidebar-list-content mw-collapsible-content plainlist"><div class="hlist"> <ul><li><a href="/wiki/%E4%B8%AD%E5%A4%AE%E9%93%B6%E8%A1%8C" title="中央银行">中央银行</a></li> <li><a href="/wiki/%E5%AD%98%E6%AC%BE" title="存款">存款</a></li> <li><a href="/w/index.php?title=%E9%83%A8%E5%88%86%E5%82%A8%E5%A4%87%E9%87%91%E4%BD%93%E7%B3%BB&amp;action=edit&amp;redlink=1" class="new" title="部分储备金体系(页面不存在)">部分储备金体系</a></li> <li><a href="/wiki/%E5%85%A8%E5%84%B2%E5%82%99%E9%8A%80%E8%A1%8C%E6%A5%AD%E5%8B%99" title="全儲備銀行業務">全儲備銀行業務</a></li> <li><a href="/wiki/%E5%80%9F%E8%B4%B7" title="借贷">借贷</a></li> <li><a href="/wiki/%E8%B2%A8%E5%B9%A3%E4%BE%9B%E6%87%89%E9%87%8F" title="貨幣供應量">货币供给</a></li></ul> </div></div></div></td> </tr><tr><td class="sidebar-content"> <div class="sidebar-list mw-collapsible mw-collapsed"><div class="sidebar-list-title" style="background:#ddf;text-align:center;"><a href="/wiki/%E9%87%91%E8%9E%8D%E7%9B%A3%E7%AE%A1" title="金融監管">金融監管</a>&#160;<b>·</b> <a href="/wiki/%E9%87%91%E8%9E%8D%E6%B3%95%E5%AD%A6" title="金融法学">金融法</a></div><div class="sidebar-list-content mw-collapsible-content plainlist"><table class="sidebar nomobile nowraplinks" style="background-color: transparent; color: var( --color-base ); border-collapse:collapse; border-spacing:0px; border:none; width:100%; margin:0px; font-size:100%; clear:none; float:none"><tbody><tr><td class="sidebar-content"> <ul><li><a href="/wiki/%E5%9B%BD%E9%99%85%E8%B4%A2%E5%8A%A1%E6%8A%A5%E5%91%8A%E5%87%86%E5%88%99" title="国际财务报告准则">国际财务报告准则</a></li> <li><span class="ilh-all" data-orig-title="ISO 31000" data-lang-code="en" data-lang-name="英语" data-foreign-title="ISO 31000"><span class="ilh-page"><a href="/w/index.php?title=ISO_31000&amp;action=edit&amp;redlink=1" class="new" title="ISO 31000(页面不存在)">ISO 31000</a></span><span class="noprint ilh-comment"><span class="ilh-paren">(</span><span class="ilh-lang">英语</span><span class="ilh-colon">:</span><span class="ilh-link"><a href="https://en.wikipedia.org/wiki/ISO_31000" class="extiw" title="en:ISO 31000"><span lang="en" dir="auto">ISO 31000</span></a></span><span class="ilh-paren">)</span></span></span></li> <li><span class="ilh-all" data-orig-title="金融业的专业认证" data-lang-code="en" data-lang-name="英语" data-foreign-title="Professional certification in financial services"><span class="ilh-page"><a href="/w/index.php?title=%E9%87%91%E8%9E%8D%E4%B8%9A%E7%9A%84%E4%B8%93%E4%B8%9A%E8%AE%A4%E8%AF%81&amp;action=edit&amp;redlink=1" class="new" title="金融业的专业认证(页面不存在)">金融业的专业认证</a></span><span class="noprint ilh-comment"><span class="ilh-paren">(</span><span class="ilh-lang">英语</span><span class="ilh-colon">:</span><span class="ilh-link"><a href="https://en.wikipedia.org/wiki/Professional_certification_in_financial_services" class="extiw" title="en:Professional certification in financial services"><span lang="en" dir="auto">Professional certification in financial services</span></a></span><span class="ilh-paren">)</span></span></span></li> <li><span class="ilh-all" data-orig-title="基金治理" data-lang-code="en" data-lang-name="英语" data-foreign-title="Fund governance"><span class="ilh-page"><a href="/w/index.php?title=%E5%9F%BA%E9%87%91%E6%B2%BB%E7%90%86&amp;action=edit&amp;redlink=1" class="new" title="基金治理(页面不存在)">基金治理</a></span><span class="noprint ilh-comment"><span class="ilh-paren">(</span><span class="ilh-lang">英语</span><span class="ilh-colon">:</span><span class="ilh-link"><a href="https://en.wikipedia.org/wiki/Fund_governance" class="extiw" title="en:Fund governance"><span lang="en" dir="auto">Fund governance</span></a></span><span class="ilh-paren">)</span></span></span></li></ul></td> </tr></tbody></table></div></div></td> </tr><tr><td class="sidebar-content"> <div class="sidebar-list mw-collapsible mw-collapsed"><div class="sidebar-list-title" style="background:#ddf;text-align:center;"><a href="/wiki/%E7%BB%8F%E6%B5%8E%E5%8F%B2" title="经济史">经济史</a></div><div class="sidebar-list-content mw-collapsible-content plainlist"> <ul><li><span class="ilh-all" data-orig-title="私募股权投资和风险投资史" data-lang-code="en" data-lang-name="英语" data-foreign-title="History of private equity and venture capital"><span class="ilh-page"><a href="/w/index.php?title=%E7%A7%81%E5%8B%9F%E8%82%A1%E6%9D%83%E6%8A%95%E8%B5%84%E5%92%8C%E9%A3%8E%E9%99%A9%E6%8A%95%E8%B5%84%E5%8F%B2&amp;action=edit&amp;redlink=1" class="new" title="私募股权投资和风险投资史(页面不存在)">私募股权投资和风险投资史</a></span><span class="noprint ilh-comment"><span class="ilh-paren">(</span><span class="ilh-lang">英语</span><span class="ilh-colon">:</span><span class="ilh-link"><a href="https://en.wikipedia.org/wiki/History_of_private_equity_and_venture_capital" class="extiw" title="en:History of private equity and venture capital"><span lang="en" dir="auto">History of private equity and venture capital</span></a></span><span class="ilh-paren">)</span></span></span></li> <li><a href="/wiki/%E7%BB%8F%E6%B5%8E%E8%A1%B0%E9%80%80" title="经济衰退">经济衰退</a></li> <li><span class="ilh-all" data-orig-title="股市泡沫" data-lang-code="en" data-lang-name="英语" data-foreign-title="Stock market bubble"><span class="ilh-page"><a href="/w/index.php?title=%E8%82%A1%E5%B8%82%E6%B3%A1%E6%B2%AB&amp;action=edit&amp;redlink=1" class="new" title="股市泡沫(页面不存在)">股市泡沫</a></span><span class="noprint ilh-comment"><span class="ilh-paren">(</span><span class="ilh-lang">英语</span><span class="ilh-colon">:</span><span class="ilh-link"><a href="https://en.wikipedia.org/wiki/Stock_market_bubble" class="extiw" title="en:Stock market bubble"><span lang="en" dir="auto">Stock market bubble</span></a></span><span class="ilh-paren">)</span></span></span></li> <li><a href="/wiki/%E8%82%A1%E7%81%BD" title="股災">股災</a></li> <li><a href="/wiki/%E4%BC%9A%E8%AE%A1%E4%B8%91%E9%97%BB" title="会计丑闻">会计丑闻</a></li></ul></div></div></td> </tr><tr><td class="sidebar-navbar" style="line-height:1.6"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r84265675" /><style data-mw-deduplicate="TemplateStyles:r84244141">.mw-parser-output .navbar{display:inline;font-weight:normal}.mw-parser-output .navbar-collapse{float:left;text-align:left}.mw-parser-output .navbar-boxtext{word-spacing:0}.mw-parser-output .navbar ul{display:inline-block;white-space:nowrap;line-height:inherit}.mw-parser-output .navbar-brackets::before{margin-right:-0.125em;content:"[ "}.mw-parser-output .navbar-brackets::after{margin-left:-0.125em;content:" ]"}.mw-parser-output .navbar li{word-spacing:-0.125em}.mw-parser-output .navbar a>span,.mw-parser-output .navbar a>abbr{text-decoration:inherit}.mw-parser-output .navbar-mini abbr{font-variant:small-caps;border-bottom:none;text-decoration:none;cursor:inherit}.mw-parser-output .navbar-ct-full{font-size:110%;margin:0 8em}.mw-parser-output .navbar-ct-mini{font-size:110%;margin:0 5em}html.skin-theme-clientpref-night .mw-parser-output .navbar li a abbr{color:var(--color-base)!important}@media(prefers-color-scheme:dark){html.skin-theme-clientpref-os .mw-parser-output .navbar li a abbr{color:var(--color-base)!important}}@media print{.mw-parser-output .navbar{display:none!important}}</style><div class="navbar plainlinks hlist navbar-mini"><ul><li class="nv-view"><a href="/wiki/Template:%E9%87%91%E8%9E%8D" title="Template:金融"><abbr title="查看该模板">查</abbr></a></li><li class="nv-talk"><a href="/wiki/Template_talk:%E9%87%91%E8%9E%8D" title="Template talk:金融"><abbr title="讨论该模板">论</abbr></a></li><li class="nv-edit"><a href="/wiki/Special:%E7%BC%96%E8%BE%91%E9%A1%B5%E9%9D%A2/Template:%E9%87%91%E8%9E%8D" title="Special:编辑页面/Template:金融"><abbr title="编辑该模板">编</abbr></a></li></ul></div></td></tr></tbody></table> <link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r84265675" /><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r84913072" /><table class="sidebar sidebar-collapse nomobile nowraplinks" style="width:19.0em;"><tbody><tr><th class="sidebar-title"><a