Carchex Review: Cost, Coverage and More (November 2024)

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<script type="application/ld+json" id="article-schema">{ "@context": "https:\/\/schema.org", "@type": "Article", "publisher": { "@type": "Organization", "name": "MarketWatch - Guides" }, "name": "Carchex Reviews", "headline": "Carchex Review: Cost, Coverage and More (November 2024)", "description": "We give Carchex an overall rating of 9.1 out of 10 and our Best Industry Reputation award for 2024 based on its transparency and strong customer service.", "image": "https:\/\/d2tez01fe91909.cloudfront.net\/wp-content\/uploads\/2021\/10\/carchex-reviews_Adobe-Stock_PiyawatNandeenoparit.jpeg", "datePublished": "2021-10-12T19:29:01-04:00", "dateModified": "2024-10-08T08:09:00-04:00", "author": [ { "@type": "Person", "name": "Daniel Robinson", "url": "https:\/\/www.marketwatch.com\/guides\/authors\/daniel-robinson\/" } ] }</script> <script type="application/ld+json" id="breadcrumbs-schema">{ "@context": "https:\/\/schema.org", "@type": "BreadcrumbList", "itemListElement": [ { "@type": 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250,000 miles and excellent customer service.", "reviewRating": { "@type": "Rating", "ratingValue": "9.1", "bestRating": 10, "worstRating": "1" }, "author": [ { "@type": "Person", "name": "Daniel Robinson", "url": "https:\/\/www.marketwatch.com\/guides\/authors\/daniel-robinson\/" } ], "positiveNotes": { "@type": "ItemList", "itemListElement": [ { "@type": "ListItem", "position": 1, "name": "<p>Covers vehicles for up to 250,000 miles<\/p>\n" }, { "@type": "ListItem", "position": 2, "name": "<p>Strong customer service reputation<\/p>\n" }, { "@type": "ListItem", "position": 3, "name": "<p>30-day money-back guarantee<\/p>\n" } ] }, "negativeNotes": { "@type": "ItemList", "itemListElement": [ { "@type": "ListItem", "position": 1, "name": "<p>Service can vary by administrator<\/p>\n" }, { "@type": "ListItem", "position": 2, "name": "<p>Cancellation fee<\/p>\n" } ] } } }</script> <div class="c-sticky-banner mobile desktop top"> <div class="wrapper"> <button class="close" aria-label="Close 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Loans</strong> <div class="category-subcategories"> <div class="category-subcategory"> <strong class="category-subcategory-title">Personal Loan Articles</strong> <div class="category-subcategory-links"> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/personal-loans/best-personal-loans/" class="category-subcategory-link"> Best Personal Loans </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/personal-loans/best-fast-personal-loans/" class="category-subcategory-link"> Best Fast Personal Loans </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/personal-loans/debt-consolidation-loan/" class="category-subcategory-link"> Best Debt Consolidation Loans </a> </span> <span class="category-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/personal-loans/best-personal-loans-for-fair-credit/" 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We might earn a commission from links in this content. <a href="https://www.marketwatch.com/guides/reviews-team/">Learn More</a></p> </div> </div> <style> .infographic-widget .header-text { font-size: 42px; line-height: 52px; } .infographic-widget .sub-header-text { font-size: 18px; line-height: 29px; } .infographic-widget .content-item .icon-sub-title { font-size: 18px; line-height: 29px; } @media (max-width: 520px){ .infographic-widget .content-item .icon-box img { height: 70px; width: 100%; }} </style> <main> <div class="c-article-hero design-6 background-white"> <div class="wrapper"> <div class="c-article-hero-top text-dark"> <nav class="c-breadcrumbs "> <a href="https://www.marketwatch.com">MarketWatch</a> <a href="https://www.marketwatch.com/guides/">Guides</a> <a href="https://www.marketwatch.com/guides/car-warranty/">Car Warranty</a> </nav> <div class="hero-top-buttons"> <button type="button" class="compliance-disclosure-trigger" aria-controls="modal-compliance-disclosure"> Advertiser Disclosure </button> <div role="dialog" id="modal-compliance-disclosure" class="c-modal modal-compliance-disclosure" aria-modal="true" aria-labelledby="compliance-disclosure-title" > <div class="backdrop" aria-hidden="true" data-modal-close> </div> <div class="box"> <button type="button" class="close" data-modal-close> <div aria-hidden="true"></div> <div aria-hidden="true"></div> </button> <div class="content"> <span id="compliance-disclosure-title" class="title"> Advertiser Disclosure </span> <div class="wysiwyg"><p>MarketWatch Guides may receive compensation from companies that appear on this page. The compensation may impact how, where and in what order products appear, but it does not influence the recommendations the editorial team provides. Not all companies, products, or offers were reviewed.</p> </div> </div> </div> </div> <a href="mailto:editors@marketwatchguides.com?subject=In response to: Carchex Reviews&body=https://www.marketwatch.com/guides/car-warranty/carchex-reviews/" target="_blank" rel="noopener noreferrer" class="editorial-contact-button"> Contact Us</a> </div> </div> <div class="c-article-hero-content text-dark"> <h1>Carchex Reviews</h1> <span class="last-update"> <b>Last Updated:</b> <span itemprop="dateModified">Oct 8, 2024</span> </span> <div class="text wysiwyg"> <span style="font-weight: 400;">We give Carchex an overall rating of 9.1 out of 10 and our Best Industry Reputation award for 2024 based on its transparency and strong customer service</span></p> </div> </div> </div> </div> <div class="c-article-overview "> <div class="wrapper"> <div class="bar with-dropdown"> <div class="authors"> <div class="author"> <div class="c-picture author-photo"> <img width="38" height="38" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAJYAAACWAQAAAAAUekxPAAAAAnRSTlMAAHaTzTgAAAAaSURBVEjH7cExAQAAAMKg9U9tDQ+gAACAdwMLuAABXZHjmQAAAABJRU5ErkJggg==" class="attachment-38x38 size-38x38 lazyload ewww_webp_lazy_load" alt="Daniel Robinson headshot" loading="lazy" decoding="async" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/03/Daniel-R-150x150.jpg" data-eio-rwidth="150" data-eio-rheight="150" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/03/Daniel-R-150x150.jpg.webp" /><noscript><img width="38" height="38" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/03/Daniel-R-150x150.jpg" class="attachment-38x38 size-38x38" alt="Daniel Robinson headshot" loading="lazy" decoding="async" data-eio="l" /></noscript> </div> <div class="author-info"> <span class="author-prefix">Written by</span> <span class="author-name"> <a href="https://www.marketwatch.com/guides/authors/daniel-robinson/" target="_blank" class="author-name"> Daniel Robinson </a> <span class="c-author-box"> <span class="author-box-top"> <div class="c-picture author-box-photo"> <img width="65" height="65" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAJYAAACWAQAAAAAUekxPAAAAAnRSTlMAAHaTzTgAAAAaSURBVEjH7cExAQAAAMKg9U9tDQ+gAACAdwMLuAABXZHjmQAAAABJRU5ErkJggg==" class="attachment-65x65 size-65x65 lazyload ewww_webp_lazy_load" alt="Daniel Robinson headshot" loading="lazy" decoding="async" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/03/Daniel-R-150x150.jpg" data-eio-rwidth="150" data-eio-rheight="150" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/03/Daniel-R-150x150.jpg.webp" /><noscript><img width="65" height="65" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/03/Daniel-R-150x150.jpg" class="attachment-65x65 size-65x65" alt="Daniel Robinson headshot" loading="lazy" decoding="async" data-eio="l" /></noscript> <a href="https://www.marketwatch.com/guides/authors/daniel-robinson/" aria-label="Learn more about Daniel Robinson" title="Learn more about Daniel Robinson" class="c-link "> Learn more about Daniel Robinson</a> </div> <span> <span class="author-box-prefix">Written by</span> <a class="author-box-name" href="https://www.marketwatch.com/guides/authors/daniel-robinson/" target="_blank">Daniel Robinson</a> <span class="author-box-roles">Writer</span> </span> </span> <span class="author-box-description"><p><span style="font-weight: 400;">Daniel Robinson is a writer based in Greenville, N.C. with expertise in auto insurance, loans, warranty options and more. Away from the keyboard, Daniel spends time with his wife and son, plays guitar and obsesses over the Beatles and Baltimore Orioles.