FPS | top 10

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to exchange part of your annual pension for a one-off, tax-free payment;</li> <li>Ill-health retirement benefits if you have to leave work through permanent ill health;</li> <li>A lump sum death grant of 3 times your pensionable pay if you die in service; plus</li> <li>Dependants’ benefits for a surviving partners, and/or children.</li> <li>There are no hidden fees or charges</li> </ol> <p>If you're not a member of the scheme and you're interested in joining, speak to your employer. </p> </div> </div> </div> </div> </section> </main>   <footer id="site-footer" class="footer-bg footer-bg-solid" tabindex="-1">  <section class="breadcrumb-trail"> <div class="container"> <nav aria-label="Breadcrumb"> <ol class="breadcrumb" itemscope itemtype="http://schema.org/BreadcrumbList"> <li class="breadcrumb-item" itemprop="itemListElement" itemscope itemtype="http://schema.org/ListItem"><a href="/" itemtype="http://schema.org/Thing" itemprop="item"><span itemprop="name"><i class="icon 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