CINXE.COM

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Crypto.com says less than 500 investors were impacted by the breach. It immediately revamped its 2FA system and introduced a fund to make users whole in any future incidents.</p>" } }, { "@type": "Question", "name": "Are cryptocurrencies a safe investment?", "acceptedAnswer": { "@type": "Answer", "text": "<p data-block-key="5izj7">Cryptocurrencies are high-risk assets. Not only are they extremely volatile, the industry is also relatively new and there is a lot we don't know about how it will develop. Individual cryptocurrencies could fail, especially newer ones. Crypto platforms can collapse or be hacked. There are high levels of fraud and crypto scams. 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.author-hover-bio{position:absolute;cursor:auto;background:#fff;padding:1.2rem;max-width:100vw;min-width:300px;display:none}.author-wrap.author-hover .author-hover-bio .author-bio-content{padding:12px}.author-wrap.author-hover .author-hover-bio a{color:#35B2D6!important}.author-wrap.author-hover .author-hover-bio a:hover{color:#0095C8!important}.author-wrap.author-hover .author-hover-bio .author-bio-description{color:#53565A;letter-spacing:2.2px;font-size:1.4rem;line-height:1.8rem;font-weight:700}.author-wrap.author-hover .author-hover-bio .authors__social{margin:2.4rem 0 0;display:flex;justify-content:flex-start}.author-wrap.author-hover .author-hover-bio .authors__social .social-icon{height:1.6rem;width:1.6rem;margin-right:1.2rem}.author-wrap.author-hover .author-bio-name{display:flex;flex-direction:row;align-items:start}.author-wrap.author-hover .author-bio-name.author-wrapper-fact-checker{flex-direction:row}.author-wrap.author-hover .mobile-link-disable .text-normal{color:#1c1d20}.soc-share{display:inline-block}.soc-share svg circle{fill:#006BA6}.soc-share .soc-fb:hover svg circle{fill:#3B5998}.soc-share .soc-email:hover svg circle{fill:#AC145A}.soc-share .soc-li:hover svg circle{fill:#0077B5}.soc-share .soc-twit:hover svg circle{fill:#1DA1F2}.soc-share .soc-copy:hover svg circle{fill:#FFB81C}.soc-share .soc-icon{display:inline-block;position:relative;top:1rem;margin:0 .25rem}.soc-share .soc-icon:hover{transform:rotate(-10deg) scale(1.3)}p.soc-share__title{color:#8A8C8E;display:inline-block;font-size:1.2rem;font-weight:700;line-height:1.4rem;padding-right:1rem;text-transform:uppercase}.nav-disc.socLinks{padding:1.6rem 0 2.4rem}@media (min-width:768px){.nav-disc.socLinks{padding:3.6rem 0 3rem}}.faq__expand-icon{background:url("https://g.foolcdn.com/static/affiliates/project/images/icons/accordion_plus.svg?dcbd768875d0") no-repeat center center;height:18px;position:absolute;right:2px;top:2.2rem;transition:all ease-in-out 100ms;width:18px}.block-qa_list_no_schema .faq__expand-icon{top:inherit;bottom:1.2rem}.faq__question-container{padding-bottom:0;position:relative;transition:padding-bottom 100ms ease-in-out 100ms;width:100%;background:none;border:0;text-align:left}.faq__list{position:relative;margin-top:0;padding-left:0}.faq__list-item{border-bottom:1px solid #CACBCB;list-style:none;padding:.4rem 0;transition:border 0.3s ease}.faq__list-item:first-child{border-top:1px solid #CACBCB}.faq__list-item:hover{cursor:pointer}@media (min-width:992px){.faq__list-item.accordion--active .faq__expand-icon,.faq__list-item[expanded] .faq__expand-icon{background:url("https://g.foolcdn.com/static/affiliates/project/images/icons/accordion_minus.svg?535fe9c8ad45") no-repeat center center;transition:all 100ms ease-in-out}.faq__list-item.accordion--active .faq__question-container,.faq__list-item[expanded] .faq__question-container{padding-bottom:14px;transition:padding-bottom 100ms ease-in-out 100ms}}@media (max-width:991px){.faq__list-item.accordion--active--mobile .faq__expand-icon,.faq__list-item[expanded] .faq__expand-icon{background:url("https://g.foolcdn.com/static/affiliates/project/images/icons/accordion_minus.svg?535fe9c8ad45") no-repeat center center;transition:all 100ms ease-in-out}.faq__list-item.accordion--active--mobile .faq__question-container,.faq__list-item[expanded] .faq__question-container{padding-bottom:14px;transition:padding-bottom 100ms ease-in-out 100ms}}.faq__list-item--accordion{border:0!important}.faq__list-item--accordion .faq__expand-icon{margin-top:24px}.faq__list-item--accordion .faq__question-container{padding-bottom:0!important}.faq__title,h2.faq__title{font-size:3.8rem;line-height:4.2rem;text-align:left;margin:0 0 2.4rem;padding:0}.faq__link,a.faq__link{color:#1c1d20;display:inline-block;line-height:2.8rem;position:relative;padding:0;margin:1.8rem 3rem 1.8rem 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.general-award_banner{margin-top:12px}}.general-tile__head{color:#53565A;font-size:1.4rem;letter-spacing:0.3px;line-height:16px;text-align:left}@media (max-width:767px){.general-tile__head{padding-top:10px}}@media (min-width:768px){.general-tile__head-wrap{padding:0 0 0 24px;grid-column:2;width:100%}}.general-tile__img-wrap{height:auto;margin:0 auto;max-height:177px;width:100%;border:1px solid #CACBCB;text-align:center;vertical-align:middle}@media (min-width:768px){.general-tile__img-wrap{max-width:280px}}.general-tile__title{color:#000;display:block;font-size:2.2rem;font-weight:700;padding-top:10px;line-height:2.6rem;text-transform:none}.general-tile__offer-image{max-width:270px;max-height:170px;padding:10% 0}.nav-searchbar-wrap{background:#EDEEEE;height:86px;position:relative;width:100%}@media (min-width:992px){.nav-searchbar-wrap{z-index:110}}.nav-searchbar-wrap label{height:100%;position:absolute;top:35px;left:12px;font-weight:700;font-size:1.6rem;text-transform:uppercase}@media (min-width:992px){.nav-searchbar-wrap{background:transparent;height:100%;position:static;width:32px;transition:0.4s ease all}.nav-searchbar-wrap label{display:none}}@keyframes grow{0%{width:1px;visibility:hidden}100%{width:75%;visibility:visible}}.nav-searchbar{background:#EDEEEE;height:100%}@media (min-width:992px){.nav-searchbar{transition:all 0.3s ease-in-out;display:inline-block;position:absolute;right:0;top:0;z-index:11;visibility:hidden;width:0}}.nav-search{position:absolute;right:10px;top:50%;transform:translateY(-50%)}@media (min-width:992px){.nav-search{z-index:101}}.mi-search-bar{height:100%;position:relative;width:100%}.mi-search-bar .input{background:transparent;border:0;height:100%;line-height:100%;padding:12px;font-size:16px;width:100%;touch-action:manipulation}@media (min-width:992px){.mi-search-bar .input{display:none}}.mi-search-bar .input--active~label{top:0;transition:0.1s ease top}.mi-search-bar .input:focus{touch-action:manipulation}.searchbar--active .nav-searchbar{overflow:hidden;visibility:visible;width:75%}.searchbar--active .nav-searchbar input{padding:3.2rem 2.4rem}@media (min-width:992px){.searchbar--active .nav-searchbar input{display:inline-block;padding:0 2.4rem}}.searchbar--active .nav-searchbar label{display:inline-block;font-size:1.4rem;text-transform:uppercase;position:absolute;left:0;font-weight:600;padding-left:2.4rem}.items-search{display:flex;flex-direction:row;justify-content:space-between;align-items:center}@media (min-width:1200px){.items-search{flex-grow:5!important}.items-search ul .nav-item{margin:0}.items-search ul .nav-item a{padding:8px 15px}}@media (max-width:1199px){.items-search{flex-direction:column;justify-content:center}.items-search ul .nav-item{margin:0}.items-search ul .nav-item a{padding:8px 10px}}@media (max-width:991px){.items-search{flex-direction:column-reverse;justify-content:center}}@media (max-width:1199px){.items-search .search-bar-main{width:100%}}@media (max-width:991px){.items-search .search-bar-main{padding:40px 30px;width:200px}}@media (max-width:986px){.items-search .search-bar-main{padding:40px 30px;width:auto}}.article .title,.article .navbar-item,.search-item .title,.search-item .navbar-item{font-weight:bold;font-size:18px;text-decoration:underline}.article .description,.search-item .description{font-weight:normal;font-size:16px;text-decoration:none;margin-bottom:20px}.search-results-page-body .subtitle{color:#000;border-bottom:4px solid #008C5D;display:inline-block;margin:1.2rem 0}.search-results-page-body .title{text-decoration:none;margin-bottom:10px}.search-results-page-body .title .fake-link{border-bottom:2px solid #0B3D56;color:#000;line-height:2.6rem}.search-results-page-body .description{margin-bottom:15px}.search-results-page-body .article{border-bottom:2px solid #d9d9d9;margin-bottom:20px}.search-results-page-body .article:hover{border-color:#999}.search-results-page-body .article:hover .fake-link{border-bottom:2px solid 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(min-width:992px){.navigation-link-container{border:0;min-height:auto;opacity:1;position:inherit;transform:none;visibility:visible}}#sidenav{position:absolute;top:calc(var(--header-height) + 10px);left:8vw;width:184px;margin-top:4px;padding:unset}@media (min-width:2400px){#sidenav{left:25%;transform:translateX(-25%)}}@media (min-width:1900px) and (max-width:2400px){#sidenav{left:15%;transform:translateX(-15%)}}@media (max-width:1600px) and (min-width:1200px){#sidenav{height:auto;left:1.25%}}@media (max-width:1355px) and (min-width:1199px){#sidenav{position:relative;top:0;height:auto;left:inherit;width:80%;padding-top:28px}}@media (max-width:1199px) and (min-width:992px){#sidenav{position:relative;top:0;height:auto;left:inherit;width:63%;padding-top:28px}}@media (max-width:992px) and (min-width:768px){#sidenav{position:relative;top:0;height:auto;left:inherit;width:78%;padding-top:28px}}@media 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(min-width:400px){.promo-sticky-button-wrapper{max-width:400px}}.image-wrapper{align-items:center;border:1px solid #DCDCDD;display:inline-flex;justify-content:center;max-width:120px;padding:4px}.image-wrapper img{max-height:100%;max-width:100%;height:auto;width:auto;margin:0 auto}.blk__brok-tile-list .picks__expander{font-size:1.8rem}.blk__brok-tile-list .tile-wrap{width:100%}.brok-tile-item{position:relative;display:block;width:100%;text-align:center;margin:0 auto}.brok-tile-item .brok__txt-wrap{left:-100%;position:absolute;right:0;top:50%;transform:translateY(-50%);transition:0.3s ease all 0.1s;width:100%}.brok-tile-item .brok__txt{color:#1c1d20;display:inline-block;font-size:1.8rem;font-weight:700;height:auto;letter-spacing:1px;margin:0 auto;opacity:0;position:relative;text-align:center;text-transform:uppercase;transform:scale(0.85);transition:0.3s ease all;width:auto}.brok-tile-item 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Review: An All-In-One Crypto Platform </h1> </div> </section>  <div class="block pb-3 px-0"> <div class="row mt-4"> <div class="col-12 fs-12"> Review Updated <time datetime="2024-10-17T08:29:37.449078-04:00">Oct. 17, 2024</time> </div> </div> <div class="row author-bio pb mt-4"> <div class="col-12"> <div class="authors-container"> <div class="author-bio-author"> <div class="author-bio-image-container"> <div class="author-bio-image"> <img class="lazy" data-src="https://m.foolcdn.com/media/affiliates/original_images/author_avatarsEmma_headshot_CtXy0EI.jpg?width=128&height=128" alt="Emma Newbery" height="48" width="48"/> </div> </div> <div class="byline-container"> <div class="author-wrap author-hover"> <div class="author-wrapper author-wrapper-fact-checker author-bio-name"> <a class="mobile-link-disable author-link"> <span class="text-normal">Author:</span> Emma Newbery</a> <div class="author-hover-bio bs br"> <div class="author-bio-content"> <div> <div class="author-bio-author"> <div class="author-bio-image"> <img class="lazy" data-src="https://m.foolcdn.com/media/affiliates/original_images/author_avatarsEmma_headshot_CtXy0EI.jpg?width=128&height=128" alt="Emma Newbery" height="32" width="32"/> </div> <div class="d-block"> <div class="author-bio-name"><a href="/money/authors/profile/emma-newbery/?luri=%2Fcryptocurrency%2Fcryptocom-review%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=ce8a603b-3948-4f57-829a-433e715e83f9&ltyp=txt">Emma Newbery</a> </div> </div> </div> <div class="copy-md pt-3"> <p data-block-key="k1kgc">Emma lives in Bogota, Colombia, where she owns the English-language newspaper The Bogota Post. She began her editorial career at a financial website in the U.K. over 20 years ago and has been contributing to Motley Fool Money since the summer of 2019.