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If you click through links we provide, we may earn a commission. <a target="_blank" href="https://www.forbes.com/advisor/in/about-us/" >Learn More.</a> </div> <div class="advertiser-disclosure-wrapper" data-ecom-container='{"componentTitle":"Advertiser Disclosure","componentType":"Advertiser Disclosure"}'> </div> </div> <div class="bb-breadcrumb-disclosure-wrapper"> <div class="breadcrumbs-wrapper"> <div class="breadcrumb-list max-w-1170px mx-5 xl:mx-auto " data-ecom-container='{"componentTitle":"Breadcrumbs","componentType":"Breadcrumbs"}'> <ul class="breadcrumbs max-w-1170px mx-auto"> <li class="breadcrumbs-item "> <a class="breadcrumbs-item-link font-euclidcircularb-regular " href="https://www.forbes.com/advisor/in/" > Advisor </a> </li> <li class="breadcrumbs-item "> <span class="breadcrumbs-item-link font-euclidcircularb-regular"> Credit Cards </span> </li> </ul> </div> </div> </div> <div class="bb-page-title-wrapper"> <h1 class="bb-page-heading">Best Premium Credit Cards In India For February 2025</h1> </div> <p class="bb-timestamp"> Updated: Oct 23, 2024, 6:12pm </p> </div> </section> <div class="generic-widget-2021-wrapper article-link-wrapper"> <div class="container"> <div class="flex lg:-mx-4"> <div class="lg:w-3/4 lg:px-15px w-full article-wrapper inarticle-link-tracking"> <div class="multiple-authors-with-badge " data-ecom-container='{"componentTitle":"Article Author 2021","componentType":"Article Author 2021"}'> <div class="author-block-v2 width-half"> <div class="author-block-v2__img-wrap "> <div class="inner-img-wrap primary"> <a class="h-full" href="https://www.forbes.com/advisor/in/author/armaan-joshi/" title="Armaan Joshi" target="_blank" > <span data-bg-src="https://thumbor.forbes.com/thumbor/fit-in/x/https://www.forbes.com/advisor/in/wp-content/uploads/2021/02/Armaan-Joshi_.jpeg" class="avatar inline-block bg-cover bg-no-repeat bg-center h-full w-full test lazy-load-bg" title="Armaan Joshi"></span> </a> </div> </div> <div class="author-block-v2__content-wrap"> <div class="author-name-wrap"> <a href="https://www.forbes.com/advisor/in/author/armaan-joshi/" target="_blank" class="author-name" > Armaan Joshi </a> </div> <div class="author-designation-wrap"> <span class="author-role">Editor</span> </div> <p class="author-block-v2__artice-date"> Updated: Oct 23, 2024, 6:12pm </p> </div> </div> <div class="flex relative w-1/2 author-with-badge">  <div class="author-block-v2__img-wrap hidden md:flex"> <div class="inner-img-wrap primary"> <a href="https://www.forbes.com/advisor/in/author/aashika-jain/" title="Aashika Jain" class=" h-full" target="_blank" > <span data-bg-src="https://thumbor.forbes.com/thumbor/fit-in/x/https://www.forbes.com/advisor/in/wp-content/uploads/2021/06/aashika-jain-fa-in.jpg" class="avatar inline-block bg-cover bg-no-repeat bg-center h-full w-full test lazy-load-bg" title="Aashika Jain"></span> </a> </div> </div>   <div class="author-block-v2__content-wrap pl-0 md:pl-12px font-bold md:font-normal"> <div class="md:mb-4px items-center author-name-wrap"> <div class="badge-wrapper hidden"> <svg width="24" height="24" viewBox="0 0 46 46" fill="none" xmlns="http://www.w3.org/2000/svg" class="badge-icon-svg"><path d="M23 43C34.0457 43 43 34.0457 43 23C43 11.9543 34.0457 3 23 3C11.9543 3 3 11.9543 3 23C3 34.0457 11.9543 43 23 43Z" fill="#4657A1" stroke="white" stroke-width="5.04155" stroke-linecap="square"></path> <path d="M20 20.0001H31.1857C32.532 20.0001 33.4513 21.3617 32.948 22.6104L30.4492 28.8104C30.1595 29.5293 29.4621 30.0001 28.6869 30.0001H20V20.0001Z" fill="white"></path> <path d="M23.0803 14.2401C23.201 13.7057 23.7322 13.3704 24.2666 13.4912C26.1371 13.9139 27.3108 15.7729 26.8881 17.6434L25.5593 23.5229L20.0004 19.9999C21.2219 19.5178 22.1259 18.463 22.4154 17.1822L23.0803 14.2401Z" fill="white"></path> <rect x="13" y="20.0001" width="6" height="10" rx="1.13333" fill="white"></rect></svg> <p class="badge-text">Reviewed By</p> </div> <a href="https://www.forbes.com/advisor/in/author/aashika-jain/" title="Aashika Jain" target="_blank" class="author-name " >Aashika Jain</a> </div> <div class="mb-11px flex items-center author-designation-wrap md:block "> <span class="author-role font-normal">Editor</span> <div class="flex badge-wrapper-mobile"> <svg width="24" height="24" viewBox="0 0 46 46" fill="none" xmlns="http://www.w3.org/2000/svg" class="badge-icon-svg"><path d="M23 43C34.0457 43 43 34.0457 43 23C43 11.9543 34.0457 3 23 3C11.9543 3 3 11.9543 3 23C3 34.0457 11.9543 43 23 43Z" fill="#4657A1" stroke="white" stroke-width="5.04155" stroke-linecap="square"></path> <path d="M20 20.0001H31.1857C32.532 20.0001 33.4513 21.3617 32.948 22.6104L30.4492 28.8104C30.1595 29.5293 29.4621 30.0001 28.6869 30.0001H20V20.0001Z" fill="white"></path> <path d="M23.0803 14.2401C23.201 13.7057 23.7322 13.3704 24.2666 13.4912C26.1371 13.9139 27.3108 15.7729 26.8881 17.6434L25.5593 23.5229L20.0004 19.9999C21.2219 19.5178 22.1259 18.463 22.4154 17.1822L23.0803 14.2401Z" fill="white"></path> <rect x="13" y="20.0001" width="6" height="10" rx="1.13333" fill="white"></rect></svg> <p class="badge-text">Reviewed By</p> </div> </div> </div>  </div> </div> <div class="article__editors-note article__editors-note-top p-2 my-3 text-xs tracking-tight w-full" > Editorial Note: Forbes Advisor may earn a commission on sales made from partner links on this page, but that doesn't affect our editors' opinions or evaluations. </div> <div class="intro-content applyfade" v-bind:class="{active: showMobileIntroSection}" v-cloak> <div class="intro-content-inner wysiwyg-content"> <p>Premium credit cards offer customers an elevated level of comfort and a wide array of services designed to meet their distinct needs. These cards are not solely geared toward cashback rewards; instead, they are renowned for their premium features. These features may include access to golf courses, airport lounges, discounts at top-rated spas, savings on dining, airfare, and hotel bookings.</p> <p>Each premium card comes with its own set of specialties, and users should carefully select the card that aligns with their specific requirements. Here are some of the best premium credit cards available in the market. Let’s find out the top premium cards available.</p> </div> <div class="mob-fade" v-on:click="toggleMobileIntroSection"> <span>{{ showMobileIntroSection ? 'Read Less': 'Read More' }}</span> <div class="chevron-arrow-wrapper"> <div class="chevron-arrow" v-bind:class="[showMobileIntroSection ? 'top' : 'down']"></div> </div> </div> </div> <div class="our-picks-wrapper" v-cloak data-ecom-container='{"componentTitle":"Top N Non CC - Sections","componentType":"Template Part"}'> <div class="toggle-picks-section" v-bind:class="{active: showSummarySection}" v-on:click="toggleSummary" > {{ showSummarySection ? hideSummaryText : showSummaryText }} </div> <div class="our-picks answer"> <ul id="our-picks-section" class="hide"> <li> <a href="#featured_partners_section" v-on:click="handleJumpLinks" > Featured Partners </a> </li> <li> <a href="#list_of_best_premium_credit_cards_section" v-on:click="handleJumpLinks" > List Of Best Premium Credit Cards: </a> </li> <li> <a href="#top_premium_credit_cards_in_india_section" v-on:click="handleJumpLinks" > Top Premium Credit Cards In India </a> </li> <li> <a href="#icici_emeralde_private_metal_card_section" v-on:click="handleJumpLinks" > ICICI Emeralde Private Metal Card </a> </li> <li> <a href="#infinia_credit_card_section" v-on:click="handleJumpLinks" > Infinia Credit Card </a> </li> <li> <a href="#axis_bank_magnus_credit_card_section" v-on:click="handleJumpLinks" > Axis Bank Magnus Credit Card </a> </li> <li> <a href="#axis_bank_reserve_credit_card_section" v-on:click="handleJumpLinks" > Axis Bank Reserve Credit Card </a> </li> <li> <a href="#aurum_credit_card_section" v-on:click="handleJumpLinks" > AURUM Credit Card </a> </li> <li> <a href="#hsbc_premier_credit_card_section" v-on:click="handleJumpLinks" > HSBC Premier Credit Card </a> </li> <li> <a href="#sbi_elite_credit_card_section" v-on:click="handleJumpLinks" > SBI Elite Credit Card </a> </li> <li> <a href="#ultimate_credit_card_section" v-on:click="handleJumpLinks" > Ultimate Credit Card </a> </li> <li> <a href="#pioneer_heritage_metal_credit_card_section" v-on:click="handleJumpLinks" > Pioneer Heritage Metal Credit Card </a> </li> <li> <a href="#icici_sapphiro_credit_card_section" v-on:click="handleJumpLinks" > ICICI Sapphiro Credit Card </a> </li> <li> <a href="#summary_best_premium_credit_card_ratings_section" v-on:click="handleJumpLinks" > Summary: Best Premium Credit Card Ratings </a> </li> <li> <a href="#how_to_apply_for_a_premium_credit_cards_in_india_section" v-on:click="handleJumpLinks" > How To Apply for a Premium Credit Cards in India </a> </li> <li> <a href="#who_is_eligible_to_apply_for_premium_credit_card_section" v-on:click="handleJumpLinks" > Who is Eligible to Apply For Premium Credit Card? </a> </li> <li> <a href="#what_are_the_added_advantages_of_premium_credit_cards_section" v-on:click="handleJumpLinks" > What are the Added Advantages of Premium Credit Cards? </a> </li> <li> <a href="#bottom_line_section" v-on:click="handleJumpLinks" > Bottom Line </a> </li> <li> <a href="#featured_partners_section" v-on:click="handleJumpLinks" > Featured partners </a> </li> <li> <a href="#more_credit_card_resources_section" v-on:click="handleJumpLinks" > More Credit Card Resources </a> </li> <li> <a href="#frequently_asked_questions_faqs_section" v-on:click="handleJumpLinks" > Frequently Asked Questions ( FAQs) </a> </li> </ul> </div> </div> </div> <div class="lg:w-1/4 hidden lg:block lg:px-15px right-rail"> <div class="right-rail-content" id="right-rail__content"> <div class="best-of-content" data-ecom-container='{"componentTitle":"Global Right Rail","componentType":"Global Right Rail"}'> <div class="boc__section"> <div class="boc__sub-section" data-ecom-container='{"componentTitle":"Best Of","componentType":"Global Right Rail Section"}'> <div class="boc__sub-section-heading">Best Of</div> <ul class="boc__items"> <li class="boc__item-list"> <a class="boc__item-link" href="https://www.forbes.com/advisor/in/credit-card/" title="Best Credit Card in India" target="_blank" >Best Credit Card in India</a> </li> <li class="boc__item-list"> <a class="boc__item-link" href="https://www.forbes.com/advisor/in/credit-card/best-lifetime-free-credit-cards/" title="Best Lifetime Free Credit Card" target="_blank" >Best Lifetime Free Credit Card</a> </li> <li class="boc__item-list"> <a class="boc__item-link" href="https://www.forbes.com/advisor/in/credit-card/best-fuel-credit-card/" title="Best Fuel Credit Card" target="_blank" >Best Fuel Credit Card</a> </li> <li class="boc__item-list"> <a class="boc__item-link" href="https://www.forbes.com/advisor/in/credit-card/airport-lounge-access-credit-cards/" title="Best Airport Lounge Access Credit Card" target="_blank" >Best Airport Lounge Access Credit Card</a> </li> <li class="boc__item-list"> <a class="boc__item-link" href="https://www.forbes.com/advisor/in/credit-card/best-cashback-credit-card/" title="Best Cashback Credit Card" target="_blank" >Best Cashback Credit Card</a> </li> <li class="boc__item-list"> <a class="boc__item-link" href="https://www.forbes.com/advisor/in/credit-card/prepaid-cards/" title="Best Prepaid Credit Card" target="_blank" >Best Prepaid Credit Card</a> </li> </ul> </div> </div> </div> </div> </div> </div> <div class="bottom-section" data-ecom-container='{"componentTitle":"Top N Non CC - Sections","componentType":"Template Part"}'> <div id="featured_partners_section" class="article-section hide-section-title " data-ecom-container='{"componentTitle":"Featured Partners","componentType":"featured_partners_section"}'> <div class="section-content wysiwyg-content "> <div id="featured-partners" class="multi-featured-products count-3 full-width-template"> <p class="featured-partners-heading">Featured Partners</p> <div class="fp-wrapper"> <div class="featured-partners-container"> <div class="featured-partners-card"> <div class="inner-wrapper"> <div class="loader"> <div class="loader__blocks loader__header"></div> <div class="loader__blocks loader__attr"></div> <div class="loader__blocks loader__phone"></div> <div class="loader__blocks loader__cta"></div> </div> <div class="top"> <div class="heading-wrapper"> <p class="card-number">1</p> <p class="card-title">SBI Cashback Credit Card</p> <div class="logo-wrapper no-telephone-number"> <div data-bg-src="https://thumbor.forbes.com/thumbor/fit-in/200x/https://www.forbes.com/advisor/in/wp-content/uploads/2023/01/Cashback-SBI-Card.png" title="SBI Cashback Credit Card" class="logo bg-cover bg-no-repeat bg-center h-full w-full lazy-load-bg"></div> </div> </div> </div> <div class="bottom"> <div class="partners-stats"> <div class="stats-wrapper"> <p class="label">Annual Fees</p> <p class="value">INR 999 + 18% GST (Renewal Fee Waived on INR 2 Lakh annual spend)</p> </div> <div class="stats-wrapper"> <p class="label">Features</p> <p class="value">5% Cashback on online* spends with no merchant restrictions</p> </div> <div class="stats-wrapper"> <p class="label">Additional Benefits</p> <p class="value">1% Cashback on offline* spends, 1% Fuel Surcharge Waiver at all petrol pumps in India</p> </div> </div> <div class="button-container"> <div class="btn-wrapper"><a href="https://tjzuh.com/g/hxn4dcyutj735debdde78bc555c0f8/?subid=CashBackFP" class="get-estimate-cta" target="_blank" rel="nofollow" data-component="Featured Partners Carousel" data-product-position="1" data-product-name="SBI Cashback Credit Card" data-cta-position="Button Link" ><span>Apply Now <svg viewBox="0 0 16 14" fill="none" xmlns="http://www.w3.org/2000/svg"><path fill-rule="evenodd" clip-rule="evenodd" d="M1.69287 7.92087L12.3691 7.92087L7.70041 12.4343C7.51781 12.6023 7.41446 12.8353 7.41446 13.079C7.41446 13.3226 7.51781 13.5556 7.70041 13.7237C7.87432 13.9001 8.11546 14 8.36763 14C8.61979 14 8.86094 13.9001 9.03484 13.7237L15.2292 7.73677C15.6111 7.31491 15.6111 6.68509 15.2292 6.26323L9.03335 0.276315C8.85945 0.0998659 8.6183 0 8.36614 0C8.11397 0 7.87283 0.0998659 7.69893 0.276315H7.69892C7.51632 0.444355 7.41297 0.677368 7.41297 0.921031C7.41297 1.16469 7.51632 1.39771 7.69892 1.56575L12.3691 6.07841L1.69287 6.07841C1.43556 6.06334 1.18389 6.15554 1.00161 6.33168C0.819326 6.50782 0.723899 6.751 0.7395 6.99964C0.723899 7.24828 0.819325 7.49146 1.00161 7.6676C1.18389 7.84374 1.43556 7.93594 1.69287 7.92087Z" fill="white"/></svg></span></a></p> <p class="cta-subtext">On SBI’s secure website</p> </div> </div> </div> </div> </div> <div class="featured-partners-card"> <div class="inner-wrapper"> <div class="loader"> <div class="loader__blocks loader__header"></div> <div class="loader__blocks loader__attr"></div> <div class="loader__blocks loader__phone"></div> <div class="loader__blocks loader__cta"></div> </div> <div class="top"> <div class="heading-wrapper"> <p class="card-number">2</p> <p class="card-title">Axis Bank Ace Credit Card</p> <div class="logo-wrapper no-telephone-number"> <div data-bg-src="https://thumbor.forbes.com/thumbor/fit-in/200x/https://www.forbes.com/advisor/in/wp-content/uploads/2024/07/ace-credit-card.jpg" title="Axis Bank Ace Credit Card" class="logo bg-cover bg-no-repeat bg-center h-full w-full lazy-load-bg"></div> </div> </div> </div> <div class="bottom"> <div class="partners-stats"> <div class="stats-wrapper"> <p class="label">Annual Fee</p> <p class="value">INR 499 waived off on annual spend of INR 2,00,000</p> </div> <div class="stats-wrapper"> <p class="label">Benefits</p> <p class="value">5% cashback on bill payments, 4 complimentary lounge visits per year</p> </div> <div class="stats-wrapper"> <p class="label">Other Benefits</p> <p class="value">1% fuel surcharge waiver at all fuel stations</p> </div> </div> <div class="button-container"> <div class="btn-wrapper"><a href="https://tjzuh.com/g/bksx608d4a735debdde759db77a9b5/" class="get-estimate-cta" target="_blank" rel="nofollow" data-component="Featured Partners Carousel" data-product-position="2" data-product-name="Axis Bank Ace Credit Card" data-cta-position="Button Link" ><span>Apply Now <svg viewBox="0 0 16 14" fill="none" xmlns="http://www.w3.org/2000/svg"><path fill-rule="evenodd" clip-rule="evenodd" d="M1.69287 7.92087L12.3691 7.92087L7.70041 12.4343C7.51781 12.6023 7.41446 12.8353 7.41446 13.079C7.41446 13.3226 7.51781 13.5556 7.70041 13.7237C7.87432 13.9001 8.11546 14 8.36763 14C8.61979 14 8.86094 13.9001 9.03484 13.7237L15.2292 7.73677C15.6111 7.31491 15.6111 6.68509 15.2292 6.26323L9.03335 0.276315C8.85945 0.0998659 8.6183 0 8.36614 0C8.11397 0 7.87283 0.0998659 7.69893 0.276315H7.69892C7.51632 0.444355 7.41297 0.677368 7.41297 0.921031C7.41297 1.16469 7.51632 1.39771 7.69892 1.56575L12.3691 6.07841L1.69287 6.07841C1.43556 6.06334 1.18389 6.15554 1.00161 6.33168C0.819326 6.50782 0.723899 6.751 0.7395 6.99964C0.723899 7.24828 0.819325 7.49146 1.00161 7.6676C1.18389 7.84374 1.43556 7.93594 1.69287 7.92087Z" fill="white"/></svg></span></a></p> <p class="cta-subtext">On Axis’s secure website</p> </div> </div> </div> </div> </div> <div class="featured-partners-card"> <div class="inner-wrapper"> <div class="loader"> <div class="loader__blocks loader__header"></div> <div class="loader__blocks loader__attr"></div> <div class="loader__blocks loader__phone"></div> <div class="loader__blocks loader__cta"></div> </div> <div class="top"> <div class="heading-wrapper"> <p class="card-number">3</p> <p class="card-title">SBI SimplyCLICK Card</p> <div class="logo-wrapper no-telephone-number"> <div data-bg-src="https://thumbor.forbes.com/thumbor/fit-in/200x/https://www.forbes.com/advisor/in/wp-content/uploads/2022/12/SBI-SimplyCLICK-Credit-Card_logo.png" title="SBI SimplyCLICK Card" class="logo bg-cover bg-no-repeat bg-center h-full w-full lazy-load-bg"></div> </div> </div> </div> <div class="bottom"> <div class="partners-stats"> <div class="stats-wrapper"> <p class="label">Annual Fees</p> <p class="value">INR 499 + GST (Renewal Fee Waived on INR 1 Lakh annual spend)</p> </div> <div class="stats-wrapper"> <p class="label">Welcome benefit</p> <p class="value">Get Amazon gift card worth INR 500</p> </div> <div class="stats-wrapper"> <p class="label">Additional benefits</p> <p class="value">10X Reward Points on online spends, 1% fuel surcharge waiver and INR 2000 e-Vouchers for spends of INR 1 lakh+</p> </div> </div> <div class="button-container"> <div class="btn-wrapper"><a href="https://tjzuh.com/g/hxn4dcyutj735debdde78bc555c0f885df5c80de/?subid=FP" class="get-estimate-cta" target="_blank" rel="nofollow" data-component="Featured Partners Carousel" data-product-position="3" data-product-name="SBI SimplyCLICK Card" data-cta-position="Button Link" ><span>Apply Now <svg viewBox="0 0 16 14" fill="none" xmlns="http://www.w3.org/2000/svg"><path fill-rule="evenodd" clip-rule="evenodd" d="M1.69287 7.92087L12.3691 7.92087L7.70041 12.4343C7.51781 12.6023 7.41446 12.8353 7.41446 13.079C7.41446 13.3226 7.51781 13.5556 7.70041 13.7237C7.87432 13.9001 8.11546 14 8.36763 14C8.61979 14 8.86094 13.9001 9.03484 13.7237L15.2292 7.73677C15.6111 7.31491 15.6111 6.68509 15.2292 6.26323L9.03335 0.276315C8.85945 0.0998659 8.6183 0 8.36614 0C8.11397 0 7.87283 0.0998659 7.69893 0.276315H7.69892C7.51632 0.444355 7.41297 0.677368 7.41297 0.921031C7.41297 1.16469 7.51632 1.39771 7.69892 1.56575L12.3691 6.07841L1.69287 6.07841C1.43556 6.06334 1.18389 6.15554 1.00161 6.33168C0.819326 6.50782 0.723899 6.751 0.7395 6.99964C0.723899 7.24828 0.819325 7.49146 1.00161 7.6676C1.18389 7.84374 1.43556 7.93594 1.69287 7.92087Z" fill="white"/></svg></span></a></p> <p class="cta-subtext">On SBI’ secure website</p> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> <div id="list_of_best_premium_credit_cards_section" class="article-section " data-ecom-container='{"componentTitle":"List Of Best Premium Credit Cards:","componentType":"list_of_best_premium_credit_cards_section"}'> <h2>List Of Best Premium Credit Cards:</h2> <div class="section-content wysiwyg-content "> <ul> <li><a href="#icici_emeralde_private_metal_card_section"><strong>ICICI Emeralde Private Metal Card</strong></a></li> <li><a href="#infinia_credit_card_section"><strong>Infinia Credit Card</strong></a></li> <li><a href="#axis_bank_magnus_credit_card_section"><strong>Axis Bank Magnus Credit Card</strong></a></li> <li><a href="#axis_bank_reserve_credit_card_section"><strong>Axis Bank Reserve Credit Card</strong></a></li> <li><a href="#aurum_credit_card_section"><strong>AURUM Credit Card</strong></a></li> <li><a href="#hsbc_premier_credit_card_section"><strong>HSBC Premier Credit Card</strong></a></li> <li><a href="#sbi_elite_credit_card_section"><strong>SBI Elite Credit Card</strong></a></li> <li><a href="#ultimate_credit_card_section"><strong>Ultimate Credit Card</strong></a></li> <li><a href="#pioneer_heritage_metal_credit_card_section"><strong>Pioneer Heritage Metal Credit Card (Mastercard Version)</strong></a></li> <li><a href="#icici_sapphiro_credit_card_section"><strong>ICICI Sapphiro Credit Card</strong></a></li> </ul> </div> </div> <hr> <div id="top_premium_credit_cards_in_india_section" class="article-section " data-ecom-container='{"componentTitle":"Top Premium Credit Cards In India","componentType":"top_premium_credit_cards_in_india_section"}'> <h2>Top Premium Credit Cards In India</h2> <div class="section-content wysiwyg-content "> </div> </div> <hr> <div id="icici_emeralde_private_metal_card_section" class="article-section hide-section-title " data-ecom-container='{"componentTitle":"ICICI Emeralde Private Metal Card","componentType":"icici_emeralde_private_metal_card_section"}'> <div class="section-content wysiwyg-content "> <section id="genericProductWidgetWrapper" class="generic-widget-wrapper font-euclidcircularb-regular mb-4 " data-generic-widget="root" data-ecom-container='{"componentTitle":"ICICI Emeralde Private Metal Card","componentType":"Generic Product Widget"}'> <div class="exclude-eds cc-wrapper " data-ecom-product='{"itemId":"158671","itemName":"ICICI Emeralde Private Metal Card","itemBrand":"","itemCategory":"","itemCategory2":"","itemCategory3":"","itemCategory4":"","price":0,"quantity":1,"affiliation":"","coupon":"","secondaryCallout":"","starRatings":4.5,"initialCost":0,"subscriptionCost":0}'> <div class="featured-widget-label"><span class="featured-widget-label-txt">FEATURED PARTNER OFFER</span></div> <div class="cc-wrapper-inner"> <div class="card-top-wrap"> <div class="left"> <h3 class="card-title">ICICI Emeralde Private Metal Card</h3> <div class="bottom-wrap"> <div class="card-image-wrapper"><a href="https://tjzuh.com/g/pgtnj7z1ha735debdde7059cd471b3/" rel="nofollow" data-product-name="ICICI Emeralde Private Metal Card" data-cta-info="Apply Now" data-vendor="icici-emeralde-private-metal-card" data-product-id="158671" data-product="Best Premium Credit Card In India - hybrid lander" data-cta-url="https://tjzuh.com/g/pgtnj7z1ha735debdde7059cd471b3/" data-partner-offer="no" data-product-rating="4.5" data-product-badge="" data-component="Generic Product Widget" data-product-position="1" data-cta-position="Image Link" target="_blank" data-widget-type="Generic Product Widget" ><img decoding="async" src="https://thumbor.forbes.com/thumbor/fit-in/125x/https://www.forbes.com/advisor/in/wp-content/uploads/2024/09/ICICI-Bank-Emeralde-Private-Metal-Credit-Card-300x190-1.webp" loading="lazy" loading="lazy" class="card-image " alt="ICICI Emeralde Private Metal Card"/></a></div> <div id="forbes-rating-vue-root" class=" card-rating has-tooltip " v-on:mouseenter="handleMouseEnter('67bcff3b196ca')" v-on:click="toggleRatingTooltip('67bcff3b196ca')" v-on:mouseleave="ratingTooltipId = ''" data-component="forbes-rating" > <div class="full-wrap flex items-center mx-auto my-0"> <div class="left-wrap"> <div class="rating-value"> 4.5</div> </div> <div class="right-wrap"> <div class="cc-rating-wrapper"><span class="cc-rating" style="width: 90%;"></span></div> <div class="rating-logo"> <img decoding="async" src="https://www.forbes.com/advisor/in/wp-content/themes/fadvuk/assets/images/fb-rating-logo-2021.svg" loading="lazy" loading="lazy" width="85" height="12" alt="Forbes Advisor" class=""/> <span class="icon-tooltip icon-info"></span></div> </div> </div> <div class="card-rating-tooltip" id="star-rating" v-bind:class="[ratingTooltipId == '67bcff3b196ca' ? 'show' : '']">Our ratings take into account a product's rewards, fees, rates and other category-specific attributes. All ratings are determined solely by our editorial team.</div> </div> <div class="facts-wrapper"> <div class="facts "> <h4 class="fact"> Annual Fee</h4> <div class="fact-value-wrapper"> <p class="fact-value">INR 12,499 + 18% GST</p> <p class="fact-value-light"> </div> </div> <div class="facts "> <h4 class="fact"> Welcome Gift</h4> <div class="fact-value-wrapper"> <p class="fact-value">Taj Epicure Membership, 20% off on room/suite stays at select hotels; Taj Palaces is for 5 nights only, 12,500 ICICI Reward Points as an Annual bonus</p> <p class="fact-value-light"> </div> </div> <div class="facts "> <h4 class="fact"> Unlimited Offer</h4> <div class="fact-value-wrapper"> <p class="fact-value">Unlimited lounge access</p> <p class="fact-value-light"> </div> </div> </div> </div> </div> <div class="right"> <div class="card-image-wrapper"><a href="https://tjzuh.com/g/pgtnj7z1ha735debdde7059cd471b3/" rel="nofollow" data-product-name="ICICI Emeralde Private Metal Card" data-cta-info="Apply Now" data-vendor="icici-emeralde-private-metal-card" data-product-id="158671" data-product="Best Premium Credit Card In India - hybrid lander" data-cta-url="https://tjzuh.com/g/pgtnj7z1ha735debdde7059cd471b3/" data-partner-offer="no" data-product-rating="4.5" data-product-badge="" data-component="Generic Product Widget" data-product-position="1" target="_blank" data-cta-position="Image Link" data-widget-type="Generic Product Widget" ><img decoding="async" src="https://thumbor.forbes.com/thumbor/fit-in/125x/https://www.forbes.com/advisor/in/wp-content/uploads/2024/09/ICICI-Bank-Emeralde-Private-Metal-Credit-Card-300x190-1.webp" loading="lazy" loading="lazy" class="card-image " alt="ICICI Emeralde Private Metal Card"/></a></div> <div class="btn-wrap"><a class="apply-now c-button" href="https://tjzuh.com/g/pgtnj7z1ha735debdde7059cd471b3/" rel="nofollow" data-product-name="ICICI Emeralde Private Metal Card" data-cta-info="Apply Now" data-vendor="icici-emeralde-private-metal-card" data-product-id="158671" data-product="Best Premium Credit Card In India - hybrid lander" data-cta-url="https://tjzuh.com/g/pgtnj7z1ha735debdde7059cd471b3/" data-partner-offer="no" data-product-rating="4.5" data-product-badge="" data-component="Generic Product Widget" data-product-position="1" data-widget-type="Generic Product Widget" data-cta-position="Button Link" ><span> Apply Now</span><img decoding="async" src="https://www.forbes.com/advisor/in/wp-content/themes/fadvuk/assets/images/right-arrow.svg" loading="lazy" loading="lazy" alt="" class=""/></a></p> <div class="secure-site-txt"> On ICICI's secure website</div> </div> </div> <div class="mobile-fact-wrapper"> <div class="facts-wrapper"> <div class="facts "> <h4 class="fact"> Annual Fee</h4> <div class="fact-value-wrapper"> <p class="fact-value">INR 12,499 + 18% GST</p> <p class="fact-value-light"> </div> </div> <div class="facts "> <h4 class="fact"> Welcome Gift</h4> <div class="fact-value-wrapper"> <p class="fact-value">Taj Epicure Membership, 20% off on room/suite stays at select hotels; Taj Palaces is for 5 nights only, 12,500 ICICI Reward Points as an Annual bonus</p> <p class="fact-value-light"> </div> </div> <div class="facts "> <h4 class="fact"> Unlimited Offer</h4> <div class="fact-value-wrapper"> <p class="fact-value">Unlimited lounge access</p> <p class="fact-value-light"> </div> </div> </div> </div> </div> <div class="card-bottom-wrap"> <div class="tab-content-wrapper"> <div class="accordion-tab-wrapper"> <div class="accordion-tab" v-on:click="toggleFaq" > Why We Picked It</div> <div class="c-tab--content list-points answer"> <p>The ICICI Emeralde Private Metal Card provides a range of benefits designed to enhance your lifestyle. Cardholders receive a complimentary EazyDiner Prime Membership, offering discounts and onboarding bonuses. You earn 6 reward points for every INR 200 spent, with additional milestones unlocking EaseMyTrip vouchers.