Our Approach to Sustainability & ESG

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class="iw_component" id="iw_comp1711635294640"> <div class="masthead-component"></div> <div class="module com__lifegoals-masthead bp-rel animate " style="background-color: #d7e3e8;"> <div class="l-m-wrapper" style="background-image:url(/iwov-resources/sg/ocbc/gbc/img/sustainability/index/masthead-sustainabilityapproach.png); "> <div class="container bp-width-med3"> <div class="l-m-content row align-items-center"> <div class="col-6 l-m-text text-md-left"> <h1>Our approach to sustainability</h1> </div> <div class="l-m-mobile-image " style="background-image:url(/iwov-resources/sg/ocbc/gbc/img/sustainability/index/mobile-masthead-sustainabilityapproach.jpg); "></div> </div> </div> </div> </div> </div> <div class="iw_component" id="iw_comp1711635294643"> <div class="masthead-component"></div> <div class="module container bp-width-med4"> <div class="common__category-list box-shadow3 bp-curve3 no-padding box-pull bg-white mobile-carousel-nav"> <div class="auto com__lo-nav fz-16 text-center mw--1060"> <div class="mc-na-main"> <div class="owl-carousel owl-nav1 group-height"> <div class="item selected"><a href="/group/sustainability/index.page" target="_self"> <div> <div class="bp-img"><img width="50" src="/iwov-resources/sg/ocbc/gbc/img/sustainability/index/icon1-sustainabilityapproach.png"></div> <p class="mh1-f">Sustainability approach</p> </div></a></div> <div class="item"><a href="/group/sustainability/net-zero-future.page" target="_self"> <div> <div class="bp-img"><img width="50" src="/iwov-resources/sg/ocbc/gbc/img/sustainability/index/icon2-netzerofuture.png"></div> <p class="mh1-f">Net-zero future</p> </div></a></div> <div class="item"><a href="/group/sustainability/community-impact.page" target="_self"> <div> <div class="bp-img"><img width="50" src="/iwov-resources/sg/ocbc/gbc/img/sustainability/index/icon3-communityimpact.png"></div> <p class="mh1-f">Community impact</p> </div></a></div> <div class="item"><a href="/group/sustainability/responsible-business.page" target="_self"> <div> <div class="bp-img"><img width="50" src="/iwov-resources/sg/ocbc/gbc/img/sustainability/index/icon4-responsiblebusiness.png"></div> <p class="mh1-f">Responsible business</p> </div></a></div> <div class="item"><a href="/group/sustainability/one-group.page" target="_self"> <div> <div class="bp-img"><img width="50" src="/iwov-resources/sg/ocbc/gbc/img/sustainability/index/icon5-onegroup.png"></div> <p class="mh1-f">One Group<br> </p> </div></a></div> <div class="item"><a href="/group/sustainability/disclosures-and-resources.page" target="_self"> <div> <div class="bp-img"><img width="50" src="/iwov-resources/sg/ocbc/gbc/img/sustainability/index/icon6-disclosure.png"></div> <p class="mh1-f">Disclosures and resources</p> </div></a></div> </div> </div> </div> </div> </div> </div> <div class="iw_component" id="iw_comp1711635294649"> <div class="intro-component"></div> <div class="module container bp-width-med3 animate"> <div class="row"> <div class="col-custom-8"> <div class="theme theme--blue"> <h2 class="bold text-gradient common__intro-paragraph pt-1 pb-1 "> Towards a Sustainable Future. </h2> </div> </div> </div> </div> </div> <div class="iw_component" id="iw_comp1711032700988"> <div class="intro-component"></div><div class="" id=""> <div> <div class="module animate container bp-width-med3" anim-control="parent"> <div class="row"> <div class="col-md-8"> <p>OCBC is committed to accelerating the transition to a net-zero future, while conducting our business responsibly and bringing impact to our communities.</p> </div> </div> </div> </div> </div>  </div> <div class="iw_component" id="iw_comp1711032700989"> <div class="report-component"></div> <div class="container bp-width-med3 module animate"> <div class="subcategory subcategory--black">View our sustainability report</div> <div class="com_digital-payments-article com_digital-payments-article--row thumbnail--large"> <div class="article__wrapper d-flex align-items-center"> <div class="article__thumbnail large"><img src="/iwov-resources/sg/ocbc/gbc/img/sustainability/index/kv-onegroup.jpg" alt-text="OCBC’s strengths as One Group"></div> <div class="article__details-wrapper"> <div class="article__details"> <div> <div class="article__title">The Strengths of One Group. The Power of One Brand.</div> <div class="article__content"><p>Learn about our approach to sustainability, our material ESG factors and related efforts and performance for 2023.