Best High-Yield Savings Accounts of February 2025 (Up to 4.50%)

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Most accounts here are used personally by our team.", "datePublished": "2018-07-05T15:57:53-0400", "dateModified": "2025-02-10T13:39:07-0500", "author": { "@type": "Person", "name": "Brendan Byrnes", "description": "Managing Director of Motley Fool Money, has worked full-time for The Motley Fool since 2011. Brendan has conducted interviews with influential businesspeople, written hundreds of personal finance articles, and provided analysis on TV outlets including CNBC and Fox.", "jobTitle": null, "sameAs": null, "image": "https://m.foolcdn.com/media/affiliates/original_images/Screenshot_2024-12-09_at_8_u4iT0Go.45.14AM.png?width=128&height=128", "url": "https://www.fool.com/money/authors/profile/brendan-byrnes/" }, "publisher": { "@type": "Organization", "name": "The Motley Fool", "legalName": "The Motley Fool, LLC", "url": "https://www.fool.com/", "logo": { "@type": "ImageObject", "url": "https://g.foolcdn.com/misc-assets/logo-tmf-primary-7-magenta-royalpurple.svg", "width": 157, "height": 43 }, "foundingDate": "1993", "address": { "@type": "PostalAddress", "streetAddress": "2000 Duke Street", "addressLocality": "Alexandria", "addressRegion": "VA", "postalCode": "22314", "addressCountry": "US" }, "sameAs": [ "https://www.fool.com/about/", "https://en.wikipedia.org/wiki/The_Motley_Fool", "https://www.linkedin.com/company/the-motley-fool", "https://www.facebook.com/themotleyfool/", "https://twitter.com/themotleyfool", "https://www.instagram.com/themotleyfoolofficial/", "https://www.youtube.com/channel/UCpRQuynBX9Qy9tPrcswpPag", "https://www.pinterest.com/themotleyfool/", "https://www.google.com/search?kgmid=/m/0578mk" ], "contactPoint": { "@type": "ContactPoint", "contactType": "Media Inquiries", "email": "pr@fool.com" } } } </script> <script type="application/ld+json"> { "@context": "https://schema.org/", "@type": "FAQPage", "mainEntity": [ { "@type": "Question", "name": "What is a high-yield savings account?", "acceptedAnswer": { "@type": "Answer", "text": "<p data-block-key="rdxr0">A <a href="/money/banks/high-yield-savings-account-definition/">high-yield savings account</a> (HYSA) is a savings account that offers a much higher annual percentage yield (APY) than average and is usually (but not always) offered by an online-based financial institution.</p>" } }, { "@type": "Question", "name": "What should I look for in a high-yield savings account?", "acceptedAnswer": { "@type": "Answer", "text": "<p data-block-key="6vjlw">Here are a few things to look for in a HYSA:</p><ul><li data-block-key="59ab7"><b>High APY</b>: The top savings accounts should include a high APY in range with our picks.</li><li data-block-key="8pfdu"><b>No monthly maintenance fee</b>: Most of the best savings accounts won't charge a monthly maintenance fee.</li><li data-block-key="686gq"><b>FDIC insurance</b>: Whether you're putting money aside to build an emergency fund or wanting to earn more interest, security is important.</li></ul>" } }, { "@type": "Question", "name": "How much money should you keep in a high-yield savings account?", "acceptedAnswer": { "@type": "Answer", "text": "<p data-block-key="6a7g1">A high-yield savings account is a great place to keep your emergency fund, as well as funds for any short-term savings goals (like a vacation or a down payment to purchase a home). And there is nothing wrong with having multiple savings accounts. In fact, it's generally a good idea to keep your emergency savings separate from the rest of your money.</p>" } } ] } </script> <script type="application/ld+json"> </script> <script type="application/ld+json"> { "@context": "https://schema.org", "@type": "BreadcrumbList", "itemListElement": [ {"@type": "ListItem", "position": 1, "name": "Motley Fool Money", "item": "https://www.fool.com/money/" }, {"@type": "ListItem", "position": 2, "name": "Banks", "item": "https://www.fool.com/money/banks/" }, {"@type": "ListItem", "position": 3, "name": "Savings Accounts", "item": "https://www.fool.com/money/banks/savings-accounts/" }, {"@type": "ListItem", "position": 4, "name": "Best High-Yield Savings Accounts (Up to 4.50%)", "item": "https://www.fool.com/money/banks/savings-accounts/best-savings-accounts/" } ] } </script>  <link rel="shortcut icon" href="https://g.foolcdn.com/static/affiliates/project/images/favicon/favicon.ico"> <link rel="apple-touch-icon" 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(min-width:768px){.blk-ecap-wrapper .cta-wrap .hbspt-form{display:block;margin:10px auto 20px;text-align:center}.blk-ecap-wrapper .cta-wrap .hbspt-form form{display:flex}.blk-ecap-wrapper .cta-wrap .hbspt-form form .hs-email{padding-right:16px;width:70%;margin-left:0;margin-right:1.2rem;align-self:end}.blk-ecap-wrapper .cta-wrap .hbspt-form form .hs-submit{align-self:end;width:calc(30% - 16px)}}.article-landing .img-wrap{text-align:center;width:100%}.article-landing .img-wrap img{max-width:100%;max-height:100%;height:auto;width:auto}@media (max-width:767px){.article-landing .img-wrap img{width:100%}}@media (min-width:768px){.article-landing .img-wrap{text-align:left}}.article-landing-article-header{margin-bottom:12px;margin-top:12px;font-family:"Poppins","PT Sans","Tahoma","Arial","Helvetica",sans-serif}.article-landing-article-header a{color:#000}.article-landing-article-copy{font-size:1.4rem;line-height:1.8rem;color:#53565A;margin-top:1.2rem}.article-landing-article-copy .title{margin:1.2rem 0}.article-landing-article-copy .title a{color:#1c1d20!important;font-weight:600;font-family:"Poppins","PT Sans","Tahoma","Arial","Helvetica",sans-serif,serif;font-size:2.4rem;line-height:2.6rem}@media (max-width:767px){.article-landing-article-copy .title a{font-size:1.8rem;line-height:2.4rem}}.article-landing-article-copy .title a:hover{color:#35B2D6!important}.article-landing-article-wrapper{margin-bottom:20px;padding-bottom:20px;position:relative}.article-landing-article-wrapper::after{content:'';left:15px;bottom:0;position:absolute;height:1px;width:100%;background:#EDEEEE}.article-landing-subheader{font-size:2rem;margin-top:12px;margin-bottom:20px;position:relative;font-family:"Poppins","PT Sans","Tahoma","Arial","Helvetica",sans-serif}.article-landing-subheader span{position:relative}.article-landing-subheader span::after{content:"";position:absolute;width:100%;height:3px;left:0;bottom:0;background:#1c1d20}.article-landing 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#35B2D6;border-top:14px solid transparent;content:'';position:absolute;right:-7px;top:-28px}.award-ribbon>span{display:inline-block;height:28px;left:14px;line-height:28px;position:absolute;top:-28px;width:100%}.award-ribbon.bump-up{margin-top:-2.4rem}.card-tile-wrap .cc-tile-banner-text.award-ribbon{top:-5px;left:-19px}.card-tile-wrap .cc-tile-banner-text.ribbon-new{top:-5px;left:-19px;position:relative}.featured-text-banner{background-color:#175381;border:solid #175381;padding-top:5px;padding-bottom:5px;padding-left:10px;color:#fff;font-weight:600;text-transform:uppercase;font-size:1.2rem;line-height:1.8rem;position:relative;margin-top:1.2rem}.featured-text-banner .featured-text{padding-left:35px}.featured-text-banner .featured-banner{width:26.64px;height:50px;top:-3px;background-color:#FFB71B;position:absolute;clip-path:polygon(0% 0%,100% 0%,100% 85%,50% 75%,0% 85%);z-index:1}.featured-text-banner 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2025</time> </div> </div> <div class="row author-bio mt-3 pb-3"> <div class="col-12"> <div class="authors-container"> <div class="author-bio-author"> <div class="author-bio-image-container"> <div class="author-bio-image"> <img class="lazy" data-src="https://m.foolcdn.com/media/affiliates/original_images/Screenshot_2024-12-09_at_8_u4iT0Go.45.14AM.png?width=128&height=128" alt="Brendan Byrnes" height="48" width="48"/> </div> </div> <div class="byline-container"> <div class="author-wrap author-hover"> <div class="author-wrapper author-wrapper-fact-checker author-bio-name"> <a class="mobile-link-disable author-link"> <span class="text-normal">Author:</span> Brendan Byrnes</a> <div class="author-hover-bio bs br"> <div class="author-bio-content"> <div> <div class="author-bio-author"> <div class="author-bio-image"> <img class="lazy" data-src="https://m.foolcdn.com/media/affiliates/original_images/Screenshot_2024-12-09_at_8_u4iT0Go.45.14AM.png?width=128&height=128" alt="Brendan Byrnes" height="32" width="32"/> </div> <div class="d-block"> <div class="author-bio-name"><a href="/money/authors/profile/brendan-byrnes/?luri=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&furi=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&fuuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&luuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&ltyp=txt">Brendan Byrnes</a> </div> </div> </div> <div class="copy-md pt-3"> <p data-block-key="nkqgs">Currently Managing Director of Motley Fool Money, Brendan has worked full-time for The Motley Fool since 2011. He has written hundreds of articles for The Motley Fool and provided analysis on TV outlets including CNBC and Fox. He holds a degree in finance from Virginia Tech.</p> </div> <p class="pt-4"> <a href="/money/authors/profile/brendan-byrnes/?luri=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&furi=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&fuuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&luuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&ltyp=txt">See Full Bio</a> </p> <div class="authors__social"> <a href="https://www.linkedin.com/in/brendan-byrnes-6b74923a/" rel="nofollow"> <img class="social-icon" src="https://g.foolcdn.com/static/affiliates/project/images/icon_linkedin%401x.svg" srcset="https://g.foolcdn.com/static/affiliates/project/images/icon_linkedin%402x.svg 1x, https://g.foolcdn.com/static/affiliates/project/images/icon_linkedin%402x.svg 2x" alt="Linked In Icon"> </a> </div> </div> </div> </div> </div> </div> </div> <div class="secondary-author-toggle d-md-none fs-14"> <span class="px-2 lh-28">|</span> <a class="toggle-button" data-base_text="1 other ">1 other [ + ]</a> </div> </div> <div class="author-bio-author"> <div class="author-bio-image-container"> <div class="author-bio-image"> <img class="lazy" data-src="https://m.foolcdn.com/media/affiliates/original_images/Nathan-Alderman-Headshot_5BaJAVK.webp?width=128&height=128" alt="Nathan Alderman" height="48" width="48"/> </div> </div> <div class="byline-container"> <div class="author-wrap author-hover"> <div class="author-wrapper author-wrapper-fact-checker author-bio-name"> <a class="mobile-link-disable author-link"> <span class="text-normal">Fact Checked:</span> Nathan Alderman</a> <div class="author-hover-bio bs br"> <div class="author-bio-content"> <div> <div class="author-bio-author"> <div class="author-bio-image"> <img class="lazy" data-src="https://m.foolcdn.com/media/affiliates/original_images/Nathan-Alderman-Headshot_5BaJAVK.webp?width=128&height=128" alt="Nathan Alderman" height="32" width="32"/> </div> <div class="d-block"> <div class="author-bio-name"><a href="/money/authors/profile/nathan-alderman/?luri=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&furi=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&fuuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&luuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&ltyp=txt">Nathan Alderman</a> </div> <div class="author-bio-description">Fact checker</div> </div> </div> <div class="copy-md pt-3"> <p data-block-key="sepb5">Nathan Alderman has been a full-time Motley Fool employee since 2005, making errors his arch-enemies in a variety of roles including a six-year stint as the dedicated fact-checker for The Motley Fool's premium newsletter services. As Motley Fool Money's Compliance Lead, he makes sure that all the site's information is accurate and up to date, which ensures we always steer readers right and keeps various financial partners happy. A graduate of Northwestern University's Medill School of Journalism, Nathan spends his spare time volunteering for civic causes, writing and podcasting for fun, adoring his wife, and wrangling his two very large young children.</p> </div> <p class="pt-4"> <a href="/money/authors/profile/nathan-alderman/?luri=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&furi=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&fuuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&luuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&ltyp=txt">See Full Bio</a> </p> <div class="authors__social"> <a href="https://www.linkedin.com/in/nathan-alderman-86b4b84/" rel="nofollow"> <img class="social-icon" src="https://g.foolcdn.com/static/affiliates/project/images/icon_linkedin%401x.svg" srcset="https://g.foolcdn.com/static/affiliates/project/images/icon_linkedin%402x.svg 1x, https://g.foolcdn.com/static/affiliates/project/images/icon_linkedin%402x.svg 2x" alt="Linked In Icon"> </a> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> <script> document.addEventListener('DOMContentLoaded', function () { const authorsContainer = document.querySelector('.authors-container'); const authorBioAuthors = authorsContainer.querySelectorAll('.author-bio-author'); const toggleButton = authorsContainer.querySelector('.toggle-button'); const toggleButtonContainer = authorsContainer.querySelector('.secondary-author-toggle'); /** * */ function isMobile() { return window.innerWidth <= 768; } /** * * @param element */ function isMultiLine(element) { const lineHeight = parseInt(window.getComputedStyle(element).lineHeight, 20); return element.offsetHeight > lineHeight; } /** * */ function moveToggleButton() { if (authorBioAuthors.length > 1 && isMobile()) { const firstAuthor = authorBioAuthors[0]; if (isMultiLine(firstAuthor)) { const secondAuthor = authorBioAuthors[2]; // eslint-disable-line no-unused-vars firstAuthor.insertAdjacentElement('afterend', toggleButtonContainer); toggleButtonContainer.style.paddingLeft = '45px'; toggleButtonContainer.querySelector('span').style.display = 'none'; } } } // handler for mobile toggling of other authors toggleButton.addEventListener('click', function () { for (let i = 1; i < authorBioAuthors.length; i++) { if (authorBioAuthors[i].style.display === 'none' || authorBioAuthors[i].style.display === '') { authorBioAuthors[i].style.display = 'flex'; toggleButton.textContent = `${toggleButton.dataset.base_text} [ - ]`; } else { authorBioAuthors[i].style.display = 'none'; toggleButton.textContent = `${toggleButton.dataset.base_text} [ + ]`; } } }); // Show all authors on larger screens window.addEventListener('resize', function () { moveToggleButton(); if (window.innerWidth > 768) { for (let i = 1; i < authorBioAuthors.length; i++) { authorBioAuthors[i].style.display = 'flex'; } toggleButton.textContent = `${toggleButton.dataset.base_text} [ - ]`; } }); moveToggleButton(); }); </script> </div> <section class="mt-3 p-3 copy-sm affiliate-disc-copy disc-copy bg-0 b"> <span> Many or all of the products here are from our partners that compensate us. <a href="/money/our-advertisers/?luri=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&furi=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&fuuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&luuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&ltyp=txt">It’s how we make money.</a> But our <a href="/money/editorial-integrity/?luri=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&furi=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&fuuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&luuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&ltyp=txt">editorial integrity</a> ensures that our product ratings are not influenced by compensation. Terms may apply to offers listed on this page. </span> <span> APY = Annual Percentage Yield. 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href="/money/banks/savings-accounts/best-joint-savings-accounts/?luri=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&furi=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&fuuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&luuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&ltyp=txt" class="copy-md">Best Joint High-Yield Savings Accounts</a> </li> <li class="border-top pt-3 pb-3"> <a href="/money/banks/savings-accounts/best-free-savings-accounts/?luri=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&furi=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&fuuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&luuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&ltyp=txt" class="copy-md">Best Free Savings Accounts</a> </li> <li class="border-top pt-3 pb-3"> <a href="/money/banks/high-yield-savings-account-definition/?luri=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&furi=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&fuuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&luuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&ltyp=txt" class="copy-md">What Is a High-Yield Savings Account and How Does It Work?</a> </li> <li class="border-top pt-3 pb-3"> <a href="/money/banks/guides-tools/pros-cons-of-high-yield-savings/?luri=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&furi=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&fuuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&luuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&ltyp=txt" class="copy-md">Pros and Cons of High-Yield Savings Accounts</a> </li> <li class="border-top pt-3 pb-3"> <a href="/money/banks/guides-tools/how-choose-savings-account/?luri=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&furi=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&fuuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&luuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&ltyp=txt" class="copy-md">How to Choose a Savings Account</a> </li> <li class="border-top pt-3 pb-3"> <a href="/money/banks/guides-tools/good-interest-rate-savings/?luri=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&furi=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&fuuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&luuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&ltyp=txt" class="copy-md">What Is a Good APY for a Savings Account?</a> </li> <li class="border-top pt-3 pb-3"> <a href="/money/banks/savings-accounts/reviews/?luri=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&furi=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&fuuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&luuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&ltyp=txt" class="copy-md">Savings Account Reviews</a> </li> </ul> </div> </li> <li class="faq-list-item accordion"> <button class="faq-question-container accordion__exp" aria-expanded="false" role="button" aria-label="Banking Guides"> <span class="faq__link copy-md bold fs-14"> Table of Contents </span> <span class="chevron-expander"><img src="https://g.foolcdn.com/static/affiliates/project/images/icons/chevron--white.svg" alt="chevron"></span> </button> <div class="accordion__child"> <ul> <li class="border-top pt-3 pb-3 "> <a href="#featured-high-yield-savings-accounts" class="copy-md">Featured Picks</a> </li> <li class="border-top pt-3 pb-3 "> <a href="#bank_account_summary_table_compare-the-best-high-yield-savings-accounts" class="copy-md">Compare the Best High-Yield Savings Accounts</a> </li> <li class="border-top pt-3 pb-3 "> <a href="#reviews-of-our-favorite-high-yield-savings-accounts" class="copy-md">Reviews of our Favorite High-Yield Savings Accounts</a> </li> <li class="border-top pt-3 pb-3 "> <a href="#our-savings-account-methodology" class="copy-md">Methodology</a> </li> <li class="border-top pt-3 pb-3 "> <a href="#qa-list-5a0bca2a-f16f-4420-a801-bc3ecfcbbfec" class="copy-md">Savings FAQs</a> </li> </ul> </div> </li> </ul> <div id="ascent_evergreen_sidebar" data-pitch-placement="mfm_evergreen_sidebar" class="d-none"></div> </nav> <div class="col-12 col-md-10 offset-md-1 col-lg-8 offset-lg-2 col-xl-10 offset-xl-1"> <div class="banking_page"> <div class="row"> <div class="block block-affiliate_disclosure"> </div> <div class="block block-paragraph"> <div class="wysiwyg"> <p data-block-key="cs9qv">Opening a high-yield savings account is one of the top money tips I've been giving to my friends and family for 2025. I've been using one for years and they've helped me earn thousands of dollars in higher interest on my cash, and they continue to be attractive with APYs still at above average levels.</p><p data-block-key="c0o28">Our recommendations below are the result of 100+ hours our team of experts spent researching, reviewing, and testing the best savings accounts on the market today.</p><p data-block-key="e28bk">Why can you trust us? <b>Well, most of the high yield savings accounts we recommend on this page are used personally by our employees here at The Motley Fool, including myself</b> (see our first-hand reviews below).</p><p data-block-key="1dia5">And unlike many other finance websites, we do NOT allow affiliate compensation to determine which products we list on this page.</p> </div> </div> <div class="block block-paragraph"> <div class="wysiwyg"> <h2 id="featured-high-yield-savings-accounts" data-block-key="2oxi0">Featured High-Yield Savings Accounts</h2><p data-block-key="6um8u">If you're short on time, here's a quick list of our best high-yield savings accounts:</p><ul><li data-block-key="37jbm"><a rel="sponsored noopener" data-action=offer_click_apply data-slug=sofi-checking-and-savings class="short-code-generated-link" href="/money/offers/bank-accounts/sofi-checking-and-savings/?luri=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&furi=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&fuuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&luuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&ltyp=txt-sc&lclksec=quick_picks" data-click-section="quick_picks">SoFi Checking and Savings</a> (Member FDIC): up to 3.80%² APY and up to $300 bonus with direct deposit</li><li data-block-key="42eci"><a rel="sponsored noopener" data-action=offer_click_apply data-slug=american-express-personal-savings class="short-code-generated-link" href="/money/offers/bank-accounts/american-express-personal-savings/?luri=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&furi=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&fuuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&luuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&ltyp=txt-sc&lclksec=quick_picks" data-click-section="quick_picks">American Express® High Yield Savings</a> (Member FDIC): 3.80% APY as of February 18, 2025</li><li data-block-key="514gv"><a rel="sponsored noopener" data-action=offer_click_apply data-slug=capital-one-360-performance-savings class="short-code-generated-link" href="/money/offers/bank-accounts/capital-one-360-performance-savings/?luri=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&furi=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&fuuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&luuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&ltyp=txt-sc&lclksec=quick_picks" data-click-section="quick_picks">Capital One 360 Performance Savings</a> (Member FDIC): 3.70% APY</li></ul><p data-block-key="b32u8">All of the accounts above have APYs that are nearly 10x the national average savings account interest rate (nope, that's not a typo!), and all are FDIC insured up to $250,000.</p> </div> </div> <div class="block block-bank_account_summary_table"> <section class="blk-save-tile-sum-list"> <div class="list-intro"> <div class="picks picks--collapse" id="picks__link"> <div class="picks-wrap"> <h2 class="picks__head" id="bank_account_summary_table_compare-all-of-our-best-high-yield-savings-accounts">Compare all of our Best High-Yield Savings Accounts:</h2> <div id="the-picks" class="picks-list picks-list--add-list-style"> <div class="accordion-controls accordion picks-list" id="offer_list__bank_account_summary_table_"> <div class="accordion__exp"> <a class="picks__expander" href="#offer_list_bank_account_summary_table_" role="button" aria-controls="content-bank_account_summary_table__" aria-expanded="false" id="accordion-control-bank_account_summary_table__"> <span class="picks__expander picks__expander--positive">Show The List [+]</span> <span class="picks__expander picks__expander--negative">Hide The List [-]</span> </a> </div> <ul class="accordion__child d-none" id="content-bank_account_summary_table__" aria-hidden="true"> <li class="picks-list-item"> 3.80% APY: <a class="picks__link" aria-label="Link to American Express® High Yield Savings offer" href="#bank_account_summary_table_american-express-high-yield-savings"> <span class="wt-norm">American Express® High Yield Savings</span> </a> <span>(Member FDIC.)</span> </li> <li class="picks-list-item"> up to 3.80%² APY: <a class="picks__link" aria-label="Link to SoFi Checking and Savings offer" href="#bank_account_summary_table_sofi-checking-and-savings"> <span class="wt-norm">SoFi Checking and Savings</span> </a> <span>(Member FDIC.)</span> </li> <li class="picks-list-item"> 3.70% APY: <a class="picks__link" aria-label="Link to Capital One 360 Performance Savings offer" href="#bank_account_summary_table_capital-one-360-performance-savings"> <span class="wt-norm">Capital One 360 Performance Savings</span> </a> <span>(Member FDIC.)</span> </li> <li class="picks-list-item"> 4.30% APY for balances of $5,000 or more APY: <a class="picks__link" aria-label="Link to CIT Platinum Savings offer" href="#bank_account_summary_table_cit-platinum-savings"> <span class="wt-norm">CIT Platinum Savings</span> </a> <span>(Member FDIC.)</span> </li> <li class="picks-list-item"> rate updating APY: <a class="picks__link" aria-label="Link to Barclays Tiered Savings offer" href="#bank_account_summary_table_barclays-tiered-savings"> <span class="wt-norm">Barclays Tiered Savings</span> </a> <span>(Member FDIC.)</span> </li> <li class="picks-list-item"> 3.75% APY: <a class="picks__link" aria-label="Link to Discover® Online Savings offer" href="#bank_account_summary_table_discover-online-savings"> <span class="wt-norm">Discover® Online Savings</span> </a> <span>(Member FDIC.)</span> </li> <li class="picks-list-item"> 4.50% APY with $250+ in monthly deposits APY: <a class="picks__link" aria-label="Link to LendingClub LevelUp Savings offer" href="#bank_account_summary_table_lendingclub-levelup-savings"> <span class="wt-norm">LendingClub LevelUp Savings</span> </a> <span>(Member FDIC.)</span> </li> <li class="picks-list-item"> 4.30% APY: <a class="picks__link" aria-label="Link to EverBank Performance℠ Savings offer" href="#bank_account_summary_table_everbank-performancesm-savings"> <span class="wt-norm">EverBank Performance℠ Savings</span> </a> <span>(Member FDIC.)</span> </li> </ul> </div> </div> </div> </div> </div> <div class="mt-3 d-flex f--spc-btwn"> <a class="meth-link d-inline-block" href="/money/rating-methodology/?luri=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&furi=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&fuuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&luuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&ltyp=txt" target="_blank">Ratings Methodology</a> <div class="sum-list__sidenote comp__footnote">Rates as of Feb 18, 2025 </div> </div> <div class="block-scrollable bs"> <div class="banking-summary-table__wrapper savings-summary-table"> <table class="ta_table banking-summary-table" style="margin-bottom: 0;"> <thead> <tr> <th class="sum-list__header--border">Offer</th> <th class="sum-list__header--border">APY</th> <th class="sum-list__header--border d-none d-lg-table-cell">Minimum to Earn APY</th> <th class="sum-list__header--border d-lg-none">Rating</th> <th class="sum-list__header--border d-none d-lg-table-cell">Next Steps</th> </tr> </thead> <tbody> <tr id="bank_account_summary_table_american-express-high-yield-savings" class=" banking-summary-table__row--featured-row" data-states-not-available-in=""> <td class="block-bank_tile_summary_list__item" id="disclaimer-control-parent-american-express-high-yield-savings"> <div class="ribbon"> <div class="ribbon-new ribbon-new--blue" style="top: -15px; left:-28px; margin-bottom: 0;"> <span>FEATURED OFFER</span> </div> </div> <div class="account--wrapper"> <div class="logo-warp b p-3 mx-auto"> <a rel="sponsored nofollow" href="/money/banks/savings-accounts/reviews/american-express-personal-savings-review/?luri=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&furi=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&fuuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&luuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&ltyp=img&lclksec=summary_table&ord=1" target="_blank" data-offer_order="1" data-link_type="img" data-slug="american-express-personal-savings" data-action="unmonetized" data-click-section="summary_table" aria-label=""> <div class="comp-logo-wrap"> <img src="https://m.foolcdn.com/media/affiliates/bank-account-art/Amex_Savings_Logo_M7LOxCL_QkyEqaj.png" alt="Logo for American Express® High Yield Savings" class="comp__logo"> </div> </a> </div> <div class="account--wrapper-copy"> <a rel="sponsored nofollow" href="/money/offers/bank-accounts/american-express-personal-savings/?luri=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&furi=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&fuuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&luuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&ltyp=off-nm&lclksec=summary_table&ord=1" class="" target="_blank" data-offer_order="1" data-link_type="off-nm" data-click-section="summary_table"> American Express® High Yield Savings </a> <div class="d-lg-none mt-3" data-states-not-available-in=""> <div class="btn-wrap"> <a rel="sponsored noopener nofollow" href="/money/offers/bank-accounts/american-express-personal-savings/?luri=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&furi=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&fuuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&luuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&ltyp=btn&lclksec=summary_table&ord=1&ltxt=Open+Account+button+for+American+Express%C2%AE+High+Yield+Savings." target="_blank" class="btn--apply-wrap " data-offer_order="1" data-link_type="btn" data-slug="american-express-personal-savings" data-click-section="summary_table" aria-label="Open Account button for American Express® High Yield Savings."> <span class="btn btn--apply">Open Account <span class="wag">for American Express® High Yield Savings</span></span> </a> <p class="apply__disclaim copy-sm text-center mt-1">On American Express's Secure Website<span aria-hidden="false" class="wag">.</span> </p> </div> </div> <span class="save-bank-member fs-12 text-gray">Member FDIC.</span> <div class="offer-stars d-none d-lg-inline-flex"> <div class="star-rate card-tile star-rate--inline"> <div class="star-rate-stars-wrapper"> <span aria-hidden="false" class="wag">Rating image, 4.00 out of 5 stars.</span> <span aria-hidden="true" class="star-rate-stars"> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star-rate-stars-selected" style="width: 80.00%;"> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> </span> </span> </div> <div class="star-rate-copy"> <span>4.00/5</span> <span class="star-rate-info tooltip-parent" aria-describedby="ttip-bank_compare3aa038-id--1-desc" tabindex="0"> <span class="info-wrap"><svg width="12px" height="12px" viewBox="0 0 12 12" version="1.1" 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6.31861928,1.66643931 6.42246094,1.56259765 C6.52630261,1.45875598 6.65341722,1.40683593 6.8038086,1.40683593 Z M6.87363282,3.53916015 L5.81015626,7.30429687 C5.73854131,7.55852991 5.70273438,7.71070938 5.70273438,7.76083983 C5.70273438,7.81813179 5.71974267,7.8646808 5.75375977,7.90048827 C5.78777687,7.93629574 5.82805967,7.95419921 5.87460938,7.95419921 C5.92832059,7.95419921 5.99277307,7.92555366 6.06796876,7.86826171 C6.27207134,7.70712809 6.47796121,7.47796372 6.68564454,7.18076171 L6.87363282,7.30429687 C6.63014202,7.67669456 6.34368655,7.99000523 6.01425782,8.24423827 C5.77076702,8.43401787 5.53802195,8.52890624 5.31601563,8.52890624 C5.169205,8.52890624 5.04925177,8.48504275 4.95615235,8.39731444 C4.86305293,8.30958614 4.81650391,8.19947982 4.81650391,8.06699218 C4.81650391,7.93450454 4.86126258,7.7142919 4.95078126,7.40634765 L5.64902344,5.00009765 C5.76360735,4.60621547 5.82089844,4.35914763 5.82089844,4.25888671 C5.82089844,4.18011027 5.79314807,4.11565779 5.73764649,4.06552733 C5.68214491,4.01539688 5.60605518,3.99033202 5.50937501,3.99033202 C5.43059857,3.99033202 5.26767702,4.01002584 5.02060547,4.04941405 L5.02060547,3.8399414 L6.87363282,3.53916015 Z" id="i" fill="#717171"></path> </g> </g> </g> </g> </svg> </span> <span aria-hidden="false" class="wag" id="ttip--1-bank_compare3aa038-desc"> Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. </span> <span id="ttip-bank_compare3aa038-id--1-desc" class="tooltip" role="tooltip"> <span>We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.<br></span> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Best<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Excellent<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Good<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Fair<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Poor<br> <span class="tooltip-arrow"></span> </span> </span> </div> </div> </div> </div> </div> </td> <td class="block-bank_tile_summary_list__item"> <div class="fs-18">3.80%</div> <span class="tooltip-parent" tabindex="0" aria-describedby="ttip-bank-comp-apy-tip-id--1-desc"> <span class="info-wrap"> Rate info <svg width="12px" height="12px" viewBox="0 0 12 12" version="1.1" xmlns="http://www.w3.org/2000/svg" aria-describedby="icon-info-title-1--bank-comp-apy-tip icon-info-descrip-1-bank-comp-apy-tip" role="img">  <desc id="icon-info-descrip-1-bank-comp-apy-tip">Circle with letter I in it.</desc> <defs></defs> <g id="Symbols" stroke="none" stroke-width="1" fill="none" fill-rule="evenodd"> <g id="Component-Card-Collapsed" transform="translate(-799.000000, -47.000000)"> <g id="Group-3" transform="translate(799.000000, 47.000000)"> <g id="Group"> <circle stroke="#9B9B9B" cx="6" cy="6" r="5.5"></circle> <path d="M6.8038086,1.40683593 C6.95419998,1.40683593 7.08131459,1.45875598 7.18515626,1.56259765 C7.28899792,1.66643931 7.34091797,1.79355393 7.34091797,1.9439453 C7.34091797,2.09075593 7.28810275,2.21697537 7.18247071,2.32260741 C7.07683867,2.42823945 6.95061923,2.48105468 6.8038086,2.48105468 C6.65699797,2.48105468 6.53077853,2.42823945 6.42514649,2.32260741 C6.31951445,2.21697537 6.26669922,2.09075593 6.26669922,1.9439453 C6.26669922,1.79355393 6.31861928,1.66643931 6.42246094,1.56259765 C6.52630261,1.45875598 6.65341722,1.40683593 6.8038086,1.40683593 Z M6.87363282,3.53916015 L5.81015626,7.30429687 C5.73854131,7.55852991 5.70273438,7.71070938 5.70273438,7.76083983 C5.70273438,7.81813179 5.71974267,7.8646808 5.75375977,7.90048827 C5.78777687,7.93629574 5.82805967,7.95419921 5.87460938,7.95419921 C5.92832059,7.95419921 5.99277307,7.92555366 6.06796876,7.86826171 C6.27207134,7.70712809 6.47796121,7.47796372 6.68564454,7.18076171 L6.87363282,7.30429687 C6.63014202,7.67669456 6.34368655,7.99000523 6.01425782,8.24423827 C5.77076702,8.43401787 5.53802195,8.52890624 5.31601563,8.52890624 C5.169205,8.52890624 5.04925177,8.48504275 4.95615235,8.39731444 C4.86305293,8.30958614 4.81650391,8.19947982 4.81650391,8.06699218 C4.81650391,7.93450454 4.86126258,7.7142919 4.95078126,7.40634765 L5.64902344,5.00009765 C5.76360735,4.60621547 5.82089844,4.35914763 5.82089844,4.25888671 C5.82089844,4.18011027 5.79314807,4.11565779 5.73764649,4.06552733 C5.68214491,4.01539688 5.60605518,3.99033202 5.50937501,3.99033202 C5.43059857,3.99033202 5.26767702,4.01002584 5.02060547,4.04941405 L5.02060547,3.8399414 L6.87363282,3.53916015 Z" id="i" fill="#717171"></path> </g> </g> </g> </g> </svg> </span> <span id="ttip-bank-comp-apy-tip-id--1-desc" class="tooltip" role="tooltip"> 3.80% annual percentage yield as of February 18, 2025. Terms apply. <span class="tooltip-arrow"></span> </span> </span> <div class="fs-16 mt-4 d-lg-none text-gray"><span class="mt-3">Min. to earn: </span>$0</div> </td> <td class="d-lg-none"> <div class="offer-stars d-inline-flex"> <div class="star-rate card-tile star-rate--inline"> <div class="star-rate-stars-wrapper"> <span aria-hidden="false" class="wag">Rating image, 4.00 out of 5 stars.</span> <span aria-hidden="true" class="star-rate-stars"> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star-rate-stars-selected" style="width: 80.00%;"> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> </span> </span> </div> <div class="star-rate-copy"> <span>4.00/5</span> <span class="star-rate-info tooltip-parent" aria-describedby="ttip-bank_compare391e2c-id--1-desc" tabindex="0"> <span class="info-wrap"><svg width="12px" height="12px" viewBox="0 0 12 12" version="1.1" xmlns="http://www.w3.org/2000/svg" aria-describedby="icon-info-title-1--bank_compare391e2c icon-info-descrip-1-bank_compare391e2c" role="img">  <desc id="icon-info-descrip-1-bank_compare391e2c">Circle with letter I in it.</desc> <defs></defs> <g id="Symbols" stroke="none" stroke-width="1" fill="none" fill-rule="evenodd"> <g id="Component-Card-Collapsed" transform="translate(-799.000000, -47.000000)"> <g id="Group-3" transform="translate(799.000000, 47.000000)"> <g id="Group"> <circle stroke="#9B9B9B" cx="6" cy="6" r="5.5"></circle> <path d="M6.8038086,1.40683593 C6.95419998,1.40683593 7.08131459,1.45875598 7.18515626,1.56259765 C7.28899792,1.66643931 7.34091797,1.79355393 7.34091797,1.9439453 C7.34091797,2.09075593 7.28810275,2.21697537 7.18247071,2.32260741 C7.07683867,2.42823945 6.95061923,2.48105468 6.8038086,2.48105468 C6.65699797,2.48105468 6.53077853,2.42823945 6.42514649,2.32260741 C6.31951445,2.21697537 6.26669922,2.09075593 6.26669922,1.9439453 C6.26669922,1.79355393 6.31861928,1.66643931 6.42246094,1.56259765 C6.52630261,1.45875598 6.65341722,1.40683593 6.8038086,1.40683593 Z M6.87363282,3.53916015 L5.81015626,7.30429687 C5.73854131,7.55852991 5.70273438,7.71070938 5.70273438,7.76083983 C5.70273438,7.81813179 5.71974267,7.8646808 5.75375977,7.90048827 C5.78777687,7.93629574 5.82805967,7.95419921 5.87460938,7.95419921 C5.92832059,7.95419921 5.99277307,7.92555366 6.06796876,7.86826171 C6.27207134,7.70712809 6.47796121,7.47796372 6.68564454,7.18076171 L6.87363282,7.30429687 C6.63014202,7.67669456 6.34368655,7.99000523 6.01425782,8.24423827 C5.77076702,8.43401787 5.53802195,8.52890624 5.31601563,8.52890624 C5.169205,8.52890624 5.04925177,8.48504275 4.95615235,8.39731444 C4.86305293,8.30958614 4.81650391,8.19947982 4.81650391,8.06699218 C4.81650391,7.93450454 4.86126258,7.7142919 4.95078126,7.40634765 L5.64902344,5.00009765 C5.76360735,4.60621547 5.82089844,4.35914763 5.82089844,4.25888671 C5.82089844,4.18011027 5.79314807,4.11565779 5.73764649,4.06552733 C5.68214491,4.01539688 5.60605518,3.99033202 5.50937501,3.99033202 C5.43059857,3.99033202 5.26767702,4.01002584 5.02060547,4.04941405 L5.02060547,3.8399414 L6.87363282,3.53916015 Z" id="i" fill="#717171"></path> </g> </g> </g> </g> </svg> </span> <span aria-hidden="false" class="wag" id="ttip--1-bank_compare391e2c-desc"> Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. </span> <span id="ttip-bank_compare391e2c-id--1-desc" class="tooltip" role="tooltip"> <span>We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.<br></span> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Best<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Excellent<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Good<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Fair<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Poor<br> <span class="tooltip-arrow"></span> </span> </span> </div> </div> </div> </td> <td class="block-bank_tile_summary_list__item d-none d-lg-table-cell"> <div class="fs-16"> $0 </div> </td> <td class="block-bank_tile_summary_list__item d-none d-lg-table-cell"> <div data-states-not-available-in=""> <div class="btn-wrap"> <a rel="sponsored noopener nofollow" href="/money/offers/bank-accounts/american-express-personal-savings/?luri=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&furi=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&fuuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&luuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&ltyp=btn&lclksec=summary_table&ord=1&ltxt=Open+Account+button+for+American+Express%C2%AE+High+Yield+Savings." target="_blank" class="btn--apply-wrap " data-offer_order="1" data-link_type="btn" data-slug="american-express-personal-savings" data-click-section="summary_table" aria-label="Open Account button for American Express® High Yield Savings."