</p> <p>The card also includes perks such as unlimited golf rounds, entertainment discounts, Mastercard Moments, fuel surcharge waivers, 24×7 concierge services, and access to domestic and international lounges through Priority Pass Membership.</p> </div> </div> <div class="accordion-tab-wrapper"> <div class="accordion-tab" v-on:click="toggleFaq" > Pros & Cons</div> <div class="c-tab--content list-points answer"> <div class="pros-cons-wrapper"> <div class="list-points pros"> <ul> <li>The value of reward points is better than other ICICI cards</li> </ul> </div> <div class="list-points cons"> <ul> <li>1% fuel surcharge waiver at all petrol pumps on transactions up to INR 4,000</li> </ul> </div> </div> </div> </div> <div class="accordion-tab-wrapper"> <div class="accordion-tab" v-on:click="toggleFaq" > Card Details</div> <div class="c-tab--content list-points answer"> <p style="padding-left: 40px;">• Taj Epicure Membership:</p> <p style="padding-left: 80px;">• 25% off on F&B (dine-in and takeaway)</p> <p style="padding-left: 80px;">• 20% off on Qmin App orders, hotel spa usage, and salon services</p> <p style="padding-left: 80px;">• One-time voucher for 20% off room/suite stays at select hotels, Taj Palaces, and Taj Safaris for a maximum of five nights</p> <p style="padding-left: 40px;">• Joining and Annual Bonuses:</p> <p style="padding-left: 80px;">• 12,500 ICICI Reward Points as a joining bonus, credited upon realization of the joining fee and card activation</p> <p style="padding-left: 80px;">• Each Reward Point is worth INR 1</p> <p style="padding-left: 80px;">• 12,500 ICICI Reward Points as an annual bonus, credited upon annual fee realization</p> <p style="padding-left: 80px;">• Redeem points for movie and travel vouchers, lifestyle products, mobiles, appliances, and more</p> <p style="padding-left: 40px;">• EazyDiner Prime Membership:</p> <p style="padding-left: 80px;">• 12 months of complimentary membership</p> <p style="padding-left: 80px;">• 25% to 50% discounts at 3000+ top restaurants in India and Dubai</p> <p style="padding-left: 80px;">• Free cake or dessert at select restaurants on special occasions</p> <p style="padding-left: 80px;">• 2000 Eazypoints as an onboarding bonus</p> <p style="padding-left: 40px;">• Reward Points:</p> <p style="padding-left: 80px;">• Earn 6 ICICI Bank Reward Points for every INR 200 spent on retail transactions (excluding tax, fuel, and rent payments)</p> <p style="padding-left: 80px;">• Same rate for grocery, education, utilities, and insurance payments</p> <p style="padding-left: 80px;">• Grocery, utilities, and education: Max 1,000 Reward Points per category per statement cycle</p> <p style="padding-left: 80px;">• Insurance payments: Max 5,000 Reward Points per category per statement cycle</p> <p style="padding-left: 40px;">• Travel and Entertainment:</p> <p style="padding-left: 80px;">• 2 EaseMyTrip air travel vouchers worth INR 6,000 on annual spending of INR 4 lakh, and the second voucher for reaching INR 8 lakh in an anniversary year</p> <p style="padding-left: 80px;">• Unlimited complimentary golf rounds/lessons every month</p> <p style="padding-left: 80px;">• Buy one ticket and get up to INR 750 off the second ticket twice a month on movies, sports events, theater, and concert tickets through BookMyShow</p> <p style="padding-left: 80px;">• Mastercard Moments: Exclusive experiences for Mastercard cardholders</p> <p style="padding-left: 40px;">• 1% fuel surcharge waiver at all petrol pumps on transactions up to INR 4,000, with a maximum waiver of INR 1,000 per statement cycle</p> <p style="padding-left: 40px;">• 24×7 iAssist Concierge service available</p> <p style="padding-left: 40px;">• Lounge Access:</p> <p style="padding-left: 80px;">• Complimentary Priority Pass Membership for primary and supplementary card members</p> <p style="padding-left: 80px;">• Complimentary lounge access for primary and supplementary card members in select Indian airports</p> <p style="padding-left: 40px;">• No cancellation charges on hotel, flight, travel, and movie ticket bookings</p> <p style="padding-left: 40px;">• Tickets booked using this card can be refunded up to INR 12,000 for a maximum of two transactions every year</p> <p style="padding-left: 40px;">• Insurance and Protection:</p> <p style="padding-left: 80px;">• Personal accident air death cover of INR 3 cr</p> <p style="padding-left: 80px;">• Purchase protection cover of INR 1.40 lakh</p> <p style="padding-left: 80px;">• Credit shield of INR 1 lakh</p> <p style="padding-left: 40px;">• 2% mark-up on all foreign currency transactions</p> </div> </div> </div> </div> </div> </div> </section> </div> </div> <div id="infinia_credit_card_section" class="article-section hide-section-title " data-ecom-container='{"componentTitle":"Infinia Credit Card ","componentType":"infinia_credit_card_section"}'> <div class="section-content wysiwyg-content "> <section id="genericProductWidgetWrapper" class="generic-widget-wrapper font-euclidcircularb-regular mb-4 " data-generic-widget="root" data-ecom-container='{"componentTitle":"Infinia Credit Card","componentType":"Generic Product Widget"}'> <div class="exclude-eds cc-wrapper " data-ecom-product='{"itemId":"158677","itemName":"Infinia Credit Card","itemBrand":"","itemCategory":"","itemCategory2":"","itemCategory3":"","itemCategory4":"","price":0,"quantity":1,"affiliation":"","coupon":"","secondaryCallout":"","starRatings":4.5,"initialCost":0,"subscriptionCost":0}'> <div class="featured-widget-label"><span class="featured-widget-label-txt">FEATURED PARTNER OFFER</span></div> <div class="cc-wrapper-inner"> <div class="card-top-wrap"> <div class="left"> <h3 class="card-title">Infinia Credit Card</h3> <div class="bottom-wrap"> <div class="card-image-wrapper"><a href="https://tjzuh.com/g/4sz1zcihbw735debdde78ac412537b/" rel="nofollow" data-product-name="Infinia Credit Card" data-cta-info="Apply Now" data-vendor="infinia-credit-card" data-product-id="158677" data-product="Best Premium Credit Card In India - hybrid lander" data-cta-url="https://tjzuh.com/g/4sz1zcihbw735debdde78ac412537b/" data-partner-offer="no" data-product-rating="4.5" data-product-badge="" data-component="Generic Product Widget" data-product-position="2" data-cta-position="Image Link" target="_blank" data-widget-type="Generic Product Widget" ><img decoding="async" src="https://thumbor.forbes.com/thumbor/fit-in/125x/https://www.forbes.com/advisor/in/wp-content/uploads/2022/09/infiniacredit-card.png" loading="lazy" loading="lazy" class="card-image " alt="Infinia Credit Card"/></a></div> <div id="forbes-rating-vue-root" class=" card-rating has-tooltip " v-on:mouseenter="handleMouseEnter('67bcff3b1f418')" v-on:click="toggleRatingTooltip('67bcff3b1f418')" v-on:mouseleave="ratingTooltipId = ''" data-component="forbes-rating" > <div class="full-wrap flex items-center mx-auto my-0"> <div class="left-wrap"> <div class="rating-value"> 4.5</div> </div> <div class="right-wrap"> <div class="cc-rating-wrapper"><span class="cc-rating" style="width: 90%;"></span></div> <div class="rating-logo"> <img decoding="async" src="https://www.forbes.com/advisor/in/wp-content/themes/fadvuk/assets/images/fb-rating-logo-2021.svg" loading="lazy" loading="lazy" width="85" height="12" alt="Forbes Advisor" class=""/> <span class="icon-tooltip icon-info"></span></div> </div> </div> <div class="card-rating-tooltip" id="star-rating" v-bind:class="[ratingTooltipId == '67bcff3b1f418' ? 'show' : '']">Our ratings take into account a product's rewards, fees, rates and other category-specific attributes. All ratings are determined solely by our editorial team.</div> </div> <div class="facts-wrapper"> <div class="facts "> <h4 class="fact"> Annual Fee</h4> <div class="fact-value-wrapper"> <p class="fact-value">INR 12,500 + 18% GST</p> <p class="fact-value-light"> </div> </div> <div class="facts "> <h4 class="fact"> Welcome Gift</h4> <div class="fact-value-wrapper"> <p class="fact-value">12,500 reward points</p> <p class="fact-value-light"> </div> </div> <div class="facts "> <h4 class="fact"> Unlimited Offer</h4> <div class="fact-value-wrapper"> <p class="fact-value">Golf games, lounge access</p> <p class="fact-value-light"> </div> </div> </div> </div> </div> <div class="right"> <div class="card-image-wrapper"><a href="https://tjzuh.com/g/4sz1zcihbw735debdde78ac412537b/" rel="nofollow" data-product-name="Infinia Credit Card" data-cta-info="Apply Now" data-vendor="infinia-credit-card" data-product-id="158677" data-product="Best Premium Credit Card In India - hybrid lander" data-cta-url="https://tjzuh.com/g/4sz1zcihbw735debdde78ac412537b/" data-partner-offer="no" data-product-rating="4.5" data-product-badge="" data-component="Generic Product Widget" data-product-position="2" target="_blank" data-cta-position="Image Link" data-widget-type="Generic Product Widget" ><img decoding="async" src="https://thumbor.forbes.com/thumbor/fit-in/125x/https://www.forbes.com/advisor/in/wp-content/uploads/2022/09/infiniacredit-card.png" loading="lazy" loading="lazy" class="card-image " alt="Infinia Credit Card"/></a></div> <div class="btn-wrap"><a class="apply-now c-button" href="https://tjzuh.com/g/4sz1zcihbw735debdde78ac412537b/" rel="nofollow" data-product-name="Infinia Credit Card" data-cta-info="Apply Now" data-vendor="infinia-credit-card" data-product-id="158677" data-product="Best Premium Credit Card In India - hybrid lander" data-cta-url="https://tjzuh.com/g/4sz1zcihbw735debdde78ac412537b/" data-partner-offer="no" data-product-rating="4.5" data-product-badge="" data-component="Generic Product Widget" data-product-position="2" data-widget-type="Generic Product Widget" data-cta-position="Button Link" ><span> Apply Now</span><img decoding="async" src="https://www.forbes.com/advisor/in/wp-content/themes/fadvuk/assets/images/right-arrow.svg" loading="lazy" loading="lazy" alt="" class=""/></a></p> <div class="secure-site-txt"> On HDFC's secure website</div> </div> </div> <div class="mobile-fact-wrapper"> <div class="facts-wrapper"> <div class="facts "> <h4 class="fact"> Annual Fee</h4> <div class="fact-value-wrapper"> <p class="fact-value">INR 12,500 + 18% GST</p> <p class="fact-value-light"> </div> </div> <div class="facts "> <h4 class="fact"> Welcome Gift</h4> <div class="fact-value-wrapper"> <p class="fact-value">12,500 reward points</p> <p class="fact-value-light"> </div> </div> <div class="facts "> <h4 class="fact"> Unlimited Offer</h4> <div class="fact-value-wrapper"> <p class="fact-value">Golf games, lounge access</p> <p class="fact-value-light"> </div> </div> </div> </div> </div> <div class="card-bottom-wrap"> <div class="tab-content-wrapper"> <div class="accordion-tab-wrapper"> <div class="accordion-tab" v-on:click="toggleFaq" > Why We Picked It</div> <div class="c-tab--content list-points answer"> <p>The <a href="https://www.forbes.com/advisor/in/credit-card/reviews/hdfc-infinia-credit-card-review/">Infinia credit card</a> is a premium card that offers exclusive benefits and rewards for its customers. The card has a high credit limit, low interest rate. The card also provides access to airport lounges, travel insurance, concierge service, and cashback on various categories. The Infinia credit card is ideal for people who want to enjoy a luxurious lifestyle and save money on their expenses.</p> </div> </div> <div class="accordion-tab-wrapper"> <div class="accordion-tab" v-on:click="toggleFaq" > Pros & Cons</div> <div class="c-tab--content list-points answer"> <div class="pros-cons-wrapper"> <div class="list-points pros"> <ul> <li>Unlimited access to airport lounges.</li> <li>Unlimited access to domestic airport lounges.</li> <li>Unlimited access to international lounges.</li> </ul> </div> <div class="list-points cons"> <ul> <li>Annual fee is on the higher side.</li> </ul> </div> </div> </div> </div> <div class="accordion-tab-wrapper"> <div class="accordion-tab" v-on:click="toggleFaq" > Card Details</div> <div class="c-tab--content list-points answer"> <p style="padding-left: 40px;">• Card activation rewards the customer with 12,500 points.</p> <p style="padding-left: 40px;">• Enjoy a complimentary one-year Club Marriott Membership, offering up to 20% discounts on dining and stays across the Asia-Pacific region.</p> <p style="padding-left: 40px;">• Receive 12,500 reward points annually, helping offset the previous year’s fee.</p> <p style="padding-left: 40px;">• Fee redemption is available upon spending INR 10 lakh using the card, with the exclusion of the 12,500 reward points.</p> <p style="padding-left: 40px;">• Earn 5 reward points for every INR 150 spent on various retail expenses like insurance, utilities, education, and rent payments.</p> <p style="padding-left: 40px;">• Impressive 10 times reward points on travel and shopping expenses made via SmartBuy.</p> <p style="padding-left: 40px;">• Access unlimited complimentary golf coaching at select Indian courses and enjoy unrestricted complimentary golf at leading Indian and select international courses.</p> <p style="padding-left: 40px;">• Insurance covers the card loss, resulting in zero liability for fraudulent transactions when promptly reported to the 24-hour call center.</p> <p style="padding-left: 40px;">• Foreign currency transactions incur a favorable 2% markup, notably lower than the typical 3.5%.</p> <p style="padding-left: 40px;">• Revolving balances face finance charges of 23.88% per annum as of Sept. 20, 2024, subject to potential fluctuations.</p> <p style="padding-left: 40px;">• 24/7 customer support ensures assistance with inquiries at any time.</p> <p style="padding-left: 40px;">• Benefit from a 1% fuel surcharge waiver on transactions exceeding INR 400 at all fuel stations across India.</p> <p style="padding-left: 40px;">• Complimentary nights and weekend buffets at participating ITC Hotels.</p> <p style="padding-left: 40px;">• Avail of an accidental air death cover of INR 3 cr.</p> <p style="padding-left: 40px;">• Emergency overseas hospitalization coverage up to INR 50 lakh.</p> <p style="padding-left: 40px;">• Credit shield cover of INR 9 lakh.</p> </div> </div> </div> </div> </div> </div> </section> </div> </div> <div id="axis_bank_magnus_credit_card_section" class="article-section hide-section-title " data-ecom-container='{"componentTitle":"Axis Bank Magnus Credit Card","componentType":"axis_bank_magnus_credit_card_section"}'> <div class="section-content wysiwyg-content "> <section id="genericProductWidgetWrapper" class="generic-widget-wrapper font-euclidcircularb-regular mb-4 " data-generic-widget="root" data-ecom-container='{"componentTitle":"Axis Bank Magnus Credit Card","componentType":"Generic Product Widget"}'> <div class="exclude-eds cc-wrapper " data-ecom-product='{"itemId":"158683","itemName":"Axis Bank Magnus Credit Card","itemBrand":"","itemCategory":"","itemCategory2":"","itemCategory3":"","itemCategory4":"","price":0,"quantity":1,"affiliation":"","coupon":"","secondaryCallout":"","starRatings":4.5,"initialCost":0,"subscriptionCost":0}'> <div class="featured-widget-label"><span class="featured-widget-label-txt">FEATURED PARTNER OFFER</span></div> <div class="cc-wrapper-inner"> <div class="card-top-wrap"> <div class="left"> <h3 class="card-title">Axis Bank Magnus Credit Card</h3> <div class="bottom-wrap"> <div class="card-image-wrapper"><a href="https://tjzuh.com/g/bksx608d4a735debdde759db77a9b5/" rel="nofollow" data-product-name="Axis Bank Magnus Credit Card" data-cta-info="Apply Now" data-vendor="axis-bank-magnus-credit-card" data-product-id="158683" data-product="Best Premium Credit Card In India - hybrid lander" data-cta-url="https://tjzuh.com/g/bksx608d4a735debdde759db77a9b5/" data-partner-offer="no" data-product-rating="4.5" data-product-badge="" data-component="Generic Product Widget" data-product-position="3" data-cta-position="Image Link" target="_blank" data-widget-type="Generic Product Widget" ><img decoding="async" src="https://thumbor.forbes.com/thumbor/fit-in/125x/https://www.forbes.com/advisor/in/wp-content/uploads/2022/11/axis-bank-magnus-credit-card-1.png" loading="lazy" loading="lazy" class="card-image " alt="Axis Bank Magnus Credit Card"/></a></div> <div id="forbes-rating-vue-root" class=" card-rating has-tooltip " v-on:mouseenter="handleMouseEnter('67bcff3b23734')" v-on:click="toggleRatingTooltip('67bcff3b23734')" v-on:mouseleave="ratingTooltipId = ''" data-component="forbes-rating" > <div class="full-wrap flex items-center mx-auto my-0"> <div class="left-wrap"> <div class="rating-value"> 4.5</div> </div> <div class="right-wrap"> <div class="cc-rating-wrapper"><span class="cc-rating" style="width: 90%;"></span></div> <div class="rating-logo"> <img decoding="async" src="https://www.forbes.com/advisor/in/wp-content/themes/fadvuk/assets/images/fb-rating-logo-2021.svg" loading="lazy" loading="lazy" width="85" height="12" alt="Forbes Advisor" class=""/> <span class="icon-tooltip icon-info"></span></div> </div> </div> <div class="card-rating-tooltip" id="star-rating" v-bind:class="[ratingTooltipId == '67bcff3b23734' ? 'show' : '']">Our ratings take into account a product's rewards, fees, rates and other category-specific attributes. All ratings are determined solely by our editorial team.</div> </div> <div class="facts-wrapper"> <div class="facts "> <h4 class="fact"> Annual Fee</h4> <div class="fact-value-wrapper"> <p class="fact-value">INR 12,500 + 18% GST</p> <p class="fact-value-light"> </div> </div> <div class="facts "> <h4 class="fact"> Welcome Gift</h4> <div class="fact-value-wrapper"> <p class="fact-value">One domestic flight ticket and a Tata CLiQ voucher of INR 10,000</p> <p class="fact-value-light"> </div> </div> <div class="facts "> <h4 class="fact"> Unlimited Offer</h4> <div class="fact-value-wrapper"> <p class="fact-value">Airport lounge visits Domestic Lounge Visits: Unlimited International Lounge Visits: Unlimited</p> <p class="fact-value-light"> </div> </div> </div> </div> </div> <div class="right"> <div class="card-image-wrapper"><a href="https://tjzuh.com/g/bksx608d4a735debdde759db77a9b5/" rel="nofollow" data-product-name="Axis Bank Magnus Credit Card" data-cta-info="Apply Now" data-vendor="axis-bank-magnus-credit-card" data-product-id="158683" data-product="Best Premium Credit Card In India - hybrid lander" data-cta-url="https://tjzuh.com/g/bksx608d4a735debdde759db77a9b5/" data-partner-offer="no" data-product-rating="4.5" data-product-badge="" data-component="Generic Product Widget" data-product-position="3" target="_blank" data-cta-position="Image Link" data-widget-type="Generic Product Widget" ><img decoding="async" src="https://thumbor.forbes.com/thumbor/fit-in/125x/https://www.forbes.com/advisor/in/wp-content/uploads/2022/11/axis-bank-magnus-credit-card-1.png" loading="lazy" loading="lazy" class="card-image " alt="Axis Bank Magnus Credit Card"/></a></div> <div class="btn-wrap"><a class="apply-now c-button" href="https://tjzuh.com/g/bksx608d4a735debdde759db77a9b5/" rel="nofollow" data-product-name="Axis Bank Magnus Credit Card" data-cta-info="Apply Now" data-vendor="axis-bank-magnus-credit-card" data-product-id="158683" data-product="Best Premium Credit Card In India - hybrid lander" data-cta-url="https://tjzuh.com/g/bksx608d4a735debdde759db77a9b5/" data-partner-offer="no" data-product-rating="4.5" data-product-badge="" data-component="Generic Product Widget" data-product-position="3" data-widget-type="Generic Product Widget" data-cta-position="Button Link" ><span> Apply Now</span><img decoding="async" src="https://www.forbes.com/advisor/in/wp-content/themes/fadvuk/assets/images/right-arrow.svg" loading="lazy" loading="lazy" alt="" class=""/></a></p> <div class="secure-site-txt"> On Axis's secure website</div> </div> </div> <div class="mobile-fact-wrapper"> <div class="facts-wrapper"> <div class="facts "> <h4 class="fact"> Annual Fee</h4> <div class="fact-value-wrapper"> <p class="fact-value">INR 12,500 + 18% GST</p> <p class="fact-value-light"> </div> </div> <div class="facts "> <h4 class="fact"> Welcome Gift</h4> <div class="fact-value-wrapper"> <p class="fact-value">One domestic flight ticket and a Tata CLiQ voucher of INR 10,000</p> <p class="fact-value-light"> </div> </div> <div class="facts "> <h4 class="fact"> Unlimited Offer</h4> <div class="fact-value-wrapper"> <p class="fact-value">Airport lounge visits Domestic Lounge Visits: Unlimited International Lounge Visits: Unlimited</p> <p class="fact-value-light"> </div> </div> </div> </div> </div> <div class="card-bottom-wrap"> <div class="tab-content-wrapper"> <div class="accordion-tab-wrapper"> <div class="accordion-tab" v-on:click="toggleFaq" > Why We Picked It</div> <div class="c-tab--content list-points answer"> <p>The <a href="https://www.forbes.com/advisor/in/credit-card/axis-magnus-credit-card/">Magnus Credit Card</a> offers unlimited access to both international and domestic airports’ lounges. In addition to lounge privileges, cardholders benefit from VIP assistance services up to eight times a year, providing invaluable support for various airport procedures, including check-ins, security checks, immigration processes, and porter services. Moreover, the card includes a generous allocation of nine complimentary visits for accompanying guests.</p> </div> </div> <div class="accordion-tab-wrapper"> <div class="accordion-tab" v-on:click="toggleFaq" > Pros & Cons</div> <div class="c-tab--content list-points answer"> <div class="pros-cons-wrapper"> <div class="list-points pros"> <ul> <li>Unlimited access to airport lounges.</li> <li>Unlimited access to domestic airport lounges.</li> <li>Unlimited access to international lounges.</li> </ul> </div> <div class="list-points cons"> <ul> <li>Annual fee is on the higher side.</li> </ul> </div> </div> </div> </div> <div class="accordion-tab-wrapper"> <div class="accordion-tab" v-on:click="toggleFaq" > Card Details</div> <div class="c-tab--content list-points answer"> <p style="padding-left: 40px;">• Subscribers can choose between one complimentary domestic flight ticket and a Tata CLiQ voucher of INR 10,000 as an annual benefit.</p> <p style="padding-left: 40px;">• Interest rate of 2.5% on extended credit.</p> <p style="padding-left: 40px;">• Foreign currency markup fee of 2%.</p> <p style="padding-left: 40px;">• No cash withdrawal fee.</p> <p style="padding-left: 40px;">• Fuel surcharge waiver of 1% for transactions between INR 400 to INR 4,000.</p> <p style="padding-left: 40px;">• 25,000 EDGE reward points worth INR 5,000 on monthly spends of INR 1 lakh.</p> <p style="padding-left: 40px;">• 5X EDGE reward on travel spends via TRAVEL EDGE.</p> <p style="padding-left: 40px;">• 12 EDGE reward points for every INR 200 spent.</p> <p style="padding-left: 40px;">• 2X EDGE reward points on purchases at MakeMyTrip, Yatra, Goibibo, and more.</p> <p style="padding-left: 40px;">• Services of a dedicated concierge available on phone.</p> <p style="padding-left: 40px;">• A flat 15% off and a complimentary room upgrade at all Oberoi properties in India.</p> <p style="padding-left: 40px;">• Buy one movie or non-movie ticket and get up to INR 500 off on the second.</p> <p style="padding-left: 40px;">• Up to 20% discount at over 4000 restaurants across India.</p> <p style="padding-left: 40px;">• Air accident cover, purchase protection, lost card liability programs, and more.</p> <p style="padding-left: 40px;">• Expert medical opinion from a panel of world-class specialists is available for the users.</p> <p style="padding-left: 40px;">• Healthcare packages from SRL Diagnostics, Dr. Lal PathLab and Metropolis.</p> </div> </div> </div> </div> </div> </div> </section> </div> </div> <div id="axis_bank_reserve_credit_card_section" class="article-section hide-section-title " data-ecom-container='{"componentTitle":"Axis Bank Reserve Credit Card","componentType":"axis_bank_reserve_credit_card_section"}'> <div class="section-content wysiwyg-content "> <section id="genericProductWidgetWrapper" class="generic-widget-wrapper font-euclidcircularb-regular mb-4 " data-generic-widget="root" data-ecom-container='{"componentTitle":"Axis Bank Reserve Credit Card","componentType":"Generic Product Widget"}'> <div class="exclude-eds cc-wrapper " data-ecom-product='{"itemId":"158686","itemName":"Axis Bank Reserve Credit Card","itemBrand":"","itemCategory":"","itemCategory2":"","itemCategory3":"","itemCategory4":"","price":0,"quantity":1,"affiliation":"","coupon":"","secondaryCallout":"","starRatings":4,"initialCost":0,"subscriptionCost":0}'> <div class="featured-widget-label"><span class="featured-widget-label-txt">FEATURED PARTNER OFFER</span></div> <div class="cc-wrapper-inner"> <div class="card-top-wrap"> <div class="left"> <h3 class="card-title">Axis Bank Reserve Credit Card</h3> <div class="bottom-wrap"> <div class="card-image-wrapper"><a href="https://tjzuh.com/g/bksx608d4a735debdde759db77a9b5/" rel="nofollow" data-product-name="Axis Bank Reserve Credit Card" data-cta-info="Apply Now" data-vendor="axis-bank-reserve-credit-card" data-product-id="158686" data-product="Best Premium Credit Card In India - hybrid lander" data-cta-url="https://tjzuh.com/g/bksx608d4a735debdde759db77a9b5/" data-partner-offer="no" data-product-rating="4" data-product-badge="" data-component="Generic Product Widget" data-product-position="4" data-cta-position="Image Link" target="_blank" data-widget-type="Generic Product Widget" ><img decoding="async" src="https://thumbor.forbes.com/thumbor/fit-in/125x/https://www.forbes.com/advisor/in/wp-content/uploads/2022/09/axis-bank-reserve-credit-card.png" loading="lazy" loading="lazy" class="card-image " alt="Axis Bank Reserve Credit Card"/></a></div> <div id="forbes-rating-vue-root" class=" card-rating has-tooltip " v-on:mouseenter="handleMouseEnter('67bcff3b277e1')" v-on:click="toggleRatingTooltip('67bcff3b277e1')" v-on:mouseleave="ratingTooltipId = ''" data-component="forbes-rating" > <div class="full-wrap flex items-center mx-auto my-0"> <div class="left-wrap"> <div class="rating-value"> 4.0</div> </div> <div class="right-wrap"> <div class="cc-rating-wrapper"><span class="cc-rating" style="width: 80%;"></span></div> <div class="rating-logo"> <img decoding="async" src="https://www.forbes.com/advisor/in/wp-content/themes/fadvuk/assets/images/fb-rating-logo-2021.svg" loading="lazy" loading="lazy" width="85" height="12" alt="Forbes Advisor" class=""/> <span class="icon-tooltip icon-info"></span></div> </div> </div> <div class="card-rating-tooltip" id="star-rating" v-bind:class="[ratingTooltipId == '67bcff3b277e1' ? 'show' : '']">Our ratings take into account a product's rewards, fees, rates and other category-specific attributes. All ratings are determined solely by our editorial team.