</span></p> </span> </span> </span> </div> </div> <div class="author"> <div class="c-picture author-photo"> <img width="38" height="38" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAJYAAACWAQAAAAAUekxPAAAAAnRSTlMAAHaTzTgAAAAaSURBVEjH7cExAQAAAMKg9U9tDQ+gAACAdwMLuAABXZHjmQAAAABJRU5ErkJggg==" class="attachment-38x38 size-38x38 lazyload ewww_webp_lazy_load" alt="Jessica Wackler headshot" loading="lazy" decoding="async" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Jessica-W-150x150.jpg" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Jessica-W-150x150.jpg 150w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Jessica-W-300x300.jpg 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Jessica-W-1024x1024.jpg 1024w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Jessica-W-768x768.jpg 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Jessica-W-1536x1536.jpg 1536w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Jessica-W.jpg 1920w" data-sizes="auto" data-eio-rwidth="150" data-eio-rheight="150" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Jessica-W-150x150.jpg.webp" data-srcset-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Jessica-W-150x150.jpg.webp 150w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Jessica-W-300x300.jpg.webp 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Jessica-W-1024x1024.jpg.webp 1024w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Jessica-W-768x768.jpg.webp 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Jessica-W-1536x1536.jpg.webp 1536w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Jessica-W.jpg.webp 1920w" /><noscript><img width="38" height="38" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Jessica-W-150x150.jpg" class="attachment-38x38 size-38x38" alt="Jessica Wackler headshot" loading="lazy" decoding="async" srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Jessica-W-150x150.jpg 150w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Jessica-W-300x300.jpg 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Jessica-W-1024x1024.jpg 1024w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Jessica-W-768x768.jpg 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Jessica-W-1536x1536.jpg 1536w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Jessica-W.jpg 1920w" sizes="(max-width: 38px) 100vw, 38px" data-eio="l" /></noscript> </div> <div class="author-info"> <span class="author-prefix">Edited by</span> <span class="author-name"> <a href="https://www.marketwatch.com/guides/authors/jessica-wackler/" target="_blank" class="author-name"> Jessica Wackler </a> <span class="c-author-box"> <span class="author-box-top"> <div class="c-picture author-box-photo"> <img width="65" height="65" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAJYAAACWAQAAAAAUekxPAAAAAnRSTlMAAHaTzTgAAAAaSURBVEjH7cExAQAAAMKg9U9tDQ+gAACAdwMLuAABXZHjmQAAAABJRU5ErkJggg==" class="attachment-65x65 size-65x65 lazyload ewww_webp_lazy_load" alt="Jessica Wackler headshot" loading="lazy" decoding="async" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Jessica-W-150x150.jpg" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Jessica-W-150x150.jpg 150w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Jessica-W-300x300.jpg 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Jessica-W-1024x1024.jpg 1024w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Jessica-W-768x768.jpg 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Jessica-W-1536x1536.jpg 1536w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Jessica-W.jpg 1920w" data-sizes="auto" data-eio-rwidth="150" data-eio-rheight="150" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Jessica-W-150x150.jpg.webp" data-srcset-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Jessica-W-150x150.jpg.webp 150w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Jessica-W-300x300.jpg.webp 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Jessica-W-1024x1024.jpg.webp 1024w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Jessica-W-768x768.jpg.webp 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Jessica-W-1536x1536.jpg.webp 1536w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Jessica-W.jpg.webp 1920w" /><noscript><img width="65" height="65" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Jessica-W-150x150.jpg" class="attachment-65x65 size-65x65" alt="Jessica Wackler headshot" loading="lazy" decoding="async" srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Jessica-W-150x150.jpg 150w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Jessica-W-300x300.jpg 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Jessica-W-1024x1024.jpg 1024w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Jessica-W-768x768.jpg 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Jessica-W-1536x1536.jpg 1536w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Jessica-W.jpg 1920w" sizes="(max-width: 65px) 100vw, 65px" data-eio="l" /></noscript> <a href="https://www.marketwatch.com/guides/authors/jessica-wackler/" aria-label="Learn more about Jessica Wackler" title="Learn more about Jessica Wackler" class="c-link "> Learn more about Jessica Wackler</a> </div> <span> <span class="author-box-prefix">Edited by</span> <a class="author-box-name" href="https://www.marketwatch.com/guides/authors/jessica-wackler/" target="_blank">Jessica Wackler</a> <span class="author-box-roles">Editor</span> </span> </span> <span class="author-box-description"><p>Jessica Wackler is a Chicago-based editor with expertise in multiple areas of the auto industry, including insurance, warranties and car selling and buying. In her free time, she enjoys writing sci-fi novels, visiting art museums and playing video games.</p> </span> </span> </span> </div> </div> </div> <button class="dropdown-trigger" aria-expanded="false" aria-controls="article-authors-dropdown"> <span> Our Research Process <svg viewBox="0 0 19 11" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M17.2686 1.5L9.26855 9.5L1.26855 1.5" stroke="currentColor" stroke-width="1.68067" stroke-linecap="round" stroke-linejoin="round"/> </svg> </span> </button> </div> </div> <div id="article-authors-dropdown" class="dropdown " > <div class="mobile-authors"> <div class="author"> <div class="c-picture author-photo"> <img width="38" height="38" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAJYAAACWAQAAAAAUekxPAAAAAnRSTlMAAHaTzTgAAAAaSURBVEjH7cExAQAAAMKg9U9tDQ+gAACAdwMLuAABXZHjmQAAAABJRU5ErkJggg==" class="attachment-38x38 size-38x38 lazyload ewww_webp_lazy_load" alt="Jessica Wackler headshot" loading="lazy" decoding="async" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Jessica-W-150x150.jpg" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Jessica-W-150x150.jpg 150w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Jessica-W-300x300.jpg 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Jessica-W-1024x1024.jpg 1024w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Jessica-W-768x768.jpg 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Jessica-W-1536x1536.jpg 1536w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Jessica-W.jpg 1920w" data-sizes="auto" data-eio-rwidth="150" data-eio-rheight="150" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Jessica-W-150x150.jpg.webp" data-srcset-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Jessica-W-150x150.jpg.webp 150w, 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https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Jessica-W-1024x1024.jpg 1024w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Jessica-W-768x768.jpg 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Jessica-W-1536x1536.jpg 1536w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Jessica-W.jpg 1920w" sizes="(max-width: 38px) 100vw, 38px" data-eio="l" /></noscript> </div> <div class="author-info"> <span class="author-prefix">Edited by</span> <span class="author-name"> <a href="https://www.marketwatch.com/guides/authors/jessica-wackler/" target="_blank" class="author-name"> Jessica Wackler </a> <span class="c-author-box"> <span class="author-box-top"> <div class="c-picture author-box-photo"> <img width="65" height="65" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAJYAAACWAQAAAAAUekxPAAAAAnRSTlMAAHaTzTgAAAAaSURBVEjH7cExAQAAAMKg9U9tDQ+gAACAdwMLuAABXZHjmQAAAABJRU5ErkJggg==" class="attachment-65x65 size-65x65 lazyload ewww_webp_lazy_load" alt="Jessica Wackler headshot" loading="lazy" decoding="async" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Jessica-W-150x150.jpg" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Jessica-W-150x150.jpg 150w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Jessica-W-300x300.jpg 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Jessica-W-1024x1024.jpg 1024w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Jessica-W-768x768.jpg 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Jessica-W-1536x1536.jpg 1536w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Jessica-W.jpg 1920w" data-sizes="auto" data-eio-rwidth="150" data-eio-rheight="150" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Jessica-W-150x150.jpg.webp" data-srcset-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Jessica-W-150x150.jpg.webp 150w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Jessica-W-300x300.jpg.webp 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Jessica-W-1024x1024.jpg.webp 1024w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Jessica-W-768x768.jpg.webp 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Jessica-W-1536x1536.jpg.webp 1536w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Jessica-W.jpg.webp 1920w" /><noscript><img width="65" height="65" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Jessica-W-150x150.jpg" class="attachment-65x65 size-65x65" alt="Jessica Wackler headshot" loading="lazy" decoding="async" srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Jessica-W-150x150.jpg 150w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Jessica-W-300x300.jpg 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Jessica-W-1024x1024.jpg 1024w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Jessica-W-768x768.jpg 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Jessica-W-1536x1536.jpg 1536w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Jessica-W.jpg 1920w" sizes="(max-width: 65px) 100vw, 65px" data-eio="l" /></noscript> <a href="https://www.marketwatch.com/guides/authors/jessica-wackler/" aria-label="Learn more about Jessica Wackler" title="Learn more about Jessica Wackler" class="c-link "> Learn more about Jessica Wackler</a> </div> <span> <span class="author-box-prefix">Edited by</span> <a class="author-box-name" href="https://www.marketwatch.com/guides/authors/jessica-wackler/" target="_blank">Jessica Wackler</a> <span class="author-box-roles">Editor</span> </span> </span> <span class="author-box-description"><p>Jessica Wackler is a Chicago-based editor with expertise in multiple areas of the auto industry, including insurance, warranties and car selling and buying. In her free time, she enjoys writing sci-fi novels, visiting art museums and playing video games.