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(min-width:1020px){.LiveTVContainer-col-9{max-width:calc(133.33333% - 30px);min-width:calc(133.33333% - 30px)}}@media screen and (min-width:760px) and (min-width:1020px) and (-ms-high-contrast:none){.LiveTVContainer-col-9{max-width:100%;min-width:100%}}@media (min-width:760px) and (min-width:1340px){.LiveTVContainer-col-9{max-width:calc(100% - 30px);min-width:calc(100% - 30px)}}@media (min-width:1020px){.LiveTVContainer-col-9{flex-grow:0;flex-shrink:0;margin-right:0;max-width:calc(66.66667% - 10px);min-width:calc(66.66667% - 10px)}.LiveTVContainer-col-9:last-child{margin-right:0}}@media (min-width:1340px){.LiveTVContainer-col-9{flex-grow:0;flex-shrink:0;max-width:calc(75% - 7.5px);min-width:calc(75% - 7.5px)}.LiveTVContainer-col-9.LiveTVContainer-article{flex-grow:0;flex-shrink:0;margin-left:calc(8.33333% + 2.5px);max-width:calc(58.33333% - 12.5px);min-width:calc(58.33333% - 12.5px)}}@media (min-width:760px){.LiveTVContainer-col-12{flex-grow:0;flex-shrink:0;max-width:calc(300% - 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class="shortcuts-list-item-text">Credit Cards</span></a><nav class="shortcuts-dropdown" aria-hidden="true"><menu class="shortcuts-dropdown-list"><li class="shortcuts-dropdown-item all-link"><strong><a href="https://www.cnbc.com/select/credit-cards/" target="_self" tabindex="-1" data-track-menu-name="All Credit Cards" class="shortcuts-dropdown-item-link">All Credit Cards</a></strong></li><li class="shortcuts-dropdown-item"><a href="https://www.cnbc.com/select/credit-card-marketplace/" target="_self" tabindex="-1" data-track-menu-name="Find the Credit Card for You" class="shortcuts-dropdown-item-link">Find the Credit Card for You</a></li><li class="shortcuts-dropdown-item"><a href="https://www.cnbc.com/select/best-credit-cards/" target="_self" tabindex="-1" data-track-menu-name="Best Credit Cards" class="shortcuts-dropdown-item-link">Best Credit Cards</a></li><li class="shortcuts-dropdown-item"><a href="https://www.cnbc.com/select/best-rewards-credit-cards/" target="_self" tabindex="-1" data-track-menu-name="Best Rewards Credit Cards" class="shortcuts-dropdown-item-link">Best Rewards Credit Cards</a></li><li class="shortcuts-dropdown-item"><a href="https://www.cnbc.com/select/best-travel-credit-cards/" target="_self" tabindex="-1" data-track-menu-name="Best Travel Credit Cards" class="shortcuts-dropdown-item-link">Best Travel Credit Cards</a></li><li class="shortcuts-dropdown-item"><a href="https://www.cnbc.com/select/best-zero-interest-credit-cards/" target="_self" tabindex="-1" data-track-menu-name="Best 0% APR Credit Cards" class="shortcuts-dropdown-item-link">Best 0% APR Credit Cards</a></li><li class="shortcuts-dropdown-item"><a href="https://www.cnbc.com/select/best-balance-transfer-credit-cards/" target="_self" tabindex="-1" data-track-menu-name="Best Balance Transfer Credit Cards" class="shortcuts-dropdown-item-link">Best Balance Transfer Credit Cards</a></li><li class="shortcuts-dropdown-item"><a href="https://www.cnbc.com/select/best-cash-back-credit-cards/" target="_self" tabindex="-1" data-track-menu-name="Best Cash Back Credit Cards" class="shortcuts-dropdown-item-link">Best Cash Back Credit Cards</a></li><li class="shortcuts-dropdown-item"><a href="https://www.cnbc.com/select/best-credit-card-sign-up-bonuses/" target="_self" tabindex="-1" data-track-menu-name="Best Credit Card Sign-Up Bonuses" class="shortcuts-dropdown-item-link">Best Credit Card Sign-Up Bonuses</a></li><li class="shortcuts-dropdown-item"><a href="https://www.cnbc.com/select/the-best-credit-cards-for-building-credit/" target="_self" tabindex="-1" data-track-menu-name="Best Credit Cards to Build Credit" class="shortcuts-dropdown-item-link">Best Credit Cards to Build Credit</a></li><li class="shortcuts-dropdown-item"><a href="https://www.cnbc.com/select/best-credit-cards-for-online-shopping/" target="_self" tabindex="-1" data-track-menu-name="Best Credit Cards for Online Shopping" class="shortcuts-dropdown-item-link">Best Credit Cards for Online Shopping</a></li></menu></nav></li><li class="shortcuts-list-item shortcuts-list-item--click-dd"><a href="https://www.cnbc.com/select/loans/" role="button" aria-expanded="false" aria-label="Loans dropdown with sub links" data-track-menu-name="Loans" class="shortcuts-list-item-link"><span class="chevron-down"></span><span class="shortcuts-list-item-text">Loans</span></a><nav class="shortcuts-dropdown" aria-hidden="true"><menu class="shortcuts-dropdown-list"><li class="shortcuts-dropdown-item all-link"><strong><a href="https://www.cnbc.com/select/loans/" target="_self" tabindex="-1" data-track-menu-name="All Loans" class="shortcuts-dropdown-item-link">All Loans</a></strong></li><li class="shortcuts-dropdown-item"><a href="https://www.cnbc.com/select/personal-loan-marketplace/" target="_self" tabindex="-1" data-track-menu-name="Find the Best Personal Loan for You" class="shortcuts-dropdown-item-link">Find the Best Personal Loan for You</a></li><li class="shortcuts-dropdown-item"><a href="https://www.cnbc.com/select/best-personal-loans/" target="_self" tabindex="-1" data-track-menu-name="Best Personal Loans" class="shortcuts-dropdown-item-link">Best Personal Loans</a></li><li class="shortcuts-dropdown-item"><a href="https://www.cnbc.com/select/best-debt-consolidation-loans/" target="_self" tabindex="-1" data-track-menu-name="Best Debt Consolidation Loans" class="shortcuts-dropdown-item-link">Best Debt Consolidation Loans</a></li><li class="shortcuts-dropdown-item"><a href="https://www.cnbc.com/select/best-loans-for-refinancing-credit-card-debt/" target="_self" tabindex="-1" data-track-menu-name="Best Loans to Refinance Credit Card Debt" class="shortcuts-dropdown-item-link">Best Loans to Refinance Credit Card Debt</a></li><li class="shortcuts-dropdown-item"><a href="https://www.cnbc.com/select/6-personal-loans-thatll-get-you-funded-in-as-little-as-1-business-day/ " target="_self" tabindex="-1" data-track-menu-name="Best Loans with Fast Funding" class="shortcuts-dropdown-item-link">Best Loans with Fast Funding</a></li><li class="shortcuts-dropdown-item"><a href="https://www.cnbc.com/select/best-small-personal-loans/" target="_self" tabindex="-1" data-track-menu-name="Best Small Personal Loans" class="shortcuts-dropdown-item-link">Best Small Personal Loans</a></li><li class="shortcuts-dropdown-item"><a href="https://www.cnbc.com/select/personal-loan-lenders-borrow-50000/" target="_self" tabindex="-1" data-track-menu-name="Best Large Personal Loans" class="shortcuts-dropdown-item-link">Best Large Personal Loans</a></li><li class="shortcuts-dropdown-item"><a href="https://www.cnbc.com/select/personal-loan-online-applications/" target="_self" tabindex="-1" data-track-menu-name="Best Personal Loans to Apply Online" class="shortcuts-dropdown-item-link">Best Personal Loans to Apply Online</a></li><li class="shortcuts-dropdown-item"><a href="https://www.cnbc.com/select/best-student-loan-refinance-companies/" target="_self" tabindex="-1" data-track-menu-name="Best Student Loan Refinance" class="shortcuts-dropdown-item-link">Best Student Loan Refinance</a></li><li class="shortcuts-dropdown-item"><a href="https://www.cnbc.com/select/best-car-loans/" target="_self" tabindex="-1" data-track-menu-name="Best Car Loans" class="shortcuts-dropdown-item-link">Best Car Loans</a></li></menu></nav></li><li class="shortcuts-list-item shortcuts-list-item--click-dd"><a href="https://www.cnbc.com/select/banking/" role="button" aria-expanded="false" aria-label="Banking dropdown with sub links" data-track-menu-name="Banking" class="shortcuts-list-item-link"><span class="chevron-down"></span><span class="shortcuts-list-item-text">Banking</span></a><nav class="shortcuts-dropdown" aria-hidden="true"><menu class="shortcuts-dropdown-list"><li class="shortcuts-dropdown-item all-link"><strong><a href="https://www.cnbc.com/select/banking/" target="_self" tabindex="-1" data-track-menu-name="All Banking" class="shortcuts-dropdown-item-link">All Banking</a></strong></li><li class="shortcuts-dropdown-item"><a href="https://www.cnbc.com/select/savings-marketplace/" target="_self" tabindex="-1" data-track-menu-name="Find the Savings Account for You" class="shortcuts-dropdown-item-link">Find the Savings Account for You</a></li><li class="shortcuts-dropdown-item"><a href="https://www.cnbc.com/select/best-high-yield-savings-accounts/" target="_self" tabindex="-1" data-track-menu-name="Best High Yield Savings Accounts" class="shortcuts-dropdown-item-link">Best High Yield Savings Accounts</a></li><li class="shortcuts-dropdown-item"><a href="https://www.cnbc.com/select/best-brick-and-mortar-savings-accounts/" target="_self" tabindex="-1" data-track-menu-name="Best Big Bank Savings Accounts" class="shortcuts-dropdown-item-link">Best Big Bank Savings Accounts</a></li><li class="shortcuts-dropdown-item"><a href="https://www.cnbc.com/select/best-brick-mortar-checking-accounts/" target="_self" tabindex="-1" data-track-menu-name="Best Big Bank Checking Accounts" class="shortcuts-dropdown-item-link">Best Big Bank Checking Accounts</a></li><li class="shortcuts-dropdown-item"><a href="https://www.cnbc.com/select/best-no-fee-checking-accounts/" target="_self" tabindex="-1" data-track-menu-name="Best No Fee Checking Accounts" class="shortcuts-dropdown-item-link">Best No Fee Checking Accounts</a></li><li class="shortcuts-dropdown-item"><a href="https://www.cnbc.com/select/checking-accounts-with-no-overdraft-fees/" target="_self" tabindex="-1" data-track-menu-name="No Overdraft Fee Checking Accounts" class="shortcuts-dropdown-item-link">No Overdraft Fee Checking Accounts</a></li><li class="shortcuts-dropdown-item"><a href="https://www.cnbc.com/select/best-checking-account-bonuses/" target="_self" tabindex="-1" data-track-menu-name="Best Checking Account Bonuses" class="shortcuts-dropdown-item-link">Best Checking Account Bonuses</a></li><li class="shortcuts-dropdown-item"><a href="https://www.cnbc.com/select/best-money-market-accounts/" target="_self" tabindex="-1" data-track-menu-name="Best Money Market Accounts" class="shortcuts-dropdown-item-link">Best Money Market Accounts</a></li><li class="shortcuts-dropdown-item"><a href="https://www.cnbc.com/select/best-certificates-of-deposits/" target="_self" tabindex="-1" data-track-menu-name="Best CDs" class="shortcuts-dropdown-item-link">Best CDs</a></li><li class="shortcuts-dropdown-item"><a href="https://www.cnbc.com/select/best-credit-unions/" target="_self" tabindex="-1" data-track-menu-name="Best Credit Unions" class="shortcuts-dropdown-item-link">Best Credit Unions</a></li></menu></nav></li><li class="shortcuts-list-item shortcuts-list-item--click-dd"><a href="https://www.cnbc.com/select/mortgages/" role="button" aria-expanded="false" aria-label="Mortgages dropdown with sub links" data-track-menu-name="Mortgages" class="shortcuts-list-item-link"><span class="chevron-down"></span><span class="shortcuts-list-item-text">Mortgages</span></a><nav class="shortcuts-dropdown" aria-hidden="true"><menu class="shortcuts-dropdown-list"><li class="shortcuts-dropdown-item all-link"><strong><a href="https://www.cnbc.com/select/mortgages/" target="_self" tabindex="-1" data-track-menu-name="All Mortgages" class="shortcuts-dropdown-item-link">All Mortgages</a></strong></li><li class="shortcuts-dropdown-item"><a href="https://www.cnbc.com/select/best-mortgage-lenders/" target="_self" tabindex="-1" data-track-menu-name="Best Mortgages" class="shortcuts-dropdown-item-link">Best Mortgages</a></li><li class="shortcuts-dropdown-item"><a href="https://www.cnbc.com/select/mortgage-lenders-for-a-small-down-payment/" target="_self" tabindex="-1" data-track-menu-name="Best Mortgages for Small Down Payment" class="shortcuts-dropdown-item-link">Best Mortgages for Small Down Payment</a></li><li class="shortcuts-dropdown-item"><a href="https://www.cnbc.com/select/best-mortgage-lenders-va-loans-usda-loans/" target="_self" tabindex="-1" data-track-menu-name="Best Mortgages for No Down Payment" class="shortcuts-dropdown-item-link">Best Mortgages for No Down Payment</a></li><li class="shortcuts-dropdown-item"><a href="https://www.cnbc.com/select/best-mortgage-lenders-average-credit-score/" target="_self" tabindex="-1" data-track-menu-name="Best Mortgages for Average Credit Score" class="shortcuts-dropdown-item-link">Best Mortgages for Average Credit Score</a></li><li class="shortcuts-dropdown-item"><a href="https://www.cnbc.com/select/best-mortgage-lenders-that-dont-charge-origination-fees/" target="_self" tabindex="-1" data-track-menu-name="Best Mortgages No Origination Fee" class="shortcuts-dropdown-item-link">Best Mortgages No Origination Fee</a></li><li class="shortcuts-dropdown-item"><a href="https://www.cnbc.com/select/adjustable-rate-mortgage-pros-and-cons/" target="_self" tabindex="-1" data-track-menu-name="Adjustable Rate Mortgages" class="shortcuts-dropdown-item-link">Adjustable Rate Mortgages</a></li><li class="shortcuts-dropdown-item"><a href="https://www.cnbc.com/select/mortgage-affordability/" target="_self" tabindex="-1" data-track-menu-name="Affording a Mortgage" class="shortcuts-dropdown-item-link">Affording a Mortgage</a></li></menu></nav></li><li class="shortcuts-list-item shortcuts-list-item--click-dd"><a href="https://www.cnbc.com/select/insurance/" role="button" aria-expanded="false" aria-label="Insurance dropdown with sub links" data-track-menu-name="Insurance" class="shortcuts-list-item-link"><span class="chevron-down"></span><span class="shortcuts-list-item-text">Insurance</span></a><nav class="shortcuts-dropdown" aria-hidden="true"><menu class="shortcuts-dropdown-list"><li class="shortcuts-dropdown-item all-link"><strong><a href="https://www.cnbc.com/select/insurance/" target="_self" tabindex="-1" data-track-menu-name="All Insurance" class="shortcuts-dropdown-item-link">All Insurance</a></strong></li><li class="shortcuts-dropdown-item"><a href="https://www.cnbc.com/select/best-life-insurance-companies/" target="_self" tabindex="-1" data-track-menu-name="Best Life Insurance" class="shortcuts-dropdown-item-link">Best Life Insurance</a></li><li class="shortcuts-dropdown-item"><a href="https://www.cnbc.com/select/best-life-insurance-seniors/" target="_self" tabindex="-1" data-track-menu-name="Best Life Insurance for Seniors" class="shortcuts-dropdown-item-link">Best Life Insurance for Seniors</a></li><li class="shortcuts-dropdown-item"><a href="https://www.cnbc.com/select/best-homeowners-insurance-companies/" target="_self" tabindex="-1" data-track-menu-name="Best Homeowners Insurance" class="shortcuts-dropdown-item-link">Best Homeowners Insurance</a></li><li class="shortcuts-dropdown-item"><a href="https://www.cnbc.com/select/best-renters-insurance-companies/" target="_self" tabindex="-1" data-track-menu-name="Best Renters Insurance" class="shortcuts-dropdown-item-link">Best Renters Insurance</a></li><li class="shortcuts-dropdown-item"><a href="https://www.cnbc.com/select/best-car-insurance-companies/" target="_self" tabindex="-1" data-track-menu-name="Best Car Insurance" class="shortcuts-dropdown-item-link">Best Car Insurance</a></li><li class="shortcuts-dropdown-item"><a href="https://www.cnbc.com/select/best-pet-insurance/" target="_self" tabindex="-1" data-track-menu-name="Best Pet Insurance" class="shortcuts-dropdown-item-link">Best Pet Insurance</a></li><li class="shortcuts-dropdown-item"><a href="https://www.cnbc.com/select/best-boat-insurance/" target="_self" tabindex="-1" data-track-menu-name="Best Boat Insurance" class="shortcuts-dropdown-item-link">Best Boat Insurance</a></li><li class="shortcuts-dropdown-item"><a href="https://www.cnbc.com/select/best-motorcycle-insurance/" target="_self" tabindex="-1" data-track-menu-name="Best Motorcycle Insurance" class="shortcuts-dropdown-item-link">Best Motorcycle Insurance</a></li><li class="shortcuts-dropdown-item"><a href="https://www.cnbc.com/select/best-travel-insurance-companies/" target="_self" tabindex="-1" data-track-menu-name="Best Travel Insurance" class="shortcuts-dropdown-item-link">Best Travel Insurance</a></li><li class="shortcuts-dropdown-item"><a href="https://www.cnbc.com/select/event-ticket-insurance-worth-it/" target="_self" tabindex="-1" data-track-menu-name="Event Ticket Insurance" class="shortcuts-dropdown-item-link">Event Ticket Insurance</a></li></menu></nav></li><li class="shortcuts-list-item shortcuts-list-item--click-dd"><a href="https://www.cnbc.com/select/small-business/" role="button" aria-expanded="false" aria-label="Small Business dropdown with sub links" data-track-menu-name="Small Business" class="shortcuts-list-item-link"><span class="chevron-down"></span><span class="shortcuts-list-item-text">Small Business</span></a><nav class="shortcuts-dropdown" aria-hidden="true"><menu class="shortcuts-dropdown-list"><li class="shortcuts-dropdown-item all-link"><strong><a href="https://www.cnbc.com/select/small-business/" target="_self" tabindex="-1" data-track-menu-name="All Small Business" class="shortcuts-dropdown-item-link">All Small Business</a></strong></li><li class="shortcuts-dropdown-item"><a href="https://www.cnbc.com/select/best-small-business-savings-accounts/" target="_self" tabindex="-1" data-track-menu-name="Best Small Business Savings Accounts" class="shortcuts-dropdown-item-link">Best Small Business Savings Accounts</a></li><li class="shortcuts-dropdown-item"><a href="https://www.cnbc.com/select/best-business-checking-accounts/" target="_self" tabindex="-1" data-track-menu-name="Best Small Business Checking Accounts" class="shortcuts-dropdown-item-link">Best Small Business Checking Accounts</a></li><li class="shortcuts-dropdown-item"><a href="https://www.cnbc.com/select/best-small-business-credit-cards/" target="_self" tabindex="-1" data-track-menu-name="Best Credit Cards for Small Business" class="shortcuts-dropdown-item-link">Best Credit Cards for Small Business</a></li><li class="shortcuts-dropdown-item"><a href="https://www.cnbc.com/select/best-small-business-loans/" target="_self" tabindex="-1" data-track-menu-name="Best Small Business Loans" class="shortcuts-dropdown-item-link">Best Small Business Loans</a></li><li class="shortcuts-dropdown-item"><a href="https://www.cnbc.com/select/best-tax-software-for-small-businesses/" target="_self" tabindex="-1" data-track-menu-name="Best Tax Software for Small Business" class="shortcuts-dropdown-item-link">Best Tax Software for Small Business</a></li></menu></nav></li><li class="shortcuts-list-item shortcuts-list-item--click-dd"><a href="" role="button" aria-expanded="false" aria-label="+More dropdown with sub links" data-track-menu-name="+More" class="shortcuts-list-item-link"><span class="chevron-down"></span><span class="shortcuts-list-item-text">+More</span></a><nav class="shortcuts-dropdown" aria-hidden="true"><menu class="shortcuts-dropdown-list"><li class="shortcuts-dropdown-item"><a tabindex="-1" data-track-menu-name="personal-finance" class="shortcuts-dropdown-item-link shortcuts-dropdown-item-link-with-submenu"><p data-track-menu-name="personal-finance">Personal Finance</p><span class="chevron-right"></span></a><a role="button" tabindex="-1" data-track-menu-name="personal-finance-back-btn" class="shortcuts-dropdown-item-link back-btn dn js-l3-dropdown">+More</button><a href="https://www.cnbc.com/select/personal-finance/" tabindex="-1" data-track-sub-link="personal-finance-submenu" class="shortcuts-dropdown-item-link all-link dn js-l3-dropdown">All Personal Finance</a><a href="https://www.cnbc.com/select/best-budgeting-apps/" target="_self" data-track-menu-name="personal-finance-submenu" class="shortcuts-dropdown-item-link dn js-l3-dropdown">Best Budgeting Apps</a><a href="https://www.cnbc.com/select/best-expense-tracker-apps/" target="_self" data-track-menu-name="personal-finance-submenu" class="shortcuts-dropdown-item-link dn js-l3-dropdown">Best Expense Tracker Apps</a><a href="https://www.cnbc.com/select/best-money-transfer-payment-apps/" target="_self" data-track-menu-name="personal-finance-submenu" class="shortcuts-dropdown-item-link dn js-l3-dropdown">Best Money Transfer Apps</a><a href="https://www.cnbc.com/select/best-resale-apps-and-websites/" target="_self" data-track-menu-name="personal-finance-submenu" class="shortcuts-dropdown-item-link dn js-l3-dropdown">Best Resale Apps and Sites</a><a href="https://www.cnbc.com/select/best-buy-now-pay-later-apps/" target="_self" data-track-menu-name="personal-finance-submenu" class="shortcuts-dropdown-item-link dn js-l3-dropdown">Buy Now Pay Later (BNPL) Apps</a><a href="https://www.cnbc.com/select/best-debt-relief-companies/" target="_self" data-track-menu-name="personal-finance-submenu" class="shortcuts-dropdown-item-link dn js-l3-dropdown">Best Debt Relief</a></li><li class="shortcuts-dropdown-item"><a tabindex="-1" data-track-menu-name="credit-monitoring" class="shortcuts-dropdown-item-link shortcuts-dropdown-item-link-with-submenu"><p data-track-menu-name="credit-monitoring">Credit Monitoring</p><span class="chevron-right"></span></a><a role="button" tabindex="-1" data-track-menu-name="credit-monitoring-back-btn" class="shortcuts-dropdown-item-link back-btn dn js-l3-dropdown">+More</button><a href="https://www.cnbc.com/select/credit-monitoring/" tabindex="-1" data-track-sub-link="credit-monitoring-submenu" class="shortcuts-dropdown-item-link all-link dn js-l3-dropdown">All Credit Monitoring</a><a href="https://www.cnbc.com/select/best-credit-monitoring-services" target="_self" data-track-menu-name="credit-monitoring-submenu" class="shortcuts-dropdown-item-link dn js-l3-dropdown">Best Credit Monitoring Services</a><a 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data-analytics="SelectRegularArticle-articleHeader-4-0"><header class="ArticleHeader-styles-select-articleHeader--Tsm9h" id="main-article-header"><div class="ArticleHeader-styles-select-headerContentContainer--lSlnA"><div class="ArticleHeader-styles-select-wrapperHeroNoImage--dWGU6"><div class="ArticleHeader-styles-select-jumpLinkWrap--tjQ8j"></div><a href="https://www.cnbc.com/select/resources/" class="ArticleHeader-styles-select-eyebrow--Yjj64">Resources</a><div><h1 class="ArticleHeader-styles-select-headline--n2eyV">Index funds are one of the easiest ways to invest — here's how they work</h1><h2 class="ArticleHeader-styles-select-deck--JP1pD">Index investing allows you to put money in the largest U.S. companies with low fees and minimal risk.</h2></div><div class="ArticleHeader-styles-select-timeHidden--IXErG"><time data-testid="single-timestamp">Updated Fri, Apr 21 2023</time></div></div><div class="ArticleHeader-styles-select-authorAndShare--uo7qN"><div class="ArticleHeader-styles-select-authorContainer--kv3RI"><div class="ArticleHeader-styles-select-author--qEb9Z"><div class="Author-styles-select-author--Mujps"><div class="Author-styles-select-authorInfo--rs71E"><img class="Author-styles-select-authorPortrait--ZnBZH" style="border:0" src="https://image.cnbcfm.com/api/v1/image/106021880-156329347559920190625-img_9901.jpg?v=1563293522&w=60&h=60&ffmt=webp" alt="thumbnail"/><div class="Author-styles-select-authorNameAndSocial--C51G7"><a href="https://www.cnbc.com/elizabeth-gravier/" class="Author-styles-select-authorName--IoDuN">Elizabeth Gravier<span class="Author-styles-select-authorUnderline--MUpGv"></span></a><a href="https://linkedin.com//in/elizabethgravier" class="Author-styles-select-authorTwitter--fbkp5" target="_blank">@/in/elizabethgravier</a><a href="https://twitter.com/lizgravier_" class="Author-styles-select-authorTwitter--fbkp5" target="_blank">@lizgravier_</a></div></div></div></div></div><div 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class="PageBuilder-styles-select-containerFluidWidths--cLu14 PageBuilder-styles-select-pageRow--PTTRD"><div class="PageBuilder-styles-select-col-9--WCHwt PageBuilder-styles-select-col--qRu4W PageBuilder-styles-select-article--vymzP"><div data-test="articleInlineMedia-0" data-analytics="SelectRegularArticle-articleInlineMedia-5-0"><div class="InlineImage-styles-select-imageEmbed--Gyor5" id="SelectRegularArticle-ArticleInlineMedia-5" data-test="InlineImage"><div class="InlineImage-styles-select-wrapper--N2klS InlineImage-styles-select-wrapperFeaturedMedia--EJ3st"><div class="InlineImage-styles-select-imagePlaceholder--PME61" style="padding-bottom:55.55555555555556%"><div style="height:100%" class="lazyload-placeholder"></div></div><div class="InlineImage-styles-select-captionContainer--GPQJA"><div class="InlineImage-styles-select-imageEmbedCaption--fuHPU"></div><div class="InlineImage-styles-select-imageEmbedCredit--zWipq">vgajic | E+ | Getty Images</div></div></div></div></div><div class="ArticleBody-styles-select-articleBody--LzWbD" id="SelectRegularArticle-ArticleBody-6" data-module="ArticleBody" data-test="articleBody-1" data-analytics="SelectRegularArticle-articleBody-6-1"><span class="HighlightShare-styles-select-hidden--mu_W5" style="top:0;left:0"></span><div class="group"><p>Plenty of people shy away from investing because of fear.