auのiDeCo | auの金融・保険サービス

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type="text/javascript"> responsiveImage.lazyload('image\u002D1754eb2c7f', false); </script> </div> </div> </div> <div class="new section aem-Grid-newComponent"> </div> </div> </div> </div> </section> </div> <div class="list-ordered parbase aem-GridColumn aem-GridColumn--default--12"> <ol class="list-o-komeDecimal txtSize-mSmall txtColor-base margin-t-0 margin-r-0 margin-b-20 margin-l-0 "> <li data-nth="1"> auの投資信託を保有している場合 <div> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> </div> </div> </li> <li data-nth="2"> 年収500万円の会社員が、毎月23,000円積み立てた場合 <div> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="paragraph parbase aem-GridColumn aem-GridColumn--default--12"> <div class="align-left margin-t-0 margin-r-0 margin-b-30 margin-l-0 "> <p><span class="txtSize-mSmall"><span class="txtColor-base">課税所得＝年収ー給与所得控除ー社会保険料控除（年収の15%）ー基礎控除。住民税10%で計算。復興特別所得税は考慮していません。</span></span></p> <p><span class="txtSize-mSmall"><span class="txtColor-base">令和6年12月1日現在の税制にて試算。試算結果は概算値であり、実際の金額とは異なります。</span></span></p> </div></div> </div> </div> </li> </ol> </div> <div class="section-container responsivegrid aem-GridColumn--default--none aem-GridColumn--phone--none aem-GridColumn--phone--12 aem-GridColumn aem-GridColumn--default--6 aem-GridColumn--offset--default--3 aem-GridColumn--offset--phone--0"> <section class="lazyload layout-section padding-r-5 padding-l-5 padding-r-sp-35 padding-l-sp-35 alwaysDisplay margin-t-0 margin-r-0 margin-b-20 margin-l-0 "> <div class="layout-ctr"> <div class="layout-display"> <div> <div class="button cmp-au-com-button__btn__auOrange cmp-au-com-button__btn__full cmp-au-com-button__btn__center cmp-au-com-button__font__base cmp-au-com-button__icon__window"> <a id="button-40e87205be" href="https://ideco.kddi-am.com/simulation/?utm_source=kddi&utm_medium=aucomsite&utm_campaign=mv#anker_calc" class="cmp-au-com-button " target="_blank"> <span class="cmp-button__text">まずは節税シミュレーション！</span> </a> </div> <div class="new section aem-Grid-newComponent"> </div> </div> </div> </div> </section> </div> <div class="section-container responsivegrid aem-GridColumn aem-GridColumn--default--12"> <section class="lazyload layout-section alwaysDisplay text-center "> <div class="layout-ctr"> <div class="layout-display"> <div> <div class="image"> <div class="cmp-au-com-image " itemscope itemtype="http://schema.org/ImageObject"> <div class="cmp-au-com-image__wrapper"> <img id="image-aeab061bf0" class="cmp-au-com-image__image lazyload cmp-au-com-image__image--object-fit" itemprop="contentUrl" data-original-pc="https://kddi-h.assetsadobe3.com/is/image/content/dam/au-com/finance/ideco/fi_ideco_img_42.png?scl=1&fmt=webp-alpha" data-alternative-pc="/content/dam/au-com/finance/ideco/fi_ideco_img_42.png" data-original-smp="https://kddi-h.assetsadobe3.com/is/image/content/dam/au-com/finance/ideco/fi_ideco_img_42.png?scl=1&fmt=webp-alpha" data-alternative-smp="/content/dam/au-com/finance/ideco/fi_ideco_img_42.png" alt="auのiDeCoは、ドコモ・ソフトバンクなど、au以外の方もご加入いただけます。"/> <script type="text/javascript"> responsiveImage.lazyload('image\u002Daeab061bf0', false); </script> </div> </div> </div> <div class="new section aem-Grid-newComponent"> </div> </div> </div> </div> </section> </div> <div class="heading title aem-GridColumn aem-GridColumn--default--12"> <div class="cmp-au-com-title margin-t-20 margin-t-sp-60 margin-b-20 margin-b-sp-10 margin-r-0 margin-r-sp-0 margin-l-0 margin-l-sp-0"> <h2 class="cmp-au-com-title__text" id="heading-63540be2c6"> <span> auのiDeCo 3つの特長 </span> </h2> </div> </div> <div class="section-container responsivegrid aem-GridColumn aem-GridColumn--default--12"> <section class="lazyload card-section alwaysDisplay "> <div class="card-ctr "> <div class="card-display"> <div class="card parbase cardBox shdw-none cardBox-col1_3"> <div> <span class="cardBox-ctr bgColor-white"> <span class="cardBox-cont carousel-cont " target="_self"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="section-container section-container-v2 aem-GridColumn aem-GridColumn--default--12"> <section id="section-container-298433710d" class="cmp-container cmp-au-com-container lazyload "> <div class="cmp-au-com-container__contents"> <div class="link button cmp-au-com-link_icon_anchor cmp-au-com-link__font__bold cmp-au-com-link__bullet__right"> <div class="cmn-toolTip toolTip-section "> <span class="cmp-au-com-link "> <a class="cmp-link__text " target="_self" id="link-0bcff402e5" href="#point_01"> <div class="link-content"> <span> ①「auの投資信託」の運用でPontaポイントが毎月もらえる </span> </div> </a> </span> </div> </div> </div> </section> </div> <div class="memo text parbase aem-GridColumn aem-GridColumn--default--12"> </div> <div class="section-container responsivegrid aem-GridColumn aem-GridColumn--default--12"> <section class="lazyload layout-section pcTabletOnly "> <div class="layout-ctr"> <div class="layout-display"> <div> <div class="paragraph parbase"> <div class="align-left margin-t-10 margin-r-0 margin-b-0 margin-l-0 "> <p><span class="txtColor-base"><span class="txtSize-small">auのiDeCoなら節税に加えてポイントでもおトク！</span></span></p> </div></div> <div class="new section aem-Grid-newComponent"> </div> </div> </div> </div> </section> </div> </div> </span> </span> </div> </div> <div class="card parbase cardBox shdw-none cardBox-col1_3"> <div> <span class="cardBox-ctr bgColor-white"> <span class="cardBox-cont carousel-cont " target="_self"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="section-container section-container-v2 aem-GridColumn aem-GridColumn--default--12"> <section id="section-container-d609e665d2" class="cmp-container cmp-au-com-container lazyload "> <div class="cmp-au-com-container__contents"> <div class="link button cmp-au-com-link_icon_anchor cmp-au-com-link__font__bold cmp-au-com-link__bullet__right"> <div class="cmn-toolTip toolTip-section "> <span class="cmp-au-com-link "> <a class="cmp-link__text " target="_self" id="link-2302637605" href="#point_02"> <div class="link-content"> <span> ②かんたん資産運用 </span> </div> </a> </span> </div> </div> </div> </section> </div> <div class="memo text parbase aem-GridColumn aem-GridColumn--default--12"> </div> <div class="section-container responsivegrid aem-GridColumn aem-GridColumn--default--12"> <section class="lazyload layout-section pcTabletOnly "> <div class="layout-ctr"> <div class="layout-display"> <div> <div class="paragraph parbase"> <div class="align-left margin-t-10 margin-r-0 margin-b-0 margin-l-0 "> <p><span class="txtColor-base"><span class="txtSize-small">幅広いニーズにお応えした運用商品から好みにあわせて選ぶだけ！</span></span></p> </div></div> <div class="new section aem-Grid-newComponent"> </div> </div> </div> </div> </section> </div> </div> </span> </span> </div> </div> <div class="card parbase cardBox shdw-none cardBox-col1_3"> <div> <span class="cardBox-ctr bgColor-white"> <span class="cardBox-cont carousel-cont " target="_self"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="section-container section-container-v2 aem-GridColumn aem-GridColumn--default--12"> <section id="section-container-62afac9291" class="cmp-container cmp-au-com-container lazyload "> <div class="cmp-au-com-container__contents"> <div class="link button cmp-au-com-link_icon_anchor cmp-au-com-link__font__bold cmp-au-com-link__bullet__right"> <div class="cmn-toolTip toolTip-section "> <span class="cmp-au-com-link "> <a class="cmp-link__text " target="_self" id="link-f770629302" href="#point_03"> <div class="link-content"> <span> ③アプリでかんたん管理 </span> </div> </a> </span> </div> </div> </div> </section> </div> <div class="memo text parbase aem-GridColumn aem-GridColumn--default--12"> </div> <div class="section-container responsivegrid aem-GridColumn aem-GridColumn--default--12"> <section class="lazyload layout-section pcTabletOnly "> <div class="layout-ctr"> <div class="layout-display"> <div> <div class="paragraph parbase"> <div class="align-left margin-t-10 margin-r-0 margin-b-0 margin-l-0 "> <p><span class="txtColor-base"><span class="txtSize-small">申し込みから運用スタイルの見直しもアプリでかんたん！</span></span></p> </div></div> <div class="new section aem-Grid-newComponent"> </div> </div> </div> </div> </section> </div> </div> </span> </span> </div> </div> <div class="new section aem-Grid-newComponent"> </div> </div> </div> </section> </div> <div class="memo text parbase aem-GridColumn aem-GridColumn--default--12"> </div> <div class="heading title cmp-au-com-title__font__bold aem-GridColumn aem-GridColumn--default--12"> <div class="cmp-au-com-title margin-t-40 margin-t-sp-20 margin-b-20 margin-b-sp-10 margin-r-0 margin-r-sp-0 margin-l-0 margin-l-sp-0"> <h3 class="cmp-au-com-title__text" id="point_01"> <span> 特長1　<br class="l-pc-hide"><span class="txtColor-auOrange">「auの投資信託」の運用でPontaポイントが毎月もらえる！</span> </span> </h3> </div> </div> <div class="paragraph parbase aem-GridColumn aem-GridColumn--default--12"> <div class="align-left margin-t-0 margin-r-0 margin-b-20 margin-l-0 "> <p><span class="txtColor-base"><span class="txtSize-base">「auのiDeCo」は加入期間が長くなるにつれて、「auの投資信託」の運用残高に応じて毎月もらえるPontaポイントが増えていきます。