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These include your credit score, income stability, financial record, loan repayment tenure and amount. Banks even consider market scenarios and the current economic environment when determining potential rates for personal loans."}},{"@type":"Question","name":"What is the minimum salary required for a personal loan?","acceptedAnswer":{"@type":"Answer","text":"The minimum salary required to be eligible for a personal loan is ₹25,000 per month."}},{"@type":"Question","name":"What are the minimum and maximum repayment tenures?","acceptedAnswer":{"@type":"Answer","text":"The loan tenure ranges anywhere from one to six years offering flexibility to borrowers. Flexibility in tenure enables you to select a favourable time frame based on cash inflow, interest rate and repayment capacity."}},{"@type":"Question","name":"How can one apply for a personal loan from Yes Bank?","acceptedAnswer":{"@type":"Answer","text":"In order to apply for a personal loan from YES Bank, one has to visit Yes Bank’s official website or branch. Then you can fill out the form and details and submit the required documents. 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Use</a></li><li class="submenu"><a href="https://www.livemint.com/object/yfy9dbaxrohxhhiml9rg1m/sitemapweb.html" target="_self">SITEMAP</a></li><li class="submenu"><a href="https://www.livemint.com/object/uyx3kleukmsymjl8xo3t3m/contactus.html" target="_self">Contact Us</a></li><li class="submenu"><a href="https://www.livemint.com/apps" target="_self">Mint Apps</a></li></ul><div class="viewLess">View Less -</div></div><div class="viewMore">View More +</div></div></div><div class="jsx-58b6b198173106e4 navCopyright">Copyright © HT Digital Streams Limited <br class="jsx-58b6b198173106e4"/>All Rights Reserved.</div></nav><div class="whiteOverlay2"></div><div class="jsx-9d8776a7874411b1"><div class="jsx-9d8776a7874411b1 containerNew EdgeToEdgeContainer"><h1 class="jsx-9d8776a7874411b1 atfEdgeToEdgeHeading">Yes Bank Personal Loan</h1><div class="jsx-9d8776a7874411b1 atfEdgeToEdgeContainer"><div class="jsx-9d8776a7874411b1 showBlock"><div class="jsx-9d8776a7874411b1"><p>If you face an urgent need of money for any miscellaneous purpose which could range from a travel expense to a medical emergency then you can opt for a personal loan from a government or private lender.<br><br> By definition, personal loans can be borrowed without any collateral. Besides, the money can be used for a slew of purposes such as construction of a house, buying a luxury item, spending on an event such as a marriage or a birthday and even to go on a vacation.<br><br> Here we discuss the process to borrow a personal loan from Yes Bank including eligibility criteria, interest rates, steps to follow and the documents that are required to be submitted.<br><br> Yes Bank offers personal loans at an interest rate of 10.99 percent to 20 percent per annum. For this, the private lender charges a processing fee of 2.5 percent of the loan proceeds and stamp duty and other statutory charges are as per applicable state laws.</p></div></div><a class="jsx-9d8776a7874411b1 readMore">... <span class="jsx-9d8776a7874411b1">Read More</span></a></div></div></div><div class="jsx-e26b71af3210d052 containerNew emiCalcContainer clearfix"><div class="jsx-e03ca1307b5ee8da emiCalculatorPageCss_mainContainer__j3yaR"><div class="plOfferFormBanner plBanner"><div class="PLOffersFormBannerCss_mainFrame__dw9mH mainFrame"><div class="PLOffersFormBannerCss_mainContainer__zPVDQ mainContainer"><div class="PLOffersFormBannerCss_bannerContent__z962F bannerContent"><div class="PLOffersFormBannerCss_bannerHeading___awCU"><h2>Get Personal Loan upto <span>₹10 Lakhs</span> in 10 mins!</h2></div><div class="PLOffersFormBannerCss_bannerForm__uH4qd"><form><div class="PLOffersFormBannerCss_lhsSection__f9HXt"><li class="undefined PLOffersFormBannerCss_errorBox__ijzVv undefined"><input type="text" name="phone" required="" inputMode="numeric" maxLength="14" class="" value="+91 "/><label style="color:#ccc;top:16px;left:45px;font-size:14px">Enter Mobile Number</label></li><div class="PLOffersFormBannerCss_radioOptions__APPtZ"><h4>Employment Type</h4><div class="PLOffersFormBannerCss_radioContainer__vMwfE"><label for="salaried"><input type="radio" name="option" id="salaried" checked="" value="salaried"/><span class="PLOffersFormBannerCss_radioLabel__tuXuE" style="font-weight:600;color:#18365F">Salaried</span></label><label for="selfEmployedBusiness"><input type="radio" name="option" id="selfEmployedBusiness" value="selfEmployedBusiness"/><span class="PLOffersFormBannerCss_radioLabel__tuXuE">Self-Employed Business</span></label></div></div></div><div class="PLOffersFormBannerCss_submitButton__xsQre"><button type="submit">Apply Now</button></div></form></div></div></div></div></div><div class="jsx-89f9041751b4a703 CalculatorDescription_plContainer__9gFdl"><h2>Yes Bank personal loan characteristics:</h2> <h3>These are some of the key characteristics of taking personal loan from Yes Bank:</h3><br> <ol> <li><h3><strong>Fast approval</strong>: You can check your loan eligibility in 60 seconds.</h3></li> <li><h3><strong>Loan transfer</strong>: Borrowers are permitted to do easy transfer of high-cost personal loan from other banks.</h3></li> <li><h3><strong>Prepayment option</strong>: They are also entitled to part pre-pay personal loan so long as they have paid 12 EMIs.</h3></li> <li><h3><strong>Convenient online application</strong>: The loan process is quite convenient and one can apply for an instant personal loan through a user-friendly platform.</h3></li> <li><h3><strong>Calculator</strong>: You can choose your loan tenure with a personal loan EMI calculator.</h3></li> </ol></div><div class="jsx-6fa3a97f9da83fa1 bp_table_container"><h2 class="jsx-6fa3a97f9da83fa1 table_heading">Yes Bank Personal Loan Interest Rate Fees and Charges</h2><div id="article-index-3" class="jsx-6fa3a97f9da83fa1 tableData onFlyDataTable"><p>Yes bank charges an interest rate in the range of 10.99 to 20 percent per annum.</p><p> </p><p> </p><p><strong>These are the other charges and fee charged by the bank:</strong></p><table><tbody><tr><td>Processing fee</td><td>Up to 2.50 per cent of the loan amount</td></tr><tr><td>Stamp duty & other statutory charges</td><td>As per applicable laws of the state</td></tr><tr><td>Repayment mode swap charges</td><td> <span class='webrupee'>₹</span>750 per transaction</td></tr><tr><td>Loan cancellation/Re-booking charges</td><td>Rs. 1,000</td></tr><tr><td>Repayment/amortisation schedule charges</td><td> <span class='webrupee'>₹</span>750 per request (physical mode or via Branch)</td></tr><tr><td>No objection certificate</td><td>Rs. 250 per certificate</td></tr><tr><td>Statement of account</td><td> <span class='webrupee'>₹</span>750 per statement</td></tr><tr><td>CIBIL charges</td><td>Rs. 50 per instance</td></tr></tbody></table></div></div><div class="jsx-89f9041751b4a703 CalculatorDescription_plContainer__9gFdl"><h2>Documents required to raise personal loan</h2> <h3>These are the documents required to raise a personal loan:</h3> <ol> <li><h3><strong>Proof of identity</strong>: A valid government-issued photo ID, such as Aadhaar card, passport, or driver’s license.</h3></li> <li><h3><strong>Proof of address</strong>: Recent utility bills, rental agreement, or other documents verifying your current address.</h3></li> <li><h3><strong>Income Proof</strong>: Salary slips, income tax returns, or bank statements showcasing your financial stability.</h3></li> <li><h3><strong>Employment verification</strong>: Employment letter or proof of business ownership to establish your professional standing.</h3></li> <li><h3><strong>Credit history</strong>: Credit report that highlights your credit worthiness and repayment history.</h3></li> <li><h3><strong>Passport-sized photographs</strong>: A few recent passport-sized photographs.</h3></li> </ol> <h2>How to apply for personal loan:</h2> <ul> <li><h3>At the outset, you need to create a suitable repayment plan based on your income and budget using the personal loan EMI calculator.</h3></li> <li><h3>You can check your eligibility.</h3></li> <li><h3>Get the documents which include application form, identity proof document such as passport, driving license, Aadhaar card, voter ID, an ID proof with the permanent address and income proof.</h3></li> <li><h3>Visit the nearest branch or check online if you have any pre-approved offer available.</h3></li> </ul><br> <h3>In order to calculate personal loan interest rates online, you can use personal loan EMI (Equated Monthly Instalment) calculator. This offers convenience as well as transparency to borrowers. When you use the calculator, you need to enter your personal loan amount, repayment tenure, and other details. Once these details are entered, the calculator gives an estimate of the personal loan interest rate.