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.header__nav{background-color:#181716;display:none;height:90vh;left:0;position:absolute;top:48px;z-index:9999}#custom-header-wrapper .header__nav.active{display:block}#custom-header-wrapper .header__nav .menu{align-items:flex-start;flex-direction:column;height:auto;justify-content:space-between}#custom-header-wrapper .header__nav .menu>li.menu-item{min-height:40px;overflow:hidden;padding:9px 25px;width:100%}#custom-header-wrapper .header__nav .menu>li.menu-item:first-of-type,#custom-header-wrapper .header__nav .menu>li.menu-item:last-of-type{padding:9px 25px}#custom-header-wrapper .header__nav .menu>li.menu-item>a{font-size:18px;height:100%;line-height:1.15}#custom-header-wrapper .header__nav .menu>li.menu-item.active a{color:inherit}#custom-header-wrapper .header__nav .menu>li.menu-item.active{border-left:4px solid}#custom-header-wrapper .header__nav .menu>li.menu-item .header-divider{border:none;box-shadow:inset -1px 0 0 0 #333;color:#cdc1b2;display:none;height:calc(100% - 35px);left:31%;position:absolute;top:10px;transition:none;width:2px;z-index:1}#custom-header-wrapper .header__nav .menu>li.menu-item.active .header-divider{display:block;z-index:2}#custom-header-wrapper .header__nav .sub-menu-wrap{background-color:#181716;box-shadow:none;color:#fcfcfc;font-size:13px;height:85vh;left:auto;padding:0 0 0 25px;position:absolute;right:0;top:10px;width:69%;z-index:1}#custom-header-wrapper .header__nav .menu>li.menu-item.active .sub-menu-wrap{visibility:visible}#custom-header-wrapper .header__nav .menu .menu-item:hover .sub-menu-wrap{visibility:hidden}#custom-header-wrapper .header__nav .sub-menu-wrap:before{display:none}#custom-header-wrapper .header__nav .sub-menu{flex-direction:column;height:100%;width:100%}#custom-header-wrapper .header__nav .menu .sub-menu .menu-item{display:inline-block;flex-shrink:0;height:40px;margin-right:0;padding:0;width:auto}#custom-header-wrapper .header__nav .menu .sub-menu 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.menu-item{font-weight:600;height:auto;padding:10px 0}#custom-header-wrapper .header__nav .menu .sub-menu .menu-item:first-child{padding-top:0}}@media only screen and (max-width:767px){#custom-header-wrapper .menu-toggle{margin-left:20px}#custom-header-wrapper .header__logo svg{width:auto}}@media only screen and (max-width:480px){#custom-header-wrapper .header__container{height:50px}#custom-header-wrapper .header__logo{margin-top:-5px}#custom-header-wrapper .header__indicator{display:block;height:1px;opacity:.15;z-index:9999}#custom-header-wrapper .header__search,#custom-header-wrapper .header__share{margin-top:-3px}#custom-header-wrapper .header__nav.active{position:fixed}#custom-header-wrapper .header__nav .menu{display:block;height:100vh;height:calc(var(--vh, 1vh)*100);overflow-y:scroll}#custom-header-wrapper .header__nav .menu>li.menu-item{align-items:flex-start;border-left:none!important;flex-direction:column;height:auto;min-height:38px;padding:0}#custom-header-wrapper .header__nav .menu>li.menu-item:first-of-type,#custom-header-wrapper .header__nav .menu>li.menu-item:last-of-type{padding:0}#custom-header-wrapper .header__nav .menu>li.menu-item.active .header-divider{display:none}#custom-header-wrapper .header__nav .sub-menu-wrap{background-color:#212424;border-left:4px solid;display:none;height:auto;left:0;margin-top:20px;padding:25px;position:relative;right:unset;top:0;width:calc(100% + 50px)}#custom-header-wrapper .header__nav .sub-menu .menu-item{display:block;height:auto;padding:10px 0}#custom-header-wrapper .header__nav .menu .sub-menu .menu-item:first-child{padding-top:1px}#custom-header-wrapper .header__nav .menu>li.menu-item:last-of-type{margin-bottom:10px}#custom-header-wrapper .header__nav .menu>li.menu-item.active .sub-menu-wrap{display:block}#custom-header-wrapper .header__nav .menu>li.menu-item>a{display:block;font-size:16px;padding:10px 25px 0;width:100%}#custom-header-wrapper .header__nav .menu .legal-links{margin-bottom:150px}}@media only screen and (max-width:374px){#custom-header-wrapper #subnavBar .sub-menu-wrap{padding-left:4px;padding-right:4px}#custom-header-wrapper .sub-menu-item{padding-right:8px}}#custom-header-wrapper .header__nav{background:#222424;height:100vh;height:calc(var(--vh, 1vh)*100);width:100%}@media (min-width:1065px){#custom-header-wrapper .header__nav{left:-251px;transition:all .5s;width:251px}#custom-header-wrapper .header__nav.active{left:0}}#custom-header-wrapper .header__nav .bottom-menu{background:#222424;bottom:50px;font-family:EuclidCircularB,sans-serif;font-size:12px;font-weight:700;padding:0 30px;position:absolute;width:100%}@media screen and (min-width:768px){#custom-header-wrapper .header__nav .bottom-menu{bottom:40px}}#custom-header-wrapper .header__nav .bottom-menu .bottom-close-menu{align-items:center;color:#7d7d7d;cursor:pointer;display:flex;margin:22px 0 32px;width:100%}@media screen and (min-width:768px){#custom-header-wrapper .header__nav .bottom-menu .bottom-close-menu{margin:40px 0}}#custom-header-wrapper .header__nav .bottom-menu .bottom-close-menu:hover{text-decoration:underline}#custom-header-wrapper .header__nav .bottom-menu .bottom-close-menu a{margin-left:20px}#custom-header-wrapper .header__nav .wp-menu{-ms-overflow-style:none;max-height:calc(100vh - 150px);max-height:calc(var(--vh, 1vh)*100 - 150px);overflow:scroll;scrollbar-width:none}#custom-header-wrapper .header__nav .wp-menu::-webkit-scrollbar{display:none}#custom-header-wrapper .header__nav .wp-menu .wp-menu-item .main-menu-wrap{border-left:3px solid #222424}#custom-header-wrapper .header__nav .wp-menu .wp-menu-item:first-child{border-top:2px solid #222424}@media (min-width:1065px){#custom-header-wrapper .header__nav .wp-menu .wp-menu-item:hover{background-color:#181716}#custom-header-wrapper .header__nav .wp-menu .wp-menu-item:hover .main-menu-wrap{border-left:3px solid #bfc8fb;color:#bfc8fb}}#custom-header-wrapper .header__nav .wp-menu .wp-menu-item:hover .sub-menu-wrap{visibility:visible}#custom-header-wrapper .header__nav .wp-menu .wp-menu-item>a{display:block;padding:30px 40px}@media (min-width:1065px){#custom-header-wrapper .header__nav .wp-menu .wp-menu-item>a{padding:18px 46px}}#custom-header-wrapper .header__nav .wp-menu .wp-menu-item .main-menu-wrap{font-family:EuclidCircularB,sans-serif;font-size:16px;font-weight:400;line-height:24px}@media (min-width:1065px){#custom-header-wrapper .header__nav .wp-menu .wp-menu-item .main-menu-wrap{padding:12px 16px}}#custom-header-wrapper .header__nav .wp-menu .wp-menu-item .sub-menu-wrap::-webkit-scrollbar,#custom-header-wrapper .header__nav .wp-menu .wp-menu-item .sub-menu::-webkit-scrollbar{display:none}#custom-header-wrapper .header__nav .wp-menu .wp-menu-item .sub-menu,#custom-header-wrapper .header__nav .wp-menu .wp-menu-item .sub-menu-wrap{-ms-overflow-style:none;scrollbar-width:none}#custom-header-wrapper .header__nav .wp-menu .wp-menu-item .sub-menu-wrap{background-color:#222424;border:none;display:block;height:100vh;height:calc(var(--vh, 1vh)*100);left:100%;margin:0;max-height:calc(100vh - 148px);max-height:calc(var(--vh, 1vh)*100 - 148px);overflow:auto;padding:0;position:absolute;transition:all .5s;visibility:visible}@media (min-width:500px){#custom-header-wrapper .header__nav .wp-menu .wp-menu-item .sub-menu-wrap{max-height:calc(100vh - 150px);max-height:calc(var(--vh, 1vh)*100 - 150px)}}@media (min-width:1065px){#custom-header-wrapper .header__nav .wp-menu .wp-menu-item .sub-menu-wrap{border-left:1px solid #7f7f7f;max-height:calc(100vh - 48px);max-height:calc(var(--vh, 1vh)*100 - 48px);right:-320px;top:0;transition:none;visibility:hidden;width:320px}}#custom-header-wrapper .header__nav .wp-menu .wp-menu-item .sub-menu-wrap.mobile-active{border-left:none;display:block;left:0;right:0;top:0;width:100%}#custom-header-wrapper .header__nav .wp-menu .wp-menu-item .sub-menu-wrap .mobile-back-btn{align-items:center;color:#626262;display:block;display:flex;font-family:EuclidCircularB,sans-serif;font-size:16px;font-weight:700;padding:35px 31px 10px}@media (min-width:1065px){#custom-header-wrapper .header__nav .wp-menu .wp-menu-item .sub-menu-wrap .mobile-back-btn{display:none}}#custom-header-wrapper .header__nav .wp-menu .wp-menu-item .sub-menu-wrap .mobile-back-btn .back-arrow{margin-right:20px}#custom-header-wrapper .header__nav .wp-menu .wp-menu-item .sub-menu-wrap .sub-menu{display:block;max-height:calc(100% - 70px);max-width:none;overflow:auto}@media (min-width:1065px){#custom-header-wrapper .header__nav .wp-menu .wp-menu-item .sub-menu-wrap .sub-menu{max-height:none}}#custom-header-wrapper .header__nav .wp-menu .wp-menu-item .sub-menu-wrap .sub-menu .all-category-link a{align-items:center;background:#222424;color:#bfc8fb;cursor:pointer;display:flex;font-family:EuclidCircularB,sans-serif;font-size:16px;font-weight:700;padding:26px 45px 26px 32px;position:relative}@media (min-width:1065px){#custom-header-wrapper .header__nav .wp-menu .wp-menu-item .sub-menu-wrap .sub-menu .all-category-link a{padding:30px 45px 30px 30px}#custom-header-wrapper .header__nav .wp-menu .wp-menu-item .sub-menu-wrap .sub-menu .all-category-link{display:none}#custom-header-wrapper .header__nav .wp-menu .wp-menu-item .sub-menu-wrap .sub-menu .all-category-link.is-touch{display:block}}#custom-header-wrapper .header__nav .wp-menu .wp-menu-item .sub-menu-wrap .sub-menu .sub-menu-item .sub-menu-title{align-items:center;background:#222424;color:#bfc8fb;cursor:pointer;display:flex;font-family:EuclidCircularB,sans-serif;font-size:16px;font-weight:700;padding:26px 45px 26px 32px;position:relative}@media (min-width:1065px){#custom-header-wrapper .header__nav .wp-menu .wp-menu-item .sub-menu-wrap .sub-menu .sub-menu-item .sub-menu-title{padding:30px 45px 30px 30px}}#custom-header-wrapper .header__nav .wp-menu .wp-menu-item .sub-menu-wrap .sub-menu .sub-menu-item .sub-menu-title a{display:block}#custom-header-wrapper .header__nav .wp-menu .wp-menu-item .sub-menu-wrap .sub-menu .sub-menu-item .accordian-wrapper .accordian-title:after{border:solid #bfc8fb;border-width:0 3px 3px 0;content:"";display:inline-block;margin-left:auto;padding:3px;position:absolute;right:35px;top:30px;transform:rotate(45deg);-webkit-transform:rotate(45deg)}@media (min-width:1065px){#custom-header-wrapper .header__nav .wp-menu .wp-menu-item .sub-menu-wrap .sub-menu .sub-menu-item .accordian-wrapper .accordian-title:after{top:35px}}#custom-header-wrapper .header__nav .wp-menu .wp-menu-item .sub-menu-wrap .sub-menu .sub-menu-item .accordian-wrapper.active .accordian-title:after{top:37px;transform:rotate(-135deg);-webkit-transform:rotate(-135deg)}@media (min-width:1065px){#custom-header-wrapper .header__nav .wp-menu .wp-menu-item .sub-menu-wrap .sub-menu .sub-menu-item .accordian-wrapper.active .accordian-title:after{top:40px}}#custom-header-wrapper .header__nav .wp-menu .wp-menu-item .sub-menu-wrap .sub-menu .sub-menu-item .accordian-wrapper .accordian-menu a{background:#181716;display:block;font-family:EuclidCircularB,sans-serif;font-size:15px;font-weight:400;padding:24px 32px}#custom-header-wrapper .region-selector-mobile{background-color:rgba(0,0,0,.4);overflow-y:auto;top:0;z-index:999999}#custom-header-wrapper .region-selector-mobile .mobile-region-selector-wrap{border-radius:5px;left:50%;position:absolute;top:50%;transform:translate(-50%,-50%)}@media screen and (min-width:640px) and (max-width:768px){#custom-header-wrapper .region-selector-mobile .mobile-region-selector-wrap .mob-region-sel-holder{margin-bottom:20px;margin-top:175px}}#custom-header-wrapper .region-selector-mobile .mobile-region-selector-wrap .radio-outer{align-items:center;border:2px solid #395bb6;border-radius:50%;display:flex;height:20px;justify-content:center;width:20px}#custom-header-wrapper .region-selector-mobile .mobile-region-selector-wrap ul li.active .radio-inner{background:#395bb6;border-radius:50%;height:10px;width:10px}#custom-header-wrapper .region-selector-mobile .mobile-region-selector-wrap ul li.active span{font-weight:600}@media screen and (min-width:768px){#custom-header-wrapper .md-inline-block{display:inline-block!important}}#custom-header-wrapper .p-24px{padding:24px}#custom-header-wrapper .w-5{width:20px}#custom-header-wrapper .h-3{height:12px}#custom-header-wrapper .mx-20px{margin-left:20px;margin-right:20px}#custom-header-wrapper .pb-12px{padding-bottom:12px}#custom-header-wrapper .fixed{position:fixed}#custom-header-wrapper .z-50{z-index:50}#custom-header-wrapper .h-screen{height:100vh}#custom-header-wrapper .w-full{width:100%}#custom-header-wrapper .mx-5{margin-left:1.25rem!important;margin-right:1.25rem!important}#custom-header-wrapper .bg-white{background-color:#fff}#custom-header-wrapper .p-6{padding:1.5rem}#custom-header-wrapper .rounded-5px{border-radius:5px}#custom-header-wrapper .text-333333{color:#333}#custom-header-wrapper .pb-3{padding-bottom:.75rem}#custom-header-wrapper .border-light{border-color:#ddd}#custom-header-wrapper .text-20px{font-size:20px}@media screen and (min-width:768px){#custom-header-wrapper .md-hidden{display:none!important}}#custom-header-wrapper .font-euclidcircularb,#custom-header-wrapper .font-euclidcircularb-regular{font-family:EuclidCircularB,sans-serif;font-weight:400}#custom-header-wrapper .font-bold{font-weight:700}#custom-header-wrapper .mt-6{margin-top:1.5rem}#custom-header-wrapper .mt-24px{margin-top:24px}#custom-header-wrapper .w-24px{width:24px}#custom-header-wrapper .h-16px{height:16px}#custom-header-wrapper .mr-26px{margin-right:26px}#custom-header-wrapper .w-6{width:1.5rem}#custom-header-wrapper .h-4{height:1rem}#custom-header-wrapper .mr-15px{margin-right:15px}#custom-header-wrapper .pos-r{position:relative}#custom-header-wrapper .ml-auto,#custom-header-wrapper .mx-auto{margin-left:auto!important}#custom-header-wrapper .mr-auto,#custom-header-wrapper .mx-auto{margin-right:auto!important}#custom-header-wrapper .text-18px{font-size:18px}#custom-header-wrapper .text-white{color:#fff}#custom-header-wrapper .ml-6px{margin-left:6px}#custom-header-wrapper .mt-10px{margin-top:10px}#custom-header-wrapper .mt-3{margin-top:.75rem}@media screen and (min-width:768px){#custom-header-wrapper .md-mt-3{margin-top:.75rem}#custom-header-wrapper .md-text-20px{font-size:20px}}#custom-header-wrapper .mr-50px{margin-right:50px}@media screen and (min-width:768px){#custom-header-wrapper .md-mr-50px{margin-right:50px}}#custom-header-wrapper .flex-col{flex-direction:column}#custom-header-wrapper .min-h-screen{min-height:100vh}@media screen and (min-width:768px){#custom-header-wrapper .xl-hover-underline:hover{text-decoration:underline}}#custom-header-wrapper .hidden{display:none}#custom-header-wrapper .cursor-pointer{cursor:pointer}#custom-header-wrapper .relative{position:relative}#custom-header-wrapper .h-full{height:100%}#custom-header-wrapper .items-center{align-items:center}@media screen and (min-width:768px){#custom-header-wrapper .md-text-gray-500{color:#333}}#custom-header-wrapper .border-gray-200{border-color:#ddd}#custom-header-wrapper .border-b-1{border-bottom:1px solid;border-color:#333}#custom-header-wrapper .border-none{border-style:none}@media screen and (min-width:768px){#custom-header-wrapper .md-flex{display:flex}}#custom-header-wrapper .flex{display:flex}#custom-header-wrapper .block{display:block}#custom-header-wrapper .inline-flex{display:inline-flex}#custom-header-wrapper .mr-6{margin-right:1.5rem}#custom-header-wrapper .text-14px{font-size:14px}@media screen and (min-width:768px){#custom-header-wrapper .md-mr-0{margin-right:0!important}}@media (min-width:768px){#custom-header-wrapper .md-pr-2{padding-right:.5rem}#custom-header-wrapper .md-pr-8px{padding-right:8px}}#custom-header-wrapper .mr-24px{margin-right:24px}#custom-header-wrapper .font-normal{font-weight:400}#custom-header-wrapper .font-worksans{font-family:Work Sans,sans-serif}#custom-header-wrapper .subpixel-antialiased{-webkit-font-smoothing:auto;-moz-osx-font-smoothing:auto}#custom-header-wrapper .w-20px{width:20px}#custom-header-wrapper .h-12px{height:12px}@media screen and (min-width:768px){#custom-header-wrapper .md-inline-flex{display:inline-flex}}#custom-header-wrapper .absolute{position:absolute}#custom-header-wrapper .top-0{top:0}#custom-header-wrapper .right-0{right:0}#custom-header-wrapper .bg-181716{background-color:#181716}#custom-header-wrapper .mt-2px{margin-top:2px}#custom-header-wrapper .overflow-y-auto{overflow-y:auto}#custom-header-wrapper .py-14px{padding-bottom:14px;padding-top:14px}#custom-header-wrapper .px-18px{padding-left:18px;padding-right:18px}#custom-header-wrapper .pr-27px{padding-right:27px}#custom-header-wrapper .pr-2{padding-right:.5rem!important}#custom-header-wrapper .font-medium{font-weight:500}#custom-header-wrapper .ml-auto{margin-left:auto!important}#custom-header-wrapper .mr-5px{margin-right:5px}#custom-header-wrapper .mr-10px{margin-right:10px}#custom-header-wrapper .leading-normal{line-height:1.5}#custom-header-wrapper .text-base{font-size:1rem}#custom-header-wrapper .text-bfc8fb{color:#bfc8fb}#custom-header-wrapper .outline-none{outline:2px solid transparent;outline-offset:2px}#custom-header-wrapper .main-menu-wrap,#custom-header-wrapper .xl-hover-underline{color:#fcfcfc}#custom-header-wrapper .bottom-close-menu a{color:#7d7d7d}#custom-header-wrapper .region-selector-mob *{font-size:16px}#custom-header-wrapper .region-selector-mobile *{line-height:20px}#custom-header-wrapper .outline-none-all-children *{outline:none}.site-wrapper.sticky{padding-top:50px!important}.disable-scroll{overflow-y:hidden} </style> <div id="custom-header-wrapper"> <div class="region-selector-mobile fixed z-50 h-screen w-full md-hidden hidden" > <div class="mobile-region-selector-wrap w-full"> <div class="bg-white p-24px mx-20px rounded-5px mob-region-sel-holder"> <div class="text-333333 font-euclidcircularb font-bold pb-12px border-b-1 border-light text-20px"> Select Region </div> <div> <ul> <li class="mt-24px flex items-center curr-region-sel cursor-pointer active" data-curr-region="usa"> <div class="mr-26px"> <div class="radio-outer"> <div class="radio-inner"></div> </div> </div> <div class="flex items-center"> <img loading="lazy" src="https://www.forbes.com/advisor/wp-content/themes/fadv/assets/img/usa-icon.svg" alt="US" class="w-24px h-16px mr-15px" /> <span class="font-euclidcircularb-regular text-20px text-333333 leading-30px">United States</span> </div> </li> <li class="mt-24px flex items-center curr-region-sel cursor-pointer" data-curr-region="uk"> <div class="mr-26px"> <div class="radio-outer"> <div class="radio-inner"></div> </div> </div> <div class="flex items-center"> <img loading="lazy" src="https://www.forbes.com/advisor/wp-content/themes/fadv/assets/img/uk-icon.svg" alt="UK" class="w-24px h-16px mr-15px" /> <span class="font-euclidcircularb-regular text-20px text-333333 leading-30px">United Kingdom</span> </div> </li> <li class="mt-24px flex items-center curr-region-sel cursor-pointer" data-curr-region="de"> <div class="mr-26px"> <div class="radio-outer"> <div class="radio-inner"></div> </div> </div> <div class="flex items-center"> <img loading="lazy" src="https://www.forbes.com/advisor/wp-content/themes/fadv/assets/img/de-icon.svg" alt="DE" class="w-24px h-16px mr-15px" /> <span class="font-euclidcircularb-regular text-20px text-333333 leading-30px">Germany</span> </div> </li> <li class="mt-24px flex items-center curr-region-sel cursor-pointer" data-curr-region="in"> <div class="mr-26px"> <div class="radio-outer"> <div class="radio-inner"></div> </div> </div> <div class="flex items-center"> <img loading="lazy" src="https://www.forbes.com/advisor/wp-content/themes/fadv/assets/img/in-icon.svg" alt="IN" class="w-24px h-16px mr-15px" /> <span 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Reviews","clickType":"Jump Link","referenceText":""}'>Budgeting App Reviews</a> </li> <li class="banking_reviews"> <a href="#banking_reviews" class="jump-to" data-mktp-misc-click='{"clickText":"Banking Reviews","clickType":"Jump Link","referenceText":""}'>Banking Reviews</a> </li> <li class="basics"> <a href="#basics" class="jump-to" data-mktp-misc-click='{"clickText":"Basics","clickType":"Jump Link","referenceText":""}'>Basics</a> </li> <li class="bank_promotions_bonuses"> <a href="#bank_promotions_bonuses" class="jump-to" data-mktp-misc-click='{"clickText":"Bank Promotions & Bonuses","clickType":"Jump Link","referenceText":""}'>Bank Promotions & Bonuses</a> </li> </ul> </div> </div> <div class="category-wrapper lg:flex-1" id="categoryWrapper"> <div class="cal-type-wrapper overflow-hidden"> <div class="cal-type" > <p class="cal-title text-xl mb-3 lg:text-2xl font-bold lg:mb-4" id="savings_money_market_accounts"> Savings & Money Market Accounts </p> <ul class="text-base leading-21px 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Rates","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/banking\/cds\/best-ira-cd-rates\/","clickType":"internal"}'>Best IRA CD Rates</a> </li> <li> <a href="https://www.forbes.com/advisor/banking/cds/bank-of-america-cd-rates/" target="_blank" data-mktp-link='{"clickText":"Bank Of America CD Rates","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/banking\/cds\/bank-of-america-cd-rates\/","clickType":"internal"}'>Bank Of America CD Rates</a> </li> <li> <a href="https://www.forbes.com/advisor/banking/cds/citibank-cd-rates/" target="_blank" data-mktp-link='{"clickText":"Citibank CD Rates","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/banking\/cds\/citibank-cd-rates\/","clickType":"internal"}'>Citibank CD Rates</a> </li> <li> <a href="https://www.forbes.com/advisor/banking/cds/penfed-credit-union-certificate-cd-rates/" target="_blank" data-mktp-link='{"clickText":"PenFed Credit Union CD 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<div class="jumbotron__wrapper flex flex-wrap lg:flex-no-wrap items-center rounded-xl lg:py-30px lg:px-60px px-5 py-30px bg-blue900 "> <h3 class="text-lg leading-23px mb-10 font-bold uppercase block lg:hidden w-full text-white"> BANKING </h3> <div class="jumbotron__img-wrap mx-auto lg:mb-0 mb-5"> <img class="img-responsive" alt="BANKING" loading="lazy" src="https://www.forbes.com/advisor/wp-content/uploads/2023/03/banking-branch-coins-small.svg" /> </div> <div class="jumbotron__content-wrap px-0 lg:px-12 lg:w-max w-full break-word"> <h3 class="text-lg leading-23px mb-2 font-bold uppercase hidden lg:block text-white"> BANKING </h3> <h4 class="lg:text-35px text-25px lg:leading-10 leading-8 lg:mb-3 mb-6 font-bold text-white"> How Forbes Advisor Reviews Banks </h4> <p class="text-base lg:leading-6 leading-32px mb-30px lg:mb-0 font-georgia text-lightBlue"> Learn more about our rating and review methodology and editorial process </p> </div> <div class="jumbotron__btn-wrap"> <a 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Button","referenceText":""}'> Money Market Accounts <div class="active-tab-indicator hidden absolute bottom-0 left-0"></div> </button> </div> </div> <div class="sas-tab-section block" data-tab-section-index="0"> <div class="seven-article-section switch-order md:mt-30px sm:pb-30px block lg:flex "> <div class="left-column"> <div class="top-section text-left pb-30px md:pb-8 sm:text-center"> <a href="https://www.forbes.com/advisor/banking/best-online-banks/" class="cursor-default" data-mktp-link='{"clickText":"10 Best Online Banks of November 2024","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/banking\/best-online-banks\/","clickType":"internal"}'> <div class="top-section-wrapper cursor-pointer overflow-hidden mb-5"> <div aria-label="10 Best Online Banks of November 2024" class="image-container ratio16x9 bg-gray-200" > <img loading="lazy" class="image-container object-cover object-center" 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<a href="https://www.forbes.com/advisor/banking/best-places-to-keep-your-emergency-fund/" data-mktp-link='{"clickText":"Best Places To Keep Your Emergency Fund","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/banking\/best-places-to-keep-your-emergency-fund\/","clickType":"internal"}'> <div class="font-serif text-section cursor-pointer mb-6 md:mb-5 text-lg lg:no-underline"> Best Places To Keep Your Emergency Fund </div> </a> <div class="by-editor text-sm font-euclidcircularb"> By <span class="font-euclidcircularb cursor-pointer hover:underline font-semibold"> <a href="https://www.forbes.com/advisor/author/kevin-payne/" data-mktp-link='{"clickText":"Kevin Payne","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/author\/kevin-payne\/","clickType":"internal"}'>Kevin Payne</a> </span> Banking Writer </div> </div> </div> <div class="article-post-wrapper flex lg:w-1/2"> <div class="image-wrapper flex"> <a 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class="font-euclidcircularb cursor-pointer hover:underline font-semibold"> <a href="https://www.forbes.com/advisor/author/kevin-payne/" class="byline__author" data-mktp-link='{"clickText":"Kevin Payne","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/author\/kevin-payne\/","clickType":"internal"}'>Kevin Payne</a> </span> Banking Writer </div> </div> </div> </div> </div> </div> <div class="sas-tab-section hidden" data-tab-section-index="1"> <div class="seven-article-section switch-order md:mt-30px sm:pb-30px block lg:flex "> <div class="left-column"> <div class="top-section text-left pb-30px md:pb-8 sm:text-center"> <a href="https://www.forbes.com/advisor/banking/how-to-open-a-bank-account/" class="cursor-default" data-mktp-link='{"clickText":"What Do You Need To Open A Bank Account?","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/banking\/how-to-open-a-bank-account\/","clickType":"internal"}'> <div class="top-section-wrapper cursor-pointer overflow-hidden mb-5"> <div aria-label="What Do You Need To Open A Bank Account?" class="image-container ratio16x9 bg-gray-200" > <img loading="lazy" class="image-container object-cover object-center" src="https://thumbor.forbes.com/thumbor/fit-in/980x/https://www.forbes.com/advisor/wp-content/uploads/2020/07/getty_how_to_open_bank_account_071420pm_jpg_wGTi8kvb.jpg" alt="What Do You Need To Open A Bank Account?"> </div> </div> </a> <div class="text-section font-serif cursor-pointer pb-14px text-lg sm:text-left mb-4 md:mb-5"> <a href="https://www.forbes.com/advisor/banking/how-to-open-a-bank-account/" class="cursor-pointer block w-full leading-5 md:leading-30px" data-mktp-link='{"clickText":"What Do You Need To Open A Bank Account?","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/banking\/how-to-open-a-bank-account\/","clickType":"internal"}'> What Do You Need To Open A Bank Account? </a> </div> <div class="by-editor text-sm sm:text-left font-euclidcircularb"> By <span class="font-euclidcircularb cursor-pointer hover:underline font-semibold"> <a href="https://www.forbes.com/advisor/author/rlake/" data-mktp-link='{"clickText":"Rebecca Lake","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/author\/rlake\/","clickType":"internal"}'>Rebecca Lake</a> </span> Banking Expert </div> </div> <div class="bottom-section lg:flex lg:flex-wrap lg:pt-10px"> <div class="article-post-wrapper flex lg:w-1/2"> <div class="image-wrapper flex"> <a href="https://www.forbes.com/advisor/banking/how-much-cash-should-you-keep-in-the-bank/" aria-label="How Much Cash Should You Keep In The Bank?" class="cursor-pointer mr-5" data-mktp-link='{"clickText":"How Much Cash Should You Keep In The Bank?","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/banking\/how-much-cash-should-you-keep-in-the-bank\/","clickType":"internal"}' > <img loading="lazy" class="object-cover object-center" src="https://thumbor.forbes.com/thumbor/fit-in/240x/https://www.forbes.com/advisor/wp-content/uploads/2021/02/getty_how-much-cash_021621.jpg" alt="How Much Cash Should You Keep In The Bank?"