</p> </div> <p class="pt-4"> <a href="/money/authors/profile/emma-newbery/?luri=%2Fcryptocurrency%2Fcryptocom-review%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=ce8a603b-3948-4f57-829a-433e715e83f9&ltyp=txt">See Full Bio</a> </p> <div class="authors__social"> <a href="https://www.linkedin.com/in/emma-newbery-6214b262/" rel="nofollow"> <img class="social-icon" src="https://g.foolcdn.com/static/affiliates/project/images/icon_linkedin%401x.svg" srcset="https://g.foolcdn.com/static/affiliates/project/images/icon_linkedin%402x.svg 1x, https://g.foolcdn.com/static/affiliates/project/images/icon_linkedin%402x.svg 2x" alt="Linked In Icon"> </a> <a href="http://www.thebogotapost.com" rel="nofollow"> <img class="social-icon" src="https://g.foolcdn.com/static/affiliates/project/images/icon_external_link-gold.svg" srcset="https://g.foolcdn.com/static/affiliates/project/images/icon_external_link-gold.svg 1x, https://g.foolcdn.com/static/affiliates/project/images/icon_external_link-gold.svg 2x" alt="External Link Icon"> </a> </div> </div> </div> </div> </div> </div> </div> <div class="secondary-author-toggle d-md-none fs-14"> <span class="px-2 lh-28">|</span> <a class="toggle-button" data-base_text="1 other ">1 other [ + ]</a> </div> </div> <div class="author-bio-author"> <div class="author-bio-image-container"> <div class="author-bio-image"> <img class="lazy" data-src="https://m.foolcdn.com/media/affiliates/original_images/Ashley_Maready_atdMxr7.jpg?width=128&height=128" alt="Ashley Maready" height="48" width="48"/> </div> </div> <div class="byline-container"> <div class="author-wrap author-hover"> <div class="author-wrapper author-wrapper-fact-checker author-bio-name"> <a class="mobile-link-disable author-link"> <span class="text-normal">Fact Checked:</span> Ashley Maready</a> <div class="author-hover-bio bs br"> <div class="author-bio-content"> <div> <div class="author-bio-author"> <div class="author-bio-image"> <img class="lazy" data-src="https://m.foolcdn.com/media/affiliates/original_images/Ashley_Maready_atdMxr7.jpg?width=128&height=128" alt="Ashley Maready" height="32" width="32"/> </div> <div class="d-block"> <div class="author-bio-name"><a href="/money/authors/profile/ashley-maready/?luri=%2Fcryptocurrency%2Fcryptocom-review%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=ce8a603b-3948-4f57-829a-433e715e83f9&ltyp=txt">Ashley Maready</a> </div> <div class="author-bio-description">Writer and Editor</div> </div> </div> <div class="copy-md pt-3"> <p data-block-key="ulxk5">Ashley Maready is a former history museum professional who made the leap to digital content writing and editing in 2021. She has a BA in History and Philosophy from Hood College and an MA in Applied History from Shippensburg University. 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However, please be aware that the fast-paced nature of the cryptocurrency world means there may be shifts in fees, specific services, and the numbers of available cryptos. Check out our list of the <a href="https://www.fool.com/money/cryptocurrency/best-cryptocurrency-apps/?luri=%2Fcryptocurrency%2Fcryptocom-review%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=ce8a603b-3948-4f57-829a-433e715e83f9&ltyp=txt">best cryptocurrency apps and exchanges</a> for the most up-to-date information on the platforms we recommend.</p> </div> </div> </section> </div> </div> <div class="block block-paragraph"> <div class="wysiwyg"> <p data-block-key="p4mdj">If you're looking for an affordable, all-in-one cryptocurrency platform, Crypto.com might be right for you. The more Cronos (CRO) you're able to lock up, the more benefits you'll get from this exchange -- especially if you want a crypto debit card. Even without the CRO bonuses, it's a solid low-fee crypto exchange with over 250 cryptocurrencies available. Read our full Crypto.com review to find out if it's right for you.</p> </div> </div> <div class="block block-crypto_tile_list"> <section class="crypto-tile-list trigger_sticky_offer_list"> <div> <a class="meth-link" href="/money/rating-methodology/?luri=%2Fcryptocurrency%2Fcryptocom-review%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=ce8a603b-3948-4f57-829a-433e715e83f9&ltyp=txt" target="_blank">Ratings Methodology</a> <div class="tile-wrap ttip__outer"> <div id="cryptocom" class="brok-tile b bg-0 bs brok-tile--active"> <div class="brok-tile__info"> <div class="brok-tile__cta"> <div class="brok-tile-item"> <div class="brok-tile__img-wrap"> <div class="comp__logo-wrap"> <img src="https://m.foolcdn.com/media/affiliates/original_images/kl7orhyzxwtzf66utuo4.webp" alt="Logo for Crypto.com" class="comp__logo"> </div> </div> <p class="rating__head">Our Rating: </p> <div class="brok-tile-item d-block text-left"> <div class="star-rate star-rate--center brok-stars"> <div class="star-rate__stars-wrapper"> <span aria-hidden="false" class="wag">Rating image, 4.00 out of 5 stars.</span> <span aria-hidden="true" class="star-rate__stars"> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star-rate__stars-selected" style="width: 80.00%;"> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> </span> </span> </div> <div class="star-rate__copy"> <span>4.00/5</span> <span class="star-rate__info tooltip-parent" aria-describedby="ttip-infobrokc74021-id--1-desc" tabindex="0"> <span class="info-wrap"><svg width="12px" height="12px" viewBox="0 0 12 12" version="1.1" xmlns="http://www.w3.org/2000/svg" aria-describedby="icon-info-title-1--infobrokc74021 icon-info-descrip-1-infobrokc74021" role="img">  <desc id="icon-info-descrip-1-infobrokc74021">Circle with letter I in it.</desc> <defs></defs> <g id="Symbols" stroke="none" stroke-width="1" fill="none" fill-rule="evenodd"> <g id="Component-Card-Collapsed" transform="translate(-799.000000, -47.000000)"> <g id="Group-3" transform="translate(799.000000, 47.000000)"> <g id="Group"> <circle stroke="#9B9B9B" cx="6" cy="6" r="5.5"></circle> <path d="M6.8038086,1.40683593 C6.95419998,1.40683593 7.08131459,1.45875598 7.18515626,1.56259765 C7.28899792,1.66643931 7.34091797,1.79355393 7.34091797,1.9439453 C7.34091797,2.09075593 7.28810275,2.21697537 7.18247071,2.32260741 C7.07683867,2.42823945 6.95061923,2.48105468 6.8038086,2.48105468 C6.65699797,2.48105468 6.53077853,2.42823945 6.42514649,2.32260741 C6.31951445,2.21697537 6.26669922,2.09075593 6.26669922,1.9439453 C6.26669922,1.79355393 6.31861928,1.66643931 6.42246094,1.56259765 C6.52630261,1.45875598 6.65341722,1.40683593 6.8038086,1.40683593 Z M6.87363282,3.53916015 L5.81015626,7.30429687 C5.73854131,7.55852991 5.70273438,7.71070938 5.70273438,7.76083983 C5.70273438,7.81813179 5.71974267,7.8646808 5.75375977,7.90048827 C5.78777687,7.93629574 5.82805967,7.95419921 5.87460938,7.95419921 C5.92832059,7.95419921 5.99277307,7.92555366 6.06796876,7.86826171 C6.27207134,7.70712809 6.47796121,7.47796372 6.68564454,7.18076171 L6.87363282,7.30429687 C6.63014202,7.67669456 6.34368655,7.99000523 6.01425782,8.24423827 C5.77076702,8.43401787 5.53802195,8.52890624 5.31601563,8.52890624 C5.169205,8.52890624 5.04925177,8.48504275 4.95615235,8.39731444 C4.86305293,8.30958614 4.81650391,8.19947982 4.81650391,8.06699218 C4.81650391,7.93450454 4.86126258,7.7142919 4.95078126,7.40634765 L5.64902344,5.00009765 C5.76360735,4.60621547 5.82089844,4.35914763 5.82089844,4.25888671 C5.82089844,4.18011027 5.79314807,4.11565779 5.73764649,4.06552733 C5.68214491,4.01539688 5.60605518,3.99033202 5.50937501,3.99033202 C5.43059857,3.99033202 5.26767702,4.01002584 5.02060547,4.04941405 L5.02060547,3.8399414 L6.87363282,3.53916015 Z" id="i" fill="#717171"></path> </g> </g> </g> </g> </svg> </span> <span aria-hidden="false" class="wag" id="ttip--1-infobrokc74021-desc"> Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. </span> <span id="ttip-infobrokc74021-id--1-desc" class="tooltip" role="tooltip"> <span>We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.