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12 Best New York Homeowners Insurance Agencies | Expertise.com

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Recommended Top 12</h2><div class="flex items-center justify-center gap-4 sm:justify-normal"><h3 class="max-w-[8rem] text-end font-sans text-base font-bold sm:max-w-none sm:text-start">We did the research for you!</h3><ul class="flex flex-none flex-col justify-around gap-x-4 sm:flex-row"><li class="flex items-center font-light"><img alt="" fetchPriority="high" width="17" height="17" decoding="async" data-nimg="1" style="color:transparent" src="https://www.expertise.com/_next/static/media/check-square.e607a7a1.svg"/><span class="ps-1 text-sm font-normal sm:text-base">Licensing</span></li><li class="flex items-center font-light"><img alt="" fetchPriority="high" width="17" height="17" decoding="async" data-nimg="1" style="color:transparent" src="https://www.expertise.com/_next/static/media/check-square.e607a7a1.svg"/><span class="ps-1 text-sm font-normal sm:text-base">User Reviews</span></li><li class="flex items-center font-light"><img alt="" fetchPriority="high" width="17" height="17" 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We scored New York Homeowners Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.</p></div><div class="flex flex-col items-center justify-around gap-y-3 rounded-2xl border border-black/10 px-8 py-4 leading-5 text-blue-darker sm:flex-row sm:items-stretch"><div class="flex items-center gap-3 text-center"><p class="grid"><span class="font-black">10938</span><span class="max-sm:text-sm">Reviewed</span></p><svg width="24" height="24" viewBox="0 0 24 24" fill="none" xmlns="http://www.w3.org/2000/svg"><path d="M12.2777 10.6646C12.7604 11.1355 12.7604 11.9115 12.2777 12.3824L7.56199 16.9834C7.07933 17.4542 7.07933 18.2303 7.56199 18.7012L7.9768 19.1059C8.44293 19.5606 9.18669 19.5606 9.65282 19.1059L16.5441 12.3824C17.0268 11.9115 17.0268 11.1355 16.5441 10.6646L9.65282 3.94109C9.18669 3.48632 8.44293 3.48632 7.9768 3.94109L7.56199 4.3458C7.07933 4.81671 7.07933 5.59274 7.56199 6.06365L12.2777 10.6646Z" fill="currentColor"></path></svg><p class="grid"><span class="font-black">6567</span><span class="max-sm:text-sm">Curated</span></p><svg width="24" height="24" viewBox="0 0 24 24" fill="none" xmlns="http://www.w3.org/2000/svg"><path d="M12.2777 10.6646C12.7604 11.1355 12.7604 11.9115 12.2777 12.3824L7.56199 16.9834C7.07933 17.4542 7.07933 18.2303 7.56199 18.7012L7.9768 19.1059C8.44293 19.5606 9.18669 19.5606 9.65282 19.1059L16.5441 12.3824C17.0268 11.9115 17.0268 11.1355 16.5441 10.6646L9.65282 3.94109C9.18669 3.48632 8.44293 3.48632 7.9768 3.94109L7.56199 4.3458C7.07933 4.81671 7.07933 5.59274 7.56199 6.06365L12.2777 10.6646Z" fill="currentColor"></path></svg><p class="grid"><span class="font-black">12</span><span class="max-sm:text-sm">Top Picks</span></p></div><div class="hidden w-px flex-none bg-gray sm:block"></div><p class="text-center text-sm sm:max-w-[10rem] sm:text-base">Learn about our<!-- --> <a class="text-teal" href="/about/our-selection-process"><span class="underline">selection process</span></a>.</p></div></div></section><section class="px-6"><div class="mx-auto grid grid-cols-1 max-w-content"><div class="mb-8 empty:mb-0" id="mediaalpha_placeholder"><div class="mx-auto grid w-full animate-gradient-sweep place-items-center bg-gradient-to-r from-[#EEF1F2] from-40% via-white via-50% to-[#EEF1F2] to-60% bg-[length:200%] mt-[35px] mb-5 min-h-[391px] md:min-h-[193px]"></div></div></div></section><section class="py-12 pt-0"><div class="mx-auto grid grid-cols-1 max-w-directory"><h2 class="sr-only">Providers</h2><div class="px-3 md:px-0" id="provider-list"><div class="mb-3 flex justify-end text-xs text-gray"><img alt="featured provider" loading="lazy" width="27" height="16" decoding="async" data-nimg="1" style="color:transparent" src="https://www.expertise.com/_next/static/media/squares-logo-small.27b9f20e.svg"/> <!-- -->= <!-- -->Featured Provider</div><div class="space-y-6" data-gb_test_context=""><article class="relative scroll-mt-4 rounded-2xl bg-white text-blue-dark shadow-card md:grid md:grid-cols-[auto_minmax(0,1fr)] md:gap-x-6 md:gap-y-5 md:p-10" id="jareaneyagencyinsurancebrokers" data-providerid="3405951" data-position="1" data-featured="false" data-metro="" data-vertical="homeowners-insurance"><div class="p-6 pb-0 text-center md:col-start-1 md:row-span-2 md:row-start-1 md:p-0"><button class="[text-align:inherit]" data-track="provider_phone" data-location="logo-new" data-phone_untracked="(718) 775-3904"><span class="grid"><span class="col-start-1 row-start-1 self-start justify-self-center rounded-full p-[2px] md:p-0.5 bg-gray-blue"><img alt="J. 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A. Reaney Agency Insurance Brokers</span></button></h2><div class="mt-1"><div class="items-start justify-center leading-tight text-gray text-center md:flex md:justify-normal md:text-start"><svg aria-hidden="true" focusable="false" data-prefix="fas" data-icon="location-dot" class="svg-inline--fa fa-location-dot fa-lg " role="img" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 384 512"><path fill="currentColor" d="M215.7 499.2C267 435 384 279.4 384 192C384 86 298 0 192 0S0 86 0 192c0 87.4 117 243 168.3 307.2c12.3 15.3 35.1 15.3 47.4 0zM192 128a64 64 0 1 1 0 128 64 64 0 1 1 0-128z"></path></svg><address class="ms-2 inline not-italic" data-track="provider_address">New York</address></div><div class="mt-1 flex justify-center gap-6 text-gray md:justify-normal"><a class="inline-flex items-center gap-1 hover:underline" href="https://www.jareaney.com/locations/new-york-new-york/" data-track="provider_website" rel="noopener" target="_blank"><svg width="18" height="18" viewBox="0 0 24 24" 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15.6193C10.1715 15.6383 10.5361 15.5192 10.8241 15.285L10.9381 15.182L15.1811 10.939C15.4539 10.6672 15.6117 10.3009 15.6218 9.91602C15.632 9.5311 15.4937 9.15701 15.2357 8.87121C14.9777 8.58541 14.6196 8.40979 14.2356 8.38071C13.8517 8.35163 13.4712 8.47132 13.1731 8.715L13.0591 8.818L8.81709 13.061C8.53589 13.3423 8.37791 13.7238 8.37791 14.1215C8.37791 14.5192 8.53589 14.9007 8.81709 15.182ZM3.86709 20.132C4.96133 21.226 6.43592 21.8551 7.98293 21.8877C9.52994 21.9203 11.0297 21.354 12.1691 20.307L12.3531 20.132L14.4731 18.01C14.7439 17.7379 14.9002 17.3723 14.9096 16.9885C14.9189 16.6047 14.7808 16.2319 14.5236 15.9468C14.2664 15.6618 13.9097 15.4863 13.5269 15.4563C13.1441 15.4264 12.7645 15.5444 12.4661 15.786L12.3521 15.889L10.2321 18.01C9.68159 18.5604 8.93871 18.8752 8.16038 18.888C7.38204 18.9008 6.6292 18.6106 6.06089 18.0786C5.49257 17.5467 5.15329 16.8146 5.1147 16.0371C5.07611 15.2597 5.34125 14.4976 5.85409 13.912L5.98909 13.768L8.10909 11.646C8.37995 11.3739 8.53616 11.0083 8.54555 10.6245C8.55494 10.2407 8.41681 9.86786 8.1596 9.58284C7.90238 9.29781 7.54566 9.12226 7.1629 9.09234C6.78014 9.06242 6.40048 9.1804 6.10209 9.422L5.98909 9.525L3.86709 11.646C3.30983 12.2032 2.86779 12.8646 2.5662 13.5927C2.2646 14.3207 2.10938 15.101 2.10938 15.889C2.10938 16.677 2.2646 17.4573 2.5662 18.1853C2.86779 18.9134 3.30983 19.5748 3.86709 20.132Z" fill="currentColor"></path></svg>Website</a></div></div></div><div class="sticky top-[calc(var(--heading-height)+50px)] z-10 grid auto-cols-fr grid-flow-col gap-3 rounded-b-2xl border-b bg-white p-6 md:static md:z-auto md:col-start-2 md:self-end md:rounded-none md:p-0 border-transparent" style="--heading-height:undefinedpx"><button class="items-center font-bold leading-none no-underline lg:leading-none gap-2 px-5 py-3 text-md lg:text-lg rounded-lg inline-flex bg-gray-blue text-white hover:bg-gray-blue-dark shadow-lg py-[0.8rem] lg:!text-base" type="button" data-track="provider_phone" data-phone_untracked="(718) 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A. Reaney Agency Insurance Brokers is the best independent risk management company in New York. It offers homeowners&#x27; insurance, which helps pay for personal property damaged in unforeseen circumstances, like fire, and protects clients&#x27; liability in case guests obtain injuries at their home. Its team also insures the primary and secondary homes of high-net-worth individuals. Some of the carriers the company represents include MetLife, Liberty Mutual, and Progressive. Agency owner Jack A. Reaney Jr. has been working in the insurance industry since 1978.<!-- --> </p></div></div></div><script type="application/ld+json">{"@context":"https://schema.org","@type":"LocalBusiness","@id":"https://www.expertise.com/insurance/homeowners-insurance/new-york#jareaneyagencyinsurancebrokers","name":"J. A. Reaney Agency Insurance Brokers","description":"J. A. Reaney Agency Insurance Brokers is the best independent risk management company in New York. It offers homeowners&apos; insurance, which helps pay for personal property damaged in unforeseen circumstances, like fire, and protects clients&apos; liability in case guests obtain injuries at their home. Its team also insures the primary and secondary homes of high-net-worth individuals. Some of the carriers the company represents include MetLife, Liberty Mutual, and Progressive. Agency owner Jack A. Reaney Jr. has been working in the insurance industry since 1978.","url":"https://www.jareaney.com/locations/new-york-new-york/","telephone":"(718) 775-3904","image":["https://res.cloudinary.com/expertise-com/image/upload/f_auto,q_auto,c_fill,w_130/remote_media/logos/homeowners-insurance-new-york-jareaney-com.jpg"],"address":{"@type":"PostalAddress","streetAddress":"112 West 34th Street 18th Floor","addressLocality":"New York","addressRegion":"NY","postalCode":"10120","addressCountry":"US"}}</script></article><article class="relative scroll-mt-4 rounded-2xl bg-white text-blue-dark shadow-card md:grid md:grid-cols-[auto_minmax(0,1fr)] md:gap-x-6 md:gap-y-5 md:p-10" id="sidakisinsuranceagencyinc" data-providerid="3406196" data-position="2" data-featured="false" data-metro="" data-vertical="homeowners-insurance"><div class="p-6 pb-0 text-center md:col-start-1 md:row-span-2 md:row-start-1 md:p-0"><button class="[text-align:inherit]" data-track="provider_phone" data-location="logo-new" 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Its team writes policies that protect the structure of clients&#x27; homes, help pay for property replacement costs, and cover additional living expenses. Customers have the option to add flood and jewelry insurance to their plans. Sidakis Insurance Agency also offers protection plans for owners of mobile homes, classic cars, and watercraft. Its team members have more than five decades of collective industry experience.