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Plus, you may earn rewards for meeting health goals.</p> </div> <script> window.UHCFoundation.initComponent('TextRTE'); </script></div> <div class="component cta button-style__outline-blue cta--remove-icon cta--left cta--full-length-mobile-grp aem-GridColumn aem-GridColumn--default--5"> <a href="/member-resources/health-care-programs/wellness-and-rewards-programs" data-cta-component="ctaComponent" target="_self">Explore wellness and rewards programs</a> </div> </div> </div> </div></div> </div> </div> </div> </div> <div class="container responsivegrid --m-0-last-child --no-bottom-descendants aem-GridColumn--default--none aem-GridColumn aem-GridColumn--default--8 aem-GridColumn--offset--default--2"> <div class="aem-Grid aem-Grid--8 aem-Grid--default--8 " data-container-component="containerComponent" data-id="ad_main_body" id="ad_main_body"> <div class="html component aem-GridColumn aem-GridColumn--default--8"> <style> #ad_main_body .ad-heading { color: #b3babc; font-size: .8125rem; line-height: 1rem; font-family: UHC2020Sans,Helvetica,Arial,sans-serif; font-weight: 700; margin-bottom: 6px; text-align: center; } </style> <div class="ad-heading">ADVERTISEMENT</div> </div> <figure vocab="https://schema.org/" class="component image image--position-center aem-GridColumn aem-GridColumn--default--8" typeof="ImageObject"> <a class="image__link position-relative display-block" href="https://www.optum.com/en/pharmacy-services/medication-delivery.html?cid=uhc_display_top_1" aria-label="Fast, free standard delivery - Optum home delivery pharmacy. Learn more. Opens a new window" target="_blank" rel="noopener"> <picture data-image-component="imageComponent"> <source media="(min-width: 769px)" data-img-path="/content/dam/uhcdotcom/foundation/images/ads/241209_main_body_Optum_Ad_728x90.jpg" srcset="/_jcr_content/root/regioncontainer-main/responsivegrid/container_copy/image.coreimg.90.1280.jpeg/1732288014485/241209-main-body-optum-ad-728x90.jpeg"/> <source media="(max-width: 768px)" data-mobile-img-path="/content/dam/uhcdotcom/foundation/images/ads/241209_main_body_Optum_Ad_300x50.jpg" srcset="/_jcr_content/root/regioncontainer-main/responsivegrid/container_copy/image/mobile.coreimg.90.1024.jpeg/1732659101821/241209-main-body-optum-ad-300x50.jpeg"/> <img alt="Fast, free standard delivery - Optum home delivery pharmacy. Learn more. Opens a new window" class="image__image lazyload --width-100" data-src="/_jcr_content/root/regioncontainer-main/responsivegrid/container_copy/image.coreimg.90.1280.jpeg/1732288014485/241209-main-body-optum-ad-728x90.jpeg" property="contentUrl" src="/_jcr_content/root/regioncontainer-main/responsivegrid/container_copy/image.coreimg.90.1280.jpeg/1732288014485/241209-main-body-optum-ad-728x90.jpeg"/> </picture> </a> </figure> <div class="html component aem-GridColumn aem-GridColumn--default--8"> <style> #ad_main_body .ad-disclaimer-container { display: flex; justify-content: space-between; margin-top: 6px; width: 100%; } #ad_main_body .ad-disclaimer-container div, #ad_main_body .ad-disclaimer-container .cta a { font-size: .8125rem; line-height: 1rem; } #ad_main_body .ad-disclaimer-container .cta.cta--right.cta--link a { margin-right: 0; } @media screen and (max-width: 768px) { #ad_main_body .ad-disclaimer-container { align-items: flex-start; flex-direction: column; justify-content: right; } } </style> <div class="ad-disclaimer-container"> <div class="ad-disclaimer-text">UnitedHealthcare does not endorse companies or products.