Climate Change

<!DOCTYPE html> <html xmlns="https://www.w3.org/1999/xhtml" lang='en-MY' xml:lang='en-MY'> <head>  <script src="https://cdn.cookielaw.org/scripttemplates/otSDKStub.js" type="text/javascript" charset="UTF-8" data-domain-script="f547107a-3552-4382-94d8-cf2455c79bf1"></script> <script type="text/javascript"> function OptanonWrapper() { } </script>   <script> window.dataLayer = window.dataLayer || []; (function (w, d, s, l, i) { w[l] = w[l] || []; w[l].push({ 'gtm.start': new Date().getTime(), event: 'gtm.js' }); var f = d.getElementsByTagName(s)[0], j = d.createElement(s), dl = l != 'dataLayer' ? '&l=' + l : ''; j.async = true; j.src = 'https://www.googletagmanager.com/gtm.js?id=' + i + dl; f.parentNode.insertBefore(j, f); })( window, document, 'script', 'dataLayer', 'GTM-M7MKB8C8' ); </script>  <meta charset="utf-8" /> <meta name="viewport" content="width=device-width, initial-scale=1.0" />  <title>Climate Change - WTW</title>  <meta name="description" content="The home for the latest insights, thought leadership and resources from Willis Towers Watson’s climate risk and resilience experts." /> <meta name="twitter:card" content="summary_large_image" /> <meta property="og:title" content="Climate Change" /> <meta property="og:description" content="The home for the latest insights, thought leadership and resources from Willis Towers Watson’s climate risk and resilience experts." /> <meta property="og:type" content="website" /> <meta property="og:image" content="https://media.wtwco.com/-/media/WTW/Insights/Trending-Topics/climate-risk-and-resilience-social-media.JPG?modified=20190923092741&imgeng=meta_true" /> <meta property="og:site_name" content="WTW" /> <meta property="og:url" content="https://www.wtwco.com/en-my/insights/trending-topics/climate-change" /> <meta property="og:locale" content="en-MY" /> <meta name="VIcurrentDateTime" content="638683069853454498" /> <meta name="VirtualFolder" content="/" /> <script type="text/javascript" src="/layouts/system/VisitorIdentification.js"></script> <link rel="preconnect" href="//media.wtwco.com" crossorigin> <link rel="icon" href="/favicon.ico"> <link href="https://www.wtwco.com/-/media/Feature/Resources/CSS-Files/main.css?modified=20241030170359&v=2.0.0.0" rel="stylesheet" type="text/css" /> </head>   <body data-spy="scroll" data-target="#jump-nav-scroll-target" data-offset="120">   <noscript><iframe sandbox src="https://www.googletagmanager.com/ns.html?id=GTM-M7MKB8C8" height="0" width="0" style="display:none;visibility:hidden"></iframe></noscript>  <a href="#main-content" aria-label="Skip to main content" class="sr-only skip-nav">Skip to main content</a> <div id="get-current-breakpoint"> <div id="xs"></div> <div id="sm" class="d-none d-sm-block"></div> <div id="md" class="d-none d-md-block"></div> <div id="lg" class="d-none d-lg-block"></div> <div id="xl" class="d-none d-xl-block"></div> </div> <div class="site-nav"> <div class="d-none d-md-flex w-100 justify-content-between site-nav__utility">  <nav aria-label="Location Selector"> <button type="button" aria-expanded="false" aria-controls="country-selector" class="font-p font-p-small site-nav__utility-btn" data-menu="country-selector--is-visible" onclick="linkClick(this);" data-etlabel="internal_link_click" data-selabel="Location Selector" data-ewlabel="Country Selector Open" data-cdlabel="Country Selector Open" data-cilabel="/sitecore/content/WTW/insights/2023/07/infographic-employee-wellbeing-is-a-critical-part-of-company-culture" aria-label="Expand/collapse to choose your location and preferred language. Current location and language selection is Malaysia English"> <span class="material-symbols-outlined" aria-hidden="true">language</span> <strong>MY</strong> | EN <span class="material-symbols-outlined" aria-hidden="true">expand_more</span> </button> </nav>  <nav class="site-nav__utility-links-container" aria-label="Featured Links"> <ul class="list-inline"> <li class="list-inline-item"> <a href="https://www.wtwco.com/en-my/news/all-news" data-cdlabel="News" onclick="linkClick(this);" data-selabel="Utility Nav" class="font-p-small site-nav__utility-link" data-cilabel="/sitecore/content/WTW/news/all-news" data-ewlabel="Utility Nav" data-etlabel="header_navigation" >News</a> </li> <li class="list-inline-item"> <a href="https://investors.wtwco.com" data-cdlabel="Investor Relations" rel="noopener noreferrer" onclick="linkClick(this);" data-selabel="Utility Nav" class="font-p-small site-nav__utility-link" data-cilabel="https://investors.wtwco.com" data-ewlabel="Utility Nav" data-etlabel="header_navigation" target="_blank" >Investor Relations</a> </li> <li class="list-inline-item"> <a href="https://careers.wtwco.com" data-cdlabel="Careers" rel="noopener noreferrer" onclick="linkClick(this);" data-selabel="Utility Nav" class="font-p-small site-nav__utility-link" data-cilabel="https://careers.wtwco.com" data-ewlabel="Utility Nav" data-etlabel="header_navigation" target="_blank" >Careers</a> </li> </ul> </nav> </div>  <div class="d-flex justify-content-between align-items-stretch site-nav__main">  <button class="btn btn-lg site-nav__btn site-nav__btn--menu" data-menu="menu-is-open" aria-expanded="false" aria-controls="site-menu" id="site-nav-toggle-btn" onclick="mainNavClick(this,0)" data-elabel="Menu aria-label="Main Navigation; Click to expand/collapse menu"> <span class="site-nav__btn__icon"> <span class="material-symbols-outlined" aria-hidden="true">menu</span> <span class="material-symbols-outlined" aria-hidden="true">close</span> </span> <span class="site-nav__btn__label d-none d-md-block"> Menu </span> </button>  <nav class="site-menu navbar navbar-expand-md p-0" aria-label="Main Menu" id="site-menu"> <div data-menu-overlay class="site-menu__overlay"></div> <ul class="primary-menu col-lg-4 px-0 menu-panel-py" role="menubar"> <li class="nav-item dropdown" role="none"> <button type="button" class="btn dropdown-toggle menu-item menu-panel-px mt-0" data-toggle="dropdown" aria-haspopup="true" aria-expanded="false" role="menuitem" id="about-us-menu" onclick="mainNavClick(this, 1)" data-elabel="About Us"> <span class="menu-item__heading heading-4 underline-on-hover">About Us<span class="menu-item__arrow material-symbols-outlined" aria-hidden="true">arrow_forward_ios</span></span> </button>  <div class="dropdown-menu secondary-menu offset-lg-4 col-lg-4 p-0 my-0"> <button class="menu-panel__back menu-panel-px heading-5 mb-0 py-3 w-100 text-left d-lg-none mb-4" role="menuitem"> <span class="material-symbols-outlined" aria-hidden="true">arrow_left</span> About Us </button> <ul class="secondary-menu-list px-0 menu-panel-py h-100" aria-labelledby="about-us-menu" role="menu"> <li role="none"> <div class="menu-item mt-0 menu-panel-px"> <a href="https://www.wtwco.com/en-my/about-us/overview" class="heading-4 underline-on-hover dropdown-item" data-placement="right" data-toggle="popover" role="menuitem" onclick="mainNavClick(this, 2)" data-elabel="Overview" data-image="https://media.wtwco.com/-/media/WTW/Navigation/GettyImages-655058143-Overview-navpanel.jpg?modified=20220707135339&imgeng=meta_true"> Overview </a> </div> </li> <li role="none"> <div class="menu-item mt-0 menu-panel-px"> <a href="https://www.wtwco.com/en-my/about-us/our-leadership" class="heading-4 underline-on-hover dropdown-item" data-placement="right" data-toggle="popover" role="menuitem" onclick="mainNavClick(this, 2)" data-elabel="Our Leadership" data-image="https://media.wtwco.com/-/media/WTW/Navigation/GettyImages-1341193833-Our-Leadership-navpanel.jpg?modified=20220707135236&imgeng=meta_true"> Our Leadership </a> </div> </li> <li role="none"> <div class="menu-item mt-0 menu-panel-px"> <a href="https://www.wtwco.com/en-my/about-us/our-history" class="heading-4 underline-on-hover dropdown-item" data-placement="right" data-toggle="popover" role="menuitem" onclick="mainNavClick(this, 2)" data-elabel="Our History" data-image="https://media.wtwco.com/-/media/WTW/Navigation/GettyImages-82832015-Our-History-navpanel.jpg?modified=20220707135407&imgeng=meta_true"> Our History </a> </div> </li> <li role="none"> <div class="menu-item mt-0 menu-panel-px"> <a href="https://www.wtwco.com/en-my/about-us/sustainability" class="heading-4 underline-on-hover dropdown-item" data-placement="right" data-toggle="popover" role="menuitem" onclick="mainNavClick(this, 2)" data-elabel="Sustainability" data-image="https://media.wtwco.com/-/media/WTW/Navigation/GettyImages-506460039-ESG-navpanel.jpg?modified=20220707135306&imgeng=meta_true"> Sustainability </a> </div> </li> <li role="none"> <div class="menu-item mt-0 menu-panel-px"> <a href="https://www.wtwco.com/en-my/about-us/inclusion-and-diversity" class="heading-4 underline-on-hover dropdown-item" data-placement="right" data-toggle="popover" role="menuitem" onclick="mainNavClick(this, 2)" data-elabel="Inclusion and Diversity" data-image="https://media.wtwco.com/-/media/WTW/Navigation/GettyImages-8517640-Inclusion-and-Diversity-navpanel.jpg?modified=20220707135441&imgeng=meta_true"> Inclusion and Diversity </a> </div> </li> <li role="none"> <div class="menu-item mt-0 menu-panel-px"> <a href="https://www.wtwco.com/en-my/about-us/inclusion-and-diversity-in-action" class="heading-4 underline-on-hover dropdown-item" data-placement="right" data-toggle="popover" role="menuitem" onclick="mainNavClick(this, 2)" data-elabel="Inclusion and Diversity in Action" data-image="https://media.wtwco.com/-/media/WTW/Navigation/Getty-Images-1248528013-ID-in-action-hover-image-960x1824px.jpg?modified=20240103153828&imgeng=meta_true"> Inclusion and Diversity in Action </a> </div> </li> <li role="none"> <div class="menu-item mt-0 menu-panel-px"> <a href="https://www.wtwco.com/en-my/about-us/awards-recognition" class="heading-4 underline-on-hover dropdown-item" data-placement="right" data-toggle="popover" role="menuitem" onclick="mainNavClick(this, 2)" data-elabel="Awards and Recognition" data-image="https://media.wtwco.com/-/media/WTW/Navigation/GettyImages-986484412-Awards-and-recognition-navpanel.jpg?modified=20220707135514&imgeng=meta_true"> Awards and Recognition </a> </div> </li> <li role="none"> <div class="menu-item mt-0 menu-panel-px"> <a href="https://www.wtwco.com/en-my/about-us/office-locations" class="heading-4 underline-on-hover dropdown-item" data-placement="right" data-toggle="popover" role="menuitem" onclick="mainNavClick(this, 2)" data-elabel="Office Locations" data-image="https://media.wtwco.com/-/media/WTW/Navigation/GettyImages-1096081938-office-locations-navpanel.jpg?modified=20220707135038&imgeng=meta_true"> Office Locations </a> </div> </li> </ul> </div> </li> <li class="nav-item dropdown" role="none"> <button type="button" class="btn dropdown-toggle menu-item menu-panel-px mt-0" data-toggle="dropdown" aria-haspopup="true" aria-expanded="false" role="menuitem" id="solutions-menu" onclick="mainNavClick(this, 1)" data-elabel="Solutions"> <span class="menu-item__heading heading-4 underline-on-hover">Solutions<span class="menu-item__arrow material-symbols-outlined" aria-hidden="true">arrow_forward_ios</span></span> </button>  <div class="dropdown-menu secondary-menu offset-lg-4 col-lg-4 p-0 my-0"> <button class="menu-panel__back menu-panel-px heading-5 mb-0 py-3 w-100 text-left d-lg-none mb-4" role="menuitem"> <span class="material-symbols-outlined" aria-hidden="true">arrow_left</span> Solutions </button> <ul class="secondary-menu-list px-0 menu-panel-py h-100" aria-labelledby="solutions-menu" role="menu"> <li role="none"> <a href="#" class="menu-item mt-0 dropdown-toggle dropdown-item" role="menuitem" data-toggle="dropdown" aria-haspopup="true" aria-expanded="false" id="solutions-people-menu" onclick="mainNavClick(this, 2)" data-elabel="People"> <div class="menu-panel-px"> <span class="menu-item__heading heading-4 underline-on-hover"> People<span class="menu-item__arrow material-symbols-outlined" aria-hidden="true">arrow_forward_ios</span></span> </div> <p class="menu-item__description menu-panel-px font-p-small">From determining how work gets done and how it’s valued to improving the health and financial wellbeing of your workforce, we add perspective.</p> </a>  <div class="dropdown-menu tertiary-menu offset-lg-4 col-lg-4 p-0 my-0"> <button class="menu-panel__back menu-panel-px heading-5 mb-0 py-3 w-100 text-left d-lg-none mb-4" role="menuitem"> <span class="material-symbols-outlined" aria-hidden="true">arrow_left</span> People </button> <ul class="tertiary-menu-list px-0 menu-panel-py" role="menu" aria-labelledby="solutions-people-menu"> <li class="menu-panel-px mb-5"> <a href="https://www.wtwco.com/en-my/people" class="arrow-link align-items-center dropdown-item" onclick="mainNavClick(this,3)" data-elabel="View all"> <span class="mb-0">View all</span> <span class="material-symbols-outlined" aria-hidden="true">arrow_forward</span> </a> </li> <li class="menu-panel-px menu-item menu-item--link my-3 py-0" role="none"> <a class="dropdown-item" href="https://www.wtwco.com/en-my/solutions/career-analysis-and-design" onclick="mainNavClick(this,3)" data-elabel="Career Analysis and Design" role="menuitem">Career Analysis and Design</a> </li> <li class="menu-panel-px menu-item menu-item--link my-3 py-0" role="none"> <a class="dropdown-item" href="https://www.wtwco.com/en-my/solutions/compensation-strategy-and-design" onclick="mainNavClick(this,3)" data-elabel="Compensation Strategy and Design" role="menuitem">Compensation Strategy and Design</a> </li> <li class="menu-panel-px menu-item menu-item--link my-3 py-0" role="none"> <a class="dropdown-item" href="https://www.wtwco.com/en-my/solutions/cyber-risk-management-and-insurance" onclick="mainNavClick(this,3)" data-elabel="Cyber Risk Management and Insurance" role="menuitem">Cyber Risk Management and Insurance</a> </li> <li class="menu-panel-px menu-item menu-item--link my-3 py-0" role="none"> <a class="dropdown-item" href="https://www.wtwco.com/en-my/solutions/diversity-equity-inclusion" onclick="mainNavClick(this,3)" data-elabel="Diversity, Equity and Inclusion" role="menuitem">Diversity, Equity and Inclusion</a> </li> <li class="menu-panel-px menu-item menu-item--link my-3 py-0" role="none"> <a class="dropdown-item" href="https://www.wtwco.com/en-my/solutions/employee-experience" onclick="mainNavClick(this,3)" data-elabel="Employee Experience" role="menuitem">Employee Experience</a> </li> <li class="menu-panel-px menu-item menu-item--link my-3 py-0" role="none"> <a class="dropdown-item" href="https://www.wtwco.com/en-my/solutions/employee-financial-resilience" onclick="mainNavClick(this,3)" data-elabel="Employee Financial Resilience" role="menuitem">Employee Financial Resilience</a> </li> <li class="menu-panel-px menu-item menu-item--link my-3 py-0" role="none"> <a class="dropdown-item" href="https://www.wtwco.com/en-my/solutions/esg-and-sustainability" onclick="mainNavClick(this,3)" data-elabel="ESG and Sustainability" role="menuitem">ESG and Sustainability</a> </li> <li class="menu-panel-px menu-item menu-item--link my-3 py-0" role="none"> <a class="dropdown-item" href="https://www.wtwco.com/en-my/solutions/executive-compensation" onclick="mainNavClick(this,3)" data-elabel="Executive Compensation and Board Advisory" role="menuitem">Executive Compensation and Board Advisory</a> </li> <li class="menu-panel-px menu-item menu-item--link my-3 py-0" role="none"> <a class="dropdown-item" href="https://www.wtwco.com/en-my/solutions/global-benefits-management" onclick="mainNavClick(this,3)" data-elabel="Global Benefits Management" role="menuitem">Global Benefits Management</a> </li> <li class="menu-panel-px menu-item menu-item--link my-3 py-0" role="none"> <a class="dropdown-item" href="https://www.wtwco.com/en-my/solutions/health-and-benefits" onclick="mainNavClick(this,3)" data-elabel="Health and Benefits" role="menuitem">Health and Benefits</a> </li> <li class="menu-panel-px menu-item menu-item--link my-3 py-0" role="none"> <a class="dropdown-item" href="https://www.wtwco.com/en-my/solutions/investments" onclick="mainNavClick(this,3)" data-elabel="Investments" role="menuitem">Investments</a> </li> <li class="menu-panel-px menu-item menu-item--link my-3 py-0" role="none"> <a class="dropdown-item" href="https://www.wtwco.com/en-my/solutions/mergers-and-acquisitions" onclick="mainNavClick(this,3)" data-elabel="Mergers and Acquisitions" role="menuitem">Mergers and Acquisitions</a> </li> <li class="menu-panel-px menu-item menu-item--link my-3 py-0" role="none"> <a class="dropdown-item" href="https://www.wtwco.com/en-my/solutions/pay-equity-and-pay-transparency" onclick="mainNavClick(this,3)" data-elabel="Pay Equity and Pay Transparency" role="menuitem">Pay Equity and Pay Transparency</a> </li> <li class="menu-panel-px menu-item menu-item--link my-3 py-0" role="none"> <a class="dropdown-item" href="https://www.wtwco.com/en-my/solutions/retirement" onclick="mainNavClick(this,3)" data-elabel="Retirement" role="menuitem">Retirement</a> </li> <li class="menu-panel-px menu-item menu-item--link my-3 py-0" role="none"> <a class="dropdown-item" href="https://www.wtwco.com/en-my/solutions/total-rewards" onclick="mainNavClick(this,3)" data-elabel="Total Rewards" role="menuitem">Total Rewards</a> </li> <li class="menu-panel-px menu-item menu-item--link my-3 py-0" role="none"> <a class="dropdown-item" href="https://www.wtwco.com/en-my/solutions/wellbeing" onclick="mainNavClick(this,3)" data-elabel="Wellbeing" role="menuitem">Wellbeing</a> </li> <li class="menu-panel-px menu-item menu-item--link my-3 py-0" role="none"> <a class="dropdown-item" href="https://www.wtwco.com/en-my/solutions/work-transformation" onclick="mainNavClick(this,3)" data-elabel="Work Transformation" role="menuitem">Work Transformation</a> </li> </ul> </div> </li> <li role="none"> <a href="#" class="menu-item mt-0 dropdown-toggle dropdown-item" role="menuitem" data-toggle="dropdown" aria-haspopup="true" aria-expanded="false" id="solutions-risk-menu" onclick="mainNavClick(this, 2)" data-elabel="Risk"> <div class="menu-panel-px"> <span class="menu-item__heading heading-4 underline-on-hover"> Risk<span class="menu-item__arrow material-symbols-outlined" aria-hidden="true">arrow_forward_ios</span></span> </div> <p class="menu-item__description menu-panel-px font-p-small">Your ability to manage risk is key to your thriving in an uncertain world.