> <span class="btn btn--apply">Open Account <span class="wag">for American Express® High Yield Savings</span></span> </a> <p class="apply__disclaim copy-sm text-center mt-1">On American Express's Secure Website<span aria-hidden="false" class="wag">.</span> </p> </div> </div> </td> </tr> <tr id="bank_account_summary_table_sofi-checking-and-savings" class="has-disclosure accordion" data-states-not-available-in=""> <td class="block-bank_tile_summary_list__item" id="disclaimer-control-parent-sofi-checking-and-savings"> <div class="account--wrapper"> <div class="logo-warp b p-3 mx-auto"> <a rel="sponsored nofollow" href="/money/banks/savings-accounts/reviews/sofi-checking-and-savings-account-review/?luri=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&furi=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&fuuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&luuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&ltyp=img&lclksec=summary_table&ord=2" target="_blank" data-offer_order="2" data-link_type="img" data-slug="sofi-checking-and-savings" data-action="unmonetized" data-click-section="summary_table" aria-label=""> <div class="comp-logo-wrap"> <img src="https://m.foolcdn.com/media/affiliates/original_images/SoFi_Logo.png" alt="Logo for SoFi Checking and Savings" class="comp__logo"> </div> </a> </div> <div class="account--wrapper-copy"> <a rel="sponsored nofollow" href="/money/offers/bank-accounts/sofi-checking-and-savings/?luri=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&furi=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&fuuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&luuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&ltyp=off-nm&lclksec=summary_table&ord=2" class="" target="_blank" data-offer_order="2" data-link_type="off-nm" data-click-section="summary_table"> SoFi Checking and Savings </a> <div class="d-lg-none mt-3" data-states-not-available-in=""> <div class="btn-wrap"> <a rel="sponsored noopener nofollow" href="/money/offers/bank-accounts/sofi-checking-and-savings/?luri=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&furi=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&fuuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&luuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&ltyp=btn&lclksec=summary_table&ord=2&ltxt=Open+Account+button+for+SoFi+Checking+and+Savings." target="_blank" class="btn--apply-wrap " data-offer_order="2" data-link_type="btn" data-slug="sofi-checking-and-savings" data-click-section="summary_table" aria-label="Open Account button for SoFi Checking and Savings."> <span class="btn btn--apply">Open Account <span class="wag">for SoFi Checking and Savings</span></span> </a> <p class="apply__disclaim copy-sm text-center mt-1">On SoFi's Secure Website<span aria-hidden="false" class="wag">.</span> </p> </div> </div> <span class="save-bank-member fs-12 text-gray">Member FDIC.</span> <div class="offer-stars d-none d-lg-inline-flex"> <div class="star-rate card-tile star-rate--inline"> <div class="star-rate-stars-wrapper"> <span aria-hidden="false" class="wag">Rating image, 4.50 out of 5 stars.</span> <span aria-hidden="true" class="star-rate-stars"> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star-rate-stars-selected" style="width: 90.00%;"> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> </span> </span> </div> <div class="star-rate-copy"> <span>4.50/5</span> <span class="star-rate-info tooltip-parent" aria-describedby="ttip-bank_compare6afc63-id--2-desc" tabindex="0"> <span class="info-wrap"><svg width="12px" height="12px" viewBox="0 0 12 12" version="1.1" xmlns="http://www.w3.org/2000/svg" aria-describedby="icon-info-title-2--bank_compare6afc63 icon-info-descrip-2-bank_compare6afc63" role="img">  <desc id="icon-info-descrip-2-bank_compare6afc63">Circle with letter I in it.</desc> <defs></defs> <g id="Symbols" stroke="none" stroke-width="1" fill="none" fill-rule="evenodd"> <g id="Component-Card-Collapsed" transform="translate(-799.000000, -47.000000)"> <g id="Group-3" transform="translate(799.000000, 47.000000)"> <g id="Group"> <circle stroke="#9B9B9B" cx="6" cy="6" r="5.5"></circle> <path d="M6.8038086,1.40683593 C6.95419998,1.40683593 7.08131459,1.45875598 7.18515626,1.56259765 C7.28899792,1.66643931 7.34091797,1.79355393 7.34091797,1.9439453 C7.34091797,2.09075593 7.28810275,2.21697537 7.18247071,2.32260741 C7.07683867,2.42823945 6.95061923,2.48105468 6.8038086,2.48105468 C6.65699797,2.48105468 6.53077853,2.42823945 6.42514649,2.32260741 C6.31951445,2.21697537 6.26669922,2.09075593 6.26669922,1.9439453 C6.26669922,1.79355393 6.31861928,1.66643931 6.42246094,1.56259765 C6.52630261,1.45875598 6.65341722,1.40683593 6.8038086,1.40683593 Z M6.87363282,3.53916015 L5.81015626,7.30429687 C5.73854131,7.55852991 5.70273438,7.71070938 5.70273438,7.76083983 C5.70273438,7.81813179 5.71974267,7.8646808 5.75375977,7.90048827 C5.78777687,7.93629574 5.82805967,7.95419921 5.87460938,7.95419921 C5.92832059,7.95419921 5.99277307,7.92555366 6.06796876,7.86826171 C6.27207134,7.70712809 6.47796121,7.47796372 6.68564454,7.18076171 L6.87363282,7.30429687 C6.63014202,7.67669456 6.34368655,7.99000523 6.01425782,8.24423827 C5.77076702,8.43401787 5.53802195,8.52890624 5.31601563,8.52890624 C5.169205,8.52890624 5.04925177,8.48504275 4.95615235,8.39731444 C4.86305293,8.30958614 4.81650391,8.19947982 4.81650391,8.06699218 C4.81650391,7.93450454 4.86126258,7.7142919 4.95078126,7.40634765 L5.64902344,5.00009765 C5.76360735,4.60621547 5.82089844,4.35914763 5.82089844,4.25888671 C5.82089844,4.18011027 5.79314807,4.11565779 5.73764649,4.06552733 C5.68214491,4.01539688 5.60605518,3.99033202 5.50937501,3.99033202 C5.43059857,3.99033202 5.26767702,4.01002584 5.02060547,4.04941405 L5.02060547,3.8399414 L6.87363282,3.53916015 Z" id="i" fill="#717171"></path> </g> </g> </g> </g> </svg> </span> <span aria-hidden="false" class="wag" id="ttip--2-bank_compare6afc63-desc"> Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. </span> <span id="ttip-bank_compare6afc63-id--2-desc" class="tooltip" role="tooltip"> <span>We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.<br></span> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Best<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Excellent<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Good<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Fair<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Poor<br> <span class="tooltip-arrow"></span> </span> </span> </div> </div> </div> <div> <a class="fs-12 disclaimer-toggle" href="#disclaimer-toggle-for-sofi-checking-and-savings" role="button" aria-expanded="false" id="disclaimer-toggle-for-sofi-checking-and-savings" aria-controls="disclosure-element-sofi-checking-and-savings disclaimer-control-parent-sofi-checking-and-savings"> <span> Disclaimer </span> <span class="pl-3 image-plus"> </span> <span class="pl-3 image-minus"> </span> </a> </div> </div> </div> </td> <td class="block-bank_tile_summary_list__item"> <div class="fs-18">up to 3.80%²</div> <span class="tooltip-parent" tabindex="0" aria-describedby="ttip-bank-comp-apy-tip-id--2-desc"> <span class="info-wrap"> Rate info <svg width="12px" height="12px" viewBox="0 0 12 12" version="1.1" xmlns="http://www.w3.org/2000/svg" aria-describedby="icon-info-title-2--bank-comp-apy-tip icon-info-descrip-2-bank-comp-apy-tip" role="img">  <desc id="icon-info-descrip-2-bank-comp-apy-tip">Circle with letter I in it.</desc> <defs></defs> <g id="Symbols" stroke="none" stroke-width="1" fill="none" fill-rule="evenodd"> <g id="Component-Card-Collapsed" transform="translate(-799.000000, -47.000000)"> <g id="Group-3" transform="translate(799.000000, 47.000000)"> <g id="Group"> <circle stroke="#9B9B9B" cx="6" cy="6" r="5.5"></circle> <path d="M6.8038086,1.40683593 C6.95419998,1.40683593 7.08131459,1.45875598 7.18515626,1.56259765 C7.28899792,1.66643931 7.34091797,1.79355393 7.34091797,1.9439453 C7.34091797,2.09075593 7.28810275,2.21697537 7.18247071,2.32260741 C7.07683867,2.42823945 6.95061923,2.48105468 6.8038086,2.48105468 C6.65699797,2.48105468 6.53077853,2.42823945 6.42514649,2.32260741 C6.31951445,2.21697537 6.26669922,2.09075593 6.26669922,1.9439453 C6.26669922,1.79355393 6.31861928,1.66643931 6.42246094,1.56259765 C6.52630261,1.45875598 6.65341722,1.40683593 6.8038086,1.40683593 Z M6.87363282,3.53916015 L5.81015626,7.30429687 C5.73854131,7.55852991 5.70273438,7.71070938 5.70273438,7.76083983 C5.70273438,7.81813179 5.71974267,7.8646808 5.75375977,7.90048827 C5.78777687,7.93629574 5.82805967,7.95419921 5.87460938,7.95419921 C5.92832059,7.95419921 5.99277307,7.92555366 6.06796876,7.86826171 C6.27207134,7.70712809 6.47796121,7.47796372 6.68564454,7.18076171 L6.87363282,7.30429687 C6.63014202,7.67669456 6.34368655,7.99000523 6.01425782,8.24423827 C5.77076702,8.43401787 5.53802195,8.52890624 5.31601563,8.52890624 C5.169205,8.52890624 5.04925177,8.48504275 4.95615235,8.39731444 C4.86305293,8.30958614 4.81650391,8.19947982 4.81650391,8.06699218 C4.81650391,7.93450454 4.86126258,7.7142919 4.95078126,7.40634765 L5.64902344,5.00009765 C5.76360735,4.60621547 5.82089844,4.35914763 5.82089844,4.25888671 C5.82089844,4.18011027 5.79314807,4.11565779 5.73764649,4.06552733 C5.68214491,4.01539688 5.60605518,3.99033202 5.50937501,3.99033202 C5.43059857,3.99033202 5.26767702,4.01002584 5.02060547,4.04941405 L5.02060547,3.8399414 L6.87363282,3.53916015 Z" id="i" fill="#717171"></path> </g> </g> </g> </g> </svg> </span> <span id="ttip-bank-comp-apy-tip-id--2-desc" class="tooltip" role="tooltip"> You can earn the maximum APY by having Direct Deposit (no minimum amount required) or by making $5,000 or more in Qualifying Deposits every 30 days. See SoFi Checking and Savings rate sheet at: https://www.sofi.com/legal/banking-rate-sheet. <span class="tooltip-arrow"></span> </span> </span> <div class="fs-16 mt-4 d-lg-none text-gray"><span class="mt-3">Min. to earn: </span>$0</div> <div class="mt-3 p-3 bg-yellow d-lg-none"> <div class="fs-12 bold uppercase"> Offer Alert </div> <div class="copy-tight"> <div class="spice-desc"> <div class="rich-text fs-16"> New customers can earn up to a $300 bonus with qualifying direct deposits!¹ </div> </div> </div> </div> </td> <td class="d-lg-none"> <div class="offer-stars d-inline-flex"> <div class="star-rate card-tile star-rate--inline"> <div class="star-rate-stars-wrapper"> <span aria-hidden="false" class="wag">Rating image, 4.50 out of 5 stars.</span> <span aria-hidden="true" class="star-rate-stars"> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star-rate-stars-selected" style="width: 90.00%;"> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> </span> </span> </div> <div class="star-rate-copy"> <span>4.50/5</span> <span class="star-rate-info tooltip-parent" aria-describedby="ttip-bank_compare2d79ef-id--2-desc" tabindex="0"> <span class="info-wrap"><svg width="12px" height="12px" viewBox="0 0 12 12" version="1.1" xmlns="http://www.w3.org/2000/svg" aria-describedby="icon-info-title-2--bank_compare2d79ef icon-info-descrip-2-bank_compare2d79ef" role="img">  <desc id="icon-info-descrip-2-bank_compare2d79ef">Circle with letter I in it.</desc> <defs></defs> <g id="Symbols" stroke="none" stroke-width="1" fill="none" fill-rule="evenodd"> <g id="Component-Card-Collapsed" transform="translate(-799.000000, -47.000000)"> <g id="Group-3" transform="translate(799.000000, 47.000000)"> <g id="Group"> <circle stroke="#9B9B9B" cx="6" cy="6" r="5.5"></circle> <path d="M6.8038086,1.40683593 C6.95419998,1.40683593 7.08131459,1.45875598 7.18515626,1.56259765 C7.28899792,1.66643931 7.34091797,1.79355393 7.34091797,1.9439453 C7.34091797,2.09075593 7.28810275,2.21697537 7.18247071,2.32260741 C7.07683867,2.42823945 6.95061923,2.48105468 6.8038086,2.48105468 C6.65699797,2.48105468 6.53077853,2.42823945 6.42514649,2.32260741 C6.31951445,2.21697537 6.26669922,2.09075593 6.26669922,1.9439453 C6.26669922,1.79355393 6.31861928,1.66643931 6.42246094,1.56259765 C6.52630261,1.45875598 6.65341722,1.40683593 6.8038086,1.40683593 Z M6.87363282,3.53916015 L5.81015626,7.30429687 C5.73854131,7.55852991 5.70273438,7.71070938 5.70273438,7.76083983 C5.70273438,7.81813179 5.71974267,7.8646808 5.75375977,7.90048827 C5.78777687,7.93629574 5.82805967,7.95419921 5.87460938,7.95419921 C5.92832059,7.95419921 5.99277307,7.92555366 6.06796876,7.86826171 C6.27207134,7.70712809 6.47796121,7.47796372 6.68564454,7.18076171 L6.87363282,7.30429687 C6.63014202,7.67669456 6.34368655,7.99000523 6.01425782,8.24423827 C5.77076702,8.43401787 5.53802195,8.52890624 5.31601563,8.52890624 C5.169205,8.52890624 5.04925177,8.48504275 4.95615235,8.39731444 C4.86305293,8.30958614 4.81650391,8.19947982 4.81650391,8.06699218 C4.81650391,7.93450454 4.86126258,7.7142919 4.95078126,7.40634765 L5.64902344,5.00009765 C5.76360735,4.60621547 5.82089844,4.35914763 5.82089844,4.25888671 C5.82089844,4.18011027 5.79314807,4.11565779 5.73764649,4.06552733 C5.68214491,4.01539688 5.60605518,3.99033202 5.50937501,3.99033202 C5.43059857,3.99033202 5.26767702,4.01002584 5.02060547,4.04941405 L5.02060547,3.8399414 L6.87363282,3.53916015 Z" id="i" fill="#717171"></path> </g> </g> </g> </g> </svg> </span> <span aria-hidden="false" class="wag" id="ttip--2-bank_compare2d79ef-desc"> Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. </span> <span id="ttip-bank_compare2d79ef-id--2-desc" class="tooltip" role="tooltip"> <span>We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.<br></span> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Best<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Excellent<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Good<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Fair<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Poor<br> <span class="tooltip-arrow"></span> </span> </span> </div> </div> </div> </td> <td class="block-bank_tile_summary_list__item d-none d-lg-table-cell"> <div class="fs-16"> $0 </div> </td> <td class="block-bank_tile_summary_list__item d-none d-lg-table-cell"> <div data-states-not-available-in=""> <div class="btn-wrap"> <a rel="sponsored noopener nofollow" href="/money/offers/bank-accounts/sofi-checking-and-savings/?luri=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&furi=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&fuuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&luuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&ltyp=btn&lclksec=summary_table&ord=2&ltxt=Open+Account+button+for+SoFi+Checking+and+Savings." target="_blank" class="btn--apply-wrap " data-offer_order="2" data-link_type="btn" data-slug="sofi-checking-and-savings" data-click-section="summary_table" aria-label="Open Account button for SoFi Checking and Savings."> <span class="btn btn--apply">Open Account <span class="wag">for SoFi Checking and Savings</span></span> </a> <p class="apply__disclaim copy-sm text-center mt-1">On SoFi's Secure Website<span aria-hidden="false" class="wag">.</span> </p> </div> </div> <div class="mt-3 p-3 bg-yellow"> <div class="fs-12 bold uppercase"> Offer Alert </div> <div class="copy-tight"> <div class="spice-desc"> <div class="rich-text fs-16"> New customers can earn up to a $300 bonus with qualifying direct deposits!¹ </div> </div> </div> </div> </td> </tr> <tr class="disclaimer-row toggle-hidden" id="disclosure-element-sofi-checking-and-savings"> <td class="d-none d-lg-table-cell" colspan="4"> <div class="small-caption"> <p data-block-key="8kdys"><b><br/><br/>SoFi disclosure:</b></p><p data-block-key="9j9p5">¹ New and existing Checking and Savings members who have not previously enrolled in Direct Deposit with SoFi are eligible to earn a cash bonus of either $50 (with at least $1,000 total Direct Deposits received during the Direct Deposit Bonus Period) OR $300 (with at least $5,000 total Direct Deposits received during the Direct Deposit Bonus Period). Cash bonus will be based on the total amount of Direct Deposit. Direct Deposit Promotion begins on 12/7/2023 and will be available through 1/31/26. See full bonus and annual percentage yield (APY) terms at sofi.com/banking#1. </p><p data-block-key="etcuv"><b>²</b> SoFi members who enroll in SoFi Plus with Direct Deposit or by paying the SoFi Plus Subscription Fee every 30 days or with $5,000 or more in Qualifying Deposits during the 30-Day Evaluation Period can earn 3.80% annual percentage yield (APY) on savings balances (including Vaults) and 0.50% APY on checking balances. There is no minimum Direct Deposit amount required to qualify for the stated interest rate. Members without either SoFi Plus or Qualifying Deposits, during the 30-Day Evaluation Period will earn 1.00% APY on savings balances (including Vaults) and 0.50% APY on checking balances. Only SoFi Plus members are eligible for other SoFi Plus benefits. Interest rates are variable and subject to change at any time. These rates are current as of 1/24/25. There is no minimum balance requirement. Additional information can be found at <a href="http://www.sofi.com/legal/banking-rate-sheet">http://www.sofi.com/legal/banking-rate-sheet</a>. See the SoFi Plus Terms and Conditions at <a href="https://www.sofi.com/terms-of-use/#plus">https://www.sofi.com/terms-of-use/#plus</a>.</p><p data-block-key="dco4q"><b>³</b> We do not charge any account, service or maintenance fees for SoFi Checking and Savings. We do charge a transaction fee to process each outgoing wire transfer. SoFi does not charge a fee for incoming wire transfers, however the sending bank may charge a fee. Our fee policy is subject to change at any time. See the SoFi Checking & Savings Fee Sheet for details at sofi.com/legal/banking-fees/.</p><p data-block-key="62tsj"><b>⁴ SoFi Bank is a member FDIC and does not provide more than $250,000 of FDIC insurance per legal category of account ownership, as described in the FDIC’s regulations. Any additional</b></p><p data-block-key="4g6ot"><b>FDIC insurance is provided by the SoFi Insured Deposit Program. Deposits may be insured up to $2M through participation in the program. See full terms at SoFi.com/banking/fdic/terms</b></p><p data-block-key="b5k9v"><b>See list of participating banks at SoFi.com/banking/fdic/receivingbanks</b></p><p data-block-key="ekcci"><b>⁵</b> We’ve partnered with Allpoint to provide you with ATM access at any of the 55,000+ ATMs within the Allpoint network. You will not be charged a fee when using an in-network ATM, however, third-party fees incurred when using out-of-network ATMs are not subject to reimbursement. SoFi’s ATM policies are subject to change at our discretion at any time.</p><p data-block-key="72p1d"><b>⁶</b> Early access to direct deposit funds is based on the timing in which we receive notice of impending payment from the Federal Reserve, which is typically up to two days before the scheduled payment date, but may vary.</p><p data-block-key="82rdo"><b>⁷</b> Overdraft Coverage is limited to $50 on debit card purchases only and is an account benefit available to customers with direct deposits of $1,000 or more during the current 30-day Evaluation Period as determined by SoFi Bank, N.A. The 30-Day Evaluation Period refers to the “Start Date” and “End Date” set forth on the APY Details page of your account, which comprises a period of 30 calendar days (the“30-Day Evaluation Period”). You can access the APY Details page at any time by logging into your SoFi account on the SoFi mobile app or SoFi website and selecting either (i) Banking > Savings > Current APY or (ii) Banking > Checking > Current APY. Members with a prior history of non-repayment of negative balances are ineligible for Overdraft Coverage.</p> </div> </td> <td class="d-lg-none" colspan="3"> <div class="small-caption"> <p data-block-key="8kdys"><b><br/><br/>SoFi disclosure:</b></p><p data-block-key="9j9p5">¹ New and existing Checking and Savings members who have not previously enrolled in Direct Deposit with SoFi are eligible to earn a cash bonus of either $50 (with at least $1,000 total Direct Deposits received during the Direct Deposit Bonus Period) OR $300 (with at least $5,000 total Direct Deposits received during the Direct Deposit Bonus Period). Cash bonus will be based on the total amount of Direct Deposit. Direct Deposit Promotion begins on 12/7/2023 and will be available through 1/31/26. See full bonus and annual percentage yield (APY) terms at sofi.com/banking#1. </p><p data-block-key="etcuv"><b>²</b> SoFi members who enroll in SoFi Plus with Direct Deposit or by paying the SoFi Plus Subscription Fee every 30 days or with $5,000 or more in Qualifying Deposits during the 30-Day Evaluation Period can earn 3.80% annual percentage yield (APY) on savings balances (including Vaults) and 0.50% APY on checking balances. There is no minimum Direct Deposit amount required to qualify for the stated interest rate. Members without either SoFi Plus or Qualifying Deposits, during the 30-Day Evaluation Period will earn 1.00% APY on savings balances (including Vaults) and 0.50% APY on checking balances. Only SoFi Plus members are eligible for other SoFi Plus benefits. Interest rates are variable and subject to change at any time. These rates are current as of 1/24/25. There is no minimum balance requirement. Additional information can be found at <a href="http://www.sofi.com/legal/banking-rate-sheet">http://www.sofi.com/legal/banking-rate-sheet</a>. See the SoFi Plus Terms and Conditions at <a href="https://www.sofi.com/terms-of-use/#plus">https://www.sofi.com/terms-of-use/#plus</a>.</p><p data-block-key="dco4q"><b>³</b> We do not charge any account, service or maintenance fees for SoFi Checking and Savings. We do charge a transaction fee to process each outgoing wire transfer. SoFi does not charge a fee for incoming wire transfers, however the sending bank may charge a fee. Our fee policy is subject to change at any time. See the SoFi Checking & Savings Fee Sheet for details at sofi.com/legal/banking-fees/.</p><p data-block-key="62tsj"><b>⁴ SoFi Bank is a member FDIC and does not provide more than $250,000 of FDIC insurance per legal category of account ownership, as described in the FDIC’s regulations. Any additional</b></p><p data-block-key="4g6ot"><b>FDIC insurance is provided by the SoFi Insured Deposit Program. Deposits may be insured up to $2M through participation in the program. See full terms at SoFi.com/banking/fdic/terms</b></p><p data-block-key="b5k9v"><b>See list of participating banks at SoFi.com/banking/fdic/receivingbanks</b></p><p data-block-key="ekcci"><b>⁵</b> We’ve partnered with Allpoint to provide you with ATM access at any of the 55,000+ ATMs within the Allpoint network. You will not be charged a fee when using an in-network ATM, however, third-party fees incurred when using out-of-network ATMs are not subject to reimbursement. SoFi’s ATM policies are subject to change at our discretion at any time.</p><p data-block-key="72p1d"><b>⁶</b> Early access to direct deposit funds is based on the timing in which we receive notice of impending payment from the Federal Reserve, which is typically up to two days before the scheduled payment date, but may vary.</p><p data-block-key="82rdo"><b>⁷</b> Overdraft Coverage is limited to $50 on debit card purchases only and is an account benefit available to customers with direct deposits of $1,000 or more during the current 30-day Evaluation Period as determined by SoFi Bank, N.A. The 30-Day Evaluation Period refers to the “Start Date” and “End Date” set forth on the APY Details page of your account, which comprises a period of 30 calendar days (the“30-Day Evaluation Period”). You can access the APY Details page at any time by logging into your SoFi account on the SoFi mobile app or SoFi website and selecting either (i) Banking > Savings > Current APY or (ii) Banking > Checking > Current APY. Members with a prior history of non-repayment of negative balances are ineligible for Overdraft Coverage.</p> </div> </td> </tr> <tr id="bank_account_summary_table_capital-one-360-performance-savings" class="" data-states-not-available-in=""> <td class="block-bank_tile_summary_list__item" id="disclaimer-control-parent-capital-one-360-performance-savings"> <div class="award-ribbon" style="top: -8px; left:-16px; margin-bottom: 0;"> <span> <img src="https://g.foolcdn.com/static/affiliates/awards/icons/awards_cap.svg" alt="Award Icon" width="26" height="12"/> 2025 Award Winner </span> </div> <div class="account--wrapper"> <div class="logo-warp b p-3 mx-auto"> <a rel="sponsored nofollow" 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href="/money/offers/bank-accounts/capital-one-360-performance-savings/?luri=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&furi=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&fuuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&luuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&ltyp=off-nm&lclksec=summary_table&ord=3" class="" target="_blank" data-offer_order="3" data-link_type="off-nm" data-click-section="summary_table"> Capital One 360 Performance Savings </a> <div class="d-lg-none mt-3" data-states-not-available-in=""> <div class="btn-wrap"> <a rel="sponsored noopener nofollow" href="/money/offers/bank-accounts/capital-one-360-performance-savings/?luri=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&furi=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&fuuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&luuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&ltyp=btn&lclksec=summary_table&ord=3&ltxt=Open+Account+button+for+Capital+One+360+Performance+Savings." target="_blank" 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src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star-rate-stars-selected" style="width: 90.00%;"> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> </span> </span> </div> <div class="star-rate-copy"> <span>4.50/5</span> <span class="star-rate-info tooltip-parent" aria-describedby="ttip-bank_compare10f242-id--3-desc" tabindex="0"> <span class="info-wrap"><svg width="12px" height="12px" viewBox="0 0 12 12" version="1.1" xmlns="http://www.w3.org/2000/svg" aria-describedby="icon-info-title-3--bank_compare10f242 icon-info-descrip-3-bank_compare10f242" role="img">  <desc id="icon-info-descrip-3-bank_compare10f242">Circle with letter I in it.</desc> <defs></defs> <g id="Symbols" stroke="none" stroke-width="1" fill="none" fill-rule="evenodd"> <g id="Component-Card-Collapsed" transform="translate(-799.000000, -47.000000)"> <g id="Group-3" transform="translate(799.000000, 47.000000)"> <g id="Group"> <circle stroke="#9B9B9B" cx="6" cy="6" r="5.5"></circle> <path d="M6.8038086,1.40683593 C6.95419998,1.40683593 7.08131459,1.45875598 7.18515626,1.56259765 C7.28899792,1.66643931 7.34091797,1.79355393 7.34091797,1.9439453 C7.34091797,2.09075593 7.28810275,2.21697537 7.18247071,2.32260741 C7.07683867,2.42823945 6.95061923,2.48105468 6.8038086,2.48105468 C6.65699797,2.48105468 6.53077853,2.42823945 6.42514649,2.32260741 C6.31951445,2.21697537 6.26669922,2.09075593 6.26669922,1.9439453 C6.26669922,1.79355393 6.31861928,1.66643931 6.42246094,1.56259765 C6.52630261,1.45875598 6.65341722,1.40683593 6.8038086,1.40683593 Z M6.87363282,3.53916015 L5.81015626,7.30429687 C5.73854131,7.55852991 5.70273438,7.71070938 5.70273438,7.76083983 C5.70273438,7.81813179 5.71974267,7.8646808 5.75375977,7.90048827 C5.78777687,7.93629574 5.82805967,7.95419921 5.87460938,7.95419921 C5.92832059,7.95419921 5.99277307,7.92555366 6.06796876,7.86826171 C6.27207134,7.70712809 6.47796121,7.47796372 6.68564454,7.18076171 L6.87363282,7.30429687 C6.63014202,7.67669456 6.34368655,7.99000523 6.01425782,8.24423827 C5.77076702,8.43401787 5.53802195,8.52890624 5.31601563,8.52890624 C5.169205,8.52890624 5.04925177,8.48504275 4.95615235,8.39731444 C4.86305293,8.30958614 4.81650391,8.19947982 4.81650391,8.06699218 C4.81650391,7.93450454 4.86126258,7.7142919 4.95078126,7.40634765 L5.64902344,5.00009765 C5.76360735,4.60621547 5.82089844,4.35914763 5.82089844,4.25888671 C5.82089844,4.18011027 5.79314807,4.11565779 5.73764649,4.06552733 C5.68214491,4.01539688 5.60605518,3.99033202 5.50937501,3.99033202 C5.43059857,3.99033202 5.26767702,4.01002584 5.02060547,4.04941405 L5.02060547,3.8399414 L6.87363282,3.53916015 Z" id="i" fill="#717171"></path> </g> </g> </g> </g> </svg> </span> <span aria-hidden="false" class="wag" id="ttip--3-bank_compare10f242-desc"> Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. </span> <span id="ttip-bank_compare10f242-id--3-desc" class="tooltip" role="tooltip"> <span>We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.<br></span> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Best<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Excellent<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Good<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Fair<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Poor<br> <span class="tooltip-arrow"></span> </span> </span> </div> </div> </div> </div> </div> </td> <td class="block-bank_tile_summary_list__item"> <div class="fs-18">3.70%</div> <span class="tooltip-parent" tabindex="0" aria-describedby="ttip-bank-comp-apy-tip-id--3-desc"> <span class="info-wrap"> Rate info <svg width="12px" height="12px" viewBox="0 0 12 12" version="1.1" xmlns="http://www.w3.org/2000/svg" aria-describedby="icon-info-title-3--bank-comp-apy-tip icon-info-descrip-3-bank-comp-apy-tip" role="img">  <desc id="icon-info-descrip-3-bank-comp-apy-tip">Circle with letter I in it.</desc> <defs></defs> <g id="Symbols" stroke="none" stroke-width="1" fill="none" fill-rule="evenodd"> <g id="Component-Card-Collapsed" transform="translate(-799.000000, -47.000000)"> <g id="Group-3" transform="translate(799.000000, 47.000000)"> <g id="Group"> <circle stroke="#9B9B9B" cx="6" cy="6" r="5.5"></circle> <path d="M6.8038086,1.40683593 C6.95419998,1.40683593 7.08131459,1.45875598 7.18515626,1.56259765 C7.28899792,1.66643931 7.34091797,1.79355393 7.34091797,1.9439453 C7.34091797,2.09075593 7.28810275,2.21697537 7.18247071,2.32260741 C7.07683867,2.42823945 6.95061923,2.48105468 6.8038086,2.48105468 C6.65699797,2.48105468 6.53077853,2.42823945 6.42514649,2.32260741 C6.31951445,2.21697537 6.26669922,2.09075593 6.26669922,1.9439453 C6.26669922,1.79355393 6.31861928,1.66643931 6.42246094,1.56259765 C6.52630261,1.45875598 6.65341722,1.40683593 6.8038086,1.40683593 Z M6.87363282,3.53916015 L5.81015626,7.30429687 C5.73854131,7.55852991 5.70273438,7.71070938 5.70273438,7.76083983 C5.70273438,7.81813179 5.71974267,7.8646808 5.75375977,7.90048827 C5.78777687,7.93629574 5.82805967,7.95419921 5.87460938,7.95419921 C5.92832059,7.95419921 5.99277307,7.92555366 6.06796876,7.86826171 C6.27207134,7.70712809 6.47796121,7.47796372 6.68564454,7.18076171 L6.87363282,7.30429687 C6.63014202,7.67669456 6.34368655,7.99000523 6.01425782,8.24423827 C5.77076702,8.43401787 5.53802195,8.52890624 5.31601563,8.52890624 C5.169205,8.52890624 5.04925177,8.48504275 4.95615235,8.39731444 C4.86305293,8.30958614 4.81650391,8.19947982 4.81650391,8.06699218 C4.81650391,7.93450454 4.86126258,7.7142919 4.95078126,7.40634765 L5.64902344,5.00009765 C5.76360735,4.60621547 5.82089844,4.35914763 5.82089844,4.25888671 C5.82089844,4.18011027 5.79314807,4.11565779 5.73764649,4.06552733 C5.68214491,4.01539688 5.60605518,3.99033202 5.50937501,3.99033202 C5.43059857,3.99033202 5.26767702,4.01002584 5.02060547,4.04941405 L5.02060547,3.8399414 L6.87363282,3.53916015 Z" id="i" fill="#717171"></path> </g> </g> </g> </g> </svg> </span> <span id="ttip-bank-comp-apy-tip-id--3-desc" class="tooltip" role="tooltip"> See Capital One website for most up-to-date rates. Advertised Annual Percentage Yield (APY) is variable and accurate as of Feb. 6, 2025. Rates are subject to change at any time before or after account opening. <span class="tooltip-arrow"></span> </span> </span> <div class="fs-16 mt-4 d-lg-none text-gray"><span class="mt-3">Min. to earn: </span>$0</div> </td> <td class="d-lg-none"> <div class="offer-stars d-inline-flex"> <div class="star-rate card-tile star-rate--inline"> <div class="star-rate-stars-wrapper"> <span aria-hidden="false" class="wag">Rating image, 4.50 out of 5 stars.</span> <span aria-hidden="true" class="star-rate-stars"> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star-rate-stars-selected" style="width: 90.00%;"> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> </span> </span> </div> <div class="star-rate-copy"> <span>4.50/5</span> <span class="star-rate-info tooltip-parent" aria-describedby="ttip-bank_compare8373f8-id--3-desc" tabindex="0"> <span class="info-wrap"><svg width="12px" height="12px" viewBox="0 0 12 12" version="1.1" xmlns="http://www.w3.org/2000/svg" aria-describedby="icon-info-title-3--bank_compare8373f8 icon-info-descrip-3-bank_compare8373f8" role="img">  <desc id="icon-info-descrip-3-bank_compare8373f8">Circle with letter I in it.</desc> <defs></defs> <g id="Symbols" stroke="none" stroke-width="1" fill="none" fill-rule="evenodd"> <g id="Component-Card-Collapsed" transform="translate(-799.000000, -47.000000)"> <g id="Group-3" transform="translate(799.000000, 47.000000)"> <g id="Group"> <circle stroke="#9B9B9B" cx="6" cy="6" r="5.5"></circle> <path d="M6.8038086,1.40683593 C6.95419998,1.40683593 7.08131459,1.45875598 7.18515626,1.56259765 C7.28899792,1.66643931 7.34091797,1.79355393 7.34091797,1.9439453 C7.34091797,2.09075593 7.28810275,2.21697537 7.18247071,2.32260741 C7.07683867,2.42823945 6.95061923,2.48105468 6.8038086,2.48105468 C6.65699797,2.48105468 6.53077853,2.42823945 6.42514649,2.32260741 C6.31951445,2.21697537 6.26669922,2.09075593 6.26669922,1.9439453 C6.26669922,1.79355393 6.31861928,1.66643931 6.42246094,1.56259765 C6.52630261,1.45875598 6.65341722,1.40683593 6.8038086,1.40683593 Z M6.87363282,3.53916015 L5.81015626,7.30429687 C5.73854131,7.55852991 5.70273438,7.71070938 5.70273438,7.76083983 C5.70273438,7.81813179 5.71974267,7.8646808 5.75375977,7.90048827 C5.78777687,7.93629574 5.82805967,7.95419921 5.87460938,7.95419921 C5.92832059,7.95419921 5.99277307,7.92555366 6.06796876,7.86826171 C6.27207134,7.70712809 6.47796121,7.47796372 6.68564454,7.18076171 L6.87363282,7.30429687 C6.63014202,7.67669456 6.34368655,7.99000523 6.01425782,8.24423827 C5.77076702,8.43401787 5.53802195,8.52890624 5.31601563,8.52890624 C5.169205,8.52890624 5.04925177,8.48504275 4.95615235,8.39731444 C4.86305293,8.30958614 4.81650391,8.19947982 4.81650391,8.06699218 C4.81650391,7.93450454 4.86126258,7.7142919 4.95078126,7.40634765 L5.64902344,5.00009765 C5.76360735,4.60621547 5.82089844,4.35914763 5.82089844,4.25888671 C5.82089844,4.18011027 5.79314807,4.11565779 5.73764649,4.06552733 C5.68214491,4.01539688 5.60605518,3.99033202 5.50937501,3.99033202 C5.43059857,3.99033202 5.26767702,4.01002584 5.02060547,4.04941405 L5.02060547,3.8399414 L6.87363282,3.53916015 Z" id="i" fill="#717171"></path> </g> </g> </g> </g> </svg> </span> <span aria-hidden="false" class="wag" id="ttip--3-bank_compare8373f8-desc"> Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. </span> <span id="ttip-bank_compare8373f8-id--3-desc" class="tooltip" role="tooltip"> <span>We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.<br></span> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Best<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Excellent<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Good<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Fair<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Poor<br> <span class="tooltip-arrow"></span> </span> </span> </div> </div> </div> </td> <td class="block-bank_tile_summary_list__item d-none d-lg-table-cell"> <div class="fs-16"> $0 </div> </td> <td class="block-bank_tile_summary_list__item d-none d-lg-table-cell"> <div data-states-not-available-in=""> <div class="btn-wrap"> <a rel="sponsored noopener nofollow" href="/money/offers/bank-accounts/capital-one-360-performance-savings/?luri=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&furi=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&fuuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&luuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&ltyp=btn&lclksec=summary_table&ord=3&ltxt=Open+Account+button+for+Capital+One+360+Performance+Savings." target="_blank" class="btn--apply-wrap " data-offer_order="3" data-link_type="btn" data-slug="capital-one-360-performance-savings" data-click-section="summary_table" aria-label="Open Account button for Capital One 360 Performance Savings."> <span class="btn btn--apply">Open Account <span class="wag">for Capital One 360 Performance Savings</span></span> </a> <p class="apply__disclaim copy-sm text-center mt-1">On Capital One's Secure Website<span aria-hidden="false" class="wag">.</span> </p> </div> </div> </td> </tr> <tr id="bank_account_summary_table_cit-platinum-savings" class="" data-states-not-available-in=""> <td class="block-bank_tile_summary_list__item" id="disclaimer-control-parent-cit-platinum-savings"> <div class="account--wrapper"> <div class="logo-warp b p-3 mx-auto"> <a rel="sponsored nofollow" href="/money/banks/savings-accounts/reviews/cit-platinum-savings-review/?luri=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&furi=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&fuuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&luuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&ltyp=img&lclksec=summary_table&ord=4" target="_blank" data-offer_order="4" data-link_type="img" data-slug="cit-platinum-savings" data-action="unmonetized" data-click-section="summary_table" aria-label=""> <div class="comp-logo-wrap"> <img src="https://m.foolcdn.com/media/affiliates/original_images/CIT_jsxsHbI.png" alt="Logo for CIT Platinum Savings" class="comp__logo"> </div> </a> </div> <div class="account--wrapper-copy"> <a rel="sponsored nofollow" href="/money/offers/bank-accounts/cit-platinum-savings/?luri=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&furi=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&fuuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&luuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&ltyp=off-nm&lclksec=summary_table&ord=4" class="" target="_blank" data-offer_order="4" data-link_type="off-nm" data-click-section="summary_table"> CIT Platinum Savings </a> <div class="d-lg-none mt-3" data-states-not-available-in=""> <div class="btn-wrap"> <a rel="sponsored noopener nofollow" href="/money/offers/bank-accounts/cit-platinum-savings/?luri=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&furi=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&fuuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&luuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&ltyp=btn&lclksec=summary_table&ord=4&ltxt=Open+Account+button+for+CIT+Platinum+Savings." target="_blank" class="btn--apply-wrap " data-offer_order="4" data-link_type="btn" data-slug="cit-platinum-savings" data-click-section="summary_table" aria-label="Open Account button for CIT Platinum Savings."> <span class="btn btn--apply">Open Account <span class="wag">for CIT Platinum Savings</span></span> </a> <p class="apply__disclaim copy-sm text-center mt-1">On CIT's Secure Website<span aria-hidden="false" class="wag">.</span> </p> </div> </div> <span class="save-bank-member fs-12 text-gray">Member FDIC.</span> <div class="offer-stars d-none d-lg-inline-flex"> <div class="star-rate card-tile star-rate--inline"> <div class="star-rate-stars-wrapper"> <span aria-hidden="false" class="wag">Rating image, 4.50 out of 5 stars.</span> <span aria-hidden="true" class="star-rate-stars"> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star-rate-stars-selected" style="width: 90.00%;"> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> </span> </span> </div> <div class="star-rate-copy"> <span>4.50/5</span> <span class="star-rate-info tooltip-parent" aria-describedby="ttip-bank_compare7c393c-id--4-desc" tabindex="0"> <span class="info-wrap"><svg width="12px" height="12px" viewBox="0 0 12 12" version="1.1" xmlns="http://www.w3.org/2000/svg" aria-describedby="icon-info-title-4--bank_compare7c393c icon-info-descrip-4-bank_compare7c393c" role="img">  <desc id="icon-info-descrip-4-bank_compare7c393c">Circle with letter I in it.