</div> <div class="ad-disclaimer-link component cta cta--link cta--remove-icon cta--right" data-initialized="true"> <a href="/legal/advertising-policy" rel="nofollow" data-cta-component="ctaComponent" target="_self">Advertising policy</a> </div> </div> </div> </div> </div> <div class="container responsivegrid component aem-GridColumn aem-GridColumn--default--12"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 " data-container-component="containerComponent" data-id="area-shopping" id="area-shopping"> <div class="component heading padding--height--1 padding--bottom--1 talign-center aem-GridColumn aem-GridColumn--default--12"><h2 data-heading-component="All types of plans for all types of people">All types of plans for all types of people</h2> </div> <div class="grid-component component grid-component--equal-heights aem-GridColumn aem-GridColumn--default--12"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 " data-grid-component="GridComponent"> <div class="grid-component__container display-grid gridColumns-4 grid-rendered-sizes-" data-grid-component-row="GridComponentRow"> <div class="grid-component__column sm-mb-3 mb-4 grid-col-1" data-grid-component-column="GridComponentColumn"> <div class="container responsivegrid --p-6 --m-0-last-child --border-greyLight content-w-background--border-radius aem-GridColumn aem-GridColumn--default--12"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 " data-container-component="containerComponent"> <div class="component cta cta--link cta--left spacing--mb--8px aem-GridColumn aem-GridColumn--default--12"> <h3> <a href="/individuals-families" data-cta-component="ctaComponent" target="_self">Health insurance plans</a> </h3> </div> <div class="component text aem-GridColumn aem-GridColumn--default--12"> <div class="cmp-text__paragraph" data-opensnewwindow="Opens a new window" data-servertypes="htm|html|shtml|xhtml|asp|aspx|ashx|jsp|jsf|do|cfm|gsp|oft|bs|php|net" data-mediafileextensions="avi|csv|doc|docx|gif|jpeg|jpg|mov|mp3|mp4|pdf|png|ppt|pptx|psd|tif|tiff|txt|xls|xlsx|zip"> <p>Explore a range of individual and family plan options, including ACA Marketplace plans.</p> </div> <script> window.UHCFoundation.initComponent('TextRTE'); </script></div> </div> </div> </div> <div class="grid-component__column sm-mb-3 mb-4 grid-col-2" data-grid-component-column="GridComponentColumn"> <div class="container responsivegrid --p-6 --m-0-last-child --border-greyLight content-w-background--border-radius aem-GridColumn aem-GridColumn--default--12"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 " data-container-component="containerComponent"> <div class="component cta cta--link cta--left spacing--mb--8px aem-GridColumn aem-GridColumn--default--12"> <h3> <a href="https://www.uhc.com/medicare" data-cta-component="ctaComponent" target="_self">Medicare plans</a> </h3> </div> <div class="component text aem-GridColumn aem-GridColumn--default--12"> <div class="cmp-text__paragraph" data-opensnewwindow="Opens a new window" data-servertypes="htm|html|shtml|xhtml|asp|aspx|ashx|jsp|jsf|do|cfm|gsp|oft|bs|php|net" data-mediafileextensions="avi|csv|doc|docx|gif|jpeg|jpg|mov|mp3|mp4|pdf|png|ppt|pptx|psd|tif|tiff|txt|xls|xlsx|zip"> <p>Find coverage that goes beyond Original Medicare, including Medicare Advantage plans.</p> </div> <script> window.UHCFoundation.initComponent('TextRTE'); </script></div> </div> </div> </div> <div class="grid-component__column sm-mb-3 mb-4 grid-col-3" data-grid-component-column="GridComponentColumn"> <div class="container responsivegrid --p-6 --m-0-last-child --border-greyLight content-w-background--border-radius aem-GridColumn aem-GridColumn--default--12"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 " data-container-component="containerComponent"> <div class="component cta cta--link cta--left spacing--mb--8px aem-GridColumn aem-GridColumn--default--12"> <h3> <a href="https://www.uhc.com/communityplan" data-cta-component="ctaComponent" target="_self">Medicaid plans</a> </h3> </div> <div class="component text aem-GridColumn aem-GridColumn--default--12"> <div class="cmp-text__paragraph" data-opensnewwindow="Opens a new window" data-servertypes="htm|html|shtml|xhtml|asp|aspx|ashx|jsp|jsf|do|cfm|gsp|oft|bs|php|net" data-mediafileextensions="avi|csv|doc|docx|gif|jpeg|jpg|mov|mp3|mp4|pdf|png|ppt|pptx|psd|tif|tiff|txt|xls|xlsx|zip"> <p>See Medicaid plan options if you have low income or qualify due to a special circumstance.