</h3><br></div><h2>Yes Bank Personal Loan EMI Calculator</h2><div class="EMICalculatorCard_emiCalculatorCardContainer__H5kiK"><div class="EMICalculatorCard_emiCalculatorCard__4FO_p"><div class="EMICalculatorCard_calculatorSelectorContainer__GCbyV"><div class="EMICalculatorCard_calculatorHeader__nQ1Zr"><h4>Loan Amount</h4><div class="EMICalculatorCard_inputContainer__UA2dT EMICalculatorCard_loanAmountInput__HmilR"><p class="EMICalculatorCard_inputPrefix__bCpvh">₹</p><input type="text" name="loanAmount" inputMode="numeric" placeholder="Enter Loan Amount" value="10000"/></div></div><div class="RangeSlider_container__eHq30"><input type="range" min="10000" max="2000000" style="background-size:0.5% 100%" name="loanAmount" inputMode="numeric" value="10000"/><div class="RangeSlider_containerFooter__Vjch7"><div class="RangeSlider_range__85nvD"><h5>₹10k</h5></div><div class="RangeSlider_range__85nvD"><h5>₹20 Lakh</h5></div></div></div></div><div class="EMICalculatorCard_calculatorSelectorContainer__GCbyV"><div class="EMICalculatorCard_calculatorHeader__nQ1Zr"><h4>Rate of Interest</h4><div class="EMICalculatorCard_inputContainer__UA2dT EMICalculatorCard_roiInput__cexdJ"><input type="number" name="roi" step="0.01" inputMode="numeric" value="9.0"/><p class="EMICalculatorCard_inputPostfix__DKx6y">%</p></div></div><div class="RangeSlider_container__eHq30"><input type="range" min="1" max="30" style="background-size:30% 100%" inputMode="numeric" name="roi" value="9.0"/><div class="RangeSlider_containerFooter__Vjch7"><div class="RangeSlider_range__85nvD"><h5>1%</h5></div><div class="RangeSlider_range__85nvD"><h5>30%</h5></div></div></div></div><div class="EMICalculatorCard_calculatorSelectorContainer__GCbyV"><div class="EMICalculatorCard_calculatorHeader__nQ1Zr"><h4>Loan Duration</h4><div class="EMICalculatorCard_inputContainer__UA2dT EMICalculatorCard_tenureInput__rKViF"><input type="text" name="tenure" placeholder="Enter Loan Duration" value="10"/> <p class="EMICalculatorCard_inputPostfix__DKx6y">Months</p></div></div><div class="RangeSlider_container__eHq30"><input type="range" min="3" max="72" style="background-size:13.88888888888889% 100%" inputMode="numeric" name="tenure" value="10"/><div class="RangeSlider_containerFooter__Vjch7"><div class="RangeSlider_range__85nvD"><h5>3 Months</h5></div><div class="RangeSlider_range__85nvD"><h5>72 Months</h5></div></div></div></div></div><div class="EMICalculatorCard_emiCalculatorCard__4FO_p"><div class="EMICalculatorCard_monthlyEmiCard__qVG4y"><h5>Monthly EMI</h5><h6>₹0</h6></div><div class="EMICalculatorCard_amountSummary__VlUDj"><div class="EMICalculatorCard_loanAmountText__fvLiu"><h5>Loan Amount:</h5><h6>₹10,000</h6></div><div class="EMICalculatorCard_loanAmountText__fvLiu"><h5>Total Interest:</h5><h6>₹0</h6></div><div class="EMICalculatorCard_totalLoanAmount__1ch3r"><h5>Total amount:</h5><h6>₹0</h6></div></div><a href="https://www.livemint.com/money/loan/personal-loan?cta_position=pl_emi_calculator" class="EMICalculatorCard_applyNowButton__uY3F7">Get Instant Loan Offer<img alt="right_curved_arrow" title="" sizes="" srcSet="/_next/image?url=https%3A%2F%2Fwww.livemint.com%2Flm-img%2Fimages%2Fwishfin%2Fright_curved_arrow.png&w=32&q=75 1x, /_next/image?url=https%3A%2F%2Fwww.livemint.com%2Flm-img%2Fimages%2Fwishfin%2Fright_curved_arrow.png&w=48&q=75 2x" src="/_next/image?url=https%3A%2F%2Fwww.livemint.com%2Flm-img%2Fimages%2Fwishfin%2Fright_curved_arrow.png&w=48&q=75" width="18" height="18" decoding="async" data-nimg="1" class="" style="color:transparent"/></a></div></div><div><h2>EMI Payment Schedule</h2><div class="table_table__r_t0P"><div class="table_navbar__wwsDr"><div class="table_textWrapper__0O82_">Month</div><div class="table_textWrapper__0O82_">Principal Paid</div><div class="table_textWrapper__0O82_">Interest Charged</div><div class="table_textWrapper__0O82_">Total EMI Payment</div><div class="table_textWrapper__0O82_">Loan Balance</div></div></div></div><div class="jsx-6fa3a97f9da83fa1 bp_table_container"><h2 class="jsx-6fa3a97f9da83fa1 table_heading">Other banks offer these interest rates on their personal loans:</h2><div id="article-index-6" class="jsx-6fa3a97f9da83fa1 tableData onFlyDataTable"><table><thead><tr><th><strong>Banks/NBFCs</strong></th><th><strong>Interest Rates (p.a.)</strong></th></tr></thead><tbody><tr><td>IDFC First Bank</td><td>10.99% onwards</td></tr><tr><td>IndusInd Bank</td><td>10.49% onwards</td></tr><tr><td>Axis Bank</td><td>10.40% onwards</td></tr><tr><td>HDFC Bank</td><td>10.50% onwards</td></tr><tr><td>ICICI Bank</td><td>10.80% onwards</td></tr><tr><td>Kotak Mahindra Bank</td><td>10.99% onwards</td></tr><tr><td>Tata Capital</td><td>10.99% onwards</td></tr><tr><td>Federal Bank</td><td>12.00% onwards</td></tr><tr><td>DMI Finance</td><td>12.00% onwards</td></tr><tr><td>L&T Finance</td><td>12.00% onwards</td></tr><tr><td>Kreditbee</td><td>16.00% - 29.95%</td></tr><tr><td>MoneyTap</td><td>13.00% onwards</td></tr><tr><td>Piramal Finance</td><td>12.99% onwards</td></tr><tr><td>Aditya Birla</td><td>10.99% onwards</td></tr><tr><td>Moneyview</td><td>15.96% onwards</td></tr><tr><td>Cashe</td><td>27.00% onwards</td></tr></tbody></table></div></div><div class="PersonalLoanPagesStyles_plLinksContainer__hI_1I"><div class="PersonalLoanPagesStyles_widgetTitle__4gMX_"><h2>Personal Loan Pages</h2></div><div class="PersonalLoanPagesStyles_plPageLinks__kNnF4"><a href="https://www.livemint.com/loans/hdfc-bank-personal-loan">HDFC Bank Personal Loan</a> <a href="https://www.livemint.com/loans/sbi-bank-personal-loan">SBI Bank Personal Loan</a> <a href="https://www.livemint.com/loans/bank-of-baroda-personal-loan">Bank of Baroda Personal Loan</a> <a href="https://www.livemint.com/loans/axis-bank-personal-loan">Axis Bank Personal Loan</a> <a href="https://www.livemint.com/loans/icici-bank-personal-loan">ICICI Bank Personal Loan</a> <a href="https://www.livemint.com/loans/idfc-first-bank-personal-loan">IDFC Bank Personal Loan</a> <a href="https://www.livemint.com/loans/indusind-bank-personal-loan">IndusInd Bank Personal Loan</a> <a href="https://www.livemint.com/loans/pnb-bank-personal-loan">PNB Bank Personal Loan</a> <a href="https://www.livemint.com/loans/union-bank-of-india-personal-loan">Union Bank of India Personal Loan</a> <a href="https://www.livemint.com/loans/yes-bank-personal-loan">Yes Bank Personal Loan</a> <a href="https://www.livemint.com/loans/bank-of-india-personal-loan">Bank of India Personal Loan</a> <a href="https://www.livemint.com/loans/canara-bank-personal-loan">Canara Bank Personal Loan</a> <a href="https://www.livemint.com/loans/kotak-mahindra-bank-personal-loan">Kotak Mahindra Bank Personal Loan</a> <a href="https://www.livemint.com/loans/bandhan-bank-personal-loan">Bandhan Bank Personal Loan</a> <a href="https://www.livemint.com/loans/federal-bank-personal-loan">Federal Bank Personal Loan</a> <a href="https://www.livemint.com/loans/indian-bank-personal-loan">Indian Bank Personal Loan</a> <a href="https://www.livemint.com/loans/idbi-bank-personal-loan">IDBI Bank Personal Loan</a> <a href="https://www.livemint.com/loans/au-bank-personal-loan">AU Bank Personal Loan</a> </div></div><div class="emiFaqBox faqBox "><div class="container"><div class="faq"><h2>Yes Bank Personal Loan FAQs</h2><button class="accordion ">What are the factors that affect personal loan interest rate?</button><div class="panel" style="max-height:0"><p>There are several parameters which impact personal loan interest rates. These include your credit score, income stability, financial record, loan repayment tenure and amount. Banks even consider market scenarios and the current economic environment when determining potential rates for personal loans.</p></div><button class="accordion ">What is the minimum salary required for a personal loan?</button><div class="panel" style="max-height:0"><p>The minimum salary required to be eligible for a personal loan is ₹25,000 per month.</p></div><button class="accordion ">What are the minimum and maximum repayment tenures?</button><div class="panel" style="max-height:0"><p>The loan tenure ranges anywhere from one to six years offering flexibility to borrowers. Flexibility in tenure enables you to select a favourable time frame based on cash inflow, interest rate and repayment capacity.</p></div><button class="accordion ">How can one apply for a personal loan from Yes Bank?</button><div class="panel" style="max-height:0"><p>In order to apply for a personal loan from YES Bank, one has to visit Yes Bank’s official website or branch. Then you can fill out the form and details and submit the required documents. Alternatively, one can also get in touch with the customer support system for help.</p></div></div></div></div></div><div class="jsx-e26b71af3210d052 emiCalcRhs"><div class="RhsPersonalFinanceCss_container__kgkPk"><div class="CheckCreditBannerCss_bannerCont__PIg68"><div class="CheckCreditBannerCss_innerCont__WEKNx"><div class="CheckCreditBannerCss_leftCont__NBAwT">Know your CIBIL Score for free</div><div class="CheckCreditBannerCss_rightCont__oX6LQ"><div class="lazy-loaded"></div></div></div><div class="CheckCreditBannerCss_buttonCont__2dgXg"><button data-google-interstitial="false" class="CheckCreditBannerCss_button__zwXRf">Check Now</button></div></div><div><div class="LoanOffersCss_cont___wuqu"><div class="LoanOffersCss_title__Yon6R">Get Instant Loan at Low Interest Rates</div><div class="LoanOffersCss_cardCont__cKxjs"><div class="LoanOffersCardCss_card__y5Zgo"><div class="LoanOffersCardCss_headContent__KNfEq"><div class="lazy-loaded"></div><div 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class="LoanOffersCardCss_buttonCont__mWaUV"><button class="LoanOffersCardCss_button__WQFin">Instant Apply<span><div class="lazy-loaded"></div></span></button></div></div><div class="LoanOffersCardCss_card__y5Zgo"><div class="LoanOffersCardCss_headContent__KNfEq"><div class="lazy-loaded"></div><div class="LoanOffersCardCss_headText__2uW4N">Axis Bank</div></div><div class="LoanOffersCardCss_headSubSection__Tzcz3"><div class="LoanOffersCardCss_subInfo__uHXEL"><div class="LoanOffersCardCss_headSubTitle__BTPX3">Loan Amount Upto</div><div class="LoanOffersCardCss_headSubText__jb_02">Upto Rs 50 Lacs</div></div><div class="LoanOffersCardCss_subInfo__uHXEL"><div class="LoanOffersCardCss_headSubTitle__BTPX3">Tenure</div><div class="LoanOffersCardCss_headSubText__jb_02">12-84 months</div></div></div><div class="LoanOffersCardCss_headSubSection__Tzcz3"><div class="LoanOffersCardCss_subInfo__uHXEL"><div class="LoanOffersCardCss_headSubTitle__BTPX3">Rate of Interest</div><div 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Devices that support iOS 15.1 or later will remain unaffected and can continue running the app without interruption. Users can ensure their iPhones are running the latest software version by navigating toSettings \u0026gt; General \u0026gt; Software Update.