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data-image-size="squareMedium"srcset="https://arizent.brightspotcdn.com/dims4/default/d44bad8/2147483647/strip/true/crop/600x600+0+0/resize/200x200!/format/webp/quality/90/?url=https%3A%2F%2Fsource-media-brightspot.s3.us-east-1.amazonaws.com%2Fe0%2Ff1%2Fcfabe51f41eebd586f7b8b803281%2Fab-author-penny-crosman.jpg 1x,https://arizent.brightspotcdn.com/dims4/default/608d62f/2147483647/strip/true/crop/600x600+0+0/resize/400x400!/format/webp/quality/90/?url=https%3A%2F%2Fsource-media-brightspot.s3.us-east-1.amazonaws.com%2Fe0%2Ff1%2Fcfabe51f41eebd586f7b8b803281%2Fab-author-penny-crosman.jpg 2x"/><source width="200" height="200" data-image-size="squareMedium"srcset="https://arizent.brightspotcdn.com/dims4/default/4b3aca1/2147483647/strip/true/crop/600x600+0+0/resize/200x200!/quality/90/?url=https%3A%2F%2Fsource-media-brightspot.s3.us-east-1.amazonaws.com%2Fe0%2Ff1%2Fcfabe51f41eebd586f7b8b803281%2Fab-author-penny-crosman.jpg"/><img class="Image" data-image-size="squareMedium" alt="Penny Crosman Cropped" srcset="https://arizent.brightspotcdn.com/dims4/default/4b3aca1/2147483647/strip/true/crop/600x600+0+0/resize/200x200!/quality/90/?url=https%3A%2F%2Fsource-media-brightspot.s3.us-east-1.amazonaws.com%2Fe0%2Ff1%2Fcfabe51f41eebd586f7b8b803281%2Fab-author-penny-crosman.jpg 1x,https://arizent.brightspotcdn.com/dims4/default/01fd020/2147483647/strip/true/crop/600x600+0+0/resize/400x400!/quality/90/?url=https%3A%2F%2Fsource-media-brightspot.s3.us-east-1.amazonaws.com%2Fe0%2Ff1%2Fcfabe51f41eebd586f7b8b803281%2Fab-author-penny-crosman.jpg 2x" width="200" height="200" src="https://arizent.brightspotcdn.com/dims4/default/4b3aca1/2147483647/strip/true/crop/600x600+0+0/resize/200x200!/quality/90/?url=https%3A%2F%2Fsource-media-brightspot.s3.us-east-1.amazonaws.com%2Fe0%2Ff1%2Fcfabe51f41eebd586f7b8b803281%2Fab-author-penny-crosman.jpg"></picture></div> <div class="AuthorPage-info"> <h1 class="AuthorPage-name">Penny Crosman</h1> <span class="AuthorPage-jobTitle">Executive Editor, Technology at Arizent</span> <div> <div class="SocialBar"> <table> <tbody> <tr> <td> <label class="SocialBarAuthor-text">Connect with Penny in real-time</label> </td> <td> <div class="SocialBarAuthor"> <table> <tbody> <tr> <td> <ul class="SocialBarAuthor-items"> <li class="SocialBarAuthor-items-item" data-social-service="twitter"><a class="SocialLink" rel="noreferrer" href="https://twitter.com/pennycrosman?lang=en" target="_blank" data-social-service="twitter"><svg><use xlink:href="#mono-icon-twitter"></use></svg><span class="sr-only">twitter</span></a></li> <li class="SocialBarAuthor-items-item" data-social-service="mailto"><a class="SocialLink" rel="noreferrer" href="mailto: penny.crosman@arizent.com" data-social-service="mailto"><svg><use xlink:href="#mono-icon-mailto"></use></svg><span class="sr-only">mailto</span></a></li> <li class="SocialBarAuthor-items-item" data-social-service="linkedin"><a class="SocialLink" rel="noreferrer" href="https://www.linkedin.com/in/pennycrosman" 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Prior to taking on this role, she was Editor in Chief of Bank Technology News. She has held senior editorial roles at Bank Systems & Technology, Wall Street & Technology, Intelligent Enterprise, Network Magazine and Imaging Magazine.