Bank of America Savings Account Interest Rates (November 2024)

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"Rating", "ratingValue": "7", "bestRating": 10, "worstRating": "1" }, "author": [ { "@type": "Person", "name": "Brandon Renfro, Ph.D.", "url": "https:\/\/www.marketwatch.com\/guides\/authors\/brandon-renfro\/" } ] } }</script> <header class="c-header"> <div class="wrapper"> <button class="mobile-menu-trigger" aria-controls="header-mobile-menu" aria-label="Open Mobile Menu" aria-expanded="false"> <div aria-hidden="true"></div> <div aria-hidden="true"></div> <div aria-hidden="true"></div> </button> <div class="c-picture logo"> <img width="439" height="57" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/marketwatch-guides-header-logo.svg" class="skip-lazy" alt="MarketWatch Guides Logo" decoding="async" /> <a href="https://www.marketwatch.com/guides/" aria-label="Go to Homepage" title="Go to Homepage" class="c-link "> Go to Homepage</a> </div> <nav class="c-header-menu" role="menu"> <div class="menu-item"> <a href="https://www.marketwatch.com/guides/finance/" 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class="megamenu-subcategory-link"> Extended Warranty for Cars Over 100k Miles </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/car-warranty/best-car-warranty/" class="megamenu-subcategory-link"> Best Car Warranty Plans </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/car-warranty/toyota-extended-warranty/" class="megamenu-subcategory-link"> Toyota Extended Warranty </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/car-warranty/honda-extended-warranty/" class="megamenu-subcategory-link"> Honda Extended Warranty </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/car-warranty/ford-extended-warranty/" class="megamenu-subcategory-link"> Ford Extended Warranty </a> </span> </div> </div> <div class="megamenu-subcategory"> <strong class="megamenu-subcategory-title">Reviews of Top Car Warranty Providers</strong> <div class="megamenu-subcategory-links columns-1"> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/car-warranty/carchex-reviews/" class="megamenu-subcategory-link"> Carchex Review </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/car-warranty/protect-my-car-reviews/" class="megamenu-subcategory-link"> Protect My Car Review </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/car-warranty/endurance-warranty-reviews/" class="megamenu-subcategory-link"> Endurance Warranty Review </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/car-warranty/carshield-reviews/" class="megamenu-subcategory-link"> CarShield Review </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/car-warranty/fidelity-car-warranty-review/" class="megamenu-subcategory-link"> Fidelity Car Warranty Review </a> </span> </div> </div> </div> <div id="auto-megamenu-162-subcategories" class="megamenu-subcategories columns-2"> <div class="megamenu-subcategory"> <strong class="megamenu-subcategory-title">Car Shipping Articles</strong> <div class="megamenu-subcategory-links columns-1"> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/car-shipping/cheap-car-shipping/" class="megamenu-subcategory-link"> Cheap Car Shipping </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/car-shipping/what-is-the-cheapest-way-to-ship-a-car/" class="megamenu-subcategory-link"> What Is the Cheapest Way to Ship a Car? </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/car-shipping/car-shipping-companies/" class="megamenu-subcategory-link"> Best Car Shipping Companies </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/car-shipping/international-car-shipping/" class="megamenu-subcategory-link"> International Car Shipping </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/car-shipping/best-motorcycle-shipping-companies/" class="megamenu-subcategory-link"> Best Motorcycle Shipping Companies </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/car-shipping/how-to-ship-a-car-to-another-state/" class="megamenu-subcategory-link"> How to Ship a Car to Another State? </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/car-shipping/car-shipping-to-and-from-california/" class="megamenu-subcategory-link"> Car Shipping To and From California </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/car-shipping/car-shipping-hawaii/" class="megamenu-subcategory-link"> Car Shipping To and From Hawaii </a> </span> </div> </div> <div class="megamenu-subcategory"> <strong class="megamenu-subcategory-title">Reviews of Top Car Shipping Providers</strong> <div class="megamenu-subcategory-links columns-1"> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/car-shipping/sherpa-auto-transport-reviews/" class="megamenu-subcategory-link"> Sherpa Auto Transport Review </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/car-shipping/sgt-auto-transport/" class="megamenu-subcategory-link"> SGT Auto Transport Review </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/car-shipping/montway-auto-transport-reviews/" class="megamenu-subcategory-link"> Montway Auto Transport Review </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/car-shipping/nexus-auto-transport-review/" class="megamenu-subcategory-link"> Nexus Auto Transport Review </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/car-shipping/uship-reviews/" class="megamenu-subcategory-link"> uShip Review </a> </span> </div> </div> <div class="megamenu-subcategory"> <strong class="megamenu-subcategory-title">Helpful Car Shipping Tools</strong> <div class="megamenu-subcategory-links columns-1"> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/car-shipping/car-shipping-calculator/" class="megamenu-subcategory-link"> Car Shipping Calculator </a> </span> </div> </div> </div> <div id="auto-megamenu-160-subcategories" class="megamenu-subcategories columns-2"> <div class="megamenu-subcategory"> <strong class="megamenu-subcategory-title">Car Loan Articles</strong> <div class="megamenu-subcategory-links columns-1"> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/car-loans/best-auto-loan-rates/" class="megamenu-subcategory-link"> Best Auto Loan Rates </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/car-loans/best-auto-refinance-rates/" class="megamenu-subcategory-link"> Best Auto Refinance Rates </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/car-loans/refinance-auto-loan/" class="megamenu-subcategory-link"> Best Auto Refinance Companies </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/car-loans/bad-credit-car-loans/" class="megamenu-subcategory-link"> Bad Credit Car Loans </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/car-loans/good-credit-auto-loans/" class="megamenu-subcategory-link"> Good Credit Car Loans </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/car-loans/how-to-get-out-of-a-car-loan/" class="megamenu-subcategory-link"> How to Get Out of a Car Loan </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/car-loans/auto-loan-interest-rates-by-credit-score/" class="megamenu-subcategory-link"> Auto Loan Interest Rates </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/car-loans/72-month-auto-loan-rates/" class="megamenu-subcategory-link"> Best 72-Month Auto Loan Rates </a> </span> </div> </div> <div class="megamenu-subcategory"> <strong class="megamenu-subcategory-title">Reviews of Top Car Loan Lenders</strong> <div class="megamenu-subcategory-links columns-1"> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/car-loans/lightstream-reviews/" class="megamenu-subcategory-link"> LightStream Auto Loan Review </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/car-loans/auto-credit-express/" class="megamenu-subcategory-link"> Auto Credit Express Review </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/car-loans/myautoloan/" class="megamenu-subcategory-link"> myAutoLoan Review </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/car-loans/auto-approve/" class="megamenu-subcategory-link"> Auto Approve Review </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/car-loans/carsdirect/" class="megamenu-subcategory-link"> CarsDirect Auto Loan Review </a> </span> </div> </div> <div class="megamenu-subcategory"> <strong class="megamenu-subcategory-title">Helpful Car Loan Tools</strong> <div class="megamenu-subcategory-links columns-1"> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/car-loans/car-loan-calculator/" class="megamenu-subcategory-link"> Car Loan Calculator </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/car-loans/car-payoff-calculator/" class="megamenu-subcategory-link"> Car Payoff Calculator </a> </span> </div> </div> </div> <div id="auto-megamenu-164-subcategories" class="megamenu-subcategories columns-2"> <div class="megamenu-subcategory"> <strong class="megamenu-subcategory-title">Buy or Sell Car Articles</strong> <div class="megamenu-subcategory-links columns-1"> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/buy-or-sell-car/best-websites-to-sell-your-car-online/" class="megamenu-subcategory-link"> Best Sites to Sell Your Car </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/buy-or-sell-car/best-used-car-websites/" class="megamenu-subcategory-link"> Best Used Car Websites </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/buy-or-sell-car/best-car-buying-and-selling-apps/" class="megamenu-subcategory-link"> Best Car Buying and Selling Apps </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/buy-or-sell-car/who-gives-the-most-cash-for-junk-cars/" class="megamenu-subcategory-link"> Who Gives the Most Cash for Junk Cars? </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/buy-or-sell-car/best-way-to-sell-a-car/" class="megamenu-subcategory-link"> Best Way to Sell a Car </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/buy-or-sell-car/the-best-place-to-sell-your-car/" class="megamenu-subcategory-link"> Best Place to Sell Your Car </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/buy-or-sell-car/sell-a-damaged-car/" class="megamenu-subcategory-link"> How to Sell a Damaged Car </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/buy-or-sell-car/how-to-sell-a-car-for-parts/" class="megamenu-subcategory-link"> How to Sell a Car for Parts </a> </span> </div> </div> <div class="megamenu-subcategory"> <strong class="megamenu-subcategory-title">Reviews of Top Providers</strong> <div class="megamenu-subcategory-links columns-1"> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/buy-or-sell-car/peddle-reviews/" class="megamenu-subcategory-link"> Peddle Review </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/buy-or-sell-car/carmax-review/" class="megamenu-subcategory-link"> CarMax Review </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/buy-or-sell-car/carvana-reviews/" class="megamenu-subcategory-link"> Carvana Review </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/buy-or-sell-car/wheelzy-review/" class="megamenu-subcategory-link"> Wheelzy Review </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/buy-or-sell-car/carvana-vs-carmax/" class="megamenu-subcategory-link"> Carvana vs. CarMax </a> </span> </div> </div> </div> <div id="auto-megamenu-167-subcategories" class="megamenu-subcategories columns-2"> <div class="megamenu-subcategory"> <strong class="megamenu-subcategory-title">Car Rental Articles</strong> <div class="megamenu-subcategory-links columns-1"> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/rental-car/long-term-car-rental/" class="megamenu-subcategory-link"> Cheapest Monthly Car Rentals </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/rental-car/cheapest-place-to-rent-a-car/" class="megamenu-subcategory-link"> Cheapest Places to Rent a Car </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/rental-car/best-car-rental-company/" class="megamenu-subcategory-link"> Best Rental Car Companies </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/insurance-services/rental-car-insurance/" class="megamenu-subcategory-link"> Rental Car Insurance </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/insurance-services/does-car-insurance-cover-rental-car/" 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href="https://www.marketwatch.com/guides/insurance-services/state-farm-rental-car-insurance/" class="megamenu-subcategory-link"> State Farm Rental Car Insurance </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/insurance-services/geico-rental-car-insurance/" class="megamenu-subcategory-link"> Geico Rental Car Insurance </a> </span> </div> </div> </div> <a href="https://www.marketwatch.com/guides/auto/" class="megamenu-link"> View all auto resources </a> </div> </div> </div> <div class="menu-item"> <a href="https://www.marketwatch.com/guides/business/" class="menu-item-link" data-text="Business" role="menuitem"> Business </a> <div class="megamenu" aria-label="Business Megamenu"> <div class="megamenu-wrapper"> <div class="megamenu-categories"> <a href="https://www.marketwatch.com/guides/business/payroll-services/" class="megamenu-category active" aria-controls="business-megamenu-505-subcategories" aria-expanded="true"> Payroll 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Gusto Review </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/business/adp-run-review/" class="megamenu-subcategory-link"> ADP Run Review </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/business/surepayroll-review/" class="megamenu-subcategory-link"> SurePayroll Review </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/business/paycor-review/" class="megamenu-subcategory-link"> Paycor Review </a> </span> <span class="megamenu-subcategory-link-wrapper"> <a href="https://www.marketwatch.com/guides/business/rippling-review/" class="megamenu-subcategory-link"> Rippling Review </a> </span> </div> </div> </div> <div id="business-megamenu-501-subcategories" class="megamenu-subcategories columns-2"> <div class="megamenu-subcategory"> <strong class="megamenu-subcategory-title">CRM Articles</strong> <div 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Not all companies, products, or offers were reviewed.