</p> </div> <script> window.UHCFoundation.initComponent('TextRTE'); </script></div> </div> </div> </div> <div class="grid-component__column sm-mb-3 mb-4 grid-col-4" data-grid-component-column="GridComponentColumn"> <div class="container responsivegrid --p-6 --m-0-last-child --border-greyLight content-w-background--border-radius aem-GridColumn aem-GridColumn--default--12"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 " data-container-component="containerComponent"> <div class="component cta cta--link cta--left spacing--mb--8px aem-GridColumn aem-GridColumn--default--12"> <h3> <a href="/dental-vision-supplemental-plans" data-cta-component="ctaComponent" target="_self">Dental, vision and supplemental plans</a> </h3> </div> <div class="component text aem-GridColumn aem-GridColumn--default--12"> <div class="cmp-text__paragraph" data-opensnewwindow="Opens a new window" data-servertypes="htm|html|shtml|xhtml|asp|aspx|ashx|jsp|jsf|do|cfm|gsp|oft|bs|php|net" data-mediafileextensions="avi|csv|doc|docx|gif|jpeg|jpg|mov|mp3|mp4|pdf|png|ppt|pptx|psd|tif|tiff|txt|xls|xlsx|zip"> <p>Browse plans that can help you get coverage for medical costs not covered by your medical plan.</p> </div> <script> window.UHCFoundation.initComponent('TextRTE'); </script></div> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> <div class="responsivegrid aem-GridColumn aem-GridColumn--default--12"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="faq-container responsivegrid aem-GridColumn--default--none aem-GridColumn aem-GridColumn--default--8 aem-GridColumn--offset--default--2"> <div class="aem-Grid aem-Grid--8 aem-Grid--default--8 "> <div class="container responsivegrid aem-GridColumn aem-GridColumn--default--8"> <div class="aem-Grid aem-Grid--8 aem-Grid--default--8 " data-container-component="containerComponent" data-id="area-faq" id="area-faq"> <div class="component heading padding--bottom--1 talign-center aem-GridColumn aem-GridColumn--default--8"><h2 data-heading-component="Frequently asked questions about health insurance">Frequently asked questions about health insurance</h2> </div> <div class="collapsible-content component aem-GridColumn aem-GridColumn--default--8"> <div class="collapsible-content__container" data-allow-multiple data-collapsible-component="collapsibleComponent"> <h3 class="collapsible-content__title bg-white mb-1" data-collapsible-component-heading="collapsibleComponentHeading"> <button aria-expanded="false" aria-controls="panel-845279357" id="anchor-845279357" class="collapsible-content__button width-100 p-4 pr-7 talign-left bg-greyLight border-none cursor-pointer" data-collapsible-component-cta="collapsibleComponentCta"> <span class="collapsible-content__text"> <span class=" h4 color-blueDark">What is health insurance?</span> </span> <span class="arrow "></span> </button> </h3> <div id="panel-845279357" class="collapsible-content__panel px-4" role="region" aria-labelledby="anchor-845279357" data-collapsible-component-contentdiv="collapsibleComponentContentDiv" hidden> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="component text aem-GridColumn aem-GridColumn--default--12"> <div class="cmp-text__paragraph" data-opensnewwindow="Opens a new window" data-servertypes="htm|html|shtml|xhtml|asp|aspx|ashx|jsp|jsf|do|cfm|gsp|oft|bs|php|net" data-mediafileextensions="avi|csv|doc|docx|gif|jpeg|jpg|mov|mp3|mp4|pdf|png|ppt|pptx|psd|tif|tiff|txt|xls|xlsx|zip"> <p>Health insurance is a plan, or policy, that covers a percentage of doctors’ visits and hospital bills. It helps offset the costs of both planned and unplanned medical needs. Medical care can be expensive, but health insurance may help lessen the financial burden.