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"name": "Ad-dalu eich benthyciad myfyrwyr", "datePublished": "2019-05-24T14:15:30.000+00:00", "dateModified": "2019-06-05T12:57:15.000+00:00", "text": "Pryd y byddwch yn dechrau ad-dalu eich benthyciad myfyrwyr, beth fydd eich ad-daliadau misol, beth y dylech ei wneud os oes gennych 2 swydd neu os ydych yn hunangyflogedig, sut mae cael ad-daliad os ydych wedi gordalu.", "publisher": { "@type": "Organization", "name": "GOV.UK", "url": "http://web.archive.org/web/20230307215156/https://www.gov.uk", "logo": { "@type": "ImageObject", "url": "http://web.archive.org/web/20230307215156/https://www.gov.uk/assets/government-frontend/govuk_publishing_components/govuk-logo-73b5a4056ffe9988d02c728b56fe9fe7f90bb822322a5f6183ccbb92a99b019a.png" } }, "image": [ "http://web.archive.org/web/20230307215156/https://www.gov.uk/assets/government-frontend/govuk_publishing_components/govuk-schema-placeholder-1x1-bf9e64d759af6dfd93bede8168f3087a329f405b382aff36747db0db4b7b23e9.png", "http://web.archive.org/web/20230307215156/https://www.gov.uk/assets/government-frontend/govuk_publishing_components/govuk-schema-placeholder-4x3-13093f053c15f613acd827aff27cac83d3fab452947cbcae4c7b706dadf2f7f2.png", "http://web.archive.org/web/20230307215156/https://www.gov.uk/assets/government-frontend/govuk_publishing_components/govuk-schema-placeholder-16x9-4233cd42671827e266e284c4d5ae68fb600bd9f9e35dda663ccabbc2b6ab7ec3.png" ], "author": { "@type": "Organization", "name": "Government Digital Service", "url": "http://web.archive.org/web/20230307215156/https://www.gov.uk/government/organisations/government-digital-service" }, "headLine": "Ad-dalu eich benthyciad myfyrwyr", "description": "Pryd y byddwch yn dechrau ad-dalu eich benthyciad myfyrwyr, beth fydd eich ad-daliadau misol, beth y dylech ei wneud os oes gennych 2 swydd neu os ydych yn hunangyflogedig, sut mae cael ad-daliad os ydych wedi gordalu.", "articleBody": "\u003cp\u003eBydd angen i chi ad-dalu:\u003c/p\u003e\n\n\u003cul\u003e\n \u003cli\u003eBenthyciadau Ffïoedd Dysgu\u003c/li\u003e\n \u003cli\u003eBenthyciadau Cynhaliaeth\u003c/li\u003e\n \u003cli\u003eBenthyciadau i Fyfyrwyr Ôl-raddedig\u003c/li\u003e\n\u003c/ul\u003e\n\n\u003cp\u003eNi fydd angen i chi ad-dalu cyllid arall i fyfyrwyr, er enghraifft grantiau a bwrsariaethau, oni bai bod gormod o arian wedi’i dalu i chi.\u003c/p\u003e\n\n\u003cp\u003eBydd yn rhaid o hyd i chi ad-dalu eich benthyciad myfyrwyr os byddwch \u003ca href=\"/student-finance-if-you-suspend-or-leave\"\u003eyn gadael eich cwrs yn gynnar\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003eMae \u003ca href=\"/ad-dalu-eich-benthyciad-myfyrwyr/pryd-y-byddwch-yn-dechrau-ac-yn-gorffen-addalu\"\u003epryd byddwch yn dechrau ad-dalu’ch benthyciad\u003c/a\u003e a \u003ca href=\"/ad-dalu-eich-benthyciad-myfyrwyr/beth-y-byddwch-yn-ei-dalu\"\u003efaint rydych chi’n talu\u003c/a\u003e yn dibynnu ar \u003ca href=\"/ad-dalu-eich-benthyciad-myfyrwyr/pa-gynllun-ad-dalu-rydych-chi-arno\"\u003epa gynllun ad-dalu rydych chi arno\u003c/a\u003e.