</p> </div> </div> </div> </div> <a href="mailto:editors@marketwatchguides.com?subject=In response to: Bank of America Savings Account Interest Rates&body=https://www.marketwatch.com/guides/savings/bank-of-america-savings-account-interest-rates/" target="_blank" rel="noopener noreferrer" class="editorial-contact-button"> Contact Us</a> </div> </div> <div class="grid"> <div class="c-article-hero-content text-light"> <h1>Bank of America Savings Account Interest Rates</h1> <span class="last-update"> <b>Last Updated:</b> <span itemprop="dateModified">Nov 1, 2024</span> </span> <div class="text wysiwyg"> Bank of America offers tiered interest rates, <strong>but the highest tops out at 0.04% APY – well under the national average</strong></p> </div> <div class="c-article-hero-conversion light"> <div class="form horizontal" > <div class="ctas-wrapper with-note"> <div class="cta-wrapper"> <a class="c-button style-primary cta full-width centered" rel="nofollow sponsored" target="_blank" href="https://secure.money.com/pr/o9b64807a5b6?s1=savings_bank-of-america-savings-account-interest-rates-mw-hw_{device_type}_brandcta-{segment_id}" data-unique-id="mw-hw" data-segment-action="Link Clicked" > <span class="button-wrapper"> <span> <span class="button-text"> See Rates </span> </span> </span> </a> <div class="cta-note"><p>from our partners at Bank of America</p> </div> </div> </div> </div> </div> </div> <div class="box"> </div> </div> </div> </div> <div class="c-article-overview with-background"> <div class="wrapper"> <div class="bar with-dropdown"> <div class="authors"> <div class="author"> <div class="c-picture author-photo"> <img width="38" height="38" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAJYAAACWAQAAAAAUekxPAAAAAnRSTlMAAHaTzTgAAAAaSURBVEjH7cExAQAAAMKg9U9tDQ+gAACAdwMLuAABXZHjmQAAAABJRU5ErkJggg==" class="attachment-38x38 size-38x38 lazyload ewww_webp_lazy_load" alt="" loading="lazy" decoding="async" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/11/adamfrankel_Headshot-150x150.png" data-eio-rwidth="150" data-eio-rheight="150" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/11/adamfrankel_Headshot-150x150.png.webp" /><noscript><img width="38" height="38" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/11/adamfrankel_Headshot-150x150.png" class="attachment-38x38 size-38x38" alt="" loading="lazy" decoding="async" data-eio="l" /></noscript> </div> <div class="author-info"> <span class="author-prefix">Written by</span> <span class="author-name"> <a href="https://www.marketwatch.com/guides/authors/adam-frankel/" target="_blank" class="author-name"> Adam Frankel </a> <span class="c-author-box"> <span class="author-box-top"> <div class="c-picture author-box-photo"> <img width="65" height="65" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAJYAAACWAQAAAAAUekxPAAAAAnRSTlMAAHaTzTgAAAAaSURBVEjH7cExAQAAAMKg9U9tDQ+gAACAdwMLuAABXZHjmQAAAABJRU5ErkJggg==" class="attachment-65x65 size-65x65 lazyload ewww_webp_lazy_load" alt="" loading="lazy" decoding="async" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/11/adamfrankel_Headshot-150x150.png" data-eio-rwidth="150" data-eio-rheight="150" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/11/adamfrankel_Headshot-150x150.png.webp" /><noscript><img width="65" height="65" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/11/adamfrankel_Headshot-150x150.png" class="attachment-65x65 size-65x65" alt="" loading="lazy" decoding="async" data-eio="l" /></noscript> <a href="https://www.marketwatch.com/guides/authors/adam-frankel/" aria-label="Learn more about Adam Frankel" title="Learn more about Adam Frankel" class="c-link "> Learn more about Adam Frankel</a> </div> <span> <span class="author-box-prefix">Written by</span> <a class="author-box-name" href="https://www.marketwatch.com/guides/authors/adam-frankel/" target="_blank">Adam Frankel</a> <span class="author-box-roles">Contributor</span> </span> </span> <span class="author-box-description"><p><span style="font-weight: 400;">Adam B. Frankel is a personal finance writer and financial adviser with over 30 years of experience. When he’s not managing money in the stock market, he teaches financial topics and other core concepts at local schools from elementary through high school.</span></p> </span> </span> </span> </div> </div> <div class="author"> <div class="c-picture author-photo"> <img width="38" height="38" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAJYAAACWAQAAAAAUekxPAAAAAnRSTlMAAHaTzTgAAAAaSURBVEjH7cExAQAAAMKg9U9tDQ+gAACAdwMLuAABXZHjmQAAAABJRU5ErkJggg==" class="attachment-38x38 size-38x38 lazyload ewww_webp_lazy_load" alt="" loading="lazy" decoding="async" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/01/Jared-Macarin-150x150.jpeg" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/01/Jared-Macarin-150x150.jpeg 150w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/01/Jared-Macarin.jpeg 300w" data-sizes="auto" data-eio-rwidth="150" data-eio-rheight="150" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/01/Jared-Macarin-150x150.jpeg.webp" data-srcset-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/01/Jared-Macarin-150x150.jpeg.webp 150w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/01/Jared-Macarin.jpeg.webp 300w" /><noscript><img width="38" height="38" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/01/Jared-Macarin-150x150.jpeg" class="attachment-38x38 size-38x38" alt="" loading="lazy" decoding="async" srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/01/Jared-Macarin-150x150.jpeg 150w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/01/Jared-Macarin.jpeg 300w" sizes="(max-width: 38px) 100vw, 38px" data-eio="l" /></noscript> </div> <div class="author-info"> <span class="author-prefix">Edited by</span> <span class="author-name"> <a href="https://www.marketwatch.com/guides/authors/jared-macarin/" target="_blank" class="author-name"> Jared Macarin </a> <span class="c-author-box"> <span class="author-box-top"> <div class="c-picture author-box-photo"> <img width="65" height="65" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAJYAAACWAQAAAAAUekxPAAAAAnRSTlMAAHaTzTgAAAAaSURBVEjH7cExAQAAAMKg9U9tDQ+gAACAdwMLuAABXZHjmQAAAABJRU5ErkJggg==" class="attachment-65x65 size-65x65 lazyload ewww_webp_lazy_load" alt="" loading="lazy" decoding="async" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/01/Jared-Macarin-150x150.jpeg" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/01/Jared-Macarin-150x150.jpeg 150w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/01/Jared-Macarin.jpeg 300w" data-sizes="auto" data-eio-rwidth="150" data-eio-rheight="150" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/01/Jared-Macarin-150x150.jpeg.webp" data-srcset-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/01/Jared-Macarin-150x150.jpeg.webp 150w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/01/Jared-Macarin.jpeg.webp 300w" /><noscript><img width="65" height="65" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/01/Jared-Macarin-150x150.jpeg" class="attachment-65x65 size-65x65" alt="" loading="lazy" decoding="async" srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/01/Jared-Macarin-150x150.jpeg 150w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/01/Jared-Macarin.jpeg 300w" sizes="(max-width: 65px) 100vw, 65px" data-eio="l" /></noscript> <a href="https://www.marketwatch.com/guides/authors/jared-macarin/" aria-label="Learn more about Jared Macarin" title="Learn more about Jared Macarin" class="c-link "> Learn more about Jared Macarin</a> </div> <span> <span class="author-box-prefix">Edited by</span> <a class="author-box-name" href="https://www.marketwatch.com/guides/authors/jared-macarin/" target="_blank">Jared Macarin</a> <span class="author-box-roles">Editor</span> </span> </span> <span class="author-box-description"><p><span style="font-weight: 400;">Jared Macarin is an editorial veteran who joined the MarketWatch Guides team after more than 20 years in the newspaper industry. He has written for, edited for or designed more than 50 newspapers across the country, winning numerous awards.</span></p> </span> </span> </span> </div> </div> <div class="author"> <div class="c-picture author-photo"> <img width="38" height="38" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAJYAAACWAQAAAAAUekxPAAAAAnRSTlMAAHaTzTgAAAAaSURBVEjH7cExAQAAAMKg9U9tDQ+gAACAdwMLuAABXZHjmQAAAABJRU5ErkJggg==" class="attachment-38x38 size-38x38 lazyload ewww_webp_lazy_load" alt="Brandon Renfro, CFP, Ph.D." loading="lazy" decoding="async" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/Brandon-Renfro-headshot-150x150.jpg" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/Brandon-Renfro-headshot-150x150.jpg 150w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/Brandon-Renfro-headshot-300x300.jpg 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/Brandon-Renfro-headshot.jpg 400w" data-sizes="auto" data-eio-rwidth="150" data-eio-rheight="150" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/Brandon-Renfro-headshot-150x150.jpg.webp" data-srcset-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/Brandon-Renfro-headshot-150x150.jpg.webp 150w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/Brandon-Renfro-headshot-300x300.jpg.webp 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/Brandon-Renfro-headshot.jpg.webp 400w" /><noscript><img width="38" height="38" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/Brandon-Renfro-headshot-150x150.jpg" class="attachment-38x38 size-38x38" alt="Brandon Renfro, CFP, Ph.D." loading="lazy" decoding="async" srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/Brandon-Renfro-headshot-150x150.jpg 150w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/Brandon-Renfro-headshot-300x300.jpg 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/Brandon-Renfro-headshot.jpg 400w" sizes="(max-width: 38px) 100vw, 38px" data-eio="l" /></noscript> </div> <div class="author-info"> <span class="author-prefix">Reviewed by</span> <span class="author-name"> <a href="https://www.marketwatch.com/guides/authors/brandon-renfro/" target="_blank" class="author-name"> Brandon Renfro, Ph.D. </a> <span class="c-author-box"> <span class="author-box-top"> <div class="c-picture author-box-photo"> <img width="65" height="65" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAJYAAACWAQAAAAAUekxPAAAAAnRSTlMAAHaTzTgAAAAaSURBVEjH7cExAQAAAMKg9U9tDQ+gAACAdwMLuAABXZHjmQAAAABJRU5ErkJggg==" class="attachment-65x65 size-65x65 lazyload ewww_webp_lazy_load" alt="Brandon Renfro, CFP, Ph.D." loading="lazy" decoding="async" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/Brandon-Renfro-headshot-150x150.jpg" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/Brandon-Renfro-headshot-150x150.jpg 150w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/Brandon-Renfro-headshot-300x300.jpg 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/Brandon-Renfro-headshot.jpg 400w" data-sizes="auto" data-eio-rwidth="150" data-eio-rheight="150" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/Brandon-Renfro-headshot-150x150.jpg.webp" data-srcset-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/Brandon-Renfro-headshot-150x150.jpg.webp 150w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/Brandon-Renfro-headshot-300x300.jpg.webp 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/Brandon-Renfro-headshot.jpg.webp 400w" /><noscript><img width="65" height="65" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/Brandon-Renfro-headshot-150x150.jpg" class="attachment-65x65 size-65x65" alt="Brandon Renfro, CFP, Ph.D." loading="lazy" decoding="async" srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/Brandon-Renfro-headshot-150x150.jpg 150w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/Brandon-Renfro-headshot-300x300.jpg 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/Brandon-Renfro-headshot.jpg 400w" sizes="(max-width: 65px) 100vw, 65px" data-eio="l" /></noscript> <a href="https://www.marketwatch.com/guides/authors/brandon-renfro/" aria-label="Learn more about Brandon Renfro, Ph.D." title="Learn more about Brandon Renfro, Ph.D." class="c-link "> Learn more about Brandon Renfro, Ph.D.</a> </div> <span> <span class="author-box-prefix">Reviewed by</span> <a class="author-box-name" href="https://www.marketwatch.com/guides/authors/brandon-renfro/" target="_blank">Brandon Renfro, Ph.D.</a> <span class="author-box-roles">Reviewer</span> </span> </span> <span class="author-box-description"><p><span style="font-weight: 400;">Brandon Renfro, Ph.D., is a certified financial planner and owner at Belonging Wealth Management in Longview, Texas. He has contributed to numerous publications including Fox News, Forbes, The Wall Street Journal and AARP. His certifications as a retirement income certified professional and enrolled agent — the highest credential the Internal Revenue Service (IRS) awards — allow him to offer strong financial advice. Brandon enjoys kayaking, fishing and camping with his family. He also serves as an infantry officer in the Arkansas Army National Guard.