</p> </a>  <div class="dropdown-menu tertiary-menu offset-lg-4 col-lg-4 p-0 my-0"> <button class="menu-panel__back menu-panel-px heading-5 mb-0 py-3 w-100 text-left d-lg-none mb-4" role="menuitem"> <span class="material-symbols-outlined" aria-hidden="true">arrow_left</span> Risk </button> <ul class="tertiary-menu-list px-0 menu-panel-py" role="menu" aria-labelledby="solutions-risk-menu"> <li class="menu-panel-px mb-5"> <a href="https://www.wtwco.com/en-my/risk" class="arrow-link align-items-center dropdown-item" onclick="mainNavClick(this,3)" data-elabel="View all"> <span class="mb-0">View all</span> <span class="material-symbols-outlined" aria-hidden="true">arrow_forward</span> </a> </li> <li class="menu-panel-px menu-item menu-item--link my-3 py-0" role="none"> <a class="dropdown-item" href="https://www.wtwco.com/en-my/solutions/affinity" onclick="mainNavClick(this,3)" data-elabel="Affinity Insurance" role="menuitem">Affinity Insurance</a> </li> <li class="menu-panel-px menu-item menu-item--link my-3 py-0" role="none"> <a class="dropdown-item" href="https://www.wtwco.com/en-my/solutions/credit-political-risk-and-terrorism" onclick="mainNavClick(this,3)" data-elabel="Credit and Political Risk" role="menuitem">Credit and Political Risk</a> </li> <li class="menu-panel-px menu-item menu-item--link my-3 py-0" role="none"> <a class="dropdown-item" href="https://www.wtwco.com/en-my/solutions/cyber-risk-management-and-insurance" onclick="mainNavClick(this,3)" data-elabel="Cyber Risk Management and Insurance" role="menuitem">Cyber Risk Management and Insurance</a> </li> <li class="menu-panel-px menu-item menu-item--link my-3 py-0" role="none"> <a class="dropdown-item" href="https://www.wtwco.com/en-my/solutions/esg-and-sustainability" onclick="mainNavClick(this,3)" data-elabel="ESG and Sustainability" role="menuitem">ESG and Sustainability</a> </li> <li class="menu-panel-px menu-item menu-item--link my-3 py-0" role="none"> <a class="dropdown-item" href="https://www.wtwco.com/en-my/solutions/finex" onclick="mainNavClick(this,3)" data-elabel="Financial, Professional and Executive Risks" role="menuitem">Financial, Professional and Executive Risks</a> </li> <li class="menu-panel-px menu-item menu-item--link my-3 py-0" role="none"> <a class="dropdown-item" href="https://www.wtwco.com/en-my/solutions/global-specialty" onclick="mainNavClick(this,3)" data-elabel="Global Specialty " role="menuitem">Global Specialty </a> </li> <li class="menu-panel-px menu-item menu-item--link my-3 py-0" role="none"> <a class="dropdown-item" href="https://www.wtwco.com/en-my/solutions/health-and-benefits" onclick="mainNavClick(this,3)" data-elabel="Health and Benefits" role="menuitem">Health and Benefits</a> </li> <li class="menu-panel-px menu-item menu-item--link my-3 py-0" role="none"> <a class="dropdown-item" href="https://www.wtwco.com/en-my/solutions/insurance-consulting-and-technology" onclick="mainNavClick(this,3)" data-elabel="Insurance Consulting and Technology" role="menuitem">Insurance Consulting and Technology</a> </li> <li class="menu-panel-px menu-item menu-item--link my-3 py-0" role="none"> <a class="dropdown-item" href="https://www.wtwco.com/en-my/solutions/investments" onclick="mainNavClick(this,3)" data-elabel="Investments" role="menuitem">Investments</a> </li> <li class="menu-panel-px menu-item menu-item--link my-3 py-0" role="none"> <a class="dropdown-item" href="https://www.wtwco.com/en-my/solutions/mergers-and-acquisitions" onclick="mainNavClick(this,3)" data-elabel="Mergers and Acquisitions" role="menuitem">Mergers and Acquisitions</a> </li> <li class="menu-panel-px menu-item menu-item--link my-3 py-0" role="none"> <a class="dropdown-item" href="https://www.wtwco.com/en-my/solutions/retirement" onclick="mainNavClick(this,3)" data-elabel="Retirement" role="menuitem">Retirement</a> </li> <li class="menu-panel-px menu-item menu-item--link my-3 py-0" role="none"> <a class="dropdown-item" href="https://www.wtwco.com/en-my/solutions/risk-management-consulting" onclick="mainNavClick(this,3)" data-elabel="Risk Management Consulting" role="menuitem">Risk Management Consulting</a> </li> </ul> </div> </li> <li role="none"> <a href="#" class="menu-item mt-0 dropdown-toggle dropdown-item" role="menuitem" data-toggle="dropdown" aria-haspopup="true" aria-expanded="false" id="solutions-capital-menu" onclick="mainNavClick(this, 2)" data-elabel="Capital"> <div class="menu-panel-px"> <span class="menu-item__heading heading-4 underline-on-hover"> Capital<span class="menu-item__arrow material-symbols-outlined" aria-hidden="true">arrow_forward_ios</span></span> </div> <p class="menu-item__description menu-panel-px font-p-small">More than ever, making the most of your capital means solving a complex risk-and-return equation.</p> </a>  <div class="dropdown-menu tertiary-menu offset-lg-4 col-lg-4 p-0 my-0"> <button class="menu-panel__back menu-panel-px heading-5 mb-0 py-3 w-100 text-left d-lg-none mb-4" role="menuitem"> <span class="material-symbols-outlined" aria-hidden="true">arrow_left</span> Capital </button> <ul class="tertiary-menu-list px-0 menu-panel-py" role="menu" aria-labelledby="solutions-capital-menu"> <li class="menu-panel-px mb-5"> <a href="https://www.wtwco.com/en-my/capital" class="arrow-link align-items-center dropdown-item" onclick="mainNavClick(this,3)" data-elabel="View all"> <span class="mb-0">View all</span> <span class="material-symbols-outlined" aria-hidden="true">arrow_forward</span> </a> </li> <li class="menu-panel-px menu-item menu-item--link my-3 py-0" role="none"> <a class="dropdown-item" href="https://www.wtwco.com/en-my/solutions/credit-political-risk-and-terrorism" onclick="mainNavClick(this,3)" data-elabel="Credit and Political Risk" role="menuitem">Credit and Political Risk</a> </li> <li class="menu-panel-px menu-item menu-item--link my-3 py-0" role="none"> <a class="dropdown-item" href="https://www.wtwco.com/en-my/solutions/cyber-risk-management-and-insurance" onclick="mainNavClick(this,3)" data-elabel="Cyber Risk Management and Insurance" role="menuitem">Cyber Risk Management and Insurance</a> </li> <li class="menu-panel-px menu-item menu-item--link my-3 py-0" role="none"> <a class="dropdown-item" href="https://www.wtwco.com/en-my/solutions/esg-and-sustainability" onclick="mainNavClick(this,3)" data-elabel="ESG and Sustainability" role="menuitem">ESG and Sustainability</a> </li> <li class="menu-panel-px menu-item menu-item--link my-3 py-0" role="none"> <a class="dropdown-item" href="https://www.wtwco.com/en-my/solutions/insurance-consulting-and-technology" onclick="mainNavClick(this,3)" data-elabel="Insurance Consulting and Technology" role="menuitem">Insurance Consulting and Technology</a> </li> <li class="menu-panel-px menu-item menu-item--link my-3 py-0" role="none"> <a class="dropdown-item" href="https://www.wtwco.com/en-my/solutions/investments" onclick="mainNavClick(this,3)" data-elabel="Investments" role="menuitem">Investments</a> </li> <li class="menu-panel-px menu-item menu-item--link my-3 py-0" role="none"> <a class="dropdown-item" href="https://www.wtwco.com/en-my/solutions/mergers-and-acquisitions" onclick="mainNavClick(this,3)" data-elabel="Mergers and Acquisitions" role="menuitem">Mergers and Acquisitions</a> </li> </ul> </div> </li> <li role="none"> <a href="#" class="menu-item mt-0 dropdown-toggle dropdown-item" role="menuitem" data-toggle="dropdown" aria-haspopup="true" aria-expanded="false" id="solutions-by-industries-menu" onclick="mainNavClick(this, 2)" data-elabel="By Industries"> <div class="menu-panel-px"> <span class="menu-item__heading heading-4 underline-on-hover"> By Industries<span class="menu-item__arrow material-symbols-outlined" aria-hidden="true">arrow_forward_ios</span></span> </div> <p class="menu-item__description menu-panel-px font-p-small">Clients depend on us for specialized industry expertise.</p> </a>  <div class="dropdown-menu tertiary-menu offset-lg-4 col-lg-4 p-0 my-0"> <button class="menu-panel__back menu-panel-px heading-5 mb-0 py-3 w-100 text-left d-lg-none mb-4" role="menuitem"> <span class="material-symbols-outlined" aria-hidden="true">arrow_left</span> By Industries </button> <ul class="tertiary-menu-list px-0 menu-panel-py" role="menu" aria-labelledby="solutions-by-industries-menu"> <li class="menu-panel-px menu-item menu-item--link my-3 py-0" role="none"> <a class="dropdown-item" href="https://www.wtwco.com/en-my/industries/financial-institutions" onclick="mainNavClick(this,3)" data-elabel="Financial Institutions" role="menuitem">Financial Institutions</a> </li> <li class="menu-panel-px menu-item menu-item--link my-3 py-0" role="none"> <a class="dropdown-item" href="https://www.wtwco.com/en-my/industries/health-care" onclick="mainNavClick(this,3)" data-elabel="Healthcare" role="menuitem">Healthcare</a> </li> <li class="menu-panel-px menu-item menu-item--link my-3 py-0" role="none"> <a class="dropdown-item" href="https://www.wtwco.com/en-my/industries/insurance" onclick="mainNavClick(this,3)" data-elabel="Insurance" role="menuitem">Insurance</a> </li> <li class="menu-panel-px menu-item menu-item--link my-3 py-0" role="none"> <a class="dropdown-item" href="https://www.wtwco.com/en-my/industries/life-sciences" onclick="mainNavClick(this,3)" data-elabel="Life Sciences" role="menuitem">Life Sciences</a> </li> <li class="menu-panel-px menu-item menu-item--link my-3 py-0" role="none"> <a class="dropdown-item" href="https://www.wtwco.com/en-my/industries/manufacturing" onclick="mainNavClick(this,3)" data-elabel="Manufacturing" role="menuitem">Manufacturing</a> </li> <li class="menu-panel-px menu-item menu-item--link my-3 py-0" role="none"> <a class="dropdown-item" href="https://www.wtwco.com/en-my/industries/natural-resources" onclick="mainNavClick(this,3)" data-elabel="Natural Resources" role="menuitem">Natural Resources</a> </li> <li class="menu-panel-px menu-item menu-item--link my-3 py-0" role="none"> <a class="dropdown-item" href="https://www.wtwco.com/en-my/industries/professional-services-practice" onclick="mainNavClick(this,3)" data-elabel="Professional Services Practice" role="menuitem">Professional Services Practice</a> </li> <li class="menu-panel-px menu-item menu-item--link my-3 py-0" role="none"> <a class="dropdown-item" href="https://www.wtwco.com/en-my/industries/public-sector-and-higher-education" onclick="mainNavClick(this,3)" data-elabel="Public Sector and Education" role="menuitem">Public Sector and Education</a> </li> <li class="menu-panel-px menu-item menu-item--link my-3 py-0" role="none"> <a class="dropdown-item" href="https://www.wtwco.com/en-my/industries/real-estate" onclick="mainNavClick(this,3)" data-elabel="Real Estate" role="menuitem">Real Estate</a> </li> <li class="menu-panel-px menu-item menu-item--link my-3 py-0" role="none"> <a class="dropdown-item" href="https://www.wtwco.com/en-my/industries/sports-and-entertainment" onclick="mainNavClick(this,3)" data-elabel="Sports and Entertainment" role="menuitem">Sports and Entertainment</a> </li> <li class="menu-panel-px menu-item menu-item--link my-3 py-0" role="none"> <a class="dropdown-item" href="https://www.wtwco.com/en-my/industries/technology-media-and-telecommunications" onclick="mainNavClick(this,3)" data-elabel="Technology, Media and Telecommunications" role="menuitem">Technology, Media and Telecommunications</a> </li> <li class="menu-panel-px menu-item menu-item--link my-3 py-0" role="none"> <a class="dropdown-item" href="https://www.wtwco.com/en-my/industries/transportation-and-logistics" onclick="mainNavClick(this,3)" data-elabel="Transportation and Logistics" role="menuitem">Transportation and Logistics</a> </li> </ul> </div> </li> </ul> </div> </li> <li class="nav-item dropdown" role="none"> <button type="button" class="btn dropdown-toggle menu-item menu-panel-px mt-0" data-toggle="dropdown" aria-haspopup="true" aria-expanded="false" role="menuitem" id="insights-menu" onclick="mainNavClick(this, 1)" data-elabel="Insights"> <span class="menu-item__heading heading-4 underline-on-hover">Insights<span class="menu-item__arrow material-symbols-outlined" aria-hidden="true">arrow_forward_ios</span></span> </button>  <div class="dropdown-menu secondary-menu offset-lg-4 col-lg-4 p-0 my-0"> <button class="menu-panel__back menu-panel-px heading-5 mb-0 py-3 w-100 text-left d-lg-none mb-4" role="menuitem"> <span class="material-symbols-outlined" aria-hidden="true">arrow_left</span> Insights </button> <ul class="secondary-menu-list px-0 menu-panel-py h-100" aria-labelledby="insights-menu" role="menu"> <li role="none"> <div class="menu-item mt-0 menu-panel-px"> <a href="https://www.wtwco.com/en-my/insights/all-insights" class="heading-4 underline-on-hover dropdown-item" data-placement="right" data-toggle="popover" role="menuitem" onclick="mainNavClick(this, 2)" data-elabel="All Insights" data-image="https://media.wtwco.com/-/media/WTW/Navigation/Falcultative-navpanel-629710097.jpg?modified=20190211211300&imgeng=meta_true"> All Insights </a> </div> </li> <li role="none"> <a href="#" class="menu-item mt-0 dropdown-toggle dropdown-item" role="menuitem" data-toggle="dropdown" aria-haspopup="true" aria-expanded="false" id="insights-trending-topics-menu" onclick="mainNavClick(this, 2)" data-elabel="Trending Topics"> <div class="menu-panel-px"> <span class="menu-item__heading heading-4 underline-on-hover"> Trending Topics<span class="menu-item__arrow material-symbols-outlined" aria-hidden="true">arrow_forward_ios</span></span> </div> </a>  <div class="dropdown-menu tertiary-menu offset-lg-4 col-lg-4 p-0 my-0"> <button class="menu-panel__back menu-panel-px heading-5 mb-0 py-3 w-100 text-left d-lg-none mb-4" role="menuitem"> <span class="material-symbols-outlined" aria-hidden="true">arrow_left</span> Trending Topics </button> <ul class="tertiary-menu-list px-0 menu-panel-py" role="menu" aria-labelledby="insights-trending-topics-menu"> <li class="menu-panel-px menu-item menu-item--link my-3 py-0" role="none"> <a