href="/wiki/%E4%BC%9A%E8%AE%A1%E5%AD%A6" title="会计学">会计学</a></th></tr><tr><td class="sidebar-image" style="padding:0.2em 0 0.7em;"><span typeof="mw:File"><a href="/wiki/File:Ledger.png" class="mw-file-description" title="Early 19th-century German ledger"><img alt="Early 19th-century German ledger" src="//upload.wikimedia.org/wikipedia/commons/thumb/e/e6/Ledger.png/190px-Ledger.png" decoding="async" width="190" height="100" class="mw-file-element" srcset="//upload.wikimedia.org/wikipedia/commons/thumb/e/e6/Ledger.png/285px-Ledger.png 1.5x, //upload.wikimedia.org/wikipedia/commons/thumb/e/e6/Ledger.png/380px-Ledger.png 2x" data-file-width="1706" data-file-height="896" /></a></span></td></tr><tr><td class="sidebar-above" style="padding-top:0.3em;"> <a href="/wiki/%E8%B4%A2%E5%8A%A1%E4%BC%9A%E8%AE%A1" title="财务会计">财务会计</a><span style="white-space:nowrap; font-weight:bold;">&#160;·</span> <a href="/wiki/%E7%AE%A1%E7%90%86%E6%9C%83%E8%A8%88" title="管理會計">管理會計</a><span style="white-space:nowrap; font-weight:bold;">&#160;·</span> <a href="/wiki/%E5%AF%A9%E8%A8%88%E5%AD%B8" title="審計學">审计</a></td></tr><tr><td class="sidebar-content"> <div class="sidebar-list mw-collapsible mw-collapsed"><div class="sidebar-list-title" style="padding:0.3em 0.3em 0;color:black;">主要类别</div><div class="sidebar-list-content mw-collapsible-content" style="padding:0 0 0.3em;"><div class="hlist"> <ul><li><a href="/wiki/%E5%AF%A9%E8%A8%88%E5%AD%B8" title="審計學">審計</a></li> <li><a href="/wiki/%E9%A0%90%E7%AE%97" title="預算">预算</a></li> <li><a href="/wiki/%E6%88%90%E6%9C%AC%E6%9C%83%E8%A8%88" title="成本會計">成本</a></li> <li><a href="/wiki/%E6%B3%95%E5%8A%A1%E4%BC%9A%E8%AE%A1" title="法务会计">法务</a></li> <li><a href="/wiki/%E8%B4%A2%E5%8A%A1%E4%BC%9A%E8%AE%A1" title="财务会计">财务</a></li> <li><a href="/wiki/%E6%94%BF%E5%BA%9C%E6%9C%83%E8%A8%88" title="政府會計">政府</a></li> <li><a href="/wiki/%E7%AE%A1%E7%90%86%E6%9C%83%E8%A8%88" title="管理會計">管理</a></li> <li><a href="/wiki/%E7%A4%BE%E4%BC%9A%E4%BC%9A%E8%AE%A1" title="社会会计">社会</a></li></ul> </div></div></div></td> </tr><tr><td class="sidebar-content"> <div class="sidebar-list mw-collapsible mw-collapsed"><div class="sidebar-list-title" style="padding:0.3em 0.3em 0;color:black;">主要概念</div><div class="sidebar-list-content mw-collapsible-content" style="padding:0 0 0.3em;"><div class="hlist"> <ul><li><a href="/wiki/%E6%9C%83%E8%A8%88%E6%9C%9F%E9%96%93" title="會計期間">会计期间</a></li> <li><a href="/wiki/%E6%AC%8A%E8%B2%AC%E7%99%BC%E7%94%9F%E5%88%B6%E5%8E%9F%E5%89%87" title="權責發生制原則">权责发生制原则</a></li> <li><a href="/wiki/%E6%81%92%E5%AE%9A%E8%B4%AD%E4%B9%B0%E5%8A%9B%E6%A0%B8%E7%AE%97" title="恒定购买力核算">恒定购买力核算</a></li> <li><a href="/wiki/%E7%BB%8F%E6%B5%8E%E5%AE%9E%E4%BD%93" title="经济实体">经济实体</a></li> <li><a href="/wiki/%E5%85%AC%E5%B9%B3%E5%83%B9%E5%80%BC" title="公平價值">公允价值</a></li> <li><a href="/wiki/%E6%8C%81%E7%BA%8C%E7%B6%93%E7%87%9F" title="持續經營">持续经营</a></li> <li><a href="/wiki/%E5%8E%9F%E5%A7%8B%E6%88%90%E6%9C%AC" title="原始成本">原始成本</a></li> <li><a href="/wiki/%E9%85%8D%E6%AF%94%E5%8E%9F%E5%88%99" title="配比原则">配比原则</a></li> <li><a href="/wiki/%E5%AE%A1%E8%AE%A1%E9%87%8D%E8%A6%81%E6%80%A7" title="审计重要性">审计重要性</a></li> <li><a href="/wiki/%E6%94%B6%E5%85%A5%E7%A1%AE%E8%AE%A4" title="收入确认">收入确认</a></li> <li><a href="/wiki/%E4%BC%9A%E8%AE%A1%E8%AE%A1%E9%87%8F%E5%8D%95%E4%BD%8D" title="会计计量单位">会计计量单位</a></li> <li><a href="/wiki/%E5%A4%8D%E5%BC%8F%E7%B0%BF%E8%AE%B0" title="复式簿记">复式簿记</a></li> <li><a href="/wiki/%E4%BC%9A%E8%AE%A1%E5%87%86%E5%88%99" title="会计准则">GAAP</a></li> <li><a href="/wiki/%E5%9B%BD%E9%99%85%E8%B4%A2%E5%8A%A1%E6%8A%A5%E5%91%8A%E5%87%86%E5%88%99" title="国际财务报告准则">IFRS</a></li> <li><a href="/wiki/%E5%9B%BD%E9%99%85%E8%B4%A2%E5%8A%A1%E6%8A%A5%E5%91%8A%E5%87%86%E5%88%99" title="国际财务报告准则">IAS</a></li></ul> </div></div></div></td> </tr><tr><td class="sidebar-content"> <div class="sidebar-list mw-collapsible"><div class="sidebar-list-title" style="padding:0.3em 0.3em 0;color:black;">部分主要<a href="/wiki/%E6%9C%83%E8%A8%88%E7%A7%91%E7%9B%AE" title="會計科目">科目</a></div><div class="sidebar-list-content mw-collapsible-content" style="padding:0 0 0.3em;"><div class="hlist"> <ul><li><a href="/wiki/%E8%B3%87%E7%94%A2" title="資產">資產</a></li> <li><a href="/wiki/%E8%B2%A0%E5%82%B5" title="負債">負債</a></li> <li><a href="/wiki/%E6%89%80%E6%9C%89%E8%80%85%E6%AC%8A%E7%9B%8A" title="所有者權益">权益</a></li> <li><a href="/wiki/%E6%94%B6%E5%85%A5" title="收入">收入</a></li> <li><a href="/wiki/%E8%B2%BB%E7%94%A8" title="費用">費用</a></li> <li><a href="/wiki/%E5%88%A9%E6%BD%A4" title="利潤">利潤</a></li> <li><a class="mw-selflink selflink">現金</a></li> <li><a href="/wiki/%E7%87%9F%E6%A5%AD%E9%A1%8D" title="營業額">营业收入</a></li> <li><a href="/wiki/%E6%88%90%E6%9C%AC" title="成本">成本</a></li> <li><a href="/wiki/%E6%8A%98%E8%88%8A" title="折舊">折舊</a>或<a href="/wiki/%E6%94%A4%E9%8A%B7" title="攤銷">攤銷</a></li> <li><a href="/wiki/%E5%95%86%E8%AD%BD" title="商譽">商譽</a></li></ul> </div></div></div></td> </tr><tr><td class="sidebar-content"> <div class="sidebar-list mw-collapsible mw-collapsed"><div class="sidebar-list-title" style="padding:0.3em 0.3em 0;color:black;"><a href="/wiki/%E4%BC%9A%E8%AE%A1%E5%87%86%E5%88%99" title="会计准则">会计准则</a></div><div class="sidebar-list-content mw-collapsible-content" style="padding:0 0 0.3em;"><div class="hlist"> <ul><li><a href="/wiki/%E4%BC%9A%E8%AE%A1%E5%87%86%E5%88%99" title="会计准则">公认会计准则</a></li> <li><a href="/wiki/%E5%85%AC%E8%AE%A4%E5%AE%A1%E8%AE%A1%E5%87%86%E5%88%99" title="公认审计准则">公认审计准则</a></li> <li><a href="/wiki/%E5%9B%BD%E9%99%85%E8%B4%A2%E5%8A%A1%E6%8A%A5%E5%91%8A%E5%87%86%E5%88%99" title="国际财务报告准则">国际财务报告准则</a></li> <li><a href="/wiki/%E5%9C%8B%E9%9A%9B%E5%AF%A9%E8%A8%88%E6%BA%96%E5%89%87" title="國際審計準則">国际审计准则</a></li> <li><a href="/wiki/%E7%AE%A1%E7%90%86%E4%BC%9A%E8%AE%A1%E5%87%86%E5%88%99" title="管理会计准则">管理会计准则</a></li></ul> </div></div></div></td> </tr><tr><td class="sidebar-content"> <div class="sidebar-list mw-collapsible mw-collapsed"><div class="sidebar-list-title" style="padding:0.3em 0.3em 0;color:black;"><a href="/wiki/%E8%B2%A1%E5%8B%99%E5%A0%B1%E8%A1%A8" title="財務報表">財務報表</a></div><div class="sidebar-list-content mw-collapsible-content" style="padding:0 0 0.3em;"><div class="hlist"> <ul><li><a href="/wiki/%E8%B3%87%E7%94%A2%E8%B2%A0%E5%82%B5%E8%A1%A8" title="資產負債表">資產負債表</a></li> <li><a href="/wiki/%E7%8F%BE%E9%87%91%E6%B5%81%E9%87%8F%E8%A1%A8" title="現金流量表">現金流量表</a></li> <li><a href="/wiki/%E6%89%80%E6%9C%89%E8%80%85%E6%9D%83%E7%9B%8A%E5%8F%98%E5%8A%A8%E8%A1%A8" title="所有者权益变动表">所有者权益变动表</a></li> <li><a href="/wiki/%E5%88%A9%E6%BD%A4%E8%A1%A8" title="利潤表">利润表</a></li> <li><a href="/wiki/%E8%B2%A1%E5%8B%99%E5%A0%B1%E8%A1%A8#附注" title="財務報表">财务报表附注</a></li> <li><a href="/wiki/%E5%B9%B4%E5%A0%B1" title="年報">年報</a></li></ul> </div></div></div></td> </tr><tr><td class="sidebar-content"> <div class="sidebar-list mw-collapsible mw-collapsed"><div class="sidebar-list-title" style="padding:0.3em 0.3em 0;color:black;"><a href="/wiki/%E7%B0%BF%E8%A8%98" title="簿記">簿記</a></div><div class="sidebar-list-content mw-collapsible-content" style="padding:0 0 0.3em;"><div class="hlist"> <ul><li><a href="/wiki/%E9%8A%80%E8%A1%8C%E5%B0%8D%E8%B3%AC" title="銀行對賬">銀行對賬</a></li> <li><a href="/wiki/%E5%80%9F%E6%96%B9%E4%B8%8E%E8%B4%B7%E6%96%B9" title="借方与贷方">借方与贷方</a></li> <li><a href="/wiki/%E5%A4%8D%E5%BC%8F%E7%B0%BF%E8%AE%B0" title="复式簿记">复式簿记</a></li> <li><a href="/wiki/%E5%85%88%E9%80%B2%E5%85%88%E5%87%BA%E5%92%8C%E5%BE%8C%E9%80%B2%E5%85%88%E5%87%BA%E6%9C%83%E8%A8%88%E6%B3%95" title="先進先出和後進先出會計法">先进先出和后进先出法</a></li> <li><a href="/wiki/%E6%97%A5%E8%AE%B0%E8%B4%A6" title="日记账">日记账</a></li> <li><a href="/wiki/%E5%88%86%E7%B1%BB%E8%B4%A6" title="分类账">分类账</a></li> <li><a href="/wiki/%E6%80%BB%E8%B4%A6" title="总账">总账</a></li> <li><a href="/wiki/%E8%A9%A6%E7%AE%97" title="試算">試算</a></li></ul></div></div></div></td> </tr><tr><td class="sidebar-content"> <div