</div> </div> <div class="facts-wrapper"> <div class="facts "> <h4 class="fact"> Annual Fee</h4> <div class="fact-value-wrapper"> <p class="fact-value">INR 50,000 + 18% GST</p> <p class="fact-value-light"> </div> </div> <div class="facts "> <h4 class="fact"> Welcome Gift</h4> <div class="fact-value-wrapper"> <p class="fact-value">Taj Experiences E-Gift Card, Club Vistara Gold membership, Zomato pro membership</p> <p class="fact-value-light"> </div> </div> <div class="facts "> <h4 class="fact"> Unlimited Offer</h4> <div class="fact-value-wrapper"> <p class="fact-value">Unlimited lounge access</p> <p class="fact-value-light"> </div> </div> </div> </div> </div> <div class="right"> <div class="card-image-wrapper"><a href="https://tjzuh.com/g/bksx608d4a735debdde759db77a9b5/" rel="nofollow" data-product-name="Axis Bank Reserve Credit Card" data-cta-info="Apply Now" data-vendor="axis-bank-reserve-credit-card" data-product-id="158686" data-product="Best Premium Credit Card In India - hybrid lander" data-cta-url="https://tjzuh.com/g/bksx608d4a735debdde759db77a9b5/" data-partner-offer="no" data-product-rating="4" data-product-badge="" data-component="Generic Product Widget" data-product-position="4" target="_blank" data-cta-position="Image Link" data-widget-type="Generic Product Widget" ><img decoding="async" src="https://thumbor.forbes.com/thumbor/fit-in/125x/https://www.forbes.com/advisor/in/wp-content/uploads/2022/09/axis-bank-reserve-credit-card.png" loading="lazy" loading="lazy" class="card-image " alt="Axis Bank Reserve Credit Card"/></a></div> <div class="btn-wrap"><a class="apply-now c-button" href="https://tjzuh.com/g/bksx608d4a735debdde759db77a9b5/" rel="nofollow" data-product-name="Axis Bank Reserve Credit Card" data-cta-info="Apply Now" data-vendor="axis-bank-reserve-credit-card" data-product-id="158686" data-product="Best Premium Credit Card In India - hybrid lander" data-cta-url="https://tjzuh.com/g/bksx608d4a735debdde759db77a9b5/" data-partner-offer="no" data-product-rating="4" data-product-badge="" data-component="Generic Product Widget" data-product-position="4" data-widget-type="Generic Product Widget" data-cta-position="Button Link" ><span> Apply Now</span><img decoding="async" src="https://www.forbes.com/advisor/in/wp-content/themes/fadvuk/assets/images/right-arrow.svg" loading="lazy" loading="lazy" alt="" class=""/></a></p> <div class="secure-site-txt"> On Axis's secure website</div> </div> </div> <div class="mobile-fact-wrapper"> <div class="facts-wrapper"> <div class="facts "> <h4 class="fact"> Annual Fee</h4> <div class="fact-value-wrapper"> <p class="fact-value">INR 50,000 + 18% GST</p> <p class="fact-value-light"> </div> </div> <div class="facts "> <h4 class="fact"> Welcome Gift</h4> <div class="fact-value-wrapper"> <p class="fact-value">Taj Experiences E-Gift Card, Club Vistara Gold membership, Zomato pro membership</p> <p class="fact-value-light"> </div> </div> <div class="facts "> <h4 class="fact"> Unlimited Offer</h4> <div class="fact-value-wrapper"> <p class="fact-value">Unlimited lounge access</p> <p class="fact-value-light"> </div> </div> </div> </div> </div> <div class="card-bottom-wrap"> <div class="tab-content-wrapper"> <div class="accordion-tab-wrapper"> <div class="accordion-tab" v-on:click="toggleFaq" > Why We Picked It</div> <div class="c-tab--content list-points answer"> <p>The Axis Bank Reserve Credit Card offers unlimited international lounge visits for primary and add-on cardholders, accompanied by Priority Pass membership. It also includes a remarkable feature of providing 12 complimentary visits annually for accompanying guests.</p> <p>Additionally, cardholders can avail of VIP assistance services up to eight times a year, facilitating a seamless airport experience, including assistance with airport procedures, check-ins, security checks, immigration processes, and porter services.</p> </div> </div> <div class="accordion-tab-wrapper"> <div class="accordion-tab" v-on:click="toggleFaq" > Pros & Cons</div> <div class="c-tab--content list-points answer"> <div class="pros-cons-wrapper"> <div class="list-points pros"> <ul> <li>Unlimited access to airport lounges.</li> <li>Unlimited access to domestic airport lounges.</li> <li>Unlimited access to international lounges.</li> </ul> </div> <div class="list-points cons"> <ul> <li>Card is available only for those with an annual income of INR 18 lakh and above.</li> </ul> </div> </div> </div> </div> <div class="accordion-tab-wrapper"> <div class="accordion-tab" v-on:click="toggleFaq" > Card Details</div> <div class="c-tab--content list-points answer"> <p style="padding-left: 40px;">• Annual fee waived upon spending INR 25 lakh in the previous year.</p> <p style="padding-left: 40px;">• Favorable foreign currency markup of 1.5% for international transactions.</p> <p style="padding-left: 40px;">• No charges for cash withdrawals.</p> <p style="padding-left: 40px;">• Enjoy a 1% fuel surcharge waiver for transactions between INR 400 and INR 4,000 (capped at INR 400 per month).</p> <p style="padding-left: 40px;">• Benefit from a reduced APR of 2.5% on extended credit.</p> <p style="padding-left: 40px;">• Receive 50,000 reward points upon card activation and renewal.</p> <p style="padding-left: 40px;">• Earn 15 EDGE reward points for every INR 200 spent.</p> <p style="padding-left: 40px;">• Get 2X rewards on international expenditures.</p> <p style="padding-left: 40px;">• Access Club ITC Culinaire membership with a complimentary third-night stay.</p> <p style="padding-left: 40px;">• Avail 50% savings on published room tariffs for suites on weekends, 25% green points on food and beverage expenses and a bouquet of 10 certificates.</p> <p style="padding-left: 40px;">• Enjoy Accorplus membership, which offers a complimentary night’s stay across the Asia-Pacific region, complimentary room upgrades, and up to 50% off dining.</p> <p style="padding-left: 40px;">• Relish a complimentary lunch buffet for two at Accor Hotels in India.</p> <p style="padding-left: 40px;">• Access the handcrafted Club Marriott Asia-Pacific membership, featuring 20% off on food and beverage expenses and 20% off on the best available rates at participating Marriott Hotels in India and weekend rates in the Asia-Pacific region.</p> <p style="padding-left: 40px;">• Exclusive offers at Oberoi Hotels and Resorts include 15% savings on room-only rates and room with breakfast rates, a complimentary third-night stay, and 50% savings on best available rates for suites.</p> <p style="padding-left: 40px;">• For Postcard Hotels, enjoy 15% off on the best available room rate and anytime check-in and check-out.</p> <p style="padding-left: 40px;">• Receive 50 complimentary golf rounds each year at the finest golf courses in India.</p> <p style="padding-left: 40px;">• Benefit from counterfeit and lost card liability up to the credit limit.</p> <p style="padding-left: 40px;">• Receive purchase protection of INR 2 lakh.</p> <p style="padding-left: 40px;">• Enjoy coverage for loss, delay in baggage, and personal documents amounting to $500.</p> <p style="padding-left: 40px;">• Access a credit shield of INR 5 lakh.</p> <p style="padding-left: 40px;">• Get the first complimentary information session and a 25% discount on all health and wellness coaching plans.</p> <p style="padding-left: 40px;">• Utilize a referral-based service for a second medical opinion with world-class specialists.</p> <p style="padding-left: 40px;">• Exclusive savings on healthcare packages and pathology tests at Dr. Lal Pathlabs and Metropolis.</p> </div> </div> </div> </div> </div> </div> </section> </div> </div> <div id="aurum_credit_card_section" class="article-section hide-section-title " data-ecom-container='{"componentTitle":"AURUM Credit Card","componentType":"aurum_credit_card_section"}'> <div class="section-content wysiwyg-content "> <section id="genericProductWidgetWrapper" class="generic-widget-wrapper font-euclidcircularb-regular mb-4 " data-generic-widget="root" data-ecom-container='{"componentTitle":"AURUM Credit Card","componentType":"Generic Product Widget"}'> <div class="exclude-eds cc-wrapper " data-ecom-product='{"itemId":"158689","itemName":"AURUM Credit Card","itemBrand":"","itemCategory":"","itemCategory2":"","itemCategory3":"","itemCategory4":"","price":0,"quantity":1,"affiliation":"","coupon":"","secondaryCallout":"","starRatings":3.1,"initialCost":0,"subscriptionCost":0}'> <div class="featured-widget-label"><span class="featured-widget-label-txt">FEATURED PARTNER OFFER</span></div> <div class="cc-wrapper-inner"> <div class="card-top-wrap"> <div class="left"> <h3 class="card-title">AURUM Credit Card</h3> <div class="bottom-wrap"> <div class="card-image-wrapper"><img decoding="async" src="https://thumbor.forbes.com/thumbor/fit-in/125x/https://www.forbes.com/advisor/in/wp-content/uploads/2023/12/SBI-AURUM-Credit-Card.png-removebg-preview.png" loading="lazy" loading="lazy" class="card-image " alt="AURUM Credit Card"/></div> <div id="forbes-rating-vue-root" class=" card-rating has-tooltip " v-on:mouseenter="handleMouseEnter('67bcff3b2bae3')" v-on:click="toggleRatingTooltip('67bcff3b2bae3')" v-on:mouseleave="ratingTooltipId = ''" data-component="forbes-rating" > <div class="full-wrap flex items-center mx-auto my-0"> <div class="left-wrap"> <div class="rating-value"> 3.1</div> </div> <div class="right-wrap"> <div class="cc-rating-wrapper"><span class="cc-rating" style="width: 60%;"></span></div> <div class="rating-logo"> <img decoding="async" src="https://www.forbes.com/advisor/in/wp-content/themes/fadvuk/assets/images/fb-rating-logo-2021.svg" loading="lazy" loading="lazy" width="85" height="12" alt="Forbes Advisor" class=""/> <span class="icon-tooltip icon-info"></span></div> </div> </div> <div class="card-rating-tooltip" id="star-rating" v-bind:class="[ratingTooltipId == '67bcff3b2bae3' ? 'show' : '']">Our ratings take into account a product's rewards, fees, rates and other category-specific attributes. All ratings are determined solely by our editorial team.</div> </div> <div class="facts-wrapper"> <div class="facts "> <h4 class="fact"> Annual Fee</h4> <div class="fact-value-wrapper"> <p class="fact-value">INR 9,999 + 18% GST</p> <p class="fact-value-light"> </div> </div> <div class="facts "> <h4 class="fact"> Welcome Gift</h4> <div class="fact-value-wrapper"> <p class="fact-value">40,000 Reward Points</p> <p class="fact-value-light"> </div> </div> <div class="facts "> <h4 class="fact"> Unlimited Offer</h4> <div class="fact-value-wrapper"> <p class="fact-value">Unlimited international lounge access</p> <p class="fact-value-light"> </div> </div> </div> </div> </div> <div class="right"> <div class="card-image-wrapper"><img decoding="async" src="https://thumbor.forbes.com/thumbor/fit-in/125x/https://www.forbes.com/advisor/in/wp-content/uploads/2023/12/SBI-AURUM-Credit-Card.png-removebg-preview.png" loading="lazy" loading="lazy" class="card-image " alt="AURUM Credit Card"/></div> </div> <div class="mobile-fact-wrapper"> <div class="facts-wrapper"> <div class="facts "> <h4 class="fact"> Annual Fee</h4> <div class="fact-value-wrapper"> <p class="fact-value">INR 9,999 + 18% GST</p> <p class="fact-value-light"> </div> </div> <div class="facts "> <h4 class="fact"> Welcome Gift</h4> <div class="fact-value-wrapper"> <p class="fact-value">40,000 Reward Points</p> <p class="fact-value-light"> </div> </div> <div class="facts "> <h4 class="fact"> Unlimited Offer</h4> <div class="fact-value-wrapper"> <p class="fact-value">Unlimited international lounge access</p> <p class="fact-value-light"> </div> </div> </div> </div> </div> <div class="card-bottom-wrap"> <div class="tab-content-wrapper"> <div class="accordion-tab-wrapper"> <div class="accordion-tab" v-on:click="toggleFaq" > Why We Picked It</div> <div class="c-tab--content list-points answer"> <p>SBI Card, India’s leading credit card issuer, introduces the exclusive ‘AURUM’ credit card, available by invitation only. Targeting C-suite executives and high-net-worth individuals, AURUM is a super-premium credit card designed to provide a refined and indulgent experience across various lifestyle aspects such as travel, shopping, entertainment, and leisure. Crafted with a metallic look and matte black finish, AURUM’s thoughtful design reflects its luxury quotient.</p> </div> </div> <div class="accordion-tab-wrapper"> <div class="accordion-tab" v-on:click="toggleFaq" > Pros & Cons</div> <div class="c-tab--content list-points answer"> <div class="pros-cons-wrapper"> <div class="list-points pros"> <ul> <li>Unlimited International lounge access.</li> <li>25% discounts in Marriott group hotels.</li> </ul> </div> <div class="list-points cons"> <ul> <li>No reward points like other credit cards on average spends.</li> </ul> </div> </div> </div> </div> <div class="accordion-tab-wrapper"> <div class="accordion-tab" v-on:click="toggleFaq" > luxury quotient.</div> <div class="c-tab--content list-points answer"> <p style="padding-left: 40px;">• Joining and annual membership fee: INR 9,999 plus taxes, reversed on achieving a spending milestone of INR 12 lakh in a card membership year.</p> <p style="padding-left: 40px;">• Joining benefits include 40,000 Reward Points (INR 10,000 equivalent), with points that never expire.</p> <p style="padding-left: 40px;">• 1-year Club Marriott membership as a welcome gift, offering up to 25% discounts in Marriott group hotels.</p> <p style="padding-left: 40px;">• Unlimited international lounge access, flight cancellation cover, golf privileges, concierge services, and secretarial access.</p> <p style="padding-left: 40px;">• Unlimited international lounge access for cardholders and four international lounge visits for accompanying guests.</p> <p style="padding-left: 40px;">• Flight benefits include cover for two flight cancellations and INR 1 lakh cover for baggage loss, flight delays, or loss of goods during travel.</p> <p style="padding-left: 40px;">• 16 complimentary golf rounds and 12 complimentary lessons per calendar year.</p> <p style="padding-left: 40px;">• Forex markup of 1.99% on international transactions.</p> <p style="padding-left: 40px;">• Accidental death cover worth INR 3.5 crore.</p> <p style="padding-left: 40px;">• AURUM’s partnership with BookMyShow provides 4 free movie tickets worth INR 1000 monthly.</p> <p style="padding-left: 40px;">• One-year complimentary digital subscriptions of Mint and The Wall Street Journal.</p> <p style="padding-left: 40px;">• E-vouchers based on monthly and annual spending milestones from Tata CLiQ, Tata CLiQ Luxury, Taj Experience, and Apple Premium Reseller Gift Card.</p> <p style="padding-left: 40px;">• Lost card liability and fraudulent charge cover worth INR 10 lakh for enhanced security.</p> </div> </div> </div> </div> </div> </div> </section> </div> </div> <div id="hsbc_premier_credit_card_section" class="article-section hide-section-title " data-ecom-container='{"componentTitle":"HSBC Premier Credit Card ","componentType":"hsbc_premier_credit_card_section"}'> <div class="section-content wysiwyg-content "> <section id="genericProductWidgetWrapper" class="generic-widget-wrapper font-euclidcircularb-regular mb-4 " data-generic-widget="root" data-ecom-container='{"componentTitle":"HSBC Premier Credit Card","componentType":"Generic Product Widget"}'> <div class="exclude-eds cc-wrapper " data-ecom-product='{"itemId":"158691","itemName":"HSBC Premier Credit Card","itemBrand":"","itemCategory":"","itemCategory2":"","itemCategory3":"","itemCategory4":"","price":0,"quantity":1,"affiliation":"","coupon":"","secondaryCallout":"","starRatings":3,"initialCost":0,"subscriptionCost":0}'> <div class="featured-widget-label"><span class="featured-widget-label-txt">FEATURED PARTNER OFFER</span></div> <div class="cc-wrapper-inner"> <div class="card-top-wrap"> <div class="left"> <h3 class="card-title">HSBC Premier Credit Card</h3> <div class="bottom-wrap"> <div class="card-image-wrapper"><img decoding="async" src="https://thumbor.forbes.com/thumbor/fit-in/125x/https://www.forbes.com/advisor/in/wp-content/uploads/2024/07/hsbc-premier-mastercard-credit-card-removebg-preview.png" loading="lazy" loading="lazy" class="card-image " alt="HSBC Premier Credit Card"/></div> <div id="forbes-rating-vue-root" class=" card-rating has-tooltip " v-on:mouseenter="handleMouseEnter('67bcff3b2f8ae')" v-on:click="toggleRatingTooltip('67bcff3b2f8ae')" v-on:mouseleave="ratingTooltipId = ''" data-component="forbes-rating" > <div class="full-wrap flex items-center mx-auto my-0"> <div class="left-wrap"> <div class="rating-value"> 3.0</div> </div> <div class="right-wrap"> <div class="cc-rating-wrapper"><span class="cc-rating" style="width: 60%;"></span></div> <div class="rating-logo"> <img decoding="async" src="https://www.forbes.com/advisor/in/wp-content/themes/fadvuk/assets/images/fb-rating-logo-2021.svg" loading="lazy" loading="lazy" width="85" height="12" alt="Forbes Advisor" class=""/> <span class="icon-tooltip icon-info"></span></div> </div> </div> <div class="card-rating-tooltip" id="star-rating" v-bind:class="[ratingTooltipId == '67bcff3b2f8ae' ? 'show' : '']">Our ratings take into account a product's rewards, fees, rates and other category-specific attributes. All ratings are determined solely by our editorial team.</div> </div> <div class="facts-wrapper"> <div class="facts "> <h4 class="fact"> Annual Fee</h4> <div class="fact-value-wrapper"> <p class="fact-value">1st Year INR12,000, and INR 20,000 from 2nd year onwards + 18% GST</p> <p class="fact-value-light"> </div> </div> <div class="facts "> <h4 class="fact"> Welcome Gift</h4> <div class="fact-value-wrapper"> <p class="fact-value">Taj Experience gift card worth INR12,000</p> <p class="fact-value-light"> </div> </div> <div class="facts "> <h4 class="fact"> Unlimited Offer</h4> <div class="fact-value-wrapper"> <p class="fact-value">Unlimited lounge access</p> <p class="fact-value-light"> </div> </div> </div> </div> </div> <div class="right"> <div class="card-image-wrapper"><img decoding="async" src="https://thumbor.forbes.com/thumbor/fit-in/125x/https://www.forbes.com/advisor/in/wp-content/uploads/2024/07/hsbc-premier-mastercard-credit-card-removebg-preview.png" loading="lazy" loading="lazy" class="card-image " alt="HSBC Premier Credit Card"/></div> </div> <div class="mobile-fact-wrapper"> <div class="facts-wrapper"> <div class="facts "> <h4 class="fact"> Annual Fee</h4> <div class="fact-value-wrapper"> <p class="fact-value">1st Year INR12,000, and INR 20,000 from 2nd year onwards + 18% GST</p> <p class="fact-value-light"> </div> </div> <div class="facts "> <h4 class="fact"> Welcome Gift</h4> <div class="fact-value-wrapper"> <p class="fact-value">Taj Experience gift card worth INR12,000</p> <p class="fact-value-light"> </div> </div> <div class="facts "> <h4 class="fact"> Unlimited Offer</h4> <div class="fact-value-wrapper"> <p class="fact-value">Unlimited lounge access</p> <p class="fact-value-light"> </div> </div> </div> </div> </div> <div class="card-bottom-wrap"> <div class="tab-content-wrapper"> <div class="accordion-tab-wrapper"> <div class="accordion-tab" v-on:click="toggleFaq" > Why We Picked It</div> <div class="c-tab--content list-points answer"> <p>The HSBC Premier Credit Card caters to discerning individuals seeking exclusive privileges and superior financial management. Members can access various benefits tailored to elevate their lifestyle. The card offers comprehensive travel rewards, including 1:1 conversion of reward points to air miles with over 20 airlines and a low foreign exchange markup of 0.99% globally. Additionally, cardholders enjoy luxury experiences such as unlimited airport lounge access worldwide and enticing dining offers.</p> </div> </div> <div class="accordion-tab-wrapper"> <div class="accordion-tab" v-on:click="toggleFaq" > Pros & Cons</div> <div class="c-tab--content list-points answer"> <div class="pros-cons-wrapper"> <div class="list-points pros"> <ul> <li>Good reward point conversion</li> </ul> </div> <div class="list-points cons"> <ul> <li>Annual charges higher than the joining fee</li> </ul> </div> </div> </div> </div> <div class="accordion-tab-wrapper"> <div class="accordion-tab" v-on:click="toggleFaq" > Card Details</div> <div class="c-tab--content list-points answer"> <p style="padding-left: 40px;">• Convert reward points 1:1 to airmiles with over 20 domestic and international airlines.</p> <p style="padding-left: 40px;">• Redeem reward points for Apple products using 1:1 Imagine vouchers.</p> <p style="padding-left: 40px;">• Reward points that never expire.</p> <p style="padding-left: 40px;">• Earn 3 reward points for every INR 100 spent.</p> <p style="padding-left: 40px;">• Global transactions with a 0.99% foreign exchange markup, applicable anytime and anywhere, with no conditions.</p> <p style="padding-left: 40px;">• Unlimited access to domestic and international airport lounges, plus 8 international guest visits.</p> <p style="padding-left: 40px;">• Buy one, get one offer on entertainment at BookMyShow any day of the week.</p> <p style="padding-left: 40px;">• 30% off on dining bills (up to INR 1,250) with EazyDiner.</p> <p style="padding-left: 40px;">• Epicure membership with benefits across Taj hotels.</p> <p style="padding-left: 40px;">• Receive a Taj Experiences gift card worth INR 12,000.</p> <p style="padding-left: 40px;">• Complimentary annual membership with EazyDiner Prime.</p> </div> </div> </div> </div> </div> </div> </section> </div> </div> <div id="sbi_elite_credit_card_section" class="article-section hide-section-title " data-ecom-container='{"componentTitle":"SBI Elite Credit Card ","componentType":"sbi_elite_credit_card_section"}'> <div class="section-content wysiwyg-content "> <section id="genericProductWidgetWrapper" class="generic-widget-wrapper font-euclidcircularb-regular mb-4 " data-generic-widget="root" data-ecom-container='{"componentTitle":"SBI Elite Credit Card","componentType":"Generic Product Widget"}'> <div class="exclude-eds cc-wrapper " data-ecom-product='{"itemId":"158693","itemName":"SBI Elite Credit Card","itemBrand":"","itemCategory":"","itemCategory2":"","itemCategory3":"","itemCategory4":"","price":0,"quantity":1,"affiliation":"","coupon":"","secondaryCallout":"","starRatings":3,"initialCost":0,"subscriptionCost":0}'> <div class="featured-widget-label"><span class="featured-widget-label-txt">FEATURED PARTNER OFFER</span></div> <div class="cc-wrapper-inner"> <div class="card-top-wrap"> <div class="left"> <h3 class="card-title">SBI Elite Credit Card</h3> <div class="bottom-wrap"> <div class="card-image-wrapper"><a href="https://ad.admitad.com/g/hxn4dcyutj735debdde78bc555c0f8/?subid=clickid&subid1=subid1" rel="nofollow" data-product-name="SBI Elite Credit Card" data-cta-info="Apply Now" data-vendor="sbi-elite-credit-card" data-product-id="158693" data-product="Best Premium Credit Card In India - hybrid lander" data-cta-url="https://ad.admitad.com/g/hxn4dcyutj735debdde78bc555c0f8/?subid=clickid&subid1=subid1" data-partner-offer="no" data-product-rating="3" data-product-badge="" data-component="Generic Product Widget" data-product-position="7" data-cta-position="Image Link" target="_blank" data-widget-type="Generic Product Widget" ><img decoding="async" src="https://thumbor.forbes.com/thumbor/fit-in/125x/https://www.forbes.com/advisor/in/wp-content/uploads/2022/07/SBI-Elite-Credit-Card-Review.png" loading="lazy" loading="lazy" class="card-image " alt="SBI Elite Credit Card"/></a></div> <div id="forbes-rating-vue-root" class=" card-rating has-tooltip " v-on:mouseenter="handleMouseEnter('67bcff3b33622')" v-on:click="toggleRatingTooltip('67bcff3b33622')" v-on:mouseleave="ratingTooltipId = ''" data-component="forbes-rating" > <div class="full-wrap flex items-center mx-auto my-0"> <div class="left-wrap"> <div class="rating-value"> 3.0</div> </div> <div class="right-wrap"> <div class="cc-rating-wrapper"><span class="cc-rating" style="width: 60%;"></span></div> <div class="rating-logo"> <img decoding="async" src="https://www.forbes.com/advisor/in/wp-content/themes/fadvuk/assets/images/fb-rating-logo-2021.svg" loading="lazy" loading="lazy" width="85" height="12" alt="Forbes Advisor" class=""/> <span class="icon-tooltip icon-info"></span></div> </div> </div> <div class="card-rating-tooltip" id="star-rating" v-bind:class="[ratingTooltipId == '67bcff3b33622' ? 'show' : '']">Our ratings take into account a product's rewards, fees, rates and other category-specific attributes. All ratings are determined solely by our editorial team.</div> </div> <div class="facts-wrapper"> <div class="facts "> <h4 class="fact"> Annual Fee</h4> <div class="fact-value-wrapper"> <p class="fact-value">INR 4,999 + 18% GST</p> <p class="fact-value-light"> </div> </div> <div class="facts "> <h4 class="fact"> Welcome Gift</h4> <div class="fact-value-wrapper"> <p class="fact-value">E-gift voucher worth INR 5,000</p> <p class="fact-value-light"> </div> </div> <div class="facts "> <h4 class="fact"> Unlimited Offer</h4> <div class="fact-value-wrapper"> <p class="fact-value">Nil</p> <p class="fact-value-light"> </div> </div> </div> </div> </div> <div class="right"> <div class="card-image-wrapper"><a href="https://ad.admitad.com/g/hxn4dcyutj735debdde78bc555c0f8/?subid=clickid&subid1=subid1" rel="nofollow" data-product-name="SBI Elite Credit Card" data-cta-info="Apply Now" data-vendor="sbi-elite-credit-card" data-product-id="158693" data-product="Best Premium Credit Card In India - hybrid lander" data-cta-url="https://ad.admitad.com/g/hxn4dcyutj735debdde78bc555c0f8/?subid=clickid&subid1=subid1" data-partner-offer="no" data-product-rating="3" data-product-badge="" data-component="Generic Product Widget" data-product-position="7" target="_blank" data-cta-position="Image Link" data-widget-type="Generic Product Widget" ><img decoding="async" src="https://thumbor.forbes.com/thumbor/fit-in/125x/https://www.forbes.com/advisor/in/wp-content/uploads/2022/07/SBI-Elite-Credit-Card-Review.png" loading="lazy" loading="lazy" class="card-image " alt="SBI Elite Credit Card"/></a></div> <div class="btn-wrap"><a class="apply-now c-button" href="https://ad.admitad.com/g/hxn4dcyutj735debdde78bc555c0f8/?subid=clickid&subid1=subid1" rel="nofollow" data-product-name="SBI Elite Credit Card" data-cta-info="Apply Now" data-vendor="sbi-elite-credit-card" data-product-id="158693" data-product="Best Premium Credit Card In India - hybrid lander" data-cta-url="https://ad.admitad.com/g/hxn4dcyutj735debdde78bc555c0f8/?subid=clickid&subid1=subid1" data-partner-offer="no" data-product-rating="3" data-product-badge="" data-component="Generic Product Widget" data-product-position="7" data-widget-type="Generic Product Widget" data-cta-position="Button Link" ><span> Apply Now</span><img decoding="async" src="https://www.forbes.com/advisor/in/wp-content/themes/fadvuk/assets/images/right-arrow.svg" loading="lazy" loading="lazy" alt="" class=""/></a></p> <div class="secure-site-txt"> On SBI's secure website</div> </div> </div> <div class="mobile-fact-wrapper"> <div class="facts-wrapper"> <div class="facts "> <h4 class="fact"> Annual Fee</h4> <div class="fact-value-wrapper"> <p class="fact-value">INR 4,999 + 18% GST</p> <p class="fact-value-light"> </div> </div> <div class="facts "> <h4 class="fact"> Welcome Gift</h4> <div class="fact-value-wrapper"> <p class="fact-value">E-gift voucher worth INR 5,000</p> <p class="fact-value-light"> </div> </div> <div class="facts "> <h4 class="fact"> Unlimited Offer</h4> <div class="fact-value-wrapper"> <p class="fact-value">Nil</p> <p class="fact-value-light"> </div> </div> </div> </div> </div> <div class="card-bottom-wrap"> <div class="tab-content-wrapper"> <div class="accordion-tab-wrapper"> <div class="accordion-tab" v-on:click="toggleFaq" > Why We Picked It</div> <div class="c-tab--content list-points answer"> <p>The <a href="https://www.forbes.com/advisor/in/credit-card/sbi-elite-credit-card-review/">SBI Elite Credit Card</a> is a premium card that offers a range of benefits and privileges to its users. The card comes with a welcome gift of 5000 reward points, which can be redeemed for vouchers from popular brands. The card also offers complimentary membership to Club Vistara and Trident Privilege programs, which provide access to exclusive lounges, discounts on hotel stays, and more. The card has a milestone reward program, which gives additional reward points or vouchers on reaching certain spending thresholds.