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Medicare Insurance Plans and Coverage Options | Cigna Healthcare
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solid var(--leaf-base-color-action-blue-100);--leaf-border-button-tertiary-hover:2px solid var(--leaf-base-color-action-blue-100);--leaf-color-border-active-outline:var(--leaf-base-color-neutral-100);--leaf-color-border-info:var(--leaf-base-color-navy-100);--leaf-color-border-warning:var(--leaf-base-color-yellow-100);--leaf-color-border-error:var(--leaf-base-color-red-100);--leaf-color-border-success:var(--leaf-base-color-green-100);--leaf-color-border-brand-strong:var(--leaf-base-color-navy-100);--leaf-color-border-brand-subtle:var(--leaf-base-color-action-blue-20);--leaf-color-border-brand:var(--leaf-base-color-action-blue-100);--leaf-color-border-disabled:var(--leaf-base-color-neutral-50);--leaf-color-border-knockout:var(--leaf-base-color-neutral-white);--leaf-color-border-strong:var(--leaf-base-color-neutral-80);--leaf-color-border-default:var(--leaf-base-color-neutral-20);--leaf-color-content-success:var(--leaf-base-color-green-120);--leaf-color-content-link-disabled:var(--leaf-base-color-neutral-60);--leaf-color-content-link-visited:var(--leaf-base-color-purple-100);--leaf-color-content-link-active:var(--leaf-base-color-action-blue-160);--leaf-color-content-link-hover:var(--leaf-base-color-navy-100);--leaf-color-content-link:var(--leaf-base-color-action-blue-100);--leaf-color-content-info-icon:var(--leaf-base-color-navy-100);--leaf-color-content-warning-icon:var(--leaf-base-color-neutral-100);--leaf-color-content-error-icon:var(--leaf-base-color-red-100);--leaf-color-content-error:var(--leaf-base-color-red-100);--leaf-color-content-success-icon:var(--leaf-base-color-green-100);--leaf-color-content-brand-strong:var(--leaf-base-color-navy-100);--leaf-color-content-brand:var(--leaf-base-color-action-blue-100);--leaf-color-content-brand-knockout:var(--leaf-base-color-action-blue-20);--leaf-color-content-knockout:var(--leaf-base-color-neutral-white);--leaf-color-content-disabled:var(--leaf-base-color-neutral-60);--leaf-color-content-subtle:var(--leaf-base-color-neutral-80);--leaf-color-content-default:var(--leaf-base-color-neutral-100);--leaf-color-bg-strong:var(--leaf-base-color-neutral-100);--leaf-color-bg-active:var(--leaf-base-color-neutral-100);--leaf-color-bg-brand-xstrong-active:var(--leaf-base-color-navy-160);--leaf-color-bg-brand-xstrong-hover:var(--leaf-base-color-navy-140);--leaf-color-bg-brand-xstrong:var(--leaf-base-color-navy-100);--leaf-color-bg-brand-hover:var(--leaf-base-color-action-blue-10);--leaf-color-bg-default-hover:var(--leaf-base-color-action-blue-10);--leaf-color-bg-brand-strong-active:var(--leaf-base-color-action-blue-160);--leaf-color-bg-brand-strong-hover:var(--leaf-base-color-action-blue-140);--leaf-color-bg-brand-strong:var(--leaf-base-color-action-blue-100);--leaf-color-bg-brand:var(--leaf-base-color-action-blue-20);--leaf-color-bg-info-strong:var(--leaf-base-color-navy-100);--leaf-color-bg-info:var(--leaf-base-color-action-blue-20);--leaf-color-bg-warning-strong:var(--leaf-base-color-yellow-100);--leaf-color-bg-warning:var(--leaf-base-color-yellow-20);--leaf-color-bg-error-strong:var(--leaf-base-color-red-100);--leaf-color-bg-error:var(--leaf-base-color-red-20);--leaf-color-bg-success-strong:var(--leaf-base-color-green-100);--leaf-color-bg-success:var(--leaf-base-color-green-20);--leaf-color-bg-disabled:var(--leaf-base-color-neutral-10);--leaf-color-bg-knockout:var(--leaf-base-color-neutral-100);--leaf-color-bg-subtle:var(--leaf-base-color-neutral-05);--leaf-color-bg-default:var(--leaf-base-color-neutral-white);--leaf-button-padding-horizontal-icon-only:var(--leaf-base-spacing-4);--leaf-button-padding-horizontal-medium:var(--leaf-base-spacing-24);--leaf-button-padding-horizontal-small:var(--leaf-base-spacing-16);--leaf-button-padding-horizontal-large:var(--leaf-base-spacing-32);--leaf-button-padding-vertical-icon-only:var(--leaf-base-spacing-4);--leaf-button-padding-vertical-medium:var(--leaf-base-spacing-12);--leaf-button-padding-vertical-large:var(--leaf-base-spacing-16);--leaf-button-padding-vertical-small:var(--leaf-base-spacing-8);--leaf-color-button-tertiary-outline:var(--leaf-base-color-neutral-100);--leaf-color-button-tertiary-content-disabled:var(--leaf-base-color-neutral-50);--leaf-color-button-tertiary-content-active:var(--leaf-base-color-action-blue-100);--leaf-color-button-tertiary-content-hover:var(--leaf-base-color-action-blue-100);--leaf-color-button-tertiary-content:var(--leaf-base-color-action-blue-100);--leaf-color-button-tertiary-border-active:var(--leaf-base-color-action-blue-100);--leaf-color-button-tertiary-border-hover:var(--leaf-base-color-action-blue-100);--leaf-color-button-tertiary-bg-active:var(--leaf-base-color-action-blue-20);--leaf-color-button-secondary-outline:var(--leaf-base-color-neutral-100);--leaf-color-button-secondary-content-active:var(--leaf-base-color-action-blue-100);--leaf-color-button-secondary-content-hover:var(--leaf-base-color-action-blue-100);--leaf-color-button-secondary-content:var(--leaf-base-color-action-blue-100);--leaf-color-button-secondary-content-disabled:var(--leaf-base-color-action-blue-50);--leaf-color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2)}}}.chc-layout-with-bg,chc-heading-list,chc-promo,chc-row,chc-tag-list,chcapp-related-links{display:block;margin-top:var(--leaf-spacing-32)}@media (min-width:48rem){.chc-layout-with-bg,chc-heading-list,chc-promo,chc-row,chc-tag-list,chcapp-related-links{margin-top:var(--leaf-spacing-48)}}@media (min-width:60rem){.chc-layout-with-bg,chc-heading-list,chc-promo,chc-row,chc-tag-list,chcapp-related-links{margin-top:var(--leaf-spacing-64)}}.leaf-c-content-block h2{margin-top:var(--leaf-spacing-64)}.leaf-c-content-block h3{margin-top:var(--leaf-spacing-48)}.leaf-c-content-block h4{margin-top:var(--leaf-spacing-32)}.leaf-c-content-block h5,.leaf-c-content-block h6{margin-top:var(--leaf-spacing-24)}.leaf-c-content-block :first-child{margin-top:0}</style> <script type="module" crossorigin src="/static/www-cigna-com/v2/bundle/main-BRbWGBvw.js"></script><!