</span></p> </span> </span> </span> </div> </div> </div> <button class="dropdown-trigger" aria-expanded="false" aria-controls="article-authors-dropdown"> <span> Our Research Process <svg viewBox="0 0 19 11" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M17.2686 1.5L9.26855 9.5L1.26855 1.5" stroke="currentColor" stroke-width="1.68067" stroke-linecap="round" stroke-linejoin="round"/> </svg> </span> </button> </div> </div> <div id="article-authors-dropdown" class="dropdown " > <div class="mobile-authors"> <div class="author"> <div class="c-picture author-photo"> <img width="38" height="38" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAJYAAACWAQAAAAAUekxPAAAAAnRSTlMAAHaTzTgAAAAaSURBVEjH7cExAQAAAMKg9U9tDQ+gAACAdwMLuAABXZHjmQAAAABJRU5ErkJggg==" class="attachment-38x38 size-38x38 lazyload ewww_webp_lazy_load" alt="" loading="lazy" decoding="async" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/01/Jared-Macarin-150x150.jpeg" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/01/Jared-Macarin-150x150.jpeg 150w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/01/Jared-Macarin.jpeg 300w" data-sizes="auto" data-eio-rwidth="150" data-eio-rheight="150" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/01/Jared-Macarin-150x150.jpeg.webp" data-srcset-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/01/Jared-Macarin-150x150.jpeg.webp 150w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/01/Jared-Macarin.jpeg.webp 300w" /><noscript><img width="38" height="38" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/01/Jared-Macarin-150x150.jpeg" class="attachment-38x38 size-38x38" alt="" loading="lazy" decoding="async" srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/01/Jared-Macarin-150x150.jpeg 150w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/01/Jared-Macarin.jpeg 300w" sizes="(max-width: 38px) 100vw, 38px" data-eio="l" /></noscript> </div> <div class="author-info"> <span class="author-prefix">Edited by</span> <span class="author-name"> <a href="https://www.marketwatch.com/guides/authors/jared-macarin/" target="_blank" class="author-name"> Jared Macarin </a> <span class="c-author-box"> <span class="author-box-top"> <div class="c-picture author-box-photo"> <img width="65" height="65" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAJYAAACWAQAAAAAUekxPAAAAAnRSTlMAAHaTzTgAAAAaSURBVEjH7cExAQAAAMKg9U9tDQ+gAACAdwMLuAABXZHjmQAAAABJRU5ErkJggg==" class="attachment-65x65 size-65x65 lazyload ewww_webp_lazy_load" alt="" loading="lazy" decoding="async" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/01/Jared-Macarin-150x150.jpeg" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/01/Jared-Macarin-150x150.jpeg 150w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/01/Jared-Macarin.jpeg 300w" data-sizes="auto" data-eio-rwidth="150" data-eio-rheight="150" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/01/Jared-Macarin-150x150.jpeg.webp" data-srcset-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/01/Jared-Macarin-150x150.jpeg.webp 150w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/01/Jared-Macarin.jpeg.webp 300w" /><noscript><img width="65" height="65" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/01/Jared-Macarin-150x150.jpeg" class="attachment-65x65 size-65x65" alt="" loading="lazy" decoding="async" srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/01/Jared-Macarin-150x150.jpeg 150w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/01/Jared-Macarin.jpeg 300w" sizes="(max-width: 65px) 100vw, 65px" data-eio="l" /></noscript> <a href="https://www.marketwatch.com/guides/authors/jared-macarin/" aria-label="Learn more about Jared Macarin" title="Learn more about Jared Macarin" class="c-link "> Learn more about Jared Macarin</a> </div> <span> <span class="author-box-prefix">Edited by</span> <a class="author-box-name" href="https://www.marketwatch.com/guides/authors/jared-macarin/" target="_blank">Jared Macarin</a> <span class="author-box-roles">Editor</span> </span> </span> <span class="author-box-description"><p><span style="font-weight: 400;">Jared Macarin is an editorial veteran who joined the MarketWatch Guides team after more than 20 years in the newspaper industry. He has written for, edited for or designed more than 50 newspapers across the country, winning numerous awards.</span></p> </span> </span> </span> </div> </div> <div class="author"> <div class="c-picture author-photo"> <img width="38" height="38" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAJYAAACWAQAAAAAUekxPAAAAAnRSTlMAAHaTzTgAAAAaSURBVEjH7cExAQAAAMKg9U9tDQ+gAACAdwMLuAABXZHjmQAAAABJRU5ErkJggg==" class="attachment-38x38 size-38x38 lazyload ewww_webp_lazy_load" alt="Brandon Renfro, CFP, Ph.D." loading="lazy" decoding="async" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/Brandon-Renfro-headshot-150x150.jpg" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/Brandon-Renfro-headshot-150x150.jpg 150w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/Brandon-Renfro-headshot-300x300.jpg 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/Brandon-Renfro-headshot.jpg 400w" data-sizes="auto" data-eio-rwidth="150" data-eio-rheight="150" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/Brandon-Renfro-headshot-150x150.jpg.webp" data-srcset-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/Brandon-Renfro-headshot-150x150.jpg.webp 150w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/Brandon-Renfro-headshot-300x300.jpg.webp 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/Brandon-Renfro-headshot.jpg.webp 400w" /><noscript><img width="38" height="38" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/Brandon-Renfro-headshot-150x150.jpg" class="attachment-38x38 size-38x38" alt="Brandon Renfro, CFP, Ph.D." loading="lazy" decoding="async" srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/Brandon-Renfro-headshot-150x150.jpg 150w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/Brandon-Renfro-headshot-300x300.jpg 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/Brandon-Renfro-headshot.jpg 400w" sizes="(max-width: 38px) 100vw, 38px" data-eio="l" /></noscript> </div> <div class="author-info"> <span class="author-prefix">Reviewed by</span> <span class="author-name"> <a href="https://www.marketwatch.com/guides/authors/brandon-renfro/" target="_blank" class="author-name"> Brandon Renfro, Ph.D. </a> <span class="c-author-box"> <span class="author-box-top"> <div class="c-picture author-box-photo"> <img width="65" height="65" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAJYAAACWAQAAAAAUekxPAAAAAnRSTlMAAHaTzTgAAAAaSURBVEjH7cExAQAAAMKg9U9tDQ+gAACAdwMLuAABXZHjmQAAAABJRU5ErkJggg==" class="attachment-65x65 size-65x65 lazyload ewww_webp_lazy_load" alt="Brandon Renfro, CFP, Ph.D." loading="lazy" decoding="async" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/Brandon-Renfro-headshot-150x150.jpg" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/Brandon-Renfro-headshot-150x150.jpg 150w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/Brandon-Renfro-headshot-300x300.jpg 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/Brandon-Renfro-headshot.jpg 400w" data-sizes="auto" data-eio-rwidth="150" data-eio-rheight="150" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/Brandon-Renfro-headshot-150x150.jpg.webp" data-srcset-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/Brandon-Renfro-headshot-150x150.jpg.webp 150w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/Brandon-Renfro-headshot-300x300.jpg.webp 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/Brandon-Renfro-headshot.jpg.webp 400w" /><noscript><img width="65" height="65" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/Brandon-Renfro-headshot-150x150.jpg" class="attachment-65x65 size-65x65" alt="Brandon Renfro, CFP, Ph.D." loading="lazy" decoding="async" srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/Brandon-Renfro-headshot-150x150.jpg 150w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/Brandon-Renfro-headshot-300x300.jpg 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/Brandon-Renfro-headshot.jpg 400w" sizes="(max-width: 65px) 100vw, 65px" data-eio="l" /></noscript> <a href="https://www.marketwatch.com/guides/authors/brandon-renfro/" aria-label="Learn more about Brandon Renfro, Ph.D." title="Learn more about Brandon Renfro, Ph.D." class="c-link "> Learn more about Brandon Renfro, Ph.D.</a> </div> <span> <span class="author-box-prefix">Reviewed by</span> <a class="author-box-name" href="https://www.marketwatch.com/guides/authors/brandon-renfro/" target="_blank">Brandon Renfro, Ph.D.</a> <span class="author-box-roles">Reviewer</span> </span> </span> <span class="author-box-description"><p><span style="font-weight: 400;">Brandon Renfro, Ph.D., is a certified financial planner and owner at Belonging Wealth Management in Longview, Texas. He has contributed to numerous publications including Fox News, Forbes, The Wall Street Journal and AARP. His certifications as a retirement income certified professional and enrolled agent — the highest credential the Internal Revenue Service (IRS) awards — allow him to offer strong financial advice. Brandon enjoys kayaking, fishing and camping with his family. He also serves as an infantry officer in the Arkansas Army National Guard.</span></p> </span> </span> </span> </div> </div> </div> <hr /> <div class="additional-information"> <div class="content"> <div class="title">Our Research Process</div> <div class="text wysiwyg"> <p>Here’s a breakdown of how we reviewed and rated top banks and credit unions</p> <a href="https://www.marketwatch.com/guides/reviews-team/" aria-label="Learn more about Marketwatch Guides" title="Learn more about Marketwatch Guides" class="c-link "> Learn more about Marketwatch Guides</a> </div> </div> <div class="stats"> <div class="stat"> <span class="value">154</span> <span class="description"> Institutions <span class="description-last-word"> Monitored <div class="c-tooltip " tabindex="0"> <span class="tooltip-trigger"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><path d="M256 32a224 224 0 1 1 0 448 224 224 0 1 1 0-448zm0 480A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM208 352c-8.8 0-16 7.2-16 16s7.2 16 16 16h96c8.8 0 16-7.2 16-16s-7.2-16-16-16H272V240c0-8.8-7.2-16-16-16H216c-8.8 0-16 7.2-16 16s7.2 16 16 16h24v96H208zm48-168a24 24 0 1 0 0-48 24 24 0 1 0 0 48z" fill="currentColor" /></svg> <div class="c-tooltip-content">Our team reviewed 154 of the country’s largest and most prominent financial institutions, from big banks like Chase and Bank of America to credit unions like Navy Federal Credit Union and PenFed Credit Union.</div> </span> </div> </span> </span> </div> <div class="stat"> <span class="value">688</span> <span class="description"> Products <span class="description-last-word"> Studied <div class="c-tooltip " tabindex="0"> <span class="tooltip-trigger"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><path d="M256 32a224 224 0 1 1 0 448 224 224 0 1 1 0-448zm0 480A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM208 352c-8.8 0-16 7.2-16 16s7.2 16 16 16h96c8.8 0 16-7.2 16-16s-7.2-16-16-16H272V240c0-8.8-7.2-16-16-16H216c-8.8 0-16 7.2-16 16s7.2 16 16 16h24v96H208zm48-168a24 24 0 1 0 0-48 24 24 0 1 0 0 48z" fill="currentColor" /></svg> <div class="c-tooltip-content">Total number of checking, saving, CDs, and money-market accounts that inform our review ratings.</div> </span> </div> </span> </span> </div> <div class="stat"> <span class="value">719</span> <span class="description"> Rates <span class="description-last-word"> Tracked <div class="c-tooltip " tabindex="0"> <span class="tooltip-trigger"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><path d="M256 32a224 224 0 1 1 0 448 224 224 0 1 1 0-448zm0 480A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM208 352c-8.8 0-16 7.2-16 16s7.2 16 16 16h96c8.8 0 16-7.2 16-16s-7.2-16-16-16H272V240c0-8.8-7.2-16-16-16H216c-8.8 0-16 7.2-16 16s7.2 16 16 16h24v96H208zm48-168a24 24 0 1 0 0-48 24 24 0 1 0 0 48z" fill="currentColor" /></svg> <div class="c-tooltip-content">The accounts with an annual percentage yield (APY) several times the national average rate receive the highest scores. Accounts with the lowest APY offering (under 1%) earn the least points.</div> </span> </div> </span> </span> </div> <div class="stat"> <span class="value">10</span> <span class="description"> Professionals <span class="description-last-word"> Consulted <div class="c-tooltip " tabindex="0"> <span class="tooltip-trigger"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><path d="M256 32a224 224 0 1 1 0 448 224 224 0 1 1 0-448zm0 480A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM208 352c-8.8 0-16 7.2-16 16s7.2 16 16 16h96c8.8 0 16-7.2 16-16s-7.2-16-16-16H272V240c0-8.8-7.2-16-16-16H216c-8.8 0-16 7.2-16 16s7.2 16 16 16h24v96H208zm48-168a24 24 0 1 0 0-48 24 24 0 1 0 0 48z" fill="currentColor" /></svg> <div class="c-tooltip-content">Before we began our research process, we consulted with financial advisors and industry experts to ensure our evaluations covered the banking product aspects that matter most to potential customers.</div> </span> </div> </span> </span> </div> </div> </div> </div> </div> <div class="c-article-body"> <div class="wrapper"> <nav class="c-toc-sidebar"> <strong class="toc-heading">In this Guide:</strong> <button class="toc-toggler"> <span class="c-toc-tracker"> <svg viewBox="0 0 17 13" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M0.5 1.37996C0.5 1.29509 0.533714 1.2137 0.593724 1.15369C0.653735 1.09368 0.735127 1.05997 0.819995 1.05997H14.8998C14.9846 1.05997 15.066 1.09368 15.126 1.15369C15.1861 1.2137 15.2198 1.29509 15.2198 1.37996C15.2198 1.46483 15.1861 1.54622 15.126 1.60623C15.066 1.66624 14.9846 1.69996 14.8998 1.69996H0.819995C0.735127 1.69996 0.653735 1.66624 0.593724 1.60623C0.533714 1.54622 0.5 1.46483 0.5 1.37996ZM0.819995 6.81988H6.5799C6.66477 6.81988 6.74616 6.78616 6.80618 6.72615C6.86619 6.66614 6.8999 6.58475 6.8999 6.49988C6.8999 6.41501 6.86619 6.33362 6.80618 6.27361C6.74616 6.2136 6.66477 6.17989 6.5799 6.17989H0.819995C0.735127 6.17989 0.653735 6.2136 0.593724 6.27361C0.533714 6.33362 0.5 6.41501 0.5 6.49988C0.5 6.58475 0.533714 6.66614 0.593724 6.72615C0.653735 6.78616 0.735127 6.81988 0.819995 6.81988ZM7.85988 11.2998H0.819995C0.735127 11.2998 0.653735 11.3335 0.593724 11.3935C0.533714 11.4535 0.5 11.5349 0.5 11.6198C0.5 11.7047 0.533714 11.7861 0.593724 11.8461C0.653735 11.9061 0.735127 11.9398 0.819995 11.9398H7.85988C7.94475 11.9398 8.02614 11.9061 8.08615 11.8461C8.14617 11.7861 8.17988 11.7047 8.17988 11.6198C8.17988 11.5349 8.14617 11.4535 8.08615 11.3935C8.02614 11.3335 7.94475 11.2998 7.85988 11.2998ZM16.4061 11.8462C16.3764 11.8759 16.3411 11.8996 16.3023 11.9157C16.2634 11.9318 16.2218 11.94 16.1798 11.94C16.1377 11.94 16.0961 11.9318 16.0572 11.9157C16.0184 11.8996 15.9831 11.8759 15.9534 11.8462L14.1358 10.0286C13.5598 10.4889 12.8294 10.7112 12.0946 10.6497C11.3598 10.5883 10.6765 10.2478 10.1849 9.69831C9.69332 9.14876 9.43082 8.43185 9.45131 7.6948C9.47181 6.95776 9.77376 6.25654 10.2951 5.73517C10.8165 5.2138 11.5177 4.91186 12.2548 4.89136C12.9918 4.87086 13.7087 5.13337 14.2583 5.62495C14.8078 6.11654 15.1482 6.79989 15.2097 7.53466C15.2711 8.26942 15.0489 8.99982 14.5886 9.57583L16.4061 11.3934C16.4359 11.4231 16.4595 11.4584 16.4756 