</p> </div> </div> <div class="accordion-tab-wrapper"> <div class="accordion-tab" v-on:click="toggleFaq" > Pros & Cons</div> <div class="c-tab--content list-points answer"> <div class="pros-cons-wrapper"> <div class="list-points pros"> <ul> <li>Easy to use reward points.</li> </ul> </div> <div class="list-points cons"> <ul> <li>Cap on airport lounge visits.</li> </ul> </div> </div> </div> </div> <div class="accordion-tab-wrapper"> <div class="accordion-tab" v-on:click="toggleFaq" > Card Details</div> <div class="c-tab--content list-points answer"> <p style="padding-left: 40px;">• Receive an E-gift voucher worth INR 5,000, which can be redeemed with brands such as Bata/Hush Puppies, Pantaloons, Aditya Birla Fashion, Shoppers Stop, and Yatra.com.</p> <p style="padding-left: 40px;">• Earn 5X reward points for expenditures on dining, departmental stores, and groceries.</p> <p style="padding-left: 40px;">• Accumulate 2 reward points for every INR 100 spent on all other transactions.</p> <p style="padding-left: 40px;">• Please note that reward points do not apply to fuel purchases.</p> <p style="padding-left: 40px;">• Benefit from a 1% surcharge waiver on fuel transactions (government service tax will still be applicable), up to a maximum of INR 250. Beyond this threshold, the surcharge will be levied.</p> <p style="padding-left: 40px;">• Complimentary Club Vistara Silver membership</p> <p style="padding-left: 80px;">1. One upgrade voucher.</p> <p style="padding-left: 80px;">2. Nine Club Vistara points for every INR 100 spent on Vistara flights.</p> <p style="padding-left: 80px;">3. Offer is valid for primary cardholders only.</p> <p style="padding-left: 40px;">• Earn 10,000 bonus reward points for annual expenditures between INR 3 lakh and 4 lakh.</p> <p style="padding-left: 40px;">• Receive 15,000 bonus reward points for spending between INR 5 lakh and 8 lakh annually.</p> <p style="padding-left: 40px;">• Enjoy a waiver of the annual fee for spending INR 10 lakh in a year.</p> <p style="padding-left: 40px;">• Access international priority pass lounges up to four times a year, with a maximum of two visits per quarter.</p> <p style="padding-left: 40px;">• Visit domestic lounges in India up to eight times annually, with a limit of two visits per quarter.</p> <p style="padding-left: 40px;">• Please note that these lounge benefits are available exclusively to the primary cardholder.</p> <p style="padding-left: 40px;">• Gain Trident Privilege Red Tier membership for SBI Elite credit cardholders.</p> <p style="padding-left: 40px;">• Receive 1,000 welcome points upon registration.</p> <p style="padding-left: 40px;">• Enjoy 1,500 bonus points on the first stay and an additional INR 1,000 hotel credit for extended night stays.</p> <p style="padding-left: 40px;">• Earn 2 reward points for every INR 100 spent on international transactions.</p> <p style="padding-left: 40px;">• Access assistance services such as flower and gift delivery and online doctor consultations.</p> <p style="padding-left: 40px;">• Receive a cover of INR 1 lakh for any fraudulent purchases made on this card, valid from 48 hours before reporting the loss to seven days after reporting. Other transactions will be chargeable.</p> <p style="padding-left: 40px;">• The primary account holder can benefit from air accident liability coverage of INR 1 cr.</p> <p><strong>Mastercard/VISA/American Express Privileges</strong></p> <p>The SBI Elite Credit Card has three variants and all three provide certain facilities. Below are the facilities which are specific to a particular card.</p> <p>Mastercard</p> <p style="padding-left: 40px;">1. One complimentary lesson per month at selected golf courses across India.</p> <p style="padding-left: 40px;">2. Four rounds of complimentary green fee access (green fee is the fee that golfers pay to gain access to the course).</p> <p style="padding-left: 40px;">3. 50% off on golf games.</p> <p style="padding-left: 40px;">4. 15% discount on best available room rates and up to 15% on food and beverages at the Lalit Hotels.</p> <p>VISA</p> <p style="padding-left: 40px;">1. Up to 10% discount on Hertz cars.</p> <p style="padding-left: 40px;">2. Up to 35% on the rents of Avis Car Rentals.</p> <p style="padding-left: 40px;">3. Various benefits across 900 luxury hotels worldwide.</p> <p>American Express</p> <p style="padding-left: 40px;">1. American Express Dining Platform: Up to 25% discount on various dining offers.</p> <p style="padding-left: 40px;">2. Complimentary tablet plus membership: Access to VIP upgrades and privileges at hotels worldwide.</p> </div> </div> </div> </div> </div> </div> </section> </div> </div> <div id="ultimate_credit_card_section" class="article-section hide-section-title " data-ecom-container='{"componentTitle":"Ultimate Credit Card","componentType":"ultimate_credit_card_section"}'> <div class="section-content wysiwyg-content "> <section id="genericProductWidgetWrapper" class="generic-widget-wrapper font-euclidcircularb-regular mb-4 " data-generic-widget="root" data-ecom-container='{"componentTitle":"Ultimate Credit Card","componentType":"Generic Product Widget"}'> <div class="exclude-eds cc-wrapper " data-ecom-product='{"itemId":"158695","itemName":"Ultimate Credit Card","itemBrand":"","itemCategory":"","itemCategory2":"","itemCategory3":"","itemCategory4":"","price":0,"quantity":1,"affiliation":"","coupon":"","secondaryCallout":"","starRatings":3,"initialCost":0,"subscriptionCost":0}'> <div class="featured-widget-label"><span class="featured-widget-label-txt">FEATURED PARTNER OFFER</span></div> <div class="cc-wrapper-inner"> <div class="card-top-wrap"> <div class="left"> <h3 class="card-title">Ultimate Credit Card</h3> <div class="bottom-wrap"> <div class="card-image-wrapper"><img decoding="async" src="https://thumbor.forbes.com/thumbor/fit-in/125x/https://www.forbes.com/advisor/in/wp-content/uploads/2023/10/Ultimate-Credit-Card-image.jpg" loading="lazy" loading="lazy" class="card-image " alt="Ultimate Credit Card"/></div> <div id="forbes-rating-vue-root" class=" card-rating has-tooltip " v-on:mouseenter="handleMouseEnter('67bcff3b379d9')" v-on:click="toggleRatingTooltip('67bcff3b379d9')" v-on:mouseleave="ratingTooltipId = ''" data-component="forbes-rating" > <div class="full-wrap flex items-center mx-auto my-0"> <div class="left-wrap"> <div class="rating-value"> 3.0</div> </div> <div class="right-wrap"> <div class="cc-rating-wrapper"><span class="cc-rating" style="width: 60%;"></span></div> <div class="rating-logo"> <img decoding="async" src="https://www.forbes.com/advisor/in/wp-content/themes/fadvuk/assets/images/fb-rating-logo-2021.svg" loading="lazy" loading="lazy" width="85" height="12" alt="Forbes Advisor" class=""/> <span class="icon-tooltip icon-info"></span></div> </div> </div> <div class="card-rating-tooltip" id="star-rating" v-bind:class="[ratingTooltipId == '67bcff3b379d9' ? 'show' : '']">Our ratings take into account a product's rewards, fees, rates and other category-specific attributes. All ratings are determined solely by our editorial team.</div> </div> <div class="facts-wrapper"> <div class="facts "> <h4 class="fact"> Annual Fee</h4> <div class="fact-value-wrapper"> <p class="fact-value">INR 5,000 + 18% GST</p> <p class="fact-value-light"> </div> </div> <div class="facts "> <h4 class="fact"> Welcome Gift</h4> <div class="fact-value-wrapper"> <p class="fact-value">6,000 reward points</p> <p class="fact-value-light"> </div> </div> <div class="facts "> <h4 class="fact"> Unlimited Offer</h4> <div class="fact-value-wrapper"> <p class="fact-value">Golf games</p> <p class="fact-value-light"> </div> </div> </div> </div> </div> <div class="right"> <div class="card-image-wrapper"><img decoding="async" src="https://thumbor.forbes.com/thumbor/fit-in/125x/https://www.forbes.com/advisor/in/wp-content/uploads/2023/10/Ultimate-Credit-Card-image.jpg" loading="lazy" loading="lazy" class="card-image " alt="Ultimate Credit Card"/></div> </div> <div class="mobile-fact-wrapper"> <div class="facts-wrapper"> <div class="facts "> <h4 class="fact"> Annual Fee</h4> <div class="fact-value-wrapper"> <p class="fact-value">INR 5,000 + 18% GST</p> <p class="fact-value-light"> </div> </div> <div class="facts "> <h4 class="fact"> Welcome Gift</h4> <div class="fact-value-wrapper"> <p class="fact-value">6,000 reward points</p> <p class="fact-value-light"> </div> </div> <div class="facts "> <h4 class="fact"> Unlimited Offer</h4> <div class="fact-value-wrapper"> <p class="fact-value">Golf games</p> <p class="fact-value-light"> </div> </div> </div> </div> </div> <div class="card-bottom-wrap"> <div class="tab-content-wrapper"> <div class="accordion-tab-wrapper"> <div class="accordion-tab" v-on:click="toggleFaq" > Why We Picked It</div> <div class="c-tab--content list-points answer"> <p>The Ultimate Credit Card by Standard Chartered provides a range of benefits and features that make it an ideal choice for anyone looking for convenience, security, and rewards. With this card, you can enjoy up to 5% cashback on all your spending categories, such as dining, travel, entertainment, and more. You can also access exclusive offers and discounts from over 300 partner merchants nationwide.</p> <p>Plus, you can get complimentary airport lounge access, travel insurance, and fraud protection. The Ultimate Credit Card by Standard Chartered is the ultimate way to experience the best of life.</p> </div> </div> <div class="accordion-tab-wrapper"> <div class="accordion-tab" v-on:click="toggleFaq" > Pros & Cons</div> <div class="c-tab--content list-points answer"> <div class="pros-cons-wrapper"> <div class="list-points pros"> <ul> <li>5% cashback on duty-free shops.</li> </ul> </div> <div class="list-points cons"> <ul> <li>International airport lounge visits are conditional. One lounge visit is available every month, contingent on spending INR 20,000 in the previous month.</li> </ul> </div> </div> </div> </div> <div class="accordion-tab-wrapper"> <div class="accordion-tab" v-on:click="toggleFaq" > Card Details</div> <div class="c-tab--content list-points answer"> <p style="padding-left: 40px;">• 6000 reward points worth INR 6,000 on the payment of the joining fee.</p> <p style="padding-left: 40px;">• 5 reward points on spending INR 150 on any transaction.</p> <p style="padding-left: 40px;">• 1% fuel surcharge waiver.</p> <p style="padding-left: 40px;">• On spending INR 20,000 in the previous month, customers get one free access to an airport lounge just once.</p> <p style="padding-left: 40px;">• 5% cashback on duty-free shops.</p> <p style="padding-left: 40px;">• 4 domestic airport lounge access per quarter</p> <p style="padding-left: 40px;">• Emergency overseas hospitalization of $25,000.</p> <p style="padding-left: 40px;">• Apart from Ultimate Credit Card-specific offers, there are general offers as well. These offers are available to customers using any kind of Standard Chartered card.</p> <p style="padding-left: 80px;">1. 15% discount on e-vouchers.</p> <p style="padding-left: 80px;">2. Up to 25% discount on EasyMyTrip bookings.</p> <p style="padding-left: 80px;">3. Discounts on other electrical appliances, etc.</p> <p style="padding-left: 40px;">• Complimentary access to golf courses.</p> <p style="padding-left: 40px;">• Air accident insurance cover of $200,000.</p> </div> </div> </div> </div> </div> </div> </section> </div> </div> <div id="pioneer_heritage_metal_credit_card_section" class="article-section hide-section-title " data-ecom-container='{"componentTitle":"Pioneer Heritage Metal Credit Card ","componentType":"pioneer_heritage_metal_credit_card_section"}'> <div class="section-content wysiwyg-content "> <section id="genericProductWidgetWrapper" class="generic-widget-wrapper font-euclidcircularb-regular mb-4 " data-generic-widget="root" data-ecom-container='{"componentTitle":"Pioneer Heritage Metal Credit Card (Mastercard Version)","componentType":"Generic Product Widget"}'> <div class="exclude-eds cc-wrapper " data-ecom-product='{"itemId":"158698","itemName":"Pioneer Heritage Metal Credit Card (Mastercard Version)","itemBrand":"","itemCategory":"","itemCategory2":"","itemCategory3":"","itemCategory4":"","price":0,"quantity":1,"affiliation":"","coupon":"","secondaryCallout":"","starRatings":3,"initialCost":0,"subscriptionCost":0}'> <div class="featured-widget-label"><span class="featured-widget-label-txt">FEATURED PARTNER OFFER</span></div> <div class="cc-wrapper-inner"> <div class="card-top-wrap"> <div class="left"> <h3 class="card-title">Pioneer Heritage Metal Credit Card (Mastercard Version)</h3> <div class="bottom-wrap"> <div class="card-image-wrapper"><img decoding="async" src="https://thumbor.forbes.com/thumbor/fit-in/125x/https://www.forbes.com/advisor/in/wp-content/uploads/2023/05/PIONEER_Heritage_Credit_Card_2020_Metal-01_1608186942123_1608186953467-1.png" loading="lazy" loading="lazy" class="card-image " alt="Pioneer Heritage Metal Credit Card (Mastercard Version)"/></div> <div id="forbes-rating-vue-root" class=" card-rating has-tooltip " v-on:mouseenter="handleMouseEnter('67bcff3b3b921')" v-on:click="toggleRatingTooltip('67bcff3b3b921')" v-on:mouseleave="ratingTooltipId = ''" data-component="forbes-rating" > <div class="full-wrap flex items-center mx-auto my-0"> <div class="left-wrap"> <div class="rating-value"> 3.0</div> </div> <div class="right-wrap"> <div class="cc-rating-wrapper"><span class="cc-rating" style="width: 60%;"></span></div> <div class="rating-logo"> <img decoding="async" src="https://www.forbes.com/advisor/in/wp-content/themes/fadvuk/assets/images/fb-rating-logo-2021.svg" loading="lazy" loading="lazy" width="85" height="12" alt="Forbes Advisor" class=""/> <span class="icon-tooltip icon-info"></span></div> </div> </div> <div class="card-rating-tooltip" id="star-rating" v-bind:class="[ratingTooltipId == '67bcff3b3b921' ? 'show' : '']">Our ratings take into account a product's rewards, fees, rates and other category-specific attributes. All ratings are determined solely by our editorial team.</div> </div> <div class="facts-wrapper"> <div class="facts "> <h4 class="fact"> Annual Fee</h4> <div class="fact-value-wrapper"> <p class="fact-value">INR 25,000 + 18% GST(one-time joining fee of INR 2 lakh)</p> <p class="fact-value-light"> </div> </div> <div class="facts "> <h4 class="fact"> Welcome Gift</h4> <div class="fact-value-wrapper"> <p class="fact-value">Multiple gift voucher</p> <p class="fact-value-light"> </div> </div> <div class="facts "> <h4 class="fact"> Unlimited Offer</h4> <div class="fact-value-wrapper"> <p class="fact-value">Golf games, lounge access</p> <p class="fact-value-light"> </div> </div> </div> </div> </div> <div class="right"> <div class="card-image-wrapper"><img decoding="async" src="https://thumbor.forbes.com/thumbor/fit-in/125x/https://www.forbes.com/advisor/in/wp-content/uploads/2023/05/PIONEER_Heritage_Credit_Card_2020_Metal-01_1608186942123_1608186953467-1.png" loading="lazy" loading="lazy" class="card-image " alt="Pioneer Heritage Metal Credit Card (Mastercard Version)"/></div> </div> <div class="mobile-fact-wrapper"> <div class="facts-wrapper"> <div class="facts "> <h4 class="fact"> Annual Fee</h4> <div class="fact-value-wrapper"> <p class="fact-value">INR 25,000 + 18% GST(one-time joining fee of INR 2 lakh)</p> <p class="fact-value-light"> </div> </div> <div class="facts "> <h4 class="fact"> Welcome Gift</h4> <div class="fact-value-wrapper"> <p class="fact-value">Multiple gift voucher</p> <p class="fact-value-light"> </div> </div> <div class="facts "> <h4 class="fact"> Unlimited Offer</h4> <div class="fact-value-wrapper"> <p class="fact-value">Golf games, lounge access</p> <p class="fact-value-light"> </div> </div> </div> </div> </div> <div class="card-bottom-wrap"> <div class="tab-content-wrapper"> <div class="accordion-tab-wrapper"> <div class="accordion-tab" v-on:click="toggleFaq" > Why We Picked It</div> <div class="c-tab--content list-points answer"> <p>IndusInd Bank has unveiled the Pioneer Heritage Metal Credit Card, featuring two variants: a Mastercard and a Visa credit card. While both cards offer similar services, we have chosen the Mastercard version for its enhanced features.</p> <p>This exclusive card grants unlimited lounge access and includes chauffeured car services for seamless transportation between the airport lounge and the aircraft, ensuring a luxurious travel experience. The card comes with a one-time joining fee of INR 1,80,000. Alternatively, an alternative fee structure comprises a joining fee of INR 90,000 and an annual fee of INR 25,000.</p> </div> </div> <div class="accordion-tab-wrapper"> <div class="accordion-tab" v-on:click="toggleFaq" > Pros & Cons</div> <div class="c-tab--content list-points answer"> <div class="pros-cons-wrapper"> <div class="list-points pros"> <ul> <li>Unlimited access to domestic airports and international lounges.</li> </ul> </div> <div class="list-points cons"> <ul> <li>Annual fee and joining are on a pricier side.</li> </ul> </div> </div> </div> </div> <div class="accordion-tab-wrapper"> <div class="accordion-tab" v-on:click="toggleFaq" > Card Details</div> <div class="c-tab--content list-points answer"> <p style="padding-left: 40px;">• 2.5 reward points for every INR 100 spent on international transactions.</p> <p style="padding-left: 40px;">• 1 reward point for every INR 100 spent on domestic transactions.</p> <p style="padding-left: 40px;">• Luxe gift card valued at INR 5,000.</p> <p style="padding-left: 40px;">• Obtain a gift voucher from Montblanc India.</p> <p style="padding-left: 40px;">• Avail INR 3,000 off on food bills annually at partner restaurants.</p> <p style="padding-left: 40px;">• Receive four complimentary tickets per quarter, each capped at INR 1,000.</p> <p style="padding-left: 40px;">• Get gift vouchers from the Oberoi Group of Hotels.</p> <p style="padding-left: 40px;">• Enjoy a 20% discount or a reduction of INR 350 (whichever is lower) for every two tickets purchased for non-movie events.</p> <p style="padding-left: 40px;">• Access four complimentary golf games and four golf lessons each month.</p> <p style="padding-left: 40px;">• Benefit from a 24-hour concierge service.</p> <p style="padding-left: 40px;">• Obtain personal air accident insurance cover of up to INR 25 lakhs.</p> <p style="padding-left: 40px;">• Receive a 1% waiver for transactions between INR 400 and INR 4,000, including GST on fuel surcharge.</p> <p><strong>Mastercard variant</strong></p> <p style="padding-left: 40px;">• One free night at partner luxury hotels and resorts (offer varies by service provider).</p> <p style="padding-left: 40px;">• Receive three complimentary green fees and one guest green fee per calendar quarter.</p> <p style="padding-left: 40px;">• Access Club ITC Culinaire discounts.</p> <p style="padding-left: 40px;">• Departure services include a private departure lounge, airline check-in, security procedures, and a private chauffeured car to the aircraft.</p> <p style="padding-left: 40px;">• Arrival services include a chauffeured car, a private arrival lounge, refreshments, and private customs and immigration clearance.</p> <p style="padding-left: 40px;">• Have your luggage delivered directly to your private lounge.</p> <p style="padding-left: 40px;">• Access medical experts providing opinions on complex diseases, covering the cardholder, spouse, children, and parents.</p> <p style="padding-left: 40px;">• Enjoy a global data plan of 3 GB for 10 days every year and a 15% discount on subsequent flexi-roam data plans.</p> </div> </div> </div> </div> </div> </div> </section> </div> </div> <div id="icici_sapphiro_credit_card_section" class="article-section hide-section-title " data-ecom-container='{"componentTitle":"ICICI Sapphiro Credit Card ","componentType":"icici_sapphiro_credit_card_section"}'> <div class="section-content wysiwyg-content "> <section id="genericProductWidgetWrapper" class="generic-widget-wrapper font-euclidcircularb-regular mb-4 " data-generic-widget="root" data-ecom-container='{"componentTitle":"ICICI Sapphiro Credit Card","componentType":"Generic Product Widget"}'> <div class="exclude-eds cc-wrapper " data-ecom-product='{"itemId":"158701","itemName":"ICICI Sapphiro Credit Card","itemBrand":"","itemCategory":"","itemCategory2":"","itemCategory3":"","itemCategory4":"","price":0,"quantity":1,"affiliation":"","coupon":"","secondaryCallout":"","starRatings":3,"initialCost":0,"subscriptionCost":0}'> <div class="featured-widget-label"><span class="featured-widget-label-txt">FEATURED PARTNER OFFER</span></div> <div class="cc-wrapper-inner"> <div class="card-top-wrap"> <div class="left"> <h3 class="card-title">ICICI Sapphiro Credit Card</h3> <div class="bottom-wrap"> <div class="card-image-wrapper"><a href="https://tjzuh.com/g/pgtnj7z1ha735debdde7059cd471b3/" rel="nofollow" data-product-name="ICICI Sapphiro Credit Card" data-cta-info="Apply Now" data-vendor="icici-sapphiro-credit-card" data-product-id="158701" data-product="Best Premium Credit Card In India - hybrid lander" data-cta-url="https://tjzuh.com/g/pgtnj7z1ha735debdde7059cd471b3/" data-partner-offer="no" data-product-rating="3" data-product-badge="" data-component="Generic Product Widget" data-product-position="10" data-cta-position="Image Link" target="_blank" data-widget-type="Generic Product Widget" ><img decoding="async" src="https://thumbor.forbes.com/thumbor/fit-in/125x/https://www.forbes.com/advisor/in/wp-content/uploads/2023/11/Sapphiro-486X224.png" loading="lazy" loading="lazy" class="card-image " alt="ICICI Sapphiro Credit Card"/></a></div> <div id="forbes-rating-vue-root" class=" card-rating has-tooltip " v-on:mouseenter="handleMouseEnter('67bcff3b3f946')" v-on:click="toggleRatingTooltip('67bcff3b3f946')" v-on:mouseleave="ratingTooltipId = ''" data-component="forbes-rating" > <div class="full-wrap flex items-center mx-auto my-0"> <div class="left-wrap"> <div class="rating-value"> 3.0</div> </div> <div class="right-wrap"> <div class="cc-rating-wrapper"><span class="cc-rating" style="width: 60%;"></span></div> <div class="rating-logo"> <img decoding="async" src="https://www.forbes.com/advisor/in/wp-content/themes/fadvuk/assets/images/fb-rating-logo-2021.svg" loading="lazy" loading="lazy" width="85" height="12" alt="Forbes Advisor" class=""/> <span class="icon-tooltip icon-info"></span></div> </div> </div> <div class="card-rating-tooltip" id="star-rating" v-bind:class="[ratingTooltipId == '67bcff3b3f946' ? 'show' : '']">Our ratings take into account a product's rewards, fees, rates and other category-specific attributes. All ratings are determined solely by our editorial team.</div> </div> <div class="facts-wrapper"> <div class="facts "> <h4 class="fact"> Annual Fee</h4> <div class="fact-value-wrapper"> <p class="fact-value">INR 3,500 + 18% GST (one-time joining fee of INR 6,500 for the first year)</p> <p class="fact-value-light"> </div> </div> <div class="facts "> <h4 class="fact"> Welcome Gift</h4> <div class="fact-value-wrapper"> <p class="fact-value">Vouchers for Shopping and Travel</p> <p class="fact-value-light"> </div> </div> <div class="facts "> <h4 class="fact"> Unlimited Offer</h4> <div class="fact-value-wrapper"> <p class="fact-value">Nil</p> <p class="fact-value-light"> </div> </div> </div> </div> </div> <div class="right"> <div class="card-image-wrapper"><a href="https://tjzuh.com/g/pgtnj7z1ha735debdde7059cd471b3/" rel="nofollow" data-product-name="ICICI Sapphiro Credit Card" data-cta-info="Apply Now" data-vendor="icici-sapphiro-credit-card" data-product-id="158701" data-product="Best Premium Credit Card In India - hybrid lander" data-cta-url="https://tjzuh.com/g/pgtnj7z1ha735debdde7059cd471b3/" data-partner-offer="no" data-product-rating="3" data-product-badge="" data-component="Generic Product Widget" data-product-position="10" target="_blank" data-cta-position="Image Link" data-widget-type="Generic Product Widget" ><img decoding="async" src="https://thumbor.forbes.com/thumbor/fit-in/125x/https://www.forbes.com/advisor/in/wp-content/uploads/2023/11/Sapphiro-486X224.png" loading="lazy" loading="lazy" class="card-image " alt="ICICI Sapphiro Credit Card"/></a></div> <div class="btn-wrap"><a class="apply-now c-button" href="https://tjzuh.com/g/pgtnj7z1ha735debdde7059cd471b3/" rel="nofollow" data-product-name="ICICI Sapphiro Credit Card" data-cta-info="Apply Now" data-vendor="icici-sapphiro-credit-card" data-product-id="158701" data-product="Best Premium Credit Card In India - hybrid lander" data-cta-url="https://tjzuh.com/g/pgtnj7z1ha735debdde7059cd471b3/" data-partner-offer="no" data-product-rating="3" data-product-badge="" data-component="Generic Product Widget" data-product-position="10" data-widget-type="Generic Product Widget" data-cta-position="Button Link" ><span> Apply Now</span><img decoding="async" src="https://www.forbes.com/advisor/in/wp-content/themes/fadvuk/assets/images/right-arrow.svg" loading="lazy" loading="lazy" alt="" class=""/></a></p> <div class="secure-site-txt"> On ICICI's secure website</div> </div> </div> <div class="mobile-fact-wrapper"> <div class="facts-wrapper"> <div class="facts "> <h4 class="fact"> Annual Fee</h4> <div class="fact-value-wrapper"> <p class="fact-value">INR 3,500 + 18% GST (one-time joining fee of INR 6,500 for the first year)</p> <p class="fact-value-light"> </div> </div> <div class="facts "> <h4 class="fact"> Welcome Gift</h4> <div class="fact-value-wrapper"> <p class="fact-value">Vouchers for Shopping and Travel</p> <p class="fact-value-light"> </div> </div> <div class="facts "> <h4 class="fact"> Unlimited Offer</h4> <div class="fact-value-wrapper"> <p class="fact-value">Nil</p> <p class="fact-value-light"> </div> </div> </div> </div> </div> <div class="card-bottom-wrap"> <div class="tab-content-wrapper"> <div class="accordion-tab-wrapper"> <div class="accordion-tab" v-on:click="toggleFaq" > Why We Picked It</div> <div class="c-tab--content list-points answer"> <p>The ICICI Sapphiro Credit Card offers many enticing benefits for cardholders, making it a genuinely premium choice. Upon joining fee payment, members are welcomed with exclusive vouchers valued at Rs 10,000 for shopping and travel. </p> <p>The rewards continue with an opportunity to earn up to 20,000 PAYBACK Points annually through ICICI Bank Rewards, adding value to every transaction. Travel experiences are elevated with 4 complimentary domestic airport lounge visits per quarter, courtesy of Mastercard and American Express, 2 complimentary international airport lounge visits, and 2 domestic airport spa visits annually through the Dreamfolks DragonPass Lounge Access Programme. </p> <p>This card gives better reward points on international spends.