<br></span> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Best<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Excellent<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Good<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Fair<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Poor<br> <span class="tooltip-arrow"></span> </span> </span> </div> </div> </div> </div> </div> </div> <div class="brok-tile__overview"> <div class="brok-tile__botline"> <p class="head-h6 uppercase">Bottom Line</p> <div class="brok-tile__bottom-line-text"> <p data-block-key="p0ere">Has a vast selection of cryptocurrencies and features that U.S. investors may not find elsewhere. But the variable spread can be costly.</p> </div> <div class="link--rev"> </div> </div> <div class="brok-tile__details"> <div class="brok-tile__detail"> <p class="head-h6 uppercase">Fees:</p> <p>Variable spread</p> </div> <div class="brok-tile__detail"> <p class="head-h6 uppercase">Account Minimum:</p> <p>Varies based on cryptocurrency</p> </div> </div> </div> <div class="brok-tile__sbs"> <div class="sb__promo"> </div> <div class="sb-brok__other"> <div class="btn-wrap"> </div> </div> </div> </div> </div> </div> </section> </div> <div class="block block-heading"> <h2 id="alternatives-to-consider">Alternatives to consider</h2> </div> <div class="block block-crypto_comparison_list"> <section class="blk__save--comp-wrapper"> <div> <table class="comp__table"> <tbody> <tr> <th class="comp__head uppercase">Offer</th> <td> <a rel="sponsored nofollow" 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data-click-section="compare_table" aria-label="Kraken button for Kraken."> Kraken </a> </div> <div class="mt-3"> </div> </td> <td> <a rel="sponsored nofollow" href="/money/cryptocurrency/uphold-review/?luri=%2Fcryptocurrency%2Fcryptocom-review%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=ce8a603b-3948-4f57-829a-433e715e83f9&ltyp=img&lclksec=compare_table&ord=2" target="_blank" data-offer_order="2" data-link_type="img" data-slug="uphold" data-action="unmonetized" data-click-section="compare_table" aria-label=""> <div class="comp__logo-wrap"> <img src="https://m.foolcdn.com/media/affiliates/cryptocurrency-art/Uphold_logo_vWqeXls.png" alt="Logo for Uphold" class="comp__logo"> </div> </a> </br> <div class=""> <a rel="sponsored noopener nofollow" href="/money/offers/cryptocurrency/uphold/?luri=%2Fcryptocurrency%2Fcryptocom-review%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=ce8a603b-3948-4f57-829a-433e715e83f9&ltyp=btn&lclksec=compare_table&ord=2&ltxt=Uphold+button+for+Uphold." target="_blank" class="btn--apply-wrap " data-offer_order="2" data-link_type="btn" data-slug="uphold" data-click-section="compare_table" aria-label="Uphold button for Uphold."> Uphold </a> </div> <div class="mt-3"> </div> </td> </tr> <tr> <th class="comp__head uppercase">Rating</th> <td> <div class="save-tile-item"> <div class="star-rate star-rate--center card-tile"> <div class="star-rate__stars-wrapper"> <span aria-hidden="false" class="wag">Rating image, 4.00 out of 5 stars.</span> <span aria-hidden="true" class="star-rate__stars"> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star-rate__stars-selected" style="width: 80.00%;"> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> </span> </span> </div> <div class="star-rate__copy"> <span>4.00/5</span> <span class="star-rate__info tooltip-parent" aria-describedby="ttip-infocrypto_comp3074be-id--1-desc" tabindex="0"> <span class="info-wrap"><svg width="12px" height="12px" viewBox="0 0 12 12" version="1.1" xmlns="http://www.w3.org/2000/svg" aria-describedby="icon-info-title-1--infocrypto_comp3074be icon-info-descrip-1-infocrypto_comp3074be" role="img">  <desc id="icon-info-descrip-1-infocrypto_comp3074be">Circle with letter I in it.</desc> <defs></defs> <g id="Symbols" stroke="none" stroke-width="1" fill="none" fill-rule="evenodd"> <g id="Component-Card-Collapsed" transform="translate(-799.000000, -47.000000)"> <g id="Group-3" transform="translate(799.000000, 47.000000)"> <g id="Group"> <circle stroke="#9B9B9B" cx="6" cy="6" r="5.5"></circle> <path d="M6.8038086,1.40683593 C6.95419998,1.40683593 7.08131459,1.45875598 7.18515626,1.56259765 C7.28899792,1.66643931 7.34091797,1.79355393 7.34091797,1.9439453 C7.34091797,2.09075593 7.28810275,2.21697537 7.18247071,2.32260741 C7.07683867,2.42823945 6.95061923,2.48105468 6.8038086,2.48105468 C6.65699797,2.48105468 6.53077853,2.42823945 6.42514649,2.32260741 C6.31951445,2.21697537 6.26669922,2.09075593 6.26669922,1.9439453 C6.26669922,1.79355393 6.31861928,1.66643931 6.42246094,1.56259765 C6.52630261,1.45875598 6.65341722,1.40683593 6.8038086,1.40683593 Z M6.87363282,3.53916015 L5.81015626,7.30429687 C5.73854131,7.55852991 5.70273438,7.71070938 5.70273438,7.76083983 C5.70273438,7.81813179 5.71974267,7.8646808 5.75375977,7.90048827 C5.78777687,7.93629574 5.82805967,7.95419921 5.87460938,7.95419921 C5.92832059,7.95419921 5.99277307,7.92555366 6.06796876,7.86826171 C6.27207134,7.70712809 6.47796121,7.47796372 6.68564454,7.18076171 L6.87363282,7.30429687 C6.63014202,7.67669456 6.34368655,7.99000523 6.01425782,8.24423827 C5.77076702,8.43401787 5.53802195,8.52890624 5.31601563,8.52890624 C5.169205,8.52890624 5.04925177,8.48504275 4.95615235,8.39731444 C4.86305293,8.30958614 4.81650391,8.19947982 4.81650391,8.06699218 C4.81650391,7.93450454 4.86126258,7.7142919 4.95078126,7.40634765 L5.64902344,5.00009765 C5.76360735,4.60621547 5.82089844,4.35914763 5.82089844,4.25888671 C5.82089844,4.18011027 5.79314807,4.11565779 5.73764649,4.06552733 C5.68214491,4.01539688 5.60605518,3.99033202 5.50937501,3.99033202 C5.43059857,3.99033202 5.26767702,4.01002584 5.02060547,4.04941405 L5.02060547,3.8399414 L6.87363282,3.53916015 Z" id="i" fill="#717171"></path> </g> </g> </g> </g> </svg> </span> <span aria-hidden="false" class="wag" id="ttip--1-infocrypto_comp3074be-desc"> Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. </span> <span id="ttip-infocrypto_comp3074be-id--1-desc" class="tooltip" role="tooltip"> <span>We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.