11.4973C16.4917 11.5361 16.5 11.5777 16.5 11.6198C16.5 11.6619 16.4917 11.7035 16.4756 11.7423C16.4595 11.7812 16.4359 11.8165 16.4061 11.8462ZM12.3398 10.0198C12.7828 10.0198 13.2159 9.88845 13.5843 9.64232C13.9526 9.39619 14.2397 9.04636 14.4093 8.63706C14.5788 8.22776 14.6232 7.77738 14.5367 7.34287C14.4503 6.90836 14.237 6.50923 13.9237 6.19597C13.6104 5.8827 13.2113 5.66937 12.7768 5.58294C12.3423 5.49651 11.8919 5.54087 11.4826 5.7104C11.0733 5.87994 10.7235 6.16704 10.4774 6.5354C10.2312 6.90376 10.0998 7.33684 10.0998 7.77986C10.0998 8.37394 10.3358 8.94368 10.7559 9.36376C11.176 9.78383 11.7457 10.0198 12.3398 10.0198Z" fill="#2E2E2E" stroke="#2E2E2E" stroke-width="0.5"/> </svg> <span data-heading="In This Guide" data-toc-tracker>In This Guide</span> </span> </button> <div class="c-toc-items columns-1"> <a href="#toc-competitors" class=" active" data-text="Competitors">Competitors</a> <a href="#toc-savings-account-features" class=" " data-text="Savings Account Features">Savings Account Features</a> <a href="#toc-how-to-open-an-account" class=" " data-text="How To Open An Account">How To Open An Account</a> <a href="#toc-the-bottom-line" class=" " data-text="The Bottom Line">The Bottom Line</a> <a href="#toc-frequently-asked-questions" class=" " data-text="Frequently Asked Questions">Frequently Asked Questions</a> </div> </nav> <div class="gutenberg-wrapper"> <div class="gutenberg"> <div class="wp-block-group is-layout-constrained wp-block-group-is-layout-constrained"><div class="wp-block-group__inner-container"> <p><span style="font-weight: 400;">Bank of America’s savings account offers rates between <strong><span class="banking-rates-shortcode">0.01%</span> and 0.04%, far below the </strong></span><a href="https://www.fdic.gov/resources/bankers/national-rates/index.html"><strong><span style="font-weight: 400;">national average</span></strong></a><span style="font-weight: 400;">. Unlike many other savings accounts, which don’t require a minimum deposit and are fee-free, Bank of America requires both. You’ll need at least $100 to open a Bank of America savings account and could face an $8 monthly fee if you don’t meet specific requirements.</span></p> <p><span style="font-weight: 400;">This isn’t ideal for many consumer’s goals. In our 2024 banking survey, the top three savings account features our 1,000 respondents most valued were no monthly fees (67%), a competitive interest rate (51%) and no minimum balance requirement (33%). </span></p> <section class="b-key-takeaways background-light-green"> <div class="wrapper"> <div class="title">Key Takeaways</div> <div class="text wysiwyg"> <ul> <li>Bank of America has an annual percentage yield (APY) ranging from <span class="banking-rates-shortcode">0.01%</span> to 0.04%, depending on your balance.</li> <li>To open a Bank of America Advantage Savings account, you’ll need a minimum deposit of $100.</li> <li>Bank of America offers many other financial products including credit cards, checking accounts, certificates of deposit, investing management, auto loans and home loans.</li> </ul> </div> </div> </section> </div></div> <section class="b-more-articles"> <div class="wrapper"> <button aria-expanded="false" aria-controls="673b3f79ed8aa-articles"> <span> Related Resources <i></i> </span> </button> <div id="673b3f79ed8aa-articles" class="articles" style="display: none"> <a href="https://www.marketwatch.com/guides/savings/best-savings-account/" target="_blank" class="article">Best Savings Accounts</a> <a href="https://www.marketwatch.com/guides/savings/best-high-yield-savings-accounts/" target="_blank" class="article">Best High-Yield Savings Accounts</a> <a href="https://www.marketwatch.com/guides/banking/bank-of-america-review/" target="_blank" class="article">Bank of America Review</a> <a href="https://www.marketwatch.com/guides/cds/bank-of-america-cd-rates/" target="_blank" class="article">Bank of America CD Rates</a> <a href="https://www.marketwatch.com/guides/banking/bank-of-america-near-me/" target="_blank" class="article">Bank of America Near Me</a> </div> </div> </section> <div class="global-module global-module--349209" > <section class="b-brand-cards "> <div class="wrapper"> <div class="top"> <span class="heading">Featured Savings Accounts</span> <div class="c-tooltip advertisement" tabindex="0"> Sponsored <span class="tooltip-trigger"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 512 512"><path d="M256 32a224 224 0 1 1 0 448 224 224 0 1 1 0-448zm0 480A256 256 0 1 0 256 0a256 256 0 1 0 0 512zM208 352c-8.8 0-16 7.2-16 16s7.2 16 16 16h96c8.8 0 16-7.2 16-16s-7.2-16-16-16H272V240c0-8.8-7.2-16-16-16H216c-8.8 0-16 7.2-16 16s7.2 16 16 16h24v96H208zm48-168a24 24 0 1 0 0-48 24 24 0 1 0 0 48z" fill="currentColor" /></svg> <div class="c-tooltip-content"><p>The listings that appear are from companies from which this website may receive compensation, which may impact how, where and in what order products appear. Not all companies, products, or offers were reviewed in connection with this listing.</p> </div> </span> </div> </div> <div class="main filters-top"> <div class="filters-wrapper"> <button class="c-button style-primary-dark filters-trigger-mobile outline medium" aria-expanded="" aria-controls="673b3f7a2f1cb-filters" data-expanded-label="Hide Filters" data-collapsed-label="Show Filters" type="button" > <span class="button-wrapper"> <span> <span class="button-text"> Show Filters </span> </span> <svg width="18" height="16" viewBox="0 0 18 16" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M13.5 3.5C13.5 3.30109 13.579 3.11032 13.7197 2.96967C13.8603 2.82902 14.0511 2.75 14.25 2.75H17.25C17.4489 2.75 17.6397 2.82902 17.7803 2.96967C17.921 3.11032 18 3.30109 18 3.5C18 3.69891 17.921 3.88968 17.7803 4.03033C17.6397 4.17098 17.4489 4.25 17.25 4.25H14.25C14.0511 4.25 13.8603 4.17098 13.7197 4.03033C13.579 3.88968 13.5 3.69891 13.5 3.5ZM0.75 4.25H10.5V5.75C10.5 5.94891 10.579 6.13968 10.7197 6.28033C10.8603 6.42098 11.0511 6.5 11.25 6.5C11.4489 6.5 11.6397 6.42098 11.7803 6.28033C11.921 6.13968 12 5.94891 12 5.75V1.25C12 1.05109 11.921 0.860322 11.7803 0.71967C11.6397 0.579018 11.4489 0.5 11.25 0.5C11.0511 0.5 10.8603 0.579018 10.7197 0.71967C10.579 0.860322 10.5 1.05109 10.5 1.25V2.75H0.75C0.551088 2.75 0.360322 2.82902 0.21967 2.96967C0.0790178 3.11032 0 3.30109 0 3.5C0 3.69891 0.0790178 3.88968 0.21967 4.03033C0.360322 4.17098 0.551088 4.25 0.75 4.25ZM17.25 11.75H8.25C8.05109 11.75 7.86032 11.829 7.71967 11.9697C7.57902 12.1103 7.5 12.3011 7.5 12.5C7.5 12.6989 7.57902 12.8897 7.71967 13.0303C7.86032 13.171 8.05109 13.25 8.25 13.25H17.25C17.4489 13.25 17.6397 13.171 17.7803 13.0303C17.921 12.8897 18 12.6989 18 12.5C18 12.3011 17.921 12.1103 17.7803 11.9697C17.6397 11.829 17.4489 11.75 17.25 11.75ZM5.25 9.5C5.05109 9.5 4.86032 9.57902 4.71967 9.71967C4.57902 9.86032 4.5 10.0511 4.5 10.25V11.75H0.75C0.551088 11.75 0.360322 11.829 0.21967 11.9697C0.0790178 12.1103 0 12.3011 0 12.5C0 12.6989 0.0790178 12.8897 0.21967 13.0303C0.360322 13.171 0.551088 13.25 0.75 13.25H4.5V14.75C4.5 14.9489 4.57902 15.1397 4.71967 15.2803C4.86032 15.421 5.05109 15.5 5.25 15.5C5.44891 15.5 5.63968 15.421 5.78033 15.2803C5.92098 15.1397 6 14.9489 6 14.75V10.25C6 10.0511 5.92098 9.86032 5.78033 9.71967C5.63968 9.57902 5.44891 9.5 5.25 9.5Z" fill="currentColor" /> </svg> </span> </button> <form id="673b3f7a2f1cb-filters" class="filters" style="display: none;"> <div class="c-field filter"> <label > Deposit Amount </label> <div class="c-field-text"> <input type="text" name="deposit_amount" placeholder="" class="required" value="5000" data-mask="currency" /> </div> </div> <div class="c-field filter"> <label for="673b3f7b10b44-select-combobox" > Account Type </label> <div class="c-field-select " data-unique-id="673b3f7b10bb5" > <input type="hidden" name="savings_account_type" type="text" class="select-value required" value="" /> <div class="select-combobox-wrapper"> <input id="673b3f7b10bb5-select-combobox" aria-controls="673b3f7b10bb5-select-options" aria-owns="673b3f7b10bb5-select-options" aria-expanded="false" tabindex="0" role="combobox" class="select-combobox" placeholder="Account Type" readonly value="All account types" aria-activedescendant="673b3f7b10bb5-select-option-0" > <div class="chevron-down-icon"> <svg viewBox="0 0 19 11" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M17.2686 1.5L9.26855 9.5L1.26855 1.5" stroke="currentColor" stroke-width="1.68067" stroke-linecap="round" stroke-linejoin="round"/> </svg> </div> </div> <div id="673b3f7b10bb5-select-options" role="listbox" class="select-options"> <div id="673b3f7b10bb5-select-option-0" role="option" aria-selected="true" class="select-option active current" data-value="">All account types</div> <div id="673b3f7b10bb5-select-option-1" role="option" aria-selected="false" class="select-option " data-value="HYS">High Yield Savings</div> <div id="673b3f7b10bb5-select-option-2" role="option" aria-selected="false" class="select-option " data-value="MMA">Money Market</div> </div> </div> </div> <div class="c-field filter"> <label > Bonus </label> <div class="c-field-true-false"> <div class="checkbox"> <input id="673b3f7b10d14-checkbox" name="bonus" type="checkbox" > <label for="673b3f7b10d14-checkbox"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 448 512"><path d="M438.6 105.4c12.5 12.5 12.5 32.8 0 45.3l-256 256c-12.5 12.5-32.8 12.5-45.3 0l-128-128c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0L160 338.7 393.4 105.4c12.5-12.5 32.8-12.5 45.3 0z" fill="currentColor" /></svg> </label> </div> </div> </div> <button class="c-button style-primary-dark filters-button full-width centered" type="button" > <span class="button-wrapper"> <span> <span class="button-text"> Update Results </span> </span> </span> </button> </form> </div> <div class="brands-wrapper"> <div class="c-pagination-status hidden"> <span class="pagination-start-item">1</span>–<span class="pagination-end-item"></span> of <span class="pagination-total-items"></span> Result(s) </div> <div class="brands"> <div class="brand highlighted" data-min_deposit_amount="0.00" data-savings_account_type="Savings" > <div class="c-brand-tag light-green" style="--lines: ;"> <span>FEATURED</span> </div> <div class="brand-information"> <div class="c-picture brand-logo"> <img decoding="async" width="2048" height="314" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAB4AAAAEmAQAAAACrTLCiAAAAAnRSTlMAAHaTzTgAAABcSURBVHja7cExAQAAAMKg9U9tDQ+gAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAADg3QAU1QABHAk35gAAAABJRU5ErkJggg==" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Lending-Club-Logo.png" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Lending-Club-Logo.png 2048w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Lending-Club-Logo-300x46.png 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Lending-Club-Logo-1024x157.png 1024w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Lending-Club-Logo-768x118.png 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Lending-Club-Logo-1536x236.png 1536w" data-sizes="auto" data-eio-rwidth="2048" data-eio-rheight="314" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Lending-Club-Logo.png.webp" data-srcset-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Lending-Club-Logo.png.webp 2048w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Lending-Club-Logo-300x46.png.webp 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Lending-Club-Logo-1024x157.png.webp 1024w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Lending-Club-Logo-768x118.png.webp 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Lending-Club-Logo-1536x236.png.webp 1536w" /><noscript><img decoding="async" width="2048" height="314" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Lending-Club-Logo.png" class="attachment-full size-full" alt="" loading="lazy" srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Lending-Club-Logo.png 2048w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Lending-Club-Logo-300x46.png 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Lending-Club-Logo-1024x157.png 1024w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Lending-Club-Logo-768x118.png 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/08/Lending-Club-Logo-1536x236.png 1536w" sizes="(max-width: 2048px) 100vw, 2048px" data-eio="l" /></noscript> </div> <span class="brand-name">Lending Club</span> <div class="c-brand-rating"> <span class="number"> 4.3 </span> <span class="stars"><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><path d="M309.5 13.5C305.5 5.2 297.1 0 287.9 0s-17.6 5.2-21.6 13.5L197.7 154.8 44.5 177.5c-9 1.3-16.5 7.6-19.3 16.3s-.5 18.1 5.9 24.5L142.2 328.4 116 483.9c-1.5 9 2.2 18.1 9.7 23.5s17.3 6 25.3 1.7l137-73.2 137 73.2c8.1 4.3 17.9 3.7 25.3-1.7s11.2-14.5 9.7-23.5L433.6 328.4 544.8 218.2c6.5-6.4 8.7-15.9 5.9-24.5s-10.3-14.9-19.3-16.3L378.1 154.8 309.5 13.5zM288 384.7V79.1l52.5 108.1c3.5 7.1 10.2 12.1 18.1 13.3l118.3 17.5L391 303c-5.5 5.5-8.1 13.3-6.8 21l20.2 119.6L299.2 387.5c-3.5-1.9-7.4-2.8-11.2-2.8z" fill="currentColor" /></svg></span> </div> </div> <div class="brand-details"> <div class="brand-fields"> <div class="brand-field"> <span> APY </span> <strong> 5.00% </strong> </div> <div class="brand-field"> <span> Bonus </span> <strong> N/A </strong> </div> <div class="brand-field"> <span> Min. Deposit Amount </span> <strong> $0 </strong> </div> </div> <div id="673b3f7a2f1cb-brand-0-disclosure" class="brand-disclosure wysiwyg" ><p>Earn up to 5% APY with $250+ deposits per month</p> </div> <button class="brand-disclosure-trigger" aria-controls="673b3f7a2f1cb-brand-0-disclosure" aria-expanded="false" data-expand-label="Show Product Disclosure +" data-collapse-label="Hide Product Disclosure -"> Show Product Disclosure + </button> <div class="brand-primary-cta-wrapper"> <a class="c-button style-primary brand-primary-cta full-width centered" rel="nofollow sponsored" target="_blank" href="https://offers.moneylion.com/channelTrackingOfferRedirect/f2c4cd63-896a-457a-9c21-65771db19944/7730fd4f-e907-4d31-b88e-89806ac20f06?tag.subid=savings_bank-of-america-savings-account-interest-rates-mw-ab_{device_type}_brandcta-{segment_id}" data-unique-id="mw-ab" data-segment-action="Link