</p> </span> </span> </span> </div> </div> </div> <hr /> <div class="additional-information"> <div class="content"> <div class="title">Our Research Process</div> <div class="text wysiwyg"> <p>Here’s a breakdown of how we reviewed and rated the top auto warranty providers</p> <a href="https://www.marketwatch.com/guides/reviews-team/" aria-label="Learn more about Marketwatch Guides" title="Learn more about Marketwatch Guides" class="c-link "> Learn more about Marketwatch Guides</a> </div> </div> <div class="stats"> <div class="stat"> <span class="value">41</span> <span class="description"> Providers <span class="description-last-word"> Reviewed <div class="c-tooltip " tabindex="0"> <span class="tooltip-trigger"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><path d="M256 32a224 224 0 1 1 0 448 224 224 0 1 1 0-448zm0 480A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM208 352c-8.8 0-16 7.2-16 16s7.2 16 16 16h96c8.8 0 16-7.2 16-16s-7.2-16-16-16H272V240c0-8.8-7.2-16-16-16H216c-8.8 0-16 7.2-16 16s7.2 16 16 16h24v96H208zm48-168a24 24 0 1 0 0-48 24 24 0 1 0 0 48z" fill="currentColor" /></svg> <div class="c-tooltip-content">Our team looked at dozens of auto warranty providers on the market, including top choices such as Endurance, Olive, CarShield and autopom!</div> </span> </div> </span> </span> </div> <div class="stat"> <span class="value">2,215</span> <span class="description"> Data Points <span class="description-last-word"> Analyzed <div class="c-tooltip " tabindex="0"> <span class="tooltip-trigger"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><path d="M256 32a224 224 0 1 1 0 448 224 224 0 1 1 0-448zm0 480A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM208 352c-8.8 0-16 7.2-16 16s7.2 16 16 16h96c8.8 0 16-7.2 16-16s-7.2-16-16-16H272V240c0-8.8-7.2-16-16-16H216c-8.8 0-16 7.2-16 16s7.2 16 16 16h24v96H208zm48-168a24 24 0 1 0 0-48 24 24 0 1 0 0 48z" fill="currentColor" /></svg> <div class="c-tooltip-content">We evaluate thousands of data points including plan costs, warranty plan inclusions and exclusions, customer reviews and more to determine the best car warranty companies.</div> </span> </div> </span> </span> </div> <div class="stat"> <span class="value">4,000</span> <span class="description"> Customers <span class="description-last-word"> Surveyed <div class="c-tooltip " tabindex="0"> <span class="tooltip-trigger"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><path d="M256 32a224 224 0 1 1 0 448 224 224 0 1 1 0-448zm0 480A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM208 352c-8.8 0-16 7.2-16 16s7.2 16 16 16h96c8.8 0 16-7.2 16-16s-7.2-16-16-16H272V240c0-8.8-7.2-16-16-16H216c-8.8 0-16 7.2-16 16s7.2 16 16 16h24v96H208zm48-168a24 24 0 1 0 0-48 24 24 0 1 0 0 48z" fill="currentColor" /></svg> <div class="c-tooltip-content">We surveyed thousands of customers about their auto warranty experiences in order to get a deeper understanding of how customers feel about each company, what's most important in the purchasing process and more.</div> </span> </div> </span> </span> </div> <div class="stat"> <span class="value">505</span> <span class="description"> Research <span class="description-last-word"> Hours <div class="c-tooltip " tabindex="0"> <span class="tooltip-trigger"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><path d="M256 32a224 224 0 1 1 0 448 224 224 0 1 1 0-448zm0 480A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM208 352c-8.8 0-16 7.2-16 16s7.2 16 16 16h96c8.8 0 16-7.2 16-16s-7.2-16-16-16H272V240c0-8.8-7.2-16-16-16H216c-8.8 0-16 7.2-16 16s7.2 16 16 16h24v96H208zm48-168a24 24 0 1 0 0-48 24 24 0 1 0 0 48z" fill="currentColor" /></svg> <div class="c-tooltip-content">Our team spent hundreds of hours getting warranty quotes, reading customer reviews and reviewing the fine print of warranty contracts to help customers make informed decisions.</div> </span> </div> </span> </span> </div> </div> </div> </div> </div> <div class="c-article-body"> <div class="wrapper"> <nav class="c-toc-sidebar"> <strong class="toc-heading">In this Guide:</strong> <button class="toc-toggler"> <span class="c-toc-tracker"> <svg viewBox="0 0 17 13" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M0.5 1.37996C0.5 1.29509 0.533714 1.2137 0.593724 1.15369C0.653735 1.09368 0.735127 1.05997 0.819995 1.05997H14.8998C14.9846 1.05997 15.066 1.09368 15.126 1.15369C15.1861 1.2137 15.2198 1.29509 15.2198 1.37996C15.2198 1.46483 15.1861 1.54622 15.126 1.60623C15.066 1.66624 14.9846 1.69996 14.8998 1.69996H0.819995C0.735127 1.69996 0.653735 1.66624 0.593724 1.60623C0.533714 1.54622 0.5 1.46483 0.5 1.37996ZM0.819995 6.81988H6.5799C6.66477 6.81988 6.74616 6.78616 6.80618 6.72615C6.86619 6.66614 6.8999 6.58475 6.8999 6.49988C6.8999 6.41501 6.86619 6.33362 6.80618 6.27361C6.74616 6.2136 6.66477 6.17989 6.5799 6.17989H0.819995C0.735127 6.17989 0.653735 6.2136 0.593724 6.27361C0.533714 6.33362 0.5 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4.87086 13.7087 5.13337 14.2583 5.62495C14.8078 6.11654 15.1482 6.79989 15.2097 7.53466C15.2711 8.26942 15.0489 8.99982 14.5886 9.57583L16.4061 11.3934C16.4359 11.4231 16.4595 11.4584 16.4756 11.4973C16.4917 11.5361 16.5 11.5777 16.5 11.6198C16.5 11.6619 16.4917 11.7035 16.4756 11.7423C16.4595 11.7812 16.4359 11.8165 16.4061 11.8462ZM12.3398 10.0198C12.7828 10.0198 13.2159 9.88845 13.5843 9.64232C13.9526 9.39619 14.2397 9.04636 14.4093 8.63706C14.5788 8.22776 14.6232 7.77738 14.5367 7.34287C14.4503 6.90836 14.237 6.50923 13.9237 6.19597C13.6104 5.8827 13.2113 5.66937 12.7768 5.58294C12.3423 5.49651 11.8919 5.54087 11.4826 5.7104C11.0733 5.87994 10.7235 6.16704 10.4774 6.5354C10.2312 6.90376 10.0998 7.33684 10.0998 7.77986C10.0998 8.37394 10.3358 8.94368 10.7559 9.36376C11.176 9.78383 11.7457 10.0198 12.3398 10.0198Z" fill="#2E2E2E" stroke="#2E2E2E" stroke-width="0.5"/> </svg> <span data-heading="In This Guide" data-toc-tracker>In This Guide</span> </span> </button> <div class="c-toc-items columns-1"> <a href="#toc-our-take-carchex-review" class=" active" data-text="Our Take: Carchex Review">Our Take: Carchex Review</a> <a href="#toc-carchex-coverage" class=" " data-text="Carchex Coverage">Carchex Coverage</a> <a href="#toc-how-much-does-a-carchex-vehicle-protection-plan-cost" class=" " data-text="How Much Does a Carchex Vehicle Protection Plan Cost?">How Much Does a Carchex Vehicle Protection Plan Cost?</a> <a href="#toc-carchex-customer-reviews" class=" " data-text="Carchex Customer Reviews">Carchex Customer Reviews</a> <a href="#toc-how-does-a-carchex-vehicle-service-contract-work" class=" " data-text="How Does a Carchex Vehicle Service Contract Work?">How Does a Carchex Vehicle Service Contract Work?</a> <a href="#toc-carchex-reviews-the-bottom-line" class=" " data-text="Carchex Reviews: The Bottom Line">Carchex Reviews: The Bottom Line</a> <a href="#toc-carchex-vehicle-service-contracts-faq" class="indent-1 " data-text="Carchex Vehicle Service Contracts: FAQ">Carchex Vehicle Service Contracts: FAQ</a> <a href="#toc-how-we-rated-carchex" class="indent-1 " data-text="How We Rated Carchex">How We Rated Carchex</a> </div> </nav> <div class="gutenberg-wrapper"> <div class="gutenberg"> <section class="b-auto-disclaimer"> <div class="wrapper"> <div class="box"> <p><strong>Did You Know?</strong> Auto manufacturers offer protection against mechanical breakdowns through extended car warranties. While similar coverage from third parties is available, this coverage is technically considered a vehicle service contract. Many consumers and third-party companies commonly use these terms interchangeably, so we’ve done the same in this article.</p> </div> </div> </section> <section class="b-key-takeaways background-light-green"> <div class="wrapper"> <div class="title">Key Takeaways</div> <div class="text wysiwyg"> <ul> <li style="font-weight: 400;" aria-level="1"><span style="font-weight: 400;">Based on our research, we determined that a vehicle protection plan from Carchex is a good investment thanks to the company’s strong reputation, competitive pricing and variety of coverage options.</span></li> <li style="font-weight: 400;" aria-level="1"><span style="font-weight: 400;">Carchex features five levels of coverage that can protect vehicles with up to 250,000 miles.</span></li> <li style="font-weight: 400;" aria-level="1"><span style="font-weight: 400;">Our quote data shows that Carchex costs about $1,340 per year of coverage on average.</span></li> </ul> </div> </div> </section> <section class="b-more-articles"> <div class="wrapper"> <button aria-expanded="false" aria-controls="673b4252d5fb8-articles"> <span> More Auto Warranty Articles <i></i> </span> </button> <div id="673b4252d5fb8-articles" class="articles" style="display: none"> <a href="https://www.marketwatch.com/guides/car-warranty/best-car-warranty-companies/" target="_blank" class="article">Best Car Warranty Companies</a> <a href="https://www.marketwatch.com/guides/car-warranty/extended-car-warranty-cost/" target="_blank" class="article">How Much Does An Extended Warranty Cost?