--ls:begin[head-injection]--><!--ls:end[head-injection]--><!--ls:begin[tracker-injection]--><!--ls:end[tracker-injection]--><!--ls:begin[script]--><!--ls:end[script]--><!--ls:begin[script]--><!--ls:end[script]--><script type="application/ld+json">{"@context": "https://schema.org","@type": "MedicalWebPage","mainEntityOfPage":"https://www.cigna.com/medicare/","reviewedBy": {"@type": "Organization","name": "Cigna"}}</script><script type="application/ld+json">{"@context": "https://schema.org","@type": "BreadcrumbList","itemListElement":[{"@type": "ListItem","position":1,"name": "Home","item": "https://www.cigna.com/"},{"@type": "ListItem","position":2,"name": "Medicare"}]}</script><link rel="canonical" href="https://www.cigna.com/medicare/"/></head><body> <!--ls:begin[body]--><div class="iw_viewport-wrapper"> <main class="cipublic-container leaf-grid-container"><div class="iw_section" id="sectionlnlne5lj"> <div class="row 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slot="primary-nav-right-links">For <a href="/individuals-families/shop-plans/health-insurance-plans/" target="_self" class="leaf-u-link--no-underline">Individuals & Families</a></li> <li slot="primary-nav-right-links">For <a href="/health-care-providers/" target="_self" class="leaf-u-link--no-underline">Providers</a></li> <li slot="primary-nav-right-links">For <a href="/brokers/" target="_self" class="leaf-u-link--no-underline">Brokers</a></li> <li slot="primary-nav-right-links">For <a href="/employers/" target="_self" class="leaf-u-link--no-underline">Employers</a></li> <div slot="primary-nav-search"> Search </div> <a href="/" slot="search-header-logo"> <leaf-icon set="logos" name="cigna-blue" label="Cigna icon"></leaf-icon></a> <div slot="primary-nav-search-input-label"> Search </div> <div slot="primary-nav-language"> <chc-header-language hreflang="es"> Español </chc-header-language> </div> <li slot="current-section">For Medicare:</li> <li slot="current-section-mobile"><a href="/medicare/" target="_self">For Medicare:</a></li> <li slot="secondary-nav-left-links" match-path="/medicare/"> <chc-header-dropdown variant="full-width" columns="2"> <div slot="link-label"> Shop for Plans </div> <h3 slot="sub-menu-heading">Shop for Plans</h3> <a href="/medicare/" target="_self" class="leaf-u-link--action leaf-u-link--no-underline">Medicare Overview</a> <div slot="content"> <ul> <li><a href="/medicare/shop-plans/medicare-advantage/" target="_self">Medicare Advantage (Part C)</a></li> <li><a href="/medicare/shop-plans/part-d/" target="_self">Medicare Part D Prescription Drug Plans (PDP)</a></li> <li><a href="/medicare/shop-plans/supplemental/?campaign_ID=CSBORG" target="_self">Medicare Supplement Insurance</a></li> </ul> <ul> <li><h6>Learn</h6></li> <li><a href="/knowledge-center/choosing-a-medicare-plan" target="_self">Choosing a Medicare Plan</a></li> <li><a href="/knowledge-center/what-is-part-c-medicare-advantage" target="_self">What is Medicare Advantage (Part C)?</a></li> <li><a href="/knowledge-center/what-is-medicare-supplement-insurance-medigap" target="_self">What is Medicare Supplement?</a></li> <li><a href="/knowledge-center/what-is-medicare-part-d" target="_self">What is Medicare Part D?</a></li> <li><a href="/knowledge-center/#understandingmedicare" target="_self" class="leaf-u-link--action leaf-u-link--no-underline">See all topics</a></li> </ul> </div> </chc-header-dropdown> </li> <li slot="secondary-nav-left-links" match-path="/medicare/member-resources/"> <chc-header-dropdown variant="full-width" columns="3"> <div slot="link-label"> Member Resources </div> <h3 slot="sub-menu-heading">Member Resources and Services</h3> <a href="/medicare/member-resources/" target="_self" class="leaf-u-link--action leaf-u-link--no-underline">Overview</a> <div slot="content"> <ul> <li><a href="/medicare/member-resources/customer-forms" target="_self">Customer Forms</a></li> <li><a href="/medicare/member-resources/plan-documents" target="_self">Find Your Plan Documents</a></li> <li><a href="/medicare/member-resources/health-risk-assessment" target="_self">Health Risk Assessment</a></li> <li><a href="/medicare/member-resources/premium-payment-options" target="_self">Premium Payment Options</a></li> <li><a href="/medicare/member-resources/provider-pharmacy-directories" target="_self">Provider and Pharmacy Directories</a></li> </ul> <ul> <li><h6>Group Medicare Plans</h6></li> <li><a href="/medicare/member-resources/group-plans-resources" target="_self">Group Plans Resources</a></li> <li><a href="/medicare/member-resources/group-plans-provider-network" target="_self">Group Plans Provider Network</a></li> </ul> <ul> <li><h6> Online Access to Your Plan</h6></li> <li>myCigna gives you one-stop access to your coverage, claims, ID cards, providers, and more.