> </a> </div> <div class="text-wrapper"> <a href="https://www.forbes.com/advisor/banking/how-much-cash-should-you-keep-in-the-bank/" data-mktp-link='{"clickText":"How Much Cash Should You Keep In The Bank?","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/banking\/how-much-cash-should-you-keep-in-the-bank\/","clickType":"internal"}'> <div class="font-serif text-section cursor-pointer mb-6 md:mb-5 text-lg lg:no-underline"> How Much Cash Should You Keep In The Bank? </div> </a> <div class="by-editor text-sm font-euclidcircularb"> By <span class="font-euclidcircularb cursor-pointer hover:underline font-semibold"> <a href="https://www.forbes.com/advisor/author/rlake/" data-mktp-link='{"clickText":"Rebecca 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href="https://www.forbes.com/advisor/banking/why-bank-closed-my-account-what-to-do/" data-mktp-link='{"clickText":"What Happens When The Bank Closes Your Account?","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/banking\/why-bank-closed-my-account-what-to-do\/","clickType":"internal"}'> <div class="font-serif text-section cursor-pointer mb-6 md:mb-5 text-lg lg:no-underline"> What Happens When The Bank Closes Your Account? </div> </a> <div class="by-editor text-sm font-euclidcircularb"> By <span class="font-euclidcircularb cursor-pointer hover:underline font-semibold"> <a href="https://www.forbes.com/advisor/author/cassidy-horton/" data-mktp-link='{"clickText":"Cassidy Horton","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/author\/cassidy-horton\/","clickType":"internal"}'>Cassidy Horton</a> </span> Personal Finance Reviewer and Writer </div> </div> </div> <div class="article-post-wrapper flex lg:w-1/2"> <div class="image-wrapper flex"> <a href="https://www.forbes.com/advisor/banking/how-to-close-a-bank-account/" aria-label="How To Close A Bank Account" class="cursor-pointer mr-5" data-mktp-link='{"clickText":"How To Close A Bank Account","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/banking\/how-to-close-a-bank-account\/","clickType":"internal"}' > <img loading="lazy" class="object-cover object-center" src="https://thumbor.forbes.com/thumbor/fit-in/240x/https://www.forbes.com/advisor/wp-content/uploads/2020/07/getty_closing_a_bank_account_063020pm_jpg_QkJD510l.jpg" alt="How To Close A Bank Account"> </a> </div> <div class="text-wrapper"> <a href="https://www.forbes.com/advisor/banking/how-to-close-a-bank-account/" data-mktp-link='{"clickText":"How To Close A Bank Account","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/banking\/how-to-close-a-bank-account\/","clickType":"internal"}'> <div class="font-serif text-section cursor-pointer mb-6 md:mb-5 text-lg lg:no-underline"> How To Close A Bank Account </div> </a> <div class="by-editor text-sm font-euclidcircularb"> By <span class="font-euclidcircularb cursor-pointer hover:underline font-semibold"> <a href="https://www.forbes.com/advisor/author/kevin-payne/" data-mktp-link='{"clickText":"Kevin Payne","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/author\/kevin-payne\/","clickType":"internal"}'>Kevin Payne</a> </span> Banking Writer </div> </div> </div> <div class="article-post-wrapper flex lg:w-1/2"> <div class="image-wrapper flex"> <a href="https://www.forbes.com/advisor/banking/difference-between-bank-and-credit-union/" aria-label="What’s The Difference Between A Bank And A Credit Union?" class="cursor-pointer mr-5" data-mktp-link='{"clickText":"What\u2019s The Difference Between A Bank And A Credit Union?","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/banking\/difference-between-bank-and-credit-union\/","clickType":"internal"}' > <img loading="lazy" class="object-cover object-center" src="https://thumbor.forbes.com/thumbor/fit-in/240x/https://www.forbes.com/advisor/wp-content/uploads/2020/05/banks-credit-chalkboard_getty.jpg" alt="What’s The Difference Between A Bank And A Credit Union?"> </a> </div> <div class="text-wrapper"> <a href="https://www.forbes.com/advisor/banking/difference-between-bank-and-credit-union/" data-mktp-link='{"clickText":"What\u2019s The Difference Between A Bank And A Credit Union?","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/banking\/difference-between-bank-and-credit-union\/","clickType":"internal"}'> <div class="font-serif text-section cursor-pointer mb-6 md:mb-5 text-lg lg:no-underline"> What’s The Difference Between A Bank And A Credit Union? </div> </a> <div class="by-editor text-sm font-euclidcircularb"> By <span class="font-euclidcircularb cursor-pointer hover:underline font-semibold"> <a href="https://www.forbes.com/advisor/author/theresa-stevens/" data-mktp-link='{"clickText":"Theresa Stevens","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/author\/theresa-stevens\/","clickType":"internal"}'>Theresa Stevens</a> </span> Contributor </div> </div> </div> </div> </div> <div class="right-column sm:flex lg:block lg:pl-30px"> <div class="article-post-wrapper flex sm:block sm:pt-4 mb-4 sm:w-1/2 lg:w-full lg:pt-0 lg:mb-0"> <div class="image-wrapper cursor-pointer flex"> <a href="https://www.forbes.com/advisor/banking/how-to-switch-banks-a-step-by-step-guide/" aria-label="How To Switch Banks: A Step-By-Step Guide" class="mr-5 sm:mr-0" data-mktp-link='{"clickText":"How To Switch Banks: A Step-By-Step Guide","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/banking\/how-to-switch-banks-a-step-by-step-guide\/","clickType":"internal"}' > <img loading="lazy" class="object-cover object-center" src="https://thumbor.forbes.com/thumbor/fit-in/475x/https://www.forbes.com/advisor/wp-content/uploads/2020/10/getty-switch-banks_REPLACED_121420pm.jpg" alt="How To Switch Banks: A Step-By-Step Guide"> </a> </div> <div class="text-wrapper"> <a href="https://www.forbes.com/advisor/banking/how-to-switch-banks-a-step-by-step-guide/" data-mktp-link='{"clickText":"How To Switch Banks: A Step-By-Step Guide","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/banking\/how-to-switch-banks-a-step-by-step-guide\/","clickType":"internal"}'> <div class="font-serif text-section md-2 sm:mb-5 pt-0 sm:pt-5 text-sm cursor-pointer lg:no-underline lg:text-lg"> How To Switch Banks: A Step-By-Step Guide </div> </a> <div class="by-editor text-sm font-euclidcircularb"> By <span class="font-euclidcircularb cursor-pointer hover:underline font-semibold"> <a href="https://www.forbes.com/advisor/author/rlake/" class="byline__author" data-mktp-link='{"clickText":"Rebecca Lake","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/author\/rlake\/","clickType":"internal"}'>Rebecca Lake</a> </span> Banking Expert </div> </div> </div> <div class="article-post-wrapper flex sm:block sm:pt-4 mb-4 sm:w-1/2 lg:w-full lg:pt-0 lg:mb-0"> <div class="image-wrapper cursor-pointer flex"> <a href="https://www.forbes.com/advisor/banking/atm-withdrawal-limits/" aria-label="ATM Withdrawal Limits: What You Need To Know" class="mr-5 sm:mr-0" data-mktp-link='{"clickText":"ATM Withdrawal Limits: What You Need To Know","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/banking\/atm-withdrawal-limits\/","clickType":"internal"}' > <img loading="lazy" class="object-cover object-center" src="https://thumbor.forbes.com/thumbor/fit-in/475x/https://www.forbes.com/advisor/wp-content/uploads/2022/03/getty_atm_withdrawal_limits.jpeg" alt="ATM Withdrawal Limits: What You Need To Know"> </a> </div> <div class="text-wrapper"> <a href="https://www.forbes.com/advisor/banking/atm-withdrawal-limits/" data-mktp-link='{"clickText":"ATM Withdrawal Limits: What You Need To Know","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/banking\/atm-withdrawal-limits\/","clickType":"internal"}'> <div class="font-serif text-section md-2 sm:mb-5 pt-0 sm:pt-5 text-sm cursor-pointer lg:no-underline lg:text-lg"> ATM Withdrawal Limits: What You Need To Know </div> </a> <div class="by-editor text-sm font-euclidcircularb"> By <span class="font-euclidcircularb cursor-pointer hover:underline font-semibold"> <a href="https://www.forbes.com/advisor/author/rlake/" class="byline__author" data-mktp-link='{"clickText":"Rebecca Lake","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/author\/rlake\/","clickType":"internal"}'>Rebecca Lake</a> </span> Banking Expert </div> </div> </div> </div> </div> </div> <div class="sas-tab-section hidden" data-tab-section-index="2"> <div class="seven-article-section switch-order md:mt-30px sm:pb-30px block lg:flex "> <div class="left-column"> <div class="top-section text-left pb-30px md:pb-8 sm:text-center"> <a href="https://www.forbes.com/advisor/banking/savings/best-high-yield-savings-accounts/" class="cursor-default" data-mktp-link='{"clickText":"10 Best High-Yield Savings Accounts For November 2024","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/banking\/savings\/best-high-yield-savings-accounts\/","clickType":"internal"}'> <div class="top-section-wrapper cursor-pointer overflow-hidden mb-5"> <div aria-label="10 Best High-Yield Savings Accounts For November 2024" class="image-container ratio16x9 bg-gray-200" > <img loading="lazy" class="image-container object-cover object-center" src="https://thumbor.forbes.com/thumbor/fit-in/980x/https://www.forbes.com/advisor/wp-content/uploads/2020/11/getty_best-high-yield-savings_112220.jpg" alt="10 Best High-Yield Savings Accounts For November 2024"> </div> </div> </a> <div class="text-section font-serif cursor-pointer pb-14px text-lg sm:text-left mb-4 md:mb-5"> <a href="https://www.forbes.com/advisor/banking/savings/best-high-yield-savings-accounts/" class="cursor-pointer block w-full leading-5 md:leading-30px" data-mktp-link='{"clickText":"10 Best High-Yield Savings Accounts For November 2024","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/banking\/savings\/best-high-yield-savings-accounts\/","clickType":"internal"}'> 10 Best High-Yield Savings Accounts For November 2024 </a> </div> <div class="by-editor text-sm sm:text-left font-euclidcircularb"> By <span class="font-euclidcircularb cursor-pointer hover:underline font-semibold"> <a href="https://www.forbes.com/advisor/author/tepper/" data-mktp-link='{"clickText":"Taylor Tepper","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/author\/tepper\/","clickType":"internal"}'>Taylor Tepper</a> </span> Senior Writer, Banking and Investing </div> </div> <div class="bottom-section lg:flex lg:flex-wrap lg:pt-10px"> <div class="article-post-wrapper flex lg:w-1/2"> <div class="image-wrapper flex"> <a href="https://www.forbes.com/advisor/banking/savings/best-5-percent-interest-savings-accounts/" aria-label="Best 5% Interest Savings Accounts Of November 2024" class="cursor-pointer mr-5" data-mktp-link='{"clickText":"Best 5% Interest Savings Accounts Of November 2024","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/banking\/savings\/best-5-percent-interest-savings-accounts\/","clickType":"internal"}' > <img loading="lazy" class="object-cover object-center" src="https://thumbor.forbes.com/thumbor/fit-in/240x/https://www.forbes.com/advisor/wp-content/uploads/2023/02/best-five-percent-interest-savings-accounts.jpg" alt="Best 5% Interest Savings Accounts Of November 2024"> </a> </div> <div class="text-wrapper"> <a href="https://www.forbes.com/advisor/banking/savings/best-5-percent-interest-savings-accounts/" data-mktp-link='{"clickText":"Best 5% Interest Savings Accounts Of November 2024","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/banking\/savings\/best-5-percent-interest-savings-accounts\/","clickType":"internal"}'> <div class="font-serif text-section cursor-pointer mb-6 md:mb-5 text-lg lg:no-underline"> Best 5% Interest Savings Accounts Of November 2024 </div> </a> <div class="by-editor text-sm font-euclidcircularb"> By <span class="font-euclidcircularb cursor-pointer hover:underline font-semibold"> <a href="https://www.forbes.com/advisor/author/cassidy-horton/" data-mktp-link='{"clickText":"Cassidy Horton","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/author\/cassidy-horton\/","clickType":"internal"}'>Cassidy Horton</a> </span> Personal Finance Reviewer and Writer </div> </div> </div> <div class="article-post-wrapper flex lg:w-1/2"> <div class="image-wrapper flex"> <a 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2024","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/banking\/savings\/best-savings-accounts-for-kids\/","clickType":"internal"}'> <div class="font-serif text-section cursor-pointer mb-6 md:mb-5 text-lg lg:no-underline"> Best Savings Accounts For Kids And Teens Of November 2024 </div> </a> <div class="by-editor text-sm font-euclidcircularb"> By <span class="font-euclidcircularb cursor-pointer hover:underline font-semibold"> <a href="https://www.forbes.com/advisor/author/kevin-payne/" data-mktp-link='{"clickText":"Kevin Payne","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/author\/kevin-payne\/","clickType":"internal"}'>Kevin Payne</a> </span> Banking Writer </div> </div> </div> <div class="article-post-wrapper flex lg:w-1/2"> <div class="image-wrapper flex"> <a href="https://www.forbes.com/advisor/banking/savings/savings-calculator/" aria-label="Savings Interest Calculator: How Much Could You Save?" class="cursor-pointer mr-5" data-mktp-link='{"clickText":"Savings Interest Calculator: How Much Could You Save?","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/banking\/savings\/savings-calculator\/","clickType":"internal"}' > <img loading="lazy" class="object-cover object-center" src="https://thumbor.forbes.com/thumbor/fit-in/240x/https://www.forbes.com/advisor/wp-content/themes/fadv/assets/img/dummy-search-page-result-image.png" alt="Savings Interest Calculator: How Much Could You Save?"