</desc> <defs></defs> <g id="Symbols" stroke="none" stroke-width="1" fill="none" fill-rule="evenodd"> <g id="Component-Card-Collapsed" transform="translate(-799.000000, -47.000000)"> <g id="Group-3" transform="translate(799.000000, 47.000000)"> <g id="Group"> <circle stroke="#9B9B9B" cx="6" cy="6" r="5.5"></circle> <path d="M6.8038086,1.40683593 C6.95419998,1.40683593 7.08131459,1.45875598 7.18515626,1.56259765 C7.28899792,1.66643931 7.34091797,1.79355393 7.34091797,1.9439453 C7.34091797,2.09075593 7.28810275,2.21697537 7.18247071,2.32260741 C7.07683867,2.42823945 6.95061923,2.48105468 6.8038086,2.48105468 C6.65699797,2.48105468 6.53077853,2.42823945 6.42514649,2.32260741 C6.31951445,2.21697537 6.26669922,2.09075593 6.26669922,1.9439453 C6.26669922,1.79355393 6.31861928,1.66643931 6.42246094,1.56259765 C6.52630261,1.45875598 6.65341722,1.40683593 6.8038086,1.40683593 Z M6.87363282,3.53916015 L5.81015626,7.30429687 C5.73854131,7.55852991 5.70273438,7.71070938 5.70273438,7.76083983 C5.70273438,7.81813179 5.71974267,7.8646808 5.75375977,7.90048827 C5.78777687,7.93629574 5.82805967,7.95419921 5.87460938,7.95419921 C5.92832059,7.95419921 5.99277307,7.92555366 6.06796876,7.86826171 C6.27207134,7.70712809 6.47796121,7.47796372 6.68564454,7.18076171 L6.87363282,7.30429687 C6.63014202,7.67669456 6.34368655,7.99000523 6.01425782,8.24423827 C5.77076702,8.43401787 5.53802195,8.52890624 5.31601563,8.52890624 C5.169205,8.52890624 5.04925177,8.48504275 4.95615235,8.39731444 C4.86305293,8.30958614 4.81650391,8.19947982 4.81650391,8.06699218 C4.81650391,7.93450454 4.86126258,7.7142919 4.95078126,7.40634765 L5.64902344,5.00009765 C5.76360735,4.60621547 5.82089844,4.35914763 5.82089844,4.25888671 C5.82089844,4.18011027 5.79314807,4.11565779 5.73764649,4.06552733 C5.68214491,4.01539688 5.60605518,3.99033202 5.50937501,3.99033202 C5.43059857,3.99033202 5.26767702,4.01002584 5.02060547,4.04941405 L5.02060547,3.8399414 L6.87363282,3.53916015 Z" id="i" fill="#717171"></path> </g> </g> </g> </g> </svg> </span> <span aria-hidden="false" class="wag" id="ttip--4-bank_compare7c393c-desc"> Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. </span> <span id="ttip-bank_compare7c393c-id--4-desc" class="tooltip" role="tooltip"> <span>We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.<br></span> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Best<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Excellent<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Good<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Fair<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Poor<br> <span class="tooltip-arrow"></span> </span> </span> </div> </div> </div> </div> </div> </td> <td class="block-bank_tile_summary_list__item"> <div class="fs-18">4.30% APY for balances of $5,000 or more</div> <span class="tooltip-parent" tabindex="0" aria-describedby="ttip-bank-comp-apy-tip-id--4-desc"> <span class="info-wrap"> Rate info <svg width="12px" height="12px" viewBox="0 0 12 12" version="1.1" xmlns="http://www.w3.org/2000/svg" aria-describedby="icon-info-title-4--bank-comp-apy-tip icon-info-descrip-4-bank-comp-apy-tip" role="img">  <desc id="icon-info-descrip-4-bank-comp-apy-tip">Circle with letter I in it.</desc> <defs></defs> <g id="Symbols" stroke="none" stroke-width="1" fill="none" fill-rule="evenodd"> <g id="Component-Card-Collapsed" transform="translate(-799.000000, -47.000000)"> <g id="Group-3" transform="translate(799.000000, 47.000000)"> <g id="Group"> <circle stroke="#9B9B9B" cx="6" cy="6" r="5.5"></circle> <path d="M6.8038086,1.40683593 C6.95419998,1.40683593 7.08131459,1.45875598 7.18515626,1.56259765 C7.28899792,1.66643931 7.34091797,1.79355393 7.34091797,1.9439453 C7.34091797,2.09075593 7.28810275,2.21697537 7.18247071,2.32260741 C7.07683867,2.42823945 6.95061923,2.48105468 6.8038086,2.48105468 C6.65699797,2.48105468 6.53077853,2.42823945 6.42514649,2.32260741 C6.31951445,2.21697537 6.26669922,2.09075593 6.26669922,1.9439453 C6.26669922,1.79355393 6.31861928,1.66643931 6.42246094,1.56259765 C6.52630261,1.45875598 6.65341722,1.40683593 6.8038086,1.40683593 Z M6.87363282,3.53916015 L5.81015626,7.30429687 C5.73854131,7.55852991 5.70273438,7.71070938 5.70273438,7.76083983 C5.70273438,7.81813179 5.71974267,7.8646808 5.75375977,7.90048827 C5.78777687,7.93629574 5.82805967,7.95419921 5.87460938,7.95419921 C5.92832059,7.95419921 5.99277307,7.92555366 6.06796876,7.86826171 C6.27207134,7.70712809 6.47796121,7.47796372 6.68564454,7.18076171 L6.87363282,7.30429687 C6.63014202,7.67669456 6.34368655,7.99000523 6.01425782,8.24423827 C5.77076702,8.43401787 5.53802195,8.52890624 5.31601563,8.52890624 C5.169205,8.52890624 5.04925177,8.48504275 4.95615235,8.39731444 C4.86305293,8.30958614 4.81650391,8.19947982 4.81650391,8.06699218 C4.81650391,7.93450454 4.86126258,7.7142919 4.95078126,7.40634765 L5.64902344,5.00009765 C5.76360735,4.60621547 5.82089844,4.35914763 5.82089844,4.25888671 C5.82089844,4.18011027 5.79314807,4.11565779 5.73764649,4.06552733 C5.68214491,4.01539688 5.60605518,3.99033202 5.50937501,3.99033202 C5.43059857,3.99033202 5.26767702,4.01002584 5.02060547,4.04941405 L5.02060547,3.8399414 L6.87363282,3.53916015 Z" id="i" fill="#717171"></path> </g> </g> </g> </g> </svg> </span> <span id="ttip-bank-comp-apy-tip-id--4-desc" class="tooltip" role="tooltip"> 4.30% APY for balances of $5,000 or more; otherwise, 0.25% APY <span class="tooltip-arrow"></span> </span> </span> <div class="fs-16 mt-4 d-lg-none text-gray"><span class="mt-3">Min. to earn: </span>$100 to open account, $5,000+ for max APY</div> </td> <td class="d-lg-none"> <div class="offer-stars d-inline-flex"> <div class="star-rate card-tile star-rate--inline"> <div class="star-rate-stars-wrapper"> <span aria-hidden="false" class="wag">Rating image, 4.50 out of 5 stars.</span> <span aria-hidden="true" class="star-rate-stars"> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star-rate-stars-selected" style="width: 90.00%;"> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> </span> </span> </div> <div class="star-rate-copy"> <span>4.50/5</span> <span class="star-rate-info tooltip-parent" aria-describedby="ttip-bank_compare51e638-id--4-desc" tabindex="0"> <span class="info-wrap"><svg width="12px" height="12px" viewBox="0 0 12 12" version="1.1" xmlns="http://www.w3.org/2000/svg" aria-describedby="icon-info-title-4--bank_compare51e638 icon-info-descrip-4-bank_compare51e638" role="img">  <desc id="icon-info-descrip-4-bank_compare51e638">Circle with letter I in it.</desc> <defs></defs> <g id="Symbols" stroke="none" stroke-width="1" fill="none" fill-rule="evenodd"> <g id="Component-Card-Collapsed" transform="translate(-799.000000, -47.000000)"> <g id="Group-3" transform="translate(799.000000, 47.000000)"> <g id="Group"> <circle stroke="#9B9B9B" cx="6" cy="6" r="5.5"></circle> <path d="M6.8038086,1.40683593 C6.95419998,1.40683593 7.08131459,1.45875598 7.18515626,1.56259765 C7.28899792,1.66643931 7.34091797,1.79355393 7.34091797,1.9439453 C7.34091797,2.09075593 7.28810275,2.21697537 7.18247071,2.32260741 C7.07683867,2.42823945 6.95061923,2.48105468 6.8038086,2.48105468 C6.65699797,2.48105468 6.53077853,2.42823945 6.42514649,2.32260741 C6.31951445,2.21697537 6.26669922,2.09075593 6.26669922,1.9439453 C6.26669922,1.79355393 6.31861928,1.66643931 6.42246094,1.56259765 C6.52630261,1.45875598 6.65341722,1.40683593 6.8038086,1.40683593 Z M6.87363282,3.53916015 L5.81015626,7.30429687 C5.73854131,7.55852991 5.70273438,7.71070938 5.70273438,7.76083983 C5.70273438,7.81813179 5.71974267,7.8646808 5.75375977,7.90048827 C5.78777687,7.93629574 5.82805967,7.95419921 5.87460938,7.95419921 C5.92832059,7.95419921 5.99277307,7.92555366 6.06796876,7.86826171 C6.27207134,7.70712809 6.47796121,7.47796372 6.68564454,7.18076171 L6.87363282,7.30429687 C6.63014202,7.67669456 6.34368655,7.99000523 6.01425782,8.24423827 C5.77076702,8.43401787 5.53802195,8.52890624 5.31601563,8.52890624 C5.169205,8.52890624 5.04925177,8.48504275 4.95615235,8.39731444 C4.86305293,8.30958614 4.81650391,8.19947982 4.81650391,8.06699218 C4.81650391,7.93450454 4.86126258,7.7142919 4.95078126,7.40634765 L5.64902344,5.00009765 C5.76360735,4.60621547 5.82089844,4.35914763 5.82089844,4.25888671 C5.82089844,4.18011027 5.79314807,4.11565779 5.73764649,4.06552733 C5.68214491,4.01539688 5.60605518,3.99033202 5.50937501,3.99033202 C5.43059857,3.99033202 5.26767702,4.01002584 5.02060547,4.04941405 L5.02060547,3.8399414 L6.87363282,3.53916015 Z" id="i" fill="#717171"></path> </g> </g> </g> </g> </svg> </span> <span aria-hidden="false" class="wag" id="ttip--4-bank_compare51e638-desc"> Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. </span> <span id="ttip-bank_compare51e638-id--4-desc" class="tooltip" role="tooltip"> <span>We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.<br></span> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Best<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Excellent<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Good<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Fair<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Poor<br> <span class="tooltip-arrow"></span> </span> </span> </div> </div> </div> </td> <td class="block-bank_tile_summary_list__item d-none d-lg-table-cell"> <div class="fs-16"> $100 to open account, $5,000+ for max APY </div> </td> <td class="block-bank_tile_summary_list__item d-none d-lg-table-cell"> <div data-states-not-available-in=""> <div class="btn-wrap"> <a rel="sponsored noopener nofollow" href="/money/offers/bank-accounts/cit-platinum-savings/?luri=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&furi=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&fuuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&luuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&ltyp=btn&lclksec=summary_table&ord=4&ltxt=Open+Account+button+for+CIT+Platinum+Savings." target="_blank" class="btn--apply-wrap " data-offer_order="4" data-link_type="btn" data-slug="cit-platinum-savings" data-click-section="summary_table" aria-label="Open Account button for CIT Platinum Savings."> <span class="btn btn--apply">Open Account <span class="wag">for CIT Platinum Savings</span></span> </a> <p class="apply__disclaim copy-sm text-center mt-1">On CIT's Secure Website<span aria-hidden="false" class="wag">.</span> </p> </div> </div> </td> </tr> <tr id="bank_account_summary_table_barclays-tiered-savings" class="" data-states-not-available-in=""> <td class="block-bank_tile_summary_list__item" id="disclaimer-control-parent-barclays-tiered-savings"> <div class="account--wrapper"> <div class="logo-warp b p-3 mx-auto"> <a rel="sponsored nofollow" href="/money/banks/savings-accounts/reviews/barclays-tiered-savings-review/?luri=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&furi=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&fuuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&luuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&ltyp=img&lclksec=summary_table&ord=5" target="_blank" data-offer_order="5" data-link_type="img" data-slug="barclays-tiered-savings" data-action="unmonetized" data-click-section="summary_table" aria-label=""> <div class="comp-logo-wrap"> <img src="https://m.foolcdn.com/media/affiliates/original_images/Barclays_Eagle-Wordmark_RGB_Cyan_Medium_wZuRTZ3.png" alt="Logo for Barclays Tiered Savings" class="comp__logo"> </div> </a> </div> <div class="account--wrapper-copy"> <a rel="sponsored nofollow" href="/money/offers/bank-accounts/barclays-tiered-savings/?luri=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&furi=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&fuuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&luuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&ltyp=off-nm&lclksec=summary_table&ord=5" class="" target="_blank" data-offer_order="5" data-link_type="off-nm" data-click-section="summary_table"> Barclays Tiered Savings </a> <div class="d-lg-none mt-3" data-states-not-available-in=""> <div class="btn-wrap"> <a rel="sponsored noopener nofollow" href="/money/offers/bank-accounts/barclays-tiered-savings/?luri=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&furi=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&fuuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&luuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&ltyp=btn&lclksec=summary_table&ord=5&ltxt=Open+Account+button+for+Barclays+Tiered+Savings." target="_blank" class="btn--apply-wrap " data-offer_order="5" data-link_type="btn" data-slug="barclays-tiered-savings" data-click-section="summary_table" aria-label="Open Account button for Barclays Tiered Savings."> <span class="btn btn--apply">Open Account <span class="wag">for Barclays Tiered Savings</span></span> </a> <p class="apply__disclaim copy-sm text-center mt-1">On Barclays' Secure Website<span aria-hidden="false" class="wag">.</span> </p> </div> </div> <span class="save-bank-member fs-12 text-gray">Member FDIC.</span> <div class="offer-stars d-none d-lg-inline-flex"> <div class="star-rate card-tile star-rate--inline"> <div class="star-rate-stars-wrapper"> <span aria-hidden="false" class="wag">Rating image, 5.00 out of 5 stars.</span> <span aria-hidden="true" class="star-rate-stars"> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star-rate-stars-selected" style="width: 100.00%;"> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> </span> </span> </div> <div class="star-rate-copy"> <span>5.00/5</span> <span class="star-rate-info tooltip-parent" aria-describedby="ttip-bank_compare330a39-id--5-desc" tabindex="0"> <span class="info-wrap"><svg width="12px" height="12px" viewBox="0 0 12 12" version="1.1" xmlns="http://www.w3.org/2000/svg" aria-describedby="icon-info-title-5--bank_compare330a39 icon-info-descrip-5-bank_compare330a39" role="img">  <desc id="icon-info-descrip-5-bank_compare330a39">Circle with letter I in it.</desc> <defs></defs> <g id="Symbols" stroke="none" stroke-width="1" fill="none" fill-rule="evenodd"> <g id="Component-Card-Collapsed" transform="translate(-799.000000, -47.000000)"> <g id="Group-3" transform="translate(799.000000, 47.000000)"> <g id="Group"> <circle stroke="#9B9B9B" cx="6" cy="6" r="5.5"></circle> <path d="M6.8038086,1.40683593 C6.95419998,1.40683593 7.08131459,1.45875598 7.18515626,1.56259765 C7.28899792,1.66643931 7.34091797,1.79355393 7.34091797,1.9439453 C7.34091797,2.09075593 7.28810275,2.21697537 7.18247071,2.32260741 C7.07683867,2.42823945 6.95061923,2.48105468 6.8038086,2.48105468 C6.65699797,2.48105468 6.53077853,2.42823945 6.42514649,2.32260741 C6.31951445,2.21697537 6.26669922,2.09075593 6.26669922,1.9439453 C6.26669922,1.79355393 6.31861928,1.66643931 6.42246094,1.56259765 C6.52630261,1.45875598 6.65341722,1.40683593 6.8038086,1.40683593 Z M6.87363282,3.53916015 L5.81015626,7.30429687 C5.73854131,7.55852991 5.70273438,7.71070938 5.70273438,7.76083983 C5.70273438,7.81813179 5.71974267,7.8646808 5.75375977,7.90048827 C5.78777687,7.93629574 5.82805967,7.95419921 5.87460938,7.95419921 C5.92832059,7.95419921 5.99277307,7.92555366 6.06796876,7.86826171 C6.27207134,7.70712809 6.47796121,7.47796372 6.68564454,7.18076171 L6.87363282,7.30429687 C6.63014202,7.67669456 6.34368655,7.99000523 6.01425782,8.24423827 C5.77076702,8.43401787 5.53802195,8.52890624 5.31601563,8.52890624 C5.169205,8.52890624 5.04925177,8.48504275 4.95615235,8.39731444 C4.86305293,8.30958614 4.81650391,8.19947982 4.81650391,8.06699218 C4.81650391,7.93450454 4.86126258,7.7142919 4.95078126,7.40634765 L5.64902344,5.00009765 C5.76360735,4.60621547 5.82089844,4.35914763 5.82089844,4.25888671 C5.82089844,4.18011027 5.79314807,4.11565779 5.73764649,4.06552733 C5.68214491,4.01539688 5.60605518,3.99033202 5.50937501,3.99033202 C5.43059857,3.99033202 5.26767702,4.01002584 5.02060547,4.04941405 L5.02060547,3.8399414 L6.87363282,3.53916015 Z" id="i" fill="#717171"></path> </g> </g> </g> </g> </svg> </span> <span aria-hidden="false" class="wag" id="ttip--5-bank_compare330a39-desc"> Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. </span> <span id="ttip-bank_compare330a39-id--5-desc" class="tooltip" role="tooltip"> <span>We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.<br></span> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Best<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Excellent<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Good<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Fair<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Poor<br> <span class="tooltip-arrow"></span> </span> </span> </div> </div> </div> </div> </div> </td> <td class="block-bank_tile_summary_list__item"> <div class="fs-18">rate updating</div> <span class="tooltip-parent" tabindex="0" aria-describedby="ttip-bank-comp-apy-tip-id--5-desc"> <span class="info-wrap"> Rate info <svg width="12px" height="12px" viewBox="0 0 12 12" version="1.1" xmlns="http://www.w3.org/2000/svg" aria-describedby="icon-info-title-5--bank-comp-apy-tip icon-info-descrip-5-bank-comp-apy-tip" role="img">  <desc id="icon-info-descrip-5-bank-comp-apy-tip">Circle with letter I in it.</desc> <defs></defs> <g id="Symbols" stroke="none" stroke-width="1" fill="none" fill-rule="evenodd"> <g id="Component-Card-Collapsed" transform="translate(-799.000000, -47.000000)"> <g id="Group-3" transform="translate(799.000000, 47.000000)"> <g id="Group"> <circle stroke="#9B9B9B" cx="6" cy="6" r="5.5"></circle> <path d="M6.8038086,1.40683593 C6.95419998,1.40683593 7.08131459,1.45875598 7.18515626,1.56259765 C7.28899792,1.66643931 7.34091797,1.79355393 7.34091797,1.9439453 C7.34091797,2.09075593 7.28810275,2.21697537 7.18247071,2.32260741 C7.07683867,2.42823945 6.95061923,2.48105468 6.8038086,2.48105468 C6.65699797,2.48105468 6.53077853,2.42823945 6.42514649,2.32260741 C6.31951445,2.21697537 6.26669922,2.09075593 6.26669922,1.9439453 C6.26669922,1.79355393 6.31861928,1.66643931 6.42246094,1.56259765 C6.52630261,1.45875598 6.65341722,1.40683593 6.8038086,1.40683593 Z M6.87363282,3.53916015 L5.81015626,7.30429687 C5.73854131,7.55852991 5.70273438,7.71070938 5.70273438,7.76083983 C5.70273438,7.81813179 5.71974267,7.8646808 5.75375977,7.90048827 C5.78777687,7.93629574 5.82805967,7.95419921 5.87460938,7.95419921 C5.92832059,7.95419921 5.99277307,7.92555366 6.06796876,7.86826171 C6.27207134,7.70712809 6.47796121,7.47796372 6.68564454,7.18076171 L6.87363282,7.30429687 C6.63014202,7.67669456 6.34368655,7.99000523 6.01425782,8.24423827 C5.77076702,8.43401787 5.53802195,8.52890624 5.31601563,8.52890624 C5.169205,8.52890624 5.04925177,8.48504275 4.95615235,8.39731444 C4.86305293,8.30958614 4.81650391,8.19947982 4.81650391,8.06699218 C4.81650391,7.93450454 4.86126258,7.7142919 4.95078126,7.40634765 L5.64902344,5.00009765 C5.76360735,4.60621547 5.82089844,4.35914763 5.82089844,4.25888671 C5.82089844,4.18011027 5.79314807,4.11565779 5.73764649,4.06552733 C5.68214491,4.01539688 5.60605518,3.99033202 5.50937501,3.99033202 C5.43059857,3.99033202 5.26767702,4.01002584 5.02060547,4.04941405 L5.02060547,3.8399414 L6.87363282,3.53916015 Z" id="i" fill="#717171"></path> </g> </g> </g> </g> </svg> </span> <span id="ttip-bank-comp-apy-tip-id--5-desc" class="tooltip" role="tooltip"> Balances less than $250,000 earn (rate updating), and balances greater than $250,000 earn (rate updating) APY. <span class="tooltip-arrow"></span> </span> </span> <div class="fs-16 mt-4 d-lg-none text-gray"><span class="mt-3">Min. to earn: </span>$0</div> </td> <td class="d-lg-none"> <div class="offer-stars d-inline-flex"> <div class="star-rate card-tile star-rate--inline"> <div class="star-rate-stars-wrapper"> <span aria-hidden="false" class="wag">Rating image, 5.00 out of 5 stars.</span> <span aria-hidden="true" class="star-rate-stars"> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star-rate-stars-selected" style="width: 100.00%;"> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> </span> </span> </div> <div class="star-rate-copy"> <span>5.00/5</span> <span class="star-rate-info tooltip-parent" aria-describedby="ttip-bank_comparecd447d-id--5-desc" tabindex="0"> <span class="info-wrap"><svg width="12px" height="12px" viewBox="0 0 12 12" version="1.1" xmlns="http://www.w3.org/2000/svg" aria-describedby="icon-info-title-5--bank_comparecd447d icon-info-descrip-5-bank_comparecd447d" role="img">  <desc id="icon-info-descrip-5-bank_comparecd447d">Circle with letter I in it.</desc> <defs></defs> <g id="Symbols" stroke="none" stroke-width="1" fill="none" fill-rule="evenodd"> <g id="Component-Card-Collapsed" transform="translate(-799.000000, -47.000000)"> <g id="Group-3" transform="translate(799.000000, 47.000000)"> <g id="Group"> <circle stroke="#9B9B9B" cx="6" cy="6" r="5.5"></circle> <path d="M6.8038086,1.40683593 C6.95419998,1.40683593 7.08131459,1.45875598 7.18515626,1.56259765 C7.28899792,1.66643931 7.34091797,1.79355393 7.34091797,1.9439453 C7.34091797,2.09075593 7.28810275,2.21697537 7.18247071,2.32260741 C7.07683867,2.42823945 6.95061923,2.48105468 6.8038086,2.48105468 C6.65699797,2.48105468 6.53077853,2.42823945 6.42514649,2.32260741 C6.31951445,2.21697537 6.26669922,2.09075593 6.26669922,1.9439453 C6.26669922,1.79355393 6.31861928,1.66643931 6.42246094,1.56259765 C6.52630261,1.45875598 6.65341722,1.40683593 6.8038086,1.40683593 Z M6.87363282,3.53916015 L5.81015626,7.30429687 C5.73854131,7.55852991 5.70273438,7.71070938 5.70273438,7.76083983 C5.70273438,7.81813179 5.71974267,7.8646808 5.75375977,7.90048827 C5.78777687,7.93629574 5.82805967,7.95419921 5.87460938,7.95419921 C5.92832059,7.95419921 5.99277307,7.92555366 6.06796876,7.86826171 C6.27207134,7.70712809 6.47796121,7.47796372 6.68564454,7.18076171 L6.87363282,7.30429687 C6.63014202,7.67669456 6.34368655,7.99000523 6.01425782,8.24423827 C5.77076702,8.43401787 5.53802195,8.52890624 5.31601563,8.52890624 C5.169205,8.52890624 5.04925177,8.48504275 4.95615235,8.39731444 C4.86305293,8.30958614 4.81650391,8.19947982 4.81650391,8.06699218 C4.81650391,7.93450454 4.86126258,7.7142919 4.95078126,7.40634765 L5.64902344,5.00009765 C5.76360735,4.60621547 5.82089844,4.35914763 5.82089844,4.25888671 C5.82089844,4.18011027 5.79314807,4.11565779 5.73764649,4.06552733 C5.68214491,4.01539688 5.60605518,3.99033202 5.50937501,3.99033202 C5.43059857,3.99033202 5.26767702,4.01002584 5.02060547,4.04941405 L5.02060547,3.8399414 L6.87363282,3.53916015 Z" id="i" fill="#717171"></path> </g> </g> </g> </g> </svg> </span> <span aria-hidden="false" class="wag" id="ttip--5-bank_comparecd447d-desc"> Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. </span> <span id="ttip-bank_comparecd447d-id--5-desc" class="tooltip" role="tooltip"> <span>We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.<br></span> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Best<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Excellent<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Good<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Fair<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Poor<br> <span class="tooltip-arrow"></span> </span> </span> </div> </div> </div> </td> <td class="block-bank_tile_summary_list__item d-none d-lg-table-cell"> <div class="fs-16"> $0 </div> </td> <td class="block-bank_tile_summary_list__item d-none d-lg-table-cell"> <div data-states-not-available-in=""> <div class="btn-wrap"> <a rel="sponsored noopener nofollow" href="/money/offers/bank-accounts/barclays-tiered-savings/?luri=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&furi=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&fuuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&luuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&ltyp=btn&lclksec=summary_table&ord=5&ltxt=Open+Account+button+for+Barclays+Tiered+Savings." target="_blank" class="btn--apply-wrap " data-offer_order="5" data-link_type="btn" data-slug="barclays-tiered-savings" data-click-section="summary_table" aria-label="Open Account button for Barclays Tiered Savings."> <span class="btn btn--apply">Open Account <span class="wag">for Barclays Tiered Savings</span></span> </a> <p class="apply__disclaim copy-sm text-center mt-1">On Barclays' Secure Website<span aria-hidden="false" class="wag">.</span> </p> </div> </div> </td> </tr> <tr id="bank_account_summary_table_discover-online-savings" class="has-disclosure accordion" data-states-not-available-in=""> <td class="block-bank_tile_summary_list__item" id="disclaimer-control-parent-discover-online-savings"> <div class="account--wrapper"> <div class="logo-warp b p-3 mx-auto"> <a rel="sponsored nofollow" href="/money/banks/savings-accounts/reviews/discover-online-savings-review/?luri=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&furi=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&fuuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&luuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&ltyp=img&lclksec=summary_table&ord=6" target="_blank" data-offer_order="6" data-link_type="img" data-slug="discover-savings" data-action="unmonetized" data-click-section="summary_table" aria-label=""> <div class="comp-logo-wrap"> <img src="https://m.foolcdn.com/media/affiliates/bank-account-art/Discover_Bank_gYct20O_V8Fr2Lr.png" alt="Logo for Discover® Online Savings" class="comp__logo"> </div> </a> </div> <div class="account--wrapper-copy"> <a rel="sponsored nofollow" href="/money/offers/bank-accounts/discover-savings/?luri=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&furi=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&fuuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&luuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&ltyp=off-nm&lclksec=summary_table&ord=6" class="" target="_blank" data-offer_order="6" data-link_type="off-nm" data-click-section="summary_table"> Discover® Online Savings </a> <div class="d-lg-none mt-3" data-states-not-available-in=""> <div class="btn-wrap"> <a rel="sponsored noopener nofollow" href="/money/offers/bank-accounts/discover-savings/?luri=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&furi=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&fuuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&luuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&ltyp=btn&lclksec=summary_table&ord=6&ltxt=Open+Account+button+for+Discover%C2%AE+Online+Savings." target="_blank" class="btn--apply-wrap " data-offer_order="6" data-link_type="btn" data-slug="discover-savings" data-click-section="summary_table" aria-label="Open Account button for Discover® Online Savings."> <span class="btn btn--apply">Open Account <span class="wag">for Discover® Online Savings</span></span> </a> <p class="apply__disclaim copy-sm text-center mt-1">On Discover Bank's Secure Website<span aria-hidden="false" class="wag">.</span> </p> </div> </div> <span class="save-bank-member fs-12 text-gray">Member FDIC.</span> <div class="offer-stars d-none d-lg-inline-flex"> <div class="star-rate card-tile star-rate--inline"> <div class="star-rate-stars-wrapper"> <span aria-hidden="false" class="wag">Rating image, 5.00 out of 5 stars.</span> <span aria-hidden="true" class="star-rate-stars"> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star-rate-stars-selected" style="width: 100.00%;"> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> </span> </span> </div> <div class="star-rate-copy"> <span>5.00/5</span> <span class="star-rate-info tooltip-parent" aria-describedby="ttip-bank_compare301a60-id--6-desc" tabindex="0"> <span class="info-wrap"><svg width="12px" height="12px" viewBox="0 0 12 12" version="1.1" xmlns="http://www.w3.org/2000/svg" aria-describedby="icon-info-title-6--bank_compare301a60 icon-info-descrip-6-bank_compare301a60" role="img">  <desc id="icon-info-descrip-6-bank_compare301a60">Circle with letter I in it.</desc> <defs></defs> <g id="Symbols" stroke="none" stroke-width="1" fill="none" fill-rule="evenodd"> <g id="Component-Card-Collapsed" transform="translate(-799.000000, -47.000000)"> <g id="Group-3" transform="translate(799.000000, 47.000000)"> <g id="Group"> <circle stroke="#9B9B9B" cx="6" cy="6" r="5.5"></circle> <path d="M6.8038086,1.40683593 C6.95419998,1.40683593 7.08131459,1.45875598 7.18515626,1.56259765 C7.28899792,1.66643931 7.34091797,1.79355393 7.34091797,1.9439453 C7.34091797,2.09075593 7.28810275,2.21697537 7.18247071,2.32260741 C7.07683867,2.42823945 6.95061923,2.48105468 6.8038086,2.48105468 C6.65699797,2.48105468 6.53077853,2.42823945 6.42514649,2.32260741 C6.31951445,2.21697537 6.26669922,2.09075593 6.26669922,1.9439453 C6.26669922,1.79355393 6.31861928,1.66643931 6.42246094,1.56259765 C6.52630261,1.45875598 6.65341722,1.40683593 6.8038086,1.40683593 Z M6.87363282,3.53916015 L5.81015626,7.30429687 C5.73854131,7.55852991 5.70273438,7.71070938 5.70273438,7.76083983 C5.70273438,7.81813179 5.71974267,7.8646808 5.75375977,7.90048827 C5.78777687,7.93629574 5.82805967,7.95419921 5.87460938,7.95419921 C5.92832059,7.95419921 5.99277307,7.92555366 6.06796876,7.86826171 C6.27207134,7.70712809 6.47796121,7.47796372 6.68564454,7.18076171 L6.87363282,7.30429687 C6.63014202,7.67669456 6.34368655,7.99000523 6.01425782,8.24423827 C5.77076702,8.43401787 5.53802195,8.52890624 5.31601563,8.52890624 C5.169205,8.52890624 5.04925177,8.48504275 4.95615235,8.39731444 C4.86305293,8.30958614 4.81650391,8.19947982 4.81650391,8.06699218 C4.81650391,7.93450454 4.86126258,7.7142919 4.95078126,7.40634765 L5.64902344,5.00009765 C5.76360735,4.60621547 5.82089844,4.35914763 5.82089844,4.25888671 C5.82089844,4.18011027 5.79314807,4.11565779 5.73764649,4.06552733 C5.68214491,4.01539688 5.60605518,3.99033202 5.50937501,3.99033202 C5.43059857,3.99033202 5.26767702,4.01002584 5.02060547,4.04941405 L5.02060547,3.8399414 L6.87363282,3.53916015 Z" id="i" fill="#717171"></path> </g> </g> </g> </g> </svg> </span> <span aria-hidden="false" class="wag" id="ttip--6-bank_compare301a60-desc"> Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. </span> <span id="ttip-bank_compare301a60-id--6-desc" class="tooltip" role="tooltip"> <span>We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.<br></span> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Best<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Excellent<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Good<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Fair<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Poor<br> <span class="tooltip-arrow"></span> </span> </span> </div> </div> </div> <div> <a class="fs-12 disclaimer-toggle" href="#disclaimer-toggle-for-discover-online-savings" role="button" aria-expanded="false" id="disclaimer-toggle-for-discover-online-savings" aria-controls="disclosure-element-discover-online-savings disclaimer-control-parent-discover-online-savings"> <span> Disclaimer </span> <span class="pl-3 image-plus"> </span> <span class="pl-3 image-minus"> </span> </a> </div> </div> </div> </td> <td class="block-bank_tile_summary_list__item"> <div class="fs-18">3.75%</div> <div class="fs-16 mt-4 d-lg-none text-gray"><span class="mt-3">Min. to earn: </span>$0</div> <div class="mt-3 p-3 bg-yellow d-lg-none"> <div class="fs-12 bold uppercase"> Limited-time offer </div> <div class="copy-tight"> <div class="spice-desc"> <div class="rich-text fs-16"> Earn up to $200 when you use offer code TMF924 on your first Discover Online Savings application. <span class="tooltip-parent" tabindex="0" aria-describedby="ttip-summary_spicebox_ttip-id--6-desc"> <span class="info-wrap"> <svg width="12px" height="12px" viewBox="0 0 12 12" version="1.1" xmlns="http://www.w3.org/2000/svg" aria-describedby="icon-info-title-6--summary_spicebox_ttip icon-info-descrip-6-summary_spicebox_ttip" role="img">  <desc id="icon-info-descrip-6-summary_spicebox_ttip">Circle with letter I in it.</desc> <defs></defs> <g id="Symbols" stroke="none" stroke-width="1" fill="none" fill-rule="evenodd"> <g id="Component-Card-Collapsed" transform="translate(-799.000000, -47.000000)"> <g id="Group-3" transform="translate(799.000000, 47.000000)"> <g id="Group"> <circle stroke="#9B9B9B" cx="6" cy="6" r="5.5"></circle> <path d="M6.8038086,1.40683593 C6.95419998,1.40683593 7.08131459,1.45875598 7.18515626,1.56259765 C7.28899792,1.66643931 7.34091797,1.79355393 7.34091797,1.9439453 C7.34091797,2.09075593 7.28810275,2.21697537 7.18247071,2.32260741 C7.07683867,2.42823945 6.95061923,2.48105468 6.8038086,2.48105468 C6.65699797,2.48105468 6.53077853,2.42823945 6.42514649,2.32260741 C6.31951445,2.21697537 6.26669922,2.09075593 6.26669922,1.9439453 C6.26669922,1.79355393 6.31861928,1.66643931 6.42246094,1.56259765 C6.52630261,1.45875598 6.65341722,1.40683593 6.8038086,1.40683593 Z M6.87363282,3.53916015 L5.81015626,7.30429687 C5.73854131,7.55852991 5.70273438,7.71070938 5.70273438,7.76083983 C5.70273438,7.81813179 5.71974267,7.8646808 5.75375977,7.90048827 C5.78777687,7.93629574 5.82805967,7.95419921 5.87460938,7.95419921 C5.92832059,7.95419921 5.99277307,7.92555366 6.06796876,7.86826171 C6.27207134,7.70712809 6.47796121,7.47796372 6.68564454,7.18076171 L6.87363282,7.30429687 C6.63014202,7.67669456 6.34368655,7.99000523 6.01425782,8.24423827 C5.77076702,8.43401787 5.53802195,8.52890624 5.31601563,8.52890624 C5.169205,8.52890624 5.04925177,8.48504275 4.95615235,8.39731444 C4.86305293,8.30958614 4.81650391,8.19947982 4.81650391,8.06699218 C4.81650391,7.93450454 4.86126258,7.7142919 4.95078126,7.40634765 L5.64902344,5.00009765 C5.76360735,4.60621547 5.82089844,4.35914763 5.82089844,4.25888671 C5.82089844,4.18011027 5.79314807,4.11565779 5.73764649,4.06552733 C5.68214491,4.01539688 5.60605518,3.99033202 5.50937501,3.99033202 C5.43059857,3.99033202 5.26767702,4.01002584 5.02060547,4.04941405 L5.02060547,3.8399414 L6.87363282,3.53916015 Z" id="i" fill="#717171"></path> </g> </g> </g> </g> </svg> </span> <span id="ttip-summary_spicebox_ttip-id--6-desc" class="tooltip" role="tooltip"> Apply for your first Discover Online Savings Account with offer code TMF924. Deposit $15,000 to earn $150 or $25,000 to earn $200. Deposits must post within 45 days. Offer ends March 13, 2025. See Discover's website for full details. <span class="tooltip-arrow"></span> </span> </span> </div> </div> </div> </div> </td> <td class="d-lg-none"> <div class="offer-stars d-inline-flex"> <div class="star-rate card-tile star-rate--inline"> <div class="star-rate-stars-wrapper"> <span aria-hidden="false" class="wag">Rating image, 5.00 out of 5 stars.</span> <span aria-hidden="true" class="star-rate-stars"> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star-rate-stars-selected" style="width: 100.00%;"> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> </span> </span> </div> <div class="star-rate-copy"> <span>5.00/5</span> <span class="star-rate-info tooltip-parent" aria-describedby="ttip-bank_compare08d5d9-id--6-desc" tabindex="0"> <span class="info-wrap"><svg width="12px" height="12px" viewBox="0 0 12 12" version="1.1" xmlns="http://www.w3.org/2000/svg" aria-describedby="icon-info-title-6--bank_compare08d5d9 icon-info-descrip-6-bank_compare08d5d9" role="img">  <desc id="icon-info-descrip-6-bank_compare08d5d9">Circle with letter I in it.</desc> <defs></defs> <g id="Symbols" stroke="none" stroke-width="1" fill="none" fill-rule="evenodd"> <g id="Component-Card-Collapsed" transform="translate(-799.000000, -47.000000)"> <g id="Group-3" transform="translate(799.000000, 47.000000)"> <g id="Group"> <circle stroke="#9B9B9B" cx="6" cy="6" r="5.5"></circle> <path d="M6.8038086,1.40683593 C6.95419998,1.40683593 7.08131459,1.45875598 7.18515626,1.56259765 C7.28899792,1.66643931 7.34091797,1.79355393 7.34091797,1.9439453 C7.34091797,2.09075593 7.28810275,2.21697537 7.18247071,2.32260741 C7.07683867,2.42823945 6.95061923,2.48105468 6.8038086,2.48105468 C6.65699797,2.48105468 6.53077853,2.42823945 6.42514649,2.32260741 C6.31951445,2.21697537 6.26669922,2.09075593 6.26669922,1.9439453 C6.26669922,1.79355393 6.31861928,1.66643931 6.42246094,1.56259765 C6.52630261,1.45875598 6.65341722,1.40683593 6.8038086,1.40683593 Z M6.87363282,3.53916015 L5.81015626,7.30429687 C5.73854131,7.55852991 5.70273438,7.71070938 5.70273438,7.76083983 C5.70273438,7.81813179 5.71974267,7.8646808 5.75375977,7.90048827 C5.78777687,7.93629574 5.82805967,7.95419921 5.87460938,7.95419921 C5.92832059,7.95419921 5.99277307,7.92555366 6.06796876,7.86826171 C6.27207134,7.70712809 6.47796121,7.47796372 6.68564454,7.18076171 L6.87363282,7.30429687 C6.63014202,7.67669456 6.34368655,7.99000523 6.01425782,8.24423827 C5.77076702,8.43401787 5.53802195,8.52890624 5.31601563,8.52890624 C5.169205,8.52890624 5.04925177,8.48504275 4.95615235,8.39731444 C4.86305293,8.30958614 4.81650391,8.19947982 4.81650391,8.06699218 C4.81650391,7.93450454 4.86126258,7.7142919 4.95078126,7.40634765 L5.64902344,5.00009765 C5.76360735,4.60621547 5.82089844,4.35914763 5.82089844,4.25888671 C5.82089844,4.18011027 5.79314807,4.11565779 5.73764649,4.06552733 C5.68214491,4.01539688 5.60605518,3.99033202 5.50937501,3.99033202 C5.43059857,3.99033202 5.26767702,4.01002584 5.02060547,4.04941405 L5.02060547,3.8399414 L6.87363282,3.53916015 Z" id="i" fill="#717171"></path> </g> </g> </g> </g> </svg> </span> <span aria-hidden="false" class="wag" id="ttip--6-bank_compare08d5d9-desc"> Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. </span> <span id="ttip-bank_compare08d5d9-id--6-desc" class="tooltip" role="tooltip"> <span>We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.<br></span> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Best<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Excellent<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Good<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Fair<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Poor<br> <span class="tooltip-arrow"></span> </span> </span> </div> </div> </div> </td> <td class="block-bank_tile_summary_list__item d-none d-lg-table-cell"> <div class="fs-16"> $0 </div> </td> <td class="block-bank_tile_summary_list__item d-none d-lg-table-cell"> <div data-states-not-available-in=""> <div class="btn-wrap"> <a rel="sponsored noopener nofollow" href="/money/offers/bank-accounts/discover-savings/?luri=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&furi=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&fuuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&luuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&ltyp=btn&lclksec=summary_table&ord=6&ltxt=Open+Account+button+for+Discover%C2%AE+Online+Savings." target="_blank" class="btn--apply-wrap " data-offer_order="6" data-link_type="btn" data-slug="discover-savings" data-click-section="summary_table" aria-label="Open Account button for Discover® Online Savings."> <span class="btn btn--apply">Open Account <span class="wag">for Discover® Online Savings</span></span> </a> <p class="apply__disclaim copy-sm text-center mt-1">On Discover Bank's Secure Website<span aria-hidden="false" class="wag">.</span> </p> </div> </div> <div class="mt-3 p-3 bg-yellow"> <div class="fs-12 bold uppercase"> Limited-time offer </div> <div class="copy-tight"> <div class="spice-desc"> <div class="rich-text fs-16"> Earn up to $200 when you use offer code TMF924 on your first Discover Online Savings application. <span class="tooltip-parent" tabindex="0" aria-describedby="ttip-summary_spicebox_ttip-id--6-desc"> <span class="info-wrap"> <svg width="12px" height="12px" viewBox="0 0 12 12" version="1.1" xmlns="http://www.w3.org/2000/svg" aria-describedby="icon-info-title-6--summary_spicebox_ttip icon-info-descrip-6-summary_spicebox_ttip" role="img">  <desc id="icon-info-descrip-6-summary_spicebox_ttip">Circle with letter I in it.