Clicked" > <span class="button-wrapper"> <span> <span class="button-text"> Next </span> </span> </span> </a> </div> </div> </div> <div class="brand " data-min_deposit_amount="0.00" data-savings_account_type="Savings" data-bonus="Up to $300" > <div class="brand-information"> <div class="c-picture brand-logo"> <img decoding="async" width="300" height="150" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAASwAAACWAQAAAABMIIh/AAAAAnRSTlMAAHaTzTgAAAAdSURBVFjD7cEBDQAAAMKg909tDjegAAAAAADgyQAW2gABp5XTtgAAAABJRU5ErkJggg==" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/SoFi_300x150.jpg" data-eio-rwidth="300" data-eio-rheight="150" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/SoFi_300x150.jpg.webp" /><noscript><img decoding="async" width="300" height="150" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/SoFi_300x150.jpg" class="attachment-full size-full" alt="" loading="lazy" data-eio="l" /></noscript> </div> <span class="brand-name">SoFi Checking + Savings</span> <div class="c-brand-rating"> <span class="number"> 4.8 </span> <span class="stars"><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><path d="M309.5 13.5C305.5 5.2 297.1 0 287.9 0s-17.6 5.2-21.6 13.5L197.7 154.8 44.5 177.5c-9 1.3-16.5 7.6-19.3 16.3s-.5 18.1 5.9 24.5L142.2 328.4 116 483.9c-1.5 9 2.2 18.1 9.7 23.5s17.3 6 25.3 1.7l137-73.2 137 73.2c8.1 4.3 17.9 3.7 25.3-1.7s11.2-14.5 9.7-23.5L433.6 328.4 544.8 218.2c6.5-6.4 8.7-15.9 5.9-24.5s-10.3-14.9-19.3-16.3L378.1 154.8 309.5 13.5zM288 384.7V79.1l52.5 108.1c3.5 7.1 10.2 12.1 18.1 13.3l118.3 17.5L391 303c-5.5 5.5-8.1 13.3-6.8 21l20.2 119.6L299.2 387.5c-3.5-1.9-7.4-2.8-11.2-2.8z" fill="currentColor" /></svg></span> </div> </div> <div class="brand-details"> <div class="brand-fields"> <div class="brand-field"> <span> APY </span> <strong> 4.20% </strong> </div> <div class="brand-field"> <span> Bonus </span> <strong> Up to $300 </strong> </div> <div class="brand-field"> <span> Min. Deposit Amount </span> <strong> $0 </strong> </div> </div> <div id="673b3f7a2f1cb-brand-1-disclosure" class="brand-disclosure wysiwyg" ><p>Must sign up for direct deposit (or deposit at least $5,000 every 30 days) to earn the highest rate.</p> </div> <button class="brand-disclosure-trigger" aria-controls="673b3f7a2f1cb-brand-1-disclosure" aria-expanded="false" data-expand-label="Show Product Disclosure +" data-collapse-label="Hide Product Disclosure -"> Show Product Disclosure + </button> <div class="brand-primary-cta-wrapper"> <a class="c-button style-primary brand-primary-cta full-width centered" rel="nofollow sponsored" target="_blank" href="https://offers.moneylion.com/channelTrackingOfferRedirect/f2c4cd63-896a-457a-9c21-65771db19944/a8e6c73a-66fa-4c99-8c53-da62e808cd6c?tag.subid=savings_bank-of-america-savings-account-interest-rates-mw-ab_{device_type}_brandcta-{segment_id}" data-unique-id="mw-ab" data-segment-action="Link Clicked" > <span class="button-wrapper"> <span> <span class="button-text"> Next </span> </span> </span> </a> </div> </div> </div> <div class="brand " data-min_deposit_amount="0.00" data-savings_account_type="Savings" > <div class="brand-information"> <div class="c-picture brand-logo"> <img decoding="async" width="300" height="150" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAASwAAACWAQAAAABMIIh/AAAAAnRSTlMAAHaTzTgAAAAdSURBVFjD7cEBDQAAAMKg909tDjegAAAAAADgyQAW2gABp5XTtgAAAABJRU5ErkJggg==" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/UFB-Direct_300x150.jpg" data-eio-rwidth="300" data-eio-rheight="150" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/UFB-Direct_300x150.jpg.webp" /><noscript><img decoding="async" width="300" height="150" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/UFB-Direct_300x150.jpg" class="attachment-full size-full" alt="" loading="lazy" data-eio="l" /></noscript> </div> <span class="brand-name">UFB Freedom Checking + Savings</span> <div class="c-brand-rating"> <span class="number"> 4.6 </span> <span class="stars"><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><path d="M309.5 13.5C305.5 5.2 297.1 0 287.9 0s-17.6 5.2-21.6 13.5L197.7 154.8 44.5 177.5c-9 1.3-16.5 7.6-19.3 16.3s-.5 18.1 5.9 24.5L142.2 328.4 116 483.9c-1.5 9 2.2 18.1 9.7 23.5s17.3 6 25.3 1.7l137-73.2 137 73.2c8.1 4.3 17.9 3.7 25.3-1.7s11.2-14.5 9.7-23.5L433.6 328.4 544.8 218.2c6.5-6.4 8.7-15.9 5.9-24.5s-10.3-14.9-19.3-16.3L378.1 154.8 309.5 13.5zM288 384.7V79.1l52.5 108.1c3.5 7.1 10.2 12.1 18.1 13.3l118.3 17.5L391 303c-5.5 5.5-8.1 13.3-6.8 21l20.2 119.6L299.2 387.5c-3.5-1.9-7.4-2.8-11.2-2.8z" fill="currentColor" /></svg></span> </div> </div> <div class="brand-details"> <div class="brand-fields"> <div class="brand-field"> <span> APY </span> <strong> 4.31% </strong> </div> <div class="brand-field"> <span> Bonus </span> <strong> N/A </strong> </div> <div class="brand-field"> <span> Min. Deposit Amount </span> <strong> $0 </strong> </div> </div> <div id="673b3f7a2f1cb-brand-2-disclosure" class="brand-disclosure wysiwyg" ><p>Unlock up to 4.51% APY, Combine Freedom Checking with Portfolio Savings to boost your savings APY by up to 0.20%</p> </div> <button class="brand-disclosure-trigger" aria-controls="673b3f7a2f1cb-brand-2-disclosure" aria-expanded="false" data-expand-label="Show Product Disclosure +" data-collapse-label="Hide Product Disclosure -"> Show Product Disclosure + </button> <div class="brand-primary-cta-wrapper"> <a class="c-button style-primary brand-primary-cta full-width centered" rel="nofollow sponsored" target="_blank" href="https://offers.moneylion.com/channelTrackingOfferRedirect/f2c4cd63-896a-457a-9c21-65771db19944/44d7c37a-97ec-44f6-9bb9-6813291a08de?tag.subid=savings_bank-of-america-savings-account-interest-rates-mw-ab_{device_type}_brandcta-{segment_id}" data-unique-id="mw-ab" data-segment-action="Link Clicked" > <span class="button-wrapper"> <span> <span class="button-text"> Next </span> </span> </span> </a> </div> </div> </div> <div class="brand " data-min_deposit_amount="0.00" data-savings_account_type="Savings" > <div class="brand-information"> <div class="c-picture brand-logo"> <img decoding="async" width="300" height="150" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAASwAAACWAQAAAABMIIh/AAAAAnRSTlMAAHaTzTgAAAAdSURBVFjD7cEBDQAAAMKg909tDjegAAAAAADgyQAW2gABp5XTtgAAAABJRU5ErkJggg==" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Discover_300x150.jpg" data-eio-rwidth="300" data-eio-rheight="150" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Discover_300x150.jpg.webp" /><noscript><img decoding="async" width="300" height="150" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Discover_300x150.jpg" class="attachment-full size-full" alt="" loading="lazy" data-eio="l" /></noscript> </div> <span class="brand-name">Discover</span> <div class="c-brand-rating"> <span class="number"> 4.6 </span> <span class="stars"><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><path d="M309.5 13.5C305.5 5.2 297.1 0 287.9 0s-17.6 5.2-21.6 13.5L197.7 154.8 44.5 177.5c-9 1.3-16.5 7.6-19.3 16.3s-.5 18.1 5.9 24.5L142.2 328.4 116 483.9c-1.5 9 2.2 18.1 9.7 23.5s17.3 6 25.3 1.7l137-73.2 137 73.2c8.1 4.3 17.9 3.7 25.3-1.7s11.2-14.5 9.7-23.5L433.6 328.4 544.8 218.2c6.5-6.4 8.7-15.9 5.9-24.5s-10.3-14.9-19.3-16.3L378.1 154.8 309.5 13.5zM288 384.7V79.1l52.5 108.1c3.5 7.1 10.2 12.1 18.1 13.3l118.3 17.5L391 303c-5.5 5.5-8.1 13.3-6.8 21l20.2 119.6L299.2 387.5c-3.5-1.9-7.4-2.8-11.2-2.8z" fill="currentColor" /></svg></span> </div> </div> <div class="brand-details"> <div class="brand-fields"> <div class="brand-field"> <span> APY </span> <strong> 4.00% </strong> </div> <div class="brand-field"> <span> Bonus </span> <strong> N/A </strong> </div> <div class="brand-field"> <span> Min. Deposit Amount </span> <strong> $0 </strong> </div> </div> <div class="brand-primary-cta-wrapper"> <a class="c-button style-primary brand-primary-cta full-width centered" rel="nofollow sponsored" target="_blank" href="https://secure.money.com/pr/o9053a46a598?s1=savings_bank-of-america-savings-account-interest-rates-mw-ab_{device_type}_brandcta-{segment_id}" data-unique-id="mw-ab" data-segment-action="Link Clicked" > <span class="button-wrapper"> <span> <span class="button-text"> Next </span> </span> </span> </a> </div> </div> </div> <div class="brand hidden" data-min_deposit_amount="0.00" data-savings_account_type="Savings" > <div class="brand-information"> <div class="c-picture brand-logo"> <img decoding="async" width="3000" height="2000" src="data:image/png;base64,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" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="barclays logo" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/barclayslogo2.png" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/barclayslogo2.png 3000w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/barclayslogo2-300x200.png 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/barclayslogo2-1024x683.png 1024w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/barclayslogo2-768x512.png 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/barclayslogo2-1536x1024.png 1536w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/barclayslogo2-2048x1365.png 2048w" data-sizes="auto" data-eio-rwidth="3000" data-eio-rheight="2000" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/barclayslogo2.png.webp" data-srcset-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/barclayslogo2.png.webp 3000w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/barclayslogo2-300x200.png.webp 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/barclayslogo2-1024x683.png.webp 1024w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/barclayslogo2-768x512.png.webp 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/barclayslogo2-1536x1024.png.webp 1536w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/barclayslogo2-2048x1365.png.webp 2048w" /><noscript><img decoding="async" width="3000" height="2000" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/barclayslogo2.png" class="attachment-full size-full" alt="barclays logo" loading="lazy" srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/barclayslogo2.png 3000w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/barclayslogo2-300x200.png 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/barclayslogo2-1024x683.png 1024w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/barclayslogo2-768x512.png 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/barclayslogo2-1536x1024.png 1536w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/barclayslogo2-2048x1365.png 2048w" sizes="(max-width: 3000px) 100vw, 3000px" data-eio="l" /></noscript> </div> <span class="brand-name">Barclays</span> <div class="c-brand-rating"> <span class="number"> 4.1 </span> <span class="stars"><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><path d="M309.5 13.5C305.5 5.2 297.1 0 287.9 0s-17.6 5.2-21.6 13.5L197.7 154.8 44.5 177.5c-9 1.3-16.5 7.6-19.3 16.3s-.5 18.1 5.9 24.5L142.2 328.4 116 483.9c-1.5 9 2.2 18.1 9.7 23.5s17.3 6 25.3 1.7l137-73.2 137 73.2c8.1 4.3 17.9 3.7 25.3-1.7s11.2-14.5 9.7-23.5L433.6 328.4 544.8 218.2c6.5-6.4 8.7-15.9 5.9-24.5s-10.3-14.9-19.3-16.3L378.1 154.8 309.5 13.5zM288 384.7V79.1l52.5 108.1c3.5 7.1 10.2 12.1 18.1 13.3l118.3 17.5L391 303c-5.5 5.5-8.1 13.3-6.8 21l20.2 119.6L299.2 387.5c-3.5-1.9-7.4-2.8-11.2-2.8z" fill="currentColor" /></svg></span> </div> </div> <div class="brand-details"> <div class="brand-fields"> <div class="brand-field"> <span> APY </span> <strong> 4.10% </strong> </div> <div class="brand-field"> <span> Bonus </span> <strong> N/A </strong> </div> <div class="brand-field"> <span> Min. Deposit Amount </span> <strong> $0 </strong> </div> </div> <div id="673b3f7a2f1cb-brand-4-disclosure" class="brand-disclosure wysiwyg" ><p>For interest to post to your account you must maintain a minimum balance that would earn you at least $0.01</p> </div> <button class="brand-disclosure-trigger" aria-controls="673b3f7a2f1cb-brand-4-disclosure" aria-expanded="false" data-expand-label="Show Product Disclosure +" data-collapse-label="Hide Product Disclosure -"> Show Product Disclosure + </button> <div class="brand-primary-cta-wrapper"> <a class="c-button style-primary brand-primary-cta full-width centered" rel="nofollow sponsored" target="_blank" href="https://secure.money.com/pr/ncace047c742?s1=savings_bank-of-america-savings-account-interest-rates-mw-ab_{device_type}_brandcta-{segment_id}" data-unique-id="mw-ab" data-segment-action="Link Clicked" > <span class="button-wrapper"> <span> <span class="button-text"> Next </span> </span> </span> </a> </div> </div> </div> <div class="brand hidden" data-min_deposit_amount="0.00" data-savings_account_type="Savings" > <div class="brand-information"> <div class="c-picture brand-logo"> <img decoding="async" width="300" height="150" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAASwAAACWAQAAAABMIIh/AAAAAnRSTlMAAHaTzTgAAAAdSURBVFjD7cEBDQAAAMKg909tDjegAAAAAADgyQAW2gABp5XTtgAAAABJRU5ErkJggg==" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Upgrade_300x150.jpg" data-eio-rwidth="300" data-eio-rheight="150" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Upgrade_300x150.jpg.webp" /><noscript><img decoding="async" width="300" height="150" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/Upgrade_300x150.jpg" class="attachment-full size-full" alt="" loading="lazy" data-eio="l" /></noscript> </div> <span class="brand-name">Upgrade</span> </div> <div class="brand-details"> <div class="brand-fields"> <div class="brand-field"> <span> APY </span> <strong> 4.41% </strong> </div> <div class="brand-field"> <span> Bonus </span> <strong> N/A </strong> </div> <div class="brand-field"> <span> Min. Deposit Amount </span> <strong> $0 </strong> </div> </div> <div id="673b3f7a2f1cb-brand-5-disclosure" class="brand-disclosure wysiwyg" ><p>4.41% on balances of $1,000 or more, otherwise 0%</p> </div> <button class="brand-disclosure-trigger" aria-controls="673b3f7a2f1cb-brand-5-disclosure" aria-expanded="false" data-expand-label="Show Product Disclosure +" data-collapse-label="Hide Product Disclosure -"> Show Product Disclosure + </button> <div class="brand-primary-cta-wrapper"> <a class="c-button