</p> </div> </div> <div class="accordion-tab-wrapper"> <div class="accordion-tab" v-on:click="toggleFaq" > Pros & Cons</div> <div class="c-tab--content list-points answer"> <div class="pros-cons-wrapper"> <div class="list-points pros"> <ul> <li>Pocket-friendly fee.</li> <li>Good welcome benefits.</li> </ul> </div> <div class="list-points cons"> <ul> <li>Just two reward points on spending INR 100.</li> <li>The value of one reward point is just INR 0.25.</li> </ul> </div> </div> </div> </div> <div class="accordion-tab-wrapper"> <div class="accordion-tab" v-on:click="toggleFaq" > Card Details</div> <div class="c-tab--content list-points answer"> <p style="padding-left: 40px;">• Welcome Vouchers for Shopping and Travel worth INR 10,000 upon payment of the joining fee.</p> <p style="padding-left: 40px;">• Get up to 20,000 PAYBACK Points from ICICI Bank Rewards every anniversary year.</p> <p style="padding-left: 40px;">• Airport Lounge Access:</p> <p style="padding-left: 80px;">• 4 complimentary domestic airport lounge visits per quarter, courtesy of Mastercard and American Express.</p> <p style="padding-left: 80px;">• 2 complimentary international airport lounge visits per calendar year.</p> <p style="padding-left: 80px;">• 2 complimentary domestic airport spa visits per calendar year through the Dreamfolks DragonPass Lounge Access Programme.</p> <p style="padding-left: 40px;">• Avail up to 4 complimentary rounds of golf every month at the golf course of your choice based on eligible spends on your card.</p> <p style="padding-left: 40px;">• Buy one ticket and get up to INR 500 off on the second ticket twice every month through Bookmyshow.</p> <p style="padding-left: 40px;">• Minimum 15% savings on dining bills at over 2,500+ restaurants across India through the Culinary Treats Programme.</p> <p style="padding-left: 40px;">• 2 ICICI Bank reward points for every INR 100 spent on domestic retail purchases (excluding fuel).</p> <p style="padding-left: 40px;">• 4 ICICI Bank reward points for every INR 100 spent internationally.</p> <p style="padding-left: 40px;">• 1 ICICI Bank reward point for every INR 100 spent on utilities and insurance.</p> </div> </div> </div> </div> </div> </div> </section> </div> </div> <div id="summary_best_premium_credit_card_ratings_section" class="article-section " data-ecom-container='{"componentTitle":"Summary: Best Premium Credit Card Ratings","componentType":"summary_best_premium_credit_card_ratings_section"}'> <h2>Summary: Best Premium Credit Card Ratings</h2> <div class="section-content wysiwyg-content "> <p></p> <div class="mkpl-shortcode-instance variation-2" data-custom-value="mkpl-tables-161225" data-variation="variation-2" data-ecom-container='{"componentTitle":"","componentType":"Simple Table"}'> <div class="mkpl-mobile-table-container" style="display: none"> <div class="mkpl-table-inner-container"> <div class="mkpl-mobile-table-scroll"> <div class="mkpl-single-row"> <div class="mkpl-product-details cell cell-col-1"> <div class="mkpl-prod-image"> <div class="mkpl-product-container"> <div class="mkpl-product-image-container"><a href="https://www.forbes.com/advisor/in/credit-card/best-premium-credit-card/#icici_emeralde_private_metal_card_section" class="primary-font" data-ecom-misc-click='{"clickText":"Image Link","clickType":"Jump Link","referenceText":""}' ><img decoding="async" src="https://thumbor.forbes.com/thumbor/fit-in/x/https://www.forbes.com/advisor/in/wp-content/uploads/2024/07/ICICI-Bank-Emeralde-Private-Metal-Credit-Card-300x190-1.png" loading="lazy" class="mkpl-product-image" alt="ICICI Emeralde Private Metal Card" /></a></div> <div class="mkpl-product-name primary-font"><a href="https://www.forbes.com/advisor/in/credit-card/best-premium-credit-card/#icici_emeralde_private_metal_card_section" class="primary-font" data-ecom-misc-click='{"clickText":"ICICI Emeralde Private Metal Card","clickType":"Jump Link","referenceText":""}' >ICICI Emeralde Private Metal Card</a></div> </div></div> <div class="mkpl-prod-rating"> <div class="mkpl-product-rating-container mkpl-tooltip-trigger" data-tooltip-text="Our ratings take into account a product's rewards, fees, rates and other category-specific attributes. All ratings are determined solely by our editorial team."> <div class="mkpl-logo-container"><img decoding="async" class="mkpl-rating-vertical-logo" height="11" src="https://www.forbes.com/advisor/in/wp-content/plugins/marketplace-tables/public/images/forbes-advisor.svg" loading="lazy" alt="Forbes Advisor" /></div> <div class="mkpl-product-rating"> <div class="mkpl-product-rating-txt primary-font">4.5</div> <div class="mkpl-star-rating-container"> <div class="mkpl-rating-stars"><img decoding="async" src="https://www.forbes.com/advisor/in/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" loading="lazy" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/in/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" loading="lazy" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/in/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" loading="lazy" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/in/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" loading="lazy" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/in/wp-content/plugins/marketplace-tables/public/images/half-star.svg" loading="lazy" alt="" /></div> </div> <div class="mkpl-product-rating-tooltip"><img decoding="async" src="https://www.forbes.com/advisor/in/wp-content/plugins/marketplace-tables/public/images/tooltip.svg" loading="lazy" alt="" /></div> </p></div> </p></div> </p></div> <div class="mkpl-prod-cta"> <div class="mkpl-product-cta-container advisor"> <div><a class="mkpl-product-cta-button primary-font" href="https://www.forbes.com/advisor/in/credit-card/best-premium-credit-card/#icici_emeralde_private_metal_card_section" data-ecom-misc-click='{"clickText":"View More","clickType":"Jump Link","referenceText":""}' ><span class="primary-font">View More</span></a></div> <div class="mkpl-cta-subtext primary-font"></div> </div></div> </p></div> <div class="mkpl-single-column cell cell-col-2"> <div class="mkpl-col-name"> Annual Fee </div> <div class="mkpl-col-value"> <div class="cell-content primary-font">INR 12,499 + 18% GST</div> </p></div> </p></div> <div class="mkpl-single-column cell cell-col-3"> <div class="mkpl-col-name"> Reward Points </div> <div class="mkpl-col-value"> <div class="cell-content primary-font">12,500 ICICI Reward Points as an Annual bonus</div> </p></div> </p></div> </p></div> <div class="mkpl-single-row"> <div class="mkpl-product-details cell cell-col-1"> <div class="mkpl-prod-image"> <div class="mkpl-product-container"> <div class="mkpl-product-image-container"><a href="https://www.forbes.com/advisor/in/credit-card/best-premium-credit-card/#infinia_credit_card_section" class="primary-font" data-ecom-misc-click='{"clickText":"Image Link","clickType":"Jump Link","referenceText":""}' ><img decoding="async" src="https://thumbor.forbes.com/thumbor/fit-in/x/https://www.forbes.com/advisor/in/wp-content/uploads/2022/09/infiniacredit-card.png" loading="lazy" class="mkpl-product-image" alt="Infinia Credit Card " /></a></div> <div class="mkpl-product-name primary-font"><a href="https://www.forbes.com/advisor/in/credit-card/best-premium-credit-card/#infinia_credit_card_section" class="primary-font" data-ecom-misc-click='{"clickText":"Infinia Credit Card ","clickType":"Jump Link","referenceText":""}' >Infinia Credit Card </a></div> </div></div> <div class="mkpl-prod-rating"> <div class="mkpl-product-rating-container mkpl-tooltip-trigger" data-tooltip-text="Our ratings take into account a product's rewards, fees, rates and other category-specific attributes. All ratings are determined solely by our editorial team."> <div class="mkpl-logo-container"><img decoding="async" class="mkpl-rating-vertical-logo" height="11" src="https://www.forbes.com/advisor/in/wp-content/plugins/marketplace-tables/public/images/forbes-advisor.svg" loading="lazy" alt="Forbes Advisor" /></div> <div class="mkpl-product-rating"> <div class="mkpl-product-rating-txt primary-font">4.5</div> <div class="mkpl-star-rating-container"> <div class="mkpl-rating-stars"><img decoding="async" src="https://www.forbes.com/advisor/in/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" loading="lazy" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/in/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" loading="lazy" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/in/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" loading="lazy" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/in/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" loading="lazy" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/in/wp-content/plugins/marketplace-tables/public/images/half-star.svg" loading="lazy" alt="" /></div> </div> <div class="mkpl-product-rating-tooltip"><img decoding="async" src="https://www.forbes.com/advisor/in/wp-content/plugins/marketplace-tables/public/images/tooltip.svg" loading="lazy" alt="" /></div> </p></div> </p></div> </p></div> <div class="mkpl-prod-cta"> <div class="mkpl-product-cta-container advisor"> <div><a class="mkpl-product-cta-button primary-font" href="https://www.forbes.com/advisor/in/credit-card/best-premium-credit-card/#infinia_credit_card_section" data-ecom-misc-click='{"clickText":"View More","clickType":"Jump Link","referenceText":""}' ><span class="primary-font">View More</span></a></div> <div class="mkpl-cta-subtext primary-font"></div> </div></div> </p></div> <div class="mkpl-single-column cell cell-col-2"> <div class="mkpl-col-name"> Annual Fee </div> <div class="mkpl-col-value"> <div class="cell-content primary-font">INR 12,500 + 18% GST</div> </p></div> </p></div> <div class="mkpl-single-column cell cell-col-3"> <div class="mkpl-col-name"> Reward Points </div> <div class="mkpl-col-value"> <div class="cell-content primary-font">5 reward points for every INR 150 spent, 10 times reward points on travel and shopping</div> </p></div> </p></div> </p></div> <div class="mkpl-single-row"> <div class="mkpl-product-details cell cell-col-1"> <div class="mkpl-prod-image"> <div class="mkpl-product-container"> <div class="mkpl-product-image-container"><a href="https://tjzuh.com/g/bksx608d4a735debdde759db77a9b5/" rel="nofollow" target="_blank" class="primary-font" data-ecom-link='{"clickText":"Image Link","clickCat":"Primary","clickUrl":"https:\/\/tjzuh.com\/g\/bksx608d4a735debdde759db77a9b5\/","clickType":"external"}' ><img decoding="async" src="https://thumbor.forbes.com/thumbor/fit-in/x/https://www.forbes.com/advisor/in/wp-content/uploads/2022/09/axis-bank-magnus-credit-card.png" loading="lazy" class="mkpl-product-image" alt="Axis Bank Magnus Credit Card" /></a></div> <div class="mkpl-product-name primary-font"><a href="https://tjzuh.com/g/bksx608d4a735debdde759db77a9b5/" rel="nofollow" target="_blank" class="primary-font" data-ecom-link='{"clickText":"Axis Bank Magnus Credit Card","clickCat":"Primary","clickUrl":"https:\/\/tjzuh.com\/g\/bksx608d4a735debdde759db77a9b5\/","clickType":"external"}' >Axis Bank Magnus Credit Card</a></div> </div></div> <div class="mkpl-prod-rating"> <div class="mkpl-product-rating-container mkpl-tooltip-trigger" data-tooltip-text="Our ratings take into account a product's rewards, fees, rates and other category-specific attributes. All ratings are determined solely by our editorial team."> <div class="mkpl-logo-container"><img decoding="async" class="mkpl-rating-vertical-logo" height="11" src="https://www.forbes.com/advisor/in/wp-content/plugins/marketplace-tables/public/images/forbes-advisor.svg" loading="lazy" alt="Forbes Advisor" /></div> <div class="mkpl-product-rating"> <div class="mkpl-product-rating-txt primary-font">4.5</div> <div class="mkpl-star-rating-container"> <div class="mkpl-rating-stars"><img decoding="async" src="https://www.forbes.com/advisor/in/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" loading="lazy" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/in/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" loading="lazy" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/in/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" loading="lazy" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/in/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" loading="lazy" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/in/wp-content/plugins/marketplace-tables/public/images/half-star.svg" loading="lazy" alt="" /></div> </div> <div class="mkpl-product-rating-tooltip"><img decoding="async" src="https://www.forbes.com/advisor/in/wp-content/plugins/marketplace-tables/public/images/tooltip.svg" loading="lazy" alt="" /></div> </p></div> </p></div> </p></div> <div class="mkpl-prod-cta"> <div class="mkpl-product-cta-container advisor"> <div><a class="mkpl-product-cta-button primary-font" href="https://tjzuh.com/g/bksx608d4a735debdde759db77a9b5/" rel="nofollow" target="_blank" data-ecom-link='{"clickText":"Apply Now","clickCat":"Primary","clickUrl":"https:\/\/tjzuh.com\/g\/bksx608d4a735debdde759db77a9b5\/","clickType":"external"}' ><span class="primary-font">Apply Now</span></a></div> <div class="mkpl-cta-subtext primary-font">On Axis’s secure website</div> </div></div> </p></div> <div class="mkpl-single-column cell cell-col-2"> <div class="mkpl-col-name"> Annual Fee </div> <div class="mkpl-col-value"> <div class="cell-content primary-font">INR 12,500 + 18% GST</div> </p></div> </p></div> <div class="mkpl-single-column cell cell-col-3"> <div class="mkpl-col-name"> Reward Points </div> <div class="mkpl-col-value"> <div class="cell-content primary-font">5X EDGE reward on travel spends via TRAVEL EDGE, 12 EDGE reward points on every INR 200 spent, 2X EDGE reward points on purchases made from partners.</div> </p></div> </p></div> </p></div> <div class="mkpl-single-row"> <div class="mkpl-product-details cell cell-col-1"> <div class="mkpl-prod-image"> <div class="mkpl-product-container"> <div class="mkpl-product-image-container"><a href="https://tjzuh.com/g/bksx608d4a735debdde759db77a9b5/" rel="nofollow" target="_blank" class="primary-font" data-ecom-link='{"clickText":"Image Link","clickCat":"Primary","clickUrl":"https:\/\/tjzuh.com\/g\/bksx608d4a735debdde759db77a9b5\/","clickType":"external"}' ><img decoding="async" src="https://thumbor.forbes.com/thumbor/fit-in/x/https://www.forbes.com/advisor/in/wp-content/uploads/2022/09/axis-bank-reserve-credit-card.png" loading="lazy" class="mkpl-product-image" alt="Axis Bank Reserve Credit Card" /></a></div> <div class="mkpl-product-name primary-font"><a href="https://tjzuh.com/g/bksx608d4a735debdde759db77a9b5/" rel="nofollow" target="_blank" class="primary-font" data-ecom-link='{"clickText":"Axis Bank Reserve Credit Card","clickCat":"Primary","clickUrl":"https:\/\/tjzuh.com\/g\/bksx608d4a735debdde759db77a9b5\/","clickType":"external"}' >Axis Bank Reserve Credit Card</a></div> </div></div> <div class="mkpl-prod-rating"> <div class="mkpl-product-rating-container mkpl-tooltip-trigger" data-tooltip-text="Our ratings take into account a product's rewards, fees, rates and other category-specific attributes. All ratings are determined solely by our editorial team."> <div class="mkpl-logo-container"><img decoding="async" class="mkpl-rating-vertical-logo" height="11" src="https://www.forbes.com/advisor/in/wp-content/plugins/marketplace-tables/public/images/forbes-advisor.svg" loading="lazy" alt="Forbes Advisor" /></div> <div class="mkpl-product-rating"> <div class="mkpl-product-rating-txt primary-font">4.0</div> <div class="mkpl-star-rating-container"> <div class="mkpl-rating-stars"><img decoding="async" src="https://www.forbes.com/advisor/in/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" loading="lazy" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/in/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" loading="lazy" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/in/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" loading="lazy" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/in/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" loading="lazy" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/in/wp-content/plugins/marketplace-tables/public/images/outline-star.svg" loading="lazy" alt="" /></div> </div> <div class="mkpl-product-rating-tooltip"><img decoding="async" src="https://www.forbes.com/advisor/in/wp-content/plugins/marketplace-tables/public/images/tooltip.svg" loading="lazy" alt="" /></div> </p></div> </p></div> </p></div> <div class="mkpl-prod-cta"> <div class="mkpl-product-cta-container advisor"> <div><a class="mkpl-product-cta-button primary-font" href="https://tjzuh.com/g/bksx608d4a735debdde759db77a9b5/" rel="nofollow" target="_blank" data-ecom-link='{"clickText":"Apply Now","clickCat":"Primary","clickUrl":"https:\/\/tjzuh.com\/g\/bksx608d4a735debdde759db77a9b5\/","clickType":"external"}' ><span class="primary-font">Apply Now</span></a></div> <div class="mkpl-cta-subtext primary-font">On Axis’s secure website</div> </div></div> </p></div> <div class="mkpl-single-column cell cell-col-2"> <div class="mkpl-col-name"> Annual Fee </div> <div class="mkpl-col-value"> <div class="cell-content primary-font">INR 50,000 + 18% GST</div> </p></div> </p></div> <div class="mkpl-single-column cell cell-col-3"> <div class="mkpl-col-name"> Reward Points </div> <div class="mkpl-col-value"> <div class="cell-content primary-font">15 EDGE reward points for every INR 200 spent, 2X rewards on international expenditures.</div> </p></div> </p></div> </p></div> <div class="mkpl-single-row"> <div class="mkpl-product-details cell cell-col-1"> <div class="mkpl-prod-image"> <div class="mkpl-product-container"> <div class="mkpl-product-image-container"><a href="https://www.forbes.com/advisor/in/credit-card/best-premium-credit-card/#aurum_credit_card_section" class="primary-font" data-ecom-misc-click='{"clickText":"Image Link","clickType":"Jump Link","referenceText":""}' ><img decoding="async" src="https://thumbor.forbes.com/thumbor/fit-in/x/https://www.forbes.com/advisor/in/wp-content/uploads/2023/12/SBI-AURUM-Credit-Card.png-removebg-preview.png" loading="lazy" class="mkpl-product-image" alt="AURUM Credit Card " /></a></div> <div class="mkpl-product-name primary-font"><a href="https://www.forbes.com/advisor/in/credit-card/best-premium-credit-card/#aurum_credit_card_section" class="primary-font" data-ecom-misc-click='{"clickText":"AURUM Credit Card ","clickType":"Jump Link","referenceText":""}' >AURUM Credit Card </a></div> </div></div> <div class="mkpl-prod-rating"> <div class="mkpl-product-rating-container mkpl-tooltip-trigger" data-tooltip-text="Our ratings take into account a product's rewards, fees, rates and other category-specific attributes. All ratings are determined solely by our editorial team."> <div class="mkpl-logo-container"><img decoding="async" class="mkpl-rating-vertical-logo" height="11" src="https://www.forbes.com/advisor/in/wp-content/plugins/marketplace-tables/public/images/forbes-advisor.svg" loading="lazy" alt="Forbes Advisor" /></div> <div class="mkpl-product-rating"> <div class="mkpl-product-rating-txt primary-font">3.1</div> <div class="mkpl-star-rating-container"> <div class="mkpl-rating-stars"><img decoding="async" src="https://www.forbes.com/advisor/in/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" loading="lazy" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/in/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" loading="lazy" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/in/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" loading="lazy" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/in/wp-content/plugins/marketplace-tables/public/images/outline-star.svg" loading="lazy" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/in/wp-content/plugins/marketplace-tables/public/images/outline-star.svg" loading="lazy" alt="" /></div> </div> <div class="mkpl-product-rating-tooltip"><img decoding="async" src="https://www.forbes.com/advisor/in/wp-content/plugins/marketplace-tables/public/images/tooltip.svg" loading="lazy" alt="" /></div> </p></div> </p></div> </p></div> <div class="mkpl-prod-cta"> <div class="mkpl-product-cta-container advisor"> <div><a class="mkpl-product-cta-button primary-font" href="https://www.forbes.com/advisor/in/credit-card/best-premium-credit-card/#aurum_credit_card_section" data-ecom-misc-click='{"clickText":"View More","clickType":"Jump Link","referenceText":""}' ><span class="primary-font">View More</span></a></div> <div class="mkpl-cta-subtext primary-font"></div> </div></div> </p></div> <div class="mkpl-single-column cell cell-col-2"> <div class="mkpl-col-name"> Annual Fee </div> <div class="mkpl-col-value"> <div class="cell-content primary-font">INR 9,999 + 18% GST</div> </p></div> </p></div> <div class="mkpl-single-column cell cell-col-3"> <div class="mkpl-col-name"> Reward Points </div> <div class="mkpl-col-value"> <div class="cell-content primary-font">Nil</div> </p></div> </p></div> </p></div> <div class="mkpl-single-row"> <div class="mkpl-product-details cell cell-col-1"> <div class="mkpl-prod-image"> <div class="mkpl-product-container"> <div class="mkpl-product-image-container"><a href="https://www.forbes.com/advisor/in/credit-card/best-premium-credit-card/#hsbc_premier_credit_card_section" class="primary-font" data-ecom-misc-click='{"clickText":"Image Link","clickType":"Jump Link","referenceText":""}' ><img decoding="async" src="https://thumbor.forbes.com/thumbor/fit-in/x/https://www.forbes.com/advisor/in/wp-content/uploads/2024/07/hsbc-premier-mastercard-credit-card-removebg-preview.png" loading="lazy" class="mkpl-product-image" alt="HSBC Premier Credit Card " /></a></div> <div class="mkpl-product-name primary-font"><a href="https://www.forbes.com/advisor/in/credit-card/best-premium-credit-card/#hsbc_premier_credit_card_section" class="primary-font" data-ecom-misc-click='{"clickText":"HSBC Premier Credit Card ","clickType":"Jump Link","referenceText":""}' >HSBC Premier Credit Card </a></div> </div></div> <div class="mkpl-prod-rating"> <div class="mkpl-product-rating-container mkpl-tooltip-trigger" data-tooltip-text="Our ratings take into account a product's rewards, fees, rates and other category-specific attributes. All ratings are determined solely by our editorial team."> <div class="mkpl-logo-container"><img decoding="async" class="mkpl-rating-vertical-logo" height="11" src="https://www.forbes.com/advisor/in/wp-content/plugins/marketplace-tables/public/images/forbes-advisor.svg" loading="lazy" alt="Forbes Advisor" /></div> <div class="mkpl-product-rating"> <div class="mkpl-product-rating-txt primary-font">3.0</div> <div class="mkpl-star-rating-container"> <div class="mkpl-rating-stars"><img decoding="async" src="https://www.forbes.com/advisor/in/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" loading="lazy" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/in/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" loading="lazy" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/in/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" loading="lazy" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/in/wp-content/plugins/marketplace-tables/public/images/outline-star.svg" loading="lazy" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/in/wp-content/plugins/marketplace-tables/public/images/outline-star.svg" loading="lazy" alt="" /></div> </div> <div class="mkpl-product-rating-tooltip"><img decoding="async" src="https://www.forbes.com/advisor/in/wp-content/plugins/marketplace-tables/public/images/tooltip.svg" loading="lazy" alt="" /></div> </p></div> </p></div> </p></div> <div class="mkpl-prod-cta"> <div class="mkpl-product-cta-container advisor"> <div><a class="mkpl-product-cta-button primary-font" href="https://www.forbes.com/advisor/in/credit-card/best-premium-credit-card/#hsbc_premier_credit_card_section" data-ecom-misc-click='{"clickText":"View More","clickType":"Jump Link","referenceText":""}' ><span class="primary-font">View More</span></a></div> <div class="mkpl-cta-subtext primary-font"></div> </div></div> </p></div> <div class="mkpl-single-column cell cell-col-2"> <div class="mkpl-col-name"> Annual Fee </div> <div class="mkpl-col-value"> <div class="cell-content primary-font">1st Year INR12,000, and INR 20,000 from 2nd year onwards + 18% GST</div> </p></div> </p></div> <div class="mkpl-single-column cell cell-col-3"> <div class="mkpl-col-name"> Reward Points </div> <div class="mkpl-col-value"> <div class="cell-content primary-font">5X reward points for expenditures on dining, departmental stores, and groceries, 2 reward points for every INR 100 spent on all other transactions.</div> </p></div> </p></div> </p></div> <div class="mkpl-single-row"> <div class="mkpl-product-details cell cell-col-1"> <div class="mkpl-prod-image"> <div class="mkpl-product-container"> <div class="mkpl-product-image-container"><a href="https://ad.admitad.com/g/hxn4dcyutj735debdde78bc555c0f8/?subid=clickid&subid1=subid1" rel="nofollow" target="_blank" class="primary-font" data-ecom-link='{"clickText":"Image Link","clickCat":"Primary","clickUrl":"https:\/\/ad.admitad.com\/g\/hxn4dcyutj735debdde78bc555c0f8\/?subid=clickid&#038;subid1=subid1","clickType":"external"}' ><img decoding="async" src="https://thumbor.forbes.com/thumbor/fit-in/x/https://www.forbes.com/advisor/in/wp-content/uploads/2022/07/SBI-Elite-Credit-Card-Review.png" loading="lazy" class="mkpl-product-image" alt="SBI Elite Credit Card " /></a></div> <div class="mkpl-product-name primary-font"><a href="https://ad.admitad.com/g/hxn4dcyutj735debdde78bc555c0f8/?subid=clickid&subid1=subid1" rel="nofollow" target="_blank" class="primary-font" data-ecom-link='{"clickText":"SBI Elite Credit Card ","clickCat":"Primary","clickUrl":"https:\/\/ad.admitad.com\/g\/hxn4dcyutj735debdde78bc555c0f8\/?subid=clickid&#038;subid1=subid1","clickType":"external"}' >SBI Elite Credit Card </a></div> </div></div> <div class="mkpl-prod-rating"> <div class="mkpl-product-rating-container mkpl-tooltip-trigger" data-tooltip-text="Our ratings take into account a product's rewards, fees, rates and other category-specific attributes. All ratings are determined solely by our editorial team."> <div class="mkpl-logo-container"><img decoding="async" class="mkpl-rating-vertical-logo" height="11" src="https://www.forbes.com/advisor/in/wp-content/plugins/marketplace-tables/public/images/forbes-advisor.svg" loading="lazy" alt="Forbes Advisor" /></div> <div class="mkpl-product-rating"> <div class="mkpl-product-rating-txt primary-font">3.0</div> <div class="mkpl-star-rating-container"> <div class="mkpl-rating-stars"><img decoding="async" src="https://www.forbes.com/advisor/in/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" loading="lazy" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/in/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" loading="lazy" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/in/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" loading="lazy" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/in/wp-content/plugins/marketplace-tables/public/images/outline-star.svg" loading="lazy" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/in/wp-content/plugins/marketplace-tables/public/images/outline-star.svg" loading="lazy" alt="" /></div> </div> <div class="mkpl-product-rating-tooltip"><img decoding="async" src="https://www.forbes.com/advisor/in/wp-content/plugins/marketplace-tables/public/images/tooltip.svg" loading="lazy" alt="" /></div> </p></div> </p></div> </p></div> <div class="mkpl-prod-cta"> <div class="mkpl-product-cta-container advisor"> <div><a class="mkpl-product-cta-button primary-font" href="https://ad.admitad.com/g/hxn4dcyutj735debdde78bc555c0f8/?subid=clickid&subid1=subid1" rel="nofollow" target="_blank" data-ecom-link='{"clickText":"Apply Now","clickCat":"Primary","clickUrl":"https:\/\/ad.admitad.com\/g\/hxn4dcyutj735debdde78bc555c0f8\/?subid=clickid&subid1=subid1","clickType":"external"}' ><span class="primary-font">Apply Now</span></a></div> <div class="mkpl-cta-subtext primary-font">On SBI’s secure website</div> </div></div> </p></div> <div class="mkpl-single-column cell cell-col-2"> <div class="mkpl-col-name"> Annual Fee </div> <div class="mkpl-col-value"> <div class="cell-content primary-font">INR 4,999 + 18% GST</div> </p></div> </p></div> <div class="mkpl-single-column cell cell-col-3"> <div class="mkpl-col-name"> Reward Points </div> <div class="mkpl-col-value"> <div class="cell-content primary-font">Earn 3 reward points for every INR 100 spent.