</desc> <defs></defs> <g id="Symbols" stroke="none" stroke-width="1" fill="none" fill-rule="evenodd"> <g id="Component-Card-Collapsed" transform="translate(-799.000000, -47.000000)"> <g id="Group-3" transform="translate(799.000000, 47.000000)"> <g id="Group"> <circle stroke="#9B9B9B" cx="6" cy="6" r="5.5"></circle> <path d="M6.8038086,1.40683593 C6.95419998,1.40683593 7.08131459,1.45875598 7.18515626,1.56259765 C7.28899792,1.66643931 7.34091797,1.79355393 7.34091797,1.9439453 C7.34091797,2.09075593 7.28810275,2.21697537 7.18247071,2.32260741 C7.07683867,2.42823945 6.95061923,2.48105468 6.8038086,2.48105468 C6.65699797,2.48105468 6.53077853,2.42823945 6.42514649,2.32260741 C6.31951445,2.21697537 6.26669922,2.09075593 6.26669922,1.9439453 C6.26669922,1.79355393 6.31861928,1.66643931 6.42246094,1.56259765 C6.52630261,1.45875598 6.65341722,1.40683593 6.8038086,1.40683593 Z M6.87363282,3.53916015 L5.81015626,7.30429687 C5.73854131,7.55852991 5.70273438,7.71070938 5.70273438,7.76083983 C5.70273438,7.81813179 5.71974267,7.8646808 5.75375977,7.90048827 C5.78777687,7.93629574 5.82805967,7.95419921 5.87460938,7.95419921 C5.92832059,7.95419921 5.99277307,7.92555366 6.06796876,7.86826171 C6.27207134,7.70712809 6.47796121,7.47796372 6.68564454,7.18076171 L6.87363282,7.30429687 C6.63014202,7.67669456 6.34368655,7.99000523 6.01425782,8.24423827 C5.77076702,8.43401787 5.53802195,8.52890624 5.31601563,8.52890624 C5.169205,8.52890624 5.04925177,8.48504275 4.95615235,8.39731444 C4.86305293,8.30958614 4.81650391,8.19947982 4.81650391,8.06699218 C4.81650391,7.93450454 4.86126258,7.7142919 4.95078126,7.40634765 L5.64902344,5.00009765 C5.76360735,4.60621547 5.82089844,4.35914763 5.82089844,4.25888671 C5.82089844,4.18011027 5.79314807,4.11565779 5.73764649,4.06552733 C5.68214491,4.01539688 5.60605518,3.99033202 5.50937501,3.99033202 C5.43059857,3.99033202 5.26767702,4.01002584 5.02060547,4.04941405 L5.02060547,3.8399414 L6.87363282,3.53916015 Z" id="i" fill="#717171"></path> </g> </g> </g> </g> </svg> </span> <span id="ttip-summary_spicebox_ttip-id--6-desc" class="tooltip" role="tooltip"> Apply for your first Discover Online Savings Account with offer code TMF924. Deposit $15,000 to earn $150 or $25,000 to earn $200. Deposits must post within 45 days. Offer ends March 13, 2025. See Discover's website for full details. <span class="tooltip-arrow"></span> </span> </span> </div> </div> </div> </div> </td> </tr> <tr class="disclaimer-row toggle-hidden" id="disclosure-element-discover-online-savings"> <td class="d-none d-lg-table-cell" colspan="4"> <div class="small-caption"> <p data-block-key="ygble">To qualify for Bonus: Apply for your first Discover Online Savings Account, enter Offer Code TMF924 at application, deposit into your Account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Qualifying deposit(s) may consist of multiple deposits and must post to Account within 45 days of account open date. Maximum bonus eligibility is $200. </p><p data-block-key="1cplh">What to Know: Offer not valid for existing or prior Discover savings customers, including co-branded, or affinity accounts. Eligibility is based on primary account owner. Account must be open when bonus is credited. Bonus will be credited to the account within 60 days of the account qualifying for the bonus. Bonus is subject to tax reporting. Offer ends 03/13/2025, 11:59 PM ET. Offer may be modified or withdrawn without notice. Due to new customer funding limits, you may wish to initiate fund transfers at your other institution. For information on funding your Account, see FAQs on <a href="https://url.us.m.mimecastprotect.com/s/p0ArCM8mQLfqYZ0BlSwfEC8aDDa?domain=discover.com"><span style="text-decoration: underline">Discover.com/Bank</span style="text-decoration: underline"></a>.</p> </div> </td> <td class="d-lg-none" colspan="3"> <div class="small-caption"> <p data-block-key="ygble">To qualify for Bonus: Apply for your first Discover Online Savings Account, enter Offer Code TMF924 at application, deposit into your Account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Qualifying deposit(s) may consist of multiple deposits and must post to Account within 45 days of account open date. Maximum bonus eligibility is $200. </p><p data-block-key="1cplh">What to Know: Offer not valid for existing or prior Discover savings customers, including co-branded, or affinity accounts. Eligibility is based on primary account owner. Account must be open when bonus is credited. Bonus will be credited to the account within 60 days of the account qualifying for the bonus. Bonus is subject to tax reporting. Offer ends 03/13/2025, 11:59 PM ET. Offer may be modified or withdrawn without notice. Due to new customer funding limits, you may wish to initiate fund transfers at your other institution. For information on funding your Account, see FAQs on <a href="https://url.us.m.mimecastprotect.com/s/p0ArCM8mQLfqYZ0BlSwfEC8aDDa?domain=discover.com"><span style="text-decoration: underline">Discover.com/Bank</span style="text-decoration: underline"></a>.</p> </div> </td> </tr> <tr id="bank_account_summary_table_lendingclub-levelup-savings" class="has-disclosure accordion" data-states-not-available-in=""> <td class="block-bank_tile_summary_list__item" id="disclaimer-control-parent-lendingclub-levelup-savings"> <div class="award-ribbon" style="top: -8px; left:-16px; margin-bottom: 0;"> <span> <img src="https://g.foolcdn.com/static/affiliates/awards/icons/awards_cap.svg" alt="Award Icon" width="26" height="12"/> 2025 Award Winner </span> </div> <div class="account--wrapper"> <div class="logo-warp b p-3 mx-auto"> <a rel="sponsored nofollow" href="/money/banks/savings-accounts/reviews/lendingclub-high-yield-savings-account-review/?luri=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&furi=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&fuuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&luuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&ltyp=img&lclksec=summary_table&ord=7" target="_blank" data-offer_order="7" data-link_type="img" data-slug="lendingclub-high-yield-savings" data-action="unmonetized" data-click-section="summary_table" aria-label=""> <div class="comp-logo-wrap"> <img src="https://m.foolcdn.com/media/affiliates/original_images/Lendingclub.png" alt="Logo for LendingClub LevelUp Savings" class="comp__logo"> </div> </a> </div> <div class="account--wrapper-copy"> <a rel="sponsored nofollow" href="/money/offers/bank-accounts/lendingclub-high-yield-savings/?luri=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&furi=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&fuuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&luuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&ltyp=off-nm&lclksec=summary_table&ord=7" class="" target="_blank" data-offer_order="7" data-link_type="off-nm" data-click-section="summary_table"> LendingClub LevelUp Savings </a> <div class="d-lg-none mt-3" data-states-not-available-in=""> <div class="btn-wrap"> <a rel="sponsored noopener nofollow" href="/money/offers/bank-accounts/lendingclub-high-yield-savings/?luri=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&furi=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&fuuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&luuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&ltyp=btn&lclksec=summary_table&ord=7&ltxt=Open+Account+button+for+LendingClub+LevelUp+Savings." target="_blank" class="btn--apply-wrap " data-offer_order="7" data-link_type="btn" data-slug="lendingclub-high-yield-savings" data-click-section="summary_table" aria-label="Open Account button for LendingClub LevelUp Savings."> <span class="btn btn--apply">Open Account <span class="wag">for LendingClub LevelUp Savings</span></span> </a> <p class="apply__disclaim copy-sm text-center mt-1">On LendingClub's Secure Website<span aria-hidden="false" class="wag">.</span> </p> </div> </div> <span class="save-bank-member fs-12 text-gray">Member FDIC.</span> <div class="offer-stars d-none d-lg-inline-flex"> <div class="star-rate card-tile star-rate--inline"> <div class="star-rate-stars-wrapper"> <span aria-hidden="false" class="wag">Rating image, 4.50 out of 5 stars.</span> <span aria-hidden="true" class="star-rate-stars"> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star-rate-stars-selected" style="width: 90.00%;"> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> </span> </span> </div> <div class="star-rate-copy"> <span>4.50/5</span> <span class="star-rate-info tooltip-parent" aria-describedby="ttip-bank_compare494fa8-id--7-desc" tabindex="0"> <span class="info-wrap"><svg width="12px" height="12px" viewBox="0 0 12 12" version="1.1" xmlns="http://www.w3.org/2000/svg" aria-describedby="icon-info-title-7--bank_compare494fa8 icon-info-descrip-7-bank_compare494fa8" role="img">  <desc id="icon-info-descrip-7-bank_compare494fa8">Circle with letter I in it.</desc> <defs></defs> <g id="Symbols" stroke="none" stroke-width="1" fill="none" fill-rule="evenodd"> <g id="Component-Card-Collapsed" transform="translate(-799.000000, -47.000000)"> <g id="Group-3" transform="translate(799.000000, 47.000000)"> <g id="Group"> <circle stroke="#9B9B9B" cx="6" cy="6" r="5.5"></circle> <path d="M6.8038086,1.40683593 C6.95419998,1.40683593 7.08131459,1.45875598 7.18515626,1.56259765 C7.28899792,1.66643931 7.34091797,1.79355393 7.34091797,1.9439453 C7.34091797,2.09075593 7.28810275,2.21697537 7.18247071,2.32260741 C7.07683867,2.42823945 6.95061923,2.48105468 6.8038086,2.48105468 C6.65699797,2.48105468 6.53077853,2.42823945 6.42514649,2.32260741 C6.31951445,2.21697537 6.26669922,2.09075593 6.26669922,1.9439453 C6.26669922,1.79355393 6.31861928,1.66643931 6.42246094,1.56259765 C6.52630261,1.45875598 6.65341722,1.40683593 6.8038086,1.40683593 Z M6.87363282,3.53916015 L5.81015626,7.30429687 C5.73854131,7.55852991 5.70273438,7.71070938 5.70273438,7.76083983 C5.70273438,7.81813179 5.71974267,7.8646808 5.75375977,7.90048827 C5.78777687,7.93629574 5.82805967,7.95419921 5.87460938,7.95419921 C5.92832059,7.95419921 5.99277307,7.92555366 6.06796876,7.86826171 C6.27207134,7.70712809 6.47796121,7.47796372 6.68564454,7.18076171 L6.87363282,7.30429687 C6.63014202,7.67669456 6.34368655,7.99000523 6.01425782,8.24423827 C5.77076702,8.43401787 5.53802195,8.52890624 5.31601563,8.52890624 C5.169205,8.52890624 5.04925177,8.48504275 4.95615235,8.39731444 C4.86305293,8.30958614 4.81650391,8.19947982 4.81650391,8.06699218 C4.81650391,7.93450454 4.86126258,7.7142919 4.95078126,7.40634765 L5.64902344,5.00009765 C5.76360735,4.60621547 5.82089844,4.35914763 5.82089844,4.25888671 C5.82089844,4.18011027 5.79314807,4.11565779 5.73764649,4.06552733 C5.68214491,4.01539688 5.60605518,3.99033202 5.50937501,3.99033202 C5.43059857,3.99033202 5.26767702,4.01002584 5.02060547,4.04941405 L5.02060547,3.8399414 L6.87363282,3.53916015 Z" id="i" fill="#717171"></path> </g> </g> </g> </g> </svg> </span> <span aria-hidden="false" class="wag" id="ttip--7-bank_compare494fa8-desc"> Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. </span> <span id="ttip-bank_compare494fa8-id--7-desc" class="tooltip" role="tooltip"> <span>We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.<br></span> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Best<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Excellent<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Good<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Fair<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Poor<br> <span class="tooltip-arrow"></span> </span> </span> </div> </div> </div> <div> <a class="fs-12 disclaimer-toggle" href="#disclaimer-toggle-for-lendingclub-levelup-savings" role="button" aria-expanded="false" id="disclaimer-toggle-for-lendingclub-levelup-savings" aria-controls="disclosure-element-lendingclub-levelup-savings disclaimer-control-parent-lendingclub-levelup-savings"> <span> Disclaimer </span> <span class="pl-3 image-plus"> </span> <span class="pl-3 image-minus"> </span> </a> </div> </div> </div> </td> <td class="block-bank_tile_summary_list__item"> <div class="fs-18">4.50% APY with $250+ in monthly deposits</div> <span class="tooltip-parent" tabindex="0" aria-describedby="ttip-bank-comp-apy-tip-id--7-desc"> <span class="info-wrap"> Rate info <svg width="12px" height="12px" viewBox="0 0 12 12" version="1.1" xmlns="http://www.w3.org/2000/svg" aria-describedby="icon-info-title-7--bank-comp-apy-tip icon-info-descrip-7-bank-comp-apy-tip" role="img">  <desc id="icon-info-descrip-7-bank-comp-apy-tip">Circle with letter I in it.</desc> <defs></defs> <g id="Symbols" stroke="none" stroke-width="1" fill="none" fill-rule="evenodd"> <g id="Component-Card-Collapsed" transform="translate(-799.000000, -47.000000)"> <g id="Group-3" transform="translate(799.000000, 47.000000)"> <g id="Group"> <circle stroke="#9B9B9B" cx="6" cy="6" r="5.5"></circle> <path d="M6.8038086,1.40683593 C6.95419998,1.40683593 7.08131459,1.45875598 7.18515626,1.56259765 C7.28899792,1.66643931 7.34091797,1.79355393 7.34091797,1.9439453 C7.34091797,2.09075593 7.28810275,2.21697537 7.18247071,2.32260741 C7.07683867,2.42823945 6.95061923,2.48105468 6.8038086,2.48105468 C6.65699797,2.48105468 6.53077853,2.42823945 6.42514649,2.32260741 C6.31951445,2.21697537 6.26669922,2.09075593 6.26669922,1.9439453 C6.26669922,1.79355393 6.31861928,1.66643931 6.42246094,1.56259765 C6.52630261,1.45875598 6.65341722,1.40683593 6.8038086,1.40683593 Z M6.87363282,3.53916015 L5.81015626,7.30429687 C5.73854131,7.55852991 5.70273438,7.71070938 5.70273438,7.76083983 C5.70273438,7.81813179 5.71974267,7.8646808 5.75375977,7.90048827 C5.78777687,7.93629574 5.82805967,7.95419921 5.87460938,7.95419921 C5.92832059,7.95419921 5.99277307,7.92555366 6.06796876,7.86826171 C6.27207134,7.70712809 6.47796121,7.47796372 6.68564454,7.18076171 L6.87363282,7.30429687 C6.63014202,7.67669456 6.34368655,7.99000523 6.01425782,8.24423827 C5.77076702,8.43401787 5.53802195,8.52890624 5.31601563,8.52890624 C5.169205,8.52890624 5.04925177,8.48504275 4.95615235,8.39731444 C4.86305293,8.30958614 4.81650391,8.19947982 4.81650391,8.06699218 C4.81650391,7.93450454 4.86126258,7.7142919 4.95078126,7.40634765 L5.64902344,5.00009765 C5.76360735,4.60621547 5.82089844,4.35914763 5.82089844,4.25888671 C5.82089844,4.18011027 5.79314807,4.11565779 5.73764649,4.06552733 C5.68214491,4.01539688 5.60605518,3.99033202 5.50937501,3.99033202 C5.43059857,3.99033202 5.26767702,4.01002584 5.02060547,4.04941405 L5.02060547,3.8399414 L6.87363282,3.53916015 Z" id="i" fill="#717171"></path> </g> </g> </g> </g> </svg> </span> <span id="ttip-bank-comp-apy-tip-id--7-desc" class="tooltip" role="tooltip"> LevelUp Rate of 4.50% APY applied to full balance with $250+ in deposits in Evaluation Period. Otherwise, accounts earn Standard Rate of 3.50% APY. LevelUp Rate applies for first two statement cycles. Rates variable & subject to change at any time. See terms: https://www.lendingclub.com/legal/deposits/levelup-savings-t-and-cs <span class="tooltip-arrow"></span> </span> </span> <div class="fs-16 mt-4 d-lg-none text-gray"><span class="mt-3">Min. to earn: </span>$0 to open, $250 cumulative monthly deposits for max APY</div> </td> <td class="d-lg-none"> <div class="offer-stars d-inline-flex"> <div class="star-rate card-tile star-rate--inline"> <div class="star-rate-stars-wrapper"> <span aria-hidden="false" class="wag">Rating image, 4.50 out of 5 stars.</span> <span aria-hidden="true" class="star-rate-stars"> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star-rate-stars-selected" style="width: 90.00%;"> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> </span> </span> </div> <div class="star-rate-copy"> <span>4.50/5</span> <span class="star-rate-info tooltip-parent" aria-describedby="ttip-bank_compare1bd535-id--7-desc" tabindex="0"> <span class="info-wrap"><svg width="12px" height="12px" viewBox="0 0 12 12" version="1.1" xmlns="http://www.w3.org/2000/svg" aria-describedby="icon-info-title-7--bank_compare1bd535 icon-info-descrip-7-bank_compare1bd535" role="img">  <desc id="icon-info-descrip-7-bank_compare1bd535">Circle with letter I in it.</desc> <defs></defs> <g id="Symbols" stroke="none" stroke-width="1" fill="none" fill-rule="evenodd"> <g id="Component-Card-Collapsed" transform="translate(-799.000000, -47.000000)"> <g id="Group-3" transform="translate(799.000000, 47.000000)"> <g id="Group"> <circle stroke="#9B9B9B" cx="6" cy="6" r="5.5"></circle> <path d="M6.8038086,1.40683593 C6.95419998,1.40683593 7.08131459,1.45875598 7.18515626,1.56259765 C7.28899792,1.66643931 7.34091797,1.79355393 7.34091797,1.9439453 C7.34091797,2.09075593 7.28810275,2.21697537 7.18247071,2.32260741 C7.07683867,2.42823945 6.95061923,2.48105468 6.8038086,2.48105468 C6.65699797,2.48105468 6.53077853,2.42823945 6.42514649,2.32260741 C6.31951445,2.21697537 6.26669922,2.09075593 6.26669922,1.9439453 C6.26669922,1.79355393 6.31861928,1.66643931 6.42246094,1.56259765 C6.52630261,1.45875598 6.65341722,1.40683593 6.8038086,1.40683593 Z M6.87363282,3.53916015 L5.81015626,7.30429687 C5.73854131,7.55852991 5.70273438,7.71070938 5.70273438,7.76083983 C5.70273438,7.81813179 5.71974267,7.8646808 5.75375977,7.90048827 C5.78777687,7.93629574 5.82805967,7.95419921 5.87460938,7.95419921 C5.92832059,7.95419921 5.99277307,7.92555366 6.06796876,7.86826171 C6.27207134,7.70712809 6.47796121,7.47796372 6.68564454,7.18076171 L6.87363282,7.30429687 C6.63014202,7.67669456 6.34368655,7.99000523 6.01425782,8.24423827 C5.77076702,8.43401787 5.53802195,8.52890624 5.31601563,8.52890624 C5.169205,8.52890624 5.04925177,8.48504275 4.95615235,8.39731444 C4.86305293,8.30958614 4.81650391,8.19947982 4.81650391,8.06699218 C4.81650391,7.93450454 4.86126258,7.7142919 4.95078126,7.40634765 L5.64902344,5.00009765 C5.76360735,4.60621547 5.82089844,4.35914763 5.82089844,4.25888671 C5.82089844,4.18011027 5.79314807,4.11565779 5.73764649,4.06552733 C5.68214491,4.01539688 5.60605518,3.99033202 5.50937501,3.99033202 C5.43059857,3.99033202 5.26767702,4.01002584 5.02060547,4.04941405 L5.02060547,3.8399414 L6.87363282,3.53916015 Z" id="i" fill="#717171"></path> </g> </g> </g> </g> </svg> </span> <span aria-hidden="false" class="wag" id="ttip--7-bank_compare1bd535-desc"> Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. </span> <span id="ttip-bank_compare1bd535-id--7-desc" class="tooltip" role="tooltip"> <span>We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.<br></span> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Best<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Excellent<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Good<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Fair<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Poor<br> <span class="tooltip-arrow"></span> </span> </span> </div> </div> </div> </td> <td class="block-bank_tile_summary_list__item d-none d-lg-table-cell"> <div class="fs-16"> $0 to open, $250 cumulative monthly deposits for max APY </div> </td> <td class="block-bank_tile_summary_list__item d-none d-lg-table-cell"> <div data-states-not-available-in=""> <div class="btn-wrap"> <a rel="sponsored noopener nofollow" href="/money/offers/bank-accounts/lendingclub-high-yield-savings/?luri=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&furi=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&fuuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&luuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&ltyp=btn&lclksec=summary_table&ord=7&ltxt=Open+Account+button+for+LendingClub+LevelUp+Savings." target="_blank" class="btn--apply-wrap " data-offer_order="7" data-link_type="btn" data-slug="lendingclub-high-yield-savings" data-click-section="summary_table" aria-label="Open Account button for LendingClub LevelUp Savings."> <span class="btn btn--apply">Open Account <span class="wag">for LendingClub LevelUp Savings</span></span> </a> <p class="apply__disclaim copy-sm text-center mt-1">On LendingClub's Secure Website<span aria-hidden="false" class="wag">.</span> </p> </div> </div> </td> </tr> <tr class="disclaimer-row toggle-hidden" id="disclosure-element-lendingclub-levelup-savings"> <td class="d-none d-lg-table-cell" colspan="4"> <div class="small-caption"> <p data-block-key="ntwcw"><a href="https://www.lendingclub.com/legal/deposits/levelup-savings-t-and-cs">https://www.lendingclub.com/legal/deposits/levelup-savings-t-and-cs</a></p> </div> </td> <td class="d-lg-none" colspan="3"> <div class="small-caption"> <p data-block-key="ntwcw"><a href="https://www.lendingclub.com/legal/deposits/levelup-savings-t-and-cs">https://www.lendingclub.com/legal/deposits/levelup-savings-t-and-cs</a></p> </div> </td> </tr> <tr id="bank_account_summary_table_everbank-performancesm-savings" class="" data-states-not-available-in=""> <td class="block-bank_tile_summary_list__item" id="disclaimer-control-parent-everbank-performancesm-savings"> <div class="account--wrapper"> <div class="logo-warp b p-3 mx-auto"> <div class="comp-logo-wrap"> <img src="https://m.foolcdn.com/media/affiliates/original_images/EverBank_Logo_Ce1Ez4G.png" alt="Logo for EverBank Performance℠ Savings" class="comp__logo"> </div> </div> <div class="account--wrapper-copy"> <div class=""> <a href="/money/banks/savings-accounts/reviews/everbank-performance-savings-review/?luri=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&furi=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&fuuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&luuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&ltyp=btn-rev&ord=8&ltxt=Read+full+review+of+EverBank+Performance%E2%84%A0+Savings" data-offer_order="8" class="" data-slug="everbank-performance-savings" data-link_type="btn-rev" aria-label="Read full review of EverBank Performance℠ Savings"> EverBank Performance℠ Savings </a> </div> <div class="d-lg-none mt-3" data-states-not-available-in=""> <div class="btn-wrap"> <div class="text-center btn-wrap"> <a href="/money/banks/savings-accounts/reviews/everbank-performance-savings-review/?luri=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&furi=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&fuuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&luuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&ltyp=btn-rev&ord=8&ltxt=Read+full+review+of+EverBank+Performance%E2%84%A0+Savings" data-offer_order="8" class="" data-slug="everbank-performance-savings" data-link_type="btn-rev" aria-label="Read full review of EverBank Performance℠ Savings"> <span class="btn btn--apply ">Read Review</span> </a> </div> </div> </div> <span class="save-bank-member fs-12 text-gray">Member FDIC.</span> <div class="offer-stars d-none d-lg-inline-flex"> <div class="star-rate card-tile star-rate--inline"> <div class="star-rate-stars-wrapper"> <span aria-hidden="false" class="wag">Rating image, 5.00 out of 5 stars.</span> <span aria-hidden="true" class="star-rate-stars"> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star-rate-stars-selected" style="width: 100.00%;"> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> </span> </span> </div> <div class="star-rate-copy"> <span>5.00/5</span> <span class="star-rate-info tooltip-parent" aria-describedby="ttip-bank_compare9ee1b2-id--8-desc" tabindex="0"> <span class="info-wrap"><svg width="12px" height="12px" viewBox="0 0 12 12" version="1.1" xmlns="http://www.w3.org/2000/svg" aria-describedby="icon-info-title-8--bank_compare9ee1b2 icon-info-descrip-8-bank_compare9ee1b2" role="img">  <desc id="icon-info-descrip-8-bank_compare9ee1b2">Circle with letter I in it.</desc> <defs></defs> <g id="Symbols" stroke="none" stroke-width="1" fill="none" fill-rule="evenodd"> <g id="Component-Card-Collapsed" transform="translate(-799.000000, -47.000000)"> <g id="Group-3" transform="translate(799.000000, 47.000000)"> <g id="Group"> <circle stroke="#9B9B9B" cx="6" cy="6" r="5.5"></circle> <path d="M6.8038086,1.40683593 C6.95419998,1.40683593 7.08131459,1.45875598 7.18515626,1.56259765 C7.28899792,1.66643931 7.34091797,1.79355393 7.34091797,1.9439453 C7.34091797,2.09075593 7.28810275,2.21697537 7.18247071,2.32260741 C7.07683867,2.42823945 6.95061923,2.48105468 6.8038086,2.48105468 C6.65699797,2.48105468 6.53077853,2.42823945 6.42514649,2.32260741 C6.31951445,2.21697537 6.26669922,2.09075593 6.26669922,1.9439453 C6.26669922,1.79355393 6.31861928,1.66643931 6.42246094,1.56259765 C6.52630261,1.45875598 6.65341722,1.40683593 6.8038086,1.40683593 Z M6.87363282,3.53916015 L5.81015626,7.30429687 C5.73854131,7.55852991 5.70273438,7.71070938 5.70273438,7.76083983 C5.70273438,7.81813179 5.71974267,7.8646808 5.75375977,7.90048827 C5.78777687,7.93629574 5.82805967,7.95419921 5.87460938,7.95419921 C5.92832059,7.95419921 5.99277307,7.92555366 6.06796876,7.86826171 C6.27207134,7.70712809 6.47796121,7.47796372 6.68564454,7.18076171 L6.87363282,7.30429687 C6.63014202,7.67669456 6.34368655,7.99000523 6.01425782,8.24423827 C5.77076702,8.43401787 5.53802195,8.52890624 5.31601563,8.52890624 C5.169205,8.52890624 5.04925177,8.48504275 4.95615235,8.39731444 C4.86305293,8.30958614 4.81650391,8.19947982 4.81650391,8.06699218 C4.81650391,7.93450454 4.86126258,7.7142919 4.95078126,7.40634765 L5.64902344,5.00009765 C5.76360735,4.60621547 5.82089844,4.35914763 5.82089844,4.25888671 C5.82089844,4.18011027 5.79314807,4.11565779 5.73764649,4.06552733 C5.68214491,4.01539688 5.60605518,3.99033202 5.50937501,3.99033202 C5.43059857,3.99033202 5.26767702,4.01002584 5.02060547,4.04941405 L5.02060547,3.8399414 L6.87363282,3.53916015 Z" id="i" fill="#717171"></path> </g> </g> </g> </g> </svg> </span> <span aria-hidden="false" class="wag" id="ttip--8-bank_compare9ee1b2-desc"> Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. </span> <span id="ttip-bank_compare9ee1b2-id--8-desc" class="tooltip" role="tooltip"> <span>We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.<br></span> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Best<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Excellent<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Good<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Fair<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Poor<br> <span class="tooltip-arrow"></span> </span> </span> </div> </div> </div> </div> </div> </td> <td class="block-bank_tile_summary_list__item"> <div class="fs-18">4.30%</div> <div class="fs-16 mt-4 d-lg-none text-gray"><span class="mt-3">Min. to earn: </span>$0</div> </td> <td class="d-lg-none"> <div class="offer-stars d-inline-flex"> <div class="star-rate card-tile star-rate--inline"> <div class="star-rate-stars-wrapper"> <span aria-hidden="false" class="wag">Rating image, 5.00 out of 5 stars.</span> <span aria-hidden="true" class="star-rate-stars"> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star-rate-stars-selected" style="width: 100.00%;"> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> </span> </span> </div> <div class="star-rate-copy"> <span>5.00/5</span> <span class="star-rate-info tooltip-parent" aria-describedby="ttip-bank_comparec568e5-id--8-desc" tabindex="0"> <span class="info-wrap"><svg width="12px" height="12px" viewBox="0 0 12 12" version="1.1" xmlns="http://www.w3.org/2000/svg" aria-describedby="icon-info-title-8--bank_comparec568e5 icon-info-descrip-8-bank_comparec568e5" role="img">  <desc id="icon-info-descrip-8-bank_comparec568e5">Circle with letter I in it.</desc> <defs></defs> <g id="Symbols" stroke="none" stroke-width="1" fill="none" fill-rule="evenodd"> <g id="Component-Card-Collapsed" transform="translate(-799.000000, -47.000000)"> <g id="Group-3" transform="translate(799.000000, 47.000000)"> <g id="Group"> <circle stroke="#9B9B9B" cx="6" cy="6" r="5.5"></circle> <path d="M6.8038086,1.40683593 C6.95419998,1.40683593 7.08131459,1.45875598 7.18515626,1.56259765 C7.28899792,1.66643931 7.34091797,1.79355393 7.34091797,1.9439453 C7.34091797,2.09075593 7.28810275,2.21697537 7.18247071,2.32260741 C7.07683867,2.42823945 6.95061923,2.48105468 6.8038086,2.48105468 C6.65699797,2.48105468 6.53077853,2.42823945 6.42514649,2.32260741 C6.31951445,2.21697537 6.26669922,2.09075593 6.26669922,1.9439453 C6.26669922,1.79355393 6.31861928,1.66643931 6.42246094,1.56259765 C6.52630261,1.45875598 6.65341722,1.40683593 6.8038086,1.40683593 Z M6.87363282,3.53916015 L5.81015626,7.30429687 C5.73854131,7.55852991 5.70273438,7.71070938 5.70273438,7.76083983 C5.70273438,7.81813179 5.71974267,7.8646808 5.75375977,7.90048827 C5.78777687,7.93629574 5.82805967,7.95419921 5.87460938,7.95419921 C5.92832059,7.95419921 5.99277307,7.92555366 6.06796876,7.86826171 C6.27207134,7.70712809 6.47796121,7.47796372 6.68564454,7.18076171 L6.87363282,7.30429687 C6.63014202,7.67669456 6.34368655,7.99000523 6.01425782,8.24423827 C5.77076702,8.43401787 5.53802195,8.52890624 5.31601563,8.52890624 C5.169205,8.52890624 5.04925177,8.48504275 4.95615235,8.39731444 C4.86305293,8.30958614 4.81650391,8.19947982 4.81650391,8.06699218 C4.81650391,7.93450454 4.86126258,7.7142919 4.95078126,7.40634765 L5.64902344,5.00009765 C5.76360735,4.60621547 5.82089844,4.35914763 5.82089844,4.25888671 C5.82089844,4.18011027 5.79314807,4.11565779 5.73764649,4.06552733 C5.68214491,4.01539688 5.60605518,3.99033202 5.50937501,3.99033202 C5.43059857,3.99033202 5.26767702,4.01002584 5.02060547,4.04941405 L5.02060547,3.8399414 L6.87363282,3.53916015 Z" id="i" fill="#717171"></path> </g> </g> </g> </g> </svg> </span> <span aria-hidden="false" class="wag" id="ttip--8-bank_comparec568e5-desc"> Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. </span> <span id="ttip-bank_comparec568e5-id--8-desc" class="tooltip" role="tooltip"> <span>We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.<br></span> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Best<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Excellent<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Good<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Fair<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Poor<br> <span class="tooltip-arrow"></span> </span> </span> </div> </div> </div> </td> <td class="block-bank_tile_summary_list__item d-none d-lg-table-cell"> <div class="fs-16"> $0 </div> </td> <td class="block-bank_tile_summary_list__item d-none d-lg-table-cell"> <div data-states-not-available-in=""> <div class="btn-wrap"> <div class="text-center btn-wrap"> <a href="/money/banks/savings-accounts/reviews/everbank-performance-savings-review/?luri=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&furi=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&fuuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&luuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&ltyp=btn-rev&ord=8&ltxt=Read+full+review+of+EverBank+Performance%E2%84%A0+Savings" data-offer_order="8" class="" data-slug="everbank-performance-savings" data-link_type="btn-rev" aria-label="Read full review of EverBank Performance℠ Savings"> <span class="btn btn--apply ">Read Review</span> </a> </div> </div> </div> </td> </tr> </tbody> </table> </div> </div> <script> function toggleDisclaimer(element) { try { const controls = element.getAttribute('aria-controls').split(' '); const disclosureElement = document.getElementById(controls[0]); const controlElement = document.getElementById(controls[1]); element.classList.toggle('active'); disclosureElement.classList.toggle('active'); controlElement.classList.toggle('active'); } catch (e) { if ('localhost' in window.location) { console.log(e); } } } document.addEventListener('readystatechange', (event) => { /** * on page load: * 1. set the click handlers for the disclaimer toggles * 2. scroll active into view */ if (event.target.readyState === 'complete') { document.querySelectorAll('.disclaimer-toggle').forEach((element) => { element.addEventListener('click', () => { toggleDisclaimer(element); }) }) } }); </script> </section> </div> <div class="block block-tips"> <div class="py-5 full-border h--100"> <section class="callout-wrap"> <div class="p-0"> <div class="callout-header w-100">Expert insights on savings rates</div> <div class="float-left img-block-wrap"> <img alt="Image of reviewer" src="https://m.foolcdn.com/media/affiliates/original_images/20221207_Headshot_Bro-3_6lslo0Z.jpg" width="155px" height="auto"> </div> <div class="callout-description copy-tight wysiwyg p-0"> <p data-block-key="605tv">The Federal Reserve reduced the target for the fed funds rate in September, November, and December in 2024. The interest rates on high-yield savings accounts will likewise go down as well.</p><p data-block-key="4m705">But they're still an attractive choice for money you want to keep safe from the ups and downs of the bond and stock markets. Cash doesn't drop in value, and most high-yield savings accounts are FDIC-insured up to $250,000 per account type.</p><p data-block-key="1v33c">These are called "high-yield" savings accounts for a reason; regardless of what the Fed does, these accounts will likely continue to pay higher rates than most other checking and savings accounts.</p><p data-block-key="e5abj"><i>-Robert Brokamp, Certified Financial Planner® and Senior Advisor at The Motley Fool</i></p> </div> </div> </section> </div> </div> <div class="block block-heading"> <h2 id="reviews-of-our-favorite-high-yield-savings-accounts">Reviews of our Favorite High-Yield Savings Accounts</h2> </div> <div class="block block-paragraph"> <div class="wysiwyg"> <h3 id="best-for-amex-cardholders" data-block-key="qm2vk">Best for AMEX cardholders</h3> </div> </div> <div class="block block-bank_tile_list_summary"> <div id="promoStickyButton" class="promo-sticky-button"> <div class="promo-sticky-button-wrapper"> <div class="promo-sticky-img-wrapper"> <img class="promo-sticky-button-img lazy" data-src='https://m.foolcdn.com/media/affiliates/bank-account-art/Amex_Savings_Logo_M7LOxCL_QkyEqaj.png' alt='American Express® High Yield Savings' height="70" width="112"/> </div> <div class="mt-3"> <div class="text-center btn-wrap"> <a rel="sponsored noopener nofollow" href="/money/offers/bank-accounts/american-express-personal-savings/?luri=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&furi=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&fuuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&luuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&ltyp=btn&lclksec=sticky&ord=1&ltxt=Apply+now+button+for+American+Express%C2%AE+High+Yield+Savings." target="_blank" class="btn--apply-wrap btn--sm" data-offer_order="1" data-link_type="btn" data-slug="american-express-personal-savings" data-click-section="sticky" aria-label="Apply now button for American Express® High Yield Savings."> <span class="btn btn--apply">Open Account <span class="wag"> for American Express® High Yield Savings</span></span> </a> <p class="apply__disclaim copy-sm text-center mt-0">On American Express's Secure Website<span aria-hidden="false" class="wag">.</span> </p> </div> <div class="text-center pl-2"> <p class="bank-member save-bank-member">Member FDIC.</p> </div> </div> </div> </div> <section class="blk-save-tile-sum-list "> <div class="mt-5 d-flex f--spc-btwn"> <div class="sum-list__sidenote comp__footnote">Rates as of Feb 18, 2025 </div> </div> <div class="featured-text-banner" data-states-not-available-in=""> <div class="featured-banner"> <div class="featured-banner-content"> </div> </div> <div class="featured-text"> FEATURED OFFER </div> </div> <div class="tile-wrap ttip--outer py-3 featured-card" id="bank_account_offer_list_american-express-high-yield-savings" > <div class="bg-0 pb-0 mb-3 bs copy-md"> <div class="d-block d-md-flex f--spc-btwn py-4"> <div class="p-0 my-0 mx-4"> <p class="head-h3 pt-0 pb-2 my-0 sm-center-wrapper" id="offer_tile_american-express-personal-savings"> American Express® High Yield Savings </p> </div> <div class="p0- my-0 mx-4 w--225px d-none d-md-block"> <div class="geo-state-restricted" data-states-not-available-in=""> <div class="btn-wrap"> <a rel="sponsored noopener nofollow" href="/money/offers/bank-accounts/american-express-personal-savings/?luri=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&furi=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&fuuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&luuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&ltyp=btn&lclksec=offer_tile&ord=1&ltxt=Open+Account+button+for+American+Express%C2%AE+High+Yield+Savings." role="button" target="_blank" class="btn--apply-wrap btn-w-150" data-offer_order="1" data-link_type="btn" data-slug="american-express-personal-savings" data-click-section="offer_tile" aria-label="Open Account button for American Express® High Yield Savings."> <span class="btn btn--apply">Open Account <span class="wag">for American Express® High Yield Savings</span></span> </a> <p class="apply__disclaim copy-sm text-center mt-1">On American Express's Secure Website<span aria-hidden="false" class="wag">.</span> </p> </div> </div> </div> </div> <div class="d-block d-md-flex f--spc-btwn py-0 bb"> <div class="w--250px py-0 px-4 m-0 mb-3"> <div class="logo-wrap p-3 pb-3 m-0"> <img class="logo lazy" data-src="https://m.foolcdn.com/media/affiliates/bank-account-art/Amex_Savings_Logo_M7LOxCL_QkyEqaj.png?width=215" alt="Logo for American Express® High Yield Savings"> </div> <div class="pt-3"> <span class="bank-member save-bank-member">Member FDIC.</span> </div> <div class="sm-center-wrapper mt-3"> <div class="d-inline-flex d-md-none pb-2 offer-stars"> <div class="star-rate star-rate--center save-tile"> <div class="star-rate-stars-wrapper"> <span aria-hidden="false" class="wag">Rating image, 4.00 out of 5 stars.</span> <span aria-hidden="true" class="star-rate-stars"> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star-rate-stars-selected" style="width: 80.00%;"> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> </span> </span> </div> <div class="star-rate-copy"> <span>4.00/5</span> <span class="star-rate-info tooltip-parent" aria-describedby="ttip-bank_tile_list_offer881e81-id--1-desc" tabindex="0"> <span class="info-wrap"><svg width="12px" height="12px" viewBox="0 0 12 12" version="1.1" xmlns="http://www.w3.org/2000/svg" aria-describedby="icon-info-title-1--bank_tile_list_offer881e81 icon-info-descrip-1-bank_tile_list_offer881e81" role="img">  <desc id="icon-info-descrip-1-bank_tile_list_offer881e81">Circle with letter I in it.</desc> <defs></defs> <g id="Symbols" stroke="none" stroke-width="1" fill="none" fill-rule="evenodd"> <g id="Component-Card-Collapsed" transform="translate(-799.000000, -47.000000)"> <g id="Group-3" transform="translate(799.000000, 47.000000)"> <g id="Group"> <circle stroke="#9B9B9B" cx="6" cy="6" r="5.5"></circle> <path d="M6.8038086,1.40683593 C6.95419998,1.40683593 7.08131459,1.45875598 7.18515626,1.56259765 C7.28899792,1.66643931 7.34091797,1.79355393 7.34091797,1.9439453 C7.34091797,2.09075593 7.28810275,2.21697537 7.18247071,2.32260741 C7.07683867,2.42823945 6.95061923,2.48105468 6.8038086,2.48105468 C6.65699797,2.48105468 6.53077853,2.42823945 6.42514649,2.32260741 C6.31951445,2.21697537 6.26669922,2.09075593 6.26669922,1.9439453 C6.26669922,1.79355393 6.31861928,1.66643931 6.42246094,1.56259765 C6.52630261,1.45875598 6.65341722,1.40683593 6.8038086,1.40683593 Z M6.87363282,3.53916015 L5.81015626,7.30429687 C5.73854131,7.55852991 5.70273438,7.71070938 5.70273438,7.76083983 C5.70273438,7.81813179 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</span> <span aria-hidden="false" class="wag" id="ttip--1-bank_tile_list_offer881e81-desc"> Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. </span> <span id="ttip-bank_tile_list_offer881e81-id--1-desc" class="tooltip" role="tooltip"> <span>We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.<br></span> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Best<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" 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data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Fair<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Poor<br> <span class="tooltip-arrow"></span> </span> </span> </div> </div> </div> <div class="d-none d-md-inline-flex pb-2 offer-stars"> <div class="star-rate save-tile"> <div class="star-rate-stars-wrapper"> <span aria-hidden="false" class="wag">Rating image, 4.00 out of 5 stars.</span> <span aria-hidden="true" class="star-rate-stars"> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star-rate-stars-selected" style="width: 80.00%;"> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> </span> </span> </div> <div class="star-rate-copy"> <span>4.00/5</span> <span class="star-rate-info tooltip-parent" aria-describedby="ttip-bank_tile_list_offer532e70-id--1-desc" tabindex="0"> <span class="info-wrap"><svg width="12px" height="12px" viewBox="0 0 12 12" version="1.1" xmlns="http://www.w3.org/2000/svg" aria-describedby="icon-info-title-1--bank_tile_list_offer532e70 icon-info-descrip-1-bank_tile_list_offer532e70" role="img">  <desc id="icon-info-descrip-1-bank_tile_list_offer532e70">Circle with letter I in it.</desc> <defs></defs> <g id="Symbols" stroke="none" stroke-width="1" fill="none" fill-rule="evenodd"> <g id="Component-Card-Collapsed" transform="translate(-799.000000, -47.000000)"> <g id="Group-3" transform="translate(799.000000, 47.000000)"> <g id="Group"> <circle stroke="#9B9B9B" cx="6" cy="6" r="5.5"></circle> <path d="M6.8038086,1.40683593 C6.95419998,1.40683593 7.08131459,1.45875598 7.18515626,1.56259765 C7.28899792,1.66643931 7.34091797,1.79355393 7.34091797,1.9439453 C7.34091797,2.09075593 7.28810275,2.21697537 7.18247071,2.32260741 C7.07683867,2.42823945 6.95061923,2.48105468 6.8038086,2.48105468 C6.65699797,2.48105468 6.53077853,2.42823945 6.42514649,2.32260741 C6.31951445,2.21697537 6.26669922,2.09075593 6.26669922,1.9439453 C6.26669922,1.79355393 6.31861928,1.66643931 6.42246094,1.56259765 C6.52630261,1.45875598 6.65341722,1.40683593 6.8038086,1.40683593 Z M6.87363282,3.53916015 L5.81015626,7.30429687 C5.73854131,7.55852991 5.70273438,7.71070938 5.70273438,7.76083983 C5.70273438,7.81813179 5.71974267,7.8646808 5.75375977,7.90048827 C5.78777687,7.93629574 5.82805967,7.95419921 5.87460938,7.95419921 C5.92832059,7.95419921 5.99277307,7.92555366 6.06796876,7.86826171 C6.27207134,7.70712809 6.47796121,7.47796372 6.68564454,7.18076171 L6.87363282,7.30429687 C6.63014202,7.67669456 6.34368655,7.99000523 6.01425782,8.24423827 C5.77076702,8.43401787 5.53802195,8.52890624 5.31601563,8.52890624 C5.169205,8.52890624 5.04925177,8.48504275 4.95615235,8.39731444 C4.86305293,8.30958614 4.81650391,8.19947982 4.81650391,8.06699218 C4.81650391,7.93450454 4.86126258,7.7142919 4.95078126,7.40634765 L5.64902344,5.00009765 C5.76360735,4.60621547 5.82089844,4.35914763 5.82089844,4.25888671 C5.82089844,4.18011027 5.79314807,4.11565779 5.73764649,4.06552733 C5.68214491,4.01539688 5.60605518,3.99033202 5.50937501,3.99033202 C5.43059857,3.99033202 5.26767702,4.01002584 5.02060547,4.04941405 L5.02060547,3.8399414 L6.87363282,3.53916015 Z" id="i" fill="#717171"></path> </g> </g> </g> </g> </svg> </span> <span aria-hidden="false" class="wag" id="ttip--1-bank_tile_list_offer532e70-desc"> Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. </span> <span id="ttip-bank_tile_list_offer532e70-id--1-desc" class="tooltip" role="tooltip"> <span>We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.