style-primary brand-primary-cta full-width centered" rel="nofollow sponsored" target="_blank" href="https://secure.money.com/pr/t122efe512ed?s1=savings_bank-of-america-savings-account-interest-rates-mw-ab_{device_type}_brandcta-{segment_id}" data-unique-id="mw-ab" data-segment-action="Link Clicked" > <span class="button-wrapper"> <span> <span class="button-text"> Next </span> </span> </span> </a> </div> </div> </div> <div class="brand hidden" data-min_deposit_amount="25.00" data-savings_account_type="Savings" > <div class="brand-information"> <div class="c-picture brand-logo"> <img decoding="async" width="300" height="150" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAASwAAACWAQAAAABMIIh/AAAAAnRSTlMAAHaTzTgAAAAdSURBVFjD7cEBDQAAAMKg909tDjegAAAAAADgyQAW2gABp5XTtgAAAABJRU5ErkJggg==" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/US-Bank_300x150.jpg" data-eio-rwidth="300" data-eio-rheight="150" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/US-Bank_300x150.jpg.webp" /><noscript><img decoding="async" width="300" height="150" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/US-Bank_300x150.jpg" class="attachment-full size-full" alt="" loading="lazy" data-eio="l" /></noscript> </div> <span class="brand-name">U.S. Bank</span> <div class="c-brand-rating"> <span class="number"> 4.0 </span> <span class="stars"><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><path d="M528.1 171.5L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6zM388.6 312.3l23.7 138.4L288 385.4l-124.3 65.3 23.7-138.4-100.6-98 139-20.2 62.2-126 62.2 126 139 20.2-100.6 98z" fill="currentColor" /></svg></span> </div> </div> <div class="brand-details"> <div class="brand-fields"> <div class="brand-field"> <span> APY </span> <strong> 3.80% </strong> </div> <div class="brand-field"> <span> Bonus </span> <strong> N/A </strong> </div> <div class="brand-field"> <span> Min. Deposit Amount </span> <strong> $25 </strong> </div> </div> <div id="673b3f7a2f1cb-brand-6-disclosure" class="brand-disclosure wysiwyg" ><p>Get the highest APY and waive the monthly $5 maintenance fee when you add a U.S. Bank Checking Account, Safe Debit Account, or a Bank Smartly Visa Signature Card.</p> </div> <button class="brand-disclosure-trigger" aria-controls="673b3f7a2f1cb-brand-6-disclosure" aria-expanded="false" data-expand-label="Show Product Disclosure +" data-collapse-label="Hide Product Disclosure -"> Show Product Disclosure + </button> <div class="brand-primary-cta-wrapper"> <a class="c-button style-primary brand-primary-cta full-width centered" rel="nofollow sponsored" target="_blank" href="https://secure.money.com/pr/l2b36c161a50?s1=savings_bank-of-america-savings-account-interest-rates-mw-ab_{device_type}_brandcta-{segment_id}" data-unique-id="mw-ab" data-segment-action="Link Clicked" > <span class="button-wrapper"> <span> <span class="button-text"> Next </span> </span> </span> </a> </div> </div> </div> <div class="brand hidden" data-min_deposit_amount="100.00" data-savings_account_type="Savings" > <div class="brand-information"> <div class="c-picture brand-logo"> <img decoding="async" width="462" height="109" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAc4AAABtAQAAAAAAYrzpAAAAAnRSTlMAAHaTzTgAAAAcSURBVFjD7cEBAQAAAIIg/69uSEABAAAAAABcGRkfAAHbiqZpAAAAAElFTkSuQmCC" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="cit bank logo" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/citbanklogo.png" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/citbanklogo.png 462w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/citbanklogo-300x71.png 300w" data-sizes="auto" data-eio-rwidth="462" data-eio-rheight="109" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/citbanklogo.png.webp" data-srcset-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/citbanklogo.png.webp 462w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/citbanklogo-300x71.png.webp 300w" /><noscript><img decoding="async" width="462" height="109" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/citbanklogo.png" class="attachment-full size-full" alt="cit bank logo" loading="lazy" srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/citbanklogo.png 462w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/12/citbanklogo-300x71.png 300w" sizes="(max-width: 462px) 100vw, 462px" data-eio="l" /></noscript> </div> <span class="brand-name">CIT Bank</span> </div> <div class="brand-details"> <div class="brand-fields"> <div class="brand-field"> <span> APY </span> <strong> 4.55% </strong> </div> <div class="brand-field"> <span> Bonus </span> <strong> N/A </strong> </div> <div class="brand-field"> <span> Min. Deposit Amount </span> <strong> $100 </strong> </div> </div> <div id="673b3f7a2f1cb-brand-7-disclosure" class="brand-disclosure wysiwyg" ><p>$5,000 minimum balance required to earn APY.</p> </div> <button class="brand-disclosure-trigger" aria-controls="673b3f7a2f1cb-brand-7-disclosure" aria-expanded="false" data-expand-label="Show Product Disclosure +" data-collapse-label="Hide Product Disclosure -"> Show Product Disclosure + </button> <div class="brand-primary-cta-wrapper"> <a class="c-button style-primary brand-primary-cta full-width centered" rel="nofollow sponsored" target="_blank" href="https://secure.money.com/pr/o66498a1682a?s1=savings_bank-of-america-savings-account-interest-rates-mw-ab_{device_type}_brandcta-{segment_id}" data-unique-id="mw-ab" data-segment-action="Link Clicked" > <span class="button-wrapper"> <span> <span class="button-text"> Next </span> </span> </span> </a> </div> </div> </div> </div> <div class="no-results wysiwyg"> <p style="text-align: center;"><strong>Unfortunately, we didn’t find any offers for you.</strong></p> <p style="text-align: center;"><strong>Learn more about the <a href="https://www.marketwatch.com/guides/savings/best-savings-account/">best savings accounts</a>.</strong></p> </div> <div class="c-pagination hidden" data-per-page="4"> <button class="pagination-prev hidden"><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><path d="M9.4 233.4c-12.5 12.5-12.5 32.8 0 45.3l192 192c12.5 12.5 32.8 12.5 45.3 0s12.5-32.8 0-45.3L77.3 256 246.6 86.6c12.5-12.5 12.5-32.8 0-45.3s-32.8-12.5-45.3 0l-192 192z" fill="currentColor" /></svg></button> <div> Page <span class="pagination-current">1</span> of <span class="pagination-total"></span> </div> <button class="pagination-next"><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><path d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z" fill="currentColor" /></svg></button> </div> </div> </div> </div> </section> </div> <hr class="wp-block-separator has-alpha-channel-opacity"/> <h2 class="wp-block-heading">Bank of America Interest Rates</h2> <section class="b-brand-summary"> <div class="wrapper"> <div class="box"> <div class="brand-information"> <div> <div class="c-picture brand-logo-mobile"> <img decoding="async" width="400" height="136" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAZAAAACIAQAAAADhNoAjAAAAAnRSTlMAAHaTzTgAAAAdSURBVFjD7cEBDQAAAMKg909tDwcUAAAAAAAA/BsbGAAB8nTiLQAAAABJRU5ErkJggg==" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="branded surveys logo" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/07/branded-surveys-logo.png" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/07/branded-surveys-logo.png 400w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/07/branded-surveys-logo-300x102.png 300w" 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<div class="c-brand-rating"> <span class="number"> 1.0 </span> <span class="stars"><svg viewBox="0 0 23 20" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M10.5525 0.808147C10.8585 -0.098909 12.1415 -0.0989079 12.4475 0.808148L14.3014 6.30249C14.4386 6.70905 14.8198 6.98278 15.2489 6.98278H21.1655C22.1434 6.98278 22.54 8.2416 21.7388 8.80215L17.0179 12.1051C16.6541 12.3596 16.5017 12.8235 16.6436 13.2441L18.462 18.6334C18.7707 19.5481 17.7323 20.3259 16.9413 19.7724L12.0733 16.3666C11.729 16.1258 11.271 16.1258 10.9267 16.3666L6.05873 19.7724C5.26773 20.3259 4.22932 19.5481 4.53796 18.6334L6.35637 13.2441C6.49832 12.8235 6.3459 12.3596 5.98212 12.1051L1.2612 8.80215C0.459988 8.2416 0.856625 6.98278 1.83446 6.98278H7.75109C8.18017 6.98278 8.56142 6.70905 8.6986 6.30249L10.5525 0.808147Z" fill="currentColor" /> </svg><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><path d="M528.1 171.5L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0L194 150.2 47.9 171.5c-26.2 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46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6zM388.6 312.3l23.7 138.4L288 385.4l-124.3 65.3 23.7-138.4-100.6-98 139-20.2 62.2-126 62.2 126 139 20.2-100.6 98z" fill="currentColor" /></svg><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512"><path d="M528.1 171.5L382 150.2 316.7 17.8c-11.7-23.6-45.6-23.9-57.4 0L194 150.2 47.9 171.5c-26.2 3.8-36.7 36.1-17.7 54.6l105.7 103-25 145.5c-4.5 26.3 23.2 46 46.4 33.7L288 439.6l130.7 68.7c23.2 12.2 50.9-7.4 46.4-33.7l-25-145.5 105.7-103c19-18.5 8.5-50.8-17.7-54.6zM388.6 312.3l23.7 138.4L288 385.4l-124.3 65.3 23.7-138.4-100.6-98 139-20.2 62.2-126 62.2 126 139 20.2-100.6 98z" fill="currentColor" /></svg></span> </div> </div> <div> <div class="c-picture brand-logo"> <img decoding="async" width="400" height="136" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAZAAAACIAQAAAADhNoAjAAAAAnRSTlMAAHaTzTgAAAAdSURBVFjD7cEBDQAAAMKg909tDwcUAAAAAAAA/BsbGAAB8nTiLQAAAABJRU5ErkJggg==" class="attachment-full size-full lazyload ewww_webp_lazy_load" alt="branded surveys logo" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/07/branded-surveys-logo.png" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/07/branded-surveys-logo.png 400w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/07/branded-surveys-logo-300x102.png 300w" data-sizes="auto" data-eio-rwidth="400" data-eio-rheight="136" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/07/branded-surveys-logo.png.webp" data-srcset-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/07/branded-surveys-logo.png.webp 400w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/07/branded-surveys-logo-300x102.png.webp 300w" /><noscript><img decoding="async" width="400" height="136" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/07/branded-surveys-logo.png" class="attachment-full size-full" alt="branded surveys logo" loading="lazy" srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/07/branded-surveys-logo.png 400w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/07/branded-surveys-logo-300x102.png 300w" sizes="(max-width: 400px) 100vw, 400px" data-eio="l" /></noscript> </div> <div class="brand-ctas"> <a class="c-button style-primary brand-cta full-width centered" rel="nofollow sponsored" target="_blank" href="https://secure.money.com/pr/q3bd93fe3f8e?s1=savings_bank-of-america-savings-account-interest-rates-mw-sw_{device_type}_brandcta-branded-surveys-{segment_id}" data-unique-id="mw-sw" data-segment-action="Link Clicked" > <span class="button-wrapper"> <span> <span class="button-text"> See Rates </span> </span> </span> </a> </div> </div> </div> <div class="brand-fields vertical"> <div class="brand-field"> <div> <span class="brand-field-label"> Standard Savings APY </span> <span class="brand-field-value">0.01%</span> </div> </div> <div class="brand-field"> <div> <span class="brand-field-label"> Gold Tier APY </span> <span class="brand-field-value">0.02%</span> </div> </div> <div class="brand-field"> <div> <span class="brand-field-label"> Platinum Tier APY </span> <span class="brand-field-value">0.03%</span> </div> </div> <div class="brand-field"> <div> <span class="brand-field-label"> Diamond Tier Savings APY </span> <span class="brand-field-value">0.04%</span> </div> </div> <div class="brand-field"> <div> <span class="brand-field-label"> Minimum Opening Deposit </span> <span class="brand-field-value">$100</span> </div> </div> </div> <div class="c-accordion style-line"> <div class="accordion-item"> <div class="accordion-trigger-wrapper"> <button type="button" aria-expanded="true" class="accordion-trigger" aria-controls="673b3f7b3227b-accordion-content-0" id="673b3f7b3227b-accordion-trigger-0"> <span> <h4 class="accordion-trigger-text">Bank of America Savings Account Interest Rate</h4> <span class="accordion-trigger-icon"><svg viewBox="0 0 19 11" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M17.2686 1.5L9.26855 9.5L1.26855 1.5" stroke="currentColor" stroke-width="1.68067" stroke-linecap="round" stroke-linejoin="round"/> </svg></span> </span> </button> </div> <div id="673b3f7b3227b-accordion-content-0" role="region" aria-labelledby="673b3f7b3227b-accordion-trigger-0" class="accordion-content active" style="display: block;" > <div class="wysiwyg"><p>Bank of America’s annual percentage yield (APY) on its savings account starts at <span class="banking-rates-shortcode">0.01%</span>. It is a low rate, no matter how you slice it – lower than other major banks and significantly below the <a class="ek-link" href="https://www.marketwatch.com/guides/savings/best-high-yield-savings-accounts/">best high-yield savings accounts</a>.</p> <p>Bank of America offers a rewards program that helps raise its APY, but only slightly. To qualify for the Preferred Rewards program, you must have a linked Bank of America personal <a href="https://www.marketwatch.com/guides/checking/best-checking-accounts/">checking account</a> and a combined balance of at least $20,000 among your BofA banking and investment accounts.</p> <p>There are four tiers of the program, each with their own corresponding APY:</p> <ul> <li><strong>Gold</strong>: This tier is reserved for those with balances of $20,000 to less than $50,000.</li> <li><strong>Platinum</strong>: BofA’s Platinum tier is for balances of $50,000 to less than $100,000.</li> <li><strong>Platinum Honors</strong>: This tier begins at a balance of $100,000 to less than $1 million.</li> <li><strong>Diamond</strong>: For high-earners, BofA’s Diamond tier is for customers with balances of $1 million to $10 million.