</div> </p></div> </p></div> </p></div> <div class="mkpl-single-row"> <div class="mkpl-product-details cell cell-col-1"> <div class="mkpl-prod-image"> <div class="mkpl-product-container"> <div class="mkpl-product-image-container"><a href="https://www.forbes.com/advisor/in/credit-card/best-premium-credit-card/#ultimate_credit_card_section" class="primary-font" data-ecom-misc-click='{"clickText":"Image Link","clickType":"Jump Link","referenceText":""}' ><img decoding="async" src="https://thumbor.forbes.com/thumbor/fit-in/x/https://www.forbes.com/advisor/in/wp-content/uploads/2023/10/Ultimate-Credit-Card-image.jpg" loading="lazy" class="mkpl-product-image" alt="Ultimate Credit Card" /></a></div> <div class="mkpl-product-name primary-font"><a href="https://www.forbes.com/advisor/in/credit-card/best-premium-credit-card/#ultimate_credit_card_section" class="primary-font" data-ecom-misc-click='{"clickText":"Ultimate Credit Card","clickType":"Jump Link","referenceText":""}' >Ultimate Credit Card</a></div> </div></div> <div class="mkpl-prod-rating"> <div class="mkpl-product-rating-container mkpl-tooltip-trigger" data-tooltip-text="Our ratings take into account a product's rewards, fees, rates and other category-specific attributes. All ratings are determined solely by our editorial team."> <div class="mkpl-logo-container"><img decoding="async" class="mkpl-rating-vertical-logo" height="11" src="https://www.forbes.com/advisor/in/wp-content/plugins/marketplace-tables/public/images/forbes-advisor.svg" loading="lazy" alt="Forbes Advisor" /></div> <div class="mkpl-product-rating"> <div class="mkpl-product-rating-txt primary-font">3.0</div> <div class="mkpl-star-rating-container"> <div class="mkpl-rating-stars"><img decoding="async" src="https://www.forbes.com/advisor/in/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" loading="lazy" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/in/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" loading="lazy" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/in/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" loading="lazy" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/in/wp-content/plugins/marketplace-tables/public/images/outline-star.svg" loading="lazy" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/in/wp-content/plugins/marketplace-tables/public/images/outline-star.svg" loading="lazy" alt="" /></div> </div> <div class="mkpl-product-rating-tooltip"><img decoding="async" src="https://www.forbes.com/advisor/in/wp-content/plugins/marketplace-tables/public/images/tooltip.svg" loading="lazy" alt="" /></div> </p></div> </p></div> </p></div> <div class="mkpl-prod-cta"> <div class="mkpl-product-cta-container advisor"> <div><a class="mkpl-product-cta-button primary-font" href="https://www.forbes.com/advisor/in/credit-card/best-premium-credit-card/#ultimate_credit_card_section" data-ecom-misc-click='{"clickText":"View More","clickType":"Jump Link","referenceText":""}' ><span class="primary-font">View More</span></a></div> <div class="mkpl-cta-subtext primary-font"></div> </div></div> </p></div> <div class="mkpl-single-column cell cell-col-2"> <div class="mkpl-col-name"> Annual Fee </div> <div class="mkpl-col-value"> <div class="cell-content primary-font">INR 5,000 + 18% GST</div> </p></div> </p></div> <div class="mkpl-single-column cell cell-col-3"> <div class="mkpl-col-name"> Reward Points </div> <div class="mkpl-col-value"> <div class="cell-content primary-font">5 reward points on spending INR 150 on any transaction.</div> </p></div> </p></div> </p></div> <div class="mkpl-single-row"> <div class="mkpl-product-details cell cell-col-1"> <div class="mkpl-prod-image"> <div class="mkpl-product-container"> <div class="mkpl-product-image-container"><a href="https://www.forbes.com/advisor/in/credit-card/best-premium-credit-card/#pioneer_heritage_metal_credit_card_section" class="primary-font" data-ecom-misc-click='{"clickText":"Image Link","clickType":"Jump Link","referenceText":""}' ><img decoding="async" src="https://thumbor.forbes.com/thumbor/fit-in/x/https://www.forbes.com/advisor/in/wp-content/uploads/2023/11/Indusind-Bank-Pioneer-Heritage-Credit-Card-1.png" loading="lazy" class="mkpl-product-image" alt="Pioneer Heritage Metal Credit Card (Mastercard Version)" /></a></div> <div class="mkpl-product-name primary-font"><a href="https://www.forbes.com/advisor/in/credit-card/best-premium-credit-card/#pioneer_heritage_metal_credit_card_section" class="primary-font" data-ecom-misc-click='{"clickText":"Pioneer Heritage Metal Credit Card (Mastercard Version)","clickType":"Jump Link","referenceText":""}' >Pioneer Heritage Metal Credit Card (Mastercard Version)</a></div> </div></div> <div class="mkpl-prod-rating"> <div class="mkpl-product-rating-container mkpl-tooltip-trigger" data-tooltip-text="Our ratings take into account a product's rewards, fees, rates and other category-specific attributes. All ratings are determined solely by our editorial team."> <div class="mkpl-logo-container"><img decoding="async" class="mkpl-rating-vertical-logo" height="11" src="https://www.forbes.com/advisor/in/wp-content/plugins/marketplace-tables/public/images/forbes-advisor.svg" loading="lazy" alt="Forbes Advisor" /></div> <div class="mkpl-product-rating"> <div class="mkpl-product-rating-txt primary-font">3.0</div> <div class="mkpl-star-rating-container"> <div class="mkpl-rating-stars"><img decoding="async" src="https://www.forbes.com/advisor/in/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" loading="lazy" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/in/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" loading="lazy" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/in/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" loading="lazy" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/in/wp-content/plugins/marketplace-tables/public/images/outline-star.svg" loading="lazy" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/in/wp-content/plugins/marketplace-tables/public/images/outline-star.svg" loading="lazy" alt="" /></div> </div> <div class="mkpl-product-rating-tooltip"><img decoding="async" src="https://www.forbes.com/advisor/in/wp-content/plugins/marketplace-tables/public/images/tooltip.svg" loading="lazy" alt="" /></div> </p></div> </p></div> </p></div> <div class="mkpl-prod-cta"> <div class="mkpl-product-cta-container advisor"> <div><a class="mkpl-product-cta-button primary-font" href="https://www.forbes.com/advisor/in/credit-card/best-premium-credit-card/#pioneer_heritage_metal_credit_card_section" data-ecom-misc-click='{"clickText":"View More","clickType":"Jump Link","referenceText":""}' ><span class="primary-font">View More</span></a></div> <div class="mkpl-cta-subtext primary-font"></div> </div></div> </p></div> <div class="mkpl-single-column cell cell-col-2"> <div class="mkpl-col-name"> Annual Fee </div> <div class="mkpl-col-value"> <div class="cell-content primary-font">INR 25,000 + 18% GST(one-time joining fee of INR 2 lakh)</div> </p></div> </p></div> <div class="mkpl-single-column cell cell-col-3"> <div class="mkpl-col-name"> Reward Points </div> <div class="mkpl-col-value"> <div class="cell-content primary-font">2.5 reward points for every INR 100 spent on international transactions.</div> </p></div> </p></div> </p></div> <div class="mkpl-single-row"> <div class="mkpl-product-details cell cell-col-1"> <div class="mkpl-prod-image"> <div class="mkpl-product-container"> <div class="mkpl-product-image-container"><a href="https://www.forbes.com/advisor/in/credit-card/best-premium-credit-card/#icici_sapphiro_credit_card_section" class="primary-font" data-ecom-misc-click='{"clickText":"Image Link","clickType":"Jump Link","referenceText":""}' ><img decoding="async" src="https://thumbor.forbes.com/thumbor/fit-in/x/https://www.forbes.com/advisor/in/wp-content/uploads/2023/11/Sapphiro-486X224.png" loading="lazy" class="mkpl-product-image" alt="ICICI Sapphiro Credit Card" /></a></div> <div class="mkpl-product-name primary-font"><a href="https://www.forbes.com/advisor/in/credit-card/best-premium-credit-card/#icici_sapphiro_credit_card_section" class="primary-font" data-ecom-misc-click='{"clickText":"ICICI Sapphiro Credit Card","clickType":"Jump Link","referenceText":""}' >ICICI Sapphiro Credit Card</a></div> </div></div> <div class="mkpl-prod-rating"> <div class="mkpl-product-rating-container mkpl-tooltip-trigger" data-tooltip-text="Our ratings take into account a product's rewards, fees, rates and other category-specific attributes. All ratings are determined solely by our editorial team."> <div class="mkpl-logo-container"><img decoding="async" class="mkpl-rating-vertical-logo" height="11" src="https://www.forbes.com/advisor/in/wp-content/plugins/marketplace-tables/public/images/forbes-advisor.svg" loading="lazy" alt="Forbes Advisor" /></div> <div class="mkpl-product-rating"> <div class="mkpl-product-rating-txt primary-font">3.0</div> <div class="mkpl-star-rating-container"> <div class="mkpl-rating-stars"><img decoding="async" src="https://www.forbes.com/advisor/in/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" loading="lazy" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/in/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" loading="lazy" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/in/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" loading="lazy" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/in/wp-content/plugins/marketplace-tables/public/images/outline-star.svg" loading="lazy" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/in/wp-content/plugins/marketplace-tables/public/images/outline-star.svg" loading="lazy" alt="" /></div> </div> <div class="mkpl-product-rating-tooltip"><img decoding="async" src="https://www.forbes.com/advisor/in/wp-content/plugins/marketplace-tables/public/images/tooltip.svg" loading="lazy" alt="" /></div> </p></div> </p></div> </p></div> <div class="mkpl-prod-cta"> <div class="mkpl-product-cta-container advisor"> <div><a class="mkpl-product-cta-button primary-font" href="https://www.forbes.com/advisor/in/credit-card/best-premium-credit-card/#icici_sapphiro_credit_card_section" data-ecom-misc-click='{"clickText":"View More","clickType":"Jump Link","referenceText":""}' ><span class="primary-font">View More</span></a></div> <div class="mkpl-cta-subtext primary-font"></div> </div></div> </p></div> <div class="mkpl-single-column cell cell-col-2"> <div class="mkpl-col-name"> Annual Fee </div> <div class="mkpl-col-value"> <div class="cell-content primary-font">INR 3,500 + 18% GST</div> </p></div> </p></div> <div class="mkpl-single-column cell cell-col-3"> <div class="mkpl-col-name"> Reward Points </div> <div class="mkpl-col-value"> <div class="cell-content primary-font">4 to 1 ICICI reward points depending on the spends.</div> </p></div> </p></div> </p></div> </p></div> <div class="mkpl-table-caption"> <span>Plans and charges are accurate as of Oct. 3, 2024.</span> </div> </p></div> </p></div> <div class="mkpl-desktop-table-container" style="display: none" id="mkpl-table-container"> <div id="mkpl-table-main-container"> <div id="mkpl-table-scroll" class="table-container " > <table id="mkpl-market-table" data-mc="0" data-tcc="5" class="mkpl-simple_tables table style-1" style="text-align: left"> <tr class="thead" style=""> <th style="text-align: left" class="primary-font"> Company </th> <th style="text-align: left" class="primary-font"> Forbes Advisor India Rating </th> <th style="text-align: left" class="primary-font"> Annual fee </th> <th style="text-align: left" class="primary-font"> Reward Points </th> <th style="text-align: left" class="primary-font"> </th> </tr> <tr style="background-color: #f8f8f8"> <td class=" product-image" > <div class="mkpl-product-container"> <div class="mkpl-product-image-container"><a href="https://www.forbes.com/advisor/in/credit-card/best-premium-credit-card/#icici_emeralde_private_metal_card_section" class="primary-font" data-ecom-misc-click='{"clickText":"Image Link","clickType":"Jump Link","referenceText":""}' ><img decoding="async" src="https://thumbor.forbes.com/thumbor/fit-in/x/https://www.forbes.com/advisor/in/wp-content/uploads/2024/07/ICICI-Bank-Emeralde-Private-Metal-Credit-Card-300x190-1.png" loading="lazy" class="mkpl-product-image" alt="ICICI Emeralde Private Metal Card" /></a></div> <div class="mkpl-product-name primary-font"><a href="https://www.forbes.com/advisor/in/credit-card/best-premium-credit-card/#icici_emeralde_private_metal_card_section" class="primary-font" data-ecom-misc-click='{"clickText":"ICICI Emeralde Private Metal Card","clickType":"Jump Link","referenceText":""}' >ICICI Emeralde Private Metal Card</a></div> </div> </td> <td class=" ratings" > <div class="mkpl-product-rating-container mkpl-tooltip-trigger" data-tooltip-text="Our ratings take into account a product's rewards, fees, rates and other category-specific attributes. All ratings are determined solely by our editorial team."> <div class="mkpl-logo-container"><img decoding="async" class="mkpl-rating-vertical-logo" height="11" src="https://www.forbes.com/advisor/in/wp-content/plugins/marketplace-tables/public/images/forbes-advisor.svg" loading="lazy" alt="Forbes Advisor" /></div> <div class="mkpl-product-rating"> <div class="mkpl-product-rating-txt primary-font">4.5</div> <div class="mkpl-star-rating-container"> <div class="mkpl-rating-stars"><img decoding="async" src="https://www.forbes.com/advisor/in/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" loading="lazy" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/in/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" loading="lazy" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/in/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" loading="lazy" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/in/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" loading="lazy" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/in/wp-content/plugins/marketplace-tables/public/images/half-star.svg" loading="lazy" alt="" /></div> </div> <div class="mkpl-product-rating-tooltip"><img decoding="async" src="https://www.forbes.com/advisor/in/wp-content/plugins/marketplace-tables/public/images/tooltip.svg" loading="lazy" alt="" /></div> </p></div> </p></div> </td> <td class=" wysiwyg-editor" > <div class="cell-content primary-font">INR 12,499 + 18% GST</div> </td> <td class=" wysiwyg-editor" > <div class="cell-content primary-font">12,500 ICICI Reward Points as an Annual bonus</div> </td> <td class=" product-cta" > <div class="mkpl-product-cta-container advisor"> <div><a class="mkpl-product-cta-button primary-font" href="https://www.forbes.com/advisor/in/credit-card/best-premium-credit-card/#icici_emeralde_private_metal_card_section" data-ecom-misc-click='{"clickText":"View More","clickType":"Jump Link","referenceText":""}' ><span class="primary-font">View More</span></a></div> <div class="mkpl-cta-subtext primary-font"></div> </div> </td> </tr> <tr style="background-color: #f8f8f8"> <td class=" product-image" > <div class="mkpl-product-container"> <div class="mkpl-product-image-container"><a href="https://www.forbes.com/advisor/in/credit-card/best-premium-credit-card/#infinia_credit_card_section" class="primary-font" data-ecom-misc-click='{"clickText":"Image Link","clickType":"Jump Link","referenceText":""}' ><img decoding="async" src="https://thumbor.forbes.com/thumbor/fit-in/x/https://www.forbes.com/advisor/in/wp-content/uploads/2022/09/infiniacredit-card.png" loading="lazy" class="mkpl-product-image" alt="Infinia Credit Card " /></a></div> <div class="mkpl-product-name primary-font"><a href="https://www.forbes.com/advisor/in/credit-card/best-premium-credit-card/#infinia_credit_card_section" class="primary-font" data-ecom-misc-click='{"clickText":"Infinia Credit Card ","clickType":"Jump Link","referenceText":""}' >Infinia Credit Card </a></div> </div> </td> <td class=" ratings" > <div class="mkpl-product-rating-container mkpl-tooltip-trigger" data-tooltip-text="Our ratings take into account a product's rewards, fees, rates and other category-specific attributes. All ratings are determined solely by our editorial team."> <div class="mkpl-logo-container"><img decoding="async" class="mkpl-rating-vertical-logo" height="11" src="https://www.forbes.com/advisor/in/wp-content/plugins/marketplace-tables/public/images/forbes-advisor.svg" loading="lazy" alt="Forbes Advisor" /></div> <div class="mkpl-product-rating"> <div class="mkpl-product-rating-txt primary-font">4.5</div> <div class="mkpl-star-rating-container"> <div class="mkpl-rating-stars"><img decoding="async" src="https://www.forbes.com/advisor/in/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" loading="lazy" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/in/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" loading="lazy" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/in/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" loading="lazy" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/in/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" loading="lazy" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/in/wp-content/plugins/marketplace-tables/public/images/half-star.svg" loading="lazy" alt="" /></div> </div> <div class="mkpl-product-rating-tooltip"><img decoding="async" src="https://www.forbes.com/advisor/in/wp-content/plugins/marketplace-tables/public/images/tooltip.svg" loading="lazy" alt="" /></div> </p></div> </p></div> </td> <td class=" wysiwyg-editor" > <div class="cell-content primary-font">INR 12,500 + 18% GST</div> </td> <td class=" wysiwyg-editor" > <div class="cell-content primary-font">5 reward points for every INR 150 spent, 10 times reward points on travel and shopping</div> </td> <td class=" product-cta" > <div class="mkpl-product-cta-container advisor"> <div><a class="mkpl-product-cta-button primary-font" href="https://www.forbes.com/advisor/in/credit-card/best-premium-credit-card/#infinia_credit_card_section" data-ecom-misc-click='{"clickText":"View More","clickType":"Jump Link","referenceText":""}' ><span class="primary-font">View More</span></a></div> <div class="mkpl-cta-subtext primary-font"></div> </div> </td> </tr> <tr style="background-color: #f8f8f8"> <td class=" product-image" > <div class="mkpl-product-container"> <div class="mkpl-product-image-container"><a href="https://tjzuh.com/g/bksx608d4a735debdde759db77a9b5/" rel="nofollow" target="_blank" class="primary-font" data-ecom-link='{"clickText":"Image Link","clickCat":"Primary","clickUrl":"https:\/\/tjzuh.com\/g\/bksx608d4a735debdde759db77a9b5\/","clickType":"external"}' ><img decoding="async" src="https://thumbor.forbes.com/thumbor/fit-in/x/https://www.forbes.com/advisor/in/wp-content/uploads/2022/09/axis-bank-magnus-credit-card.png" loading="lazy" class="mkpl-product-image" alt="Axis Bank Magnus Credit Card" /></a></div> <div class="mkpl-product-name primary-font"><a href="https://tjzuh.com/g/bksx608d4a735debdde759db77a9b5/" rel="nofollow" target="_blank" class="primary-font" data-ecom-link='{"clickText":"Axis Bank Magnus Credit Card","clickCat":"Primary","clickUrl":"https:\/\/tjzuh.com\/g\/bksx608d4a735debdde759db77a9b5\/","clickType":"external"}' >Axis Bank Magnus Credit Card</a></div> </div> </td> <td class=" ratings" > <div class="mkpl-product-rating-container mkpl-tooltip-trigger" data-tooltip-text="Our ratings take into account a product's rewards, fees, rates and other category-specific attributes. All ratings are determined solely by our editorial team."> <div class="mkpl-logo-container"><img decoding="async" class="mkpl-rating-vertical-logo" height="11" src="https://www.forbes.com/advisor/in/wp-content/plugins/marketplace-tables/public/images/forbes-advisor.svg" loading="lazy" alt="Forbes Advisor" /></div> <div class="mkpl-product-rating"> <div class="mkpl-product-rating-txt primary-font">4.5</div> <div class="mkpl-star-rating-container"> <div class="mkpl-rating-stars"><img decoding="async" src="https://www.forbes.com/advisor/in/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" loading="lazy" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/in/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" loading="lazy" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/in/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" loading="lazy" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/in/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" loading="lazy" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/in/wp-content/plugins/marketplace-tables/public/images/half-star.svg" loading="lazy" alt="" /></div> </div> <div class="mkpl-product-rating-tooltip"><img decoding="async" src="https://www.forbes.com/advisor/in/wp-content/plugins/marketplace-tables/public/images/tooltip.svg" loading="lazy" alt="" /></div> </p></div> </p></div> </td> <td class=" wysiwyg-editor" > <div class="cell-content primary-font">INR 12,500 + 18% GST</div> </td> <td class=" wysiwyg-editor" > <div class="cell-content primary-font">5X EDGE reward on travel spends via TRAVEL EDGE, 12 EDGE reward points on every INR 200 spent, 2X EDGE reward points on purchases made from partners.</div> </td> <td class=" product-cta" > <div class="mkpl-product-cta-container advisor"> <div><a class="mkpl-product-cta-button primary-font" href="https://tjzuh.com/g/bksx608d4a735debdde759db77a9b5/" rel="nofollow" target="_blank" data-ecom-link='{"clickText":"Apply Now","clickCat":"Primary","clickUrl":"https:\/\/tjzuh.com\/g\/bksx608d4a735debdde759db77a9b5\/","clickType":"external"}' ><span class="primary-font">Apply Now</span></a></div> <div class="mkpl-cta-subtext primary-font">On Axis’s secure website</div> </div> </td> </tr> <tr style="background-color: #f8f8f8"> <td class=" product-image" > <div class="mkpl-product-container"> <div class="mkpl-product-image-container"><a href="https://tjzuh.com/g/bksx608d4a735debdde759db77a9b5/" rel="nofollow" target="_blank" class="primary-font" data-ecom-link='{"clickText":"Image Link","clickCat":"Primary","clickUrl":"https:\/\/tjzuh.com\/g\/bksx608d4a735debdde759db77a9b5\/","clickType":"external"}' ><img decoding="async" src="https://thumbor.forbes.com/thumbor/fit-in/x/https://www.forbes.com/advisor/in/wp-content/uploads/2022/09/axis-bank-reserve-credit-card.png" loading="lazy" class="mkpl-product-image" alt="Axis Bank Reserve Credit Card" /></a></div> <div class="mkpl-product-name primary-font"><a href="https://tjzuh.com/g/bksx608d4a735debdde759db77a9b5/" rel="nofollow" target="_blank" class="primary-font" data-ecom-link='{"clickText":"Axis Bank Reserve Credit Card","clickCat":"Primary","clickUrl":"https:\/\/tjzuh.com\/g\/bksx608d4a735debdde759db77a9b5\/","clickType":"external"}' >Axis Bank Reserve Credit Card</a></div> </div> </td> <td class=" ratings" > <div class="mkpl-product-rating-container mkpl-tooltip-trigger" data-tooltip-text="Our ratings take into account a product's rewards, fees, rates and other category-specific attributes. All ratings are determined solely by our editorial team."> <div class="mkpl-logo-container"><img decoding="async" class="mkpl-rating-vertical-logo" height="11" src="https://www.forbes.com/advisor/in/wp-content/plugins/marketplace-tables/public/images/forbes-advisor.svg" loading="lazy" alt="Forbes Advisor" /></div> <div class="mkpl-product-rating"> <div class="mkpl-product-rating-txt primary-font">4.0</div> <div class="mkpl-star-rating-container"> <div class="mkpl-rating-stars"><img decoding="async" src="https://www.forbes.com/advisor/in/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" loading="lazy" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/in/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" loading="lazy" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/in/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" loading="lazy" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/in/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" loading="lazy" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/in/wp-content/plugins/marketplace-tables/public/images/outline-star.svg" loading="lazy" alt="" /></div> </div> <div class="mkpl-product-rating-tooltip"><img decoding="async" src="https://www.forbes.com/advisor/in/wp-content/plugins/marketplace-tables/public/images/tooltip.svg" loading="lazy" alt="" /></div> </p></div> </p></div> </td> <td class=" wysiwyg-editor" > <div class="cell-content primary-font">INR 50,000 + 18% GST</div> </td> <td class=" wysiwyg-editor" > <div class="cell-content primary-font">15 EDGE reward points for every INR 200 spent, 2X rewards on international expenditures.</div> </td> <td class=" product-cta" > <div class="mkpl-product-cta-container advisor"> <div><a class="mkpl-product-cta-button primary-font" href="https://tjzuh.com/g/bksx608d4a735debdde759db77a9b5/" rel="nofollow" target="_blank" data-ecom-link='{"clickText":"Apply Now","clickCat":"Primary","clickUrl":"https:\/\/tjzuh.com\/g\/bksx608d4a735debdde759db77a9b5\/","clickType":"external"}' ><span class="primary-font">Apply Now</span></a></div> <div class="mkpl-cta-subtext primary-font">On Axis’s secure website</div> </div> </td> </tr> <tr style="background-color: #f8f8f8"> <td class=" product-image" > <div class="mkpl-product-container"> <div class="mkpl-product-image-container"><a href="https://www.forbes.com/advisor/in/credit-card/best-premium-credit-card/#aurum_credit_card_section" class="primary-font" data-ecom-misc-click='{"clickText":"Image Link","clickType":"Jump Link","referenceText":""}' ><img decoding="async" src="https://thumbor.forbes.com/thumbor/fit-in/x/https://www.forbes.com/advisor/in/wp-content/uploads/2023/12/SBI-AURUM-Credit-Card.png-removebg-preview.png" loading="lazy" class="mkpl-product-image" alt="AURUM Credit Card " /></a></div> <div class="mkpl-product-name primary-font"><a href="https://www.forbes.com/advisor/in/credit-card/best-premium-credit-card/#aurum_credit_card_section" class="primary-font" data-ecom-misc-click='{"clickText":"AURUM Credit Card ","clickType":"Jump Link","referenceText":""}' >AURUM Credit Card </a></div> </div> </td> <td class=" ratings" > <div class="mkpl-product-rating-container mkpl-tooltip-trigger" data-tooltip-text="Our ratings take into account a product's rewards, fees, rates and other category-specific attributes. All ratings are determined solely by our editorial team."