</span></span></p> </div></div> <div class="section-container responsivegrid aem-GridColumn aem-GridColumn--default--12"> <section class="lazyload layout-section alwaysDisplay text-center margin-t-0 margin-r-0 margin-b-10 margin-l-0 "> <div class="layout-ctr"> <div class="layout-display"> <div> <div class="image"> <div class="cmp-au-com-image " itemscope itemtype="http://schema.org/ImageObject"> <div class="cmp-au-com-image__wrapper"> <img id="image-e6b8bb9e73" class="cmp-au-com-image__image lazyload cmp-au-com-image__image--object-fit" itemprop="contentUrl" data-original-pc="https://kddi-h.assetsadobe3.com/is/image/content/dam/au-com/finance/ideco/fi_ideco_img_43.png?scl=1&fmt=webp-alpha" data-alternative-pc="/content/dam/au-com/finance/ideco/fi_ideco_img_43.png" data-original-smp="https://kddi-h.assetsadobe3.com/is/image/content/dam/au-com/finance/ideco/fi_ideco_img_43.png?scl=1&fmt=webp-alpha" data-alternative-smp="/content/dam/au-com/finance/ideco/fi_ideco_img_43.png" alt="auのiDeCo加入期間ごとの累計還元ポイント"/> <script type="text/javascript"> responsiveImage.lazyload('image\u002De6b8bb9e73', false); </script> </div> </div> </div> <div class="new section aem-Grid-newComponent"> </div> </div> </div> </div> </section> </div> <div class="list-unordered parbase aem-GridColumn aem-GridColumn--default--12"> <ul class="list-u-kome txtSize-mSmall txtColor-alert "> <li>毎月の拠出額のうちauスマート・プライムに7,000円積み立てた場合。 <div> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> </div> </div> </li> </ul> </div> <div class="list-unordered parbase aem-GridColumn aem-GridColumn--default--12"> <ul class="list-u-kome txtSize-mSmall txtColor-base "> <li>Pontaポイントの還元率は、「auユーザー（auの通信契約あり）」が0.10%、「auユーザー以外（auの通信契約なし）」が0.05%で計算しています。今後、還元率は変更となる場合があります。 <div> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> </div> </div> </li> <li>povo1.0、またはUQ mobile（5G対応料金プラン）をご契約のお客さまは、「auの通信契約あり」と同等のPontaポイント還元率となります。今後、適用条件は見直しとなる場合があります。 <div> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> </div> </div> </li> <li>povo2.0、またはUQ mobile（4G LTE料金対応プラン）をご契約のお客さまは、「auの通信契約なし」と同等のPontaポイント還元率となります。 <div> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> </div> </div> </li> <li>積み立てた投資信託は年率3%の複利計算をしています。 <div> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> </div> </div> </li> <li>月間の平均保有残高が1年間変動しなかったと仮定して算出しています。 <div> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> </div> </div> </li> </ul> </div> <div class="memo text parbase aem-GridColumn aem-GridColumn--default--12"> </div> <div class="heading title cmp-au-com-title__font__bold aem-GridColumn aem-GridColumn--default--12"> <div class="cmp-au-com-title margin-t-60 margin-t-sp-30 margin-b-20 margin-b-sp-10 margin-r-0 margin-r-sp-0 margin-l-0 margin-l-sp-0"> <h3 class="cmp-au-com-title__text" id="point_02"> <span> 特長2　<br class="l-pc-hide"><span class="txtColor-auOrange">かんたん資産運用</span> </span> </h3> </div> </div> <div class="paragraph parbase aem-GridColumn aem-GridColumn--default--12"> <div class="align-left margin-t-0 margin-t-sp-0 margin-r-0 margin-r-sp-0 margin-b-30 margin-b-sp-20 margin-l-0 margin-l-sp-0"> <p><span class="txtColor-base"><span class="txtSize-base">幅広いニーズにお応えした運用商品から好みにあわせて選ぶだけではじめられます。投資信託はプロが資産運用を代行してくれる仕組みです。</span></span></p> </div></div> <div class="paragraph parbase aem-GridColumn aem-GridColumn--default--12"> <div class="align-center margin-t-0 margin-t-sp-0 margin-r-0 margin-r-sp-0 margin-b-20 margin-b-sp-10 margin-l-0 margin-l-sp-0"> <p><b><span class="txtSize-base"><span class="txtColor-auOrange">組み合わせ自由！アプリかららくらく変更可能！</span></span></b></p> </div></div> <div class="section-container responsivegrid aem-GridColumn--default--none aem-GridColumn--phone--none aem-GridColumn--phone--12 aem-GridColumn aem-GridColumn--default--12 aem-GridColumn--offset--phone--0 aem-GridColumn--offset--default--0"> <section class="lazyload layout-section alwaysDisplay text-center margin-t-0 margin-t-sp-0 margin-r-0 margin-r-sp-0 margin-b-30 margin-b-sp-20 margin-l-0 margin-l-sp-0"> <div class="layout-ctr"> <div class="layout-display"> <div> <div class="image"> <div class="cmp-au-com-image margin-t-0 margin-b-10 margin-r-0 margin-l-0 " itemscope itemtype="http://schema.org/ImageObject"> <div class="cmp-au-com-image__wrapper"> <img id="image-b078cdb4ee" class="cmp-au-com-image__image lazyload cmp-au-com-image__image--object-fit" itemprop="contentUrl" data-original-pc="https://kddi-h.assetsadobe3.com/is/image/content/dam/au-com/finance/ideco/fi_ideco_img_37.png?scl=1&fmt=webp-alpha" data-alternative-pc="/content/dam/au-com/finance/ideco/fi_ideco_img_37.png" data-original-smp="https://kddi-h.assetsadobe3.com/is/image/content/dam/au-com/finance/ideco/fi_ideco_img_37.png?scl=1&fmt=webp-alpha" data-alternative-smp="/content/dam/au-com/finance/ideco/fi_ideco_img_37.png" alt="auの投資信託4タイプ＋定期預金1タイプ"/> <script type="text/javascript"> responsiveImage.lazyload('image\u002Db078cdb4ee', false); </script> </div> </div> </div> <div class="new section aem-Grid-newComponent"> </div> </div> </div> </div> </section> </div> <div class="section-container responsivegrid aem-GridColumn--default--none aem-GridColumn--phone--none aem-GridColumn--phone--12 aem-GridColumn aem-GridColumn--default--6 aem-GridColumn--offset--default--3 aem-GridColumn--offset--phone--0"> <section class="lazyload layout-section padding-r-5 padding-l-5 padding-r-sp-35 padding-l-sp-35 alwaysDisplay "> <div class="layout-ctr"> <div class="layout-display"> <div> <div class="button cmp-au-com-button__btn__basic cmp-au-com-button__btn__full cmp-au-com-button__btn__center cmp-au-com-button__font__base cmp-au-com-button__icon__window"> <a id="button-9d53ca0142" href="https://ideco.kddi-am.com/product/list/?utm_source=kddi&utm_medium=aucomsite&utm_campaign=product" class="cmp-au-com-button " target="_blank"> <span class="cmp-button__text">運用商品一覧を確認する</span> </a> </div> <div class="new section aem-Grid-newComponent"> </div> </div> </div> </div> </section> </div> <div class="memo text parbase aem-GridColumn aem-GridColumn--default--12"> </div> <div class="heading title cmp-au-com-title__font__bold aem-GridColumn aem-GridColumn--default--12"> <div class="cmp-au-com-title margin-t-60 margin-t-sp-30 margin-b-20 margin-b-sp-10 margin-r-0 margin-r-sp-0 margin-l-0 margin-l-sp-0"> <h3 class="cmp-au-com-title__text" id="point_03"> <span> 特長3　<br class="l-pc-hide"><span class="txtColor-auOrange">アプリでかんたん安心管理</span> </span> </h3> </div> </div> <div class="paragraph parbase aem-GridColumn aem-GridColumn--default--12"> <div class="align-left margin-t-0 margin-r-0 margin-b-20 margin-l-0 "> <p><span class="txtColor-base"><span class="txtSize-base">アプリからいつでもかんたんに運用状況の確認ができて安心です。</span></span></p> <p><span class="txtColor-base"><span class="txtSize-base">運用スタイルの見直しも簡単に行えます。</span></span></p> </div></div> <div class="section-container responsivegrid aem-GridColumn aem-GridColumn--default--12"> <section class="lazyload layout-section alwaysDisplay text-center "> <div class="layout-ctr"> <div class="layout-display"> <div> <div class="image"> <div class="cmp-au-com-image " itemscope itemtype="http://schema.org/ImageObject"> <div class="cmp-au-com-image__wrapper"> <img id="image-e723e02f57" class="cmp-au-com-image__image lazyload cmp-au-com-image__image--object-fit" itemprop="contentUrl" data-original-pc="https://kddi-h.assetsadobe3.com/is/image/content/dam/au-com/finance/ideco/fi_ideco_img_24_pc.png?scl=1&fmt=webp-alpha" data-alternative-pc="/content/dam/au-com/finance/ideco/fi_ideco_img_24_pc.png" data-original-smp="https://kddi-h.assetsadobe3.com/is/image/content/dam/au-com/finance/ideco/fi_ideco_img_24_sp.png?scl=1&fmt=webp-alpha" data-alternative-smp="/content/dam/au-com/finance/ideco/fi_ideco_img_24_sp.png" alt="いつでもどこでも運用状況をチェック　運用スタイルの見直しもラクラク　運用管理も手続きもアプリでカンタン"/> <script type="text/javascript"> responsiveImage.lazyload('image\u002De723e02f57', false); </script> </div> </div> </div> <div class="new section aem-Grid-newComponent"> </div> </div> </div> </div> </section> </div> <div class="heading title aem-GridColumn aem-GridColumn--default--12"> <div class="cmp-au-com-title margin-t-60 margin-t-sp-50 margin-b-20 margin-b-sp-10 margin-r-0 margin-r-sp-0 margin-l-0 margin-l-sp-0"> <h2 class="cmp-au-com-title__text" id="heading-23b43aee72"> <span> お申し込みは簡単3ステップ </span> </h2> </div> </div> <div class="section-container responsivegrid aem-GridColumn aem-GridColumn--default--12"> <section class="lazyload card-section "> <div class="card-ctr "> <div class="card-display"> <div class="card parbase cardBox shdw-none cardBox-col1"> <div> <span class="cardBox-ctr bgColor-white"> <span class="cardBox-cont carousel-cont " target="_self"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="section-container responsivegrid aem-GridColumn--default--none aem-GridColumn aem-GridColumn--default--12 aem-GridColumn--offset--default--0"> <section class="lazyload layout-section alwaysDisplay text-center "> <div class="layout-ctr"> <div class="layout-display"> <div> <div class="image"> <div class="cmp-au-com-image " itemscope itemtype="http://schema.org/ImageObject"> <div class="cmp-au-com-image__wrapper"> <img id="image-72a1ff846e" class="cmp-au-com-image__image lazyload cmp-au-com-image__image--object-fit" itemprop="contentUrl" data-original-pc="https://kddi-h.assetsadobe3.com/is/image/content/dam/au-com/finance/ideco/fi_ideco_img_30.png?scl=1&fmt=webp-alpha" data-alternative-pc="/content/dam/au-com/finance/ideco/fi_ideco_img_30.png" data-original-smp="https://kddi-h.assetsadobe3.com/is/image/content/dam/au-com/finance/ideco/fi_ideco_img_30.png?scl=1&fmt=webp-alpha" data-alternative-smp="/content/dam/au-com/finance/ideco/fi_ideco_img_30.png" alt="step1 節税シュミレーションをしてWEBから申込資料請求（無料）step2 必要事項を記入して郵送 step3 開設完了後「auのiDeCo」アプリにログインして利用開始"/> <script type="text/javascript"> responsiveImage.lazyload('image\u002D72a1ff846e', false); </script> </div> </div> </div> <div class="new section aem-Grid-newComponent"> </div> </div> </div> </div> </section> </div> </div> </span> </span> </div> </div> <div class="new section aem-Grid-newComponent"> </div> </div> </div> </section> </div> <div class="paragraph parbase aem-GridColumn aem-GridColumn--default--12"> <div class="align-center margin-t-20 margin-r-0 margin-b-10 margin-l-0 "> <p><span class="txtColor-auOrange"><b><span class="txtSize-large">気になるあなたの節税額は？