<!-- --> </p></div></div></div><script type="application/ld+json">{"@context":"https://schema.org","@type":"LocalBusiness","@id":"https://www.expertise.com/insurance/homeowners-insurance/new-york#sidakisinsuranceagencyinc","name":"Sidakis Insurance Agency, Inc.","description":"Sidakis Insurance Agency, Inc., provides the best risk management solutions for homeowners in New York. Its team writes policies that protect the structure of clients&apos; homes, help pay for property replacement costs, and cover additional living expenses. Customers have the option to add flood and jewelry insurance to their plans. Sidakis Insurance Agency also offers protection plans for owners of mobile homes, classic cars, and watercraft. Its team members have more than five decades of collective industry experience.","url":"https://www.sidakisagency.com/","telephone":"(718) 431-4381","image":["https://res.cloudinary.com/expertise-com/image/upload/f_auto,q_auto,c_fill,w_130/remote_media/logos/homeowners-insurance-astoria-sidakisagency-com.jpg"],"address":{"@type":"PostalAddress","streetAddress":"3113 23rd Avenue","addressLocality":"Astoria","addressRegion":"NY","postalCode":"11105","addressCountry":"US"}}</script></article><article class="relative scroll-mt-4 rounded-2xl bg-white text-blue-dark shadow-card md:grid md:grid-cols-[auto_minmax(0,1fr)] md:gap-x-6 md:gap-y-5 md:p-10" id="threestarbrokerageinc" data-providerid="3406136" data-position="3" data-featured="false" data-metro="" data-vertical="homeowners-insurance"><div class="p-6 pb-0 text-center md:col-start-1 md:row-span-2 md:row-start-1 md:p-0"><button class="[text-align:inherit]" data-track="provider_phone" data-location="logo-new" data-phone_untracked="(718) 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It provides standard home insurance policies that cover damage resulting from different disasters such as volcanic eruptions, hailstorms, and fire. Its team members also furnish protection plans that reimburse losses from burglary and aircraft damage. Additionally, they insure clients residing in rental homes, apartments, and condominiums. Three Star Brokerage protects drivers and their vehicles, covering personal and commercial autos, snowmobiles, jet skis, and ATVs.<!-- --> </p></div></div></div><script type="application/ld+json">{"@context":"https://schema.org","@type":"LocalBusiness","@id":"https://www.expertise.com/insurance/homeowners-insurance/new-york#threestarbrokerageinc","name":"Three Star Brokerage, Inc.","description":"Three Star Brokerage, Inc., offers the best insurance plans for individuals and businesses in New York. It provides standard home insurance policies that cover damage resulting from different disasters such as volcanic eruptions, hailstorms, and fire. Its team members also furnish protection plans that reimburse losses from burglary and aircraft damage. Additionally, they insure clients residing in rental homes, apartments, and condominiums. Three Star Brokerage protects drivers and their vehicles, covering personal and commercial autos, snowmobiles, jet skis, and ATVs.","url":"https://threestarbrokerage.com/","telephone":"(718) 837-7777","image":["https://res.cloudinary.com/expertise-com/image/upload/f_auto,q_auto,c_fill,w_130/remote_media/logos/homeowners-insurance-brooklyn-threestarbrokerage-com(1).jpg"],"address":{"@type":"PostalAddress","streetAddress":"221 Kings Hwy","addressLocality":"Brooklyn","addressRegion":"NY","postalCode":"11223","addressCountry":"US"}}</script></article><article class="relative scroll-mt-4 rounded-2xl bg-white text-blue-dark shadow-card md:grid md:grid-cols-[auto_minmax(0,1fr)] md:gap-x-6 md:gap-y-5 md:p-10" id="cassettaagencyinc" data-providerid="3405839" data-position="4" data-featured="false" data-metro="" data-vertical="homeowners-insurance"><div class="p-6 pb-0 text-center md:col-start-1 md:row-span-2 md:row-start-1 md:p-0"><button class="[text-align:inherit]" data-track="provider_phone" 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8.54297C74.9877 12.5009 75.8069 16.7483 75.8069 21.2372C75.8069 36.6826 65.7347 49.8112 51.7588 54.2517" fill="none" stroke="currentColor" stroke-miterlimit="10" stroke-linecap="round"></path></svg></span></span></button></div><div class="sticky top-[47px] z-10 space-y-3 rounded-b-2xl bg-white px-6 md:static md:z-auto md:rounded-none md:px-0"><h2 class="pt-6 text-center font-sans text-lg leading-5 md:pt-0 md:text-start md:text-[1.675rem] md:leading-7"><button class="[text-align:inherit]" data-track="provider_phone" data-location="title-new" data-phone_untracked="(716) 876-7718"><span class="inline-block text-balance break-normal">Cassetta Agency Inc.</span></button></h2><div class="mt-1"><div class="items-start justify-center leading-tight text-gray text-center md:flex md:justify-normal md:text-start"><svg aria-hidden="true" focusable="false" data-prefix="fas" data-icon="location-dot" class="svg-inline--fa fa-location-dot fa-lg " role="img" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 384 512"><path fill="currentColor" d="M215.7 499.2C267 435 384 279.4 384 192C384 86 298 0 192 0S0 86 0 192c0 87.4 117 243 168.3 307.2c12.3 15.3 35.1 15.3 47.4 0zM192 128a64 64 0 1 1 0 128 64 64 0 1 1 0-128z"></path></svg><address class="ms-2 inline not-italic" data-track="provider_address">Kenmore</address></div><div class="mt-1 flex justify-center gap-6 text-gray md:justify-normal"><a class="inline-flex items-center gap-1 hover:underline" href="https://cassettainsurance.com/" data-track="provider_website" rel="noopener" target="_blank"><svg width="18" height="18" viewBox="0 0 24 24" fill="none" xmlns="http://www.w3.org/2000/svg"><path d="M15.8881 14.475C16.1506 14.7375 16.5011 14.8933 16.8718 14.9123C17.2425 14.9313 17.6071 14.8122 17.8951 14.578L18.0091 14.475L20.1311 12.354C21.2463 11.2454 21.8818 9.74333 21.9007 8.17097C21.9196 6.59861 21.3205 5.08166 20.2323 3.94654C19.1441 2.81143 17.6538 2.14887 16.0821 2.10145C14.5103 2.05404 12.9827 2.62554 11.8281 3.693L11.6451 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Its team members write policies that protect detached structures such as sheds and garages and covers additional living expenses and water backup damage. The agents also insure mobile homes and landlords&#x27; properties. Cassetta Agency is a member of the Independent Insurance Agents &amp; Brokers of New York. It started out in 1958 at Joseph Cassetta Sr.�s house and now has offices in Orchard Park and Kenmore.<!-- --> </p></div></div></div><script type="application/ld+json">{"@context":"https://schema.org","@type":"LocalBusiness","@id":"https://www.expertise.com/insurance/homeowners-insurance/new-york#cassettaagencyinc","name":"Cassetta Agency Inc.","description":"Providing the best coverage in New York, Cassetta Agency Inc. offers risk management solutions for homeowners across the state. Its team members write policies that protect detached structures such as sheds and garages and covers additional living expenses and water backup damage. The agents also insure mobile homes and landlords&apos; properties. Cassetta Agency is a member of the Independent Insurance Agents &amp; Brokers of New York. It started out in 1958 at Joseph Cassetta Sr.�s house and now has offices in Orchard Park and Kenmore.","url":"https://cassettainsurance.com/","telephone":"(716) 876-7718","image":["https://res.cloudinary.com/expertise-com/image/upload/f_auto,q_auto,c_fill,w_130/remote_media/logos/homeowners-insurance-kenmore-cassettainsurance-com(1).jpg"],"address":{"@type":"PostalAddress","streetAddress":"3000 Delaware Avenue","addressLocality":"Kenmore","addressRegion":"NY","postalCode":"14217","addressCountry":"US"}}</script></article><article class="relative scroll-mt-4 rounded-2xl bg-white text-blue-dark shadow-card md:grid md:grid-cols-[auto_minmax(0,1fr)] md:gap-x-6 md:gap-y-5 md:p-10" id="maxjpollacksons" data-providerid="3406355" data-position="5" data-featured="false" data-metro="" data-vertical="homeowners-insurance"><div class="p-6 pb-0 text-center md:col-start-1 md:row-span-2 md:row-start-1 md:p-0"><button class="[text-align:inherit]" data-track="provider_phone" data-location="logo-new" data-phone_untracked="(718) 571-8260"><span class="grid"><span class="col-start-1 row-start-1 self-start justify-self-center rounded-full p-[2px] md:p-0.5 bg-gray-blue"><img alt="Max J. 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href="https://www.facebook.com/maxjpollacksonsinsurance/reviews/?ref=page_internal" rel="noopener" data-track="provider_rating_link">Facebook</a></dt><dd class="flex items-center gap-1"><span class="font-semibold">5.0</span> <img alt="" loading="lazy" width="14" height="14" decoding="async" data-nimg="1" class="m-0.5 mb-1 me-1" style="color:transparent" src="https://www.expertise.com/_next/static/media/star-filled.cf401a5b.svg"/>(<!-- -->5<!-- -->)</dd><dt><a class="inline-block leading-relaxed" target="_blank" href="https://www.google.com/search?q=Max+J.+Pollack+%26+Sons+New+York#lrd=0x89c25baa90996ca1:0xa4044f880fc5fad1,1,,," rel="noopener" data-track="provider_rating_link">Google</a></dt><dd class="flex items-center gap-1"><span class="font-semibold">5.0</span> <img alt="" loading="lazy" width="14" height="14" decoding="async" data-nimg="1" class="m-0.5 mb-1 me-1" style="color:transparent" src="https://www.expertise.com/_next/static/media/star-filled.cf401a5b.svg"/>(<!-- -->2<!