</p><p>In fact, a <a href="https://media.ally.com/2018-10-22-Spiders-Snakes-and-Stocks-Ally-Invests-Second-Annual-Someday-Scaries-Survey-Reveals-Americans-Fear-of-Investing-Is-on-the-Rise" target="_blank">survey</a> from <a href="https://www.myfinance.com/reporting/redir?redir=https%3A%2F%2Foc.brcclx.com%2Ft%2F%3Flid%3D26682792%26tid%3D%7Bsub_id%7D&utm_campaign=cnbc-ally-selfdirected-link&sub_id=PLACESUBIDHERE" rel="nofollow" target="_blank" data-rv-module-name="creditCardInlineLink">Ally Invest</a> found that 65% of adults say they find investing in the stock market to be scary and/or intimidating. Whether it's the concern you'll make a bad investment and lose money or a lack of access to quality investing advice, at the end of the day that fear is holding you back from really growing your <a href="https://www.cnbc.com/select/what-is-net-worth/">net worth</a>.</p><div style="height:100%" class="lazyload-placeholder"></div><p>The good news is there are many easy ways to invest; you don't have to worry about picking individual stocks, and hiring an expensive advisor isn't always necessary. One of the easiest ways to get started investing is through index funds.</p></div><h2 class="ArticleBody-styles-select-subtitle--Ge5RH"><a id="headline0"></a>How index funds work</h2><div class="group"><p>Index funds are investment funds that follow a benchmark index, such as the S&P 500 or the Nasdaq 100.</p><p>When you put money in an index fund, that cash is then used to invest in all the companies that make up the particular index, which gives you a more diverse portfolio than if you were buying individual stocks.</p><p>Let's use the S&P 500 as an example. The S&P 500 is one of the major indexes that tracks the performance of the 500 largest companies in the U.S. Investing in an S&P 500 fund (one of the most popular) means your investments are tied to the performance of a wide range of companies.</p><p>Because the goal of index funds is to mirror the same holdings of whatever index they track, they are naturally diversified and thus hold a lower risk than individual stock holdings. Market indexes tend to have a good track record, too. Though the S&P 500 certainly fluctuates, it has historically generated nearly a <a href="https://www.investopedia.com/ask/answers/042415/what-average-annual-return-sp-500.asp" target="_blank">10% average annual return</a> over time for investors. (Just remember that future returns are not guaranteed.)</p><div style="height:100%" class="lazyload-placeholder"></div><h3 class="ArticleBody-styles-select-smallSubtitle--PjaPC">Index investing is a form of passive investing</h3><p>Index investors don't need to actively manage the stocks and bonds investment as closely since the fund is just copying a particular index. This is why index funds are known as passive investing — and it's what sets them apart from mutual funds.</p><p>Mutual funds are actively managed by fund managers who choose your investments. The goal with mutual funds is to beat the market, while the goal with index funds is simply to match the market's performance. Since index funds don't require daily human management, they have lower management costs (called "expense ratios") than mutual funds. The money saved in fees by investing in an index fund over a mutual fund can save you lots of money in the long term and in turn help you make more money.</p><p>A common strategy for many investors who have a long investment timeline is to regularly invest money into an S&P 500 index fund (known as dollar-cost averaging) and watch their money grow over time.</p></div><h2 class="ArticleBody-styles-select-subtitle--Ge5RH"><a id="headline1"></a>Get started index investing with a brokerage account</h2><div class="group"><p>Some of the top index funds are those that track the S&P 500 and have low costs. For example, <a href="https://www.bankrate.com/landing/select/best-investing-options/?product-name=Charles%20Schwab" rel="nofollow" target="_blank">Charles Schwab's</a> <a href="https://www.schwabassetmanagement.com/products/swppx" target="_blank">S&P 500 Index Fund</a> (SWPPX) is a straightforward option with no investment minimum. Its expense ratio is 0.02%, meaning every $10,000 invested costs $2 annually. Passive, or index funds, generally have a 0.2% expense ratio, so this is notably low.</p><p>For an option with no expense ratio, consider the <a href="https://www.bankrate.com/landing/select/best-investing-options/?product-name=Fidelity%20Brokerage%20CNBC" rel="nofollow" target="_blank">Fidelity</a> <a href="https://fundresearch.fidelity.com/mutual-funds/summary/315911628" target="_blank">ZERO Large Cap Index</a> (FNILX). Though the fund doesn't technically track the S&P 500, the Fidelity U.S. Large Cap Index tracks large capitalization stocks, which <a href="https://fundresearch.fidelity.com/mutual-funds/summary/315911628" target="_blank">the website</a> says, "are considered to be stocks of the largest 500 U.S. companies."</p><p>To invest in an index fund, you'll need to open a <a href="https://www.cnbc.com/select/best-brokerage-free-stock-trading/">brokerage account</a>, a <a href="https://www.cnbc.com/select/best-ira-accounts/">traditional IRA</a> or a <a href="https://www.cnbc.com/select/best-roth-ira-accounts/">Roth IRA</a> (you can often choose to invest in index funds through your <a href="https://www.cnbc.com/select/how-much-money-to-put-in-401k/">employer's 401(k)</a> too). Once your account is open and funded, you can choose from a number of different index funds, like an S&P 500 fund, a fund that tracks government bonds or a fund that tracks international stocks.</p><p>Also, consider using a <a href="https://www.cnbc.com/select/what-is-a-robo-advisor-how-they-work/">robo-advisor</a> like <a href="https://widgets.moneymade.io/platform-click/wealthfront?utm_source=cnbccom&utm_medium=cnbcselect&utm_campaign=investing" rel="nofollow" target="_blank">Wealthfront</a> and <a href="https://www.bankrate.com/landing/select/best-investing-options-betterment/" rel="nofollow" target="_blank">Betterment</a> (which <a href="https://www.cnbc.com/select/">Select</a> rated highly on our list of the <a href="https://www.cnbc.com/select/best-robo-advisors/">best robo-advisors</a>), which will invest in a handful of index funds and ETFs based on your risk tolerance and investment timeline. 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34.0809 26.3215L33.3929 27.0187C33.2436 26.8674 32.8736 26.4464 32.1531 26.4399C31.3028 26.4399 30.6083 27.091 30.6083 27.8869C30.6083 28.7354 31.3547 29.334 32.1466 29.334C32.8606 29.3405 33.1787 29.084 33.6201 28.7025L34.2497 29.4458C33.7499 29.8799 33.2112 30.3206 32.1466 30.3206Z\" fill=\"#0C75CD\"\u002F\u003E\u003Cpath d=\"M0.00190711 21.2764C0.519991 31.7161 8.94294 40 19.1417 40H120.859C131.058 40 139.481 31.7161 139.999 21.2764L138.161 21.1803C137.692 30.6181 130.075 38.1102 120.859 38.1102H19.1417C9.9262 38.1102 2.30837 30.6181 1.84 21.1803L0.00190711 21.2764Z\" fill=\"#74C5FF\"\u002F\u003E\u003C\u002Fsvg\u003E\u003C\u002Fspan\u003E\u003C\u002Fa\u003E\u003C\u002Fdiv\u003E\u003Cdiv class=\"js-sponsor-wrap\"\u003E\u003C\u002Fdiv\u003E\u003Cdiv class=\"local-wrap click-drop-down\"\u003E\u003Cdiv class=\"shortcuts h-h\"\u003E\u003Cul class=\"shortcuts-list h-lh\"\u003E\u003Cli class=\"shortcuts-list-item shortcuts-list-item--click-dd\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fcredit-cards\u002F\" role=\"button\" aria-expanded=\"false\" aria-label=\"Credit Cards dropdown with sub links\" data-track-menu-name=\"Credit Cards\" class=\"shortcuts-list-item-link\"\u003E\u003Cspan class=\"chevron-down\"\u003E\u003C\u002Fspan\u003E\u003Cspan class=\"shortcuts-list-item-text\"\u003ECredit Cards\u003C\u002Fspan\u003E\u003C\u002Fa\u003E\u003Cnav class=\"shortcuts-dropdown\" aria-hidden=\"true\"\u003E\u003Cmenu class=\"shortcuts-dropdown-list\"\u003E\u003Cli class=\"shortcuts-dropdown-item all-link\"\u003E\u003Cstrong\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fcredit-cards\u002F\" target=\"_self\" tabindex=\"-1\" data-track-menu-name=\"All Credit Cards\" class=\"shortcuts-dropdown-item-link\"\u003EAll Credit Cards\u003C\u002Fa\u003E\u003C\u002Fstrong\u003E\u003C\u002Fli\u003E\u003Cli class=\"shortcuts-dropdown-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fcredit-card-marketplace\u002F\" target=\"_self\" tabindex=\"-1\" data-track-menu-name=\"Find the Credit Card for You\" class=\"shortcuts-dropdown-item-link\"\u003EFind the Credit Card for You\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"shortcuts-dropdown-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-credit-cards\u002F\" target=\"_self\" tabindex=\"-1\" data-track-menu-name=\"Best Credit Cards\" class=\"shortcuts-dropdown-item-link\"\u003EBest Credit Cards\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"shortcuts-dropdown-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-rewards-credit-cards\u002F\" target=\"_self\" tabindex=\"-1\" data-track-menu-name=\"Best Rewards Credit Cards\" class=\"shortcuts-dropdown-item-link\"\u003EBest Rewards Credit Cards\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"shortcuts-dropdown-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-travel-credit-cards\u002F\" target=\"_self\" tabindex=\"-1\" data-track-menu-name=\"Best Travel Credit Cards\" class=\"shortcuts-dropdown-item-link\"\u003EBest Travel Credit Cards\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"shortcuts-dropdown-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-zero-interest-credit-cards\u002F\" target=\"_self\" tabindex=\"-1\" data-track-menu-name=\"Best 0% APR Credit Cards\" class=\"shortcuts-dropdown-item-link\"\u003EBest 0% APR Credit Cards\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"shortcuts-dropdown-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-balance-transfer-credit-cards\u002F\" target=\"_self\" tabindex=\"-1\" data-track-menu-name=\"Best Balance Transfer Credit Cards\" class=\"shortcuts-dropdown-item-link\"\u003EBest Balance Transfer Credit Cards\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"shortcuts-dropdown-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-cash-back-credit-cards\u002F\" target=\"_self\" tabindex=\"-1\" data-track-menu-name=\"Best Cash Back Credit Cards\" class=\"shortcuts-dropdown-item-link\"\u003EBest Cash Back Credit Cards\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"shortcuts-dropdown-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-credit-card-sign-up-bonuses\u002F\" target=\"_self\" tabindex=\"-1\" data-track-menu-name=\"Best Credit Card Sign-Up Bonuses\" class=\"shortcuts-dropdown-item-link\"\u003EBest Credit Card Sign-Up Bonuses\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"shortcuts-dropdown-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fthe-best-credit-cards-for-building-credit\u002F\" target=\"_self\" tabindex=\"-1\" data-track-menu-name=\"Best Credit Cards to Build Credit\" class=\"shortcuts-dropdown-item-link\"\u003EBest Credit Cards to Build Credit\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"shortcuts-dropdown-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-credit-cards-for-online-shopping\u002F\" target=\"_self\" tabindex=\"-1\" data-track-menu-name=\"Best Credit Cards for Online Shopping\" class=\"shortcuts-dropdown-item-link\"\u003EBest Credit Cards for Online Shopping\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003C\u002Fmenu\u003E\u003C\u002Fnav\u003E\u003C\u002Fli\u003E\u003Cli class=\"shortcuts-list-item shortcuts-list-item--click-dd\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Floans\u002F\" role=\"button\" aria-expanded=\"false\" aria-label=\"Loans dropdown with sub links\" data-track-menu-name=\"Loans\" class=\"shortcuts-list-item-link\"\u003E\u003Cspan class=\"chevron-down\"\u003E\u003C\u002Fspan\u003E\u003Cspan class=\"shortcuts-list-item-text\"\u003ELoans\u003C\u002Fspan\u003E\u003C\u002Fa\u003E\u003Cnav class=\"shortcuts-dropdown\" aria-hidden=\"true\"\u003E\u003Cmenu class=\"shortcuts-dropdown-list\"\u003E\u003Cli class=\"shortcuts-dropdown-item all-link\"\u003E\u003Cstrong\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Floans\u002F\" target=\"_self\" tabindex=\"-1\" data-track-menu-name=\"All Loans\" class=\"shortcuts-dropdown-item-link\"\u003EAll Loans\u003C\u002Fa\u003E\u003C\u002Fstrong\u003E\u003C\u002Fli\u003E\u003Cli class=\"shortcuts-dropdown-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fpersonal-loan-marketplace\u002F\" target=\"_self\" tabindex=\"-1\" data-track-menu-name=\"Find the Best Personal Loan for You\" class=\"shortcuts-dropdown-item-link\"\u003EFind the Best Personal Loan for You\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"shortcuts-dropdown-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-personal-loans\u002F\" target=\"_self\" tabindex=\"-1\" data-track-menu-name=\"Best Personal Loans\" class=\"shortcuts-dropdown-item-link\"\u003EBest Personal Loans\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"shortcuts-dropdown-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-debt-consolidation-loans\u002F\" target=\"_self\" tabindex=\"-1\" data-track-menu-name=\"Best Debt Consolidation Loans\" class=\"shortcuts-dropdown-item-link\"\u003EBest Debt Consolidation Loans\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"shortcuts-dropdown-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-loans-for-refinancing-credit-card-debt\u002F\" target=\"_self\" tabindex=\"-1\" data-track-menu-name=\"Best Loans to Refinance Credit Card Debt\" class=\"shortcuts-dropdown-item-link\"\u003EBest Loans to Refinance Credit Card Debt\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"shortcuts-dropdown-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002F6-personal-loans-thatll-get-you-funded-in-as-little-as-1-business-day\u002F \" target=\"_self\" tabindex=\"-1\" data-track-menu-name=\"Best Loans with Fast Funding\" class=\"shortcuts-dropdown-item-link\"\u003EBest Loans with Fast Funding\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"shortcuts-dropdown-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-small-personal-loans\u002F\" target=\"_self\" tabindex=\"-1\" data-track-menu-name=\"Best Small Personal Loans\" class=\"shortcuts-dropdown-item-link\"\u003EBest Small Personal Loans\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"shortcuts-dropdown-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fpersonal-loan-lenders-borrow-50000\u002F\" target=\"_self\" tabindex=\"-1\" data-track-menu-name=\"Best Large Personal Loans\" class=\"shortcuts-dropdown-item-link\"\u003EBest Large Personal Loans\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"shortcuts-dropdown-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fpersonal-loan-online-applications\u002F\" target=\"_self\" tabindex=\"-1\" data-track-menu-name=\"Best Personal Loans to Apply Online\" class=\"shortcuts-dropdown-item-link\"\u003EBest Personal Loans to Apply Online\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"shortcuts-dropdown-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-student-loan-refinance-companies\u002F\" target=\"_self\" tabindex=\"-1\" data-track-menu-name=\"Best Student Loan Refinance\" class=\"shortcuts-dropdown-item-link\"\u003EBest Student Loan Refinance\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"shortcuts-dropdown-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-car-loans\u002F\" target=\"_self\" tabindex=\"-1\" data-track-menu-name=\"Best Car Loans\" class=\"shortcuts-dropdown-item-link\"\u003EBest Car Loans\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003C\u002Fmenu\u003E\u003C\u002Fnav\u003E\u003C\u002Fli\u003E\u003Cli class=\"shortcuts-list-item shortcuts-list-item--click-dd\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbanking\u002F\" role=\"button\" aria-expanded=\"false\" aria-label=\"Banking dropdown with sub links\" data-track-menu-name=\"Banking\" class=\"shortcuts-list-item-link\"\u003E\u003Cspan class=\"chevron-down\"\u003E\u003C\u002Fspan\u003E\u003Cspan class=\"shortcuts-list-item-text\"\u003EBanking\u003C\u002Fspan\u003E\u003C\u002Fa\u003E\u003Cnav class=\"shortcuts-dropdown\" aria-hidden=\"true\"\u003E\u003Cmenu class=\"shortcuts-dropdown-list\"\u003E\u003Cli class=\"shortcuts-dropdown-item all-link\"\u003E\u003Cstrong\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbanking\u002F\" target=\"_self\" tabindex=\"-1\" data-track-menu-name=\"All Banking\" class=\"shortcuts-dropdown-item-link\"\u003EAll Banking\u003C\u002Fa\u003E\u003C\u002Fstrong\u003E\u003C\u002Fli\u003E\u003Cli class=\"shortcuts-dropdown-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fsavings-marketplace\u002F\" target=\"_self\" tabindex=\"-1\" data-track-menu-name=\"Find the Savings Account for You\" class=\"shortcuts-dropdown-item-link\"\u003EFind the Savings Account for You\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"shortcuts-dropdown-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-high-yield-savings-accounts\u002F\" target=\"_self\" tabindex=\"-1\" data-track-menu-name=\"Best High Yield Savings Accounts\" class=\"shortcuts-dropdown-item-link\"\u003EBest High Yield Savings Accounts\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"shortcuts-dropdown-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-brick-and-mortar-savings-accounts\u002F\" target=\"_self\" tabindex=\"-1\" data-track-menu-name=\"Best Big Bank Savings Accounts\" class=\"shortcuts-dropdown-item-link\"\u003EBest Big Bank Savings Accounts\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"shortcuts-dropdown-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-brick-mortar-checking-accounts\u002F\" target=\"_self\" tabindex=\"-1\" data-track-menu-name=\"Best Big Bank Checking Accounts\" class=\"shortcuts-dropdown-item-link\"\u003EBest Big Bank Checking Accounts\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"shortcuts-dropdown-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-no-fee-checking-accounts\u002F\" target=\"_self\" tabindex=\"-1\" data-track-menu-name=\"Best No Fee Checking Accounts\" class=\"shortcuts-dropdown-item-link\"\u003EBest No Fee Checking Accounts\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"shortcuts-dropdown-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fchecking-accounts-with-no-overdraft-fees\u002F\" target=\"_self\" tabindex=\"-1\" data-track-menu-name=\"No Overdraft Fee Checking Accounts\" class=\"shortcuts-dropdown-item-link\"\u003ENo Overdraft Fee Checking Accounts\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"shortcuts-dropdown-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-checking-account-bonuses\u002F\" target=\"_self\" tabindex=\"-1\" data-track-menu-name=\"Best Checking Account Bonuses\" class=\"shortcuts-dropdown-item-link\"\u003EBest Checking Account Bonuses\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"shortcuts-dropdown-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-money-market-accounts\u002F\" target=\"_self\" tabindex=\"-1\" data-track-menu-name=\"Best Money Market Accounts\" class=\"shortcuts-dropdown-item-link\"\u003EBest Money Market Accounts\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"shortcuts-dropdown-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-certificates-of-deposits\u002F\" target=\"_self\" tabindex=\"-1\" data-track-menu-name=\"Best CDs\" class=\"shortcuts-dropdown-item-link\"\u003EBest CDs\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"shortcuts-dropdown-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-credit-unions\u002F\" target=\"_self\" tabindex=\"-1\" data-track-menu-name=\"Best Credit Unions\" class=\"shortcuts-dropdown-item-link\"\u003EBest Credit Unions\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003C\u002Fmenu\u003E\u003C\u002Fnav\u003E\u003C\u002Fli\u003E\u003Cli class=\"shortcuts-list-item shortcuts-list-item--click-dd\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fmortgages\u002F\" role=\"button\" aria-expanded=\"false\" aria-label=\"Mortgages dropdown with sub links\" data-track-menu-name=\"Mortgages\" class=\"shortcuts-list-item-link\"\u003E\u003Cspan class=\"chevron-down\"\u003E\u003C\u002Fspan\u003E\u003Cspan class=\"shortcuts-list-item-text\"\u003EMortgages\u003C\u002Fspan\u003E\u003C\u002Fa\u003E\u003Cnav class=\"shortcuts-dropdown\" aria-hidden=\"true\"\u003E\u003Cmenu class=\"shortcuts-dropdown-list\"\u003E\u003Cli class=\"shortcuts-dropdown-item all-link\"\u003E\u003Cstrong\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fmortgages\u002F\" target=\"_self\" tabindex=\"-1\" data-track-menu-name=\"All Mortgages\" class=\"shortcuts-dropdown-item-link\"\u003EAll Mortgages\u003C\u002Fa\u003E\u003C\u002Fstrong\u003E\u003C\u002Fli\u003E\u003Cli class=\"shortcuts-dropdown-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-mortgage-lenders\u002F\" target=\"_self\" tabindex=\"-1\" data-track-menu-name=\"Best Mortgages\" class=\"shortcuts-dropdown-item-link\"\u003EBest Mortgages\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"shortcuts-dropdown-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fmortgage-lenders-for-a-small-down-payment\u002F\" target=\"_self\" tabindex=\"-1\" data-track-menu-name=\"Best Mortgages for Small Down Payment\" class=\"shortcuts-dropdown-item-link\"\u003EBest Mortgages for Small Down Payment\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"shortcuts-dropdown-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-mortgage-lenders-va-loans-usda-loans\u002F\" target=\"_self\" tabindex=\"-1\" data-track-menu-name=\"Best Mortgages for No Down Payment\" class=\"shortcuts-dropdown-item-link\"\u003EBest Mortgages for No Down Payment\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"shortcuts-dropdown-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-mortgage-lenders-average-credit-score\u002F\" target=\"_self\" tabindex=\"-1\" data-track-menu-name=\"Best Mortgages for Average Credit Score\" class=\"shortcuts-dropdown-item-link\"\u003EBest Mortgages for Average Credit Score\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"shortcuts-dropdown-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-mortgage-lenders-that-dont-charge-origination-fees\u002F\" target=\"_self\" tabindex=\"-1\" data-track-menu-name=\"Best Mortgages No Origination Fee\" class=\"shortcuts-dropdown-item-link\"\u003EBest Mortgages No Origination Fee\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"shortcuts-dropdown-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fadjustable-rate-mortgage-pros-and-cons\u002F\" target=\"_self\" tabindex=\"-1\" data-track-menu-name=\"Adjustable Rate Mortgages\" class=\"shortcuts-dropdown-item-link\"\u003EAdjustable Rate Mortgages\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"shortcuts-dropdown-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fmortgage-affordability\u002F\" target=\"_self\" tabindex=\"-1\" data-track-menu-name=\"Affording a Mortgage\" class=\"shortcuts-dropdown-item-link\"\u003EAffording a Mortgage\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003C\u002Fmenu\u003E\u003C\u002Fnav\u003E\u003C\u002Fli\u003E\u003Cli class=\"shortcuts-list-item shortcuts-list-item--click-dd\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Finsurance\u002F\" role=\"button\" aria-expanded=\"false\" aria-label=\"Insurance dropdown with sub links\" data-track-menu-name=\"Insurance\" class=\"shortcuts-list-item-link\"\u003E\u003Cspan class=\"chevron-down\"\u003E\u003C\u002Fspan\u003E\u003Cspan class=\"shortcuts-list-item-text\"\u003EInsurance\u003C\u002Fspan\u003E\u003C\u002Fa\u003E\u003Cnav class=\"shortcuts-dropdown\" aria-hidden=\"true\"\u003E\u003Cmenu class=\"shortcuts-dropdown-list\"\u003E\u003Cli class=\"shortcuts-dropdown-item all-link\"\u003E\u003Cstrong\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Finsurance\u002F\" target=\"_self\" tabindex=\"-1\" data-track-menu-name=\"All Insurance\" class=\"shortcuts-dropdown-item-link\"\u003EAll Insurance\u003C\u002Fa\u003E\u003C\u002Fstrong\u003E\u003C\u002Fli\u003E\u003Cli class=\"shortcuts-dropdown-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-life-insurance-companies\u002F\" target=\"_self\" tabindex=\"-1\" data-track-menu-name=\"Best Life Insurance\" class=\"shortcuts-dropdown-item-link\"\u003EBest Life Insurance\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"shortcuts-dropdown-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-life-insurance-seniors\u002F\" target=\"_self\" tabindex=\"-1\" data-track-menu-name=\"Best Life Insurance for Seniors\" class=\"shortcuts-dropdown-item-link\"\u003EBest Life Insurance for Seniors\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"shortcuts-dropdown-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-homeowners-insurance-companies\u002F\" target=\"_self\" tabindex=\"-1\" data-track-menu-name=\"Best Homeowners Insurance\" class=\"shortcuts-dropdown-item-link\"\u003EBest Homeowners Insurance\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"shortcuts-dropdown-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-renters-insurance-companies\u002F\" target=\"_self\" tabindex=\"-1\" data-track-menu-name=\"Best Renters Insurance\" class=\"shortcuts-dropdown-item-link\"\u003EBest Renters Insurance\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"shortcuts-dropdown-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-car-insurance-companies\u002F\" target=\"_self\" tabindex=\"-1\" data-track-menu-name=\"Best