</p> <p>And health insurance isn’t just for when you’re sick or injured. It can also help you stay healthy through preventive care and wellness programs. This may help you save money, too, by catching potential health concerns before they become larger issues.</p> </div> <script> window.UHCFoundation.initComponent('TextRTE'); </script></div> </div> </div> <h3 class="collapsible-content__title bg-white mb-1" data-collapsible-component-heading="collapsibleComponentHeading"> <button aria-expanded="false" aria-controls="panel-663279487" id="anchor-663279487" class="collapsible-content__button width-100 p-4 pr-7 talign-left bg-greyLight border-none cursor-pointer" data-collapsible-component-cta="collapsibleComponentCta"> <span class="collapsible-content__text"> <span class=" h4 color-blueDark">How does health insurance work?</span> </span> <span class="arrow "></span> </button> </h3> <div id="panel-663279487" class="collapsible-content__panel px-4" role="region" aria-labelledby="anchor-663279487" data-collapsible-component-contentdiv="collapsibleComponentContentDiv" hidden> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="component text aem-GridColumn aem-GridColumn--default--12"> <div class="cmp-text__paragraph" data-opensnewwindow="Opens a new window" data-servertypes="htm|html|shtml|xhtml|asp|aspx|ashx|jsp|jsf|do|cfm|gsp|oft|bs|php|net" data-mediafileextensions="avi|csv|doc|docx|gif|jpeg|jpg|mov|mp3|mp4|pdf|png|ppt|pptx|psd|tif|tiff|txt|xls|xlsx|zip"> <p>Health insurance is a contract between you and an insurance company (the insurer). When you purchase a plan, you become a member of that plan. Each month, you’ll likely pay a fee, called a premium, to use the plan.</p> <p>There are many different types of health plans, but they generally work the same way. You pay for some medical costs and your insurer pays for some costs. How those costs break out depend on your specific plan benefits and coverage.</p> </div> <script> window.UHCFoundation.initComponent('TextRTE'); </script></div> <div class="component cta cta--link cta--left aem-GridColumn aem-GridColumn--default--12"> <a href="/understanding-health-insurance/how-does-health-insurance-work" data-cta-component="ctaComponent" target="_self">Learn more about how health insurance works</a> </div> </div> </div> <h3 class="collapsible-content__title bg-white mb-1" data-collapsible-component-heading="collapsibleComponentHeading"> <button aria-expanded="false" aria-controls="panel-2123267349" id="anchor-2123267349" class="collapsible-content__button width-100 p-4 pr-7 talign-left bg-greyLight border-none cursor-pointer" data-collapsible-component-cta="collapsibleComponentCta"> <span class="collapsible-content__text"> <span class=" h4 color-blueDark">How do I get health insurance?</span> </span> <span class="arrow "></span> </button> </h3> <div id="panel-2123267349" class="collapsible-content__panel px-4" role="region" aria-labelledby="anchor-2123267349" data-collapsible-component-contentdiv="collapsibleComponentContentDiv" hidden> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="component text aem-GridColumn aem-GridColumn--default--12"> <div class="cmp-text__paragraph" data-opensnewwindow="Opens a new window" data-servertypes="htm|html|shtml|xhtml|asp|aspx|ashx|jsp|jsf|do|cfm|gsp|oft|bs|php|net" data-mediafileextensions="avi|csv|doc|docx|gif|jpeg|jpg|mov|mp3|mp4|pdf|png|ppt|pptx|psd|tif|tiff|txt|xls|xlsx|zip"> <p>Finding the right health insurance plan depends on a variety of factors. These include things like your age, health and financial situation. For example, if you’re over 65 or have a qualifying disability or special situation, you may be eligible for <a href="https://www.uhc.com/medicare">Medicare</a>. If you have a lower income, you may qualify for <a href="https://www.uhc.com/communityplan">Medicaid</a>. If you want to purchase an individual plan, an <a href="/individuals-families/aca-marketplace">Affordable Care Act (ACA)</a> plan could be an option. Or, you may have the option to get <a href="/individuals-families/health-plans-through-work">health insurance through your employer</a>.