\u003c/p\u003e\u003cp\u003eThe decision exclusively impacts \u003ca class=\"manualbacklink\" target=\"_blank\" href=\"https://www.livemint.com/technology/tech-news/instagram-gets-a-whatsapp-like-location-sharing-feature-heres-how-it-works-meta-11732602280763.html\"\u003eiPhone users\u003c/a\u003e, leaving Android users unaffected. Those using Android devices can continue accessing WhatsApp as usual, without concern about compatibility issues related to this update.\u003c/p\u003e\u003cp\u003eThis update aligns with WhatsApp’s efforts to utilise the advanced technologies and updated APIs available in more recent iOS versions. 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Indian Navy wants to induct the three submarines alongside the Project 75 India programme that strives to enhance the country's indigenous submarine capabilities.\u003c/p\u003e\u003cp\u003eAt the same time, the \u003ca class=\"manualbacklink\" target=\"_blank\" href=\"https://www.livemint.com/news/india/malabar-2024-india-to-host-joint-naval-exercise-of-quad-nations-from-october-8-in-visakhapatnam-11728294848723.html\"\u003eIndian Navy\u003c/a\u003e chief asserted that the maritime force keeps a watch on the Chinese People's Liberation Army Navy (PLA Navy) in the Indian Ocean Region.\u003c/p\u003e"},"image":null,"video":null,"liveBlog":null,"listicle":null,"listicleType":"","listicleArray":null,"listicleBulletType":null,"listicleHeadline":null,"indicesNew":null,"relatedStories":null,"collectionStories":null,"embed":null,"collectionPages":null,"elements":null,"listElement":null,"amazonAds":null,"flipkartAds":null,"cromaAds":null,"containAffiliateEmbed":false,"affiliateEmbedHeadline":true,"headline":"","summary":"","quickReadSummary":"","mobileHeadline":"","mobileAppNotificationHeadline":"","browserNotificationHeadline":"","facebookHeadline":"","subType":"","jsonSourceUrl":"","twitterHeadline":"","urlHeadline":"","leadMedia":null,"timeToRead":null,"linkStoryId":null,"introBody":"","webType":"","related":null,"showRelated":null,"newsletterHeadline":"","newsletterSummary":"","webStorySlide":null,"logoUrl":null,"logoPosition":null,"hasSlideImage":false,"hasSlideVideo":false,"hasLogoImage":false,"creditInfo":null,"altText":null,"metaTitle":null,"metaDescription":null,"keywords":null,"slideAnimation":"","sampleImagesIdList":[],"sampleImages":[],"personalisedSection":null,"personalisedSectionId":null,"paywallElement":false,"faqSectionHeading":null,"faqs":null,"tagline":null,"tabElements":null,"quiz":null,"poll":null,"bgParaColor":{"name":"","code":""},"quoteDesign":"Bold","contentHeading":null,"multipleLeadMediaIds":[],"multipleLeadMediaImages":[],"alsoReadStories":null,"alsoReadStoryIdList":null,"alsoReadStoriesUrl":null,"listCollectionPrimaryPages":null,"storySlug":null,"storyTemplate":null,"steps":null},{"id":11733154736957,"oldUuid":"","domainId":"5aeab8eefc36f218b0e0866b","mgOldUuid":null,"sourceBody":null,"title":"","articleType":"element","createdBy":"Fareha 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tensions prompt US Navy race to reload missiles at sea"},"alsoReadStoryIdList":[11733126435075],"alsoReadStoriesUrl":{"11733126435075":"/politics/china-tensions-prompt-us-navy-race-to-reload-missiles-at-sea-11733126435075.html"},"listCollectionPrimaryPages":null,"storySlug":null,"storyTemplate":null,"steps":null},{"id":11733152884302,"oldUuid":"","domainId":"5aeab8eefc36f218b0e0866b","mgOldUuid":null,"sourceBody":null,"title":"","articleType":"element","createdBy":"Fareha Naaz","createdDate":"2024-12-02T15:21:23+0000","lastModifiedBy":"210831","lastModifiedDate":"2024-12-02T16:43:54+0000","lastPublishedBy":"Arun 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are keeping a close watch on the extra-regional forces operating in the Indian sea including the PLA Navy, the warships and even their research vessels and know what they are doing and where they are,\" Admiral Tripathi added, noting that the launch of the nuclear-capable missile from the INS Arighaat was successful.\u003c/p\u003e\u003cp\u003eNotably, the Indian government approved the construction of two indigenously designed \u003ca class=\"manualbacklink\" target=\"_blank\" href=\"https://www.livemint.com/news/india/indian-army-resumes-patrolling-in-demchok-amid-india-china-tensions-depsang-operations-to-begin-soon-11730449499600.html\"\u003enuclear attack\u003c/a\u003e submarines with plans to build the first one by 2036-37 and the second one in about two years from then. \u003ci\u003ePTI\u003c/i\u003e reported. 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However, companies can only seek the subsidy amount from the government if they comply with the scheme's localization norms.\u0026nbsp;\u003c/p\u003e\u003cp\u003e\u003cstrong\u003eAlso read | \u0026nbsp;\u0026nbsp;\u003c/strong\u003e\u003ca class=\"manualbacklink\" target=\"_blank\" href=\"https://www.livemint.com/market/mark-to-market/mm-share-price-be-6e-xev-9e-xuv-400-electric-vehicles-ev-chargers-charging-infrastructure-tata-motors-jsw-11732783493939.html\"\u003e\u003cstrong\u003eCan M\u0026amp;M’s new electric vehicles help it overcome industry hurdles?\u003c/strong\u003e\u003c/a\u003e\u003c/p\u003e\u003cp\u003eAll three companies were found to violate the phased manufacturing programme (PMP) guidelines under FAME 2 to avail subsidies worth \u003cspan class='webrupee'\u003e₹\u003c/span\u003e297 crore cumulatively, the corporate affairs ministry said.\u0026nbsp;\u003c/p\u003e\u003cp\u003eThe three companies manufacture two-wheeler electric vehicles.\u003c/p\u003e\u003ch2\u003eGuidelines for import\u003c/h2\u003e\u003cp\u003ePMP guidelines, which mandate the localization norms for EV makers, list the auto components that may be imported, and the timeline of how these imports will be phased out.\u003c/p\u003e\u003cp\u003eThe ministry said SFIO investigations revealed that several restricted parts under the PMP guidelines were either directly or indirectly imported from China.\u003c/p\u003e\u003cp\u003eEmailed queries to Navin Munjal, managing director of Hero Electric, as well as to Okinawa Autotech did not elicit an immediate response. Benling India could not be reached for comment.\u003c/p\u003e\u003cp\u003eThis development follows a two-year-long action by the ministry of heavy industries against these companies. In 2022, MHI started taking action against EV makers who were allegedly flouting PMP norms, and demanded a refund of the subsidies they had received.\u003c/p\u003e\u003ch2\u003eAlso read | \u0026nbsp;\u003ca class=\"manualbacklink\" target=\"_blank\" href=\"https://www.livemint.com/auto-news/e-vehicle-manufacturers-asked-to-indigenise-components-to-avail-fame-2-incentive-1557122397771.html\"\u003eE-vehicle manufacturers asked to indigenise components to avail FAME 2 incentive\u003c/a\u003e\u003c/h2\u003e\u003cp\u003eThe ministry investigated 13 companies, and fined six of them, including Hero Electric, Okinawa Autotech, Ampere Vehicles, Benling India, AMO Mobility and Lohia Auto.\u003c/p\u003e\u003cp\u003eAmong these six automakers, AMO Mobility, Greaves Electric Mobility and Revolt returned the subsidies with interest within a few months.\u0026nbsp;\u003c/p\u003e\u003cp\u003eHowever, Hero Electric, Okinawa, and Benling did not refund the subsidy amounts.\u003c/p\u003e\u003cp\u003eIn October this year, Hero Electric attempted to settle the dues with MHI, which was considering the company's request, according to a report by the Economic Times citing government sources.\u003c/p\u003e\u003ch2\u003eThird subsidy scheme\u003c/h2\u003e\u003cp\u003eThe second iteration of FAME, which stands for the Faster Adoption and Manufacturing of Electric (and Hybrid) vehicles, was in operation from 2019 to 2024. The government continued the scheme through the Electric Mobility Promotion Scheme (EMPS) till October this year.\u003c/p\u003e\u003cp\u003eIn October, MHI launched the PM E-drive scheme, subsuming the EMPS. This became the third Central government subsidy scheme to promote EV adoption.\u003c/p\u003e\u003ch2\u003eAlso read | \u0026nbsp;\u003ca class=\"manualbacklink\" target=\"_blank\" href=\"https://www.livemint.com/auto-news/how-fame-2-scheme-aims-to-promote-the-use-of-electric-vehicles-in-india-1552352972259.html\"\u003eHow FAME 2 scheme aims to promote the use of electric vehicles in India\u003c/a\u003e\u003c/h2\u003e\u003cp\u003ePMP guidelines for the PM E-drive scheme have not been announced by MHI yet. Mint earlier reported that senior MHI officials had said the new PMP would have tweaks, compared to past localization programmes.\u003c/p\u003e\u003cp\u003eThe SFIO, established in 2015, works under the ministry of corporate affairs to uncover white collar crimes and fraud. 