</span></b></span></p> </div></div> <div class="section-container responsivegrid aem-GridColumn--default--none aem-GridColumn--phone--none aem-GridColumn--phone--12 aem-GridColumn aem-GridColumn--default--6 aem-GridColumn--offset--default--3 aem-GridColumn--offset--phone--0"> <section class="lazyload layout-section padding-r-5 padding-l-5 padding-r-sp-35 padding-l-sp-35 alwaysDisplay "> <div class="layout-ctr"> <div class="layout-display"> <div> <div class="button cmp-au-com-button__btn__auOrange cmp-au-com-button__btn__full cmp-au-com-button__btn__center cmp-au-com-button__font__base cmp-au-com-button__icon__window"> <a id="button-f05a9e4f4e" href="https://ideco.kddi-am.com/simulation/?utm_source=kddi&utm_medium=aucomsite&utm_campaign=simulation#anker_calc" class="cmp-au-com-button margin-t-0 margin-t-sp-0 margin-b-80 margin-b-sp-60 margin-r-0 margin-r-sp-0 margin-l-0 margin-l-sp-0 " target="_blank"> <span class="cmp-button__text">まずは節税シミュレーション！</span> </a> </div> <div class="new section aem-Grid-newComponent"> </div> </div> </div> </div> </section> </div> <div class="accordion cmp-au-com-accordion__button__left aem-GridColumn aem-GridColumn--default--12"><div id="accordion-1d56930f9e" class="cmp-accordion cmp-au-com-accordion margin-t-0 margin-t-sp-0 margin-b-20 margin-b-sp-10 margin-r-0 margin-r-sp-0 margin-l-0 margin-l-sp-0" data-cmp-is="accordion"> <div class="cmp-accordion__item" data-cmp-hook-accordion="item" data-cmp-expanded data-cmp-expanded-sp> <a class="cmp-accordion__button cmp-accordion__button--expanded" href="#" data-cmp-hook-accordion="button"> <div class="cmp-accordion__header"> <div class="cmp-accordion__header-text"> <h3 class="cmp-accordion__header-title" id="accordionOpen"> iDeCoとは？ </h3> </div> </div> </a> <div class="cmp-accordion__panel cmp-accordion__panel--expanded " data-cmp-hook-accordion="panel" role="region"><div class="responsivegrid"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="paragraph parbase aem-GridColumn aem-GridColumn--default--12"> <div class="align-left margin-t-0 margin-r-0 margin-b-20 margin-l-0 "> <p><span class="txtColor-base"><span class="txtSize-base">iDeCo（個人型確定拠出年金）とは、毎月自分で決めた金額を積み立て、資産運用を行い将来の資金を蓄える仕組みです。</span></span></p> <p><span class="txtColor-base"><span class="txtSize-base">加入すると支払っている税金が安くなったり、資産運用時にかかる税金が0円などの優遇制度があります。</span></span></p> </div></div> <div class="section-container responsivegrid aem-GridColumn aem-GridColumn--default--12"> <section class="lazyload layout-section alwaysDisplay text-center "> <div class="layout-ctr"> <div class="layout-display"> <div> <div class="section-container section-container-v2 cmp-au-com-container__width__1column__75"> <section id="section-container-47f5c7ac91" class="cmp-container cmp-au-com-container lazyload margin-t-0 margin-b-10 margin-r-0 margin-l-0 alwaysDisplay"> <div class="cmp-au-com-container__contents"> <div class="image"> <div class="cmp-au-com-image " itemscope itemtype="http://schema.org/ImageObject"> <div class="cmp-au-com-image__wrapper"> <img id="image-e596b1bb9d" class="cmp-au-com-image__image lazyload cmp-au-com-image__image--object-fit" itemprop="contentUrl" data-original-pc="https://kddi-h.assetsadobe3.com/is/image/content/dam/au-com/finance/ideco/fi_ideco_img_56_585fee70c9de4ec8.png?scl=1&fmt=webp-alpha" data-alternative-pc="/content/dam/au-com/finance/ideco/fi_ideco_img_56_585fee70c9de4ec8.png" data-original-smp="https://kddi-h.assetsadobe3.com/is/image/content/dam/au-com/finance/ideco/fi_ideco_img_56_585fee70c9de4ec8.png?scl=1&fmt=webp-alpha" data-alternative-smp="/content/dam/au-com/finance/ideco/fi_ideco_img_56_585fee70c9de4ec8.png" alt="三段階の節税効果で通常税金として支払う約110万円も自分のお金になる！"/> <script type="text/javascript"> responsiveImage.lazyload('image\u002De596b1bb9d', false); </script> </div> </div> </div> <div class="list-unordered cmp-au-com-list-unordered__marker__kome cmp-au-com-list-unordered__textsize__mSmall"><div class="cmp-au-com-list-unordered"> <ul> <li> <div> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="list-unordered cmp-au-com-list-unordered__textsize__mSmall aem-GridColumn aem-GridColumn--default--12"><div class="cmp-au-com-list-unordered"> <ul> <li> 運用益：年俸3%の複利計算をしています。 </li> <li> 年収500万円の会社員が、毎月23,000円を20年間積み立てた場合 </li> <li> 課税所得＝年収－給与所得控除－社会保険料控除（年収の15%）－基礎控除、住民税10%で計算。 </li> </ul> </div> </div> </div> </div> </li> </ul> </div> </div> <div class="paragraph text cmp-au-com-text__align__left"> <div class="cmp-text cmp-au-com-text " id="paragraph-095663fc4a"> <p><span class="txtColor-base"><span class="txtSize-mSmall">復興特別所得税は考慮していません。令和6年12月1日現在の税制にて試算。試算結果は概算値であり、実際の金額とは異なります。運用結果によっては元本を下回る場合があります。</span></span></p> </div> </div> </div> </section> </div> <div class="new section aem-Grid-newComponent"> </div> </div> </div> </div> </section> </div> <div class="heading title aem-GridColumn aem-GridColumn--default--12"> <div class="cmp-au-com-title margin-t-60 margin-t-sp-30 margin-b-20 margin-b-sp-10 margin-r-0 margin-r-sp-0 margin-l-0 margin-l-sp-0"> <h3 class="cmp-au-com-title__text" id="heading-072465a55a"> <span> 定期預金との比較 </span> </h3> </div> </div> <div class="table parbase aem-GridColumn aem-GridColumn--default--12"> <div class=""><table class="tableElem "> <tr class="table-row"> <td class="bgColor-lightGray" ><div class="responsivegrid"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> </div> </div> </td><td class="bgColor-lightOrange" ><div class="responsivegrid"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="paragraph parbase aem-GridColumn aem-GridColumn--default--12"> <div class="align-center "> <p><span class="txtColor-base"><span class="txtSize-base"><b>iDeCo</b></span></span></p> </div></div> </div> </div> </td><td class="bgColor-lightGray" ><div class="responsivegrid"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="paragraph parbase aem-GridColumn aem-GridColumn--default--12"> <div class="align-center "> <p><span class="txtColor-base"><span class="txtSize-base">通常の定期預金</span></span></p> </div></div> </div> </div> </td></tr><tr class="table-row"> <td class="bgColor-lightGray" ><div class="responsivegrid"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="paragraph parbase aem-GridColumn aem-GridColumn--default--12"> <div> <p><span class="txtColor-base"><span class="txtSize-base">資産の増やし方</span></span></p> </div></div> </div> </div> </td><td ><div class="responsivegrid"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="list-unordered parbase aem-GridColumn aem-GridColumn--default--12"> <ul class="list-u-disc txtColor-base "> <li>投資信託での資産運用 <div> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> </div> </div> </li> <li>定期預金の金利 <div> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> </div> </div> </li> </ul> </div> </div> </div> </td><td ><div class="responsivegrid"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="paragraph parbase aem-GridColumn aem-GridColumn--default--12"> <div> <p><span class="txtColor-base"><span class="txtSize-base">定期預金の金利</span></span></p> </div></div> </div> </div> </td></tr><tr class="table-row"> <td class="bgColor-lightGray" ><div class="responsivegrid"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="paragraph parbase aem-GridColumn aem-GridColumn--default--12"> <div> <p><span class="txtColor-base"><span class="txtSize-base">税金</span></span></p> </div></div> </div> </div> </td><td ><div class="responsivegrid"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="list-unordered parbase aem-GridColumn aem-GridColumn--default--12"> <ul class="list-u-disc txtColor-base "> <li>所得税・住民税が軽減される <div> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> </div> </div> </li> <li>増えた資産に対して税金がかからない <div> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> </div> </div> </li> </ul> </div> </div> </div> </td><td ><div class="responsivegrid"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="paragraph parbase aem-GridColumn aem-GridColumn--default--12"> <div> <p><span class="txtColor-base"><span class="txtSize-base">利息に対して税金がかかる</span></span></p> </div></div> </div> </div> </td></tr><tr class="table-row"> <td class="bgColor-lightGray" ><div class="responsivegrid"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="paragraph parbase aem-GridColumn aem-GridColumn--default--12"> <div> <p><span class="txtColor-base"><span class="txtSize-base">期間</span></span></p> </div></div> </div> </div> </td><td ><div class="responsivegrid"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="paragraph parbase aem-GridColumn aem-GridColumn--default--12"> <div> <p><span class="txtColor-base"><span class="txtSize-base">最長45年程度</span></span></p> </div></div> </div> </div> </td><td ><div class="responsivegrid"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="paragraph parbase aem-GridColumn aem-GridColumn--default--12"> <div> <p><span class="txtColor-base"><span class="txtSize-base">それぞれの定期預金による</span></span></p> </div></div> </div> </div> </td></tr><tr class="table-row"> <td class="bgColor-lightGray" ><div class="responsivegrid"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="paragraph parbase aem-GridColumn aem-GridColumn--default--12"> <div> <p><span class="txtColor-base"><span class="txtSize-base">加入対象者</span></span></p> </div></div> </div> </div> </td><td ><div class="responsivegrid"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="paragraph parbase aem-GridColumn aem-GridColumn--default--12"> <div> <p><span class="txtColor-base"><span class="txtSize-base">原則65歳未満の国民年金被保険者<br> 60歳以上の方は、国民年金の第2号被保険者または国民年金の任意加入被保険者<sup>※4</sup>であればiDeCoに加入できるようになります。