</li> <li><a href="https://my.cigna.com/web/public/guest" target="_blank" class="leaf-u-link--action leaf-u-link--no-underline">Log in to myCigna</a></li> </ul> </div> </chc-header-dropdown> </li> <li slot="secondary-nav-left-links" match-path="/medicare/eligibility-and-enrollment/"> <chc-header-dropdown variant="full-width" columns="2"> <div slot="link-label"> Eligibility & Enrollment </div> <h3 slot="sub-menu-heading">Eligibility & Enrollment</h3> <a href="/medicare/eligibility-and-enrollment/" target="_self" class="leaf-u-link--action leaf-u-link--no-underline">Overview</a> <div slot="content"> <ul> <li><a href="/medicare/eligibility-and-enrollment/medicare-advantage" target="_self">Medicare Advantage Eligibility and Enrollment</a></li> <li><a href="/medicare/eligibility-and-enrollment/part-d" target="_self">Medicare Part D Eligibility and Enrollment</a></li> <li><a href="/medicare/eligibility-and-enrollment/supplemental?campaign_ID=CSBORG" target="_self">Medicare Supplement Eligibility and Enrollment</a></li> </ul> <ul> <li><h6>Learn</h6></li> <li><a href="/knowledge-center/choosing-a-medicare-plan" target="_self">Choosing a Medicare Plan</a></li> <li><a href="/knowledge-center/what-is-part-c-medicare-advantage" target="_self">What is Medicare Advantage (Part C)?</a></li> <li><a href="/knowledge-center/what-is-medicare-supplement-insurance-medigap" target="_self">What is Medicare Supplement?</a></li> <li><a href="/knowledge-center/what-is-medicare-part-d" target="_self">What is Medicare Part D?</a></li> <li><a href="/knowledge-center/#understandingmedicare" target="_self" class="leaf-u-link--action leaf-u-link--no-underline">See all topics</a></li> </ul> </div> </chc-header-dropdown> </li> <li slot="secondary-nav-left-links"><a href="https://hcpdirectory.cigna.com/web/public/consumer/directory" target="_blank" class="leaf-u-link--external" aria-label="Find a Doctor" aria-expanded="false">Find a Doctor</a></li> <li slot="login-button"> <leaf-button inverted="true" variant="primary" href="https://my.cigna.com/web/public/guest" target="_blank"> Log in to myCigna </leaf-button> </li> <li slot="login-button-mobile"> <leaf-button inverted="true" variant="primary" size="sm" href="https://my.cigna.com/web/public/guest" target="_blank"> Log in to myCigna </leaf-button> </li> <li slot="mobile-secondary-nav-links"> <leaf-accordion> <leaf-accordion-panel-inline> <h4 slot="showHeader">Shop for Plans</h4> <h4 slot="hideHeader">Shop for Plans</h4> <ul> <li><a href="/medicare/" target="_self">Medicare Overview</a></li> <li><a href="/medicare/shop-plans/medicare-advantage/" target="_self">Medicare Advantage (Part C)</a></li> <li><a href="/medicare/shop-plans/part-d/" target="_self">Medicare Part D Prescription Drug Plans (PDP)</a></li> <li><a href="/medicare/shop-plans/supplemental/?campaign_ID=CSBORG" target="_self">Medicare Supplement Insurance</a></li> <li><a href="/knowledge-center/choosing-a-medicare-plan" target="_self">Choosing a Medicare Plan</a></li> <li><a href="/knowledge-center/what-is-medicare-supplement-insurance-medigap" target="_self">What is Medicare Advantage (Part C)?</a></li> <li><a href="/knowledge-center/what-is-medicare-supplement-insurance-medigap" target="_self">What is Medicare Supplement?</a></li> <li><a href="/knowledge-center/what-is-medicare-part-d" target="_self">What is Medicare Part D?</a></li> <li><a href="/knowledge-center/#understandingmedicare" target="_self">See all topics</a></li> </ul> </leaf-accordion-panel-inline> </leaf-accordion> </li> <li slot="mobile-secondary-nav-links" match-path="/medicare/member-resources/"> <leaf-accordion> <leaf-accordion-panel-inline> <h4 slot="showHeader">Member Resources</h4> <h4 slot="hideHeader">Member Resources</h4> <ul> <li><a href="/medicare/member-resources/" target="_self">Overview</a></li> <li><a href="/medicare/member-resources/customer-forms" target="_self">Customer Forms</a></li> <li><a href="/medicare/member-resources/plan-documents" target="_self">Find Your Plan Documents</a></li> <li><a href="/medicare/member-resources/health-risk-assessment" target="_self">Health Risk Assessment</a></li> <li><a href="/medicare/member-resources/premium-payment-options" target="_self">Premium Payment Options</a></li> <li><a href="/medicare/member-resources/provider-pharmacy-directories" target="_self">Provider and Pharmacy Directories</a></li> <li><a href="/medicare/member-resources/group-plans-resources" target="_self">Group Plans Resources</a></li> <li><a href="/medicare/member-resources/group-plans-provider-network" target="_self">Group Plans Provider Network</a></li> <li><a href="https://my.cigna.com/web/public/guest" target="_self">Log in to myCigna</a></li> </ul> </leaf-accordion-panel-inline> </leaf-accordion> </li> <li slot="mobile-secondary-nav-links" match-path="/medicare/eligibility-and-enrollment/"> <leaf-accordion> <leaf-accordion-panel-inline> <h4 slot="showHeader">Eligibility & Enrollment</h4> <h4 slot="hideHeader">Eligibility & Enrollment</h4> <ul> <li><a href="/medicare/eligibility-and-enrollment/" target="_self">Overview</a></li> <li><a href="/medicare/eligibility-and-enrollment/medicare-advantage" target="_self">Medicare Advantage Eligibility and Enrollment</a></li> <li><a href="/medicare/eligibility-and-enrollment/part-d" target="_self">Medicare Part D Eligibility and Enrollment</a></li> <li><a href="/medicare/eligibility-and-enrollment/supplemental?campaign_ID=CSBORG" target="_self">Medicare Supplement Eligibility and Enrollment</a></li> <li><a href="/knowledge-center/choosing-a-medicare-plan" target="_self">Choosing a Medicare Plan</a></li> <li><a href="/knowledge-center/what-is-part-c-medicare-advantage" target="_self">What is Medicare Advantage (Part C)?</a></li> <li><a href="/knowledge-center/what-is-medicare-supplement-insurance-medigap" target="_self">What is Medicare Supplement?</a></li> <li><a href="/knowledge-center/what-is-medicare-part-d" target="_self">What is Medicare Part D?