Car Insurance\" class=\"shortcuts-dropdown-item-link\"\u003EBest Car Insurance\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"shortcuts-dropdown-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-pet-insurance\u002F\" target=\"_self\" tabindex=\"-1\" data-track-menu-name=\"Best Pet Insurance\" class=\"shortcuts-dropdown-item-link\"\u003EBest Pet Insurance\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"shortcuts-dropdown-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-boat-insurance\u002F\" target=\"_self\" tabindex=\"-1\" data-track-menu-name=\"Best Boat Insurance\" class=\"shortcuts-dropdown-item-link\"\u003EBest Boat Insurance\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"shortcuts-dropdown-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-motorcycle-insurance\u002F\" target=\"_self\" tabindex=\"-1\" data-track-menu-name=\"Best Motorcycle Insurance\" class=\"shortcuts-dropdown-item-link\"\u003EBest Motorcycle Insurance\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"shortcuts-dropdown-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-travel-insurance-companies\u002F\" target=\"_self\" tabindex=\"-1\" data-track-menu-name=\"Best Travel Insurance\" class=\"shortcuts-dropdown-item-link\"\u003EBest Travel Insurance\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"shortcuts-dropdown-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fevent-ticket-insurance-worth-it\u002F\" target=\"_self\" tabindex=\"-1\" data-track-menu-name=\"Event Ticket Insurance\" class=\"shortcuts-dropdown-item-link\"\u003EEvent Ticket Insurance\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003C\u002Fmenu\u003E\u003C\u002Fnav\u003E\u003C\u002Fli\u003E\u003Cli class=\"shortcuts-list-item shortcuts-list-item--click-dd\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fsmall-business\u002F\" role=\"button\" aria-expanded=\"false\" aria-label=\"Small Business dropdown with sub links\" data-track-menu-name=\"Small Business\" class=\"shortcuts-list-item-link\"\u003E\u003Cspan class=\"chevron-down\"\u003E\u003C\u002Fspan\u003E\u003Cspan class=\"shortcuts-list-item-text\"\u003ESmall Business\u003C\u002Fspan\u003E\u003C\u002Fa\u003E\u003Cnav class=\"shortcuts-dropdown\" aria-hidden=\"true\"\u003E\u003Cmenu class=\"shortcuts-dropdown-list\"\u003E\u003Cli class=\"shortcuts-dropdown-item all-link\"\u003E\u003Cstrong\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fsmall-business\u002F\" target=\"_self\" tabindex=\"-1\" data-track-menu-name=\"All Small Business\" class=\"shortcuts-dropdown-item-link\"\u003EAll Small Business\u003C\u002Fa\u003E\u003C\u002Fstrong\u003E\u003C\u002Fli\u003E\u003Cli class=\"shortcuts-dropdown-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-small-business-savings-accounts\u002F\" target=\"_self\" tabindex=\"-1\" data-track-menu-name=\"Best Small Business Savings Accounts\" class=\"shortcuts-dropdown-item-link\"\u003EBest Small Business Savings Accounts\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"shortcuts-dropdown-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-business-checking-accounts\u002F\" target=\"_self\" tabindex=\"-1\" data-track-menu-name=\"Best Small Business Checking Accounts\" class=\"shortcuts-dropdown-item-link\"\u003EBest Small Business Checking Accounts\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"shortcuts-dropdown-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-small-business-credit-cards\u002F\" target=\"_self\" tabindex=\"-1\" data-track-menu-name=\"Best Credit Cards for Small Business\" class=\"shortcuts-dropdown-item-link\"\u003EBest Credit Cards for Small Business\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"shortcuts-dropdown-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-small-business-loans\u002F\" target=\"_self\" tabindex=\"-1\" data-track-menu-name=\"Best Small Business Loans\" class=\"shortcuts-dropdown-item-link\"\u003EBest Small Business Loans\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"shortcuts-dropdown-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-tax-software-for-small-businesses\u002F\" target=\"_self\" tabindex=\"-1\" data-track-menu-name=\"Best Tax Software for Small Business\" class=\"shortcuts-dropdown-item-link\"\u003EBest Tax Software for Small Business\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003C\u002Fmenu\u003E\u003C\u002Fnav\u003E\u003C\u002Fli\u003E\u003Cli class=\"shortcuts-list-item shortcuts-list-item--click-dd\"\u003E\u003Ca href=\"\" role=\"button\" aria-expanded=\"false\" aria-label=\"+More dropdown with sub links\" data-track-menu-name=\"+More\" class=\"shortcuts-list-item-link\"\u003E\u003Cspan class=\"chevron-down\"\u003E\u003C\u002Fspan\u003E\u003Cspan class=\"shortcuts-list-item-text\"\u003E+More\u003C\u002Fspan\u003E\u003C\u002Fa\u003E\u003Cnav class=\"shortcuts-dropdown\" aria-hidden=\"true\"\u003E\u003Cmenu class=\"shortcuts-dropdown-list\"\u003E\u003Cli class=\"shortcuts-dropdown-item\"\u003E\u003Ca tabindex=\"-1\" data-track-menu-name=\"personal-finance\" class=\"shortcuts-dropdown-item-link shortcuts-dropdown-item-link-with-submenu\"\u003E\u003Cp data-track-menu-name=\"personal-finance\"\u003EPersonal Finance\u003C\u002Fp\u003E\u003Cspan class=\"chevron-right\"\u003E\u003C\u002Fspan\u003E\u003C\u002Fa\u003E\u003Ca role=\"button\" tabindex=\"-1\" data-track-menu-name=\"personal-finance-back-btn\" class=\"shortcuts-dropdown-item-link back-btn dn js-l3-dropdown\"\u003E+More\u003C\u002Fbutton\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fpersonal-finance\u002F\" tabindex=\"-1\" data-track-sub-link=\"personal-finance-submenu\" class=\"shortcuts-dropdown-item-link all-link dn js-l3-dropdown\"\u003EAll Personal Finance\u003C\u002Fa\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-budgeting-apps\u002F\" target=\"_self\" data-track-menu-name=\"personal-finance-submenu\" class=\"shortcuts-dropdown-item-link dn js-l3-dropdown\"\u003EBest Budgeting Apps\u003C\u002Fa\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-expense-tracker-apps\u002F\" target=\"_self\" data-track-menu-name=\"personal-finance-submenu\" class=\"shortcuts-dropdown-item-link dn js-l3-dropdown\"\u003EBest Expense Tracker Apps\u003C\u002Fa\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-money-transfer-payment-apps\u002F\" target=\"_self\" data-track-menu-name=\"personal-finance-submenu\" class=\"shortcuts-dropdown-item-link dn js-l3-dropdown\"\u003EBest Money Transfer Apps\u003C\u002Fa\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-resale-apps-and-websites\u002F\" target=\"_self\" data-track-menu-name=\"personal-finance-submenu\" class=\"shortcuts-dropdown-item-link dn js-l3-dropdown\"\u003EBest Resale Apps and Sites\u003C\u002Fa\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-buy-now-pay-later-apps\u002F\" target=\"_self\" data-track-menu-name=\"personal-finance-submenu\" class=\"shortcuts-dropdown-item-link dn js-l3-dropdown\"\u003EBuy Now Pay Later (BNPL) Apps\u003C\u002Fa\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-debt-relief-companies\u002F\" target=\"_self\" data-track-menu-name=\"personal-finance-submenu\" class=\"shortcuts-dropdown-item-link dn js-l3-dropdown\"\u003EBest Debt Relief\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"shortcuts-dropdown-item\"\u003E\u003Ca tabindex=\"-1\" data-track-menu-name=\"credit-monitoring\" class=\"shortcuts-dropdown-item-link shortcuts-dropdown-item-link-with-submenu\"\u003E\u003Cp data-track-menu-name=\"credit-monitoring\"\u003ECredit Monitoring\u003C\u002Fp\u003E\u003Cspan class=\"chevron-right\"\u003E\u003C\u002Fspan\u003E\u003C\u002Fa\u003E\u003Ca role=\"button\" tabindex=\"-1\" data-track-menu-name=\"credit-monitoring-back-btn\" class=\"shortcuts-dropdown-item-link back-btn dn js-l3-dropdown\"\u003E+More\u003C\u002Fbutton\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fcredit-monitoring\u002F\" tabindex=\"-1\" data-track-sub-link=\"credit-monitoring-submenu\" class=\"shortcuts-dropdown-item-link all-link dn js-l3-dropdown\"\u003EAll Credit Monitoring\u003C\u002Fa\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-credit-monitoring-services\" target=\"_self\" data-track-menu-name=\"credit-monitoring-submenu\" class=\"shortcuts-dropdown-item-link dn js-l3-dropdown\"\u003EBest Credit Monitoring Services\u003C\u002Fa\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-identity-theft-protection-services\u002F\" target=\"_self\" data-track-menu-name=\"credit-monitoring-submenu\" class=\"shortcuts-dropdown-item-link dn js-l3-dropdown\"\u003EBest Identity Theft Protection\u003C\u002Fa\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fhow-experian-boost-works\u002F\" target=\"_self\" data-track-menu-name=\"credit-monitoring-submenu\" class=\"shortcuts-dropdown-item-link dn js-l3-dropdown\"\u003EHow to Boost Your Credit Score\u003C\u002Fa\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-credit-repair-companies\u002F\" target=\"_self\" data-track-menu-name=\"credit-monitoring-submenu\" class=\"shortcuts-dropdown-item-link dn js-l3-dropdown\"\u003EBest Credit Repair Companies\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"shortcuts-dropdown-item\"\u003E\u003Ca tabindex=\"-1\" data-track-menu-name=\"taxes\" class=\"shortcuts-dropdown-item-link shortcuts-dropdown-item-link-with-submenu\"\u003E\u003Cp data-track-menu-name=\"taxes\"\u003ETaxes\u003C\u002Fp\u003E\u003Cspan class=\"chevron-right\"\u003E\u003C\u002Fspan\u003E\u003C\u002Fa\u003E\u003Ca role=\"button\" tabindex=\"-1\" data-track-menu-name=\"taxes-back-btn\" class=\"shortcuts-dropdown-item-link back-btn dn js-l3-dropdown\"\u003E+More\u003C\u002Fbutton\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Ftaxes\u002F\" tabindex=\"-1\" data-track-sub-link=\"taxes-submenu\" class=\"shortcuts-dropdown-item-link all-link dn js-l3-dropdown\"\u003EAll Taxes\u003C\u002Fa\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fhow-to-file-your-taxes-for-free\u002F\" target=\"_self\" data-track-menu-name=\"taxes-submenu\" class=\"shortcuts-dropdown-item-link dn js-l3-dropdown\"\u003EFiling For Free\u003C\u002Fa\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-tax-software\u002F\" target=\"_self\" data-track-menu-name=\"taxes-submenu\" class=\"shortcuts-dropdown-item-link dn js-l3-dropdown\"\u003EBest Tax Software\u003C\u002Fa\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-tax-software-for-small-businesses\u002F\" target=\"_self\" data-track-menu-name=\"taxes-submenu\" class=\"shortcuts-dropdown-item-link dn js-l3-dropdown\"\u003EBest Tax Software for Small Businesses\u003C\u002Fa\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fhow-to-check-the-status-of-your-2020-tax-refund\u002F\" target=\"_self\" data-track-menu-name=\"taxes-submenu\" class=\"shortcuts-dropdown-item-link dn js-l3-dropdown\"\u003ETax Refunds\u003C\u002Fa\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Ffederal-income-tax-brackets-tax-rates\u002F\" target=\"_self\" data-track-menu-name=\"taxes-submenu\" class=\"shortcuts-dropdown-item-link dn js-l3-dropdown\"\u003ETax Brackets\u003C\u002Fa\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fhow-to-reduce-taxable-income\u002F\" target=\"_self\" data-track-menu-name=\"taxes-submenu\" class=\"shortcuts-dropdown-item-link dn js-l3-dropdown\"\u003ETax Tips\u003C\u002Fa\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fstates-with-no-income-tax\u002F\" target=\"_self\" data-track-menu-name=\"taxes-submenu\" class=\"shortcuts-dropdown-item-link dn js-l3-dropdown\"\u003ETaxes By State\u003C\u002Fa\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Ftax-payment-plan-options\u002F\" target=\"_self\" data-track-menu-name=\"taxes-submenu\" class=\"shortcuts-dropdown-item-link dn js-l3-dropdown\"\u003ETax Payment Plans\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"shortcuts-dropdown-item\"\u003E\u003Ca tabindex=\"-1\" data-track-menu-name=\"help-for-low-credit-scores\" class=\"shortcuts-dropdown-item-link shortcuts-dropdown-item-link-with-submenu\"\u003E\u003Cp data-track-menu-name=\"help-for-low-credit-scores\"\u003EHelp for Low Credit Scores\u003C\u002Fp\u003E\u003Cspan class=\"chevron-right\"\u003E\u003C\u002Fspan\u003E\u003C\u002Fa\u003E\u003Ca role=\"button\" tabindex=\"-1\" data-track-menu-name=\"help-for-low-credit-scores-back-btn\" class=\"shortcuts-dropdown-item-link back-btn dn js-l3-dropdown\"\u003E+More\u003C\u002Fbutton\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Flow-credit-scores\u002F\" tabindex=\"-1\" data-track-sub-link=\"help-for-low-credit-scores-submenu\" class=\"shortcuts-dropdown-item-link all-link dn js-l3-dropdown\"\u003EAll Help for Low Credit Scores\u003C\u002Fa\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-credit-cards-for-bad-credit\u002F\" target=\"_self\" data-track-menu-name=\"help-for-low-credit-scores-submenu\" class=\"shortcuts-dropdown-item-link dn js-l3-dropdown\"\u003EBest Credit Cards for Bad Credit\u003C\u002Fa\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-personal-loans-for-bad-credit\u002F\" target=\"_self\" data-track-menu-name=\"help-for-low-credit-scores-submenu\" class=\"shortcuts-dropdown-item-link dn js-l3-dropdown\"\u003EBest Personal Loans for Bad Credit\u003C\u002Fa\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-debt-consolidation-loans-for-bad-credit\u002F\" target=\"_self\" data-track-menu-name=\"help-for-low-credit-scores-submenu\" class=\"shortcuts-dropdown-item-link dn js-l3-dropdown\"\u003EBest Debt Consolidation Loans for Bad Credit\u003C\u002Fa\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fpersonal-loan-lenders-to-consider-if-you-dont-have-credit-score\u002F\" target=\"_self\" data-track-menu-name=\"help-for-low-credit-scores-submenu\" class=\"shortcuts-dropdown-item-link dn js-l3-dropdown\"\u003EPersonal Loans if You Don't Have Credit\u003C\u002Fa\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fthe-best-credit-cards-for-building-credit\u002F\" target=\"_self\" data-track-menu-name=\"help-for-low-credit-scores-submenu\" class=\"shortcuts-dropdown-item-link dn js-l3-dropdown\"\u003EBest Credit Cards for Building Credit\u003C\u002Fa\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fpersonal-loans-to-apply-credit-score-580-or-lower\u002F\" target=\"_self\" data-track-menu-name=\"help-for-low-credit-scores-submenu\" class=\"shortcuts-dropdown-item-link dn js-l3-dropdown\"\u003EPersonal Loans for 580 Credit Score Lower\u003C\u002Fa\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fpersonal-loan-lenders-credit-score-below-670\u002F\" target=\"_self\" data-track-menu-name=\"help-for-low-credit-scores-submenu\" class=\"shortcuts-dropdown-item-link dn js-l3-dropdown\"\u003EPersonal Loans for 670 Credit Score or Lower\u003C\u002Fa\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-mortgage-lenders-bad-credit-score\u002F\" target=\"_self\" data-track-menu-name=\"help-for-low-credit-scores-submenu\" class=\"shortcuts-dropdown-item-link dn js-l3-dropdown\"\u003EBest Mortgages for Bad Credit\u003C\u002Fa\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-hardship-loans\u002F\" target=\"_self\" data-track-menu-name=\"help-for-low-credit-scores-submenu\" class=\"shortcuts-dropdown-item-link dn js-l3-dropdown\"\u003EBest Hardship Loans\u003C\u002Fa\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fhow-experian-boost-works\u002F\" target=\"_self\" data-track-menu-name=\"help-for-low-credit-scores-submenu\" class=\"shortcuts-dropdown-item-link dn js-l3-dropdown\"\u003EHow to Boost Your Credit Score\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"shortcuts-dropdown-item\"\u003E\u003Ca tabindex=\"-1\" data-track-menu-name=\"investing\" class=\"shortcuts-dropdown-item-link shortcuts-dropdown-item-link-with-submenu\"\u003E\u003Cp data-track-menu-name=\"investing\"\u003EInvesting\u003C\u002Fp\u003E\u003Cspan class=\"chevron-right\"\u003E\u003C\u002Fspan\u003E\u003C\u002Fa\u003E\u003Ca role=\"button\" tabindex=\"-1\" data-track-menu-name=\"investing-back-btn\" class=\"shortcuts-dropdown-item-link back-btn dn js-l3-dropdown\"\u003E+More\u003C\u002Fbutton\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Finvesting\u002F\" tabindex=\"-1\" data-track-sub-link=\"investing-submenu\" class=\"shortcuts-dropdown-item-link all-link dn js-l3-dropdown\"\u003EAll Investing\u003C\u002Fa\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-ira-accounts\u002F\" target=\"_self\" data-track-menu-name=\"investing-submenu\" class=\"shortcuts-dropdown-item-link dn js-l3-dropdown\"\u003EBest IRA Accounts\u003C\u002Fa\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-roth-ira-accounts\u002F\" target=\"_self\" data-track-menu-name=\"investing-submenu\" class=\"shortcuts-dropdown-item-link dn js-l3-dropdown\"\u003EBest Roth IRA Accounts\u003C\u002Fa\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-investing-apps\u002F\" target=\"_self\" data-track-menu-name=\"investing-submenu\" class=\"shortcuts-dropdown-item-link dn js-l3-dropdown\"\u003EBest Investing Apps\u003C\u002Fa\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-brokerage-free-stock-trading\u002F\" target=\"_self\" data-track-menu-name=\"investing-submenu\" class=\"shortcuts-dropdown-item-link dn js-l3-dropdown\"\u003EBest Free Stock Trading Platforms\u003C\u002Fa\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-robo-advisors\u002F\" target=\"_self\" data-track-menu-name=\"investing-submenu\" class=\"shortcuts-dropdown-item-link dn js-l3-dropdown\"\u003EBest Robo-Advisors\u003C\u002Fa\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fwhat-are-index-funds\u002F\" target=\"_self\" data-track-menu-name=\"investing-submenu\" class=\"shortcuts-dropdown-item-link dn js-l3-dropdown\"\u003EIndex Funds\u003C\u002Fa\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fwhat-are-mutual-funds\u002F\" target=\"_self\" data-track-menu-name=\"investing-submenu\" class=\"shortcuts-dropdown-item-link dn js-l3-dropdown\"\u003EMutual Funds\u003C\u002Fa\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fwhat-are-etfs-should-you-invest\u002F\" target=\"_self\" data-track-menu-name=\"investing-submenu\" class=\"shortcuts-dropdown-item-link dn js-l3-dropdown\"\u003EETFs\u003C\u002Fa\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fwhat-are-bonds\u002F\" target=\"_self\" data-track-menu-name=\"investing-submenu\" class=\"shortcuts-dropdown-item-link dn js-l3-dropdown\"\u003EBonds\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003C\u002Fmenu\u003E\u003C\u002Fnav\u003E\u003C\u002Fli\u003E\u003C\u002Ful\u003E\u003Cdiv class=\"local-insert js-local-nav-insert\"\u003E\u003C\u002Fdiv\u003E\u003Cdiv class=\"login js-login-wrapper\" style=\"display: none;\"\u003E\u003Cbutton class=\"login__button login__button--anon js-sign-in\" aria-label=\"user profile\" style=\"opacity: 0.3;\"\u003E\u003Csvg viewBox=\"0 0 25 25\" fill=\"none\" xmlns=\"http:\u002F\u002Fwww.w3.org\u002F2000\u002Fsvg\"\u003E\u003Cpath fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M12.4818 23C13.9442 22.9448 15.015 22.6891 16.6425 22.0661C17.1511 21.8714 17.7038 21.5442 18.1519 21.2438C18.2621 21.1698 18.3634 21.0994 18.4531 21.0354C18.4284 20.8421 18.3915 20.6014 18.3366 20.3265C18.1859 19.5717 17.9048 18.5868 17.3887 17.6282C17.3719 17.597 17.2859 17.4804 17.0073 17.3271C16.7397 17.1798 16.3661 17.0384 15.8936 16.9174C14.9501 16.6757 13.7393 16.5468 12.5 16.5468C11.2607 16.5468 10.0499 16.6756 9.10632 16.9173C8.63381 17.0384 8.26021 17.1798 7.99265 17.327C7.71413 17.4803 7.62808 17.597 7.61125 17.6282C7.0951 18.587 6.81402 19.5719 6.6633 20.3267C6.61106 20.5883 6.57511 20.819 6.55051 21.0072C6.61482 21.0495 6.685 21.0951 6.76052 21.1434C7.18956 21.4177 7.78323 21.7736 8.44718 22.1056C8.85247 22.3082 9.55081 22.549 10.3356 22.7327C10.8282 22.8481 11.3177 22.9322 11.7535 22.9739C11.9941 22.9908 12.237 22.9996 12.4818 23ZM4.77176 19.6081C4.96194 18.7705 5.28829 17.724 5.85023 16.6802C6.12186 16.1756 6.57668 15.8234 7.02833 15.5749C7.49093 15.3203 8.0368 15.1268 8.60997 14.9799C8.95702 14.891 9.32578 14.8163 9.70891 14.7553C8.38545 13.8592 7.51559 12.3437 7.51559 10.625C7.51559 7.87221 9.74718 5.64062 12.5 5.64062C15.2528 5.64062 17.4843 7.87221 17.4843 10.625C17.4843 12.3437 16.6145 13.8592 15.291 14.7553C15.6741 14.8163 16.0429 14.891 16.39 14.98C16.9631 15.1268 17.509 15.3203 17.9716 15.5749C18.4232 15.8234 18.878 16.1756 19.1497 16.6801C19.7117 17.7238 20.038 18.7704 20.2282 19.6081C21.9491 17.7381 23 15.2418 23 12.5C23 6.70101 18.299 2 12.5 2C6.70101 2 2 6.70101 2 12.5C2 15.2417 3.05085 17.7381 4.77176 19.6081ZM11.5955 24.9678C5.11415 24.5043 0 19.0994 0 12.5C0 5.59644 5.59644 0 12.5 0C19.4036 0 25 5.59644 25 12.5C25 19.3977 19.4131 24.9904 12.5177 25C12.2261 25.0097 11.9147 24.9971 11.5955 24.9678ZM9.51559 10.625C9.51559 8.97678 10.8517 7.64062 12.5 7.64062C14.1482 7.64062 15.4843 8.97678 15.4843 10.625C15.4843 12.2732 14.1482 13.6094 12.5 13.6094C10.8517 13.6094 9.51559 12.2732 9.51559 10.625Z\" \u002F\u003E\u003C\u002Fsvg\u003E\u003C\u002Fbutton\u003E\u003Cbutton class=\"login__button login__button--auth h-dn js-sign-out\" aria-label=\"user profile\"\u003E\u003Csvg viewBox=\"0 0 25 25\" fill=\"none\" xmlns=\"http:\u002F\u002Fwww.w3.org\u002F2000\u002Fsvg\"\u003E\u003Ccircle cx=\"12.5\" cy=\"12.5\" r=\"12.5\" fill=\"#3061FF\"\u002F\u003E\u003Cpath class=\"login__icon--person\" fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M12.5 14.6719C14.7005 14.6719 16.4844 12.888 16.4844 10.6875C16.4844 8.48699 14.7005 6.70312 12.5 6.70312C10.2995 6.70312 8.51562 8.48699 8.51562 10.6875C8.51562 12.888 10.2995 14.6719 12.5 14.6719ZM19.5 22C19.5 22 19.4231 19.3596 18.2692 17.2166C17.1154 15.0737 7.88462 15.0734 6.73077 17.2167C5.57692 19.36 5.5 22 5.5 22L11.9849 23.8528C12.3216 23.949 12.6784 23.949 13.0151 23.8528L19.5 22Z\" fill=\"white\"\u002F\u003E\u003Cpath class=\"login__icon--border\" fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M12.5 23C18.299 23 23 18.299 23 12.5C23 6.70101 18.299 2 12.5 2C6.70101 2 2 6.70101 2 12.5C2 18.299 6.70101 23 12.5 23ZM12.5 25C19.4036 25 25 19.4036 25 12.5C25 5.59644 19.4036 0 12.5 0C5.59644 0 0 5.59644 0 12.5C0 19.4036 5.59644 25 12.5 25Z\" fill=\"#82AEFF\"\u002F\u003E\u003C\u002Fsvg\u003E\u003C\u002Fbutton\u003E\u003C\u002Fdiv\u003E\u003Cbutton class=\"search-button-trigger\"\u003E\u003Clabel class=\"search-local\" for=\"queryly_toggle\" data-track-event=\"mbt_navbar_searchIcon\" data-track-key=\"search\" data-track-value=\"top-nav-icon\"\u003E\u003Cspan class=\"queryly_search_button\" style=\"line-height: 0;\"\u003E\u003Csvg xmlns=\"http:\u002F\u002Fwww.w3.org\u002F2000\u002Fsvg\" viewBox=\"0 0 20 20\" fill=\"currentColor\" aria-labelledby=\"search_title\"\u003E\u003Ctitle class=\"search_title\"\u003ESearch\u003C\u002Ftitle\u003E\u003Cpath fill-rule=\"evenodd\" d=\"M13.773 11.649L20 17.876 17.876 20l-6.227-6.227a7.508 7.508 0 112.124-2.124zm-6.265.364a4.505 4.505 0 100-9.01 4.505 4.505 0 000 9.01z\"\u002F\u003E\u003C\u002Fsvg\u003E\u003C\u002Fspan\u003E\u003C\u002Flabel\u003E\u003C\u002Fbutton\u003E\u003Cdiv class=\"login js-login-wrapper\" style=\"display: none;\"\u003E\u003Cbutton class=\"login__button login__button--anon js-sign-in\" aria-label=\"user profile\" style=\"opacity: 0.3;\"\u003E\u003Csvg viewBox=\"0 0 25 25\" fill=\"none\" xmlns=\"http:\u002F\u002Fwww.w3.org\u002F2000\u002Fsvg\"\u003E\u003Cpath fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M12.4818 23C13.9442 22.9448 15.015 22.6891 16.6425 22.0661C17.1511 21.8714 17.7038 21.5442 18.1519 21.2438C18.2621 21.1698 18.3634 21.0994 18.4531 21.0354C18.4284 20.8421 18.3915 20.6014 18.3366 20.3265C18.1859 19.5717 17.9048 18.5868 17.3887 17.6282C17.3719 17.597 17.2859 17.4804 17.0073 17.3271C16.7397 17.1798 16.3661 17.0384 15.8936 16.9174C14.9501 16.6757 13.7393 16.5468 12.5 16.5468C11.2607 16.5468 10.0499 16.6756 9.10632 16.9173C8.63381 17.0384 8.26021 17.1798 7.99265 17.327C7.71413 17.4803 7.62808 17.597 7.61125 17.6282C7.0951 18.587 6.81402 19.5719 6.6633 20.3267C6.61106 20.5883 6.57511 20.819 6.55051 21.0072C6.61482 21.0495 6.685 21.0951 6.76052 21.1434C7.18956 21.4177 7.78323 21.7736 8.44718 22.1056C8.85247 22.3082 9.55081 22.549 10.3356 22.7327C10.8282 22.8481 11.3177 22.9322 11.7535 22.9739C11.9941 22.9908 12.237 22.9996 12.4818 23ZM4.77176 19.6081C4.96194 18.7705 5.28829 17.724 5.85023 16.6802C6.12186 16.1756 6.57668 15.8234 7.02833 15.5749C7.49093 15.3203 8.0368 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\u002F\u003E\u003C\u002Fsvg\u003E\u003C\u002Fbutton\u003E\u003Cbutton class=\"login__button login__button--auth h-dn js-sign-out\" aria-label=\"user profile\"\u003E\u003Csvg viewBox=\"0 0 25 25\" fill=\"none\" xmlns=\"http:\u002F\u002Fwww.w3.org\u002F2000\u002Fsvg\"\u003E\u003Ccircle cx=\"12.5\" cy=\"12.5\" r=\"12.5\" fill=\"#3061FF\"\u002F\u003E\u003Cpath class=\"login__icon--person\" fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M12.5 14.6719C14.7005 14.6719 16.4844 12.888 16.4844 10.6875C16.4844 8.48699 14.7005 6.70312 12.5 6.70312C10.2995 6.70312 8.51562 8.48699 8.51562 10.6875C8.51562 12.888 10.2995 14.6719 12.5 14.6719ZM19.5 22C19.5 22 19.4231 19.3596 18.2692 17.2166C17.1154 15.0737 7.88462 15.0734 6.73077 17.2167C5.57692 19.36 5.5 22 5.5 22L11.9849 23.8528C12.3216 