> </a> </div> <div class="text-wrapper"> <a href="https://www.forbes.com/advisor/banking/savings/savings-calculator/" data-mktp-link='{"clickText":"Savings Interest Calculator: How Much Could You Save?","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/banking\/savings\/savings-calculator\/","clickType":"internal"}'> <div class="font-serif text-section cursor-pointer mb-6 md:mb-5 text-lg lg:no-underline"> Savings Interest Calculator: How Much Could You Save? </div> </a> <div 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src="https://thumbor.forbes.com/thumbor/fit-in/240x/https://www.forbes.com/advisor/wp-content/uploads/2020/07/Getty_child_putting_coins_in_bank_063020_jpg_TjejKpXo-1-e1594192050448.jpg" alt="How To Open A Savings Account For A Child"> </a> </div> <div class="text-wrapper"> <a href="https://www.forbes.com/advisor/banking/savings/guide-to-childrens-and-kids-savings-accounts/" data-mktp-link='{"clickText":"How To Open A Savings Account For A Child","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/banking\/savings\/guide-to-childrens-and-kids-savings-accounts\/","clickType":"internal"}'> <div class="font-serif text-section cursor-pointer mb-6 md:mb-5 text-lg lg:no-underline"> How To Open A Savings Account For A Child </div> </a> <div class="by-editor text-sm font-euclidcircularb"> By <span class="font-euclidcircularb cursor-pointer hover:underline font-semibold"> <a href="https://www.forbes.com/advisor/author/bgran/" data-mktp-link='{"clickText":"Ben Gran","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/author\/bgran\/","clickType":"internal"}'>Ben Gran</a> </span> Banking Reviewer and Writer </div> </div> </div> </div> </div> <div class="right-column sm:flex lg:block lg:pl-30px"> <div class="article-post-wrapper flex sm:block sm:pt-4 mb-4 sm:w-1/2 lg:w-full lg:pt-0 lg:mb-0"> <div class="image-wrapper cursor-pointer flex"> <a href="https://www.forbes.com/advisor/banking/savings/best-business-savings-accounts/" aria-label="Best Business Savings Accounts Of November 2024" class="mr-5 sm:mr-0" data-mktp-link='{"clickText":"Best Business Savings Accounts Of November 2024","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/banking\/savings\/best-business-savings-accounts\/","clickType":"internal"}' > <img loading="lazy" class="object-cover object-center" src="https://thumbor.forbes.com/thumbor/fit-in/475x/https://www.forbes.com/advisor/wp-content/uploads/2022/09/getty_best_business_savings.jpeg.jpg" alt="Best Business Savings Accounts Of November 2024"> </a> </div> <div class="text-wrapper"> <a href="https://www.forbes.com/advisor/banking/savings/best-business-savings-accounts/" data-mktp-link='{"clickText":"Best Business Savings Accounts Of November 2024","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/banking\/savings\/best-business-savings-accounts\/","clickType":"internal"}'> <div class="font-serif text-section md-2 sm:mb-5 pt-0 sm:pt-5 text-sm cursor-pointer lg:no-underline lg:text-lg"> Best Business Savings Accounts Of November 2024 </div> </a> <div class="by-editor text-sm font-euclidcircularb"> By <span class="font-euclidcircularb cursor-pointer hover:underline font-semibold"> <a href="https://www.forbes.com/advisor/author/kevin-payne/" class="byline__author" data-mktp-link='{"clickText":"Kevin Payne","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/author\/kevin-payne\/","clickType":"internal"}'>Kevin Payne</a> </span> Banking Writer </div> </div> </div> <div class="article-post-wrapper flex sm:block sm:pt-4 mb-4 sm:w-1/2 lg:w-full lg:pt-0 lg:mb-0"> <div class="image-wrapper cursor-pointer flex"> <a href="https://www.forbes.com/advisor/banking/savings/best-no-fee-savings-accounts/" aria-label="Best Free Savings Accounts Of 2024" class="mr-5 sm:mr-0" data-mktp-link='{"clickText":"Best Free Savings Accounts Of 2024","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/banking\/savings\/best-no-fee-savings-accounts\/","clickType":"internal"}' > <img loading="lazy" class="object-cover object-center" src="https://thumbor.forbes.com/thumbor/fit-in/475x/https://www.forbes.com/advisor/wp-content/uploads/2020/12/getty_svg-no-fee_120120.jpg" alt="Best Free Savings Accounts Of 2024"> </a> </div> <div class="text-wrapper"> <a href="https://www.forbes.com/advisor/banking/savings/best-no-fee-savings-accounts/" data-mktp-link='{"clickText":"Best Free Savings Accounts Of 2024","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/banking\/savings\/best-no-fee-savings-accounts\/","clickType":"internal"}'> <div class="font-serif text-section md-2 sm:mb-5 pt-0 sm:pt-5 text-sm cursor-pointer lg:no-underline lg:text-lg"> Best Free Savings Accounts Of 2024 </div> </a> <div class="by-editor text-sm font-euclidcircularb"> By <span class="font-euclidcircularb cursor-pointer hover:underline font-semibold"> <a href="https://www.forbes.com/advisor/author/kevin-payne/" class="byline__author" data-mktp-link='{"clickText":"Kevin Payne","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/author\/kevin-payne\/","clickType":"internal"}'>Kevin Payne</a> </span> Banking Writer </div> </div> </div> </div> </div> </div> <div class="sas-tab-section hidden" data-tab-section-index="3"> <div class="seven-article-section switch-order md:mt-30px sm:pb-30px block lg:flex "> <div class="left-column"> <div class="top-section text-left pb-30px md:pb-8 sm:text-center"> <a href="https://www.forbes.com/advisor/banking/cds/best-cd-rates/" class="cursor-default" data-mktp-link='{"clickText":"12 Best CD Rates Of November 2024: Up To 4.75%","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/banking\/cds\/best-cd-rates\/","clickType":"internal"}'> <div class="top-section-wrapper cursor-pointer overflow-hidden mb-5"> <div aria-label="12 Best CD Rates Of November 2024: Up To 4.75%" class="image-container ratio16x9 bg-gray-200" > <img loading="lazy" class="image-container object-cover object-center" src="https://thumbor.forbes.com/thumbor/fit-in/980x/https://www.forbes.com/advisor/wp-content/uploads/2019/04/best-cd-rates-spiral-clock-e1605809569269.jpg" alt="12 Best CD Rates Of November 2024: Up To 4.75%"> </div> </div> </a> <div class="text-section font-serif cursor-pointer pb-14px text-lg sm:text-left mb-4 md:mb-5"> <a href="https://www.forbes.com/advisor/banking/cds/best-cd-rates/" class="cursor-pointer block w-full leading-5 md:leading-30px" data-mktp-link='{"clickText":"12 Best CD Rates Of November 2024: Up To 4.75%","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/banking\/cds\/best-cd-rates\/","clickType":"internal"}'> 12 Best CD Rates Of November 2024: Up To 4.75% </a> </div> <div class="by-editor text-sm sm:text-left font-euclidcircularb"> By <span class="font-euclidcircularb cursor-pointer hover:underline font-semibold"> <a href="https://www.forbes.com/advisor/author/tepper/" data-mktp-link='{"clickText":"Taylor Tepper","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/author\/tepper\/","clickType":"internal"}'>Taylor Tepper</a> </span> Senior Writer, Banking and Investing </div> </div> <div class="bottom-section lg:flex lg:flex-wrap lg:pt-10px"> <div class="article-post-wrapper flex lg:w-1/2"> <div class="image-wrapper flex"> <a href="https://www.forbes.com/advisor/banking/cds/best-3-year-cd-rates/" aria-label="Best 3-Year CD Rates Of November 2024" 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class="font-euclidcircularb cursor-pointer hover:underline font-semibold"> <a href="https://www.forbes.com/advisor/author/cassidy-horton/" data-mktp-link='{"clickText":"Cassidy Horton","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/author\/cassidy-horton\/","clickType":"internal"}'>Cassidy Horton</a> </span> Personal Finance Reviewer and Writer </div> </div> </div> <div class="article-post-wrapper flex lg:w-1/2"> <div class="image-wrapper flex"> <a href="https://www.forbes.com/advisor/banking/cds/cd-calculator/" aria-label="CD Calculator: How Much Can You Earn With A Certificate Of Deposit?" class="cursor-pointer mr-5" data-mktp-link='{"clickText":"CD Calculator: How Much Can You Earn With A Certificate Of Deposit?","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/banking\/cds\/cd-calculator\/","clickType":"internal"}' > <img loading="lazy" class="object-cover object-center" src="https://thumbor.forbes.com/thumbor/fit-in/240x/https://www.forbes.com/advisor/wp-content/themes/fadv/assets/img/dummy-search-page-result-image.png" alt="CD Calculator: How Much Can You Earn With A Certificate Of Deposit?"> </a> </div> <div class="text-wrapper"> <a href="https://www.forbes.com/advisor/banking/cds/cd-calculator/" data-mktp-link='{"clickText":"CD Calculator: How Much Can You Earn With A Certificate Of Deposit?","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/banking\/cds\/cd-calculator\/","clickType":"internal"}'> <div class="font-serif text-section cursor-pointer mb-6 md:mb-5 text-lg lg:no-underline"> CD Calculator: How Much Can You Earn With A Certificate Of Deposit? </div> </a> <div class="by-editor text-sm font-euclidcircularb"> By <span class="font-euclidcircularb cursor-pointer hover:underline font-semibold"> <a href="https://www.forbes.com/advisor/author/mstrohm/" data-mktp-link='{"clickText":"Mitch 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Bank CD Rates: November 2024","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/banking\/cds\/chase-bank-cd-rates\/","clickType":"internal"}'> <div class="font-serif text-section cursor-pointer mb-6 md:mb-5 text-lg lg:no-underline"> Chase Bank CD Rates: November 2024 </div> </a> <div class="by-editor text-sm font-euclidcircularb"> By <span class="font-euclidcircularb cursor-pointer hover:underline font-semibold"> <a href="https://www.forbes.com/advisor/author/kevin-payne/" data-mktp-link='{"clickText":"Kevin Payne","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/author\/kevin-payne\/","clickType":"internal"}'>Kevin Payne</a> </span> Banking Writer </div> </div> </div> <div class="article-post-wrapper flex lg:w-1/2"> <div class="image-wrapper flex"> <a href="https://www.forbes.com/advisor/banking/cds/when-a-cd-matures/" aria-label="What To Do When Your CD Matures" class="cursor-pointer mr-5" data-mktp-link='{"clickText":"What To Do When Your CD 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src="https://thumbor.forbes.com/thumbor/fit-in/475x/https://www.forbes.com/advisor/wp-content/uploads/2020/11/getty_4-best-cds_111320-e1606719828687.jpg" alt="Best 1-Year CD Rates Of November 2024"> </a> </div> <div class="text-wrapper"> <a href="https://www.forbes.com/advisor/banking/cds/best-1-year-cd-rates/" data-mktp-link='{"clickText":"Best 1-Year CD Rates Of November 2024","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/banking\/cds\/best-1-year-cd-rates\/","clickType":"internal"}'> <div class="font-serif text-section md-2 sm:mb-5 pt-0 sm:pt-5 text-sm cursor-pointer lg:no-underline lg:text-lg"> Best 1-Year CD Rates Of November 2024 </div> </a> <div class="by-editor text-sm font-euclidcircularb"> By <span class="font-euclidcircularb cursor-pointer hover:underline font-semibold"> <a href="https://www.forbes.com/advisor/author/enapoletano/" class="byline__author" data-mktp-link='{"clickText":"E. 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2024","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/banking\/cds\/best-5-year-cd-rates\/","clickType":"internal"}'> <div class="font-serif text-section md-2 sm:mb-5 pt-0 sm:pt-5 text-sm cursor-pointer lg:no-underline lg:text-lg"> Best 5-Year CD Rates Of November 2024 </div> </a> <div class="by-editor text-sm font-euclidcircularb"> By <span class="font-euclidcircularb cursor-pointer hover:underline font-semibold"> <a href="https://www.forbes.com/advisor/author/cassidy-horton/" class="byline__author" data-mktp-link='{"clickText":"Cassidy Horton","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/author\/cassidy-horton\/","clickType":"internal"}'>Cassidy Horton</a> </span> Personal Finance Reviewer and Writer </div> </div> </div> </div> </div> </div> <div class="sas-tab-section hidden" data-tab-section-index="4"> <div class="seven-article-section switch-order md:mt-30px sm:pb-30px block lg:flex "> <div class="left-column"> <div class="top-section 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md:mb-5 text-lg lg:no-underline"> Best High-Yield Checking Accounts Of November 2024 </div> </a> <div class="by-editor text-sm font-euclidcircularb"> By <span class="font-euclidcircularb cursor-pointer hover:underline font-semibold"> <a href="https://www.forbes.com/advisor/author/ebatdorf/" data-mktp-link='{"clickText":"Emily Batdorf","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/author\/ebatdorf\/","clickType":"internal"}'>Emily Batdorf</a> </span> Banking Reviewer and Writer </div> </div> </div> <div class="article-post-wrapper flex lg:w-1/2"> <div class="image-wrapper flex"> <a href="https://www.forbes.com/advisor/banking/checking/best-free-checking-accounts/" aria-label="Best Free Checking Accounts Of November 2024" class="cursor-pointer mr-5" data-mktp-link='{"clickText":"Best Free Checking Accounts Of November 2024","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/banking\/checking\/best-free-checking-accounts\/","clickType":"internal"}' > <img loading="lazy" class="object-cover object-center" src="https://thumbor.forbes.com/thumbor/fit-in/240x/https://www.forbes.com/advisor/wp-content/uploads/2020/12/getty_4check_120120.jpg" alt="Best Free Checking Accounts Of November 2024"> </a> </div> <div class="text-wrapper"> <a href="https://www.forbes.com/advisor/banking/checking/best-free-checking-accounts/" data-mktp-link='{"clickText":"Best Free Checking Accounts Of November 2024","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/banking\/checking\/best-free-checking-accounts\/","clickType":"internal"}'> <div class="font-serif text-section cursor-pointer mb-6 md:mb-5 text-lg lg:no-underline"> Best Free Checking Accounts Of November 2024 </div> </a> <div class="by-editor text-sm font-euclidcircularb"> By <span class="font-euclidcircularb cursor-pointer hover:underline font-semibold"> <a href="https://www.forbes.com/advisor/author/junderwood/" data-mktp-link='{"clickText":"Jenn 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Batdorf","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/author\/ebatdorf\/","clickType":"internal"}'>Emily Batdorf</a> </span> Banking Reviewer and Writer </div> </div> </div> </div> </div> </div> <div class="sas-tab-section hidden" data-tab-section-index="5"> <div class="seven-article-section switch-order md:mt-30px sm:pb-30px block lg:flex "> <div class="left-column"> <div class="top-section text-left pb-30px md:pb-8 sm:text-center"> <a href="https://www.forbes.com/advisor/banking/best-money-market-accounts/" class="cursor-default" data-mktp-link='{"clickText":"10 Best Money Market Accounts For November 2024: Up To 4.75%","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/banking\/best-money-market-accounts\/","clickType":"internal"}'> <div class="top-section-wrapper cursor-pointer overflow-hidden mb-5"> <div aria-label="10 Best Money Market Accounts For November 2024: Up To 4.75%" class="image-container ratio16x9 bg-gray-200" > <img 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Money Market Account: Which Is Better? </div> </a> <div class="by-editor text-sm font-euclidcircularb"> By <span class="font-euclidcircularb cursor-pointer hover:underline font-semibold"> <a href="https://www.forbes.com/advisor/author/rlake/" data-mktp-link='{"clickText":"Rebecca Lake","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/author\/rlake\/","clickType":"internal"}'>Rebecca Lake</a> </span> Banking Expert </div> </div> </div> <div class="article-post-wrapper flex lg:w-1/2"> <div class="image-wrapper flex"> <a href="https://www.forbes.com/advisor/banking/money-market-account/money-market-account-vs-money-market-fund/" aria-label="Money Market Account Vs. Money Market Fund: What’s The Difference?" class="cursor-pointer mr-5" data-mktp-link='{"clickText":"Money Market Account Vs. 