-- -->)</dd><dt><a class="inline-block leading-relaxed" target="_blank" href="https://www.yelp.com/biz/max-j-pollack-and-sons-insurance-agency-brooklyn" rel="noopener" data-track="provider_rating_link">Yelp</a></dt><dd class="flex items-center gap-1"><span class="font-semibold">5.0</span> <img alt="" loading="lazy" width="14" height="14" decoding="async" data-nimg="1" class="m-0.5 mb-1 me-1" style="color:transparent" src="https://www.expertise.com/_next/static/media/star-filled.cf401a5b.svg"/>(<!-- -->2<!-- -->)</dd></dl></div></div></div><div class="p-6 pt-0 md:col-span-2 md:p-0"><div class="px-2 py-1"><h3 class="text-base">Why choose this provider?</h3><div class="relative line-clamp-3"><p>Max J. Pollack &amp; Sons is a family business serving individuals and businesses across New York. Included in its products is homeowners&#x27; insurance, which covers different types of residential properties such as single-family and multi-family homes, condominiums, and investment properties. Its team also insures primary and secondary residences and offers protection plans for renters. Other products include commercial property and liability insurance. The agency has been the best in the state for more than 75 years.<!-- --> </p></div></div></div><script type="application/ld+json">{"@context":"https://schema.org","@type":"LocalBusiness","@id":"https://www.expertise.com/insurance/homeowners-insurance/new-york#maxjpollacksons","name":"Max J. Pollack &amp; Sons","description":"Max J. Pollack &amp; Sons is a family business serving individuals and businesses across New York. Included in its products is homeowners&apos; insurance, which covers different types of residential properties such as single-family and multi-family homes, condominiums, and investment properties. Its team also insures primary and secondary residences and offers protection plans for renters. Other products include commercial property and liability insurance. The agency has been the best in the state for more than 75 years.","url":"https://www.maxpollackinsurance.com/","telephone":"(718) 571-8260","image":["https://res.cloudinary.com/expertise-com/image/upload/f_auto,q_auto,c_fill,w_130/remote_media/logos/homeowners-insurance-brooklyn-maxpollackinsurance-com(2).jpg"],"address":{"@type":"PostalAddress","streetAddress":"682 Union St","addressLocality":"Brooklyn","addressRegion":"NY","postalCode":"11215","addressCountry":"US"},"aggregateRating":{"@type":"AggregateRating","reviewCount":9,"ratingValue":5},"review":[{"@type":"Review","author":{"@type":"Organization","name":"Google"},"reviewRating":{"ratingValue":5,"bestRating":5,"worstRating":1,"@type":"Rating"}},{"@type":"Review","author":{"@type":"Organization","name":"Facebook"},"reviewRating":{"ratingValue":5,"bestRating":5,"worstRating":1,"@type":"Rating"}},{"@type":"Review","author":{"@type":"Organization","name":"Yelp"},"reviewRating":{"ratingValue":5,"bestRating":5,"worstRating":1,"@type":"Rating"}}]}</script></article><article class="relative scroll-mt-4 rounded-2xl bg-white text-blue-dark shadow-card md:grid md:grid-cols-[auto_minmax(0,1fr)] md:gap-x-6 md:gap-y-5 md:p-10" id="pupkininsuranceagency" data-providerid="3406267" data-position="6" data-featured="false" data-metro="" data-vertical="homeowners-insurance"><div class="p-6 pb-0 text-center 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It offers the best risk management solutions, including homeowners&#x27; insurance, which helps pay for repair and replacement expenses in case of damage resulting from theft, storm, and fire. Its team crafts insurance policies that are customized according to clients&#x27; needs and lifestyles. The agents also develop protection plans for contractors, plumbers, and construction workers. Pupkin Insurance Agency has been protecting communities for over 60 years.<!-- --> </p></div></div></div><script type="application/ld+json">{"@context":"https://schema.org","@type":"LocalBusiness","@id":"https://www.expertise.com/insurance/homeowners-insurance/new-york#pupkininsuranceagency","name":"Pupkin Insurance Agency","description":"Pupkin Insurance Agency is a family-owned and family-operated company serving New York. It offers the best risk management solutions, including homeowners&apos; insurance, which helps pay for repair and replacement expenses in case of damage resulting from theft, storm, and fire. Its team crafts insurance policies that are customized according to clients&apos; needs and lifestyles. The agents also develop protection plans for contractors, plumbers, and construction workers. Pupkin Insurance Agency has been protecting communities for over 60 years.","url":"https://www.commercialinsurancebrooklyn.com/","telephone":"(718) 252-3415","image":["https://res.cloudinary.com/expertise-com/image/upload/f_auto,q_auto,c_fill,w_130/remote_media/logos/homeowners-insurance-brooklyn-commercialinsurancebrooklyn-com(1).jpg"],"address":{"@type":"PostalAddress","streetAddress":"1852 Flatbush Ave.","addressLocality":"Brooklyn","addressRegion":"NY","postalCode":"11210","addressCountry":"US"}}</script></article><article class="relative scroll-mt-4 rounded-2xl bg-white text-blue-dark shadow-card md:grid md:grid-cols-[auto_minmax(0,1fr)] md:gap-x-6 md:gap-y-5 md:p-10" id="gmibrokeragecorp" data-providerid="3406207" data-position="7" data-featured="false" data-metro="" data-vertical="homeowners-insurance"><div class="p-6 pb-0 text-center md:col-start-1 md:row-span-2 md:row-start-1 md:p-0"><button class="[text-align:inherit]" data-track="provider_phone" data-location="logo-new" 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Its team furnishes policies that cover standard, secondary, coastal, and high-value homes. The agents also write policies that protect specialty residential properties such as motor and modular homes. Additionally, they provide insurance plans that cover damage resulting from flood. GMI Brokerage, which also serves Connecticut and New Jersey, was founded by Gary Grodsky, who has been working in the industry for 25 years.<!-- --> </p></div></div></div><script type="application/ld+json">{"@context":"https://schema.org","@type":"LocalBusiness","@id":"https://www.expertise.com/insurance/homeowners-insurance/new-york#gmibrokeragecorp","name":"GMI Brokerage Corp.","description":"GMI Brokerage Corp. is the best insurance agency serving individuals and businesses across New York. Its team furnishes policies that cover standard, secondary, coastal, and high-value homes. The agents also write policies that protect specialty residential properties such as motor and modular homes. Additionally, they provide insurance plans that cover damage resulting from flood. GMI Brokerage, which also serves Connecticut and New Jersey, was founded by Gary Grodsky, who has been working in the industry for 25 years.","url":"https://www.gmilife.com/","telephone":"(212) 671-2562","image":["https://res.cloudinary.com/expertise-com/image/upload/f_auto,q_auto,c_fill,w_130/remote_media/logos/homeowners-insurance-brooklyn-gmilife-com.jpg"],"address":{"@type":"PostalAddress","streetAddress":"2709 Coney Island Ave","addressLocality":"Brooklyn","addressRegion":"NY","postalCode":"11235","addressCountry":"US"}}</script></article><article class="relative scroll-mt-4 rounded-2xl bg-white text-blue-dark shadow-card md:grid md:grid-cols-[auto_minmax(0,1fr)] md:gap-x-6 md:gap-y-5 md:p-10" id="danschmidt" data-providerid="3406200" data-position="8" data-featured="false" data-metro="" data-vertical="homeowners-insurance"><div class="p-6 pb-0 text-center md:col-start-1 md:row-span-2 md:row-start-1 md:p-0"><button class="[text-align:inherit]" data-track="provider_phone" 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src="https://www.expertise.com/_next/static/media/star-filled.cf401a5b.svg"/>(<!-- -->143<!-- -->)</dd><dt><a class="inline-block leading-relaxed" target="_blank" href="https://www.facebook.com/Dan-Schmidt-State-Farm-Agent-148269348562400/" rel="noopener" data-track="provider_rating_link">Facebook</a></dt><dd class="flex items-center gap-1"><span class="font-semibold">4.5</span> <img alt="" loading="lazy" width="14" height="14" decoding="async" data-nimg="1" class="m-0.5 mb-1 me-1" style="color:transparent" src="https://www.expertise.com/_next/static/media/star-filled.cf401a5b.svg"/>(<!-- -->17<!-- -->)</dd></dl></div></div></div><div class="p-6 pt-0 md:col-span-2 md:p-0"><div class="px-2 py-1"><h3 class="text-base">Why choose this provider?</h3><div class="relative line-clamp-3"><p>Dan Schmidt is a risk management specialist affiliated with State Farm. He offers the best coverage options for homeowners located in New York, whether they are looking to protect their electronics or safeguard their appliances, furniture, and jewelry. He also furnishes home insurance policies that reimburse losses in case of fire, theft, and vandalism. Schmidt, who assists residents relocating to the Buffalo area, also provides renters&#x27;, car, and life insurance plans. He can communicate with clients in Spanish.<!-- --> </p></div></div></div><script type="application/ld+json">{"@context":"https://schema.org","@type":"LocalBusiness","@id":"https://www.expertise.com/insurance/homeowners-insurance/new-york#danschmidt","name":"Dan Schmidt","description":"Dan Schmidt is a risk management specialist affiliated with State Farm. He offers the best coverage options for homeowners located in New York, whether they are looking to protect their electronics or safeguard their appliances, furniture, and jewelry. He also furnishes home insurance policies that reimburse losses in case of fire, theft, and vandalism. Schmidt, who assists residents relocating to the Buffalo area, also provides renters&apos;, car, and life insurance plans. He can communicate with clients in Spanish.","url":"https://calldantoday.com/","telephone":"(716) 783-9460","image":["https://res.cloudinary.com/expertise-com/image/upload/f_auto,q_auto,c_fill,w_130/remote_media/logos/homeowners-insurance-buffalo-calldantoday-com(1).jpg"],"address":{"@type":"PostalAddress","streetAddress":"615 Elmwood Ave","addressLocality":"Buffalo","addressRegion":"NY","postalCode":"14222","addressCountry":"US"},"aggregateRating":{"@type":"AggregateRating","reviewCount":160,"ratingValue":4.68},"review":[{"@type":"Review","author":{"@type":"Organization","name":"Google"},"reviewRating":{"ratingValue":4.7,"bestRating":5,"worstRating":1,"@type":"Rating"}},{"@type":"Review","author":{"@type":"Organization","name":"Facebook"},"reviewRating":{"ratingValue":4.5,"bestRating":5,"worstRating":1,"@type":"Rating"}}]}</script></article><article class="relative scroll-mt-4 rounded-2xl bg-white text-blue-dark shadow-card md:grid md:grid-cols-[auto_minmax(0,1fr)] md:gap-x-6 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The best insurance agency in the state customizes insurance plans for homeowners, renters, and condominium residents. The independent agents also offer insurance coverage for car and motorcycle drivers. In addition, they protect owners of boats and jet skis. They review policies from different providers, including Integon, Safeco, and Mercury, in order to find plans that will best meet clients&#x27; needs. A1 Brooklyn Brokerage has been operating since 1991.