</a> <a href="https://www.marketwatch.com/guides/car-warranty/extended-manufacturer-warranty/" target="_blank" class="article">Extended Manufacturer Warranty</a> <a href="https://www.marketwatch.com/guides/car-warranty/best-used-car-warranty/" target="_blank" class="article">Best Used Car Warranty Companies</a> <a href="https://www.marketwatch.com/guides/car-warranty/warranty-check-by-vin/" target="_blank" class="article">Warranty Check by VIN</a> </div> </div> </section> <div class="ad-widget-block" id="threes-cta-widget-block-block_1e71ddeb99da942b168592d26d3a2135"> <style>.ad-widget-block .bumper-sticker-provider-widget{--container-background-transparent:color-mix(in srgb, var(--container-background, #FFF), transparent 100%)}.ad-widget-block .bumper-sticker-provider-widget p{line-height:1.3}.ad-widget-block .bumper-sticker-provider-widget .widget-container{background:var(--container-background,#fff);border-width:calc(1px * var(--container-border-width,0));border-color:var(--container-border-color);border-style:var(--container-border-style);box-shadow:0 0 30px 5px rgba(0,0,0,.1);border-radius:5px}.ad-widget-block .bumper-sticker-provider-widget .rating{grid-auto-flow:column;align-items:center;gap:10px;font-size:20px}.ad-widget-block .bumper-sticker-provider-widget .rating>span{font-weight:700}.ad-widget-block .bumper-sticker-provider-widget .rating-tooltip-wrapper{position:relative}.ad-widget-block 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class="brand-name">Endurance</span> <div class="rating"> <span>4.6</span> <div class="stars"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor" /></svg><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><path d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z" fill="currentColor" /></svg><svg 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<span>8.8/10</span> </div> <div class="attr"> <b>Coverage:</b> <span>9.7/10</span> </div> <div class="attr"> <b>Cost:</b> <span>9.1/10</span> </div> <div class="attr"> <b>Transparency:</b> <span>9.5/10</span> </div> <div class="attr"> <b>Customer Experience:</b> <span>8.5/10</span> </div> </div> </div> </div> </div> <div class="widget-main"> <div class="widget-sidebar "> <div class="brand-logo"> <img decoding="async" width="1053" height="132" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAABB0AAACEAQAAAAD0WG6rAAAAAnRSTlMAAHaTzTgAAAAnSURBVHja7cExAQAAAMKg9U/taQmgAAAAAAAAAAAAAAAAAAAAAABuRJQAAZ8fk8kAAAAASUVORK5CYII=" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="Endurance" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/08/Endurance-e1629056554330.jpeg" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/08/Endurance-e1629056554330.jpeg 1053w, 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target="_blank"> EXPLORE PLANS <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><path d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z" fill="currentColor" /></svg> </a> </div> <div class="callout-box"> <span class="callout-box-icon"><?xml version="1.0" encoding="UTF-8" standalone="no"?> <svg xmlns:inkscape="http://www.inkscape.org/namespaces/inkscape" xmlns:rdf="http://www.w3.org/1999/02/22-rdf-syntax-ns#" xmlns="http://www.w3.org/2000/svg" xmlns:cc="http://creativecommons.org/ns#" xmlns:dc="http://purl.org/dc/elements/1.1/" xmlns:sodipodi="http://sodipodi.sourceforge.net/DTD/sodipodi-0.dtd" xmlns:svg="http://www.w3.org/2000/svg" xmlns:ns1="http://sozi.baierouge.fr" xmlns:xlink="http://www.w3.org/1999/xlink" id="svg5088" sodipodi:docname="idee.svg" viewBox="0 0 135 137.01" version="1.1" inkscape:version="0.48.0 r9654"><title 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1.6298-2.0222-0.20973-0.68452-1.186-1.06-1.66-1.5695l0.60364-2.2335h-21.912z" style="stroke-linejoin:round;stroke-dashoffset:3.003;stroke:#000000;stroke-linecap:round;stroke-width:2;fill:#ffffff" inkscape:connector-curvature="0"></path><path id="path3005" d="m243.06 502.22c-16.532 0-30.851 13.853-29.935 30.887-0.49191 4.4358 5.1176 15.111 10.09 21.099 6.744 12.129 7.3898 13.576 7.8347 26.81 0.34299 1.5822 1.1457 2.0701 1.969 2.2519 8.678 1.6898 15.387 0.73425 20.556 0.0966 1.243-0.41525 1.9928-1.203 1.9055-2.2834 0.49542-17.977 3.2435-16.885 11.491-30.716 4.5672-6.2416 6.254-15.436 6.2948-19.708 0.48741-23.806-21.321-28.181-30.207-28.438z" sodipodi:nodetypes="ccccccccccc" style="stroke-linejoin:round;stroke-dashoffset:3.003;stroke:#000000;stroke-linecap:round;stroke-width:2;fill:#ffffff" inkscape:connector-curvature="0"></path><path id="path4006" d="m240.97 466.36-1 26" style="stroke-linejoin:round;stroke-dashoffset:3.003;stroke:#000000;stroke-linecap:round;stroke-width:2;fill:#ffffff" inkscape:connector-curvature="0"></path><path id="path4008" d="m195.97 481.36 18 22" style="stroke-linejoin:round;stroke-dashoffset:3.003;stroke:#000000;stroke-linecap:round;stroke-width:2;fill:#ffffff" inkscape:connector-curvature="0"></path><path id="path4010" d="m178.97 520.36 26 5" style="stroke-linejoin:round;stroke-dashoffset:3.003;stroke:#000000;stroke-linecap:round;stroke-width:2;fill:#ffffff" inkscape:connector-curvature="0"></path><path id="path4012" d="m269.97 504.36 15-28" style="stroke-linejoin:round;stroke-dashoffset:3.003;stroke:#000000;stroke-linecap:round;stroke-width:2;fill:#ffffff" inkscape:connector-curvature="0"></path><path id="path4014" d="m284.97 528.36 27-1" style="stroke-linejoin:round;stroke-dashoffset:3.003;stroke:#000000;stroke-linecap:round;stroke-width:2;fill:#ffffff" inkscape:connector-curvature="0"></path><path id="path4020" d="m278.97 555.36 17 14" style="stroke-linejoin:round;stroke-dashoffset:3.003;stroke:#000000;stroke-linecap:round;stroke-width:2;fill:#ffffff" inkscape:connector-curvature="0"></path><path id="path4022" d="m210.97 552.36-21 13" style="stroke-linejoin:round;stroke-dashoffset:3.003;stroke:#000000;stroke-linecap:round;stroke-width:2;fill:#ffffff" inkscape:connector-curvature="0"></path></g></g></g></g><metadata></metadata></svg></span> <span>Out of 41 companies reviewed, Endurance is our top-rated auto warranty provider</span> </div> </div> <div class="widget-content"> <div class="tabs"> <div class="tablist-wrapper"> <div role="tablist" class="tablist"> <button role="tab" aria-controls="45-1-tabpanel-0" aria-selected="true" tabindex="-1" class="tab">Quick Facts</button> <button role="tab" aria-controls="45-1-tabpanel-1" aria-selected="false" class="tab">Plan Coverage and Perks</button> </div> </div> <div id="45-1-tabpanel-0" role="tabpanel" aria-labelledby="45-1-tab-0" class="tabpanel tabpanel-custom_content active"> <div class="tabpanel-content"> <span class="visually-hidden" aria-hidden="true">Quick Facts</span> <div class="wysiwyg"><ul> <li><strong>Best</strong> <strong>Comprehensive Coverage</strong></li> <li><strong>Mileage Covered:</strong> Unlimited mileage</li> <li><strong>Longest Warranty Term:</strong> Up to 8 years</li> <li><strong>Money-Back Guarantee:</strong> Up to 30 days</li> <li><b>Coverage Options: </b>6 different plans to choose from</li> <li><strong>Discounts:</strong> $300 same-day signup discount, $250 shopping voucher and others</li> </ul> </div> </div> </div> <div id="45-1-tabpanel-1" role="tabpanel" aria-labelledby="45-1-tab-1" class="tabpanel tabpanel-custom_content "> <div class="tabpanel-content"> <span class="visually-hidden" aria-hidden="true">Plan Coverage and Perks</span> <div class="wysiwyg"> <div class="c-gutenberg-table"> <figure class="wp-block-table"><table class="csv-table"> <tbody> <tr style="height: 24px;"> <th style="height: 24px;">Plan coverage includes</th> <th style="height: 24px;">Endurance Elite perks™</th> </tr> <tr style="height: 24px;" class="even"> <td class="comparison-normal" style="height: 24px;">Exclusionary plan</td> <td class="comparison-normal" style="height: 24px;">One-year membership for free</td> </tr> <tr style="height: 24px;"> <td class="comparison-normal" style="height: 24px;">Powertrain plan</td> <td class="comparison-normal" style="height: 24px;">Tire repair and replacement</td> </tr> <tr style="height: 24px;" class="even"> <td class="comparison-normal" style="height: 24px;">Maintainance coverage<br> with Endurance Advantage</td> <td class="comparison-normal" style="height: 24px;">Key fob replacement</td> </tr> <tr style="height: 24px;"> <td class="comparison-normal" style="height: 24px;">Roadside assistance</td> <td class="comparison-normal" style="height: 24px;">Total loss protection</td> </tr> <tr style="height: 24px;" class="even"> <td class="comparison-normal" style="height: 24px;">Towing</td> <td class="comparison-normal" style="height: 24px;">Collision discount</td> </tr> <tr style="height: 24px;"> <td class="comparison-normal" style="height: 24px;">Rental car</td> <td class="comparison-normal" style="height: 24px;">$250 rewards voucher</td> </tr> <tr style="height: 24px;" class="even"> <td class="comparison-normal" style="height: 24px;">Trip interruption coverage</td> <td class="comparison-normal" style="height: 24px;">Endurance Protect app</td> </tr> </tbody> </table></figure> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> <h2 class="wp-block-heading" id="toc-our-take-carchex-review">Our Take: Carchex Review</h2> <p>Overall, we give Carchex a rating of 9.1 out of 10 and place it in the top three of our <a href="https://www.marketwatch.com/guides/car-warranty/best-extended-car-warranty/" target="_blank" rel="noopener">best extended car warranty companies</a>. It can be a good option for customers who want flexibility in their vehicle protection plans and benefits that enhance their coverage. Carchex offers comprehensive plans for older vehicles with up to 250,000 miles on them. However, owners of newer vehicles may find competitive deals elsewhere.</p> <p><em>*Carchex sells vehicle service contracts, which are similar to but technically not the same as extended warranties. We use these terms interchangeably in this article for the sake of simplicity.