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Money Market Fund: What\u2019s The Difference?","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/banking\/money-market-account\/money-market-account-vs-money-market-fund\/","clickType":"internal"}'> <div class="font-serif text-section cursor-pointer mb-6 md:mb-5 text-lg lg:no-underline"> Money Market Account Vs. Money Market Fund: What’s The Difference? </div> </a> <div class="by-editor text-sm font-euclidcircularb"> By <span class="font-euclidcircularb cursor-pointer hover:underline font-semibold"> <a href="https://www.forbes.com/advisor/author/enapoletano/" data-mktp-link='{"clickText":"E. Napoletano","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/author\/enapoletano\/","clickType":"internal"}'>E. Napoletano</a> </span> Investing Writer </div> </div> </div> <div class="article-post-wrapper flex lg:w-1/2"> <div class="image-wrapper flex"> <a href="https://www.forbes.com/advisor/banking/money-market-account/how-do-money-market-accounts-fit-as-part-of-savings-plan/" aria-label="How Do Money Market Accounts Fit As Part Of My Savings Plan?" class="cursor-pointer mr-5" data-mktp-link='{"clickText":"How Do Money Market Accounts Fit As Part Of My Savings Plan?","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/banking\/money-market-account\/how-do-money-market-accounts-fit-as-part-of-savings-plan\/","clickType":"internal"}' > <img loading="lazy" class="object-cover object-center" src="https://thumbor.forbes.com/thumbor/fit-in/240x/https://www.forbes.com/advisor/wp-content/uploads/2020/08/getty_money_market_1_081220pm_jpg_JWrLVSTb.jpg" alt="How Do Money Market Accounts Fit As Part Of My Savings Plan?"> </a> </div> <div class="text-wrapper"> <a href="https://www.forbes.com/advisor/banking/money-market-account/how-do-money-market-accounts-fit-as-part-of-savings-plan/" data-mktp-link='{"clickText":"How Do Money Market Accounts Fit As Part Of My Savings Plan?","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/banking\/money-market-account\/how-do-money-market-accounts-fit-as-part-of-savings-plan\/","clickType":"internal"}'> <div class="font-serif text-section cursor-pointer mb-6 md:mb-5 text-lg lg:no-underline"> How Do Money Market Accounts Fit As Part Of My Savings Plan? 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</div> </a> <div class="by-editor text-sm font-euclidcircularb"> By <span class="font-euclidcircularb cursor-pointer hover:underline font-semibold"> <a href="https://www.forbes.com/advisor/author/kevin-payne/" class="byline__author" data-mktp-link='{"clickText":"Kevin Payne","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/author\/kevin-payne\/","clickType":"internal"}'>Kevin Payne</a> </span> Banking Writer </div> </div> </div> </div> </div> </div> </div> </section> <section class="more-articles mb-6 md:mb-10" data-mktp-container='{"componentTitle":"Article List","componentType":"Template Part layout"}'> <div class="container"> <h2 class="section-heading">Banking</h2> <div class="flex flex-row w-full river__articles_container"> <div class="w-full left-rail left-rail-with-dfp"> <div class="w-full block river__articles_container-left-rail"> <div class="search-page-card mb-20px pb-20px md:w-full md:pb-30px rounded-4px md:border-b-1 md:rounded-none md:border-t-0 md:border-l-0 md:border-r-0 md:flex md:flex-row-reverse border-1 overflow-hidden z-10 border-searchPage-300 "> <div class="search-page-card__image-container md:rounded-xl w-full md:w-225px h-195px sm:h-250px md:h-138px overflow-hidden mb-3 lg:mb-0"> <a href="https://www.forbes.com/advisor/banking/cds/cd-rates-today-11-27-24/" target="_blank" class="block w-full h-full search-page-card__anchor" data-search-result-info="image" data-search-result-title="CD Rates Today: November 27, 2024—Earn 5% And Up" data-search-query= "" data-search-result-position="0" data-mktp-link='{"clickText":"CD Rates Today: November 27, 2024\u2014Earn 5% And Up","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/banking\/cds\/cd-rates-today-11-27-24\/","clickType":"internal"}' > <img loading="lazy" class="w-full md:w-225px h-195px sm:h-250px md:h-138px object-cover object-center" src="https://thumbor.forbes.com/thumbor/fit-in/480x/https://www.forbes.com/advisor/wp-content/uploads/2024/11/CD-Rates-6-1.jpg" alt="CD Rates Today: November 27, 2024—Earn 5% And Up"> </a> </div> <div class="search-page-card__content mx-auto md:flex-1 px-16px md:pl-0px md:pr-40px"> <p class="search-page-card__content-date font-euclidcircularb text-12px leading-20px font-medium text-searchPage-100 mb-2 md:mb-10px"> Nov 27, 2024 </p> <h2 class="search-page-card__content-heading word-break mb-3 md:mb-16px text-16px leading-21px"> <a href="https://www.forbes.com/advisor/banking/cds/cd-rates-today-11-27-24/" target="_blank" class="font-euclidcircularb font-bold text-16px leading-21px text-black900 search-page-card__anchor" data-search-result-info="title" data-search-result-title="CD Rates Today: November 27, 2024—Earn 5% And Up" data-search-query= "" data-search-result-position="0" data-mktp-link='{"clickText":"CD Rates Today: November 27, 2024\u2014Earn 5% And Up","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/banking\/cds\/cd-rates-today-11-27-24\/","clickType":"internal"}' > CD Rates Today: November 27, 2024—Earn 5% And Up </a> </h2> <p class="search-page-card__content-blog font-euclidcircularb font-normal text-sm leading-6 text-black900 hidden md:block word-break mb-12px md:mb-20px"> The best interest rates on CDs—certificates of deposit—range as high as 5.37% today, which is far higher than CD rates were a few years ago. Here’s an overview of the best CD rates for you.Highest CD Rates Today by TermCD... </p> <div class="flex flex-col xl:flex-row xl:items-center "> <div class="flex flex-row flex-wrap items-center text-black900 font-euclidcircularb text-xs xl:text-sm capitalize author mr-2 mb-10px"> <span class="leading-4 xl:leading-18px mr-1">By</span> <a href="https://www.forbes.com/advisor/author/tepper/" class="font-bold hover:underline mr-2 xl:leading-18px leading-3" data-mktp-link='{"clickText":"Taylor Tepper","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/author\/tepper\/","clickType":"internal"}'>Taylor Tepper</a> <span class="search-page-card__author-role leading-4 xl:leading-18px">Senior Writer, Banking and Investing</span> </div> <div> <ul class="search-page-card__content-icons flex"> <li class="pr-16px group search-page-card__content-icon-share"> <svg width="32" height="32" viewBox="0 0 32 32" fill="none" xmlns="http://www.w3.org/2000/svg"> <rect width="32" height="32" 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It promises to keep customers’ deposits “fossil fuel free” and invests in environmentally and socially conscious companies. Aspiration is best for those wanting to bank... </p> <div class="flex flex-col xl:flex-row xl:items-center "> <div class="flex flex-row flex-wrap items-center text-black900 font-euclidcircularb text-xs xl:text-sm capitalize author mr-2 mb-10px"> <span class="leading-4 xl:leading-18px mr-1">By</span> <a href="https://www.forbes.com/advisor/author/junderwood/" class="font-bold hover:underline mr-2 xl:leading-18px leading-3" data-mktp-link='{"clickText":"Jenn Underwood","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/author\/junderwood\/","clickType":"internal"}'>Jenn Underwood</a> <span class="search-page-card__author-role leading-4 xl:leading-18px">Personal Finance Writer</span> </div> <div> <ul class="search-page-card__content-icons flex"> <li class="pr-16px group search-page-card__content-icon-share"> <svg width="32" height="32" viewBox="0 0 32 32" fill="none" xmlns="http://www.w3.org/2000/svg"> <rect width="32" height="32" fill=""/> <path class="fill-icon-share" 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w-full md:w-225px h-195px sm:h-250px md:h-138px overflow-hidden mb-3 lg:mb-0"> <a href="https://www.forbes.com/advisor/banking/cds/cd-rates-today-11-26-24/" target="_blank" class="block w-full h-full search-page-card__anchor" data-search-result-info="image" data-search-result-title="CD Rates Today: November 26, 2024—Take Home More Than 5%" data-search-query= "" data-search-result-position="0" data-mktp-link='{"clickText":"CD Rates Today: November 26, 2024\u2014Take Home More Than 5%","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/banking\/cds\/cd-rates-today-11-26-24\/","clickType":"internal"}' > <img loading="lazy" class="w-full md:w-225px h-195px sm:h-250px md:h-138px object-cover object-center" src="https://thumbor.forbes.com/thumbor/fit-in/480x/https://www.forbes.com/advisor/wp-content/uploads/2024/10/CD-Rates-5.jpg" alt="CD Rates Today: November 26, 2024—Take Home More Than 5%"> </a> </div> <div class="search-page-card__content mx-auto md:flex-1 px-16px md:pl-0px md:pr-40px"> <p class="search-page-card__content-date font-euclidcircularb text-12px leading-20px font-medium text-searchPage-100 mb-2 md:mb-10px"> Nov 26, 2024 </p> <h2 class="search-page-card__content-heading word-break mb-3 md:mb-16px text-16px leading-21px"> <a href="https://www.forbes.com/advisor/banking/cds/cd-rates-today-11-26-24/" target="_blank" class="font-euclidcircularb font-bold text-16px leading-21px text-black900 search-page-card__anchor" data-search-result-info="title" data-search-result-title="CD Rates Today: November 26, 2024—Take Home More Than 5%" data-search-query= "" data-search-result-position="0" data-mktp-link='{"clickText":"CD Rates Today: November 26, 2024\u2014Take Home More Than 5%","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/banking\/cds\/cd-rates-today-11-26-24\/","clickType":"internal"}' > CD Rates Today: November 26, 2024—Take Home More Than 5% </a> </h2> <p class="search-page-card__content-blog font-euclidcircularb font-normal text-sm leading-6 text-black900 hidden md:block word-break mb-12px md:mb-20px"> The best interest rates on CDs—certificates of deposit—range as high as 5.37% today, which is far higher than CD rates were a few years ago. Here’s an overview of the best CD rates for you.Highest CD Rates Today by TermCD... </p> <div class="flex flex-col xl:flex-row xl:items-center "> <div class="flex flex-row flex-wrap items-center text-black900 font-euclidcircularb text-xs xl:text-sm capitalize author mr-2 mb-10px"> <span class="leading-4 xl:leading-18px mr-1">By</span> <a href="https://www.forbes.com/advisor/author/tepper/" class="font-bold hover:underline mr-2 xl:leading-18px leading-3" data-mktp-link='{"clickText":"Taylor Tepper","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/author\/tepper\/","clickType":"internal"}'>Taylor Tepper</a> <span class="search-page-card__author-role leading-4 xl:leading-18px">Senior Writer, Banking and Investing</span> </div> <div> <ul class="search-page-card__content-icons flex"> <li class="pr-16px group search-page-card__content-icon-share"> <svg width="32" height="32" viewBox="0 0 32 32" fill="none" xmlns="http://www.w3.org/2000/svg"> <rect width="32" height="32" 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17.3904C16.923 16.8666 17.4026 16.3242 18.208 16.3242C19.2629 16.3242 19.6849 17.1285 19.6849 18.3076V22.9999H22.6001V17.9707C22.6001 15.2766 21.1618 14.023 19.2437 14.023C17.671 14.023 16.9805 14.9021 16.5969 15.5008H16.6163V14.2287H13.701C13.7393 15.0518 13.701 22.9998 13.701 22.9998L13.701 23Z" /> </svg> </button> </li> <li class="pr-16px group icon icon-hidden search-page-card__content-icon-email" data-value="email"> <a class="focus:outline-none" href="mailto:?subject=CD Rates Today: November 26, 2024—Take Home More Than 5% - Forbes&body=Hi,%0A%0AI thought you'd like this:%0Ahttps%3A%2F%2Fwww.forbes.com%2Fadvisor%2Fbanking%2Fcds%2Fcd-rates-today-11-26-24%2F%0A%0ACD Rates Today: November 26, 2024—Take Home More Than 5% - Forbes" target="_blank" data-mktp-link='{"clickText":"Email","clickCat":"Primary","clickUrl":"mailto:?subject=CD Rates Today: November 26, 2024\u2014Take Home More Than 5%- Forbes&body=Hi,%0A%0AI thought youd like 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More","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/banking\/cds\/cd-rates-today-11-25-24\/","clickType":"internal"}' > CD