</p> </div> </article> <div class="CreativeWorkPage-contentFooter"> <ps-list-loadmore class="MediumStackedList" data-list-id="00000193-7c82-d855-a99f-fd8ad7b80001" data-need-query-parameters="false" data-has-required-query-parameters="false" data-add-tag-filtering="false"> <ul class="MediumStackedList-items" data-list-loadmore-items> <li class="MediumStackedList-items-item"> <div class="PromoMediumImageLeft" data-content-type="Article" data-sponsor-type=""> <div class="PromoMediumImageLeft-media"> <ps-link><a href="https://www.americanbanker.com/news/climate-first-banks-ken-laroe-is-still-bullish-on-climate-tech" class="Link" aria-label="Climate First Bank's Ken LaRoe is still bullish on climate tech"><picture><source type="image/webp" width="1280" height="720" 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AG</a></ps-link> </div> <div class="PromoMediumImageLeft-description"><p>The fintech's Cash Out product charges the equivalent of 300% interest, the Attorney General alleged.</p></div> <div class="PromoMediumImageLeft-bottomWrapper"> <div class="PromoMediumImageLeft-byline"> <div class="PromoMediumImageLeft-byline-content"> <div class="PromoMediumImageLeft-authorName"> By <a href="https://www.americanbanker.com/author/penny-crosman">Penny Crosman</a> </div> </div> </div> <div class="PromoMediumImageLeft-timeSince">November 20</div> </div> </div> </div> </li> <li class="MediumStackedList-items-item" data-sponsored-item> <ps-promo-sponsored class="PromoSponsored" data-content-type="Podcast" data-no-media data-sponsor-type="sponsor" data-sponsor-placement="right" data-promo-sponsored-info="eyJzcG9uc29yIjoiSW50cmFGaSIsImFydGljbGVOYW1lIjoiQUFSUCdzIEppbGVubmUgR3VudGhlciBoYXMgYWR2aWNlIGZvciBiYW5rcyBvbiBlbGRlciBmcmF1ZCIsImJyYW5kIjoiQW1lcmljYW4gQmFua2VyIiwidXVpZCI6IjAwMDAwMTkzLTQxMDYtZDE3Zi1hM2Q3LWNmM2ViZTU0MDAwMSIsInVybCI6Imh0dHBzOi8vd3d3LmFtZXJpY2FuYmFua2VyLmNvbS9wb2RjYXN0L2FhcnBzLWppbGVubmUtZ3VudGhlci1oYXMtYWR2aWNlLWZvci1iYW5rcy1vbi1lbGRlci1mcmF1ZCIsInN1YmplY3RUYWdzIjpbIkVsZGVyIGZyYXVkIiwiRnJhdWQgcHJldmVudGlvbiIsIlRlY2hub2xvZ3kiXSwicmVzb3VyY2VUeXBlIjoiUG9kY2FzdCJ9"> <div class="PromoSponsored-wrapper"> <div class="PromoSponsored-content"> <div class="PromoSponsored-metaData"> <div class="PromoSponsored-title"> <a href="https://www.americanbanker.com/podcast/aarps-jilenne-gunther-has-advice-for-banks-on-elder-fraud" target=""> <span class="PromoSponsored-headlineTextPrefix">Podcast</span> <span class="PromoSponsored-headlineText">AARP's Jilenne Gunther has advice for banks on elder fraud</span> </a> </div> <div class="PromoSponsored-description">Elder financial exploitation has been a problem for banks for years, and it's getting worse. Gunther offers practical suggestions for what banks should do when they suspect an older customer is a victim.</div> </div> <a class="PromoSponsored-sponsorDetails" href="https://www.intrafi.com/" target="_blank" rel="nofollow"> <div class="PromoSponsored-sponsoredByText"> <span class="PromoSponsored-sponsoredByText-attribution">Partner Insights from</span> <span class="PromoSponsored-sponsoredByText-name"> IntraFi</span> </div> </a> </div> </div> </ps-promo-sponsored> </li> <li class="MediumStackedList-items-item"> <div class="PromoMediumImageLeft" data-content-type="Article" data-sponsor-type=""> <div class="PromoMediumImageLeft-media"> <ps-link><a href="https://www.americanbanker.com/news/second-trump-era-expected-to-breathe-life-into-fintech-funding" class="Link" aria-label="Second Trump era expected to breathe life into fintech funding"><picture><source type="image/webp" width="1280" height="720" 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So is the pressure on banks to catch it."