</em></p> <h3 class="wp-block-heading subheading">Carchex Pros and Cons</h3> <p>Below are the pros and cons associated with a <a href="https://www.marketwatch.com/guides/car-warranty/what-is-a-vehicle-service-contract/" target="_blank" rel="noreferrer noopener">vehicle service contract</a> from Carchex:</p> <section class="b-pros-and-cons"> <div class="wrapper"> <div class="pros-and-cons columns"> <div class="pros"> <div class="title"><i></i> Pros</div> <div class="pro wysiwyg"><p><span style="font-weight: 400;">25 years of experience</span></p> </div> <div class="pro wysiwyg"><p><span style="font-weight: 400;">Excellent industry reputation</span></p> </div> <div class="pro wysiwyg"><p><span style="font-weight: 400;">A+ rating from the Better Business Bureau (BBB)</span></p> </div> </div> <div class="cons"> <div class="title"><i></i> Cons</div> <div class="con wysiwyg"><p><span style="font-weight: 400;">No recreational vehicle (RV) or motorcycle coverage</span></p> </div> <div class="con wysiwyg"><p><span style="font-weight: 400;">Services can vary by contract administrator</span></p> </div> </div> </div> </div> </section> <h3 class="wp-block-heading subheading">Our Carchex Ratings</h3> <p>We rate Carchex 9.1 out of 10 and give it our Best Industry Reputation award. You can see how we rated Carchex in each category below and how it stacks up against other options:</p> <div class="c-gutenberg-table"> <figure class="wp-block-table"><table><tbody><tr><th><strong>Ratings Category</strong></th><th><strong>Carchex Rating</strong></th><th><strong>Average Rating of All Providers</strong></th></tr><tr class="even"><td>Overall rating</td><td>9.1</td><td>8.1</td></tr><tr><td>Coverage</td><td>9.6</td><td>8.5</td></tr><tr class="even"><td>Cost</td><td>8.8</td><td>8</td></tr><tr><td>Transparency</td><td>9.7</td><td>8</td></tr><tr class="even"><td>Reputation</td><td>9.3</td><td>8</td></tr><tr><td>Customer experience</td><td>6.8</td><td>7.2</td></tr></tbody></table></figure> <div class="c-pagination hidden" data-per-page="10"> <button class="pagination-prev hidden"><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><path d="M9.4 233.4c-12.5 12.5-12.5 32.8 0 45.3l192 192c12.5 12.5 32.8 12.5 45.3 0s12.5-32.8 0-45.3L77.3 256 246.6 86.6c12.5-12.5 12.5-32.8 0-45.3s-32.8-12.5-45.3 0l-192 192z" fill="currentColor" /></svg></button> <div> Page <span class="pagination-current">1</span> of <span class="pagination-total"></span> </div> <button class="pagination-next"><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><path d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z" fill="currentColor" /></svg></button> </div> </div> <p><em>*Ratings out of 10 points each</em></p> <p>Learn more about our <a href="https://www.marketwatch.com/guides/car-warranty/car-warranty-review-methodology/" target="_blank" rel="noreferrer noopener">methodology</a> and <a href="https://www.marketwatch.com/guides/editorial-guidelines/" target="_blank" rel="noreferrer noopener">editorial guidelines</a>.</p> <h3 class="wp-block-heading subheading">What Makes Carchex Unique?</h3> <p>Carchex stands out in the extended warranty industry for its 25 years in business, its partnerships with leading names like Edmunds and Kelley Blue Book, and its generous coverage terms. We gave the company our Best Industry Reputation award based on all these factors and the company’s <a href="https://www.bbb.org/us/md/hunt-valley/profile/extended-warranty-contract-service-companies/carchex-0011-23015869" target="_blank" rel="noreferrer noopener">A+ rating</a> from the Better Business Bureau (BBB).</p> <hr class="wp-block-separator has-alpha-channel-opacity"/> <h2 class="wp-block-heading" id="toc-carchex-coverage">Carchex Coverage</h2> <p>Drivers interested in purchasing a Carchex vehicle protection plan can choose from five levels of coverage, ranging from basic <a href="https://www.marketwatch.com/guides/car-warranty/powertrain-warranty/" target="_blank" rel="noopener">powertrain coverage</a> to a plan similar to a <a href="https://www.marketwatch.com/guides/car-warranty/factory-warranty/" target="_blank" rel="noopener">manufacturer’s warranty</a>. These plans can last up to <strong>250,000 miles</strong> <strong>on cars up to 20 years old</strong>.</p> <h3 class="wp-block-heading subheading">Carchex Vehicle Protection Plans</h3> <p>Carchex offers the following levels of long-term automotive coverage:</p> <ul> <li><strong>Titanium:</strong> The Titanium plan is the highest level of coverage Carchex offers, similar to a <a href="https://www.marketwatch.com/guides/car-warranty/bumper-to-bumper-warranty/" target="_blank" rel="noreferrer noopener">bumper-to-bumper</a> or factory warranty. You’ll find coverage for all components minus a short list of excluded items.</li> <li><strong>Platinum: </strong>This provides extensive protection for all major vehicle systems and is the highest stated-component coverage available through Carchex.</li> <li><strong>Powertrain Plus:</strong> Provides coverage for most major systems in your vehicle including the powertrain, air conditioning and electrical coverage.</li> <li><strong>Powertrain:</strong> Powertrain covers common and expensive repairs for the engine and transmission on high-mileage vehicles. This is the most basic level of powertrain coverage from Carchex.</li> <li><strong>Extra Care: </strong>This covers crucial items not involved with the powertrain such as the electrical system, steering, suspension and braking.</li> </ul> <p><em>*Some Carchex plans may not be available in all states or for all vehicles.</em></p> <h3 class="wp-block-heading subheading">Which Parts Does a Carchex Vehicle Service Contract Cover?</h3> <p>Here’s a closer look at the components covered by each Carchex vehicle protection plan:</p> <div class="wp-block-group is-layout-constrained wp-block-group-is-layout-constrained"><div class="wp-block-group__inner-container"> <div class="c-gutenberg-table"> <figure class="wp-block-table undefined align-middle"><table><thead><tr><th><strong>Carchex Plan</strong></th><th><strong>Titanium</strong></th><th><strong>Platinum</strong></th><th><strong>Powertrain Plus</strong></th><th><strong>Powertrain </strong></th><th><strong>Extra Care</strong></th></tr></thead><tbody><tr><td>Engine</td><td>✓</td><td>✓</td><td>✓</td><td>✓</td><td></td></tr><tr class="even"><td>Transmission</td><td>✓</td><td>✓</td><td>✓</td><td>✓</td><td></td></tr><tr><td>Drive axle</td><td>✓</td><td>✓</td><td>✓</td><td>✓</td><td></td></tr><tr class="even"><td>Turbo/supercharger</td><td>✓</td><td>✓</td><td>✓</td><td>✓</td><td>✓</td></tr><tr><td>Transfer case</td><td>✓</td><td>✓</td><td>✓</td><td>✓</td><td></td></tr><tr class="even"><td>Air conditioning</td><td>✓</td><td>✓</td><td>✓</td><td></td><td>✓</td></tr><tr><td>Electrical components</td><td>✓</td><td>✓</td><td>✓</td><td></td><td>✓</td></tr><tr class="even"><td>Fuel system</td><td>✓</td><td>✓</td><td>✓</td><td></td><td>✓</td></tr><tr><td>Cooling system</td><td>✓</td><td>✓</td><td>✓</td><td>✓</td><td>✓</td></tr><tr class="even"><td>Gaskets</td><td>✓</td><td>✓</td><td>✓</td><td></td><td></td></tr><tr><td>Suspension</td><td>✓</td><td>✓</td><td></td><td></td><td>✓</td></tr><tr class="even"><td>Brakes</td><td>✓</td><td>✓</td><td></td><td></td><td>✓</td></tr><tr><td>Steering</td><td>✓</td><td>✓</td><td></td><td></td><td>✓</td></tr></tbody></table></figure> <div class="c-pagination hidden" data-per-page="13"> <button class="pagination-prev hidden"><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><path d="M9.4 233.4c-12.5 12.5-12.5 32.8 0 45.3l192 192c12.5 12.5 32.8 12.5 45.3 0s12.5-32.8 0-45.3L77.3 256 246.6 86.6c12.5-12.5 12.5-32.8 0-45.3s-32.8-12.5-45.3 0l-192 192z" fill="currentColor" /></svg></button> <div> Page <span class="pagination-current">1</span> of <span class="pagination-total"></span> </div> <button class="pagination-next"><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><path d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z" fill="currentColor" /></svg></button> </div> </div> <button class="b-read-more" aria-expanded="false" data-expand-label="Read More" data-collapse-label="Read Less" data-lines-mobile="6" data-lines-desktop="6" > <span>Read More</span> </button> </div></div> <p>If a covered repair is needed, you can take your vehicle to any of the 30,000 repair shops certified by the National Institute for Automotive Service Excellence (ASE<sup>®</sup>), including a local dealership. Your Carchex plan administrator will pay repair costs to the shop directly, minus your deductible.</p> <h3 class="wp-block-heading subheading">What Does a Carchex Vehicle Protection Plan Not Cover?</h3> <p>Purchasing a vehicle service contract doesn’t mean you have coverage for every car repair. Some of the exclusions outlined by Carchex are:</p> <ul> <li>Repairs made without the authorization of the warranty provider</li> <li>Damage from neglect or lack of maintenance</li> <li>Damage from acts of nature like <a href="https://www.marketwatch.com/guides/insurance-services/comprehensive-insurance/" target="_blank" rel="noopener">floods or falling objects</a></li> <li>Parts that have been modified or don’t meet the manufacturer’s specification</li> <li>Damage from <a href="https://www.marketwatch.com/guides/insurance-services/collision-insurance/" target="_blank" rel="noopener">collisions</a>, <a href="https://www.marketwatch.com/guides/insurance-services/does-car-insurance-cover-theft/" target="_blank" rel="noopener">theft or vandalism</a></li> <li>Normal wear and tear</li> </ul> <p>Other common extended warranty exclusions include oil changes, tire rotations and wiper blade replacements. All of these exclusions are standard in the extended car warranty industry.</p> <h3 class="wp-block-heading subheading">Carchex Perks and Benefits</h3> <p>Carchex reviews from customers mention a few benefits that offer peace of mind:</p> <ul> <li><a href="https://www.marketwatch.com/guides/roadside-assistance/what-is-roadside-assistance/" target="_blank" rel="noopener"><strong>Roadside assistance</strong></a>: Carchex covers up to $125 per occurrence for towing, lockout service, spare tire installation, jump-starting, fuel delivery and winching. There’s a $500 maximum limit for emergency road service benefits for the term of the warranty contract.