Rates Today: November 25, 2024—Earn 5% Or More </a> </h2> <p class="search-page-card__content-blog font-euclidcircularb font-normal text-sm leading-6 text-black900 hidden md:block word-break mb-12px md:mb-20px"> Today’s best interest rates on CDs (certificates of deposit) are as high as 5.37%. Rates vary by term and often fluctuate, and they are expected to fall as the Federal Reserve lowers interest rates.Highest CD Rates Today by TermA CD... </p> <div class="flex flex-col xl:flex-row xl:items-center "> <div class="flex flex-row flex-wrap items-center text-black900 font-euclidcircularb text-xs xl:text-sm capitalize author mr-2 mb-10px"> <span class="leading-4 xl:leading-18px mr-1">By</span> <a href="https://www.forbes.com/advisor/author/tepper/" class="font-bold hover:underline mr-2 xl:leading-18px leading-3" data-mktp-link='{"clickText":"Taylor Tepper","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/author\/tepper\/","clickType":"internal"}'>Taylor Tepper</a> <span class="search-page-card__author-role leading-4 xl:leading-18px">Senior Writer, Banking and Investing</span> </div> <div> <ul class="search-page-card__content-icons flex"> <li class="pr-16px group search-page-card__content-icon-share"> <svg width="32" height="32" viewBox="0 0 32 32" 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Up","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/banking\/cds\/cd-rates-today-11-22-24\/","clickType":"internal"}' > Today’s CD Rates: November 22, 2024—Earn 5% And Up </a> </h2> <p class="search-page-card__content-blog font-euclidcircularb font-normal text-sm leading-6 text-black900 hidden md:block word-break mb-12px md:mb-20px"> The best interest rates on CDs—certificates of deposit—range as high as 5.37% today, which is far higher than CD rates were a few years ago. Here’s an overview of the best CD rates for you.Highest CD Rates Today by TermA... </p> <div class="flex flex-col xl:flex-row xl:items-center "> <div class="flex flex-row flex-wrap items-center text-black900 font-euclidcircularb text-xs xl:text-sm capitalize author mr-2 mb-10px"> <span class="leading-4 xl:leading-18px mr-1">By</span> <a href="https://www.forbes.com/advisor/author/tepper/" class="font-bold hover:underline mr-2 xl:leading-18px leading-3" data-mktp-link='{"clickText":"Taylor Tepper","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/author\/tepper\/","clickType":"internal"}'>Taylor Tepper</a> <span class="search-page-card__author-role leading-4 xl:leading-18px">Senior Writer, Banking and Investing</span> </div> <div> <ul class="search-page-card__content-icons flex"> <li class="pr-16px group search-page-card__content-icon-share"> <svg width="32" height="32" viewBox="0 0 32 32" fill="none" xmlns="http://www.w3.org/2000/svg"> <rect width="32" height="32" 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src="https://thumbor.forbes.com/thumbor/fit-in/480x/https://www.forbes.com/advisor/wp-content/uploads/2024/10/CD-Rates-2.jpg" alt="Today’s CD Rates: November 21, 2024—Earn 5% Or More"> </a> </div> <div class="search-page-card__content mx-auto md:flex-1 px-16px md:pl-0px md:pr-40px"> <p class="search-page-card__content-date font-euclidcircularb text-12px leading-20px font-medium text-searchPage-100 mb-2 md:mb-10px"> Nov 21, 2024 </p> <h2 class="search-page-card__content-heading word-break mb-3 md:mb-16px text-16px leading-21px"> <a href="https://www.forbes.com/advisor/banking/cds/cd-rates-today-11-21-24/" target="_blank" class="font-euclidcircularb font-bold text-16px leading-21px text-black900 search-page-card__anchor" data-search-result-info="title" data-search-result-title="Today’s CD Rates: November 21, 2024—Earn 5% Or More" data-search-query= "" data-search-result-position="0" data-mktp-link='{"clickText":"Today\u2019s CD Rates: November 21, 2024\u2014Earn 5% Or More","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/banking\/cds\/cd-rates-today-11-21-24\/","clickType":"internal"}' > Today’s CD Rates: November 21, 2024—Earn 5% Or More </a> </h2> <p class="search-page-card__content-blog font-euclidcircularb font-normal text-sm leading-6 text-black900 hidden md:block word-break mb-12px md:mb-20px"> Today’s best interest rates on CDs—certificates of deposit—range as high as 5.37%, depending on the CD’s term. That’s far higher than CD rates were a few years ago. Here’s an overview of today’s best CD rates.Related: Compare the Best CD... </p> <div class="flex flex-col xl:flex-row xl:items-center "> <div class="flex flex-row flex-wrap items-center text-black900 font-euclidcircularb text-xs xl:text-sm capitalize author mr-2 mb-10px"> <span class="leading-4 xl:leading-18px mr-1">By</span> <a href="https://www.forbes.com/advisor/author/mbenninger/" class="font-bold hover:underline mr-2 xl:leading-18px leading-3" data-mktp-link='{"clickText":"Michael Benninger","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/author\/mbenninger\/","clickType":"internal"}'>Michael Benninger</a> <span class="search-page-card__author-role leading-4 xl:leading-18px">Managing Editor — Banking and Investing</span> </div> <div> <ul class="search-page-card__content-icons flex"> <li class="pr-16px group search-page-card__content-icon-share"> <svg width="32" height="32" viewBox="0 0 32 32" fill="none" xmlns="http://www.w3.org/2000/svg"> <rect width="32" 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2024","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/banking\/everydollar-app-review\/","clickType":"internal"}' > EveryDollar Budgeting App Review 2024 </a> </h2> <p class="search-page-card__content-blog font-euclidcircularb font-normal text-sm leading-6 text-black900 hidden md:block word-break mb-12px md:mb-20px"> EveryDollar is a simple budgeting app that offers straightforward budget planning and tracking features—and not much else. It’s one of the few budgeting apps available with a free version, but without paying, you’ll be sorely missing auto-sync of your transactions,... </p> <div class="flex flex-col xl:flex-row xl:items-center "> <div class="flex flex-row flex-wrap items-center text-black900 font-euclidcircularb text-xs xl:text-sm capitalize author mr-2 mb-10px"> <span class="leading-4 xl:leading-18px mr-1">By</span> <a href="https://www.forbes.com/advisor/author/jacob-wade/" class="font-bold hover:underline mr-2 xl:leading-18px leading-3" data-mktp-link='{"clickText":"Jacob Wade","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/author\/jacob-wade\/","clickType":"internal"}'>Jacob Wade</a> <span class="search-page-card__author-role leading-4 xl:leading-18px">Banking Expert </span> </div> <div> <ul class="search-page-card__content-icons flex"> <li class="pr-16px group search-page-card__content-icon-share"> <svg width="32" height="32" viewBox="0 0 32 32" fill="none" 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md:rounded-xl w-full md:w-225px h-195px sm:h-250px md:h-138px overflow-hidden mb-3 lg:mb-0"> <a href="https://www.forbes.com/advisor/banking/best-budgeting-apps/" target="_blank" class="block w-full h-full search-page-card__anchor" data-search-result-info="image" data-search-result-title="Best Budgeting Apps Of November 2024" data-search-query= "" data-search-result-position="0" data-mktp-link='{"clickText":"Best Budgeting Apps Of November 2024","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/banking\/best-budgeting-apps\/","clickType":"internal"}' > <img loading="lazy" class="w-full md:w-225px h-195px sm:h-250px md:h-138px object-cover object-center" src="https://thumbor.forbes.com/thumbor/fit-in/480x/https://www.forbes.com/advisor/wp-content/uploads/2019/02/getty_best-budgeting-apps_042721.jpeg.jpg" alt="Best Budgeting Apps Of November 2024"> </a> </div> <div class="search-page-card__content mx-auto md:flex-1 px-16px md:pl-0px md:pr-40px"> <p class="search-page-card__content-date font-euclidcircularb text-12px leading-20px font-medium text-searchPage-100 mb-2 md:mb-10px"> Nov 20, 2024 </p> <h2 class="search-page-card__content-heading word-break mb-3 md:mb-16px text-16px leading-21px"> <a href="https://www.forbes.com/advisor/banking/best-budgeting-apps/" target="_blank" class="font-euclidcircularb font-bold text-16px leading-21px text-black900 search-page-card__anchor" data-search-result-info="title" data-search-result-title="Best Budgeting Apps Of November 2024" data-search-query= "" data-search-result-position="0" data-mktp-link='{"clickText":"Best Budgeting Apps Of November 2024","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/banking\/best-budgeting-apps\/","clickType":"internal"}' > Best Budgeting Apps Of November 2024 </a> </h2> <p class="search-page-card__content-blog font-euclidcircularb font-normal text-sm leading-6 text-black900 hidden md:block word-break mb-12px md:mb-20px"> The best budgeting tool is one that is easy to use and fits your unique needs. To help you find the best one, we’ve ranked the 10 best budgeting apps based on our research.Quicken Simplifi tops our list of the... </p> <div class="flex flex-col xl:flex-row xl:items-center "> <div class="flex flex-row flex-wrap items-center text-black900 font-euclidcircularb text-xs xl:text-sm capitalize author mr-2 mb-10px"> <span class="leading-4 xl:leading-18px mr-1">By</span> <a href="https://www.forbes.com/advisor/author/tepper/" class="font-bold hover:underline mr-2 xl:leading-18px leading-3" data-mktp-link='{"clickText":"Taylor Tepper","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/author\/tepper\/","clickType":"internal"}'>Taylor Tepper</a> <span class="search-page-card__author-role leading-4 xl:leading-18px">Senior Writer, Banking and Investing</span> </div> <div> <ul class="search-page-card__content-icons flex"> <li class="pr-16px group search-page-card__content-icon-share"> <svg width="32" height="32" viewBox="0 0 32 32" fill="none" 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w-full md:w-225px h-195px sm:h-250px md:h-138px overflow-hidden mb-3 lg:mb-0"> <a href="https://www.forbes.com/advisor/banking/cds/cd-rates-today-11-20-24/" target="_blank" class="block w-full h-full search-page-card__anchor" data-search-result-info="image" data-search-result-title="CD Rates Today: November 20, 2024—Earn Up To 5.37%" data-search-query= "" data-search-result-position="0" data-mktp-link='{"clickText":"CD Rates Today: November 20, 2024\u2014Earn Up To 5.37%","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/banking\/cds\/cd-rates-today-11-20-24\/","clickType":"internal"}' > <img loading="lazy" class="w-full md:w-225px h-195px sm:h-250px md:h-138px object-cover object-center" src="https://thumbor.forbes.com/thumbor/fit-in/480x/https://www.forbes.com/advisor/wp-content/uploads/2024/07/CD-Rates-1.jpg" alt="CD Rates Today: November 20, 2024—Earn Up To 5.37%"> </a> </div> <div class="search-page-card__content mx-auto md:flex-1 px-16px md:pl-0px md:pr-40px"> <p class="search-page-card__content-date font-euclidcircularb text-12px leading-20px font-medium text-searchPage-100 mb-2 md:mb-10px"> Nov 20, 2024 </p> <h2 class="search-page-card__content-heading word-break mb-3 md:mb-16px text-16px leading-21px"> <a href="https://www.forbes.com/advisor/banking/cds/cd-rates-today-11-20-24/" target="_blank" class="font-euclidcircularb font-bold text-16px leading-21px text-black900 search-page-card__anchor" data-search-result-info="title" data-search-result-title="CD Rates Today: November 20, 2024—Earn Up To 5.37%" data-search-query= "" data-search-result-position="0" data-mktp-link='{"clickText":"CD Rates Today: November 20, 2024\u2014Earn Up To 5.37%","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/banking\/cds\/cd-rates-today-11-20-24\/","clickType":"internal"}' > CD Rates Today: November 20, 2024—Earn Up To 5.37% </a> </h2> <p class="search-page-card__content-blog font-euclidcircularb font-normal text-sm leading-6 text-black900 hidden md:block word-break mb-12px md:mb-20px"> As of today, the best interest rates on CDs—certificates of deposit—pay up to 5.37%, based on certificate term lengths. Here’s an overview of how CD rates are changing, followed by a guide to the current top CD rates across different... </p> <div class="flex flex-col xl:flex-row xl:items-center "> <div class="flex flex-row flex-wrap items-center text-black900 font-euclidcircularb text-xs xl:text-sm capitalize author mr-2 mb-10px"> <span class="leading-4 xl:leading-18px mr-1">By</span> <a href="https://www.forbes.com/advisor/author/mbenninger/" class="font-bold hover:underline mr-2 xl:leading-18px leading-3" data-mktp-link='{"clickText":"Michael Benninger","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/author\/mbenninger\/","clickType":"internal"}'>Michael Benninger</a> <span class="search-page-card__author-role leading-4 xl:leading-18px">Managing Editor — Banking and Investing</span> </div> <div> <ul class="search-page-card__content-icons flex"> <li class="pr-16px group search-page-card__content-icon-share"> <svg width="32" height="32" viewBox="0 0 32 32" fill="none" 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src="https://thumbor.forbes.com/thumbor/fit-in/480x/https://www.forbes.com/advisor/wp-content/uploads/2024/11/CD-Rates-6.jpg" alt="Today’s CD Rates: November 19, 2024—Earn 5% And Up"> </a> </div> <div class="search-page-card__content mx-auto md:flex-1 px-16px md:pl-0px md:pr-40px"> <p class="search-page-card__content-date font-euclidcircularb text-12px leading-20px font-medium text-searchPage-100 mb-2 md:mb-10px"> Nov 19, 2024 </p> <h2 class="search-page-card__content-heading word-break mb-3 md:mb-16px text-16px leading-21px"> <a href="https://www.forbes.com/advisor/banking/cds/cd-rates-today-11-19-24/" target="_blank" class="font-euclidcircularb font-bold text-16px leading-21px text-black900 search-page-card__anchor" data-search-result-info="title" data-search-result-title="Today’s CD Rates: November 19, 2024—Earn 5% And