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The situation is starving industries of workers.","headline":"Where even a modest home costs 99 per cent of incomes","image":{"@type":"ImageObject","height":450,"url":"https://static.ffx.io/images/$zoom_0.3531%2C$multiply_0.7554%2C$ratio_1.777778%2C$width_1059%2C$x_0%2C$y_0/t_crop_custom/q_86%2Cf_auto/ec4fedddc3108d1d4abd2d0b350b5f3530afa27b","width":800},"keywords":"","mainEntityOfPage":{"@id":"https://www.theage.com.au/property/news/where-even-a-modest-home-costs-99-per-cent-of-incomes-20241121-p5kshj.html","@type":"WebPage"},"publisher":{"@type":"Organization","logo":{"@type":"ImageObject","height":"628","url":"https://www.theage.com.au/theage.png","width":"1200"},"name":"The Age"},"isAccessibleForFree":false,"hasPart":{"@type":"WebPageElement","isAccessibleForFree":false,"cssSelector":".paywall"},"isPartOf":{"@type":["CreativeWork","Product"],"name":"The Age","productID":"theage.com.au:webonly"}}</script><title data-rh="true">Australia rental crisis: The average household finds it unaffordable to rent in almost every capital 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type="application/ld+json">{"@context":"http://schema.org","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"item":{"@id":"https://www.theage.com.au/property","name":"Property"}},{"@type":"ListItem","position":2,"item":{"@id":"https://www.theage.com.au/property/news","name":"News"}},{"@type":"ListItem","position":3,"item":{"@id":"https://www.theage.com.au/topic/renting-618","name":"Renting"}}]}</script></div><h1 data-testid="headline" itemProp="headline">Where even a modest home costs 99 per cent of incomes</h1></div></div></header><section class="_3OhA4"><div class="_2h56q _2bGxr"><div class="_3J1te"><h5 class="_3-xPQ"><span class="_3pGt1">By </span><span><span data-testid="byline"><a href="/by/jim-malo-gt02ms" title="Articles by Jim Malo">Jim Malo</a></span></span></h5><div class=""> <span class="_2xetH"><time class="_2_zR-" data-testid="datetime" dateTime="2024-11-22T05:00:00+11:00">November 22, 2024 — 5.00am</time></span></div></div></div><div class="_2CSKo noPrint"><div class="_1KqZ_"><div class="hLTvJ"><button aria-checked="false" aria-describedby="saveTooltip" aria-label="Save article to read later" class="_31ZN0" role="switch" type="button"><svg aria-hidden="true" class="QMY9O _11R7m" focusable="false" height="1em" width="1em"><use xlink:href="#icon-save"></use></svg><span class="_3-fU6">Save</span></button><div aria-hidden="true" class="_1lwFz uXbxr" id="saveTooltip" role="tooltip"><button>Log in</button>,<!-- --> <a data-testid="login-register" href="https://theage.myfairfax.com.au/channel/4vLxp6nBuWVKEPLaQuUKwA/members/signups/new?callback_uri=">register</a> <!-- -->or <a href="https://subscribe.theage.com.au/?promote_channel=HI_HL_GNL">subscribe</a> <!-- -->to save articles for later.</div><div><div aria-hidden="true" class="_1lwFz WUf_a _1pHo1" id="onboardingTooltip" role="tooltip"><h3>Save articles for later</h3><p>Add articles to your saved list and come back to them any time.</p><button class="_2YSi8 _17BTN _3_hLE" data-ffx-event-action="cta click" data-ffx-event-category="save onboarding" data-ffx-event-label="got it - part 1" data-ffx-hittype="event">Got it</button></div></div></div><div class="_2Cn91"><div class="_2KkCz"><button class="_30X7v _2-NUy" data-ffx-event-action="cta click" data-ffx-event-category="component" data-ffx-event-label="font size normal" data-ffx-event-value="0" data-ffx-hittype="event">Normal text size</button><button class="_3Rq_0" data-ffx-event-action="cta click" data-ffx-event-category="component" data-ffx-event-label="font size large" data-ffx-event-value="0" data-ffx-hittype="event">Larger text size</button><button class="_3VkdU" data-ffx-event-action="cta click" data-ffx-event-category="component" data-ffx-event-label="font size extra large" data-ffx-event-value="0" data-ffx-hittype="event">Very large text size</button></div></div></div></div></section><section class="_1Rw6X" data-testid="article-body-top"><aside class="_2GZaf"><div class="vnWOX"><header><h2>Property listings</h2></header><div id="dg-recommended-listings"></div></div><div class="_1q-_I _3sCHz"><div class="container"><div class="adWrapper _2UMq- noPrint" data-testid="ad"><small class="_3ToRr">Advertisement</small><div class="" id="adspot-160x600_300x250_300x600-pos2-desktop"></div></div></div></div></aside><div class="_1ysFk" data-testid="article-body"><div><div class="_5JLqO"><div class="_1Ld7U" id="beyondwords-player"></div><div class="_3Fhwk" data-testid="showPlayerOverlay"></div></div><div class="_1665V _2q-Vk" data-testid="body-content"><p>Rental affordability is the worst on record in several capital cities, pushing welfare recipients, minimum-wage workers and single-income households to the fringes of Australian communities.