<br></span> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Best<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Excellent<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Good<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Fair<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Poor<br> <span class="tooltip-arrow"></span> </span> </span> </div> </div> </div> </td> <td> <div class="save-tile-item"> <div class="star-rate star-rate--center card-tile"> <div class="star-rate__stars-wrapper"> <span aria-hidden="false" class="wag">Rating image, 4.00 out of 5 stars.</span> <span aria-hidden="true" class="star-rate__stars"> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star-rate__stars-selected" style="width: 80.00%;"> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> </span> </span> </div> <div class="star-rate__copy"> <span>4.00/5</span> <span class="star-rate__info tooltip-parent" aria-describedby="ttip-infocrypto_compf4a499-id--2-desc" tabindex="0"> <span class="info-wrap"><svg width="12px" height="12px" viewBox="0 0 12 12" version="1.1" xmlns="http://www.w3.org/2000/svg" aria-describedby="icon-info-title-2--infocrypto_compf4a499 icon-info-descrip-2-infocrypto_compf4a499" role="img">  <desc id="icon-info-descrip-2-infocrypto_compf4a499">Circle with letter I in it.</desc> <defs></defs> <g id="Symbols" stroke="none" stroke-width="1" fill="none" fill-rule="evenodd"> <g id="Component-Card-Collapsed" transform="translate(-799.000000, -47.000000)"> <g id="Group-3" transform="translate(799.000000, 47.000000)"> <g id="Group"> <circle stroke="#9B9B9B" cx="6" cy="6" r="5.5"></circle> <path d="M6.8038086,1.40683593 C6.95419998,1.40683593 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C5.77076702,8.43401787 5.53802195,8.52890624 5.31601563,8.52890624 C5.169205,8.52890624 5.04925177,8.48504275 4.95615235,8.39731444 C4.86305293,8.30958614 4.81650391,8.19947982 4.81650391,8.06699218 C4.81650391,7.93450454 4.86126258,7.7142919 4.95078126,7.40634765 L5.64902344,5.00009765 C5.76360735,4.60621547 5.82089844,4.35914763 5.82089844,4.25888671 C5.82089844,4.18011027 5.79314807,4.11565779 5.73764649,4.06552733 C5.68214491,4.01539688 5.60605518,3.99033202 5.50937501,3.99033202 C5.43059857,3.99033202 5.26767702,4.01002584 5.02060547,4.04941405 L5.02060547,3.8399414 L6.87363282,3.53916015 Z" id="i" fill="#717171"></path> </g> </g> </g> </g> </svg> </span> <span aria-hidden="false" class="wag" id="ttip--2-infocrypto_compf4a499-desc"> Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. </span> <span id="ttip-infocrypto_compf4a499-id--2-desc" class="tooltip" role="tooltip"> <span>We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.<br></span> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Best<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Excellent<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Good<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Fair<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Poor<br> <span class="tooltip-arrow"></span> </span> </span> </div> </div> </div> </td> </tr> <tr> <th class="comp__head uppercase">Commissions</th> <td> <div class="save-tile-item"> 0.0% - 0.40% maker-taker fees (Kraken Pro) </div> </td> <td> <div class="save-tile-item"> 0% commission, variable spread </div> </td> </tr> <tr> <th class="comp__head uppercase">Next Steps</th> <td class="comp__next-steps"> <div class="button-wrapper"> <div class="btn-wrap"> <a rel="sponsored noopener nofollow" href="/money/offers/cryptocurrency/kraken/?luri=%2Fcryptocurrency%2Fcryptocom-review%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=ce8a603b-3948-4f57-829a-433e715e83f9&ltyp=btn&lclksec=compare_table&ord=1&ltxt=Open+Account+button+for+Kraken." target="_blank" class="btn--apply-wrap " data-offer_order="1" data-link_type="btn" data-slug="kraken" data-click-section="compare_table" aria-label="Open Account button for Kraken."> <span class="btn btn--apply">Open Account <span class="wag">for Kraken</span></span> </a> </div> </div> <div class="review-wrapper"> <div class="mt-4"> <div class="text-center"> <a href="/money/cryptocurrency/kraken-review/?luri=%2Fcryptocurrency%2Fcryptocom-review%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=ce8a603b-3948-4f57-829a-433e715e83f9&ltyp=btn-rev&ord=1&ltxt=Read+full+review+of+Kraken" data-offer_order="1" class="" data-slug="kraken" data-link_type="btn-rev" aria-label="Read full review of Kraken"> Read Full Review </a> </div> </div> </div> </td> <td class="comp__next-steps"> <div class="button-wrapper"> <div class="btn-wrap"> <a rel="sponsored noopener nofollow" href="/money/offers/cryptocurrency/uphold/?luri=%2Fcryptocurrency%2Fcryptocom-review%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=ce8a603b-3948-4f57-829a-433e715e83f9&ltyp=btn&lclksec=compare_table&ord=2&ltxt=Open+Account+button+for+Uphold." target="_blank" class="btn--apply-wrap " data-offer_order="2" data-link_type="btn" data-slug="uphold" data-click-section="compare_table" aria-label="Open Account button for Uphold."> <span class="btn btn--apply">Open Account <span class="wag">for Uphold</span></span> </a> </div> </div> <div class="review-wrapper"> <div class="mt-4"> <div class="text-center"> <a href="/money/cryptocurrency/uphold-review/?luri=%2Fcryptocurrency%2Fcryptocom-review%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=ce8a603b-3948-4f57-829a-433e715e83f9&ltyp=btn-rev&ord=2&ltxt=Read+full+review+of+Uphold" data-offer_order="2" class="" data-slug="uphold" data-link_type="btn-rev" aria-label="Read full review of Uphold"> Read Full Review </a> </div> </div> </div> </td> </tr> </tbody> </table> </div> </section> </div> <div class="block block-heading"> <h2 id="full-cryptocurrency-slugcryptocom-fieldoffer_name-review">Full Crypto.com review</h2> </div> <div class="block block-paragraph"> <div class="wysiwyg"> <p data-block-key="p4mdj"><b>This cryptocurrency exchange is a good fit for:</b> Mobile-based investors who want to spend, trade, store, and save cryptocurrencies, especially Crypto.com's utility token, Cronos.</p> </div> </div> <div class="block block-two_column_paragraph"> <div class="container"> <div class="row"> <div class="col-md-6 col-xs-12 mb-4 mb-sm-0"> <div class="wysiwyg"> <h4 id="pros" data-block-key="gqd90">Pros</h4><ul><li data-block-key="d6ed3">Low fees</li><li data-block-key="8k90b">Great for crypto payments</li><li data-block-key="beu97">Easy to convert money</li><li data-block-key="aee05">Prepaid Visa card with cash back rewards</li><li data-block-key="bgr4q">Earn interest on crypto</li><li data-block-key="b065s">Cryptocurrency selection</li><li data-block-key="26cd3">Strong security</li></ul> </div> </div> <div class="col-md-6 pl-xs-6 col-xs-12 verticalline"> <div class="wysiwyg"> <h4 id="cons" data-block-key="q2f8k">Cons</h4><ul><li data-block-key="4gaph">Difficult to navigate</li><li data-block-key="dqe32">Some coins and services aren't available in the U.S.