23.949 12.6784 23.949 13.0151 23.8528L19.5 22Z\" fill=\"white\"\u002F\u003E\u003Cpath class=\"login__icon--border\" fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M12.5 23C18.299 23 23 18.299 23 12.5C23 6.70101 18.299 2 12.5 2C6.70101 2 2 6.70101 2 12.5C2 18.299 6.70101 23 12.5 23ZM12.5 25C19.4036 25 25 19.4036 25 12.5C25 5.59644 19.4036 0 12.5 0C5.59644 0 0 5.59644 0 12.5C0 19.4036 5.59644 25 12.5 25Z\" fill=\"#82AEFF\"\u002F\u003E\u003C\u002Fsvg\u003E\u003C\u002Fbutton\u003E\u003C\u002Fdiv\u003E\u003C\u002Fdiv\u003E\u003Cdiv class=\"headline-container\"\u003E\u003Cdiv class=\"headline-wrap h-h\"\u003E\u003Cdiv class=\"headline-title h-h\"\u003E\u003Cp class=\"headline-title-text h-lh js-headline-text\"\u003E\u003C\u002Fp\u003E\u003C\u002Fdiv\u003E\u003Cdiv class=\"share-list h-h\"\u003E\u003Cdiv class=\"share-inner\"\u003E\u003Cul class=\"share-ul h-h\"\u003E\u003Cli class=\"share-li share-li-cta\"\u003EShare\u003C\u002Fli\u003E\u003Cli class=\"share-li share-li-icon share-li-facebook\"\u003E\u003Ca href=\"javascript:void(0);\" target=\"_blank\" class=\"js-hfs-share\" data-key=\"facebook\"data-template=\"https:\u002F\u002Fwww.facebook.com\u002Fsharer\u002Fsharer.php?u=URL&cid=article_share_facebook\" data-track-event=\"mbt_navbar_share\" data-track-key=\"platform\" data-track-value=\"facebook\" tabindex=\"-1\"\u003E\u003Csvg viewBox=\"0 0 20 20\" fill=\"currentColor\" xmlns=\"http:\u002F\u002Fwww.w3.org\u002F2000\u002Fsvg\"\u003E\u003Cpath d=\"M11.248 20H7.5V10H5V6.554l2.5-.001-.004-2.03C7.496 1.71 8.258 0 11.57 0h2.758v3.447h-1.724c-1.29 0-1.351.482-1.351 1.38l-.006 1.726h3.1l-.365 3.446L11.25 10l-.002 10z\" \u002F\u003E\u003C\u002Fsvg\u003E\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"share-li share-li-icon share-li-twitter\"\u003E\u003Ca href=\"javascript:void(0);\" target=\"_blank\" class=\"js-hfs-share\" data-key=\"twitter\"data-template=\"https:\u002F\u002Ftwitter.com\u002Fintent\u002Ftweet?text=HEADLINE&via=VIA&url=URL&original_referer=URL&cid=article_share_twitter\" data-track-event=\"mbt_navbar_share\" data-track-key=\"platform\" data-track-value=\"twitter\" tabindex=\"-1\"\u003E\u003Csvg width=\"1200\" height=\"1227\" viewBox=\"0 0 1200 1227\" fill=\"currentColor\" xmlns=\"http:\u002F\u002Fwww.w3.org\u002F2000\u002Fsvg\"\u003E\u003Cpath d=\"M714.163 519.284L1160.89 0H1055.03L667.137 450.887L357.328 0H0L468.492 681.821L0 1226.37H105.866L515.491 750.218L842.672 1226.37H1200L714.137 519.284H714.163ZM569.165 687.828L521.697 619.934L144.011 79.6944H306.615L611.412 515.685L658.88 583.579L1055.08 1150.3H892.476L569.165 687.854V687.828Z\" \u002F\u003E\u003C\u002Fsvg\u003E\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"share-li share-li-icon share-li-email\"\u003E\u003Ca href=\"javascript:void(0);\" target=\"_blank\" class=\"js-hfs-share\" data-key=\"email\"data-template=\"mailto:?subject=HEADLINE&body=URL\" data-track-event=\"mbt_navbar_share\" data-track-key=\"platform\" data-track-value=\"email\" tabindex=\"-1\"\u003E\u003Csvg viewBox=\"0 0 20 20\" fill=\"currentColor\" xmlns=\"http:\u002F\u002Fwww.w3.org\u002F2000\u002Fsvg\"\u003E\u003Cpath fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M.1 4h19.8L10 11.02.1 4zM0 5.893l10 7.111 10-7.111V16.8H0V5.893z\" \u002F\u003E\u003C\u002Fsvg\u003E\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003C\u002Ful\u003E\u003C\u002Fdiv\u003E\u003C\u002Fdiv\u003E\u003C\u002Fdiv\u003E\u003C\u002Fdiv\u003E\u003C\u002Fdiv\u003E\u003Cbutton class=\"hamburger js-menu-toggle\" aria-haspopup=\"true\" aria-expanded=\"false\" aria-label=\"select_cnbc navigation and search\" type=\"button\"\u003E\u003Cspan\u003E\u003C\u002Fspan\u003E\u003Cspan\u003E\u003C\u002Fspan\u003E\u003Cspan\u003E\u003C\u002Fspan\u003E\u003C\u002Fbutton\u003E\u003Cdiv class=\"login__dropdown js-auth-options\" style=\"display: none;\"\u003E\u003C\u002Fdiv\u003E\u003C\u002Fdiv\u003E\u003C\u002Fdiv\u003E\u003C!-- TODO: Remove id attribute once Adobe Activity Map issue resolves (NGAUD-923) --\u003E\u003Cdiv class=\"menu-overlay-wrapper js-menu-toggle\" id=hamburger data-activity-map=hamburger\u003E\u003Cdiv class=\"menu js-menu-selector\"\u003E\u003Cbutton class=\"overlay js-menu-toggle\"\u003E\u003C\u002Fbutton\u003E\u003Csection class=\"inner menu-select\"\u003E\u003Cdiv class=\"menu-header\"\u003E\u003Cdiv\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002F\" \u003E\u003Cdiv class=\"menu-logo\"\u003E\u003Csvg width=\"140\" height=\"40\" viewBox=\"0 0 140 40\" fill=\"none\" xmlns=\"http:\u002F\u002Fwww.w3.org\u002F2000\u002Fsvg\"\u003E\u003Cpath d=\"M41.2555 28.0946L43.5254 24.945C44.7524 26.1418 46.0407 26.7088 47.4518 26.7088C48.372 26.7088 48.9242 26.3938 48.9242 25.8269C48.9242 25.323 48.4947 25.008 46.5929 24.3781C44.0776 23.5592 41.869 22.2993 41.869 19.3387C41.869 16.1891 44.3843 14.4253 47.5131 14.4253C49.7831 14.4253 51.4395 15.0552 53.1573 16.3781L50.8873 19.7796C49.8444 18.7088 48.5561 18.1418 47.5745 18.1418C47.0223 18.1418 46.4088 18.3938 46.3475 18.9607C46.3475 19.4647 46.8996 19.7796 48.372 20.3466C51.6849 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33.1787 29.084 33.6201 28.7025L34.2497 29.4458C33.7499 29.8799 33.2112 30.3206 32.1466 30.3206Z\" fill=\"#0C75CD\"\u002F\u003E\u003Cpath d=\"M0.00190711 21.2764C0.519991 31.7161 8.94294 40 19.1417 40H120.859C131.058 40 139.481 31.7161 139.999 21.2764L138.161 21.1803C137.692 30.6181 130.075 38.1102 120.859 38.1102H19.1417C9.9262 38.1102 2.30837 30.6181 1.84 21.1803L0.00190711 21.2764Z\" fill=\"#74C5FF\"\u002F\u003E\u003C\u002Fsvg\u003E\u003C\u002Fdiv\u003E\u003C\u002Fa\u003E\u003C\u002Fdiv\u003E\u003Cbutton class=\"close-button js-menu-toggle\" on=\"tap:AmpSidebar.toggle\"\u003E\u003Csvg width=\"20\" height=\"20\" viewBox=\"0 0 20 20\" fill=\"none\" xmlns=\"http:\u002F\u002Fwww.w3.org\u002F2000\u002Fsvg\"\u003E\u003Cpath fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M0.7072 19.0918L19.092 0.70707L0.7072 19.0918Z\" fill=\"#0477C9\"\u002F\u003E\u003Cpath d=\"M0.7072 19.0918L19.092 0.70707\" stroke=\"#0477C9\" stroke-width=\"2\"\u002F\u003E\u003Cpath fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M0.7072 0.707107L19.092 19.0919L0.7072 0.707107Z\" fill=\"#0477C9\"\u002F\u003E\u003Cpath d=\"M0.7072 0.707107L19.092 19.0919\" stroke=\"#0477C9\" stroke-width=\"2\"\u002F\u003E\u003C\u002Fsvg\u003E\u003C\u002Fbutton\u003E\u003C\u002Fdiv\u003E\u003Cdiv\u003E\u003Cul class=\"menu-select__sections-list\" data-menu-id=\"0\"\u003E\u003Cli class=\"parent-item\" data-menu-id=\"0-0\"\u003E\u003Cbutton\u003E\u003Cdiv class=\"label\"\u003ECredit Cards\u003C\u002Fdiv\u003E\u003Cdiv class=\"chevron\"\u003E\u003C\u002Fdiv\u003E\u003C\u002Fbutton\u003E\u003C\u002Fli\u003E\u003Cul class=\"submenu hidden offset\" data-menu-id=\"0-0\"\u003E\u003Cli class=\"back-item\" data-menu-id=\"0-0\"\u003E\u003Cbutton\u003E\u003Cdiv class=\"chevron\"\u003E\u003C\u002Fdiv\u003E\u003Cdiv\u003EMain Menu\u003C\u002Fdiv\u003E\u003C\u002Fbutton\u003E\u003C\u002Fli\u003E\u003Cli class=\"all-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fcredit-cards\u002F\"\u003EAll Credit Cards\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fcredit-card-marketplace\u002F\"\u003EFind the Credit Card for You\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-credit-cards\u002F\"\u003EBest Credit Cards\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-rewards-credit-cards\u002F\"\u003EBest Rewards Credit Cards\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-travel-credit-cards\u002F\"\u003EBest Travel Credit Cards\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-zero-interest-credit-cards\u002F\"\u003EBest 0% APR Credit Cards\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-balance-transfer-credit-cards\u002F\"\u003EBest Balance Transfer Credit Cards\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-cash-back-credit-cards\u002F\"\u003EBest Cash Back Credit Cards\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-credit-card-sign-up-bonuses\u002F\"\u003EBest Credit Card Sign-Up Bonuses\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fthe-best-credit-cards-for-building-credit\u002F\"\u003EBest Credit Cards to Build Credit\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-credit-cards-for-online-shopping\u002F\" target=\"_self\"\u003EBest Credit Cards for Online Shopping\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003C\u002Ful\u003E\u003Cli class=\"parent-item\" data-menu-id=\"0-1\"\u003E\u003Cbutton\u003E\u003Cdiv class=\"label\"\u003ELoans\u003C\u002Fdiv\u003E\u003Cdiv class=\"chevron\"\u003E\u003C\u002Fdiv\u003E\u003C\u002Fbutton\u003E\u003C\u002Fli\u003E\u003Cul class=\"submenu hidden offset\" data-menu-id=\"0-1\"\u003E\u003Cli class=\"back-item\" data-menu-id=\"0-1\"\u003E\u003Cbutton\u003E\u003Cdiv class=\"chevron\"\u003E\u003C\u002Fdiv\u003E\u003Cdiv\u003EMain Menu\u003C\u002Fdiv\u003E\u003C\u002Fbutton\u003E\u003C\u002Fli\u003E\u003Cli class=\"all-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Floans\u002F\"\u003EAll Loans\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fpersonal-loan-marketplace\u002F\"\u003EFind the Best Personal Loan for You\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-personal-loans\u002F\"\u003EBest Personal Loans\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-debt-consolidation-loans\u002F\"\u003EBest Debt Consolidation Loans\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-loans-for-refinancing-credit-card-debt\u002F\"\u003EBest Loans to Refinance Credit Card Debt\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002F6-personal-loans-thatll-get-you-funded-in-as-little-as-1-business-day\u002F \"\u003EBest Loans with Fast Funding\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-small-personal-loans\u002F\"\u003EBest Small Personal Loans\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fpersonal-loan-lenders-borrow-50000\u002F\"\u003EBest Large Personal Loans\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fpersonal-loan-online-applications\u002F\"\u003EBest Personal Loans to Apply Online\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-student-loan-refinance-companies\u002F\"\u003EBest Student Loan Refinance\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-car-loans\u002F\" target=\"_self\"\u003EBest Car Loans\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003C\u002Ful\u003E\u003Cli class=\"parent-item\" data-menu-id=\"0-2\"\u003E\u003Cbutton\u003E\u003Cdiv class=\"label\"\u003EBanking\u003C\u002Fdiv\u003E\u003Cdiv class=\"chevron\"\u003E\u003C\u002Fdiv\u003E\u003C\u002Fbutton\u003E\u003C\u002Fli\u003E\u003Cul class=\"submenu hidden offset\" data-menu-id=\"0-2\"\u003E\u003Cli class=\"back-item\" data-menu-id=\"0-2\"\u003E\u003Cbutton\u003E\u003Cdiv class=\"chevron\"\u003E\u003C\u002Fdiv\u003E\u003Cdiv\u003EMain Menu\u003C\u002Fdiv\u003E\u003C\u002Fbutton\u003E\u003C\u002Fli\u003E\u003Cli class=\"all-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbanking\u002F\"\u003EAll Banking\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fsavings-marketplace\u002F\"\u003EFind the Savings Account for You\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-high-yield-savings-accounts\u002F\"\u003EBest High Yield Savings Accounts\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-brick-and-mortar-savings-accounts\u002F\"\u003EBest Big Bank Savings Accounts\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-brick-mortar-checking-accounts\u002F\"\u003EBest Big Bank Checking Accounts\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-no-fee-checking-accounts\u002F\"\u003EBest No Fee Checking Accounts\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fchecking-accounts-with-no-overdraft-fees\u002F\"\u003ENo Overdraft Fee Checking Accounts\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-checking-account-bonuses\u002F\"\u003EBest Checking Account Bonuses\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-money-market-accounts\u002F\"\u003EBest Money Market Accounts\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-certificates-of-deposits\u002F\"\u003EBest CDs\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-credit-unions\u002F\"\u003EBest Credit Unions\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003C\u002Ful\u003E\u003Cli class=\"parent-item\" data-menu-id=\"0-3\"\u003E\u003Cbutton\u003E\u003Cdiv class=\"label\"\u003EMortgages\u003C\u002Fdiv\u003E\u003Cdiv class=\"chevron\"\u003E\u003C\u002Fdiv\u003E\u003C\u002Fbutton\u003E\u003C\u002Fli\u003E\u003Cul class=\"submenu hidden offset\" data-menu-id=\"0-3\"\u003E\u003Cli class=\"back-item\" data-menu-id=\"0-3\"\u003E\u003Cbutton\u003E\u003Cdiv class=\"chevron\"\u003E\u003C\u002Fdiv\u003E\u003Cdiv\u003EMain Menu\u003C\u002Fdiv\u003E\u003C\u002Fbutton\u003E\u003C\u002Fli\u003E\u003Cli class=\"all-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fmortgages\u002F\"\u003EAll Mortgages\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-mortgage-lenders\u002F\"\u003EBest Mortgages\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fmortgage-lenders-for-a-small-down-payment\u002F\"\u003EBest Mortgages for Small Down Payment\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-mortgage-lenders-va-loans-usda-loans\u002F\"\u003EBest Mortgages for No Down Payment\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-mortgage-lenders-average-credit-score\u002F\"\u003EBest Mortgages for Average Credit Score\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-mortgage-lenders-that-dont-charge-origination-fees\u002F\" target=\"_self\"\u003EBest Mortgages No Origination Fee\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fadjustable-rate-mortgage-pros-and-cons\u002F\"\u003EAdjustable Rate Mortgages\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fmortgage-affordability\u002F\"\u003EAffording a Mortgage\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003C\u002Ful\u003E\u003Cli class=\"parent-item\" data-menu-id=\"0-4\"\u003E\u003Cbutton\u003E\u003Cdiv class=\"label\"\u003EInsurance\u003C\u002Fdiv\u003E\u003Cdiv class=\"chevron\"\u003E\u003C\u002Fdiv\u003E\u003C\u002Fbutton\u003E\u003C\u002Fli\u003E\u003Cul class=\"submenu hidden offset\" data-menu-id=\"0-4\"\u003E\u003Cli class=\"back-item\" data-menu-id=\"0-4\"\u003E\u003Cbutton\u003E\u003Cdiv class=\"chevron\"\u003E\u003C\u002Fdiv\u003E\u003Cdiv\u003EMain Menu\u003C\u002Fdiv\u003E\u003C\u002Fbutton\u003E\u003C\u002Fli\u003E\u003Cli class=\"all-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Finsurance\u002F\"\u003EAll Insurance\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-life-insurance-companies\u002F\"\u003EBest Life Insurance\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-life-insurance-seniors\u002F\" target=\"_self\"\u003EBest Life Insurance for Seniors\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-homeowners-insurance-companies\u002F\"\u003EBest Homeowners Insurance\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-renters-insurance-companies\u002F\"\u003EBest Renters Insurance\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-car-insurance-companies\u002F\"\u003EBest Car Insurance\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-pet-insurance\u002F\" target=\"_self\"\u003EBest Pet Insurance\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-boat-insurance\u002F\" target=\"_self\"\u003EBest Boat Insurance\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-motorcycle-insurance\u002F\" target=\"_self\"\u003EBest Motorcycle Insurance\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-travel-insurance-companies\u002F\"\u003EBest Travel Insurance\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fevent-ticket-insurance-worth-it\u002F\" target=\"_self\"\u003EEvent Ticket Insurance\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003C\u002Ful\u003E\u003Cli class=\"parent-item\" data-menu-id=\"0-5\"\u003E\u003Cbutton\u003E\u003Cdiv class=\"label\"\u003ESmall Business\u003C\u002Fdiv\u003E\u003Cdiv class=\"chevron\"\u003E\u003C\u002Fdiv\u003E\u003C\u002Fbutton\u003E\u003C\u002Fli\u003E\u003Cul class=\"submenu hidden offset\" data-menu-id=\"0-5\"\u003E\u003Cli class=\"back-item\" data-menu-id=\"0-5\"\u003E\u003Cbutton\u003E\u003Cdiv class=\"chevron\"\u003E\u003C\u002Fdiv\u003E\u003Cdiv\u003EMain Menu\u003C\u002Fdiv\u003E\u003C\u002Fbutton\u003E\u003C\u002Fli\u003E\u003Cli class=\"all-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fsmall-business\u002F\"\u003EAll Small Business\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-small-business-savings-accounts\u002F\"\u003EBest Small Business Savings Accounts\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-business-checking-accounts\u002F\"\u003EBest Small Business Checking Accounts\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-small-business-credit-cards\u002F\"\u003EBest Credit Cards for Small Business\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-small-business-loans\u002F\"\u003EBest Small Business Loans\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-tax-software-for-small-businesses\u002F\"\u003EBest Tax Software for Small Business\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003C\u002Ful\u003E\u003Cli class=\"parent-item\" data-menu-id=\"0-6\"\u003E\u003Cbutton\u003E\u003Cdiv class=\"label\"\u003EPersonal Finance\u003C\u002Fdiv\u003E\u003Cdiv class=\"chevron\"\u003E\u003C\u002Fdiv\u003E\u003C\u002Fbutton\u003E\u003C\u002Fli\u003E\u003Cul class=\"submenu hidden offset\" data-menu-id=\"0-6\"\u003E\u003Cli class=\"back-item\" data-menu-id=\"0-6\"\u003E\u003Cbutton\u003E\u003Cdiv class=\"chevron\"\u003E\u003C\u002Fdiv\u003E\u003Cdiv\u003EMain Menu\u003C\u002Fdiv\u003E\u003C\u002Fbutton\u003E\u003C\u002Fli\u003E\u003Cli class=\"all-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fpersonal-finance\u002F\"\u003EAll Personal Finance\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-budgeting-apps\u002F\"\u003EBest Budgeting Apps\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-expense-tracker-apps\u002F\"\u003EBest Expense Tracker Apps\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-money-transfer-payment-apps\u002F\"\u003EBest Money Transfer Apps\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-resale-apps-and-websites\u002F\"\u003EBest Resale Apps and Sites\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-buy-now-pay-later-apps\u002F\"\u003EBuy Now Pay Later (BNPL) Apps\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-debt-relief-companies\u002F\"\u003EBest Debt Relief\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003C\u002Ful\u003E\u003Cli class=\"parent-item\" data-menu-id=\"0-7\"\u003E\u003Cbutton\u003E\u003Cdiv class=\"label\"\u003ECredit Monitoring\u003C\u002Fdiv\u003E\u003Cdiv class=\"chevron\"\u003E\u003C\u002Fdiv\u003E\u003C\u002Fbutton\u003E\u003C\u002Fli\u003E\u003Cul class=\"submenu hidden offset\" data-menu-id=\"0-7\"\u003E\u003Cli class=\"back-item\" data-menu-id=\"0-7\"\u003E\u003Cbutton\u003E\u003Cdiv class=\"chevron\"\u003E\u003C\u002Fdiv\u003E\u003Cdiv\u003EMain Menu\u003C\u002Fdiv\u003E\u003C\u002Fbutton\u003E\u003C\u002Fli\u003E\u003Cli class=\"all-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fcredit-monitoring\u002F\"\u003EAll Credit Monitoring\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-credit-monitoring-services\"\u003EBest Credit Monitoring Services\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-identity-theft-protection-services\u002F\"\u003EBest Identity Theft Protection\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fhow-experian-boost-works\u002F\"\u003EHow to Boost Your Credit Score\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-credit-repair-companies\u002F\"\u003EBest Credit Repair Companies\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003C\u002Ful\u003E\u003Cli class=\"parent-item\" data-menu-id=\"0-8\"\u003E\u003Cbutton\u003E\u003Cdiv class=\"label\"\u003ETaxes\u003C\u002Fdiv\u003E\u003Cdiv class=\"chevron\"\u003E\u003C\u002Fdiv\u003E\u003C\u002Fbutton\u003E\u003C\u002Fli\u003E\u003Cul class=\"submenu hidden offset\" data-menu-id=\"0-8\"\u003E\u003Cli class=\"back-item\" data-menu-id=\"0-8\"\u003E\u003Cbutton\u003E\u003Cdiv class=\"chevron\"\u003E\u003C\u002Fdiv\u003E\u003Cdiv\u003EMain Menu\u003C\u002Fdiv\u003E\u003C\u002Fbutton\u003E\u003C\u002Fli\u003E\u003Cli class=\"all-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Ftaxes\u002F\"\u003EAll Taxes\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fhow-to-file-your-taxes-for-free\u002F\" target=\"_self\"\u003EFiling For Free\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-tax-software\u002F\"\u003EBest Tax Software\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-tax-software-for-small-businesses\u002F\"\u003EBest Tax Software for Small Businesses\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fhow-to-check-the-status-of-your-2020-tax-refund\u002F\"\u003ETax Refunds\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Ffederal-income-tax-brackets-tax-rates\u002F\" target=\"_self\"\u003ETax Brackets\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fhow-to-reduce-taxable-income\u002F\" target=\"_self\"\u003ETax Tips\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fstates-with-no-income-tax\u002F\" target=\"_self\"\u003ETaxes By State\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Ftax-payment-plan-options\u002F\" target=\"_self\"\u003ETax Payment Plans\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003C\u002Ful\u003E\u003Cli class=\"parent-item\" data-menu-id=\"0-9\"\u003E\u003Cbutton\u003E\u003Cdiv class=\"label\"\u003EHelp for Low Credit Scores\u003C\u002Fdiv\u003E\u003Cdiv class=\"chevron\"\u003E\u003C\u002Fdiv\u003E\u003C\u002Fbutton\u003E\u003C\u002Fli\u003E\u003Cul class=\"submenu hidden offset\" data-menu-id=\"0-9\"\u003E\u003Cli class=\"back-item\" data-menu-id=\"0-9\"\u003E\u003Cbutton\u003E\u003Cdiv class=\"chevron\"\u003E\u003C\u002Fdiv\u003E\u003Cdiv\u003EMain Menu\u003C\u002Fdiv\u003E\u003C\u002Fbutton\u003E\u003C\u002Fli\u003E\u003Cli class=\"all-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Flow-credit-scores\u002F\"\u003EAll Help for Low Credit Scores\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-credit-cards-for-bad-credit\u002F\"\u003EBest Credit Cards for Bad Credit\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-personal-loans-for-bad-credit\u002F\"\u003EBest Personal Loans for Bad Credit\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-debt-consolidation-loans-for-bad-credit\u002F\"\u003EBest Debt Consolidation Loans for Bad Credit\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fpersonal-loan-lenders-to-consider-if-you-dont-have-credit-score\u002F\"\u003EPersonal Loans if You Don't Have Credit\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fthe-best-credit-cards-for-building-credit\u002F\"\u003EBest Credit Cards for Building Credit\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fpersonal-loans-to-apply-credit-score-580-or-lower\u002F\"\u003EPersonal Loans for 580 Credit Score Lower\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fpersonal-loan-lenders-credit-score-below-670\u002F\"\u003EPersonal Loans for 670 Credit Score or Lower\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-mortgage-lenders-bad-credit-score\u002F\"\u003EBest Mortgages for Bad Credit\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-hardship-loans\u002F\"\u003EBest Hardship Loans\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fhow-experian-boost-works\u002F\"\u003EHow to Boost Your Credit Score\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003C\u002Ful\u003E\u003Cli class=\"parent-item\" data-menu-id=\"0-10\"\u003E\u003Cbutton\u003E\u003Cdiv class=\"label\"\u003EInvesting\u003C\u002Fdiv\u003E\u003Cdiv class=\"chevron\"\u003E\u003C\u002Fdiv\u003E\u003C\u002Fbutton\u003E\u003C\u002Fli\u003E\u003Cul class=\"submenu hidden offset\" data-menu-id=\"0-10\"\u003E\u003Cli class=\"back-item\" data-menu-id=\"0-10\"\u003E\u003Cbutton\u003E\u003Cdiv class=\"chevron\"\u003E\u003C\u002Fdiv\u003E\u003Cdiv\u003EMain Menu\u003C\u002Fdiv\u003E\u003C\u002Fbutton\u003E\u003C\u002Fli\u003E\u003Cli class=\"all-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Finvesting\u002F\"\u003EAll Investing\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-ira-accounts\u002F\"\u003EBest IRA Accounts\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-roth-ira-accounts\u002F\"\u003EBest Roth IRA Accounts\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-investing-apps\u002F\"\u003EBest Investing Apps\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-brokerage-free-stock-trading\u002F\"\u003EBest Free Stock Trading Platforms\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-robo-advisors\u002F\"\u003EBest Robo-Advisors\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fwhat-are-index-funds\u002F\"\u003EIndex Funds\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fwhat-are-mutual-funds\u002F\"\u003EMutual Funds\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fwhat-are-etfs-should-you-invest\u002F\"\u003EETFs\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fwhat-are-bonds\u002F\"\u003EBonds\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003C\u002Ful\u003E\u003Cli