<br></span> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Best<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" 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data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Fair<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Poor<br> <span class="tooltip-arrow"></span> </span> </span> </div> </div> </div> </div> </div> <div class="col py-0 px-4 m-0"> <div class="d-block d-md-none card-tile__mobile-btn geo-state-restricted" data-states-not-available-in=""> <div class="btn-wrap"> <a rel="sponsored noopener nofollow" href="/money/offers/bank-accounts/american-express-personal-savings/?luri=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&furi=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&fuuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&luuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&ltyp=btn&lclksec=offer_tile&ord=1&ltxt=Open+Account+button+for+American+Express%C2%AE+High+Yield+Savings." target="_blank" class="btn--apply-wrap " data-offer_order="1" data-link_type="btn" data-slug="american-express-personal-savings" data-click-section="offer_tile" aria-label="Open Account button for American Express® High Yield Savings."> <span class="btn btn--apply">Open Account <span class="wag">for American Express® High Yield Savings</span></span> </a> <p class="apply__disclaim copy-sm text-center mt-1">On American Express's Secure Website<span aria-hidden="false" class="wag">.</span> </p> </div> </div> <div class="d-flex bb f--spc-btwn py-3"> <div class="w--175px uppercase bold fs-12 mr-4"> APY </div> <div class="w-100 text-left copy-tight apy-value"> 3.80% <span class="tooltip-parent" tabindex="0" aria-describedby="ttip-bank-tile-apy-tip-id--1-desc"> <span class="info-wrap"> Rate info <svg width="12px" height="12px" viewBox="0 0 12 12" version="1.1" xmlns="http://www.w3.org/2000/svg" aria-describedby="icon-info-title-1--bank-tile-apy-tip icon-info-descrip-1-bank-tile-apy-tip" role="img">  <desc id="icon-info-descrip-1-bank-tile-apy-tip">Circle with letter I in it.</desc> <defs></defs> <g id="Symbols" stroke="none" stroke-width="1" fill="none" fill-rule="evenodd"> <g id="Component-Card-Collapsed" transform="translate(-799.000000, -47.000000)"> <g id="Group-3" transform="translate(799.000000, 47.000000)"> <g id="Group"> <circle stroke="#9B9B9B" cx="6" cy="6" r="5.5"></circle> <path d="M6.8038086,1.40683593 C6.95419998,1.40683593 7.08131459,1.45875598 7.18515626,1.56259765 C7.28899792,1.66643931 7.34091797,1.79355393 7.34091797,1.9439453 C7.34091797,2.09075593 7.28810275,2.21697537 7.18247071,2.32260741 C7.07683867,2.42823945 6.95061923,2.48105468 6.8038086,2.48105468 C6.65699797,2.48105468 6.53077853,2.42823945 6.42514649,2.32260741 C6.31951445,2.21697537 6.26669922,2.09075593 6.26669922,1.9439453 C6.26669922,1.79355393 6.31861928,1.66643931 6.42246094,1.56259765 C6.52630261,1.45875598 6.65341722,1.40683593 6.8038086,1.40683593 Z M6.87363282,3.53916015 L5.81015626,7.30429687 C5.73854131,7.55852991 5.70273438,7.71070938 5.70273438,7.76083983 C5.70273438,7.81813179 5.71974267,7.8646808 5.75375977,7.90048827 C5.78777687,7.93629574 5.82805967,7.95419921 5.87460938,7.95419921 C5.92832059,7.95419921 5.99277307,7.92555366 6.06796876,7.86826171 C6.27207134,7.70712809 6.47796121,7.47796372 6.68564454,7.18076171 L6.87363282,7.30429687 C6.63014202,7.67669456 6.34368655,7.99000523 6.01425782,8.24423827 C5.77076702,8.43401787 5.53802195,8.52890624 5.31601563,8.52890624 C5.169205,8.52890624 5.04925177,8.48504275 4.95615235,8.39731444 C4.86305293,8.30958614 4.81650391,8.19947982 4.81650391,8.06699218 C4.81650391,7.93450454 4.86126258,7.7142919 4.95078126,7.40634765 L5.64902344,5.00009765 C5.76360735,4.60621547 5.82089844,4.35914763 5.82089844,4.25888671 C5.82089844,4.18011027 5.79314807,4.11565779 5.73764649,4.06552733 C5.68214491,4.01539688 5.60605518,3.99033202 5.50937501,3.99033202 C5.43059857,3.99033202 5.26767702,4.01002584 5.02060547,4.04941405 L5.02060547,3.8399414 L6.87363282,3.53916015 Z" id="i" fill="#717171"></path> </g> </g> </g> </g> </svg> </span> <span id="ttip-bank-tile-apy-tip-id--1-desc" class="tooltip" role="tooltip"> 3.80% annual percentage yield as of February 18, 2025. Terms apply. <span class="tooltip-arrow"></span> </span> </span> </div> </div> <div class="d-flex f--spc-btwn py-3 regular"> <div class="w--175px uppercase bold fs-12 mr-4"> Min. To Earn APY </div> <div class="w-100 text-left copy-tight"> $0 </div> </div> </div> </div> <div class="faq-list-item accordion pros_and_cons accordion--active accordion--active--mobile"> <button class="faq-question-container accordion__exp" aria-expanded="true" role="button" aria-label="Pros and Cons for American Express® High Yield Savings"> <span class="faq__link copy-md bold uppercase fs-14"> Pros/Cons </span> <span class="faq-expand-icon"></span> </button> <div id="faq_1_pros_and_cons" class="faq-answer-container accordion__child"> <div class="copy-tight accordion__child card-tile-pros-cons-list pros-and-cons"> <div class="wysiwyg card-tile__pros"><ul><li data-block-key="or3lg">Competitive APY</li><li data-block-key="4bmcd">No account fees</li><li data-block-key="5ddrm">Comfort of a well-known brand and reputation</li><li data-block-key="5hdi2">Unlimited number of external transfers (up to daily transaction limits)</li><li data-block-key="9s2d7">24/7 customer support</li><li data-block-key="cla6c">FDIC insured</li></ul></div> <div class="wysiwyg card-tile__cons"><ul><li data-block-key="amfmx">No ATM access</li><li data-block-key="5jos3">No branch access; online only</li><li data-block-key="8ghc0">No cash deposits</li></ul></div> </div> </div> </div> <div class="faq-list-item accordion bottom_line px-4"> <button class="faq-question-container accordion__exp" aria-expanded="false" role="button" aria-label="Bottom Line for American Express® High Yield Savings"> <span class="faq__link copy-md bold uppercase fs-14"> Bottom Line </span> <span class="faq-expand-icon"></span> </button> <div id="faq_1_bottom_line" class="faq-answer-container accordion__child"> <div class="copy-md p-0"> <div class="copy-tight wysiwyg"> <p data-block-key="8s4lo">American Express High Yield Savings may not have the highest APY on our list, but it still offers a rate well above average and requires no minimum deposit to qualify for the highest APY. It's a good fit for those who want to save at a competitive rate while avoiding withdrawal limits or minimum balance requirements.</p> </div> </div> </div> </div> <div class="d-block p-3 m-3 pb-4 review_drawer"> <a href="/money/banks/savings-accounts/reviews/american-express-personal-savings-review/?luri=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&furi=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&fuuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&luuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&ltyp=txt-rev&ord=1&ltxt=Read+full+review+of+American+Express%C2%AE+High+Yield+Savings" data-offer_order="1" class="" data-slug="american-express-personal-savings" data-link_type="txt-rev" aria-label="Read full review of American Express® High Yield Savings"> Read Full Review </a> </div> </div> </div> </section> </div> <div class="block block-paragraph"> <div class="wysiwyg"> <p data-block-key="pyq3l"><b>Why we like it:</b> The American Express® High Yield Savings (Member FDIC) offers a competitive APY, no monthly fees, and 24/7 customer support. It's also ranked as one of our <a href="/money/banks/safest-banks-in-the-united-states/?luri=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&furi=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&fuuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&luuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&ltyp=txt">top 10 safest banks for 2025</a>, making it a trustworthy choice for growing your savings with peace of mind.</p><p data-block-key="15mhc"><b>What you should know:</b> While its APY isn't the highest on this list, it's still well above average. This account is ideal for those prioritizing reliability and a strong reputation over squeezing every last penny out of their interest rate. However, as an online-only bank, it doesn't provide an ATM card -- funds must be accessed via its website or mobile app.</p><p data-block-key="a8bug"><b>First-hand review from one of our employees who uses</b> <b>American Express® High Yield Savings</b> <b>personally:</b></p><p data-block-key="7ilhp">"I was drawn to an American Express® High Yield Savings because of its high APY, absence of fees and withdrawal limits, and my trust in the brand. The account integrates seamlessly with my other bank accounts. The user interface is easy to use. As an existing Amex card holder, opening a savings account with them was painless. Another plus is their transparent communication about APY changes."</p><p data-block-key="28gkj"><i>-Jack Caporal, Research Director</i></p> </div> </div> <div class="block block-paragraph"> <div class="wysiwyg"> <h3 id="best-for-direct-deposit" data-block-key="onb1a">Best for direct deposit</h3> </div> </div> <div class="block block-bank_tile_list_summary"> <div id="promoStickyButton" class="promo-sticky-button"> <div class="promo-sticky-button-wrapper"> <div class="promo-sticky-img-wrapper"> <img class="promo-sticky-button-img lazy" data-src='https://m.foolcdn.com/media/affiliates/bank-account-art/Amex_Savings_Logo_M7LOxCL_QkyEqaj.png' alt='American Express® High Yield Savings' height="70" width="112"/> </div> <div class="mt-3"> <div class="text-center btn-wrap"> <a rel="sponsored noopener nofollow" href="/money/offers/bank-accounts/american-express-personal-savings/?luri=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&furi=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&fuuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&luuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&ltyp=btn&lclksec=sticky&ord=1&ltxt=Apply+now+button+for+American+Express%C2%AE+High+Yield+Savings." target="_blank" class="btn--apply-wrap btn--sm" data-offer_order="1" data-link_type="btn" data-slug="american-express-personal-savings" data-click-section="sticky" aria-label="Apply now button for American Express® High Yield Savings."> <span class="btn btn--apply">Open Account <span class="wag"> for American Express® High Yield Savings</span></span> </a> <p class="apply__disclaim copy-sm text-center mt-0">On American Express's Secure Website<span aria-hidden="false" class="wag">.</span> </p> </div> <div class="text-center pl-2"> <p class="bank-member save-bank-member">Member FDIC.</p> </div> </div> </div> </div> <section class="blk-save-tile-sum-list "> <div class="mt-5 d-flex f--spc-btwn"> <div class="sum-list__sidenote comp__footnote">Rates as of Feb 18, 2025 </div> </div> <div class="tile-wrap ttip--outer py-3 " id="bank_account_offer_list_sofi-checking-and-savings" > <div class="bg-0 pb-0 mb-3 bs copy-md"> <div class="d-block d-md-flex f--spc-btwn py-4"> <div class="p-0 my-0 mx-4"> <p class="head-h3 pt-0 pb-2 my-0 sm-center-wrapper" id="offer_tile_sofi-checking-and-savings"> SoFi Checking and Savings </p> </div> <div class="p0- my-0 mx-4 w--225px d-none d-md-block"> <div class="geo-state-restricted" data-states-not-available-in=""> <div class="btn-wrap"> <a rel="sponsored noopener nofollow" href="/money/offers/bank-accounts/sofi-checking-and-savings/?luri=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&furi=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&fuuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&luuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&ltyp=btn&lclksec=offer_tile&ord=1&ltxt=Open+Account+button+for+SoFi+Checking+and+Savings." role="button" target="_blank" class="btn--apply-wrap btn-w-150" data-offer_order="1" data-link_type="btn" data-slug="sofi-checking-and-savings" data-click-section="offer_tile" aria-label="Open Account button for SoFi Checking and Savings."> <span class="btn btn--apply">Open Account <span class="wag">for SoFi Checking and Savings</span></span> </a> <p class="apply__disclaim copy-sm text-center mt-1">On SoFi's Secure Website<span aria-hidden="false" class="wag">.</span> </p> </div> </div> </div> </div> <div class="d-block d-md-flex f--spc-btwn py-0 bb"> <div class="w--250px py-0 px-4 m-0 mb-3"> <div class="logo-wrap p-3 pb-3 m-0"> <img class="logo lazy" data-src="https://m.foolcdn.com/media/affiliates/original_images/SoFi_Logo.png?width=215" alt="Logo for SoFi Checking and Savings"> </div> <div class="pt-3"> <span class="bank-member save-bank-member">Member FDIC.</span> </div> <div class="sm-center-wrapper mt-3"> <div class="d-inline-flex d-md-none pb-2 offer-stars"> <div class="star-rate star-rate--center save-tile"> <div class="star-rate-stars-wrapper"> <span aria-hidden="false" class="wag">Rating image, 4.50 out of 5 stars.</span> <span aria-hidden="true" class="star-rate-stars"> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star-rate-stars-selected" style="width: 90.00%;"> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> </span> </span> </div> <div class="star-rate-copy"> <span>4.50/5</span> <span class="star-rate-info tooltip-parent" aria-describedby="ttip-bank_tile_list_offer6352e8-id--1-desc" tabindex="0"> <span class="info-wrap"><svg width="12px" height="12px" viewBox="0 0 12 12" version="1.1" xmlns="http://www.w3.org/2000/svg" aria-describedby="icon-info-title-1--bank_tile_list_offer6352e8 icon-info-descrip-1-bank_tile_list_offer6352e8" role="img">  <desc id="icon-info-descrip-1-bank_tile_list_offer6352e8">Circle with letter I in it.</desc> <defs></defs> <g id="Symbols" stroke="none" stroke-width="1" fill="none" fill-rule="evenodd"> <g id="Component-Card-Collapsed" transform="translate(-799.000000, -47.000000)"> <g id="Group-3" transform="translate(799.000000, 47.000000)"> <g id="Group"> <circle stroke="#9B9B9B" cx="6" cy="6" r="5.5"></circle> <path d="M6.8038086,1.40683593 C6.95419998,1.40683593 7.08131459,1.45875598 7.18515626,1.56259765 C7.28899792,1.66643931 7.34091797,1.79355393 7.34091797,1.9439453 C7.34091797,2.09075593 7.28810275,2.21697537 7.18247071,2.32260741 C7.07683867,2.42823945 6.95061923,2.48105468 6.8038086,2.48105468 C6.65699797,2.48105468 6.53077853,2.42823945 6.42514649,2.32260741 C6.31951445,2.21697537 6.26669922,2.09075593 6.26669922,1.9439453 C6.26669922,1.79355393 6.31861928,1.66643931 6.42246094,1.56259765 C6.52630261,1.45875598 6.65341722,1.40683593 6.8038086,1.40683593 Z M6.87363282,3.53916015 L5.81015626,7.30429687 C5.73854131,7.55852991 5.70273438,7.71070938 5.70273438,7.76083983 C5.70273438,7.81813179 5.71974267,7.8646808 5.75375977,7.90048827 C5.78777687,7.93629574 5.82805967,7.95419921 5.87460938,7.95419921 C5.92832059,7.95419921 5.99277307,7.92555366 6.06796876,7.86826171 C6.27207134,7.70712809 6.47796121,7.47796372 6.68564454,7.18076171 L6.87363282,7.30429687 C6.63014202,7.67669456 6.34368655,7.99000523 6.01425782,8.24423827 C5.77076702,8.43401787 5.53802195,8.52890624 5.31601563,8.52890624 C5.169205,8.52890624 5.04925177,8.48504275 4.95615235,8.39731444 C4.86305293,8.30958614 4.81650391,8.19947982 4.81650391,8.06699218 C4.81650391,7.93450454 4.86126258,7.7142919 4.95078126,7.40634765 L5.64902344,5.00009765 C5.76360735,4.60621547 5.82089844,4.35914763 5.82089844,4.25888671 C5.82089844,4.18011027 5.79314807,4.11565779 5.73764649,4.06552733 C5.68214491,4.01539688 5.60605518,3.99033202 5.50937501,3.99033202 C5.43059857,3.99033202 5.26767702,4.01002584 5.02060547,4.04941405 L5.02060547,3.8399414 L6.87363282,3.53916015 Z" id="i" fill="#717171"></path> </g> </g> </g> </g> </svg> </span> <span aria-hidden="false" class="wag" id="ttip--1-bank_tile_list_offer6352e8-desc"> Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. </span> <span id="ttip-bank_tile_list_offer6352e8-id--1-desc" class="tooltip" role="tooltip"> <span>We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.<br></span> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Best<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Excellent<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Good<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Fair<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Poor<br> <span class="tooltip-arrow"></span> </span> </span> </div> </div> </div> <div class="d-none d-md-inline-flex pb-2 offer-stars"> <div class="star-rate save-tile"> <div class="star-rate-stars-wrapper"> <span aria-hidden="false" class="wag">Rating image, 4.50 out of 5 stars.</span> <span aria-hidden="true" class="star-rate-stars"> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star-rate-stars-selected" style="width: 90.00%;"> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> </span> </span> </div> <div class="star-rate-copy"> <span>4.50/5</span> <span class="star-rate-info tooltip-parent" aria-describedby="ttip-bank_tile_list_offer145450-id--1-desc" tabindex="0"> <span class="info-wrap"><svg width="12px" height="12px" viewBox="0 0 12 12" version="1.1" xmlns="http://www.w3.org/2000/svg" aria-describedby="icon-info-title-1--bank_tile_list_offer145450 icon-info-descrip-1-bank_tile_list_offer145450" role="img">  <desc id="icon-info-descrip-1-bank_tile_list_offer145450">Circle with letter I in it.</desc> <defs></defs> <g id="Symbols" stroke="none" stroke-width="1" fill="none" fill-rule="evenodd"> <g id="Component-Card-Collapsed" transform="translate(-799.000000, -47.000000)"> <g id="Group-3" transform="translate(799.000000, 47.000000)"> <g id="Group"> <circle stroke="#9B9B9B" cx="6" cy="6" r="5.5"></circle> <path d="M6.8038086,1.40683593 C6.95419998,1.40683593 7.08131459,1.45875598 7.18515626,1.56259765 C7.28899792,1.66643931 7.34091797,1.79355393 7.34091797,1.9439453 C7.34091797,2.09075593 7.28810275,2.21697537 7.18247071,2.32260741 C7.07683867,2.42823945 6.95061923,2.48105468 6.8038086,2.48105468 C6.65699797,2.48105468 6.53077853,2.42823945 6.42514649,2.32260741 C6.31951445,2.21697537 6.26669922,2.09075593 6.26669922,1.9439453 C6.26669922,1.79355393 6.31861928,1.66643931 6.42246094,1.56259765 C6.52630261,1.45875598 6.65341722,1.40683593 6.8038086,1.40683593 Z M6.87363282,3.53916015 L5.81015626,7.30429687 C5.73854131,7.55852991 5.70273438,7.71070938 5.70273438,7.76083983 C5.70273438,7.81813179 5.71974267,7.8646808 5.75375977,7.90048827 C5.78777687,7.93629574 5.82805967,7.95419921 5.87460938,7.95419921 C5.92832059,7.95419921 5.99277307,7.92555366 6.06796876,7.86826171 C6.27207134,7.70712809 6.47796121,7.47796372 6.68564454,7.18076171 L6.87363282,7.30429687 C6.63014202,7.67669456 6.34368655,7.99000523 6.01425782,8.24423827 C5.77076702,8.43401787 5.53802195,8.52890624 5.31601563,8.52890624 C5.169205,8.52890624 5.04925177,8.48504275 4.95615235,8.39731444 C4.86305293,8.30958614 4.81650391,8.19947982 4.81650391,8.06699218 C4.81650391,7.93450454 4.86126258,7.7142919 4.95078126,7.40634765 L5.64902344,5.00009765 C5.76360735,4.60621547 5.82089844,4.35914763 5.82089844,4.25888671 C5.82089844,4.18011027 5.79314807,4.11565779 5.73764649,4.06552733 C5.68214491,4.01539688 5.60605518,3.99033202 5.50937501,3.99033202 C5.43059857,3.99033202 5.26767702,4.01002584 5.02060547,4.04941405 L5.02060547,3.8399414 L6.87363282,3.53916015 Z" id="i" fill="#717171"></path> </g> </g> </g> </g> </svg> </span> <span aria-hidden="false" class="wag" id="ttip--1-bank_tile_list_offer145450-desc"> Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. </span> <span id="ttip-bank_tile_list_offer145450-id--1-desc" class="tooltip" role="tooltip"> <span>We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.<br></span> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Best<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Excellent<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Good<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Fair<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Poor<br> <span class="tooltip-arrow"></span> </span> </span> </div> </div> </div> </div> </div> <div class="col py-0 px-4 m-0"> <div class="d-block d-md-none card-tile__mobile-btn geo-state-restricted" data-states-not-available-in=""> <div class="btn-wrap"> <a rel="sponsored noopener nofollow" href="/money/offers/bank-accounts/sofi-checking-and-savings/?luri=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&furi=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&fuuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&luuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&ltyp=btn&lclksec=offer_tile&ord=1&ltxt=Open+Account+button+for+SoFi+Checking+and+Savings." target="_blank" class="btn--apply-wrap " data-offer_order="1" data-link_type="btn" data-slug="sofi-checking-and-savings" data-click-section="offer_tile" aria-label="Open Account button for SoFi Checking and Savings."> <span class="btn btn--apply">Open Account <span class="wag">for SoFi Checking and Savings</span></span> </a> <p class="apply__disclaim copy-sm text-center mt-1">On SoFi's Secure Website<span aria-hidden="false" class="wag">.</span> </p> </div> </div> <div class="bank-tile-spice-box p-3 bg-yellow"> <div class="fs-12 bold uppercase"> Offer Alert </div> <div class="copy-tight"> <div class="spice-desc"> <div class="rich-text fs-16"> New customers can earn up to a $300 bonus with qualifying direct deposits!¹ </div> </div> </div> </div> <div class="d-flex bb f--spc-btwn py-3"> <div class="w--175px uppercase bold fs-12 mr-4"> APY </div> <div class="w-100 text-left copy-tight apy-value"> up to 3.80%² <span class="tooltip-parent" tabindex="0" aria-describedby="ttip-bank-tile-apy-tip-id--1-desc"> <span class="info-wrap"> Rate info <svg width="12px" height="12px" viewBox="0 0 12 12" version="1.1" xmlns="http://www.w3.org/2000/svg" aria-describedby="icon-info-title-1--bank-tile-apy-tip icon-info-descrip-1-bank-tile-apy-tip" role="img">  <desc id="icon-info-descrip-1-bank-tile-apy-tip">Circle with letter I in it.</desc> <defs></defs> <g id="Symbols" stroke="none" stroke-width="1" fill="none" fill-rule="evenodd"> <g id="Component-Card-Collapsed" transform="translate(-799.000000, -47.000000)"> <g id="Group-3" transform="translate(799.000000, 47.000000)"> <g id="Group"> <circle stroke="#9B9B9B" cx="6" cy="6" r="5.5"></circle> <path d="M6.8038086,1.40683593 C6.95419998,1.40683593 7.08131459,1.45875598 7.18515626,1.56259765 C7.28899792,1.66643931 7.34091797,1.79355393 7.34091797,1.9439453 C7.34091797,2.09075593 7.28810275,2.21697537 7.18247071,2.32260741 C7.07683867,2.42823945 6.95061923,2.48105468 6.8038086,2.48105468 C6.65699797,2.48105468 6.53077853,2.42823945 6.42514649,2.32260741 C6.31951445,2.21697537 6.26669922,2.09075593 6.26669922,1.9439453 C6.26669922,1.79355393 6.31861928,1.66643931 6.42246094,1.56259765 C6.52630261,1.45875598 6.65341722,1.40683593 6.8038086,1.40683593 Z M6.87363282,3.53916015 L5.81015626,7.30429687 C5.73854131,7.55852991 5.70273438,7.71070938 5.70273438,7.76083983 C5.70273438,7.81813179 5.71974267,7.8646808 5.75375977,7.90048827 C5.78777687,7.93629574 5.82805967,7.95419921 5.87460938,7.95419921 C5.92832059,7.95419921 5.99277307,7.92555366 6.06796876,7.86826171 C6.27207134,7.70712809 6.47796121,7.47796372 6.68564454,7.18076171 L6.87363282,7.30429687 C6.63014202,7.67669456 6.34368655,7.99000523 6.01425782,8.24423827 C5.77076702,8.43401787 5.53802195,8.52890624 5.31601563,8.52890624 C5.169205,8.52890624 5.04925177,8.48504275 4.95615235,8.39731444 C4.86305293,8.30958614 4.81650391,8.19947982 4.81650391,8.06699218 C4.81650391,7.93450454 4.86126258,7.7142919 4.95078126,7.40634765 L5.64902344,5.00009765 C5.76360735,4.60621547 5.82089844,4.35914763 5.82089844,4.25888671 C5.82089844,4.18011027 5.79314807,4.11565779 5.73764649,4.06552733 C5.68214491,4.01539688 5.60605518,3.99033202 5.50937501,3.99033202 C5.43059857,3.99033202 5.26767702,4.01002584 5.02060547,4.04941405 L5.02060547,3.8399414 L6.87363282,3.53916015 Z" id="i" fill="#717171"></path> </g> </g> </g> </g> </svg> </span> <span id="ttip-bank-tile-apy-tip-id--1-desc" class="tooltip" role="tooltip"> You can earn the maximum APY by having Direct Deposit (no minimum amount required) or by making $5,000 or more in Qualifying Deposits every 30 days. See SoFi Checking and Savings rate sheet at: https://www.sofi.com/legal/banking-rate-sheet. <span class="tooltip-arrow"></span> </span> </span> </div> </div> <div class="d-flex f--spc-btwn py-3 regular"> <div class="w--175px uppercase bold fs-12 mr-4"> Min. To Earn APY </div> <div class="w-100 text-left copy-tight"> $0 </div> </div> </div> </div> <div class="faq-list-item accordion pros_and_cons accordion--active accordion--active--mobile"> <button class="faq-question-container accordion__exp" aria-expanded="true" role="button" aria-label="Pros and Cons for SoFi Checking and Savings"> <span class="faq__link copy-md bold uppercase fs-14"> Pros/Cons </span> <span class="faq-expand-icon"></span> </button> <div id="faq_1_pros_and_cons" class="faq-answer-container accordion__child"> <div class="copy-tight accordion__child card-tile-pros-cons-list pros-and-cons"> <div class="wysiwyg card-tile__pros"><ul><li data-block-key="w0bui">Competitive APY on both Savings and Checking</li><li data-block-key="4tcut">No account fees³</li><li data-block-key="asfba">Welcome bonus up to $300 (direct deposit required)¹</li><li data-block-key="e91gq">Early access to direct deposits⁶</li><li data-block-key="5jjqo">Tools to help you track savings goals</li><li data-block-key="b9rc0">Unlimited number of external transfers (up to daily transaction limits)</li><li data-block-key="9m4hr">ATM access⁵</li><li data-block-key="fk70q">FDIC insured (up to $2M with opt-in to SoFi Insured Deposit Program)⁴</li></ul></div> <div class="wysiwyg card-tile__cons"><ul><li data-block-key="vj74i">Combo account only; no stand-alone savings or checking</li><li data-block-key="6t4o2">Maximum Savings APY requires direct deposit</li><li data-block-key="g9rl">Overdraft protection⁷ requires monthly direct deposit minimum</li><li data-block-key="3ldbc">No branch access; online only</li></ul></div> </div> </div> </div> <div class="faq-list-item accordion bottom_line px-4"> <button class="faq-question-container accordion__exp" aria-expanded="false" role="button" aria-label="Bottom Line for SoFi Checking and Savings"> <span class="faq__link copy-md bold uppercase fs-14"> Bottom Line </span> <span class="faq-expand-icon"></span> </button> <div id="faq_1_bottom_line" class="faq-answer-container accordion__child"> <div class="copy-md p-0"> <div class="copy-tight wysiwyg"> <p data-block-key="bijin">For those who plan to set up direct deposit with their new account, we think SoFi Checking and Savings (Member FDIC) is hard to beat. Not only does this savings account offer a strong APY, but the linked checking account earns an above-average rate, too -- which is a rare perk. Plus, there's the opportunity for a bonus of up to $300¹ and a long list of extra account features. Frankly, it's the kind of combo that could make it worthwhile to switch banking relationships.</p><p data-block-key="53r40">You can earn the maximum APY either by making direct deposits into checking <b>or</b> savings, or by depositing $5,000 or more every 30 days. <a href="https://support.sofi.com/hc/en-us/articles/4423866727949">Learn more.</a></p> </div> </div> </div> </div> <div class="faq-list-item accordion px-4"> <button class="faq-question-container accordion__exp" aria-expanded="false" role="button" aria-label="Disclosure for SoFi Checking and Savings"> <span class="faq__link copy-md bold uppercase fs-14"> Disclosure </span> <span class="faq-expand-icon"></span> </button> <div id="faq_1_disclosure" class="faq-answer-container accordion__child"> <div class="copy-md p-0"> <div class="copy-tight wysiwyg disclosure"> <p data-block-key="8kdys"><b><br/><br/>SoFi disclosure:</b></p><p data-block-key="9j9p5">¹ New and existing Checking and Savings members who have not previously enrolled in Direct Deposit with SoFi are eligible to earn a cash bonus of either $50 (with at least $1,000 total Direct Deposits received during the Direct Deposit Bonus Period) OR $300 (with at least $5,000 total Direct Deposits received during the Direct Deposit Bonus Period). Cash bonus will be based on the total amount of Direct Deposit. Direct Deposit Promotion begins on 12/7/2023 and will be available through 1/31/26. See full bonus and annual percentage yield (APY) terms at sofi.com/banking#1. </p><p data-block-key="etcuv"><b>²</b> SoFi members who enroll in SoFi Plus with Direct Deposit or by paying the SoFi Plus Subscription Fee every 30 days or with $5,000 or more in Qualifying Deposits during the 30-Day Evaluation Period can earn 3.80% annual percentage yield (APY) on savings balances (including Vaults) and 0.50% APY on checking balances. There is no minimum Direct Deposit amount required to qualify for the stated interest rate. Members without either SoFi Plus or Qualifying Deposits, during the 30-Day Evaluation Period will earn 1.00% APY on savings balances (including Vaults) and 0.50% APY on checking balances. Only SoFi Plus members are eligible for other SoFi Plus benefits. Interest rates are variable and subject to change at any time. These rates are current as of 1/24/25. There is no minimum balance requirement. Additional information can be found at <a href="http://www.sofi.com/legal/banking-rate-sheet">http://www.sofi.com/legal/banking-rate-sheet</a>. See the SoFi Plus Terms and Conditions at <a href="https://www.sofi.com/terms-of-use/#plus">https://www.sofi.com/terms-of-use/#plus</a>.</p><p data-block-key="dco4q"><b>³</b> We do not charge any account, service or maintenance fees for SoFi Checking and Savings. We do charge a transaction fee to process each outgoing wire transfer. SoFi does not charge a fee for incoming wire transfers, however the sending bank may charge a fee. Our fee policy is subject to change at any time. See the SoFi Checking & Savings Fee Sheet for details at sofi.com/legal/banking-fees/.</p><p data-block-key="62tsj"><b>⁴ SoFi Bank is a member FDIC and does not provide more than $250,000 of FDIC insurance per legal category of account ownership, as described in the FDIC’s regulations. Any additional</b></p><p data-block-key="4g6ot"><b>FDIC insurance is provided by the SoFi Insured Deposit Program. Deposits may be insured up to $2M through participation in the program. See full terms at SoFi.com/banking/fdic/terms</b></p><p data-block-key="b5k9v"><b>See list of participating banks at SoFi.com/banking/fdic/receivingbanks</b></p><p data-block-key="ekcci"><b>⁵</b> We’ve partnered with Allpoint to provide you with ATM access at any of the 55,000+ ATMs within the Allpoint network. You will not be charged a fee when using an in-network ATM, however, third-party fees incurred when using out-of-network ATMs are not subject to reimbursement. SoFi’s ATM policies are subject to change at our discretion at any time.</p><p data-block-key="72p1d"><b>⁶</b> Early access to direct deposit funds is based on the timing in which we receive notice of impending payment from the Federal Reserve, which is typically up to two days before the scheduled payment date, but may vary.</p><p data-block-key="82rdo"><b>⁷</b> Overdraft Coverage is limited to $50 on debit card purchases only and is an account benefit available to customers with direct deposits of $1,000 or more during the current 30-day Evaluation Period as determined by SoFi Bank, N.A. The 30-Day Evaluation Period refers to the “Start Date” and “End Date” set forth on the APY Details page of your account, which comprises a period of 30 calendar days (the“30-Day Evaluation Period”). You can access the APY Details page at any time by logging into your SoFi account on the SoFi mobile app or SoFi website and selecting either (i) Banking > Savings > Current APY or (ii) Banking > Checking > Current APY. Members with a prior history of non-repayment of negative balances are ineligible for Overdraft Coverage.</p> </div> </div> </div> </div> <div class="d-block p-3 m-3 pb-4 review_drawer"> <a href="/money/banks/savings-accounts/reviews/sofi-checking-and-savings-account-review/?luri=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&furi=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&fuuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&luuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&ltyp=txt-rev&ord=1&ltxt=Read+full+review+of+SoFi+Checking+and+Savings" data-offer_order="1" class="" data-slug="sofi-checking-and-savings" data-link_type="txt-rev" aria-label="Read full review of SoFi Checking and Savings"> Read Full Review </a> </div> </div> </div> </section> </div> <div class="block block-paragraph"> <div class="wysiwyg"> <p data-block-key="pyq3l"><b>Why we like it:</b> This account not only offers a competitive annual percentage yield (APY) on savings but also features a 0.50% APY for a linked checking account, an impressive rate for checking. Together, this combo offers a rare opportunity to maximize your savings and spending, making it worth considering a full switch to SoFi®.</p><p data-block-key="e0ohg">Plus, there's the added bonus of a $300 sign-up incentive,¹ a perk that's hard to come by.</p><p data-block-key="29a3g"><b>What you should know:</b> There are online-only accounts with higher savings APYs on our list, especially considering you'll need to deposit $5,000 or more every 30 days to get the maximum APY on SoFi Checking and Savings (Member FDIC).⁴ However, not many also offer a great checking APY and a welcome bonus.</p><p data-block-key="1c9ad"><b>First-hand review from one of our employees who uses SoFi Checking and Savings personally:</b></p><p data-block-key="8bskb">"I was interested in an online bank since I'd seen that a lot of them offered higher APYs than traditional banks. We chose to go with SoFi® because it offered some of the highest rates and had good reviews. Overall, it has been a good fit for us. Transfers are seamless, and the app is easy to navigate and keep track of activity with. My only complaint so far has been that the first time I tried to deposit a check (an insurance reimbursement), it temporarily locked our account due to not recognizing the check issuer, and the process of getting it unlocked with customer service was frustrating. Since then I have had no issues."</p><p data-block-key="c1v9d"><i>-Liz Wilson, Software Developer</i></p> </div> </div> <div class="block block-paragraph"> <div class="wysiwyg"> <h3 id="best-for-branch-access" data-block-key="4tgsm">Best for branch access</h3> </div> </div> <div class="block block-bank_tile_list_summary"> <div id="promoStickyButton" class="promo-sticky-button"> <div class="promo-sticky-button-wrapper"> <div class="promo-sticky-img-wrapper"> <img class="promo-sticky-button-img lazy" data-src='https://m.foolcdn.com/media/affiliates/bank-account-art/Amex_Savings_Logo_M7LOxCL_QkyEqaj.png' alt='American Express® High Yield Savings' height="70" width="112"/> </div> <div class="mt-3"> <div class="text-center btn-wrap"> <a rel="sponsored noopener nofollow" href="/money/offers/bank-accounts/american-express-personal-savings/?luri=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&furi=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&fuuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&luuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&ltyp=btn&lclksec=sticky&ord=1&ltxt=Apply+now+button+for+American+Express%C2%AE+High+Yield+Savings." target="_blank" class="btn--apply-wrap btn--sm" data-offer_order="1" data-link_type="btn" data-slug="american-express-personal-savings" data-click-section="sticky" aria-label="Apply now button for American Express® High Yield Savings."> <span class="btn btn--apply">Open Account <span class="wag"> for American Express® High Yield Savings</span></span> </a> <p class="apply__disclaim copy-sm text-center mt-0">On American Express's Secure Website<span aria-hidden="false" class="wag">.</span> </p> </div> <div class="text-center pl-2"> <p class="bank-member save-bank-member">Member FDIC.</p> </div> </div> </div> </div> <section class="blk-save-tile-sum-list "> <div class="mt-5 d-flex f--spc-btwn"> <div class="sum-list__sidenote comp__footnote">Rates as of Feb 18, 2025 </div> </div> <div class="tile-wrap ttip--outer py-3 " id="bank_account_offer_list_capital-one-360-performance-savings" > <div class="bg-0 pb-0 mb-3 bs copy-md mt-3"> <div class="award-ribbon" style="left: -3px; top: -15px;"> <span> <img src="https://g.foolcdn.com/static/affiliates/awards/icons/awards_cap.svg" alt="Award Icon" width="26" height="12"/> 2025 Award Winner </span> </div> <div class="d-block d-md-flex f--spc-btwn py-4"> <div class="p-0 my-0 mx-4"> <p class="head-h3 pt-0 pb-2 my-0 sm-center-wrapper" id="offer_tile_capital-one-360-performance-savings"> Capital One 360 Performance Savings </p> </div> <div class="p0- my-0 mx-4 w--225px d-none d-md-block"> <div class="geo-state-restricted" data-states-not-available-in=""> <div class="btn-wrap"> <a rel="sponsored noopener nofollow" href="/money/offers/bank-accounts/capital-one-360-performance-savings/?luri=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&furi=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&fuuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&luuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&ltyp=btn&lclksec=offer_tile&ord=1&ltxt=Open+Account+button+for+Capital+One+360+Performance+Savings." role="button" target="_blank" class="btn--apply-wrap btn-w-150" data-offer_order="1" data-link_type="btn" data-slug="capital-one-360-performance-savings" data-click-section="offer_tile" aria-label="Open Account button for Capital One 360 Performance Savings."> <span class="btn btn--apply">Open Account <span class="wag">for Capital One 360 Performance Savings</span></span> </a> <p class="apply__disclaim copy-sm text-center mt-1">On Capital One's Secure Website<span aria-hidden="false" class="wag">.</span> </p> </div> </div> </div> </div> <div class="d-block d-md-flex f--spc-btwn py-0 bb"> <div class="w--250px py-0 px-4 m-0 mb-3"> <div class="logo-wrap p-3 pb-3 m-0"> <img class="logo lazy" data-src="https://m.foolcdn.com/media/affiliates/original_images/_Web-C1_Core_RGB_fCxVPXH.png?width=215" alt="Logo for Capital One 360 Performance Savings"> </div> <div class="pt-3"> <span class="bank-member save-bank-member">Member FDIC.</span> </div> <div class="sm-center-wrapper mt-3"> <div class="d-inline-flex d-md-none pb-2 offer-stars"> <div class="star-rate star-rate--center save-tile"> <div class="star-rate-stars-wrapper"> <span aria-hidden="false" class="wag">Rating image, 4.50 out of 5 stars.</span> <span aria-hidden="true" class="star-rate-stars"> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star-rate-stars-selected" style="width: 90.00%;"> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> </span> </span> </div> <div class="star-rate-copy"> <span>4.50/5</span> <span class="star-rate-info tooltip-parent" aria-describedby="ttip-bank_tile_list_offer7d1fd5-id--1-desc" tabindex="0"> <span class="info-wrap"><svg width="12px" height="12px" viewBox="0 0 12 12" version="1.1" xmlns="http://www.w3.org/2000/svg" aria-describedby="icon-info-title-1--bank_tile_list_offer7d1fd5 icon-info-descrip-1-bank_tile_list_offer7d1fd5" role="img">  <desc id="icon-info-descrip-1-bank_tile_list_offer7d1fd5">Circle with letter I in it.