</li><li data-block-key="e2lhg">Poor customer service</li></ul> </div> </div> </div> </div> </div> <div class="block block-paragraph"> <div class="wysiwyg"> <h3 id="top-perks" data-block-key="o8tl7">Top perks</h3><p data-block-key="2mujd">The Crypto.com app has a wide mix of coins and products, including several features that U.S investors won't find elsewhere.</p><h4 id="one-stop-shop" data-block-key="rp8ih">One-stop shop</h4><p data-block-key="a66iv">It's easier to think of Crypto.com as a crypto bank than a cryptocurrency exchange or brokerage. Sure, you can buy and sell cryptocurrencies on the exchange. You can also swap them with other users through your DeFi wallet. But more than that, you can spend your crypto, get paid in crypto, put your cash into an interest-earning account, and -- in some countries -- get a crypto loan.</p><p data-block-key="cmfaj"><b>Read more:</b> <a href="https://www.fool.com/money/credit-cards/cryptocom-card-review/?luri=%2Fcryptocurrency%2Fcryptocom-review%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=ce8a603b-3948-4f57-829a-433e715e83f9&ltyp=txt">Crypto.com Card review</a></p><h4 id="low-fees" data-block-key="plfqi">Low fees</h4><p data-block-key="6gndj">As we'll see below, you can deposit money in the Crypto.com app from your bank account without paying any fees. Crypto.com does not charge a commission when you buy or sell crypto, but you may pay a spread, which is built into the rate you're offered.</p><p data-block-key="64ddg">Crypto.com charges a fee for credit/debit card crypto purchases via its app. If you pay using a credit card, your card issuer may also charge a <a href="https://www.fool.com/money/credit-cards/how-credit-card-cash-advance-works/?luri=%2Fcryptocurrency%2Fcryptocom-review%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=ce8a603b-3948-4f57-829a-433e715e83f9&ltyp=txt">cash advance fee</a> if you use it to buy cryptocurrency.</p><h4 id="easy-to-convert-your-money" data-block-key="43ues">Easy to convert your money</h4><p data-block-key="do7qq">Like most of the <a href="https://www.fool.com/money/cryptocurrency/best-cryptocurrency-apps/?luri=%2Fcryptocurrency%2Fcryptocom-review%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=ce8a603b-3948-4f57-829a-433e715e83f9&ltyp=txt">best cryptocurrency exchanges</a>, the Crypto.com app makes it easy to convert fiat currencies into crypto. It accepts many fiat currencies including USD, GBP, and EUR. And you won't have to pay hefty fees, though depending on your country of residence, you may find you're limited to certain fiat currencies once you register.</p><h4 id="cash-back-cards" data-block-key="k0h6x">Cash back cards</h4><p data-block-key="4al81">Crypto.com offers five prepaid Visa Cards. They can be used anywhere that accepts Visa, but you'll have to top them up before you can spend money. I have had a Crypto.com Visa debit card and found it was easy to top up and earn rewards on my everyday spending.</p><p data-block-key="afug">As with its other products, the more CRO you lock up, the better the benefits. The top-of-the-range Obsidian card earns 5% cash back (more accurately, crypto back) and comes with a host of extra bonuses. However, you'll need to lock up around $400,000 worth of CRO to qualify.</p><p data-block-key="7n9vc">If you don't have oodles of cash, for a $400 lock up, you'll get 1% back with the Ruby Steel card. There's no annual fee, and you'll get a set number of free ATM withdrawals and foreign transactions each month, depending on the card. The benefits used to be a lot better, but Crypto.com significantly reduced its rewards in 2022.</p><h4 id="earn-interest" data-block-key="ibxbh">Earn interest</h4><p data-block-key="b7k5s">Crypto.com isn't just a <a href="https://www.fool.com/money/cryptocurrency/best-place-buy-bitcoin/?luri=%2Fcryptocurrency%2Fcryptocom-review%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=ce8a603b-3948-4f57-829a-433e715e83f9&ltyp=txt">place to buy Bitcoin</a> and other cryptocurrencies. Account holders can also earn high rates of interest. Many crypto exchanges no longer offer interest earning products to U.S. residents. Some of Crypto.com's interest rates are better than the <a href="https://www.fool.com/money/banks/best-savings-accounts/?luri=%2Fcryptocurrency%2Fcryptocom-review%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=ce8a603b-3948-4f57-829a-433e715e83f9&ltyp=txt">best high-yield savings accounts</a>. However -- like the Visa card benefits -- you have to keep a lot of cash in CRO to qualify for the highest rates</p><p data-block-key="34rno">Keeping your savings in crypto is risky. All cryptocurrencies are volatile, and unlike regular savings accounts, you won't get <a href="https://www.fool.com/money/banks/what-is-fdic-insurance/?luri=%2Fcryptocurrency%2Fcryptocom-review%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=ce8a603b-3948-4f57-829a-433e715e83f9&ltyp=txt">FDIC insurance</a>. If your currency fails, it could wipe out all your savings.</p><h4 id="gift-cards" data-block-key="c3yon">Gift cards</h4><p data-block-key="bkked">Your Crypto.com Visa Card isn't the only way you can spend your crypto. You'll also earn cash back when you buy gift cards with several popular brands. Current U.S. gift card brands include Apple, Nike, Walmart, and more. The amount of cash back depends on how much CRO you have locked up and what type of company it is.</p> </div> </div> <div class="block block-paragraph"> <div class="wysiwyg"> <h3 id="what-could-be-improved" data-block-key="s1kqi">What could be improved</h3><p data-block-key="19tao">Crypto.com has a lot to offer, but there's still room for improvement.</p><h4 id="ease-of-use" data-block-key="sws0r">Ease of use</h4><p data-block-key="8j3ca">The downside to being all things to all people is that the app can be overwhelming at first. In fairness, any app with so many products and services is likely to be difficult to navigate. There's a lot to process and a lot of lingo to get your head around, especially if you're starting out. That said, it does offer <a href="https://www.fool.com/investing/stock-market/market-sectors/financials/cryptocurrency-stocks/">crypto education</a> through its university function, which could be useful to new investors.</p><h4 id="not-universally-available" data-block-key="adeoy">Not universally available</h4><p data-block-key="e9avs">You can sign up to Crypto.com from every U.S. state except New York. However, a number of its cryptos and services are not available in the U.S. or are restricted in certain states. For example, U.S. investors cannot stake coins or access its browser-based services.