</li> <li><strong>Rental car reimbursement</strong>: If your vehicle is in the shop for covered repairs, Carchex will reimburse you up to $60 per day for rideshare services or $100 per day for a rental vehicle similar to your car.</li> <li><strong>Trip interruption reimbursement</strong>: If you’re more than 100 miles away from home when your vehicle breaks down, Carchex will reimburse you up to $125 per day for a maximum of four days to cover food and lodging.</li> </ul> <p>Since each Carchex plan is administered by a different provider, your plan benefits may vary slightly.</p> <hr class="wp-block-separator has-alpha-channel-opacity"/> <h2 class="wp-block-heading" id="toc-how-much-does-a-carchex-vehicle-protection-plan-cost">How Much Does a Carchex Vehicle Protection Plan Cost?</h2> <p>According to our research, a Carchex <a href="https://www.marketwatch.com/guides/car-warranty/extended-car-warranty-cost/" target="_blank" rel="noopener">vehicle service contract</a> typically <strong>costs $1,340 per year </strong>of coverage. This is slightly less than the average of $1,373 across the dozens of warranty providers we’ve reviewed.</p> <h3 class="wp-block-heading subheading">Carchex Quotes</h3> <p>Our team gathered quotes for month-to-month Carchex vehicle service contracts on different vehicle models. The initial price for each of these plans was $149.99 per month. Here’s a look at the discounted rates we eventually received from Carchex, some of which were the result of a first-time caller discount, and others that came through some quick haggling:</p> <div class="c-gutenberg-table"> <figure class="wp-block-table undefined align-middle"><table><thead><tr><th><strong>Carchex Plan</strong></th><th><strong>Vehicle Model</strong></th><th><strong>Vehicle Mileage</strong></th><th><strong>Discounted Monthly Cost</strong></th><th><strong>Deductible</strong></th></tr></thead><tbody><tr><td>Titanium</td><td>2020 Toyota Corolla</td><td>50,000</td><td>$109.99</td><td>$200</td></tr><tr class="even"><td>Titanium</td><td>2020 Nissan Rogue</td><td>50,000</td><td>$99.99</td><td>$200</td></tr><tr><td>Titanium</td><td>2020 Toyota Tacoma</td><td>50,000</td><td>$119.99</td><td>$200</td></tr><tr class="even"><td>Powertrain Plus</td><td>2016 Toyota Corolla</td><td>100,000</td><td>$119.99</td><td>$250</td></tr><tr><td>Powertrain Plus</td><td>2016 Nissan Rogue</td><td>100,000</td><td>$109.99</td><td>$250</td></tr><tr class="even"><td>Powertrain Plus</td><td>2016 Toyota Tacoma</td><td>100,000</td><td>$109.99</td><td>$250</td></tr></tbody></table></figure> <div class="c-pagination hidden" data-per-page="10"> <button class="pagination-prev hidden"><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><path d="M9.4 233.4c-12.5 12.5-12.5 32.8 0 45.3l192 192c12.5 12.5 32.8 12.5 45.3 0s12.5-32.8 0-45.3L77.3 256 246.6 86.6c12.5-12.5 12.5-32.8 0-45.3s-32.8-12.5-45.3 0l-192 192z" fill="currentColor" /></svg></button> <div> Page <span class="pagination-current">1</span> of <span class="pagination-total"></span> </div> <button class="pagination-next"><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><path d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z" fill="currentColor" /></svg></button> </div> </div> <section class="b-tip"> <div class="wrapper"> <div class="box"> <div class="c-picture box-icon"> <img decoding="async" width="24" height="24" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABgAAAAYAQAAAADIDABVAAAAAnRSTlMAAHaTzTgAAAAMSURBVAjXY2CgLQAAAGAAATeQF3gAAAAASUVORK5CYII=" class="attachment-full size-full lazyload" alt="" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/08/Icon-Percent.svg" data-eio-rwidth="24" data-eio-rheight="24" /><noscript><img decoding="async" width="24" height="24" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/08/Icon-Percent.svg" class="attachment-full size-full" alt="" loading="lazy" data-eio="l" /></noscript> </div> <span class="box-title">MarketWatch Guides Tip</span> </div> <div class="text wysiwyg"> <p><span style="font-weight: 400;">From our experiences with secret shopping, we’ve found that many companies offer discounts. However, most don’t advertise any. We recommend asking for discounts directly or doing a bit of bargaining on the phone. Sales reps will often bring the price down to get your business instead of losing you to a competitor.</span></p> </div> </div> </section> <hr class="wp-block-separator has-alpha-channel-opacity"/> <h2 class="wp-block-heading" id="toc-carchex-customer-reviews">Carchex Customer Reviews</h2> <p>Carchex reviews are mixed, with over 150 reviews through the BBB and more than 1,500 from Trustpilot. This number of reviews is relatively low compared to the number of customers with a Carchex extended warranty, so their experiences may not match your own.</p> <p>Carchex has a weighted average rating of <a href="https://www.trustpilot.com/review/carchex.com" target="_blank" rel="noreferrer noopener">2.6 out of 5 stars</a> on Trustpilot, although 83% of reviews are of the four- or five-star variety. Customers on the BBB website give the provider an average rating of 1.96 out of 5 stars.</p> <p>Positive Carchex reviews praise the company’s knowledgeable customer service representatives and professional service. Negative reviews mention difficulty getting claims approved and a lack of clarity about parts that are not covered.</p> <p>Our review team reached out to Carchex for a comment on these reviews but did not receive a response.</p> <h3 class="wp-block-heading subheading">What Our Team Found</h3> <p>Below, you can review the general sentiment from both our team and customers for every part of the Carchex experience:</p> <div class="c-gutenberg-table"> <figure class="wp-block-table undefined align-middle"><table><thead><tr><th><strong>Carchex Service Category</strong></th><th><strong>Customer Experience</strong></th></tr></thead><tbody><tr><td>Quote process</td><td>We had no trouble getting quotes from Carchex, and the representative was helpful after a wait time of less than one minute. It’s important to note that the first price you receive can change with some haggling or if you speak with a different salesperson later. </td></tr><tr class="even"><td>Claims</td><td>Many negative Carchex reviews focus on repairs not being covered, which isn’t unusual in the extended warranty industry. However, the company’s A+ rating from the BBB indicates that Carchex takes these types of complaints seriously.</td></tr><tr><td>Cancellation</td><td>Customers can cancel a Carchex vehicle protection plan within 30 days for a full refund. Those who cancel after the 30-day window receive a prorated refund.</td></tr><tr class="even"><td>Mobile app</td><td>Carchex offers a roadside assistance app, but it has a poor <a href="https://apps.apple.com/us/app/carchex-roadside/id1094799358" target="_blank" rel="noreferrer noopener">1.8-star rating</a> out of 5 on the App Store based on just five reviews.</td></tr></tbody></table></figure> <div class="c-pagination hidden" data-per-page="10"> <button class="pagination-prev hidden"><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><path d="M9.4 233.4c-12.5 12.5-12.5 32.8 0 45.3l192 192c12.5 12.5 32.8 12.5 45.3 0s12.5-32.8 0-45.3L77.3 256 246.6 86.6c12.5-12.5 12.5-32.8 0-45.3s-32.8-12.5-45.3 0l-192 192z" fill="currentColor" /></svg></button> <div> Page <span class="pagination-current">1</span> of <span class="pagination-total"></span> </div> <button class="pagination-next"><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><path d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z" fill="currentColor" /></svg></button> </div> </div> <hr class="wp-block-separator has-alpha-channel-opacity"/> <h2 class="wp-block-heading" id="toc-how-does-a-carchex-vehicle-service-contract-work">How Does a Carchex Vehicle Service Contract Work?</h2> <p>A Carchex vehicle protection plan works much like a factory warranty, protecting you from costly repairs related to mechanical breakdowns. The repairs and replacements covered by your Carchex plan depend on the level of coverage you choose. The company’s strong BBB rating and excellent industry reputation mean you can trust Carchex to pay appropriate claims.</p> <p>The following sections provide additional details about Carchex vehicle protection plans.</p> <h3 class="wp-block-heading subheading">Carchex Terms and Conditions</h3> <p>Here are some important policies to know about Carchex plans:</p> <ul> <li><strong>Waiting period</strong>: As with most extended warranty companies, there is a 30-day, 1,000-mile waiting period for any Carchex plan to take effect.</li> <li><strong>Repair network</strong>: Carchex plans are honored at any ASE-certified repair facility, including dealerships.</li> <li><strong>Transfer policy</strong>: Carchex plans are transferable for a $50 fee.</li> <li><strong>Cancellation policy</strong>: You can cancel a Carchex plan within 30 days for a full refund, with a prorated refund available after that time frame.</li> </ul> <h3 class="wp-block-heading subheading">How Carchex Vehicle Protection Plan Payments Work</h3> <p>There was no down payment required with the quotes we received from Carchex. We locked in our monthly rate and chose a deductible of $200 (Carchex allows you to select a deductible between $0 and $250). Selecting a higher deductible means you’ll pay more out of pocket for covered repairs but also leads to lower monthly payments for your plan.