</a></li> <li><a href="/knowledge-center/#understandingmedicare" target="_self">See all topics</a></li> </ul> </leaf-accordion-panel-inline> </leaf-accordion> </li> <li slot="mobile-secondary-nav-links"><a href="https://hcpdirectory.cigna.com/web/public/consumer/directory" target="_self">Find a Doctor</a></li> </chc-header> </div> </div> </div> </div> </div> <div class="iw_section" id="sectionlmsgft0v"> <div class="row iw_row iw_stretch" id="rowlmsgft0w"> <div class="columns iw_columns large-12" id="collmsgft0x"> <div class="iw_component" id="iw_comp1695257321646"> <style>#iw_comp1695257321646{}</style><leaf-breadcrumbs> <leaf-breadcrumbs-item href="/" mobile-breadcrumb="true">Home</leaf-breadcrumbs-item> <leaf-breadcrumbs-item>Medicare</leaf-breadcrumbs-item> </leaf-breadcrumbs> </div> </div> </div> </div> <div class="iw_section" id="sectionlmxi0dgd"> <div class="row iw_row iw_stretch" id="rowlmxi0dge"> <div class="columns iw_columns large-fullwidth" id="collmxi0dgf"> <div class="iw_placeholder" id="iw_placeholder1695562291740"> </div> </div> </div> </div> <div class="iw_section" id="sectionlmsgft0z"> <div class="row iw_row iw_stretch" id="rowlmsgft10"> <div class="columns iw_columns large-fullwidth" id="collmsgft11"> <div class="iw_component" id="iw_comp1695257321650"> <style>#iw_comp1695257321650{}</style><chc-hero variant="primary"> <div slot="meta"> <p><em><a href="/legal/compliance/cigna-company-names">View Cigna Healthcare Company Names</a></em></p> </div> <h1 slot="heading">Cigna Healthcare Medicare Plans </h1> <div slot="content"> <p> <p>We have coverage options to fit all customer needs, even Earvin "Magic" Johnson’s. Explore all plans in your area today.</p> <p>Annual Enrollment for 2025 Medicare plans is October 15 - December 7.</p> <p><i>Paid actor portrayal.</i></p></p> </div><picture slot="image"> <source media="(min-width: 960px)" type="image/jpeg" srcset="/static/www-cigna-com/images/medicare/medicare-mj2024-hero-xl@x2.jpg"> <source media="(min-width: 768px)" type="image/jpeg" srcset="/static/www-cigna-com/images/medicare/medicare-mj2024-hero-md@x2.jpg"> <source media="(min-width: 0px)" type="image/jpeg" srcset="/static/www-cigna-com/images/medicare/medicare-mj2024-hero-sm@x2.jpg"><img class="leaf-c-chc-hero__image" aria-hidden="true" width="100%" height="auto" loading="eager" src="/static/www-cigna-com/images/medicare/medicare-mj2024-hero-sm@x2.jpg" style="object-position: top"></picture><leaf-flex-container slot="cta"></leaf-flex-container> </chc-hero> </div> </div> </div> </div> <div class="iw_section" id="sectionlk1cq88s"> <div class="row iw_row iw_stretch" id="rowlk1cq88t"> <div class="columns iw_columns large-12" id="collk1cq88u"> <div class="iw_placeholder" id="iw_placeholder1689264938043"> <div class="iw_component" id="iw_comp1695562292452"> <style>#iw_comp1695562292452{}</style><div class="leaf-u-align-self-start"><chc-sticky-banner> <h6 slot="heading">Shop and compare Medicare plans now</h6> <div slot="content"></div> <div slot="form"><chcapp-medicare-plan-finder variant="basic"> <leaf-alert slot="error" variant="inline" type="error">Error loading translations.</leaf-alert> <leaf-spinner slot="loading" size="small">Loading…</leaf-spinner> </chcapp-medicare-plan-finder></div> <div slot="callout"><p> Or, call us at <chc-phone-number number="8773507720" separator="-" parentheses></chc-phone-number> (TTY 711)<br/> 8 am - 8 pm, 7 days a week</a> </p></div> </chc-sticky-banner></div> </div> <div class="iw_component" id="iw_comp1703094872901"> <style>#iw_comp1703094872901{}</style><div class="leaf-u-align-self-start"><chcapp-medicare-shopping-wizard variant="basic"> <leaf-alert slot="error" variant="inline" type="error">Error loading translations.</leaf-alert> <leaf-spinner slot="loading" size="small">Loading…</leaf-spinner> </chcapp-medicare-shopping-wizard></div> </div> <div class="iw_component" id="iw_comp1703094872905"> <style>#iw_comp1703094872905{}</style><leaf-modal id="medicare-plan-finder" size="md" class="leaf-u-align-self-start"> <h3 slot="heading">Shop and Compare Plans</h3> <div><chcapp-medicare-plan-finder variant="basic" plantype="Supp" zip=""> <leaf-alert slot="error" variant="inline" type="error"> <h3 slot="heading">Something went wrong</h3> <p>We were unable to load Plan finder tool, please try again later.</p> </leaf-alert> <leaf-spinner slot="loading" size="small" progress="0"><span>Loading Plan finder tool…</span></leaf-spinner> </chcapp-medicare-plan-finder></div> <div slot="cta"></div> </leaf-modal> </div> <div class="iw_component" id="iw_comp1719237057236"> <style>#iw_comp1719237057236{}</style><leaf-alert class="leaf-u-align-self-start" variant="standalone" subtle="true" type="info" open="true"> <h5 slot="heading">Notice of Change Healthcare Data Breach</h5><span><p>Our vendor Change Healthcare experienced a data breach that impacted customer data. <a href="https://www.changehealthcare.com/hipaa-substitute-notice">Change Healthcare’s HIPAA Substitute Notice</a> provides the information that they have at this time about the breach and offers a dedicated call center, free credit monitoring, and identity theft protection. Please call <chc-phone-number campaign-opt-out number="8662625342" separator="-" parentheses="">1 (866) 262-5342</chc-phone-number> for any questions about this breach.</p> </span></leaf-alert> </div> <div class="iw_component" id="iw_comp1695257322640"> <style>#iw_comp1695257322640{}</style><div class="chc-layout-with-bg chc-layout-with-bg--white"> <div class="leaf-grid-container"> <div class="row iw_row iw_stretch"> <div class="columns iw_columns large-7"> <div class="leaf-c-content-block leaf-u-margin-top-none leaf-u-align-self-start"><h2>Shop Medicare Plans and Coverage</h2></div> <chc-row type="undefined" columns="1" class="leaf-u-margin-top-24 leaf-u-align-self-start"> <leaf-card variant="simple" decorationposition="left" textposition="left"> <h3 slot="heading">Medicare Advantage</h3> <div slot="content">Ideal for bundling all of your Medicare benefits into one comprehensive Cigna Healthcare<sup>SM</sup> plan. Plus, <a href="/medicare/shop-plans/medicare-advantage/special-needs-plans">Special Needs plan options</a> and no-cost extras you don't get with Original Medicare.