class="dropdown-item" href="https://www.wtwco.com/en-my/insights/trending-topics/artificial-intelligence" onclick="mainNavClick(this,3)" data-elabel="Artificial Intelligence" role="menuitem">Artificial Intelligence</a> </li> <li class="menu-panel-px menu-item menu-item--link my-3 py-0" role="none"> <a class="dropdown-item" href="https://www.wtwco.com/en-my/insights/trending-topics/climate-change" onclick="mainNavClick(this,3)" data-elabel="Climate Change" role="menuitem">Climate Change</a> </li> <li class="menu-panel-px menu-item menu-item--link my-3 py-0" role="none"> <a class="dropdown-item" href="https://www.wtwco.com/en-my/insights/trending-topics/esg-in-sight" onclick="mainNavClick(this,3)" data-elabel="ESG In Sight" role="menuitem">ESG In Sight</a> </li> <li class="menu-panel-px menu-item menu-item--link my-3 py-0" role="none"> <a class="dropdown-item" href="https://www.wtwco.com/en-my/insights/campaigns/finance-and-process-transformation" onclick="mainNavClick(this,3)" data-elabel="Finance and Process Transformation" role="menuitem">Finance and Process Transformation</a> </li> <li class="menu-panel-px menu-item menu-item--link my-3 py-0" role="none"> <a class="dropdown-item" href="https://www.wtwco.com/en-my/insights/trending-topics/the-future-of-work" onclick="mainNavClick(this,3)" data-elabel="Future of Work" role="menuitem">Future of Work</a> </li> <li class="menu-panel-px menu-item menu-item--link my-3 py-0" role="none"> <a class="dropdown-item" href="https://www.wtwco.com/en-my/insights/trending-topics/geopolitical-risk" onclick="mainNavClick(this,3)" data-elabel="Geopolitical Risk" role="menuitem">Geopolitical Risk</a> </li> <li class="menu-panel-px menu-item menu-item--link my-3 py-0" role="none"> <a class="dropdown-item" href="https://www.wtwco.com/en-my/insights/trending-topics/ifrs-17-solutions" onclick="mainNavClick(this,3)" data-elabel="IFRS 17 Solutions" role="menuitem">IFRS 17 Solutions</a> </li> <li class="menu-panel-px menu-item menu-item--link my-3 py-0" role="none"> <a class="dropdown-item" href="https://www.wtwco.com/en-my/insights/trending-topics/insurtech" onclick="mainNavClick(this,3)" data-elabel="InsurTech" role="menuitem">InsurTech</a> </li> <li class="menu-panel-px menu-item menu-item--link my-3 py-0" role="none"> <a class="dropdown-item" href="https://www.wtwco.com/en-my/insights/trending-topics/modernising-benefits" onclick="mainNavClick(this,3)" data-elabel="Modernising Benefits" role="menuitem">Modernising Benefits</a> </li> </ul> </div> </li> <li role="none"> <a href="#" class="menu-item mt-0 dropdown-toggle dropdown-item" role="menuitem" data-toggle="dropdown" aria-haspopup="true" aria-expanded="false" id="insights-research-programs-and-collaborations-menu" onclick="mainNavClick(this, 2)" data-elabel="Research Programs and Collaborations"> <div class="menu-panel-px"> <span class="menu-item__heading heading-4 underline-on-hover"> Research Programs and Collaborations<span class="menu-item__arrow material-symbols-outlined" aria-hidden="true">arrow_forward_ios</span></span> </div> </a>  <div class="dropdown-menu tertiary-menu offset-lg-4 col-lg-4 p-0 my-0"> <button class="menu-panel__back menu-panel-px heading-5 mb-0 py-3 w-100 text-left d-lg-none mb-4" role="menuitem"> <span class="material-symbols-outlined" aria-hidden="true">arrow_left</span> Research Programs and Collaborations </button> <ul class="tertiary-menu-list px-0 menu-panel-py" role="menu" aria-labelledby="insights-research-programs-and-collaborations-menu"> <li class="menu-panel-px menu-item menu-item--link my-3 py-0" role="none"> <a class="dropdown-item" href="https://www.wtwco.com/en-my/insights/research-programs-and-collaborations/thinking-ahead-institute" onclick="mainNavClick(this,3)" data-elabel="Thinking Ahead Institute" role="menuitem">Thinking Ahead Institute</a> </li> <li class="menu-panel-px menu-item menu-item--link my-3 py-0" role="none"> <a class="dropdown-item" href="https://www.wtwco.com/en-my/insights/research-programs-and-collaborations/wtw-research-network" onclick="mainNavClick(this,3)" data-elabel="WTW Research Network" role="menuitem">WTW Research Network</a> </li> </ul> </div> </li> </ul> </div> </li> </ul> <a href="#" onclick="focusOnFirstMenu(this)" class="end-of-menu sr-only d-none d-lg-block">End of main navigation menu. Click to return to the beginning of the menu or press escape to close.</a>  <div class="mobile-utility-nav menu-item menu-panel-px d-md-none m-0 py-0"> <ul class="menu-utils m-0"> <li class="menu-util"> <a href="https://www.wtwco.com/en-my/news/all-news" data-cdlabel="News" onclick="linkClick(this);" data-selabel="Utility Nav" class="heading-5 wtw-digital-black" data-cilabel="/sitecore/content/WTW/news/all-news" data-ewlabel="Utility Nav" data-etlabel="header_navigation" >News</a> </li> <li class="menu-util"> <a href="https://investors.wtwco.com" data-cdlabel="Investor Relations" rel="noopener noreferrer" onclick="linkClick(this);" data-selabel="Utility Nav" class="heading-5 wtw-digital-black" data-cilabel="https://investors.wtwco.com" data-ewlabel="Utility Nav" data-etlabel="header_navigation" target="_blank" >Investor Relations</a> </li> <li class="menu-util"> <a href="https://careers.wtwco.com" data-cdlabel="Careers" rel="noopener noreferrer" onclick="linkClick(this);" data-selabel="Utility Nav" class="heading-5 wtw-digital-black" data-cilabel="https://careers.wtwco.com" data-ewlabel="Utility Nav" data-etlabel="header_navigation" target="_blank" >Careers</a> </li> </ul> </div>  <div class="country-selector-container menu-item m-0 d-md-none"> <button class="font-p menu-item menu-panel-px d-md-none" onclick="linkClick(this);" data-etlabel="internal_link_click" data-selabel="Location Selector" data-ewlabel="Country Selector Open" data-cdlabel="Country Selector Open" data-cilabel="/sitecore/content/WTW/insights/2023/07/infographic-employee-wellbeing-is-a-critical-part-of-company-culture" data-menu="country-selector--is-visible" aria-expanded="false" aria-controls="country-selector"> <span class="material-symbols-outlined" aria-hidden="true">language</span> <strong>MY</strong> | EN <span class="menu-item__arrow material-symbols-outlined" aria-hidden="true">arrow_right</span> </button> </div> <script type="text/javascript"> function focusOnFirstMenu(e) { var ele = $(".primary-menu").find("button:first")[0]; ele.focus(); e.preventDefault(); } </script> <div class="country-selector" id="country-selector"> <div class="d-none d-md-flex w-100 justify-content-between site-nav__utility"> <div class=""> <button type="button" aria-expanded="false" aria-controls="country-selector" class="font-p font-p-small site-nav__utility-btn" data-menu="country-selector--is-visible" onclick="linkClick(this);" data-etlabel="internal_link_click" data-selabel="Location Selector" data-ewlabel="Country Selector Close" data-cdlabel="Country Selector Close" data-cilabel="/sitecore/content/WTW/insights/2023/07/infographic-employee-wellbeing-is-a-critical-part-of-company-culture" aria-label="Choose your location and preferred language. Current location and language selection is Malaysia English"> <span class="material-symbols-outlined" aria-hidden="true">language</span> <strong>MY</strong> | EN <span class="material-symbols-outlined" aria-hidden="true">expand_more</span> </button> </div> </div> <div class="d-block d-md-none country-selector__breadcrumb-nav"> <button type="button" aria-controls="country-selector" class="btn font-p font-p-large" data-menu-back="true" onclick="linkClick(this);" data-etlabel="internal_link_click" data-selabel="Location Selector" data-ewlabel="Country Selector Close" data-cdlabel="Country Selector Close" data-cilabel="/sitecore/content/WTW/insights/2023/07/infographic-employee-wellbeing-is-a-critical-part-of-company-culture"> <span class="material-symbols-outlined" aria-hidden="true">arrow_left</span> <span class="material-symbols-outlined" aria-hidden="true">language</span> <strong>MY</strong> | EN </button> </div> <div class="country-selector__container pt-3"> <div class="container"> <div class="row justify-content-md-center"> <div class="col-12 col-lg-10"> <button type="button" aria-controls="country-selector" onclick="linkClick(this);" data-etlabel="internal_link_click" data-selabel="Location Selector" data-ewlabel="Country Selector Close" data-cdlabel="X" data-cilabel="/sitecore/content/WTW/insights/2023/07/infographic-employee-wellbeing-is-a-critical-part-of-company-culture" data-menu-close="true" class="material-symbols-outlined d-none d-md-block btn-close" aria-label="Click to close the location selector"> close </button> <h2 class="mb-4 my-md-5 heading-1">Choose your location</h2> <h5 class="mb-3">Select the location and the language that you prefer</h5> <div class="accordion country-selector__accordion" id="country-accordion"> <div class="country-selector__accordion-item"> <button class="collapsed btn heading-4 container country-selector__accordion-btn" type="button" data-toggle="collapse" data-target="#region0" aria-expanded="false" aria-controls="region0" id="region-0" aria-label="Accordion menu, Americas locations, click to expand / collapse the list of websites and languages available" data-etlabel="internal_link_click" data-selabel="Location Selector" data-ewlabel="Choose your location" data-cdlabel="Americas" data-cilabel="/sitecore/content/WTW/insights/2023/07/infographic-employee-wellbeing-is-a-critical-part-of-company-culture" data-ctlabel="Region Open" onclick="if ($(this).hasClass('collapsed')) { $(this).data('ctlabel', 'Region Open') } else { $(this).data('ctlabel', 'Region Close') } linkClick(this);"> <span class="row align-items-center"> <span class="col-12 col-md-9 text-left">Americas</span> </span> <span class="material-symbols-outlined country-selector__icon" aria-hidden="true">arrow_drop_down</span> </button> <div id="region0" class="container collapse" aria-labelledby="region-0" data-parent="#country-accordion"> <div class="row table-responsive"> <table class="col col-12 table"> <caption> List of website locations and languages available in Americas </caption> <thead> <tr> <th scope="col">Location</th> <th scope="col">Languages Available</th> </tr> </thead> <tbody> <tr> <td class="heading-6 align-text-top">Argentina </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/es-ar' class="country-selector__languages" aria-label="Willis Towers Watson Argentina website in Spanish, click to navigate to website" data-current_country="Argentina" data-current_language="Spanish" data-menu_text="Argentina | Spanish" onclick="switchLanguage('/es-ar','/es-ar', this); return false;"> Spanish</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Bermuda </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/en-bm' class="country-selector__languages" aria-label="Willis Towers Watson Bermuda website in English, click to navigate to website" data-current_country="Bermuda" data-current_language="English" data-menu_text="Bermuda | English" onclick="switchLanguage('/en-bm','/en-bm', this); return false;"> English</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Brazil </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/pt-br' class="country-selector__languages" aria-label="Willis Towers Watson Brazil website in Portuguese, click to navigate to website" data-current_country="Brazil" data-current_language="Portuguese" data-menu_text="Brazil | Portuguese" onclick="switchLanguage('/pt-br','/pt-br', this); return false;"> Portuguese</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Canada </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/en-ca' class="country-selector__languages" aria-label="Willis Towers Watson Canada website in English, click to navigate to website" data-current_country="Canada" data-current_language="English" data-menu_text="Canada | English" onclick="switchLanguage('/en-ca','/en-ca', this); return false;"> English</a> </li> <li class="d-inline-block"> <a href='/fr-ca' class="country-selector__languages" aria-label="Willis Towers Watson Canada website in French, click to navigate to website" data-current_country="Canada" data-current_language="French" data-menu_text="Canada | French" onclick="switchLanguage('/fr-ca','/fr-ca', this); return false;"> French</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Chile </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/es-cl' class="country-selector__languages" aria-label="Willis Towers Watson Chile website in Spanish, click to navigate to website" data-current_country="Chile" data-current_language="Spanish" data-menu_text="Chile | Spanish" onclick="switchLanguage('/es-cl','/es-cl', this); return false;"> Spanish</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Colombia </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/es-co' class="country-selector__languages" aria-label="Willis Towers Watson Colombia website in Spanish, click to navigate to website" data-current_country="Colombia" data-current_language="Spanish" data-menu_text="Colombia | Spanish" onclick="switchLanguage('/es-co','/es-co', this); return false;"> Spanish</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Costa Rica </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/es-cr' class="country-selector__languages" aria-label="Willis Towers Watson Costa Rica website in Spanish, click to navigate to website" data-current_country="Costa Rica" data-current_language="Spanish" data-menu_text="Costa Rica | Spanish" onclick="switchLanguage('/es-cr','/es-cr', this); return false;"> Spanish</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">El Salvador </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/es-sv' class="country-selector__languages" aria-label="Willis Towers Watson El Salvador website in Spanish, click to navigate to website" data-current_country="El Salvador" data-current_language="Spanish" data-menu_text="El Salvador | Spanish" onclick="switchLanguage('/es-sv','/es-sv', this); return false;"> Spanish</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Guatemala </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/es-gt' class="country-selector__languages" aria-label="Willis Towers Watson Guatemala website in Spanish, click to navigate to website" data-current_country="Guatemala" data-current_language="Spanish" data-menu_text="Guatemala | Spanish" onclick="switchLanguage('/es-gt','/es-gt', this); return false;"> Spanish</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Honduras </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/es-hn' class="country-selector__languages" aria-label="Willis Towers Watson Honduras website in Spanish, click to navigate to website" data-current_country="Honduras" data-current_language="Spanish" data-menu_text="Honduras | Spanish" onclick="switchLanguage('/es-hn','/es-hn', this); return false;"> Spanish</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Mexico </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/es-mx' class="country-selector__languages" aria-label="Willis Towers Watson Mexico website in Spanish, click to navigate to website" data-current_country="Mexico" data-current_language="Spanish" data-menu_text="Mexico | Spanish" onclick="switchLanguage('/es-mx','/es-mx', this); return false;"> Spanish</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Nicaragua </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/es-ni' class="country-selector__languages" aria-label="Willis Towers Watson Nicaragua website in Spanish, click to navigate to website" data-current_country="Nicaragua" data-current_language="Spanish" data-menu_text="Nicaragua | Spanish" onclick="switchLanguage('/es-ni','/es-ni', this); return false;"> Spanish</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Panama </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/es-pa' class="country-selector__languages" aria-label="Willis Towers Watson Panama website in Spanish, click to navigate to website" data-current_country="Panama" data-current_language="Spanish" data-menu_text="Panama | Spanish" onclick="switchLanguage('/es-pa','/es-pa', this); return false;"> Spanish</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Peru </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/es-pe' class="country-selector__languages" aria-label="Willis Towers Watson Peru website in Spanish, click to navigate to website" data-current_country="Peru" data-current_language="Spanish" data-menu_text="Peru | Spanish" onclick="switchLanguage('/es-pe','/es-pe', this); return false;"> Spanish</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">United States </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/en-us' class="country-selector__languages" aria-label="Willis Towers Watson United States website in English, click to navigate to website" data-current_country="United States" data-current_language="English" data-menu_text="United States | English" onclick="switchLanguage('/en-us','/en-us', this); return false;"> English</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Venezuela </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/es-ve' class="country-selector__languages" aria-label="Willis Towers Watson Venezuela website in Spanish, click to navigate to website" data-current_country="Venezuela" data-current_language="Spanish" data-menu_text="Venezuela | Spanish" onclick="switchLanguage('/es-ve','/es-ve', this); return false;"> Spanish</a> </li> </ul> </td> </tr> </tbody> </table> </div> </div> </div> <div class="country-selector__accordion-item"> <button class="collapsed btn heading-4 container country-selector__accordion-btn" type="button" data-toggle="collapse" data-target="#region1" aria-expanded="false" aria-controls="region1" id="region-1" aria-label="Accordion menu, Asia-Pacific locations, click to expand / collapse the list of websites and languages available" data-etlabel="internal_link_click" data-selabel="Location Selector" data-ewlabel="Choose your location" data-cdlabel="Asia-Pacific" data-cilabel="/sitecore/content/WTW/insights/2023/07/infographic-employee-wellbeing-is-a-critical-part-of-company-culture" data-ctlabel="Region Open" onclick="if ($(this).hasClass('collapsed')) { $(this).data('ctlabel', 'Region Open') } else { $(this).data('ctlabel', 'Region Close') } linkClick(this);"> <span class="row align-items-center"> <span class="col-12 col-md-9 text-left">Asia-Pacific</span> </span> <span class="material-symbols-outlined country-selector__icon" aria-hidden="true">arrow_drop_down</span> </button> <div id="region1" class="container collapse" aria-labelledby="region-1" data-parent="#country-accordion"> <div class="row table-responsive"> <table class="col col-12 table"> <caption> List of website locations and languages available in Asia-Pacific </caption> <thead> <tr> <th scope="col">Location</th> <th scope="col">Languages Available</th> </tr> </thead> <tbody> <tr> <td class="heading-6 align-text-top">Australia </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/en-au' class="country-selector__languages" aria-label="Willis Towers Watson Australia website in English, click to navigate to website" data-current_country="Australia" data-current_language="English" data-menu_text="Australia | English" onclick="switchLanguage('/en-au','/en-au', this); return false;"> English</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">China </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='https://www.wtwco.cn/zh-cn' class="country-selector__languages" aria-label="Willis Towers Watson China website in Simplified Chinese, click to navigate to website" data-current_country="China" data-current_language="Simplified Chinese" data-menu_text="China | Simplified Chinese" onclick="switchLanguage('/zh-cn','https://www.wtwco.cn/zh-cn', this); return false;"> Simplified Chinese</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Hong Kong (China, SAR) </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/en-hk' class="country-selector__languages" aria-label="Willis Towers Watson Hong Kong (China, SAR) website in English, click to navigate to website" data-current_country="Hong Kong (China, SAR)" data-current_language="English" data-menu_text="Hong Kong (China, SAR) | English" onclick="switchLanguage('/en-hk','/en-hk', this); return false;"> English</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">India </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/en-in' class="country-selector__languages" aria-label="Willis Towers Watson India website in English, click to navigate to website" data-current_country="India" data-current_language="English" data-menu_text="India | English" onclick="switchLanguage('/en-in','/en-in', this); return false;"> English</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Indonesia </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/en-id' class="country-selector__languages" aria-label="Willis Towers Watson Indonesia website in English, click to navigate to website" data-current_country="Indonesia" data-current_language="English" data-menu_text="Indonesia | English" onclick="switchLanguage('/en-id','/en-id', this); return false;"> English</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Japan </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/ja-jp' class="country-selector__languages" aria-label="Willis Towers Watson Japan website in Japanese, click to navigate to website" data-current_country="Japan" data-current_language="Japanese" data-menu_text="Japan | Japanese" onclick="switchLanguage('/ja-jp','/ja-jp', this); return false;"> Japanese</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Korea </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/ko-kr' class="country-selector__languages" aria-label="Willis Towers Watson Korea website in Korean, click to navigate to website" data-current_country="Korea" data-current_language="Korean" data-menu_text="Korea | Korean" onclick="switchLanguage('/ko-kr','/ko-kr', this); return false;"> Korean</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Malaysia </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/en-my' class="country-selector__languages" aria-label="Willis Towers Watson Malaysia website in English, click to navigate to website" data-current_country="Malaysia" data-current_language="English" data-menu_text="Malaysia | English" onclick="switchLanguage('/en-my','/en-my', this); return false;"> English</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">New Zealand </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/en-nz' class="country-selector__languages" aria-label="Willis Towers Watson New Zealand website in English, click to navigate to website" data-current_country="New Zealand" data-current_language="English" data-menu_text="New Zealand | English" onclick="switchLanguage('/en-nz','/en-nz', this); return false;"> English</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Philippines </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/en-ph' class="country-selector__languages" aria-label="Willis Towers Watson Philippines website in English, click to navigate to website" data-current_country="Philippines" data-current_language="English" data-menu_text="Philippines | English" onclick="switchLanguage('/en-ph','/en-ph', this); return false;"> English</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Singapore </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/en-sg' class="country-selector__languages" aria-label="Willis Towers Watson Singapore website in English, click to navigate to website" data-current_country="Singapore" data-current_language="English" data-menu_text="Singapore | English" onclick="switchLanguage('/en-sg','/en-sg', this); return false;"> English</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Taiwan </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/zh-tw' class="country-selector__languages" aria-label="Willis Towers Watson Taiwan website in Traditional Chinese, click to navigate to website" data-current_country="Taiwan" data-current_language="Traditional Chinese" data-menu_text="Taiwan | Traditional Chinese" onclick="switchLanguage('/zh-tw','/zh-tw', this); return false;"> Traditional Chinese</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Thailand </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/en-th' class="country-selector__languages" aria-label="Willis Towers Watson Thailand website in English, click to navigate to website" data-current_country="Thailand" data-current_language="English" data-menu_text="Thailand | English" onclick="switchLanguage('/en-th','/en-th', this); return false;"> English</a> </li> <li class="d-inline-block"> <a href='/th-th' class="country-selector__languages" aria-label="Willis Towers Watson Thailand website in Thai, click to navigate to website" data-current_country="Thailand" data-current_language="Thai" data-menu_text="Thailand | Thai" onclick="switchLanguage('/th-th','/th-th', this); return false;"> Thai</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Vietnam </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/en-vn' class="country-selector__languages" aria-label="Willis Towers Watson Vietnam website in English, click to navigate to website" data-current_country="Vietnam" data-current_language="English" data-menu_text="Vietnam | English" onclick="switchLanguage('/en-vn','/en-vn', this); return false;"> English</a> </li> </ul> </td> </tr> </tbody> </table> </div> </div> </div> <div class="country-selector__accordion-item"> <button class="collapsed btn heading-4 container country-selector__accordion-btn" type="button" data-toggle="collapse" data-target="#region2" aria-expanded="false" aria-controls="region2" id="region-2" aria-label="Accordion menu, Europe locations, click to expand / collapse the list of websites and languages available" data-etlabel="internal_link_click" data-selabel="Location Selector" data-ewlabel="Choose your location" data-cdlabel="Europe" data-cilabel="/sitecore/content/WTW/insights/2023/07/infographic-employee-wellbeing-is-a-critical-part-of-company-culture" data-ctlabel="Region Open" onclick="if ($(this).hasClass('collapsed')) { $(this).data('ctlabel', 'Region Open') } else { $(this).data('ctlabel', 'Region Close') } linkClick(this);"> <span class="row align-items-center"> <span class="col-12 col-md-9 text-left">Europe</span> </span> <span class="material-symbols-outlined country-selector__icon" aria-hidden="true">arrow_drop_down</span> </button> <div id="region2" class="container collapse" aria-labelledby="region-2" data-parent="#country-accordion"> <div class="row table-responsive"> <table class="col col-12 table"> <caption> List of website locations and languages available in Europe </caption> <thead> <tr> <th scope="col">Location</th> <th scope="col">Languages Available</th> </tr> </thead> <tbody> <tr> <td class="heading-6 align-text-top">Austria </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/de-at' class="country-selector__languages" aria-label="Willis Towers Watson Austria website in German, click to navigate to website" data-current_country="Austria" data-current_language="German" data-menu_text="Austria | German" onclick="switchLanguage('/de-at','/de-at', this); return false;"> German</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Belgium </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/en-be' class="country-selector__languages" aria-label="Willis Towers Watson Belgium website in English, click to navigate to website" data-current_country="Belgium" data-current_language="English" data-menu_text="Belgium | English" onclick="switchLanguage('/en-be','/en-be', this); return false;"> English</a> </li> <li class="d-inline-block"> <a href='/fr-be' class="country-selector__languages" aria-label="Willis Towers Watson Belgium website in French, click to navigate to website" data-current_country="Belgium" data-current_language="French" data-menu_text="Belgium | French" onclick="switchLanguage('/fr-be','/fr-be', this); return false;"> French</a> </li> <li class="d-inline-block"> <a href='/nl-be' class="country-selector__languages" aria-label="Willis Towers Watson Belgium website in Flemish, click to navigate to website" data-current_country="Belgium" data-current_language="Flemish" data-menu_text="Belgium | Flemish" onclick="switchLanguage('/nl-be','/nl-be', this); return false;"> Flemish</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Croatia </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/en-hr' class="country-selector__languages" aria-label="Willis Towers Watson Croatia website in English, click to navigate to website" data-current_country="Croatia" data-current_language="English" data-menu_text="Croatia | English" onclick="switchLanguage('/en-hr','/en-hr', this); return false;"> English</a> </li> <li class="d-inline-block"> <a href='/hr-hr' class="country-selector__languages" aria-label="Willis Towers Watson Croatia website in Croatian, click to navigate to website" data-current_country="Croatia" data-current_language="Croatian" data-menu_text="Croatia | Croatian" onclick="switchLanguage('/hr-hr','/hr-hr', this); return false;"> Croatian</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Czech Republic </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/en-cz' class="country-selector__languages" aria-label="Willis Towers Watson Czech Republic website in English, click to navigate to website" data-current_country="Czech Republic" data-current_language="English" data-menu_text="Czech Republic | English" onclick="switchLanguage('/en-cz','/en-cz', this); return false;"> English</a> </li> <li class="d-inline-block"> <a href='/cs-cz' class="country-selector__languages" aria-label="Willis Towers Watson Czech Republic website in Czech, click to navigate to website" data-current_country="Czech Republic" data-current_language="Czech" data-menu_text="Czech Republic | Czech" onclick="switchLanguage('/cs-cz','/cs-cz', this); return false;"> Czech</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Denmark </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/da-dk' class="country-selector__languages" aria-label="Willis Towers Watson Denmark website in Danish, click to navigate to website" data-current_country="Denmark" data-current_language="Danish" data-menu_text="Denmark | Danish" onclick="switchLanguage('/da-dk','/da-dk', this); return false;"> Danish</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Finland </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/fi-fi' class="country-selector__languages" aria-label="Willis Towers Watson Finland website in Finnish, click to navigate to website" data-current_country="Finland" data-current_language="Finnish" data-menu_text="Finland | Finnish" onclick="switchLanguage('/fi-fi','/fi-fi', this); return false;"> Finnish</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">France </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/fr-fr' class="country-selector__languages" aria-label="Willis Towers Watson France website in French, click to navigate to website" data-current_country="France" data-current_language="French" data-menu_text="France | French" onclick="switchLanguage('/fr-fr','/fr-fr', this); return false;"> French</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Germany </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/de-de' class="country-selector__languages" aria-label="Willis Towers Watson Germany website in German, click to navigate to website" data-current_country="Germany" data-current_language="German" data-menu_text="Germany | German" onclick="switchLanguage('/de-de','/de-de', this); return false;"> German</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Greece </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/el-gr' class="country-selector__languages" aria-label="Willis Towers Watson Greece website in Greek, click to navigate to website" data-current_country="Greece" data-current_language="Greek" data-menu_text="Greece | Greek" onclick="switchLanguage('/el-gr','/el-gr', this); return false;"> Greek</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Hungary </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/hu-hu' class="country-selector__languages" aria-label="Willis Towers Watson Hungary website in Hungarian, click to navigate to website" data-current_country="Hungary" data-current_language="Hungarian" data-menu_text="Hungary | Hungarian" onclick="switchLanguage('/hu-hu','/hu-hu', this); return false;"> Hungarian</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Ireland </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/en-ie' class="country-selector__languages" aria-label="Willis Towers Watson Ireland website in English, click to navigate to website" data-current_country="Ireland" data-current_language="English" data-menu_text="Ireland | English" onclick="switchLanguage('/en-ie','/en-ie', this); return false;"> English</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Italy </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/it-it' class="country-selector__languages" aria-label="Willis Towers Watson Italy website in Italian, click to navigate to website" data-current_country="Italy" data-current_language="Italian" data-menu_text="Italy | Italian" onclick="switchLanguage('/it-it','/it-it', this); return false;"> Italian</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Kazakhstan </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/kk-kz' class="country-selector__languages" aria-label="Willis Towers Watson Kazakhstan website in Kazakh, click to navigate to website" data-current_country="Kazakhstan" data-current_language="Kazakh" data-menu_text="Kazakhstan | Kazakh" onclick="switchLanguage('/kk-kz','/kk-kz', this); return false;"> Kazakh</a> </li> <li class="d-inline-block"> <a href='/ru-kz' class="country-selector__languages" aria-label="Willis Towers Watson Kazakhstan website in Russian, click to navigate to website" data-current_country="Kazakhstan" data-current_language="Russian" data-menu_text="Kazakhstan | Russian" onclick="switchLanguage('/ru-kz','/ru-kz', this); return false;"> Russian</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Luxembourg </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/fr-lu' class="country-selector__languages" aria-label="Willis Towers Watson Luxembourg website in French, click to navigate to website" data-current_country="Luxembourg" data-current_language="French" data-menu_text="Luxembourg | French" onclick="switchLanguage('/fr-lu','/fr-lu', this); return false;"> French</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Netherlands </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/nl-nl' class="country-selector__languages" aria-label="Willis Towers Watson Netherlands website in Dutch, click to navigate to website" data-current_country="Netherlands" data-current_language="Dutch" data-menu_text="Netherlands | Dutch" onclick="switchLanguage('/nl-nl','/nl-nl', this); return false;"> Dutch</a> </li> <li class="d-inline-block"> <a href='/en-nl' class="country-selector__languages" aria-label="Willis Towers Watson Netherlands website in English, click to navigate to website" data-current_country="Netherlands" data-current_language="English" data-menu_text="Netherlands | English" onclick="switchLanguage('/en-nl','/en-nl', this); return false;"> English</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Norway </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/nn-no' class="country-selector__languages" aria-label="Willis Towers Watson Norway website in Norwegian, click to navigate to website" data-current_country="Norway" data-current_language="Norwegian" data-menu_text="Norway | Norwegian" onclick="switchLanguage('/nn-no','/nn-no', this); return false;"> Norwegian</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Poland </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/pl-pl' class="country-selector__languages" aria-label="Willis Towers Watson Poland website in Polish, click to navigate to website" data-current_country="Poland" data-current_language="Polish" data-menu_text="Poland | Polish" onclick="switchLanguage('/pl-pl','/pl-pl', this); return false;"> Polish</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Portugal </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/pt-pt' class="country-selector__languages" aria-label="Willis Towers Watson Portugal website in Portuguese, click to navigate to website" data-current_country="Portugal" data-current_language="Portuguese" data-menu_text="Portugal | Portuguese" onclick="switchLanguage('/pt-pt','/pt-pt', this); return false;"> Portuguese</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Romania </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/ro-ro' class="country-selector__languages" aria-label="Willis Towers Watson Romania website in Romanian, click to navigate to website" data-current_country="Romania" data-current_language="Romanian" data-menu_text="Romania | Romanian" onclick="switchLanguage('/ro-ro','/ro-ro', this); return false;"> Romanian</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Serbia </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/sr-rs' class="country-selector__languages" aria-label="Willis Towers Watson Serbia website in Serbian, click to navigate to website" data-current_country="Serbia" data-current_language="Serbian" data-menu_text="Serbia | Serbian" onclick="switchLanguage('/sr-rs','/sr-rs', this); return false;"> Serbian</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Slovakia </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/sk-sk' class="country-selector__languages" aria-label="Willis Towers Watson Slovakia website in Slovak, click to navigate to website" data-current_country="Slovakia" data-current_language="Slovak" data-menu_text="Slovakia | Slovak" onclick="switchLanguage('/sk-sk','/sk-sk', this); return false;"> Slovak</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Spain </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/es-es' class="country-selector__languages" aria-label="Willis Towers Watson Spain website in Spanish, click to navigate to website" data-current_country="Spain" data-current_language="Spanish" data-menu_text="Spain | Spanish" onclick="switchLanguage('/es-es','/es-es', this); return false;"> Spanish</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Sweden </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/en-se' class="country-selector__languages" aria-label="Willis Towers Watson Sweden website in English, click to navigate to website" data-current_country="Sweden" data-current_language="English" data-menu_text="Sweden | English" onclick="switchLanguage('/en-se','/en-se', this); return false;"> English</a> </li> <li class="d-inline-block"> <a href='/sv-se' class="country-selector__languages" aria-label="Willis Towers Watson Sweden website in Swedish, click to navigate to website" data-current_country="Sweden" data-current_language="Swedish" data-menu_text="Sweden | Swedish" onclick="switchLanguage('/sv-se','/sv-se', this); return false;"> Swedish</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Switzerland </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/en-ch' class="country-selector__languages" aria-label="Willis Towers Watson Switzerland website in English, click to navigate to website" data-current_country="Switzerland" data-current_language="English" data-menu_text="Switzerland | English" onclick="switchLanguage('/en-ch','/en-ch', this); return false;"> English</a> </li> <li class="d-inline-block"> <a href='/fr-ch' class="country-selector__languages" aria-label="Willis Towers Watson Switzerland website in French, click to navigate to website" data-current_country="Switzerland" data-current_language="French" data-menu_text="Switzerland | French" onclick="switchLanguage('/fr-ch','/fr-ch', this); return false;"> French</a> </li> <li class="d-inline-block"> <a href='/de-ch' class="country-selector__languages" aria-label="Willis Towers Watson Switzerland website in German, click to navigate to website" data-current_country="Switzerland" data-current_language="German" data-menu_text="Switzerland | German" onclick="switchLanguage('/de-ch','/de-ch', this); return false;"> German</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Turkey </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/tr-tr' class="country-selector__languages" aria-label="Willis Towers Watson Turkey website in Turkish, click to navigate to website" data-current_country="Turkey" data-current_language="Turkish" data-menu_text="Turkey | Turkish" onclick="switchLanguage('/tr-tr','/tr-tr', this); return false;"> Turkish</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Ukraine </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/uk-ua' class="country-selector__languages" aria-label="Willis Towers Watson Ukraine website in Ukrainian, click to navigate to website" data-current_country="Ukraine" data-current_language="Ukrainian" data-menu_text="Ukraine | Ukrainian" onclick="switchLanguage('/uk-ua','/uk-ua', this); return false;"> Ukrainian</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">United Kingdom </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/en-gb' class="country-selector__languages" aria-label="Willis Towers Watson United Kingdom website in English, click to navigate to website" data-current_country="United Kingdom" data-current_language="English" data-menu_text="United Kingdom | English" onclick="switchLanguage('/en-gb','/en-gb', this); return false;"> English</a> </li> </ul> </td> </tr> </tbody> </table> </div> </div> </div> <div class="country-selector__accordion-item"> <button class="collapsed btn heading-4 container country-selector__accordion-btn" type="button" data-toggle="collapse" data-target="#region3" aria-expanded="false" aria-controls="region3" id="region-3" aria-label="Accordion menu, Middle East and Africa locations, click to expand / collapse the list of websites and languages available" data-etlabel="internal_link_click" data-selabel="Location Selector" data-ewlabel="Choose your location" data-cdlabel="Middle East and Africa" data-cilabel="/sitecore/content/WTW/insights/2023/07/infographic-employee-wellbeing-is-a-critical-part-of-company-culture" data-ctlabel="Region Open" onclick="if ($(this).hasClass('collapsed')) { $(this).data('ctlabel', 'Region Open') } else { $(this).data('ctlabel', 'Region Close') } linkClick(this);"> <span class="row align-items-center"> <span class="col-12 col-md-9 text-left">Middle East and Africa</span> </span> <span class="material-symbols-outlined country-selector__icon" aria-hidden="true">arrow_drop_down</span> </button> <div id="region3" class="container collapse" aria-labelledby="region-3" data-parent="#country-accordion"> <div class="row table-responsive"> <table class="col col-12 table"> <caption> List of website locations and languages available in Middle East and Africa </caption> <thead> <tr> <th scope="col">Location</th> <th scope="col">Languages Available</th> </tr> </thead> <tbody> <tr> <td class="heading-6 align-text-top">Cameroon </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/en-cm' class="country-selector__languages" aria-label="Willis Towers Watson Cameroon website in English, click to navigate to website" data-current_country="Cameroon" data-current_language="English" data-menu_text="Cameroon | English" onclick="switchLanguage('/en-cm','/en-cm', this); return false;"> English</a> </li> <li class="d-inline-block"> <a href='/fr-cm' class="country-selector__languages" aria-label="Willis Towers Watson Cameroon website in French, click to navigate to website" data-current_country="Cameroon" data-current_language="French" data-menu_text="Cameroon | French" onclick="switchLanguage('/fr-cm','/fr-cm', this); return false;"> French</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Congo </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/fr-cd' class="country-selector__languages" aria-label="Willis Towers Watson Congo website in French, click to navigate to website" data-current_country="Congo" data-current_language="French" data-menu_text="Congo | French" onclick="switchLanguage('/fr-cd','/fr-cd', this); return false;"> French</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Egypt </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/en-eg' class="country-selector__languages" aria-label="Willis Towers Watson Egypt website in English, click to navigate to website" data-current_country="Egypt" data-current_language="English" data-menu_text="Egypt | English" onclick="switchLanguage('/en-eg','/en-eg', this); return false;"> English</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Ghana </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/en-gh' class="country-selector__languages" aria-label="Willis Towers Watson Ghana website in English, click to navigate to website" data-current_country="Ghana" data-current_language="English" data-menu_text="Ghana |English" onclick="switchLanguage('/en-gh','/en-gh', this); return false;">English</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Ivory Coast </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/fr-ci' class="country-selector__languages" aria-label="Willis Towers Watson Ivory Coast website in French, click to navigate to website" data-current_country="Ivory Coast" data-current_language="French" data-menu_text="Ivory Coast | French" onclick="switchLanguage('/fr-ci','/fr-ci', this); return false;"> French</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Israel </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/en-il' class="country-selector__languages" aria-label="Willis Towers Watson Israel website in English, click to navigate to website" data-current_country="Israel" data-current_language="English" data-menu_text="Israel | English" onclick="switchLanguage('/en-il','/en-il', this); return false;"> English</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Jordan </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/en-jo' class="country-selector__languages" aria-label="Willis Towers Watson Jordan website in English, click to navigate to website" data-current_country="Jordan" data-current_language="English" data-menu_text="Jordan | English" onclick="switchLanguage('/en-jo','/en-jo', this); return false;"> English</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Kenya </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/en-ke' class="country-selector__languages" aria-label="Willis Towers Watson Kenya website in English, click to navigate to website" data-current_country="Kenya" data-current_language="English" data-menu_text="Kenya | English" onclick="switchLanguage('/en-ke','/en-ke', this); return false;"> English</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Kuwait </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/en-kw' class="country-selector__languages" aria-label="Willis Towers Watson Kuwait website in English, click to navigate to website" data-current_country="Kuwait" data-current_language="English" data-menu_text="Kuwait | English" onclick="switchLanguage('/en-kw','/en-kw', this); return false;"> English</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Mauritius </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/en-mu' class="country-selector__languages" aria-label="Willis Towers Watson Mauritius website in English, click to navigate to website" data-current_country="Mauritius" data-current_language="English" data-menu_text="Mauritius | English" onclick="switchLanguage('/en-mu','/en-mu', this); return false;"> English</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Nigeria </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/en-ng' class="country-selector__languages" aria-label="Willis Towers Watson Nigeria website in English, click to navigate to website" data-current_country="Nigeria" data-current_language="English" data-menu_text="Nigeria | English" onclick="switchLanguage('/en-ng','/en-ng', this); return false;"> English</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Saudi Arabia </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/en-sa' class="country-selector__languages" aria-label="Willis Towers Watson Saudi Arabia website in English, click to navigate to website" data-current_country="Saudi Arabia" data-current_language="English" data-menu_text="Saudi Arabia | English" onclick="switchLanguage('/en-sa','/en-sa', this); return false;"> English</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Senegal </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/fr-sn' class="country-selector__languages" aria-label="Willis Towers Watson Senegal website in French, click to navigate to website" data-current_country="Senegal" data-current_language="French" data-menu_text="Senegal | French" onclick="switchLanguage('/fr-sn','/fr-sn', this); return false;"> French</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">South Africa </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/en-za' class="country-selector__languages" aria-label="Willis Towers Watson South Africa website in English, click to navigate to website" data-current_country="South Africa" data-current_language="English" data-menu_text="South Africa | English" onclick="switchLanguage('/en-za','/en-za', this); return false;"> English</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">UAE </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/en-ae' class="country-selector__languages" aria-label="Willis Towers Watson UAE website in English, click to navigate to website" data-current_country="UAE" data-current_language="English" data-menu_text="UAE | English" onclick="switchLanguage('/en-ae','/en-ae', this); return false;"> English</a> </li> </ul> </td> </tr> <tr> <td class="heading-6 align-text-top">Uganda </td> <td> <ul class="text-left p-0 m-0"> <li class="d-inline-block"> <a href='/en-ug' class="country-selector__languages" aria-label="Willis Towers Watson Uganda website in English, click to navigate to website" data-current_country="Uganda" data-current_language="English" data-menu_text="Uganda | English" onclick="switchLanguage('/en-ug','/en-ug', this); return false;"> English</a> </li> </ul> </td> </tr> </tbody> </table> </div> </div> </div> </div> <script> function switchLanguage(link, href, ele) { if (link === href) { createLanguageCookie(link, ele); } window.location.href = href; } function createLanguageCookie(link, ele) { window.dataLayer = window.dataLayer || []; window.dataLayer.push({ 'event': 'change_country_site', 'previous_country': 'Malaysia', 'previous_language': 'English', 'current_country': $(ele).data('current_country'), 'current_language': $(ele).data('current_language'), 'eyebrow_field': 'Choose your location', 'card_text': $(ele).data('menu_text'), 'sitecore_component': 'Location Selector', 'component_category': 'Choose your location', 'card_item': '/sitecore/content/WTW' }); var strLang = link.substring(1, link.length); setCookie("userPreferredLang", strLang, 365); } function setCookie(cname, cvalue, exdays) { var d = new Date(); d.setTime(d.getTime() + (exdays * 24 * 60 * 60 * 1000)); var expires = "expires=" + d.toGMTString(); document.cookie = cname + "=" + cvalue + ";" + expires + ";path=/"; } </script> </div> </div> </div> </div> <button class="tab-trap-button sr-only"></button> </div> </nav> <div class="col d-flex justify-content-center align-items-center site-nav-border-l site-nav-border-r"> <a href="https://www.wtwco.com/en-my" class="site-nav__logo p-2" onclick="linkClick(this);" data-etlabel="header_navigation" data-selabel="Logo" data-ewlabel="Logo (header)" data-cdlabel="WTW" data-cilabel="/sitecore/content/WTW" aria-label="Willis Towers Watson; Click to navigate to the homepage"> <div class="d-block d-lg-none"> <img src="https://media.wtwco.com/-/media/WTW/Logo/Logo_Mobile.svg?iar=0&modified=20240701125225&imgeng=meta_true&hash=C16FDBB4DD613110BB98E6E6A6B405A3" alt="Willis Towers Watson Logo" /> </div> <div class="d-none d-lg-block"> <img src="https://media.wtwco.com/-/media/WTW/Logo/Logo_Desktop.svg?iar=0&modified=20240701125225&imgeng=meta_true&hash=56F49BEC51919C8E565A890FBF0C1B85" alt="Willis Towers Watson Logo" /> </div> </a> </div> <button class="btn btn-lg site-nav__btn site-nav__btn--search-menu" data-menu="search-menu-is-visible" aria-expanded="false" aria-controls="search-menu" onclick="if (!$('body').hasClass('search-menu-is-visible')) { $(this).data('ctlabel', 'Opened Search') } else { $(this).data('ctlabel', 'Closed Search') } linkClick(this);" data-etlabel="internal_link_click" data-selabel="Search Button" data-ewlabel="What can we help you find?" data-cdlabel="Search" data-cilabel="/sitecore/content/WTW/Search" data-ctlabel="Opened Search" aria-label="Open search, click to open/close search interface"> <span class="site-nav__btn__label d-none d-md-block"> Search </span> <span class="site-nav__btn__icon"> <span class="material-symbols-outlined" aria-hidden="true">search</span> <span class="material-symbols-outlined" aria-hidden="true">close</span> </span> </button> <section class="search-menu" id="search-menu"> <div class="container"> <div class="row"> <div class="col-12"> <div class="search-bar"> <h5>What can we help you find?</h5> <script type="text/javascript"> // TODO: add above // Important * Workaround to initialize prebinding attributes on all the elements used in the Searchbox container. document.addEventListener("CoveoSearchEndpointInitialized", function () { var searchbox = document.getElementById("_185F67BF-1D73-4AEE-9564-FDE5B0EB24D9"); searchbox.dataset.enableSearchAsYouType = "false"; //WTW-1967 searchbox.dataset.enableFieldAddon = "true"; searchbox.dataset.enableQuerySuggestAddon = "true"; searchbox.dataset.enableQueryExtensionAddon = "true"; searchbox.dataset.enablePartialMatch = "true"; var searchBoxContainer = document.getElementById("_185F67BF-1D73-4AEE-9564-FDE5B0EB24D9_container"); CoveoForSitecore.Prebinding.applyPrebindingOnElement(searchBoxContainer); CoveoForSitecore.Prebinding.applyPrebindingOnChildren( searchBoxContainer ); }); window.addEventListener("load", function () { var input = document.getElementsByClassName("magic-box-input")[0].children[1]; input.setAttribute("aria-label", "Search box"); input.style.width = "100%"; input.addEventListener('keydown', function (event) { if (event.keyCode === 13) { window.dataLayer = window.dataLayer || []; window.dataLayer.push({ 'event': 'searchOnInputEnter' }); } }); var underlay = document.getElementsByClassName("magic-box-underlay")[0]; underlay.style.visibility = "hidden"; var formWrapper = document.createElement('form'); formWrapper.setAttribute("role", "search"); input.parentNode.insertBefore(formWrapper, input); formWrapper.appendChild(input); var searchbtn = document.querySelector("a.CoveoSearchButton"); searchbtn.setAttribute("role", "button"); searchbtn.setAttribute("tabindex", "0"); searchbtn.setAttribute("href", "#"); //Create a copy of the search button and place it inside <form> tag formWrapper.appendChild(searchbtn); //Delete the original search button $(searchbtn[0]).remove(); if (searchbtn) { while (searchbtn.firstChild) { searchbtn.removeChild(searchbtn.firstChild); } // searchbtn.setAttribute("href", "#"); } }); </script> <script> document.addEventListener("CoveoSearchEndpointInitialized", function() { var searchboxElement = document.getElementById("_185F67BF-1D73-4AEE-9564-FDE5B0EB24D9"); searchboxElement.addEventListener("CoveoComponentInitialized", function() { CoveoForSitecore.initSearchboxIfStandalone(searchboxElement, "https://www.wtwco.com/en-my/search"); }); }) </script> <div id="_185F67BF-1D73-4AEE-9564-FDE5B0EB24D9_container" data-prebind-maximum-age='currentMaximumAge' > <div id="_185F67BF-1D73-4AEE-9564-FDE5B0EB24D9" class="CoveoSearchbox" data-enable-omnibox='true' data-prebind-maximum-age='currentMaximumAge' data-clear-filters-on-new-query='false' data-trigger-query-on-clear='false'> <script type="text/javascript"> document.addEventListener("CoveoSearchEndpointInitialized", function() { var componentId = "_185F67BF-1D73-4AEE-9564-FDE5B0EB24D9"; var componentElement = document.getElementById(componentId); function showError(error) { console.error(error); } function areCoveoResourcesIncluded() { return typeof (Coveo) !== "undefined"; } if (areCoveoResourcesIncluded()) { var event = document.createEvent("CustomEvent"); event.initEvent("CoveoComponentInitialized", false, true); setTimeout(function() { componentElement.dispatchEvent(event); }, 0); } else { componentElement.classList.add("invalid"); showError("The Coveo Resources component must be included in this page."); } }); </script> <div class="CoveoForSitecoreBindWithUserContext"></div> <div class="CoveoForSitecoreExpressions"></div> <div class="CoveoForSitecoreConfigureSearchHub" data-sc-search-hub="Search"></div> </div> <span id="FieldSuggestionComponentOnNavigation" class="CoveoFieldSuggestions" data-field="@Page Title" data-prebind-field="fieldTranslator" data-query-override="(@fz95xlanguage13762=="en-MY")(@fz95xfullpath13762*="/sitecore/content/wtw*")"></span> </div> </div> </div> </div> </div> </section> </div> </div> <script type="text/javascript"> function mainNavClick(ele, navlevel) { var navCat, navSubCat, navSubCat2; if (navlevel == 3) { navSubCat2 = $(ele).data('elabel'); navSubCat = $(ele).parents('li.show').children(".dropdown-toggle").data("elabel"); navCat = $(ele).parents('li.show').parents('li.show').children(".dropdown-toggle").data("elabel"); } else if (navlevel == 2) { navSubCat = $(ele).data('elabel'); navCat = $(ele).parents('li.show').children(".dropdown-toggle").data("elabel"); } else if (navlevel == 1) { navCat = $(ele).data('elabel'); } window.dataLayer = window.dataLayer || []; window.dataLayer.push({ 'event': 'main_menu_navigation', 'click_text': $(ele).data('elabel'), 'click_url': $(ele).attr('href') == undefined || $(ele).attr('href') == "#" ? document.location.href : $(ele).prop('href'), 'navigation_category': navCat, 'navigation_subcategory': navSubCat, 'navigation_subcategory_2': navSubCat2 }); } </script> <div class="sr-only" id="main-content" tabindex="-1">main content, press tab to continue</div> <header> <div class="hero-large hero-large__hero-image hero-large__bold"> <div class="container"> <div class="row"> <div class="col-12 col-lg-6"> <div class="hero-large__eyebrow heading-4 text-faded">Topic</div> <h1 class="hero-large__title"> <span>Climate Change</span> </h1> <p class="hero-large__description font-p-large text-faded">The orderly transition to a low carbon, climate resilient economy has far-reaching risk and management implications for all organisations.</p> <a href="https://www.wtwco.com/en-my/contact-us" class="btn btn-lg btn-primary arrow-link text-white" onclick="linkClick(this);" data-etlabel="cta_click" data-selabel="Contact Us Button" data-ewlabel="Contact Us Button" data-cdlabel="Contact Us" data-cilabel="/sitecore/content/WTW/contact-us" data-ctlabel="Contact Us Button"> Contact Us <span class="material-symbols-outlined" aria-hidden="true">arrow_forward</span> </a> </div> <div class="col-12 col-lg-6 position-static" data-match-height=""> <div class="hero-large__image-container"> <div class="hero-large__image-reveal-wrapper" data-match-height="heroImage"> <picture> <source media="(max-width: 992px)" srcset="https://media.wtwco.com/-/media/Feature/Resources/Images/icons/hide.png?modified=20200414150518&imgeng=meta_true"> <img src="https://media.wtwco.com/-/media/WTW/Brand-1610/Aerial/GettyImages-902820126-1610.jpg?modified=20190923092622&imgeng=meta_true&h=1800&w=2880&la=en-MY&hash=C429E4661212FC2521216AB033A86309" class="img-fluid" role="presentation" alt="" /> </picture> <img src="https://media.wtwco.com/-/media/WTW/Motifs/WTWCO_Motifs_Large_InSt_BR_2.svg?modified=20220907143328&imgeng=meta_true&la=en-MY&hash=35A9F84C40A7DA003899F5440123FC0B" class="wtw-motif" role="presentation" alt="" /> </div> </div> </div> </div> </div> </div> </header> <main> <div class="jump-nav-bg"></div> <nav id="jump-nav" class="jump-nav"> <div class="jump-nav__toggle d-lg-none"> <button class="navbar-toggler w-100 collapsed" type="button" data-toggle="collapse" data-target="#jump-nav-collapse" aria-controls="jump-nav-collapse" aria-expanded="false" aria-label="Toggle navigation"> <div class="container"> <div class="row"> <div class="col"> <div class="jump-nav__label-list"> <span class="navbar-toggler-label font-weight-bold d-inline" data-target="#generic-related-insights"> Related insights </span> <span class="navbar-toggler-label font-weight-bold d-none" data-target="#climate-risk-and-resilience"> Latest videos </span> <span class="navbar-toggler-label font-weight-bold d-none" data-target="#related-capabilities"> Related capabilities </span> </div> <span class="material-symbols-outlined jump-nav-icon float-right">arrow_drop_down</span> </div> </div> </div> </button> </div> <div class="jump-nav__content"> <div id="jump-nav-scroll-target" class="navbar navbar-expand-lg"> <div id="jump-nav-collapse" class="collapse navbar-collapse"> <div class="container"> <div class="row"> <div class="col"> <div class="navbar-nav d-table"> <h2 class="sr-only">Jump navigation</h2><p class="sr-only">The following links will skip the user to important content areas of the page</p> <a class="nav-item nav-link font-weight-bold nav-item--title d-lg-none" href="#"> Topic </a> <a class="nav-item nav-link font-weight-bold d-lg-table-cell active" href="#generic-related-insights" onclick="linkClick(this);" data-etlabel="internal_link_click" data-selabel="Jump Navigation" data-ewlabel="Jump Navigation" data-cdlabel="Related insights" data-cilabel="/sitecore/content/WTW/insights/trending-topics/climate-change" data-ctlabel="Related insights"> Related insights </a> <a class="nav-item nav-link font-weight-bold d-lg-table-cell " href="#climate-risk-and-resilience" onclick="linkClick(this);" data-etlabel="internal_link_click" data-selabel="Jump Navigation" data-ewlabel="Jump Navigation" data-cdlabel="Latest videos" data-cilabel="/sitecore/content/WTW/insights/trending-topics/climate-change" data-ctlabel="Latest videos"> Latest videos </a> <a class="nav-item nav-link font-weight-bold d-lg-table-cell " href="#related-capabilities" onclick="linkClick(this);" data-etlabel="internal_link_click" data-selabel="Jump Navigation" data-ewlabel="Jump Navigation" data-cdlabel="Related capabilities" data-cilabel="/sitecore/content/WTW/insights/trending-topics/climate-change" data-ctlabel="Related capabilities"> Related capabilities </a> </div> </div> </div> </div> </div> </div> </div> </nav> <section class="container mt-3 pt-3 mt-lg-4 pt-lg-4"> <div class="row"> <article class="col-12 col-lg-7"> <style> @media (max-width:767.98px) { .static-page-hero.mb-5 { margin-bottom:60px!important; } } @media (min-width: 768px) { .static-page-hero.mb-5 { margin-bottom:0!important; } } </style> <p>Find the latest insights, thought leadership, and resources on climate change from WTW's climate risk and resilience experts.</p> <p>We cover a wide range of topics relating to climate risk for corporates, financial services companies, governments, and other public sector agencies. Our resources provide valuable insights on a range of issues from managing the transition to net zero and quantifying physical risk, to understanding legal liability and how climate relates to your organisation’s people strategy.