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href="https://studentaccount.utoronto.ca/payment-deadlines-penalties/fall-winter-session-pay-or-defer/">Fall-Winter Session Pay or Defer Deadlines</a></li> <li class="page_item page-item-197"><a href="https://studentaccount.utoronto.ca/payment-deadlines-penalties/fee-payment-service-charge-billing-deadlines/">Fee Payment & Service Charge Billing Deadlines</a></li> <li class="page_item page-item-430 current_page_item"><a href="https://studentaccount.utoronto.ca/payment-deadlines-penalties/restrictions-on-past-due-accounts/" aria-current="page">Restrictions on Past Due Accounts</a></li> <li class="page_item page-item-223"><a href="https://studentaccount.utoronto.ca/payment-deadlines-penalties/summer-session-pay-or-defer-to-register-deadlines/">Summer Session Pay or Defer to Register Deadlines</a></li> </ul> </li> </ul> </div> <article class="col-md-9" id="content"> <h1 class="page-title">Restrictions on Past Due Accounts</h1>  <div class="content_editor"> <h2>There are administrative and academic consequences for late fee payment.</h2> <p><a href="https://studentaccount.utoronto.ca/payment-deadlines-penalties/fee-payment-service-charge-billing-deadlines/"><u>View Fee Payment & Service Charge Deadlines</u></a></p> </div> <ul class="accordion" id="accordion_1"> <li class="accord"> <h3 class="toggle h3-head" data-toggle="collapse" aria-expanded="false" data-parent="#accodion_1" tabindex="0"> <div id="monthly-service-charges">Monthly Service Charges</div> <i class="fa fa-plus"></i> </h3> <div class="inner"> <p>If not paid in full, any outstanding ACORN account balance is subject to a monthly service charge of 1.5% compounded (19.56% per annum). Monthly service charge fees are billed on the 15th of each month or the next business day.</p> <p>All fees and charges posted to the ACORN account are payable. Students are responsible for planning sufficient time for payments to reach the University’s bank account and to be recorded in the student’s ACORN account by the payment due date. The transfer of funds from major Canadian financial institutions normally takes three to five business days, however the transfer from Canadian credit unions and financial institutions from outside Canada can take much longer.</p> <p>Paper invoices are not routinely mailed. Students are expected to monitor their account on the ACORN at www.acorn.utoronto.ca until the account balance is fully paid. Non-receipt of an invoice, or failure to monitor the account on ACORN or email correspondence directed to the student’s official University of Toronto email address, does not exempt the student from meeting his/her financial obligations. Students who have left the University will continue to be able to view their financial account balance and history on ACORN.</p> <p>The University considers students to be responsible for all aspects of their registration including fee payment. If someone else is handling the payment of fees, it is the student’s responsibility to advise that person of all the rules and requirements.</p> <p>See <a href="https://studentaccount.utoronto.ca/payment-deadlines-penalties/fee-payment-service-charge-billing-deadlines/"><u>Payment & Service Charge Deadlines</u> </a>for more detailed information about payment due dates and service charge billing schedules.</p> </div> </li> <li class="accord"> <h3 class="toggle h3-head" data-toggle="collapse" aria-expanded="false" data-parent="#accodion_1" tabindex="0"> Outstanding Accounts Transferred to External Collections Agency <i class="fa fa-plus"></i> </h3> <div class="inner"> <p>Outstanding accounts will be transferred to the University of Toronto’s external collections agency per the following schedule:</p> <table width="0"> <tbody> <tr> <td width="147"><strong>Outstanding ACORN/ROSI* Fees from the following periods will be transferred to external collections:</strong></td> <td width="119"><strong>First & Final Notification for Non-Registered Students</strong></td> <td width="135"><strong>Deadline for Full Payment to be recorded in ACORN/ROSI to Avoid Transfer to Collections</strong></td> <td width="147"><strong>Outstanding ACORN/ROSI* Fees will be Transferred to External Collections Agency by:</strong></td> </tr> <tr> <td width="147"><strong>Summer 2022, Fall 2022, & Winter 2023</strong></td> <td width="119"><strong>January 2024</strong></td> <td width="135"><strong>April 30, 2024</strong></td> <td width="147"><strong>June 2024</strong></td> </tr> <tr> <td width="147"><strong>Summer 2023, Fall 2023, & Winter 2024</strong></td> <td width="119"><strong>February 2025</strong></td> <td width="135"><strong>April 30, 2025</strong></td> <td width="147"><strong>May 2025</strong></td> </tr> <tr> <td colspan="4" width="547"><strong>*Outstanding library, health services and registrar’s office fees that are billed</strong></p> <p><strong> outside of ACORN/ROSI are NOT sent to external collections</strong></td> </tr> </tbody> </table> <p>Notification of Payment Deadline to Avoid Transfer to External Collections</p> <p>Paper invoices will be mailed to the current ACORN address for non-registered students in and February, to provide students with a first and a final reminder of the outstanding ACORN fees that are scheduled to be transferred to external collections and to provide students with instructions for addressing the outstanding fees.