\u003c/p\u003e\n\n\u003cdiv role=\"note\" aria-label=\"Information\" class=\"application-notice info-notice\"\u003e\n\u003cp\u003eMae’r canllaw hwn hefyd ar gael \u003ca href=\"/repaying-your-student-loan\"\u003eyn Saesneg (English)\u003c/a\u003e.\u003c/p\u003e\n\u003c/div\u003e\n\n\u003ch2 id=\"sut-mae-ad-dalu\"\u003eSut mae ad-dalu\u003c/h2\u003e\n\n\u003cp\u003eBydd \u003ca href=\"/ad-dalu-eich-benthyciad-myfyrwyr/sut-y-byddwch-yn-ad-dalu\"\u003ey modd y byddwch yn ad-dalu\u003c/a\u003e eich benthyciad yn dibynnu ar b’un a ydych yn gyflogedig neu’n \u003ca href=\"/working-for-yourself/what-counts-as-self-employed\"\u003ehunangyflogedig\u003c/a\u003e.\u003c/p\u003e\n\n\u003cp\u003eGallwch \u003ca href=\"/ad-dalu-eich-benthyciad-myfyrwyr/gwneud-ad-daliadau-gwirfoddol\"\u003ewneud ad-daliadau ychwanegol\u003c/a\u003e yn eich \u003ca href=\"/cofrestru-i-mewn-i-eich-cyfrif-ad-dalu-benthyciad-myfyrwyr\"\u003ecyfrif ad-dalu ar-lein\u003c/a\u003e a gyda cherdyn, trosglwyddiad banc neu siec.\u003c/p\u003e\n\n\u003cp\u003eCadwch eich slipiau cyflog a’ch ffurflen \u003ca href=\"/paye-forms-p45-p60-p11d/p60\"\u003eP60\u003c/a\u003e ar gyfer eich cofnodion chi eich hun – bydd arnoch eu hangen os byddwch am \u003ca href=\"/ad-dalu-eich-benthyciad-myfyrwyr/cael-ad-daliad\"\u003egael ad-daliad\u003c/a\u003e.\u003c/p\u003e\n\n\u003ch2 id=\"cofrestru\"\u003eCofrestru\u003c/h2\u003e\n\n\u003cp\u003e\u003ca href=\"/cofrestru-i-mewn-i-eich-cyfrif-ad-dalu-benthyciad-myfyrwyr\"\u003eCofrestrwch i’ch cyfrif ad-dalu benthyciad myfyrwyr\u003c/a\u003e os oes gennych un yn barod.\u003c/p\u003e\n\n" } </script><script type="application/ld+json"> { "@context": "http://web.archive.org/web/20230307215156/http://schema.org", "@type": "BreadcrumbList", "itemListElement": [ { "@type": "ListItem", "position": 1, "item": { "name": "Home", "@id": "http://web.archive.org/web/20230307215156/https://www.gov.uk/" } } ] } </script><script type="application/ld+json"> { "@context": "http://web.archive.org/web/20230307215156/http://schema.org", "@type": "FAQPage", "headline": "Ad-dalu eich benthyciad myfyrwyr", "description": "Pryd y byddwch yn dechrau ad-dalu eich benthyciad myfyrwyr, beth fydd eich ad-daliadau misol, beth y dylech ei wneud os oes gennych 2 swydd neu os ydych yn hunangyflogedig, sut mae cael ad-daliad os ydych wedi