</p> <p>To learn more about how we can help you manage today’s climate risks and develop a strategic response for the long-term, please visit our <a href="/en-my/page-not-found">Climate and Resilience</a> solutions page. </p> </article> <aside class="col-12 offset-lg-1 col-lg-4"> </aside> </div> </section> <section class="featured-content featured-content--article"> <div class="container"> <div class="featured-content-item"> <a href="/en-gb/insights/campaigns/a-smarter-way-to-manage-climate-risk" data-cdlabel="A smarter way to manage climate risk" onclick="linkClick(this);" data-selabel="Featured Content Full-Width" class="d-block" data-cilabel="/en-gb/insights/campaigns/a-smarter-way-to-manage-climate-risk" data-ewlabel="CAMPAIGN" data-etlabel="cta_click" ><div class="row"> <div class="col-12 col-lg-5 col-xl-5 order-2 order-lg-1"> <div class="featured-content-item__eyebrow"> CAMPAIGN </div> <div class="featured-content-item__title heading-3"> A smarter way to manage climate risk </div> <span class="arrow-link"> Learn more<span class="material-symbols-outlined" aria-hidden="true">arrow_right_alt</span> </span> </div> <div class="col-12 col-lg-7 col-xl-7 order-1 order-lg-2"> <div class="featured-content-item__image-container"> <div class="featured-content-item__animation-container"> <img src="https://media.wtwco.com/-/media/WTW/Brand-1610-Refresh/GettyImages-1369376413-rt-1610.jpg?modified=20230904144314&imgeng=meta_true&la=en-MY&h=506&w=810&mw=810&hash=6CA1D3B764A757DF4A1C2332BD10E66E" loading="lazy" class="featured-content-item__image" alt="" /> </div> </div> </div> </div></a> </div> </div> </section> <div id="generic-related-insights"></div> <section id="insights" class="related-content " aria-label="carousel"> <div class="container"> <div class="row"> <div class="col-12 col-md-9"> <h2 class="heading-3"> Related insights </h2> </div> <div class="col-12 col-md-3 text-md-right"> <a href="/en-my/insights/all-insights" class="btn btn-link arrow-link px-0" onclick="linkClick(this);" data-etlabel="cta_click" data-ewlabel="Related insights" data-cdlabel="See all insights" data-selabel="Insights Carousel - See all insights" data-cilabel="/sitecore/content/WTW/insights/all-insights" aria-label="See all Insights; click to see all insights from Willis Towers Watson"> See all insights <span class="material-symbols-outlined" aria-hidden="true">arrow_right_alt</span> </a> </div> </div> <div class="row"> <div class="col"> <div class="related-content__carousel clearfix"> <a class="card related-content-card float-left " href="https://www.wtwco.com/en-my/insights/2024/11/narrative-analysis-of-wildfire-disasters-a-case-study-of-hawaiis-2018-and-2023-fires" aria-label="Narrative analysis of wildfire disasters: A case study of Hawai‘i’s 2018 and 2023 fires" onclick="carouselClick(this);" data-etlabel="carousel_click" data-cklabel="Narrative analysis of wildfire disasters: A case study of Hawai‘i’s 2018 and 2023 fires" data-ctlabel="Article" data-ewlabel="Article" data-cdlabel="Narrative analysis of wildfire disasters: A case study of Hawai‘i’s 2018 and 2023 fires" data-selabel="Insights Carousel" data-cilabel="/sitecore/content/WTW/insights/2024/11/narrative-analysis-of-wildfire-disasters-a-case-study-of-hawaiis-2018-and-2023-fires"> <div class="related-content-card__img-container"> <img src="https://media.wtwco.com/-/media/WTW/brand-1610-refresh-2024/10/GettyImages-86531832-1610.jpg?modified=20241029100457&imgeng=meta_true&la=en-MY&h=405&w=648&mw=648&hash=3378B0B762DEB8D9A342C22EAA2EBD0B" loading="lazy" class="card-img-top" role="presentation" alt="" /> </div> <div class="card-body"> <div class="related-content-card__eyebrow"> Article </div> <div class="card-title heading-5"> Narrative analysis of wildfire disasters: A case study of Hawai‘i’s 2018 and 2023 fires </div> </div> </a> <a class="card related-content-card float-left " href="https://www.wtwco.com/en-my/insights/2024/11/why-increasing-variability-in-north-atlantic-hurricanes-matters-for-insurance-climate" aria-label="Why increasing variability in North Atlantic hurricanes matters for insurance climate change scenarios" onclick="carouselClick(this);" data-etlabel="carousel_click" data-cklabel="Why increasing variability in North Atlantic hurricanes matters for insurance climate change scenarios" data-ctlabel="Article" data-ewlabel="Article" data-cdlabel="Why increasing variability in North Atlantic hurricanes matters for insurance climate change scenarios" data-selabel="Insights Carousel" data-cilabel="/sitecore/content/WTW/insights/2024/11/why-increasing-variability-in-north-atlantic-hurricanes-matters-for-insurance-climate"> <div class="related-content-card__img-container"> <img src="https://media.wtwco.com/-/media/WTW/brand-1610-refresh-2024/11/GettyImages-2174910930-1610.jpg?modified=20241104090004&imgeng=meta_true&la=en-MY&h=405&w=648&mw=648&hash=E20D5DE2AC144EF2BE9D5846B5F3683B" loading="lazy" class="card-img-top" role="presentation" alt="" /> </div> <div class="card-body"> <div class="related-content-card__eyebrow"> Article </div> <div class="card-title heading-5"> Why increasing variability in North Atlantic hurricanes matters for insurance climate change scenarios </div> </div> </a> <a class="card related-content-card float-left " href="https://www.wtwco.com/en-my/news/2024/11/renewal-of-innovative-climate-and-disaster-risk-insurance-by-pcric-and-wtw-to-help-close" aria-label="Renewal of innovative climate and disaster risk insurance by PCRIC and WTW to help close the protection gap in the Pacific" onclick="carouselClick(this);" data-etlabel="carousel_click" data-cklabel="Renewal of innovative climate and disaster risk insurance by PCRIC and WTW to help close the protection gap in the Pacific" data-ctlabel="Press Release" data-ewlabel="Press Release" data-cdlabel="Renewal of innovative climate and disaster risk insurance by PCRIC and WTW to help close the protection gap in the Pacific" data-selabel="Insights Carousel" data-cilabel="/sitecore/content/WTW/news/2024/11/renewal-of-innovative-climate-and-disaster-risk-insurance-by-pcric-and-wtw-to-help-close"> <div class="card-body"> <div class="related-content-card__eyebrow"> Press Release </div> <div class="card-title heading-5"> Renewal of innovative climate and disaster risk insurance by PCRIC and WTW to help close the protection gap in the Pacific </div> <p class="card-text font-p-large text-faded"> The pioneering insurance policy renewal gives governments in the Pacific region access to improved disaster risk insurance cover. </p> </div> </a> <a class="card related-content-card float-left " href="https://www.wtwco.com/en-my/insights/2024/11/fortifying-the-future-ensuring-dam-safety-with-a-solid-foundation" aria-label="Fortifying the future: Ensuring dam safety with a solid foundation" onclick="carouselClick(this);" data-etlabel="carousel_click" data-cklabel="Fortifying the future: Ensuring dam safety with a solid foundation" data-ctlabel="Article" data-ewlabel="Article" data-cdlabel="Fortifying the future: Ensuring dam safety with a solid foundation" data-selabel="Insights Carousel" data-cilabel="/sitecore/content/WTW/insights/2024/11/fortifying-the-future-ensuring-dam-safety-with-a-solid-foundation"> <div class="related-content-card__img-container"> <img src="https://media.wtwco.com/-/media/WTW/Brand-1610-Refresh/GettyImages-1159934059-1610.jpg?modified=20230106154154&imgeng=meta_true&la=en-MY&h=405&w=648&mw=648&hash=E71C3FB203D1BDD5CB0D6356E182B925" loading="lazy" class="card-img-top" role="presentation" alt="" /> </div> <div class="card-body"> <div class="related-content-card__eyebrow"> Article </div> <div class="card-title heading-5"> Fortifying the future: Ensuring dam safety with a solid foundation </div> </div> </a> <a class="card related-content-card float-left " href="https://www.wtwco.com/en-my/insights/2024/11/seeing-extreme-winds-video-innovation-for-precise-extreme-wind-assessment" aria-label="Seeing extreme winds : Video innovation for precise extreme wind assessment" onclick="carouselClick(this);" data-etlabel="carousel_click" data-cklabel="Seeing extreme winds : Video innovation for precise extreme wind assessment" data-ctlabel="Article" data-ewlabel="Article" data-cdlabel="Seeing extreme winds : Video innovation for precise extreme wind assessment" data-selabel="Insights Carousel" data-cilabel="/sitecore/content/WTW/insights/2024/11/seeing-extreme-winds-video-innovation-for-precise-extreme-wind-assessment"> <div class="related-content-card__img-container"> <img src="https://media.wtwco.com/-/media/WTW/Brand-1610-Refresh/Sitecore/GettyImages-1287265317-1610.jpg?modified=20231114093500&imgeng=meta_true&la=en-MY&h=405&w=648&mw=648&hash=7AD476534F803244097F0074BA11EC25" loading="lazy" class="card-img-top" role="presentation" alt="" /> </div> <div class="card-body"> <div class="related-content-card__eyebrow"> Article </div> <div class="card-title heading-5"> Seeing extreme winds : Video innovation for precise extreme wind assessment </div> </div> </a> <a class="card related-content-card float-left " href="https://www.wtwco.com/en-my/insights/2024/10/risk-and-resilience-review-green-algorithms-ai-and-sustainability" aria-label="Risk & Resilience Review: Green Algorithms - AI and sustainability" onclick="carouselClick(this);" data-etlabel="carousel_click" data-cklabel="Risk & Resilience Review: Green Algorithms - AI and sustainability" data-ctlabel="Report" data-ewlabel="Report" data-cdlabel="Risk & Resilience Review: Green Algorithms - AI and sustainability" data-selabel="Insights Carousel" data-cilabel="/sitecore/content/WTW/insights/2024/10/risk-and-resilience-review-green-algorithms-ai-and-sustainability"> <div class="related-content-card__img-container"> <img src="https://media.wtwco.com/-/media/WTW/Brand-1610-Refresh/GettyImages-174901204-1610.jpg?modified=20230523120833&imgeng=meta_true&la=en-MY&h=405&w=648&mw=648&hash=C24A03D124C73F5F4149E7499855E2EA" loading="lazy" class="card-img-top" role="presentation" alt="" /> </div> <div class="card-body"> <div class="related-content-card__eyebrow"> Report </div> <div class="card-title heading-5"> Risk & Resilience Review: Green Algorithms - AI and sustainability </div> </div> </a> <a class="card related-content-card float-left " href="https://www.wtwco.com/en-my/insights/2024/10/a-storyline-approach-for-navigating-complex-and-compound-climate-risks-in-australia" aria-label="A storyline approach for navigating complex and compound climate risks in Australia" onclick="carouselClick(this);" data-etlabel="carousel_click" data-cklabel="A storyline approach for navigating complex and compound climate risks in Australia" data-ctlabel="Article" data-ewlabel="Article" data-cdlabel="A storyline approach for navigating complex and compound climate risks in Australia" data-selabel="Insights Carousel" data-cilabel="/sitecore/content/WTW/insights/2024/10/a-storyline-approach-for-navigating-complex-and-compound-climate-risks-in-australia"> <div class="related-content-card__img-container"> <img src="https://media.wtwco.com/-/media/WTW/Brand-1610-Refresh/Sitecore/GettyImages-1027447110-1610.jpg?modified=20231025064421&imgeng=meta_true&la=en-MY&h=405&w=648&mw=648&hash=3DD26746B225C6514B9B3492F9A544ED" loading="lazy" class="card-img-top" role="presentation" alt="" /> </div> <div class="card-body"> <div class="related-content-card__eyebrow"> Article </div> <div class="card-title heading-5"> A storyline approach for navigating complex and compound climate risks in Australia </div> </div> </a> </div> <div class="related-content__carousel-controls d-flex align-items-center justify-content-center justify-content-md-start mb-lg-2"> <button class="related-content__carousel-prev" aria-label="Previous"> <span class="material-symbols-outlined" aria-hidden="true">arrow_back</span> </button> <div class="related-content__carousel-dots mx-2"></div> <button class="related-content__carousel-next" aria-label="Next"> <span class="material-symbols-outlined" aria-hidden="true">arrow_forward</span> </button> </div> </div> </div> </div> <script type="text/javascript"> function carouselClick(ele) { window.dataLayer = window.dataLayer || []; window.dataLayer.push({ 'event': 'carousel_click', 'carousel_location': window.location.href, 'carousel_name': 'Related insights', 'click_item': $(ele).data('cklabel'), 'slide_number': $(ele).data('slickIndex') + 1, 'component_category': $(ele).data('ctlabel'), 'eyebrow_field': $(ele).data('ewlabel'), 'card_text': $(ele).data('cdlabel'), 'sitecore_component': $(ele).data('selabel'), 'card_item': $(ele).data('cilabel') }); } </script> </section> <div id="insights-climate-risk-and-resilience"></div> <div id="podcast-climate-risk-and-resilience"></div> <section class="container mt-3 pt-3 mt-lg-4 pt-lg-4"> <div class="row"> <article class="col-12 col-lg-7"> </article> <aside class="col-12 offset-lg-1 col-lg-4"> </aside> </div> </section> <section class="container mt-3 pt-3 mt-lg-4 pt-lg-4"> <div class="row"> <article class="col-12 col-lg-7"> </article> <aside class="col-12 offset-lg-1 col-lg-4"> </aside> </div> </section> <div id="climate-risk-and-resilience"></div> <section> <div class="container"> <div class="row"> </div> </section> <div class="container"> <div class="row"> <h3 class="col-12 col-lg-8 mb-4">Latest videos</h3> <div class="playlist brightcove-playlist col"> <div class="card inline-media sr-reveal inline-media--video inline-media--video-large"> <div class="inline-media"> <div class="video-container sr-reveal-video--reveal"> <div class="playlist-container"> <video data-playlist-id="1691505280819293026" data-account="5728959027001" data-player="IH7rGEJ6v" data-embed="default" data-application-id class="video-js" playsinline controls> </video> </div> </div> <div class="video-container"> <div class="card-body"> <div class="card-title mb-0 font-weight-semibold font-mono">Climate Quantified — Peter Carter Q&A</div> <p class="card-text font-p-small"></p> </div> <div class="vjs-playlist">From WTW</div> </div> </div> </div> </div> </div> </div> <script src="https://players.brightcove.net/5728959027001/IH7rGEJ6v_default/index.min.js"></script> <div id="related-capabilities"></div> <div class="contact-us__wrapper"> <a href="https://www.wtwco.com/en-my/contact-us" class="contact-us__button" onclick="linkClick(this)" data-etlabel="internal_link_click" data-selabel="Persistent Contact Us button" data-ewlabel="Contact Us Persistent Button" data-cdlabel="Envelope Icon" data-cilabel="/sitecore/content/WTW/contact-us" aria-label="Contact Willis Towers Watson, click to navigate to a contact form page"> <img src="-/media/Feature/Resources/Images/buttons/contact-us.svg" class="img-fluid" loading="lazy" alt="Contact us"> </a> </div> </main> <footer class="site-footer" id="divWtwFooter"> <div class="container"> <div class="row"> <div class="col-12 col-md-4"> <a href=https://www.wtwco.com/en-my class="d-block site-footer__logo" onclick="linkClick(this);" data-etlabel="footer_navigation" data-selabel="Logo" data-ewlabel="Logo (footer)" data-cdlabel="WTW" data-cilabel="/sitecore/content/WTW"> <img src="https://media.wtwco.com/-/media/WTW/Logo/Footer-Willis-Towers-Watson_Text.svg?modified=20220110040900&imgeng=meta_true&la=en-MY&hash=9B5A6CC6B6A78B990FBDD62101C58DFA" loading="lazy" alt="Willis Towers Watson logo" /> </a> </div>  <div class="col-12 offset-md-1 col-md-4"> <ul class="site-footer__primary"> <li class="d-md-inline-block d-lg-block w-100"> <a href="https://www.wtwco.com/en-my/about-us/overview" data-cdlabel="About Us" onclick="linkClick(this);" data-selabel="Footer links - Primary" class="font-p-small font-weight-bold site-footer__primary-link" data-cilabel="/sitecore/content/WTW/about-us/overview" data-ewlabel="Primary Footer Link" data-etlabel="footer_navigation" >About Us</a> </li> <li class="d-md-inline-block d-lg-block w-100"> <a href="https://www.wtwco.com/en-my/people" data-cdlabel="People" onclick="linkClick(this);" data-selabel="Footer links - Primary" class="font-p-small font-weight-bold site-footer__primary-link" data-cilabel="/sitecore/content/WTW/people" data-ewlabel="Primary Footer Link" data-etlabel="footer_navigation" >People</a> </li> <li class="d-md-inline-block d-lg-block w-100"> <a href="https://www.wtwco.com/en-my/risk" data-cdlabel="Risk" onclick="linkClick(this);" data-selabel="Footer links - Primary" class="font-p-small font-weight-bold site-footer__primary-link" data-cilabel="/sitecore/content/WTW/risk" data-ewlabel="Primary Footer Link" data-etlabel="footer_navigation" >Risk</a> </li> <li class="d-md-inline-block d-lg-block w-100"> <a href="https://www.wtwco.com/en-my/capital" data-cdlabel="Capital" onclick="linkClick(this);" data-selabel="Footer links - Primary" class="font-p-small font-weight-bold site-footer__primary-link" data-cilabel="/sitecore/content/WTW/capital" data-ewlabel="Primary Footer Link" data-etlabel="footer_navigation" >Capital</a> </li> <li class="d-md-inline-block d-lg-block w-100"> <a href="https://www.wtwco.com/en-my/news/all-news" data-cdlabel="News" onclick="linkClick(this);" data-selabel="Footer links - Primary" class="font-p-small font-weight-bold site-footer__primary-link" data-cilabel="/sitecore/content/WTW/news/all-news" data-ewlabel="Primary Footer Link" data-etlabel="footer_navigation" >News</a> </li> <li class="d-md-inline-block d-lg-block w-100"> <a href="https://www.wtwco.com/en-my/insights/all-insights" data-cdlabel="Insights" onclick="linkClick(this);" data-selabel="Footer