</desc> <defs></defs> <g id="Symbols" stroke="none" stroke-width="1" fill="none" fill-rule="evenodd"> <g id="Component-Card-Collapsed" transform="translate(-799.000000, -47.000000)"> <g id="Group-3" transform="translate(799.000000, 47.000000)"> <g id="Group"> <circle stroke="#9B9B9B" cx="6" cy="6" r="5.5"></circle> <path d="M6.8038086,1.40683593 C6.95419998,1.40683593 7.08131459,1.45875598 7.18515626,1.56259765 C7.28899792,1.66643931 7.34091797,1.79355393 7.34091797,1.9439453 C7.34091797,2.09075593 7.28810275,2.21697537 7.18247071,2.32260741 C7.07683867,2.42823945 6.95061923,2.48105468 6.8038086,2.48105468 C6.65699797,2.48105468 6.53077853,2.42823945 6.42514649,2.32260741 C6.31951445,2.21697537 6.26669922,2.09075593 6.26669922,1.9439453 C6.26669922,1.79355393 6.31861928,1.66643931 6.42246094,1.56259765 C6.52630261,1.45875598 6.65341722,1.40683593 6.8038086,1.40683593 Z M6.87363282,3.53916015 L5.81015626,7.30429687 C5.73854131,7.55852991 5.70273438,7.71070938 5.70273438,7.76083983 C5.70273438,7.81813179 5.71974267,7.8646808 5.75375977,7.90048827 C5.78777687,7.93629574 5.82805967,7.95419921 5.87460938,7.95419921 C5.92832059,7.95419921 5.99277307,7.92555366 6.06796876,7.86826171 C6.27207134,7.70712809 6.47796121,7.47796372 6.68564454,7.18076171 L6.87363282,7.30429687 C6.63014202,7.67669456 6.34368655,7.99000523 6.01425782,8.24423827 C5.77076702,8.43401787 5.53802195,8.52890624 5.31601563,8.52890624 C5.169205,8.52890624 5.04925177,8.48504275 4.95615235,8.39731444 C4.86305293,8.30958614 4.81650391,8.19947982 4.81650391,8.06699218 C4.81650391,7.93450454 4.86126258,7.7142919 4.95078126,7.40634765 L5.64902344,5.00009765 C5.76360735,4.60621547 5.82089844,4.35914763 5.82089844,4.25888671 C5.82089844,4.18011027 5.79314807,4.11565779 5.73764649,4.06552733 C5.68214491,4.01539688 5.60605518,3.99033202 5.50937501,3.99033202 C5.43059857,3.99033202 5.26767702,4.01002584 5.02060547,4.04941405 L5.02060547,3.8399414 L6.87363282,3.53916015 Z" id="i" fill="#717171"></path> </g> </g> </g> </g> </svg> </span> <span aria-hidden="false" class="wag" id="ttip--1-bank_tile_list_offer7d1fd5-desc"> Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. </span> <span id="ttip-bank_tile_list_offer7d1fd5-id--1-desc" class="tooltip" role="tooltip"> <span>We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.<br></span> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Best<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Excellent<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Good<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Fair<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Poor<br> <span class="tooltip-arrow"></span> </span> </span> </div> </div> </div> <div class="d-none d-md-inline-flex pb-2 offer-stars"> <div class="star-rate save-tile"> <div class="star-rate-stars-wrapper"> <span aria-hidden="false" class="wag">Rating image, 4.50 out of 5 stars.</span> <span aria-hidden="true" class="star-rate-stars"> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star-rate-stars-selected" style="width: 90.00%;"> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> </span> </span> </div> <div class="star-rate-copy"> <span>4.50/5</span> <span class="star-rate-info tooltip-parent" aria-describedby="ttip-bank_tile_list_offer9531ce-id--1-desc" tabindex="0"> <span class="info-wrap"><svg width="12px" height="12px" viewBox="0 0 12 12" version="1.1" xmlns="http://www.w3.org/2000/svg" aria-describedby="icon-info-title-1--bank_tile_list_offer9531ce icon-info-descrip-1-bank_tile_list_offer9531ce" role="img">  <desc id="icon-info-descrip-1-bank_tile_list_offer9531ce">Circle with letter I in it.</desc> <defs></defs> <g id="Symbols" stroke="none" stroke-width="1" fill="none" fill-rule="evenodd"> <g id="Component-Card-Collapsed" transform="translate(-799.000000, -47.000000)"> <g id="Group-3" transform="translate(799.000000, 47.000000)"> <g id="Group"> <circle stroke="#9B9B9B" cx="6" cy="6" r="5.5"></circle> <path d="M6.8038086,1.40683593 C6.95419998,1.40683593 7.08131459,1.45875598 7.18515626,1.56259765 C7.28899792,1.66643931 7.34091797,1.79355393 7.34091797,1.9439453 C7.34091797,2.09075593 7.28810275,2.21697537 7.18247071,2.32260741 C7.07683867,2.42823945 6.95061923,2.48105468 6.8038086,2.48105468 C6.65699797,2.48105468 6.53077853,2.42823945 6.42514649,2.32260741 C6.31951445,2.21697537 6.26669922,2.09075593 6.26669922,1.9439453 C6.26669922,1.79355393 6.31861928,1.66643931 6.42246094,1.56259765 C6.52630261,1.45875598 6.65341722,1.40683593 6.8038086,1.40683593 Z M6.87363282,3.53916015 L5.81015626,7.30429687 C5.73854131,7.55852991 5.70273438,7.71070938 5.70273438,7.76083983 C5.70273438,7.81813179 5.71974267,7.8646808 5.75375977,7.90048827 C5.78777687,7.93629574 5.82805967,7.95419921 5.87460938,7.95419921 C5.92832059,7.95419921 5.99277307,7.92555366 6.06796876,7.86826171 C6.27207134,7.70712809 6.47796121,7.47796372 6.68564454,7.18076171 L6.87363282,7.30429687 C6.63014202,7.67669456 6.34368655,7.99000523 6.01425782,8.24423827 C5.77076702,8.43401787 5.53802195,8.52890624 5.31601563,8.52890624 C5.169205,8.52890624 5.04925177,8.48504275 4.95615235,8.39731444 C4.86305293,8.30958614 4.81650391,8.19947982 4.81650391,8.06699218 C4.81650391,7.93450454 4.86126258,7.7142919 4.95078126,7.40634765 L5.64902344,5.00009765 C5.76360735,4.60621547 5.82089844,4.35914763 5.82089844,4.25888671 C5.82089844,4.18011027 5.79314807,4.11565779 5.73764649,4.06552733 C5.68214491,4.01539688 5.60605518,3.99033202 5.50937501,3.99033202 C5.43059857,3.99033202 5.26767702,4.01002584 5.02060547,4.04941405 L5.02060547,3.8399414 L6.87363282,3.53916015 Z" id="i" fill="#717171"></path> </g> </g> </g> </g> </svg> </span> <span aria-hidden="false" class="wag" id="ttip--1-bank_tile_list_offer9531ce-desc"> Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. </span> <span id="ttip-bank_tile_list_offer9531ce-id--1-desc" class="tooltip" role="tooltip"> <span>We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.<br></span> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Best<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Excellent<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Good<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Fair<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Poor<br> <span class="tooltip-arrow"></span> </span> </span> </div> </div> </div> </div> </div> <div class="col py-0 px-4 m-0"> <div class="d-block d-md-none card-tile__mobile-btn geo-state-restricted" data-states-not-available-in=""> <div class="btn-wrap"> <a rel="sponsored noopener nofollow" href="/money/offers/bank-accounts/capital-one-360-performance-savings/?luri=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&furi=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&fuuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&luuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&ltyp=btn&lclksec=offer_tile&ord=1&ltxt=Open+Account+button+for+Capital+One+360+Performance+Savings." target="_blank" class="btn--apply-wrap " data-offer_order="1" data-link_type="btn" data-slug="capital-one-360-performance-savings" data-click-section="offer_tile" aria-label="Open Account button for Capital One 360 Performance Savings."> <span class="btn btn--apply">Open Account <span class="wag">for Capital One 360 Performance Savings</span></span> </a> <p class="apply__disclaim copy-sm text-center mt-1">On Capital One's Secure Website<span aria-hidden="false" class="wag">.</span> </p> </div> </div> <div class="d-flex bb f--spc-btwn py-3"> <div class="w--175px uppercase bold fs-12 mr-4"> APY </div> <div class="w-100 text-left copy-tight apy-value"> 3.70% <span class="tooltip-parent" tabindex="0" aria-describedby="ttip-bank-tile-apy-tip-id--1-desc"> <span class="info-wrap"> Rate info <svg width="12px" height="12px" viewBox="0 0 12 12" version="1.1" xmlns="http://www.w3.org/2000/svg" aria-describedby="icon-info-title-1--bank-tile-apy-tip icon-info-descrip-1-bank-tile-apy-tip" role="img">  <desc id="icon-info-descrip-1-bank-tile-apy-tip">Circle with letter I in it.</desc> <defs></defs> <g id="Symbols" stroke="none" stroke-width="1" fill="none" fill-rule="evenodd"> <g id="Component-Card-Collapsed" transform="translate(-799.000000, -47.000000)"> <g id="Group-3" transform="translate(799.000000, 47.000000)"> <g id="Group"> <circle stroke="#9B9B9B" cx="6" cy="6" r="5.5"></circle> <path d="M6.8038086,1.40683593 C6.95419998,1.40683593 7.08131459,1.45875598 7.18515626,1.56259765 C7.28899792,1.66643931 7.34091797,1.79355393 7.34091797,1.9439453 C7.34091797,2.09075593 7.28810275,2.21697537 7.18247071,2.32260741 C7.07683867,2.42823945 6.95061923,2.48105468 6.8038086,2.48105468 C6.65699797,2.48105468 6.53077853,2.42823945 6.42514649,2.32260741 C6.31951445,2.21697537 6.26669922,2.09075593 6.26669922,1.9439453 C6.26669922,1.79355393 6.31861928,1.66643931 6.42246094,1.56259765 C6.52630261,1.45875598 6.65341722,1.40683593 6.8038086,1.40683593 Z M6.87363282,3.53916015 L5.81015626,7.30429687 C5.73854131,7.55852991 5.70273438,7.71070938 5.70273438,7.76083983 C5.70273438,7.81813179 5.71974267,7.8646808 5.75375977,7.90048827 C5.78777687,7.93629574 5.82805967,7.95419921 5.87460938,7.95419921 C5.92832059,7.95419921 5.99277307,7.92555366 6.06796876,7.86826171 C6.27207134,7.70712809 6.47796121,7.47796372 6.68564454,7.18076171 L6.87363282,7.30429687 C6.63014202,7.67669456 6.34368655,7.99000523 6.01425782,8.24423827 C5.77076702,8.43401787 5.53802195,8.52890624 5.31601563,8.52890624 C5.169205,8.52890624 5.04925177,8.48504275 4.95615235,8.39731444 C4.86305293,8.30958614 4.81650391,8.19947982 4.81650391,8.06699218 C4.81650391,7.93450454 4.86126258,7.7142919 4.95078126,7.40634765 L5.64902344,5.00009765 C5.76360735,4.60621547 5.82089844,4.35914763 5.82089844,4.25888671 C5.82089844,4.18011027 5.79314807,4.11565779 5.73764649,4.06552733 C5.68214491,4.01539688 5.60605518,3.99033202 5.50937501,3.99033202 C5.43059857,3.99033202 5.26767702,4.01002584 5.02060547,4.04941405 L5.02060547,3.8399414 L6.87363282,3.53916015 Z" id="i" fill="#717171"></path> </g> </g> </g> </g> </svg> </span> <span id="ttip-bank-tile-apy-tip-id--1-desc" class="tooltip" role="tooltip"> See Capital One website for most up-to-date rates. Advertised Annual Percentage Yield (APY) is variable and accurate as of Feb. 6, 2025. Rates are subject to change at any time before or after account opening. <span class="tooltip-arrow"></span> </span> </span> </div> </div> <div class="d-flex f--spc-btwn py-3 regular"> <div class="w--175px uppercase bold fs-12 mr-4"> Min. To Earn APY </div> <div class="w-100 text-left copy-tight"> $0 </div> </div> </div> </div> <div class="faq-list-item accordion pros_and_cons accordion--active accordion--active--mobile"> <button class="faq-question-container accordion__exp" aria-expanded="true" role="button" aria-label="Pros and Cons for Capital One 360 Performance Savings"> <span class="faq__link copy-md bold uppercase fs-14"> Pros/Cons </span> <span class="faq-expand-icon"></span> </button> <div id="faq_1_pros_and_cons" class="faq-answer-container accordion__child"> <div class="copy-tight accordion__child card-tile-pros-cons-list pros-and-cons"> <div class="wysiwyg card-tile__pros"><ul><li data-block-key="r7f0o">Competitive APY</li><li data-block-key="eg3fd">Branch access</li><li data-block-key="8bk1m">No account fees</li><li data-block-key="bt903">Comfort of a well-known brand and reputation</li><li data-block-key="drr9h">24/7 customer support</li></ul></div> <div class="wysiwyg card-tile__cons"><ul><li data-block-key="uiw8a">No ATM access</li></ul></div> </div> </div> </div> <div class="faq-list-item accordion bottom_line px-4"> <button class="faq-question-container accordion__exp" aria-expanded="false" role="button" aria-label="Bottom Line for Capital One 360 Performance Savings"> <span class="faq__link copy-md bold uppercase fs-14"> Bottom Line </span> <span class="faq-expand-icon"></span> </button> <div id="faq_1_bottom_line" class="faq-answer-container accordion__child"> <div class="copy-md p-0"> <div class="copy-tight wysiwyg"> <p data-block-key="c5kqd">Capital One 360 Performance Savings checks all the boxes we look for in a high-yield savings account. It even offers branch locations and Capital One Cafes where customers can seek in-person support (if you live near one). This makes it a great fit when you want to reap the rewards of online banking but aren't quite ready to cut ties with brick-and-mortar banks.</p> </div> </div> </div> </div> <div class="d-block p-3 m-3 pb-4 review_drawer"> <a href="/money/banks/savings-accounts/reviews/capital-one-performance-savings-review/?luri=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&furi=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&fuuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&luuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&ltyp=txt-rev&ord=1&ltxt=Read+full+review+of+Capital+One+360+Performance+Savings" data-offer_order="1" class="" data-slug="capital-one-360-performance-savings" data-link_type="txt-rev" aria-label="Read full review of Capital One 360 Performance Savings"> Read Full Review </a> </div> </div> </div> </section> </div> <div class="block block-paragraph"> <div class="wysiwyg"> <p data-block-key="pyq3l"><b>Why we like it:</b> While this has a similar rate to the previous couple of accounts, what sets the Capital One 360 Performance Savings account apart is the availability of branch locations and full-service banking support, which adds a layer of convenience rarely found with high-yield savings accounts.</p><p data-block-key="3uu2k"><b>What you should know:</b> While the account offers branch access, this perk is only useful if you live near a Capital One location -- otherwise, in-person banking isn't an option. Make sure to check that before deciding if this is right for you if you're hoping for an in-person experience.</p><p data-block-key="a76jk"><b>First-hand review from one of our employees who uses Capital One 360 Performance Savings personally:</b></p><p data-block-key="20b1o">"My family and I have enjoyed the convenience of banking with Capital One overall. The accounts are easy to use, the interface is simple, money moves quickly, and while savings rates aren't top of the market, they're much higher than mainline banks."</p><p data-block-key="bofdg"><i>-Matt Koppenheffer, Coverage Team Lead</i></p> </div> </div> <div class="block block-paragraph"> <div class="wysiwyg"> <h3 id="best-for-large-balances" data-block-key="z0spk">Best for large balances</h3> </div> </div> <div class="block block-bank_tile_list_summary"> <div id="promoStickyButton" class="promo-sticky-button"> <div class="promo-sticky-button-wrapper"> <div class="promo-sticky-img-wrapper"> <img class="promo-sticky-button-img lazy" data-src='https://m.foolcdn.com/media/affiliates/bank-account-art/Amex_Savings_Logo_M7LOxCL_QkyEqaj.png' alt='American Express® High Yield Savings' height="70" width="112"/> </div> <div class="mt-3"> <div class="text-center btn-wrap"> <a rel="sponsored noopener nofollow" href="/money/offers/bank-accounts/american-express-personal-savings/?luri=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&furi=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&fuuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&luuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&ltyp=btn&lclksec=sticky&ord=1&ltxt=Apply+now+button+for+American+Express%C2%AE+High+Yield+Savings." target="_blank" class="btn--apply-wrap btn--sm" data-offer_order="1" data-link_type="btn" data-slug="american-express-personal-savings" data-click-section="sticky" aria-label="Apply now button for American Express® High Yield Savings."> <span class="btn btn--apply">Open Account <span class="wag"> for American Express® High Yield Savings</span></span> </a> <p class="apply__disclaim copy-sm text-center mt-0">On American Express's Secure Website<span aria-hidden="false" class="wag">.</span> </p> </div> <div class="text-center pl-2"> <p class="bank-member save-bank-member">Member FDIC.</p> </div> </div> </div> </div> <section class="blk-save-tile-sum-list "> <div class="mt-5 d-flex f--spc-btwn"> <div class="sum-list__sidenote comp__footnote">Rates as of Feb 18, 2025 </div> </div> <div class="tile-wrap ttip--outer py-3 " id="bank_account_offer_list_cit-platinum-savings" > <div class="bg-0 pb-0 mb-3 bs copy-md"> <div class="d-block d-md-flex f--spc-btwn py-4"> <div class="p-0 my-0 mx-4"> <p class="head-h3 pt-0 pb-2 my-0 sm-center-wrapper" id="offer_tile_cit-platinum-savings"> CIT Platinum Savings </p> </div> <div class="p0- my-0 mx-4 w--225px d-none d-md-block"> <div class="geo-state-restricted" data-states-not-available-in=""> <div class="btn-wrap"> <a rel="sponsored noopener nofollow" href="/money/offers/bank-accounts/cit-platinum-savings/?luri=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&furi=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&fuuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&luuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&ltyp=btn&lclksec=offer_tile&ord=1&ltxt=Open+Account+button+for+CIT+Platinum+Savings." role="button" target="_blank" class="btn--apply-wrap btn-w-150" data-offer_order="1" data-link_type="btn" data-slug="cit-platinum-savings" data-click-section="offer_tile" aria-label="Open Account button for CIT Platinum Savings."> <span class="btn btn--apply">Open Account <span class="wag">for CIT Platinum Savings</span></span> </a> <p class="apply__disclaim copy-sm text-center mt-1">On CIT's Secure Website<span aria-hidden="false" class="wag">.</span> </p> </div> </div> </div> </div> <div class="d-block d-md-flex f--spc-btwn py-0 bb"> <div class="w--250px py-0 px-4 m-0 mb-3"> <div class="logo-wrap p-3 pb-3 m-0"> <img class="logo lazy" data-src="https://m.foolcdn.com/media/affiliates/original_images/CIT_jsxsHbI.png?width=215" alt="Logo for CIT Platinum Savings"> </div> <div class="pt-3"> <span class="bank-member save-bank-member">Member FDIC.</span> </div> <div class="sm-center-wrapper mt-3"> <div class="d-inline-flex d-md-none pb-2 offer-stars"> <div class="star-rate star-rate--center save-tile"> <div class="star-rate-stars-wrapper"> <span aria-hidden="false" class="wag">Rating image, 4.50 out of 5 stars.</span> <span aria-hidden="true" class="star-rate-stars"> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star-rate-stars-selected" style="width: 90.00%;"> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> </span> </span> </div> <div class="star-rate-copy"> <span>4.50/5</span> <span class="star-rate-info tooltip-parent" aria-describedby="ttip-bank_tile_list_offer66fa81-id--1-desc" tabindex="0"> <span class="info-wrap"><svg width="12px" height="12px" viewBox="0 0 12 12" version="1.1" xmlns="http://www.w3.org/2000/svg" aria-describedby="icon-info-title-1--bank_tile_list_offer66fa81 icon-info-descrip-1-bank_tile_list_offer66fa81" role="img">  <desc id="icon-info-descrip-1-bank_tile_list_offer66fa81">Circle with letter I in it.</desc> <defs></defs> <g id="Symbols" stroke="none" stroke-width="1" fill="none" fill-rule="evenodd"> <g id="Component-Card-Collapsed" transform="translate(-799.000000, -47.000000)"> <g id="Group-3" transform="translate(799.000000, 47.000000)"> <g id="Group"> <circle stroke="#9B9B9B" cx="6" cy="6" r="5.5"></circle> <path d="M6.8038086,1.40683593 C6.95419998,1.40683593 7.08131459,1.45875598 7.18515626,1.56259765 C7.28899792,1.66643931 7.34091797,1.79355393 7.34091797,1.9439453 C7.34091797,2.09075593 7.28810275,2.21697537 7.18247071,2.32260741 C7.07683867,2.42823945 6.95061923,2.48105468 6.8038086,2.48105468 C6.65699797,2.48105468 6.53077853,2.42823945 6.42514649,2.32260741 C6.31951445,2.21697537 6.26669922,2.09075593 6.26669922,1.9439453 C6.26669922,1.79355393 6.31861928,1.66643931 6.42246094,1.56259765 C6.52630261,1.45875598 6.65341722,1.40683593 6.8038086,1.40683593 Z M6.87363282,3.53916015 L5.81015626,7.30429687 C5.73854131,7.55852991 5.70273438,7.71070938 5.70273438,7.76083983 C5.70273438,7.81813179 5.71974267,7.8646808 5.75375977,7.90048827 C5.78777687,7.93629574 5.82805967,7.95419921 5.87460938,7.95419921 C5.92832059,7.95419921 5.99277307,7.92555366 6.06796876,7.86826171 C6.27207134,7.70712809 6.47796121,7.47796372 6.68564454,7.18076171 L6.87363282,7.30429687 C6.63014202,7.67669456 6.34368655,7.99000523 6.01425782,8.24423827 C5.77076702,8.43401787 5.53802195,8.52890624 5.31601563,8.52890624 C5.169205,8.52890624 5.04925177,8.48504275 4.95615235,8.39731444 C4.86305293,8.30958614 4.81650391,8.19947982 4.81650391,8.06699218 C4.81650391,7.93450454 4.86126258,7.7142919 4.95078126,7.40634765 L5.64902344,5.00009765 C5.76360735,4.60621547 5.82089844,4.35914763 5.82089844,4.25888671 C5.82089844,4.18011027 5.79314807,4.11565779 5.73764649,4.06552733 C5.68214491,4.01539688 5.60605518,3.99033202 5.50937501,3.99033202 C5.43059857,3.99033202 5.26767702,4.01002584 5.02060547,4.04941405 L5.02060547,3.8399414 L6.87363282,3.53916015 Z" id="i" fill="#717171"></path> </g> </g> </g> </g> </svg> </span> <span aria-hidden="false" class="wag" id="ttip--1-bank_tile_list_offer66fa81-desc"> Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. </span> <span id="ttip-bank_tile_list_offer66fa81-id--1-desc" class="tooltip" role="tooltip"> <span>We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.<br></span> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Best<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Excellent<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Good<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Fair<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Poor<br> <span class="tooltip-arrow"></span> </span> </span> </div> </div> </div> <div class="d-none d-md-inline-flex pb-2 offer-stars"> <div class="star-rate save-tile"> <div class="star-rate-stars-wrapper"> <span aria-hidden="false" class="wag">Rating image, 4.50 out of 5 stars.</span> <span aria-hidden="true" class="star-rate-stars"> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star-rate-stars-selected" style="width: 90.00%;"> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> </span> </span> </div> <div class="star-rate-copy"> <span>4.50/5</span> <span class="star-rate-info tooltip-parent" aria-describedby="ttip-bank_tile_list_offere336fd-id--1-desc" tabindex="0"> <span class="info-wrap"><svg width="12px" height="12px" viewBox="0 0 12 12" version="1.1" xmlns="http://www.w3.org/2000/svg" aria-describedby="icon-info-title-1--bank_tile_list_offere336fd icon-info-descrip-1-bank_tile_list_offere336fd" role="img">  <desc id="icon-info-descrip-1-bank_tile_list_offere336fd">Circle with letter I in it.</desc> <defs></defs> <g id="Symbols" stroke="none" stroke-width="1" fill="none" fill-rule="evenodd"> <g id="Component-Card-Collapsed" transform="translate(-799.000000, -47.000000)"> <g id="Group-3" transform="translate(799.000000, 47.000000)"> <g id="Group"> <circle stroke="#9B9B9B" cx="6" cy="6" r="5.5"></circle> <path d="M6.8038086,1.40683593 C6.95419998,1.40683593 7.08131459,1.45875598 7.18515626,1.56259765 C7.28899792,1.66643931 7.34091797,1.79355393 7.34091797,1.9439453 C7.34091797,2.09075593 7.28810275,2.21697537 7.18247071,2.32260741 C7.07683867,2.42823945 6.95061923,2.48105468 6.8038086,2.48105468 C6.65699797,2.48105468 6.53077853,2.42823945 6.42514649,2.32260741 C6.31951445,2.21697537 6.26669922,2.09075593 6.26669922,1.9439453 C6.26669922,1.79355393 6.31861928,1.66643931 6.42246094,1.56259765 C6.52630261,1.45875598 6.65341722,1.40683593 6.8038086,1.40683593 Z M6.87363282,3.53916015 L5.81015626,7.30429687 C5.73854131,7.55852991 5.70273438,7.71070938 5.70273438,7.76083983 C5.70273438,7.81813179 5.71974267,7.8646808 5.75375977,7.90048827 C5.78777687,7.93629574 5.82805967,7.95419921 5.87460938,7.95419921 C5.92832059,7.95419921 5.99277307,7.92555366 6.06796876,7.86826171 C6.27207134,7.70712809 6.47796121,7.47796372 6.68564454,7.18076171 L6.87363282,7.30429687 C6.63014202,7.67669456 6.34368655,7.99000523 6.01425782,8.24423827 C5.77076702,8.43401787 5.53802195,8.52890624 5.31601563,8.52890624 C5.169205,8.52890624 5.04925177,8.48504275 4.95615235,8.39731444 C4.86305293,8.30958614 4.81650391,8.19947982 4.81650391,8.06699218 C4.81650391,7.93450454 4.86126258,7.7142919 4.95078126,7.40634765 L5.64902344,5.00009765 C5.76360735,4.60621547 5.82089844,4.35914763 5.82089844,4.25888671 C5.82089844,4.18011027 5.79314807,4.11565779 5.73764649,4.06552733 C5.68214491,4.01539688 5.60605518,3.99033202 5.50937501,3.99033202 C5.43059857,3.99033202 5.26767702,4.01002584 5.02060547,4.04941405 L5.02060547,3.8399414 L6.87363282,3.53916015 Z" id="i" fill="#717171"></path> </g> </g> </g> </g> </svg> </span> <span aria-hidden="false" class="wag" id="ttip--1-bank_tile_list_offere336fd-desc"> Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. </span> <span id="ttip-bank_tile_list_offere336fd-id--1-desc" class="tooltip" role="tooltip"> <span>We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.<br></span> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Best<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Excellent<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Good<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Fair<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Poor<br> <span class="tooltip-arrow"></span> </span> </span> </div> </div> </div> </div> </div> <div class="col py-0 px-4 m-0"> <div class="d-block d-md-none card-tile__mobile-btn geo-state-restricted" data-states-not-available-in=""> <div class="btn-wrap"> <a rel="sponsored noopener nofollow" href="/money/offers/bank-accounts/cit-platinum-savings/?luri=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&furi=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&fuuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&luuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&ltyp=btn&lclksec=offer_tile&ord=1&ltxt=Open+Account+button+for+CIT+Platinum+Savings." target="_blank" class="btn--apply-wrap " data-offer_order="1" data-link_type="btn" data-slug="cit-platinum-savings" data-click-section="offer_tile" aria-label="Open Account button for CIT Platinum Savings."> <span class="btn btn--apply">Open Account <span class="wag">for CIT Platinum Savings</span></span> </a> <p class="apply__disclaim copy-sm text-center mt-1">On CIT's Secure Website<span aria-hidden="false" class="wag">.</span> </p> </div> </div> <div class="d-flex bb f--spc-btwn py-3"> <div class="w--175px uppercase bold fs-12 mr-4"> APY </div> <div class="w-100 text-left copy-tight apy-value"> 4.30% APY for balances of $5,000 or more <span class="tooltip-parent" tabindex="0" aria-describedby="ttip-bank-tile-apy-tip-id--1-desc"> <span class="info-wrap"> Rate info <svg width="12px" height="12px" viewBox="0 0 12 12" version="1.1" xmlns="http://www.w3.org/2000/svg" aria-describedby="icon-info-title-1--bank-tile-apy-tip icon-info-descrip-1-bank-tile-apy-tip" role="img">  <desc id="icon-info-descrip-1-bank-tile-apy-tip">Circle with letter I in it.</desc> <defs></defs> <g id="Symbols" stroke="none" stroke-width="1" fill="none" fill-rule="evenodd"> <g id="Component-Card-Collapsed" transform="translate(-799.000000, -47.000000)"> <g id="Group-3" transform="translate(799.000000, 47.000000)"> <g id="Group"> <circle stroke="#9B9B9B" cx="6" cy="6" r="5.5"></circle> <path d="M6.8038086,1.40683593 C6.95419998,1.40683593 7.08131459,1.45875598 7.18515626,1.56259765 C7.28899792,1.66643931 7.34091797,1.79355393 7.34091797,1.9439453 C7.34091797,2.09075593 7.28810275,2.21697537 7.18247071,2.32260741 C7.07683867,2.42823945 6.95061923,2.48105468 6.8038086,2.48105468 C6.65699797,2.48105468 6.53077853,2.42823945 6.42514649,2.32260741 C6.31951445,2.21697537 6.26669922,2.09075593 6.26669922,1.9439453 C6.26669922,1.79355393 6.31861928,1.66643931 6.42246094,1.56259765 C6.52630261,1.45875598 6.65341722,1.40683593 6.8038086,1.40683593 Z M6.87363282,3.53916015 L5.81015626,7.30429687 C5.73854131,7.55852991 5.70273438,7.71070938 5.70273438,7.76083983 C5.70273438,7.81813179 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</span> <span id="ttip-bank-tile-apy-tip-id--1-desc" class="tooltip" role="tooltip"> 4.30% APY for balances of $5,000 or more; otherwise, 0.25% APY <span class="tooltip-arrow"></span> </span> </span> </div> </div> <div class="d-flex f--spc-btwn py-3 regular"> <div class="w--175px uppercase bold fs-12 mr-4"> Min. To Earn APY </div> <div class="w-100 text-left copy-tight"> $100 to open account, $5,000+ for max APY </div> </div> </div> </div> <div class="faq-list-item accordion pros_and_cons accordion--active accordion--active--mobile"> <button class="faq-question-container accordion__exp" aria-expanded="true" role="button" aria-label="Pros and Cons for CIT Platinum Savings"> <span class="faq__link copy-md bold uppercase fs-14"> Pros/Cons </span> <span class="faq-expand-icon"></span> </button> <div id="faq_1_pros_and_cons" class="faq-answer-container accordion__child"> <div class="copy-tight accordion__child card-tile-pros-cons-list pros-and-cons"> <div class="wysiwyg card-tile__pros"><ul><li data-block-key="aq1qf">Competitive APY</li><li data-block-key="3iqqp">No account opening or maintenance fees</li><li data-block-key="b428f">Unlimited number of external transfers (up to daily transaction limits)</li><li data-block-key="9ro4s">Interest compounds daily so your money can grow a bit faster</li><li data-block-key="1pj5u">FDIC insured</li></ul></div> <div class="wysiwyg card-tile__cons"><ul><li data-block-key="smzx0">Balance requirement for maximum APY</li><li data-block-key="887jm">No branch access; online only</li></ul></div> </div> </div> </div> <div class="faq-list-item accordion bottom_line px-4"> <button class="faq-question-container accordion__exp" aria-expanded="false" role="button" aria-label="Bottom Line for CIT Platinum Savings"> <span class="faq__link copy-md bold uppercase fs-14"> Bottom Line </span> <span class="faq-expand-icon"></span> </button> <div id="faq_1_bottom_line" class="faq-answer-container accordion__child"> <div class="copy-md p-0"> <div class="copy-tight wysiwyg"> <p data-block-key="bkcq5">CIT Platinum Savings is a no-frills high-interest savings account that offers one of the highest APYs we've found available today -- as long as you can maintain a $5,000 minimum balance. Plus, customers can make an unlimited number of transfers and withdrawals each month (many savings accounts have monthly limits).</p> </div> </div> </div> </div> <div class="d-block p-3 m-3 pb-4 review_drawer"> <a href="/money/banks/savings-accounts/reviews/cit-platinum-savings-review/?luri=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&furi=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&fuuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&luuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&ltyp=txt-rev&ord=1&ltxt=Read+full+review+of+CIT+Platinum+Savings" data-offer_order="1" class="" data-slug="cit-platinum-savings" data-link_type="txt-rev" aria-label="Read full review of CIT Platinum Savings"> Read Full Review </a> </div> </div> </div> </section> </div> <div class="block block-paragraph"> <div class="wysiwyg"> <p data-block-key="pyq3l"><b>Why we like it:</b> This account consistently boasts one of the highest rates on our list. If you're able to deposit over $5,000 to unlock the top APY, it's hard to find a rate as reliably strong as this one.</p><p data-block-key="fhel4"><b>What you should know:</b> The CIT Platinum Savings account offers a great rate with a straightforward approach, but its simplicity may feel limiting. It lacks some of the more robust features offered by larger competitors, such as 24/7 customer support. If you're looking for an account with round-the-clock service or in-person access, you might want to consider options that offer a slightly lower APY but come with more versatile features.</p><p data-block-key="afqkt"><b>First-hand review from one of our employees who uses</b> <b>CIT Platinum Savings</b> <b>personally:</b></p><p data-block-key="c9ch7">"I chose CIT Platinum Savings for its high APY since I knew I would always keep the minimum required in the account. Sign up was quick and easy and the app is very user friendly. My standard bank account is with a local credit union, and I was pleasantly surprised to find that CIT integrated with them seamlessly so moving money around is no problem."</p><p data-block-key="9ni5f"><i>-Rachel Zinanti, Head of Performance Marketing</i></p> </div> </div> <div class="block block-paragraph"> <div class="wysiwyg"> <h3 id="best-for-set-and-forget-banking" data-block-key="5g71v">Best for set-and-forget banking</h3> </div> </div> <div class="block block-bank_tile_list_summary"> <div id="promoStickyButton" class="promo-sticky-button"> <div class="promo-sticky-button-wrapper"> <div class="promo-sticky-img-wrapper"> <img class="promo-sticky-button-img lazy" data-src='https://m.foolcdn.com/media/affiliates/bank-account-art/Amex_Savings_Logo_M7LOxCL_QkyEqaj.png' alt='American Express® High Yield Savings' height="70" width="112"/> </div> <div class="mt-3"> <div class="text-center btn-wrap"> <a rel="sponsored noopener nofollow" href="/money/offers/bank-accounts/american-express-personal-savings/?luri=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&furi=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&fuuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&luuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&ltyp=btn&lclksec=sticky&ord=1&ltxt=Apply+now+button+for+American+Express%C2%AE+High+Yield+Savings." target="_blank" class="btn--apply-wrap btn--sm" data-offer_order="1" data-link_type="btn" data-slug="american-express-personal-savings" data-click-section="sticky" aria-label="Apply now button for American Express® High Yield Savings."> <span class="btn btn--apply">Open Account <span class="wag"> for American Express® High Yield Savings</span></span> </a> <p class="apply__disclaim copy-sm text-center mt-0">On American Express's Secure Website<span aria-hidden="false" class="wag">.</span> </p> </div> <div class="text-center pl-2"> <p class="bank-member save-bank-member">Member FDIC.</p> </div> </div> </div> </div> <section class="blk-save-tile-sum-list "> <div class="mt-5 d-flex f--spc-btwn"> <div class="sum-list__sidenote comp__footnote">Rates as of Feb 18, 2025 </div> </div> <div class="tile-wrap ttip--outer py-3 " id="bank_account_offer_list_barclays-tiered-savings" > <div class="bg-0 pb-0 mb-3 bs copy-md"> <div class="d-block d-md-flex f--spc-btwn py-4"> <div class="p-0 my-0 mx-4"> <p class="head-h3 pt-0 pb-2 my-0 sm-center-wrapper" id="offer_tile_barclays-tiered-savings"> Barclays Tiered Savings </p> </div> <div class="p0- my-0 mx-4 w--225px d-none d-md-block"> <div class="geo-state-restricted" data-states-not-available-in=""> <div class="btn-wrap"> <a rel="sponsored noopener nofollow" href="/money/offers/bank-accounts/barclays-tiered-savings/?luri=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&furi=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&fuuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&luuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&ltyp=btn&lclksec=offer_tile&ord=1&ltxt=Open+Account+button+for+Barclays+Tiered+Savings." role="button" target="_blank" class="btn--apply-wrap btn-w-150" data-offer_order="1" data-link_type="btn" data-slug="barclays-tiered-savings" data-click-section="offer_tile" aria-label="Open Account button for Barclays Tiered Savings."> <span class="btn btn--apply">Open Account <span class="wag">for Barclays Tiered Savings</span></span> </a> <p class="apply__disclaim copy-sm text-center mt-1">On Barclays' Secure Website<span aria-hidden="false" class="wag">.</span> </p> </div> </div> </div> </div> <div class="d-block d-md-flex f--spc-btwn py-0 bb"> <div class="w--250px py-0 px-4 m-0 mb-3"> <div class="logo-wrap p-3 pb-3 m-0"> <img class="logo lazy" data-src="https://m.foolcdn.com/media/affiliates/original_images/Barclays_Eagle-Wordmark_RGB_Cyan_Medium_wZuRTZ3.png?width=215" alt="Logo for Barclays Tiered Savings"> </div> <div class="pt-3"> <span class="bank-member save-bank-member">Member FDIC.</span> </div> <div class="sm-center-wrapper mt-3"> <div class="d-inline-flex d-md-none pb-2 offer-stars"> <div class="star-rate star-rate--center save-tile"> <div class="star-rate-stars-wrapper"> <span aria-hidden="false" class="wag">Rating image, 5.00 out of 5 stars.</span> <span aria-hidden="true" class="star-rate-stars"> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star-rate-stars-selected" style="width: 100.00%;"> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> </span> </span> </div> <div class="star-rate-copy"> <span>5.00/5</span> <span class="star-rate-info tooltip-parent" aria-describedby="ttip-bank_tile_list_offerd632c0-id--1-desc" tabindex="0"> <span class="info-wrap"><svg width="12px" height="12px" viewBox="0 0 12 12" version="1.1" xmlns="http://www.w3.org/2000/svg" aria-describedby="icon-info-title-1--bank_tile_list_offerd632c0 icon-info-descrip-1-bank_tile_list_offerd632c0" role="img">  <desc id="icon-info-descrip-1-bank_tile_list_offerd632c0">Circle with letter I in it.</desc> <defs></defs> <g id="Symbols" stroke="none" stroke-width="1" fill="none" fill-rule="evenodd"> <g id="Component-Card-Collapsed" transform="translate(-799.000000, -47.000000)"> <g id="Group-3" transform="translate(799.000000, 47.000000)"> <g id="Group"> <circle stroke="#9B9B9B" cx="6" cy="6" r="5.5"></circle> <path d="M6.8038086,1.40683593 C6.95419998,1.40683593 7.08131459,1.45875598 7.18515626,1.56259765 C7.28899792,1.66643931 7.34091797,1.79355393 7.34091797,1.9439453 C7.34091797,2.09075593 7.28810275,2.21697537 7.18247071,2.32260741 C7.07683867,2.42823945 6.95061923,2.48105468 6.8038086,2.48105468 C6.65699797,2.48105468 6.53077853,2.42823945 6.42514649,2.32260741 C6.31951445,2.21697537 6.26669922,2.09075593 6.26669922,1.9439453 C6.26669922,1.79355393 6.31861928,1.66643931 6.42246094,1.56259765 C6.52630261,1.45875598 6.65341722,1.40683593 6.8038086,1.40683593 Z M6.87363282,3.53916015 L5.81015626,7.30429687 C5.73854131,7.55852991 5.70273438,7.71070938 5.70273438,7.76083983 C5.70273438,7.81813179 5.71974267,7.8646808 5.75375977,7.90048827 C5.78777687,7.93629574 5.82805967,7.95419921 5.87460938,7.95419921 C5.92832059,7.95419921 5.99277307,7.92555366 6.06796876,7.86826171 C6.27207134,7.70712809 6.47796121,7.47796372 6.68564454,7.18076171 L6.87363282,7.30429687 C6.63014202,7.67669456 6.34368655,7.99000523 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class="tooltip" role="tooltip"> <span>We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.<br></span> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Best<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Excellent<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Good<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Fair<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Poor<br> <span class="tooltip-arrow"></span> </span> </span> </div> </div> </div> <div class="d-none d-md-inline-flex pb-2 offer-stars"> <div class="star-rate save-tile"> <div class="star-rate-stars-wrapper"> <span aria-hidden="false" class="wag">Rating image, 5.00 out of 5 stars.</span> <span aria-hidden="true" class="star-rate-stars"> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star-rate-stars-selected" style="width: 100.00%;"> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> </span> </span> </div> <div class="star-rate-copy"> <span>5.00/5</span> <span class="star-rate-info tooltip-parent" aria-describedby="ttip-bank_tile_list_offer55b65a-id--1-desc" tabindex="0"> <span class="info-wrap"><svg width="12px" height="12px" viewBox="0 0 12 12" version="1.1" xmlns="http://www.w3.org/2000/svg" aria-describedby="icon-info-title-1--bank_tile_list_offer55b65a icon-info-descrip-1-bank_tile_list_offer55b65a" role="img">  <desc id="icon-info-descrip-1-bank_tile_list_offer55b65a">Circle with letter I in it.</desc> <defs></defs> <g id="Symbols" stroke="none" stroke-width="1" fill="none" fill-rule="evenodd"> <g id="Component-Card-Collapsed" transform="translate(-799.000000, -47.000000)"> <g id="Group-3" transform="translate(799.000000, 47.000000)"> <g id="Group"> <circle stroke="#9B9B9B" cx="6" cy="6" r="5.5"></circle> <path d="M6.8038086,1.40683593 C6.95419998,1.40683593 7.08131459,1.45875598 7.18515626,1.56259765 C7.28899792,1.66643931 7.34091797,1.79355393 7.34091797,1.9439453 C7.34091797,2.09075593 7.28810275,2.21697537 7.18247071,2.32260741 C7.07683867,2.42823945 6.95061923,2.48105468 6.8038086,2.48105468 C6.65699797,2.48105468 6.53077853,2.42823945 6.42514649,2.32260741 C6.31951445,2.21697537 6.26669922,2.09075593 6.26669922,1.9439453 C6.26669922,1.79355393 6.31861928,1.66643931 6.42246094,1.56259765 C6.52630261,1.45875598 6.65341722,1.40683593 6.8038086,1.40683593 Z M6.87363282,3.53916015 L5.81015626,7.30429687 C5.73854131,7.55852991 5.70273438,7.71070938 5.70273438,7.76083983 C5.70273438,7.81813179 5.71974267,7.8646808 5.75375977,7.90048827 C5.78777687,7.93629574 5.82805967,7.95419921 5.87460938,7.95419921 C5.92832059,7.95419921 5.99277307,7.92555366 6.06796876,7.86826171 C6.27207134,7.70712809 6.47796121,7.47796372 6.68564454,7.18076171 L6.87363282,7.30429687 C6.63014202,7.67669456 6.34368655,7.99000523 6.01425782,8.24423827 C5.77076702,8.43401787 5.53802195,8.52890624 5.31601563,8.52890624 C5.169205,8.52890624 5.04925177,8.48504275 4.95615235,8.39731444 C4.86305293,8.30958614 4.81650391,8.19947982 4.81650391,8.06699218 C4.81650391,7.93450454 4.86126258,7.7142919 4.95078126,7.40634765 L5.64902344,5.00009765 C5.76360735,4.60621547 5.82089844,4.35914763 5.82089844,4.25888671 C5.82089844,4.18011027 5.79314807,4.11565779 5.73764649,4.06552733 C5.68214491,4.01539688 5.60605518,3.99033202 5.50937501,3.99033202 C5.43059857,3.99033202 5.26767702,4.01002584 5.02060547,4.04941405 L5.02060547,3.8399414 L6.87363282,3.53916015 Z" id="i" fill="#717171"></path> </g> </g> </g> </g> </svg> </span> <span aria-hidden="false" class="wag" id="ttip--1-bank_tile_list_offer55b65a-desc"> Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. </span> <span id="ttip-bank_tile_list_offer55b65a-id--1-desc" class="tooltip" role="tooltip"> <span>We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.