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class="local-header__list-item"> <a href="/kredit/ratenkredit/" target="_self" wtlink="hier das Tracking Attribut festlegen.content.link_intern" class="link--primary ">Ratenkredit</a> </li> <li class="local-header__list-item"> <a href="/kredit/autokredit/" target="_self" wtlink="c4cd6b3a_1__autokredit.content.link_intern" class="link--primary ">Autokredit</a> </li> <li class="local-header__list-item"> <a href="/kredit/wohnkredit/" target="_self" wtlink="c4cd6b3a_2__wohnkredit.content.link_intern" class="link--primary ">Wohnkredit</a> </li> <li class="local-header__list-item"> <a href="/kredit/rahmenkredit/" target="_self" wtlink="c4cd6b3a_3__rahmenkredit.content.link_intern" class="link--primary ">Rahmenkredit</a> </li> </ul> <div class="js-button-container local-header__pabs"> </div> </div> </nav> <div class="js-button-container local-header__pabs local-header__pabs--fixed"> </div> </ing-local-header> </section> <section class="t-content" ing-component tracking-id='' content-id='' page-type='' > <div class="intro-sub intro-sub--with-image"> <div class="intro-sub__image"> <figure class="captioned-media"> <div class="captioned-media__inner"> <ing-image> <picture class="intrinsic " style=" --ar:(4/3); "> <source srcset="/binaries/medium/content/gallery/ing-images/kredite/seo-seiten/kleinkredit_intro_t.jpg 1x, /binaries/xLarge/content/gallery/ing-images/kredite/seo-seiten/kleinkredit_intro_t.jpg 2x" width="540" height="405" media="(min-width: 768px)"> <img class="intrinsic-item intrinsic-item--hidden" loading="eager" decoding="async" width="768" height="576" srcset="/binaries/large/content/gallery/ing-images/kredite/seo-seiten/kleinkredit_intro_t.jpg 1x,/binaries/largeRetina/content/gallery/ing-images/kredite/seo-seiten/kleinkredit_intro_t.jpg 2x" alt="Kleinkredit"> </picture> </ing-image> </div> </figure> </div> <h1 class="headline intro-sub__headline">Kleinkredit - jedes kleine Teil ist wichtig</h1> <div class="intro-sub__copy copy editor-container"> <p>In einigen Situationen ist es vollkommen unnötig, ein hohes Darlehen aufzunehmen. Wird lediglich ein geringer Geldbetrag gebraucht, ist ein Kleinkredit die bessere Wahl. Dabei handelt es sich um ein Darlehen, das nach bestandener Bonitätsprüfung <strong>schnell und unkompliziert </strong>vergeben wird.</p> <p> </p> </div> </div> </section> <section class="t-content" ing-component tracking-id='' content-id='' page-type='' > <section class="rich-content rich-content--justify-none "> <div class="rich-content__inner"> <h2 class="headline rich-content__headline headline--l"> Feste oder flexible Rückzahlung? </h2> <div class="rich-content__copy copy editor-container rich-content__detail-list rich-content__table"> <p>Als <a href="/kredit/ratenkredit/" class="ingde-link" wtlink="cff19777_d608fddf_1__ratenkredit.content.link_intern">Ratenkredit</a> wird er über einen vor Vertragsabschluss festgelegten Zeitraum durch regelmäßige monatliche Zahlungen beglichen. Auch die Höhe der Zinsen wird vorab festgelegt. Auf diese Weise wird eine gewisse <strong>Planungssicherheit</strong> gewährleistet, da die detaillierten monatlichen Kosten im Voraus in das zur Verfügung stehende Budget einkalkuliert werden können. Manche Banken bieten auch kleine Kreditbeträge von 500 bis zu 5.000 Euro an. Die ING Ratenkredite können ab 5.000 Euro aufgenommen werden.</p> <p>Eine sehr gute Alternative für kleinere Beträge ist der ING <a href="/kredit/rahmenkredit/" class="ingde-link" wtlink="cff19777_d608fddf_2__rahmenkredit.content.link_intern">Rahmenkredit</a>, da dieser speziell für kleine Kreditbeträge geeignet ist. Einmal eingeräumt, können jederzeit und sekundenschnell <strong>beliebige Kreditbeträge ab 1 Euro</strong> aus- und jederzeit wieder zurückgezahlt werden.