links - Primary" class="font-p-small font-weight-bold site-footer__primary-link" data-cilabel="/sitecore/content/WTW/insights/all-insights" data-ewlabel="Primary Footer Link" data-etlabel="footer_navigation" >Insights</a> </li> <li class="d-md-inline-block d-lg-block w-100"> <a href="https://investors.wtwco.com" data-cdlabel="Investor Relations" rel="noopener noreferrer" onclick="linkClick(this);" data-selabel="Footer links - Primary" class="font-p-small font-weight-bold site-footer__primary-link" data-cilabel="https://investors.wtwco.com" data-ewlabel="Primary Footer Link" data-etlabel="footer_navigation" target="_blank" >Investor Relations</a> </li> <li class="d-md-inline-block d-lg-block w-100"> <a href="https://careers.wtwco.com/" data-cdlabel="Careers" rel="noopener noreferrer" onclick="linkClick(this);" data-selabel="Footer links - Primary" class="font-p-small font-weight-bold site-footer__primary-link" data-cilabel="https://careers.wtwco.com/" data-ewlabel="Primary Footer Link" data-etlabel="footer_navigation" target="_blank" >Careers</a> </li> <li class="d-md-inline-block d-lg-block w-100"> <a href="https://www.wtwco.com/en-my/about-us/office-locations" data-cdlabel="Office Locations" onclick="linkClick(this);" data-selabel="Footer links - Primary" class="font-p-small font-weight-bold site-footer__primary-link" data-cilabel="/sitecore/content/WTW/about-us/office-locations" data-ewlabel="Primary Footer Link" data-etlabel="footer_navigation" >Office Locations</a> </li> <li class="d-md-inline-block d-lg-block w-100"> <a href="https://www.wtwco.com/en-my/social-media" data-cdlabel="Social Media" onclick="linkClick(this);" data-selabel="Footer links - Primary" class="font-p-small font-weight-bold site-footer__primary-link" data-cilabel="/sitecore/content/WTW/social-media" data-ewlabel="Primary Footer Link" data-etlabel="footer_navigation" >Social Media</a> </li> <li class="d-md-inline-block d-lg-block w-100"> <a href="https://www.wtwco.com/en-my/contact-us" data-cdlabel="Contact Us" onclick="linkClick(this);" data-selabel="Footer links - Primary" class="font-p-small font-weight-bold site-footer__primary-link" data-cilabel="/sitecore/content/WTW/contact-us" data-ewlabel="Primary Footer Link" data-etlabel="footer_navigation" >Contact Us</a> </li> <li class="d-md-inline-block d-lg-block w-100"> <a href="https://www.wtwco.com/en-my/sitemap" data-cdlabel="Sitemap" onclick="linkClick(this);" data-selabel="Footer links - Primary" class="font-p-small font-weight-bold site-footer__primary-link" data-cilabel="/sitecore/content/WTW/sitemap" data-ewlabel="Primary Footer Link" data-etlabel="footer_navigation" >Sitemap</a> </li> </ul> </div>  <div class="col-12 col-md-3"> <ul class="site-footer__secondary"> <li> <a href="https://www.wtwco.com/en-my/notices/global-website-privacy-notice" data-cdlabel="Global Website Privacy Notice" onclick="linkClick(this);" data-selabel="Footer link - Secondary" class="font-p-xsmall font-weight-bold site-footer__secondary-link" data-cilabel="/sitecore/content/WTW/notices/global-website-privacy-notice" data-ewlabel="Secondary Footer Link" data-etlabel="footer_navigation" >Global Website Privacy Notice</a> </li> <li> <a href="https://www.wtwco.com/en-my/notices/terms-of-use" data-cdlabel="Terms of Use" onclick="linkClick(this);" data-selabel="Footer link - Secondary" class="font-p-xsmall font-weight-bold site-footer__secondary-link" data-cilabel="/sitecore/content/WTW/notices/terms-of-use" data-ewlabel="Secondary Footer Link" data-etlabel="footer_navigation" >Terms of Use</a> </li> <li> <a href="https://www.wtwco.com/en-my/notices/accessibility-statement" data-cdlabel="Accessibility Statement" onclick="linkClick(this);" data-selabel="Footer link - Secondary" class="font-p-xsmall font-weight-bold site-footer__secondary-link" data-cilabel="/sitecore/content/WTW/notices/accessibility-statement" data-ewlabel="Secondary Footer Link" data-etlabel="footer_navigation" >Accessibility Statement</a> </li> <li> <a href="https://www.wtwco.com/en-my/notices/cookie-notice" data-cdlabel="Cookie Notice" onclick="linkClick(this);" data-selabel="Footer link - Secondary" class="font-p-xsmall font-weight-bold site-footer__secondary-link" data-cilabel="/sitecore/content/WTW/notices/cookie-notice" data-ewlabel="Secondary Footer Link" data-etlabel="footer_navigation" >Cookie Notice</a> </li> <li class="d-md-inline-block d-lg-block w-100"> <a href="#" class="ot-sdk-show-settings font-p-xsmall font-weight-bold site-footer__secondary-link" onclick="linkClick(this);" data-etlabel="footer_navigation" data-selabel="Footer links - Secondary" data-ewlabel="Secondary Footer Link" data-cdlabel="Cookie Settings" aria-haspopup="true">Cookie Settings</a> </li> <li> <a href="https://www.wtwco.com/-/media/wtw/notices/code-of-conduct-english.pdf?modified=20230523202859" data-cdlabel="Code of Conduct" rel="noopener noreferrer" onclick="linkClick(this);" data-selabel="Footer link - Secondary" class="font-p-xsmall font-weight-bold site-footer__secondary-link" data-cilabel="/sitecore/media library/WTW/Notices/Code-of-Conduct-English" data-ewlabel="Secondary Footer Link" data-etlabel="footer_navigation" target="_blank" >Code of Conduct</a> </li> </ul> </div> </div>  <div class="row"> <div class="col-12 col-md-4"> <div class="site-footer__social-container"> <a href="https://www.facebook.com/WTWcorporate" data-cdlabel="Facebook" target="_blank" data-ewlabel="Social" style="background-image: url(https://media.wtwco.com/-/media/Feature/Resources/Images/icons/facebook.svg?modified=20181030190638&imgeng=meta_true);" onclick="linkClick(this);" data-selabel="Social links" title="Facebook" data-cilabel="https://www.facebook.com/WTWcorporate" class="site-footer__social-link" rel="noopener noreferrer" data-etlabel="footer_navigation" data-ctlabel="Social Link" ></a><a href="https://www.linkedin.com/company/wtwcorporate" data-cdlabel="Linkedin" target="_blank" data-ewlabel="Social" style="background-image: url(https://media.wtwco.com/-/media/Feature/Resources/Images/icons/linkedin.svg?modified=20181030190638&imgeng=meta_true);" onclick="linkClick(this);" data-selabel="Social links" title="Linkedin" data-cilabel="https://www.linkedin.com/company/wtwcorporate" class="site-footer__social-link" rel="noopener noreferrer" data-etlabel="footer_navigation" data-ctlabel="Social Link" ></a><a href="https://www.instagram.com/wtwcorporate" data-cdlabel="Instagram" target="_blank" data-ewlabel="Social" style="background-image: url(https://media.wtwco.com/-/media/Feature/Resources/Images/icons/instagram.svg?modified=20221122210540&imgeng=meta_true);" onclick="linkClick(this);" data-selabel="Social links" title="Instagram" data-cilabel="https://www.instagram.com/wtwcorporate" class="site-footer__social-link" rel="noopener noreferrer" data-etlabel="footer_navigation" data-ctlabel="Social Link" ></a> <script type="application/ld+json"> {"@context":"https://schema.org","@type":"Organization","@id":"https://www.wtwco.com#organization","sameAs":["https://www.facebook.com/WTWcorporate","https://www.linkedin.com/company/wtwcorporate","https://www.instagram.com/wtwcorporate"]} </script> </div> </div> </div> <div class="row"> <div class="col-12"> <p class="font-p-xsmall m-0 mt-md-2 site-footer__copyright">Copyright © 2024 WTW. All rights reserved.</p> </div> </div> </div> </footer> <script src="https://www.wtwco.com/-/media/Feature/Resources/Javascript-Files/jquerymin.js?modified=20210727212433&v=2.0.0.0"></script> <script src="https://www.wtwco.com/-/media/Feature/Resources/Javascript-Files/bootstrapmin.js?modified=20210727212347&v=2.0.0.0"></script> <script src="https://www.wtwco.com/-/media/Feature/Resources/Javascript-Files/scrollrevealmin.js?modified=20200402212017&v=2.0.0.0"></script> <script src="https://www.wtwco.com/-/media/Feature/Resources/Javascript-Files/slickmin.js?modified=20220225203454&v=2.0.0.0"></script> <script src="https://www.wtwco.com/-/media/Feature/Resources/Javascript-Files/stickybitsmin.js?modified=20180921140920&v=2.0.0.0"></script> <script src="https://www.wtwco.com/-/media/Feature/Resources/Javascript-Files/sitemin.js?modified=20241030170532&v=2.0.0.0"></script> <script src="https://www.wtwco.com/-/media/Feature/Resources/Javascript-Files/podcast-player.js?modified=20200421190930&v=2.0.0.0"></script> <script src="https://www.wtwco.com/-/media/Feature/Resources/Javascript-Files/podcast.js?modified=20240110143516&v=2.0.0.0"></script> <script src="https://www.wtwco.com/-/media/Feature/Resources/Javascript-Files/podcast-init.js?modified=20190411022430&v=2.0.0.0"></script> <script src="https://www.wtwco.com/-/media/Feature/Resources/Javascript-Files/playlist-player.js?modified=20200421190920&v=2.0.0.0"></script> <script src="https://www.wtwco.com/-/media/Feature/Resources/Javascript-Files/playlist-slick.js?modified=20231101160236&v=2.0.0.0"></script> <script src="https://www.wtwco.com/-/media/Feature/Resources/Javascript-Files/playlist-init.js?modified=20190409153844&v=2.0.0.0"></script> <script> function linkClick(ele) { window.dataLayer = window.dataLayer || []; window.dataLayer.push({ 'event': $(ele).data('etlabel') || 'internal_link_click', 'component_category': $(ele).data('ctlabel') || $(ele).data('ewlabel'), 'eyebrow_field': $(ele).data('ewlabel'), 'card_text': $(ele).data('cdlabel'), 'sitecore_component': $(ele).data('selabel'), 'card_item': $(ele).data('cilabel') }); } </script> <script type="text/javascript"> function getMarketoCookie() { function escape(s) { return s.replace(/([.*+?\^$(){}|\[\]\/\\])/g, '\\$1'); } var match = document.cookie.match(RegExp('(?:^|;\\s*)' + escape("_mkto_trk") + '=([^;]*)')); return match ? match[1] : "undefined"; } function GetServicesProductTags(value) { if (window.location.href.toLowerCase().indexOf("services") > -1 || window.location.href.toLowerCase().indexOf("products") > -1) { var elRelatedSolutions = $("#related-solutions"); if (elRelatedSolutions != null && elRelatedSolutions.length) { var tagCode = ""; elRelatedSolutions.each(function () { $(this).find('a').each(function () { var code = $(this).data('capability-code'); tagCode = tagCode.concat(code, "|"); }); }); return tagCode.slice(0, -1); } return value; } else { return value; } } function GetServicesProductTagsGuids(value) { if (window.location.href.toLowerCase().indexOf("services") > -1 || window.location.href.toLowerCase().indexOf("products") > -1) { var elRelatedSolutions = $("#related-solutions"); if (elRelatedSolutions != null && elRelatedSolutions.length) { var tagGuids = ""; elRelatedSolutions.each(function () { $(this).find('a').each(function () { var guid = $(this).data('capability-id'); tagGuids = tagGuids.concat(guid, "|"); }); }); return tagGuids.slice(0,-1); } return value; } else { return value; } } window.dataLayer.push({ 'event': 'dataLayer-initialized', 'content_language': 'English', 'content_language_code': 'en', 'content_country_name': 'Malaysia', 'content_country_code': 'MY', 'page_id': '472e11a6-9089-44e7-8431-d2337b9e4efc_en-my', 'page_template': 'Solution Page', 'item_guid': '472e11a6-9089-44e7-8431-d2337b9e4efc', 'article_date': '9/21/2021', 'article_type': 'Topic', 'capability_tag_guid': '7ab1a2f1-2463-4fda-9fd7-bc98212c27f2', 'capability_tag_name': 'Climate Risk and Resilience', 'tags': GetServicesProductTags('Climate Risk and Resilience'), 'tags_guids': GetServicesProductTagsGuids('7ab1a2f1-2463-4fda-9fd7-bc98212c27f2'), 'content_title': 'Climate Change', 'content_eyebrow': 'Topic', 'publication': 'None', 'author': 'WTW', 'item_path': '/sitecore/content/WTW/insights/trending-topics/climate-change', 'sitecore_id': '373be2f8-3810-4182-9bca-ae50a2cd7e82', 'sitecore_session_id': 'bd1a7986-8deb-4678-bdc5-dfebb41b084d', 'marketo_id': getMarketoCookie() }); </script> <link rel="stylesheet" href="/Coveo/Hive/css/CoveoFullSearch.min.css" /> <link rel="stylesheet" href="/Coveo/Hive/css/CoveoForSitecore.min.css" /> <script class="coveo-script" type="text/javascript" src='/Coveo/Hive/js/CoveoJsSearch.Lazy.min.js'></script> <script class="coveo-for-sitecore-script" type="text/javascript" src='/Coveo/Hive/js/CoveoForSitecore.Lazy.min.js'></script> <script type="text/javascript" src="/coveo/hive/js/cultures/en.js"></script> <div>  <div id="SearchResourcesProperties_afad0034efbd4d138987cc4787f14dc5" class="CoveoForSitecoreContext" data-sc-should-have-analytics-component='true' data-sc-analytics-enabled='true' data-sc-current-language='en-MY' data-prebind-sc-language-field-name='fieldTranslator' data-sc-language-field-name='_language' data-sc-labels='{"Ascending" : "Ascending" , "Descending" : "Descending" , "Created" : "Created" , "Created By" : "Created by" , "Creation Time" : "Creation time." , "Language" : "Language" , "Last Time Modified" : "Last time modified." , "Template" : "Template" , "Uniform resource identifier" : "URI" , "Updated By" : "Updated by" , "If the problem persists contact the administrator." : "If the problem persists contact the administrator." , "Search is currently unavailable" : "Oops! Something went wrong on the server."}' data-sc-maximum-age='900000' data-sc-page-name='climate-change' data-sc-page-name-full-path='/sitecore/content/WTW/insights/trending-topics/climate-change' data-sc-index-source-name='WTW-Web-Index' data-sc-is-in-experience-editor='false' data-sc-is-user-anonymous='true' data-sc-item-uri='sitecore://web/{472E11A6-9089-44E7-8431-D2337B9E4EFC}?lang=en-MY&ver=7' data-sc-item-id='472e11a6-9089-44e7-8431-d2337b9e4efc' data-prebind-sc-latest-version-field-name='fieldTranslator' data-sc-latest-version-field-name='_latestversion' data-sc-rest-endpoint-uri='/coveo/rest' data-sc-analytics-endpoint-uri='/coveo/rest/ua' data-sc-site-name='wtwco' data-sc-field-prefix='f' data-sc-field-suffix='13762' data-sc-prefer-source-specific-fields='true' data-sc-external-fields='[{"fieldName":"permanentid","shouldEscape":false},{"fieldName":"_name","shouldEscape":true},{"fieldName":"title","shouldEscape":true},{"fieldName":"page title","shouldEscape":true},{"fieldName":"summary","shouldEscape":true},{"fieldName":"subtitle","shouldEscape":true},{"fieldName":"article-content-type","shouldEscape":true},{"fieldName":"country","shouldEscape":true},{"fieldName":"publication","shouldEscape":true},{"fieldName":"display-date","shouldEscape":true},{"fieldName":"industry","shouldEscape":true},{"fieldName":"topic","shouldEscape":true},{"fieldName":"solution","shouldEscape":true},{"fieldName":"authors","shouldEscape":true},{"fieldName":"solution-title","shouldEscape":true},{"fieldName":"formatted-display-date","shouldEscape":true},{"fieldName":"solution-category","shouldEscape":true},{"fieldName":"auto suggestion keyword","shouldEscape":true}]' > </div> <script type="text/javascript"> var endpointConfiguration = { itemUri: "sitecore://web/{472E11A6-9089-44E7-8431-D2337B9E4EFC}?lang=en-MY&ver=7", siteName: "wtwco", restEndpointUri: "/coveo/rest" }; if (typeof (CoveoForSitecore) !== "undefined") { CoveoForSitecore.SearchEndpoint.configureSitecoreEndpoint(endpointConfiguration); CoveoForSitecore.version = "5.0.1153.1"; var context = document.getElementById("SearchResourcesProperties_afad0034efbd4d138987cc4787f14dc5"); if (!!context) { CoveoForSitecore.Context.configureContext(context); } } </script> </div> <script type="application/ld+json"> [{"@context":"https://schema.org","@type":"Organization","@id":"https://www.wtwco.com#organization","name":"WTW","brand":"WTW","logo":"https://media.wtwco.com/-/media/WTW/Logo/Logo_Desktop.svg?modified=20240701125225&imgeng=meta_true"},{"@context":"https://schema.org","@type":"WebPage","primaryImageOfPage":{"@id":"https://www.wtwco.com/en-my/insights/trending-topics/climate-change#primaryimage"},"@id":"https://www.wtwco.com/en-my/insights/trending-topics/climate-change#webpage"},{"@context":"https://schema.org","@type":"ImageObject","contentUrl":"https://media.wtwco.com/-/media/WTW/Insights/Trending-Topics/climate-risk-and-resilience-social-media.JPG?modified=20190923092741&imgeng=meta_true","@id":"https://www.wtwco.com/en-my/insights/trending-topics/climate-change#primaryimage"}] </script>  </body> </html>

CINXE.COM

Climate Change - WTW