</p> <p><a rel="noopener" href="/iwov-resources/sg/ocbc/gbc/pdf/ocbc-sustainability-report-2023.pdf" target="_blank">Read more<span><i class="far fa-chevron-right"> </i></span></a></p></div> </div> </div> </div> </div> </div> </div> </div> <div class="iw_component" id="iw_comp1711032701005"> <div class="what-component"></div> <div anim-control="parent" class="module container bp-width-med3 animate"> <div class="subcategory subcategory--black">WHAT SUSTAINABILITY MEANS FOR OCBC</div> <div class="row"> <div class="col-custom-8 col-custom-enforced subtitle subtitle-heading "> <h4>At OCBC, we are clear on the role we can play to make a difference and are focused on our "ABC" sustainability imperatives.</h4> </div> </div> <div class="table__two-col"> <div class="row"> <div class="col-custom-3 table__two-col--title"> <h4 class="bold mobile"><span style="font-weight: normal;"><b><span style="color: red;">A</span></b>ccelerating the transition to a net-zero future</span></h4> </div> <div class="col-custom-7 table__two-col--content"><p class="pb4">As a financial institution that is a connector of capital, we recognise the critical enabling role that we play in the journey towards a net-zero future. Our aim is to enable our clients’ transition through strategic advisory, innovative financial solutions and ecosystem partnerships across our multifaceted businesses.</p></div> </div> <div class="row"> <div class="col-custom-3 table__two-col--title"> <h4 class="bold mobile"><span style="font-weight: normal;"><b><span style="color: red;">B</b>ringing impact to communities</span></h4> </div> <div class="col-custom-7 table__two-col--content"><p class="pb4">We believe that we can bring impact and meaningfully contribute towards the sustainable development of our communities as well as the wellbeing and flourishing of our people. Our aim is to create a dynamic workplace and society through championing people development and community advancement.</p></div> </div> <div class="row"> <div class="col-custom-3 table__two-col--title"> <h4 class="bold mobile"><span style="font-weight: normal;"><b><span style="color: red;">C</b>onducting our business responsibly</span></h4> </div> <div class="col-custom-7 table__two-col--content"><p class="pb4">Effective stewardship and corporate governance is the bedrock of our stakeholders' trust in us and our duty as a responsible corporate citizen. Our aim is to safeguard long-term stakeholder value through embedding responsible business practices and strong governance.</p></div> </div> </div> </div> </div> <div class="iw_component" id="iw_comp1711032701019"> <div class="framework-component"></div><div class="" id=""> <div> <div class="module animate container bp-width-med3" anim-control="parent"> <h6 class="subcategory subcategory--black">OUR SUSTAINABILITY FRAMEWORK</h6> <div class="row"> <div class="col-md-8"> <p class="mb2">Our Sustainability Framework reflects core elements of our approach including our sustainability imperatives and the material ESG factors that we are prioritising to drive performance and impact.</p><div class="d-none d-md-block"><img src="/iwov-resources/sg/ocbc/gbc/img/sustainability/index/kv-sustainability-framework.png" alt="" width="100%" /></div><div class="d-block d-md-none"><img src="/iwov-resources/sg/ocbc/gbc/img/sustainability/index/kv-sustainability-framework-m.png" alt="" width="100%" /></div> <p class="pt4">Our core values guide our approach to sustainability. We take a long-term view in our climate actions and community development efforts, delivering positive impact on the environment and the society in a responsible manner. Specifically, we proactively support our clients' net-zero transition and their aspirations for a low-carbon world.</p> </div> </div> </div> </div> </div>  </div> <div class="iw_component" id="iw_comp1711032701023"> <div class="matters-component"></div> <div class="module container bp-width-med3"> <div class="subcategory subcategory--black">WHY SUSTAINABILITY MATTERS TO OCBC</div> <div class="list__col"> <div class="row"> <div class="col-custom-10"> <div class="row animate com__row-group-height" anim-control="parent"> <div class="col-md-6 com__row-group-col"> <div class="list__col-single list__col-count-2"> <div class="list__col-wrapper rgh1"> <div class="list__col-image2 bp-img text-center"><img width="80" src="/iwov-resources/sg/ocbc/gbc/img/sustainability/index/icon1-purpose.png" alt=""></div> <div class="list__col-content flex-fill"> <h4 class="mb1"><strong>Purpose</strong></h4> <div class="list__col-text"> <p>Sustainability is at the heart of OCBC’s business, anchored on our purpose to enable people and communities to realise their aspirations. We believe that our ambition to be Asia’s leading financial services partner for a sustainable future can only be achieved if it is underpinned by our focus on sustainability.