class="sidebar-list mw-collapsible mw-collapsed"><div class="sidebar-list-title" style="padding:0.3em 0.3em 0;color:black;"><a href="/wiki/%E5%AF%A9%E8%A8%88%E5%AD%B8" title="審計學">审计</a></div><div class="sidebar-list-content mw-collapsible-content" style="padding:0 0 0.3em;"><div class="hlist"> <ul><li><a href="/wiki/%E8%B2%A1%E5%8B%99%E5%AF%A9%E8%A8%88" title="財務審計">財務審計</a></li> <li><a href="/wiki/%E5%86%85%E9%83%A8%E5%AE%A1%E8%AE%A1" title="内部审计">内部审计</a></li> <li><a href="/wiki/%E4%BC%9A%E8%AE%A1%E5%B8%88%E4%BA%8B%E5%8A%A1%E6%89%80" title="会计师事务所">会计师事务所</a></li> <li><a href="/wiki/%E5%AE%A1%E8%AE%A1%E6%8A%A5%E5%91%8A" title="审计报告">审计报告</a></li> <li><a href="/wiki/%E8%90%A8%E7%8F%AD%E6%96%AF-%E5%A5%A5%E5%85%8B%E6%96%AF%E5%88%A9%E6%B3%95%E6%A1%88" title="萨班斯-奥克斯利法案">萨班斯·奥克斯利法案</a></li></ul> </div></div></div></td> </tr><tr><td class="sidebar-content"> <div class="sidebar-list mw-collapsible mw-collapsed"><div class="sidebar-list-title" style="padding:0.3em 0.3em 0;color:black;">会计资格认证</div><div class="sidebar-list-content mw-collapsible-content" style="padding:0 0 0.3em;"><div class="hlist"> <ul><li><a href="/wiki/%E4%B8%AD%E5%9B%BD%E6%B3%A8%E5%86%8C%E4%BC%9A%E8%AE%A1%E5%B8%88" title="中国注册会计师">中国注册会计师</a></li> <li><a href="/wiki/%E5%88%9D%E7%BA%A7%E4%BC%9A%E8%AE%A1%E8%81%8C%E7%A7%B0" title="初级会计职称">初级会计职称</a></li> <li><a href="/wiki/%E4%B8%AD%E7%BA%A7%E4%BC%9A%E8%AE%A1%E8%81%8C%E7%A7%B0" title="中级会计职称">中级会计职称</a></li> <li><a href="/wiki/%E9%AB%98%E7%BA%A7%E4%BC%9A%E8%AE%A1%E8%81%8C%E7%A7%B0" title="高级会计职称">高级会计职称</a></li> <li><a href="/wiki/%E8%8B%B1%E5%9B%BD%E7%9A%87%E5%AE%B6%E7%89%B9%E8%AE%B8%E7%AE%A1%E7%90%86%E4%BC%9A%E8%AE%A1%E5%B8%88%E5%85%AC%E4%BC%9A#会员资格" title="英国皇家特许管理会计师公会">ACMA</a></li> <li><a href="/wiki/%E7%89%B9%E8%AE%B8%E5%85%AC%E8%AE%A4%E4%BC%9A%E8%AE%A1%E5%B8%88" class="mw-redirect" title="特许公认会计师">CCA</a></li> <li><a href="/wiki/%E6%B3%A8%E5%86%8C%E8%88%9E%E5%BC%8A%E6%A3%80%E6%9F%A5%E5%B8%88" title="注册舞弊检查师">CFE</a></li> <li><a href="/wiki/%E5%8A%A0%E6%8B%BF%E5%A4%A7%E6%B3%A8%E5%86%8C%E4%BC%9A%E8%AE%A1%E5%B8%88%E5%8D%8F%E4%BC%9A" title="加拿大注册会计师协会">CGA</a></li> <li><a href="/wiki/%E5%9B%BD%E9%99%85%E6%B3%A8%E5%86%8C%E5%86%85%E9%83%A8%E5%AE%A1%E8%AE%A1%E5%B8%88" class="mw-redirect" title="国际注册内部审计师">CIA</a></li> <li><a href="/wiki/%E6%B3%A8%E5%86%8C%E7%AE%A1%E7%90%86%E4%BC%9A%E8%AE%A1%E5%B8%88" title="注册管理会计师">CMA</a></li> <li><a href="/wiki/%E6%B3%A8%E5%86%8C%E4%BC%9A%E8%AE%A1%E5%B8%88" title="注册会计师">CPA</a></li></ul> </div></div></div></td> </tr><tr><td class="sidebar-content"> <div class="sidebar-list mw-collapsible mw-collapsed"><div class="sidebar-list-title" style="padding:0.3em 0.3em 0;color:black;">人员与组织</div><div class="sidebar-list-content mw-collapsible-content" style="padding:0 0 0.3em;"><div class="hlist"> <ul><li><a href="/wiki/%E6%9C%83%E8%A8%88%E5%B8%AB" title="會計師">會計師</a></li> <li><a href="/wiki/Category:%E6%9C%83%E8%A8%88%E7%B5%84%E7%B9%94" title="Category:會計組織">会计组织</a></li> <li><a href="/wiki/%E5%8D%A2%E5%8D%A1%C2%B7%E5%B8%95%E8%A5%BF%E5%A5%A5%E5%88%A9" title="卢卡·帕西奥利">卢卡·帕西奥利</a></li></ul> </div></div></div></td> </tr><tr><td class="sidebar-navbar" style="line-height:1.6"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r84265675" /><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r84244141" /><div class="navbar plainlinks hlist navbar-mini"><ul><li class="nv-view"><a href="/wiki/Template:%E4%BC%9A%E8%AE%A1" title="Template:会计"><abbr title="查看该模板">查</abbr></a></li><li class="nv-talk"><a href="/wiki/Template_talk:%E4%BC%9A%E8%AE%A1" title="Template talk:会计"><abbr title="讨论该模板">论</abbr></a></li><li class="nv-edit"><a href="/wiki/Special:%E7%BC%96%E8%BE%91%E9%A1%B5%E9%9D%A2/Template:%E4%BC%9A%E8%AE%A1" title="Special:编辑页面/Template:会计"><abbr title="编辑该模板">编</abbr></a></li></ul></div></td></tr></tbody></table> <p><b>現金</b>,在<a href="/wiki/%E7%BB%8F%E6%B5%8E%E5%AD%A6" title="经济学">经济学</a>范畴指实体<a href="/wiki/%E7%BA%B8%E5%B8%81" class="mw-redirect" title="纸币">纸币</a>和<a href="/wiki/%E7%A1%AC%E5%B8%81" class="mw-redirect" title="硬币">硬币</a>。在<a href="/wiki/%E9%87%91%E8%9E%8D%E5%AD%A6" title="金融学">金融学</a>范畴指可流动形式的<a href="/wiki/%E8%B2%A8%E5%B9%A3" title="貨幣">貨幣</a>,也包括紙幣和硬幣。相較其他形式的有價物品如<a href="/wiki/%E8%B2%B4%E9%87%91%E5%B1%AC" title="貴金屬">貴金屬</a>、<a href="/wiki/%E7%A5%A8%E6%8D%AE" title="票据">票據</a>、<a href="/wiki/%E5%82%B5%E5%88%B8" class="mw-redirect" title="債券">債券</a>等,于借贷相区别。現金是較直接方便流通的物品,但也具有會隨著物價波動而增減值的可能。 </p> <meta property="mw:PageProp/toc" /> <div class="mw-heading mw-heading2"><h2 id="歷史"><span id=".E6.AD.B7.E5.8F.B2"></span>歷史</h2><span class="mw-editsection"><span class="mw-editsection-bracket">[</span><a href="/w/index.php?title=%E7%8F%BE%E9%87%91&amp;action=edit&amp;section=1" title="编辑章节:歷史"><span>编辑</span></a><span class="mw-editsection-bracket">]</span></span></div> <figure class="mw-default-size" typeof="mw:File/Thumb"><a href="/wiki/File:American_Cash.JPG" class="mw-file-description"><img src="//upload.wikimedia.org/wikipedia/commons/thumb/d/d9/American_Cash.JPG/250px-American_Cash.JPG" decoding="async" width="220" height="176" class="mw-file-element" srcset="//upload.wikimedia.org/wikipedia/commons/thumb/d/d9/American_Cash.JPG/330px-American_Cash.JPG 1.5x, //upload.wikimedia.org/wikipedia/commons/thumb/d/d9/American_Cash.JPG/500px-American_Cash.JPG 2x" data-file-width="2403" data-file-height="1919" /></a><figcaption>一些<a href="/wiki/%E7%BE%8E%E5%85%83" title="美元">美元</a>现金</figcaption></figure> <figure class="mw-default-size" typeof="mw:File/Thumb"><a href="/wiki/File:Ancientchinesecoins.jpg" class="mw-file-description"><img src="//upload.wikimedia.org/wikipedia/commons/thumb/8/87/Ancientchinesecoins.jpg/220px-Ancientchinesecoins.jpg" decoding="async" width="220" height="165" class="mw-file-element" srcset="//upload.wikimedia.org/wikipedia/commons/thumb/8/87/Ancientchinesecoins.jpg/330px-Ancientchinesecoins.jpg 1.5x, //upload.wikimedia.org/wikipedia/commons/thumb/8/87/Ancientchinesecoins.jpg/440px-Ancientchinesecoins.jpg 2x" data-file-width="500" data-file-height="375" /></a><figcaption>傳統有孔的中國錢幣,也稱為<a href="/wiki/%E6%96%B9%E5%AD%94%E9%92%B1" title="方孔钱">方孔钱</a><i></i></figcaption></figure> <p>歐洲自從<a href="/wiki/%E7%BD%97%E9%A9%AC%E5%B8%9D%E5%9B%BD%E7%9A%84%E8%A1%B0%E8%90%BD" title="罗马帝国的衰落">罗马帝国衰落</a>之後,硬幣、銀製首飾或<span class="ilh-all" data-orig-title="銀塊" data-lang-code="en" data-lang-name="英语" data-foreign-title="hacksilver"><span class="ilh-page"><a href="/w/index.php?title=%E9%8A%80%E5%A1%8A&amp;action=edit&amp;redlink=1" class="new" title="銀塊(页面不存在)">銀塊</a></span><span class="noprint ilh-comment"><span class="ilh-paren">(</span><span class="ilh-lang">英语</span><span class="ilh-colon">:</span><span class="ilh-link"><a href="https://en.wikipedia.org/wiki/hacksilver" class="extiw" title="en:hacksilver"><span lang="en" dir="auto">hacksilver</span></a></span><span class="ilh-paren">)</span></span></span>(將銀分成小塊)是僅用的幾種貨幣形式,後來<a href="/wiki/%E5%A8%81%E5%B0%BC%E6%96%AF%E5%85%B1%E5%92%8C%E5%9B%BD" title="威尼斯共和国">威尼斯共和国</a>商人才在<a href="/wiki/%E4%B8%AD%E4%B8%96%E7%BA%AA%E5%89%8D%E6%9C%9F" title="中世纪前期">中世纪前期</a>開始使用銀條做大宗的交易。威尼斯商人也開始使用<a href="/wiki/%E7%B4%99%E5%B9%A3" title="紙幣">紙幣</a>,讓其<a href="/wiki/%E9%8A%80%E8%A1%8C" title="銀行">銀行</a>進行付款。在威尼斯商人設立代表處的地方,也用類似有標記的銀條來進行交易。<a href="/wiki/%E6%8B%9C%E5%8D%A0%E5%BA%AD" title="拜占庭">拜占庭</a>帝國、<a href="/wiki/%E5%B7%B4%E5%B0%94%E5%B9%B2%E5%8D%8A%E5%B2%9B" title="巴尔干半岛">巴尔干半岛</a>的國家以及<a href="/wiki/%E5%9F%BA%E8%BE%85%E7%BD%97%E6%96%AF" title="基辅罗斯">基辅罗斯</a>也使用有標記的銀條進行大宗交易。當世界的經濟開始發展,銀的供給也開始增加(尤其是在殖民南美之後),硬幣越來越大,15世紀時開始發展國際交易用的標準硬幣:西班牙以及其殖民地使用的<a href="/wiki/%E6%AF%94%E7%B4%A2_(%E8%B2%A8%E5%B9%A3)" title="比索 (貨幣)">比索</a>,在威尼斯則有金製的<a href="/wiki/%E8%BE%BE%E5%85%8B%E7%89%B9" title="达克特">达克特</a>。 </p><p>硬幣的形式也會有市場的競爭。在征服外國之後,硬幣的發行者可以因為<a href="/wiki/%E9%93%B8%E5%B8%81%E7%A8%8E" title="铸币税">铸币税</a>(硬幣面值和硬幣材料價值之間的差距)而有額外的獲利。