Up" data-search-query= "" data-search-result-position="0" data-mktp-link='{"clickText":"Today\u2019s CD Rates: November 19, 2024\u2014Earn 5% And Up","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/banking\/cds\/cd-rates-today-11-19-24\/","clickType":"internal"}' > Today’s CD Rates: November 19, 2024—Earn 5% And Up </a> </h2> <p class="search-page-card__content-blog font-euclidcircularb font-normal text-sm leading-6 text-black900 hidden md:block word-break mb-12px md:mb-20px"> Currently, the best interest rates on CDs (certificates of deposit) are as high as 5.37%. Rates vary by term and often fluctuate. Below, you’ll find a summary of how CD rates are leaning—plus a guide to the best rates across... </p> <div class="flex flex-col xl:flex-row xl:items-center "> <div class="flex flex-row flex-wrap items-center text-black900 font-euclidcircularb text-xs xl:text-sm capitalize author mr-2 mb-10px"> <span class="leading-4 xl:leading-18px mr-1">By</span> <a href="https://www.forbes.com/advisor/author/mbenninger/" class="font-bold hover:underline mr-2 xl:leading-18px leading-3" data-mktp-link='{"clickText":"Michael Benninger","clickCat":"Primary","clickUrl":"https:\/\/www.forbes.com\/advisor\/author\/mbenninger\/","clickType":"internal"}'>Michael Benninger</a> <span class="search-page-card__author-role leading-4 xl:leading-18px">Managing Editor — Banking and Investing</span> </div> <div> <ul class="search-page-card__content-icons flex"> <li class="pr-16px group search-page-card__content-icon-share"> <svg width="32" height="32" viewBox="0 0 32 32" fill="none" 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Memory Leak } function removeEvent(elem, type, eventHandle) { if (elem.removeEventListener) { elem.removeEventListener(type, eventHandle); } else if (elem.detachEvent) { elem.detachEvent('on' + type, eventHandle); } elem = null; } return { addEvent: addEvent, removeEvent: removeEvent, }; })(); var hintUtil = (function (util) { function injectHostNameHint(hint, hostname) { if (util.isStringSet(hostname)) { try { var link = document.createElement("link"); link.rel = hint; link.href = hostname; var headElement = document.head || document.getElementsByTagName("head")[0]; headElement.appendChild(link); } catch (e) { } } } function isHintSupported(hint) { try { return document.createElement('link').relList.supports(hint); } catch (e) { } return false; } return { injectHostNameHint: injectHostNameHint, isHintSupported: isHintSupported }; })(util); var domUtil = (function (util) { function getHostnameFromUrl(url) { var urlParts; if (url.indexOf("//") > -1) { urlParts = url.split('/'); url = urlParts[0] + "//" + urlParts[2]; return url; } } /** * Extract hostname from the anchor element * @param element * @returns {string|*} */ function getHostnameOfAnchorElement(element) { if (util.isSet(element.origin)) { return element.origin; } else if (util.isSet(element.protocol) && util.isSet(element.hostname)) { return element.protocol + "//" + element.hostname; } else if (util.isSet(element.href)) { return getHostnameFromUrl(element.href); } } return { getHostnameOfAnchorElement: getHostnameOfAnchorElement }; })(util); var preconnectHandler = (function (hintUtil, eventLib, domUtil) { var preconnectedHostsList = {}; function injectSerpPreconnectHint(hostname) { hintUtil.injectHostNameHint("preconnect", hostname); addHostnameToPreconnectedList(hostname); } /** * Inject Serp Pre-connect hint for hostname's not pre-connected * Adds hostname to the list of pre-connected hostname's * Removes hostname from the list of pre-connected hostname's after timeout * @param event */ function preconnectEventHandler(event, element, preconnectEvent) { var hostname = domUtil.getHostnameOfAnchorElement(element); if (!isPreconnectedHostname(hostname)) { injectSerpPreconnectHint(hostname); eventLib.removeEvent(element, "mouseover", preconnectEvent); eventLib.removeEvent(element, "touchstart", preconnectEvent); setTimeout(function () { removeHostnameFromPreconnectedList(hostname); attachHoverListener(element); }, 10000); } } /** * Add event to the element if the element's hostname is not pre-connected * @param element */ function attachHoverListener(element) { var hostname = domUtil.getHostnameOfAnchorElement(element); var preconnectEvent = (function (element) { return function (event) { preconnectEventHandler(event, element, preconnectEvent); }; })(element); if (!isPreconnectedHostname(hostname)) { eventLib.addEvent(element, "mouseover", preconnectEvent); eventLib.addEvent(element, "touchstart", preconnectEvent); } } /** * Removes hostname from the list of pre-connected hostname's * @param hostname */ function removeHostnameFromPreconnectedList(hostname) { preconnectedHostsList[hostname] = 0; } /** * Adds hostname to the list of pre-connected hostname's * @param hostname */ function addHostnameToPreconnectedList(hostname) { preconnectedHostsList[hostname] = 1; } /** * Checks if the hostname is pre-connected or not * @param hostname * @returns {boolean} */ function isPreconnectedHostname(hostname) { return preconnectedHostsList[hostname] === 1; } /** * Attaches eventAction Event to the element passed * @param eventAction * @param element */ function initialisePreconnectSetup(eventAction, element) { if (eventAction == "hover") { attachHoverListener(element); } } function isSupported() { return hintUtil.isHintSupported("preconnect"); } return { initialisePreconnectSetup: initialisePreconnectSetup, isSupported: isSupported }; })(hintUtil, eventLib, domUtil); var dnsPrefetchHandler = (function (hintUtil, domUtil) { var dnsPrefetchedHostsList = {}; function initialiseDnsPrefetchSetup(element) { var hostname = domUtil.getHostnameOfAnchorElement(element); if (!isDnsPrefetchedHostname(hostname)) { hintUtil.injectHostNameHint("dns-prefetch", hostname); addHostnameToDnsPrefetchedList(hostname); } } /** * Adds hostname to the list of dns pre-fetched hostname's * @param hostname */ function addHostnameToDnsPrefetchedList(hostname) { dnsPrefetchedHostsList[hostname] = 1; } /** * checks if hostname is dns pre-fetched or not * @param hostname * @returns {boolean} */ function isDnsPrefetchedHostname(hostname) { return dnsPrefetchedHostsList[hostname] === 1; } function isSupported() { return hintUtil.isHintSupported("dns-prefetch"); } return { initialiseDnsPrefetchSetup: initialiseDnsPrefetchSetup, isSupported: isSupported }; })(hintUtil, domUtil); var init = function(anchorElement){ if (preconnectHandler.isSupported()) { preconnectHandler.initialisePreconnectSetup("hover", anchorElement); } if (dnsPrefetchHandler.isSupported()) { dnsPrefetchHandler.initialiseDnsPrefetchSetup(anchorElement); } } return { init : init } })(); </script><script> var __cookieController = (function () { function getSubDomain() { var hostName = window.location.hostname; if (!!hostName) { var parts = hostName.split('.'); if (parts.length > 2) { parts.shift(); } hostName = parts.join('.'); } return hostName; } function sanitizeCookieValue(value) { return encodeURIComponent(value).replace(/[^a-zA-Z0-9%]/g, ''); } /* * Read a cookie value * */ function get(name) { var start = document.cookie.indexOf(name + "="); var len = start + name.length + 1; if ((!start) && (name !== document.cookie.substring(0, name.length))) { return null; } if (start === -1) { return null; } var end = document.cookie.indexOf(";", len); if (end === -1) { end = document.cookie.length; } var cookieVal = document.cookie.substring(len, end); cookieVal = sanitizeCookieValue(cookieVal); return cookieVal; } /* * Create a cookie for forbes.com dommain * */ function set(name, value, expireInDays) { var today = new Date(), path = '/', domain = '.' + getSubDomain(); today.setTime(today.getTime()); if (expireInDays) { expireInDays = expireInDays * 1000 * 60 * 60 * 24; } var expireDate = new Date(today.getTime() + (expireInDays)); document.cookie = name + "=" + escape(value) + ((expireInDays) ? ";expires=" + expireDate.toGMTString() : "") + ((domain) ? ";domain=" + domain : "") + ((path) ? ";path=" + path : ""); } return { get: get, set: set, } })(); var __helper = (function () { /* * Get Host name from url * */ function getHostname(url) { if (!!url) { var link = document.createElement('a'); link.href = url; return link.hostname; } return null; } /* * Get Query Parameter * */ function getQueryParameterValue(field, url) { var href = url ? url : window.location.href; var reg = new RegExp('[?&]' + field + '=([^&#]*)', 'i'); var string = reg.exec(href); return string ? string[1] : null; } /* * Checks for empty values * Example : '' | "" | null | undefined | false * */ function empty(val) { return val === '' || val === null || typeof val == 'undefined' || val === false; } /* * Generate values between two numbers exclusive of the range * */ function getRandomInt(min, max) { min = Math.ceil(min); max = Math.floor(max); return Math.floor(Math.random() * (max - min)) + min; } return { getHostname: getHostname, getQueryParameterValue: getQueryParameterValue, empty: empty, getRandomInt: getRandomInt, } })(); var __linkTrackingController = (function (__cookie, __util, __prefetch) { var E2E_COOKIE_ADVISOR_USER_ID = 'fadve2etid'; var E2E_COOKIE_ADVISOR_USER_VISIT_COUNT = 'fadve2etidvcnt'; var E2E_COOKIE_ADVISOR_UTM = 'fadve2esrc'; var E2E_COOKIE_ORIGINAL_TID_PARAM = 'fadve2etid_oname'; var E2E_COOKIE_ORIGINAL_TID_VALUE = 'fadve2etid_oval'; var E2E_HOST = 'related.forbes.com'; var BANKRATE_HOST = 'oc.brcclx.com'; var POLICYGENIUS_HOST = "policygenius.go2cloud.org"; var CM_PREFIX_ID = '_spid'; var E2E_REDIRECT_URL = 'https://related.forbes.com/trf?o=gqT2vtgaO1NVU2O4ubzbbRKuqAIAh5jbhu-tB-B2XR9mkqq2r1uP3UQ86qlwjDTZcKefs9W1ct4iXHB8cr3Q5iQgynTrcq_Pg_eLRCaLJaHBM8WuHhRH8aWVp2KOcc_rsjl4oQeRfrNe3Dt5Tkj0_4KayhC_KRgY-2CxyWvgC5I=&p=qIZUfGF2w6pxNO0krbxBf2o-8MJII1YwehXZNXIUxHHkbrJRS564JaRaPyj7AKpp&r='; var LINKSYNERGY_HOST = "click.linksynergy.com"; var COOKIE_MKTP_CLIENT_ID = 'mktp_clientId'; /* * Generate a hash code from a string * */ String.prototype.hashCode = function () { var hash = 0; if (this.length === 0) return hash; for (i = 0; i < this.length; i++) { char = this.charCodeAt(i); hash = ((hash << 5) - hash) + char; hash = hash & hash; } if (hash < 0) return "N" + (hash * -1); else return "P" + hash; }; function getNanoId(length = 20) { const a = "0123456789abcdefghijklmnopqrstuvwxyzABCDEFGHIJKLMNOPQRSTUVWXYZ"; length = Math.min(length, a.length); let result = ""; const randomValues = crypto.getRandomValues(new Uint8Array(length)); for (let i = 0; i < length; i++) { result += a[randomValues[i] % a.length]; } return result; } /* * Get Utm params Mapping * */ function getUtmSourceClickIdParamMapping() { return { "outbrain": ["ob_click_id", "clickid", "OutbrainClickId", "outbrainclickid"], "taboola": ["tcid"], "bing": ["msclkid"], "kw": ["fbclid"], "facebook": ["fbclid"] }; } function getValidClickIdParams() { return ["gclid"]; } /** * Returns object with parameter and value * Example : ob_click_id=jfkjkfjskafjkj * returns : { param: ob_click_id , value:jfkjkfjskafjkj } */ function getOgUtmParamValuePair() { var trackingParamsObj = { param: '', value: '' }; var utmSource = __util.getQueryParameterValue('utm_source'); if (!!utmSource) { utmSource = utmSource.toLowerCase(); var utmParamMappinArray = getUtmSourceClickIdParamMapping(); if (!!utmParamMappinArray[utmSource] && utmParamMappinArray[utmSource].length > 0) { for (var idx_param = 0; idx_param < utmParamMappinArray[utmSource].length; idx_param++) { var idFromUrl = __util.getQueryParameterValue(utmParamMappinArray[utmSource][idx_param]); if (!!idFromUrl) { trackingParamsObj.param = utmParamMappinArray[utmSource][idx_param]; trackingParamsObj.value = idFromUrl; break; } } } } /** * If no valid param mapping found in url check for valid click id */ if( ! trackingParamsObj.value && ! trackingParamsObj.param ){ /** * Check for valid click ID in the url If found return the id and value */ var clickIdParam = getValidClickIdParams(); for(var i = 0; i < clickIdParam.length; i++){ var clickIdFromUrl = __util.getQueryParameterValue(clickIdParam[i]); if(!!clickIdFromUrl){ trackingParamsObj.param = clickIdParam[i]; trackingParamsObj.value = clickIdFromUrl; break; } } } return trackingParamsObj; } function generateHashFromOgParam(paramsObj) { if (!!paramsObj.value && typeof paramsObj.value === 'string') { var hashInput = paramsObj.value + new Date().getTime() + __util.getRandomInt(1, 99); return hashInput.hashCode(); } return ''; } /** * This function return user id * If found in cookie returns the cookie value * If not found in cookie generated a user id * If og params are invalid return empty string */ function getUserIdHashFromOgParam() { var hash = ''; var paramsObj = getOgUtmParamValuePair(); if (!!paramsObj.param && !!paramsObj.value) { var paramFromCookie = __cookie.get(E2E_COOKIE_ORIGINAL_TID_PARAM); var paramValueFromCookie = __cookie.get(E2E_COOKIE_ORIGINAL_TID_VALUE); //Get user id from cookie if found if ( !!paramFromCookie && !!paramValueFromCookie && paramsObj.param === paramFromCookie && paramsObj.value === paramValueFromCookie ) { var userIdFromCookie = __cookie.get(E2E_COOKIE_ADVISOR_USER_ID); if (!!userIdFromCookie){ hash = userIdFromCookie; } } //If user id is not present in cookie generate one if (!hash) { hash = generateHashFromOgParam(paramsObj); } } window.dataLayer.push({ 'cd': { 'OriginalTrackingParam': paramsObj.param, 'OriginalTrackingParamValue': paramsObj.value, } }); return hash; } /* * Get Default User ID Hash * returns hash : P74473637 * */ function getDefaultUserIdHash() { var userid = 'NOTID' + new Date().getTime() + __util.getRandomInt(1, 99); return userid.hashCode(); } /** * Tid From Utm Param * */ function getUserIdHashForPartnership(){ var userid = ''; var partnershipMap = { partnership:'P' }; var utmMediumParam = __util.getQueryParameterValue('utm_medium'); //generate new user id if(!!utmMediumParam && partnershipMap.hasOwnProperty(utmMediumParam)){ userid = getDefaultUserIdHash(); userid = userid + partnershipMap[utmMediumParam]; userid = userid.toUpperCase(); } return userid; } /* * Get Unique Hash * returns numeric 9 digit value: 187654367 * */ function getUniqueId(suffix) { return getNanoId(12); suffix = suffix || ''; var rand = __util.getRandomInt(100000000, 999999999); var timestamp = (suffix.toUpperCase() + Math.round((new Date()).getTime() / 1000)); return timestamp.concat(rand); } /** * Add a query string to url */ function addQueryString(param) { var url; if (param.hasOwnProperty('url') && !