</p> <h3 class="wp-block-heading subheading">How To File a Carchex Claim</h3> <p>If you need to file a claim, Carchex lays out the following steps to get warranty service:</p> <ul> <li>Take the vehicle to a licensed car repair shop.</li> <li>Allow the repair facility to assess the vehicle’s repair needs.</li> <li>Have the repair facility contact the Carchex claims department for approval.</li> <li>Once approval is received, the contract holder pays the deductible and picks the vehicle up after the repairs are complete.</li> </ul> <p>While most Carchex reviews say the claims process is straightforward, we saw some complaints mentioning denied claims and extra hassle. Our analysis was based on reviews on the <a href="https://www.bbb.org/us/md/hunt-valley/profile/extended-warranty-contract-service-companies/carchex-0011-23015869/complaints" target="_blank" rel="noreferrer noopener">BBB</a> and <a href="https://www.trustpilot.com/review/carchex.com" target="_blank" rel="noreferrer noopener">Trustpilot</a>. We reached out to Carchex for comment on its claims process but didn’t receive a response.</p> <h3 class="wp-block-heading subheading">How To Contact Carchex Customer Service</h3> <p>You can reach Carchex customer service representatives at 1-877-227-2439. Here are the phone numbers for some of the company’s plan administrators:</p> <div class="c-gutenberg-table"> <figure class="wp-block-table undefined align-middle"><table><thead><tr><th><strong>Carchex Claims Administrator</strong></th><th><strong>Claims Phone Number</strong></th></tr></thead><tbody><tr><td>American Auto Shield</td><td>1-800-531-1925</td></tr><tr class="even"><td>American Guardian Warranty Services</td><td>1-800-579-2233</td></tr><tr><td>Assurant Solutions</td><td>1-866-305-4276</td></tr><tr class="even"><td>Enterprise Financial Group</td><td>1-800-527-1984</td></tr><tr><td>National Administration Services Co.</td><td>1-877-356-1500</td></tr><tr class="even"><td>Royal Administration Services</td><td>1-800-871-0467</td></tr><tr><td>The Warranty Group</td><td>1-800-621-2130</td></tr><tr class="even"><td>Zurich</td><td>1-800-643-9059</td></tr></tbody></table></figure> <div class="c-pagination hidden" data-per-page="10"> <button class="pagination-prev hidden"><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><path d="M9.4 233.4c-12.5 12.5-12.5 32.8 0 45.3l192 192c12.5 12.5 32.8 12.5 45.3 0s12.5-32.8 0-45.3L77.3 256 246.6 86.6c12.5-12.5 12.5-32.8 0-45.3s-32.8-12.5-45.3 0l-192 192z" fill="currentColor" /></svg></button> <div> Page <span class="pagination-current">1</span> of <span class="pagination-total"></span> </div> <button class="pagination-next"><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><path d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z" fill="currentColor" /></svg></button> </div> </div> <hr class="wp-block-separator has-alpha-channel-opacity"/> <h2 class="wp-block-heading" id="toc-carchex-reviews-the-bottom-line">Carchex Reviews: The Bottom Line</h2> <p>Overall, Carchex is a reliable option for extended warranty coverage. While it has mixed customer reviews across the board, Carchex offers a variety of coverage levels available in all 50 states and has a strong reputation in the industry. With its pros outweighing its cons, Carchex earns itself a spot among our top extended warranty picks.</p> <div class="ad-widget-block" id="threes-cta-widget-block-block_f6508b7571ce3b52a3f6a5b6130deae3"> <style>.ad-widget-block .single-brand-cta-summary .widget-container{width:100%;max-width:100%;border:1px solid #707070;border-radius:15px;margin:10px auto 0}.single-brand-cta-summary .button-note{display:block;text-align:center}.ad-widget-block .single-brand-cta-summary .widget-container .widget-link-inner-block{display:block}.ad-widget-block .single-brand-cta-summary .widget-column{float:left;width:50%}.ad-widget-block .single-brand-cta-summary .widget-body-content .widget-column>*{padding-left:35px}.ad-widget-block .single-brand-cta-summary .widget-body-content .widget-column>:first-child{padding-top:35px}.ad-widget-block .single-brand-cta-summary .widget-body-content .widget-column>:last-child{padding-bottom:35px}.ad-widget-block .single-brand-cta-summary .widget-body-content 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https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/08/Endurance-e1629056554330-768x96.jpeg 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/08/Endurance-e1629056554330.jpeg 1053w" sizes="(max-width: 300px) 100vw, 300px" data-eio="l" /></noscript> </a> <style> #cta-widget-48-2 .widget-body-content p { max-width: 70%; text-align: center; padding-top: 5px; } </style> <a data-unique-id="mw-b" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://www.endurancewarranty.com/lp/motor1/?cm_mmc=MOTR1-_-car-warranty_carchex-reviews-mw-b_{device_type}_brandcta-{segment_id}" target="_blank" class="brand-summary-text widget-link-inner-block widget-href" target="_blank"> <p>Our first choice for comprehensive warranty coverage.</p> </a> </div> <div class="widget-column"> <a data-unique-id="mw-b" data-segment-action="Link Clicked" rel="nofollow sponsored" href="https://www.endurancewarranty.com/lp/motor1/?cm_mmc=MOTR1-_-car-warranty_carchex-reviews-mw-b_{device_type}_brandcta-{segment_id}" target="_blank" class="affiliate2 widget-link-inner-block widget-href" target="_blank"> <span class="cta-button primary-cta "> Explore Plans </span> </a> <a class="phone widget-href " href="tel:8448309923" target="_blank" rel="noopener noreferrer"> <span class="phone-icon" style="margin-left: -24px"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><path d="M512 240c0 114.9-114.6 208-256 208c-37.1 0-72.3-6.4-104.1-17.9c-11.9 8.7-31.3 20.6-54.3 30.6C73.6 471.1 44.7 480 16 480c-6.5 0-12.3-3.9-14.8-9.9c-2.5-6-1.1-12.8 3.4-17.4l0 0 0 0 0 0 0 0 .3-.3c.3-.3 .7-.7 1.3-1.4c1.1-1.2 2.8-3.1 4.9-5.7c4.1-5 9.6-12.4 15.2-21.6c10-16.6 19.5-38.4 21.4-62.9C17.7 326.8 0 285.1 0 240C0 125.1 114.6 32 256 32s256 93.1 256 208z" fill="currentColor" /></svg> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><path d="M493.4 24.6l-104-24c-11.3-2.6-22.9 3.3-27.5 13.9l-48 112c-4.2 9.8-1.4 21.3 6.9 28l60.6 49.6c-36 76.7-98.9 140.5-177.2 177.2l-49.6-60.6c-6.8-8.3-18.2-11.1-28-6.9l-112 48C3.9 366.5-2 378.1 .6 389.4l24 104C27.1 504.2 36.7 512 48 512c256.1 0 464-207.5 464-464 0-11.2-7.7-20.9-18.6-23.4z" fill="currentColor" /></svg> </span>844-830-9923 </a> </div> </div> </div> </div> </div> </div> <h3 class="wp-block-heading subheading" id="toc-carchex-vehicle-service-contracts-faq">Carchex Vehicle Service Contracts: FAQ</h3> <p>Here are some frequently asked questions about Carchex vehicle protection plans:</p> <section class="b-accordion"> <div class="wrapper"> <div class="c-accordion style-default"> <div class="accordion-item"> <div class="accordion-trigger-wrapper"> <button type="button" aria-expanded="false" class="accordion-trigger" aria-controls="673b4253274bd-accordion-content-0" id="673b4253274bd-accordion-trigger-0"> <span> <h4 class="accordion-trigger-text">Is the Carchex warranty good?</h4> <span class="accordion-trigger-icon"><svg viewBox="0 0 19 11" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M17.2686 1.5L9.26855 9.5L1.26855 1.5" stroke="currentColor" stroke-width="1.68067" stroke-linecap="round" stroke-linejoin="round"/> </svg></span> </span> </button> </div> <div id="673b4253274bd-accordion-content-0" role="region" aria-labelledby="673b4253274bd-accordion-trigger-0" class="accordion-content " ><div class="wysiwyg"><p><span style="font-weight: 400;">Carchex ranked third in our industry-wide review of extended warranty companies in 2024 and took our Best Industry Reputation award. We like the provider’s variety of coverage options and affordable pricing. Carchex has been in business for 25 years and has an A+ rating from the BBB.</span></p> </div></div> </div> <div class="accordion-item"> <div class="accordion-trigger-wrapper"> <button type="button" aria-expanded="false" class="accordion-trigger" aria-controls="673b4253274bd-accordion-content-1" id="673b4253274bd-accordion-trigger-1"> <span> <h4 class="accordion-trigger-text">How much does Carchex cost per month?</h4> <span class="accordion-trigger-icon"><svg viewBox="0 0 19 11" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M17.2686 1.5L9.26855 9.5L1.26855 1.5" stroke="currentColor" stroke-width="1.68067" stroke-linecap="round" stroke-linejoin="round"/> </svg></span> </span> </button> </div> <div id="673b4253274bd-accordion-content-1" role="region" aria-labelledby="673b4253274bd-accordion-trigger-1" class="accordion-content " ><div class="wysiwyg"><p><span style="font-weight: 400;">Based on our research, Carchex coverage generally costs between $99.99 and $149.99 per month. Prices will vary depending on the type of coverage you purchase in addition to factors specific to your vehicle like its make, model and mileage.</span></p> </div></div> </div> <div class="accordion-item"> <div class="accordion-trigger-wrapper"> <button type="button" aria-expanded="false" class="accordion-trigger" aria-controls="673b4253274bd-accordion-content-2" id="673b4253274bd-accordion-trigger-2"> <span> <h4 class="accordion-trigger-text">Does Carchex have a waiting period?</h4> <span class="accordion-trigger-icon"><svg viewBox="0 0 19 11" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M17.2686 1.5L9.26855 9.5L1.26855 1.5" stroke="currentColor" stroke-width="1.68067" stroke-linecap="round" stroke-linejoin="round"/> </svg></span> </span> </button> </div> <div id="673b4253274bd-accordion-content-2" role="region" aria-labelledby="673b4253274bd-accordion-trigger-2" class="accordion-content " ><div class="wysiwyg"><p><span style="font-weight: 400;">Yes, there’s a waiting period of 30 days and 1,000 miles before you can use your Carchex coverage. After that, you can submit a claim directly to Carchex if something happens to your car.