某一種硬幣盛行之後,就會有人想用較便宜的方式來製作相同的硬幣,以賺取铸币税,後者的重量可能會比較輕,在市場混淆之後也降低原有硬幣受歡迎的程度。隨著封建國家漸漸整合形成王國,銀製硬幣的模仿也漸漸減少了。當時交易主要是用金幣,特別是金<a href="/wiki/%E8%BE%BE%E5%85%8B%E7%89%B9" title="达克特">达克特</a>或是金<a href="/wiki/%E5%BC%97%E7%BD%97%E6%9E%97" title="弗罗林">弗罗林</a>。當時的硬幣沒有一定的面額,是按重量計量。殖民勢力還設法要發行和西班牙銀圓同面額的貿易用硬幣,想要爭奪市場,不過沒有成功。 </p><p>在十七世紀初期,<a href="/wiki/%E4%B8%8D%E5%88%97%E9%A2%A0%E4%B8%9C%E5%8D%B0%E5%BA%A6%E5%85%AC%E5%8F%B8" class="mw-redirect" title="不列颠东印度公司">不列颠东印度公司</a>在英國鑄造硬幣,船運到東方。东印度公司的硬幣上面有<a href="/wiki/%E4%B9%8C%E5%B0%94%E9%83%BD%E6%96%87" class="mw-redirect" title="乌尔都文">乌尔都文</a>和英文的文字,以便利貿易上的使用。1671年時,東印度公司的經理下令在<a href="/wiki/%E5%AD%9F%E4%B9%B0" title="孟买">孟买</a>鑄造硬幣。1677年獲得皇室的批准,鑄造銀盧比,上面印著由查理二世授權的文字The rupee of Bombaim(邦拜姆的盧比)。 </p><p><a href="/wiki/%E7%B4%99%E5%B9%A3" title="紙幣">紙幣</a>最早是在中國的唐朝使用,五百年後才引進歐洲<sup id="cite_ref-1" class="reference"><a href="#cite_note-1"><span class="cite-bracket">&#91;</span>1<span class="cite-bracket">&#93;</span></a></sup>。馬可波羅在13世紀到中國旅行時,驚訝的發現到人不是用銀幣或是金幣來交易,而是用紙幣進行交易。他記錄了許多大卡恩使用桑樹的一部份來製作紙幣的過程,也提到用印章在紙上加印以證實其真實性的作法。馬可波羅也提到偽造紙幣的可能性,並且提到若抓到偽造紙幣的,要予以處死<sup id="cite_ref-2" class="reference"><a href="#cite_note-2"><span class="cite-bracket">&#91;</span>2<span class="cite-bracket">&#93;</span></a></sup>。十七世紀的歐洲因為貴重金屬短缺,開始使用紙幣,因此硬幣生產減少,流通在市面上的硬幣也就變少了<sup id="cite_ref-3" class="reference"><a href="#cite_note-3"><span class="cite-bracket">&#91;</span>3<span class="cite-bracket">&#93;</span></a></sup>。紙幣最早在歐洲的殖民地都很流行。18世紀時,已在殖民地發行貨幣,例如<a href="/wiki/%E6%96%AF%E9%87%8C%E8%98%AD%E5%8D%A1" title="斯里蘭卡">斯里蘭卡</a>,以及<span class="ilh-all" data-orig-title="艾瑟奎波 (殖民地)" data-lang-code="en" data-lang-name="英语" data-foreign-title="Essequibo (colony)"><span class="ilh-page"><a href="/w/index.php?title=%E8%89%BE%E7%91%9F%E5%A5%8E%E6%B3%A2_(%E6%AE%96%E6%B0%91%E5%9C%B0)&amp;action=edit&amp;redlink=1" class="new" title="艾瑟奎波 (殖民地)(页面不存在)">艾瑟奎波</a></span><span class="noprint ilh-comment"><span class="ilh-paren">(</span><span class="ilh-lang">英语</span><span class="ilh-colon">:</span><span class="ilh-link"><a href="https://en.wikipedia.org/wiki/Essequibo_(colony)" class="extiw" title="en:Essequibo (colony)"><span lang="en" dir="auto">Essequibo (colony)</span></a></span><span class="ilh-paren">)</span></span></span>、<span class="ilh-all" data-orig-title="德梅拉拉" data-lang-code="en" data-lang-name="英语" data-foreign-title="Demerara"><span class="ilh-page"><a href="/w/index.php?title=%E5%BE%B7%E6%A2%85%E6%8B%89%E6%8B%89&amp;action=edit&amp;redlink=1" class="new" title="德梅拉拉(页面不存在)">德梅拉拉</a></span><span class="noprint ilh-comment"><span class="ilh-paren">(</span><span class="ilh-lang">英语</span><span class="ilh-colon">:</span><span class="ilh-link"><a href="https://en.wikipedia.org/wiki/Demerara" class="extiw" title="en:Demerara"><span lang="en" dir="auto">Demerara</span></a></span><span class="ilh-paren">)</span></span></span>和<span class="ilh-all" data-orig-title="柏比斯" data-lang-code="en" data-lang-name="英语" data-foreign-title="Berbice"><span class="ilh-page"><a href="/w/index.php?title=%E6%9F%8F%E6%AF%94%E6%96%AF&amp;action=edit&amp;redlink=1" class="new" title="柏比斯(页面不存在)">柏比斯</a></span><span class="noprint ilh-comment"><span class="ilh-paren">(</span><span class="ilh-lang">英语</span><span class="ilh-colon">:</span><span class="ilh-link"><a href="https://en.wikipedia.org/wiki/Berbice" class="extiw" title="en:Berbice"><span lang="en" dir="auto">Berbice</span></a></span><span class="ilh-paren">)</span></span></span>等殖民地。<a href="/wiki/%E7%B4%84%E7%BF%B0%C2%B7%E7%BE%85_(%E7%B6%93%E6%BF%9F%E5%AD%B8%E8%80%85)" title="約翰·羅 (經濟學者)">約翰·羅</a>在紙幣上有發創性的貢獻。當時還不太清楚<a href="/wiki/%E8%B2%A8%E5%B9%A3%E4%BE%9B%E6%87%89%E9%87%8F" title="貨幣供應量">貨幣供應量</a>和通貨膨脹之間的關係,銀行過量的發行紙幣,使得紙幣價值變低。後來<a href="/wiki/%E8%8B%B1%E6%A0%BC%E5%85%B0%E9%93%B6%E8%A1%8C" title="英格兰银行">英格兰银行</a>記取了之前所學到的教訓,在和法國之間的<a href="/wiki/%E7%AC%AC%E4%B8%80%E4%BB%A3%E5%A8%81%E9%9D%88%E9%A0%93%E5%85%AC%E7%88%B5%E9%98%BF%E7%91%9F%C2%B7%E9%9F%8B%E7%88%BE%E6%96%AF%E5%88%A9" title="第一代威靈頓公爵阿瑟·韋爾斯利">韋爾斯利</a><a href="/wiki/%E5%8D%8A%E5%B2%9B%E6%88%98%E4%BA%89" title="半岛战争">半岛战争</a>時的銀行金融運作上,扮演了重要角色。 </p><p>國家可以發行紙幣,也就表示需要透過控制<a href="/wiki/%E8%B2%A8%E5%B9%A3%E4%BE%9B%E6%87%89%E9%87%8F" title="貨幣供應量">貨幣供應量</a>來管理<a href="/wiki/%E9%80%9A%E8%B4%A7%E8%86%A8%E8%83%80" title="通货膨胀">通货膨胀</a>,也讓硬幣金額直接對應其材料成本的關係變的多餘。1816年起,硬幣開始變成<a href="/wiki/%E7%AC%A6%E5%8F%B7%E8%B4%A7%E5%B8%81" title="符号货币">符号货币</a>,不過大面額的銀幣或金幣仍然是標準的硬币,一直到1927年為止<style data-mw-deduplicate="TemplateStyles:r83946278">.mw-parser-output .template-facttext{background-color:var(--background-color-neutral,#eaecf0);color:inherit;margin:-.3em 0;padding:.3em 0}</style><sup class="noprint Template-Fact"><a href="/wiki/Wikipedia:%E5%88%97%E6%98%8E%E6%9D%A5%E6%BA%90" title="Wikipedia:列明来源"><span style="white-space: nowrap;" title="来源请求。">&#91;來源請求&#93;</span></a></sup>。<a href="/wiki/%E7%AC%AC%E4%B8%80%E6%AC%A1%E4%B8%96%E7%95%8C%E5%A4%A7%E6%88%98" title="第一次世界大战">第一次世界大战</a>時標準硬币大量的減少。戰後,標準金幣,主要是英國的<a href="/wiki/%E7%B4%A2%E7%BB%B4%E6%9E%97" title="索维林">索维林</a>,仍用在殖民地或是一些較未開發的經濟體,而<span class="ilh-all" data-orig-title="瑪麗亞·​特蕾莎·泰勒" data-lang-code="en" data-lang-name="英语" data-foreign-title="Maria Theresa thaler"><span class="ilh-page"><a href="/w/index.php?title=%E7%91%AA%E9%BA%97%E4%BA%9E%C2%B7%E2%80%8B%E7%89%B9%E8%95%BE%E8%8E%8E%C2%B7%E6%B3%B0%E5%8B%92&amp;action=edit&amp;redlink=1" class="new" title="瑪麗亞·​特蕾莎·泰勒(页面不存在)">瑪麗亞·​特蕾莎·泰勒</a></span><span class="noprint ilh-comment"><span class="ilh-paren">(</span><span class="ilh-lang">英语</span><span class="ilh-colon">:</span><span class="ilh-link"><a href="https://en.wikipedia.org/wiki/Maria_Theresa_thaler" class="extiw" title="en:Maria Theresa thaler"><span lang="en" dir="auto">Maria Theresa thaler</span></a></span><span class="ilh-paren">)</span></span></span>銀幣則用在東亞的貿易用貨幣,一直到1946年為止。 </p><p>在現在的貨幣供應中,現金只佔了很小的一部份。現金仍然可以用來支付,不過多半是在人們不希望用現金以外的方式進行支付的情形下,現金也讓小額的付款比較方便而及時,不過付款的即時性已越來越多被電子<a href="/wiki/%E6%94%AF%E4%BB%98%E7%B3%BB%E7%B5%B1" title="支付系統">支付系統</a>所取代。研究也指出,隨著簽帳卡的使用增加,現金的需求也開始減少,因為商家也比較不需要為了客人的付款而找零<sup id="cite_ref-4" class="reference"><a href="#cite_note-4"><span class="cite-bracket">&#91;</span>4<span class="cite-bracket">&#93;</span></a></sup>。 </p><p>在市面上流通的現金日漸的增加。在市面上流通的<a href="/wiki/%E7%BE%8E%E5%85%83" title="美元">美元</a>價值從2007年至2012年增加了42%<sup id="cite_ref-5" class="reference"><a href="#cite_note-5"><span class="cite-bracket">&#91;</span>5<span class="cite-bracket">&#93;</span></a></sup>。在市面上流通的<a href="/wiki/%E8%8B%B1%E9%95%91" title="英镑">英镑</a>價值從2008年至2013年增加了29%<sup id="cite_ref-6" class="reference"><a href="#cite_note-6"><span class="cite-bracket">&#91;</span>6<span class="cite-bracket">&#93;</span></a></sup>。在市面上流通的<a href="/wiki/%E6%AC%A7%E5%85%83" title="欧元">欧元</a>價值從2008年8月至2013年8月增加了34%(其中有2%的增加是因為<a href="/wiki/%E6%96%AF%E6%B4%9B%E4%BC%90%E5%85%8B" title="斯洛伐克">斯洛伐克</a>2009年加入歐元區,以及<a href="/wiki/%E7%88%B1%E6%B2%99%E5%B0%BC%E4%BA%9A" title="爱沙尼亚">爱沙尼亚</a>2011年加入歐元區)<sup id="cite_ref-7" class="reference"><a href="#cite_note-7"><span class="cite-bracket">&#91;</span>7<span class="cite-bracket">&#93;</span></a></sup>。 </p> <div class="mw-heading mw-heading2"><h2 id="可能取代現金的工具"><span id=".E5.8F.AF.E8.83.BD.E5.8F.96.E4.BB.A3.E7.8F.BE.E9.87.91.E7.9A.84.E5.B7.A5.E5.85.B7"></span>可能取代現金的工具</h2><span class="mw-editsection"><span class="mw-editsection-bracket">[</span><a href="/w/index.php?title=%E7%8F%BE%E9%87%91&amp;action=edit&amp;section=2" title="编辑章节:可能取代現金的工具"><span>编辑</span></a><span class="mw-editsection-bracket">]</span></span></div> <style data-mw-deduplicate="TemplateStyles:r61209892">.mw-parser-output .templatequote{margin-top:0;overflow:hidden}.mw-parser-output .templatequote .templatequotecite{line-height:1em;text-align:left;padding-left:2em;margin-top:0}.mw-parser-output .templatequote .templatequotecite cite{font-size:small}</style><blockquote class="templatequote"><p>以使用者的觀點,有人提出在現金和非現金之間不該有任何的競爭,也不該有非此即彼的觀點。