><picture><source type="image/webp" width="1280" height="720" data-image-size="promoMedium"srcset="https://arizent.brightspotcdn.com/dims4/default/debc36e/2147483647/strip/true/crop/7952x4473+0+416/resize/320x180!/format/webp/quality/90/?url=https%3A%2F%2Fsource-media-brightspot.s3.us-east-1.amazonaws.com%2F6c%2F37%2F93037d1f404280f2bd53376b11e6%2Fadobestock-528742397.jpeg 320w,https://arizent.brightspotcdn.com/dims4/default/5ac1be8/2147483647/strip/true/crop/7952x4473+0+416/resize/568x320!/format/webp/quality/90/?url=https%3A%2F%2Fsource-media-brightspot.s3.us-east-1.amazonaws.com%2F6c%2F37%2F93037d1f404280f2bd53376b11e6%2Fadobestock-528742397.jpeg 568w,https://arizent.brightspotcdn.com/dims4/default/21be055/2147483647/strip/true/crop/7952x4473+0+416/resize/768x432!/format/webp/quality/90/?url=https%3A%2F%2Fsource-media-brightspot.s3.us-east-1.amazonaws.com%2F6c%2F37%2F93037d1f404280f2bd53376b11e6%2Fadobestock-528742397.jpeg 768w,https://arizent.brightspotcdn.com/dims4/default/2956f66/2147483647/strip/true/crop/7952x4473+0+416/resize/1024x576!/format/webp/quality/90/?url=https%3A%2F%2Fsource-media-brightspot.s3.us-east-1.amazonaws.com%2F6c%2F37%2F93037d1f404280f2bd53376b11e6%2Fadobestock-528742397.jpeg 1024w,https://arizent.brightspotcdn.com/dims4/default/24133f2/2147483647/strip/true/crop/7952x4473+0+416/resize/1240x698!/format/webp/quality/90/?url=https%3A%2F%2Fsource-media-brightspot.s3.us-east-1.amazonaws.com%2F6c%2F37%2F93037d1f404280f2bd53376b11e6%2Fadobestock-528742397.jpeg 1240w,https://arizent.brightspotcdn.com/dims4/default/47fae55/2147483647/strip/true/crop/7952x4473+0+416/resize/1440x810!/format/webp/quality/90/?url=https%3A%2F%2Fsource-media-brightspot.s3.us-east-1.amazonaws.com%2F6c%2F37%2F93037d1f404280f2bd53376b11e6%2Fadobestock-528742397.jpeg 1440w"/><source width="1280" height="720" data-image-size="promoMedium"srcset="https://arizent.brightspotcdn.com/dims4/default/c8418ca/2147483647/strip/true/crop/7952x4473+0+416/resize/1280x720!/quality/90/?url=https%3A%2F%2Fsource-media-brightspot.s3.us-east-1.amazonaws.com%2F6c%2F37%2F93037d1f404280f2bd53376b11e6%2Fadobestock-528742397.jpeg"/><img class="Image" data-image-size="promoMedium" alt="Elder fraud concept" srcset="https://arizent.brightspotcdn.com/dims4/default/53579ed/2147483647/strip/true/crop/7952x4473+0+416/resize/320x180!/quality/90/?url=https%3A%2F%2Fsource-media-brightspot.s3.us-east-1.amazonaws.com%2F6c%2F37%2F93037d1f404280f2bd53376b11e6%2Fadobestock-528742397.jpeg 320w,https://arizent.brightspotcdn.com/dims4/default/960a6a7/2147483647/strip/true/crop/7952x4473+0+416/resize/568x320!/quality/90/?url=https%3A%2F%2Fsource-media-brightspot.s3.us-east-1.amazonaws.com%2F6c%2F37%2F93037d1f404280f2bd53376b11e6%2Fadobestock-528742397.jpeg 568w,https://arizent.brightspotcdn.com/dims4/default/7578398/2147483647/strip/true/crop/7952x4473+0+416/resize/768x432!/quality/90/?url=https%3A%2F%2Fsource-media-brightspot.s3.us-east-1.amazonaws.com%2F6c%2F37%2F93037d1f404280f2bd53376b11e6%2Fadobestock-528742397.jpeg 768w,https://arizent.brightspotcdn.com/dims4/default/d41d695/2147483647/strip/true/crop/7952x4473+0+416/resize/1024x576!/quality/90/?url=https%3A%2F%2Fsource-media-brightspot.s3.us-east-1.amazonaws.com%2F6c%2F37%2F93037d1f404280f2bd53376b11e6%2Fadobestock-528742397.jpeg 1024w,https://arizent.brightspotcdn.com/dims4/default/0db41d1/2147483647/strip/true/crop/7952x4473+0+416/resize/1240x698!/quality/90/?url=https%3A%2F%2Fsource-media-brightspot.s3.us-east-1.amazonaws.com%2F6c%2F37%2F93037d1f404280f2bd53376b11e6%2Fadobestock-528742397.jpeg 1240w,https://arizent.brightspotcdn.com/dims4/default/bf571cf/2147483647/strip/true/crop/7952x4473+0+416/resize/1440x810!