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Attorney Melinda Katz stated, “This defendant maliciously ended the lives of two people by setting a fire that trapped a man and woman in a raging inferno. The victims tragically died from smoke inhalation and thermal injuries,” reported \u003ci\u003eDaily News\u003c/i\u003e.\u003c/p\u003e\u003cp\u003eWhile \u003ca class=\"manualbacklink\" target=\"_blank\" href=\"https://www.livemint.com/web-stories/5-ranbir-kapoor-birthday-special-films-to-watch-11727495948496.html\"\u003eNargis Fakhri \u003c/a\u003eis yet to react to the news, the actress' mother defended Aliya and said, \"I don’t think she would be killing someone. She was a person who was caring for everybody. She tried to help everybody,\" stated multiple 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Edward Jacobs' mother revealed that he and Aliya had parted ways a year ago, but she continued to pursue him, according to \u003ci\u003eThe Post\u003c/i\u003e. The report also quoted Jacob's mother stating that her son and Etienne “were not lovers, but friends.”\u003c/p\u003e\u003ch2\u003eWhy did Aliya kill her ex-boyfriend?\u003c/h2\u003e\u003cp\u003eAccording to multiple reports, a witness from the \u003ca class=\"manualbacklink\" target=\"_blank\" href=\"https://www.livemint.com/news/india/operation-kawach-delhi-police-cracks-down-on-drug-traffickers-raids-907-locations-700-arrested-11731592669506.html\"\u003ecrime\u003c/a\u003e scene said they tried to save Anastasia, but she went inside the burning house to save Edward Jacobs. 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had to jump over it to escape. Star jumped over with me, but then she went back in to save [Jacobs]. It was an abusive relationship. She had told everyone before that she was going to burn his house down, that she was going to kill him. 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Officials said Dipika Patel — the president of BJP women's wing in ward 30 of Surat city — was found hanging from the ceiling fan of her bedroom at around 2:00 pm.\u003c/p\u003e\u003cp\u003e“No suicide note was found from the spot. Before taking the extreme step, she had called ward 30 corporator Chirag Solanki — whom she considered as a brother. Patel told Solanki she was in stress and wanted to end her life,” Deputy Commissioner of Police Vijaysinh Gurjar told reporters.\u003c/p\u003e\u003cp\u003eOfficials noted that the family did not suspect anyone of abetting the suicide or any particular reason that could have instigated the decision. An investigation into the matter remains underway and authorities are hoping to glean additional information through a forensic analysis of her phone.\u003c/p\u003e\u003cp\u003e“The family members she was a very strong woman and the family's main decision-maker. They have assured us of cooperation and want to know the truth.” Gurjar told NDTV.\u003c/p\u003e\u003cp\u003eSolanki had rushed to her home upon receiving the call but found himself unable to enter her room despite repeated knocks. He had eventually broken open the door of her bedroom and found her hanging. Her three teenage children had been at home in another room.\u0026nbsp;\u003c/p\u003e\u003cp\u003eSenior police officials said that the BJP corporator had called a doctor and rushed the victim to the hospital along with her family. She was declared dead upon arrival at the new civil hospital. 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You can look at our past performance and try to do your algorithms and numbers. We are usually shy about making claims and then trying to chase those numbers. But yes, our past performance, if it is a barometer, you would see us growing and definitely taking a fair share of the market. The market is looking extremely strong, so you can expect us to definitely participate and take a fair share from that market,\" he said.\u003c/p\u003e\u003cp\u003eIn August 2017, Ruias-owned Essar Group sold Essar Oil, its refining and fuel retailing business, to Russian oil giant Rosneft and an investment consortium led by global commodity trading firm Trafigura and UCP Investment Group for \u003cspan class='webrupee'\u003e₹\u003c/span\u003e86,000 crore. Essar Oil was rebranded as Nayara Energy following its takeover.\u003c/p\u003e\u003ch2\u003eAlso Read: \u003ca class=\"manualbacklink\" target=\"_blank\" href=\"https://www.livemint.com/auto-news/windfall-tax-crude-sales-petroleum-product-exports-11733137420237.html\"\u003eGovt scraps windfall tax on local crude sales, petroleum product exports\u003c/a\u003e\u003c/h2\u003e\u003ch2\u003e\u003cstrong\u003eExpansion spree\u003c/strong\u003e\u003c/h2\u003e\u003cp\u003eTaneja said that the company would look at expansion through addition of new retail outlets and also boost its business through existing customers with improved services with the use of technology and the evolution of new business models like 'deliver to home'.\u003c/p\u003e\u003cp\u003e\"We are going to pivot our business on two levers. One is, of course, continue expanding the network so that we make this particular product more accessible, because convenience and accessibility are going to be the mainstay. So, we are going to be doing that. Having said that, it is not only rural. It's (retail network) also going to grow in India with new highways as they come along because of a lot of investment in infrastructure. The second pivot is going to be around the existing customers. We do see millions of transactions happening, upwards of 150 million transactions every month (at Nayara fuel outlets). And those transactions are important for us. These transactions will grow. And for us, it's going to be how we are going to use the technology to bring in that delight with the customer,\" he said.\u003c/p\u003e\u003ch2\u003eAlso Read: \u003ca class=\"manualbacklink\" target=\"_blank\" href=\"https://www.livemint.com/industry/manufacturing/centre-considers-fiscal-support-worth-rs-9-000-cr-for-battery-components-11733039111765.html\"\u003eBattery parts may get a \u003cspan class='webrupee'\u003e₹\u003c/span\u003e9,000 crore push\u003c/a\u003e\u003c/h2\u003e\u003cp\u003eOn when the company wants to come up with new business models including home delivery of fuels, he said that developments are expected going ahead on this front. He also noted that the company is carrying out pilots for several services including those for vehicles and tyres, lubricants, food and conveniences for its customers and added that they are largely in the exploratory phase currently.\u003c/p\u003e\u003cp\u003eRegarding the expansion of its CNG business, Taneja said that the business is still small and CNG is sold at just a few outlets along with petrol and diesel. The company would explore if it could co-locate CNG and petrol refilling stations.\u003c/p\u003e\u003cp\u003e\"There would be alternative energy, battery charging, etc, which will come in, some part of CNG will keep coming in..There is going to be definitely some more development. While right now, the percentage contribution of other revenue streams (like CNG, battery) is not even 0.1% for the industry, I think that this is a market which we should closely look at. This (alternative energy) will grow. So we'll explore...Our experience has been that if you co-locate CNG and petrol, then there is a conflict in customer profile, and one rubs off adversely on the other...,\" Taneja said.\u003c/p\u003e\u003ch2\u003eAlso Read: \u003ca class=\"manualbacklink\" target=\"_blank\" href=\"https://www.livemint.com/industry/agriculture/pm-asks-farmers-to-eye-global-markets-via-natural-farming-11657460335014.html\"\u003ePM asks farmers to eye global markets via natural farming\u003c/a\u003e\u003c/h2\u003e\u003cp\u003eOn Nayara Energy's plans to set up two new ethanol plants in the country, he said that that the company has already purchased two parcels of land in Madhya Pradesh and Andhra Pradesh. Nayara has already announced to set up the plants with a cumulative investment of \u003cspan class='webrupee'\u003e₹\u003c/span\u003e600 crore. This is in line with the government's plans to achieve 25% ethanol blending in petrol by 2025. 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Pervez Taufiq alleged that the foul-mouthed woman “harassed” his son who was seated next to her on the plane. Her assault and racist rants continued as her body language grew aggressive, all of which was filmed by 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his anger and disbelief, Taufiq shared the video on his Instagram handle and wrote, “I’m thankful United @united got her off the bus ultimately and a few fellow passengers stood up for us. Blown away these types of people still exist. As photographers we have seen a lot of, but this is one we could have done without.” Disturbing video footage of the scene has gone \u003ca class=\"manualbacklink\" target=\"_blank\" href=\"https://www.livemint.com/industry/blockbuster-november-the-best-month-ever-in-the-history-of-domestic-aviation-in-india-11732950251363.html\"\u003eviral\u003c/a\u003e on social media, amassing 26.6 lakh views and over 15 thousand likes.\u003c/p\u003e\u003cp\u003eHowever, when security was called in to bring the matter under control, the woman claimed that she was the victim and defended her behaviour.