在所有情形下都要可以進行支付,而支付可以用現金或是非現金的方式進行</p><div class="templatequotecite"><cite>——World Cash Report 2018<sup id="cite_ref-CashReport_8-0" class="reference"><a href="#cite_note-CashReport-8"><span class="cite-bracket">&#91;</span>8<span class="cite-bracket">&#93;</span></a></sup><sup class="reference" style="white-space:nowrap;">:21</sup></cite></div></blockquote> <div class="mw-heading mw-heading3"><h3 id="無現金支付"><span id=".E7.84.A1.E7.8F.BE.E9.87.91.E6.94.AF.E4.BB.98"></span>無現金支付</h3><span class="mw-editsection"><span class="mw-editsection-bracket">[</span><a href="/w/index.php?title=%E7%8F%BE%E9%87%91&amp;action=edit&amp;section=3" title="编辑章节:無現金支付"><span>编辑</span></a><span class="mw-editsection-bracket">]</span></span></div> <style data-mw-deduplicate="TemplateStyles:r85100532">.mw-parser-output .hatnote{font-size:small}.mw-parser-output div.hatnote{padding-left:2em;margin-bottom:0.8em;margin-top:0.8em}.mw-parser-output .hatnote-notice-img::after{content:"\202f \202f \202f \202f "}.mw-parser-output .hatnote-notice-img-small::after{content:"\202f \202f "}.mw-parser-output .hatnote+link+.hatnote{margin-top:-0.5em}body.skin-minerva .mw-parser-output .hatnote-notice-img,body.skin-minerva .mw-parser-output .hatnote-notice-img-small{display:none}@media print{body.ns-0 .mw-parser-output .hatnote{display:none!important}}</style><div role="note" class="hatnote navigation-not-searchable">主条目:<a href="/wiki/%E7%84%A1%E7%8F%BE%E9%87%91%E7%A4%BE%E6%9C%83" title="無現金社會">無現金社會</a></div> <p><a href="/wiki/%E7%84%A1%E7%8F%BE%E9%87%91%E7%A4%BE%E6%9C%83" title="無現金社會">無現金社會</a>(Cashless society)可以定義為所有的金融交易都用「數位化」的型式(例如簽帳卡或是信用卡)來代替實體的現金。自從人類出現以來,原來就是以無現金的方式進行交易,在現金發明之前,可能是用以物易物的方式或是用其他方式來進行交易<sup id="cite_ref-9" class="reference"><a href="#cite_note-9"><span class="cite-bracket">&#91;</span>9<span class="cite-bracket">&#93;</span></a></sup>。 </p><p>自從1980年代起,紙幣的使用就以被信用卡、簽帳卡、電子匯款及<a href="/wiki/%E8%A1%8C%E5%8B%95%E6%94%AF%E4%BB%98" title="行動支付">行動支付</a>所取代,不過取代的速度比想像的要慢很多。對於無現金社會的預期,出現已超過40年之久<sup id="cite_ref-10" class="reference"><a href="#cite_note-10"><span class="cite-bracket">&#91;</span>10<span class="cite-bracket">&#93;</span></a></sup>,但在全世界,現金仍然是最廣為使用的支付方式<sup id="cite_ref-CashReport_8-1" class="reference"><a href="#cite_note-CashReport-8"><span class="cite-bracket">&#91;</span>8<span class="cite-bracket">&#93;</span></a></sup><sup class="reference" style="white-space:nowrap;">:14</sup>。2018年有一個相關的研究,針對全世界24個國家研究,其中的17個國家,現金支付占付款方式的50%以上,其中奧地利是85%,德國是80%,法國是68%,英國是42%,澳洲是37%,美國是32%,瑞典是20%,南韓只有14%<sup id="cite_ref-CashReport_8-2" class="reference"><a href="#cite_note-CashReport-8"><span class="cite-bracket">&#91;</span>8<span class="cite-bracket">&#93;</span></a></sup><sup class="reference" style="white-space:nowrap;">:27</sup>。 </p><p>在2010年代開始,現金已不是美國最常使用的付款方式<sup id="cite_ref-11" class="reference"><a href="#cite_note-11"><span class="cite-bracket">&#91;</span>11<span class="cite-bracket">&#93;</span></a></sup>。2016年的美國用戶消費者調查研究指出,約有四分之三的人會選擇用信用卡或簽帳卡代替現金進行消費<sup id="cite_ref-12" class="reference"><a href="#cite_note-12"><span class="cite-bracket">&#91;</span>12<span class="cite-bracket">&#93;</span></a></sup>。有些國家會限制哪些交易可以用現金交易,並且限制單一交易可以使用的現金上限<sup id="cite_ref-13" class="reference"><a href="#cite_note-13"><span class="cite-bracket">&#91;</span>13<span class="cite-bracket">&#93;</span></a></sup>。 </p><p>對於沒有銀行帳戶的低收入人士,現金仍然是他們的主要支付方式(以及保值方式),而且可以避免因為無節制的支出所造成的負債。現金在使用時是<a href="/wiki/%E5%8C%BF%E5%90%8D" title="匿名">匿名</a>的,因此用現金交易可以躲避因為政治或是經濟因素的追蹤<sup id="cite_ref-14" class="reference"><a href="#cite_note-14"><span class="cite-bracket">&#91;</span>14<span class="cite-bracket">&#93;</span></a></sup>。若有<a href="/wiki/%E8%87%AA%E7%84%B6%E7%81%BE%E5%AE%B3" title="自然灾害">自然灾害</a>,或是科技基礎設備失效(例如大規模的停電,或是通訊系統失效)時,現金是唯一可以在<a href="/wiki/%E5%BA%94%E6%80%A5%E8%AE%A1%E5%88%92" title="应急计划">应急计划</a>中使用,用來緩解風險的交易工具<sup id="cite_ref-15" class="reference"><a href="#cite_note-15"><span class="cite-bracket">&#91;</span>15<span class="cite-bracket">&#93;</span></a></sup>。因此,各國的中央銀行和政府都會保有足夠的現金,美國的<a href="/wiki/%E8%81%94%E9%82%A6%E5%82%A8%E5%A4%87%E7%B3%BB%E7%BB%9F" title="联邦储备系统">联邦储备系统</a>也有針對現金支付服務的連續性提出指南<sup id="cite_ref-16" class="reference"><a href="#cite_note-16"><span class="cite-bracket">&#91;</span>16<span class="cite-bracket">&#93;</span></a></sup>,瑞典政府擔心停用現金所引發的後果,正考慮要求所有的銀行仍需保留現金相關業務<sup id="cite_ref-17" class="reference"><a href="#cite_note-17"><span class="cite-bracket">&#91;</span>17<span class="cite-bracket">&#93;</span></a></sup>。 </p><p>在中国大陆,自2010年代中期開始,隨著以<a href="/wiki/%E5%BE%AE%E4%BF%A1%E6%94%AF%E4%BB%98" title="微信支付">微信支付</a>和<a href="/wiki/%E6%94%AF%E4%BB%98%E5%AF%B6" class="mw-redirect" title="支付寶">支付寶</a>为主的<a href="/wiki/%E7%A7%BB%E5%8A%A8%E6%94%AF%E4%BB%98" class="mw-redirect" title="移动支付">移动支付</a>的普及,紙幣在中國大陸也變得不再流行<sup id="cite_ref-18" class="reference"><a href="#cite_note-18"><span class="cite-bracket">&#91;</span>18<span class="cite-bracket">&#93;</span></a></sup>。在这一背景下,某些商户以“未设立现金通道”、“商业模式创新”、“不接受拆分支付”、“无法找零”等理由拒收现金,违反人民币管理条例的规定<sup id="cite_ref-xhs0506_19-0" class="reference"><a href="#cite_note-xhs0506-19"><span class="cite-bracket">&#91;</span>19<span class="cite-bracket">&#93;</span></a></sup><sup id="cite_ref-20" class="reference"><a href="#cite_note-20"><span class="cite-bracket">&#91;</span>20<span class="cite-bracket">&#93;</span></a></sup>,同时为老年人、少年儿童、外籍人士等无法使用移动支付的群体在支付时带来不便<sup id="cite_ref-21" class="reference"><a href="#cite_note-21"><span class="cite-bracket">&#91;</span>21<span class="cite-bracket">&#93;</span></a></sup>。<a href="/wiki/%E4%B8%AD%E5%9B%BD%E4%BA%BA%E6%B0%91%E9%93%B6%E8%A1%8C" title="中国人民银行">中国人民银行</a>自2023年10月起开展整治拒收现金的工作<sup id="cite_ref-22" class="reference"><a href="#cite_note-22"><span class="cite-bracket">&#91;</span>22<span class="cite-bracket">&#93;</span></a></sup>,并对拒收现金的行为予以曝光<sup id="cite_ref-xhs0506_19-1" class="reference"><a href="#cite_note-xhs0506-19"><span class="cite-bracket">&#91;</span>19<span class="cite-bracket">&#93;</span></a></sup>,相关举措被媒体解读为中国官方将放缓向无现金社会的过渡<sup id="cite_ref-23" class="reference"><a href="#cite_note-23"><span class="cite-bracket">&#91;</span>23<span class="cite-bracket">&#93;</span></a></sup>。2024年3月1日,中国人民银行副行长<a href="/wiki/%E5%BC%A0%E9%9D%92%E6%9D%BE" title="张青松">张青松</a>表示,要求各大商业银行提供“零钱包”兑换服务,方便重点人群使用现金支付及小微商户找零<sup id="cite_ref-24" class="reference"><a href="#cite_note-24"><span class="cite-bracket">&#91;</span>24<span class="cite-bracket">&#93;</span></a></sup><sup id="cite_ref-25" class="reference"><a href="#cite_note-25"><span class="cite-bracket">&#91;</span>25<span class="cite-bracket">&#93;</span></a></sup>。4月18日,中國人民銀行、<a href="/wiki/%E4%B8%AD%E5%8D%8E%E4%BA%BA%E6%B0%91%E5%85%B1%E5%92%8C%E5%9B%BD%E5%95%86%E5%8A%A1%E9%83%A8" title="中华人民共和国商务部">中华人民共和国商務部</a>、<a href="/wiki/%E5%9B%BD%E5%AE%B6%E5%A4%96%E6%B1%87%E7%AE%A1%E7%90%86%E5%B1%80" title="国家外汇管理局">國家外匯管理局</a>联合印發《關於進一步優化商業領域支付服務 提升支付便利性的通知》,要求在重点商业场所配备现金<sup id="cite_ref-26" class="reference"><a href="#cite_note-26"><span class="cite-bracket">&#91;</span>26<span class="cite-bracket">&#93;</span></a></sup>。 </p> <div class="mw-heading mw-heading3"><h3 id="數位貨幣和虛擬貨幣"><span id=".E6.95.B8.E4.BD.8D.E8.B2.A8.E5.B9.A3.E5.92.8C.E8.99.9B.E6.93.AC.E8.B2.A8.E5.B9.A3"></span>數位貨幣和虛擬貨幣</h3><span class="mw-editsection"><span class="mw-editsection-bracket">[</span><a href="/w/index.php?title=%E7%8F%BE%E9%87%91&amp;action=edit&amp;section=4" title="编辑章节:數位貨幣和虛擬貨幣"><span>编辑</span></a><span class="mw-editsection-bracket">]</span></span></div> <link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r85100532" /><div role="note" class="hatnote navigation-not-searchable">主条目:<a href="/wiki/%E6%95%B8%E4%BD%8D%E8%B2%A8%E5%B9%A3" title="數位貨幣">數位貨幣</a></div> <p><a href="/wiki/%E6%95%B8%E4%BD%8D%E8%B2%A8%E5%B9%A3" title="數位貨幣">數位貨幣</a>是許多支援公眾安全交易技術,或是用<a href="/wiki/%E5%88%86%E6%95%A3%E5%BC%8F%E8%B3%AC%E6%9C%AC" title="分散式賬本">分散式賬本</a>(例如<a href="/wiki/%E5%8C%BA%E5%9D%97%E9%93%BE" title="区块链">区块链</a>)做為去中心化資產管理技術的通稱。