</p><p>The National Shelter-SGS Planning and Economics Rental Affordability Index released on Friday shows it is unaffordable for the average household to rent in every city aside from the ACT, the one jurisdiction in Australia where a rent cap has been implemented.</p><div class="_6ebFV noPrint"><div class="_15gOL AkZ3C"><iframe class="_16-Dw AkZ3C LntZY" data-testid="embed-iframe" frameBorder="0" height="157" data-src="https://datawrapper.dwcdn.net/aE1km/1/" title="Embedded iFrame"></iframe></div></div><p>Affordability was much worse for low-income households; in some cases the poorest of the poor would need to spend more than their entire income to rent in the most expensive cities.</p><p>Rental affordability was at its worst on record in Sydney and Perth, and although Melbourne improved slightly, it was still trending down.</p></div><div class="_1lC_G"></div><div class="_1665V _2q-Vk" data-testid="body-content"><p>SGS principal and partner Ellen Witte said that in the index’s 10 years, affordability had almost uniformly worsened.</p><p>“We have seen quite a bit of change over time,” she said. “When we started, we already saw there was a rental crisis in the inner cities … what we’ve seen since is it’s expanded like an oil stain across metro areas.”</p><div class="_6ebFV noPrint"><div class="_15gOL AkZ3C"><iframe class="_16-Dw AkZ3C LntZY" data-testid="embed-iframe" frameBorder="0" height="157" data-src="https://datawrapper.dwcdn.net/oUxOy/2/" title="Embedded iFrame"></iframe></div></div><p>National Shelter spokesperson John Engeler said the report showed governments needed to do more to alleviate the rental crisis.</p><p>“Housing [is] a critical issue,” he said. “No point on the housing continuum is without a need for more scrutiny. There’s stress and there’s pressure.”</p></div></div></div></section><div class="_1FVfK"><div class="container"><div class="adWrapper _2UMq- noPrint" data-testid="ad"><small class="_3ToRr">Advertisement</small><div class="" id="adspot-728x90_970x250-pos99-desktop"></div></div></div></div><section class="vPaWe" data-testid="article-body-bottom"><div class="_1ysFk"><div><div class="_1665V _2q-Vk" data-testid="body-content"><p>Rents were 30 per cent of a tenant’s income in Sydney and 31 per cent in Perth. The index scores are based on the income of each city’s residents, therefore lower incomes in Perth made its market less affordable despite rents being cheaper overall.</p><p>It was followed by Adelaide (30 per cent of incomes) and Brisbane (29 per cent). Melbourne and the ACT fared better; rents there were 25 per cent and 23 per cent of incomes, respectively, and had improved slightly over the April quarter. However, Melbourne’s affordability was still trending down.</p><div class="_6ebFV noPrint"><div class="_15gOL AkZ3C"><iframe class="_16-Dw AkZ3C LntZY" data-testid="embed-iframe" frameBorder="0" height="157" data-src="https://datawrapper.dwcdn.net/ojp5P/1/" title="Embedded iFrame"></iframe></div></div><p>“Every year, I think surely it can’t get worse,” Witte said. “It’s a bit sad.”</p><p>The figures were worse for low-income renters. A Jobseeker recipient would need to spend 137 per cent of their income to afford a one-bedroom rental in Sydney, 99 per cent in Melbourne, 107 per cent in Brisbane and 133 per cent in Perth.</p></div><div class="_1lC_G"></div><div class="_1665V _2q-Vk" data-testid="body-content"><p>Minimum-wage couples looking to rent a two-bedroom home would need to spend 37 per cent of their income in Sydney, 30 per cent in Melbourne, 31 per cent in Brisbane and 30 per cent in Perth.</p><div class="ymInT _3uJpn _3by58 noPrint"><span class="_2wzgv D5idv _3lVFK"><span class="_29Qt8"></span><span class="_3qqDc">Loading</span></span></div><p>A hospitality worker looking to rent a one-bedroom unit would also struggle. They would have to pay 46 per cent of their income in Sydney, 38 per cent in Melbourne, 42 per cent in Brisbane and 51 per cent in Perth.</p><p>Witte said unaffordable rental markets were affecting the wider economy.</p><p>“People need to move out further, and you see that in inner-city areas but also tourism areas, where a lot of stock has been converted to short-stay accommodation,” Witte said.</p></div><div class="_1lC_G"></div><div class="_1665V _2q-Vk" data-testid="body-content"><p>“They can’t even find hospo workers to work in the tourism industry – it’s really biting its own tail. In aged care, they can’t find nurses, teachers can’t live where the school is – it’s really hurting the economy.”