</p> </div> </div> </section> </section> <section class="t-content" ing-component tracking-id='' content-id='ck 526' page-type='' > <section class="rich-content rich-content--justify-none "> <div class="rich-content__inner"> <h2 class="headline rich-content__headline headline--l"> Die Vorteile des Kleinkredits: schnell und unkompliziert </h2> <div class="rich-content__copy copy editor-container rich-content__detail-list rich-content__table"> <p>Häufig werden finanzielle Mittel benötigt, die außerhalb des Budgetrahmens liegen, jedoch zu gering für die Aufnahme eines herkömmlichen Ratenkredits sind. Diese werden zumeist erst ab einer Kreditsumme von 5.000 Euro vergeben. Zudem müssen bei derartigen Krediten weitaus höhere Zinsen einkalkuliert werden. Die Erfüllung eines lange gehegten Konsumwunsches, das Begleichen von bestehenden Schulden oder aber die Zahlung unvorhergesehener Kosten, wie Reparaturkosten nach einem Autounfall, sind Situationen, in denen ein Kleinkredit weiterhelfen kann.<br> <br> Auch die Umschuldung eines meist mit hohen Überziehungszinsen einhergehenden Dispokredits ist möglich. Zu deutlich niedrigeren Kreditzinsen kann so ein bestehender Dispo ausgeglichen werden. Mit einem Kleinkredit erhalten Sie ein faires und flexibles Leistungspaket, ganz unkompliziert und schnell.</p> <p><a href="/kredit/" class="ingde-link" wtlink="cff19777_89dc2bab_1__jetzt_passenden_kredit_waehlen.content.link_intern">Jetzt passenden Kredit wählen</a></p> </div> </div> </section> </section> <section ing-component tracking-id='' content-id='' page-type='' > <ing-card-slider class="card-slider" threshold="20"> <header class="card-slider__header"> <h2 class="ingde-font-500 card-slider__headline "> Mehr zum Thema Kredite finden Sie hier</h2> </header> <div class="card-slider__background"> </div> <ul class="card-slider__scroll-area"> <li class="card-slider__card-container" role="group"> <ing-card> <article class="card card--regular" > <div class="card__main"> <h3 class="ingde-font-400 card__title"> Kreditrechner finden leicht gemacht</h3> <div class="card__flex-wrapper"> <div class="card__flex-left"> <div class="ingde-font-200 card__description"> <div class="copy editor-container"> Finden Sie den Kreditrechner, der zu Ihren Bedürfnissen passt. </div> <div class="ingde-font-200 card__link"> <a href="/wissen/kreditrechner-finden/" target="_self" wtlink="3fd21784_1__zum_artikel.content.link_intern" class="ingde-link">Zum Artikel</a> </div> </div> </div> </div> </div> </article> </ing-card> </li> <li class="card-slider__card-container" role="group"> <ing-card> <article class="card card--regular" > <div class="card__main"> <h3 class="ingde-font-400 card__title"> Kredite vergleichen, zusammenlegen und Geld sparen</h3> <div class="card__flex-wrapper"> <div class="card__flex-left"> <div class="ingde-font-200 card__description"> <div class="copy editor-container"> Ausmisten mal anders. </div> <div class="ingde-font-200 card__link"> <a href="/wissen/kredite-vergleichen/" target="_self" wtlink="3fd21784_2__zum_artikel.content.link_intern" class="ingde-link">Zum Artikel</a> </div> </div> </div> </div> </div> </article> </ing-card> </li> <li class="card-slider__card-container" role="group"> <ing-card> <article class="card card--regular" > <div class="card__main"> <h3 class="ingde-font-400 card__title"> Kreditauswahl leicht gemacht</h3> <div class="card__flex-wrapper"> <div class="card__flex-left"> <div class="ingde-font-200 card__description"> <div class="copy editor-container"> Finden Sie den Kredit, der zu Ihnen passt. </div> <div class="ingde-font-200 card__link"> <a href="/wissen/kreditarten/" target="_self" wtlink="3fd21784_3__zum_artikel.content.link_intern" class="ingde-link">Zum Artikel</a> </div> </div> </div> </div> </div> </article> </ing-card> </li> <li class="card-slider__card-container" role="group"> <ing-card> <article class="card card--regular" > <div class="card__main"> <h3 class="ingde-font-400 card__title"> Kredit – kurze oder lange Laufzeit?</h3> <div class="card__flex-wrapper"> <div class="card__flex-left"> <div class="ingde-font-200 card__description"> <div class="copy editor-container"> Gut 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