<a href="/wiki/%E8%99%9A%E6%8B%9F%E8%B4%A7%E5%B8%81" title="虚拟货币">虚拟货币</a>是指不是由中央銀行或是公共監管單位發行的數位貨幣,例如<a href="/wiki/%E6%AF%94%E7%89%B9%E5%B8%81" title="比特币">比特币</a><sup id="cite_ref-27" class="reference"><a href="#cite_note-27"><span class="cite-bracket">&#91;</span>27<span class="cite-bracket">&#93;</span></a></sup>。Facebook計劃提出的<a href="/wiki/Libra" title="Libra">Libra</a>數位貨幣,背後是有許多國家貨幣的金融資產做為支持。 </p><p><a href="/wiki/%E5%8A%A0%E6%8B%BF%E5%A4%A7%E9%8A%80%E8%A1%8C" title="加拿大銀行">加拿大銀行</a>於2012年考慮要導入數位貨幣<sup id="cite_ref-28" class="reference"><a href="#cite_note-28"><span class="cite-bracket">&#91;</span>28<span class="cite-bracket">&#93;</span></a></sup><sup id="cite_ref-29" class="reference"><a href="#cite_note-29"><span class="cite-bracket">&#91;</span>29<span class="cite-bracket">&#93;</span></a></sup>,不過加拿大銀行也認為是否導入數位貨幣是相當複雜的決策,需要分析優點和缺點,並且要確認在什麼條件下適合發行數位貨幣。中央銀行發行數位貨幣會增加銀行系統運行的風險<sup id="cite_ref-30" class="reference"><a href="#cite_note-30"><span class="cite-bracket">&#91;</span>30<span class="cite-bracket">&#93;</span></a></sup>。 </p><p><a href="/wiki/%E7%91%9E%E5%85%B8%E4%B8%AD%E5%A4%AE%E9%8A%80%E8%A1%8C" title="瑞典中央銀行">瑞典中央銀行</a>也在2012年時也要分析用電子貨幣及數位貨幣支付方式來代替現金的相關科技優勢<sup id="cite_ref-31" class="reference"><a href="#cite_note-31"><span class="cite-bracket">&#91;</span>31<span class="cite-bracket">&#93;</span></a></sup>。2019年時,瑞典中央銀行在評估是否要將<a href="/wiki/%E7%91%9E%E5%85%B8%E5%85%8B%E6%9C%97" title="瑞典克朗">瑞典克朗</a>以電子貨幣方式(所謂的e-krona)發行.若發行了,對瑞典的法律以及中央銀行會有何影響。瑞典中央銀行也開始尋找可以開發和測試未來e-krona方案的技術供應商。目前還沒有決定是否要發行e-krona.<sup id="cite_ref-32" class="reference"><a href="#cite_note-32"><span class="cite-bracket">&#91;</span>32<span class="cite-bracket">&#93;</span></a></sup>。 </p> <div class="mw-heading mw-heading2"><h2 id="參考資料"><span id=".E5.8F.83.E8.80.83.E8.B3.87.E6.96.99"></span>參考資料</h2><span class="mw-editsection"><span class="mw-editsection-bracket">[</span><a href="/w/index.php?title=%E7%8F%BE%E9%87%91&amp;action=edit&amp;section=5" title="编辑章节:參考資料"><span>编辑</span></a><span class="mw-editsection-bracket">]</span></span></div> <div class="reflist" style="list-style-type: decimal;"> <ol 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(<a rel="nofollow" class="external text" href="http://www.cashrepository.com/2017/03/myth-the-cashless-society-is-just-around-the-corner/">原始内容</a>存档于2019-07-11).</cite><span title="ctx_ver=Z39.88-2004&amp;rfr_id=info%3Asid%2Fzh.wikipedia.org%3A%E7%8F%BE%E9%87%91&amp;rft.atitle=Myth%3A+The+Cashless+Society+is+Just+Around+the+Corner&amp;rft.genre=unknown&amp;rft.jtitle=Currency+Research&amp;rft_id=http%3A%2F%2Fwww.cashrepository.com%2F2017%2F03%2Fmyth-the-cashless-society-is-just-around-the-corner%2F&amp;rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Ajournal" class="Z3988"><span style="display:none;">&#160;</span></span></span> </li> <li id="cite_note-11"><span class="mw-cite-backlink"><b><a href="#cite_ref-11">^</a></b></span> <span class="reference-text"><cite class="citation web">Tompor, Susan. <a rel="nofollow" class="external text" href="https://www.usatoday.com/story/money/nation-now/2016/09/04/cash-cashless-society-credit-cards/89726644/">A cashless society? Some retailers turn noses up at currency</a>. USA TODAY. <span class="reference-accessdate"> &#91;<span class="nowrap">2019-12-05</span>&#93;</span>. (原始内容<a rel="nofollow" class="external text" href="https://web.archive.org/web/20180411113411/https://www.usatoday.com/story/money/nation-now/2016/09/04/cash-cashless-society-credit-cards/89726644/">存档</a>于2018-04-11) <span style="font-family: sans-serif; cursor: default; color:var(--color-subtle, #54595d); font-size: 0.8em; bottom: 0.1em; font-weight: bold;" title="连接到美国英语网页">(美国英语)</span>.</cite><span title="ctx_ver=Z39.88-2004&amp;rfr_id=info%3Asid%2Fzh.wikipedia.org%3A%E7%8F%BE%E9%87%91&amp;rft.atitle=A+cashless+society%3F+Some+retailers+turn+noses+up+at+currency&amp;rft.aufirst=Susan&amp;rft.aulast=Tompor&amp;rft.genre=unknown&amp;rft.jtitle=USA+TODAY&amp;rft_id=https%3A%2F%2Fwww.usatoday.com%2Fstory%2Fmoney%2Fnation-now%2F2016%2F09%2F04%2Fcash-cashless-society-credit-cards%2F89726644%2F&amp;rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Ajournal" class="Z3988"><span style="display:none;">&#160;</span></span></span> </li> <li id="cite_note-12"><span class="mw-cite-backlink"><b><a href="#cite_ref-12">^</a></b></span> <span class="reference-text"><cite class="citation web">TSYS. <a rel="nofollow" class="external text" href="https://web.archive.org/web/20190802004654/https://www.tsys.com/Assets/TSYS/downloads/rs_2016-us-consumer-payment-study.pdf">2016 U.S. Consumer Payment Study</a> <span style="font-size:85%;">(PDF)</span>. TSYS.com. 2016 <span class="reference-accessdate"> &#91;<span class="nowrap">2021-07-06</span>&#93;</span>. (<a rel="nofollow" class="external text" href="https://www.tsys.com/Assets/TSYS/downloads/rs_2016-us-consumer-payment-study.pdf">原始内容</a> <span style="font-size:85%;">(PDF)</span>存档于2019-08-02).</cite><span title="ctx_ver=Z39.88-2004&amp;rfr_id=info%3Asid%2Fzh.wikipedia.org%3A%E7%8F%BE%E9%87%91&amp;rft.atitle=2016+U.S.+Consumer+Payment+Study&amp;rft.au=TSYS&amp;rft.date=2016&amp;rft.genre=unknown&amp;rft.jtitle=TSYS.com&amp;rft_id=https%3A%2F%2Fwww.tsys.com%2FAssets%2FTSYS%2Fdownloads%2Frs_2016-us-consumer-payment-study.pdf&amp;rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Ajournal" class="Z3988"><span style="display:none;">&#160;</span></span></span> </li> <li id="cite_note-13"><span class="mw-cite-backlink"><b><a href="#cite_ref-13">^</a></b></span> <span class="reference-text"><cite class="citation web"><a rel="nofollow" class="external text" href="https://web.archive.org/web/20171214071734/http://cashless-society.org/">Bizland</a>. 2017-12-14 <span class="reference-accessdate"> &#91;<span class="nowrap">2019-12-05</span>&#93;</span>. (<a rel="nofollow" class="external text" href="http://cashless-society.org/">原始内容</a>存档于2017-12-14).</cite><span title="ctx_ver=Z39.88-2004&amp;rfr_id=info%3Asid%2Fzh.wikipedia.org%3A%E7%8F%BE%E9%87%91&amp;rft.btitle=Bizland&amp;rft.date=2017-12-14&amp;rft.genre=unknown&amp;rft_id=http%3A%2F%2Fcashless-society.org%2F&amp;rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Abook" class="Z3988"><span style="display:none;">&#160;</span></span></span> </li> <li id="cite_note-14"><span class="mw-cite-backlink"><b><a href="#cite_ref-14">^</a></b></span> <span class="reference-text"><cite class="citation web">O'Sullivan, Andrea. <a rel="nofollow" class="external text" href="https://reason.com/2019/07/02/hong-kong-protests-show-dangers-of-a-cashless-society/">Hong Kong Protests Show Dangers of a Cashless Society</a>. 2019-07-02 <span class="reference-accessdate"> &#91;<span class="nowrap">2019-07-11</span>&#93;</span>. (原始内容<a rel="nofollow" class="external text" href="https://web.archive.org/web/20210806110451/https://reason.com/2019/07/02/hong-kong-protests-show-dangers-of-a-cashless-society/">存档</a>于2021-08-06). <q>Many digital payments can be tracked, potentially assisting an authoritarian crackdown.