</p> <p>If full payment of the outstanding ACORN fees have not been recorded in the student’s ACORN account by April 30th, then the outstanding fees will be transferred to the University’s external collections agency in May without further notification to the student.</p> <p>Transfer to External Collections</p> <p>At the point that the outstanding fees are transferred to the external collections agency, monthly service charge billing will stop, and the Student Account Status on ACORN will be changed to “Transferred to External Collections (no s/c)”.</p> <ul> <li>The outstanding fees will continue to be displayed on your ACORN invoice and detailed transaction reports and any payments made to the University by bank transfer or directly to the external collections agency will be displayed on your ACORN payment report.</li> <li>In May, the external collections agency will make first point of contact with you by an introductory email message, followed by a mailed letter to inform you of their processes and services.</li> </ul> </div> </li> <li class="accord"> <h3 class="toggle h3-head" data-toggle="collapse" aria-expanded="false" data-parent="#accodion_1" tabindex="0"> Make Fee Payments While at External Collections <i class="fa fa-plus"></i> </h3> <div class="inner"> <p>Students can choose to make fee payments to:</p> <ul> <li>the University. <a href="https://studentaccount.utoronto.ca/making-payments/"><u>View fee payment instructions</u></a>. These payments are reported to the external collections agency within a week of receipt.</li> <li>the external collections agency: These payments will be transferred to the University and recorded on the ACORN invoice as ‘Payment from Collections Agency’ 4-6 weeks from payment date. The agency can provide a ‘release letter’ to confirm full payment.</li> </ul> <p>When full payment has been recorded on ACORN, the Student Accounts financial hold will be automatically released on the following business day.</p> <p>If the student has been away from studying at the University for 12 months or more and plans to resume studies, there are payment & application deadlines, steps and forms.</p> <ul> <li><a href="https://www.artsci.utoronto.ca/current/faculty-registrar/re-registration-faculty"><u>Faculty of Arts & Science Re-Registration</u></a></li> </ul> <ul> <li><u><a href="https://student.utm.utoronto.ca/reactivate/">U of T Mississauga Reactivation of Student Record</a> </u></li> </ul> <ul> <li><a href="https://www.utsc.utoronto.ca/registrar/re-enrolment-request-form"><u>U of T Scarborough Re-Enrolment</u></a></li> </ul> <ul> <li>Other programs: Contact the student’s registar’s office for information.</li> </ul> </div> </li> <li class="accord"> <h3 class="toggle h3-head" data-toggle="collapse" aria-expanded="false" data-parent="#accodion_1" tabindex="0"> Academic Sanctions <i class="fa fa-plus"></i> </h3> <div class="inner"> <p>The University reserves the right to impose the following academic sanctions on students who have outstanding debts or obligations to the University in accordance with the Policy on Academic Sanctions:</p> <ul> <li>withhold access to the statements of results and transcripts of students, alumni and former students</li> <li>withhold the release the official diploma to students, alumni and former students</li> <li>refuse requests to provide written or oral certifications of degree on behalf of students, alumni and former students</li> <li>refuse registration to a continuing or returning student.</li> </ul> <p>A financial hold(s) is recorded on the student’s ACORN account if the student has outstanding debts or obligations to the University in accordance with the Policy on Academic Sanctions. Unpaid ACORN fees will automatically result in a Student Accounts financial hold. The Library, Health Services and Registration Offices may record financial holds for outstanding fees billed and collected outside of ACORN.</p> </div> </li> <li class="accord"> <h3 class="toggle h3-head" data-toggle="collapse" aria-expanded="false" data-parent="#accodion_1" tabindex="0"> Financial Holds <i class="fa fa-plus"></i> </h3> <div class="inner"> <p>Financial holds may be placed on a student account for unpaid fees previous sessions that are billed on ACORN, and for unpaid fees that are billed outside of ACORN.</p> <p>Payment of the unpaid fees does not automatically remove the financial hold.</p> <p>Financial holds are normally removed from the student account within one business day from the date on which the payment has been recorded in the student’s ACORN account or in the information system of the department or registration office that recorded the financial hold.</p> <p>Financial holds will block ACORN transcript requests and all financial holds must be released to successfully request a transcript on ACORN.