</div> <div slot="cta"><a class="leaf-u-link--action leaf-u-link--no-underline" href="/medicare/shop-plans/medicare-advantage/" target="_self">View Medicare Advantage</a></div> </leaf-card> <leaf-card variant="simple" decorationposition="left" textposition="left"> <h3 slot="heading">Medicare Supplement Insurance Policies*</h3> <div slot="content">Need to add extra coverage to Original Medicare? A Medicare Supplement insurance plan helps pay out-of-pocket costs, including copays, deductibles, and coinsurance.</div> <div slot="cta"><a class="leaf-u-link--action leaf-u-link--no-underline" href="/medicare/shop-plans/supplemental/" target="_self">View Medicare Supplement</a></div> </leaf-card> <leaf-card variant="simple" decorationposition="left" textposition="left"> <h3 slot="heading">Medicare PDP</h3> <div slot="content">Already have Part A and B covered? Check out our affordable Part D plan options and be protected from high prescription drug costs.</div> <div slot="cta"><a class="leaf-u-link--action leaf-u-link--no-underline" href="/medicare/shop-plans/part-d/" target="_self">View Medicare PDP</a></div> </leaf-card> </chc-row> </div> <div class="columns iw_columns large-1"></div> <div class="columns iw_columns large-4"> <chc-promo class="leaf-u-align-self-start" variant="simple" color="dark-blue" size="small" image-position="initial"> <leaf-icon slot="icon" set="chc" name="compass"></leaf-icon> <h3 slot="heading">Need help choosing Medicare? </h3> <div slot="content"><p>Find coverage that's right for you in a few simple steps.</p> <p> <leaf-button inverted data-modal-id="shopping-wizard-modal">Take the quiz</leaf-button></p></div> </chc-promo> </div> </div> </div> </div> </div> <div class="iw_component" id="iw_comp1695257322699"> <style>#iw_comp1695257322699{}</style><div class="chc-layout-with-bg chc-layout-with-bg--white"> <div class="leaf-grid-container"> <div class="row iw_row iw_stretch"> <div class="columns iw_columns large-12"> <chc-promo class="leaf-u-margin-top-none leaf-u-align-self-start" variant="simple" color="light-orange" size="default" image-position="initial"> <leaf-icon slot="icon" set="chc" name="clipboard-bullets"></leaf-icon> <h3 slot="heading">Visit our Knowledge Center to learn about:</h3> <div slot="content"><div class="leaf-grid-container" style="padding-left: 0px;"> <div class="row iw_row iw_stretch leaf-u-gap-24"> <div class="columns iw_columns large-6"> <p><a href="/knowledge-center/what-is-medicare"> What is Medicare?</a></p> </div> <div class="columns iw_columns large-6"> <p><a href="/knowledge-center/what-is-medicare-part-a-part-b">What is Original Medicare (Part A and Part B)?</a></p> </div> <div class="columns iw_columns large-6"> <p><a href="/knowledge-center/choosing-a-medicare-plan"> Choosing a Medicare Plan</a></p> </div> </div> </div></div> </chc-promo> </div> </div> </div> </div> </div> <div class="iw_component" id="iw_comp1695257322700"> <style>#iw_comp1695257322700{}</style><div class="chc-layout-with-bg chc-layout-with-bg--white"> <div class="leaf-grid-container"> <div class="row iw_row iw_stretch"> <div class="columns iw_columns large-12"> <chc-value-props background="transparent" type="unordered" columns="3" class="leaf-u-align-self-start"> <chc-value-prop-heading slot="heading"> <leaf-icon slot="icon" set="chc" name="solid-leaf"></leaf-icon> <div slot="heading"> <h2 class="leaf-u-typography-headline-default">Reasons to choose Cigna Healthcare for your Medicare Coverage</h2> </div> </chc-value-prop-heading> <chc-value-prop> <h3 slot="heading">Popular Coverage Options</h3> <div>Shop Medicare Advantage, Part D, and Medicare Supplement Insurance options—there’s a wide range to meet all lifestyle needs.</div> </chc-value-prop> <chc-value-prop> <h3 slot="heading">Guidance from Start to Finish</h3> <div>We make it easy to understand how Medicare works, and help you choose a coverage option that’s right for you.</div> </chc-value-prop> <chc-value-prop> <h3 slot="heading">No Additional Cost Programs and Services<sup>1</sup></h3> <div>Our plans come bundled with no-cost perks that help you get more from your Medicare coverage.</div> </chc-value-prop> <chc-value-prop> <h3 slot="heading">Access Your Benefits Anytime, Anywhere</h3> <div>Manage your Medicare plan with the myCigna<sup>®</sup> website—access your claims, coverage, ID cards, and more.</div> </chc-value-prop> <chc-value-prop> <h3 slot="heading">Experience You Trust</h3> <div>Cigna Healthcare is trusted by over 189 million customers, and has been for over 225 years.<sup>2</sup></div> </chc-value-prop> </chc-value-props> </div> </div> </div> </div> </div> <div class="iw_component" id="iw_comp1695257322701"> <style>#iw_comp1695257322701{}</style><div class="chc-layout-with-bg chc-layout-with-bg--white"> <div class="leaf-grid-container"> <div class="row iw_row iw_stretch"> <div class="columns iw_columns large-12"> <div class="leaf-c-content-block leaf-u-margin-top-none leaf-u-align-self-start">Looking for information on customer programs and services? <a href="/medicare/member-resources/">Go to Member Resources and Services</a></div> </div> </div> </div> </div> </div> <div class="iw_component" id="iw_comp1695562290606"> <style>#iw_comp1695562290606{}</style><div data-audience="unspecified" class="chc-layout-with-bg chc-layout-with-bg--white"> <div class="leaf-grid-container"> <div class="row iw_row iw_stretch"> <div class="columns iw_columns large-12"> <chc-promo class="leaf-u-margin-top-none leaf-u-align-self-start" pattern="leaf-pattern" variant="brand-leaves" color="dark-green" size="default" image-position="initial"> <h2 slot="heading">24/7 Access to Your Plan</h2> <div slot="content"><p><a href="/individuals-families/member-guide/mycigna" target="_self" class="leaf-u-link--inverted">myCigna</a> gives you one-stop access to your coverage, premium payments, ID cards, and more. Help and support is available 24/7/365.