</q></cite><span title="ctx_ver=Z39.88-2004&amp;rfr_id=info%3Asid%2Fzh.wikipedia.org%3A%E7%8F%BE%E9%87%91&amp;rft.aufirst=Andrea&amp;rft.aulast=O%27Sullivan&amp;rft.btitle=Hong+Kong+Protests+Show+Dangers+of+a+Cashless+Society&amp;rft.date=2019-07-02&amp;rft.genre=unknown&amp;rft_id=https%3A%2F%2Freason.com%2F2019%2F07%2F02%2Fhong-kong-protests-show-dangers-of-a-cashless-society%2F&amp;rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Abook" class="Z3988"><span style="display:none;">&#160;</span></span></span> </li> <li id="cite_note-15"><span class="mw-cite-backlink"><b><a href="#cite_ref-15">^</a></b></span> <span class="reference-text"><cite class="citation web"><a rel="nofollow" class="external text" href="https://www.cashmatters.org/blog/swish-crashes-during-popular-football-event-in-skovde-sweden/">Swish crashes during popular football event in Skövde, Sweden</a>. Cash Matters. <span class="reference-accessdate"> &#91;<span class="nowrap">2021-07-06</span>&#93;</span>. (原始内容<a rel="nofollow" class="external text" href="https://web.archive.org/web/20210806105131/https://www.cashmatters.org/blog/swish-crashes-during-popular-football-event-in-skovde-sweden/">存档</a>于2021-08-06).</cite><span title="ctx_ver=Z39.88-2004&amp;rfr_id=info%3Asid%2Fzh.wikipedia.org%3A%E7%8F%BE%E9%87%91&amp;rft.atitle=Swish+crashes+during+popular+football+event+in+Sk%C3%B6vde%2C+Sweden&amp;rft.genre=unknown&amp;rft.jtitle=Cash+Matters&amp;rft_id=https%3A%2F%2Fwww.cashmatters.org%2Fblog%2Fswish-crashes-during-popular-football-event-in-skovde-sweden%2F&amp;rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Ajournal" class="Z3988"><span style="display:none;">&#160;</span></span></span> </li> <li id="cite_note-16"><span class="mw-cite-backlink"><b><a href="#cite_ref-16">^</a></b></span> <span class="reference-text"><cite class="citation web"><a rel="nofollow" class="external text" href="https://www.frbservices.org/financial-services/cash/business-continuity/index.html">FedCash Services Business Continuity Guide</a>. The Federal Reserve. <span class="reference-accessdate"> &#91;<span class="nowrap">2019-07-11</span>&#93;</span>. (原始内容<a rel="nofollow" class="external text" href="https://web.archive.org/web/20210517162931/https://frbservices.org/financial-services/cash/business-continuity/index.html">存档</a>于2021-05-17).</cite><span title="ctx_ver=Z39.88-2004&amp;rfr_id=info%3Asid%2Fzh.wikipedia.org%3A%E7%8F%BE%E9%87%91&amp;rft.atitle=FedCash+Services+Business+Continuity+Guide&amp;rft.genre=unknown&amp;rft.jtitle=The+Federal+Reserve&amp;rft_id=https%3A%2F%2Fwww.frbservices.org%2Ffinancial-services%2Fcash%2Fbusiness-continuity%2Findex.html&amp;rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Ajournal" class="Z3988"><span style="display:none;">&#160;</span></span></span> </li> <li id="cite_note-17"><span class="mw-cite-backlink"><b><a href="#cite_ref-17">^</a></b></span> <span class="reference-text"><cite class="citation web"><a rel="nofollow" class="external text" href="https://www.cashmatters.org/blog/swedish-government-expected-to-pass-law-requiring-all-banks-to-handle-cash/">Swedish government expected to pass law requiring all banks to handle cash</a>. Cash Matters. 2019-04-18 <span class="reference-accessdate"> &#91;<span class="nowrap">2019-07-11</span>&#93;</span>. (原始内容<a rel="nofollow" class="external text" href="https://web.archive.org/web/20210806105153/https://www.cashmatters.org/blog/swedish-government-expected-to-pass-law-requiring-all-banks-to-handle-cash/">存档</a>于2021-08-06). <q>If the power supply is cut it is no longer possible to make electronic payments. For reasons based purely in preparedness, we need notes and coins that work without electricity.</q></cite><span title="ctx_ver=Z39.88-2004&amp;rfr_id=info%3Asid%2Fzh.wikipedia.org%3A%E7%8F%BE%E9%87%91&amp;rft.atitle=Swedish+government+expected+to+pass+law+requiring+all+banks+to+handle+cash&amp;rft.date=2019-04-18&amp;rft.genre=unknown&amp;rft.jtitle=Cash+Matters&amp;rft_id=https%3A%2F%2Fwww.cashmatters.org%2Fblog%2Fswedish-government-expected-to-pass-law-requiring-all-banks-to-handle-cash%2F&amp;rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Ajournal" class="Z3988"><span style="display:none;">&#160;</span></span></span> </li> <li id="cite_note-18"><span class="mw-cite-backlink"><b><a href="#cite_ref-18">^</a></b></span> <span class="reference-text"><cite class="citation news"><a rel="nofollow" class="external text" href="https://web.archive.org/web/20220527075333/https://www.rfi.fr/cn/%E4%B8%AD%E5%9B%BD/20220219-%E5%9C%A8%E4%B8%AD%E5%9B%BD%EF%BC%8C%E7%8E%B0%E9%87%91%E4%B8%8D%E5%86%8D%E6%B5%81%E8%A1%8C">在中国,现金不再流行</a>. <span class="reference-accessdate"> &#91;<span class="nowrap">2022-02-20</span>&#93;</span>. 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The Guardian. 2024-04-29 <span class="reference-accessdate"> &#91;<span class="nowrap">2024-05-10</span>&#93;</span>.</cite><span title="ctx_ver=Z39.88-2004&amp;rfr_id=info%3Asid%2Fzh.wikipedia.org%3A%E7%8F%BE%E9%87%91&amp;rft.atitle=Cash+is+king+%E2%80%94+for+now%3A+China+signals+it+will+slow+transition+to+cashless+society&amp;rft.au=Lin%2C+Chi+Hui&amp;rft.aufirst=Helen&amp;rft.aulast=Davidson&amp;rft.date=2024-04-29&amp;rft.genre=article&amp;rft.jtitle=The+Guardian&amp;rft_id=https%3A%2F%2Fwww.theguardian.com%2Fworld%2F2024%2Fapr%2F29%2Fchina-slows-cashless-society-transition-cash-digital-currency-mobile-payment-system%23%3A~%3Atext%3DIn%2520that%2520time%2520she%27s%2520seen%2Cwary%2520of%2520handling%2520shared%2520items.&amp;rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Ajournal" class="Z3988"><span style="display:none;">&#160;</span></span></span> </li> <li id="cite_note-24"><span class="mw-cite-backlink"><b><a href="#cite_ref-24">^</a></b></span> <span class="reference-text"><cite class="citation news">常佩琦. <a rel="nofollow" class="external text" href="https://news.cnstock.com/news,bwkx-202403-5197628.htm">中国人民银行:增加小面额货币供应 要求各商业银行提供“零钱包”等服务</a>. 上海证券报·中国证券网. 2024-03-01 <span class="reference-accessdate"> &#91;<span class="nowrap">2024-05-10</span>&#93;</span>. (原始内容<a rel="nofollow" class="external text" href="https://web.archive.org/web/20240510162957/https://news.cnstock.com/news,bwkx-202403-5197628.htm">存档</a>于2024-05-10).</cite><span title="ctx_ver=Z39.88-2004&amp;rfr_id=info%3Asid%2Fzh.wikipedia.org%3A%E7%8F%BE%E9%87%91&amp;rft.atitle=%E4%B8%AD%E5%9B%BD%E4%BA%BA%E6%B0%91%E9%93%B6%E8%A1%8C%EF%BC%9A%E5%A2%9E%E5%8A%A0%E5%B0%8F%E9%9D%A2%E9%A2%9D%E8%B4%A7%E5%B8%81%E4%BE%9B%E5%BA%94+%E8%A6%81%E6%B1%82%E5%90%84%E5%95%86%E4%B8%9A%E9%93%B6%E8%A1%8C%E6%8F%90%E4%BE%9B%E2%80%9C%E9%9B%B6%E9%92%B1%E5%8C%85%E2%80%9D%E7%AD%89%E6%9C%8D%E5%8A%A1&amp;rft.au=%E5%B8%B8%E4%BD%A9%E7%90%A6&amp;rft.date=2024-03-01&amp;rft.genre=article&amp;rft.jtitle=%E4%B8%8A%E6%B5%B7%E8%AF%81%E5%88%B8%E6%8A%A5%C2%B7%E4%B8%AD%E5%9B%BD%E8%AF%81%E5%88%B8%E7%BD%91&amp;rft_id=https%3A%2F%2Fnews.cnstock.com%2Fnews%2Cbwkx-202403-5197628.htm&amp;rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Ajournal" class="Z3988"><span style="display:none;">&#160;</span></span></span> </li> <li id="cite_note-25"><span class="mw-cite-backlink"><b><a href="#cite_ref-25">^</a></b></span> <span class="reference-text"><cite class="citation news">方华. <a rel="nofollow" class="external text" href="https://www.financialnews.com.cn/cul/202404/t20240419_291239.html">“零钱包”又回来了</a>. 金融时报-中国金融新闻网. 2024-04-19 <span class="reference-accessdate"> &#91;<span class="nowrap">2024-05-10</span>&#93;</span>.</cite><span title="ctx_ver=Z39.88-2004&amp;rfr_id=info%3Asid%2Fzh.wikipedia.org%3A%E7%8F%BE%E9%87%91&amp;rft.atitle=%E2%80%9C%E9%9B%B6%E9%92%B1%E5%8C%85%E2%80%9D%E5%8F%88%E5%9B%9E%E6%9D%A5%E4%BA%86&amp;rft.au=%E6%96%B9%E5%8D%8E&amp;rft.date=2024-04-19&amp;rft.genre=article&amp;rft.jtitle=%E9%87%91%E8%9E%8D%E6%97%B6%E6%8A%A5-%E4%B8%AD%E5%9B%BD%E9%87%91%E8%9E%8D%E6%96%B0%E9%97%BB%E7%BD%91&amp;rft_id=https%3A%2F%2Fwww.financialnews.com.cn%2Fcul%2F202404%2Ft20240419_291239.html&amp;rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Ajournal" class="Z3988"><span style="display:none;">&#160;</span></span></span> </li> <li id="cite_note-26"><span class="mw-cite-backlink"><b><a href="#cite_ref-26">^</a></b></span> <span class="reference-text"><cite class="citation news"><a rel="nofollow" class="external text" href="http://finance.people.com.cn/BIG5/n1/2024/0418/c1004-40218737.html">構建包容多樣支付環境 三部門優化商業領域支付服務</a>. 