class=\"parent-item\" data-menu-id=\"0-11\"\u003E\u003Cbutton\u003E\u003Cdiv class=\"label\"\u003ESelect\u003Cspan class=\"inline-logo\"\u003E\u003Csvg width=\"24\" height=\"14\" viewBox=\"0 0 24 14\" fill=\"none\" xmlns=\"http:\u002F\u002Fwww.w3.org\u002F2000\u002Fsvg\"\u003E\u003Cpath d=\"M13.7061 11.1534C13.7061 11.1534 13.8045 10.9578 13.8497 10.86C14.0058 10.5106 14.1619 10.1618 14.3179 9.81372L14.438 9.54482L16.9049 4.02582C17.3141 3.31883 17.5463 2.28622 17.1529 1.50002C16.992 1.14292 16.7526 0.826171 16.4525 0.573022C16.1499 0.328821 15.7956 0.156023 15.4162 0.0676063C15.0367 -0.0208072 14.6421 -0.0225239 14.2618 0.0625834C14.0458 0.110679 13.8382 0.190787 13.6461 0.300205C13.2527 0.507535 12.9233 0.817165 12.693 1.19604C12.4628 1.57492 12.3403 2.00883 12.3388 2.45147L12.3703 2.48375L13.4424 2.4945C13.5123 2.54242 13.6254 2.53655 13.6461 2.63824C13.2103 2.96974 12.4657 3.26505 12.5591 3.95541L13.6412 10.7701C13.6657 10.8991 13.7061 11.1534 13.7061 11.1534Z\" fill=\"#0477C9\"\u002F\u003E\u003Cpath d=\"M9.67307 9.78209C9.84424 10.1605 10.0164 10.536 10.2033 10.9066C10.2407 10.9839 10.3184 11.1364 10.3184 11.1364C10.3184 11.1364 10.3843 10.7931 10.4089 10.6348L11.6276 2.87063C11.7047 2.31141 11.5929 1.74257 11.3098 1.25326C11.1521 0.997388 10.9507 0.770738 10.7148 0.583434C9.75668 -0.179293 8.27726 -0.168537 7.39982 0.717394C7.06026 1.04001 6.81864 1.45091 6.70247 1.90333C6.5863 2.35575 6.60025 2.83151 6.74273 3.27643C7.65361 5.29733 8.56481 7.31986 9.47634 9.34401C9.54224 9.48971 9.60717 9.63639 9.67307 9.78209Z\" fill=\"#0477C9\"\u002F\u003E\u003Cpath d=\"M13.7492 12.8877L13.9932 12.7322L19.4466 9.01243L19.5676 8.92441L20.4765 8.30446C20.8966 7.98862 21.3933 7.74806 21.6943 7.26598C22.1792 6.58149 22.2756 5.46185 21.8399 4.72356C21.4887 4.0156 20.748 3.53646 20.0122 3.40542C19.5356 3.33278 19.048 3.39518 18.6054 3.58542C18.1627 3.77568 17.783 4.08608 17.5098 4.48106C17.4656 4.5456 17.4242 4.6121 17.3839 4.67663C16.1976 7.33932 14.8903 9.95703 13.824 12.6657L13.7492 12.8877Z\" fill=\"#0477C9\"\u002F\u003E\u003Cpath d=\"M4.55985 9.00076C6.41407 10.272 10.2651 12.8877 10.2651 12.8877L10.1245 12.523L6.72294 4.98277L6.67375 4.87423C6.40376 4.2927 5.92338 3.83356 5.32824 3.58821C4.73309 3.34287 4.06683 3.3293 3.46209 3.55021C3.09951 3.69513 2.77483 3.92008 2.51257 4.20807C2.2503 4.49605 2.05732 4.83954 1.94822 5.21255C1.81921 5.67066 1.82747 6.15623 1.97197 6.60974C2.11646 7.06325 2.39093 7.465 2.76171 7.76574L4.27164 8.80323L4.55985 9.00076Z\" fill=\"#0477C9\"\u002F\u003E\u003Cpath d=\"M13.4581 13.9992H21.5016C22.2659 13.9992 22.9584 13.6677 23.4866 13.0301C23.526 12.9822 23.5614 12.9324 23.5969 12.8786C24.0375 12.2127 24.1379 11.2387 23.7936 10.5141C23.5506 9.97925 23.0342 9.44436 22.4843 9.22924C21.7741 8.89188 20.7826 8.96717 20.1313 9.38471L16.0413 12.2136L15.814 12.3702L13.6303 13.8808L13.4581 13.9992Z\" fill=\"#0477C9\"\u002F\u003E\u003Cpath d=\"M0.516102 13.0315C0.758373 13.3399 1.06959 13.588 1.42508 13.7559C1.78057 13.924 2.17055 14.0074 2.5641 13.9995H10.5446L9.67994 13.402L8.19657 12.3773L3.86844 9.38602C3.21725 8.96848 2.22572 8.8971 1.51551 9.23054C0.966622 9.44567 0.449214 9.98055 0.206249 10.5154C-0.0213014 11.0366 -0.0619288 11.6197 0.0911602 12.167C0.171236 12.4813 0.315924 12.7755 0.516102 13.0315Z\" fill=\"#0477C9\"\u002F\u003E\u003C\u002Fsvg\u003E\u003C\u002Fspan\u003E\u003C\u002Fdiv\u003E\u003Cdiv class=\"chevron\"\u003E\u003C\u002Fdiv\u003E\u003C\u002Fbutton\u003E\u003C\u002Fli\u003E\u003Cul class=\"submenu hidden offset\" data-menu-id=\"0-11\"\u003E\u003Cli class=\"back-item\" data-menu-id=\"0-11\"\u003E\u003Cbutton\u003E\u003Cdiv class=\"chevron\"\u003E\u003C\u002Fdiv\u003E\u003Cdiv\u003EMain Menu\u003C\u002Fdiv\u003E\u003C\u002Fbutton\u003E\u003C\u002Fli\u003E\u003Cli class=\"all-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.nbcnews.com\u002Fselect\"\u003EAll Select\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca 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href=\"https:\u002F\u002Fcnbc.zendesk.com\u002Fhc\u002Fen-us\u002Frequests\u002Fnew?ticket_form_id=360000349393\"\u003EContact\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli\u003E\u003Ca href=\"https:\u002F\u002Fcnbc.zendesk.com\u002Fhc\u002Fen-us\u002F\"\u003EHelp\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fcnbc-careers-and-employment\u002F\"\u003ECareers\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli\u003E\u003Ca href=\"https:\u002F\u002Fwww.nbcuniversal.com\u002Fprivacy?intake=CNBC\" target=\"_blank\" rel=\"noopener noreferrer\"\u003EPrivacy policy\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli\u003E\u003Ca class=\"ot-sdk-show-settings\" target=\"_blank\" rel=\"noopener noreferrer\"\u003EYour Privacy Choices\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli\u003E\u003Ca href=\"https:\u002F\u002Fwww.nbcuniversal.com\u002Fprivacy\u002Fcalifornia-consumer-privacy-act?intake=CNBC\" target=\"_blank\" rel=\"noopener 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34.0809 26.3215L33.3929 27.0187C33.2436 26.8674 32.8736 26.4464 32.1531 26.4399C31.3028 26.4399 30.6083 27.091 30.6083 27.8869C30.6083 28.7354 31.3547 29.334 32.1466 29.334C32.8606 29.3405 33.1787 29.084 33.6201 28.7025L34.2497 29.4458C33.7499 29.8799 33.2112 30.3206 32.1466 30.3206Z\" fill=\"#0C75CD\"\u002F\u003E\u003Cpath d=\"M0.00190711 21.2764C0.519991 31.7161 8.94294 40 19.1417 40H120.859C131.058 40 139.481 31.7161 139.999 21.2764L138.161 21.1803C137.692 30.6181 130.075 38.1102 120.859 38.1102H19.1417C9.9262 38.1102 2.30837 30.6181 1.84 21.1803L0.00190711 21.2764Z\" fill=\"#74C5FF\"\u002F\u003E\u003C\u002Fsvg\u003E\u003C\u002Fspan\u003E\u003C\u002Fa\u003E\u003C\u002Fdiv\u003E\u003Cdiv class=\"js-sponsor-wrap\"\u003E\u003C\u002Fdiv\u003E\u003Cdiv class=\"local-wrap click-drop-down\"\u003E\u003Cdiv class=\"shortcuts h-h\"\u003E\u003Cul class=\"shortcuts-list h-lh\"\u003E\u003Cli class=\"shortcuts-list-item shortcuts-list-item--click-dd\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fcredit-cards\u002F\" role=\"button\" aria-expanded=\"false\" aria-label=\"Credit Cards dropdown with sub links\" data-track-menu-name=\"Credit Cards\" class=\"shortcuts-list-item-link\"\u003E\u003Cspan class=\"chevron-down\"\u003E\u003C\u002Fspan\u003E\u003Cspan class=\"shortcuts-list-item-text\"\u003ECredit Cards\u003C\u002Fspan\u003E\u003C\u002Fa\u003E\u003Cnav class=\"shortcuts-dropdown\" aria-hidden=\"true\"\u003E\u003Cmenu class=\"shortcuts-dropdown-list\"\u003E\u003Cli class=\"shortcuts-dropdown-item all-link\"\u003E\u003Cstrong\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fcredit-cards\u002F\" target=\"_self\" tabindex=\"-1\" data-track-menu-name=\"All Credit Cards\" class=\"shortcuts-dropdown-item-link\"\u003EAll Credit Cards\u003C\u002Fa\u003E\u003C\u002Fstrong\u003E\u003C\u002Fli\u003E\u003Cli class=\"shortcuts-dropdown-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fcredit-card-marketplace\u002F\" target=\"_self\" tabindex=\"-1\" data-track-menu-name=\"Find the Credit Card for You\" class=\"shortcuts-dropdown-item-link\"\u003EFind the Credit Card for You\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"shortcuts-dropdown-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-credit-cards\u002F\" target=\"_self\" tabindex=\"-1\" data-track-menu-name=\"Best Credit Cards\" class=\"shortcuts-dropdown-item-link\"\u003EBest Credit Cards\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"shortcuts-dropdown-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-rewards-credit-cards\u002F\" target=\"_self\" tabindex=\"-1\" data-track-menu-name=\"Best Rewards Credit Cards\" class=\"shortcuts-dropdown-item-link\"\u003EBest Rewards Credit Cards\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"shortcuts-dropdown-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-travel-credit-cards\u002F\" target=\"_self\" tabindex=\"-1\" data-track-menu-name=\"Best Travel Credit Cards\" class=\"shortcuts-dropdown-item-link\"\u003EBest Travel Credit Cards\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"shortcuts-dropdown-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-zero-interest-credit-cards\u002F\" target=\"_self\" tabindex=\"-1\" data-track-menu-name=\"Best 0% APR Credit Cards\" class=\"shortcuts-dropdown-item-link\"\u003EBest 0% APR Credit Cards\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"shortcuts-dropdown-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-balance-transfer-credit-cards\u002F\" target=\"_self\" tabindex=\"-1\" data-track-menu-name=\"Best Balance Transfer Credit Cards\" class=\"shortcuts-dropdown-item-link\"\u003EBest Balance Transfer Credit Cards\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"shortcuts-dropdown-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-cash-back-credit-cards\u002F\" target=\"_self\" tabindex=\"-1\" data-track-menu-name=\"Best Cash Back Credit Cards\" class=\"shortcuts-dropdown-item-link\"\u003EBest Cash Back Credit Cards\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"shortcuts-dropdown-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-credit-card-sign-up-bonuses\u002F\" target=\"_self\" tabindex=\"-1\" data-track-menu-name=\"Best Credit Card Sign-Up Bonuses\" class=\"shortcuts-dropdown-item-link\"\u003EBest Credit Card Sign-Up Bonuses\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"shortcuts-dropdown-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fthe-best-credit-cards-for-building-credit\u002F\" target=\"_self\" tabindex=\"-1\" data-track-menu-name=\"Best Credit Cards to Build Credit\" class=\"shortcuts-dropdown-item-link\"\u003EBest Credit Cards to Build Credit\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"shortcuts-dropdown-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-credit-cards-for-online-shopping\u002F\" target=\"_self\" tabindex=\"-1\" data-track-menu-name=\"Best Credit Cards for Online Shopping\" class=\"shortcuts-dropdown-item-link\"\u003EBest Credit Cards for Online Shopping\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003C\u002Fmenu\u003E\u003C\u002Fnav\u003E\u003C\u002Fli\u003E\u003Cli class=\"shortcuts-list-item shortcuts-list-item--click-dd\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Floans\u002F\" role=\"button\" aria-expanded=\"false\" aria-label=\"Loans dropdown with sub links\" data-track-menu-name=\"Loans\" class=\"shortcuts-list-item-link\"\u003E\u003Cspan class=\"chevron-down\"\u003E\u003C\u002Fspan\u003E\u003Cspan class=\"shortcuts-list-item-text\"\u003ELoans\u003C\u002Fspan\u003E\u003C\u002Fa\u003E\u003Cnav class=\"shortcuts-dropdown\" aria-hidden=\"true\"\u003E\u003Cmenu class=\"shortcuts-dropdown-list\"\u003E\u003Cli class=\"shortcuts-dropdown-item all-link\"\u003E\u003Cstrong\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Floans\u002F\" target=\"_self\" tabindex=\"-1\" data-track-menu-name=\"All Loans\" class=\"shortcuts-dropdown-item-link\"\u003EAll Loans\u003C\u002Fa\u003E\u003C\u002Fstrong\u003E\u003C\u002Fli\u003E\u003Cli class=\"shortcuts-dropdown-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fpersonal-loan-marketplace\u002F\" target=\"_self\" tabindex=\"-1\" data-track-menu-name=\"Find the Best Personal Loan for You\" class=\"shortcuts-dropdown-item-link\"\u003EFind the Best Personal Loan for You\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"shortcuts-dropdown-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-personal-loans\u002F\" target=\"_self\" tabindex=\"-1\" data-track-menu-name=\"Best Personal Loans\" class=\"shortcuts-dropdown-item-link\"\u003EBest Personal Loans\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"shortcuts-dropdown-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-debt-consolidation-loans\u002F\" target=\"_self\" tabindex=\"-1\" data-track-menu-name=\"Best Debt Consolidation Loans\" class=\"shortcuts-dropdown-item-link\"\u003EBest Debt Consolidation Loans\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"shortcuts-dropdown-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-loans-for-refinancing-credit-card-debt\u002F\" target=\"_self\" tabindex=\"-1\" data-track-menu-name=\"Best Loans to Refinance Credit Card Debt\" class=\"shortcuts-dropdown-item-link\"\u003EBest Loans to Refinance Credit Card Debt\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"shortcuts-dropdown-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002F6-personal-loans-thatll-get-you-funded-in-as-little-as-1-business-day\u002F \" target=\"_self\" tabindex=\"-1\" data-track-menu-name=\"Best Loans with Fast Funding\" class=\"shortcuts-dropdown-item-link\"\u003EBest Loans with Fast Funding\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"shortcuts-dropdown-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-small-personal-loans\u002F\" target=\"_self\" tabindex=\"-1\" data-track-menu-name=\"Best Small Personal Loans\" class=\"shortcuts-dropdown-item-link\"\u003EBest Small Personal Loans\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"shortcuts-dropdown-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fpersonal-loan-lenders-borrow-50000\u002F\" target=\"_self\" tabindex=\"-1\" data-track-menu-name=\"Best Large Personal Loans\" class=\"shortcuts-dropdown-item-link\"\u003EBest Large Personal Loans\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"shortcuts-dropdown-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fpersonal-loan-online-applications\u002F\" target=\"_self\" tabindex=\"-1\" data-track-menu-name=\"Best Personal Loans to Apply Online\" class=\"shortcuts-dropdown-item-link\"\u003EBest Personal Loans to Apply Online\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"shortcuts-dropdown-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-student-loan-refinance-companies\u002F\" target=\"_self\" tabindex=\"-1\" data-track-menu-name=\"Best Student Loan Refinance\" class=\"shortcuts-dropdown-item-link\"\u003EBest Student Loan Refinance\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"shortcuts-dropdown-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-car-loans\u002F\" target=\"_self\" tabindex=\"-1\" data-track-menu-name=\"Best Car Loans\" class=\"shortcuts-dropdown-item-link\"\u003EBest Car Loans\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003C\u002Fmenu\u003E\u003C\u002Fnav\u003E\u003C\u002Fli\u003E\u003Cli class=\"shortcuts-list-item shortcuts-list-item--click-dd\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbanking\u002F\" role=\"button\" aria-expanded=\"false\" aria-label=\"Banking dropdown with sub links\" data-track-menu-name=\"Banking\" class=\"shortcuts-list-item-link\"\u003E\u003Cspan class=\"chevron-down\"\u003E\u003C\u002Fspan\u003E\u003Cspan class=\"shortcuts-list-item-text\"\u003EBanking\u003C\u002Fspan\u003E\u003C\u002Fa\u003E\u003Cnav class=\"shortcuts-dropdown\" aria-hidden=\"true\"\u003E\u003Cmenu class=\"shortcuts-dropdown-list\"\u003E\u003Cli class=\"shortcuts-dropdown-item all-link\"\u003E\u003Cstrong\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbanking\u002F\" target=\"_self\" tabindex=\"-1\" data-track-menu-name=\"All Banking\" class=\"shortcuts-dropdown-item-link\"\u003EAll Banking\u003C\u002Fa\u003E\u003C\u002Fstrong\u003E\u003C\u002Fli\u003E\u003Cli class=\"shortcuts-dropdown-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fsavings-marketplace\u002F\" target=\"_self\" tabindex=\"-1\" data-track-menu-name=\"Find the Savings Account for You\" class=\"shortcuts-dropdown-item-link\"\u003EFind the Savings Account for You\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"shortcuts-dropdown-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-high-yield-savings-accounts\u002F\" target=\"_self\" tabindex=\"-1\" data-track-menu-name=\"Best High Yield Savings Accounts\" class=\"shortcuts-dropdown-item-link\"\u003EBest High Yield Savings Accounts\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"shortcuts-dropdown-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-brick-and-mortar-savings-accounts\u002F\" target=\"_self\" tabindex=\"-1\" data-track-menu-name=\"Best Big Bank Savings Accounts\" class=\"shortcuts-dropdown-item-link\"\u003EBest Big Bank Savings Accounts\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"shortcuts-dropdown-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-brick-mortar-checking-accounts\u002F\" target=\"_self\" tabindex=\"-1\" data-track-menu-name=\"Best Big Bank Checking Accounts\" class=\"shortcuts-dropdown-item-link\"\u003EBest Big Bank Checking Accounts\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"shortcuts-dropdown-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-no-fee-checking-accounts\u002F\" target=\"_self\" tabindex=\"-1\" data-track-menu-name=\"Best No Fee Checking Accounts\" class=\"shortcuts-dropdown-item-link\"\u003EBest No Fee Checking Accounts\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"shortcuts-dropdown-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fchecking-accounts-with-no-overdraft-fees\u002F\" target=\"_self\" tabindex=\"-1\" data-track-menu-name=\"No Overdraft Fee Checking Accounts\" class=\"shortcuts-dropdown-item-link\"\u003ENo Overdraft Fee Checking Accounts\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"shortcuts-dropdown-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-checking-account-bonuses\u002F\" target=\"_self\" tabindex=\"-1\" data-track-menu-name=\"Best Checking Account Bonuses\" class=\"shortcuts-dropdown-item-link\"\u003EBest Checking Account Bonuses\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"shortcuts-dropdown-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-money-market-accounts\u002F\" target=\"_self\" tabindex=\"-1\" data-track-menu-name=\"Best Money Market Accounts\" class=\"shortcuts-dropdown-item-link\"\u003EBest Money Market Accounts\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"shortcuts-dropdown-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-certificates-of-deposits\u002F\" target=\"_self\" tabindex=\"-1\" data-track-menu-name=\"Best CDs\" class=\"shortcuts-dropdown-item-link\"\u003EBest CDs\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"shortcuts-dropdown-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-credit-unions\u002F\" target=\"_self\" tabindex=\"-1\" data-track-menu-name=\"Best Credit Unions\" class=\"shortcuts-dropdown-item-link\"\u003EBest Credit Unions\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003C\u002Fmenu\u003E\u003C\u002Fnav\u003E\u003C\u002Fli\u003E\u003Cli class=\"shortcuts-list-item shortcuts-list-item--click-dd\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fmortgages\u002F\" role=\"button\" aria-expanded=\"false\" aria-label=\"Mortgages dropdown with sub links\" data-track-menu-name=\"Mortgages\" class=\"shortcuts-list-item-link\"\u003E\u003Cspan class=\"chevron-down\"\u003E\u003C\u002Fspan\u003E\u003Cspan class=\"shortcuts-list-item-text\"\u003EMortgages\u003C\u002Fspan\u003E\u003C\u002Fa\u003E\u003Cnav class=\"shortcuts-dropdown\" aria-hidden=\"true\"\u003E\u003Cmenu class=\"shortcuts-dropdown-list\"\u003E\u003Cli class=\"shortcuts-dropdown-item all-link\"\u003E\u003Cstrong\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fmortgages\u002F\" target=\"_self\" tabindex=\"-1\" data-track-menu-name=\"All Mortgages\" class=\"shortcuts-dropdown-item-link\"\u003EAll Mortgages\u003C\u002Fa\u003E\u003C\u002Fstrong\u003E\u003C\u002Fli\u003E\u003Cli class=\"shortcuts-dropdown-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-mortgage-lenders\u002F\" target=\"_self\" tabindex=\"-1\" data-track-menu-name=\"Best Mortgages\" class=\"shortcuts-dropdown-item-link\"\u003EBest Mortgages\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"shortcuts-dropdown-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fmortgage-lenders-for-a-small-down-payment\u002F\" target=\"_self\" tabindex=\"-1\" data-track-menu-name=\"Best Mortgages for Small Down Payment\" class=\"shortcuts-dropdown-item-link\"\u003EBest Mortgages for Small Down Payment\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"shortcuts-dropdown-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-mortgage-lenders-va-loans-usda-loans\u002F\" target=\"_self\" tabindex=\"-1\" data-track-menu-name=\"Best Mortgages for No Down Payment\" class=\"shortcuts-dropdown-item-link\"\u003EBest Mortgages for No Down Payment\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"shortcuts-dropdown-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-mortgage-lenders-average-credit-score\u002F\" target=\"_self\" tabindex=\"-1\" data-track-menu-name=\"Best Mortgages for Average Credit Score\" class=\"shortcuts-dropdown-item-link\"\u003EBest Mortgages for Average Credit Score\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"shortcuts-dropdown-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-mortgage-lenders-that-dont-charge-origination-fees\u002F\" target=\"_self\" tabindex=\"-1\" data-track-menu-name=\"Best Mortgages No Origination Fee\" class=\"shortcuts-dropdown-item-link\"\u003EBest Mortgages No Origination Fee\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"shortcuts-dropdown-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fadjustable-rate-mortgage-pros-and-cons\u002F\" target=\"_self\" tabindex=\"-1\" data-track-menu-name=\"Adjustable Rate Mortgages\" class=\"shortcuts-dropdown-item-link\"\u003EAdjustable Rate Mortgages\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"shortcuts-dropdown-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fmortgage-affordability\u002F\" target=\"_self\" tabindex=\"-1\" data-track-menu-name=\"Affording a Mortgage\" class=\"shortcuts-dropdown-item-link\"\u003EAffording a Mortgage\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003C\u002Fmenu\u003E\u003C\u002Fnav\u003E\u003C\u002Fli\u003E\u003Cli class=\"shortcuts-list-item shortcuts-list-item--click-dd\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Finsurance\u002F\" role=\"button\" aria-expanded=\"false\" aria-label=\"Insurance dropdown with sub links\" data-track-menu-name=\"Insurance\" class=\"shortcuts-list-item-link\"\u003E\u003Cspan class=\"chevron-down\"\u003E\u003C\u002Fspan\u003E\u003Cspan class=\"shortcuts-list-item-text\"\u003EInsurance\u003C\u002Fspan\u003E\u003C\u002Fa\u003E\u003Cnav class=\"shortcuts-dropdown\" aria-hidden=\"true\"\u003E\u003Cmenu class=\"shortcuts-dropdown-list\"\u003E\u003Cli class=\"shortcuts-dropdown-item all-link\"\u003E\u003Cstrong\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Finsurance\u002F\" target=\"_self\" tabindex=\"-1\" data-track-menu-name=\"All Insurance\" class=\"shortcuts-dropdown-item-link\"\u003EAll Insurance\u003C\u002Fa\u003E\u003C\u002Fstrong\u003E\u003C\u002Fli\u003E\u003Cli class=\"shortcuts-dropdown-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-life-insurance-companies\u002F\" target=\"_self\" tabindex=\"-1\" data-track-menu-name=\"Best Life Insurance\" class=\"shortcuts-dropdown-item-link\"\u003EBest Life Insurance\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"shortcuts-dropdown-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-life-insurance-seniors\u002F\" target=\"_self\" tabindex=\"-1\" data-track-menu-name=\"Best Life Insurance for Seniors\" class=\"shortcuts-dropdown-item-link\"\u003EBest Life Insurance for Seniors\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"shortcuts-dropdown-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-homeowners-insurance-companies\u002F\" target=\"_self\" tabindex=\"-1\" data-track-menu-name=\"Best Homeowners Insurance\" class=\"shortcuts-dropdown-item-link\"\u003EBest Homeowners Insurance\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"shortcuts-dropdown-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-renters-insurance-companies\u002F\" target=\"_self\" tabindex=\"-1\" data-track-menu-name=\"Best Renters Insurance\" class=\"shortcuts-dropdown-item-link\"\u003EBest Renters Insurance\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"shortcuts-dropdown-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-car-insurance-companies\u002F\" target=\"_self\" tabindex=\"-1\" data-track-menu-name=\"Best Car Insurance\" class=\"shortcuts-dropdown-item-link\"\u003EBest Car Insurance\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"shortcuts-dropdown-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-pet-insurance\u002F\" target=\"_self\" tabindex=\"-1\" data-track-menu-name=\"Best Pet Insurance\" class=\"shortcuts-dropdown-item-link\"\u003EBest Pet Insurance\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"shortcuts-dropdown-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-boat-insurance\u002F\" target=\"_self\" tabindex=\"-1\" data-track-menu-name=\"Best Boat Insurance\" class=\"shortcuts-dropdown-item-link\"\u003EBest Boat Insurance\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"shortcuts-dropdown-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-motorcycle-insurance\u002F\" target=\"_self\" tabindex=\"-1\" data-track-menu-name=\"Best Motorcycle Insurance\" class=\"shortcuts-dropdown-item-link\"\u003EBest Motorcycle Insurance\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"shortcuts-dropdown-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-travel-insurance-companies\u002F\" target=\"_self\" tabindex=\"-1\" data-track-menu-name=\"Best