</p></div> </chc-promo> </div> </div> </div> </div> </div> <div class="iw_component" id="iw_comp1713795641476"> <style>#iw_comp1713795641476{}</style><div data-audience="authenticated-customer" class="chc-layout-with-bg chc-layout-with-bg--white"> <div class="leaf-grid-container"> <div class="row iw_row iw_stretch"> <div class="columns iw_columns large-12"> <chc-promo class="leaf-u-margin-top-none leaf-u-align-self-start" pattern="leaf-pattern" variant="brand-leaves" color="dark-green" size="default" image-position="initial"> <h2 slot="heading">24/7 Access to Your Plan</h2> <div slot="content"><p><a href="https://my.cigna.com/web/public/guest" target="_blank" class="leaf-u-link--inverted external">myCigna</a> gives you one-stop access to your coverage, premium payments, ID cards, and more. Help and support is available 24/7/365.</p></div> </chc-promo> </div> </div> </div> </div> </div> <div class="iw_component" id="iw_comp1695257322743"> <style>#iw_comp1695257322743{}</style><div class="chc-layout-with-bg chc-layout-with-bg--light-gray leaf-u-margin-top-none leaf-u-padding-top-none"> <div class="leaf-grid-container"> <div class="row iw_row iw_stretch"> <div class="columns iw_columns large-6"> <div class="leaf-c-content-block leaf-u-align-self-start"><div class="row iw_row"> <div class="columns iw_columns large-12"> <h3>How can we help?</h3> </div> <div class="columns iw_columns large-12"> <h6 class="leaf-u-margin-top-24">New to Medicare</h6> <p>Learn the basics of Medicare and how it all works—before you shop.</p> <p><a href="/knowledge-center/#understandingmedicare" class="leaf-u-link--action leaf-u-link--no-underline">Medicare 101</a></p> </div> <div class="columns iw_columns large-12"> <h6 class="leaf-u-margin-top-24">Healthy Aging</h6> <p>Explore health and wellness topics focused on older adults.</p> <p><a href="/knowledge-center/senior-health" class="leaf-u-link--action leaf-u-link--no-underline">Explore Senior Health<sup>‡</sup></a></p> </div> <div class="columns iw_columns large-12"> <h6 class="leaf-u-margin-top-24">Access Benefits</h6> <p>Already a Cigna Healthcare customer? Access your Medicare benefits and services.</p> <p><a href="/medicare/member-resources/" class="leaf-u-link--action leaf-u-link--no-underline">View Member Resources</a></p> </div> <div class="columns iw_columns large-12"> <h6 class="leaf-u-margin-top-24">Enrolling in a Plan</h6> <p>Find out when and how you can enroll in a Cigna Healthcare Medicare plan.</p> <p><a href="/medicare/eligibility-and-enrollment/" class="leaf-u-link--action leaf-u-link--no-underline">Go to Eligibility and Enrollment</a></p> </div> </div></div> </div> <div class="columns iw_columns large-6"> <div class="leaf-c-picture-image leaf-u-align-self-start"><picture slot="image"> <source media="(min-width: 960px)" type="image/jpeg" srcset="/static/www-cigna-com/images/medicare/medicare-1-1x1-lg@2x.jpg"> <source media="(min-width: 768px)" type="image/jpeg" srcset="/static/www-cigna-com/images/medicare/medicare-1-1x1-md@2x.jpg"> <source media="(min-width: 375px)" type="image/jpeg" srcset="/static/www-cigna-com/images/medicare/medicare-1-1x1-sm@2x.jpg"><img src="/static/www-cigna-com/images/medicare/medicare-1-1x1-lg@2x.jpg" loading="eager" aria-hidden="true" class="leaf-u-border-radius-leaf"></picture></div> </div> </div> </div> </div> </div> <div class="iw_component" id="iw_comp1695257323099"> <style>#iw_comp1695257323099{}</style><div class="chc-layout-with-bg chc-layout-with-bg--white"> <div class="leaf-grid-container"> <div class="row iw_row iw_stretch"> <div class="columns iw_columns large-7"> <div class="leaf-c-content-block leaf-u-margin-top-none leaf-u-align-self-start"><div class="leaf-u-typography-body-small"> <p><a href="/medicare/shop-plans/supplemental/state-disclosures">View Medicare Supplement state disclosures, exclusions, and limitations</a></p> <p><sup>‡</sup> Selecting these links will take you away from Cigna Healthcare Medicare plans.</p> <p><strong>* Insured by American Retirement Life Insurance Company, Cigna Health and Life Insurance Company, Cigna Insurance Company, Cigna National Health Insurance Company or Loyal American Life Insurance Company.</strong> In North Carolina, these plans are insured by Cigna National Health Insurance Company. In Kansas, insured by Cigna Health and Life Insurance Company, Cigna Insurance Company, Cigna National Health Insurance Company and Loyal American Life Insurance Company. American Retirement Life Insurance Company is not available to residents of Kansas and Kentucky. In Illinois, Maryland, New Mexico, North Carolina, Ohio, and Utah, insured by Cigna National Health Insurance Company domiciled in Ohio. In Pennsylvania, insured by Cigna Insurance Company. In Idaho, insured by Cigna Health and Life Insurance Company.</p> <p><sup>1</sup><strong> These programs are NOT insurance and do not provide reimbursement for financial losses.