</p><h4 id="customer-service" data-block-key="r53ul">Customer service</h4><p data-block-key="b3ul4">Despite offering 24/7 support, Crypto.com currently only scores 1.6 out of 5 stars on Trustpilot. Many of the complaints are about a lack of customer service response. This could be frustrating if you're trying to set up an account or access your money.</p> </div> </div> <div class="block block-content_pitch_cta"> <div class="my-5 tip-border"> <section class="callout-wrap"> <div class="callout-content"> <div class="oval"> <p>TIP</p> </div> <div class="callout-header">Our top crypto play isn’t a token - Here’s why</div> <div class="callout-description copy-tight"> <p data-block-key="2na4e">We’ve found one company that’s positioned itself perfectly as a long-term picks-and-shovels solution for the broader crypto market — Bitcoin, Dogecoin, and all the others. In fact, you've probably used this company's technology in the past few days, even if you've never had an account or even heard of the company before. That's how prevalent it's become.</p><p data-block-key="bcvll">Sign up today for <a href="https://www.fool.com/ecap/our-top-crypto-play-isnt-a-token/?source=isatatxt0000003"><b>Stock Advisor</b></a> and get access to our exclusive report where you can get the full scoop on this company and its upside as a long-term investment. Learn more and get started today with a <a href="https://www.fool.com/ecap/our-top-crypto-play-isnt-a-token/?source=isatatxt0000003"><b>special new member discount</b></a><b>.</b></p> </div> </div> </section> </div> </div> <div class="block block-heading"> <h2 id="how-cryptocurrency-slugcryptocom-fieldoffer_name-works">How Crypto.com works</h2> </div> <div class="block block-paragraph"> <div class="wysiwyg"> <p data-block-key="p4mdj">Crypto.com is primarily a mobile app. It offers a mix of services, though a number of its products are unavailable or restricted for U.S. investors, including access to browser-based exchange.</p><p data-block-key="fbs8k">U.S. residents can access the following services:</p><ul><li data-block-key="bajrr"><b>Buy, sell, and store crypto:</b> Deposit money and trade a wide range of cryptocurrencies on the app.</li><li data-block-key="e6563"><b>Crypto earn products:</b> U.S. investors can earn interest on over 20 different cryptos.</li><li data-block-key="35vko"><b>Crypto derivatives:</b> The platform offers two CFTC-regulated crypto derivatives products -- Strike options and UpDown options. These allow residents of some states to go long or short on specific cryptos.</li><li data-block-key="a7g7q"><b>Crypto spending products:</b> Pay with crypto through the app or use one of its visa debit cards and earn rewards along the way.</li><li data-block-key="eduh"><b>DeFi wallet:</b> This is another product altogether. It gives you full custody of your crypto and also acts as a decentralized exchange where you can swap coins and tokens with other users. You will need to pay gas fees for any transactions you make.</li></ul><p data-block-key="3mhgt">All investors get more benefits from Crypto.com if they tie up its native CRO token for a set amount of time. U.S. investors cannot earn interest by staking CRO or other cryptos. Instead they can lock up CRO to qualify for higher interest rates on its earning products and better features on its Visa debit card range.</p> </div> </div> <div class="block block-heading"> <h2 id="cryptocurrency-slugcryptocom-fieldoffer_name-visa-debit-cards">Crypto.com Visa debit cards</h2> </div> <div class="block block-paragraph"> <div class="wysiwyg"> <p data-block-key="u733x">Crypto.com has a range of Visa debit cards, some of which offer cash back for spending and other perks. While it does not charge an annual fee, you have to lock up fairly sizable amounts of CRO to qualify for cash back and other benefits. While there's an appeal to earning crypto on your everyday spending, be aware that the value of your CRO may fluctuate wildly while it is locked up. Plus, there are some notable differences between a Crypto.com prepaid debit card and a traditional credit card.</p><ul><li data-block-key="9a81k">A prepaid debit card won't help you to build your credit history.</li><li data-block-key="atnlk">It doesn't offer the same level of fraud protection as you'll get with many credit cards.</li><li data-block-key="a7k11">Crypto.com may change the rewards and perks, as it has done in the past.</li><li data-block-key="1e6o8">If you want to close your card and don't don't spend down your remaining balance, there's a $50 fee.</li></ul><p data-block-key="ff1bc">Here is the amount of CRO U.S. investors would need to lock up to qualify for different benefits:</p> </div> </div> <div class="block block-table"> <div class="ta_table-wrap"> <table class="ta_table"> <tbody> <tr> <td> CRO Lock in USD </td> <td> $0 </td> <td> $400 - $3,999 </td> <td> $4,000 - $39,999 </td> <td> $40,000 - $399,999 </td> <td> $400,000 </td> </tr> <tr> <td> Card perks </td> <td> Midnight Blue(0% cash back) </td> <td> Ruby Steel (1% cash back plus limited Spotify credit)Monthly rewards capped at $25 </td> <td> Royal Indigo & Jade Green (2% cash back plus limited Spotify and Netflix credits) Monthly rewards capped at $50 </td> <td> Frosted Rose Gold & Icy White card (3% cash back plus Spotify, Netflix, Expedia credits and other perks) </td> <td> Obsidian card (5% cash back plus Spotify, Netflix, Expedia, Airbnb credits and other perks) </td> </tr> </tbody> </table> </div> <div class="caption pt--0 c--sec-drkr">Data source: Crypto.com</div> </div> <div class="block block-heading"> <h2 id="fees-overview">Fees overview</h2> </div> <div class="block block-paragraph"> <div class="wysiwyg"> <p data-block-key="p4mdj">To understand the fees on Crypto.com, go to the "About" section in "Settings" on the app. If you want to buy crypto using fiat money such as U.S. dollars, you can deposit it for free from your bank account but will pay a percentage to use a credit or debit card.</p><p data-block-key="nuoo">Crypto.com does not charge a commission to buy or sell crypto, but you will pay a variable spread that's baked into the rate you get offered to make the transaction. Check the rate before you buy. For example, when I converted Render (RNDR) into USDC, the exchange rate was lower than the one online. I paid a spread of about 4% for the transaction.