</p> </div> </div> </div> <div class="list__col-text list__col-text-mobile"> <p>Sustainability is at the heart of OCBC’s business, anchored on our purpose to enable people and communities to realise their aspirations. We believe that our ambition to be Asia’s leading financial services partner for a sustainable future can only be achieved if it is underpinned by our focus on sustainability.</p> </div> </div> </div> <div class="col-md-6 com__row-group-col"> <div class="list__col-single list__col-count-2"> <div class="list__col-wrapper rgh1"> <div class="list__col-image2 bp-img text-center"><img width="80" src="/iwov-resources/sg/ocbc/gbc/img/sustainability/index/icon2-opportunity.png" alt=""></div> <div class="list__col-content flex-fill"> <h4 class="mb1"><strong>Opportunity</strong></h4> <div class="list__col-text"> <p>As we help our clients achieve their aspirations, we future-proof our business, build competitive advantage and capture opportunities for growth. We aim to excel for sustainable growth, with our drive for the transition to a sustainable low-carbon world serving as a core strategic pillar.</p> </div> </div> </div> <div class="list__col-text list__col-text-mobile"> <p>As we help our clients achieve their aspirations, we future-proof our business, build competitive advantage and capture opportunities for growth. We aim to excel for sustainable growth, with our drive for the transition to a sustainable low-carbon world serving as a core strategic pillar.</p> </div> </div> </div> <div class="col-md-6 com__row-group-col"> <div class="list__col-single list__col-count-2"> <div class="list__col-wrapper rgh1"> <div class="list__col-image2 bp-img text-center"><img width="80" src="/iwov-resources/sg/ocbc/gbc/img/sustainability/index/icon3-risk.png" alt=""></div> <div class="list__col-content flex-fill"> <h4 class="mb1"><strong>Risk</strong></h4> <div class="list__col-text"> <p>Adopting a robust and holistic approach in the management of ESG factors is sound risk management. From credit and operational to regulatory and reputational risks, we understand the critical role that ESG risk management plays in building a resilient organisation.</p> </div> </div> </div> <div class="list__col-text list__col-text-mobile"> <p>Adopting a robust and holistic approach in the management of ESG factors is sound risk management. From credit and operational to regulatory and reputational risks, we understand the critical role that ESG risk management plays in building a resilient organisation.</p> </div> </div> </div> <div class="col-md-6 com__row-group-col"> <div class="list__col-single list__col-count-2"> <div class="list__col-wrapper rgh1"> <div class="list__col-image2 bp-img text-center"><img width="80" src="/iwov-resources/sg/ocbc/gbc/img/sustainability/index/icon4-responsibility.png" alt=""></div> <div class="list__col-content flex-fill"> <h4 class="mb1"><strong>Responsibility</strong></h4> <div class="list__col-text"> <p>Meaningfully contributing to a sustainable future is simply the responsible thing to do. As a financial institution with a comprehensive coverage in ASEAN and Greater China, OCBC is well-positioned to be a catalyst of change, mobilising our expertise and resources and partnering our clients to address the pervasive environmental, social and developmental challenges of our time.</p> </div> </div> </div> <div class="list__col-text list__col-text-mobile"> <p>Meaningfully contributing to a sustainable future is simply the responsible thing to do. As a financial institution with a comprehensive coverage in ASEAN and Greater China, OCBC is well-positioned to be a catalyst of change, mobilising our expertise and resources and partnering our clients to address the pervasive environmental, social and developmental challenges of our time.</p> </div> </div> </div> </div> </div> </div> </div> </div> </div> <div class="iw_component" id="iw_comp1711032701114"> <div class="deliver-component"></div> <div class="module container bp-width-med3"> <div class="subcategory subcategory--black">HOW WE DELIVER</div> <div class="list__col"> <div class="row"> <div class="col-custom-10"> <div class="row animate com__row-group-height" anim-control="parent"> <div class="col-md-4 com__row-group-col"> <div class="list__col-single list__col-count-normal"> <div class="list__col-wrapper rgh1"> <div class="list__col-image2 bp-img text-center"><img width="80" src="/iwov-resources/sg/ocbc/gbc/img/sustainability/index/icon5-deliver.png" alt=""></div> <div class="list__col-content"><span> <h4 class="mb1"><strong>Driving progress on material ESG factors</strong></h4></span><div class="list__col-text"> <p>The execution of our sustainability efforts is guided by our material ESG factors. By effectively managing these risks and opportunities, driving performance and innovation, we can deliver on our strategic sustainability imperatives and create long-term value and growth.