<!-- --> </p></div></div></div><script type="application/ld+json">{"@context":"https://schema.org","@type":"LocalBusiness","@id":"https://www.expertise.com/insurance/homeowners-insurance/new-york#a1brooklynbrokerageinc","name":"A1 Brooklyn Brokerage Inc.","description":"A1 Brooklyn Brokerage Inc. provides risk management solutions in New York. The best insurance agency in the state customizes insurance plans for homeowners, renters, and condominium residents. The independent agents also offer insurance coverage for car and motorcycle drivers. In addition, they protect owners of boats and jet skis. They review policies from different providers, including Integon, Safeco, and Mercury, in order to find plans that will best meet clients&apos; needs. A1 Brooklyn Brokerage has been operating since 1991.","url":"https://needinsuranceny.com/","telephone":"(718) 627-4200","image":["https://res.cloudinary.com/expertise-com/image/upload/f_auto,q_auto,c_fill,w_130/remote_media/logos/homeowners-insurance-brooklyn-needinsuranceny-com(1).jpg"],"address":{"@type":"PostalAddress","streetAddress":"2535 McDonald Ave.","addressLocality":"Brooklyn","addressRegion":"NY","postalCode":"11223","addressCountry":"US"}}</script></article><article class="relative scroll-mt-4 rounded-2xl bg-white text-blue-dark shadow-card md:grid md:grid-cols-[auto_minmax(0,1fr)] md:gap-x-6 md:gap-y-5 md:p-10" id="newbrookinsuranceagency" data-providerid="3405812" data-position="10" data-featured="false" data-metro="" data-vertical="homeowners-insurance"><div class="p-6 pb-0 text-center md:col-start-1 md:row-span-2 md:row-start-1 md:p-0"><button class="[text-align:inherit]" data-track="provider_phone" data-location="logo-new" data-phone_untracked="(631) 473-7059"><span 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src="https://www.expertise.com/_next/static/media/star-filled.cf401a5b.svg"/>(<!-- -->62<!-- -->)</dd><dt><a class="inline-block leading-relaxed" target="_blank" href="https://www.facebook.com/NewbrookInsAgency" rel="noopener" data-track="provider_rating_link">Facebook</a></dt><dd class="flex items-center gap-1"><span class="font-semibold">5.0</span> <img alt="" loading="lazy" width="14" height="14" decoding="async" data-nimg="1" class="m-0.5 mb-1 me-1" style="color:transparent" src="https://www.expertise.com/_next/static/media/star-filled.cf401a5b.svg"/>(<!-- -->4<!-- -->)</dd></dl></div></div></div><div class="p-6 pt-0 md:col-span-2 md:p-0"><div class="px-2 py-1"><h3 class="text-base">Why choose this provider?</h3><div class="relative line-clamp-3"><p>Newbrook Insurance Agency comprises the best risk management specialists in New York. The independent agents write policies for people looking to protect their homes and personal belongings from perils such as fire and theft. They also insure personal belongings in rental properties, vehicles, and watercraft. Additionally, they provide health, disability, and long-term care insurance. Newbrook Insurance Agency&#x27;s team members review policies from multiple providers, including Travelers, Progressive, and Chubb. This allows them to offer various coverage options and find the ones that meet clients&#x27; unique needs.<!-- --> </p></div></div></div><script type="application/ld+json">{"@context":"https://schema.org","@type":"LocalBusiness","@id":"https://www.expertise.com/insurance/homeowners-insurance/new-york#newbrookinsuranceagency","name":"Newbrook Insurance Agency","description":"Newbrook Insurance Agency comprises the best risk management specialists in New York. The independent agents write policies for people looking to protect their homes and personal belongings from perils such as fire and theft. They also insure personal belongings in rental properties, vehicles, and watercraft. Additionally, they provide health, disability, and long-term care insurance. Newbrook Insurance Agency&apos;s team members review policies from multiple providers, including Travelers, Progressive, and Chubb. This allows them to offer various coverage options and find the ones that meet clients&apos; unique needs.","url":"https://www.newbrookins.com/","telephone":"(631) 473-7059","image":["https://res.cloudinary.com/expertise-com/image/upload/f_auto,q_auto,c_fill,w_130/remote_media/logos/homeowners-insurance-port-jefferson-station-newbrookins-com(1).jpg"],"address":{"@type":"PostalAddress","streetAddress":"14 Roosevelt Avenue","addressLocality":"Port Jefferson Station","addressRegion":"NY","postalCode":"11776","addressCountry":"US"},"aggregateRating":{"@type":"AggregateRating","reviewCount":66,"ratingValue":5},"review":[{"@type":"Review","author":{"@type":"Organization","name":"Google"},"reviewRating":{"ratingValue":5,"bestRating":5,"worstRating":1,"@type":"Rating"}},{"@type":"Review","author":{"@type":"Organization","name":"Facebook"},"reviewRating":{"ratingValue":5,"bestRating":5,"worstRating":1,"@type":"Rating"}}]}</script></article><article class="relative scroll-mt-4 rounded-2xl 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class="inline-block leading-relaxed" target="_blank" href="https://www.google.com/search?q=KJE+Consultants,+LLC+New+York#lrd=0x89c259adfcc88001:0x2bb5708cb32b7c42,1,,,," rel="noopener" data-track="provider_rating_link">Google</a></dt><dd class="flex items-center gap-1"><span class="font-semibold">5.0</span> <img alt="" loading="lazy" width="14" height="14" decoding="async" data-nimg="1" class="m-0.5 mb-1 me-1" style="color:transparent" src="https://www.expertise.com/_next/static/media/star-filled.cf401a5b.svg"/>(<!-- -->3<!-- -->)</dd></dl></div></div></div><div class="p-6 pt-0 md:col-span-2 md:p-0"><div class="px-2 py-1"><h3 class="text-base">Why choose this provider?</h3><div class="relative line-clamp-3"><p>KJE Consultants, LLC, is the best independent insurance agency serving New York. Included in its products is homeowners&#x27; insurance, which can be customized to cover vacation properties and high-value, coastal homes. Its team also offers coverage for owners of apartments and condominiums. Other products include car and business insurance. With access to plans from numerous carriers such as Chubb, The Hartford, Travelers, and Safeco, the agents are able to find cheap insurance options that suit clients&#x27; individual needs.<!-- --> </p></div></div></div><script type="application/ld+json">{"@context":"https://schema.org","@type":"LocalBusiness","@id":"https://www.expertise.com/insurance/homeowners-insurance/new-york#kjeconsultantsllc","name":"KJE Consultants, LLC","description":"KJE Consultants, LLC, is the best independent insurance agency serving New York. Included in its products is homeowners&apos; insurance, which can be customized to cover vacation properties and high-value, coastal homes. Its team also offers coverage for owners of apartments and condominiums. Other products include car and business insurance. With access to plans from numerous carriers such as Chubb, The Hartford, Travelers, and Safeco, the agents are able to find cheap insurance options that suit clients&apos; individual needs.","url":"https://www.kjeconsultants.com/","telephone":"(212) 786-2018","image":["https://res.cloudinary.com/expertise-com/image/upload/f_auto,q_auto,c_fill,w_130/remote_media/logos/homeowners-insurance-new-york-kjeconsultants-com.jpg"],"address":{"@type":"PostalAddress","streetAddress":"5 Penn Plaza 23rd Floor","addressLocality":"New York","addressRegion":"NY","postalCode":"10001","addressCountry":"US"},"aggregateRating":{"@type":"AggregateRating","reviewCount":3,"ratingValue":3.75},"review":[{"@type":"Review","author":{"@type":"Organization","name":"Google"},"reviewRating":{"ratingValue":5,"bestRating":5,"worstRating":1,"@type":"Rating"}}]}</script></article><article class="relative scroll-mt-4 rounded-2xl bg-white text-blue-dark shadow-card md:grid md:grid-cols-[auto_minmax(0,1fr)] md:gap-x-6 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data-phone_untracked="(631) 273-1800"><span class="inline-block text-balance break-normal">Monica Murphy</span></button></h2><div class="mt-1"><div class="items-start justify-center leading-tight text-gray text-center md:flex md:justify-normal md:text-start"><svg aria-hidden="true" focusable="false" data-prefix="fas" data-icon="location-dot" class="svg-inline--fa fa-location-dot fa-lg " role="img" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 384 512"><path fill="currentColor" d="M215.7 499.2C267 435 384 279.4 384 192C384 86 298 0 192 0S0 86 0 192c0 87.4 117 243 168.3 307.2c12.3 15.3 35.1 15.3 47.4 0zM192 128a64 64 0 1 1 0 128 64 64 0 1 1 0-128z"></path></svg><address class="ms-2 inline not-italic" data-track="provider_address">Huntington Station</address></div><div class="mt-1 flex justify-center gap-6 text-gray md:justify-normal"><a class="inline-flex items-center gap-1 hover:underline" href="https://monicajmurphy.com/" data-track="provider_website" rel="noopener" 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Together with her team, she crafts homeowners&#x27; insurance policies that reimburse losses brought by fire, lightning, hail, and wind. She also writes protection plans that cover damage caused by plumbing system discharge and HVAC system tears. Murphy has been working for State Farm since 1985 and became an agent 18 years later. She is a member of the NAIFA and the Huntington Chamber of Commerce. She is also a Life Underwriter Training Council Fellow.