Travel Insurance\" class=\"shortcuts-dropdown-item-link\"\u003EBest Travel Insurance\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"shortcuts-dropdown-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fevent-ticket-insurance-worth-it\u002F\" target=\"_self\" tabindex=\"-1\" data-track-menu-name=\"Event Ticket Insurance\" class=\"shortcuts-dropdown-item-link\"\u003EEvent Ticket Insurance\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003C\u002Fmenu\u003E\u003C\u002Fnav\u003E\u003C\u002Fli\u003E\u003Cli class=\"shortcuts-list-item shortcuts-list-item--click-dd\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fsmall-business\u002F\" role=\"button\" aria-expanded=\"false\" aria-label=\"Small Business dropdown with sub links\" data-track-menu-name=\"Small Business\" class=\"shortcuts-list-item-link\"\u003E\u003Cspan class=\"chevron-down\"\u003E\u003C\u002Fspan\u003E\u003Cspan class=\"shortcuts-list-item-text\"\u003ESmall Business\u003C\u002Fspan\u003E\u003C\u002Fa\u003E\u003Cnav class=\"shortcuts-dropdown\" aria-hidden=\"true\"\u003E\u003Cmenu class=\"shortcuts-dropdown-list\"\u003E\u003Cli class=\"shortcuts-dropdown-item all-link\"\u003E\u003Cstrong\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fsmall-business\u002F\" target=\"_self\" tabindex=\"-1\" data-track-menu-name=\"All Small Business\" class=\"shortcuts-dropdown-item-link\"\u003EAll Small Business\u003C\u002Fa\u003E\u003C\u002Fstrong\u003E\u003C\u002Fli\u003E\u003Cli class=\"shortcuts-dropdown-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-small-business-savings-accounts\u002F\" target=\"_self\" tabindex=\"-1\" data-track-menu-name=\"Best Small Business Savings Accounts\" class=\"shortcuts-dropdown-item-link\"\u003EBest Small Business Savings Accounts\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"shortcuts-dropdown-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-business-checking-accounts\u002F\" target=\"_self\" tabindex=\"-1\" data-track-menu-name=\"Best Small Business Checking Accounts\" class=\"shortcuts-dropdown-item-link\"\u003EBest Small Business Checking Accounts\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"shortcuts-dropdown-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-small-business-credit-cards\u002F\" target=\"_self\" tabindex=\"-1\" data-track-menu-name=\"Best Credit Cards for Small Business\" class=\"shortcuts-dropdown-item-link\"\u003EBest Credit Cards for Small Business\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"shortcuts-dropdown-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-small-business-loans\u002F\" target=\"_self\" tabindex=\"-1\" data-track-menu-name=\"Best Small Business Loans\" class=\"shortcuts-dropdown-item-link\"\u003EBest Small Business Loans\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"shortcuts-dropdown-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-tax-software-for-small-businesses\u002F\" target=\"_self\" tabindex=\"-1\" data-track-menu-name=\"Best Tax Software for Small Business\" class=\"shortcuts-dropdown-item-link\"\u003EBest Tax Software for Small Business\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003C\u002Fmenu\u003E\u003C\u002Fnav\u003E\u003C\u002Fli\u003E\u003Cli class=\"shortcuts-list-item shortcuts-list-item--click-dd\"\u003E\u003Ca href=\"\" role=\"button\" aria-expanded=\"false\" aria-label=\"+More dropdown with sub links\" data-track-menu-name=\"+More\" class=\"shortcuts-list-item-link\"\u003E\u003Cspan class=\"chevron-down\"\u003E\u003C\u002Fspan\u003E\u003Cspan class=\"shortcuts-list-item-text\"\u003E+More\u003C\u002Fspan\u003E\u003C\u002Fa\u003E\u003Cnav class=\"shortcuts-dropdown\" aria-hidden=\"true\"\u003E\u003Cmenu class=\"shortcuts-dropdown-list\"\u003E\u003Cli class=\"shortcuts-dropdown-item\"\u003E\u003Ca tabindex=\"-1\" data-track-menu-name=\"personal-finance\" class=\"shortcuts-dropdown-item-link shortcuts-dropdown-item-link-with-submenu\"\u003E\u003Cp data-track-menu-name=\"personal-finance\"\u003EPersonal Finance\u003C\u002Fp\u003E\u003Cspan class=\"chevron-right\"\u003E\u003C\u002Fspan\u003E\u003C\u002Fa\u003E\u003Ca role=\"button\" tabindex=\"-1\" data-track-menu-name=\"personal-finance-back-btn\" class=\"shortcuts-dropdown-item-link back-btn dn js-l3-dropdown\"\u003E+More\u003C\u002Fbutton\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fpersonal-finance\u002F\" tabindex=\"-1\" data-track-sub-link=\"personal-finance-submenu\" class=\"shortcuts-dropdown-item-link all-link dn js-l3-dropdown\"\u003EAll Personal Finance\u003C\u002Fa\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-budgeting-apps\u002F\" target=\"_self\" data-track-menu-name=\"personal-finance-submenu\" class=\"shortcuts-dropdown-item-link dn js-l3-dropdown\"\u003EBest Budgeting Apps\u003C\u002Fa\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-expense-tracker-apps\u002F\" target=\"_self\" data-track-menu-name=\"personal-finance-submenu\" class=\"shortcuts-dropdown-item-link dn js-l3-dropdown\"\u003EBest Expense Tracker Apps\u003C\u002Fa\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-money-transfer-payment-apps\u002F\" target=\"_self\" data-track-menu-name=\"personal-finance-submenu\" class=\"shortcuts-dropdown-item-link dn js-l3-dropdown\"\u003EBest Money Transfer Apps\u003C\u002Fa\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-resale-apps-and-websites\u002F\" target=\"_self\" data-track-menu-name=\"personal-finance-submenu\" class=\"shortcuts-dropdown-item-link dn js-l3-dropdown\"\u003EBest Resale Apps and Sites\u003C\u002Fa\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-buy-now-pay-later-apps\u002F\" target=\"_self\" data-track-menu-name=\"personal-finance-submenu\" class=\"shortcuts-dropdown-item-link dn js-l3-dropdown\"\u003EBuy Now Pay Later (BNPL) Apps\u003C\u002Fa\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-debt-relief-companies\u002F\" target=\"_self\" data-track-menu-name=\"personal-finance-submenu\" class=\"shortcuts-dropdown-item-link dn js-l3-dropdown\"\u003EBest Debt Relief\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"shortcuts-dropdown-item\"\u003E\u003Ca tabindex=\"-1\" data-track-menu-name=\"credit-monitoring\" class=\"shortcuts-dropdown-item-link shortcuts-dropdown-item-link-with-submenu\"\u003E\u003Cp data-track-menu-name=\"credit-monitoring\"\u003ECredit Monitoring\u003C\u002Fp\u003E\u003Cspan class=\"chevron-right\"\u003E\u003C\u002Fspan\u003E\u003C\u002Fa\u003E\u003Ca role=\"button\" tabindex=\"-1\" data-track-menu-name=\"credit-monitoring-back-btn\" class=\"shortcuts-dropdown-item-link back-btn dn js-l3-dropdown\"\u003E+More\u003C\u002Fbutton\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fcredit-monitoring\u002F\" tabindex=\"-1\" data-track-sub-link=\"credit-monitoring-submenu\" class=\"shortcuts-dropdown-item-link all-link dn js-l3-dropdown\"\u003EAll Credit Monitoring\u003C\u002Fa\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-credit-monitoring-services\" target=\"_self\" data-track-menu-name=\"credit-monitoring-submenu\" class=\"shortcuts-dropdown-item-link dn js-l3-dropdown\"\u003EBest Credit Monitoring Services\u003C\u002Fa\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-identity-theft-protection-services\u002F\" target=\"_self\" data-track-menu-name=\"credit-monitoring-submenu\" class=\"shortcuts-dropdown-item-link dn js-l3-dropdown\"\u003EBest Identity Theft Protection\u003C\u002Fa\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fhow-experian-boost-works\u002F\" target=\"_self\" data-track-menu-name=\"credit-monitoring-submenu\" class=\"shortcuts-dropdown-item-link dn js-l3-dropdown\"\u003EHow to Boost Your Credit Score\u003C\u002Fa\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-credit-repair-companies\u002F\" target=\"_self\" data-track-menu-name=\"credit-monitoring-submenu\" class=\"shortcuts-dropdown-item-link dn js-l3-dropdown\"\u003EBest Credit Repair Companies\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"shortcuts-dropdown-item\"\u003E\u003Ca tabindex=\"-1\" data-track-menu-name=\"taxes\" class=\"shortcuts-dropdown-item-link shortcuts-dropdown-item-link-with-submenu\"\u003E\u003Cp data-track-menu-name=\"taxes\"\u003ETaxes\u003C\u002Fp\u003E\u003Cspan class=\"chevron-right\"\u003E\u003C\u002Fspan\u003E\u003C\u002Fa\u003E\u003Ca role=\"button\" tabindex=\"-1\" data-track-menu-name=\"taxes-back-btn\" class=\"shortcuts-dropdown-item-link back-btn dn js-l3-dropdown\"\u003E+More\u003C\u002Fbutton\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Ftaxes\u002F\" tabindex=\"-1\" data-track-sub-link=\"taxes-submenu\" class=\"shortcuts-dropdown-item-link all-link dn js-l3-dropdown\"\u003EAll Taxes\u003C\u002Fa\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fhow-to-file-your-taxes-for-free\u002F\" target=\"_self\" data-track-menu-name=\"taxes-submenu\" class=\"shortcuts-dropdown-item-link dn js-l3-dropdown\"\u003EFiling For Free\u003C\u002Fa\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-tax-software\u002F\" target=\"_self\" data-track-menu-name=\"taxes-submenu\" class=\"shortcuts-dropdown-item-link dn js-l3-dropdown\"\u003EBest Tax Software\u003C\u002Fa\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-tax-software-for-small-businesses\u002F\" target=\"_self\" data-track-menu-name=\"taxes-submenu\" class=\"shortcuts-dropdown-item-link dn js-l3-dropdown\"\u003EBest Tax Software for Small Businesses\u003C\u002Fa\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fhow-to-check-the-status-of-your-2020-tax-refund\u002F\" target=\"_self\" data-track-menu-name=\"taxes-submenu\" class=\"shortcuts-dropdown-item-link dn js-l3-dropdown\"\u003ETax Refunds\u003C\u002Fa\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Ffederal-income-tax-brackets-tax-rates\u002F\" target=\"_self\" data-track-menu-name=\"taxes-submenu\" class=\"shortcuts-dropdown-item-link dn js-l3-dropdown\"\u003ETax Brackets\u003C\u002Fa\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fhow-to-reduce-taxable-income\u002F\" target=\"_self\" data-track-menu-name=\"taxes-submenu\" class=\"shortcuts-dropdown-item-link dn js-l3-dropdown\"\u003ETax Tips\u003C\u002Fa\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fstates-with-no-income-tax\u002F\" target=\"_self\" data-track-menu-name=\"taxes-submenu\" class=\"shortcuts-dropdown-item-link dn js-l3-dropdown\"\u003ETaxes By State\u003C\u002Fa\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Ftax-payment-plan-options\u002F\" target=\"_self\" data-track-menu-name=\"taxes-submenu\" class=\"shortcuts-dropdown-item-link dn js-l3-dropdown\"\u003ETax Payment Plans\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"shortcuts-dropdown-item\"\u003E\u003Ca tabindex=\"-1\" data-track-menu-name=\"help-for-low-credit-scores\" class=\"shortcuts-dropdown-item-link shortcuts-dropdown-item-link-with-submenu\"\u003E\u003Cp data-track-menu-name=\"help-for-low-credit-scores\"\u003EHelp for Low Credit Scores\u003C\u002Fp\u003E\u003Cspan class=\"chevron-right\"\u003E\u003C\u002Fspan\u003E\u003C\u002Fa\u003E\u003Ca role=\"button\" tabindex=\"-1\" data-track-menu-name=\"help-for-low-credit-scores-back-btn\" class=\"shortcuts-dropdown-item-link back-btn dn js-l3-dropdown\"\u003E+More\u003C\u002Fbutton\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Flow-credit-scores\u002F\" tabindex=\"-1\" data-track-sub-link=\"help-for-low-credit-scores-submenu\" class=\"shortcuts-dropdown-item-link all-link dn js-l3-dropdown\"\u003EAll Help for Low Credit Scores\u003C\u002Fa\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-credit-cards-for-bad-credit\u002F\" target=\"_self\" data-track-menu-name=\"help-for-low-credit-scores-submenu\" class=\"shortcuts-dropdown-item-link dn js-l3-dropdown\"\u003EBest Credit Cards for Bad Credit\u003C\u002Fa\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-personal-loans-for-bad-credit\u002F\" target=\"_self\" data-track-menu-name=\"help-for-low-credit-scores-submenu\" class=\"shortcuts-dropdown-item-link dn js-l3-dropdown\"\u003EBest Personal Loans for Bad Credit\u003C\u002Fa\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-debt-consolidation-loans-for-bad-credit\u002F\" target=\"_self\" data-track-menu-name=\"help-for-low-credit-scores-submenu\" class=\"shortcuts-dropdown-item-link dn js-l3-dropdown\"\u003EBest Debt Consolidation Loans for Bad Credit\u003C\u002Fa\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fpersonal-loan-lenders-to-consider-if-you-dont-have-credit-score\u002F\" target=\"_self\" data-track-menu-name=\"help-for-low-credit-scores-submenu\" class=\"shortcuts-dropdown-item-link dn js-l3-dropdown\"\u003EPersonal Loans if You Don't Have Credit\u003C\u002Fa\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fthe-best-credit-cards-for-building-credit\u002F\" target=\"_self\" data-track-menu-name=\"help-for-low-credit-scores-submenu\" class=\"shortcuts-dropdown-item-link dn js-l3-dropdown\"\u003EBest Credit Cards for Building Credit\u003C\u002Fa\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fpersonal-loans-to-apply-credit-score-580-or-lower\u002F\" target=\"_self\" data-track-menu-name=\"help-for-low-credit-scores-submenu\" class=\"shortcuts-dropdown-item-link dn js-l3-dropdown\"\u003EPersonal Loans for 580 Credit Score Lower\u003C\u002Fa\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fpersonal-loan-lenders-credit-score-below-670\u002F\" target=\"_self\" data-track-menu-name=\"help-for-low-credit-scores-submenu\" class=\"shortcuts-dropdown-item-link dn js-l3-dropdown\"\u003EPersonal Loans for 670 Credit Score or Lower\u003C\u002Fa\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-mortgage-lenders-bad-credit-score\u002F\" target=\"_self\" data-track-menu-name=\"help-for-low-credit-scores-submenu\" class=\"shortcuts-dropdown-item-link dn js-l3-dropdown\"\u003EBest Mortgages for Bad Credit\u003C\u002Fa\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-hardship-loans\u002F\" target=\"_self\" data-track-menu-name=\"help-for-low-credit-scores-submenu\" class=\"shortcuts-dropdown-item-link dn js-l3-dropdown\"\u003EBest Hardship Loans\u003C\u002Fa\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fhow-experian-boost-works\u002F\" target=\"_self\" data-track-menu-name=\"help-for-low-credit-scores-submenu\" class=\"shortcuts-dropdown-item-link dn js-l3-dropdown\"\u003EHow to Boost Your Credit Score\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"shortcuts-dropdown-item\"\u003E\u003Ca tabindex=\"-1\" data-track-menu-name=\"investing\" class=\"shortcuts-dropdown-item-link shortcuts-dropdown-item-link-with-submenu\"\u003E\u003Cp data-track-menu-name=\"investing\"\u003EInvesting\u003C\u002Fp\u003E\u003Cspan class=\"chevron-right\"\u003E\u003C\u002Fspan\u003E\u003C\u002Fa\u003E\u003Ca role=\"button\" tabindex=\"-1\" data-track-menu-name=\"investing-back-btn\" class=\"shortcuts-dropdown-item-link back-btn dn js-l3-dropdown\"\u003E+More\u003C\u002Fbutton\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Finvesting\u002F\" tabindex=\"-1\" data-track-sub-link=\"investing-submenu\" class=\"shortcuts-dropdown-item-link all-link dn js-l3-dropdown\"\u003EAll Investing\u003C\u002Fa\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-ira-accounts\u002F\" target=\"_self\" data-track-menu-name=\"investing-submenu\" class=\"shortcuts-dropdown-item-link dn js-l3-dropdown\"\u003EBest IRA Accounts\u003C\u002Fa\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-roth-ira-accounts\u002F\" target=\"_self\" data-track-menu-name=\"investing-submenu\" class=\"shortcuts-dropdown-item-link dn js-l3-dropdown\"\u003EBest Roth IRA Accounts\u003C\u002Fa\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-investing-apps\u002F\" target=\"_self\" data-track-menu-name=\"investing-submenu\" class=\"shortcuts-dropdown-item-link dn js-l3-dropdown\"\u003EBest Investing Apps\u003C\u002Fa\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-brokerage-free-stock-trading\u002F\" target=\"_self\" data-track-menu-name=\"investing-submenu\" class=\"shortcuts-dropdown-item-link dn js-l3-dropdown\"\u003EBest Free Stock Trading Platforms\u003C\u002Fa\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-robo-advisors\u002F\" target=\"_self\" data-track-menu-name=\"investing-submenu\" class=\"shortcuts-dropdown-item-link dn js-l3-dropdown\"\u003EBest Robo-Advisors\u003C\u002Fa\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fwhat-are-index-funds\u002F\" target=\"_self\" data-track-menu-name=\"investing-submenu\" class=\"shortcuts-dropdown-item-link dn js-l3-dropdown\"\u003EIndex Funds\u003C\u002Fa\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fwhat-are-mutual-funds\u002F\" target=\"_self\" data-track-menu-name=\"investing-submenu\" class=\"shortcuts-dropdown-item-link dn js-l3-dropdown\"\u003EMutual Funds\u003C\u002Fa\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fwhat-are-etfs-should-you-invest\u002F\" target=\"_self\" data-track-menu-name=\"investing-submenu\" class=\"shortcuts-dropdown-item-link dn js-l3-dropdown\"\u003EETFs\u003C\u002Fa\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fwhat-are-bonds\u002F\" target=\"_self\" data-track-menu-name=\"investing-submenu\" class=\"shortcuts-dropdown-item-link dn js-l3-dropdown\"\u003EBonds\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003C\u002Fmenu\u003E\u003C\u002Fnav\u003E\u003C\u002Fli\u003E\u003C\u002Ful\u003E\u003Cdiv class=\"local-insert js-local-nav-insert\"\u003E\u003C\u002Fdiv\u003E\u003Cdiv class=\"login js-login-wrapper\" style=\"display: none;\"\u003E\u003Cbutton class=\"login__button login__button--anon js-sign-in\" aria-label=\"user profile\" style=\"opacity: 0.3;\"\u003E\u003Csvg viewBox=\"0 0 25 25\" fill=\"none\" xmlns=\"http:\u002F\u002Fwww.w3.org\u002F2000\u002Fsvg\"\u003E\u003Cpath fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M12.4818 23C13.9442 22.9448 15.015 22.6891 16.6425 22.0661C17.1511 21.8714 17.7038 21.5442 18.1519 21.2438C18.2621 21.1698 18.3634 21.0994 18.4531 21.0354C18.4284 20.8421 18.3915 20.6014 18.3366 20.3265C18.1859 19.5717 17.9048 18.5868 17.3887 17.6282C17.3719 17.597 17.2859 17.4804 17.0073 17.3271C16.7397 17.1798 16.3661 17.0384 15.8936 16.9174C14.9501 16.6757 13.7393 16.5468 12.5 16.5468C11.2607 16.5468 10.0499 16.6756 9.10632 16.9173C8.63381 17.0384 8.26021 17.1798 7.99265 17.327C7.71413 17.4803 7.62808 17.597 7.61125 17.6282C7.0951 18.587 6.81402 19.5719 6.6633 20.3267C6.61106 20.5883 6.57511 20.819 6.55051 21.0072C6.61482 21.0495 6.685 21.0951 6.76052 21.1434C7.18956 21.4177 7.78323 21.7736 8.44718 22.1056C8.85247 22.3082 9.55081 22.549 10.3356 22.7327C10.8282 22.8481 11.3177 22.9322 11.7535 22.9739C11.9941 22.9908 12.237 22.9996 12.4818 23ZM4.77176 19.6081C4.96194 18.7705 5.28829 17.724 5.85023 16.6802C6.12186 16.1756 6.57668 15.8234 7.02833 15.5749C7.49093 15.3203 8.0368 15.1268 8.60997 14.9799C8.95702 14.891 9.32578 14.8163 9.70891 14.7553C8.38545 13.8592 7.51559 12.3437 7.51559 10.625C7.51559 7.87221 9.74718 5.64062 12.5 5.64062C15.2528 5.64062 17.4843 7.87221 17.4843 10.625C17.4843 12.3437 16.6145 13.8592 15.291 14.7553C15.6741 14.8163 16.0429 14.891 16.39 14.98C16.9631 15.1268 17.509 15.3203 17.9716 15.5749C18.4232 15.8234 18.878 16.1756 19.1497 16.6801C19.7117 17.7238 20.038 18.7704 20.2282 19.6081C21.9491 17.7381 23 15.2418 23 12.5C23 6.70101 18.299 2 12.5 2C6.70101 2 2 6.70101 2 12.5C2 15.2417 3.05085 17.7381 4.77176 19.6081ZM11.5955 24.9678C5.11415 24.5043 0 19.0994 0 12.5C0 5.59644 5.59644 0 12.5 0C19.4036 0 25 5.59644 25 12.5C25 19.3977 19.4131 24.9904 12.5177 25C12.2261 25.0097 11.9147 24.9971 11.5955 24.9678ZM9.51559 10.625C9.51559 8.97678 10.8517 7.64062 12.5 7.64062C14.1482 7.64062 15.4843 8.97678 15.4843 10.625C15.4843 12.2732 14.1482 13.6094 12.5 13.6094C10.8517 13.6094 9.51559 12.2732 9.51559 10.625Z\" \u002F\u003E\u003C\u002Fsvg\u003E\u003C\u002Fbutton\u003E\u003Cbutton class=\"login__button login__button--auth h-dn js-sign-out\" aria-label=\"user profile\"\u003E\u003Csvg viewBox=\"0 0 25 25\" fill=\"none\" xmlns=\"http:\u002F\u002Fwww.w3.org\u002F2000\u002Fsvg\"\u003E\u003Ccircle cx=\"12.5\" cy=\"12.5\" r=\"12.5\" fill=\"#3061FF\"\u002F\u003E\u003Cpath class=\"login__icon--person\" fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M12.5 14.6719C14.7005 14.6719 16.4844 12.888 16.4844 10.6875C16.4844 8.48699 14.7005 6.70312 12.5 6.70312C10.2995 6.70312 8.51562 8.48699 8.51562 10.6875C8.51562 12.888 10.2995 14.6719 12.5 14.6719ZM19.5 22C19.5 22 19.4231 19.3596 18.2692 17.2166C17.1154 15.0737 7.88462 15.0734 6.73077 17.2167C5.57692 19.36 5.5 22 5.5 22L11.9849 23.8528C12.3216 23.949 12.6784 23.949 13.0151 23.8528L19.5 22Z\" fill=\"white\"\u002F\u003E\u003Cpath class=\"login__icon--border\" fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M12.5 23C18.299 23 23 18.299 23 12.5C23 6.70101 18.299 2 12.5 2C6.70101 2 2 6.70101 2 12.5C2 18.299 6.70101 23 12.5 23ZM12.5 25C19.4036 25 25 19.4036 25 12.5C25 5.59644 19.4036 0 12.5 0C5.59644 0 0 5.59644 0 12.5C0 19.4036 5.59644 25 12.5 25Z\" fill=\"#82AEFF\"\u002F\u003E\u003C\u002Fsvg\u003E\u003C\u002Fbutton\u003E\u003C\u002Fdiv\u003E\u003Cbutton class=\"search-button-trigger\"\u003E\u003Clabel class=\"search-local\" for=\"queryly_toggle\" data-track-event=\"mbt_navbar_searchIcon\" data-track-key=\"search\" data-track-value=\"top-nav-icon\"\u003E\u003Cspan class=\"queryly_search_button\" style=\"line-height: 0;\"\u003E\u003Csvg xmlns=\"http:\u002F\u002Fwww.w3.org\u002F2000\u002Fsvg\" viewBox=\"0 0 20 20\" fill=\"currentColor\" aria-labelledby=\"search_title\"\u003E\u003Ctitle class=\"search_title\"\u003ESearch\u003C\u002Ftitle\u003E\u003Cpath fill-rule=\"evenodd\" d=\"M13.773 11.649L20 17.876 17.876 20l-6.227-6.227a7.508 7.508 0 112.124-2.124zm-6.265.364a4.505 4.505 0 100-9.01 4.505 4.505 0 000 9.01z\"\u002F\u003E\u003C\u002Fsvg\u003E\u003C\u002Fspan\u003E\u003C\u002Flabel\u003E\u003C\u002Fbutton\u003E\u003Cdiv class=\"login js-login-wrapper\" style=\"display: none;\"\u003E\u003Cbutton class=\"login__button login__button--anon js-sign-in\" aria-label=\"user profile\" style=\"opacity: 0.3;\"\u003E\u003Csvg viewBox=\"0 0 25 25\" fill=\"none\" xmlns=\"http:\u002F\u002Fwww.w3.org\u002F2000\u002Fsvg\"\u003E\u003Cpath fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M12.4818 23C13.9442 22.9448 15.015 22.6891 16.6425 22.0661C17.1511 21.8714 17.7038 21.5442 18.1519 21.2438C18.2621 21.1698 18.3634 21.0994 18.4531 21.0354C18.4284 20.8421 18.3915 20.6014 18.3366 20.3265C18.1859 19.5717 17.9048 18.5868 17.3887 17.6282C17.3719 17.597 17.2859 17.4804 17.0073 17.3271C16.7397 17.1798 16.3661 17.0384 15.8936 16.9174C14.9501 16.6757 13.7393 16.5468 12.5 16.5468C11.2607 16.5468 10.0499 16.6756 9.10632 16.9173C8.63381 17.0384 8.26021 17.1798 7.99265 17.327C7.71413 17.4803 7.62808 17.597 7.61125 17.6282C7.0951 18.587 6.81402 19.5719 6.6633 20.3267C6.61106 20.5883 6.57511 20.819 6.55051 21.0072C6.61482 21.0495 6.685 21.0951 6.76052 21.1434C7.18956 21.4177 7.78323 21.7736 8.44718 22.1056C8.85247 22.3082 9.55081 22.549 10.3356 22.7327C10.8282 22.8481 11.3177 22.9322 11.7535 22.9739C11.9941 22.9908 12.237 22.9996 12.4818 23ZM4.77176 19.6081C4.96194 18.7705 5.28829 17.724 5.85023 16.6802C6.12186 16.1756 6.57668 15.8234 7.02833 15.5749C7.49093 15.3203 8.0368 15.1268 8.60997 14.9799C8.95702 14.891 9.32578 14.8163 9.70891 14.7553C8.38545 13.8592 7.51559 12.3437 7.51559 10.625C7.51559 7.87221 9.74718 5.64062 12.5 5.64062C15.2528 5.64062 17.4843 7.87221 17.4843 10.625C17.4843 12.3437 16.6145 13.8592 15.291 14.7553C15.6741 14.8163 16.0429 14.891 16.39 14.98C16.9631 15.1268 17.509 15.3203 17.9716 15.5749C18.4232 15.8234 18.878 16.1756 19.1497 16.6801C19.7117 17.7238 20.038 18.7704 20.2282 19.6081C21.9491 17.7381 23 15.2418 23 12.5C23 6.70101 18.299 2 12.5 2C6.70101 2 2 6.70101 2 12.5C2 15.2417 3.05085 17.7381 4.77176 19.6081ZM11.5955 24.9678C5.11415 24.5043 0 19.0994 0 12.5C0 5.59644 5.59644 0 12.5 0C19.4036 0 25 5.59644 25 12.5C25 19.3977 19.4131 24.9904 12.5177 25C12.2261 25.0097 11.9147 24.9971 11.5955 24.9678ZM9.51559 10.625C9.51559 8.97678 10.8517 7.64062 12.5 7.64062C14.1482 7.64062 15.4843 8.97678 15.4843 10.625C15.4843 12.2732 14.1482 13.6094 12.5 13.6094C10.8517 13.6094 9.51559 12.2732 9.51559 10.625Z\" \u002F\u003E\u003C\u002Fsvg\u003E\u003C\u002Fbutton\u003E\u003Cbutton class=\"login__button login__button--auth h-dn js-sign-out\" aria-label=\"user profile\"\u003E\u003Csvg viewBox=\"0 0 25 25\" fill=\"none\" xmlns=\"http:\u002F\u002Fwww.w3.org\u002F2000\u002Fsvg\"\u003E\u003Ccircle cx=\"12.5\" cy=\"12.5\" r=\"12.5\" fill=\"#3061FF\"\u002F\u003E\u003Cpath class=\"login__icon--person\" fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M12.5 14.6719C14.7005 14.6719 16.4844 12.888 16.4844 10.6875C16.4844 8.48699 14.7005 6.70312 12.5 6.70312C10.2995 6.70312 8.51562 8.48699 8.51562 10.6875C8.51562 12.888 10.2995 14.6719 12.5 14.6719ZM19.5 22C19.5 22 19.4231 19.3596 18.2692 17.2166C17.1154 15.0737 7.88462 15.0734 6.73077 17.2167C5.57692 19.36 5.5 22 5.5 22L11.9849 23.8528C12.3216 23.949 12.6784 23.949 13.0151 23.8528L19.5 22Z\" fill=\"white\"\u002F\u003E\u003Cpath class=\"login__icon--border\" fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M12.5 23C18.299 23 23 18.299 23 12.5C23 6.70101 18.299 2 12.5 2C6.70101 2 2 6.70101 2 12.5C2 18.299 6.70101 23 12.5 23ZM12.5 25C19.4036 25 25 19.4036 25 12.5C25 5.59644 19.4036 0 12.5 0C5.59644 0 0 5.59644 0 12.5C0 19.4036 5.59644 25 12.5 25Z\" fill=\"#82AEFF\"\u002F\u003E\u003C\u002Fsvg\u003E\u003C\u002Fbutton\u003E\u003C\u002Fdiv\u003E\u003C\u002Fdiv\u003E\u003Cdiv class=\"headline-container\"\u003E\u003Cdiv class=\"headline-wrap h-h\"\u003E\u003Cdiv class=\"headline-title h-h\"\u003E\u003Cp class=\"headline-title-text h-lh js-headline-text\"\u003E\u003C\u002Fp\u003E\u003C\u002Fdiv\u003E\u003Cdiv class=\"share-list h-h\"\u003E\u003Cdiv class=\"share-inner\"\u003E\u003Cul class=\"share-ul h-h\"\u003E\u003Cli class=\"share-li share-li-cta\"\u003EShare\u003C\u002Fli\u003E\u003Cli class=\"share-li share-li-icon share-li-facebook\"\u003E\u003Ca href=\"javascript:void(0);\" target=\"_blank\" class=\"js-hfs-share\" data-key=\"facebook\"data-template=\"https:\u002F\u002Fwww.facebook.com\u002Fsharer\u002Fsharer.php?u=URL&cid=article_share_facebook\" data-track-event=\"mbt_navbar_share\" data-track-key=\"platform\" data-track-value=\"facebook\" tabindex=\"-1\"\u003E\u003Csvg viewBox=\"0 0 20 20\" fill=\"currentColor\" xmlns=\"http:\u002F\u002Fwww.w3.org\u002F2000\u002Fsvg\"\u003E\u003Cpath d=\"M11.248 20H7.5V10H5V6.554l2.5-.001-.004-2.03C7.496 1.71 8.258 0 11.57 0h2.758v3.447h-1.724c-1.29 0-1.351.482-1.351 1.38l-.006 1.726h3.1l-.365 3.446L11.25 10l-.002 10z\" \u002F\u003E\u003C\u002Fsvg\u003E\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"share-li share-li-icon share-li-twitter\"\u003E\u003Ca href=\"javascript:void(0);\" target=\"_blank\" class=\"js-hfs-share\" data-key=\"twitter\"data-template=\"https:\u002F\u002Ftwitter.com\u002Fintent\u002Ftweet?text=HEADLINE&via=VIA&url=URL&original_referer=URL&cid=article_share_twitter\" data-track-event=\"mbt_navbar_share\" data-track-key=\"platform\" data-track-value=\"twitter\" tabindex=\"-1\"\u003E\u003Csvg width=\"1200\" height=\"1227\" viewBox=\"0 0 1200 1227\" fill=\"currentColor\" xmlns=\"http:\u002F\u002Fwww.w3.org\u002F2000\u002Fsvg\"\u003E\u003Cpath d=\"M714.163 519.284L1160.89 0H1055.03L667.137 450.887L357.328 0H0L468.492 681.821L0 1226.37H105.866L515.491 750.218L842.672 1226.37H1200L714.137 519.284H714.163ZM569.165 687.828L521.697 619.934L144.011 79.6944H306.615L611.412 515.685L658.88 583.579L1055.08 1150.3H892.476L569.165 687.854V687.828Z\" \u002F\u003E\u003C\u002Fsvg\u003E\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"share-li share-li-icon share-li-email\"\u003E\u003Ca href=\"javascript:void(0);\" target=\"_blank\" class=\"js-hfs-share\" data-key=\"email\"data-template=\"mailto:?subject=HEADLINE&body=URL\" data-track-event=\"mbt_navbar_share\" data-track-key=\"platform\" data-track-value=\"email\" tabindex=\"-1\"\u003E\u003Csvg viewBox=\"0 0 20 20\" fill=\"currentColor\" xmlns=\"http:\u002F\u002Fwww.w3.org\u002F2000\u002Fsvg\"\u003E\u003Cpath fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M.1 4h19.8L10 11.02.1 4zM0 5.893l10 7.111 10-7.111V16.8H0V5.893z\" \u002F\u003E\u003C\u002Fsvg\u003E\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003C\u002Ful\u003E\u003C\u002Fdiv\u003E\u003C\u002Fdiv\u003E\u003C\u002Fdiv\u003E\u003C\u002Fdiv\u003E\u003C\u002Fdiv\u003E\u003Cbutton class=\"hamburger js-menu-toggle\" aria-haspopup=\"true\" aria-expanded=\"false\" aria-label=\"select_cnbc navigation and search\" type=\"button\"\u003E\u003Cspan\u003E\u003C\u002Fspan\u003E\u003Cspan\u003E\u003C\u002Fspan\u003E\u003Cspan\u003E\u003C\u002Fspan\u003E\u003C\u002Fbutton\u003E\u003Cdiv class=\"login__dropdown js-auth-options\" style=\"display: none;\"\u003E\u003C\u002Fdiv\u003E\u003C\u002Fdiv\u003E\u003C\u002Fdiv\u003E\u003C!