</p> </div> </div> </div> <div class="list__col-text list__col-text-mobile"> <p>The execution of our sustainability efforts is guided by our material ESG factors. By effectively managing these risks and opportunities, driving performance and innovation, we can deliver on our strategic sustainability imperatives and create long-term value and growth.</p> </div> </div> </div> <div class="col-md-4 com__row-group-col"> <div class="list__col-single list__col-count-normal"> <div class="list__col-wrapper rgh1"> <div class="list__col-image2 bp-img text-center"><img width="80" src="/iwov-resources/sg/ocbc/gbc/img/sustainability/index/icon6-deliver.png" alt=""></div> <div class="list__col-content"><span> <h4 class="mb1"><strong>Pursuing a partnership-based approach</strong></h4></span><div class="list__col-text"> <p>We pursue a vigorous partnership-based approach. We believe that a more sustainable world can be created as long as we are united with our clients and communities in pursuing one. Collaboration is critical in addressing global sustainability challenges while partnerships are the most efficient way to magnify the impact of our individual actions and accelerate progress.</p> </div> </div> </div> <div class="list__col-text list__col-text-mobile"> <p>We pursue a vigorous partnership-based approach. We believe that a more sustainable world can be created as long as we are united with our clients and communities in pursuing one. Collaboration is critical in addressing global sustainability challenges while partnerships are the most efficient way to magnify the impact of our individual actions and accelerate progress.</p> </div> </div> </div> <div class="col-md-4 com__row-group-col"> <div class="list__col-single list__col-count-normal"> <div class="list__col-wrapper rgh1"> <div class="list__col-image2 bp-img text-center"><img width="80" src="/iwov-resources/sg/ocbc/gbc/img/sustainability/index/icon7-deliver.png" alt=""></div> <div class="list__col-content"><span> <h4 class="mb1"><strong>Living our values</strong></h4></span><div class="list__col-text"> <p>The foundation of our sustainability framework is our values of Lasting Value, Integrity, Forward-looking, Respect and Responsibility. Serving as our compass, it guides us to embed sustainability throughout the Group and enables us to harmonise our growth ambitions with our responsibility towards stakeholders and future generations. By integrating sustainability at the core of our business, we can achieve sustainable growth, deliver enduring value to our stakeholders and play our part in building a sustainable future. </p> </div> </div> </div> <div class="list__col-text list__col-text-mobile"> <p>The foundation of our sustainability framework is our values of Lasting Value, Integrity, Forward-looking, Respect and Responsibility. Serving as our compass, it guides us to embed sustainability throughout the Group and enables us to harmonise our growth ambitions with our responsibility towards stakeholders and future generations. By integrating sustainability at the core of our business, we can achieve sustainable growth, deliver enduring value to our stakeholders and play our part in building a sustainable future. </p> </div> </div> </div> </div> </div> </div> </div> </div> </div> <div class="iw_component" id="iw_comp1711032701143"> <div class="learn-component"></div><div class="module container bp-width-med3"> <div class="com_digital-payments-generic-text-wrapper"> <div class="com_digital-payments-generic-text d-p-g-type-1"> <div class="subcategory subcategory--black">Learn more about our commitment to sustainability</div> </div> </div> </div> </div> <div class="iw_component" id="iw_comp1711635294639"> <div class="learn-component"></div> <div class="module container bp-width-med3 animate owl-remove-height"> <div class="feature__two-col-background-image-2 row animate mb2 mob-mb2" anim-control="parent"> <div class="common__category-description-item col-md-6 mob-mb2"> <div class="feature__full-width-background-image box-med2 bp-banner h-100 "> <div class="bp-banner bp-ab d-none d-md-block" style="