</span></span></p> </div></div> </div> </div> </td><td ><div class="responsivegrid"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="paragraph parbase aem-GridColumn aem-GridColumn--default--12"> <div> <p><span class="txtColor-base"><span class="txtSize-base">それぞれの銀行による</span></span></p> </div></div> </div> </div> </td></tr> </table> </div> </div> <div class="list-ordered parbase aem-GridColumn aem-GridColumn--default--12"> <ol class="list-o-komeDecimal txtSize-mSmall txtColor-base margin-t-10 margin-r-0 margin-b-0 margin-l-0 "> <li data-nth="4"> 国民年金の任意加入被保険者とは、60歳までに老齢基礎年金の受給資格を満たしていない場合や、40年の納付済期間がないため老齢基礎年金を満額受給できない場合などで年金額の増額を希望する時に、60歳以降も国民年金に加入している方です。詳しくは、日本年金機構のウェブサイトをご覧ください。 <div> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="section-container section-container-v2 aem-GridColumn aem-GridColumn--default--12"> <section id="section-container-7d131e8b5a" class="cmp-container cmp-au-com-container lazyload "> <div class="cmp-au-com-container__contents"> <div class="link button cmp-au-com-link__font__mSmall"> <div class="cmn-toolTip toolTip-section margin-t-5 margin-b-0 margin-r-0 margin-l-0 "> <span class="cmp-au-com-link cmp-au-com-link--textLink"> <a class="cmp-link__text " target="_blank" id="link-28416b590f" href="https://www.nenkin.go.jp/service/kokunen/kanyu/20140627-03.html"> <div class="link-content"> <span> 日本年金機構のウェブサイトはこちら </span> </div> </a> </span> </div> </div> </div> </section> </div> </div> </div> </li> </ol> </div> </div> </div> </div> </div> </div> </div> <div class="accordion cmp-au-com-accordion__button__left aem-GridColumn aem-GridColumn--default--12"><div id="accordion-0bc0e9714b" class="cmp-accordion cmp-au-com-accordion margin-t-0 margin-t-sp-0 margin-b-20 margin-b-sp-10 margin-r-0 margin-r-sp-0 margin-l-0 margin-l-sp-0" data-cmp-is="accordion"> <div class="cmp-accordion__item" data-cmp-hook-accordion="item" data-cmp-expanded data-cmp-expanded-sp> <a class="cmp-accordion__button cmp-accordion__button--expanded" href="#" data-cmp-hook-accordion="button"> <div class="cmp-accordion__header"> <div class="cmp-accordion__header-text"> <h3 class="cmp-accordion__header-title"> 1. 所得税・住民税が安くなる！ </h3> </div> </div> </a> <div class="cmp-accordion__panel cmp-accordion__panel--expanded " data-cmp-hook-accordion="panel" role="region"><div class="responsivegrid"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="paragraph parbase aem-GridColumn aem-GridColumn--default--12"> <div class="align-left margin-t-0 margin-r-0 margin-b-20 margin-l-0 "> <p><span class="txtColor-base"><span class="txtSize-base">毎月積み立てた金額は所得税・住民税の課税対象外となります。そのため積み立てた金額に応じて毎年支払っている税金が安くなります。</span></span></p> <p><span class="txtColor-base"><span class="txtSize-base">公的年金などの加入状況により、毎月の積立金額や年間の積立金額の上限額が異なります。</span></span></p> </div></div> <div class="table parbase aem-GridColumn aem-GridColumn--default--12"> <div class=""><table class="tableElem "> <tr class="table-row"> <td class="bgColor-lightGray" ><div class="responsivegrid"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> </div> </div> </td><td class="bgColor-lightGray" ><div class="responsivegrid"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="paragraph parbase aem-GridColumn aem-GridColumn--default--12"> <div class="align-center "> <p><span class="txtColor-base"><span class="txtSize-base">月々の積立限度額</span></span></p> </div></div> </div> </div> </td><td class="bgColor-lightGray" ><div class="responsivegrid"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="paragraph parbase aem-GridColumn aem-GridColumn--default--12"> <div class="align-center "> <p><span class="txtColor-base"><span class="txtSize-base">年間の積立限度額</span></span></p> </div></div> </div> </div> </td></tr><tr class="table-row"> <td class="bgColor-lightGray" ><div class="responsivegrid"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="paragraph parbase aem-GridColumn aem-GridColumn--default--12"> <div class="align-center "> <p><span class="txtColor-base"><span class="txtSize-base">自営業</span></span></p> </div></div> </div> </div> </td><td ><div class="responsivegrid"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="paragraph parbase aem-GridColumn aem-GridColumn--default--12"> <div> <p><span class="txtColor-base"><span class="txtSize-base">6.8万円</span></span></p> </div></div> </div> </div> </td><td ><div class="responsivegrid"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="paragraph parbase aem-GridColumn aem-GridColumn--default--12"> <div> <p><span class="txtColor-base"><span class="txtSize-base">81.6万円</span></span></p> </div></div> </div> </div> </td></tr><tr class="table-row"> <td class="bgColor-lightGray" ><div class="responsivegrid"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="paragraph parbase aem-GridColumn aem-GridColumn--default--12"> <div class="align-center "> <p><span class="txtColor-base"><span class="txtSize-base">会社員</span></span></p> <p><span class="txtColor-base"><span class="txtSize-base">企業年金あり</span></span></p> </div></div> </div> </div> </td><td ><div class="responsivegrid"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="paragraph parbase aem-GridColumn aem-GridColumn--default--12"> <div> <p><span class="txtColor-base"><span class="txtSize-base">2万円</span></span></p> </div></div> </div> </div> </td><td ><div class="responsivegrid"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="paragraph parbase aem-GridColumn aem-GridColumn--default--12"> <div> <p><span class="txtColor-base"><span class="txtSize-base">24万円</span></span></p> </div></div> </div> </div> </td></tr><tr class="table-row"> <td class="bgColor-lightGray" ><div class="responsivegrid"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="paragraph parbase aem-GridColumn aem-GridColumn--default--12"> <div class="align-center "> <p><span class="txtColor-base"><span class="txtSize-base">会社員</span></span></p> <p><span class="txtColor-base"><span class="txtSize-base">企業年金なし</span></span></p> </div></div> </div> </div> </td><td ><div class="responsivegrid"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="paragraph parbase aem-GridColumn aem-GridColumn--default--12"> <div> <p><span class="txtColor-base"><span class="txtSize-base">2.3万円</span></span></p> </div></div> </div> </div> </td><td ><div class="responsivegrid"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="paragraph parbase aem-GridColumn aem-GridColumn--default--12"> <div> <p><span class="txtColor-base"><span class="txtSize-base">27.6万円</span></span></p> </div></div> </div> </div> </td></tr><tr class="table-row"> <td class="bgColor-lightGray" ><div class="responsivegrid"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="paragraph parbase aem-GridColumn aem-GridColumn--default--12"> <div class="align-center "> <p><span class="txtColor-base"><span class="txtSize-base">公務員</span></span></p> </div></div> </div> </div> </td><td ><div class="responsivegrid"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="paragraph parbase aem-GridColumn aem-GridColumn--default--12"> <div> <p><span class="txtColor-base"><span class="txtSize-base">2万円</span></span></p> </div></div> </div> </div> </td><td ><div class="responsivegrid"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="paragraph parbase aem-GridColumn aem-GridColumn--default--12"> <div> <p><span class="txtColor-base"><span class="txtSize-base">24万円</span></span></p> </div></div> </div> </div> </td></tr><tr class="table-row"> <td class="bgColor-lightGray" ><div class="responsivegrid"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="paragraph parbase aem-GridColumn aem-GridColumn--default--12"> <div class="align-center "> <p><span class="txtColor-base"><span class="txtSize-base">専業主婦（夫）など</span></span></p> </div></div> </div> </div> </td><td ><div class="responsivegrid"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="paragraph parbase aem-GridColumn aem-GridColumn--default--12"> <div> <p><span class="txtColor-base"><span class="txtSize-base">2.3万円</span></span></p> </div></div> </div> </div> </td><td ><div class="responsivegrid"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="paragraph parbase aem-GridColumn aem-GridColumn--default--12"> <div> <p><span class="txtColor-base"><span class="txtSize-base">27.6万円</span></span></p> </div></div> </div> </div> </td></tr> </table> </div> </div> <div class="paragraph parbase aem-GridColumn aem-GridColumn--default--12"> <div class="align-left margin-t-30 margin-t-sp-30 margin-r-0 margin-r-sp-0 margin-b-20 margin-b-sp-0 margin-l-0 margin-l-sp-0"> <p><span class="txtColor-base"><span class="txtSize-base"> Aさん（公務員）の場合</span></span></p> </div></div> <div class="section-container responsivegrid aem-GridColumn aem-GridColumn--default--12"> <section class="lazyload layout-section alwaysDisplay text-center margin-t-0 margin-t-sp-0 margin-r-0 margin-r-sp-0 margin-b-30 margin-b-sp-20 margin-l-0 margin-l-sp-0"> <div class="layout-ctr"> <div class="layout-display"> <div> <div class="image"> <div class="cmp-au-com-image " itemscope itemtype="http://schema.org/ImageObject"> <div class="cmp-au-com-image__wrapper"> <img id="image-14e8254942" class="cmp-au-com-image__image lazyload cmp-au-com-image__image--object-fit" itemprop="contentUrl" data-original-pc="https://kddi-h.assetsadobe3.com/is/image/content/dam/au-com/finance/ideco/fi_ideco_img_45.png?scl=1&fmt=webp-alpha" data-alternative-pc="/content/dam/au-com/finance/ideco/fi_ideco_img_45.png" data-original-smp="https://kddi-h.assetsadobe3.com/is/image/content/dam/au-com/finance/ideco/fi_ideco_img_45_sp.png?scl=1&fmt=webp-alpha" data-alternative-smp="/content/dam/au-com/finance/ideco/fi_ideco_img_45_sp.png" alt="30歳公務員　年収400万　毎月12,000円積み立てた場合　1年間で2万1,600円35年間で約75.6万円安くなる！"