</p><p>National Association of Renters’ Organisations spokesperson Leo Patterson Ross said low-income workers needed to be able to access the city to provide services many made use of – such as baristas making coffees.</p><div class="ymInT _3uJpn _3by58 noPrint"><span class="_2wzgv D5idv _3lVFK"><span class="_29Qt8"></span><span class="_3qqDc">Loading</span></span></div><p>“Even if you’re being a bit selfish about it, you should want the city to be accessible for everyone,” he said. “You can’t have a well-functioning city and well-functioning community if people have to travel hours and hours to get there.</p><p>“The impacts of long travel times are pretty well researched. It takes a physical toll, but it also takes a mental health toll. All of that has a real negative impact.”</p></div><div class="_1lC_G"></div><div class="_1665V _2q-Vk" data-testid="body-content"><p>Witte said a raft of measures should be considered, such as reforming negative gearing and capital gains tax concessions, but she said governments shouldn’t shy away from <a href="/link/follow-20170101-p5b33t">implementing rent caps</a>.</p><p>“We see a lot of other industries where there’s some rules around price settings. We don’t need to stop price increases – they need to be reasonable,” she said. “The early evidence from the ACT really seems to suggest it’s an effective measure. It hasn’t destroyed the housing markets there, and they still can increase rents.”</p><p>Patterson Ross agreed the <a href="/link/follow-20170101-p5dfar">ACT example suggested rent caps</a> would work in Australia, and added increasing income support and building public housing would also alleviate unaffordability.</p><p>“The federal government should be making sure people have income that raises them above the poverty line, but we can make sure people have homes they can afford on the incomes they have. And either way, the government is going to have to put their hand in their pocket,” he said.</p></div></div><div class="noPrint"><div></div><div></div></div><div class="CBSIP"><div class="_1GjZU" id="dg-membership"></div></div><div id="embedded-feedback"></div><div class="_22FRK _2spQv"><section class="aKWhn noPrint" id="endOfArticle"><div class="dLGbc"><div class="hLTvJ"><button aria-checked="false" aria-describedby="saveTooltip" aria-label="Save article to read later" class="_31ZN0" role="switch" type="button"><svg aria-hidden="true" class="QMY9O _11R7m" focusable="false" height="1em" width="1em"><use xlink:href="#icon-save"></use></svg><span class="_3-fU6">Save</span></button><div aria-hidden="true" class="_1lwFz uXbxr" id="saveTooltip" role="tooltip"><button>Log in</button>,<!-- --> <a data-testid="login-register" href="https://theage.myfairfax.com.au/channel/4vLxp6nBuWVKEPLaQuUKwA/members/signups/new?callback_uri=">register</a> <!-- -->or <a 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households face spending more than their entire income to keep a roof over their head. The situation is starving industries of workers.\",\"allowComments\":true,\"body\":\"<p>Rental affordability is the worst on record in several capital cities, pushing welfare recipients, minimum-wage workers and single-income households to the fringes of Australian communities.</p><p>The National Shelter-SGS Planning and Economics Rental Affordability Index released on Friday shows it is unaffordable for the average household to rent in every city aside from the ACT, the one jurisdiction in Australia where a rent cap has been implemented.</p><x-placeholder id=\\\"343f372a649aa50a45a3546dabb327fc84e0adca\\\"></x-placeholder><p>Affordability was much worse for low-income households; in some cases the poorest of the poor would need to spend more than their entire income to rent in the most expensive cities.</p><p>Rental affordability was at its worst on record in Sydney and Perth, and although Melbourne improved slightly, it was still trending down.</p><p>SGS principal and partner Ellen Witte said that in the index\\u2019s 10 years, affordability had almost uniformly worsened.</p><p>\\u201CWe have seen quite a bit of change over time,\\u201D she said. \\u201CWhen we started, we already saw there was a rental crisis in the inner cities \\u2026 what we\\u2019ve seen since is it\\u2019s expanded like an oil stain across metro areas.\\u201D</p><x-placeholder id=\\\"ba07cb519de33eabf78673ad6d783f717ac7ebc0\\\"></x-placeholder><p>National Shelter spokesperson John Engeler said the report showed governments needed to do more to alleviate the rental crisis.