/quality/90/?url=https%3A%2F%2Fsource-media-brightspot.s3.us-east-1.amazonaws.com%2F6c%2F37%2F93037d1f404280f2bd53376b11e6%2Fadobestock-528742397.jpeg 1440w" width="1280" height="720" loading="lazy" src="https://arizent.brightspotcdn.com/dims4/default/c8418ca/2147483647/strip/true/crop/7952x4473+0+416/resize/1280x720!/quality/90/?url=https%3A%2F%2Fsource-media-brightspot.s3.us-east-1.amazonaws.com%2F6c%2F37%2F93037d1f404280f2bd53376b11e6%2Fadobestock-528742397.jpeg"></picture></a></ps-link> </div> <div class="PromoMediumImageLeft-content"> <div class="PromoMediumImageRight-headline"> <div class="PromoMediumImageLeft-category"> <ps-link><a href="https://www.americanbanker.com/tag/elder-fraud" class="Link">Elder fraud</a></ps-link> </div> </div> <div class="PromoMediumImageLeft-title"> <ps-link><a href="https://www.americanbanker.com/news/larrys-law-multiple-lawsuits-pressure-banks-to-fight-elder-fraud" class="Link">Elder fraud is rising. So is the pressure on banks to catch it.</a></ps-link> </div> <div class="PromoMediumImageLeft-description"><p>Recent multimillion-dollar elder fraud cases are leading to lawsuits and possible regulatory action. </p></div> <div class="PromoMediumImageLeft-bottomWrapper"> <div class="PromoMediumImageLeft-byline"> <div class="PromoMediumImageLeft-byline-content"> <div class="PromoMediumImageLeft-authorName"> By <a href="https://www.americanbanker.com/author/penny-crosman">Penny Crosman</a> </div> </div> </div> <div class="PromoMediumImageLeft-timeSince">November 13</div> </div> </div> </div> </li> <li class="MediumStackedList-items-item"> <div class="PromoMediumImageLeft" data-content-type="Article" data-sponsor-type=""> <div class="PromoMediumImageLeft-media"> <ps-link><a href="https://www.americanbanker.com/news/they-should-hit-the-ground-running-bofas-moynihan-praises-trump-team" class="Link" aria-label="'They should hit the ground running': BofA's Moynihan praises Trump team"><picture><source type="image/webp" width="1280" height="720" data-image-size="promoMedium"srcset="https://arizent.brightspotcdn.com/dims4/default/f306aa1/2147483647/strip/true/crop/4000x2250+0+0/resize/320x180!/format/webp/quality/90/?url=https%3A%2F%2Fsource-media-brightspot.s3.us-east-1.amazonaws.com%2F98%2F72%2F7723cffc4c74b99fef0f12b1fbfd%2Fmoynihan-brian-bl101014.jpg 320w,https://arizent.brightspotcdn.com/dims4/default/34fb7ca/2147483647/strip/true/crop/4000x2250+0+0/resize/568x320!/format/webp/quality/90/?url=https%3A%2F%2Fsource-media-brightspot.s3.us-east-1.amazonaws.com%2F98%2F72%2F7723cffc4c74b99fef0f12b1fbfd%2Fmoynihan-brian-bl101014.jpg 568w,https://arizent.brightspotcdn.com/dims4/default/bb742a0/2147483647/strip/true/crop/4000x2250+0+0/resize/768x432!/format/webp/quality/90/?url=https%3A%2F%2Fsource-media-brightspot.s3.us-east-1.amazonaws.com%2F98%2F72%2F7723cffc4c74b99fef0f12b1fbfd%2Fmoynihan-brian-bl101014.jpg 768w,https://arizent.brightspotcdn.com/dims4/default/ede4c1d/2147483647/strip/true/crop/4000x2250+0+0/resize/1024x576!/format/webp/quality/90/?url=https%3A%2F%2Fsource-media-brightspot.s3.us-east-1.amazonaws.com%2F98%2F72%2F7723cffc4c74b99fef0f12b1fbfd%2Fmoynihan-brian-bl101014.jpg 1024w,https://arizent.brightspotcdn.com/dims4/default/f1abf32/2147483647/strip/true/crop/4000x2250+0+0/resize/1240x698!/format/webp/quality/90/?url=https%3A%2F%2Fsource-media-brightspot.s3.us-east-1.amazonaws.com%2F98%2F72%2F7723cffc4c74b99fef0f12b1fbfd%2Fmoynihan-brian-bl101014.jpg 1240w,https://arizent.brightspotcdn.com/dims4/default/be0d704/2147483647/strip/true/crop/4000x2250+0+0/resize/1440x810!