/> <script type="text/javascript"> responsiveImage.lazyload('image\u002D14e8254942', false); </script> </div> </div> </div> <div class="new section aem-Grid-newComponent"> </div> </div> </div> </div> </section> </div> <div class="paragraph parbase aem-GridColumn aem-GridColumn--default--12"> <div class="align-left margin-t-0 margin-t-sp-0 margin-r-0 margin-r-sp-0 margin-b-20 margin-b-sp-0 margin-l-0 margin-l-sp-0"> <p><span class="txtColor-base"><span class="txtSize-base">Bさん（会社員）の場合</span></span></p> </div></div> <div class="section-container responsivegrid aem-GridColumn aem-GridColumn--default--12"> <section class="lazyload layout-section alwaysDisplay text-center margin-t-0 margin-t-sp-0 margin-r-0 margin-r-sp-0 margin-b-30 margin-b-sp-20 margin-l-0 margin-l-sp-0"> <div class="layout-ctr"> <div class="layout-display"> <div> <div class="image"> <div class="cmp-au-com-image " itemscope itemtype="http://schema.org/ImageObject"> <div class="cmp-au-com-image__wrapper"> <img id="image-f6b0dd5158" class="cmp-au-com-image__image lazyload cmp-au-com-image__image--object-fit" itemprop="contentUrl" data-original-pc="https://kddi-h.assetsadobe3.com/is/image/content/dam/au-com/finance/ideco/fi_ideco_img_46.png?scl=1&fmt=webp-alpha" data-alternative-pc="/content/dam/au-com/finance/ideco/fi_ideco_img_46.png" data-original-smp="https://kddi-h.assetsadobe3.com/is/image/content/dam/au-com/finance/ideco/fi_ideco_img_46_sp.png?scl=1&fmt=webp-alpha" data-alternative-smp="/content/dam/au-com/finance/ideco/fi_ideco_img_46_sp.png" alt="40歳会社員　年収500万　毎月23,000円積み立てた場合　1年間で5万5,200円25年間で約138万円安くなる！"/> <script type="text/javascript"> responsiveImage.lazyload('image\u002Df6b0dd5158', false); </script> </div> </div> </div> <div class="new section aem-Grid-newComponent"> </div> </div> </div> </div> </section> </div> <div class="paragraph parbase aem-GridColumn aem-GridColumn--default--12"> <div class="align-left margin-t-0 margin-r-0 margin-b-20 margin-l-0 "> <p><span class="txtColor-base"><span class="txtSize-base">Cさん（自営業）の場合</span></span></p> </div></div> <div class="section-container responsivegrid aem-GridColumn aem-GridColumn--default--12"> <section class="lazyload layout-section alwaysDisplay text-center margin-t-0 margin-r-0 margin-b-10 margin-l-0 "> <div class="layout-ctr"> <div class="layout-display"> <div> <div class="image"> <div class="cmp-au-com-image " itemscope itemtype="http://schema.org/ImageObject"> <div class="cmp-au-com-image__wrapper"> <img id="image-f492fb93bc" class="cmp-au-com-image__image lazyload cmp-au-com-image__image--object-fit" itemprop="contentUrl" data-original-pc="https://kddi-h.assetsadobe3.com/is/image/content/dam/au-com/finance/ideco/fi_ideco_img_28_pc.png?scl=1&fmt=webp-alpha" data-alternative-pc="/content/dam/au-com/finance/ideco/fi_ideco_img_28_pc.png" data-original-smp="https://kddi-h.assetsadobe3.com/is/image/content/dam/au-com/finance/ideco/fi_ideco_img_28_sp.png?scl=1&fmt=webp-alpha" data-alternative-smp="/content/dam/au-com/finance/ideco/fi_ideco_img_28_sp.png" alt="50歳自営業　年収700万　毎月50,000円積み立てた場合　1年間で18万円10年間で約180万円安くなる！"/> <script type="text/javascript"> responsiveImage.lazyload('image\u002Df492fb93bc', false); </script> </div> </div> </div> <div class="new section aem-Grid-newComponent"> </div> </div> </div> </div> </section> </div> <div class="list-unordered parbase aem-GridColumn aem-GridColumn--default--12"> <ul class="list-u-kome txtSize-mSmall txtColor-base "> <li>課税所得＝年収ー給与所得控除ー社会保険料控除（年収の15％）ー基礎控除。住民税10％で計算。復興特別所得税は考慮していません。 <div> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> </div> </div> </li> <li>令和6年12月1日現在の税制にて試算。試算結果は概算値であり、実際の金額とは異なります。 <div> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> </div> </div> </li> </ul> </div> </div> </div> </div> </div> </div> </div> <div class="accordion cmp-au-com-accordion__button__left aem-GridColumn aem-GridColumn--default--12"><div id="accordion-fa88ff172a" class="cmp-accordion cmp-au-com-accordion margin-t-0 margin-t-sp-0 margin-b-20 margin-b-sp-10 margin-r-0 margin-r-sp-0 margin-l-0 margin-l-sp-0" data-cmp-is="accordion"> <div class="cmp-accordion__item" data-cmp-hook-accordion="item" data-cmp-expanded data-cmp-expanded-sp> <a class="cmp-accordion__button cmp-accordion__button--expanded" href="#" data-cmp-hook-accordion="button"> <div class="cmp-accordion__header"> <div class="cmp-accordion__header-text"> <h3 class="cmp-accordion__header-title"> 2. 増えた資産に対して税金0円！ </h3> </div> </div> </a> <div class="cmp-accordion__panel cmp-accordion__panel--expanded " data-cmp-hook-accordion="panel" role="region"><div class="responsivegrid"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="paragraph parbase aem-GridColumn aem-GridColumn--default--12"> <div> <p><span class="txtColor-base"><span class="txtSize-base">iDeCoで資産運用をし、増えた資産（利息・売却益）に対してかかる税金は0円です。</span></span></p> <p><span class="txtColor-base"><span class="txtSize-base">通常は投資信託や預金で得た収益に対して20.315％の税金がかかりますが、iDeCoで得た収益に対しては税金がかかりません。</span></span></p> </div></div> <div class="list-unordered parbase aem-GridColumn aem-GridColumn--default--12"> <ul class="list-u-kome txtSize-mSmall txtColor-base margin-t-5 margin-r-0 margin-b-20 margin-l-0 "> <li>2013年～2037年までの25年間は、投資信託などの配当所得および譲渡所得などに対する源泉徴収率は、所得税額に2.1％を上乗せした20.315％（所得税15.315％、住民税5％）が徴収されます。 <div> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> </div> </div> </li> </ul> </div> <div class="section-container responsivegrid aem-GridColumn aem-GridColumn--default--12"> <section class="lazyload layout-section alwaysDisplay text-center margin-t-0 margin-t-sp-0 margin-r-40 margin-r-sp-0 margin-b-0 margin-b-sp-0 margin-l-40 margin-l-sp-0"> <div class="layout-ctr"> <div class="layout-display"> <div> <div class="image"> <div class="cmp-au-com-image " itemscope itemtype="http://schema.org/ImageObject"> <div class="cmp-au-com-image__wrapper"> <img id="image-bf69f45978" class="cmp-au-com-image__image lazyload cmp-au-com-image__image--object-fit" itemprop="contentUrl" data-original-pc="https://kddi-h.assetsadobe3.com/is/image/content/dam/au-com/finance/ideco/fi_ideco_img_29_pc.png?scl=1&fmt=webp-alpha" data-alternative-pc="/content/dam/au-com/finance/ideco/fi_ideco_img_29_pc.png" data-original-smp="https://kddi-h.assetsadobe3.com/is/image/content/dam/au-com/finance/ideco/fi_ideco_img_29_sp.png?scl=1&fmt=webp-alpha" data-alternative-smp="/content/dam/au-com/finance/ideco/fi_ideco_img_29_sp.png" alt="10,000円の利益が出た場合iDeCoでかかる税率0％"/> <script type="text/javascript"> responsiveImage.lazyload('image\u002Dbf69f45978', false); </script> </div> </div> </div> <div class="new section aem-Grid-newComponent"> </div> </div> </div> </div> </section> </div> </div> </div> </div> </div> </div> </div> <div class="accordion cmp-au-com-accordion__button__left aem-GridColumn aem-GridColumn--default--12"><div id="accordion-95affddc05" class="cmp-accordion cmp-au-com-accordion " data-cmp-is="accordion"> <div class="cmp-accordion__item" data-cmp-hook-accordion="item" data-cmp-expanded data-cmp-expanded-sp> <a class="cmp-accordion__button cmp-accordion__button--expanded" href="#" data-cmp-hook-accordion="button"> <div class="cmp-accordion__header"> <div class="cmp-accordion__header-text"> <h3 class="cmp-accordion__header-title"> 3. 積み立てた資産の受け取り時も、一定金額まで税金0円 </h3> </div> </div> </a> <div class="cmp-accordion__panel cmp-accordion__panel--expanded " data-cmp-hook-accordion="panel" role="region"><div class="responsivegrid"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="paragraph parbase aem-GridColumn aem-GridColumn--default--12"> <div class="align-left margin-t-0 margin-r-0 margin-b-30 margin-l-0 "> <p><span class="txtColor-base"><span class="txtSize-base">積み立てた資産は原則60歳から受け取れます。その際に受取方法を一括受け取り（一時金）か分割受け取り（年金）から選択できます。いずれの方法を選んでも一定額まで税金がかかりません。</span></span></p> </div></div> <div class="table parbase aem-GridColumn aem-GridColumn--default--12"> <div class=""><table class="tableElem vertical"> <colgroup><col style="width: 30%;"/><col style="width: 60%;"/></colgroup> <tr class="table-row"> <td class="bgColor-lightOrange" ><div class="responsivegrid"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="paragraph parbase aem-GridColumn aem-GridColumn--default--12"> <div class="align-center "> <p><span class="txtColor-base"><span class="txtSize-base"><b>一括受け取りの場合</b></span></span></p> </div></div> </div> </div> </td><td ><div class="responsivegrid"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="paragraph parbase aem-GridColumn aem-GridColumn--default--12"> <div> <p><span class="txtColor-base"><span class="txtSize-base">30年間積み立てた場合最大1,500万円まで税金がかかりません。</span></span></p> </div></div> <div class="list-unordered parbase aem-GridColumn aem-GridColumn--default--12"> <ul class="list-u-kome txtSize-mSmall txtColor-base margin-t-5 margin-r-0 margin-b-0 margin-l-0 "> <li>積み立て期間により非課税金額は異なります。 <div> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> </div> </div> </li> </ul> </div> </div> </div> </td></tr><tr class="table-row"> <td class="bgColor-lightOrange" ><div class="responsivegrid"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="paragraph parbase aem-GridColumn aem-GridColumn--default--12"> <div class="align-center "> <p><span class="txtColor-base"><span class="txtSize-base"><b>分割受け取りの場合</b></span></span></p> </div></div> </div> </div> </td><td ><div class="responsivegrid"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="paragraph parbase aem-GridColumn aem-GridColumn--default--12"> <div> <p><span class="txtColor-base"><span class="txtSize-base">65歳から受け取りの場合ほかの公的年金と合算して年110万円まで税金がかかりません。</span></span></p> </div></div> <div class="list-unordered parbase aem-GridColumn aem-GridColumn--default--12"> <ul class="list-u-kome txtSize-mSmall txtColor-base margin-t-5 margin-r-0 margin-b-0 margin-l-0 "> <li>受け取り開始年齢により非課税金額は異なります。 <div> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> </div> </div> </li> </ul> </div> </div> </div> </td></tr> </table> </div> </div> </div> </div> </div> </div> </div> </div> <div class="heading title aem-GridColumn aem-GridColumn--default--12"> <div class="cmp-au-com-title margin-t-80 margin-t-sp-60 margin-b-20 margin-b-sp-10 margin-r-0 margin-r-sp-0 margin-l-0 margin-l-sp-0"> <h2 class="cmp-au-com-title__text" id="heading-298528c50a"> <span> お申し込みは簡単3ステップ </span> </h2> </div> </div> <div class="section-container responsivegrid aem-GridColumn aem-GridColumn--default--12"> <section class="lazyload card-section "> <div class="card-ctr "> <div class="card-display"> <div class="card parbase cardBox shdw-none cardBox-col1"> <div> <span class="cardBox-ctr bgColor-white"> <span class="cardBox-cont carousel-cont " target="_self"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="section-container responsivegrid aem-GridColumn--default--none aem-GridColumn aem-GridColumn--default--12 aem-GridColumn--offset--default--0"> <section class="lazyload layout-section alwaysDisplay text-center "> <div class="layout-ctr"> <div class="layout-display"> <div> <div class="image"> <div class="cmp-au-com-image " itemscope itemtype="http://schema.org/ImageObject"> <div class="cmp-au-com-image__wrapper"> <img id="image-bbd69c98d2" class="cmp-au-com-image__image lazyload cmp-au-com-image__image--object-fit" itemprop="contentUrl" data-original-pc="https://kddi-h.assetsadobe3.com/is/image/content/dam/au-com/finance/ideco/fi_ideco_img_30.png?scl=1&fmt=webp-alpha" data-alternative-pc="/content/dam/au-com/finance/ideco/fi_ideco_img_30.png" data-original-smp="https://kddi-h.assetsadobe3.com/is/image/content/dam/au-com/finance/ideco/fi_ideco_img_30.png?scl=1&fmt=webp-alpha" data-alternative-smp="/content/dam/au-com/finance/ideco/fi_ideco_img_30.png" alt="step1 節税シュミレーションをしてWEBから申込資料請求（無料）step2 必要事項を記入して郵送 step3 開設完了後「auのiDeCo」アプリにログインして利用開始"/> <script type="text/javascript"> responsiveImage.lazyload('image\u002Dbbd69c98d2', false); </script> </div> </div> </div> <div class="new section aem-Grid-newComponent"> </div> </div> </div> </div> </section> </div> </div> </span> </span> </div> </div> <div class="new section aem-Grid-newComponent"> </div> </div> </div> </section> </div> <div class="paragraph parbase aem-GridColumn aem-GridColumn--default--12"> <div class="align-center margin-t-20 margin-r-0 margin-b-10 margin-l-0 "> <p><span class="txtColor-auOrange"><b><span class="txtSize-large">気になるあなたの節税額は？</span></b></span></p> </div></div> <div class="section-container responsivegrid aem-GridColumn--default--none aem-GridColumn--phone--none aem-GridColumn--phone--12 aem-GridColumn aem-GridColumn--default--6 aem-GridColumn--offset--default--3 aem-GridColumn--offset--phone--0"> <section class="lazyload layout-section padding-r-5 padding-l-5 padding-r-sp-35 padding-l-sp-35 alwaysDisplay "> <div class="layout-ctr"> <div class="layout-display"> <div> <div class="button cmp-au-com-button__btn__auOrange cmp-au-com-button__btn__full cmp-au-com-button__btn__center cmp-au-com-button__font__base cmp-au-com-button__icon__window"> <a id="button-ebb12c7798" href="https://ideco.kddi-am.com/simulation/?utm_source=kddi&utm_medium=aucomsite&utm_campaign=bottom#anker_calc" class="cmp-au-com-button margin-t-0 margin-t-sp-0 margin-b-60 margin-b-sp-30 margin-r-0 margin-r-sp-0 margin-l-0 margin-l-sp-0 " target="_blank"> <span class="cmp-button__text">まずは節税シミュレーション！</span> </a> </div> <div class="new section aem-Grid-newComponent"> </div> </div> </div> </div> </section> </div> <div class="section-container responsivegrid aem-GridColumn aem-GridColumn--default--12"> <section id="ideco_app" class="lazyload card-section alwaysDisplay "> <div class="card-ctr "> <div class="card-display"> <div class="card parbase cardBox cardBox-col1"> <div> <span class="cardBox-ctr bgColor-white"> <span class="cardBox-cont carousel-cont padding-t-30 padding-b-30 padding-r-30 padding-l-30 padding-t-sp-20 padding-b-sp-20 padding-r-sp-10 padding-l-sp-10" target="_self"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="section-container section-container-v2 cmp-au-com-container__layout__flex cmp-au-com-container__align__center cmp-au-com-container__flex__alignitems__middle aem-GridColumn aem-GridColumn--default--12"> <section id="section-container-da928cd2bb" class="cmp-container cmp-au-com-container lazyload margin-t-0 margin-b-30 margin-r-0 margin-l-0 alwaysDisplay"> <div class="cmp-au-com-container__contents"> <div class="section-container section-container-v2 cmp-au-com-container__width__6layout__responsive"> <section id="section-container-22e2a22875" class="cmp-container cmp-au-com-container lazyload "> <div class="cmp-au-com-container__contents"> <div class="image cmp-au-com-image__image__right"> <div class="cmp-au-com-image margin-t-0 margin-b-0 margin-r-10 margin-l-0 " itemscope itemtype="http://schema.org/ImageObject"> <div class="cmp-au-com-image__wrapper"> <img id="image-0805e958e5" class="cmp-au-com-image__image lazyload cmp-au-com-image__image--object-fit" itemprop="contentUrl" data-original-pc="https://kddi-h.assetsadobe3.com/is/image/content/dam/au-com/finance/ideco/fi_ideco_icon_02.png?scl=1&fmt=webp-alpha" data-alternative-pc="/content/dam/au-com/finance/ideco/fi_ideco_icon_02.png" data-original-smp="https://kddi-h.assetsadobe3.com/is/image/content/dam/au-com/finance/ideco/fi_ideco_icon_02.png?scl=1&fmt=webp-alpha" data-alternative-smp="/content/dam/au-com/finance/ideco/fi_ideco_icon_02.png" alt=""/> <script type="text/javascript"> responsiveImage.lazyload('image\u002D0805e958e5', false); </script> </div> </div> </div> </div> </section> </div> <div class="section-container section-container-v2 cmp-au-com-container__width__4layout__responsive"> <section id="section-container-d844dddd17" class="cmp-container cmp-au-com-container lazyload "> <div class="cmp-au-com-container__contents"> <div class="paragraph text cmp-au-com-text__align__left"> <div class="cmp-text cmp-au-com-text margin-t-10 margin-b-0 margin-r-0 margin-l-0 " id="paragraph-597981299a"> <p><span class="txtColor-base"><b><span class="txtSize-large">auのiDeCoアプリ</span></b></span></p> </div> </div> </div> </section> </div> </div> </section> </div> <div class="memo text parbase aem-GridColumn aem-GridColumn--default--12"> </div> <div class="paragraph parbase aem-GridColumn aem-GridColumn--default--12"> <div class="align-center margin-t-0 margin-t-sp-0 margin-r-0 margin-r-sp-0 margin-b-30 margin-b-sp-15 margin-l-0 margin-l-sp-0"> 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href="https://ideco.kddi-am.com/ideco/combined/?utm_source=au.com&utm_medium=owned_regular&utm_content=kddi&utm_campaign=ideco_banner_iDeCoNISA_202402" target="_blank"> <img id="image-71e6e9172e" class="cmp-au-com-image__image lazyload cmp-au-com-image__image--object-fit" itemprop="contentUrl" data-original-pc="https://kddi-h.assetsadobe3.com/is/image/content/dam/au-com/finance/ideco/fi_ideco_bnr_58.png?scl=1&fmt=webp-alpha" data-alternative-pc="/content/dam/au-com/finance/ideco/fi_ideco_bnr_58.png" data-original-smp="https://kddi-h.assetsadobe3.com/is/image/content/dam/au-com/finance/ideco/fi_ideco_bnr_58.png?scl=1&fmt=webp-alpha" data-alternative-smp="/content/dam/au-com/finance/ideco/fi_ideco_bnr_58.png" alt="iDeCoとNISAの違い、併用がオススメな理由とは？auのiDeCoをぜひご検討ください"/> <script type="text/javascript"> responsiveImage.lazyload('image\u002D71e6e9172e', false); </script> </a> </div> </div> </div> <div class="section-container responsivegrid aem-GridColumn aem-GridColumn--default--12"> <section 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target="_blank">auわんにゃんサポート</a></li> <li><a href="/life/bicycle-support/" class="link-white" onclick="trEventClick(this,'【click】global_menu','detail_text_life-bicycle-insurance','');">au自転車サポート</a></li> </ul> </div> </div> <div class="megaMenuPc-box"> <div class="megaMenuPc-icon"> <img src="https://kddi-h.assetsadobe3.com/is/image/content/dam/au-com/designs/icon/icon_contents_white.png?fmt=png-alpha&scl=1" alt=""/> </div> <div class="megaMenuPc-menu"> <a href="/entertainment/" class="link-white megaMenuPc-ttl" onclick="trEventClick(this,'【click】global_menu','detail_text_entertainment','');">エンタメ TOP</a> <ul class="megaMenuPc-list"> <li><a href="/entertainment/smartpass/" class="link-white" onclick="trEventClick(this,'【click】global_menu','detail_text_entertainment-smartpass','');">Pontaパス（旧auスマートパスプレミアム）</a></li> <li><a href="/entertainment/?tabopen=tab_video#anc_01" class="link-white" onclick="trEventClick(this,'【click】global_menu','detail_text_entertainment-movie','');">映像</a></li> <li><a href="/entertainment/?tabopen=tab_music#anc_01" class="link-white" onclick="trEventClick(this,'【click】global_menu','detail_text_entertainment-music','');">音楽</a></li> <li><a href="/entertainment/?tabopen=tab_book#anc_01" class="link-white" onclick="trEventClick(this,'【click】global_menu','detail_text_entertainment-book','');">書籍</a></li> <li><a href="/entertainment/newspass/" class="link-white" onclick="trEventClick(this,'【click】global_menu','detail_text_entertainment-news','');">ニュース</a></li> <li><a href="/entertainment/cloudgame/" class="link-white" onclick="trEventClick(this,'【click】global_menu','detail_text_entertainment-game','');">ゲーム</a></li> <li><a href="/entertainment/googleone/" class="link-white" onclick="trEventClick(this,'【click】global_menu','detail_text_entertainment-cloud','');">クラウド</a></li> </ul> </div> </div> <div class="megaMenuPc-box"> <div class="megaMenuPc-icon"> <img src="https://kddi-h.assetsadobe3.com/is/image/content/dam/au-com/designs/icon/icon_wallet_white.png?fmt=png-alpha&scl=1" alt=""/> </div> <div