<!-- --> </p></div></div></div><script type="application/ld+json">{"@context":"https://schema.org","@type":"LocalBusiness","@id":"https://www.expertise.com/insurance/homeowners-insurance/new-york#monicamurphy","name":"Monica Murphy","description":"Monica Murphy leads the best State Farm agency in New York. Together with her team, she crafts homeowners&apos; insurance policies that reimburse losses brought by fire, lightning, hail, and wind. She also writes protection plans that cover damage caused by plumbing system discharge and HVAC system tears. Murphy has been working for State Farm since 1985 and became an agent 18 years later. She is a member of the NAIFA and the Huntington Chamber of Commerce. She is also a Life Underwriter Training Council Fellow.","url":"https://monicajmurphy.com/","telephone":"(631) 273-1800","image":["https://res.cloudinary.com/expertise-com/image/upload/f_auto,q_auto,c_fill,w_130/remote_media/logos/homeowners-insurance-huntington-station-monicajmurphy-com.jpg"],"address":{"@type":"PostalAddress","streetAddress":"1985 New York Avenue","addressLocality":"Huntington Station","addressRegion":"NY","postalCode":"11746","addressCountry":"US"}}</script></article></div><div class="mt-8"><h3>Compare our Top Homeowners Insurance Agencies </h3><div class="mt-4 overflow-x-scroll scrollbar-hide"><table class="w-full border-separate border-spacing-0 overflow-hidden rounded-xl border border-blue max-md:min-w-[600px]"><thead class="w-full rounded-tl-xl bg-blue text-sm font-bold text-white"><tr class="text-center uppercase [&amp;_th]:w-1/5 [&amp;_th]:py-[10px]"><th>Name</th><th>Expertise Rating</th><th>Address</th><th>Promotions</th><th>Learn more</th></tr></thead><tbody class="even:[&amp;_tr:nth-child(even)]:bg-white odd:[&amp;_tr]:bg-[#f2f2f2]"><tr><td class="p-3 text-base">J. A. Reaney Agency Insurance Brokers</td><td class="p-3 text-base"><div class="flex flex-col items-center justify-center gap-2"><svg xmlns="http://www.w3.org/2000/svg" width="85" height="17" viewBox="0 0 100 20" aria-label="Rating: 5 out of 5 stars" role="img" class="inline-block align-[-1px]"><defs><svg aria-hidden="true" focusable="false" data-prefix="fas" data-icon="star" class="svg-inline--fa fa-star fa-xs " role="img" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512" id=":R51laarpnnnlff6tta:"><path fill="currentColor" d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z"></path></svg></defs><g class="text-gray-light"><use x="0" y="0" width="20" height="20" href="#:R51laarpnnnlff6tta:"></use><use x="20" y="0" width="20" height="20" href="#:R51laarpnnnlff6tta:"></use><use x="40" y="0" width="20" height="20" href="#:R51laarpnnnlff6tta:"></use><use x="60" y="0" width="20" height="20" href="#:R51laarpnnnlff6tta:"></use><use x="80" y="0" width="20" height="20" href="#:R51laarpnnnlff6tta:"></use></g><g class="text-brand" clip-path="inset(0 0% 0 0) view-box"><use x="0" y="0" width="20" height="20" href="#:R51laarpnnnlff6tta:"></use><use x="20" y="0" width="20" height="20" href="#:R51laarpnnnlff6tta:"></use><use x="40" y="0" width="20" height="20" href="#:R51laarpnnnlff6tta:"></use><use x="60" y="0" width="20" height="20" href="#:R51laarpnnnlff6tta:"></use><use x="80" y="0" width="20" height="20" href="#:R51laarpnnnlff6tta:"></use></g></svg><button class="text-xs text-teal underline" data-state="closed" aria-haspopup="dialog" aria-controls="dialog-:R91laarpnnnlff6tta:" aria-expanded="false">Show details</button></div></td><td class="text-sm leading-[18px]">112 West 34th Street 18th Floor, New York, NY 10120</td><td class="p-3 text-base"></td><td class="p-3 text-base"><div class="flex justify-center"><a class="text-xs font-bold text-teal underline" href="#jareaneyagencyinsurancebrokers">View More</a></div></td></tr><tr><td class="p-3 text-base">Sidakis Insurance Agency, Inc.</td><td class="p-3 text-base"><div class="flex flex-col items-center justify-center gap-2"><svg xmlns="http://www.w3.org/2000/svg" width="85" height="17" viewBox="0 0 100 20" aria-label="Rating: 5 out of 5 stars" role="img" class="inline-block align-[-1px]"><defs><svg aria-hidden="true" focusable="false" data-prefix="fas" data-icon="star" class="svg-inline--fa fa-star fa-xs " role="img" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512" id=":R52laarpnnnlff6tta:"><path fill="currentColor" d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z"></path></svg></defs><g class="text-gray-light"><use x="0" y="0" width="20" height="20" href="#:R52laarpnnnlff6tta:"></use><use x="20" y="0" width="20" height="20" href="#:R52laarpnnnlff6tta:"></use><use x="40" y="0" width="20" height="20" href="#:R52laarpnnnlff6tta:"></use><use x="60" y="0" width="20" height="20" href="#:R52laarpnnnlff6tta:"></use><use x="80" y="0" width="20" height="20" href="#:R52laarpnnnlff6tta:"></use></g><g class="text-brand" clip-path="inset(0 0% 0 0) view-box"><use x="0" y="0" width="20" height="20" href="#:R52laarpnnnlff6tta:"></use><use x="20" y="0" width="20" height="20" href="#:R52laarpnnnlff6tta:"></use><use x="40" y="0" width="20" height="20" href="#:R52laarpnnnlff6tta:"></use><use x="60" y="0" width="20" height="20" href="#:R52laarpnnnlff6tta:"></use><use x="80" y="0" width="20" height="20" href="#:R52laarpnnnlff6tta:"></use></g></svg><button class="text-xs text-teal underline" data-state="closed" aria-haspopup="dialog" aria-controls="dialog-:R92laarpnnnlff6tta:" aria-expanded="false">Show details</button></div></td><td class="text-sm leading-[18px]">3113 23rd Avenue, Astoria, NY 11105</td><td class="p-3 text-base"></td><td class="p-3 text-base"><div class="flex justify-center"><a class="text-xs font-bold text-teal underline" href="#sidakisinsuranceagencyinc">View More</a></div></td></tr><tr><td class="p-3 text-base">Three Star Brokerage, Inc.</td><td class="p-3 text-base"><div class="flex flex-col items-center justify-center gap-2"><svg xmlns="http://www.w3.org/2000/svg" width="85" height="17" viewBox="0 0 100 20" aria-label="Rating: 5 out of 5 stars" role="img" class="inline-block align-[-1px]"><defs><svg aria-hidden="true" focusable="false" data-prefix="fas" data-icon="star" class="svg-inline--fa fa-star fa-xs " role="img" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512" id=":R53laarpnnnlff6tta:"><path fill="currentColor" d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z"></path></svg></defs><g class="text-gray-light"><use x="0" y="0" width="20" height="20" href="#:R53laarpnnnlff6tta:"></use><use x="20" y="0" width="20" height="20" href="#:R53laarpnnnlff6tta:"></use><use x="40" y="0" width="20" height="20" href="#:R53laarpnnnlff6tta:"></use><use x="60" y="0" width="20" height="20" href="#:R53laarpnnnlff6tta:"></use><use x="80" y="0" width="20" height="20" href="#:R53laarpnnnlff6tta:"></use></g><g class="text-brand" clip-path="inset(0 0% 0 0) view-box"><use x="0" y="0" width="20" height="20" href="#:R53laarpnnnlff6tta:"></use><use x="20" y="0" width="20" 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stars" role="img" class="inline-block align-[-1px]"><defs><svg aria-hidden="true" focusable="false" data-prefix="fas" data-icon="star" class="svg-inline--fa fa-star fa-xs " role="img" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512" id=":R54laarpnnnlff6tta:"><path fill="currentColor" d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z"></path></svg></defs><g class="text-gray-light"><use x="0" y="0" width="20" height="20" href="#:R54laarpnnnlff6tta:"></use><use x="20" y="0" width="20" height="20" href="#:R54laarpnnnlff6tta:"></use><use x="40" y="0" width="20" height="20" href="#:R54laarpnnnlff6tta:"></use><use x="60" y="0" width="20" height="20" href="#:R54laarpnnnlff6tta:"></use><use x="80" y="0" 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text-base">Max J. Pollack &amp; Sons</td><td class="p-3 text-base"><div class="flex flex-col items-center justify-center gap-2"><svg xmlns="http://www.w3.org/2000/svg" width="85" height="17" viewBox="0 0 100 20" aria-label="Rating: 5 out of 5 stars" role="img" class="inline-block align-[-1px]"><defs><svg aria-hidden="true" focusable="false" data-prefix="fas" data-icon="star" class="svg-inline--fa fa-star fa-xs " role="img" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512" id=":R55laarpnnnlff6tta:"><path fill="currentColor" d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z"></path></svg></defs><g class="text-gray-light"><use x="0" y="0" width="20" height="20" href="#:R55laarpnnnlff6tta:"></use><use x="20" y="0" width="20" height="20" href="#:R55laarpnnnlff6tta:"></use><use x="40" y="0" width="20" height="20" href="#:R55laarpnnnlff6tta:"></use><use x="60" y="0" width="20" height="20" href="#:R55laarpnnnlff6tta:"></use><use x="80" y="0" width="20" height="20" href="#:R55laarpnnnlff6tta:"></use></g><g class="text-brand" clip-path="inset(0 0% 0 0) view-box"><use x="0" y="0" width="20" height="20" href="#:R55laarpnnnlff6tta:"></use><use x="20" y="0" width="20" height="20" href="#:R55laarpnnnlff6tta:"></use><use x="40" y="0" width="20" height="20" href="#:R55laarpnnnlff6tta:"></use><use x="60" y="0" width="20" height="20" href="#:R55laarpnnnlff6tta:"></use><use x="80" y="0" width="20" height="20" href="#:R55laarpnnnlff6tta:"></use></g></svg><button class="text-xs text-teal underline" data-state="closed" aria-haspopup="dialog" aria-controls="dialog-:R95laarpnnnlff6tta:" aria-expanded="false">Show details</button></div></td><td class="text-sm leading-[18px]">682 Union St, Brooklyn, NY 11215</td><td class="p-3 text-base"></td><td class="p-3 text-base"><div class="flex justify-center"><a class="text-xs font-bold text-teal underline" href="#maxjpollacksons">View More</a></div></td></tr><tr><td class="p-3 text-base">Pupkin Insurance Agency</td><td class="p-3 text-base"><div class="flex flex-col items-center justify-center gap-2"><svg xmlns="http://www.w3.org/2000/svg" width="85" height="17" viewBox="0 0 100 20" aria-label="Rating: 5 out of 5 