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												"></div> <div class="com_lb-main text-md-center"> <h3 class="mb1"><strong>Banking on Net Zero</strong></h3> <p>With a commitment to supporting a low-carbon future, we partner our clients in their transition towards a net-zero ASEAN and Greater China.</p> <div class="mt2"><a cta-id="Sustainability-Index-BankingonNetZero-LearnMore" href="/group/sustainability/banking-on-net-zero" class="button button--secondary button--link 
				 " target="_self"><span>Learn more</span></a></div> </div> </div> </div> <div class="common__category-description-item col-md-6 mob-mb2"> <div class="feature__full-width-background-image box-med2 bp-banner h-100 "> <div class="bp-banner bp-ab d-none d-md-block" style="
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													background-position: center center;	background-image: url(' /iwov-resources/sg/ocbc/gbc/img/sustainability/index/signpost-stakeholder.jpg ');
												"></div> <div class="com_lb-main text-md-center"> <h3 class="mb1"><strong>Sustainability Governance</strong></h3> <p>Good corporate governance and risk management form the bedrock of a sustainable business and underpin long-term success.</p> <div class="mt2"><a cta-id="Sustainability-Index-SustainabilityGovernance-LearnMore" href="/group/sustainability/sustainability-governance" class="button button--secondary button--link 
				 " target="_self"><span>Learn more</span></a></div> </div> </div> </div> </div> </div> </div> <div class="iw_component" id="iw_comp1711635294645"> <div class="learn-component"></div> <div class="module container bp-width-med3 animate"> <div class="feature__two-col-background-image-2 row animate mb2 mob-mb2" anim-control="parent"> <div class="common__category-description-item col-md-6 mob-mb2"> <div class="feature__full-width-background-image box-med2 bp-banner h-100 "> <div class="bp-banner bp-ab d-none d-md-block" style="
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													background-position: center bottom;	background-image: url(' /iwov-resources/sg/ocbc/gbc/img/sustainability/index/700-x-700-image.jpg ');
												"></div> <div class="com_lb-main text-md-center"> <h3 class="mb1"><strong>Supporting SDGs</strong></h3> <p>Our selected UN SDGs reflect the areas where we can make the greatest positive impact in our core markets and create long-term value for our stakeholders.</p> <div class="mt2"><a cta-id="Sustainability-Index-SupportingSDGs-LearnMore" href="/group/sustainability/supporting-sdgs" class="button button--secondary button--link 
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												"></div> <div class="bp-banner bp-ab d-block d-md-none" style="
													background-position: center bottom;	background-image: url(' /iwov-resources/sg/ocbc/gbc/img/sustainability/index/kv_banner-materiality-assessment.jpg ');
												"></div> <div class="com_lb-main text-md-center"> <h3 class="mb1"><strong>Sustainability Highlights</strong></h3> <p>We made significant progress on delivering positive impact to the environment and our communities, and proactively supporting our clients’ journey towards a low-carbon future.</p> <div class="mt2"><a cta-id="Sustainability-Index-SustainabilityHighlights-LearnMore" href="/group/sustainability/sustainability-highlights" class="button button--secondary button--link 
				 " target="_self"><span>Learn more</span></a></div> </div> </div> </div> </div> </div> </div> <div class="iw_component" id="iw_comp1725251721429"> <div class="learn-component"></div> <div class="module container bp-width-med3 animate"> <div class="feature__two-col-background-image-2 row animate mb2 mob-mb2" anim-control="parent"> <div class="common__category-description-item col-md-6 mob-mb2"> <div class="feature__full-width-background-image box-med2 bp-banner h-100 "> <div class="bp-banner bp-ab d-none d-md-block" style="
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													background-position: center bottom;	background-image: url(' /iwov-resources/sg/ocbc/gbc/img/sustainability/index/kv-sustainability-hub.jpg ');
												"></div> <div class="com_lb-main text-md-center"> <h3 class="mb1"><strong>Sustainability Hub</strong></h3> <p>Find out how you can make an impact with our sustainable investing, financing and lifestyle solutions, easily accessible via the OCBC app.</p> <div class="mt2"><a cta-id="Sustainability-Index-SustainabilityHub-LearnMore" href="https://www.ocbc.com/personal-banking/sustainability.page" class="button button--secondary button--link 
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