</li> </ul> <p></p> <p>Here’s a look at the APYs for each of Bank of America’s tiers:</p> <div class="c-gutenberg-table"> <figure class="wp-block-table"><table class=" aligncenter"> <thead> <tr> <th><strong>Bank of America Account</strong></th> <th><strong>Standard APY*</strong></th> <th><strong>Preferred Rewards APY*</strong></th> </tr> </thead> <tbody> <tr data-index="0"> <td data-text="Advantage Savings">Advantage Savings</td> <td data-text=""><span class="banking-rates-shortcode">0.01%</span></td> <td data-text="Gold: 0.02%Platinum: 0.03%Platinum Honors: 0.04%Diamond: 0.04%">Gold: 0.02%<br> Platinum: 0.03%<br> Platinum Honors: 0.04%<br> Diamond: 0.04%</td> </tr> </tbody> </table></figure> </div> <p><em>*APY accurate as of 11/15/2024. Rates may vary by location.</em></p> </div> </div> </div> </div> </div> </div> </section> <div class="wp-block-group is-layout-constrained wp-block-group-is-layout-constrained"><div class="wp-block-group__inner-container"> <hr class="wp-block-separator has-alpha-channel-opacity"/> <h2 class="wp-block-heading" id="toc-competitors">Bank of America Savings Rates vs. Other Top Banks</h2> <p>Compared to its competitors, Bank of America savings account rates don’t make much of a splash. It’s by no means a high-yield account, offering a small fraction of what banks like <a href="https://www.marketwatch.com/guides/savings/american-express-savings-rates/">American Express</a> and <a href="https://www.marketwatch.com/guides/savings/discover-savings-account-rates/">Discover</a> offer. BofA’s minimum deposit requirement, while not high, is still higher than most other banks that have no opening deposit.</p> <p>Here’s a look at how BofA compares to <a href="https://www.marketwatch.com/guides/savings/best-savings-account/">savings accounts from major banks</a>:</p> <div class="c-gutenberg-table"> <figure class="wp-block-table"><table><thead><tr><th><strong>Bank</strong></th><th><strong>APY*</strong></th><th><strong>Minimum Opening Deposit</strong></th></tr></thead><tbody><tr><td>Bank of America</td><td><span class="banking-rates-shortcode">0.01%</span> to 0.04%</td><td>$100</td></tr><tr class="even"><td><a href="https://www.marketwatch.com/guides/savings/american-express-savings-rates/">American Express</a></td><td><span class="banking-rates-shortcode">4.00%</span></td><td>None</td></tr><tr><td><a href="https://www.marketwatch.com/guides/savings/discover-savings-account-rates/">Discover</a></td><td><span class="banking-rates-shortcode">4.00%</span></td><td>None</td></tr><tr class="even"><td><a href="https://www.marketwatch.com/guides/savings/chase-savings-account-rate/">Chase</a></td><td><span class="banking-rates-shortcode">0.01%</span> or 0.02%</td><td>None</td></tr><tr><td><a href="https://www.marketwatch.com/guides/savings/ally-savings-account-rates/">Ally</a></td><td><span class="banking-rates-shortcode">4.00%</span></td><td>None</td></tr><tr class="even"><td><a href="https://www.marketwatch.com/guides/savings/td-bank-savings-interest-rates/">TD Bank</a></td><td><span class="banking-rates-shortcode">0.02%</span></td><td>None</td></tr><tr><td><a href="https://www.marketwatch.com/guides/savings/capital-one-savings-rates/" target="_blank" rel="noopener">Capital One</a></td><td><span class="banking-rates-shortcode">4.00%</span></td><td>None</td></tr></tbody></table><figcaption class="wp-element-caption"><em>*APY accurate as of 11/15/2024. Rates may vary by location.</em></figcaption></figure> <div class="c-pagination hidden" data-per-page="10"> <button class="pagination-prev hidden"><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><path d="M9.4 233.4c-12.5 12.5-12.5 32.8 0 45.3l192 192c12.5 12.5 32.8 12.5 45.3 0s12.5-32.8 0-45.3L77.3 256 246.6 86.6c12.5-12.5 12.5-32.8 0-45.3s-32.8-12.5-45.3 0l-192 192z" fill="currentColor" /></svg></button> <div> Page <span class="pagination-current">1</span> of <span class="pagination-total"></span> </div> <button class="pagination-next"><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><path d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z" fill="currentColor" /></svg></button> </div> </div> <p><strong>>> Related:</strong> Use our <a href="https://www.marketwatch.com/guides/savings/savings-calculator/"><strong>savings account calculator</strong></a></p> <hr class="wp-block-separator has-alpha-channel-opacity"/> <h3 class="wp-block-heading subheading">Bank of America vs. Highest APY Rates</h3> <p>Check out how Bank of America compares to the banks with the highest APYs.</p> <div class="c-gutenberg-table"> <figure class="wp-block-table undefined align-middle"><table><thead><tr><th>Bank</th><th>APY*</th></tr></thead><tbody><tr><td><strong>Bank of America</strong></td><td><span class="banking-rates-shortcode"><strong>0.01%</strong></span></td></tr><tr class="even"><td>Wisconsin Bank & Trust</td><td>5.25%</td></tr><tr><td>Newtek Bank</td><td>5.25%</td></tr><tr class="even"><td>Wilson Bank & Trust</td><td>5.00%</td></tr><tr><td>LendingClub Bank</td><td>5.00%</td></tr></tbody></table><figcaption class="wp-element-caption"><em>*APY accurate as of 11/15/2024. Rates may vary by location.</em></figcaption></figure> <div class="c-pagination hidden" data-per-page="10"> <button class="pagination-prev hidden"><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><path d="M9.4 233.4c-12.5 12.5-12.5 32.8 0 45.3l192 192c12.5 12.5 32.8 12.5 45.3 0s12.5-32.8 0-45.3L77.3 256 246.6 86.6c12.5-12.5 12.5-32.8 0-45.3s-32.8-12.5-45.3 0l-192 192z" fill="currentColor" /></svg></button> <div> Page <span class="pagination-current">1</span> of <span class="pagination-total"></span> </div> <button class="pagination-next"><svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><path d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z" fill="currentColor" /></svg></button> </div> </div> <p><strong>>> Related:</strong> Learn more about the <a href="https://www.marketwatch.com/guides/savings/best-savings-account/"><strong>best savings accounts</strong></a></p> <hr class="wp-block-separator has-alpha-channel-opacity"/> <h2 class="wp-block-heading" id="toc-savings-account-features">Bank of America Savings Account Features</h2> <p>Bank of America’s savings account doesn’t shine in terms of<a href="https://www.marketwatch.com/guides/savings/apy-vs-interest-rate/" data-type="link" data-id="https://www.marketwatch.com/guides/savings/apy-vs-interest-rate/"> its APY</a>, but it does come with features that could make it a worthwhile account for certain borrowers. With a BofA savings account, you get access to:</p> <ul> <li><strong>Personalized planning</strong>: With your account, you get access to Life Plan, a financial goal-tracking app that offers personalized advice.</li> <li><strong>Cashback deals</strong>: BankAmeriDeals are cash-back options at various retailers. All you do is activate these deals online and use your BofA debit card when you pay. </li> <li><strong>Automatic savings</strong>: Bank of America offers a “Keep the Change” program where you can round up your debit card purchases and transfer the difference to your BofA savings account.</li> </ul> <p><strong>>> Related:</strong> Learn more about the <a href="https://www.marketwatch.com/guides/banking/best-bank-bonuses/"><strong>best bank bonuses</strong></a></p> <h3 class="wp-block-heading subheading">Bank of America Savings Account Fees</h3> <p>Bank of America’s Advantage Savings comes with a $100 minimum opening deposit and a $8 monthly maintenance fee. You can have the maintenance fee waived if you meet one of the following qualifications:</p> <ul> <li>Maintain a daily balance of at least $500</li> <li>Link your savings account to your  Bank of America Advantage Relationship Banking® account</li> </ul> <p>You can also have the monthly fee waived if:</p> <ul> <li>You’re a Preferred Rewards member</li> <li>You’re under age 18</li> <li>You’re between 18 and 25 and qualify as a student</li> </ul> <p>New account holders also have their fees waived for the first six months.</p> <hr class="wp-block-separator has-alpha-channel-opacity"/> <section class="b-callout-box"> <div class="wrapper"> <div class="box"> <div class="item"> <div class="c-picture icon"> <img decoding="async" width="24" height="24" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAABgAAAAYAQAAAADIDABVAAAAAnRSTlMAAHaTzTgAAAAMSURBVAjXY2CgLQAAAGAAATeQF3gAAAAASUVORK5CYII=" class="attachment-full size-full lazyload" alt="" loading="lazy" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/12/dollar-sign-money-svgrepo-com.svg" data-eio-rwidth="24" data-eio-rheight="24" /><noscript><img decoding="async" width="24" height="24" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2021/12/dollar-sign-money-svgrepo-com.svg" class="attachment-full size-full" alt="" loading="lazy" data-eio="l" /></noscript> </div> <div> <h3 class="heading"> <span>Who is a Bank of America Savings Account Best For?</span> </h3> <div class="wysiwyg"><p>Since BofA isn’t the strongest bank in terms of interest, who is it right for? There are certain customers BofA’s Advantage Savings can benefit:</p> <ul> <li><strong>Current customers</strong>: The only way to earn a worthwhile interest rate is to participate in BofA’s Preferred Rewards programs. This program is only available to BofA checking account customers.</li> <li><strong>High-income customers</strong>: Not only do you need a linked BofA checking account, but you also need to meet certain balance requirements to earn higher interest rates. The highest APY is reserved for customers with balances of at least $100,000.</li> <li><strong>Cash-back hungry customers</strong>: BofA shines in its cash-back deals, offering significant savings through many retailers, as long as you make sure to activate the offer.</li> <li><strong>Those looking for a hybrid banking experience</strong>: BofA offers both in-person and <a class="ek-link" href="https://www.marketwatch.com/guides/banking/best-online-banks/">online banking options</a>, making it a good option for those who want a branch with the convenience of mobile banking.</li> </ul> </div> </div> </div> </div> </div> </section> <div class="wp-block-group is-layout-constrained wp-block-group-is-layout-constrained"><div class="wp-block-group__inner-container"> <hr class="wp-block-separator has-css-opacity is-style-wide"/> </div></div> <h2 class="wp-block-heading" id="toc-how-to-open-an-account">How To Open a Bank of America Savings Account</h2> <p>Bank of America states that its application should take about 10 minutes, and explains right away what you’ll need to apply:</p> <ul> <li>Name</li> <li>Date of birth</li> <li>Social Security number </li> <li>Phone number and email address</li> <li>Physical U.S-based address</li> <li>Driver’s license (if BofA has a hard time verifying your identity)</li> </ul> <p>You can apply online, and BofA prompts you through the process. You’ll see your progress across the top of the page. You’ll give your personal information and answer questions about your income and any co-applicants.</p> <figure class="wp-block-image size-large is-resized"><img decoding="async" width="1024" height="650" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAABAAAAAKKAQAAAACLnRSqAAAAAnRSTlMAAHaTzTgAAABnSURBVHja7cEBAQAAAIIg/69uSEABAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAC8G0eZAAFindrWAAAAAElFTkSuQmCC" alt="" class="wp-image-155798 lazyload ewww_webp_lazy_load" style="aspect-ratio:1.5753846153846154;width:1024px;height:auto" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/02/image1-1-1024x650.jpg" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/02/image1-1-1024x650.jpg 1024w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/02/image1-1-300x190.jpg 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/02/image1-1-768x488.jpg 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/02/image1-1-1536x975.jpg 1536w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/02/image1-1.jpg 1920w" data-sizes="auto" data-eio-rwidth="1024" data-eio-rheight="650" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/02/image1-1-1024x650.jpg.webp" data-srcset-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/02/image1-1-1024x650.jpg.webp 1024w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/02/image1-1-300x190.jpg.webp 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/02/image1-1-768x488.jpg.webp 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/02/image1-1-1536x975.jpg.webp 1536w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/02/image1-1.jpg.webp 1920w" /><noscript><img decoding="async" width="1024" height="650" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/02/image1-1-1024x650.jpg" alt="" class="wp-image-155798" style="aspect-ratio:1.5753846153846154;width:1024px;height:auto" srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/02/image1-1-1024x650.jpg 1024w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/02/image1-1-300x190.jpg 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/02/image1-1-768x488.jpg 768w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/02/image1-1-1536x975.jpg 1536w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/02/image1-1.jpg 1920w" sizes="(max-width: 1024px) 100vw, 1024px" data-eio="l" /></noscript><figcaption class="wp-element-caption"><em>Source: </em><a href="https://secure.bankofamerica.com/applynow/welcome.go"><em>Bank of America</em></a></figcaption></figure> <p>Before you can finally open your account, you’ll need to transfer the $100 minimum required from an external account. After you open your account, you’ll start accruing interest, which BofA compounds and adds to your balance monthly.</p> <p><strong>>> Related:</strong> Learn more about <a class="ek-link" href="https://www.marketwatch.com/guides/checking/how-to-open-bank-of-america-account/"><strong>how to open a Bank of America account</strong></a></p> </div></div> <div class="wp-block-group is-layout-constrained wp-block-group-is-layout-constrained"><div class="wp-block-group__inner-container"> <hr class="wp-block-separator has-css-opacity is-style-wide"/> </div></div> <h2 class="wp-block-heading" id="toc-the-bottom-line">The Bottom Line: Is a Bank of America Savings Account Right for You?