> <div class="mkpl-logo-container"><img decoding="async" class="mkpl-rating-vertical-logo" height="11" src="https://www.forbes.com/advisor/in/wp-content/plugins/marketplace-tables/public/images/forbes-advisor.svg" loading="lazy" alt="Forbes Advisor" /></div> <div class="mkpl-product-rating"> <div class="mkpl-product-rating-txt primary-font">3.1</div> <div class="mkpl-star-rating-container"> <div class="mkpl-rating-stars"><img decoding="async" src="https://www.forbes.com/advisor/in/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" loading="lazy" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/in/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" loading="lazy" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/in/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" loading="lazy" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/in/wp-content/plugins/marketplace-tables/public/images/outline-star.svg" loading="lazy" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/in/wp-content/plugins/marketplace-tables/public/images/outline-star.svg" loading="lazy" alt="" /></div> </div> <div class="mkpl-product-rating-tooltip"><img decoding="async" src="https://www.forbes.com/advisor/in/wp-content/plugins/marketplace-tables/public/images/tooltip.svg" loading="lazy" alt="" /></div> </p></div> </p></div> </td> <td class=" wysiwyg-editor" > <div class="cell-content primary-font">INR 9,999 + 18% GST</div> </td> <td class=" wysiwyg-editor" > <div class="cell-content primary-font">Nil</div> </td> <td class=" product-cta" > <div class="mkpl-product-cta-container advisor"> <div><a class="mkpl-product-cta-button primary-font" href="https://www.forbes.com/advisor/in/credit-card/best-premium-credit-card/#aurum_credit_card_section" data-ecom-misc-click='{"clickText":"View More","clickType":"Jump Link","referenceText":""}' ><span class="primary-font">View More</span></a></div> <div class="mkpl-cta-subtext primary-font"></div> </div> </td> </tr> <tr style="background-color: #f8f8f8"> <td class=" product-image" > <div class="mkpl-product-container"> <div class="mkpl-product-image-container"><a href="https://www.forbes.com/advisor/in/credit-card/best-premium-credit-card/#hsbc_premier_credit_card_section" class="primary-font" data-ecom-misc-click='{"clickText":"Image Link","clickType":"Jump Link","referenceText":""}' ><img decoding="async" src="https://thumbor.forbes.com/thumbor/fit-in/x/https://www.forbes.com/advisor/in/wp-content/uploads/2024/07/hsbc-premier-mastercard-credit-card-removebg-preview.png" loading="lazy" class="mkpl-product-image" alt="HSBC Premier Credit Card " /></a></div> <div class="mkpl-product-name primary-font"><a href="https://www.forbes.com/advisor/in/credit-card/best-premium-credit-card/#hsbc_premier_credit_card_section" class="primary-font" data-ecom-misc-click='{"clickText":"HSBC Premier Credit Card ","clickType":"Jump Link","referenceText":""}' >HSBC Premier Credit Card </a></div> </div> </td> <td class=" ratings" > <div class="mkpl-product-rating-container mkpl-tooltip-trigger" data-tooltip-text="Our ratings take into account a product's rewards, fees, rates and other category-specific attributes. All ratings are determined solely by our editorial team."> <div class="mkpl-logo-container"><img decoding="async" class="mkpl-rating-vertical-logo" height="11" src="https://www.forbes.com/advisor/in/wp-content/plugins/marketplace-tables/public/images/forbes-advisor.svg" loading="lazy" alt="Forbes Advisor" /></div> <div class="mkpl-product-rating"> <div class="mkpl-product-rating-txt primary-font">3.0</div> <div class="mkpl-star-rating-container"> <div class="mkpl-rating-stars"><img decoding="async" src="https://www.forbes.com/advisor/in/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" loading="lazy" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/in/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" loading="lazy" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/in/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" loading="lazy" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/in/wp-content/plugins/marketplace-tables/public/images/outline-star.svg" loading="lazy" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/in/wp-content/plugins/marketplace-tables/public/images/outline-star.svg" loading="lazy" alt="" /></div> </div> <div class="mkpl-product-rating-tooltip"><img decoding="async" src="https://www.forbes.com/advisor/in/wp-content/plugins/marketplace-tables/public/images/tooltip.svg" loading="lazy" alt="" /></div> </p></div> </p></div> </td> <td class=" wysiwyg-editor" > <div class="cell-content primary-font">1st Year INR12,000, and INR 20,000 from 2nd year onwards + 18% GST</div> </td> <td class=" wysiwyg-editor" > <div class="cell-content primary-font">5X reward points for expenditures on dining, departmental stores, and groceries, 2 reward points for every INR 100 spent on all other transactions.</div> </td> <td class=" product-cta" > <div class="mkpl-product-cta-container advisor"> <div><a class="mkpl-product-cta-button primary-font" href="https://www.forbes.com/advisor/in/credit-card/best-premium-credit-card/#hsbc_premier_credit_card_section" data-ecom-misc-click='{"clickText":"View More","clickType":"Jump Link","referenceText":""}' ><span class="primary-font">View More</span></a></div> <div class="mkpl-cta-subtext primary-font"></div> </div> </td> </tr> <tr style="background-color: #f8f8f8"> <td class=" product-image" > <div class="mkpl-product-container"> <div class="mkpl-product-image-container"><a href="https://ad.admitad.com/g/hxn4dcyutj735debdde78bc555c0f8/?subid=clickid&subid1=subid1" rel="nofollow" target="_blank" class="primary-font" data-ecom-link='{"clickText":"Image Link","clickCat":"Primary","clickUrl":"https:\/\/ad.admitad.com\/g\/hxn4dcyutj735debdde78bc555c0f8\/?subid=clickid&#038;subid1=subid1","clickType":"external"}' ><img decoding="async" src="https://thumbor.forbes.com/thumbor/fit-in/x/https://www.forbes.com/advisor/in/wp-content/uploads/2022/07/SBI-Elite-Credit-Card-Review.png" loading="lazy" class="mkpl-product-image" alt="SBI Elite Credit Card " /></a></div> <div class="mkpl-product-name primary-font"><a href="https://ad.admitad.com/g/hxn4dcyutj735debdde78bc555c0f8/?subid=clickid&subid1=subid1" rel="nofollow" target="_blank" class="primary-font" data-ecom-link='{"clickText":"SBI Elite Credit Card ","clickCat":"Primary","clickUrl":"https:\/\/ad.admitad.com\/g\/hxn4dcyutj735debdde78bc555c0f8\/?subid=clickid&#038;subid1=subid1","clickType":"external"}' >SBI Elite Credit Card </a></div> </div> </td> <td class=" ratings" > <div class="mkpl-product-rating-container mkpl-tooltip-trigger" data-tooltip-text="Our ratings take into account a product's rewards, fees, rates and other category-specific attributes. All ratings are determined solely by our editorial team."> <div class="mkpl-logo-container"><img decoding="async" class="mkpl-rating-vertical-logo" height="11" src="https://www.forbes.com/advisor/in/wp-content/plugins/marketplace-tables/public/images/forbes-advisor.svg" loading="lazy" alt="Forbes Advisor" /></div> <div class="mkpl-product-rating"> <div class="mkpl-product-rating-txt primary-font">3.0</div> <div class="mkpl-star-rating-container"> <div class="mkpl-rating-stars"><img decoding="async" src="https://www.forbes.com/advisor/in/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" loading="lazy" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/in/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" loading="lazy" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/in/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" loading="lazy" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/in/wp-content/plugins/marketplace-tables/public/images/outline-star.svg" loading="lazy" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/in/wp-content/plugins/marketplace-tables/public/images/outline-star.svg" loading="lazy" alt="" /></div> </div> <div class="mkpl-product-rating-tooltip"><img decoding="async" src="https://www.forbes.com/advisor/in/wp-content/plugins/marketplace-tables/public/images/tooltip.svg" loading="lazy" alt="" /></div> </p></div> </p></div> </td> <td class=" wysiwyg-editor" > <div class="cell-content primary-font">INR 4,999 + 18% GST</div> </td> <td class=" wysiwyg-editor" > <div class="cell-content primary-font">Earn 3 reward points for every INR 100 spent.</div> </td> <td class=" product-cta" > <div class="mkpl-product-cta-container advisor"> <div><a class="mkpl-product-cta-button primary-font" href="https://ad.admitad.com/g/hxn4dcyutj735debdde78bc555c0f8/?subid=clickid&subid1=subid1" rel="nofollow" target="_blank" data-ecom-link='{"clickText":"Apply Now","clickCat":"Primary","clickUrl":"https:\/\/ad.admitad.com\/g\/hxn4dcyutj735debdde78bc555c0f8\/?subid=clickid&subid1=subid1","clickType":"external"}' ><span class="primary-font">Apply Now</span></a></div> <div class="mkpl-cta-subtext primary-font">On SBI’s secure website</div> </div> </td> </tr> <tr style="background-color: #f8f8f8"> <td class=" product-image" > <div class="mkpl-product-container"> <div class="mkpl-product-image-container"><a href="https://www.forbes.com/advisor/in/credit-card/best-premium-credit-card/#ultimate_credit_card_section" class="primary-font" data-ecom-misc-click='{"clickText":"Image Link","clickType":"Jump Link","referenceText":""}' ><img decoding="async" src="https://thumbor.forbes.com/thumbor/fit-in/x/https://www.forbes.com/advisor/in/wp-content/uploads/2023/10/Ultimate-Credit-Card-image.jpg" loading="lazy" class="mkpl-product-image" alt="Ultimate Credit Card" /></a></div> <div class="mkpl-product-name primary-font"><a href="https://www.forbes.com/advisor/in/credit-card/best-premium-credit-card/#ultimate_credit_card_section" class="primary-font" data-ecom-misc-click='{"clickText":"Ultimate Credit Card","clickType":"Jump Link","referenceText":""}' >Ultimate Credit Card</a></div> </div> </td> <td class=" ratings" > <div class="mkpl-product-rating-container mkpl-tooltip-trigger" data-tooltip-text="Our ratings take into account a product's rewards, fees, rates and other category-specific attributes. All ratings are determined solely by our editorial team."> <div class="mkpl-logo-container"><img decoding="async" class="mkpl-rating-vertical-logo" height="11" src="https://www.forbes.com/advisor/in/wp-content/plugins/marketplace-tables/public/images/forbes-advisor.svg" loading="lazy" alt="Forbes Advisor" /></div> <div class="mkpl-product-rating"> <div class="mkpl-product-rating-txt primary-font">3.0</div> <div class="mkpl-star-rating-container"> <div class="mkpl-rating-stars"><img decoding="async" src="https://www.forbes.com/advisor/in/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" loading="lazy" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/in/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" loading="lazy" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/in/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" loading="lazy" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/in/wp-content/plugins/marketplace-tables/public/images/outline-star.svg" loading="lazy" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/in/wp-content/plugins/marketplace-tables/public/images/outline-star.svg" loading="lazy" alt="" /></div> </div> <div class="mkpl-product-rating-tooltip"><img decoding="async" src="https://www.forbes.com/advisor/in/wp-content/plugins/marketplace-tables/public/images/tooltip.svg" loading="lazy" alt="" /></div> </p></div> </p></div> </td> <td class=" wysiwyg-editor" > <div class="cell-content primary-font">INR 5,000 + 18% GST</div> </td> <td class=" wysiwyg-editor" > <div class="cell-content primary-font">5 reward points on spending INR 150 on any transaction.</div> </td> <td class=" product-cta" > <div class="mkpl-product-cta-container advisor"> <div><a class="mkpl-product-cta-button primary-font" href="https://www.forbes.com/advisor/in/credit-card/best-premium-credit-card/#ultimate_credit_card_section" data-ecom-misc-click='{"clickText":"View More","clickType":"Jump Link","referenceText":""}' ><span class="primary-font">View More</span></a></div> <div class="mkpl-cta-subtext primary-font"></div> </div> </td> </tr> <tr style="background-color: #f8f8f8"> <td class=" product-image" > <div class="mkpl-product-container"> <div class="mkpl-product-image-container"><a href="https://www.forbes.com/advisor/in/credit-card/best-premium-credit-card/#pioneer_heritage_metal_credit_card_section" class="primary-font" data-ecom-misc-click='{"clickText":"Image Link","clickType":"Jump Link","referenceText":""}' ><img decoding="async" src="https://thumbor.forbes.com/thumbor/fit-in/x/https://www.forbes.com/advisor/in/wp-content/uploads/2023/11/Indusind-Bank-Pioneer-Heritage-Credit-Card-1.png" loading="lazy" class="mkpl-product-image" alt="Pioneer Heritage Metal Credit Card (Mastercard Version)" /></a></div> <div class="mkpl-product-name primary-font"><a href="https://www.forbes.com/advisor/in/credit-card/best-premium-credit-card/#pioneer_heritage_metal_credit_card_section" class="primary-font" data-ecom-misc-click='{"clickText":"Pioneer Heritage Metal Credit Card (Mastercard Version)","clickType":"Jump Link","referenceText":""}' >Pioneer Heritage Metal Credit Card (Mastercard Version)</a></div> </div> </td> <td class=" ratings" > <div class="mkpl-product-rating-container mkpl-tooltip-trigger" data-tooltip-text="Our ratings take into account a product's rewards, fees, rates and other category-specific attributes. All ratings are determined solely by our editorial team."> <div class="mkpl-logo-container"><img decoding="async" class="mkpl-rating-vertical-logo" height="11" src="https://www.forbes.com/advisor/in/wp-content/plugins/marketplace-tables/public/images/forbes-advisor.svg" loading="lazy" alt="Forbes Advisor" /></div> <div class="mkpl-product-rating"> <div class="mkpl-product-rating-txt primary-font">3.0</div> <div class="mkpl-star-rating-container"> <div class="mkpl-rating-stars"><img decoding="async" src="https://www.forbes.com/advisor/in/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" loading="lazy" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/in/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" loading="lazy" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/in/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" loading="lazy" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/in/wp-content/plugins/marketplace-tables/public/images/outline-star.svg" loading="lazy" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/in/wp-content/plugins/marketplace-tables/public/images/outline-star.svg" loading="lazy" alt="" /></div> </div> <div class="mkpl-product-rating-tooltip"><img decoding="async" src="https://www.forbes.com/advisor/in/wp-content/plugins/marketplace-tables/public/images/tooltip.svg" loading="lazy" alt="" /></div> </p></div> </p></div> </td> <td class=" wysiwyg-editor" > <div class="cell-content primary-font">INR 25,000 + 18% GST(one-time joining fee of INR 2 lakh)</div> </td> <td class=" wysiwyg-editor" > <div class="cell-content primary-font">2.5 reward points for every INR 100 spent on international transactions.</div> </td> <td class=" product-cta" > <div class="mkpl-product-cta-container advisor"> <div><a class="mkpl-product-cta-button primary-font" href="https://www.forbes.com/advisor/in/credit-card/best-premium-credit-card/#pioneer_heritage_metal_credit_card_section" data-ecom-misc-click='{"clickText":"View More","clickType":"Jump Link","referenceText":""}' ><span class="primary-font">View More</span></a></div> <div class="mkpl-cta-subtext primary-font"></div> </div> </td> </tr> <tr style="background-color: #f8f8f8"> <td class=" product-image" > <div class="mkpl-product-container"> <div class="mkpl-product-image-container"><a href="https://www.forbes.com/advisor/in/credit-card/best-premium-credit-card/#icici_sapphiro_credit_card_section" class="primary-font" data-ecom-misc-click='{"clickText":"Image Link","clickType":"Jump Link","referenceText":""}' ><img decoding="async" src="https://thumbor.forbes.com/thumbor/fit-in/x/https://www.forbes.com/advisor/in/wp-content/uploads/2023/11/Sapphiro-486X224.png" loading="lazy" class="mkpl-product-image" alt="ICICI Sapphiro Credit Card" /></a></div> <div class="mkpl-product-name primary-font"><a href="https://www.forbes.com/advisor/in/credit-card/best-premium-credit-card/#icici_sapphiro_credit_card_section" class="primary-font" data-ecom-misc-click='{"clickText":"ICICI Sapphiro Credit Card","clickType":"Jump Link","referenceText":""}' >ICICI Sapphiro Credit Card</a></div> </div> </td> <td class=" ratings" > <div class="mkpl-product-rating-container mkpl-tooltip-trigger" data-tooltip-text="Our ratings take into account a product's rewards, fees, rates and other category-specific attributes. All ratings are determined solely by our editorial team."> <div class="mkpl-logo-container"><img decoding="async" class="mkpl-rating-vertical-logo" height="11" src="https://www.forbes.com/advisor/in/wp-content/plugins/marketplace-tables/public/images/forbes-advisor.svg" loading="lazy" alt="Forbes Advisor" /></div> <div class="mkpl-product-rating"> <div class="mkpl-product-rating-txt primary-font">3.0</div> <div class="mkpl-star-rating-container"> <div class="mkpl-rating-stars"><img decoding="async" src="https://www.forbes.com/advisor/in/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" loading="lazy" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/in/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" loading="lazy" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/in/wp-content/plugins/marketplace-tables/public/images/filled-star.svg" loading="lazy" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/in/wp-content/plugins/marketplace-tables/public/images/outline-star.svg" loading="lazy" alt="" /><img decoding="async" src="https://www.forbes.com/advisor/in/wp-content/plugins/marketplace-tables/public/images/outline-star.svg" loading="lazy" alt="" /></div> </div> <div class="mkpl-product-rating-tooltip"><img decoding="async" src="https://www.forbes.com/advisor/in/wp-content/plugins/marketplace-tables/public/images/tooltip.svg" loading="lazy" alt="" /></div> </p></div> </p></div> </td> <td class=" wysiwyg-editor" > <div class="cell-content primary-font">INR 3,500 + 18% GST</div> </td> <td class=" wysiwyg-editor" > <div class="cell-content primary-font">4 to 1 ICICI reward points depending on the spends.</div> </td> <td class=" product-cta" > <div class="mkpl-product-cta-container advisor"> <div><a class="mkpl-product-cta-button primary-font" href="https://www.forbes.com/advisor/in/credit-card/best-premium-credit-card/#icici_sapphiro_credit_card_section" data-ecom-misc-click='{"clickText":"View More","clickType":"Jump Link","referenceText":""}' ><span class="primary-font">View More</span></a></div> <div class="mkpl-cta-subtext primary-font"></div> </div> </td> </tr> </table> <div class="mkpl-table-navigation-arrows"> <button type="button" id="left-arrow" data-ecom-misc-click='{"clickText":"Left","clickType":"Button","referenceText":""}'> <img decoding="async" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAAcAAAAMCAYAAACulacQAAAACXBIWXMAAAsTAAALEwEAmpwYAAAAAXNSR0IArs4c6QAAAARnQU1BAACxjwv8YQUAAADJSURBVHgBXZCxDcIwEEXvLrbTMgIjeAQXQB0aUiBENgAmIBswQkJJg6iQaGAF2CBskBY5wbEjWXLiwjr73f//dAijo5JiEse01Zrd2BhwgS8DIDnXcgBFjAUASltWkeY5eTBPSwcSW9ZMM3W/rr+9crY6HxEgcwCBeuD+yQFCyPsH/pePy+bj3YiCzLaNTDgDumuRlidb7o2BmpCUV2M4EAJmrqFtmHzaXAxtfAOAqRrNVRgJ+mcOFryt4dQuIR8o/ZaEoB1rWNkBtuxEvL1bUnQAAAAASUVORK5CYII=" loading="lazy" alt="Left Arrow" /> </button> <button type="button" id="right-arrow" data-ecom-misc-click='{"clickText":"Right","clickType":"Button","referenceText":""}'> <img decoding="async" src="data:image/png;base64,iVBORw0KGgoAAAANSUhEUgAAAAcAAAAMCAYAAACulacQAAAACXBIWXMAAAsTAAALEwEAmpwYAAAAAXNSR0IArs4c6QAAAARnQU1BAACxjwv8YQUAAADQSURBVHgBdVC5DcJAENw53pAS6AA6wAlPCAGCDLsSoAJEBXwJEDk0JrA7wCW4BMeH5GXP2MggscHenEYzNzew5rt2PVULrdNt6DoJlUY1GEsCrWp1BNZ41/oiAV7LGQPo1hrYlEmYNRLrlNVDYIuJ9/eL7WRKs7yzE4OUJTABwR7M9puPspj+9NiD4tDglGml6M8YolJchrNTh8CewCaJyr8u1plt9tc8ECTQLQ+EN4FAYJuIXf9iTwq3qimBhWDm6KnZKb9bzUpgRFrz4be+FwjJTXtIGD7JAAAAAElFTkSuQmCC" loading="lazy" alt="Right Arrow"/> </button> </div> </p></div> <div class="mkpl-table-caption"> <span>Plans and charges are accurate as of Oct. 3, 2024.</span> </div> <p> <button type="button" class="primary-font" id="seeMoreBtn" style="display: none;" data-ecom-misc-click='{"clickText":"See More","clickType":"Button","referenceText":""}' >See More</button> <button type="button" class="primary-font" id="seeLessBtn" style="display: none;" data-ecom-misc-click='{"clickText":"See Less","clickType":"Button","referenceText":""}' >See Less</button> </div> </p></div> </div> <p></p> </div> </div> <hr> <div id="how_to_apply_for_a_premium_credit_cards_in_india_section" class="article-section " data-ecom-container='{"componentTitle":"How To Apply for a Premium Credit Cards in India","componentType":"how_to_apply_for_a_premium_credit_cards_in_india_section"}'> <h2>How To Apply for a Premium Credit Cards in India</h2> <div class="section-content wysiwyg-content "> <p>Applying for a premium credit card in India is straightforward. However, the approval process may vary depending on the bank and the specific premium credit card you apply for. Additionally, maintaining a good credit score and a stable source of income can significantly improve your chances of being approved for a premium credit card in India.</p> <p>These cards are typically offered by major banks and financial institutions. Here’s a step-by-step guide on how to apply for a premium credit card in India:</p> <h3>Check Eligibility</h3> <p>Before applying for a premium credit card, it’s essential to ensure that you meet the eligibility criteria. Typically, these cards are designed for individuals with a high income and a good credit score. Check the specific eligibility requirements of the card you’re interested in, such as the minimum income level, age, and credit score.</p> <h3>Documents</h3> <p>Prepare the necessary documents required for the credit card application. Standard documents may include:</p> <ul> <li><strong>Proof of identity</strong>: Passport, Aadhar card, driver’s license, or PAN card.</li> <li><strong>Proof of address</strong>: Utility bills, rental agreement, or Aadhar card.</li> <li><strong>Proof of income</strong>: Salary slips, bank statements, or income tax returns.</li> <li><strong>Photos</strong>: Passport-size photographs (one or two).</li> <li><strong>Form</strong>: Duly filled application form (usually available online).</li> </ul> <h3>Check Your Credit Score</h3> <p>It’s advisable to check your credit score before applying for a premium credit card. A good credit score is often a prerequisite for premium cards. You can obtain your credit report from credit bureaus like CIBIL, Experian, or Equifax.</p> <h3>Online Application</h3> <p>Most banks and financial institutions allow you to apply for a credit card online. Visit the official website of the bank that offers the premium card you want. Look for the “Credit Cards” section and navigate to the card’s details. You will typically find an “Apply Now” or “Apply Online” button.</p> <h3>Fill Out the Application</h3> <p>Complete the credit card application form with accurate information. Ensure that you provide details like your name, contact information, income, and employment details correctly. Double-check for any errors before submitting the application.</p> <h3>Upload Documents</h3> <p>You’ll be required to upload scanned copies of the documents mentioned earlier, such as proof of identity, address, and income. Ensure that these documents are clear and legible.</p> <h3>Application Fee</h3> <p>Some premium credit cards may have an application or processing fee. Check the terms and conditions for any associated fees.</p> <h3>Submit the Application</h3> <p>After completing the application and uploading the necessary documents, submit the application online.</p> <h3>Wait for Approval</h3> <p>The bank will review your application and documents. If you meet the eligibility criteria and your application is approved, the bank will contact you to discuss the next steps, which may include verifying your documents and income.</p> <h3>Credit Card Delivery</h3> <p>Once your application is approved, the bank will dispatch the premium credit card to your registered address. The time it takes to receive the card can vary but typically ranges from a few days to a couple of weeks.</p> <h3>Activation and Usage</h3> <p>Upon receiving your premium credit card, follow the activation instructions provided by the bank. Once activated, you can start using the card for your financial transactions.</p> </div> </div> <hr> <div id="who_is_eligible_to_apply_for_premium_credit_card_section" class="article-section " data-ecom-container='{"componentTitle":"Who is Eligible to Apply For Premium Credit Card?","componentType":"who_is_eligible_to_apply_for_premium_credit_card_section"}'> <h2>Who is Eligible to Apply For Premium Credit Card?</h2> <div class="section-content wysiwyg-content "> <p>Eligibility criteria for premium credit cards vary from one card issuer to another and are often more stringent than those for standard credit cards. While the specific requirements may differ, the following factors are generally considered when evaluating eligibility for premium credit cards:</p> <ul> <li><strong>Credit Score</strong>: Credit card companies typically require applicants to have a high credit score, often in the “excellent” range (above 750). Premium cards offer exclusive perks and rewards, so issuers want to ensure that cardholders have a history of responsible credit use.</li> <li><strong>Income Level</strong>: Applicants often need a high annual income to qualify for premium credit cards. This income requirement varies by card issuer and specific card, but it’s typically well above the national average.</li> <li><strong>Credit History</strong>: A strong credit history with a record of on-time payments and responsible credit management is essential. Card issuers may scrutinize the applicant’s credit report for any negative marks, such as late payments, defaults, or bankruptcy.</li> <li><strong>Debt-to-Income Ratio</strong>: Card issuers may assess an applicant’s debt-to-income ratio, which is the ratio of their total monthly debt payments to their monthly income. A lower ratio is usually more favorable.</li> <li><strong>Employment Status</strong>: Card issuers may require applicants to have stable employment, including proof of regular income. Self-employed individuals might be required to provide additional financial documentation.</li> <li><strong>Residential Status</strong>: Some premium cards are only available to residents or citizens of the country where the card is issued. Issuers may also look at an applicant’s stability in their current residence.</li> <li><strong>Age</strong>: Applicants must generally meet the minimum age requirement, typically 21. Sometimes, students may be eligible for premium cards with a lower minimum age.</li> <li><strong>Existing Credit Cards</strong>: Card issuers may consider the applicant’s number of existing credit cards and credit limits. Some may limit the number of cards individuals can hold with their institution.</li> <li><strong>Relationship with the Issuer</strong>: Some premium credit cards are offered to customers with existing relationships with the issuing bank, such as those who have maintained substantial deposit accounts or investment portfolios.</li> <li><strong>Fees and Charges</strong>: Premium cards often come with higher annual fees. Applicants should be prepared to cover these fees.