stars" role="img" class="inline-block align-[-1px]"><defs><svg aria-hidden="true" focusable="false" data-prefix="fas" data-icon="star" class="svg-inline--fa fa-star fa-xs " role="img" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512" id=":R56laarpnnnlff6tta:"><path fill="currentColor" d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z"></path></svg></defs><g class="text-gray-light"><use x="0" y="0" width="20" height="20" href="#:R56laarpnnnlff6tta:"></use><use x="20" y="0" width="20" height="20" href="#:R56laarpnnnlff6tta:"></use><use x="40" y="0" width="20" height="20" href="#:R56laarpnnnlff6tta:"></use><use x="60" y="0" width="20" height="20" href="#:R56laarpnnnlff6tta:"></use><use x="80" y="0" width="20" height="20" href="#:R56laarpnnnlff6tta:"></use></g><g class="text-brand" clip-path="inset(0 0% 0 0) view-box"><use x="0" y="0" width="20" height="20" href="#:R56laarpnnnlff6tta:"></use><use x="20" y="0" width="20" height="20" href="#:R56laarpnnnlff6tta:"></use><use x="40" y="0" width="20" height="20" href="#:R56laarpnnnlff6tta:"></use><use x="60" y="0" width="20" height="20" href="#:R56laarpnnnlff6tta:"></use><use x="80" y="0" width="20" height="20" href="#:R56laarpnnnlff6tta:"></use></g></svg><button class="text-xs text-teal underline" data-state="closed" aria-haspopup="dialog" aria-controls="dialog-:R96laarpnnnlff6tta:" aria-expanded="false">Show details</button></div></td><td class="text-sm leading-[18px]">1852 Flatbush Ave., Brooklyn, NY 11210</td><td class="p-3 text-base"></td><td class="p-3 text-base"><div class="flex justify-center"><a class="text-xs font-bold text-teal underline" href="#pupkininsuranceagency">View More</a></div></td></tr><tr><td class="p-3 text-base">GMI Brokerage Corp.</td><td class="p-3 text-base"><div class="flex flex-col items-center justify-center gap-2"><svg xmlns="http://www.w3.org/2000/svg" width="85" height="17" viewBox="0 0 100 20" aria-label="Rating: 5 out of 5 stars" role="img" class="inline-block align-[-1px]"><defs><svg aria-hidden="true" focusable="false" data-prefix="fas" data-icon="star" class="svg-inline--fa fa-star fa-xs " role="img" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512" id=":R57laarpnnnlff6tta:"><path fill="currentColor" d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z"></path></svg></defs><g class="text-gray-light"><use x="0" y="0" width="20" height="20" href="#:R57laarpnnnlff6tta:"></use><use x="20" y="0" width="20" height="20" href="#:R57laarpnnnlff6tta:"></use><use x="40" y="0" width="20" height="20" href="#:R57laarpnnnlff6tta:"></use><use x="60" y="0" width="20" height="20" href="#:R57laarpnnnlff6tta:"></use><use x="80" y="0" width="20" height="20" href="#:R57laarpnnnlff6tta:"></use></g><g class="text-brand" clip-path="inset(0 0% 0 0) view-box"><use x="0" y="0" width="20" height="20" href="#:R57laarpnnnlff6tta:"></use><use x="20" y="0" width="20" height="20" href="#:R57laarpnnnlff6tta:"></use><use x="40" y="0" width="20" height="20" href="#:R57laarpnnnlff6tta:"></use><use x="60" y="0" width="20" height="20" href="#:R57laarpnnnlff6tta:"></use><use x="80" y="0" width="20" height="20" href="#:R57laarpnnnlff6tta:"></use></g></svg><button class="text-xs text-teal underline" data-state="closed" aria-haspopup="dialog" aria-controls="dialog-:R97laarpnnnlff6tta:" aria-expanded="false">Show details</button></div></td><td class="text-sm leading-[18px]">2709 Coney Island Ave, Brooklyn, NY 11235</td><td class="p-3 text-base"></td><td class="p-3 text-base"><div class="flex justify-center"><a class="text-xs font-bold text-teal underline" href="#gmibrokeragecorp">View More</a></div></td></tr><tr><td class="p-3 text-base">Dan Schmidt</td><td class="p-3 text-base"><div class="flex flex-col items-center justify-center gap-2"><svg xmlns="http://www.w3.org/2000/svg" width="85" height="17" viewBox="0 0 100 20" aria-label="Rating: 5 out of 5 stars" role="img" class="inline-block align-[-1px]"><defs><svg aria-hidden="true" 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class="text-brand" clip-path="inset(0 0% 0 0) view-box"><use x="0" y="0" width="20" height="20" href="#:R58laarpnnnlff6tta:"></use><use x="20" y="0" width="20" height="20" href="#:R58laarpnnnlff6tta:"></use><use x="40" y="0" width="20" height="20" href="#:R58laarpnnnlff6tta:"></use><use x="60" y="0" width="20" height="20" href="#:R58laarpnnnlff6tta:"></use><use x="80" y="0" width="20" height="20" href="#:R58laarpnnnlff6tta:"></use></g></svg><button class="text-xs text-teal underline" data-state="closed" aria-haspopup="dialog" aria-controls="dialog-:R98laarpnnnlff6tta:" aria-expanded="false">Show details</button></div></td><td class="text-sm leading-[18px]">615 Elmwood Ave, Buffalo, NY 14222</td><td class="p-3 text-base"></td><td class="p-3 text-base"><div class="flex justify-center"><a class="text-xs font-bold text-teal underline" href="#danschmidt">View More</a></div></td></tr><tr><td class="p-3 text-base">A1 Brooklyn Brokerage Inc.</td><td class="p-3 text-base"><div class="flex flex-col items-center justify-center gap-2"><svg xmlns="http://www.w3.org/2000/svg" width="85" height="17" viewBox="0 0 100 20" aria-label="Rating: 5 out of 5 stars" role="img" class="inline-block align-[-1px]"><defs><svg aria-hidden="true" focusable="false" data-prefix="fas" data-icon="star" class="svg-inline--fa fa-star fa-xs " role="img" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512" id=":R59laarpnnnlff6tta:"><path fill="currentColor" d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z"></path></svg></defs><g class="text-gray-light"><use x="0" y="0" width="20" height="20" href="#:R59laarpnnnlff6tta:"></use><use x="20" y="0" width="20" height="20" href="#:R59laarpnnnlff6tta:"></use><use x="40" y="0" width="20" height="20" href="#:R59laarpnnnlff6tta:"></use><use x="60" y="0" width="20" height="20" href="#:R59laarpnnnlff6tta:"></use><use x="80" y="0" width="20" height="20" href="#:R59laarpnnnlff6tta:"></use></g><g class="text-brand" clip-path="inset(0 0% 0 0) view-box"><use x="0" y="0" width="20" height="20" href="#:R59laarpnnnlff6tta:"></use><use x="20" y="0" width="20" height="20" href="#:R59laarpnnnlff6tta:"></use><use x="40" y="0" width="20" height="20" href="#:R59laarpnnnlff6tta:"></use><use x="60" y="0" width="20" height="20" href="#:R59laarpnnnlff6tta:"></use><use x="80" y="0" width="20" height="20" href="#:R59laarpnnnlff6tta:"></use></g></svg><button class="text-xs text-teal underline" data-state="closed" aria-haspopup="dialog" aria-controls="dialog-:R99laarpnnnlff6tta:" aria-expanded="false">Show details</button></div></td><td class="text-sm leading-[18px]">2535 McDonald Ave., Brooklyn, NY 11223</td><td class="p-3 text-base"></td><td class="p-3 text-base"><div class="flex justify-center"><a class="text-xs font-bold text-teal underline" href="#a1brooklynbrokerageinc">View More</a></div></td></tr><tr><td class="p-3 text-base">Newbrook Insurance Agency</td><td class="p-3 text-base"><div class="flex flex-col items-center justify-center gap-2"><svg xmlns="http://www.w3.org/2000/svg" width="85" height="17" viewBox="0 0 100 20" aria-label="Rating: 5 out of 5 stars" role="img" class="inline-block align-[-1px]"><defs><svg aria-hidden="true" focusable="false" data-prefix="fas" data-icon="star" class="svg-inline--fa fa-star fa-xs " role="img" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 576 512" id=":R5alaarpnnnlff6tta:"><path fill="currentColor" d="M316.9 18C311.6 7 300.4 0 288.1 0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z"></path></svg></defs><g class="text-gray-light"><use x="0" y="0" width="20" height="20" href="#:R5alaarpnnnlff6tta:"></use><use x="20" y="0" width="20" height="20" href="#:R5alaarpnnnlff6tta:"></use><use x="40" y="0" width="20" height="20" href="#:R5alaarpnnnlff6tta:"></use><use x="60" y="0" width="20" height="20" href="#:R5alaarpnnnlff6tta:"></use><use x="80" y="0" width="20" height="20" href="#:R5alaarpnnnlff6tta:"></use></g><g class="text-brand" clip-path="inset(0 0% 0 0) view-box"><use x="0" y="0" width="20" height="20" href="#:R5alaarpnnnlff6tta:"></use><use x="20" y="0" width="20" height="20" href="#:R5alaarpnnnlff6tta:"></use><use x="40" y="0" width="20" height="20" href="#:R5alaarpnnnlff6tta:"></use><use x="60" y="0" width="20" height="20" href="#:R5alaarpnnnlff6tta:"></use><use x="80" y="0" width="20" height="20" href="#:R5alaarpnnnlff6tta:"></use></g></svg><button class="text-xs text-teal underline" data-state="closed" 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0s-23.4 7-28.8 18L195 150.3 51.4 171.5c-12 1.8-22 10.2-25.7 21.7s-.7 24.2 7.9 32.7L137.8 329 113.2 474.7c-2 12 3 24.2 12.9 31.3s23 8 33.8 2.3l128.3-68.5 128.3 68.5c10.8 5.7 23.9 4.9 33.8-2.3s14.9-19.3 12.9-31.3L438.5 329 542.7 225.9c8.6-8.5 11.7-21.2 7.9-32.7s-13.7-19.9-25.7-21.7L381.2 150.3 316.9 18z"></path></svg></defs><g class="text-gray-light"><use x="0" y="0" width="20" height="20" href="#:R5blaarpnnnlff6tta:"></use><use x="20" y="0" width="20" height="20" href="#:R5blaarpnnnlff6tta:"></use><use x="40" y="0" width="20" height="20" href="#:R5blaarpnnnlff6tta:"></use><use x="60" y="0" width="20" height="20" href="#:R5blaarpnnnlff6tta:"></use><use x="80" y="0" width="20" height="20" href="#:R5blaarpnnnlff6tta:"></use></g><g class="text-brand" clip-path="inset(0 10% 0 0) view-box"><use x="0" y="0" width="20" height="20" href="#:R5blaarpnnnlff6tta:"></use><use x="20" y="0" width="20" height="20" href="#:R5blaarpnnnlff6tta:"></use><use x="40" y="0" width="20" height="20" href="#:R5blaarpnnnlff6tta:"></use><use x="60" y="0" width="20" height="20" href="#:R5blaarpnnnlff6tta:"></use><use x="80" y="0" width="20" height="20" href="#:R5blaarpnnnlff6tta:"></use></g></svg><button class="text-xs text-teal underline" data-state="closed" aria-haspopup="dialog" aria-controls="dialog-:R9blaarpnnnlff6tta:" aria-expanded="false">Show details</button></div></td><td class="text-sm leading-[18px]">5 Penn Plaza 23rd Floor, New York, NY 10001</td><td class="p-3 text-base"></td><td class="p-3 text-base"><div class="flex justify-center"><a class="text-xs font-bold text-teal underline" href="#kjeconsultantsllc">View More</a></div></td></tr><tr><td class="p-3 