__util.empty(param.url)) { url = param.url; } if (param.hasOwnProperty('parameterName') && !__util.empty(param.parameterName) && param.hasOwnProperty('parameterValue') && !__util.empty(param.parameterValue)) { if (url.indexOf(param.parameterName) !== -1 && param.hasOwnProperty('override') && param.override === true) { var tidFromurl = __util.getQueryParameterValue(param.parameterName, url); url = url.replace(param.parameterName + '=' + tidFromurl, param.parameterName + '=' + param.parameterValue); } else { //if parameter is not found if (url.indexOf('?') !== -1) { url = url + '&' + param.parameterName + '=' + param.parameterValue; } else { url = url + '?' + param.parameterName + '=' + param.parameterValue; } } } return url; } /** * @param link * @param attributes */ function setAttributesToLink(link, attributes) { if (!!link && typeof attributes === 'object') { for (var prop in attributes) { if (attributes.hasOwnProperty(prop) && !!attributes[prop]) { link.setAttribute(prop, attributes[prop]); } } } return link; } /** * Appends tracking ID to provided url * Checks for topics | bankrate url * @param url * @param hostName * @param trackingId * * @return string */ function appendTrackingId(url, hostName, trackingId) { var urlWithTrackingID; if (E2E_HOST === hostName) { var affiliateLink = __util.getQueryParameterValue('r', url); if (!!affiliateLink) { affiliateLink = decodeURIComponent(affiliateLink); affiliateLink = addQueryString({ url: affiliateLink, parameterName: 'tid', parameterValue: trackingId, override: true, }); urlWithTrackingID = E2E_REDIRECT_URL + encodeURIComponent(affiliateLink) + CM_PREFIX_ID; }else{ urlWithTrackingID = url; } } else if (BANKRATE_HOST === hostName) { url = addQueryString({ url: url, parameterName: 'tid', parameterValue: trackingId, override: true, }); urlWithTrackingID = E2E_REDIRECT_URL + encodeURIComponent(url) + CM_PREFIX_ID; } else if (LINKSYNERGY_HOST === hostName) { urlWithTrackingID = addQueryString({ url: url, parameterName: 'u1', parameterValue: trackingId, override: true, }); } else if (POLICYGENIUS_HOST === hostName) { urlWithTrackingID = addQueryString({ url: url, parameterName: 'aff_click_id', parameterValue: '', override: true, }); } else { urlWithTrackingID = url; } return urlWithTrackingID; } /* * Get User Id Hashcode * */ function getUserIdHash() { var userid = ''; var mktpClientId = __cookie.get(COOKIE_MKTP_CLIENT_ID); if(mktpClientId){ userid = mktpClientId; }else{ var prefix = (typeof mktpBase !== 'undefined' && mktpBase?.tidPrefix) ? mktpBase.tidPrefix : "FA"; userid = prefix + getNanoId(20); __cookie.set(COOKIE_MKTP_CLIENT_ID, userid, 365); } return userid; //Get Tid From Url var tidFromUrl = __util.getQueryParameterValue('tid'); if (!!tidFromUrl) { userid = tidFromUrl; } //Get Tid for partnership var tidForPartnership = getUserIdHashForPartnership(); if (!!tidForPartnership) { userid = tidForPartnership; } //Generate hash from if og parameter is found in url var userIdHashFromUrl = getUserIdHashFromOgParam(); if (__util.empty(userid) && !!userIdHashFromUrl) { userid = userIdHashFromUrl; } //Read user id from cookie if found if (__util.empty(userid)) { userid = __cookie.get(E2E_COOKIE_ADVISOR_USER_ID); } //Generate a new user id if (__util.empty(userid)) { userid = getDefaultUserIdHash(); } return userid; } //get user id hash var USER_ID_HASH = getUserIdHash(); function getUtmSource(ogParamObj) { var utmSource = ''; var clickIdUtmSourceMapping = { "gclid": "google" }; if(!!clickIdUtmSourceMapping[ogParamObj.param]){ utmSource = clickIdUtmSourceMapping[ogParamObj.param]; }else{ utmSource = __util.getQueryParameterValue('utm_source'); } return utmSource; } /** * Set Cookie Values * fadve2etid = USERID | Generated from Client Side script * fadve2etidvcnt = 1 | Increments on every page refresh * fadve2esrc = utm_source * fadve2etid_oname = gclid * fadve2etid_oval = fjdalskff78gsf78asfsf7as6f7as */ function setCookie() { //Get user id Hash var userIDHash = USER_ID_HASH; //Number of days to store cookies var DAYS = { TWENTY_YEARS: 365 * 20, THIRTY: 30, ZERO: 0 }; //Get userid from cookie var userIdFromCookie = __cookie.get(E2E_COOKIE_ADVISOR_USER_ID); /** * Set Cookie Values * If cookie is not present then create one * If the value of userIDHash is different from the cookie value than update the value */ if (__util.empty(userIdFromCookie) || userIDHash !== userIdFromCookie) { //create cookie for userid __cookie.set(E2E_COOKIE_ADVISOR_USER_ID, userIDHash, DAYS.TWENTY_YEARS ); //set user visit count __cookie.set(E2E_COOKIE_ADVISOR_USER_VISIT_COUNT, 1, DAYS.ZERO); } else { //get user visit count var userVisitCount = __cookie.get(E2E_COOKIE_ADVISOR_USER_VISIT_COUNT); userVisitCount = parseInt(userVisitCount); userVisitCount = isNaN(userVisitCount) ? 1 : (userVisitCount + 1); //set incremented visitor count __cookie.set(E2E_COOKIE_ADVISOR_USER_VISIT_COUNT, userVisitCount, DAYS.ZERO) } } /** * Set Tracking Values (?tid=USERID_UNIQUEID) for all bankrate urls * Set Link Attributes rel="nofollow" & target="_blank" */ function getTrackingIdHash() { var hashes = {}; var uniqueIdHash = getUniqueId('c'); hashes.uid = uniqueIdHash; hashes.tid = USER_ID_HASH + '_' + uniqueIdHash; return hashes; } /** * Set Tracking Values (?tid=USERID_UNIQUEID) for all bankrate urls * Set Link Attributes rel="nofollow" & target="_blank" */ function setTrackingId(elSelector) { var elementSelector = elSelector || 'body a'; var links = document.querySelectorAll(elementSelector); if (links.length > 0) { for (var x = 0; x < links.length; x++) { var link = links[x]; var url = link.getAttribute('href'); //get hostname var hostName = __util.getHostname(url); if (!!url && !!hostName && (hostName === E2E_HOST || hostName === BANKRATE_HOST || hostName === POLICYGENIUS_HOST || hostName === LINKSYNERGY_HOST)) { if( hostName !== POLICYGENIUS_HOST ) { __prefetch.init(link); } //Generate Tracking ID var idsObj = getTrackingIdHash(); //append tracking id url = appendTrackingId(url, hostName, idsObj.tid); //set tracking attributes link = setAttributesToLink(link, { "href": url, "rel": "nofollow noopener", "target": "_blank", "data-uid": USER_ID_HASH, "data-cid": idsObj.uid, "data-tid": idsObj.tid, }); } } } } return { setCookie: setCookie, setTrackingId: setTrackingId, getUserIdHash: getUserIdHash, USER_ID_HASH: USER_ID_HASH, getUniqueId: getUniqueId, getTrackingIdHash: getTrackingIdHash } })(__cookieController, __helper, __linkprefetch); //set cookie values __linkTrackingController.setCookie(); function detectIsIE(){ var ua = window.navigator.userAgent; var msie = ua.indexOf("MSIE "); // IE browser check if (msie > 0 || !!navigator.userAgent.match(/Trident.*rv\:11\./)) { return true; } return false; } document.addEventListener('DOMContentLoaded', function () { //set user id var event; // The 'new Event' code is not supported in IE so update code for IE if(detectIsIE()){ event = document.createEvent('Event'); event.initEvent('tidSet', true, true); } else{ event = new Event('tidSet'); } window.dispatchEvent(event); window.__mpctc = (function(){ return { 'userid': function(){ return __linkTrackingController.getUserIdHash(); }, 'tid': function(){ return (__linkTrackingController.getTrackingIdHash()).tid } } })(); }); </script> <script> window.shortcodesOnPage = ["cta_builder"]; if(window.dataLayer){ window.dataLayer.push({ 'shortcodesOnPage': window.shortcodesOnPage }); } window.shortcodesPartnersOnPage = []; </script><script type="text/javascript"> var e2e = (function(){ var E2E_HOST = 'related.forbes.com'; var BANKRATE_HOST = 'oc.brcclx.com'; var analyticsParams = { pageview_event: 'pageview', bankrate_event: 'bankrate', page_template: 'Homepage 2021', tid: __linkTrackingController.USER_ID_HASH, session_pageview_count: '1', original_tracking_param: '', original_tracking_param_value: '', referrer_host: '', referrer_url: document.referrer, author_name: 'Naren Harwani', author_role: 'SEM Manager', primary_category: '', secondary_category: '', published_date: 'July 5, 2021', updated_date: 'Sep 3, 2024', ra_feed_enabled: 0 }; /** * Logs Event to Database * @param args */ function log(args){ var analyticsData = args || {}; var wp_action = { 'token': '49f352f86f', 'action': 'e2e_logging', }; var data = Object.assign({},wp_action,analyticsData); if( Object.keys(analyticsData).length !== 0 ){ fetch('https://www.forbes.com/advisor/wp-admin/admin-ajax.php', { method: "POST", body: new URLSearchParams(data).toString(), headers: { "Content-type": "application/x-www-form-urlencoded; charset=UTF-8" } }) } } /** * Sets GTAG User ID */ function setGtagUserId(){ gtag('set', {'user_id': __linkTrackingController.USER_ID_HASH}); } /** * Logs Page View Event to database * @param a */ function logPageView(a){ var args = a || {}; var event = ( args.hasOwnProperty('event') && !!args.event ) ? args.event : analyticsParams.pageview_event; log({ event: event, template: analyticsParams.page_template, tid: analyticsParams.tid, og_tracking_parameter: analyticsParams.original_tracking_param, og_tracking_parameter_value: analyticsParams.original_tracking_param_value, }); } /** * Check for a valid html element * @param element */ function isElement(element) { return element instanceof Element || element instanceof HTMLDocument; } /** * Sends Page View Event to analytics * @param params */ function sendPageviewEvent(params){ window.dataLayer.push({ 'cd': { 'ReferrerHost': analyticsParams.referrer_host, 'ReferrerUrl': analyticsParams.referrer_url } }); } /** * Sends Multiple (Total 2) Page View Events to analytics in 10 seconds interval */ function sendPageviewEventMultiple(){ var statusCount = 1; var totalExecCount = 2; var initialTime = 10; var increment = 10; var eventName = analyticsParams.pageview_event; var recursiveAnalyticscall = setInterval(function(){ var newEventName = eventName + '-' + initialTime; sendPageviewEvent({event:newEventName}); if( statusCount === totalExecCount ){ clearInterval(recursiveAnalyticscall); } initialTime += increment; statusCount++; },10000); } function e2eSendPageView(){ sendPageviewEvent(); // sendPageviewEventMultiple(); } /** * Gets host name from a url string * @param url * @returns {string} */ function getHostName(url) { if (!!url) { var link = document.createElement('a'); link.href = url; return link.hostname; } return url; } /** * Logs bankrate click event to database */ function logBankrateEvent(){ log({ event: analyticsParams.bankrate_event, cc_name: analyticsParams.cc_name, info: analyticsParams.cta_info, placement: analyticsParams.cta_placement, template: analyticsParams.page_template, tid: analyticsParams.tracking_id, og_tracking_parameter: analyticsParams.original_tracking_param, og_tracking_parameter_value: analyticsParams.original_tracking_param_value, product_id : analyticsParams.product_id, product_position : analyticsParams.product_position }); } /** * Sends Bankrate click Event to analytics */ function sendBankrateEvent(){ window.dataLayer.push({ 'cd': { 'BankrateClickCardName': analyticsParams.cc_name, 'BankrateClickCTA': analyticsParams.cta_info, 'ProductType': analyticsParams.product_type, 'ProductId': analyticsParams.product_id, 'BankrateClickPosition': analyticsParams.product_position, 'CardCategoryTabName': analyticsParams.card_category_tab_name, } }); } function sendBankrateClickEvent(targetEl) { if(isElement(targetEl) && targetEl.tagName.toLowerCase() === 'a'){ var href = targetEl.getAttribute('href'); var host_name = getHostName(href); if (!!host_name && ( host_name === E2E_HOST || host_name === BANKRATE_HOST ) ) { var card_name = targetEl.getAttribute('data-cc-name'); var card_info = targetEl.getAttribute('data-cta-info'); var card_placement = targetEl.getAttribute('data-cta-placement'); var product_type = targetEl.getAttribute('data-product'); var product_id = targetEl.getAttribute('data-product-id'); var tracking_id = targetEl.getAttribute('data-tid'); var product_position = targetEl.getAttribute('data-position'); var card_category_tab_name = targetEl.getAttribute('data-tab-name'); analyticsParams.cc_name = !!card_name ? card_name : targetEl.innerText; analyticsParams.cta_info = !!card_info ? card_info : ''; analyticsParams.cta_placement = !!card_placement ? card_placement : ''; analyticsParams.product_type = !!product_type ? product_type : ''; analyticsParams.product_id = !!product_id ? product_id : ''; analyticsParams.tracking_id = tracking_id; analyticsParams.product_position = product_position; analyticsParams.card_category_tab_name = !!card_category_tab_name ? card_category_tab_name : ''; logBankrateEvent(); sendBankrateEvent(); analyticsParams.tracking_id = ''; } } } /** * Handler to handle bankrate clicks * @param e */ function handleBankrateCtaClick(e){ var targetEl = e.target; var el; if( targetEl.tagName.toLowerCase() === 'a' ){ el = targetEl; }else{ if( Element.prototype.closest ){ el = targetEl.closest('a'); } } sendBankrateClickEvent(el); } /** * Add listeners */ function addEvents(){ var trackingElement = document.querySelectorAll('.inarticle-link-tracking'); for(var i = 0; i < trackingElement.length ;i++){ trackingElement[i].addEventListener('click',handleBankrateCtaClick); } } function initPolyfilForClosest(){ if (!Element.prototype.matches) { Element.prototype.matches = Element.prototype.msMatchesSelector || Element.prototype.webkitMatchesSelector; } if 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