\u003c/p\u003e"},"image":null,"video":null,"liveBlog":null,"listicle":null,"listicleType":"","listicleArray":null,"listicleBulletType":null,"listicleHeadline":null,"indicesNew":null,"relatedStories":null,"collectionStories":null,"embed":null,"collectionPages":null,"elements":null,"listElement":null,"amazonAds":null,"flipkartAds":null,"cromaAds":null,"containAffiliateEmbed":false,"affiliateEmbedHeadline":true,"headline":"","summary":"","quickReadSummary":"","mobileHeadline":"","mobileAppNotificationHeadline":"","browserNotificationHeadline":"","facebookHeadline":"","subType":"","jsonSourceUrl":"","twitterHeadline":"","urlHeadline":"","leadMedia":null,"timeToRead":null,"linkStoryId":null,"introBody":"","webType":"","related":null,"showRelated":null,"newsletterHeadline":"","newsletterSummary":"","webStorySlide":null,"logoUrl":null,"logoPosition":null,"hasSlideImage":false,"hasSlideVideo":false,"hasLogoImage":false,"creditInfo":null,"altText":null,"metaTitle":null,"metaDescription":null,"keywords":null,"slideAnimation":"","sampleImagesIdList":[],"sampleImages":[],"personalisedSection":null,"personalisedSectionId":null,"paywallElement":false,"faqSectionHeading":null,"faqs":null,"tagline":null,"tabElements":null,"quiz":null,"poll":null,"bgParaColor":{"name":"","code":""},"quoteDesign":"Bold","contentHeading":null,"multipleLeadMediaIds":[],"multipleLeadMediaImages":[],"alsoReadStories":null,"alsoReadStoryIdList":null,"alsoReadStoriesUrl":null,"listCollectionPrimaryPages":null,"storySlug":null,"storyTemplate":null,"steps":null},{"id":11733151874739,"oldUuid":"","domainId":"5aeab8eefc36f218b0e0866b","mgOldUuid":null,"sourceBody":null,"title":"","articleType":"element","createdBy":"Fareha 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social media user commented, “Looks like her lip filler made its way to her brain.” Another user wrote, “And she thought she was about to get help from a black man.” A third user applauded the photographer's patience and stated, “This guy exhibited incredible restraint, I would not have been able to.” A fourth user replied, “What we just watched was MAGA behavior! Trump has made it ok to act like this!”\u003c/p\u003e"},"image":null,"video":null,"liveBlog":null,"listicle":null,"listicleType":"","listicleArray":null,"listicleBulletType":null,"listicleHeadline":null,"indicesNew":null,"relatedStories":null,"collectionStories":null,"embed":null,"collectionPages":null,"elements":null,"listElement":null,"amazonAds":null,"flipkartAds":null,"cromaAds":null,"containAffiliateEmbed":false,"affiliateEmbedHeadline":true,"headline":"","summary":"","quickReadSummary":"","mobileHeadline":"","mobileAppNotificationHeadline":"","browserNotificationHeadline":"","facebookHeadline":"","subType":"","jsonSourceUrl":"","twitterHeadline":"","urlHeadline":"","leadMedia":null,"timeToRead":null,"linkStoryId":null,"introBody":"","webType":"","related":null,"showRelated":null,"newsletterHeadline":"","newsletterSummary":"","webStorySlide":null,"logoUrl":null,"logoPosition":null,"hasSlideImage":false,"hasSlideVideo":false,"hasLogoImage":false,"creditInfo":null,"altText":null,"metaTitle":null,"metaDescription":null,"keywords":null,"slideAnimation":"","sampleImagesIdList":[],"sampleImages":[],"personalisedSection":null,"personalisedSectionId":null,"paywallElement":false,"faqSectionHeading":null,"faqs":null,"tagline":null,"tabElements":null,"quiz":null,"poll":null,"bgParaColor":{"name":"","code":""},"quoteDesign":"Bold","contentHeading":null,"multipleLeadMediaIds":[],"multipleLeadMediaImages":[],"alsoReadStories":null,"alsoReadStoryIdList":null,"alsoReadStoriesUrl":null,"listCollectionPrimaryPages":null,"storySlug":null,"storyTemplate":null,"steps":null}],"amazonAds":null,"flipkartAds":null,"cromaAds":null,"containAffiliateEmbed":false,"affiliateEmbedHeadline":true,"headline":"Indian-American photographer Pervez Taufiq abused on Los Angeles airport bus; airline puts passenger on ‘no-fly list’","summary":"United Airlines placed an unruly passenger on ‘no-fly’ list after she harassed Indian-American photographer Pervez Taufiq and his family on a transfer bus. 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It is also planning to make a beeline for Delhi NCR in FY26. To kickstart the ambitious plan, the group is now in advanced talks with private equity investors.\u003cbr\u003e\u003cbr\u003e“In the next 12 months, we will deploy anywhere between another \u003cspan class='webrupee'\u003e₹\u003c/span\u003e1,500 to \u003cspan class='webrupee'\u003e₹\u003c/span\u003e2,000 crore, for new acquisitions in both residential and commercial spaces,” Abhishek Kapoor, group chief executive and executive director at Puravankara told\u0026nbsp;\u003ci\u003eMint\u0026nbsp;\u003c/i\u003ein an interview\u003ci\u003e.\u003c/i\u003e “We aspire to be a national player. But our focus really in a big way on substantial growth, will be between Bengaluru, Chennai, Hyderabad, Mumbai, Pune, and Delhi.”\u003c/p\u003e\u003cp\u003eAbout 80% of the group’s focus will be on the key large markets, but it will continue to look at opportunities in the other markets like Goa and Kochi, Kapoor said.\u003c/p\u003e\u003cp\u003ePuravankara is accessing multiple routes of investment to fund these acquisitions. Earlier this year, the group’s wholly-owned subsidiary, Provident Housing, raised \u003cspan class='webrupee'\u003e₹\u003c/span\u003e1,150 crore from HDFC Capital Advisors, the real estate private equity arm of HDFC group. The group also received approval from its board to raise up to \u003cspan class='webrupee'\u003e₹\u003c/span\u003e1,000 crore through qualified institutional placement (QIP) mode, according to company filings on BSE. They are now in talks with more private equity players and looking to deploy its internal accruals to fund upcoming projects.\u0026nbsp;\u003c/p\u003e\u003ch2\u003eAlso Read: \u003ca class=\"manualbacklink\" target=\"_blank\" href=\"https://www.livemint.com/industry/nbcc-psu-sarojini-nagar-land-bank-real-estate-mumbai-west-delhi-housing-development-bhel-mahanagar-telephone-nigam-11732519177031.html\"\u003eNBCC plans to acquire sick PSUs, monetise land bank\u003c/a\u003e\u003c/h2\u003e\u003cp\u003e“We are in advanced conversations with multiple private equity partners for our residential commercial platforms,” Kapoor said. “And of course we have internal accruals which we've seen grow to almost \u003cspan class='webrupee'\u003e₹\u003c/span\u003e2,000 crore in the last half year.”\u003c/p\u003e\u003cp\u003eThe group has an alternative investment fund (AIF) which they have already taken to market and deployed and is now returning capital, Kapoor said. “Between all of this, I think we'll be continuing to scale our acquisitions and commensurate with our plan of launches.”\u0026nbsp;\u003c/p\u003e\u003ch2\u003e\u003cstrong\u003ePan-India strategy\u0026nbsp;\u003c/strong\u003e\u003c/h2\u003e\u003cp\u003eAs it expands across India, the group will largely focus on the sub- \u003cspan class='webrupee'\u003e₹\u003c/span\u003e2 crore category of houses. Kapoor explained that this strategy will be applied to most of the country but it will change for markets like Mumbai and Delhi-NCR. As for South India, the company’s strategy and goals are clear—to continue to do 80% of their business in the sub- \u003cspan class='webrupee'\u003e₹\u003c/span\u003e2 crore category.\u0026nbsp;\u0026nbsp;\u003c/p\u003e\u003cp\u003e“There is a very limited quantum of opportunity in Mumbai at sub- \u003cspan class='webrupee'\u003e₹\u003c/span\u003e2 crore category, both on possibility of supply and demand,” he said. “These numbers will be slightly different because now we are actively pursuing opportunities on the redevelopment side in Mumbai. We've already signed three redevelopment projects, and we are working on a few more. So the pipeline is quite robust.”\u003c/p\u003e\u003cp\u003ePuravankara secured redevelopment rights for two housing societies in Mumbai last year, with a gross development value (GDV) of \u003cspan class='webrupee'\u003e₹\u003c/span\u003e1,500 crore. In September, the group acquired rights for another project—Miami Apartments at Breach Candy, entering the uber-luxury south-Mumbai market. The property can command rates as high as \u003cspan class='webrupee'\u003e₹\u003c/span\u003e1,25,000 to \u003cspan class='webrupee'\u003e₹\u003c/span\u003e1,40,000 per sq. ft.\u003c/p\u003e\u003cp\u003eIt also acquired a 12.75-acre land parcel in Thane, with a potential GDV of \u003cspan class='webrupee'\u003e₹\u003c/span\u003e4,000 crore through its wholly-owned subsidiary Purva Oak Pvt. Ltd.\u003c/p\u003e\u003ch2\u003e\u003cstrong\u003eDelhi venture\u003c/strong\u003e\u003c/h2\u003e\u003cp\u003eThe group is looking to enter the Delhi-NCR market next year, and is currently evaluating opportunities there. They are most likely to venture into the Delhi market with the Puravankara brand, which offers luxury and uber luxury projects.\u0026nbsp;\u003c/p\u003e\u003cp\u003e“So the idea is to start with Puravankara. So far, that's what we're working on, but we are getting opportunities for Provident as well, between Gurugram and Delhi,” he said. “Of course, there are some opportunities that have come up in Noida as well. Let us see what we conclude.”\u003c/p\u003e\u003ch2\u003eAlso Read: \u003ca class=\"manualbacklink\" target=\"_blank\" href=\"https://www.livemint.com/companies/news/piramal-unfazed-even-as-trump-return-may-fuel-uncertainty-in-its-biggest-market-11732108863764.html\"\u003ePiramal unfazed even as Trump return may fuel uncertainty in its biggest market\u003c/a\u003e\u003c/h2\u003e\u003cp\u003e“On the demand side, today 35% of the demand across cities is in the mid-segment market ( \u003cspan class='webrupee'\u003e₹\u003c/span\u003e50 lakh to \u003cspan class='webrupee'\u003e₹\u003c/span\u003e2 crore). The issue is, supply has significantly dropped in that space,” said Rahul Purohit, co-founder and chief business officer at Square Yards. “I think no other player is exploring that segment.”