text-base">Monica Murphy</td><td class="p-3 text-base"><div class="flex flex-col items-center justify-center gap-2"><svg xmlns="http://www.w3.org/2000/svg" width="85" height="17" viewBox="0 0 100 20" aria-label="Rating: 5 out of 5 stars" role="img" class="inline-block align-[-1px]"><defs><svg aria-hidden="true" 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class="text-brand" clip-path="inset(0 0% 0 0) view-box"><use x="0" y="0" width="20" height="20" href="#:R5claarpnnnlff6tta:"></use><use x="20" y="0" width="20" height="20" href="#:R5claarpnnnlff6tta:"></use><use x="40" y="0" width="20" height="20" href="#:R5claarpnnnlff6tta:"></use><use x="60" y="0" width="20" height="20" href="#:R5claarpnnnlff6tta:"></use><use x="80" y="0" width="20" height="20" href="#:R5claarpnnnlff6tta:"></use></g></svg><button class="text-xs text-teal underline" data-state="closed" aria-haspopup="dialog" aria-controls="dialog-:R9claarpnnnlff6tta:" aria-expanded="false">Show details</button></div></td><td class="text-sm leading-[18px]">1985 New York Avenue, Huntington Station, NY 11746</td><td class="p-3 text-base"></td><td class="p-3 text-base"><div class="flex justify-center"><a class="text-xs font-bold text-teal underline" href="#monicamurphy">View More</a></div></td></tr></tbody></table></div></div></div></div></section><section class="px-6"><div class="mx-auto grid grid-cols-1 max-w-layout"><div class="flex justify-center"><a class="flex items-center gap-2 text-blue items-center font-bold max-lg:[&amp;_svg]:w-5 text-lg lg:text-xl" href="#provider-list"><span class="no-underline hover:underline">Back to top</span><svg width="24" height="24" viewBox="0 0 24 24" fill="none" xmlns="http://www.w3.org/2000/svg"><path d="M12.7158 12.2C12.3234 11.7978 11.6767 11.7978 11.2842 12.2L6.39701 17.2092C6.00459 17.6114 5.35789 17.6114 4.96547 17.2092L4.28134 16.508C3.90236 16.1196 3.90236 15.4998 4.28134 15.1113L11.2842 7.93363C11.6767 7.53142 12.3234 7.53142 12.7158 7.93363L19.7187 15.1113C20.0976 15.4998 20.0976 16.1196 19.7187 16.508L19.0345 17.2092C18.6421 17.6114 17.9954 17.6114 17.603 17.2092L12.7158 12.2Z" fill="currentColor"></path></svg></a></div></div></section><!--$--><section id="faqs" class="px-6 py-12 bg-off-white"><div class="mx-auto grid grid-cols-1 max-w-content gap-8"><h2 class="text-center">FAQs</h2><ul class="space-y-6"><li class="space-y-4 rounded-xl bg-white p-6 shadow-card lg:px-12 lg:py-8" id="Introduction"><h3 class="font-semibold">Introduction</h3><div class="post text-blue"><div>Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance. <br></div><div><br></div><div>All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.</div><div><br></div>It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment. <br></div></li><li class="space-y-4 rounded-xl bg-white p-6 shadow-card lg:px-12 lg:py-8" id="What-determines-the-price-of-homeowners-insurance-premium"><h3 class="font-semibold">What determines the price of homeowners insurance premium?</h3><div class="post text-blue"><p>The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role. <br></p> </div></li><li class="space-y-4 rounded-xl bg-white p-6 shadow-card lg:px-12 lg:py-8" id="What-is-the-difference-between-home-warranty-and-homeowners-insurance"><h3 class="font-semibold">What is the difference between home warranty and homeowners insurance?</h3><div class="post text-blue"><p>Homeowners' insurance protects your home and property from damage from events that include storms, theft, and fires. A home warranty covers repair costs for parts of your home that eventually breaks down. For example, if a fallen tree damages your roof, it's typically covered by insurance, not the warranty. <br></p> </div></li><li class="space-y-4 rounded-xl bg-white p-6 shadow-card lg:px-12 lg:py-8" id="Does-Geico-offer-homeowners-insurance"><h3 class="font-semibold">Does Geico offer homeowners insurance?</h3><div class="post text-blue"><p>Because auto insurance is Geico's focus and where they invest the most in advertising, many people know the company only as a car insurance provider. On the contrary, Geico does offer a range homeowners' insurance policies that cover dwellings, personal property, and personal liability, among other provisions. <br></p> </div></li><li class="space-y-4 rounded-xl bg-white p-6 shadow-card lg:px-12 lg:py-8" id="How-long-does-homeowners-warranty-insurance-last"><h3 class="font-semibold">How long does homeowners warranty insurance last?</h3><div class="post text-blue"><p>Home warranties vary based on the provider of the coverage, but most home warranties last for one year. Once they run out, homeowners have the option of renewing the warranty or letting it lapse. If a covered item breaks down after the warranty period is over, repair costs won't be reimbursed. <br></p> </div></li><li class="space-y-4 rounded-xl bg-white p-6 shadow-card lg:px-12 lg:py-8" id="Does-homeowners-insurance-cover-water-heaters"><h3 class="font-semibold">Does homeowners insurance cover water heaters?</h3><div class="post text-blue"><p>Homeowners' insurance doesn't cover water heaters when they break down from normal wear and tear. An insurance policy may cover water damage to your home and property if it malfunctions, and if the water heater is damaged by a fire or an accident, home insurance may provide the costs to replace it. <br></p> </div></li><li class="space-y-4 rounded-xl bg-white p-6 shadow-card lg:px-12 lg:py-8" id="Are-RVs-covered-under-homeowners-insurance"><h3 class="font-semibold">Are RVs covered under homeowners insurance?</h3><div class="post text-blue"><p>Usually, an RV is covered under your homeowners' insurance, but that coverage will probably be subject to several exceptions and contingencies. For example, if you want to drive your RV, you'll either need car insurance or specialized RV insurance since the risks you'll face on the road do not fall under a homeowner's policy.</p> </div></li><li class="space-y-4 rounded-xl bg-white p-6 shadow-card lg:px-12 lg:py-8 hidden" id="Do-new-buyers-need-owners-title-insurance-on-a-new-home"><h3 class="font-semibold">Do new buyers need owner\&#x27;s title insurance on a new home?</h3><div class="post text-blue"><p>There are unique risks that a buyer of a new home may face. For example, property claims from previous owners or liens from suppliers whom the homebuilders never paid during construction. Title insurance protects the home from these perils, and your mortgage lender may require it. <br></p> </div></li><li class="space-y-4 rounded-xl bg-white p-6 shadow-card lg:px-12 lg:py-8 hidden" id="Do-owner-builders-need-home-warranty-insurance"><h3 class="font-semibold">Do owner builders need home warranty insurance?</h3><div class="post text-blue"><p>In the United States, owner builders are not required to have home warranty insurance. If you're the one who built your home, you're expected to incur the costs of repairs yourself if a structure or appliance breaks down. <br></p> </div></li><li class="space-y-4 rounded-xl bg-white p-6 shadow-card lg:px-12 lg:py-8 hidden" id="Are-dogs-deaths-covered-in-homeowners-insurance"><h3 class="font-semibold">Are dogs deaths covered in homeowners insurance?</h3><div class="post text-blue"><p>Usually, the loss of a dog or other pet is not covered by your home insurance. However, many insurance providers offer riders — packages of added coverage — for pets called pet insurance. This ensures that medical costs and property damage caused by your pets are fully covered. <br></p> </div></li><li class="space-y-4 rounded-xl bg-white p-6 shadow-card lg:px-12 lg:py-8 hidden" id="Are-earthquakes-covered-in-standard-homeowners-insurance-policies"><h3 class="font-semibold">Are earthquakes covered in standard homeowners insurance policies?</h3><div class="post text-blue"><p>Standard homeowners' insurance policies do not cover damage directly caused by earthquakes. Insurance will sometimes cover indirect damage, however. For example, if an earthquake causes a fire in your home, damage from the fire will be covered under a standard home insurance policy. <br></p> </div></li><li class="space-y-4 rounded-xl bg-white p-6 shadow-card lg:px-12 lg:py-8 hidden" id="Are-homeowners-insurance-and-car-insurance-deductible"><h3 class="font-semibold">Are homeowners insurance and car insurance deductible?</h3><div class="post text-blue"><p>Homeowners' insurance and car insurance premiums are not deductible as personal expenses on your taxes. However, some percentage of your premiums may be deductible as business expenses if you own a business and use your car and home for business purposes. This may vary between states. <br></p> </div></li><li class="space-y-4 rounded-xl bg-white p-6 shadow-card lg:px-12 lg:py-8 hidden" id="Are-homeowners-insurance-payouts-taxable-income"><h3 class="font-semibold">Are homeowners insurance payouts taxable income?</h3><div class="post text-blue"><p>If you file a claim after a burglary at your home, for example, the insurance company will assess the value of the property lost or damaged and reimburse that amount. This payout is not taxable because it's not income — it's a replacement of lost value.</p> </div></li><li class="space-y-4 rounded-xl bg-white p-6 shadow-card lg:px-12 lg:py-8 hidden" id="How-frequent-should-one-change-auto-or-homeowners-insurance-to-another-provider"><h3 class="font-semibold">How frequent should one change auto or homeowners insurance to another provider?  </h3><div class="post text-blue"><p>If you find home and auto insurance policies that you're happy with, you may never want to switch. However, various providers offer different combinations of coverage and price, so you may want to assess all your options every few years. <br></p> </div></li><li class="space-y-4 rounded-xl bg-white p-6 shadow-card lg:px-12 lg:py-8 hidden" id="What-should-a-homeowners-insurance-includecover"><h3 class="font-semibold">What should a homeowners insurance include/cover?