</p><h4 id="" data-block-key="ey9vl">Crypto.com fee summary</h4> </div> </div> <div class="block block-table"> <div class="ta_table-wrap"> <table class="ta_table"> <thead> <tr> <th> Transaction </th> <th> Fee </th> </tr> </thead> <tbody> <tr> <td> ACH bank transfer </td> <td> Free (minimum $20) </td> </tr> <tr> <td> Debit / credit card crypto purchases </td> <td> Up to 4% </td> </tr> <tr> <td> Send crypto to other Crypto.com App users </td> <td> Free </td> </tr> <tr> <td> Top up Visa debit card balance </td> <td> Depends on country and payment type.<br>In the U.S. it costs 1% for debit card, 2.99% for credit card, and 2.1% for PayPal top-ups. </td> </tr> <tr> <td> Crypto deposit fees </td> <td> Free </td> </tr> <tr> <td> Crypto withdrawal fees </td> <td> Depends on currency </td> </tr> <tr> <td> Fiat withdrawal fee </td> <td> Free for USD </td> </tr> <tr> <td> Card inactivity fee </td> <td> Crypto.com charges a monthly Visa debit card fee after 12 months of inactivity. Fee depends on country. </td> </tr> </tbody> </table> </div> <div class="caption pt--0 c--sec-drkr">Data source: Crypto.com</div> </div> <div class="block block-heading"> <h2 id="cryptocurrency-selection">Cryptocurrency selection</h2> </div> <div class="block block-paragraph"> <div class="wysiwyg"> <p data-block-key="p4mdj">Crypto.com offers over 250 cryptocurrencies worldwide. However, a number of these are not available in the U.S. at all, and others are not available throughout the country. That said, its selection of coins is as good, if not better than, most of its competitors. You can buy most of the top 20 cryptos on the Crypto.com app, including Bitcoin (BTC), Ethereum (ETH), Cardano (ADA), Solana (SOL), and many more.</p> </div> </div> <div class="block block-heading"> <h2 id="is-your-cryptocurrency-safe-with-cryptocurrency-slugcryptocom-fieldoffer_name">Is your cryptocurrency safe with Crypto.com?</h2> </div> <div class="block block-paragraph"> <div class="wysiwyg"> <p data-block-key="p4mdj">The collapse of several high-profile crypto platforms in 2022 highlighted the limited investor protection in the cryptocurrency industry. Unlike money in a bank, cryptocurrencies are not protected by FDIC insurance. If you leave assets in a custodial wallet on an exchange which then fails, there are no guarantees you will get your money back.</p><p data-block-key="cat75">Crypto.com's security checks a lot of boxes. However, it does not have New York's BitLicense, which is extremely difficult to get but is also a kind of gold standard trustability-wise. Here are some notable features:</p><ul><li data-block-key="d3nvl"><b>Funds kept in cold storage:</b> Cold storage means your crypto is offline and harder to hack. Crypto.com also says security is built into every aspect of its business, and systems are stress-tested by leading security firms.</li><li data-block-key="2nqjo"><b>User-level protections:</b> Users have all the security features you'd expect, such as multi-factor authentication and anti-phishing measures. User security also includes password, biometric, email, phone, and authenticator verification.</li><li data-block-key="8ujb6"><b>Proof of reserves:</b> Crypto.com uses an independent auditor to verify that it has enough funds to cover all client balances.</li></ul><p data-block-key="4pdjd"><b>Despite these features, Crypo.com suffered a $34 million hack in 2022, due to an issue with its two-factor authentication. It reimbursed all user losses and has since set up an Account Protection Programme in certain markets.</b></p> </div> </div> <div class="block block-heading"> <h2 id="cryptocurrency-slugcryptocom-fieldoffer_name-is-right-for-you-if">Crypto.com is right for you if:</h2> </div> <div class="block block-paragraph"> <div class="wysiwyg"> <ul><li data-block-key="p4mdj">You want a low-fee cryptocurrency exchange and want to move fiat currency into crypto easily.</li><li data-block-key="f9a8q">You are comfortable with an app-based crypto exchange and do not want to use a browser.</li><li data-block-key="d1bii">You are willing and able to deposit large amounts in CRO.</li></ul> </div> </div> <div class="block block-qa_list"> <section class="blk__faq pb-6"> <h2 class="faq__title" id="qa-list-6833ab69-0ed1-4e1b-b4fd-238f7e6a5b64">FAQs</h2> <ul class="faq__list"> <li class="faq__list-item accordion"> <button class="faq__question-container accordion__exp" aria-expanded="false" role="button" tabindex="0" aria-label="Has Crypto.com ever been hacked?"> <span class="faq__link head-h4 pr-6">Has Crypto.com ever been hacked?</span> <span class="faq__expand-icon"></span> </button> <div id="faq_1_6833ab69-0ed1-4e1b-b4fd-238f7e6a5b64" class="faq__answer-container accordion__child"> <div class="wysiwyg"><p data-block-key="egdnl">In January 2022, hackers were able to bypass the platform's 2FA and withdraw nearly $35 million worth of crypto. Crypto.com says less than 500 investors were impacted by the breach. It immediately revamped its 2FA system and introduced a fund to make users whole in any future incidents.</p></div> </div> </li> <li class="faq__list-item accordion"> <button class="faq__question-container accordion__exp" aria-expanded="false" role="button" tabindex="0" aria-label="Are cryptocurrencies a safe investment?"> <span class="faq__link head-h4 pr-6">Are cryptocurrencies a safe investment?</span> <span class="faq__expand-icon"></span> </button> <div id="faq_2_6833ab69-0ed1-4e1b-b4fd-238f7e6a5b64" class="faq__answer-container accordion__child"> <div class="wysiwyg"><p data-block-key="5izj7">Cryptocurrencies are high-risk assets. Not only are they extremely volatile, the industry is also relatively new and there is a lot we don't know about how it will develop. Individual cryptocurrencies could fail, especially newer ones. Crypto platforms can collapse or be hacked. There are high levels of fraud and crypto scams. Plus, it isn't clear what impact increased crypto regulation will have on individual investors.</p></div> </div> </li> </ul> </section> </div> </div>  <div class="art__pitch wysiwyg copy-body" data-pitch-placement="mfm_promobox" data-nosnippet></div>  <div class="row"> <div class="block pb-3"> <div class="bt pt-3"></div> <div class="soc-share pb-3"> <span class="head-h6 uppercase">Share This Page <div class="soc-share"> <div class="soc-icon facebook-this"> <a class="soc__link soc-fb" rel="noopener" aria-label="Share article on facebook." href="https://www.facebook.com/sharer/sharer.php?u=https%3A%2F%2Fwww.fool.com%2Fmoney%2Fcryptocurrency%2Fcryptocom-review%2F%3Futm_term%3Dsocial_share&luri=%2Fcryptocurrency%2Fcryptocom-review%2F&furi=%2Fmortgages%2Freviews%2F&fuuid=5a520603-6e0d-4b6f-b86e-c00f6a3b77ea&luuid=ce8a603b-3948-4f57-829a-433e715e83f9&ltyp=txt&ord=+2+&ltxt=Share+article+on+facebook." data-track-link="cryptocom-review" data-track-category="share_click" 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