\u003c/p\u003e\u003cp\u003ePurohit explained that it's a good idea to foray into this market as the luxury market has become cluttered, due to a bull run over the last two years.\u0026nbsp;\u003c/p\u003e\u003cp\u003e“Legacy players have moved to the luxury segment due to rising cost of construction and price of land. Obviously, the luxury market gives a better margin to a developer because they can charge a premium,” he said. However, there is a shortage of supply in the mid-market segment, he said.\u0026nbsp;\u003c/p\u003e\u003cp\u003ePuravankara's rival, Signature Global, which started with affordable housing projects costing \u003cspan class='webrupee'\u003e₹\u003c/span\u003e15-30 lakh ventured into mid-income housing priced at \u003cspan class='webrupee'\u003e₹\u003c/span\u003e45 lakh and above in 2020. In 2024, it launched its first two premium projects—Deluxe–DXP at Dwarka Expressway, Gurugram and Titanium SPR at Southern Peripheral Road, Gurugram. Both projects, that were priced at \u003cspan class='webrupee'\u003e₹\u003c/span\u003e3.5-5.5 crore saw good sales, \u003ci\u003eMint \u003c/i\u003ereported earlier.\u0026nbsp;\u003cbr\u003e\u003cbr\u003eMacrotech Developers Ltd has also planned to transition away from entry-level housing towards the “upper end of the mid-income and beyond” segment,\u0026nbsp;Abhishek Lodha, MD and CEO of Macrotech, said in the second quarter earnings call. “As a consequence of that, we will be moving from about 85-90% of our sales coming from lower mid-income and entry-level housing to 50%, obviously, over a period of 3 years,” he said.\u0026nbsp;\u003c/p\u003e\u003cp\u003eOthers have a different view. “While they are talking about the 80-20 kind of a division, the revenue from their 20% market can be higher than their 80% market if they focused on luxury and uber luxury in Mumbai and NCR,” said Gulam Zia, executive director at Knight Frank India. “For most of the developers whoever is targeting an above-average growth in the revenue—they cannot afford to miss the Mumbai market and the super luxury projects.”\u003c/p\u003e\u003ch2\u003e\u003cstrong\u003eBurden of acquisitions \u0026nbsp;\u003c/strong\u003e\u003c/h2\u003e\u003cp\u003eWhile the company has a robust strategy, it is currently reporting losses amid acquisitions. The company’s net loss widened by over 50% to \u003cspan class='webrupee'\u003e₹\u003c/span\u003e17.06 crore in Q2FY25, compared with \u003cspan class='webrupee'\u003e₹\u003c/span\u003e11.22 crore loss in the same quarter the previous year. In the first half of the year, the company suffered a total net loss of \u003cspan class='webrupee'\u003e₹\u003c/span\u003e5 crore, according to company filings. On the upside, its revenue grew by 36% year-on-year to \u003cspan class='webrupee'\u003e₹\u003c/span\u003e520 crore.\u003c/p\u003e\u003ch2\u003eAlso Read: \u003ca class=\"manualbacklink\" target=\"_blank\" href=\"https://www.livemint.com/companies/adani-real-estate-airports-mumbai-bkc-jio-world-icc-hong-kong-convention-victoria-harbour-corporates-shareholders-11732012596447.html\"\u003eAdani to Invest $2 billion to set up International Convention Centre, takes on Jio World\u003c/a\u003e\u003c/h2\u003e\u003cp\u003eIn the last six months, the group has already invested around \u003cspan class='webrupee'\u003e₹\u003c/span\u003e945 crore in land, with a potential gross development value of \u003cspan class='webrupee'\u003e₹\u003c/span\u003e9,700 crore from 5.8 million square feet of new acquisitions.\u003c/p\u003e\u003cp\u003ePuravankara currently has 28 ongoing projects. The group has three brands on the residential side: Puravankara, offering luxury and uber luxury, Provident, with mid-and-mass offerings and Purva land, which looks at plotted development. The group has also forayed into commercial real estate, which comprises 10% of their business, with over three million square feet currently approved and in different stages of construction.\u0026nbsp;\u003c/p\u003e\u003cp\u003eKapoor said that the group has gone through a transformation in the last decade, due to consolidation in the industry.\u003c/p\u003e\u003cp\u003e“I think the industry consolidated quite severely during that period, and that has given an opportunity also for brands like Puravankara to be part of that consolidation process and take more and more market shares,” he 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Gemological Institute IPO Details\u003c/h2\u003e\u003cp\u003eThe International Gemological Institute (India) Limited is Blackstone-owned and the largest certification and accreditation provider for natural diamonds, laboratory-grown \u003ca class=\"manualbacklink\" target=\"_blank\" href=\"https://www.livemint.com/market/stock-market-news/labgrown-diamonds-natural-diamonds-goldiam-trent-zudio-tata-sons-11730781602737.html\"\u003ediamonds\u003c/a\u003e, studded jewellery, and coloured stones.\u003c/p\u003e\u003cp\u003eThe company plans to raise nearly \u003cspan class='webrupee'\u003e₹\u003c/span\u003e4,000 crore from the public markets to fund its acquisition goals and general corporate purposes.\u003c/p\u003e\u003cp\u003e“Our Company proposes to utilize a portion of the net proceeds towards acquiring 100 per cent of the share capital of IGI Belgium Group and IGI Netherlands Group from our promoter. Following the completion of the proposed \u003ca class=\"manualbacklink\" target=\"_blank\" href=\"https://www.livemint.com/companies/news/aster-dm-healthcare-plans-to-double-bed-capacity-to-10-000-through-acquisitions-organic-growth-ceo-11713183399652.html\"\u003eacquisitions\u003c/a\u003e, our company will become the 100% shareholder of IGI Belgium and IGI Netherlands, and will be responsible for operation of the IGI business globally,” said the company in its DRHP filing.\u003c/p\u003e\u003cp\u003eThe IPO, through a book-built issue, is offering a mix of fresh issues worth up to \u003cspan class='webrupee'\u003e₹\u003c/span\u003e1,250 crore and an offer-for-sale (OFS) component of up to \u003cspan class='webrupee'\u003e₹\u003c/span\u003e2,750 crore by BCP Asia II TopCo Pte. Ltd, the promoter of the \u003ca class=\"manualbacklink\" target=\"_blank\" href=\"https://www.livemint.com/companies/news/the-fall-and-rise-of-fine-jewellery-startup-bluestone-11732615148736.html\"\u003ejewellery\u003c/a\u003e certifier.\u003c/p\u003e\u003cp\u003eThe company disclosed that not more than 75 per cent of the public issue will be allocated to Qualified Institutional Buyers (QIBs), not more than 15 per cent will be allocated to Non-Institutional Investors (NIIs), and 10 per cent will be available for retail investors, according to the draft papers.\u003c/p\u003e\u003cp\u003eAxis Capital Limited, Kotak Mahindra Capital Company Limited, Morgan Stanley India Company Private Limited, and SBI Capital Markets Limited are the book-runners of the public issue. 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The company's assets are managed by or franchised through \u003ca class=\"manualbacklink\" target=\"_blank\" href=\"https://www.livemint.com/news/india/global-south-not-responsible-for-environmental-damage-piyush-goyal-11733138508077.html\"\u003eglobal\u003c/a\u003e brands such as Marriott, Hilton, Minor, and Atmosphere.\u003c/p\u003e\u003cp\u003eThe Ventive Hospitality IPO through a book-built issue involves a fresh equity issue of up to \u003cspan class='webrupee'\u003e₹\u003c/span\u003e2,000 crore, with a face value of Re 1 per share.\u003c/p\u003e\u003cp\u003eAs of March 2024, the portfolio consists of 11 operational hospitality assets in India and the \u003ca class=\"manualbacklink\" target=\"_blank\" href=\"https://www.livemint.com/industry/bangladesh-textiles-garments-export-india-maldives-cargo-trade-11730444945346.html\"\u003eMaldives\u003c/a\u003e, with a total of 2,036 rooms across luxury, upper-upscale, and upscale segments.\u003c/p\u003e\u003cp\u003eJM Financial, Axis 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India IPO Details\u003c/h2\u003e\u003cp\u003eCarraro India is a manufacturer of axles and transmission systems for \u003ca class=\"manualbacklink\" target=\"_blank\" href=\"https://www.livemint.com/money/ask-mint-money/explained-how-can-i-save-tax-on-the-sale-of-urban-agricultural-land-11725090544556.html\"\u003eagricultural\u003c/a\u003e tractors and construction vehicles.\u003c/p\u003e\u003cp\u003eThe company aims to raise \u003cspan class='webrupee'\u003e₹\u003c/span\u003e1,811.65 crore through an entire offer-for-sale (OFS) by the company's promoter, Carraro International S E, a holding entity under the Carraro S.p.A. group.\u003c/p\u003e\u003cp\u003eThe Italy-based Carraro S.p.A. is the parent company of the Carraro Group, which specializes in manufacturing transmission systems like axles, transmissions, and drives. These are used in agricultural and construction equipment for off-highway vehicles.\u003c/p\u003e\u003cp\u003eCarraro India operates out of two \u003ca class=\"manualbacklink\" target=\"_blank\" href=\"https://www.livemint.com/economy/india-manufacturing-pmi-hsbc-india-pmi-gdp-businesses-orders-price-pressure-input-cost-demand-outlook-11733123188751.html\"\u003emanufacturing\u003c/a\u003e plants in Pune, and the company has supplied products to 38 manufacturers across India in the financial year 2024, with 64.82 per cent of its revenue coming from domestic sales.