</p><p>\\u201CHousing [is] a critical issue,\\u201D he said. \\u201CNo point on the housing continuum is without a need for more scrutiny. There\\u2019s stress and there\\u2019s pressure.\\u201D</p><p>Rents were 30 per cent of a tenant\\u2019s income in Sydney and 31 per cent in Perth. The index scores are based on the income of each city\\u2019s residents, therefore lower incomes in Perth made its market less affordable despite rents being cheaper overall.</p><p>It was followed by Adelaide (30 per cent of incomes) and Brisbane (29 per cent). Melbourne and the ACT fared better; rents there were 25 per cent and 23 per cent of incomes, respectively, and had improved slightly over the April quarter. However, Melbourne\\u2019s affordability was still trending down.</p><x-placeholder id=\\\"56c0e0c73e9f67125c324c21e78c5f88f8c9c009\\\"></x-placeholder><p>\\u201CEvery year, I think surely it can\\u2019t get worse,\\u201D Witte said. \\u201CIt\\u2019s a bit sad.\\u201D</p><p>The figures were worse for low-income renters. A Jobseeker recipient would need to spend 137 per cent of their income to afford a one-bedroom rental in Sydney, 99 per cent in Melbourne, 107 per cent in Brisbane and 133 per cent in Perth.</p><p>Minimum-wage couples looking to rent a two-bedroom home would need to spend 37 per cent of their income in Sydney, 30 per cent in Melbourne, 31 per cent in Brisbane and 30 per cent in Perth.</p><x-placeholder id=\\\"bf22df9bb18d55d10056d38bc435f5135111851d\\\"></x-placeholder><p>A hospitality worker looking to rent a one-bedroom unit would also struggle. They would have to pay 46 per cent of their income in Sydney, 38 per cent in Melbourne, 42 per cent in Brisbane and 51 per cent in Perth.</p><p>Witte said unaffordable rental markets were affecting the wider economy.</p><p>\\u201CPeople need to move out further, and you see that in inner-city areas but also tourism areas, where a lot of stock has been converted to short-stay accommodation,\\u201D Witte said.</p><p>\\u201CThey can\\u2019t even find hospo workers to work in the tourism industry \\u2013 it\\u2019s really biting its own tail. In aged care, they can\\u2019t find nurses, teachers can\\u2019t live where the school is \\u2013 it\\u2019s really hurting the economy.\\u201D</p><p>National Association of Renters\\u2019 Organisations spokesperson Leo Patterson Ross said low-income workers needed to be able to access the city to provide services many made use of \\u2013 such as baristas making coffees.</p><x-placeholder id=\\\"b3c9e6c47cf926ff25f51c33312009e47c192884\\\"></x-placeholder><p>\\u201CEven if you\\u2019re being a bit selfish about it, you should want the city to be accessible for everyone,\\u201D he said. \\u201CYou can\\u2019t have a well-functioning city and well-functioning community if people have to travel hours and hours to get there.</p><p>\\u201CThe impacts of long travel times are pretty well researched. It takes a physical toll, but it also takes a mental health toll. All of that has a real negative impact.\\u201D</p><p>Witte said a raft of measures should be considered, such as reforming negative gearing and capital gains tax concessions, but she said governments shouldn\\u2019t shy away from <x-placeholder id=\\\"576937086f1291ada75101ff4a5b82d240c120c8\\\"></x-placeholder>.</p><p>\\u201CWe see a lot of other industries where there\\u2019s some rules around price settings. We don\\u2019t need to stop price increases \\u2013 they need to be reasonable,\\u201D she said. \\u201CThe early evidence from the ACT really seems to suggest it\\u2019s an effective measure. It hasn\\u2019t destroyed the housing markets there, and they still can increase rents.\\u201D</p><p>Patterson Ross agreed the <x-placeholder id=\\\"f45b7c966414a773b3650ea62761831ea9b55db8\\\"></x-placeholder> would work in Australia, and added increasing income support and building public housing would also alleviate unaffordability.</p><p>\\u201CThe federal government should be making sure people have income that raises them above the poverty line, but we can make sure people have homes they can afford on the incomes they have. And either way, the government is going to have to put their hand in their pocket,\\u201D he said.</p>\",\"bodyPlaceholders\":{\"343f372a649aa50a45a3546dabb327fc84e0adca\":{\"data\":{\"displayWidth\":\"CONTENT\",\"url\":\"https://datawrapper.dwcdn.net/aE1km/1/\"},\"type\":\"iframe\"},\"56c0e0c73e9f67125c324c21e78c5f88f8c9c009\":{\"data\":{\"displayWidth\":\"CONTENT\",\"url\":\"https://datawrapper.dwcdn.net/ojp5P/1/\"},\"type\":\"iframe\"},\"576937086f1291ada75101ff4a5b82d240c120c8\":{\"data\":{\"id\":\"p5b33t\",\"newTab\":false,\"noFollow\":false,\"text\":\"implementing rent 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