</p> <p>Most health insurance plans have a special period of time, usually once a year, when you can enroll. This is called open enrollment. It’s when you can start, stop or change your health plan. Timing of open enrollment varies based on the plan.<br /> </p> </div> <script> window.UHCFoundation.initComponent('TextRTE'); </script></div> <div class="component cta cta--link cta--left aem-GridColumn aem-GridColumn--default--12"> <a href="/understanding-health-insurance/open-enrollment" data-cta-component="ctaComponent" target="_self">Learn more about open enrollment</a> </div> </div> </div> <h3 class="collapsible-content__title bg-white mb-1" data-collapsible-component-heading="collapsibleComponentHeading"> <button aria-expanded="false" aria-controls="panel-978987479" id="anchor-978987479" class="collapsible-content__button width-100 p-4 pr-7 talign-left bg-greyLight border-none cursor-pointer" data-collapsible-component-cta="collapsibleComponentCta"> <span class="collapsible-content__text"> <span class=" h4 color-blueDark">What are the different types of health insurance?</span> </span> <span class="arrow "></span> </button> </h3> <div id="panel-978987479" class="collapsible-content__panel px-4" role="region" aria-labelledby="anchor-978987479" data-collapsible-component-contentdiv="collapsibleComponentContentDiv" hidden> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="component text aem-GridColumn aem-GridColumn--default--12"> <div class="cmp-text__paragraph" data-opensnewwindow="Opens a new window" data-servertypes="htm|html|shtml|xhtml|asp|aspx|ashx|jsp|jsf|do|cfm|gsp|oft|bs|php|net" data-mediafileextensions="avi|csv|doc|docx|gif|jpeg|jpg|mov|mp3|mp4|pdf|png|ppt|pptx|psd|tif|tiff|txt|xls|xlsx|zip"> <p>There are a variety of health insurance plans that fit different needs. Some plans are offered through the government, like <a href="/individuals-families/aca-marketplace">Affordable Care Act (ACA)</a> plans, <a href="https://www.uhc.com/medicare">Medicare</a> plans and <a href="https://www.uhc.com/communityplan">Medicaid</a> plans. There are also health plans you can get through your employer. Or, you can purchase a plan on your own, like <a href="/individuals-families/short-term-health-insurance">short term health insurance</a> that offers coverage for a limited amount of time. Understanding the different health insurance options can help you find the plan that may work best for you.</p> <p>You may also see terms like HMO, PPO, EPO and POS — these refer to the four basic kinds of provider networks that certain health plans may offer. A network may include doctors, hospitals and other providers that agree to provide services to plan members at a negotiated rate. This may help lower your out-of-pocket costs.</p> </div> <script> window.UHCFoundation.initComponent('TextRTE'); </script></div> <div class="component cta cta--link cta--left aem-GridColumn aem-GridColumn--default--12"> <a href="/understanding-health-insurance/types-of-health-insurance" data-cta-component="ctaComponent" target="_self">Learn more about the different types of health insurance</a> </div> </div> </div> <h3 class="collapsible-content__title bg-white mb-1" data-collapsible-component-heading="collapsibleComponentHeading"> <button aria-expanded="false" aria-controls="panel-1808243562" id="anchor-1808243562" class="collapsible-content__button width-100 p-4 pr-7 talign-left bg-greyLight border-none cursor-pointer" data-collapsible-component-cta="collapsibleComponentCta"> <span class="collapsible-content__text"> <span class=" h4 color-blueDark">How much does health insurance cost?