</p> </div> </li> <li class="accord"> <h3 class="toggle h3-head" data-toggle="collapse" aria-expanded="false" data-parent="#accodion_1" tabindex="0"> Student Account Financial Hold <i class="fa fa-plus"></i> </h3> <div class="inner"> <p>Unpaid ACORN fees will automatically result in a Student Account financial hold:</p> <ul> <li>On May 1st for unpaid fall-winter session fees</li> <li>On September 1st for unpaid summer session fees</li> <li>Summer Start Program Students: On January 1st for unpaid annual fees charged in the previous summer session</li> <li>Winter Start Program Students: On September 1st for annual fees charged in the winter term</li> </ul> <p>After your payment has been recorded in your ACORN account, the financial hold will be automatically removed on the next business day.</p> <p>Inquiries regarding this financial hold can be directed to <a href="mailto:info.studentaccount@utoronto.ca">info.studentaccount@utoronto.ca</a> or by FAX 416-978-2610.</p> </div> </li> <li class="accord"> <h3 class="toggle h3-head" data-toggle="collapse" aria-expanded="false" data-parent="#accodion_1" tabindex="0"> Library Financial Hold <i class="fa fa-plus"></i> </h3> <div class="inner"> <p>The Library records their financial holds on ACORN and the outstanding library fees on their own information system.<br /> You can pay your library fines in the following ways:</p> <ul> <li><a href="https://payfines.library.utoronto.ca/" target="_blank" rel="noopener"><u>online on the Library website</u></a></li> <li><a href="https://onesearch.library.utoronto.ca/question-form">send email inquiries to the Library </a></li> </ul> <p>After your payment has been received by the Library, this financial hold will be automatically removed on the next business day. Plan accordingly if you are paying your library fines in order to request a transcript.</p> </div> </li> <li class="accord"> <h3 class="toggle h3-head" data-toggle="collapse" aria-expanded="false" data-parent="#accodion_1" tabindex="0"> St. George Health Service Financial Hold <i class="fa fa-plus"></i> </h3> <div class="inner"> <p>The St. George Health Service records their financial holds on ACORN and their outstanding fees on their own information system.</p> <p>Contact St. George Health Service Office to confirm outstanding fees and make your payment by email to <a href="mailto:info.hwc@utoronto.ca">info.hwc@utoronto.ca</a></p> <p>After your payment has been received by the St. George Health Service, the office will manually remove the financial hold. Plan accordingly if you are paying your outstanding fees in order to request a transcript.</p> </div> </li> <li class="accord"> <h3 class="toggle h3-head" data-toggle="collapse" aria-expanded="false" data-parent="#accodion_1" tabindex="0"> UTM Health Service Financial Hold <i class="fa fa-plus"></i> </h3> <div class="inner"> <p>The UTM Health Service records their financial holds on ACORN and their outstanding fees on their own information system.</p> <p>Contact UTM Health Service Office to confirm outstanding fees and make your payment by telephone 905-828-5255 or by email to <a href="mailto:Health.utm@utoronto.ca">Health.utm@utoronto.ca</a></p> <p>After your payment has been received by the UTM Health Service, the office will manually remove the financial hold. Plan accordingly if you are paying your outstanding fees in order to request a transcript.</p> </div> </li> <li class="accord"> <h3 class="toggle h3-head" data-toggle="collapse" aria-expanded="false" data-parent="#accodion_1" tabindex="0"> UTSC Health Service Financial Hold <i class="fa fa-plus"></i> </h3> <div class="inner"> <p>The UTSC Health Service records their financial holds on ACORN and their outstanding fees on their own information system.</p> <p>Contact the UTSC Health Service Office to confirm outstanding fees and to make your payment by telephone 416-287-7065, or in person.</p> <p>After your payment has been received by the UTSC Health Service, the office will manually remove the financial hold. Plan accordingly if you are paying your outstanding fees in order to request a transcript.</p> </div> </li> <li class="accord"> <h3 class="toggle h3-head" data-toggle="collapse" aria-expanded="false" data-parent="#accodion_1" tabindex="0"> Undergraduate Registration Office or College; or SGS Student Services Financial Hold <i class="fa fa-plus"></i> </h3> <div class="inner"> <p>Contact your undergraduate registration office or college; or SGS Student Services to clear this financial hold.</p> </div> </li> </ul>   </article> </section> </section> <footer id="foot" class="hidden-print"> <section class="container"> <div class="row"> <div class="col-sm-12 col-md-12"> <div class="col-lg-12"><div class="footer-widget"> <div class="textwidget"><p><strong>Student Accounts</strong><br /> <a href="https://www.registrar.utoronto.ca/">University Registrar’s Office</a>, University of Toronto<br /> 172 St. George Street, Toronto, Ontario, M5R 0A3</p> <p><strong>Telephone</strong><br /> 1-416-978-2190</p> <p><strong>Get Help – Submit an inquiry for Student Accounts</strong><br /> <a href="http://uoft.me/client-services">http://uoft.me/client-services</a></p> <p><strong>Visit</strong></p> <p>Temporary Office Closure</p> <p>Due to flooding at 172 St. George Street, the University Registrar’s Office is closed for in-person inquiries until further notice. 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