</strong> Some restrictions may apply. Programs and services may be added or discontinued at any time. Customers are required to pay the entire discounted charge for any discounted products or services available through these programs. The Healthy Rewards<sup>®</sup> program is provided by Cigna Health and Life Insurance Company. Programs are provided through third party vendors who are solely responsible for their products and services. Program availability may vary by location, and are not available where prohibited by law.</p> <p><sup>2</sup> Notice of 2024 Annual Meeting and Proxy Statement, <a href="https://s202.q4cdn.com/757723766/files/doc_financials/2023/ar/2024-Proxy-Statement.pdf" target="_blank" rel="noopener">The Cigna Group 2024 Proxy Statement</a>, Page 20, Accessed June 17, 2024</p> <p><a href="#kansasdisclosures">View Kansas disclosures, exclusions, and limitations</a></p> <p><strong>Notice for persons eligible for Medicare because of disability:</strong></p> <p><strong>In the following states, all Medicare Supplement plans are available to persons eligible for Medicare because of disability: California, Colorado, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Kansas, Kentucky, Louisiana, Maine, Minnesota, Mississippi, Missouri, Montana, New Hampshire, Oregon, Pennsylvania, South Dakota, Tennessee, Vermont, and Wisconsin.</strong></p> <p>Tennessee Medicare Supplement Policy Forms</p> <p>Plan A: CIC-MS-AA-A-TN; Plan F: CIC-MS-AA-F-TN; Plan G: CIC-MS-AA-G-TN; Plan HDG: CIC-MS-AA-HDG-TN; Plan N: CIC-MS-AA-N-TN.</p> </div></div> </div> <div class="columns iw_columns large-1"></div> <div class="columns iw_columns large-4"></div> </div> </div> </div> </div> <div class="iw_component" id="iw_comp1695562292150"> <style>#iw_comp1695562292150{}</style><div class="leaf-u-align-self-start"><chcapp-medicare-ntm-campaign-modal touches="0,3"> <leaf-spinner size="large" progress slot="loading">Loading NTM Campaign Modal…</leaf-spinner> <leaf-alert variant="standalone" type="error" slot="error" open> <h6 slot="heading">Something went wrong</h6> We were unable to load NTM Campaign Modal, please try again later. </leaf-alert> </chcapp-medicare-ntm-campaign-modal></div> </div> </div> </div> </div> </div> <div class="iw_section" id="sectionlqe2pvns"> <div class="row iw_row iw_stretch" id="rowlqe2pvnt"> <div class="columns iw_columns large-12" id="collqe2pvnu"> <div class="iw_component" id="iw_comp1703094879879"> <style>#iw_comp1703094879879{}</style><chc-back-to-top></chc-back-to-top> </div> </div> </div> </div> <div class="iw_section" id="sectionl0697wk6"> <div class="row iw_row iw_stretch" id="rowl0697wk7"> <div class="columns iw_columns large-fullwidth" id="coll0697wk8"> <div class="iw_component" id="iw_comp1689345986903"> <style>#iw_comp1689345986903{}</style><div data-ssi-id="includes-content"> <chc-footer id="chc-footer"> <leaf-list slot="main-links"> <h6 slot="heading">Customer Plan Links</h6> <li><a href="/knowledge-center/choosing-a-medicare-plan" target="_self">Choosing a Medicare Plan</a></li> <li><a href="/contact-us/#medicare" target="_self">Contact Cigna Healthcare</a></li> <li><a href="/medicare/disaster-policy" target="_self">Disaster Policy</a></li> <li><a href="/medicare/eligibility-and-enrollment/" target="_self">Eligibility and Enrollment</a></li> <li><a href="/medicare/member-resources/grievances" target="_self">Filing a Grievance</a></li> <li><a href="/medicare/member-resources/appeals-exceptions" target="_self">Medicare Appeals Process</a></li> <li><a href="/medicare/member-resources/coverage-decisions" target="_self">Medicare Coverage Decisions and Exceptions</a></li> <li><a href="/medicare/eligibility-and-enrollment/disenrollment" target="_self">Medicare Disenrollment</a></li> <li><a href="/medicare/member-resources/organization-determination" target="_self">Organization Determination</a></li> <li><a href="/medicare/eligibility-and-enrollment/pre-enrollment-disclaimers" target="_self">Pre-Enrollment Disclaimers </a></li> </leaf-list> <leaf-list slot="main-links"> <h6 slot="heading">Audiences</h6> <li><a href="/" target="_self">Individuals and Families</a></li> <li><a href="/medicare/" target="_self">Medicare</a></li> <li><a href="/employers/" target="_self">Employers</a></li> <li><a href="/brokers/" target="_self">Brokers</a></li> <li><a href="/health-care-providers/" target="_self">Providers</a></li> <li><a href="/about-us/" target="_self">About Cigna Healthcare</a></li> </leaf-list> <leaf-list slot="main-links"> <h6 slot="heading">Other Cigna Healthcare Websites</h6> <li><a href="/employers/medical-plans/medicare-group-plans" target="_self">Group Medicare Plans for Employers</a></li> <li><a href="https://medicareproviders.cigna.com/" target="_blank" class="leaf-u-link--external">Medicare Health Care Providers</a></li> <li><a href="https://medicareproviders.cigna.com/pharmacy-resources" target="_blank" class="leaf-u-link--external">Medicare Pharmacy Resources</a></li> <li><a href="https://medicareproviders.cigna.com/pharmacy-residency" target="_blank" class="leaf-u-link--external">Pharmacy Residency Programs</a></li> </leaf-list> <leaf-list slot="main-links"> <h6 slot="heading">Medicare Links</h6> <li><a href="https://www.medicare.gov/" target="_blank" class="leaf-u-link--external">Medicare.gov</a></li> <li><a href="https://www.medicare.gov/basics/your-medicare-rights/get-help-with-your-rights-and-protections" target="_blank" class="leaf-u-link--external">Medicare Ombudsman</a></li> <li><a href="https://www.medicare.gov/my/medicare-complaint" target="_blank" class="leaf-u-link--external">Medicare Complaint Form</a></li> </leaf-list> <div slot="copyright"> <leaf-datetime format="%Y"></leaf-datetime> Cigna Healthcare. 