</h3><div class="post text-blue"><p>A homeowners' insurance policy should cover the dwelling, personal property inside and some outside, other structures on the property, and liability. For example, it should cover medical bills if a guest sustains an injury. Not all of these coverages are included in every policy. <br></p> </div></li><li class="space-y-4 rounded-xl bg-white p-6 shadow-card lg:px-12 lg:py-8 hidden" id="How-much-homeowners-insurance-should-someone-carry"><h3 class="font-semibold">How much homeowners insurance should someone carry?</h3><div class="post text-blue"><p>How much insurance you need depends on the size of your home, its age, and other unique factors. Standard insurance policies cover around 70% of the total value of your home and additional covered property. Most policies that offer premises liability include $100,000 in liability coverage. <br></p> </div></li></ul><div class="sm:justify-self-center"><button class="items-center font-bold leading-none no-underline lg:leading-none gap-4 px-6 py-4 text-lg lg:text-xl rounded-lg flex w-full bg-blue text-white hover:bg-blue-dark" type="button"><svg width="24" height="24" viewBox="0 0 24 24" fill="none" xmlns="http://www.w3.org/2000/svg"><path d="M12.7158 12.9428C12.3234 13.3451 11.6767 13.3451 11.2842 12.9428L6.39701 7.93364C6.00459 7.53142 5.35789 7.53142 4.96547 7.93363L4.28134 8.63484C3.90236 9.02328 3.90236 9.64308 4.28134 10.0315L11.2842 17.2092C11.6767 17.6114 12.3234 17.6114 12.7158 17.2092L19.7187 10.0315C20.0976 9.64308 20.0976 9.02328 19.7187 8.63484L19.0345 7.93363C18.6421 7.53142 17.9954 7.53142 17.603 7.93363L12.7158 12.9428Z" fill="currentColor"></path></svg><span class="flex-1 text-center">Show more</span></button></div><script type="application/ld+json">{"@context":"https://schema.org","@type":"FAQPage","mainEntity":[{"@type":"Question","name":"What determines the price of homeowners insurance premium?","acceptedAnswer":{"@type":"Answer","text":"&lt;p&gt;The premium, or monthly cost, of your homeowners&apos; insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role. &lt;br&gt;&lt;/p&gt;\n"}},{"@type":"Question","name":"What is the difference between home warranty and homeowners insurance?","acceptedAnswer":{"@type":"Answer","text":"&lt;p&gt;Homeowners&apos; insurance protects your home and property from damage from events that include storms, theft, and fires. A home warranty covers repair costs for parts of your home that eventually breaks down. For example, if a fallen tree damages your roof, it&apos;s typically covered by insurance, not the warranty. &lt;br&gt;&lt;/p&gt;\n"}},{"@type":"Question","name":"Does Geico offer homeowners insurance?","acceptedAnswer":{"@type":"Answer","text":"&lt;p&gt;Because auto insurance is Geico&apos;s focus and where they invest the most in advertising, many people know the company only as a car insurance provider. On the contrary, Geico does offer a range homeowners&apos; insurance policies that cover dwellings, personal property, and personal liability, among other provisions. &lt;br&gt;&lt;/p&gt;\n"}},{"@type":"Question","name":"How long does homeowners warranty insurance last?","acceptedAnswer":{"@type":"Answer","text":"&lt;p&gt;Home warranties vary based on the provider of the coverage, but most home warranties last for one year. Once they run out, homeowners have the option of renewing the warranty or letting it lapse. If a covered item breaks down after the warranty period is over, repair costs won&apos;t be reimbursed. &lt;br&gt;&lt;/p&gt;\n"}},{"@type":"Question","name":"Does homeowners insurance cover water heaters?","acceptedAnswer":{"@type":"Answer","text":"&lt;p&gt;Homeowners&apos; insurance doesn&apos;t cover water heaters when they break down from normal wear and tear. An insurance policy may cover water damage to your home and property if it malfunctions, and if the water heater is damaged by a fire or an accident, home insurance may provide the costs to replace it. &lt;br&gt;&lt;/p&gt;\n"}},{"@type":"Question","name":"Are RVs covered under homeowners insurance?","acceptedAnswer":{"@type":"Answer","text":"&lt;p&gt;Usually, an RV is covered under your homeowners&apos; insurance, but that coverage will probably be subject to several exceptions and contingencies. For example, if you want to drive your RV, you&apos;ll either need car insurance or specialized RV insurance since the risks you&apos;ll face on the road do not fall under a homeowner&apos;s policy.&lt;/p&gt;\n"}},{"@type":"Question","name":"Do new buyers need owner\\&apos;s title insurance on a new home?","acceptedAnswer":{"@type":"Answer","text":"&lt;p&gt;There are unique risks that a buyer of a new home may face. For example, property claims from previous owners or liens from suppliers whom the homebuilders never paid during construction. Title insurance protects the home from these perils, and your mortgage lender may require it. &lt;br&gt;&lt;/p&gt;\n"}},{"@type":"Question","name":"Do owner builders need home warranty insurance?","acceptedAnswer":{"@type":"Answer","text":"&lt;p&gt;In the United States, owner builders are not required to have home warranty insurance. If you&apos;re the one who built your home, you&apos;re expected to incur the costs of repairs yourself if a structure or appliance breaks down. &lt;br&gt;&lt;/p&gt;\n"}},{"@type":"Question","name":"Are dogs deaths covered in homeowners insurance?","acceptedAnswer":{"@type":"Answer","text":"&lt;p&gt;Usually, the loss of a dog or other pet is not covered by your home insurance. However, many insurance providers offer riders — packages of added coverage — for pets called pet insurance. This ensures that medical costs and property damage caused by your pets are fully covered. &lt;br&gt;&lt;/p&gt;\n"}},{"@type":"Question","name":"Are earthquakes covered in standard homeowners insurance policies?","acceptedAnswer":{"@type":"Answer","text":"&lt;p&gt;Standard homeowners&apos; insurance policies do not cover damage directly caused by earthquakes. Insurance will sometimes cover indirect damage, however. For example, if an earthquake causes a fire in your home, damage from the fire will be covered under a standard home insurance policy. &lt;br&gt;&lt;/p&gt;\n"}},{"@type":"Question","name":"Are homeowners insurance and car insurance deductible?","acceptedAnswer":{"@type":"Answer","text":"&lt;p&gt;Homeowners&apos; insurance and car insurance premiums are not deductible as personal expenses on your taxes. However, some percentage of your premiums may be deductible as business expenses if you own a business and use your car and home for business purposes. This may vary between states. &lt;br&gt;&lt;/p&gt;\n"}},{"@type":"Question","name":"Are homeowners insurance payouts taxable income?","acceptedAnswer":{"@type":"Answer","text":"&lt;p&gt;If you file a claim after a burglary at your home, for example, the insurance company will assess the value of the property lost or damaged and reimburse that amount. This payout is not taxable because it&apos;s not income — it&apos;s a replacement of lost value.&lt;/p&gt;\n"}},{"@type":"Question","name":"How frequent should one change auto or homeowners insurance to another provider?  ","acceptedAnswer":{"@type":"Answer","text":"&lt;p&gt;If you find home and auto insurance policies that you&apos;re happy with, you may never want to switch. However, various providers offer different combinations of coverage and price, so you may want to assess all your options every few years. &lt;br&gt;&lt;/p&gt;\n"}},{"@type":"Question","name":"What should a homeowners insurance include/cover?","acceptedAnswer":{"@type":"Answer","text":"&lt;p&gt;A homeowners&apos; insurance policy should cover the dwelling, personal property inside and some outside, other structures on the property, and liability. For example, it should cover medical bills if a guest sustains an injury. Not all of these coverages are included in every policy. &lt;br&gt;&lt;/p&gt;\n"}},{"@type":"Question","name":"How much homeowners insurance should someone carry?","acceptedAnswer":{"@type":"Answer","text":"&lt;p&gt;How much insurance you need depends on the size of your home, its age, and other unique factors. Standard insurance policies cover around 70% of the total value of your home and additional covered property. Most policies that offer premises liability include $100,000 in liability coverage. &lt;br&gt;&lt;/p&gt;\n"}}]}</script></div></section><!--/$--><section class="px-6"><div class="mx-auto grid grid-cols-1 max-w-layout"><div class="flex justify-center"><a class="flex items-center gap-2 text-blue items-center font-bold max-lg:[&amp;_svg]:w-5 text-lg lg:text-xl" href="#provider-list"><span class="no-underline hover:underline">Back to top</span><svg width="24" height="24" viewBox="0 0 24 24" fill="none" xmlns="http://www.w3.org/2000/svg"><path d="M12.7158 12.2C12.3234 11.7978 11.6767 11.7978 11.2842 12.2L6.39701 17.2092C6.00459 17.6114 5.35789 17.6114 4.96547 17.2092L4.28134 16.508C3.90236 16.1196 3.90236 15.4998 4.28134 15.1113L11.2842 7.93363C11.6767 7.53142 12.3234 7.53142 12.7158 7.93363L19.7187 15.1113C20.0976 15.4998 20.0976 16.1196 19.7187 16.508L19.0345 17.2092C18.6421 17.6114 17.9954 17.6114 17.603 17.2092L12.7158 12.2Z" 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bg-teal text-white hover:bg-teal-dark shadow-lg"><span class="flex-1 text-center">Syracuse, NY</span></a></li></ul><div class="justify-self-center"><a href="/insurance/homeowners-insurance" class="flex items-center gap-2 text-center text-lg font-semibold text-blue hover:underline"><span>Search for <!-- -->Homeowners Insurance Agencies<!-- --> near you</span><svg aria-hidden="true" focusable="false" data-prefix="fas" data-icon="chevron-right" class="svg-inline--fa fa-chevron-right " role="img" xmlns="http://www.w3.org/2000/svg" viewBox="0 0 320 512"><path fill="currentColor" d="M310.6 233.4c12.5 12.5 12.5 32.8 0 45.3l-192 192c-12.5 12.5-32.8 12.5-45.3 0s-12.5-32.8 0-45.3L242.7 256 73.4 86.6c-12.5-12.5-12.5-32.8 0-45.3s32.8-12.5 45.3 0l192 192z"></path></svg></a></div></div></section><!--/$--><!--$--><section class="px-6 py-16 bg-white pt-0"><div class="mx-auto grid grid-cols-1 max-w-layout gap-8"><h2 class="text-center">Other top picks in your area</h2><ul class="grid gap-4 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