class="megaMenuPc-menu"> <a href="/shopping/" class="link-white megaMenuPc-ttl" onclick="trEventClick(this,'【click】global_menu','detail_text_shopping','');">ショッピング TOP</a> <ul class="megaMenuPc-list"> <li><a href="/shopping/wowma/" class="link-white" onclick="trEventClick(this,'【click】global_menu','detail_text_shopping-aupaymarket','');">au PAY マーケット（総合通販） </a></li> <li><a href="/mobile/onlineshop/" class="link-white" onclick="trEventClick(this,'【click】global_menu','detail_text_shopping-onlineshop','');">au Online Shop</a></li> </ul> </div> </div> <div class="megaMenuPc-box"> <div class="megaMenuPc-icon"> <img src="https://kddi-h.assetsadobe3.com/is/image/content/dam/au-com/designs/icon/icon_payment2_white.png?fmt=png-alpha&scl=1" alt=""/> </div> <div class="megaMenuPc-menu"> <a href="/payment/" class="link-white megaMenuPc-ttl" onclick="trEventClick(this,'【click】global_menu','detail_text_payment','');">ポイント・決済 TOP</a> <ul class="megaMenuPc-list"> <li><a href="/payment/point/" class="link-white" onclick="trEventClick(this,'【click】global_menu','detail_text_payment-point','');">Pontaポイント</a></li> <li><a href="/payment/aupay/" class="link-white" onclick="trEventClick(this,'【click】global_menu','detail_text_payment-aupay','');">au PAY（コード支払い/ネット支払い）</a></li> <li><a href="/payment/prepaid/" class="link-white" onclick="trEventClick(this,'【click】global_menu','detail_text_payment-prepaid','');">au PAY プリペイドカード</a></li> <li><a href="/payment/card/" class="link-white" onclick="trEventClick(this,'【click】global_menu','detail_text_payment-card','');">au PAY カード</a></li> <li><a href="/payment/easy/" class="link-white" onclick="trEventClick(this,'【click】global_menu','detail_text_payment-easy','');">auかんたん決済</a></li> </ul> </div> </div> <div class="megaMenuPc-box"> <div class="megaMenuPc-icon"> <img src="https://kddi-h.assetsadobe3.com/is/image/content/dam/au-com/designs/icon/icon_denki_white.png?fmt=png-alpha&scl=1" alt=""/> </div> <div class="megaMenuPc-menu"> <a href="https://www.au.com/energy/" class="link-white megaMenuPc-ttl" onclick="trEventClick(this,'【click】global_menu','detail_text_energy','');">auでんき TOP</a> <ul class="megaMenuPc-list"> <li><a href="https://www.au.com/energy/denki/merit/plan/" class="link-white link-external" target="_blank" onclick="trEventClick(this,'【click】global_menu','detail_text_energy-plan','');">料金プラン</a></li> <li><a href="https://energy.auone.jp/denki/cs" class="link-white link-external" target="_blank" onclick="trEventClick(this,'【click】global_menu','detail_text_energy-support','');">ご契約者向けサポート</a></li> <li><a href="https://energy.auone.jp/denki/merit/moving/" class="link-white link-external" target="_blank" onclick="trEventClick(this,'【click】global_menu','detail_text_energy-moving','');">お引っ越しのご案内</a></li> <li><a href="https://www.au.com/energy/gas/" class="link-white link-external" target="_blank" onclick="trEventClick(this,'【click】global_menu','detail_text_energy-gas','');">ガスのご案内</a></li> </ul> </div> </div> <div class="megaMenuPc-box"> <div class="megaMenuPc-icon"> <img src="https://kddi-h.assetsadobe3.com/is/image/content/dam/au-com/designs/icon/icon_hoken_white.png?fmt=png-alpha&scl=1" alt=""/> </div> <div class="megaMenuPc-menu"> <a href="/finance/" class="link-white megaMenuPc-ttl" onclick="trEventClick(this,'【click】global_menu','detail_text_finance','');">auの金融・保険サービス TOP</a> <ul class="megaMenuPc-list"> <li><a href="/finance/life-insurance/" class="link-white" onclick="trEventClick(this,'【click】global_menu','detail_text_finance-life-insurance','');">auの生命ほけん</a></li> <li><a href="/finance/nonlife-insurance/" class="link-white" onclick="trEventClick(this,'【click】global_menu','detail_text_finance-nonlife-insurance','');">auの損害ほけん</a></li> <li><a href="/finance/ideco/" class="link-white" onclick="trEventClick(this,'【click】global_menu','detail_text_finance-ideco','');">auのiDeCo</a></li> <li><a href="/finance/asset/" class="link-white" onclick="trEventClick(this,'【click】global_menu','detail_text_finance-asset','');">auの資産運用</a></li> <li><a href="/finance/loan/housing/" class="link-white" onclick="trEventClick(this,'【click】global_menu','detail_text_finance-housing','');">auの住宅ローン</a></li> <li><a href="/finance/primebank/" class="link-white" onclick="trEventClick(this,'【click】global_menu','detail_text_finance-primebank','');">auじぶん銀行</a></li> </ul> </div> </div> <div class="megaMenuPc-box"> <div class="megaMenuPc-icon"> <img src="https://kddi-h.assetsadobe3.com/is/image/content/dam/au-com/designs/icon/icon_healthcare_white.png?fmt=png-alpha&scl=1" alt=""/> </div> <div class="megaMenuPc-menu"> <a href="https://wellness.auone.jp/?medid=au&serial=entertainment&srcid=banner" target="_blank" class="link-white megaMenuPc-ttl link-external" onclick="trEventClick(this,'【click】global_menu','detail_text_healthcare','');">ヘルスケア TOP</a> </div> </div> </div>    <a class="jsc-megaMenu-close js-megaMenuPc-closeBtn" href="javascript:void(0)"><span>x</span>  </a> </div> <div class="megaMenu jsc-megaMenu-target"> <div class="megaMenuSmp" id="jsi-drawer-navigation"> <div class="megaMenuSmp-inner jsc-scrollable" id="jsi-drawer-navigation-inner"> <div class="megaMenuSmp-header"> <a href="#" class="js-megaMenuSmp-closeBtn jsc-drawer-close-btn"><span class="iconElem"><img class="img-responsive" src="https://kddi-h.assetsadobe3.com/is/image/content/dam/au-com/designs/icon/icon_close_gray_large.png?fmt=png-alpha&scl=1" alt="閉じる"/></span></a> <div id="searchContentSmp" class="searchAreaSmp">  <form name="SS_searchForm6" id="SS_searchForm6" action="https://site-search.kddi.com/search" method="get" enctype="application/x-www-form-urlencoded"> <input name="site" value="2KZ9WLFD" type="hidden"> <input name="charset" value="UTF-8" type="hidden"> <input name="design" value="24" type="hidden"> <input name="group" value="33" type="hidden"> <input name="ref" value="au" type="hidden"> <input autocomplete="off" name="query" value="" id="SS_searchQuery6" class="search-kw searchAreaSmp-txtInput" placeholder="検索キーワードを入力" type="text" aria-label="サイト内検索"> <input name="submit" id="SS_searchSubmit6" class="searchAreaSmp-submitBtn" src="https://kddi-h.assetsadobe3.com/is/image/content/dam/au-com/designs/icon/icon_search.png?fmt=png-alpha&scl=1" alt="検索" type="image" onclick="trEventClick(this,'【click】global_menu','detail_text_search','');" /> </form>  </div> </div> <div class="megaMenuSmp-navContainer"> <div class="megaMenuSmp-mainNav"> <dl class="megaMenuSmp-mainNav-contents" id="jsi-menu-list-slider"> <dt class="megaMenuSmp-mainNav-ttl megaMenuSmp-mainNav-ttl-has-children js-megaMenuSmp-openProductNav jsc-menu-list-slider-trigger" data-menu-list-target="product"><a href="javascript:void(0)" onclick="trEventClick(this,'【click】global_menu','detail_text_service','');">商品・サービス</a></dt> <dd class="megaMenuSmp-select isHide" id="jsi-menu-list-slider-target-product"> <dl class="megaMenuSmp-accordion jsc-accordion"> <dt class="megaMenuSmp-selectTtl jsc-accordion-trigger"> <a href="javascript:void(0)" onclick="trEventClick(this,'【click】global_menu','detail_text_mobile-accordion','');"> <span class="iconElem megaMenuSmp-selectIcon"><img class="img-responsive" src="https://kddi-h.assetsadobe3.com/is/image/content/dam/au-com/designs/icon/icon_smartphone_gray.png?fmt=png-alpha&scl=1" alt=""/></span>スマートフォン・携帯電話 </a> </dt> <dd class="accordion-cont jsc-accordion-target"> <ul class="megaMenuSmp-selectList"> <li><a href="/mobile/" onclick="trEventClick(this,'【click】global_menu','detail_text_mobile','');">スマートフォン・携帯電話 TOP</a></li> <li><a href="/mobile/product/smartphone/" onclick="trEventClick(this,'【click】global_menu','detail_text_mobile-smartphone','');">Android</a></li> <li><a href="/iphone/" onclick="trEventClick(this,'【click】global_menu','detail_text_mobile-iphone','');">iPhone</a></li> <li><a href="/ipad/" onclick="trEventClick(this,'【click】global_menu','detail_text_mobile-ipad','');">iPad</a></li> <li><a href="/mobile/charge/" onclick="trEventClick(this,'【click】global_menu','detail_text_mobile-charge','');">料金・割引</a></li> <li><a href="/mobile/service/" onclick="trEventClick(this,'【click】global_menu','detail_text_mobile-service','');">サービス・機能</a></li> <li><a href="/mobile/area/" onclick="trEventClick(this,'【click】global_menu','detail_text_mobile-area','');">エリア</a></li> <li><a href="/mobile/campaign/" onclick="trEventClick(this,'【click】global_menu','detail_text_mobile-campaign','');">キャンペーン</a></li> <li><a href="https://school.au.com/?medid=au&serial=global_navi&srcid=074" target="_blank" onclick="trEventClick(this,'【click】global_menu','detail_text_mobile-school','');">スマホ教室</a></li> </ul> </dd> </dl> <dl class="megaMenuSmp-accordion jsc-accordion"> <dt class="megaMenuSmp-selectTtl jsc-accordion-trigger"> <a href="javascript:void(0)" onclick="trEventClick(this,'【click】global_menu','detail_text_internet-accordion','');"> <span class="iconElem megaMenuSmp-selectIcon"><img class="img-responsive" src="https://kddi-h.assetsadobe3.com/is/image/content/dam/au-com/designs/icon/icon_internet_gray.png?fmt=png-alpha&scl=1" alt=""/></span>インターネット回線 </a> </dt> <dd class="accordion-cont jsc-accordion-target"> <ul class="megaMenuSmp-selectList"> <li><a href="/internet/" class="headerServiceDetailsMenu-link" onclick="trEventClick(this,'【click】global_menu','detail_text_internet','');">インターネット回線 TOP</a></li> <li><a href="/internet/auhikari_10-5g/" class="headerServiceDetailsMenu-link" onclick="trEventClick(this,'【click】global_menu','detail_text_internet-auhikari-10-5g','');">auひかりホーム10ギガ・5ギガ</a></li> <li><a