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The Cigna Healthcare names, logos, and marks, including THE CIGNA GROUP and CIGNA HEALTHCARE are owned by The Cigna Group Intellectual Property, Inc. Subsidiaries of The Cigna Group contract with Medicare to offer Medicare Advantage HMO and PPO plans and Part D Prescription Drug Plans (PDP) in select states, and with select State Medicaid programs. Enrollment in a Cigna Healthcare product depends on contract renewal.</p> <p>To file a marketing complaint, <a class="" href="/contact-us/#medicare">contact Cigna Healthcare</a> or call 1-800-MEDICARE (<chc-phone-number number="8006334227" separator="-" parentheses="" inverted="true" campaign-opt-out="true"></chc-phone-number>), 24 hours a day, 365 days a year, TTY <chc-phone-number number="8774862048" separator="-" parentheses="" inverted="true" campaign-opt-out="true"></chc-phone-number>. Please include the agent/broker name if possible.</p> <p><strong>Medicare Supplement Policy Disclaimers</strong></p> <p>Medicare Supplement website content not approved for use in: Oregon.</p> <p><strong>AN OUTLINE OF COVERAGE IS AVAILABLE UPON REQUEST. </strong>We'll provide an outline of coverage to all persons at the time the application is presented.</p> <p><strong>Our company and agents are not connected with or endorsed by the U.S. Government or the federal Medicare program. This is a solicitation for insurance. An insurance agent may contact you.</strong><span> </span>Premium and benefits vary by plan selected. Plan availability varies by state. Medicare Supplement policies are underwritten by American Retirement Life Insurance Company, Cigna Health and Life Insurance Company, Cigna Insurance Company, Cigna National Health Insurance Company or Loyal American Life Insurance Company. Each insurer has sole responsibility for its own products.</p> <p>The following Medicare Supplement Plans are available to persons eligible for Medicare due to disability: Plan A in Arkansas, Connecticut, Indiana, Maryland, Oklahoma, Rhode Island, Texas, and Virginia; Plans A, F, and G in North Carolina; and Plans C and D in New Jersey for individuals aged 50-64. Medicare Supplement policies contain exclusions, limitations, and terms under which the policies may be continued in force or discontinued. For costs and complete details of coverage, contact the company.</p> <p>This website is designed as a marketing aid and is not to be construed as a contract for insurance. It provides a brief description of the important features of the policy. Please refer to the policy for the full terms and conditions of coverage.</p> <p>In Kentucky, Plans A, F, G, HDG, N are available under Cigna National Health Insurance Company, Plans A, F, G, HDF, N are available under Cigna Health and Life Insurance Company and Plans A, B, C, D, F, G, N are available under Loyal American Life Insurance Company.</p> <p id="kansasdisclosures"><strong>Kansas Disclosures, Exclusions and Limitations</strong></p> <p>Medicare Supplement Policy Forms: Plan A: CIC-MS-AA-A-KS, CIC-MS-AO-A-KS; Plan F: CIC-MS-AA-F-KS, CIC-MS-AO-F-KS; Plan G: CIC-MS-AA-G-KS, CIC-MS-AO-G-KS; Plan HDG: CIC-MS-AA-HDG-KS, CIC-MS-AO-HDG-KS; Plan N: CIC-MS-AA-N-KS, CIC-MS-AO-N-KS</p> <p>Exclusions and Limitations:</p> <p>The benefits of this policy will not duplicate any benefits paid by Medicare. The combined benefits of this policy and the benefits paid by Medicare may not exceed one hundred percent (100%) of the Medicare Eligible Expenses incurred. This policy will not pay benefits for the following:</p> <p>(1) the Medicare Part B Deductible;</p> <p>(2) any expense which You are not legally obligated to pay; or services for which no charge is normally made in the absence of insurance;</p> <p>(3) any services that are not medically necessary as determined by Medicare;</p> <p>(4) any portion of any expense for which payment is made by Medicare or other government programs (except Medicaid); or for which payment would have been made by Medicare if You were enrolled in Parts A and B of Medicare;</p> <p>(5) any type of expense not a Medicare Eligible Expense except as provided previously in this policy;</p> <p>(6) any deductible, Coinsurance or Co-payment not covered by Medicare, unless such coverage is listed as a benefit in this policy; or</p> <p>(7) Preexisting Conditions: We will not pay for any expenses incurred for care or treatment of a Preexisting Condition for the first six (6) months from the effective date of coverage. This exclusion does not apply if You applied for and were issued this policy under guaranteed issue status; if on the date of application for this policy You had at least six (6) months of prior Creditable Coverage; or, if this policy is replacing another Medicare Supplement policy and a six (6) month waiting period has already been satisfied. Evidence of prior coverage or replacement must have been disclosed on the application for this policy. If You had less than six (6) months prior Creditable Coverage, the Preexisting Conditions limitation will be reduced by the aggregate amount of Creditable Coverage. If this policy is replacing another Medicare Supplement policy, credit will be given for any portion of the waiting period that has been satisfied.</p> <p> <leaf-icon set="system" name="launch"></leaf-icon> Selecting these links will take you away from Cigna.com to another website, which may be a non-Cigna Healthcare website.</p> <p> <chc-meta-tag-replacer metatag="matIdMeta"> Y0036_25_1271910_M | Page last updated <span>10/15/2024</span> </chc-meta-tag-replacer></p> <p> <chc-meta-tag-replacer metatag="medSuppMatId"></chc-meta-tag-replacer></p> </div> </chc-footer> </div> </div> </div> </div> </div></main> </div><!--ls:end[body]--><!--ls:begin[page_track]--><!--ls:end[page_track]--></body></html>