\u003c/p\u003e\u003cp\u003eAxis Capital Limited, BNP Paribas and Nuvama are the book-running lead managers for the public offer, while Link Intime India Pvt. Ltd. is the registrar of the 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Bioenergy IPO Details\u003c/h2\u003e\u003cp\u003eBengaluru-based TruAlt Bioenergy is a prominent biofuel producer in India. The company is offering a fresh issue of \u003cspan class='webrupee'\u003e₹\u003c/span\u003e750 crore and an offer-for-sale (OFS) of up to 36 lakh equity shares, with a face value of \u003cspan class='webrupee'\u003e₹\u003c/span\u003e10 per share.\u003c/p\u003e\u003cp\u003eThe company will use \u003cspan class='webrupee'\u003e₹\u003c/span\u003e172.68 crore raised from the public offer to finance capital expenses for establishing multi-feed stock operations. This will enable the utilisation of grains as extra raw material in the ethanol plant at TBL Unit 4, which has a capacity of 300 kilolitres (KLPD). Additionally, \u003cspan class='webrupee'\u003e₹\u003c/span\u003e425 crore will be used to cater to the working capital needs and for general corporate purposes.\u003c/p\u003e\u003cp\u003eThe company is currently acknowledged as the biggest \u003ca class=\"manualbacklink\" target=\"_blank\" href=\"https://www.livemint.com/news/world/south-dakota-is-set-to-pull-pipeline-law-in-blow-for-us-ethanol-11730918828416.html\"\u003eethanol\u003c/a\u003e producer in India based on its installed capacity, boasting a daily production capability of 1,400 KLPD as of March 31, 2024.\u003c/p\u003e\u003cp\u003eDAM Capital Advisors Limited and SBI Capital Markets Limited are the book-runners for the public issue, while Bigshare Services Private Limited is serving as the registrar for the 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Coworking Spaces files DRHP with SEBI to raise funds via IPO"},"alsoReadStoryIdList":[11723801362905],"alsoReadStoriesUrl":{"11723801362905":"/market/ipo/smartworks-coworking-spaces-files-drhp-with-sebi-to-raise-funds-via-ipo-check-details-11723801362905.html"},"listCollectionPrimaryPages":null,"storySlug":null,"storyTemplate":null,"steps":null},{"id":11733154739721,"oldUuid":"","domainId":"5aeab8eefc36f218b0e0866b","mgOldUuid":null,"sourceBody":null,"title":"","articleType":"element","createdBy":"Anubhav Mukherjee","createdDate":"2024-12-02T15:52:19+0000","lastModifiedBy":" 211368","lastModifiedDate":"2024-12-02T16:03:34+0000","lastPublishedBy":"Anubhav 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Coworking Spaces IPO Details\u003c/h2\u003e\u003cp\u003eSmartworks Coworking Spaces Limited is a prominent platform offering managed campuses and office experiences. The company specialises in taking over big, empty shell properties in desirable locations and turning them into fully furnished, technologically advanced campuses with all the luxuries of today's \u003ca class=\"manualbacklink\" target=\"_blank\" href=\"https://www.livemint.com/news/us-news/us-universities-urge-international-students-to-come-back-before-donald-trump-s-inauguration-11732899457605.html\"\u003euniversities\u003c/a\u003e.\u003c/p\u003e\u003cp\u003eThe IPO consists of an offer for sale (OFS) component from 67.59 lakh shares and a new issue of equity shares valued at \u003cspan class='webrupee'\u003e₹\u003c/span\u003e550 crore.\u003c/p\u003e\u003cp\u003eThe money raised from the fresh issue, totalling \u003cspan class='webrupee'\u003e₹\u003c/span\u003e282.30 crore, will be used for security deposits and capital expenditures associated with the fit-out of new centres. Another \u003cspan class='webrupee'\u003e₹\u003c/span\u003e140 crore will be set aside for loan repayment, and the remaining funds will be used for general corporate purposes.\u003c/p\u003e\u003cp\u003eJM Financial Ltd, BOB Capital Markets Ltd, IIFL Securities Ltd, and Kotak Mahindra Capital Company Ltd are the book-running managed for the public issue.\u0026nbsp;\u003c/p\u003e"},"image":null,"video":null,"liveBlog":null,"listicle":null,"listicleType":"","listicleArray":null,"listicleBulletType":null,"listicleHeadline":null,"indicesNew":null,"relatedStories":null,"collectionStories":null,"embed":null,"collectionPages":null,"elements":null,"listElement":null,"amazonAds":null,"flipkartAds":null,"cromaAds":null,"containAffiliateEmbed":false,"affiliateEmbedHeadline":true,"headline":"","summary":"","quickReadSummary":"","mobileHeadline":"","mobileAppNotificationHeadline":"","browserNotificationHeadline":"","facebookHeadline":"","subType":"","jsonSourceUrl":"","twitterHeadline":"","urlHeadline":"","leadMedia":null,"timeToRead":null,"linkStoryId":null,"introBody":"","webType":"","related":null,"showRelated":null,"newsletterHeadline":"","newsletterSummary":"","webStorySlide":null,"logoUrl":null,"logoPosition":null,"hasSlideImage":false,"hasSlideVideo":false,"hasLogoImage":false,"creditInfo":null,"altText":null,"metaTitle":null,"metaDescription":null,"keywords":null,"slideAnimation":"","sampleImagesIdList":[],"sampleImages":[],"personalisedSection":null,"personalisedSectionId":null,"paywallElement":false,"faqSectionHeading":null,"faqs":null,"tagline":null,"tabElements":null,"quiz":null,"poll":null,"bgParaColor":{"name":"","code":""},"quoteDesign":"Bold","contentHeading":null,"multipleLeadMediaIds":[],"multipleLeadMediaImages":[],"alsoReadStories":null,"alsoReadStoryIdList":null,"alsoReadStoriesUrl":null,"listCollectionPrimaryPages":null,"storySlug":null,"storyTemplate":null,"steps":null},{"id":11733154739210,"oldUuid":"","domainId":"5aeab8eefc36f218b0e0866b","mgOldUuid":null,"sourceBody":null,"title":"","articleType":"element","createdBy":"Anubhav 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Express IPO Details\u003c/h2\u003e\u003cp\u003eWarburg Pincus-backed Ecom Express Limited is a B2C e-commerce logistics solutions provider. The company runs a pan-Indian express logistics network that handles reverse \u003ca class=\"manualbacklink\" target=\"_blank\" href=\"https://www.livemint.com/companies/ecom-express-ipo-delhivery-meesho-flipkart-blue-dart-delivery-e-commerce-logistics-xpressbees-shadowfax-11729775612075.html\"\u003elogistics\u003c/a\u003e (returns), fulfilment services (warehousing), first-mile pickup, mid-mile transportation, and last-mile delivery.\u003c/p\u003e\u003cp\u003eThe company, through a book-built issue, is offering a fresh issue of equity shares up to \u003cspan class='webrupee'\u003e₹\u003c/span\u003e1,284.5 crore and an offer for sale (OFS) aggregating up to \u003cspan class='webrupee'\u003e₹\u003c/span\u003e1315.5 crore. Ecom Express aims to raise a total of \u003cspan class='webrupee'\u003e₹\u003c/span\u003e2,600 crore from the Indian stock markets.\u003c/p\u003e\u003cp\u003eAxis Capital Ltd, IIFL Securities Ltd, Kotak Mahindra Capital Company Ltd, and UBS Securities India Private Ltd. are the book-running lead managers for the public issue.\u003c/p\u003e\u003cp\u003e\u003ci\u003e\u003cstrong\u003eDisclaimer: \u003c/strong\u003eThe views and recommendations above are those of individual analysts, experts and broking companies, not of Mint. We advise investors to check with certified experts before making any investment decision.\u003c/i\u003e\u003c/p\u003e"},"image":null,"video":null,"liveBlog":null,"listicle":null,"listicleType":"","listicleArray":null,"listicleBulletType":null,"listicleHeadline":null,"indicesNew":null,"relatedStories":null,"collectionStories":null,"embed":null,"collectionPages":null,"elements":null,"listElement":null,"amazonAds":null,"flipkartAds":null,"cromaAds":null,"containAffiliateEmbed":false,"affiliateEmbedHeadline":true,"headline":"","summary":"","quickReadSummary":"","mobileHeadline":"","mobileAppNotificationHeadline":"","browserNotificationHeadline":"","facebookHeadline":"","subType":"","jsonSourceUrl":"","twitterHeadline":"","urlHeadline":"","leadMedia":null,"timeToRead":null,"linkStoryId":null,"introBody":"","webType":"","related":null,"showRelated":null,"newsletterHeadline":"","newsletterSummary":"","webStorySlide":null,"logoUrl":null,"logoPosition":null,"hasSlideImage":false,"hasSlideVideo":false,"hasLogoImage":false,"creditInfo":null,"altText":null,"metaTitle":null,"metaDescription":null,"keywords":null,"slideAnimation":"","sampleImagesIdList":[],"sampleImages":[],"personalisedSection":null,"personalisedSectionId":null,"paywallElement":false,"faqSectionHeading":null,"faqs":null,"tagline":null,"tabElements":null,"quiz":null,"poll":null,"bgParaColor":{"name":"","code":""},"quoteDesign":"Bold","contentHeading":null,"multipleLeadMediaIds":[],"multipleLeadMediaImages":[],"alsoReadStories":null,"alsoReadStoryIdList":null,"alsoReadStoriesUrl":null,"listCollectionPrimaryPages":null,"storySlug":null,"storyTemplate":null,"steps":null}],"amazonAds":null,"flipkartAds":null,"cromaAds":null,"containAffiliateEmbed":false,"affiliateEmbedHeadline":true,"headline":"Upcoming IPOs: Blackstone-owned International Gemological Institute, Ventive Hospitality, and five others get SEBI nod","summary":"Upcoming IPOs: Carraro India Limited, Trualt Bioenergy Limited, and Smartworks Coworking Spaces Limited are among four other companies to receive the final approval for their IPOs.\u0026nbsp;","quickReadSummary":"","mobileHeadline":"Ecom Express, Ventive Hospitality \u0026amp; 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seconds.