</span> </span> <span class="arrow "></span> </button> </h3> <div id="panel-1808243562" class="collapsible-content__panel px-4" role="region" aria-labelledby="anchor-1808243562" data-collapsible-component-contentdiv="collapsibleComponentContentDiv" hidden> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="component text aem-GridColumn aem-GridColumn--default--12"> <div class="cmp-text__paragraph" data-opensnewwindow="Opens a new window" data-servertypes="htm|html|shtml|xhtml|asp|aspx|ashx|jsp|jsf|do|cfm|gsp|oft|bs|php|net" data-mediafileextensions="avi|csv|doc|docx|gif|jpeg|jpg|mov|mp3|mp4|pdf|png|ppt|pptx|psd|tif|tiff|txt|xls|xlsx|zip"> <p>It depends. A variety of factors impact how much you pay. These can include your age, your location and lifestyle habits. It also depends on the type of plan you choose. With some plans, you may pay less up front, but more when you receive care. For other plans, the opposite can be true.</p> </div> <script> window.UHCFoundation.initComponent('TextRTE'); </script></div> <div class="component cta cta--link cta--left aem-GridColumn aem-GridColumn--default--12"> <a href="/understanding-health-insurance/understanding-health-insurance-costs" data-cta-component="ctaComponent" target="_self">Learn more about health insurance costs</a> </div> </div> </div> <h3 class="collapsible-content__title bg-white mb-1" data-collapsible-component-heading="collapsibleComponentHeading"> <button aria-expanded="false" aria-controls="panel-299826853" id="anchor-299826853" class="collapsible-content__button width-100 p-4 pr-7 talign-left bg-greyLight border-none cursor-pointer" data-collapsible-component-cta="collapsibleComponentCta"> <span class="collapsible-content__text"> <span class=" h4 color-blueDark">What does health insurance cover?</span> </span> <span class="arrow "></span> </button> </h3> <div id="panel-299826853" class="collapsible-content__panel px-4" role="region" aria-labelledby="anchor-299826853" data-collapsible-component-contentdiv="collapsibleComponentContentDiv" hidden> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 "> <div class="component text aem-GridColumn aem-GridColumn--default--12"> <div class="cmp-text__paragraph" data-opensnewwindow="Opens a new window" data-servertypes="htm|html|shtml|xhtml|asp|aspx|ashx|jsp|jsf|do|cfm|gsp|oft|bs|php|net" data-mediafileextensions="avi|csv|doc|docx|gif|jpeg|jpg|mov|mp3|mp4|pdf|png|ppt|pptx|psd|tif|tiff|txt|xls|xlsx|zip"> <p>Coverage is unique to each health plan. Many plans may cover things like preventive care, prescription drugs, hospital stays, mental health services and more. A plan may cover the full cost of certain services, or you may have to share costs (by paying a copay or coinsurance, for example) until you meet a deductible or out-of-pocket limit.</p> <p>Make sure to review benefits and coverage before choosing a plan. You can find this information in the plan’s Summary of Benefits and Coverage. This is a document that all health plan companies are required to provide. It outlines what’s covered, partially covered or not covered under a health plan.</p> </div> <script> window.UHCFoundation.initComponent('TextRTE'); </script></div> <div class="component cta cta--link cta--left aem-GridColumn aem-GridColumn--default--12"> <a href="/understanding-health-insurance/how-does-health-insurance-work/summary-of-benefits-and-coverage" data-cta-component="ctaComponent" target="_self">Learn how to review a Summary of Benefits and Coverage</a> </div> </div> </div> </div> <script> window.UHCFoundation.initComponent('Collapsible Content'); </script></div> <div class="component cta cta--link aem-GridColumn aem-GridColumn--default--8"> <a