href="/internet/auhikari_1g/" class="headerServiceDetailsMenu-link" onclick="trEventClick(this,'【click】global_menu','detail_text_internet-auhikari-1g','');">auひかりホーム1ギガ</a></li> <li><a href="/internet/mansion/" class="headerServiceDetailsMenu-link" onclick="trEventClick(this,'【click】global_menu','detail_text_internet-auhikari-mansion','');">auひかりマンション</a></li> <li><a href="/internet/auonenet/" class="headerServiceDetailsMenu-link" onclick="trEventClick(this,'【click】global_menu','detail_text_internet-auonenet','');">au one net</a></li> <li><a href="/internet/application/" class="headerServiceDetailsMenu-link" onclick="trEventClick(this,'【click】global_menu','detail_text_internet-application','');">お申し込み・コース変更</a></li> </ul> </dd> </dl> <dl class="megaMenuSmp-accordion jsc-accordion"> <dt class="megaMenuSmp-selectTtl jsc-accordion-trigger"> <a href="javascript:void(0)" onclick="trEventClick(this,'【click】global_menu','detail_text_life-accordion','');"> <span class="iconElem megaMenuSmp-selectIcon"><img class="img-responsive" src="https://kddi-h.assetsadobe3.com/is/image/content/dam/au-com/designs/icon/icon_home_gray.png?fmt=png-alpha&scl=1" alt=""/></span>くらしのサービス </a> </dt> <dd class="accordion-cont jsc-accordion-target"> <ul class="megaMenuSmp-selectList"> <li><a href="/life/" class="headerServiceDetailsMenu-link" onclick="trEventClick(this,'【click】global_menu','detail_text_life','');">くらしのサービス TOP</a></li> <li><a href="/life/auhome/" class="headerServiceDetailsMenu-link" onclick="trEventClick(this,'【click】global_menu','detail_text_life-auhome','');">au HOME</a></li> <li><a href="/life/ouchi-anshin/" class="headerServiceDetailsMenu-link" onclick="trEventClick(this,'【click】global_menu','detail_text_life-ouchi-anshin','');">auおうちあんしんサポート</a></li> <li><a href="https://pet.life-kurashi.au.com/" class="headerServiceDetailsMenu-link link-external" target="_blank">auわんにゃんサポート</a></li> <li><a href="/life/bicycle-support/" class="headerServiceDetailsMenu-link" onclick="trEventClick(this,'【click】global_menu','detail_text_life-bicycle-insurance','');">au自転車サポート</a></li> </ul> </dd> </dl> <dl class="megaMenuSmp-accordion jsc-accordion"> <dt class="megaMenuSmp-selectTtl jsc-accordion-trigger"> <a href="javascript:void(0)" onclick="trEventClick(this,'【click】global_menu','detail_text_entertainment-accordion','');"> <span class="iconElem megaMenuSmp-selectIcon"><img class="img-responsive" src="https://kddi-h.assetsadobe3.com/is/image/content/dam/au-com/designs/icon/icon_contents_gray.png?fmt=png-alpha&scl=1" alt=""/></span>エンタメ </a> </dt> <dd class="accordion-cont jsc-accordion-target"> <ul class="megaMenuSmp-selectList"> <li><a href="/entertainment/" class="headerServiceDetailsMenu-link" onclick="trEventClick(this,'【click】global_menu','detail_text_entertainment','');">エンタメ TOP</a></li> <li><a href="/entertainment/smartpass/" class="headerServiceDetailsMenu-link" onclick="trEventClick(this,'【click】global_menu','detail_text_entertainment-smartpass','');">Pontaパス（旧auスマートパスプレミアム）</a></li> <li><a href="/entertainment/?tabopen=tab_video#anc_01" class="headerServiceDetailsMenu-link" onclick="trEventClick(this,'【click】global_menu','detail_text_entertainment-movie','');">映像</a></li> <li><a href="/entertainment/?tabopen=tab_music#anc_01" class="headerServiceDetailsMenu-link" onclick="trEventClick(this,'【click】global_menu','detail_text_entertainment-music','');">音楽</a></li> <li><a href="/entertainment/?tabopen=tab_book#anc_01" class="headerServiceDetailsMenu-link" onclick="trEventClick(this,'【click】global_menu','detail_text_entertainment-book','');">書籍</a></li> <li><a href="/entertainment/newspass/" class="headerServiceDetailsMenu-link" onclick="trEventClick(this,'【click】global_menu','detail_text_entertainment-news','');">ニュース</a></li> <li><a href="/entertainment/cloudgame/" class="headerServiceDetailsMenu-link" onclick="trEventClick(this,'【click】global_menu','detail_text_entertainment-game','');">ゲーム</a></li> <li><a href="/entertainment/googleone/" class="headerServiceDetailsMenu-link" onclick="trEventClick(this,'【click】global_menu','detail_text_entertainment-cloud','');">クラウド</a></li> </ul> </dd> </dl> <dl class="megaMenuSmp-accordion jsc-accordion"> <dt class="megaMenuSmp-selectTtl jsc-accordion-trigger"> <a href="javascript:void(0)" onclick="trEventClick(this,'【click】global_menu','detail_text_shopping-accordion','');"> <span class="iconElem megaMenuSmp-selectIcon"><img class="img-responsive" src="https://kddi-h.assetsadobe3.com/is/image/content/dam/au-com/designs/icon/icon_wallet_gray.png?fmt=png-alpha&scl=1" alt=""/></span>ショッピング </a> </dt> <dd class="accordion-cont jsc-accordion-target"> <ul class="megaMenuSmp-selectList"> <li><a href="/shopping/" class="headerServiceDetailsMenu-link" onclick="trEventClick(this,'【click】global_menu','detail_text_shopping','');">ショッピング TOP</a></li> <li><a href="/shopping/wowma/" class="headerServiceDetailsMenu-link" onclick="trEventClick(this,'【click】global_menu','detail_text_shopping-aupaymarket','');">au PAY マーケット（総合通販） </a></li> <li><a href="/mobile/onlineshop/" class="headerServiceDetailsMenu-link" onclick="trEventClick(this,'【click】global_menu','detail_text_shopping-onlineshop','');">au Online Shop</a></li> </ul> </dd> </dl> <dl class="megaMenuSmp-accordion jsc-accordion"> <dt class="megaMenuSmp-selectTtl jsc-accordion-trigger"> <a href="javascript:void(0)" onclick="trEventClick(this,'【click】global_menu','detail_text_payment-accordion','');"> <span class="iconElem megaMenuSmp-selectIcon"><img class="img-responsive" src="https://kddi-h.assetsadobe3.com/is/image/content/dam/au-com/designs/icon/icon_payment2_gray.png?fmt=png-alpha&scl=1" alt=""/></span>ポイント・決済 </a> </dt> <dd class="accordion-cont jsc-accordion-target"> <ul class="megaMenuSmp-selectList"> <li><a href="/payment/" class="headerServiceDetailsMenu-link" onclick="trEventClick(this,'【click】global_menu','detail_text_payment','');">ポイント・決済 TOP</a></li> <li><a href="/payment/point/" class="headerServiceDetailsMenu-link" onclick="trEventClick(this,'【click】global_menu','detail_text_payment-point','');">Pontaポイント</a></li> <li><a href="/payment/aupay/" class="headerServiceDetailsMenu-link" onclick="trEventClick(this,'【click】global_menu','detail_text_payment-aupay','');">au PAY（コード支払い/ネット支払い）</a></li> <li><a href="/payment/prepaid/" class="headerServiceDetailsMenu-link" onclick="trEventClick(this,'【click】global_menu','detail_text_payment-prepaid','');">au PAY プリペイドカード</a></li> <li><a href="/payment/card/" class="headerServiceDetailsMenu-link" onclick="trEventClick(this,'【click】global_menu','detail_text_payment-card','');">au PAY カード</a></li> <li><a href="/payment/easy/" class="headerServiceDetailsMenu-link" onclick="trEventClick(this,'【click】global_menu','detail_text_payment-easy','');">auかんたん決済</a></li> </ul> </dd> </dl> <dl class="megaMenuSmp-accordion jsc-accordion"> <dt class="megaMenuSmp-selectTtl jsc-accordion-trigger"> <a href="javascript:void(0)" onclick="trEventClick(this,'【click】global_menu','detail_text_energy-accordion','');"> <span class="iconElem megaMenuSmp-selectIcon"><img class="img-responsive" src="https://kddi-h.assetsadobe3.com/is/image/content/dam/au-com/designs/icon/icon_denki_gray.png?fmt=png-alpha&scl=1" alt=""/></span>auでんき </a> </dt> <dd class="accordion-cont jsc-accordion-target"> <ul class="megaMenuSmp-selectList"> <li><a href="https://www.au.com/energy/" class="headerServiceDetailsMenu-link" onclick="trEventClick(this,'【click】global_menu','detail_text_energy','');">auでんき TOP</a></li> <li><a href="https://www.au.com/energy/denki/merit/plan/" class="headerServiceDetailsMenu-link link-external" target="_blank" onclick="trEventClick(this,'【click】global_menu','detail_text_energy-plan','');">料金プラン</a></li> <li><a href="https://energy.auone.jp/denki/cs" class="headerServiceDetailsMenu-link link-external" target="_blank" onclick="trEventClick(this,'【click】global_menu','detail_text_energy-support','');">ご契約者向けサポート</a></li> <li><a href="https://energy.auone.jp/denki/merit/moving/" class="headerServiceDetailsMenu-link link-external" target="_blank" onclick="trEventClick(this,'【click】global_menu','detail_text_energy-moving','');">お引っ越しのご案内</a></li> <li><a href="https://www.au.com/energy/gas/" class="headerServiceDetailsMenu-link link-external" target="_blank" onclick="trEventClick(this,'【click】global_menu','detail_text_energy-gas','');">ガスのご案内</a></li> </ul> </dd> </dl> <dl class="megaMenuSmp-accordion jsc-accordion"> <dt class="megaMenuSmp-selectTtl jsc-accordion-trigger"> <a href="javascript:void(0)" onclick="trEventClick(this,'【click】global_menu','detail_text_finance-accordion','');"> <span class="iconElem megaMenuSmp-selectIcon"><img class="img-responsive" src="https://kddi-h.assetsadobe3.com/is/image/content/dam/au-com/designs/icon/icon_hoken_gray.png?fmt=png-alpha&scl=1" alt=""/></span>auの金融・保険サービス </a> </dt> <dd class="accordion-cont jsc-accordion-target"> <ul class="megaMenuSmp-selectList"> <li><a href="/finance/" class="headerServiceDetailsMenu-link" onclick="trEventClick(this,'【click】global_menu','detail_text_finance','');">auの金融・保険サービス TOP</a></li> <li><a href="/finance/life-insurance/" class="headerServiceDetailsMenu-link" onclick="trEventClick(this,'【click】global_menu','detail_text_finance-life-insurance','');">auの生命ほけん</a></li> <li><a href="/finance/nonlife-insurance/" class="headerServiceDetailsMenu-link" onclick="trEventClick(this,'【click】global_menu','detail_text_finance-nonlife-insurance','');">auの損害ほけん</a></li> <li><a href="/finance/ideco/" class="headerServiceDetailsMenu-link" onclick="trEventClick(this,'【click】global_menu','detail_text_finance-ideco','');">auのiDeCo</a></li> <li><a href="/finance/asset/" 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