-- TODO: Remove id attribute once Adobe Activity Map issue resolves (NGAUD-923) --\u003E\u003Cdiv class=\"menu-overlay-wrapper js-menu-toggle\" id=hamburger data-activity-map=hamburger\u003E\u003Cdiv class=\"menu js-menu-selector\"\u003E\u003Cbutton class=\"overlay js-menu-toggle\"\u003E\u003C\u002Fbutton\u003E\u003Csection class=\"inner menu-select\"\u003E\u003Cdiv class=\"menu-header\"\u003E\u003Cdiv\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002F\" \u003E\u003Cdiv class=\"menu-logo\"\u003E\u003Csvg width=\"140\" height=\"40\" viewBox=\"0 0 140 40\" fill=\"none\" xmlns=\"http:\u002F\u002Fwww.w3.org\u002F2000\u002Fsvg\"\u003E\u003Cpath d=\"M41.2555 28.0946L43.5254 24.945C44.7524 26.1418 46.0407 26.7088 47.4518 26.7088C48.372 26.7088 48.9242 26.3938 48.9242 25.8269C48.9242 25.323 48.4947 25.008 46.5929 24.3781C44.0776 23.5592 41.869 22.2993 41.869 19.3387C41.869 16.1891 44.3843 14.4253 47.5131 14.4253C49.7831 14.4253 51.4395 15.0552 53.1573 16.3781L50.8873 19.7796C49.8444 18.7088 48.5561 18.1418 47.5745 18.1418C47.0223 18.1418 46.4088 18.3938 46.3475 18.9607C46.3475 19.4647 46.8996 19.7796 48.372 20.3466C51.6849 21.5434 53.464 22.4253 53.464 25.4489C53.464 28.3466 51.4395 30.3623 47.3291 30.3623C44.9978 30.3623 42.9119 29.6064 41.2555 28.0946Z\" fill=\"#0C75CD\"\u002F\u003E\u003Cpath fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M59.9671 23.7482H70.2124C70.2124 23.6558 70.2177 23.5256 70.2236 23.3796C70.2378 23.0279 70.2558 22.585 70.2124 22.3624C70.2124 17.8269 67.1449 14.5513 62.9118 14.5513C58.372 14.5513 55.1818 17.8269 55.1818 22.4884C55.1818 27.2758 58.4947 30.4884 63.0345 30.4884C66.4087 30.4884 68.4946 29.2915 69.783 27.7167L67.0222 24.8191C66.0406 25.9529 64.7523 26.4569 63.5253 26.4569C61.6848 26.4569 60.2738 25.512 59.9671 23.7482ZM65.6724 20.7876H60.0282C60.335 19.2128 61.4393 18.3309 62.973 18.3309C64.3841 18.3309 65.3656 19.2758 65.6724 20.7876Z\" fill=\"#0C75CD\"\u002F\u003E\u003Cpath d=\"M72.9729 7.74811H77.7581V30.1103H72.9729V7.74811Z\" fill=\"#0C75CD\"\u002F\u003E\u003Cpath fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M85.2429 23.7482H95.4883C95.4883 23.6558 95.4935 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fill=\"#0C75CD\"\u002F\u003E\u003Cpath d=\"M114.568 25.3229V18.7088H112.85V14.7403H114.568V9.76388L119.415 9.25995V14.7403H123.034V18.7088H119.415V24.3781C119.415 25.3859 119.599 26.1418 120.519 26.1418C120.887 26.1418 121.5 26.0789 121.991 25.8269L123.157 29.4804C122.114 30.0474 121.01 30.4883 118.924 30.4883C116.408 30.4883 114.568 28.7875 114.568 25.3229Z\" fill=\"#0C75CD\"\u002F\u003E\u003Cpath fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M120.859 0H19.1417C8.55057 0 -0.0636325 8.82422 0.00035418 19.6593L0.000337263 20.2835C0.000337263 31.0942 8.59275 39.937 19.1417 39.937H120.859C131.388 39.937 140 31.1148 140 20.2835V19.6536C140 8.84272 131.408 0 120.859 0ZM1.84088 19.6536C1.78308 9.8645 9.568 1.88977 19.1417 1.88977H120.859C130.391 1.88977 138.16 9.88544 138.16 19.6536V20.2835C138.16 30.0702 130.372 38.0473 120.859 38.0473H19.1417C9.61023 38.0473 1.84088 30.0515 1.84088 20.2835V19.6536Z\" fill=\"#0C75CD\"\u002F\u003E\u003Cpath fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M27.1249 11.8175C25.728 11.4814 24.4351 12.5825 24.5787 14.0933H25.4855C25.4855 14.0933 25.9079 14.0883 26.0308 14.3767C26.0308 14.3767 24.6909 14.8909 24.7973 15.7262L25.6315 21.8705L28.5506 14.799C28.9962 13.7254 28.4987 12.1419 27.1249 11.8175Z\" fill=\"#0C75CD\"\u002F\u003E\u003Cpath fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M23.1291 24.1581L17.4402 20.1365C15.9922 19.1106 14.5598 20.1558 14.2562 21.2368C13.809 22.8304 14.8106 24.1581 16.3849 24.1581H23.1291Z\" fill=\"#0C75CD\"\u002F\u003E\u003Cpath fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M23.8757 14.1912C24.0861 12.6303 22.7676 11.4748 21.3402 11.8176C19.9664 12.142 19.4689 13.7255 19.9144 14.799L22.8336 21.8706L23.8757 14.1912Z\" fill=\"#0C75CD\"\u002F\u003E\u003Cpath fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M22.6002 23.0301L19.7998 16.2587C19.1439 14.6885 17.4079 14.4937 16.4483 15.4142C15.7734 16.063 15.2487 17.8305 16.7594 18.9007L22.6002 23.0301Z\" fill=\"#0C75CD\"\u002F\u003E\u003Cpath fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M25.3359 24.1581L31.0248 20.1365C32.4729 19.1106 33.9052 20.1558 34.2088 21.2368C34.656 22.8304 33.6544 24.1581 32.0801 24.1581H25.3359Z\" fill=\"#0C75CD\"\u002F\u003E\u003Cpath fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M25.8649 23.0301L28.6653 16.2587C29.3212 14.6885 31.0572 14.4937 32.0168 15.4142C32.6917 16.063 33.2164 17.8305 31.7057 18.9007L25.8649 23.0301Z\" fill=\"#0C75CD\"\u002F\u003E\u003Cpath d=\"M16.7032 30.3206C15.2881 30.314 14.1912 29.2024 14.1912 27.8803C14.1977 26.5188 15.3401 25.4598 16.7162 25.4598C17.9105 25.4598 18.5531 26.2359 18.6375 26.3215L17.9494 27.0187C17.8002 26.8674 17.4302 26.4464 16.7097 26.4399C15.8594 26.4399 15.1648 27.091 15.1648 27.8869C15.1648 28.7354 15.9113 29.334 16.7032 29.334C17.4172 29.3405 17.7352 29.084 18.1766 28.7025L18.8063 29.4458C18.3065 29.8799 17.7677 30.3206 16.7032 30.3206Z\" fill=\"#0C75CD\"\u002F\u003E\u003Cpath d=\"M19.5835 30.2022V25.5848H20.5571L22.7836 28.571V25.5848H23.7507V30.2022H22.7771L20.5507 27.2094V30.2022H19.5835Z\" fill=\"#0C75CD\"\u002F\u003E\u003Cpath d=\"M28.5245 27.7225C28.7711 27.979 28.9204 28.3342 28.9204 28.7486C28.9204 30.0049 27.804 30.2022 27.4535 30.2022H24.7208V25.5848H27.4145C28.0636 25.5848 28.7646 26.0518 28.7646 26.9266C28.7646 27.2686 28.6673 27.5251 28.5245 27.7225ZM27.4145 26.5648H25.6879V27.2818H27.4145C27.4145 27.2818 27.791 27.2752 27.791 26.9266C27.791 26.5846 27.4794 26.5648 27.4145 26.5648ZM27.4535 29.2156C27.6157 29.2156 27.9533 29.1761 27.9533 28.7486C27.9533 28.3144 27.6027 28.2684 27.4535 28.2684H25.6879V29.2156H27.4535Z\" fill=\"#0C75CD\"\u002F\u003E\u003Cpath d=\"M32.1466 30.3206C30.7316 30.314 29.6346 29.2024 29.6346 27.8803C29.6411 26.5188 30.7835 25.4598 32.1596 25.4598C33.354 25.4598 33.9966 26.2359 34.0809 26.3215L33.3929 27.0187C33.2436 26.8674 32.8736 26.4464 32.1531 26.4399C31.3028 26.4399 30.6083 27.091 30.6083 27.8869C30.6083 28.7354 31.3547 29.334 32.1466 29.334C32.8606 29.3405 33.1787 29.084 33.6201 28.7025L34.2497 29.4458C33.7499 29.8799 33.2112 30.3206 32.1466 30.3206Z\" fill=\"#0C75CD\"\u002F\u003E\u003Cpath d=\"M0.00190711 21.2764C0.519991 31.7161 8.94294 40 19.1417 40H120.859C131.058 40 139.481 31.7161 139.999 21.2764L138.161 21.1803C137.692 30.6181 130.075 38.1102 120.859 38.1102H19.1417C9.9262 38.1102 2.30837 30.6181 1.84 21.1803L0.00190711 21.2764Z\" fill=\"#74C5FF\"\u002F\u003E\u003C\u002Fsvg\u003E\u003C\u002Fdiv\u003E\u003C\u002Fa\u003E\u003C\u002Fdiv\u003E\u003Cbutton class=\"close-button js-menu-toggle\" on=\"tap:AmpSidebar.toggle\"\u003E\u003Csvg width=\"20\" height=\"20\" viewBox=\"0 0 20 20\" fill=\"none\" xmlns=\"http:\u002F\u002Fwww.w3.org\u002F2000\u002Fsvg\"\u003E\u003Cpath fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M0.7072 19.0918L19.092 0.70707L0.7072 19.0918Z\" fill=\"#0477C9\"\u002F\u003E\u003Cpath d=\"M0.7072 19.0918L19.092 0.70707\" stroke=\"#0477C9\" stroke-width=\"2\"\u002F\u003E\u003Cpath fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M0.7072 0.707107L19.092 19.0919L0.7072 0.707107Z\" fill=\"#0477C9\"\u002F\u003E\u003Cpath d=\"M0.7072 0.707107L19.092 19.0919\" stroke=\"#0477C9\" stroke-width=\"2\"\u002F\u003E\u003C\u002Fsvg\u003E\u003C\u002Fbutton\u003E\u003C\u002Fdiv\u003E\u003Cdiv\u003E\u003Cul class=\"menu-select__sections-list\" data-menu-id=\"0\"\u003E\u003Cli class=\"parent-item\" data-menu-id=\"0-0\"\u003E\u003Cbutton\u003E\u003Cdiv class=\"label\"\u003ECredit Cards\u003C\u002Fdiv\u003E\u003Cdiv class=\"chevron\"\u003E\u003C\u002Fdiv\u003E\u003C\u002Fbutton\u003E\u003C\u002Fli\u003E\u003Cul class=\"submenu hidden offset\" data-menu-id=\"0-0\"\u003E\u003Cli class=\"back-item\" data-menu-id=\"0-0\"\u003E\u003Cbutton\u003E\u003Cdiv class=\"chevron\"\u003E\u003C\u002Fdiv\u003E\u003Cdiv\u003EMain Menu\u003C\u002Fdiv\u003E\u003C\u002Fbutton\u003E\u003C\u002Fli\u003E\u003Cli class=\"all-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fcredit-cards\u002F\"\u003EAll Credit Cards\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fcredit-card-marketplace\u002F\"\u003EFind the Credit Card for You\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-credit-cards\u002F\"\u003EBest Credit Cards\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-rewards-credit-cards\u002F\"\u003EBest Rewards Credit Cards\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-travel-credit-cards\u002F\"\u003EBest Travel Credit Cards\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-zero-interest-credit-cards\u002F\"\u003EBest 0% APR Credit Cards\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-balance-transfer-credit-cards\u002F\"\u003EBest Balance Transfer Credit Cards\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-cash-back-credit-cards\u002F\"\u003EBest Cash Back Credit Cards\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-credit-card-sign-up-bonuses\u002F\"\u003EBest Credit Card Sign-Up Bonuses\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fthe-best-credit-cards-for-building-credit\u002F\"\u003EBest Credit Cards to Build Credit\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-credit-cards-for-online-shopping\u002F\" target=\"_self\"\u003EBest Credit Cards for Online Shopping\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003C\u002Ful\u003E\u003Cli class=\"parent-item\" data-menu-id=\"0-1\"\u003E\u003Cbutton\u003E\u003Cdiv class=\"label\"\u003ELoans\u003C\u002Fdiv\u003E\u003Cdiv class=\"chevron\"\u003E\u003C\u002Fdiv\u003E\u003C\u002Fbutton\u003E\u003C\u002Fli\u003E\u003Cul class=\"submenu hidden offset\" data-menu-id=\"0-1\"\u003E\u003Cli class=\"back-item\" data-menu-id=\"0-1\"\u003E\u003Cbutton\u003E\u003Cdiv class=\"chevron\"\u003E\u003C\u002Fdiv\u003E\u003Cdiv\u003EMain Menu\u003C\u002Fdiv\u003E\u003C\u002Fbutton\u003E\u003C\u002Fli\u003E\u003Cli class=\"all-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Floans\u002F\"\u003EAll Loans\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fpersonal-loan-marketplace\u002F\"\u003EFind the Best Personal Loan for You\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-personal-loans\u002F\"\u003EBest Personal Loans\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-debt-consolidation-loans\u002F\"\u003EBest Debt Consolidation Loans\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-loans-for-refinancing-credit-card-debt\u002F\"\u003EBest Loans to Refinance Credit Card Debt\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002F6-personal-loans-thatll-get-you-funded-in-as-little-as-1-business-day\u002F \"\u003EBest Loans with Fast Funding\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-small-personal-loans\u002F\"\u003EBest Small Personal Loans\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fpersonal-loan-lenders-borrow-50000\u002F\"\u003EBest Large Personal Loans\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fpersonal-loan-online-applications\u002F\"\u003EBest Personal Loans to Apply Online\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-student-loan-refinance-companies\u002F\"\u003EBest Student Loan Refinance\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-car-loans\u002F\" target=\"_self\"\u003EBest Car Loans\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003C\u002Ful\u003E\u003Cli class=\"parent-item\" data-menu-id=\"0-2\"\u003E\u003Cbutton\u003E\u003Cdiv class=\"label\"\u003EBanking\u003C\u002Fdiv\u003E\u003Cdiv class=\"chevron\"\u003E\u003C\u002Fdiv\u003E\u003C\u002Fbutton\u003E\u003C\u002Fli\u003E\u003Cul class=\"submenu hidden offset\" data-menu-id=\"0-2\"\u003E\u003Cli class=\"back-item\" data-menu-id=\"0-2\"\u003E\u003Cbutton\u003E\u003Cdiv class=\"chevron\"\u003E\u003C\u002Fdiv\u003E\u003Cdiv\u003EMain Menu\u003C\u002Fdiv\u003E\u003C\u002Fbutton\u003E\u003C\u002Fli\u003E\u003Cli class=\"all-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbanking\u002F\"\u003EAll Banking\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fsavings-marketplace\u002F\"\u003EFind the Savings Account for You\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-high-yield-savings-accounts\u002F\"\u003EBest High Yield Savings Accounts\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-brick-and-mortar-savings-accounts\u002F\"\u003EBest Big Bank Savings Accounts\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-brick-mortar-checking-accounts\u002F\"\u003EBest Big Bank Checking Accounts\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-no-fee-checking-accounts\u002F\"\u003EBest No Fee Checking Accounts\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fchecking-accounts-with-no-overdraft-fees\u002F\"\u003ENo Overdraft Fee Checking Accounts\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-checking-account-bonuses\u002F\"\u003EBest Checking Account Bonuses\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-money-market-accounts\u002F\"\u003EBest Money Market Accounts\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-certificates-of-deposits\u002F\"\u003EBest CDs\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-credit-unions\u002F\"\u003EBest Credit Unions\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003C\u002Ful\u003E\u003Cli class=\"parent-item\" data-menu-id=\"0-3\"\u003E\u003Cbutton\u003E\u003Cdiv class=\"label\"\u003EMortgages\u003C\u002Fdiv\u003E\u003Cdiv class=\"chevron\"\u003E\u003C\u002Fdiv\u003E\u003C\u002Fbutton\u003E\u003C\u002Fli\u003E\u003Cul class=\"submenu hidden offset\" data-menu-id=\"0-3\"\u003E\u003Cli class=\"back-item\" data-menu-id=\"0-3\"\u003E\u003Cbutton\u003E\u003Cdiv class=\"chevron\"\u003E\u003C\u002Fdiv\u003E\u003Cdiv\u003EMain Menu\u003C\u002Fdiv\u003E\u003C\u002Fbutton\u003E\u003C\u002Fli\u003E\u003Cli class=\"all-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fmortgages\u002F\"\u003EAll Mortgages\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-mortgage-lenders\u002F\"\u003EBest Mortgages\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fmortgage-lenders-for-a-small-down-payment\u002F\"\u003EBest Mortgages for Small Down Payment\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-mortgage-lenders-va-loans-usda-loans\u002F\"\u003EBest Mortgages for No Down Payment\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-mortgage-lenders-average-credit-score\u002F\"\u003EBest Mortgages for Average Credit Score\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-mortgage-lenders-that-dont-charge-origination-fees\u002F\" target=\"_self\"\u003EBest Mortgages No Origination Fee\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fadjustable-rate-mortgage-pros-and-cons\u002F\"\u003EAdjustable Rate Mortgages\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fmortgage-affordability\u002F\"\u003EAffording a Mortgage\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003C\u002Ful\u003E\u003Cli class=\"parent-item\" data-menu-id=\"0-4\"\u003E\u003Cbutton\u003E\u003Cdiv class=\"label\"\u003EInsurance\u003C\u002Fdiv\u003E\u003Cdiv class=\"chevron\"\u003E\u003C\u002Fdiv\u003E\u003C\u002Fbutton\u003E\u003C\u002Fli\u003E\u003Cul class=\"submenu hidden offset\" data-menu-id=\"0-4\"\u003E\u003Cli class=\"back-item\" data-menu-id=\"0-4\"\u003E\u003Cbutton\u003E\u003Cdiv class=\"chevron\"\u003E\u003C\u002Fdiv\u003E\u003Cdiv\u003EMain Menu\u003C\u002Fdiv\u003E\u003C\u002Fbutton\u003E\u003C\u002Fli\u003E\u003Cli class=\"all-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Finsurance\u002F\"\u003EAll Insurance\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-life-insurance-companies\u002F\"\u003EBest Life Insurance\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-life-insurance-seniors\u002F\" target=\"_self\"\u003EBest Life Insurance for Seniors\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-homeowners-insurance-companies\u002F\"\u003EBest Homeowners Insurance\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-renters-insurance-companies\u002F\"\u003EBest Renters Insurance\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-car-insurance-companies\u002F\"\u003EBest Car Insurance\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-pet-insurance\u002F\" target=\"_self\"\u003EBest Pet Insurance\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-boat-insurance\u002F\" target=\"_self\"\u003EBest Boat Insurance\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-motorcycle-insurance\u002F\" target=\"_self\"\u003EBest Motorcycle Insurance\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-travel-insurance-companies\u002F\"\u003EBest Travel Insurance\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fevent-ticket-insurance-worth-it\u002F\" target=\"_self\"\u003EEvent Ticket Insurance\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003C\u002Ful\u003E\u003Cli class=\"parent-item\" data-menu-id=\"0-5\"\u003E\u003Cbutton\u003E\u003Cdiv class=\"label\"\u003ESmall Business\u003C\u002Fdiv\u003E\u003Cdiv class=\"chevron\"\u003E\u003C\u002Fdiv\u003E\u003C\u002Fbutton\u003E\u003C\u002Fli\u003E\u003Cul class=\"submenu hidden offset\" data-menu-id=\"0-5\"\u003E\u003Cli class=\"back-item\" data-menu-id=\"0-5\"\u003E\u003Cbutton\u003E\u003Cdiv class=\"chevron\"\u003E\u003C\u002Fdiv\u003E\u003Cdiv\u003EMain Menu\u003C\u002Fdiv\u003E\u003C\u002Fbutton\u003E\u003C\u002Fli\u003E\u003Cli class=\"all-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fsmall-business\u002F\"\u003EAll Small Business\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-small-business-savings-accounts\u002F\"\u003EBest Small Business Savings Accounts\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-business-checking-accounts\u002F\"\u003EBest Small Business Checking Accounts\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-small-business-credit-cards\u002F\"\u003EBest Credit Cards for Small Business\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-small-business-loans\u002F\"\u003EBest Small Business Loans\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-tax-software-for-small-businesses\u002F\"\u003EBest Tax Software for Small Business\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003C\u002Ful\u003E\u003Cli class=\"parent-item\" data-menu-id=\"0-6\"\u003E\u003Cbutton\u003E\u003Cdiv class=\"label\"\u003EPersonal Finance\u003C\u002Fdiv\u003E\u003Cdiv class=\"chevron\"\u003E\u003C\u002Fdiv\u003E\u003C\u002Fbutton\u003E\u003C\u002Fli\u003E\u003Cul class=\"submenu hidden offset\" data-menu-id=\"0-6\"\u003E\u003Cli class=\"back-item\" data-menu-id=\"0-6\"\u003E\u003Cbutton\u003E\u003Cdiv class=\"chevron\"\u003E\u003C\u002Fdiv\u003E\u003Cdiv\u003EMain Menu\u003C\u002Fdiv\u003E\u003C\u002Fbutton\u003E\u003C\u002Fli\u003E\u003Cli class=\"all-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fpersonal-finance\u002F\"\u003EAll Personal Finance\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-budgeting-apps\u002F\"\u003EBest Budgeting Apps\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-expense-tracker-apps\u002F\"\u003EBest Expense Tracker Apps\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-money-transfer-payment-apps\u002F\"\u003EBest Money Transfer Apps\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-resale-apps-and-websites\u002F\"\u003EBest Resale Apps and Sites\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-buy-now-pay-later-apps\u002F\"\u003EBuy Now Pay Later (BNPL) Apps\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-debt-relief-companies\u002F\"\u003EBest Debt Relief\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003C\u002Ful\u003E\u003Cli class=\"parent-item\" data-menu-id=\"0-7\"\u003E\u003Cbutton\u003E\u003Cdiv class=\"label\"\u003ECredit Monitoring\u003C\u002Fdiv\u003E\u003Cdiv class=\"chevron\"\u003E\u003C\u002Fdiv\u003E\u003C\u002Fbutton\u003E\u003C\u002Fli\u003E\u003Cul class=\"submenu hidden offset\" data-menu-id=\"0-7\"\u003E\u003Cli class=\"back-item\" data-menu-id=\"0-7\"\u003E\u003Cbutton\u003E\u003Cdiv class=\"chevron\"\u003E\u003C\u002Fdiv\u003E\u003Cdiv\u003EMain Menu\u003C\u002Fdiv\u003E\u003C\u002Fbutton\u003E\u003C\u002Fli\u003E\u003Cli class=\"all-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fcredit-monitoring\u002F\"\u003EAll Credit Monitoring\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-credit-monitoring-services\"\u003EBest Credit Monitoring Services\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-identity-theft-protection-services\u002F\"\u003EBest Identity Theft Protection\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fhow-experian-boost-works\u002F\"\u003EHow to Boost Your Credit Score\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-credit-repair-companies\u002F\"\u003EBest Credit Repair Companies\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003C\u002Ful\u003E\u003Cli class=\"parent-item\" data-menu-id=\"0-8\"\u003E\u003Cbutton\u003E\u003Cdiv class=\"label\"\u003ETaxes\u003C\u002Fdiv\u003E\u003Cdiv class=\"chevron\"\u003E\u003C\u002Fdiv\u003E\u003C\u002Fbutton\u003E\u003C\u002Fli\u003E\u003Cul class=\"submenu hidden offset\" data-menu-id=\"0-8\"\u003E\u003Cli class=\"back-item\" data-menu-id=\"0-8\"\u003E\u003Cbutton\u003E\u003Cdiv class=\"chevron\"\u003E\u003C\u002Fdiv\u003E\u003Cdiv\u003EMain Menu\u003C\u002Fdiv\u003E\u003C\u002Fbutton\u003E\u003C\u002Fli\u003E\u003Cli class=\"all-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Ftaxes\u002F\"\u003EAll Taxes\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fhow-to-file-your-taxes-for-free\u002F\" target=\"_self\"\u003EFiling For