人民网. 2024-04-18 <span class="reference-accessdate"> &#91;<span class="nowrap">2024-05-10</span>&#93;</span>. 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European Banking Authority. 2014-07-04 <span class="reference-accessdate"> &#91;<span class="nowrap">2019-07-11</span>&#93;</span>. (原始内容<a rel="nofollow" class="external text" href="https://web.archive.org/web/20190918080431/https://eba.europa.eu/documents/10180/657547/EBA-Op-2014-08+Opinion+on+Virtual+Currencies.pdf">存档</a> <span style="font-size:85%;">(PDF)</span>于2019-09-18).</cite><span title="ctx_ver=Z39.88-2004&amp;rfr_id=info%3Asid%2Fzh.wikipedia.org%3A%E7%8F%BE%E9%87%91&amp;rft.atitle=EBA+Opinion+on+%27virtual+currencies%27&amp;rft.date=2014-07-04&amp;rft.genre=unknown&amp;rft.jtitle=European+Banking+Authority&amp;rft_id=https%3A%2F%2Feba.europa.eu%2Fdocuments%2F10180%2F657547%2FEBA-Op-2014-08%2BOpinion%2Bon%2BVirtual%2BCurrencies.pdf&amp;rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Ajournal" class="Z3988"><span style="display:none;">&#160;</span></span></span> </li> <li id="cite_note-28"><span class="mw-cite-backlink"><b><a href="#cite_ref-28">^</a></b></span> <span class="reference-text"><cite class="citation news">Strange, Adario. <a rel="nofollow" class="external text" href="https://www.pcmag.com/article2/0,2817,2402982,00.asp">Canada Asks Developers to Create Digital Currency</a>. PC Magazine. 13 April 2012 <span class="reference-accessdate"> &#91;<span class="nowrap">2021-07-09</span>&#93;</span>. (原始内容<a rel="nofollow" class="external text" href="https://web.archive.org/web/20180701222557/https://www.pcmag.com/article2/0,2817,2402982,00.asp">存档</a>于2018-07-01).</cite><span title="ctx_ver=Z39.88-2004&amp;rfr_id=info%3Asid%2Fzh.wikipedia.org%3A%E7%8F%BE%E9%87%91&amp;rft.atitle=Canada+Asks+Developers+to+Create+Digital+Currency&amp;rft.aufirst=Adario&amp;rft.aulast=Strange&amp;rft.date=2012-04-13&amp;rft.genre=article&amp;rft.jtitle=PC+Magazine&amp;rft_id=https%3A%2F%2Fwww.pcmag.com%2Farticle2%2F0%2C2817%2C2402982%2C00.asp&amp;rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Ajournal" class="Z3988"><span style="display:none;">&#160;</span></span></span> </li> <li id="cite_note-29"><span class="mw-cite-backlink"><b><a href="#cite_ref-29">^</a></b></span> <span class="reference-text"><cite class="citation web">Randy Boswell. <a rel="nofollow" class="external text" href="https://web.archive.org/web/20120410222104/http://www.montrealgazette.com/business/Canada%2Bunveils%2Bdigital%2Bcurrency/6419676/story.html">Canada unveils digital currency</a>. The Gazette. 6 April 2012. (<a rel="nofollow" class="external text" href="https://montrealgazette.com/business/Canada+unveils+digital+currency/6419676/story.html">原始内容</a>存档于10 April 2012).</cite><span title="ctx_ver=Z39.88-2004&amp;rfr_id=info%3Asid%2Fzh.wikipedia.org%3A%E7%8F%BE%E9%87%91&amp;rft.atitle=Canada+unveils+digital+currency&amp;rft.au=Randy+Boswell&amp;rft.date=2012-04-06&amp;rft.genre=unknown&amp;rft.jtitle=The+Gazette&amp;rft_id=https%3A%2F%2Fmontrealgazette.com%2Fbusiness%2FCanada%2Bunveils%2Bdigital%2Bcurrency%2F6419676%2Fstory.html&amp;rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Ajournal" class="Z3988"><span style="display:none;">&#160;</span></span></span> </li> <li id="cite_note-30"><span class="mw-cite-backlink"><b><a href="#cite_ref-30">^</a></b></span> <span class="reference-text"><cite class="citation web"><a rel="nofollow" class="external text" href="https://www.bankofcanada.ca/2019/04/the-road-to-digital-money/">The Road to Digital Money. 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News.yahoo.com. 2012-03-17 <span class="reference-accessdate"> &#91;<span class="nowrap">2012-08-15</span>&#93;</span>. (原始内容<a rel="nofollow" class="external text" href="https://web.archive.org/web/20210713095540/https://news.yahoo.com/sweden-cash-king-no-more-082544562.html">存档</a>于2021-07-13).</cite><span title="ctx_ver=Z39.88-2004&amp;rfr_id=info%3Asid%2Fzh.wikipedia.org%3A%E7%8F%BE%E9%87%91&amp;rft.au=Malin+Rising&amp;rft.btitle=In+Sweden%2C+cash+is+king+no+more+-+Yahoo%21+News&amp;rft.date=2012-03-17&amp;rft.genre=unknown&amp;rft.pub=News.yahoo.com&amp;rft_id=https%3A%2F%2Fnews.yahoo.com%2Fsweden-cash-king-no-more-082544562.html&amp;rft_val_fmt=info%3Aofi%2Ffmt%3Akev%3Amtx%3Abook" class="Z3988"><span style="display:none;">&#160;</span></span></span> </li> <li id="cite_note-32"><span class="mw-cite-backlink"><b><a href="#cite_ref-32">^</a></b></span> <span class="reference-text"><cite class="citation web"><a rel="nofollow" class="external text" href="https://www.riksbank.se/en-gb/payments--cash/e-krona/">E-krona</a>. Sveriges Riksbank. 2019-06-19 <span class="reference-accessdate"> &#91;<span class="nowrap">2019-07-11</span>&#93;</span>. 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data-lang-code="en" data-lang-name="英语" data-foreign-title="Banknote counter"><span class="ilh-page"><a href="/w/index.php?title=%E9%BB%9E%E9%88%94%E6%A9%9F&amp;action=edit&amp;redlink=1" class="new" title="點鈔機(页面不存在)">點鈔機</a></span><span class="noprint ilh-comment"><span class="ilh-paren">(</span><span class="ilh-lang">英语</span><span class="ilh-colon">:</span><span class="ilh-link"><a href="https://en.wikipedia.org/wiki/Banknote_counter" class="extiw" title="en:Banknote counter"><span lang="en" dir="auto">Banknote counter</span></a></span><span class="ilh-paren">)</span></span></span></li> <li><a href="/wiki/%E5%AE%9D%E9%92%9E%E5%8D%B0" title="宝钞印">宝钞印</a>:中國古時用於印紙錢的官印。</li> <li><span class="ilh-all" data-orig-title="現金及約當現金" data-lang-code="en" data-lang-name="英语" data-foreign-title="Cash and cash equivalents"><span class="ilh-page"><a href="/w/index.php?title=%E7%8F%BE%E9%87%91%E5%8F%8A%E7%B4%84%E7%95%B6%E7%8F%BE%E9%87%91&amp;action=edit&amp;redlink=1" class="new" title="現金及約當現金(页面不存在)">現金及約當現金</a></span><span class="noprint ilh-comment"><span class="ilh-paren">(</span><span class="ilh-lang">英语</span><span class="ilh-colon">:</span><span class="ilh-link"><a href="https://en.wikipedia.org/wiki/Cash_and_cash_equivalents" class="extiw" title="en:Cash and cash equivalents"><span lang="en" dir="auto">Cash and cash equivalents</span></a></span><span class="ilh-paren">)</span></span></span></li> <li><a href="/wiki/%E7%8E%B0%E9%87%91%E6%B5%81%E9%87%8F" title="现金流量">现金流量</a></li> <li><a href="/wiki/%E7%8F%BE%E9%87%91%E7%AE%A1%E7%90%86" title="現金管理">現金管理</a></li> <li><a href="/wiki/%E6%94%B6%E9%8A%80%E6%A9%9F" title="收銀機">收銀機</a></li> <li><a href="/wiki/%E8%B4%A7%E5%B8%81%E6%89%A9%E5%BC%A0" title="货币扩张">货币扩张</a></li> <li><span class="ilh-all" data-orig-title="小額現金" data-lang-code="en" data-lang-name="英语" data-foreign-title="Petty cash"><span class="ilh-page"><a href="/w/index.php?title=%E5%B0%8F%E9%A1%8D%E7%8F%BE%E9%87%91&amp;action=edit&amp;redlink=1" class="new" title="小額現金(页面不存在)">小額現金</a></span><span class="noprint ilh-comment"><span class="ilh-paren">(</span><span class="ilh-lang">英语</span><span class="ilh-colon">:</span><span class="ilh-link"><a href="https://en.wikipedia.org/wiki/Petty_cash" class="extiw" title="en:Petty cash"><span lang="en" dir="auto">Petty cash</span></a></span><span class="ilh-paren">)</span></span></span></li> <li><a href="/wiki/%E5%9B%9E%E8%B4%88" title="回贈">回贈</a></li></ul> <div class="navbox-styles"><link rel="mw-deduplicated-inline-style" href="mw-data:TemplateStyles:r84265675" /><style data-mw-deduplicate="TemplateStyles:r84261037">.mw-parser-output .navbox{box-sizing:border-box;border:1px solid #a2a9b1;width:100%;clear:both;font-size:88%;text-align:center;padding:1px;margin:1em auto 0}.mw-parser-output .navbox .navbox{margin-top:0}.mw-parser-output .navbox+.navbox,.mw-parser-output .navbox+.navbox-styles+.navbox{margin-top:-1px}.mw-parser-output .navbox-inner,.mw-parser-output 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