/format/webp/quality/90/?url=https%3A%2F%2Fsource-media-brightspot.s3.us-east-1.amazonaws.com%2F98%2F72%2F7723cffc4c74b99fef0f12b1fbfd%2Fmoynihan-brian-bl101014.jpg 1440w"/><source width="1280" height="720" data-image-size="promoMedium"srcset="https://arizent.brightspotcdn.com/dims4/default/f597c26/2147483647/strip/true/crop/4000x2250+0+0/resize/1280x720!/quality/90/?url=https%3A%2F%2Fsource-media-brightspot.s3.us-east-1.amazonaws.com%2F98%2F72%2F7723cffc4c74b99fef0f12b1fbfd%2Fmoynihan-brian-bl101014.jpg"/><img class="Image" data-image-size="promoMedium" alt="Brian Moynihan, CEO of Bank of America" srcset="https://arizent.brightspotcdn.com/dims4/default/baf7ba2/2147483647/strip/true/crop/4000x2250+0+0/resize/320x180!/quality/90/?url=https%3A%2F%2Fsource-media-brightspot.s3.us-east-1.amazonaws.com%2F98%2F72%2F7723cffc4c74b99fef0f12b1fbfd%2Fmoynihan-brian-bl101014.jpg 320w,https://arizent.brightspotcdn.com/dims4/default/81041f9/2147483647/strip/true/crop/4000x2250+0+0/resize/568x320!/quality/90/?url=https%3A%2F%2Fsource-media-brightspot.s3.us-east-1.amazonaws.com%2F98%2F72%2F7723cffc4c74b99fef0f12b1fbfd%2Fmoynihan-brian-bl101014.jpg 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href="https://www.americanbanker.com/news/they-should-hit-the-ground-running-bofas-moynihan-praises-trump-team" class="Link">'They should hit the ground running': BofA's Moynihan praises Trump team</a></ps-link> </div> <div class="PromoMediumImageLeft-description"><p>The incoming administration has experience from its previous run, Bank of America's chairman and CEO said. He also said he would not join it. </p></div> <div class="PromoMediumImageLeft-bottomWrapper"> <div class="PromoMediumImageLeft-byline"> <div class="PromoMediumImageLeft-byline-content"> <div class="PromoMediumImageLeft-authorName"> By <a href="https://www.americanbanker.com/author/penny-crosman">Penny Crosman</a> </div> </div> </div> <div class="PromoMediumImageLeft-timeSince">November 12</div> </div> </div> </div> </li> <li class="MediumStackedList-items-item"> <div class="PromoMediumImageLeft" data-content-type="Article" data-sponsor-type=""> <div class="PromoMediumImageLeft-media"> <ps-link><a href="https://www.americanbanker.com/news/what-the-trump-presidency-will-mean-for-banks-ai-projects" class="Link" aria-label="What Trump presidency will mean for banks' AI projects"><picture><source type="image/webp" width="1280" height="720" 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href="https://www.americanbanker.com/news/what-the-trump-presidency-will-mean-for-banks-ai-projects" class="Link">What Trump presidency will mean for banks' AI projects</a></ps-link> </div> <div class="PromoMediumImageLeft-description"><p>The Biden administration's executive order on AI may be canceled and replaced with less restrictive policy, but banks will still need to proceed with caution, experts say.</p></div> <div class="PromoMediumImageLeft-bottomWrapper"> <div class="PromoMediumImageLeft-byline"> <div class="PromoMediumImageLeft-byline-content"> <div class="PromoMediumImageLeft-authorName"> By <a href="https://www.americanbanker.com/author/penny-crosman">Penny Crosman</a> </div> </div> </div> <div class="PromoMediumImageLeft-timeSince">November 11</div> </div> </div> </div> </li> <li class="MediumStackedList-items-item"> <div class="PromoMediumImageLeft" data-content-type="Article" data-sponsor-type=""> <div class="PromoMediumImageLeft-media"> <ps-link><a 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