\u003c/h3\u003e\u003c/li\u003e\n\u003cli\u003e\u003ch3\u003e\u003cstrong\u003eLoan transfer\u003c/strong\u003e: Borrowers are permitted to do easy transfer of high-cost personal loan from other banks.\u003c/h3\u003e\u003c/li\u003e\n\u003cli\u003e\u003ch3\u003e\u003cstrong\u003ePrepayment option\u003c/strong\u003e: They are also entitled to part pre-pay personal loan so long as they have paid 12 EMIs.\u003c/h3\u003e\u003c/li\u003e\n\u003cli\u003e\u003ch3\u003e\u003cstrong\u003eConvenient online application\u003c/strong\u003e: The loan process is quite convenient and one can apply for an instant personal loan through a user-friendly platform.\u003c/h3\u003e\u003c/li\u003e\n\u003cli\u003e\u003ch3\u003e\u003cstrong\u003eCalculator\u003c/strong\u003e: You can choose your loan tenure with a personal loan EMI calculator.\u003c/h3\u003e\u003c/li\u003e\n\u003c/ol\u003e","option":{},"title":"","backgroundColor":"#ffffff","fontColor":"#212121","labelEnabled":false,"label":{"text":"","backgroundColor":"","fontColor":""},"body2":"\u003ch2\u003eYes Bank personal loan characteristics:\u003c/h2\u003e\n\n\u003ch3\u003eThese are some of the key characteristics of taking personal loan from Yes Bank:\u003c/h3\u003e\u003cbr\u003e\n\n\u003col\u003e\n\u003cli\u003e\u003ch3\u003e\u003cstrong\u003eFast approval\u003c/strong\u003e: You can check your loan eligibility in 60 seconds.\u003c/h3\u003e\u003c/li\u003e\n\u003cli\u003e\u003ch3\u003e\u003cstrong\u003eLoan transfer\u003c/strong\u003e: Borrowers are permitted to do easy transfer of high-cost personal loan from other banks.\u003c/h3\u003e\u003c/li\u003e\n\u003cli\u003e\u003ch3\u003e\u003cstrong\u003ePrepayment option\u003c/strong\u003e: They are also entitled to part pre-pay personal loan so long as they have paid 12 EMIs.\u003c/h3\u003e\u003c/li\u003e\n\u003cli\u003e\u003ch3\u003e\u003cstrong\u003eConvenient online application\u003c/strong\u003e: The loan process is quite convenient and one can apply for an instant personal loan through a user-friendly platform.\u003c/h3\u003e\u003c/li\u003e\n\u003cli\u003e\u003ch3\u003e\u003cstrong\u003eCalculator\u003c/strong\u003e: You can choose your loan tenure with a personal loan EMI calculator.\u003c/h3\u003e\u003c/li\u003e\n\u003c/ol\u003e"},"collectionPages":null,"elements":null,"listElement":null,"amazonAds":[],"flipkartAds":null,"cromaAds":null,"containAffiliateEmbed":false,"affiliateEmbedHeadline":true,"headline":"","summary":"","quickReadSummary":"","mobileHeadline":"","mobileAppNotificationHeadline":"","browserNotificationHeadline":"","facebookHeadline":"","subType":"embed","jsonSourceUrl":"","twitterHeadline":"","urlHeadline":"","leadMedia":null,"timeToRead":1,"linkStoryId":null,"introBody":"","webType":"","related":null,"showRelated":true,"newsletterHeadline":"","newsletterSummary":"","webStorySlide":null,"logoUrl":null,"logoPosition":null,"hasSlideImage":false,"hasSlideVideo":false,"hasLogoImage":false,"creditInfo":null,"altText":null,"metaTitle":null,"metaDescription":null,"keywords":null,"slideAnimation":"","sampleImagesIdList":[],"sampleImages":[],"personalisedSection":null,"personalisedSectionId":null,"paywallElement":false,"faqSectionHeading":null,"faqs":null,"tagline":null,"tabElements":null,"quiz":null,"poll":null,"bgParaColor":null,"quoteDesign":null,"contentHeading":null,"multipleLeadMediaIds":[],"multipleLeadMediaImages":[],"alsoReadStories":null,"alsoReadStoryIdList":null,"alsoReadStoriesUrl":null,"listCollectionPrimaryPages":null,"storySlug":null,"storyTemplate":null,"steps":null},{"id":11726315685855,"oldUuid":"","domainId":"5aeab8eefc36f218b0e0866b","mgOldUuid":null,"sourceBody":null,"title":"Yes Bank Personal Loan Interest Rate Fees and Charges","articleType":"element","createdBy":"Digital Support","createdDate":"2024-09-14T12:10:47+0000","lastModifiedBy":"Z230246","lastModifiedDate":"2024-09-14T12:10:47+0000","lastPublishedBy":"Z230246","lastPublishedDate":"2024-09-14T12:10:47+0000","firstPublishedDate":"2024-09-14T12:08:19+0000","metadata":{"url":"","authors":[],"charCount":619,"wordCount":105,"agency":"","status":"PUBLISHED","tags":["table"],"keywords":null,"section":"","column":"","subSection":"","topic":null,"topicUrls":null,"alternateSection":[],"location":[],"markUnimportant":false,"breakingNews":false,"sponsored":false,"editedBy":null,"writtenBy":null,"reportedBy":null,"agencyByLine":null,"bigStory":false,"deleteMode":null,"redirectUrl":"","videoMetadata":null,"dynamicMeta":null,"alternateUrls":null,"externalUrl":"","subSectionL2":"","design":"Design 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charges\u003c/td\u003e\u003ctd\u003eAs per applicable laws of the state\u003c/td\u003e\u003c/tr\u003e\u003ctr\u003e\u003ctd\u003eRepayment mode swap charges\u003c/td\u003e\u003ctd\u003e \u003cspan class='webrupee'\u003e₹\u003c/span\u003e750 per transaction\u003c/td\u003e\u003c/tr\u003e\u003ctr\u003e\u003ctd\u003eLoan cancellation/Re-booking charges\u003c/td\u003e\u003ctd\u003eRs. 1,000\u003c/td\u003e\u003c/tr\u003e\u003ctr\u003e\u003ctd\u003eRepayment/amortisation schedule charges\u003c/td\u003e\u003ctd\u003e \u003cspan class='webrupee'\u003e₹\u003c/span\u003e750 per request (physical mode or via Branch)\u003c/td\u003e\u003c/tr\u003e\u003ctr\u003e\u003ctd\u003eNo objection certificate\u003c/td\u003e\u003ctd\u003eRs. 250 per certificate\u003c/td\u003e\u003c/tr\u003e\u003ctr\u003e\u003ctd\u003eStatement of account\u003c/td\u003e\u003ctd\u003e \u003cspan class='webrupee'\u003e₹\u003c/span\u003e750 per statement\u003c/td\u003e\u003c/tr\u003e\u003ctr\u003e\u003ctd\u003eCIBIL 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required to raise personal loan","articleType":"element","createdBy":"Digital Support","createdDate":"2024-10-05T12:43:08+0000","lastModifiedBy":"Z230246","lastModifiedDate":"2024-10-05T12:43:08+0000","lastPublishedBy":"Z230246","lastPublishedDate":"2024-10-05T12:43:08+0000","firstPublishedDate":"2024-09-14T12:29:04+0000","metadata":{"url":"","authors":[],"charCount":0,"wordCount":0,"agency":"","status":"PUBLISHED","tags":[],"keywords":[],"section":"","column":"","subSection":"","topic":[],"topicUrls":[],"alternateSection":[],"location":[],"markUnimportant":false,"breakingNews":false,"sponsored":false,"editedBy":[],"writtenBy":[],"reportedBy":[],"agencyByLine":[],"bigStory":false,"deleteMode":null,"redirectUrl":"","videoMetadata":null,"dynamicMeta":null,"alternateUrls":null,"externalUrl":"","subSectionL2":"","design":"Design 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photographs.\u003c/h3\u003e\u003c/li\u003e\n\u003c/ol\u003e\n\n\u003ch2\u003eHow to apply for personal loan:\u003c/h2\u003e\n\u003cul\u003e\n \u003cli\u003e\u003ch3\u003eAt the outset, you need to create a suitable repayment plan based on your income and budget using the personal loan EMI calculator.\u003c/h3\u003e\u003c/li\u003e\n \u003cli\u003e\u003ch3\u003eYou can check your eligibility.\u003c/h3\u003e\u003c/li\u003e\n \u003cli\u003e\u003ch3\u003eGet the documents which include application form, identity proof document such as passport, driving license, Aadhaar card, voter ID, an ID proof with the permanent address and income proof.\u003c/h3\u003e\u003c/li\u003e\n \u003cli\u003e\u003ch3\u003eVisit the nearest branch or check online if you have any pre-approved offer available.\u003c/h3\u003e\u003c/li\u003e\n\u003c/ul\u003e\u003cbr\u003e\n\n\n\u003ch3\u003eIn order to calculate personal loan interest rates online, you can use personal loan EMI (Equated Monthly Instalment) calculator. 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Be careful of these 6 key points, personal loan from mobile app","leadMedia":{"id":null,"mediaType":"","elements":[11732699970024],"image":{"images":{"270x480":null,"600x338":"https://www.livemint.com/lm-img/img/2024/11/27/600x338/money_1732699953318_1732699959905.jpg","optimize":"https://www.livemint.com/lm-img/img/2024/11/27/optimize/money_1732699953318_1732699969594.jpg","mediumImage":"https://www.livemint.com/lm-img/img/2024/11/27/250x250/money_1732699953318_1732699959905.jpg","bigImage":"https://www.livemint.com/lm-img/img/2024/11/27/600x338/money_1732699953318_1732699959905.jpg","140x140":"https://www.livemint.com/lm-img/img/2024/11/27/140x140/money_1732699953318_1732699959905.jpg","thumbnailImage":"https://www.livemint.com/lm-img/img/2024/11/27/90x90/money_1732699953318_1732699959905.jpg","900x1600":"https://www.livemint.com/lm-img/img/2024/11/27/original/money_1732699953318.jpg","fullImage":"https://www.livemint.com/lm-img/img/2024/11/27/960x540/money_1732699953318_1732699959905.jpg","248x186":null},"caption":"Personal loan: Total value of frauds in domestic payments in India amounted to \u003cspan class='webrupee'\u003e₹\u003c/span\u003e220 crore in Oct 2022. It has grown to \u003cspan class='webrupee'\u003e₹\u003c/span\u003e411 crore in Oct 2024, almost double of two year ago figure, reveals the RBI data.","name":"","alternateText":"","imageCredit":"","overImage":false,"verticalImage":false,"width":5000,"height":3334,"imageUrl":""},"video":null},"timeToRead":3,"linkStoryId":null,"introBody":"","webType":"","related":[],"showRelated":false,"newsletterHeadline":"Planning to borrow from a personal loan lending app? Make note of 6 key points","newsletterSummary":"Personal loan: When it comes to personal loans, banks and large NBFCs are somewhat reliable, but lending apps have yet to strike a chord with the masses. 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