href="/understanding-health-insurance" data-cta-component="ctaComponent" target="_self">Learn more about health insurance</a> </div> <div class="component cta cta--link aem-GridColumn aem-GridColumn--default--8"> <a href="/news-articles/newsroom/a-message-to-our-members" data-cta-component="ctaComponent" target="_self">Answers to our members' questions about UnitedHealthcare</a> </div> </div> </div> </div> </div> <div class="container responsivegrid --py-6 full-width aem-GridColumn aem-GridColumn--default--12"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 " data-container-component="containerComponent" data-id="care-experience" id="care-experience"> <div class="container responsivegrid --p-6 --border-greyLight content-w-background--border-radius aem-GridColumn aem-GridColumn--default--12"> <div class="aem-Grid aem-Grid--12 aem-Grid--default--12 " data-container-component="containerComponent"> <div class="component heading talign-center aem-GridColumn aem-GridColumn--default--12"><h2 data-heading-component="Working to make the health care experience better">Working to make the health care experience better</h2> </div> <div class="component text aem-GridColumn--default--none aem-GridColumn aem-GridColumn--default--8 aem-GridColumn--offset--default--2"> <div class="cmp-text__paragraph" data-opensnewwindow="Opens a new window" data-servertypes="htm|html|shtml|xhtml|asp|aspx|ashx|jsp|jsf|do|cfm|gsp|oft|bs|php|net" data-mediafileextensions="avi|csv|doc|docx|gif|jpeg|jpg|mov|mp3|mp4|pdf|png|ppt|pptx|psd|tif|tiff|txt|xls|xlsx|zip"> <p style="text-align: center;">When it comes to your health, everything matters. At UnitedHealthcare, we’re focused on offering solutions and support designed for all the moments that matter, big and small.</p> </div> <script> window.UHCFoundation.initComponent('TextRTE'); </script></div> <div class="component foundation-icon-block aem-GridColumn--default--none aem-GridColumn aem-GridColumn--offset--default--0 aem-GridColumn--default--4"><div class="icon-block-main icon-no-border "> <div class="icon-cmp icon-block-left-side-sec c-tempo-icon"> <div class="component icon c-tempo-icon two-tone c-tempo-icon--md c-tempo-icon-left"> <div class="two_tone c-tempo-icon-left c-tempo-icon--md" id="icon-170019088"> <svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 48 48"><circle class="at-0 otc-2 ttc-2 ttcw-1" fill="#FFF" cx="24" cy="24" r="24"/><path class="at-2 otc-1 ttc-3" fill="#002677" d="M28.32 10.72c5.61 1.83 9.68 7.1 9.68 13.31 0 .65-.06 1.29-.15 1.92l2.01.09c.08-.66.14-1.33.14-2.01 0-6.98-4.5-12.92-10.75-15.1l-.93 1.79zM10.15 25.95c-.09-.63-.15-1.27-.15-1.92 0-6.21 4.07-11.48 9.68-13.31l-.93-1.79C12.5 11.11 8 17.04 8 24.03c0 .68.06 1.35.14 2.01l2.01-.09zm23.61 8.09c-2.52 2.46-5.97 3.98-9.76 3.98s-7.24-1.52-9.76-3.98l-1.09 1.71C16 38.39 19.81 40.03 24 40.03s8-1.63 10.85-4.28l-1.09-1.71z"/><g class="at-3 ot-2 otc-1 ttc-1" fill="#00BED5"><circle cx="24" cy="9.03" r="3"/><circle cx="11" cy="30.55" r="3"/><circle cx="37" cy="30.55" r="3"/></g></svg> </div> </div> </div> <div class="icon-block-right-side-sec"> <div class="aem-Grid aem-Grid--4 aem-Grid--default--4 "> <div class="component heading aem-GridColumn aem-GridColumn--default--4"><h3 data-heading-component="Simpler experience">Simpler experience</h3> </div> <div class="component text aem-GridColumn aem-GridColumn--default--4"> <div class="cmp-text__paragraph" data-opensnewwindow="Opens a new window" data-servertypes="htm|html|shtml|xhtml|asp|aspx|ashx|jsp|jsf|do|cfm|gsp|oft|bs|php|net" data-mediafileextensions="avi|csv|doc|docx|gif|jpeg|jpg|mov|mp3|mp4|pdf|png|ppt|pptx|psd|tif|tiff|txt|xls|xlsx|zip"> <p>Get the answers you need to use and understand your benefits with ease.</p> </div> <script> window.UHCFoundation.initComponent('TextRTE'); 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