<br></span> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Best<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Excellent<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Good<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Fair<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Poor<br> <span class="tooltip-arrow"></span> </span> </span> </div> </div> </div> </div> </div> <div class="col py-0 px-4 m-0"> <div class="d-block d-md-none card-tile__mobile-btn geo-state-restricted" data-states-not-available-in=""> <div class="btn-wrap"> <a rel="sponsored noopener nofollow" href="/money/offers/bank-accounts/barclays-tiered-savings/?luri=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&furi=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&fuuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&luuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&ltyp=btn&lclksec=offer_tile&ord=1&ltxt=Open+Account+button+for+Barclays+Tiered+Savings." target="_blank" class="btn--apply-wrap " data-offer_order="1" data-link_type="btn" data-slug="barclays-tiered-savings" data-click-section="offer_tile" aria-label="Open Account button for Barclays Tiered Savings."> <span class="btn btn--apply">Open Account <span class="wag">for Barclays Tiered Savings</span></span> </a> <p class="apply__disclaim copy-sm text-center mt-1">On Barclays' Secure Website<span aria-hidden="false" class="wag">.</span> </p> </div> </div> <div class="d-flex bb f--spc-btwn py-3"> <div class="w--175px uppercase bold fs-12 mr-4"> APY </div> <div class="w-100 text-left copy-tight apy-value"> rate updating <span class="tooltip-parent" tabindex="0" aria-describedby="ttip-bank-tile-apy-tip-id--1-desc"> <span class="info-wrap"> Rate info <svg width="12px" height="12px" viewBox="0 0 12 12" version="1.1" xmlns="http://www.w3.org/2000/svg" aria-describedby="icon-info-title-1--bank-tile-apy-tip icon-info-descrip-1-bank-tile-apy-tip" role="img">  <desc id="icon-info-descrip-1-bank-tile-apy-tip">Circle with letter I in it.</desc> <defs></defs> <g id="Symbols" stroke="none" stroke-width="1" fill="none" fill-rule="evenodd"> <g id="Component-Card-Collapsed" transform="translate(-799.000000, -47.000000)"> <g id="Group-3" transform="translate(799.000000, 47.000000)"> <g id="Group"> <circle stroke="#9B9B9B" cx="6" cy="6" r="5.5"></circle> <path d="M6.8038086,1.40683593 C6.95419998,1.40683593 7.08131459,1.45875598 7.18515626,1.56259765 C7.28899792,1.66643931 7.34091797,1.79355393 7.34091797,1.9439453 C7.34091797,2.09075593 7.28810275,2.21697537 7.18247071,2.32260741 C7.07683867,2.42823945 6.95061923,2.48105468 6.8038086,2.48105468 C6.65699797,2.48105468 6.53077853,2.42823945 6.42514649,2.32260741 C6.31951445,2.21697537 6.26669922,2.09075593 6.26669922,1.9439453 C6.26669922,1.79355393 6.31861928,1.66643931 6.42246094,1.56259765 C6.52630261,1.45875598 6.65341722,1.40683593 6.8038086,1.40683593 Z M6.87363282,3.53916015 L5.81015626,7.30429687 C5.73854131,7.55852991 5.70273438,7.71070938 5.70273438,7.76083983 C5.70273438,7.81813179 5.71974267,7.8646808 5.75375977,7.90048827 C5.78777687,7.93629574 5.82805967,7.95419921 5.87460938,7.95419921 C5.92832059,7.95419921 5.99277307,7.92555366 6.06796876,7.86826171 C6.27207134,7.70712809 6.47796121,7.47796372 6.68564454,7.18076171 L6.87363282,7.30429687 C6.63014202,7.67669456 6.34368655,7.99000523 6.01425782,8.24423827 C5.77076702,8.43401787 5.53802195,8.52890624 5.31601563,8.52890624 C5.169205,8.52890624 5.04925177,8.48504275 4.95615235,8.39731444 C4.86305293,8.30958614 4.81650391,8.19947982 4.81650391,8.06699218 C4.81650391,7.93450454 4.86126258,7.7142919 4.95078126,7.40634765 L5.64902344,5.00009765 C5.76360735,4.60621547 5.82089844,4.35914763 5.82089844,4.25888671 C5.82089844,4.18011027 5.79314807,4.11565779 5.73764649,4.06552733 C5.68214491,4.01539688 5.60605518,3.99033202 5.50937501,3.99033202 C5.43059857,3.99033202 5.26767702,4.01002584 5.02060547,4.04941405 L5.02060547,3.8399414 L6.87363282,3.53916015 Z" id="i" fill="#717171"></path> </g> </g> </g> </g> </svg> </span> <span id="ttip-bank-tile-apy-tip-id--1-desc" class="tooltip" role="tooltip"> Balances less than $250,000 earn (rate updating), and balances greater than $250,000 earn (rate updating) APY. <span class="tooltip-arrow"></span> </span> </span> </div> </div> <div class="d-flex f--spc-btwn py-3 regular"> <div class="w--175px uppercase bold fs-12 mr-4"> Min. To Earn APY </div> <div class="w-100 text-left copy-tight"> $0 </div> </div> </div> </div> <div class="faq-list-item accordion pros_and_cons accordion--active accordion--active--mobile"> <button class="faq-question-container accordion__exp" aria-expanded="true" role="button" aria-label="Pros and Cons for Barclays Tiered Savings"> <span class="faq__link copy-md bold uppercase fs-14"> Pros/Cons </span> <span class="faq-expand-icon"></span> </button> <div id="faq_1_pros_and_cons" class="faq-answer-container accordion__child"> <div class="copy-tight accordion__child card-tile-pros-cons-list pros-and-cons"> <div class="wysiwyg card-tile__pros"><ul><li data-block-key="ir7b5">Competitive APY</li><li data-block-key="h210">No monthly account fee</li><li data-block-key="cfl2g">No minimum deposit to open an account</li><li data-block-key="fjd83">Unlimited number of external transfers</li><li data-block-key="92bkg">FDIC insured</li></ul></div> <div class="wysiwyg card-tile__cons"><p data-block-key="tumkl"></p><ul><li data-block-key="eeoef">Balance requirement for maximum APY</li><li data-block-key="6h1p6">No ATM access</li><li data-block-key="93nqo">No wire transfers (inbound or outbound)</li><li data-block-key="ae6sk">No branch access; online only</li></ul></div> </div> </div> </div> <div class="faq-list-item accordion bottom_line px-4"> <button class="faq-question-container accordion__exp" aria-expanded="false" role="button" aria-label="Bottom Line for Barclays Tiered Savings"> <span class="faq__link copy-md bold uppercase fs-14"> Bottom Line </span> <span class="faq-expand-icon"></span> </button> <div id="faq_1_bottom_line" class="faq-answer-container accordion__child"> <div class="copy-md p-0"> <div class="copy-tight wysiwyg"> <p data-block-key="l5hcq">Though top rates are reserved for high balances, Barclay Tiered Savings account's APYs are competitive no matter how much savings you have. Not only does it offer a strong APY, but it also has no monthly fees, no minimum amount to open an account, and no withdrawal limits.</p> </div> </div> </div> </div> <div class="d-block p-3 m-3 pb-4 review_drawer"> <a href="/money/banks/savings-accounts/reviews/barclays-tiered-savings-review/?luri=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&furi=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&fuuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&luuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&ltyp=txt-rev&ord=1&ltxt=Read+full+review+of+Barclays+Tiered+Savings" data-offer_order="1" class="" data-slug="barclays-tiered-savings" data-link_type="txt-rev" aria-label="Read full review of Barclays Tiered Savings"> Read Full Review </a> </div> </div> </div> </section> </div> <div class="block block-paragraph"> <div class="wysiwyg"> <p data-block-key="pyq3l"><b>Why we like it:</b> While folks with more than $250,000 can earn a jaw-dropping APY, anyone with an amount lower than that can still get rate updating -- still one of the highest rates on our list. There are also no monthly fees <i>and</i> unlimited withdrawals, which is a rare combo for HYSAs.</p><p data-block-key="avjvr"><b>What you should know:</b> While the APY is strong, the highest rates are reserved for balances of $250,000 or more, which may not work for everyone. As an online-only bank, Barclays lacks branch or ATM access, and all deposits and withdrawals must be made electronically.</p> </div> </div> <div class="block block-paragraph"> <div class="wysiwyg"> <h3 id="best-for-mobile-app" data-block-key="zset8">Best for mobile app</h3> </div> </div> <div class="block block-bank_tile_list_summary"> <div id="promoStickyButton" class="promo-sticky-button"> <div class="promo-sticky-button-wrapper"> <div class="promo-sticky-img-wrapper"> <img class="promo-sticky-button-img lazy" data-src='https://m.foolcdn.com/media/affiliates/bank-account-art/Amex_Savings_Logo_M7LOxCL_QkyEqaj.png' alt='American Express® High Yield Savings' height="70" width="112"/> </div> <div class="mt-3"> <div class="text-center btn-wrap"> <a rel="sponsored noopener nofollow" href="/money/offers/bank-accounts/american-express-personal-savings/?luri=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&furi=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&fuuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&luuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&ltyp=btn&lclksec=sticky&ord=1&ltxt=Apply+now+button+for+American+Express%C2%AE+High+Yield+Savings." target="_blank" class="btn--apply-wrap btn--sm" data-offer_order="1" data-link_type="btn" data-slug="american-express-personal-savings" data-click-section="sticky" aria-label="Apply now button for American Express® High Yield Savings."> <span class="btn btn--apply">Open Account <span class="wag"> for American Express® High Yield Savings</span></span> </a> <p class="apply__disclaim copy-sm text-center mt-0">On American Express's Secure Website<span aria-hidden="false" class="wag">.</span> </p> </div> <div class="text-center pl-2"> <p class="bank-member save-bank-member">Member FDIC.</p> </div> </div> </div> </div> <section class="blk-save-tile-sum-list "> <div class="mt-5 d-flex f--spc-btwn"> <div class="sum-list__sidenote comp__footnote">Rates as of Feb 18, 2025 </div> </div> <div class="tile-wrap ttip--outer py-3 " id="bank_account_offer_list_discover-online-savings" > <div class="bg-0 pb-0 mb-3 bs copy-md"> <div class="d-block d-md-flex f--spc-btwn py-4"> <div class="p-0 my-0 mx-4"> <p class="head-h3 pt-0 pb-2 my-0 sm-center-wrapper" id="offer_tile_discover-savings"> Discover® Online Savings </p> </div> <div class="p0- my-0 mx-4 w--225px d-none d-md-block"> <div class="geo-state-restricted" data-states-not-available-in=""> <div class="btn-wrap"> <a rel="sponsored noopener nofollow" href="/money/offers/bank-accounts/discover-savings/?luri=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&furi=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&fuuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&luuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&ltyp=btn&lclksec=offer_tile&ord=1&ltxt=Open+Account+button+for+Discover%C2%AE+Online+Savings." role="button" target="_blank" class="btn--apply-wrap btn-w-150" data-offer_order="1" data-link_type="btn" data-slug="discover-savings" data-click-section="offer_tile" aria-label="Open Account button for Discover® Online Savings."> <span class="btn btn--apply">Open Account <span class="wag">for Discover® Online Savings</span></span> </a> <p class="apply__disclaim copy-sm text-center mt-1">On Discover Bank's Secure Website<span aria-hidden="false" class="wag">.</span> </p> </div> </div> </div> </div> <div class="d-block d-md-flex f--spc-btwn py-0 bb"> <div class="w--250px py-0 px-4 m-0 mb-3"> <div class="logo-wrap p-3 pb-3 m-0"> <img class="logo lazy" data-src="https://m.foolcdn.com/media/affiliates/bank-account-art/Discover_Bank_gYct20O_V8Fr2Lr.png?width=215" alt="Logo for Discover® Online Savings"> </div> <div class="pt-3"> <span class="bank-member save-bank-member">Member FDIC.</span> </div> <div class="sm-center-wrapper mt-3"> <div class="d-inline-flex d-md-none pb-2 offer-stars"> <div class="star-rate star-rate--center save-tile"> <div class="star-rate-stars-wrapper"> <span aria-hidden="false" class="wag">Rating image, 5.00 out of 5 stars.</span> <span aria-hidden="true" class="star-rate-stars"> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star-rate-stars-selected" style="width: 100.00%;"> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> </span> </span> </div> <div class="star-rate-copy"> <span>5.00/5</span> <span class="star-rate-info tooltip-parent" aria-describedby="ttip-bank_tile_list_offer39adbb-id--1-desc" tabindex="0"> <span class="info-wrap"><svg width="12px" height="12px" viewBox="0 0 12 12" version="1.1" xmlns="http://www.w3.org/2000/svg" aria-describedby="icon-info-title-1--bank_tile_list_offer39adbb icon-info-descrip-1-bank_tile_list_offer39adbb" role="img">  <desc id="icon-info-descrip-1-bank_tile_list_offer39adbb">Circle with letter I in it.</desc> <defs></defs> <g id="Symbols" stroke="none" stroke-width="1" fill="none" fill-rule="evenodd"> <g id="Component-Card-Collapsed" transform="translate(-799.000000, -47.000000)"> <g id="Group-3" transform="translate(799.000000, 47.000000)"> <g id="Group"> <circle stroke="#9B9B9B" cx="6" cy="6" r="5.5"></circle> <path d="M6.8038086,1.40683593 C6.95419998,1.40683593 7.08131459,1.45875598 7.18515626,1.56259765 C7.28899792,1.66643931 7.34091797,1.79355393 7.34091797,1.9439453 C7.34091797,2.09075593 7.28810275,2.21697537 7.18247071,2.32260741 C7.07683867,2.42823945 6.95061923,2.48105468 6.8038086,2.48105468 C6.65699797,2.48105468 6.53077853,2.42823945 6.42514649,2.32260741 C6.31951445,2.21697537 6.26669922,2.09075593 6.26669922,1.9439453 C6.26669922,1.79355393 6.31861928,1.66643931 6.42246094,1.56259765 C6.52630261,1.45875598 6.65341722,1.40683593 6.8038086,1.40683593 Z M6.87363282,3.53916015 L5.81015626,7.30429687 C5.73854131,7.55852991 5.70273438,7.71070938 5.70273438,7.76083983 C5.70273438,7.81813179 5.71974267,7.8646808 5.75375977,7.90048827 C5.78777687,7.93629574 5.82805967,7.95419921 5.87460938,7.95419921 C5.92832059,7.95419921 5.99277307,7.92555366 6.06796876,7.86826171 C6.27207134,7.70712809 6.47796121,7.47796372 6.68564454,7.18076171 L6.87363282,7.30429687 C6.63014202,7.67669456 6.34368655,7.99000523 6.01425782,8.24423827 C5.77076702,8.43401787 5.53802195,8.52890624 5.31601563,8.52890624 C5.169205,8.52890624 5.04925177,8.48504275 4.95615235,8.39731444 C4.86305293,8.30958614 4.81650391,8.19947982 4.81650391,8.06699218 C4.81650391,7.93450454 4.86126258,7.7142919 4.95078126,7.40634765 L5.64902344,5.00009765 C5.76360735,4.60621547 5.82089844,4.35914763 5.82089844,4.25888671 C5.82089844,4.18011027 5.79314807,4.11565779 5.73764649,4.06552733 C5.68214491,4.01539688 5.60605518,3.99033202 5.50937501,3.99033202 C5.43059857,3.99033202 5.26767702,4.01002584 5.02060547,4.04941405 L5.02060547,3.8399414 L6.87363282,3.53916015 Z" id="i" fill="#717171"></path> </g> </g> </g> </g> </svg> </span> <span aria-hidden="false" class="wag" id="ttip--1-bank_tile_list_offer39adbb-desc"> Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. </span> <span id="ttip-bank_tile_list_offer39adbb-id--1-desc" class="tooltip" role="tooltip"> <span>We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.<br></span> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Best<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Excellent<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Good<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Fair<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Poor<br> <span class="tooltip-arrow"></span> </span> </span> </div> </div> </div> <div class="d-none d-md-inline-flex pb-2 offer-stars"> <div class="star-rate save-tile"> <div class="star-rate-stars-wrapper"> <span aria-hidden="false" class="wag">Rating image, 5.00 out of 5 stars.</span> <span aria-hidden="true" class="star-rate-stars"> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star-rate-stars-selected" style="width: 100.00%;"> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> </span> </span> </div> <div class="star-rate-copy"> <span>5.00/5</span> <span class="star-rate-info tooltip-parent" aria-describedby="ttip-bank_tile_list_offerdc48de-id--1-desc" tabindex="0"> <span class="info-wrap"><svg width="12px" height="12px" viewBox="0 0 12 12" version="1.1" xmlns="http://www.w3.org/2000/svg" aria-describedby="icon-info-title-1--bank_tile_list_offerdc48de icon-info-descrip-1-bank_tile_list_offerdc48de" role="img">  <desc id="icon-info-descrip-1-bank_tile_list_offerdc48de">Circle with letter I in it.</desc> <defs></defs> <g id="Symbols" stroke="none" stroke-width="1" fill="none" fill-rule="evenodd"> <g id="Component-Card-Collapsed" transform="translate(-799.000000, -47.000000)"> <g id="Group-3" transform="translate(799.000000, 47.000000)"> <g id="Group"> <circle stroke="#9B9B9B" cx="6" cy="6" r="5.5"></circle> <path d="M6.8038086,1.40683593 C6.95419998,1.40683593 7.08131459,1.45875598 7.18515626,1.56259765 C7.28899792,1.66643931 7.34091797,1.79355393 7.34091797,1.9439453 C7.34091797,2.09075593 7.28810275,2.21697537 7.18247071,2.32260741 C7.07683867,2.42823945 6.95061923,2.48105468 6.8038086,2.48105468 C6.65699797,2.48105468 6.53077853,2.42823945 6.42514649,2.32260741 C6.31951445,2.21697537 6.26669922,2.09075593 6.26669922,1.9439453 C6.26669922,1.79355393 6.31861928,1.66643931 6.42246094,1.56259765 C6.52630261,1.45875598 6.65341722,1.40683593 6.8038086,1.40683593 Z M6.87363282,3.53916015 L5.81015626,7.30429687 C5.73854131,7.55852991 5.70273438,7.71070938 5.70273438,7.76083983 C5.70273438,7.81813179 5.71974267,7.8646808 5.75375977,7.90048827 C5.78777687,7.93629574 5.82805967,7.95419921 5.87460938,7.95419921 C5.92832059,7.95419921 5.99277307,7.92555366 6.06796876,7.86826171 C6.27207134,7.70712809 6.47796121,7.47796372 6.68564454,7.18076171 L6.87363282,7.30429687 C6.63014202,7.67669456 6.34368655,7.99000523 6.01425782,8.24423827 C5.77076702,8.43401787 5.53802195,8.52890624 5.31601563,8.52890624 C5.169205,8.52890624 5.04925177,8.48504275 4.95615235,8.39731444 C4.86305293,8.30958614 4.81650391,8.19947982 4.81650391,8.06699218 C4.81650391,7.93450454 4.86126258,7.7142919 4.95078126,7.40634765 L5.64902344,5.00009765 C5.76360735,4.60621547 5.82089844,4.35914763 5.82089844,4.25888671 C5.82089844,4.18011027 5.79314807,4.11565779 5.73764649,4.06552733 C5.68214491,4.01539688 5.60605518,3.99033202 5.50937501,3.99033202 C5.43059857,3.99033202 5.26767702,4.01002584 5.02060547,4.04941405 L5.02060547,3.8399414 L6.87363282,3.53916015 Z" id="i" fill="#717171"></path> </g> </g> </g> </g> </svg> </span> <span aria-hidden="false" class="wag" id="ttip--1-bank_tile_list_offerdc48de-desc"> Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. </span> <span id="ttip-bank_tile_list_offerdc48de-id--1-desc" class="tooltip" role="tooltip"> <span>We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.<br></span> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Best<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Excellent<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Good<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Fair<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Poor<br> <span class="tooltip-arrow"></span> </span> </span> </div> </div> </div> </div> </div> <div class="col py-0 px-4 m-0"> <div class="d-block d-md-none card-tile__mobile-btn geo-state-restricted" data-states-not-available-in=""> <div class="btn-wrap"> <a rel="sponsored noopener nofollow" href="/money/offers/bank-accounts/discover-savings/?luri=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&furi=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&fuuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&luuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&ltyp=btn&lclksec=offer_tile&ord=1&ltxt=Open+Account+button+for+Discover%C2%AE+Online+Savings." target="_blank" class="btn--apply-wrap " data-offer_order="1" data-link_type="btn" data-slug="discover-savings" data-click-section="offer_tile" aria-label="Open Account button for Discover® Online Savings."> <span class="btn btn--apply">Open Account <span class="wag">for Discover® Online Savings</span></span> </a> <p class="apply__disclaim copy-sm text-center mt-1">On Discover Bank's Secure Website<span aria-hidden="false" class="wag">.</span> </p> </div> </div> <div class="bank-tile-spice-box p-3 bg-yellow"> <div class="fs-12 bold uppercase"> Limited-time offer </div> <div class="copy-tight"> <div class="spice-desc"> <div class="rich-text fs-16"> Earn up to $200 when you use offer code TMF924 on your first Discover Online Savings application. <span class="tooltip-parent" tabindex="0" aria-describedby="ttip-spicebox_ttip-id--1-desc"> <span class="info-wrap"> <svg width="12px" height="12px" viewBox="0 0 12 12" version="1.1" xmlns="http://www.w3.org/2000/svg" aria-describedby="icon-info-title-1--spicebox_ttip icon-info-descrip-1-spicebox_ttip" role="img">  <desc id="icon-info-descrip-1-spicebox_ttip">Circle with letter I in it.</desc> <defs></defs> <g id="Symbols" stroke="none" stroke-width="1" fill="none" fill-rule="evenodd"> <g id="Component-Card-Collapsed" transform="translate(-799.000000, -47.000000)"> <g id="Group-3" transform="translate(799.000000, 47.000000)"> <g id="Group"> <circle stroke="#9B9B9B" cx="6" cy="6" r="5.5"></circle> <path d="M6.8038086,1.40683593 C6.95419998,1.40683593 7.08131459,1.45875598 7.18515626,1.56259765 C7.28899792,1.66643931 7.34091797,1.79355393 7.34091797,1.9439453 C7.34091797,2.09075593 7.28810275,2.21697537 7.18247071,2.32260741 C7.07683867,2.42823945 6.95061923,2.48105468 6.8038086,2.48105468 C6.65699797,2.48105468 6.53077853,2.42823945 6.42514649,2.32260741 C6.31951445,2.21697537 6.26669922,2.09075593 6.26669922,1.9439453 C6.26669922,1.79355393 6.31861928,1.66643931 6.42246094,1.56259765 C6.52630261,1.45875598 6.65341722,1.40683593 6.8038086,1.40683593 Z M6.87363282,3.53916015 L5.81015626,7.30429687 C5.73854131,7.55852991 5.70273438,7.71070938 5.70273438,7.76083983 C5.70273438,7.81813179 5.71974267,7.8646808 5.75375977,7.90048827 C5.78777687,7.93629574 5.82805967,7.95419921 5.87460938,7.95419921 C5.92832059,7.95419921 5.99277307,7.92555366 6.06796876,7.86826171 C6.27207134,7.70712809 6.47796121,7.47796372 6.68564454,7.18076171 L6.87363282,7.30429687 C6.63014202,7.67669456 6.34368655,7.99000523 6.01425782,8.24423827 C5.77076702,8.43401787 5.53802195,8.52890624 5.31601563,8.52890624 C5.169205,8.52890624 5.04925177,8.48504275 4.95615235,8.39731444 C4.86305293,8.30958614 4.81650391,8.19947982 4.81650391,8.06699218 C4.81650391,7.93450454 4.86126258,7.7142919 4.95078126,7.40634765 L5.64902344,5.00009765 C5.76360735,4.60621547 5.82089844,4.35914763 5.82089844,4.25888671 C5.82089844,4.18011027 5.79314807,4.11565779 5.73764649,4.06552733 C5.68214491,4.01539688 5.60605518,3.99033202 5.50937501,3.99033202 C5.43059857,3.99033202 5.26767702,4.01002584 5.02060547,4.04941405 L5.02060547,3.8399414 L6.87363282,3.53916015 Z" id="i" fill="#717171"></path> </g> </g> </g> </g> </svg> </span> <span id="ttip-spicebox_ttip-id--1-desc" class="tooltip" role="tooltip"> Apply for your first Discover Online Savings Account with offer code TMF924. Deposit $15,000 to earn $150 or $25,000 to earn $200. Deposits must post within 45 days. Offer ends March 13, 2025. See Discover's website for full details. <span class="tooltip-arrow"></span> </span> </span> </div> </div> </div> </div> <div class="d-flex bb f--spc-btwn py-3"> <div class="w--175px uppercase bold fs-12 mr-4"> APY </div> <div class="w-100 text-left copy-tight apy-value"> 3.75% </div> </div> <div class="d-flex f--spc-btwn py-3 regular"> <div class="w--175px uppercase bold fs-12 mr-4"> Min. To Earn APY </div> <div class="w-100 text-left copy-tight"> $0 </div> </div> </div> </div> <div class="faq-list-item accordion pros_and_cons accordion--active accordion--active--mobile"> <button class="faq-question-container accordion__exp" aria-expanded="true" role="button" aria-label="Pros and Cons for Discover® Online Savings"> <span class="faq__link copy-md bold uppercase fs-14"> Pros/Cons </span> <span class="faq-expand-icon"></span> </button> <div id="faq_1_pros_and_cons" class="faq-answer-container accordion__child"> <div class="copy-tight accordion__child card-tile-pros-cons-list pros-and-cons"> <div class="wysiwyg card-tile__pros"><ul><li data-block-key="4xpho">Competitive APY</li><li data-block-key="cjo5r">No account fees</li><li data-block-key="2sqsn">Comfort of a well-known brand and reputation</li><li data-block-key="3o9fr">24/7 customer support</li><li data-block-key="14av3">FDIC insured</li></ul></div> <div class="wysiwyg card-tile__cons"><ul><li data-block-key="sq3zm">Online only; single branch location in the U.S.</li></ul></div> </div> </div> </div> <div class="faq-list-item accordion bottom_line px-4"> <button class="faq-question-container accordion__exp" aria-expanded="false" role="button" aria-label="Bottom Line for Discover® Online Savings"> <span class="faq__link copy-md bold uppercase fs-14"> Bottom Line </span> <span class="faq-expand-icon"></span> </button> <div id="faq_1_bottom_line" class="faq-answer-container accordion__child"> <div class="copy-md p-0"> <div class="copy-tight wysiwyg"> <p data-block-key="20hmw">The Discover® Online Savings account promises customers an above-average interest rate and few limitations. Most people won't ever encounter fees with this account, and you won't have to worry about keeping track of your monthly withdrawals either.</p> </div> </div> </div> </div> <div class="faq-list-item accordion px-4"> <button class="faq-question-container accordion__exp" aria-expanded="false" role="button" aria-label="Disclosure for Discover® Online Savings"> <span class="faq__link copy-md bold uppercase fs-14"> Disclosure </span> <span class="faq-expand-icon"></span> </button> <div id="faq_1_disclosure" class="faq-answer-container accordion__child"> <div class="copy-md p-0"> <div class="copy-tight wysiwyg disclosure"> <p data-block-key="ygble">To qualify for Bonus: Apply for your first Discover Online Savings Account, enter Offer Code TMF924 at application, deposit into your Account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus. Qualifying deposit(s) may consist of multiple deposits and must post to Account within 45 days of account open date. Maximum bonus eligibility is $200. </p><p data-block-key="1cplh">What to Know: Offer not valid for existing or prior Discover savings customers, including co-branded, or affinity accounts. Eligibility is based on primary account owner. Account must be open when bonus is credited. Bonus will be credited to the account within 60 days of the account qualifying for the bonus. Bonus is subject to tax reporting. Offer ends 03/13/2025, 11:59 PM ET. Offer may be modified or withdrawn without notice. Due to new customer funding limits, you may wish to initiate fund transfers at your other institution. For information on funding your Account, see FAQs on <a href="https://url.us.m.mimecastprotect.com/s/p0ArCM8mQLfqYZ0BlSwfEC8aDDa?domain=discover.com"><span style="text-decoration: underline">Discover.com/Bank</span style="text-decoration: underline"></a>.</p> </div> </div> </div> </div> <div class="d-block p-3 m-3 pb-4 review_drawer"> <a href="/money/banks/savings-accounts/reviews/discover-online-savings-review/?luri=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&furi=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&fuuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&luuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&ltyp=txt-rev&ord=1&ltxt=Read+full+review+of+Discover%C2%AE+Online+Savings" data-offer_order="1" class="" data-slug="discover-savings" data-link_type="txt-rev" aria-label="Read full review of Discover® Online Savings"> Read Full Review </a> </div> </div> </div> </section> </div> <div class="block block-paragraph"> <div class="wysiwyg"> <p data-block-key="pyq3l"><b>Why we like it:</b> While not the highest APY on our list, the Discover® Online Savings account combines a competitive 3.75% APY with no account fees and no minimum deposit to open. Its mobile app is especially highly rated for those that prefer on-the-go banking. Plus, the limited time offer for a $200 bonus really makes this account stand out.</p><p data-block-key="bo8fk"><b>What you should know:</b> While the APY is competitive, this account lacks ATM access and branch locations since it's an online-only account. But, with a Discover® Cashback Debit account, you can transfer funds between accounts for ATM and debit transactions.</p><p data-block-key="91ke"><b>First-hand review from one of our employees who uses Discover® Online Savings personally:</b></p><p data-block-key="4jd8i">"I chose Discover® Online Savings first and foremost because of its high APY. However, I am also a Discover credit card and checking account holder, so having everything in one easy-to-use mobile app makes it extremely easy to manage my finances. That being said, I've recently noticed other online savings accounts with slightly higher APYs."</p><p data-block-key="40l75"><i>-Ethan Mellin, Senior Performance Marketer</i></p> </div> </div> <div class="block block-paragraph"> <div class="wysiwyg"> <h3 id="" data-block-key="6nnwd">Best for ATM users</h3> </div> </div> <div class="block block-bank_tile_list_summary"> <div id="promoStickyButton" class="promo-sticky-button"> <div class="promo-sticky-button-wrapper"> <div class="promo-sticky-img-wrapper"> <img class="promo-sticky-button-img lazy" data-src='https://m.foolcdn.com/media/affiliates/bank-account-art/Amex_Savings_Logo_M7LOxCL_QkyEqaj.png' alt='American Express® High Yield Savings' height="70" width="112"/> </div> <div class="mt-3"> <div class="text-center btn-wrap"> <a rel="sponsored noopener nofollow" href="/money/offers/bank-accounts/american-express-personal-savings/?luri=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&furi=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&fuuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&luuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&ltyp=btn&lclksec=sticky&ord=1&ltxt=Apply+now+button+for+American+Express%C2%AE+High+Yield+Savings." target="_blank" class="btn--apply-wrap btn--sm" data-offer_order="1" data-link_type="btn" data-slug="american-express-personal-savings" data-click-section="sticky" aria-label="Apply now button for American Express® High Yield Savings."> <span class="btn btn--apply">Open Account <span class="wag"> for American Express® High Yield Savings</span></span> </a> <p class="apply__disclaim copy-sm text-center mt-0">On American Express's Secure Website<span aria-hidden="false" class="wag">.</span> </p> </div> <div class="text-center pl-2"> <p class="bank-member save-bank-member">Member FDIC.</p> </div> </div> </div> </div> <section class="blk-save-tile-sum-list "> <div class="mt-5 d-flex f--spc-btwn"> <div class="sum-list__sidenote comp__footnote">Rates as of Feb 18, 2025 </div> </div> <div class="tile-wrap ttip--outer py-3 " id="bank_account_offer_list_lendingclub-levelup-savings" > <div class="bg-0 pb-0 mb-3 bs copy-md mt-3"> <div class="award-ribbon" style="left: -3px; top: -15px;"> <span> <img src="https://g.foolcdn.com/static/affiliates/awards/icons/awards_cap.svg" alt="Award Icon" width="26" height="12"/> 2025 Award Winner </span> </div> <div class="d-block d-md-flex f--spc-btwn py-4"> <div class="p-0 my-0 mx-4"> <p class="head-h3 pt-0 pb-2 my-0 sm-center-wrapper" id="offer_tile_lendingclub-high-yield-savings"> LendingClub LevelUp Savings </p> </div> <div class="p0- my-0 mx-4 w--225px d-none d-md-block"> <div class="geo-state-restricted" data-states-not-available-in=""> <div class="btn-wrap"> <a rel="sponsored noopener nofollow" href="/money/offers/bank-accounts/lendingclub-high-yield-savings/?luri=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&furi=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&fuuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&luuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&ltyp=btn&lclksec=offer_tile&ord=1&ltxt=Open+Account+button+for+LendingClub+LevelUp+Savings." role="button" target="_blank" class="btn--apply-wrap btn-w-150" data-offer_order="1" data-link_type="btn" data-slug="lendingclub-high-yield-savings" data-click-section="offer_tile" aria-label="Open Account button for LendingClub LevelUp Savings."> <span class="btn btn--apply">Open Account <span class="wag">for LendingClub LevelUp Savings</span></span> </a> <p class="apply__disclaim copy-sm text-center mt-1">On LendingClub's Secure Website<span aria-hidden="false" class="wag">.</span> </p> </div> </div> </div> </div> <div class="d-block d-md-flex f--spc-btwn py-0 bb"> <div class="w--250px py-0 px-4 m-0 mb-3"> <div class="logo-wrap p-3 pb-3 m-0"> <img class="logo lazy" data-src="https://m.foolcdn.com/media/affiliates/original_images/Lendingclub.png?width=215" alt="Logo for LendingClub LevelUp Savings"> </div> <div class="pt-3"> <span class="bank-member save-bank-member">Member FDIC.</span> </div> <div class="sm-center-wrapper mt-3"> <div class="d-inline-flex d-md-none pb-2 offer-stars"> <div class="star-rate star-rate--center save-tile"> <div class="star-rate-stars-wrapper"> <span aria-hidden="false" class="wag">Rating image, 4.50 out of 5 stars.</span> <span aria-hidden="true" class="star-rate-stars"> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star-rate-stars-selected" style="width: 90.00%;"> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> </span> </span> </div> <div class="star-rate-copy"> <span>4.50/5</span> <span class="star-rate-info tooltip-parent" aria-describedby="ttip-bank_tile_list_offerae4189-id--1-desc" tabindex="0"> <span class="info-wrap"><svg width="12px" height="12px" viewBox="0 0 12 12" version="1.1" xmlns="http://www.w3.org/2000/svg" aria-describedby="icon-info-title-1--bank_tile_list_offerae4189 icon-info-descrip-1-bank_tile_list_offerae4189" role="img">  <desc id="icon-info-descrip-1-bank_tile_list_offerae4189">Circle with letter I in it.</desc> <defs></defs> <g id="Symbols" stroke="none" stroke-width="1" fill="none" fill-rule="evenodd"> <g id="Component-Card-Collapsed" transform="translate(-799.000000, -47.000000)"> <g id="Group-3" transform="translate(799.000000, 47.000000)"> <g id="Group"> <circle stroke="#9B9B9B" cx="6" cy="6" r="5.5"></circle> <path d="M6.8038086,1.40683593 C6.95419998,1.40683593 7.08131459,1.45875598 7.18515626,1.56259765 C7.28899792,1.66643931 7.34091797,1.79355393 7.34091797,1.9439453 C7.34091797,2.09075593 7.28810275,2.21697537 7.18247071,2.32260741 C7.07683867,2.42823945 6.95061923,2.48105468 6.8038086,2.48105468 C6.65699797,2.48105468 6.53077853,2.42823945 6.42514649,2.32260741 C6.31951445,2.21697537 6.26669922,2.09075593 6.26669922,1.9439453 C6.26669922,1.79355393 6.31861928,1.66643931 6.42246094,1.56259765 C6.52630261,1.45875598 6.65341722,1.40683593 6.8038086,1.40683593 Z M6.87363282,3.53916015 L5.81015626,7.30429687 C5.73854131,7.55852991 5.70273438,7.71070938 5.70273438,7.76083983 C5.70273438,7.81813179 5.71974267,7.8646808 5.75375977,7.90048827 C5.78777687,7.93629574 5.82805967,7.95419921 5.87460938,7.95419921 C5.92832059,7.95419921 5.99277307,7.92555366 6.06796876,7.86826171 C6.27207134,7.70712809 6.47796121,7.47796372 6.68564454,7.18076171 L6.87363282,7.30429687 C6.63014202,7.67669456 6.34368655,7.99000523 6.01425782,8.24423827 C5.77076702,8.43401787 5.53802195,8.52890624 5.31601563,8.52890624 C5.169205,8.52890624 5.04925177,8.48504275 4.95615235,8.39731444 C4.86305293,8.30958614 4.81650391,8.19947982 4.81650391,8.06699218 C4.81650391,7.93450454 4.86126258,7.7142919 4.95078126,7.40634765 L5.64902344,5.00009765 C5.76360735,4.60621547 5.82089844,4.35914763 5.82089844,4.25888671 C5.82089844,4.18011027 5.79314807,4.11565779 5.73764649,4.06552733 C5.68214491,4.01539688 5.60605518,3.99033202 5.50937501,3.99033202 C5.43059857,3.99033202 5.26767702,4.01002584 5.02060547,4.04941405 L5.02060547,3.8399414 L6.87363282,3.53916015 Z" id="i" fill="#717171"></path> </g> </g> </g> </g> </svg> </span> <span aria-hidden="false" class="wag" id="ttip--1-bank_tile_list_offerae4189-desc"> Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. </span> <span id="ttip-bank_tile_list_offerae4189-id--1-desc" class="tooltip" role="tooltip"> <span>We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.<br></span> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Best<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Excellent<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Good<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Fair<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Poor<br> <span class="tooltip-arrow"></span> </span> </span> </div> </div> </div> <div class="d-none d-md-inline-flex pb-2 offer-stars"> <div class="star-rate save-tile"> <div class="star-rate-stars-wrapper"> <span aria-hidden="false" class="wag">Rating image, 4.50 out of 5 stars.</span> <span aria-hidden="true" class="star-rate-stars"> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star-rate-stars-selected" style="width: 90.00%;"> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> </span> </span> </div> <div class="star-rate-copy"> <span>4.50/5</span> <span class="star-rate-info tooltip-parent" aria-describedby="ttip-bank_tile_list_offer4e44c4-id--1-desc" tabindex="0"> <span class="info-wrap"><svg width="12px" height="12px" viewBox="0 0 12 12" version="1.1" xmlns="http://www.w3.org/2000/svg" aria-describedby="icon-info-title-1--bank_tile_list_offer4e44c4 icon-info-descrip-1-bank_tile_list_offer4e44c4" role="img">  <desc id="icon-info-descrip-1-bank_tile_list_offer4e44c4">Circle with letter I in it.</desc> <defs></defs> <g id="Symbols" stroke="none" stroke-width="1" fill="none" fill-rule="evenodd"> <g id="Component-Card-Collapsed" transform="translate(-799.000000, -47.000000)"> <g id="Group-3" transform="translate(799.000000, 47.000000)"> <g id="Group"> <circle stroke="#9B9B9B" cx="6" cy="6" r="5.5"></circle> <path d="M6.8038086,1.40683593 C6.95419998,1.40683593 7.08131459,1.45875598 7.18515626,1.56259765 C7.28899792,1.66643931 7.34091797,1.79355393 7.34091797,1.9439453 C7.34091797,2.09075593 7.28810275,2.21697537 7.18247071,2.32260741 C7.07683867,2.42823945 6.95061923,2.48105468 6.8038086,2.48105468 C6.65699797,2.48105468 6.53077853,2.42823945 6.42514649,2.32260741 C6.31951445,2.21697537 6.26669922,2.09075593 6.26669922,1.9439453 C6.26669922,1.79355393 6.31861928,1.66643931 6.42246094,1.56259765 C6.52630261,1.45875598 6.65341722,1.40683593 6.8038086,1.40683593 Z M6.87363282,3.53916015 L5.81015626,7.30429687 C5.73854131,7.55852991 5.70273438,7.71070938 5.70273438,7.76083983 C5.70273438,7.81813179 5.71974267,7.8646808 5.75375977,7.90048827 C5.78777687,7.93629574 5.82805967,7.95419921 5.87460938,7.95419921 C5.92832059,7.95419921 5.99277307,7.92555366 6.06796876,7.86826171 C6.27207134,7.70712809 6.47796121,7.47796372 6.68564454,7.18076171 L6.87363282,7.30429687 C6.63014202,7.67669456 6.34368655,7.99000523 6.01425782,8.24423827 C5.77076702,8.43401787 5.53802195,8.52890624 5.31601563,8.52890624 C5.169205,8.52890624 5.04925177,8.48504275 4.95615235,8.39731444 C4.86305293,8.30958614 4.81650391,8.19947982 4.81650391,8.06699218 C4.81650391,7.93450454 4.86126258,7.7142919 4.95078126,7.40634765 L5.64902344,5.00009765 C5.76360735,4.60621547 5.82089844,4.35914763 5.82089844,4.25888671 C5.82089844,4.18011027 5.79314807,4.11565779 5.73764649,4.06552733 C5.68214491,4.01539688 5.60605518,3.99033202 5.50937501,3.99033202 C5.43059857,3.99033202 5.26767702,4.01002584 5.02060547,4.04941405 L5.02060547,3.8399414 L6.87363282,3.53916015 Z" id="i" fill="#717171"></path> </g> </g> </g> </g> </svg> </span> <span aria-hidden="false" class="wag" id="ttip--1-bank_tile_list_offer4e44c4-desc"> Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. </span> <span id="ttip-bank_tile_list_offer4e44c4-id--1-desc" class="tooltip" role="tooltip"> <span>We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.<br></span> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Best<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Excellent<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Good<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Fair<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Poor<br> <span class="tooltip-arrow"></span> </span> </span> </div> </div> </div> </div> </div> <div class="col py-0 px-4 m-0"> <div class="d-block d-md-none card-tile__mobile-btn geo-state-restricted" data-states-not-available-in=""> <div class="btn-wrap"> <a rel="sponsored noopener nofollow" href="/money/offers/bank-accounts/lendingclub-high-yield-savings/?luri=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&furi=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&fuuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&luuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&ltyp=btn&lclksec=offer_tile&ord=1&ltxt=Open+Account+button+for+LendingClub+LevelUp+Savings." target="_blank" class="btn--apply-wrap " data-offer_order="1" data-link_type="btn" data-slug="lendingclub-high-yield-savings" data-click-section="offer_tile" aria-label="Open Account button for LendingClub LevelUp Savings."