</h2> <div class="wp-block-group is-layout-constrained wp-block-group-is-layout-constrained"><div class="wp-block-group__inner-container"> <p>Bank of America’s Advantage Saving account isn’t the highest interest-earner, offering an APY far below the national average. To earn its highest rate, you need a total banking account balance of at least $100,000, making it impractical for many customers.</p> <p>BofA instead focuses on other features many other savings accounts push to the side. It’s built a financial planning tool to help you get the advice you need to meet your savings goals. Plus, you get access to cash-back deals at popular retailers and autosave features.</p> <p>Our <a class="ek-link" href="https://www.marketwatch.com/guides/banking/bank-of-america-review/">review of Bank of America</a> dives deeper into the financial institution.</p> <hr class="wp-block-separator has-css-opacity is-style-wide"/> </div></div> <section class="b-accordion" id="toc-frequently-asked-questions"> <div class="wrapper"> <h2 class="heading">FAQ: Bank of America Savings Account Rate</h2> <div class="c-accordion style-default"> <div class="accordion-item"> <div class="accordion-trigger-wrapper"> <button type="button" aria-expanded="false" class="accordion-trigger" aria-controls="673b3f7b64ba8-accordion-content-0" id="673b3f7b64ba8-accordion-trigger-0"> <span> <h3 class="accordion-trigger-text">What is the interest rate on a Bank of America savings account?</h3> <span class="accordion-trigger-icon"><svg viewBox="0 0 19 11" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M17.2686 1.5L9.26855 9.5L1.26855 1.5" stroke="currentColor" stroke-width="1.68067" stroke-linecap="round" stroke-linejoin="round"/> </svg></span> </span> </button> </div> <div id="673b3f7b64ba8-accordion-content-0" role="region" aria-labelledby="673b3f7b64ba8-accordion-trigger-0" class="accordion-content " ><div class="wysiwyg"><p>If you’re not a Preferred Rewards member, you earn an APY of just <span class="banking-rates-shortcode">0.01%</span>. Gold tier Preferred Rewards members earn 0.02%, Platinum tier members earn 0.03% and Platinum Honors tier members earn 0.04%.</p> </div></div> </div> <div class="accordion-item"> <div class="accordion-trigger-wrapper"> <button type="button" aria-expanded="false" class="accordion-trigger" aria-controls="673b3f7b64ba8-accordion-content-1" id="673b3f7b64ba8-accordion-trigger-1"> <span> <h3 class="accordion-trigger-text">Which U.S. bank gives 7% interest on a savings account?</h3> <span class="accordion-trigger-icon"><svg viewBox="0 0 19 11" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M17.2686 1.5L9.26855 9.5L1.26855 1.5" stroke="currentColor" stroke-width="1.68067" stroke-linecap="round" stroke-linejoin="round"/> </svg></span> </span> </button> </div> <div id="673b3f7b64ba8-accordion-content-1" role="region" aria-labelledby="673b3f7b64ba8-accordion-trigger-1" class="accordion-content " ><div class="wysiwyg"><p>There are no U.S.-based banks that offer <a href="https://www.marketwatch.com/guides/savings/7-percent-interest-savings-accounts/">7% on savings accounts</a>. Some CDs offer this rate, but even that’s uncommon.</p> </div></div> </div> <div class="accordion-item"> <div class="accordion-trigger-wrapper"> <button type="button" aria-expanded="false" class="accordion-trigger" aria-controls="673b3f7b64ba8-accordion-content-2" id="673b3f7b64ba8-accordion-trigger-2"> <span> <h3 class="accordion-trigger-text">Which bank gives 6% interest on a savings account?</h3> <span class="accordion-trigger-icon"><svg viewBox="0 0 19 11" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M17.2686 1.5L9.26855 9.5L1.26855 1.5" stroke="currentColor" stroke-width="1.68067" stroke-linecap="round" stroke-linejoin="round"/> </svg></span> </span> </button> </div> <div id="673b3f7b64ba8-accordion-content-2" role="region" aria-labelledby="673b3f7b64ba8-accordion-trigger-2" class="accordion-content " ><div class="wysiwyg"><p>It’s difficult to find a bank that offers 6% on its savings accounts consistently. The highest available rate today is <span class="banking-rates-shortcode">5.25%</span> APY from <span class="banking-rates-shortcode">Wisconsin Bank & Trust</span>.</p> </div></div> </div> </div> </div> </section> <div class="wp-block-group is-layout-constrained wp-block-group-is-layout-constrained"><div class="wp-block-group__inner-container"> <hr class="wp-block-separator has-css-opacity is-style-wide"/> </div></div> <div class="wp-block-group is-layout-constrained wp-block-group-is-layout-constrained"><div class="wp-block-group__inner-container"> <p><em>*Data accurate at time of publication</em></p> <p><em>Editor’s Note: The provided content structure is based on typical article structures found in competitor articles. Adjustments can be made to headings, subheadings, and content based on specific research findings and audience needs.</em></p> <p><em>Editor’s Note: Parts of this story were auto-populated using data from Curinos, a research firm that collects data from more than 3,600 banks and credit unions. For more details on how we compile daily rate data, <a href="https://www.marketwatch.com/guides/banking/bank-and-credit-union-rating-methodology/" target="_blank" rel="noreferrer noopener">check out our methodology here</a>.</em></p> <hr class="wp-block-separator has-css-opacity is-style-wide"/> </div></div> </div> <div class="c-article-contact-banner wysiwyg"> <p><i>If you have feedback or questions about this article, please email the MarketWatch Guides team at </i><i><a href="mailto:editors@marketwatchguides.com?subject=In response to: Bank of America Savings Account Interest Rates&body=https://www.marketwatch.com/guides/savings/bank-of-america-savings-account-interest-rates/" target="_blank" rel="noopener noreferrer" aria-haspopup="menu">editors@marketwatchguides.<wbr />com</a></i><i>.</i></p> </div> </div> </div> </div> <div class="c-article-body-authors"> <div class="wrapper"> <span class="heading">Meet the Team</span> <div class="authors columns-3"> <div class="author"> <div class="author-top" aria-controls="author-0-content" aria-expanded="false" role="button"> <div class="c-picture author-photo"> <img width="50" height="50" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAJYAAACWAQAAAAAUekxPAAAAAnRSTlMAAHaTzTgAAAAaSURBVEjH7cExAQAAAMKg9U9tDQ+gAACAdwMLuAABXZHjmQAAAABJRU5ErkJggg==" class="attachment-50x50 size-50x50 lazyload ewww_webp_lazy_load" alt="" loading="lazy" decoding="async" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/11/adamfrankel_Headshot-150x150.png" data-eio-rwidth="150" data-eio-rheight="150" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/11/adamfrankel_Headshot-150x150.png.webp" /><noscript><img width="50" height="50" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2023/11/adamfrankel_Headshot-150x150.png" class="attachment-50x50 size-50x50" alt="" loading="lazy" decoding="async" data-eio="l" /></noscript> <a href="https://www.marketwatch.com/guides/authors/adam-frankel/" aria-label="Learn more about Adam Frankel" title="Learn more about Adam Frankel" class="c-link "> Learn more about Adam Frankel</a> </div> <div> <span class="author-name">Adam Frankel</span> <span class="author-roles">Contributor</span> </div> <svg viewBox="0 0 19 11" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M17.2686 1.5L9.26855 9.5L1.26855 1.5" stroke="currentColor" stroke-width="1.68067" stroke-linecap="round" stroke-linejoin="round"/> </svg> </div> <div id="author-0-content" class="author-content"> <div class="author-description wysiwyg"> <p><span style="font-weight: 400;">Adam B. Frankel is a personal finance writer and financial adviser with over 30 years of experience. When he’s not managing money in the stock market, he teaches financial topics and other core concepts at local schools from elementary through high school.</span></p> </div> <a class="author-permalink" href="https://www.marketwatch.com/guides/authors/adam-frankel/"> Learn more about Adam Frankel </a> </div> </div> <div class="author"> <div class="author-top" aria-controls="author-1-content" aria-expanded="false" role="button"> <div class="c-picture author-photo"> <img width="50" height="50" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAJYAAACWAQAAAAAUekxPAAAAAnRSTlMAAHaTzTgAAAAaSURBVEjH7cExAQAAAMKg9U9tDQ+gAACAdwMLuAABXZHjmQAAAABJRU5ErkJggg==" class="attachment-50x50 size-50x50 lazyload ewww_webp_lazy_load" alt="" loading="lazy" decoding="async" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/01/Jared-Macarin-150x150.jpeg" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/01/Jared-Macarin-150x150.jpeg 150w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/01/Jared-Macarin.jpeg 300w" data-sizes="auto" data-eio-rwidth="150" data-eio-rheight="150" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/01/Jared-Macarin-150x150.jpeg.webp" data-srcset-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/01/Jared-Macarin-150x150.jpeg.webp 150w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/01/Jared-Macarin.jpeg.webp 300w" /><noscript><img width="50" height="50" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/01/Jared-Macarin-150x150.jpeg" class="attachment-50x50 size-50x50" alt="" loading="lazy" decoding="async" srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/01/Jared-Macarin-150x150.jpeg 150w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/01/Jared-Macarin.jpeg 300w" sizes="(max-width: 50px) 100vw, 50px" data-eio="l" /></noscript> <a href="https://www.marketwatch.com/guides/authors/jared-macarin/" aria-label="Learn more about Jared Macarin" title="Learn more about Jared Macarin" class="c-link "> Learn more about Jared Macarin</a> </div> <div> <span class="author-name">Jared Macarin</span> <span class="author-roles">Editor</span> </div> <svg viewBox="0 0 19 11" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M17.2686 1.5L9.26855 9.5L1.26855 1.5" stroke="currentColor" stroke-width="1.68067" stroke-linecap="round" stroke-linejoin="round"/> </svg> </div> <div id="author-1-content" class="author-content"> <div class="author-description wysiwyg"> <p><span style="font-weight: 400;">Jared Macarin is an editorial veteran who joined the MarketWatch Guides team after more than 20 years in the newspaper industry. He has written for, edited for or designed more than 50 newspapers across the country, winning numerous awards.</span></p> </div> <a class="author-permalink" href="https://www.marketwatch.com/guides/authors/jared-macarin/"> Learn more about Jared Macarin </a> </div> </div> <div class="author"> <div class="author-top" aria-controls="author-2-content" aria-expanded="false" role="button"> <div class="c-picture author-photo"> <img width="50" height="50" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAJYAAACWAQAAAAAUekxPAAAAAnRSTlMAAHaTzTgAAAAaSURBVEjH7cExAQAAAMKg9U9tDQ+gAACAdwMLuAABXZHjmQAAAABJRU5ErkJggg==" class="attachment-50x50 size-50x50 lazyload ewww_webp_lazy_load" alt="Brandon Renfro, CFP, Ph.D." loading="lazy" decoding="async" data-src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/Brandon-Renfro-headshot-150x150.jpg" data-srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/Brandon-Renfro-headshot-150x150.jpg 150w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/Brandon-Renfro-headshot-300x300.jpg 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/Brandon-Renfro-headshot.jpg 400w" data-sizes="auto" data-eio-rwidth="150" data-eio-rheight="150" data-src-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/Brandon-Renfro-headshot-150x150.jpg.webp" data-srcset-webp="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/Brandon-Renfro-headshot-150x150.jpg.webp 150w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/Brandon-Renfro-headshot-300x300.jpg.webp 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/Brandon-Renfro-headshot.jpg.webp 400w" /><noscript><img width="50" height="50" src="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/Brandon-Renfro-headshot-150x150.jpg" class="attachment-50x50 size-50x50" alt="Brandon Renfro, CFP, Ph.D." loading="lazy" decoding="async" srcset="https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/Brandon-Renfro-headshot-150x150.jpg 150w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/Brandon-Renfro-headshot-300x300.jpg 300w, https://d2tez01fe91909.cloudfront.net/wp-content/uploads/2024/04/Brandon-Renfro-headshot.jpg 400w" sizes="(max-width: 50px) 100vw, 50px" data-eio="l" /></noscript> <a href="https://www.marketwatch.com/guides/authors/brandon-renfro/" aria-label="Learn more about Brandon Renfro, Ph.D." title="Learn more about Brandon Renfro, Ph.D." class="c-link "> Learn more about Brandon Renfro, Ph.D.</a> </div> <div> <span class="author-name">Brandon Renfro, Ph.D.</span> <span class="author-roles">Reviewer</span> </div> <svg viewBox="0 0 19 11" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M17.2686 1.5L9.26855 9.5L1.26855 1.5" stroke="currentColor" stroke-width="1.68067" stroke-linecap="round" stroke-linejoin="round"/> </svg> </div> <div id="author-2-content" class="author-content"> <div class="author-description wysiwyg"> <p><span style="font-weight: 400;">Brandon Renfro, Ph.D., is a certified financial planner and owner at Belonging Wealth Management in Longview, Texas. He has contributed to numerous publications including Fox News, Forbes, The Wall Street Journal and AARP. His certifications as a retirement income certified professional and enrolled agent — the highest credential the Internal Revenue Service (IRS) awards — allow him to offer strong financial advice. Brandon enjoys kayaking, fishing and camping with his family. He also serves as an infantry officer in the Arkansas Army National Guard.</span></p> </div> <a class="author-permalink" href="https://www.marketwatch.com/guides/authors/brandon-renfro/"> Learn more about Brandon Renfro, Ph.D. </a> </div> </div> </div> </div> </div> <div class="c-article-related"> <div class="wrapper"> <span class="heading">Related Articles</span> <div class="articles swiper"> <div class="swiper-wrapper"> <article class="article swiper-slide"> <div class="c-picture article-thumbnail"> <img width="2048" height="1538" 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