</span></p> </div></div> </div> <div class="accordion-item"> <div class="accordion-trigger-wrapper"> <button type="button" aria-expanded="false" class="accordion-trigger" aria-controls="673b4253274bd-accordion-content-3" id="673b4253274bd-accordion-trigger-3"> <span> <h4 class="accordion-trigger-text">Can you cancel Carchex anytime?</h4> <span class="accordion-trigger-icon"><svg viewBox="0 0 19 11" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M17.2686 1.5L9.26855 9.5L1.26855 1.5" stroke="currentColor" stroke-width="1.68067" stroke-linecap="round" stroke-linejoin="round"/> </svg></span> </span> </button> </div> <div id="673b4253274bd-accordion-content-3" role="region" aria-labelledby="673b4253274bd-accordion-trigger-3" class="accordion-content " ><div class="wysiwyg"><p><span style="font-weight: 400;">Yes, you can cancel a Carchex plan at any time. If you cancel within a 30-day window, you’ll receive a full refund. After that, you’ll get a prorated refund.</span></p> </div></div> </div> </div> </div> </section> <h3 class="wp-block-heading subheading" id="toc-how-we-rated-carchex">How We Rated Carchex</h3> <p>Because consumers rely on us to provide objective and accurate information, we created a comprehensive rating system to formulate our rankings of the best extended car warranty companies. We collected data on dozens of auto warranty providers to grade the companies on a wide range of ranking factors. The end result was an overall rating for each provider, with the companies that scored the most points topping the list.</p> <p>Here are the factors our ratings take into account:</p> <ul> <li><strong>Coverage (30% of total score)</strong>: Companies that offer a variety of choices for warranty coverage, long contract terms and added benefits are more likely to meet consumer needs.</li> <li><strong>Cost (30% of total score)</strong>: Auto warranty companies with affordable rates and multiple deductibles scored highest in this category.</li> <li><strong>Transparency (20% of total score)</strong>: This score is based on contract transparency and the availability of a money-back guarantee.</li> <li><strong>Reputation (10% of total score)</strong>: Our research team considers availability, ratings from industry experts and years in business when conferring this score.</li> <li><strong>Customer experience (10% of total score)</strong>: Based on customer satisfaction ratings and our extensive shopper analysis, we consider the responsiveness, friendliness and helpfulness of each warranty company’s customer service team.</li> </ul> <p>Our credentials:</p> <ul> <li><strong>500+</strong> hours researched</li> <li><strong>50</strong> companies reviewed</li> <li><strong>2,000+</strong> consumers surveyed</li> </ul> <p><em>*Data accurate at time of publication.</em></p> </div> <div class="c-article-contact-banner wysiwyg"> <p><i>If you have feedback or questions about this article, please email the MarketWatch Guides team at </i><i><a href="mailto:editors@marketwatchguides.com?subject=In response to: Carchex Reviews&body=https://www.marketwatch.com/guides/car-warranty/carchex-reviews/" target="_blank" rel="noopener noreferrer" aria-haspopup="menu">editors@marketwatchguides.<wbr />com</a></i><i>.</i></p> </div> </div> </div> </div> <div class="c-article-body-authors"> <div class="wrapper"> <span class="heading">Meet the Team</span> <div class="authors columns-2"> <div class="author"> <div class="author-top" aria-controls="author-0-content" aria-expanded="false" role="button"> <div class="c-picture author-photo"> <img width="50" height="50" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAJYAAACWAQAAAAAUekxPAAAAAnRSTlMAAHaTzTgAAAAaSURBVEjH7cExAQAAAMKg9U9tDQ+gAACAdwMLuAABXZHjmQAAAABJRU5ErkJggg==" class="attachment-50x50 size-50x50 lazyload ewww_webp_lazy_load" alt="Daniel Robinson headshot" loading="lazy" decoding="async" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/03/Daniel-R-150x150.jpg" data-eio-rwidth="150" data-eio-rheight="150" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/03/Daniel-R-150x150.jpg.webp" /><noscript><img width="50" height="50" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/03/Daniel-R-150x150.jpg" class="attachment-50x50 size-50x50" alt="Daniel Robinson headshot" loading="lazy" decoding="async" data-eio="l" /></noscript> <a href="https://www.marketwatch.com/guides/authors/daniel-robinson/" aria-label="Learn more about Daniel Robinson" title="Learn more about Daniel Robinson" class="c-link "> Learn more about Daniel Robinson</a> </div> <div> <span class="author-name">Daniel Robinson</span> <span class="author-roles">Writer</span> </div> <svg viewBox="0 0 19 11" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M17.2686 1.5L9.26855 9.5L1.26855 1.5" stroke="currentColor" stroke-width="1.68067" stroke-linecap="round" stroke-linejoin="round"/> </svg> </div> <div id="author-0-content" class="author-content"> <div class="author-description wysiwyg"> <p><span style="font-weight: 400;">Daniel Robinson is a writer based in Greenville, N.C. with expertise in auto insurance, loans, warranty options and more. Away from the keyboard, Daniel spends time with his wife and son, plays guitar and obsesses over the Beatles and Baltimore Orioles.</span></p> </div> <a class="author-permalink" href="https://www.marketwatch.com/guides/authors/daniel-robinson/"> Learn more about Daniel Robinson </a> </div> </div> <div class="author"> <div class="author-top" aria-controls="author-1-content" aria-expanded="false" role="button"> <div class="c-picture author-photo"> <img width="50" height="50" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAJYAAACWAQAAAAAUekxPAAAAAnRSTlMAAHaTzTgAAAAaSURBVEjH7cExAQAAAMKg9U9tDQ+gAACAdwMLuAABXZHjmQAAAABJRU5ErkJggg==" class="attachment-50x50 size-50x50 lazyload ewww_webp_lazy_load" alt="Jessica Wackler headshot" loading="lazy" decoding="async" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Jessica-W-150x150.jpg" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Jessica-W-150x150.jpg 150w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Jessica-W-300x300.jpg 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Jessica-W-1024x1024.jpg 1024w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Jessica-W-768x768.jpg 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Jessica-W-1536x1536.jpg 1536w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Jessica-W.jpg 1920w" data-sizes="auto" data-eio-rwidth="150" data-eio-rheight="150" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Jessica-W-150x150.jpg.webp" data-srcset-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Jessica-W-150x150.jpg.webp 150w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Jessica-W-300x300.jpg.webp 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Jessica-W-1024x1024.jpg.webp 1024w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Jessica-W-768x768.jpg.webp 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Jessica-W-1536x1536.jpg.webp 1536w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Jessica-W.jpg.webp 1920w" /><noscript><img width="50" height="50" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Jessica-W-150x150.jpg" class="attachment-50x50 size-50x50" alt="Jessica Wackler headshot" loading="lazy" decoding="async" srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Jessica-W-150x150.jpg 150w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Jessica-W-300x300.jpg 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Jessica-W-1024x1024.jpg 1024w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Jessica-W-768x768.jpg 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Jessica-W-1536x1536.jpg 1536w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/06/Jessica-W.jpg 1920w" sizes="(max-width: 50px) 100vw, 50px" data-eio="l" /></noscript> <a href="https://www.marketwatch.com/guides/authors/jessica-wackler/" aria-label="Learn more about Jessica Wackler" title="Learn more about Jessica Wackler" class="c-link "> Learn more about Jessica Wackler</a> </div> <div> <span class="author-name">Jessica Wackler</span> <span class="author-roles">Editor</span> </div> <svg viewBox="0 0 19 11" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M17.2686 1.5L9.26855 9.5L1.26855 1.5" stroke="currentColor" stroke-width="1.68067" stroke-linecap="round" stroke-linejoin="round"/> </svg> </div> <div id="author-1-content" class="author-content"> <div class="author-description wysiwyg"> <p>Jessica Wackler is a Chicago-based editor with expertise in multiple areas of the auto industry, including insurance, warranties and car selling and buying. In her free time, she enjoys writing sci-fi novels, visiting art museums and playing video games.</p> </div> <a class="author-permalink" href="https://www.marketwatch.com/guides/authors/jessica-wackler/"> Learn more about Jessica Wackler </a> </div> </div> </div> </div> </div> <div class="c-article-related"> <div class="wrapper"> <span class="heading">Related Resources</span> <div class="articles swiper"> <div class="swiper-wrapper"> <article class="article swiper-slide"> <div class="c-picture article-thumbnail"> <img width="1280" height="720" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAABQAAAALQAQAAAADnBuD7AAAAAnRSTlMAAHaTzTgAAACHSURBVHja7cExAQAAAMKg9U9tCU+gAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAHgaxN8AAZz3lEoAAAAASUVORK5CYII=" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="Portrait Shot of a Handsome Mechanic Working on a Vehicle in a Car Service. 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Carchex Review: Cost, Coverage and More (November 2024)