> <span class="btn btn--apply">Open Account <span class="wag">for LendingClub LevelUp Savings</span></span> </a> <p class="apply__disclaim copy-sm text-center mt-1">On LendingClub's Secure Website<span aria-hidden="false" class="wag">.</span> </p> </div> </div> <div class="d-flex bb f--spc-btwn py-3"> <div class="w--175px uppercase bold fs-12 mr-4"> APY </div> <div class="w-100 text-left copy-tight apy-value"> 4.50% APY with $250+ in monthly deposits <span class="tooltip-parent" tabindex="0" aria-describedby="ttip-bank-tile-apy-tip-id--1-desc"> <span class="info-wrap"> Rate info <svg width="12px" height="12px" viewBox="0 0 12 12" version="1.1" xmlns="http://www.w3.org/2000/svg" aria-describedby="icon-info-title-1--bank-tile-apy-tip icon-info-descrip-1-bank-tile-apy-tip" role="img">  <desc id="icon-info-descrip-1-bank-tile-apy-tip">Circle with letter I in it.</desc> <defs></defs> <g id="Symbols" stroke="none" stroke-width="1" fill="none" fill-rule="evenodd"> <g id="Component-Card-Collapsed" transform="translate(-799.000000, -47.000000)"> <g id="Group-3" transform="translate(799.000000, 47.000000)"> <g id="Group"> <circle stroke="#9B9B9B" cx="6" cy="6" r="5.5"></circle> <path d="M6.8038086,1.40683593 C6.95419998,1.40683593 7.08131459,1.45875598 7.18515626,1.56259765 C7.28899792,1.66643931 7.34091797,1.79355393 7.34091797,1.9439453 C7.34091797,2.09075593 7.28810275,2.21697537 7.18247071,2.32260741 C7.07683867,2.42823945 6.95061923,2.48105468 6.8038086,2.48105468 C6.65699797,2.48105468 6.53077853,2.42823945 6.42514649,2.32260741 C6.31951445,2.21697537 6.26669922,2.09075593 6.26669922,1.9439453 C6.26669922,1.79355393 6.31861928,1.66643931 6.42246094,1.56259765 C6.52630261,1.45875598 6.65341722,1.40683593 6.8038086,1.40683593 Z M6.87363282,3.53916015 L5.81015626,7.30429687 C5.73854131,7.55852991 5.70273438,7.71070938 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fill="#717171"></path> </g> </g> </g> </g> </svg> </span> <span id="ttip-bank-tile-apy-tip-id--1-desc" class="tooltip" role="tooltip"> LevelUp Rate of 4.50% APY applied to full balance with $250+ in deposits in Evaluation Period. Otherwise, accounts earn Standard Rate of 3.50% APY. LevelUp Rate applies for first two statement cycles. Rates variable & subject to change at any time. See terms: https://www.lendingclub.com/legal/deposits/levelup-savings-t-and-cs <span class="tooltip-arrow"></span> </span> </span> </div> </div> <div class="d-flex f--spc-btwn py-3 regular"> <div class="w--175px uppercase bold fs-12 mr-4"> Min. To Earn APY </div> <div class="w-100 text-left copy-tight"> $0 to open, $250 cumulative monthly deposits for max APY </div> </div> </div> </div> <div class="faq-list-item accordion pros_and_cons accordion--active accordion--active--mobile"> <button class="faq-question-container accordion__exp" aria-expanded="true" role="button" aria-label="Pros and Cons for LendingClub LevelUp Savings"> <span class="faq__link copy-md bold uppercase fs-14"> Pros/Cons </span> <span class="faq-expand-icon"></span> </button> <div id="faq_1_pros_and_cons" class="faq-answer-container accordion__child"> <div class="copy-tight accordion__child card-tile-pros-cons-list pros-and-cons"> <div class="wysiwyg card-tile__pros"><ul><li data-block-key="almtt">Competitive APY</li><li data-block-key="3uk9c">No fees</li><li data-block-key="13uoa">Easy ATM access</li><li data-block-key="4nvru">Unlimited number of external transfers (up to daily transaction limits)</li></ul></div> <div class="wysiwyg card-tile__cons"><ul><li data-block-key="wh9x2">Requires you to make monthly deposits to earn the best APY</li><li data-block-key="a7ndn">ACH outbound transfers limited to $10,000 per day for some accounts</li><li data-block-key="en292">No branch access; online only</li></ul></div> </div> </div> </div> <div class="faq-list-item accordion bottom_line px-4"> <button class="faq-question-container accordion__exp" aria-expanded="false" role="button" aria-label="Bottom Line for LendingClub LevelUp Savings"> <span class="faq__link copy-md bold uppercase fs-14"> Bottom Line </span> <span class="faq-expand-icon"></span> </button> <div id="faq_1_bottom_line" class="faq-answer-container accordion__child"> <div class="copy-md p-0"> <div class="copy-tight wysiwyg"> <p data-block-key="xyscl">The LendingClub LevelUp Savings account has a lot to offer. At the top of the list is its high APY, though you must deposit monthly to earn the best rate. Next is zero account fees, a strong and straightforward perk. Finally, you get a free ATM card, which you can use to withdraw from thousands of ATMs nationwide. Interested? You can open an account for as little as $1.</p> </div> </div> </div> </div> <div class="faq-list-item accordion px-4"> <button class="faq-question-container accordion__exp" aria-expanded="false" role="button" aria-label="Disclosure for LendingClub LevelUp Savings"> <span class="faq__link copy-md bold uppercase fs-14"> Disclosure </span> <span class="faq-expand-icon"></span> </button> <div id="faq_1_disclosure" class="faq-answer-container accordion__child"> <div class="copy-md p-0"> <div class="copy-tight wysiwyg disclosure"> <p data-block-key="ntwcw"><a href="https://www.lendingclub.com/legal/deposits/levelup-savings-t-and-cs">https://www.lendingclub.com/legal/deposits/levelup-savings-t-and-cs</a></p> </div> </div> </div> </div> <div class="d-block p-3 m-3 pb-4 review_drawer"> <a href="/money/banks/savings-accounts/reviews/lendingclub-high-yield-savings-account-review/?luri=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&furi=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&fuuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&luuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&ltyp=txt-rev&ord=1&ltxt=Read+full+review+of+LendingClub+LevelUp+Savings" data-offer_order="1" class="" data-slug="lendingclub-high-yield-savings" data-link_type="txt-rev" aria-label="Read full review of LendingClub LevelUp Savings"> Read Full Review </a> </div> </div> </div> </section> </div> <div class="block block-paragraph"> <div class="wysiwyg"> <p data-block-key="pyq3l"><b>Why we like it:</b> This account offers the highest rate on the page, provided you can meet the $250 monthly deposit requirement. Despite being an online-only bank, it remains a safe, reliable option with strong accessibility for a high-rate account.</p><p data-block-key="8cuou"><b>What you should know:</b> Although outbound transfers are unlimited, the transfer limits depend on your banking status. For ATM users, daily withdrawal limits vary between $500 and $2,000, depending on your balance and how long you've maintained that level. For most everyday ATM transactions, this shouldn't pose an issue.</p><p data-block-key="dkh4j"><b>First-hand review from one of our employees who uses LendingClub LevelUp Savings personally:</b></p><p data-block-key="3vtpo">"I've had a LendingClub HYSA for three years. They do a great job of assuring me my money is safe despite being an online-only bank. Good communication about my APY, an easy-to-use app, and an ATM card that gives me the option to withdraw if I ever need to. Plus, I've been really pleased with the above-average APY."</p><p data-block-key="csq7d"><i>-Brooklyn Sprunger, Head of SEO</i></p> </div> </div> <div class="block block-paragraph"> <div class="wysiwyg"> <h3 id="best-for-no-minimum-deposit" data-block-key="v6qz1">Best for no minimum deposit</h3> </div> </div> <div class="block block-bank_tile_list_summary"> <div id="promoStickyButton" class="promo-sticky-button"> <div class="promo-sticky-button-wrapper"> <div class="promo-sticky-img-wrapper"> <img class="promo-sticky-button-img lazy" data-src='https://m.foolcdn.com/media/affiliates/bank-account-art/Amex_Savings_Logo_M7LOxCL_QkyEqaj.png' alt='American Express® High Yield Savings' height="70" width="112"/> </div> <div class="mt-3"> <div class="text-center btn-wrap"> <a rel="sponsored noopener nofollow" href="/money/offers/bank-accounts/american-express-personal-savings/?luri=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&furi=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&fuuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&luuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&ltyp=btn&lclksec=sticky&ord=1&ltxt=Apply+now+button+for+American+Express%C2%AE+High+Yield+Savings." target="_blank" class="btn--apply-wrap btn--sm" data-offer_order="1" data-link_type="btn" data-slug="american-express-personal-savings" data-click-section="sticky" aria-label="Apply now button for American Express® High Yield Savings."> <span class="btn btn--apply">Open Account <span class="wag"> for American Express® High Yield Savings</span></span> </a> <p class="apply__disclaim copy-sm text-center mt-0">On American Express's Secure Website<span aria-hidden="false" class="wag">.</span> </p> </div> <div class="text-center pl-2"> <p class="bank-member save-bank-member">Member FDIC.</p> </div> </div> </div> </div> <section class="blk-save-tile-sum-list "> <div class="mt-5 d-flex f--spc-btwn"> <div class="sum-list__sidenote comp__footnote">Rates as of Feb 18, 2025 </div> </div> <div class="tile-wrap ttip--outer py-3 " id="bank_account_offer_list_everbank-performancesm-savings" > <div class="bg-0 pb-0 mb-3 bs copy-md"> <div class="d-block d-md-flex f--spc-btwn py-4"> <div class="p-0 my-0 mx-4"> <p class="head-h3 pt-0 pb-2 my-0 sm-center-wrapper" id="offer_tile_everbank-performance-savings"> EverBank Performance℠ Savings </p> </div> <div class="p0- my-0 mx-4 w--225px d-none d-md-block"> <div class="geo-state-restricted" data-states-not-available-in=""> <div class="btn-wrap"> <div class="text-center btn-wrap"> <a href="/money/banks/savings-accounts/reviews/everbank-performance-savings-review/?luri=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&furi=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&fuuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&luuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&ltyp=btn-rev&ord=1&ltxt=Read+full+review+of+EverBank+Performance%E2%84%A0+Savings" data-offer_order="1" class="" data-slug="everbank-performance-savings" data-link_type="btn-rev" aria-label="Read full review of EverBank Performance℠ Savings"> <span class="btn btn--apply ">Read Review</span> </a> </div> </div> </div> </div> </div> <div class="d-block d-md-flex f--spc-btwn py-0 bb"> <div class="w--250px py-0 px-4 m-0 mb-3"> <div class="logo-wrap p-3 pb-3 m-0"> <img class="logo lazy" data-src="https://m.foolcdn.com/media/affiliates/original_images/EverBank_Logo_Ce1Ez4G.png?width=215" alt="Logo for EverBank Performance℠ Savings"> </div> <div class="pt-3"> <span class="bank-member save-bank-member">Member FDIC.</span> </div> <div class="sm-center-wrapper mt-3"> <div class="d-inline-flex d-md-none pb-2 offer-stars"> <div class="star-rate star-rate--center save-tile"> <div class="star-rate-stars-wrapper"> <span aria-hidden="false" class="wag">Rating image, 5.00 out of 5 stars.</span> <span aria-hidden="true" class="star-rate-stars"> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star-rate-stars-selected" style="width: 100.00%;"> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> </span> </span> </div> <div class="star-rate-copy"> <span>5.00/5</span> <span class="star-rate-info tooltip-parent" aria-describedby="ttip-bank_tile_list_offer58b99b-id--1-desc" tabindex="0"> <span class="info-wrap"><svg width="12px" height="12px" viewBox="0 0 12 12" version="1.1" xmlns="http://www.w3.org/2000/svg" aria-describedby="icon-info-title-1--bank_tile_list_offer58b99b icon-info-descrip-1-bank_tile_list_offer58b99b" role="img">  <desc id="icon-info-descrip-1-bank_tile_list_offer58b99b">Circle with letter I in it.</desc> <defs></defs> <g id="Symbols" stroke="none" stroke-width="1" fill="none" fill-rule="evenodd"> <g id="Component-Card-Collapsed" transform="translate(-799.000000, -47.000000)"> <g id="Group-3" transform="translate(799.000000, 47.000000)"> <g id="Group"> <circle stroke="#9B9B9B" cx="6" cy="6" r="5.5"></circle> <path d="M6.8038086,1.40683593 C6.95419998,1.40683593 7.08131459,1.45875598 7.18515626,1.56259765 C7.28899792,1.66643931 7.34091797,1.79355393 7.34091797,1.9439453 C7.34091797,2.09075593 7.28810275,2.21697537 7.18247071,2.32260741 C7.07683867,2.42823945 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C4.81650391,7.93450454 4.86126258,7.7142919 4.95078126,7.40634765 L5.64902344,5.00009765 C5.76360735,4.60621547 5.82089844,4.35914763 5.82089844,4.25888671 C5.82089844,4.18011027 5.79314807,4.11565779 5.73764649,4.06552733 C5.68214491,4.01539688 5.60605518,3.99033202 5.50937501,3.99033202 C5.43059857,3.99033202 5.26767702,4.01002584 5.02060547,4.04941405 L5.02060547,3.8399414 L6.87363282,3.53916015 Z" id="i" fill="#717171"></path> </g> </g> </g> </g> </svg> </span> <span aria-hidden="false" class="wag" id="ttip--1-bank_tile_list_offer58b99b-desc"> Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. </span> <span id="ttip-bank_tile_list_offer58b99b-id--1-desc" class="tooltip" role="tooltip"> <span>We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.<br></span> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Best<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Excellent<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Good<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Fair<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Poor<br> <span class="tooltip-arrow"></span> </span> </span> </div> </div> </div> <div class="d-none d-md-inline-flex pb-2 offer-stars"> <div class="star-rate save-tile"> <div class="star-rate-stars-wrapper"> <span aria-hidden="false" class="wag">Rating image, 5.00 out of 5 stars.</span> <span aria-hidden="true" class="star-rate-stars"> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon--gray.svg" alt="" height="23" width="20"></span> <span class="star-rate-stars-selected" style="width: 100.00%;"> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> <span class="star"><img src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"></span> </span> </span> </div> <div class="star-rate-copy"> <span>5.00/5</span> <span class="star-rate-info tooltip-parent" aria-describedby="ttip-bank_tile_list_offer4d40ae-id--1-desc" tabindex="0"> <span class="info-wrap"><svg width="12px" height="12px" viewBox="0 0 12 12" version="1.1" xmlns="http://www.w3.org/2000/svg" aria-describedby="icon-info-title-1--bank_tile_list_offer4d40ae icon-info-descrip-1-bank_tile_list_offer4d40ae" role="img">  <desc id="icon-info-descrip-1-bank_tile_list_offer4d40ae">Circle with letter I in it.</desc> <defs></defs> <g id="Symbols" stroke="none" stroke-width="1" fill="none" fill-rule="evenodd"> <g id="Component-Card-Collapsed" transform="translate(-799.000000, -47.000000)"> <g id="Group-3" transform="translate(799.000000, 47.000000)"> <g id="Group"> <circle stroke="#9B9B9B" cx="6" cy="6" r="5.5"></circle> <path d="M6.8038086,1.40683593 C6.95419998,1.40683593 7.08131459,1.45875598 7.18515626,1.56259765 C7.28899792,1.66643931 7.34091797,1.79355393 7.34091797,1.9439453 C7.34091797,2.09075593 7.28810275,2.21697537 7.18247071,2.32260741 C7.07683867,2.42823945 6.95061923,2.48105468 6.8038086,2.48105468 C6.65699797,2.48105468 6.53077853,2.42823945 6.42514649,2.32260741 C6.31951445,2.21697537 6.26669922,2.09075593 6.26669922,1.9439453 C6.26669922,1.79355393 6.31861928,1.66643931 6.42246094,1.56259765 C6.52630261,1.45875598 6.65341722,1.40683593 6.8038086,1.40683593 Z M6.87363282,3.53916015 L5.81015626,7.30429687 C5.73854131,7.55852991 5.70273438,7.71070938 5.70273438,7.76083983 C5.70273438,7.81813179 5.71974267,7.8646808 5.75375977,7.90048827 C5.78777687,7.93629574 5.82805967,7.95419921 5.87460938,7.95419921 C5.92832059,7.95419921 5.99277307,7.92555366 6.06796876,7.86826171 C6.27207134,7.70712809 6.47796121,7.47796372 6.68564454,7.18076171 L6.87363282,7.30429687 C6.63014202,7.67669456 6.34368655,7.99000523 6.01425782,8.24423827 C5.77076702,8.43401787 5.53802195,8.52890624 5.31601563,8.52890624 C5.169205,8.52890624 5.04925177,8.48504275 4.95615235,8.39731444 C4.86305293,8.30958614 4.81650391,8.19947982 4.81650391,8.06699218 C4.81650391,7.93450454 4.86126258,7.7142919 4.95078126,7.40634765 L5.64902344,5.00009765 C5.76360735,4.60621547 5.82089844,4.35914763 5.82089844,4.25888671 C5.82089844,4.18011027 5.79314807,4.11565779 5.73764649,4.06552733 C5.68214491,4.01539688 5.60605518,3.99033202 5.50937501,3.99033202 C5.43059857,3.99033202 5.26767702,4.01002584 5.02060547,4.04941405 L5.02060547,3.8399414 L6.87363282,3.53916015 Z" id="i" fill="#717171"></path> </g> </g> </g> </g> </svg> </span> <span aria-hidden="false" class="wag" id="ttip--1-bank_tile_list_offer4d40ae-desc"> Our ratings are based on a 5 star scale. 5 stars equals Best. 4 stars equals Excellent. 3 stars equals Good. 2 stars equals Fair. 1 star equals Poor. </span> <span id="ttip-bank_tile_list_offer4d40ae-id--1-desc" class="tooltip" role="tooltip"> <span>We want your money to work harder for you. Which is why our ratings are biased toward offers that deliver versatility while cutting out-of-pocket costs.<br></span> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Best<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Excellent<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Good<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Fair<br> <img class="lazy" data-src="https://g.foolcdn.com/static/affiliates/project/images/star_icon.svg" alt="" height="23" width="20"> = Poor<br> <span class="tooltip-arrow"></span> </span> </span> </div> </div> </div> </div> </div> <div class="col py-0 px-4 m-0"> <div class="d-block d-md-none card-tile__mobile-btn geo-state-restricted" data-states-not-available-in=""> <div class="btn-wrap"> <div class="text-center btn-wrap"> <a href="/money/banks/savings-accounts/reviews/everbank-performance-savings-review/?luri=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&furi=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&fuuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&luuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&ltyp=btn-rev&ord=1&ltxt=Read+full+review+of+EverBank+Performance%E2%84%A0+Savings" data-offer_order="1" class="" data-slug="everbank-performance-savings" data-link_type="btn-rev" aria-label="Read full review of EverBank Performance℠ Savings"> <span class="btn btn--apply ">Read Review</span> </a> </div> </div> </div> <div class="d-flex bb f--spc-btwn py-3"> <div class="w--175px uppercase bold fs-12 mr-4"> APY </div> <div class="w-100 text-left copy-tight apy-value"> 4.30% </div> </div> <div class="d-flex f--spc-btwn py-3 regular"> <div class="w--175px uppercase bold fs-12 mr-4"> Min. To Earn APY </div> <div class="w-100 text-left copy-tight"> $0 </div> </div> </div> </div> <div class="faq-list-item accordion pros_and_cons accordion--active accordion--active--mobile"> <button class="faq-question-container accordion__exp" aria-expanded="true" role="button" aria-label="Pros and Cons for EverBank Performance℠ Savings"> <span class="faq__link copy-md bold uppercase fs-14"> Pros/Cons </span> <span class="faq-expand-icon"></span> </button> <div id="faq_1_pros_and_cons" class="faq-answer-container accordion__child"> <div class="copy-tight accordion__child card-tile-pros-cons-list pros-and-cons"> <div class="wysiwyg card-tile__pros"><ul><li data-block-key="mlj27">Competitive APY</li><li data-block-key="a79pn">No monthly account fee</li><li data-block-key="cs075">No minimum deposit or minimum balance</li><li data-block-key="1vnsr">Branch access (in some Florida cities)</li><li data-block-key="75i2t">FDIC insured</li><li data-block-key="dh6s5">Same-day ACH transfers</li><li data-block-key="1q4et">Free wire transfers (incoming only)</li></ul></div> <div class="wysiwyg card-tile__cons"><ul><li data-block-key="xacv8">No ATM card</li><li data-block-key="e9i3c">Branches only in Florida</li></ul></div> </div> </div> </div> <div class="faq-list-item accordion bottom_line px-4"> <button class="faq-question-container accordion__exp" aria-expanded="false" role="button" aria-label="Bottom Line for EverBank Performance℠ Savings"> <span class="faq__link copy-md bold uppercase fs-14"> Bottom Line </span> <span class="faq-expand-icon"></span> </button> <div id="faq_1_bottom_line" class="faq-answer-container accordion__child"> <div class="copy-md p-0"> <div class="copy-tight wysiwyg"> <p data-block-key="jd64r">EverBank Performance℠ Savings has one of the top APYs on our savings account radar, especially among accounts that require no minimum deposit. There are no maintenance fees, and there are multiple options for making deposits into the account. For customers who live in Florida, there are several physical locations to visit.</p> </div> </div> </div> </div> </div> </div> </section> </div> <div class="block block-paragraph"> <div class="wysiwyg"> <p data-block-key="pyq3l"><b>Why we like it:</b> EverBank takes the top spot for offering the highest APY on our list of no-minimum deposit accounts. Plus, Florida residents can access in-person branches, adding a convenient touch for those who prefer face-to-face banking.</p><p data-block-key="7sde2"><b>What you should know:</b> This account is great for those who prefer not to commit to a minimum deposit or monthly contribution. However, EverBank isn't as widely recognized as some of the bigger banking names on this list. While it's still a safe and reliable option, it might not offer the same level of familiarity as larger institutions.</p> </div> </div> <div class="block block-paragraph"> <div class="wysiwyg"> <h2 id="how-to-open-a-savings-account-online-or-in-person" data-block-key="ty2g5">How to open a savings account online or in person</h2><p data-block-key="c1fac">To open a savings account, fill out an online application form or visit a branch (if your chosen bank has them).</p><h3 id="requirements-to-open-a-savings-account" data-block-key="8ck8p">Requirements to open a savings account</h3><p data-block-key="43nkn">This process should be similar whether you open a savings account online or at a brick-and-mortar bank. You will need to provide some personal information, including:</p><ul><li data-block-key="esusv">Your address</li><li data-block-key="9f9oi">Your Social Security number</li><li data-block-key="7umou">A government-issued ID, like a driver's license or a passport</li></ul><p data-block-key="csi6t">If you are <a href="/money/banks/savings-accounts/best-joint-savings-accounts/?luri=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&furi=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&fuuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&luuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&ltyp=txt">opening a joint savings account</a>, both parties will need to provide this information.</p><h2 id="what-to-know-about-savings-accounts" data-block-key="h1mkh">What to know about savings accounts</h2><p data-block-key="89ic8">With a savings account, your bank pays you interest on your money -- usually every month. How much interest you earn is determined by the account's annual percentage yield (APY). You'll earn more interest with an account that has a high APY.</p><p data-block-key="2jhht">The best online savings accounts offer both convenience and high interest rates. A larger balance or a higher savings account interest rate results in more interest.</p><p data-block-key="1pud">It's always good to compare savings account interest rates before opening an account. The best savings account interest rates can add a nice bump in your funds without much effort on your part.</p><h2 id="pros-and-cons-of-savings-accounts" data-block-key="2c08j">Pros and cons of savings accounts</h2><p data-block-key="8cg89">There are <a href="/money/banks/guides-tools/pros-cons-of-high-yield-savings/?luri=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&furi=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&fuuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&luuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&ltyp=txt">advantages and disadvantages that come along with savings accounts</a>. It's important to consider these factors when you're looking for the best savings account for your lifestyle.</p> </div> </div> <div class="block block-two_column_paragraph"> <div class="container"> <div class="row"> <div class="col-md-6 col-xs-12 mb-4 mb-sm-0"> <div class="wysiwyg"> <h3 id="pros" data-block-key="hkk8b">Pros</h3><ul><li data-block-key="57nfs">Earning interest</li><li data-block-key="5uqar">Saving as much as you like</li><li data-block-key="2hgsu">Paying bills with automatic bill pay</li><li data-block-key="6vah6">Knowing your money is insured with the FDIC</li></ul> </div> </div> <div class="col-md-6 pl-xs-6 col-xs-12 verticalline"> <div class="wysiwyg"> <h3 id="cons" data-block-key="1ty3k">Cons</h3><ul><li data-block-key="3m05r">Monthly maintenance fees (sometimes)</li><li data-block-key="32lub">No ATM card or checks (usually)</li><li data-block-key="ck3un">Fees for extra withdrawals after your first six withdrawals at some banks</li></ul> </div> </div> </div> </div> </div> <div class="block block-paragraph"> <div class="wysiwyg"> <p data-block-key="14rdm"></p><h2 id="compare-types-of-savings-accounts" data-block-key="r2oyv">Compare types of savings accounts</h2><p data-block-key="41s87">As you compare savings accounts, think about what you'll use the account for.</p><ul><li data-block-key="7fsvq">Do you want to be able to withdraw your money at any time to cover unexpected expenses?</li><li data-block-key="a7tti">Are you saving up for a major goal over several years, and could use every dollar of interest you can earn?</li></ul><p data-block-key="52atr">Answering these questions will help you compare savings accounts and decide which is best for your needs.</p><p data-block-key="12mkm">Here's a look at the common types of savings accounts you'll run into.</p><ul><li data-block-key="70luh"><b>Traditional savings account:</b> These accounts are usually easy to open and easy to access. But APYs tend to be pretty low, and most of these accounts carry maintenance fees if your balance falls below a certain amount.</li><li data-block-key="ala7"><b>High-yield savings account:</b> These are similar to traditional savings accounts, but they offer much higher APYs and most don't have monthly maintenance fees.</li><li data-block-key="1288i"><b>Money market account:</b> <a href="/money/banks/money-market-accounts/best-money-market-accounts/?luri=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&furi=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&fuuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&luuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&ltyp=txt">Money market accounts</a> offer the APYs of a savings account with the easier access of a checking account. However, these accounts usually have higher minimum balance requirements than typical savings accounts.</li><li data-block-key="fcrpt"><b>Certificate of deposit (CD) account:</b> <a href="/money/banks/cds/best-cd-rates/?luri=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&furi=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&fuuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&luuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&ltyp=txt">Certificates of deposit (CDs)</a> usually offer some higher APYs than any of the savings accounts discussed above. If you're looking for the best APY on a savings account, CDs are definitely worth considering. But you have to agree not to withdraw your funds for the full CD term (which could be months or years).</li><li data-block-key="9m9o2"><b>Specialty savings account:</b> A specialty savings account is a savings account that's geared at a certain group of people or goals. Examples include kids' savings accounts, health saving accounts, and education savings accounts.</li></ul> </div> </div> <div class="block block-tips"> <div class="my-5 tip-border"> <section class="callout-wrap"> <div class="callout-content"> <div class="oval"> <p>TIP</p> </div> <div class="callout-header">Learn more about savings account interest rates</div> <div class="callout-description copy-tight"> <p data-block-key="2zbnk">Is a high-yield savings account worth it? What is a good interest rate, anyway? And how do you compare savings account rates?</p><p data-block-key="90mcd">If you're asking these questions, you're not alone. Here are some FAQs we've answered about savings account interest rates:</p><ul><li data-block-key="fecgc"><a href="/money/banks/guides-tools/calculate-savings-rate/?luri=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&furi=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&fuuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&luuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&ltyp=txt">How do you calculate the interest you'll earn on a savings account?</a></li><li data-block-key="11fua"><a href="/money/banks/guides-tools/good-interest-rate-savings/?luri=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&furi=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&fuuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&luuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&ltyp=txt">What is a good interest rate for a savings account?</a></li><li data-block-key="pot5"><a href="/money/banks/guides-tools/what-is-my-savings-interest-rate/?luri=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&furi=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&fuuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&luuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&ltyp=txt">What is the interest rate on my current savings account?</a></li><li data-block-key="1hvfo"><a href="/money/banks/guides-tools/why-interest-rates-low-savings/?luri=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&furi=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&fuuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&luuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&ltyp=txt">Why are interest rates so low on savings accounts?</a></li></ul> </div> </div> </section> </div> </div> <div class="block block-qa_list_no_schema"> <section class="blk__faq"> <ul class="faq-list"> <li class="faq-list-item faq-list-item--accordion accordion"> <div class="faq-question-container accordion__exp" aria-expanded="false" role="button" tabindex="0" aria-label="Article sources"> <div class="faq__link pr-6 wysiwyg" href="#faq_1_9c330b09-3739-41f7-b496-fe88ac456a31"><h2 id="" data-block-key="wcc23">Article sources</h2></div> <span class="faq-expand-icon"></span> </div> <div id="faq_1_9c330b09-3739-41f7-b496-fe88ac456a31" class="faq-answer-container accordion__child"> <div class="wysiwyg"><ul><li data-block-key="px683"><a href="https://www.fdic.gov/resources/bankers/national-rates/index.html">https://www.fdic.gov/resources/bankers/national-rates/index.html</a></li><li data-block-key="d743m"><a href="https://www.sofi.com/banking/savings-account/">https://www.sofi.com/banking/savings-account/</a></li><li data-block-key="f6r9r"><a href="https://www.capitalone.com/bank/savings-accounts/online-performance-savings-account/">https://www.capitalone.com/bank/savings-accounts/online-performance-savings-account/</a></li><li data-block-key="9lt7l"><a href="https://www.cit.com/cit-bank/bank/savings/platinum-savings-account">https://www.cit.com/cit-bank/bank/savings/platinum-savings-account</a></li><li data-block-key="2qb6s"><a href="https://www.westernalliancebancorporation.com/personal-banking/high-yield-savings-account">https://www.westernalliancebancorporation.com/personal-banking/high-yield-savings-account</a></li><li data-block-key="13l11"><a href="https://www.lendingclub.com/personal-savings/high-yield-savings">https://www.lendingclub.com/personal-savings/high-yield-savings</a></li><li data-block-key="fnk5q"><a href="https://www.everbank.com/banking/performance-savings">https://www.everbank.com/banking/performance-savings</a></li><li data-block-key="4j5d6"><a href="https://www.everbank.com/support/contact#financial-centers-section-group">https://www.everbank.com/support/contact#financial-centers-section-group</a></li><li data-block-key="9b0lj"><a href="https://www.discover.com/online-banking/savings-account/">https://www.discover.com/online-banking/savings-account/</a></li><li data-block-key="dsn26"><a href="https://www.americanexpress.com/en-us/banking/online-savings/high-yield-savings/">https://www.americanexpress.com/en-us/banking/online-savings/high-yield-savings/</a></li></ul></div> </div> </li> </ul> </section> </div> <div class="block block-paragraph"> <div class="wysiwyg"> <h2 id="our-savings-account-methodology" data-block-key="4ru9y">Our savings account methodology</h2><p data-block-key="98knh">At Motley Fool Money, we rate savings accounts on a five-star scale (1 = poor, 5 = best). We evaluate all savings accounts across four main criteria: annual percentage yield (APY), brand and reputation, fees and minimum requirements, and perks that really make a difference -- think ATM access, linked checking accounts, or even branch access.</p><p data-block-key="3l7q6">Our scores are weighted as:</p><ul><li data-block-key="6u9al"><b>APY</b>: 50%</li><li data-block-key="arh9b"><b>Brand and reputation:</b> 20%</li><li data-block-key="2m5cn"><b>Fees and minimums:</b> 15%</li><li data-block-key="5k6e7"><b>Other perks:</b> 15%</li></ul><p data-block-key="2unmu">Our aim is to maintain a balanced list featuring top-scoring products from reputable brands offering competitive APYs and standout features. Learn more about <a href="/money/banks/banks-ratings-methodology/?luri=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&furi=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&fuuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&luuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&ltyp=txt">how Motley Fool Money rates bank accounts</a>.</p> </div> </div> <div class="block block-qa_list_no_schema"> <section class="blk__faq"> <ul class="faq-list"> <li class="faq-list-item faq-list-item--accordion accordion"> <div class="faq-question-container accordion__exp" aria-expanded="false" role="button" tabindex="0" aria-label="Banks we monitorHere are the 100+ financial institutions we've evaluated in our research:"> <div class="faq__link pr-6 wysiwyg" href="#faq_1_87ab5807-94c1-4886-b10a-41292faf59b6"><h2 id="banks-we-monitor" data-block-key="ogy4r">Banks we monitor</h2><p data-block-key="227m1">Here are the 100+ financial institutions we've evaluated in our research:</p></div> <span class="faq-expand-icon"></span> </div> <div id="faq_1_87ab5807-94c1-4886-b10a-41292faf59b6" class="faq-answer-container accordion__child"> <div class="wysiwyg"><p data-block-key="y6sjw">Alliant, Ally, All America Bank, American First Credit Union, American Express National Bank, Arvest Bank, Aspiration, Axos Bank, B2 Bank, Bank of America, Bank5 Connect, Bank7, Barclays, Bask Bank, Betterment, Bluevine, BMO Bank, Bread Financial, Capital One, Carver Federal Savings Bank, Charles Schwab Bank, Chase, Chime®, CIT, Citibank, Citizens, Citizens Savings Bank, Columbia Bank, Connexus Credit Union, Consumers Credit Union, Copper, Cross River Bank, Customers Bank, Discover® Bank, E*TRADEEdward Jones, EverBank, Fidelity, Fifth Third Bank, First Foundation Bank, First Internet Bank of Indiana, First National Bank, First Tech Federal Credit Union, Flushing Bank, Freedom Bank, Generations Bank, GN Bank, Golden 1 Credit Union, Greenlight, Harborstone Credit Union, HSBC, Huntington Bank, Ivella, Jenius Bank, Kabbage by American Express, KeyBank, Laurel Road, LendingClub, Liberty Bank, Liberty Federal Credit Union, Marcus by Goldman Sachs, Mercury, Municipal Credit Union, Mutual of Omaha, My Banking Direct, NASA Federal Credit Union, Nationwide Bank, Navy Federal Credit Union, NBKC Bank, New York Community Bank, NexBank, Northpointe Bank, Novo, OceanFirst Bank, Old National Bank, ONE Finance, OneUnited Bank, Oxygen, Pacific Western Bank, PNC Bank, Ponce Bank, Popular Direct, Presidential Bank, Prime Alliance Bank, Quontic, Radius, Raisin, Redneck Bank, Regions Bank, Relay, Republic Bank of Chicago, Revolut, Salem Five Bank, Sallie Mae, Santander Bank, SchoolsFirst Federal Credit Union, Simple, SoFi®, Synchrony Bank, TAB Bank, TD Bank, Third Federal, Truist Bank, U.S. Bank, UFB, Upgrade, USAA, Valley Bank, Vanguard, Varo Bank, Vio Bank, Wealthfront, Wells Fargo, Western Alliance Bank, and Zeta.</p></div> </div> </li> </ul> </section> </div> <div class="block block-qa_list"> <section class="blk__faq pb-6"> <h2 class="faq__title" id="qa-list-5a0bca2a-f16f-4420-a801-bc3ecfcbbfec">FAQs</h2> <ul class="faq-list"> <li class="faq-list-item accordion"> <button class="faq-question-container accordion__exp" aria-expanded="false" role="button" tabindex="0" aria-label="What is a high-yield savings account?"> <span class="faq__link head-h4 pr-6">What is a high-yield savings account?</span> <span class="faq-expand-icon"></span> </button> <div id="faq_1_5a0bca2a-f16f-4420-a801-bc3ecfcbbfec" class="faq-answer-container accordion__child"> <div class="wysiwyg"><p data-block-key="rdxr0">A <a href="/money/banks/high-yield-savings-account-definition/?luri=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&furi=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&fuuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&luuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&ltyp=txt">high-yield savings account</a> (HYSA) is a savings account that offers a much higher annual percentage yield (APY) than average and is usually (but not always) offered by an online-based financial institution.</p></div> </div> </li> <li class="faq-list-item accordion"> <button class="faq-question-container accordion__exp" aria-expanded="false" role="button" tabindex="0" aria-label="What should I look for in a high-yield savings account?"> <span class="faq__link head-h4 pr-6">What should I look for in a high-yield savings account?</span> <span class="faq-expand-icon"></span> </button> <div id="faq_2_5a0bca2a-f16f-4420-a801-bc3ecfcbbfec" class="faq-answer-container accordion__child"> <div class="wysiwyg"><p data-block-key="6vjlw">Here are a few things to look for in a HYSA:</p><ul><li data-block-key="59ab7"><b>High APY</b>: The top savings accounts should include a high APY in range with our picks.</li><li data-block-key="8pfdu"><b>No monthly maintenance fee</b>: Most of the best savings accounts won't charge a monthly maintenance fee.</li><li data-block-key="686gq"><b>FDIC insurance</b>: Whether you're putting money aside to build an emergency fund or wanting to earn more interest, security is important.</li></ul></div> </div> </li> <li class="faq-list-item accordion"> <button class="faq-question-container accordion__exp" aria-expanded="false" role="button" tabindex="0" aria-label="How much money should you keep in a high-yield savings account?"> <span class="faq__link head-h4 pr-6">How much money should you keep in a high-yield savings account?</span> <span class="faq-expand-icon"></span> </button> <div id="faq_3_5a0bca2a-f16f-4420-a801-bc3ecfcbbfec" class="faq-answer-container accordion__child"> <div class="wysiwyg"><p data-block-key="6a7g1">A high-yield savings account is a great place to keep your emergency fund, as well as funds for any short-term savings goals (like a vacation or a down payment to purchase a home). And there is nothing wrong with having multiple savings accounts. In fact, it's generally a good idea to keep your emergency savings separate from the rest of your money.</p></div> </div> </li> </ul> </section> </div> </div> </div>  <div class="art__pitch wysiwyg copy-body" data-pitch-placement="mfm_promobox" data-nosnippet></div>  <div class="row"> <div class="block pb-3"> <div class="bt pt-3"></div> <div class="soc-share pb-3"> <span class="head-h6 uppercase">Share This Page <div class="soc-share"> <div class="soc-icon facebook-this"> <a class="soc__link soc-fb" rel="noopener" aria-label="Share article on facebook." href="https://www.facebook.com/sharer/sharer.php?u=https%3A%2F%2Fwww.fool.com%2Fmoney%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F%3Futm_term%3Dsocial_share&luri=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&furi=%2Fbanks%2Fsavings-accounts%2Fbest-savings-accounts%2F&fuuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&luuid=053dd4bd-df7a-4c24-93b9-47b88ab70347&ltyp=txt&ord=+2+&ltxt=Share+article+on+facebook." 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Best High-Yield Savings Accounts of February 2025 (Up to 4.50%)