gordalu.", "publisher": { "@type": "Organization", "name": "GOV.UK", "url": "http://web.archive.org/web/20230307215156/https://www.gov.uk", "logo": { "@type": "ImageObject", "url": "http://web.archive.org/web/20230307215156/https://www.gov.uk/assets/government-frontend/govuk_publishing_components/govuk-logo-73b5a4056ffe9988d02c728b56fe9fe7f90bb822322a5f6183ccbb92a99b019a.png" } }, "mainEntity": [ { "@type": "Question", "name": "Trosolwg", "url": "http://web.archive.org/web/20230307215156/https://www.gov.uk/ad-dalu-eich-benthyciad-myfyrwyr", "acceptedAnswer": { "@type": "Answer", "url": "http://web.archive.org/web/20230307215156/https://www.gov.uk/ad-dalu-eich-benthyciad-myfyrwyr", "text": "<p>Bydd angen i chi ad-dalu:</p>\n\n<ul>\n <li>Benthyciadau Ffïoedd Dysgu</li>\n <li>Benthyciadau Cynhaliaeth</li>\n <li>Benthyciadau i Fyfyrwyr Ôl-raddedig</li>\n</ul>\n\n<p>Ni fydd angen i chi ad-dalu cyllid arall i fyfyrwyr, er enghraifft grantiau a bwrsariaethau, oni bai bod gormod o arian wedi’i dalu i chi.</p>\n\n<p>Bydd yn rhaid o hyd i chi ad-dalu eich benthyciad myfyrwyr os byddwch <a href=\"/student-finance-if-you-suspend-or-leave\">yn gadael eich cwrs yn gynnar</a>.</p>\n\n<p>Mae <a href=\"/ad-dalu-eich-benthyciad-myfyrwyr/pryd-y-byddwch-yn-dechrau-ac-yn-gorffen-addalu\">pryd byddwch yn dechrau ad-dalu’ch benthyciad</a> a <a href=\"/ad-dalu-eich-benthyciad-myfyrwyr/beth-y-byddwch-yn-ei-dalu\">faint rydych chi’n talu</a> yn dibynnu ar <a href=\"/ad-dalu-eich-benthyciad-myfyrwyr/pa-gynllun-ad-dalu-rydych-chi-arno\">pa gynllun ad-dalu rydych chi arno</a>.</p>\n\n<div role=\"note\" aria-label=\"Information\" class=\"application-notice info-notice\">\n<p>Mae’r canllaw hwn hefyd ar gael <a href=\"/repaying-your-student-loan\">yn Saesneg (English)</a>.</p>\n</div>\n\n<h2 id=\"sut-mae-ad-dalu\">Sut mae ad-dalu</h2>\n\n<p>Bydd <a href=\"/ad-dalu-eich-benthyciad-myfyrwyr/sut-y-byddwch-yn-ad-dalu\">y modd y byddwch yn ad-dalu</a> eich benthyciad yn dibynnu ar b’un a ydych yn gyflogedig neu’n <a href=\"/working-for-yourself/what-counts-as-self-employed\">hunangyflogedig</a>.</p>\n\n<p>Gallwch <a href=\"/ad-dalu-eich-benthyciad-myfyrwyr/gwneud-ad-daliadau-gwirfoddol\">wneud ad-daliadau ychwanegol</a> yn eich <a href=\"/cofrestru-i-mewn-i-eich-cyfrif-ad-dalu-benthyciad-myfyrwyr\">cyfrif ad-dalu ar-lein</a> a gyda cherdyn, trosglwyddiad banc neu siec.</p>\n\n<p>Cadwch eich slipiau cyflog a’ch ffurflen <a href=\"/paye-forms-p45-p60-p11d/p60\">P60</a> ar gyfer eich cofnodion chi eich hun – bydd arnoch eu hangen os byddwch am <a href=\"/ad-dalu-eich-benthyciad-myfyrwyr/cael-ad-daliad\">gael ad-daliad</a>.</p>\n\n<h2 id=\"cofrestru\">Cofrestru</h2>\n\n<p><a href=\"/cofrestru-i-mewn-i-eich-cyfrif-ad-dalu-benthyciad-myfyrwyr\">Cofrestrwch i’ch cyfrif ad-dalu benthyciad myfyrwyr</a> os oes gennych un yn barod.