</li> </ul> </div> </div> <hr> <div id="what_are_the_added_advantages_of_premium_credit_cards_section" class="article-section " data-ecom-container='{"componentTitle":"What are the Added Advantages of Premium Credit Cards?","componentType":"what_are_the_added_advantages_of_premium_credit_cards_section"}'> <h2>What are the Added Advantages of Premium Credit Cards?</h2> <div class="section-content wysiwyg-content "> <p>Premium credit cards offer a range of advantages and exclusive perks compared to standard credit cards. These benefits are designed to attract high-earning, financially responsible cardholders looking for more than just basic credit services. Here are some of the added advantages of premium credit cards:</p> <ul> <li><strong>Generous Rewards Programs: </strong>Premium credit cards often feature lucrative rewards programs. Cardholders can earn points, miles, or cashback at an accelerated rate for every rupee spent. These rewards can be redeemed for travel, merchandise, statement credits, or transferred to airline and hotel loyalty programs.</li> <li><strong>Travel Benefits: </strong>Premium cards frequently come with a suite of travel-related perks, including airport lounge access, complimentary or discounted priority pass memberships, travel insurance, baggage insurance, and even expedited security screening at airports. Some cards also provide annual travel credits.</li> <li><strong>Concierge Services: </strong>Many premium credit cards offer 24/7 concierge services. These concierges can assist cardholders with travel arrangements, restaurant reservations, event ticket purchases, and more. It’s like having a personal assistant.</li> <li><strong>Exclusive Access: </strong>Cardholders may receive exclusive access to events, such as concerts, sports games, and entertainment experiences. Some premium cards even provide early ticket access or VIP packages.</li> <li><strong>Hotel Upgrades: </strong>Premium cards often provide automatic elite status in hotel loyalty programs, leading to room upgrades, late check-out, and additional benefits during hotel stays. Some cards also offer complimentary nights at participating hotels.</li> <li><strong>Dining Perks: </strong>Premium credit cards may offer dining benefits such as access to special dining programs, discounts at partner restaurants, or complimentary memberships to popular dining clubs.</li> <li><strong>Purchase Protections: </strong>Premium cards typically offer robust purchase protections, such as extended warranties, price protection, and return protection. These features can be valuable when making significant purchases.</li> <li><strong>Luxury Gifts:</strong> Some premium cards provide annual statement credits for luxury goods, services, or exclusive brands. This helps offset the cost of the annual fee.</li> <li><strong>Airport Transfers:</strong> Cardholders may receive complimentary airport transfers, including luxury vehicle rides or helicopter transfers.</li> <li><strong>Elite Status:</strong> Beyond hotels, some premium cards offer elite status in rental car programs, ride-sharing services, and other travel-related providers.</li> <li><strong>High Credit Limits:</strong> Premium cards often have higher credit limits, giving cardholders greater purchasing power.</li> <li><strong>Specialized Travel Benefits:</strong> These cards may offer travel assistance, trip cancellation/interruption insurance, and access to a dedicated travel portal.</li> <li><strong>Foreign Transaction Fee Waivers:</strong> Many premium cards waive foreign transaction fees, making them a great choice for international travelers.</li> <li><strong>Complimentary Companion Tickets:</strong> Some premium travel cards offer an annual companion ticket or a discounted companion fare when booking flights.</li> <li><strong>Cell Phone Insurance: </strong>A few premium cards offer cell phone protection, covering damages or theft of cell phones for the cardholder and their family</li> </ul> </div> </div> <hr> <div id="bottom_line_section" class="article-section " data-ecom-container='{"componentTitle":"Bottom Line","componentType":"bottom_line_section"}'> <h2>Bottom Line</h2> <div class="section-content wysiwyg-content "> <p>In summary, premium credit cards offer a world of exclusive privileges, from luxurious travel experiences to fine dining and entertainment perks. While they often come with higher annual fees, these cards can be an excellent choice for those seeking the finest lifestyle and travel benefits. Premium credit cards cater to various needs, from airport lounge access and discounts on high-end hotels to enhanced reward programs and insurance coverage.</p> <p>To make the most of these cards, selecting one that aligns with your preferences and spending habits is essential. Overall, premium credit cards can elevate your lifestyle and travel experiences, making them a valuable asset for those who appreciate the finer things in life.</p> </div> </div> <hr> <div id="featured_partners_section" class="article-section hide-section-title " data-ecom-container='{"componentTitle":"Featured partners","componentType":"featured_partners_section"}'> <div class="section-content wysiwyg-content "> <div id="featured-partners" class="multi-featured-products count-3 full-width-template"> <p class="featured-partners-heading">Featured Partners</p> <div class="fp-wrapper"> <div class="featured-partners-container"> <div class="featured-partners-card"> <div class="inner-wrapper"> <div class="loader"> <div class="loader__blocks loader__header"></div> <div class="loader__blocks loader__attr"></div> <div class="loader__blocks loader__phone"></div> <div class="loader__blocks loader__cta"></div> </div> <div class="top"> <div class="heading-wrapper"> <p class="card-number">1</p> <p class="card-title">SBI Cashback Credit Card</p> <div class="logo-wrapper no-telephone-number"> <div data-bg-src="https://thumbor.forbes.com/thumbor/fit-in/200x/https://www.forbes.com/advisor/in/wp-content/uploads/2023/01/Cashback-SBI-Card.png" title="SBI Cashback Credit Card" class="logo bg-cover bg-no-repeat bg-center h-full w-full lazy-load-bg"></div> </div> </div> </div> <div class="bottom"> <div class="partners-stats"> <div class="stats-wrapper"> <p class="label">Annual Fees</p> <p class="value">INR 999 + 18% GST (Renewal Fee Waived on INR 2 Lakh annual spend)</p> </div> <div class="stats-wrapper"> <p class="label">Features</p> <p class="value">5% Cashback on online* spends with no merchant restrictions</p> </div> <div class="stats-wrapper"> <p class="label">Additional Benefits</p> <p class="value">1% Cashback on offline* spends, 1% Fuel Surcharge Waiver at all petrol pumps in India</p> </div> </div> <div class="button-container"> <div class="btn-wrapper"><a href="https://tjzuh.com/g/hxn4dcyutj735debdde78bc555c0f8/?subid=CashBackFP" class="get-estimate-cta" target="_blank" rel="nofollow" data-component="Featured Partners Carousel" data-product-position="1" data-product-name="SBI Cashback Credit Card" data-cta-position="Button Link" ><span>Apply Now <svg viewBox="0 0 16 14" fill="none" xmlns="http://www.w3.org/2000/svg"><path fill-rule="evenodd" clip-rule="evenodd" d="M1.69287 7.92087L12.3691 7.92087L7.70041 12.4343C7.51781 12.6023 7.41446 12.8353 7.41446 13.079C7.41446 13.3226 7.51781 13.5556 7.70041 13.7237C7.87432 13.9001 8.11546 14 8.36763 14C8.61979 14 8.86094 13.9001 9.03484 13.7237L15.2292 7.73677C15.6111 7.31491 15.6111 6.68509 15.2292 6.26323L9.03335 0.276315C8.85945 0.0998659 8.6183 0 8.36614 0C8.11397 0 7.87283 0.0998659 7.69893 0.276315H7.69892C7.51632 0.444355 7.41297 0.677368 7.41297 0.921031C7.41297 1.16469 7.51632 1.39771 7.69892 1.56575L12.3691 6.07841L1.69287 6.07841C1.43556 6.06334 1.18389 6.15554 1.00161 6.33168C0.819326 6.50782 0.723899 6.751 0.7395 6.99964C0.723899 7.24828 0.819325 7.49146 1.00161 7.6676C1.18389 7.84374 1.43556 7.93594 1.69287 7.92087Z" fill="white"/></svg></span></a></p> <p class="cta-subtext">On SBI’s secure website</p> </div> </div> </div> </div> </div> <div class="featured-partners-card"> <div class="inner-wrapper"> <div class="loader"> <div class="loader__blocks loader__header"></div> <div class="loader__blocks loader__attr"></div> <div class="loader__blocks loader__phone"></div> <div class="loader__blocks loader__cta"></div> </div> <div class="top"> <div class="heading-wrapper"> <p class="card-number">2</p> <p class="card-title">Axis Bank Ace Credit Card</p> <div class="logo-wrapper no-telephone-number"> <div data-bg-src="https://thumbor.forbes.com/thumbor/fit-in/200x/https://www.forbes.com/advisor/in/wp-content/uploads/2024/07/ace-credit-card.jpg" title="Axis Bank Ace Credit Card" class="logo bg-cover bg-no-repeat bg-center h-full w-full lazy-load-bg"></div> </div> </div> </div> <div class="bottom"> <div class="partners-stats"> <div class="stats-wrapper"> <p class="label">Annual Fee</p> <p class="value">INR 499 waived off on annual spend of INR 2,00,000</p> </div> <div class="stats-wrapper"> <p class="label">Benefits</p> <p class="value">5% cashback on bill payments, 4 complimentary lounge visits per year</p> </div> <div class="stats-wrapper"> <p class="label">Other Benefits</p> <p class="value">1% fuel surcharge waiver at all fuel stations</p> </div> </div> <div class="button-container"> <div class="btn-wrapper"><a href="https://tjzuh.com/g/bksx608d4a735debdde759db77a9b5/" class="get-estimate-cta" target="_blank" rel="nofollow" data-component="Featured Partners Carousel" data-product-position="2" data-product-name="Axis Bank Ace Credit Card" data-cta-position="Button Link" ><span>Apply Now <svg viewBox="0 0 16 14" fill="none" xmlns="http://www.w3.org/2000/svg"><path fill-rule="evenodd" clip-rule="evenodd" d="M1.69287 7.92087L12.3691 7.92087L7.70041 12.4343C7.51781 12.6023 7.41446 12.8353 7.41446 13.079C7.41446 13.3226 7.51781 13.5556 7.70041 13.7237C7.87432 13.9001 8.11546 14 8.36763 14C8.61979 14 8.86094 13.9001 9.03484 13.7237L15.2292 7.73677C15.6111 7.31491 15.6111 6.68509 15.2292 6.26323L9.03335 0.276315C8.85945 0.0998659 8.6183 0 8.36614 0C8.11397 0 7.87283 0.0998659 7.69893 0.276315H7.69892C7.51632 0.444355 7.41297 0.677368 7.41297 0.921031C7.41297 1.16469 7.51632 1.39771 7.69892 1.56575L12.3691 6.07841L1.69287 6.07841C1.43556 6.06334 1.18389 6.15554 1.00161 6.33168C0.819326 6.50782 0.723899 6.751 0.7395 6.99964C0.723899 7.24828 0.819325 7.49146 1.00161 7.6676C1.18389 7.84374 1.43556 7.93594 1.69287 7.92087Z" fill="white"/></svg></span></a></p> <p class="cta-subtext">On Axis’s secure website</p> </div> </div> </div> </div> </div> <div class="featured-partners-card"> <div class="inner-wrapper"> <div class="loader"> <div class="loader__blocks loader__header"></div> <div class="loader__blocks loader__attr"></div> <div class="loader__blocks loader__phone"></div> <div class="loader__blocks loader__cta"></div> </div> <div class="top"> <div class="heading-wrapper"> <p class="card-number">3</p> <p class="card-title">SBI SimplyCLICK Card</p> <div class="logo-wrapper no-telephone-number"> <div data-bg-src="https://thumbor.forbes.com/thumbor/fit-in/200x/https://www.forbes.com/advisor/in/wp-content/uploads/2022/12/SBI-SimplyCLICK-Credit-Card_logo.png" title="SBI SimplyCLICK Card" class="logo bg-cover bg-no-repeat bg-center h-full w-full lazy-load-bg"></div> </div> </div> </div> <div class="bottom"> <div class="partners-stats"> <div class="stats-wrapper"> <p class="label">Annual Fees</p> <p class="value">INR 499 + GST (Renewal Fee Waived on INR 1 Lakh annual spend)</p> </div> <div class="stats-wrapper"> <p class="label">Welcome benefit</p> <p class="value">Get Amazon gift card worth INR 500</p> </div> <div class="stats-wrapper"> <p class="label">Additional benefits</p> <p class="value">10X Reward Points on online spends, 1% fuel surcharge waiver and INR 2000 e-Vouchers for spends of INR 1 lakh+</p> </div> </div> <div class="button-container"> <div class="btn-wrapper"><a href="https://tjzuh.com/g/hxn4dcyutj735debdde78bc555c0f885df5c80de/?subid=FP" class="get-estimate-cta" target="_blank" rel="nofollow" data-component="Featured Partners Carousel" data-product-position="3" data-product-name="SBI SimplyCLICK Card" data-cta-position="Button Link" ><span>Apply Now <svg viewBox="0 0 16 14" fill="none" xmlns="http://www.w3.org/2000/svg"><path fill-rule="evenodd" clip-rule="evenodd" d="M1.69287 7.92087L12.3691 7.92087L7.70041 12.4343C7.51781 12.6023 7.41446 12.8353 7.41446 13.079C7.41446 13.3226 7.51781 13.5556 7.70041 13.7237C7.87432 13.9001 8.11546 14 8.36763 14C8.61979 14 8.86094 13.9001 9.03484 13.7237L15.2292 7.73677C15.6111 7.31491 15.6111 6.68509 15.2292 6.26323L9.03335 0.276315C8.85945 0.0998659 8.6183 0 8.36614 0C8.11397 0 7.87283 0.0998659 7.69893 0.276315H7.69892C7.51632 0.444355 7.41297 0.677368 7.41297 0.921031C7.41297 1.16469 7.51632 1.39771 7.69892 1.56575L12.3691 6.07841L1.69287 6.07841C1.43556 6.06334 1.18389 6.15554 1.00161 6.33168C0.819326 6.50782 0.723899 6.751 0.7395 6.99964C0.723899 7.24828 0.819325 7.49146 1.00161 7.6676C1.18389 7.84374 1.43556 7.93594 1.69287 7.92087Z" fill="white"/></svg></span></a></p> <p class="cta-subtext">On SBI’ secure website</p> </div> </div> </div> </div> </div> </div> </div> </div> </div> </div> <div id="more_credit_card_resources_section" class="article-section " data-ecom-container='{"componentTitle":"More Credit Card Resources","componentType":"more_credit_card_resources_section"}'> <h2>More Credit Card Resources</h2> <div class="section-content wysiwyg-content "> <ul> <li><a href="https://www.forbes.com/advisor/in/credit-card/best-student-credit-card/">Best Student Credit Card</a></li> <li><a href="https://www.forbes.com/advisor/in/credit-card/best-cashback-credit-card/">Best Cashback Credit Card</a></li> <li><a href="https://www.forbes.com/advisor/in/credit-card/best-metal-credit-card/">Best Metal Credit Card</a></li> <li><a href="https://www.forbes.com/advisor/in/credit-card/">Best Credit Card in India</a></li> <li><a href="https://www.forbes.com/advisor/in/credit-card/best-secured-credit-cards/">Best Secured Credit Card</a></li> <li><a href="https://www.forbes.com/advisor/in/credit-card/best-rewards-credit-card/">Best Reward Credit Card</a></li> <li><a href="https://www.forbes.com/advisor/in/credit-card/best-business-credit-cards/">Best Business Credit Card</a></li> </ul> </div> </div> <hr> <div id="frequently_asked_questions_faqs_section" class="article-section faq-section " data-ecom-container='{"componentTitle":"Frequently Asked Questions ( FAQs)","componentType":"frequently_asked_questions_faqs_section"}'> <h2>Frequently Asked Questions ( FAQs)</h2> <div class="main-faqs faq-2021 break-word exclude-eds" data-component="faqs-2021"> <div class="faq active" > <h3 v-on:click="toggleFaq" class="question-text" ref="question-text-0">How do we redeem Axis Bank EDGE reward points?</h3> <div class="faq-answer answer wysiwyg-content" style="display: block"> <p>Axis Bank EDGE reward points are a way of rewarding customers who use various banking services. To redeem these points, customers need to follow these steps:</p> <p style="padding-left: 40px;">• Log in to the Axis Bank Internet Banking portal or the Axis Mobile app.</p> <p style="padding-left: 40px;">• Go to the Rewards section and click on Redeem Now.</p> <p style="padding-left: 40px;">• Browse through the catalog of products, vouchers, and experiences available for redemption.</p> <p style="padding-left: 40px;">• Select the items you want to redeem and add them to your cart.</p> <p style="padding-left: 40px;">• Confirm your delivery address and contact details.</p> <p style="padding-left: 40px;">• Complete the redemption process by paying any required points and taxes.</p> <p style="padding-left: 40px;">• You will receive a confirmation message and email with your redemption details. You can also track the status of your redemption on the portal or app.</p> </div> </div> <div class="faq " > <h3 v-on:click="toggleFaq" class="question-text" ref="question-text-1">What is the use of SBI reward points?</h3> <div class="faq-answer answer wysiwyg-content" style=""> <p>SBI reward points are a way of rewarding customers who use SBI products and services. Some of the uses of SBI reward points are:</p> <p style="padding-left: 40px;">• Redeeming them for various products and vouchers from the SBI rewards catalogue</p> <p style="padding-left: 40px;">• Converting them into air miles and booking flight tickets</p> <p style="padding-left: 40px;">• Paying utility bills and recharging mobile or DTH services</p> <p style="padding-left: 40px;">• Donating them to charity or social causes</p> <p style="padding-left: 40px;">• Transferring them to other SBI customers</p> </div> </div> <div class="faq " > <h3 v-on:click="toggleFaq" class="question-text" ref="question-text-2">How to redeem Standard Chartered reward points?</h3> <div class="faq-answer answer wysiwyg-content" style=""> <p>Here is the way the users can redeem their Standard Chartered reward points:</p> <p style="padding-left: 40px;">• Log in to your Standard Chartered online banking account</p> <p style="padding-left: 40px;">• Click on the “Rewards” tab on the top menu bar</p> <p style="padding-left: 40px;">• Select the category and subcategory of the reward you want to redeem</p> <p style="padding-left: 40px;">• Browse through the available options and click on the “Redeem” button for the one you want</p> <p style="padding-left: 40px;">• Confirm your redemption details and click on “Submit”</p> <p style="padding-left: 40px;">• You will receive a confirmation email and SMS with your redemption reference number</p> </div> </div> </div> </div> <hr> </div> <div class="right-rail lg:hidden"> <div class="right-rail-content" id="right-rail__content"> <div class="best-of-content" data-ecom-container='{"componentTitle":"Global Right Rail","componentType":"Global Right Rail"}'> <div class="boc__section"> <div class="boc__sub-section" data-ecom-container='{"componentTitle":"Best Of","componentType":"Global Right Rail Section"}'> <div class="boc__sub-section-heading">Best Of</div> <ul class="boc__items"> <li class="boc__item-list"> <a class="boc__item-link" href="https://www.forbes.com/advisor/in/credit-card/" title="Best Credit Card in India" target="_blank" >Best Credit Card in India</a> </li> <li class="boc__item-list"> <a class="boc__item-link" href="https://www.forbes.com/advisor/in/credit-card/best-lifetime-free-credit-cards/" title="Best Lifetime Free Credit Card" target="_blank" >Best Lifetime Free Credit Card</a> </li> <li class="boc__item-list"> <a class="boc__item-link" href="https://www.forbes.com/advisor/in/credit-card/best-fuel-credit-card/" title="Best Fuel Credit Card" target="_blank" >Best Fuel Credit Card</a> </li> <li class="boc__item-list"> <a class="boc__item-link" href="https://www.forbes.com/advisor/in/credit-card/airport-lounge-access-credit-cards/" title="Best Airport Lounge Access Credit Card" target="_blank" >Best Airport Lounge Access Credit Card</a> </li> <li class="boc__item-list"> <a class="boc__item-link" href="https://www.forbes.com/advisor/in/credit-card/best-cashback-credit-card/" title="Best Cashback Credit Card" target="_blank" >Best Cashback Credit Card</a> </li> <li class="boc__item-list"> <a class="boc__item-link" href="https://www.forbes.com/advisor/in/credit-card/prepaid-cards/" title="Best Prepaid Credit Card" target="_blank" >Best Prepaid Credit Card</a> </li> </ul> </div> </div> </div> </div> </div> <div class="article__editors-note article__editors-note-bottom p-2 my-3 text-xs tracking-tight w-full bg-f8f8f8" data-ecom-container='{"componentTitle":"Article Editor Bottom Note","componentType":"Article Editor Bottom Note"}'> Information provided on Forbes Advisor is for educational purposes only. Your financial situation is unique and the products and services we review may not be right for your circumstances. We do not offer financial advice, advisory or brokerage services, nor do we recommend or advise individuals or to buy or sell particular stocks or securities. Performance information may have changed since the time of publication. Past performance is not indicative of future results. <br><br>Forbes Advisor adheres to strict editorial integrity standards. To the best of our knowledge, all content is accurate as of the date posted, though offers contained herein may no longer be available. The opinions expressed are the author’s alone and have not been provided, approved, or otherwise endorsed by our partners. </div> <div class="article__author-bio mt-3 mb-5 border-t-3 border-b-3 border-black mb-5" > <div class="single-author"> <div class="article__author-bio-top"> <div class="author__block py-3 flex "> <div class="author__block-image-wrap rounded-50 h-16 w-16 overflow-hidden mr-4"> <a href="https://www.forbes.com/advisor/in/author/armaan-joshi/" title="Armaan Joshi" target="_blank" > <span data-bg-src="https://thumbor.forbes.com/thumbor/fit-in/x/https://www.forbes.com/advisor/in/wp-content/uploads/2021/02/Armaan-Joshi_.jpeg" class="avatar inline-block bg-cover bg-no-repeat bg-center h-full w-full lazy-load-bg" title="Armaan Joshi"></span> </a> </div> <div class="author__block-content font-euclidcircularb-regular flex flex-wrap flex-col justify-center"> <a href="https://www.forbes.com/advisor/in/author/armaan-joshi/" title="Armaan Joshi" target="_blank" class="author__block-name pr-2 sm:pr-1" > <span class="text-sm text-gray-500 leading-22px">Armaan Joshi</span> </a> <span class="author__block-role text-xs leading-normal mr-1 capitalize text-929A9B">Editor</span> </div> </div> </div> <div class="article__author-bio-bottom border-t-1 border-gray-200 py-4"> <p class="font-work-sans text-base lg:text-lg leading-6 lg:leading-30px text-black tracking-tight"> Armaan is the India Lead Editor for Forbes Advisor. He has more than a decade’s experience working with media and publishing companies to help them build expert-led content and establish editorial teams. At Forbes Advisor, he is determined to help readers declutter complex financial jargons and do his bit for India's financial literacy. </p> </div> </div> </div> </div> </div> </div>  <footer class="shared-footer forbes-media-footer " data-turbolinks="false"> <div class="row-inner"> <div class="footer-logo"> <a href="https://www.forbes.com/" target="_self" class="logo logo-footer inline-block" aria-label="forbes" title="forbes logo"> <svg width="120" height="32" fill="#181716" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 200 54"> <path d="M113.3 18.2c0-5.8.1-11.2.4-16.2L98.4 4.9v1.4l1.5.2c1.1.1 1.8.5 2.2 1.1.4.7.7 1.7.9 3.2.2 2.9.4 9.5.3 19.9 0 10.3-.1 16.8-.3 19.3 5.5 1.2 9.8 1.7 13 1.7 6 0 10.7-1.7 14.1-5.2 3.4-3.4 5.2-8.2 5.2-14.1 0-4.7-1.3-8.6-3.9-11.7-2.6-3.1-5.9-4.6-9.8-4.6-2.6 0-5.3.7-8.3 2.1zm.3 30.8c-.2-3.2-.4-12.8-.4-28.5.9-.3 2.1-.5 3.6-.5 2.4 0 4.3 1.2 5.7 3.7 1.4 2.5 2.1 5.5 2.1 9.3 0 4.7-.8 8.5-2.4 11.7-1.6 3.1-3.6 4.7-6.1 4.7-.8-.2-1.6-.3-2.5-.4zM41 3H1v2l2.1.2c1.6.3 2.7.9 3.4 1.8.7 1 1.1 2.6 1.2 4.8.8 10.8.8 20.9 0 30.2-.2 2.2-.6 3.8-1.2 4.8-.7 1-1.8 1.6-3.4 1.8l-2.1.3v2h25.8v-2l-2.7-.2c-1.6-.2-2.7-.9-3.4-1.8-.7-1-1.1-2.6-1.2-4.8-.3-4-.5-8.6-.5-13.7l5.4.1c2.9.1 4.9 2.3 5.9 6.7h2V18.9h-2c-1 4.3-2.9 6.5-5.9 6.6l-5.4.1c0-9 .2-15.4.5-19.3h7.9c5.6 0 9.4 3.6 11.6 10.8l2.4-.7L41 3zm-4.7 30.8c0 5.2 1.5 9.5 4.4 12.9 2.9 3.4 7.2 5 12.6 5s9.8-1.7 13-5.2c3.2-3.4 4.7-7.7 4.7-12.9s-1.5-9.5-4.4-12.9c-2.9-3.4-7.2-5-12.6-5s-9.8 1.7-13 5.2c-3.2 3.4-4.7 7.7-4.7 12.9zm22.3-11.4c1.2 2.9 1.7 6.7 1.7 11.3 0 10.6-2.2 15.8-6.5 15.8-2.2 0-3.9-1.5-5.1-4.5-1.2-3-1.7-6.8-1.7-11.3C47 23.2 49.2 18 53.5 18c2.2-.1 3.9 1.4 5.1 4.4zm84.5 24.3c3.3 3.3 7.5 5 12.5 5 3.1 0 5.8-.6 8.2-1.9 2.4-1.2 4.3-2.7 5.6-4.5l-1-1.2c-2.2 1.7-4.7 2.5-7.6 2.5-4 0-7.1-1.3-9.2-4-2.2-2.7-3.2-6.1-3-10.5H170c0-4.8-1.2-8.7-3.7-11.8-2.5-3-6-4.5-10.5-4.5-5.6 0-9.9 1.8-13 5.3-3.1 3.5-4.6 7.8-4.6 12.9 0 5.2 1.6 9.4 4.9 12.7zm7.4-25.1c1.1-2.4 2.5-3.6 4.4-3.6 3 0 4.5 3.8 4.5 11.5l-10.6.2c.1-3 .6-5.7 1.7-8.1zm46.4-4c-2.7-1.2-6.1-1.9-10.2-1.9-4.2 0-7.5 1.1-10 3.2s-3.8 4.7-3.8 7.8c0 2.7.8 4.8 2.3 6.3 1.5 1.5 3.9 2.8 7 3.9 2.8 1 4.8 2 5.8 2.9 1 1 1.6 2.1 1.6 3.6 0 1.4-.5 2.7-1.6 3.7-1 1.1-2.4 1.6-4.2 1.6-4.4 0-7.7-3.2-10-9.6l-1.7.5.4 10c3.6 1.4 7.6 2.1 12 2.1 4.6 0 8.1-1 10.7-3.1 2.6-2 3.9-4.9 3.9-8.5 0-2.4-.6-4.4-1.9-5.9-1.3-1.5-3.4-2.8-6.4-4-3.3-1.2-5.6-2.3-6.8-3.3-1.2-1-1.8-2.2-1.8-3.7s.4-2.7 1.3-3.7 2-1.4 3.4-1.4c4 0 6.9 2.9 8.7 8.6l1.7-.5-.4-8.6zm-96.2-.9c-1.4-.7-2.9-1-4.6-1-1.7 0-3.4.7-5.3 2.1-1.9 1.4-3.3 3.3-4.4 5.9l.1-8-15.2 3v1.4l1.5.1c1.9.2 3 1.7 3.2 4.4.6 6.2.6 12.8 0 19.8-.2 2.7-1.3 4.1-3.2 4.4l-1.5.2v1.9h21.2V49l-2.7-.2c-1.9-.2-3-1.7-3.2-4.4-.6-5.8-.7-12-.2-18.4.6-1 1.9-1.6 3.9-1.8 2-.2 4.3.4 6.7 1.8l3.7-9.3z"></path> </svg> </a> <span class="copy">© 2025 Forbes Media LLC. 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To redeem these points, customers need to follow these steps:<\/p>\n<p style=\"padding-left: 40px;\">\u2022 Log in to the Axis Bank Internet Banking portal or the Axis Mobile app.<\/p>\n<p style=\"padding-left: 40px;\">\u2022 Go to the Rewards section and click on Redeem Now.<\/p>\n<p style=\"padding-left: 40px;\">\u2022 Browse through the catalog of products, vouchers, and experiences available for redemption.<\/p>\n<p style=\"padding-left: 40px;\">\u2022 Select the items you want to redeem and add them to your cart.<\/p>\n<p style=\"padding-left: 40px;\">\u2022 Confirm your delivery address and contact details.<\/p>\n<p style=\"padding-left: 40px;\">\u2022 Complete the redemption process by paying any required points and taxes.<\/p>\n<p style=\"padding-left: 40px;\">\u2022 You will receive a confirmation message and email with your redemption details. You can also track the status of your redemption on the portal or app.<\/p>\n"}},{"@type":"Question","name":"What is the use of SBI reward points?","acceptedAnswer":{"@type":"Answer","text":"<p>SBI reward points are a way of rewarding customers who use SBI products and services. Some of the uses of SBI reward points are:<\/p>\n<p style=\"padding-left: 40px;\">\u2022 Redeeming them for various products and vouchers from the SBI rewards catalogue<\/p>\n<p style=\"padding-left: 40px;\">\u2022 Converting them into air miles and booking flight tickets<\/p>\n<p style=\"padding-left: 40px;\">\u2022 Paying utility bills and recharging mobile or DTH services<\/p>\n<p style=\"padding-left: 40px;\">\u2022 Donating them to charity or social causes<\/p>\n<p style=\"padding-left: 40px;\">\u2022 Transferring them to other SBI customers<\/p>\n"}},{"@type":"Question","name":"How to redeem Standard Chartered reward points?","acceptedAnswer":{"@type":"Answer","text":"<p>Here is the way the users can redeem their Standard Chartered reward points:<\/p>\n<p style=\"padding-left: 40px;\">\u2022 Log in to your Standard Chartered online banking account<\/p>\n<p style=\"padding-left: 40px;\">\u2022 Click on the “Rewards” tab on the top menu bar<\/p>\n<p style=\"padding-left: 40px;\">\u2022 Select the category and subcategory of the reward you want to redeem<\/p>\n<p style=\"padding-left: 40px;\">\u2022 Browse through the available options and click on the “Redeem” button for the one you want<\/p>\n<p style=\"padding-left: 40px;\">\u2022 Confirm your redemption details and click on “Submit”<\/p>\n<p style=\"padding-left: 40px;\">\u2022 You will receive a confirmation email and SMS with your redemption reference number<\/p>\n"}}]} </script> <div class="tippy-popover-container-bg-white"></div> <div class="tippy-popover-container-bg-black"></div> <div class="tippy-popover-container-star-rating"></div> <div class="tippy-popover-container-ed-icon"></div> <div class="tippy-consumer-index-theme"></div> </body> </html>