Free\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-tax-software\u002F\"\u003EBest Tax Software\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-tax-software-for-small-businesses\u002F\"\u003EBest Tax Software for Small Businesses\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fhow-to-check-the-status-of-your-2020-tax-refund\u002F\"\u003ETax Refunds\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Ffederal-income-tax-brackets-tax-rates\u002F\" target=\"_self\"\u003ETax Brackets\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fhow-to-reduce-taxable-income\u002F\" target=\"_self\"\u003ETax Tips\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fstates-with-no-income-tax\u002F\" target=\"_self\"\u003ETaxes By State\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Ftax-payment-plan-options\u002F\" target=\"_self\"\u003ETax Payment Plans\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003C\u002Ful\u003E\u003Cli class=\"parent-item\" data-menu-id=\"0-9\"\u003E\u003Cbutton\u003E\u003Cdiv class=\"label\"\u003EHelp for Low Credit Scores\u003C\u002Fdiv\u003E\u003Cdiv class=\"chevron\"\u003E\u003C\u002Fdiv\u003E\u003C\u002Fbutton\u003E\u003C\u002Fli\u003E\u003Cul class=\"submenu hidden offset\" data-menu-id=\"0-9\"\u003E\u003Cli class=\"back-item\" data-menu-id=\"0-9\"\u003E\u003Cbutton\u003E\u003Cdiv class=\"chevron\"\u003E\u003C\u002Fdiv\u003E\u003Cdiv\u003EMain Menu\u003C\u002Fdiv\u003E\u003C\u002Fbutton\u003E\u003C\u002Fli\u003E\u003Cli class=\"all-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Flow-credit-scores\u002F\"\u003EAll Help for Low Credit Scores\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-credit-cards-for-bad-credit\u002F\"\u003EBest Credit Cards for Bad Credit\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-personal-loans-for-bad-credit\u002F\"\u003EBest Personal Loans for Bad Credit\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-debt-consolidation-loans-for-bad-credit\u002F\"\u003EBest Debt Consolidation Loans for Bad Credit\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fpersonal-loan-lenders-to-consider-if-you-dont-have-credit-score\u002F\"\u003EPersonal Loans if You Don't Have Credit\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fthe-best-credit-cards-for-building-credit\u002F\"\u003EBest Credit Cards for Building Credit\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fpersonal-loans-to-apply-credit-score-580-or-lower\u002F\"\u003EPersonal Loans for 580 Credit Score Lower\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fpersonal-loan-lenders-credit-score-below-670\u002F\"\u003EPersonal Loans for 670 Credit Score or Lower\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-mortgage-lenders-bad-credit-score\u002F\"\u003EBest Mortgages for Bad Credit\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-hardship-loans\u002F\"\u003EBest Hardship Loans\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fhow-experian-boost-works\u002F\"\u003EHow to Boost Your Credit Score\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003C\u002Ful\u003E\u003Cli class=\"parent-item\" data-menu-id=\"0-10\"\u003E\u003Cbutton\u003E\u003Cdiv class=\"label\"\u003EInvesting\u003C\u002Fdiv\u003E\u003Cdiv class=\"chevron\"\u003E\u003C\u002Fdiv\u003E\u003C\u002Fbutton\u003E\u003C\u002Fli\u003E\u003Cul class=\"submenu hidden offset\" data-menu-id=\"0-10\"\u003E\u003Cli class=\"back-item\" data-menu-id=\"0-10\"\u003E\u003Cbutton\u003E\u003Cdiv class=\"chevron\"\u003E\u003C\u002Fdiv\u003E\u003Cdiv\u003EMain Menu\u003C\u002Fdiv\u003E\u003C\u002Fbutton\u003E\u003C\u002Fli\u003E\u003Cli class=\"all-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Finvesting\u002F\"\u003EAll Investing\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-ira-accounts\u002F\"\u003EBest IRA Accounts\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-roth-ira-accounts\u002F\"\u003EBest Roth IRA Accounts\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-investing-apps\u002F\"\u003EBest Investing Apps\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-brokerage-free-stock-trading\u002F\"\u003EBest Free Stock Trading Platforms\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fbest-robo-advisors\u002F\"\u003EBest Robo-Advisors\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fwhat-are-index-funds\u002F\"\u003EIndex Funds\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fwhat-are-mutual-funds\u002F\"\u003EMutual Funds\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fwhat-are-etfs-should-you-invest\u002F\"\u003EETFs\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fwhat-are-bonds\u002F\"\u003EBonds\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003C\u002Ful\u003E\u003Cli class=\"parent-item\" data-menu-id=\"0-11\"\u003E\u003Cbutton\u003E\u003Cdiv class=\"label\"\u003ESelect\u003Cspan class=\"inline-logo\"\u003E\u003Csvg width=\"24\" height=\"14\" viewBox=\"0 0 24 14\" fill=\"none\" xmlns=\"http:\u002F\u002Fwww.w3.org\u002F2000\u002Fsvg\"\u003E\u003Cpath d=\"M13.7061 11.1534C13.7061 11.1534 13.8045 10.9578 13.8497 10.86C14.0058 10.5106 14.1619 10.1618 14.3179 9.81372L14.438 9.54482L16.9049 4.02582C17.3141 3.31883 17.5463 2.28622 17.1529 1.50002C16.992 1.14292 16.7526 0.826171 16.4525 0.573022C16.1499 0.328821 15.7956 0.156023 15.4162 0.0676063C15.0367 -0.0208072 14.6421 -0.0225239 14.2618 0.0625834C14.0458 0.110679 13.8382 0.190787 13.6461 0.300205C13.2527 0.507535 12.9233 0.817165 12.693 1.19604C12.4628 1.57492 12.3403 2.00883 12.3388 2.45147L12.3703 2.48375L13.4424 2.4945C13.5123 2.54242 13.6254 2.53655 13.6461 2.63824C13.2103 2.96974 12.4657 3.26505 12.5591 3.95541L13.6412 10.7701C13.6657 10.8991 13.7061 11.1534 13.7061 11.1534Z\" fill=\"#0477C9\"\u002F\u003E\u003Cpath d=\"M9.67307 9.78209C9.84424 10.1605 10.0164 10.536 10.2033 10.9066C10.2407 10.9839 10.3184 11.1364 10.3184 11.1364C10.3184 11.1364 10.3843 10.7931 10.4089 10.6348L11.6276 2.87063C11.7047 2.31141 11.5929 1.74257 11.3098 1.25326C11.1521 0.997388 10.9507 0.770738 10.7148 0.583434C9.75668 -0.179293 8.27726 -0.168537 7.39982 0.717394C7.06026 1.04001 6.81864 1.45091 6.70247 1.90333C6.5863 2.35575 6.60025 2.83151 6.74273 3.27643C7.65361 5.29733 8.56481 7.31986 9.47634 9.34401C9.54224 9.48971 9.60717 9.63639 9.67307 9.78209Z\" fill=\"#0477C9\"\u002F\u003E\u003Cpath d=\"M13.7492 12.8877L13.9932 12.7322L19.4466 9.01243L19.5676 8.92441L20.4765 8.30446C20.8966 7.98862 21.3933 7.74806 21.6943 7.26598C22.1792 6.58149 22.2756 5.46185 21.8399 4.72356C21.4887 4.0156 20.748 3.53646 20.0122 3.40542C19.5356 3.33278 19.048 3.39518 18.6054 3.58542C18.1627 3.77568 17.783 4.08608 17.5098 4.48106C17.4656 4.5456 17.4242 4.6121 17.3839 4.67663C16.1976 7.33932 14.8903 9.95703 13.824 12.6657L13.7492 12.8877Z\" fill=\"#0477C9\"\u002F\u003E\u003Cpath d=\"M4.55985 9.00076C6.41407 10.272 10.2651 12.8877 10.2651 12.8877L10.1245 12.523L6.72294 4.98277L6.67375 4.87423C6.40376 4.2927 5.92338 3.83356 5.32824 3.58821C4.73309 3.34287 4.06683 3.3293 3.46209 3.55021C3.09951 3.69513 2.77483 3.92008 2.51257 4.20807C2.2503 4.49605 2.05732 4.83954 1.94822 5.21255C1.81921 5.67066 1.82747 6.15623 1.97197 6.60974C2.11646 7.06325 2.39093 7.465 2.76171 7.76574L4.27164 8.80323L4.55985 9.00076Z\" fill=\"#0477C9\"\u002F\u003E\u003Cpath d=\"M13.4581 13.9992H21.5016C22.2659 13.9992 22.9584 13.6677 23.4866 13.0301C23.526 12.9822 23.5614 12.9324 23.5969 12.8786C24.0375 12.2127 24.1379 11.2387 23.7936 10.5141C23.5506 9.97925 23.0342 9.44436 22.4843 9.22924C21.7741 8.89188 20.7826 8.96717 20.1313 9.38471L16.0413 12.2136L15.814 12.3702L13.6303 13.8808L13.4581 13.9992Z\" fill=\"#0477C9\"\u002F\u003E\u003Cpath d=\"M0.516102 13.0315C0.758373 13.3399 1.06959 13.588 1.42508 13.7559C1.78057 13.924 2.17055 14.0074 2.5641 13.9995H10.5446L9.67994 13.402L8.19657 12.3773L3.86844 9.38602C3.21725 8.96848 2.22572 8.8971 1.51551 9.23054C0.966622 9.44567 0.449214 9.98055 0.206249 10.5154C-0.0213014 11.0366 -0.0619288 11.6197 0.0911602 12.167C0.171236 12.4813 0.315924 12.7755 0.516102 13.0315Z\" fill=\"#0477C9\"\u002F\u003E\u003C\u002Fsvg\u003E\u003C\u002Fspan\u003E\u003C\u002Fdiv\u003E\u003Cdiv class=\"chevron\"\u003E\u003C\u002Fdiv\u003E\u003C\u002Fbutton\u003E\u003C\u002Fli\u003E\u003Cul class=\"submenu hidden offset\" data-menu-id=\"0-11\"\u003E\u003Cli class=\"back-item\" data-menu-id=\"0-11\"\u003E\u003Cbutton\u003E\u003Cdiv class=\"chevron\"\u003E\u003C\u002Fdiv\u003E\u003Cdiv\u003EMain Menu\u003C\u002Fdiv\u003E\u003C\u002Fbutton\u003E\u003C\u002Fli\u003E\u003Cli class=\"all-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.nbcnews.com\u002Fselect\"\u003EAll Select\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.nbcnews.com\u002Fselect\u002Fwellness\"\u003EWellness\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.nbcnews.com\u002Fselect\u002Fhome-kitchen\"\u003EHome & Kitchen\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.nbcnews.com\u002Fselect\u002Ftech-tools\"\u003ETech\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.nbcnews.com\u002Fselect\u002Fpets\"\u003EPets\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.nbcnews.com\u002Fselect\u002Ftravel\" target=\"_self\"\u003ETravel\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.nbcnews.com\u002Fselect\u002Fgift-guides\" target=\"_self\"\u003EGift Guides\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.nbcnews.com\u002Fselect\u002Fdeals-sales\" target=\"_self\"\u003EDeals & Sales\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"link-item\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.nbcnews.com\u002Fselect\u002Fblack-friday\" target=\"_self\"\u003EBlack Friday 2024\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003C\u002Ful\u003E\u003C\u002Ful\u003E\u003C\u002Fdiv\u003E\u003Cdiv class=\"menu-select__more\"\u003E\u003Cdiv class=\"menu-section-heading\"\u003EMore from CNBC\u003C\u002Fdiv\u003E\u003Cul class=\"menu-select__more-list\"\u003E\u003Cli\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fmoney-matters-newsletter\u002F\"\u003ESign up for the CNBC Select Newsletter\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fapplication\u002Fpro\u002F?__source=pro%7Chamburgermenu\" target=\"_self\"\u003ESubscribe to CNBC PRO\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002F\"\u003ECNBC\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli\u003E\u003Ca href=\"https:\u002F\u002Fwww.nbcnews.com\u002F\"\u003ENBC News\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli\u003E\u003Ca href=\"https:\u002F\u002Fwww.today.com\u002F\"\u003ETODAY\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fabout\u002F\"\u003EAbout CNBC\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli\u003E\u003Ca href=\"https:\u002F\u002Fhelp.cnbc.com\u002F\"\u003EHelp\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fcnbc-careers-and-employment\u002F\"\u003ECareers\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli\u003E\u003Ca href=\"https:\u002F\u002Fwww.nbcuniversal.com\u002Fprivacy?intake=CNBC\" target=\"_blank\" rel=\"noopener noreferrer\"\u003EPrivacy Policy\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli\u003E\u003Ca class=\"ot-sdk-show-settings\" target=\"_blank\" rel=\"noopener noreferrer\"\u003EYour Privacy Choices\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli\u003E\u003Ca href=\"https:\u002F\u002Fwww.nbcuniversal.com\u002Fprivacy\u002Fcalifornia-consumer-privacy-act?intake=CNBC\" target=\"_blank\" rel=\"noopener noreferrer\"\u003ECA Notice\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fnbcuniversal-terms-of-service\u002F\"\u003ETerms Of Service\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002Fsite-map\u002F\"\u003ECNBC Sitemap\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli\u003E\u003Ca href=\"https:\u002F\u002Ftogether.nbcuni.com\u002Fadvertise\u002F?utm_source=cnbc&utm_medium=referral&utm_campaign=property_ad_pages\"\u003EAdvertise\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli\u003E\u003Ca href=\"https:\u002F\u002Fwww.nbcuniversal.com\u002Fprivacy\u002Fcookies#accordionheader2\" target=\"_blank\" rel=\"noopener noreferrer\"\u003EAd Choices\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003C\u002Ful\u003E\u003C\u002Fdiv\u003E\u003Cdiv class=\"menu-select__follow\"\u003E\u003Cdiv class=\"menu-section menu-section-social\"\u003E\u003Cp class=\"menu-section-heading\"\u003EFollow Select\u003C\u002Fp\u003E\u003Cul class=\"menu-list\"\u003E\u003Cli class=\"menu-list-item\" data-track-event=\"mbt_navbar_follow\" data-track-key=\"platform\" data-track-value=\"twitter\"\u003E\u003Ca href=\"https:\u002F\u002Ftwitter.com\u002FCNBCSelect\" rel=\"noopener noreferrer\" target=\"_blank\" class=\"menu-list-item-link\" aria-label=\"select_cnbc twitter\"\u003E\u003Csvg width=\"1200\" height=\"1227\" viewBox=\"0 0 1200 1227\" fill=\"currentColor\" xmlns=\"http:\u002F\u002Fwww.w3.org\u002F2000\u002Fsvg\"\u003E\u003Cpath d=\"M714.163 519.284L1160.89 0H1055.03L667.137 450.887L357.328 0H0L468.492 681.821L0 1226.37H105.866L515.491 750.218L842.672 1226.37H1200L714.137 519.284H714.163ZM569.165 687.828L521.697 619.934L144.011 79.6944H306.615L611.412 515.685L658.88 583.579L1055.08 1150.3H892.476L569.165 687.854V687.828Z\" \u002F\u003E\u003C\u002Fsvg\u003E\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003Cli class=\"menu-list-item\" data-track-event=\"mbt_navbar_follow\" data-track-key=\"platform\" data-track-value=\"instagram\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.instagram.com\u002Fcnbcselect\u002F\" rel=\"noopener noreferrer\" target=\"_blank\" class=\"menu-list-item-link\" aria-label=\"select_cnbc instagram\"\u003E\u003Csvg xmlns=\"http:\u002F\u002Fwww.w3.org\u002F2000\u002Fsvg\" fill=\"currentColor\" viewBox=\"0 0 20 21\"\u003E\u003Cpath d=\"M6.667 10a3.333 3.333 0 116.667 0 3.333 3.333 0 01-6.667 0m-1.802 0a5.135 5.135 0 1010.27 0 5.135 5.135 0 00-10.27 0m9.274-5.338a1.2 1.2 0 102.4 0 1.2 1.2 0 00-2.4 0M5.959 18.14c-.974-.044-1.504-.206-1.856-.344a3.11 3.11 0 01-1.15-.748 3.09 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href=\"https:\u002F\u002Ftogether.nbcuni.com\u002Fadvertise\u002F?utm_source=cnbc&utm_medium=referral&utm_campaign=property_ad_pages\"\u003EAdvertise\u003C\u002Fa\u003E\u003C\u002Fli\u003E\u003C\u002Ful\u003E\u003C\u002Fnav\u003E\u003Cdiv class=\"copy\"\u003E\u003Ca href=\"https:\u002F\u002Fwww.cnbc.com\u002F\"\u003ECNBC.com\u003C\u002Fa\u003E\u003Cp\u003E© 2024 SELECT | All rights reserved. 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In fact, a survey from Ally Invest found that 65% of adults say they find investing in the stock market to be scary and\u002For intimidating. Whether it's the concern you'll make a bad investment and lose money or a lack of access to quality investing advice, at the end of the day that fear is holding you back from really growing your net worth . The good news is there are many easy ways to invest; you don't have to worry about picking individual stocks, and hiring an expensive advisor isn't always necessary. One of the easiest ways to get started investing is through index funds. How index funds work Index funds are investment funds that follow a benchmark index, such as the S & P 500 or the Nasdaq 100. When you put money in an index fund, that cash is then used to invest in all the companies that make up the particular index, which gives you a more diverse portfolio than if you were buying individual stocks. Let's use the S & P 500 as an example. The S & P 500 is one of the major indexes that tracks the performance of the 500 largest companies in the U.S. Investing in an S & P 500 fund (one of the most popular) means your investments are tied to the performance of a wide range of companies. Because the goal of index funds is to mirror the same holdings of whatever index they track, they are naturally diversified and thus hold a lower risk than individual stock holdings. Market indexes tend to have a good track record, too. Though the S & P 500 certainly fluctuates, it has historically generated nearly a 10% average annual return over time for investors. (Just remember that future returns are not guaranteed.) Index investing is a form of passive investing Index investors don't need to actively manage the stocks and bonds investment as closely since the fund is just copying a particular index. This is why index funds are known as passive investing — and it's what sets them apart from mutual funds. Mutual funds are actively managed by fund managers who choose your investments. The goal with mutual funds is to beat the market, while the goal with index funds is simply to match the market's performance. Since index funds don't require daily human management, they have lower management costs (called \"expense ratios\") than mutual funds. The money saved in fees by investing in an index fund over a mutual fund can save you lots of money in the long term and in turn help you make more money. A common strategy for many investors who have a long investment timeline is to regularly invest money into an S & P 500 index fund (known as dollar-cost averaging) and watch their money grow over time. Get started index investing with a brokerage account Some of the top index funds are those that track the S & P 500 and have low costs. For example, Charles Schwab's S & P 500 Index Fund (SWPPX) is a straightforward option with no investment minimum. Its expense ratio is 0.02%, meaning every $10,000 invested costs $2 annually. Passive, or index funds, generally have a 0.2% expense ratio, so this is notably low. For an option with no expense ratio, consider the Fidelity ZERO Large Cap Index (FNILX). Though the fund doesn't technically track the S & P 500, the Fidelity U.S. Large Cap Index tracks large capitalization stocks, which the website says, \"are considered to be stocks of the largest 500 U.S. companies.\" To invest in an index fund, you'll need to open a brokerage account , a traditional IRA or a Roth IRA (you can often choose to invest in index funds through your employer's 401(k) too). Once your account is open and funded, you can choose from a number of different index funds, like an S & P 500 fund, a fund that tracks government bonds or a fund that tracks international stocks. Also, consider using a robo-advisor like Wealthfront and Betterment (which Select rated highly on our list of the best robo-advisors ), which will invest in a handful of index funds and ETFs based on your risk tolerance and investment timeline. Robo-advisors will automatically rebalance your portfolio based on market conditions and have much lower fees than traditional financial advisors. Read more A robo-advisor can invest on your behalf — here’s how they work Here’s how much money you should be investing in your 401(k) Socially responsible investing can help you make a positive impact: Here’s what you need to know","contentClassification":[],"faqContent":null,"premium":false,"section":{"id":106336394,"color":null,"__typename":"franchise"},"native":false,"creatorOverwrite":null,"sourceOrganization":[{"id":80000022,"url":"https:\u002F\u002Fwww.cnbc.com\u002Fsearch\u002F?query=CNBC%20US","name":"CNBC.com","logo":null,"creatorOverwrite":null,"linkHeadline":null,"__typename":"source"}],"body":{"content":[{"tagName":"div","attributes":{"className":["group"]},"data":{"__typename":"asset"},"children":[{"tagName":"p","children":["Plenty of people shy away from investing because of fear."]},{"tagName":"p","children":["In fact, a ",{"tagName":"a","attributes":{"href":"https:\u002F\u002Fmedia.ally.com\u002F2018-10-22-Spiders-Snakes-and-Stocks-Ally-Invests-Second-Annual-Someday-Scaries-Survey-Reveals-Americans-Fear-of-Investing-Is-on-the-Rise","section":{},"premium":false,"contentClassification":[]},"children":["survey"]}," from ",{"tagName":"a","attributes":{"target":"_blank","rel":"nofollow","href":"https:\u002F\u002Fwww.myfinance.com\u002Freporting\u002Fredir?redir=https%3A%2F%2Foc.brcclx.com%2Ft%2F%3Flid%3D26682792%26tid%3D%7Bsub_id%7D&utm_campaign=cnbc-ally-selfdirected-link&sub_id=PLACESUBIDHERE"},"children":["Ally Invest"]}," found that 65% of adults say they find investing in the stock market to be scary and\u002For intimidating. Whether it's the concern you'll make a bad investment and lose money or a lack of access to quality investing advice, at the end of the day that fear is holding you back from really growing your ",{"tagName":"a","attributes":{"id":"106849929","href":"https:\u002F\u002Fwww.cnbc.com\u002Fselect\u002Fwhat-is-net-worth\u002F","type":"cnbcnewsstory","brand":"select","section":{},"premium":false,"contentClassification":[]},"children":["net worth"]},"."]},{"tagName":"p","children":["The good news is there are many easy ways to invest; you don't have to worry about picking individual stocks, and hiring an expensive advisor isn't always necessary. One of the easiest ways to get started investing is through index funds."]}],"__typename":"bodyContent"},{"tagName":"subtitle","attributes":{},"data":{"__typename":"asset"},"children":["How index funds work"],"__typename":"bodyContent"},{"tagName":"div","attributes":{"className":["group"]},"data":{"__typename":"asset"},"children":[{"tagName":"p","children":["Index funds are investment funds that follow a benchmark index, such as the S&P 500 or the Nasdaq 100."]},{"tagName":"p","children":["When you put money in an index fund, that cash is then used to invest in all the companies that make up the particular index, which gives you a more diverse portfolio than if you were buying individual stocks."]},{"tagName":"p","children":["Let's use the S&P 500 as an example. The S&P 500 is one of the major indexes that tracks the performance of the 500 largest companies in the U.S. Investing in an S&P 500 fund (one of the most popular) means your investments are tied to the performance of a wide range of companies."]},{"tagName":"p","children":["Because the goal of index funds is to mirror the same holdings of whatever index they track, they are naturally diversified and thus hold a lower risk than individual stock holdings. Market indexes tend to have a good track record, too. Though the S&P 500 certainly fluctuates, it has historically generated nearly a ",{"tagName":"a","attributes":{"href":"https:\u002F\u002Fwww.investopedia.com\u002Fask\u002Fanswers\u002F042415\u002Fwhat-average-annual-return-sp-500.asp","section":{},"premium":false,"contentClassification":[]},"children":["10% average annual return"]}," over time for investors. (Just remember that future returns are not guaranteed.)"]},{"tagName":"h3","children":["Index investing is a form of passive investing"]},{"tagName":"p","children":["Index investors don't need to actively manage the stocks and bonds investment as closely since the fund is just copying a particular index. This is why index funds are known as passive investing — and it's what sets them apart from mutual funds."]},{"tagName":"p","children":["Mutual funds are actively managed by fund managers who choose your investments. The goal with mutual funds is to beat the market, while the goal with index funds is simply to match the market's performance. Since index funds don't require daily human management, they have lower management costs (called \"expense ratios\") than mutual funds. The money saved in fees by investing in an index fund over a mutual fund can save you lots of money in the long term and in turn help you make more money."]},{"tagName":"p","children":["A common strategy for many investors who have a long investment timeline is to regularly invest money into an S&P 500 index fund (known as dollar-cost averaging) and watch their money grow over time."]}],"__typename":"bodyContent"},{"tagName":"subtitle","attributes":{},"data":{"__typename":"asset"},"children":["Get started index investing with a brokerage account"],"__typename":"bodyContent"},{"tagName":"div","attributes":{"className":["group"]},"data":{"__typename":"asset"},"children":[{"tagName":"p","children":["Some of the top index funds are those that track the S&P 500 and have low costs. For example, ",{"tagName":"a","attributes":{"target":"_blank","rel":"nofollow","href":"https:\u002F\u002Fwww.bankrate.com\u002Flanding\u002Fselect\u002Fbest-investing-options\u002F?product-name=Charles%20Schwab"},"children":["Charles Schwab's"]}," ",{"tagName":"a","attributes":{"href":"https:\u002F\u002Fwww.schwabassetmanagement.com\u002Fproducts\u002Fswppx","section":{},"premium":false,"contentClassification":[]},"children":["S&P 500 Index Fund"]}," (SWPPX) is a straightforward option with no investment minimum. Its expense ratio is 0.02%, meaning every $10,000 invested costs $2 annually. Passive, or index funds, generally have a 0.2% expense ratio, so this is notably low."]},{"tagName":"p","children":["For an option with no expense ratio, consider the ",{"tagName":"a","attributes":{"target":"_blank","rel":"nofollow","href":"https:\u002F\u002Fwww.bankrate.com\u002Flanding\u002Fselect\u002Fbest-investing-options\u002F?product-name=Fidelity%20Brokerage%20CNBC"},"children":["Fidelity"]}," ",{"tagName":"a","attributes":{"href":"https:\u002F\u002Ffundresearch.fidelity.com\u002Fmutual-funds\u002Fsummary\u002F315911628","section":{},"premium":false,"contentClassification":[]},"children":["ZERO Large Cap Index"]}," (FNILX). 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