</p>\n\n" } }, { "@type": "Question", "name": "Pa gynllun ad-dalu yr ydych yn perthyn iddo ", "url": "http://web.archive.org/web/20230307215156/https://www.gov.uk/ad-dalu-eich-benthyciad-myfyrwyr/pa-gynllun-ad-dalu-rydych-chi-arno", "acceptedAnswer": { "@type": "Answer", "url": "http://web.archive.org/web/20230307215156/https://www.gov.uk/ad-dalu-eich-benthyciad-myfyrwyr/pa-gynllun-ad-dalu-rydych-chi-arno", "text": "<p><a href=\"/ad-dalu-eich-benthyciad-myfyrwyr/pryd-y-byddwch-yn-dechrau-ac-yn-gorffen-addalu\">Bydd yr adeg pan fyddwch yn dechrau ad-dalu eich benthyciad</a> a’r <a href=\"/ad-dalu-eich-benthyciad-myfyrwyr/beth-y-byddwch-yn-ei-dalu\">swm y byddwch yn ei ad-dalu</a> yn dibynnu ar y cynllun ad-dalu yr ydych yn perthyn iddo.</p>\n\n<p>Gallwch:</p>\n\n<ul>\n <li>gael gwybod am y cynlluniau ad-dalu, a pha un y dylech fod yn perthyn iddo</li>\n <li>cael gwybod beth y dylech ei wneud os ydych yn credu eich bod yn perthyn i’r cynllun anghywir</li>\n</ul>\n\n<h2 id=\"y-cynlluniau-ad-dalu\">Y cynlluniau ad-dalu</h2>\n\n<p>Mae yna 5 cynllun:</p>\n\n<ul>\n <li>Cynllun 1</li>\n <li>Cynllun 2</li>\n <li>Cynllun 4</li>\n <li>Cynllun 5</li>\n <li>Benthyciad i Fyfyrwyr Ôl-raddedig</li>\n</ul>\n\n<div role=\"note\" aria-label=\"Information\" class=\"application-notice info-notice\">\n<p>Ni allwch ddewis pa gynllun ad-dalu y byddwch yn perthyn iddo. Os oes gennych fwy nag un benthyciad, gallai’r benthyciadau fod yn perthyn i gynlluniau gwahanol.</p>\n</div>\n\n<h3 id=\"cynllun-1\">Cynllun 1</h3>\n\n<p>Byddwch yn perthyn i Gynllun 1:</p>\n\n<ul>\n <li>os ydych yn fyfyriwr o Gymru neu Loegr a ddechreuodd gwrs i israddedigion unrhyw le yn y DU cyn 1 Medi 2012</li>\n <li>os ydych yn fyfyriwr o Ogledd Iwerddon a ddechreuodd gwrs i israddedigion neu ôl-raddedigion unrhyw le yn y DU ar 1 Medi 1998 neu wedi hynny</li>\n <li>os ydych yn fyfyriwr o’r UE a ddechreuodd gwrs i israddedigion yng Nghymru neu Loegr ar 1 Medi 1998 neu wedi hynny ond cyn 1 Medi 2012</li>\n <li>os ydych yn fyfyriwr o’r UE a ddechreuodd gwrs i israddedigion neu ôl-raddedigion yng Ngogledd Iwerddon ar 1 Medi 1998 neu wedi hynny</li>\n</ul>\n\n<h3 id=\"cynllun-2\">Cynllun 2</h3>\n\n<p>Byddwch yn perthyn i Gynllun 2:</p>\n\n<ul>\n <li>os ydych yn yn fyfyriwr o Loegr a ddechreuodd gwrs israddedig unrhyw le yn y DU rhwng 1 Medi 2012 a 31 Gorffennaf 2023</li>\n <li>os ydych yn fyfyriwr o Gymru a ddechreuodd gwrs israddedig unrhyw le yn y DU ar neu ar ôl 1 Medi 2012</li>\n <li>os ydych yn fyfyriwr o’r UE a ddechreuodd gwrs israddedig yn Lloegr rhwng 1 Medi 2012 a 31 Gorffennaf 2023</li>\n <li>os ydych yn fyfyriwr o’r UE a ddechreuodd gwrs israddedig yng Nghymru ar neu ar ôl 1 Medi 2012</li>\n <li>os ydych yn rhywun a gymerodd <a href=\"/advanced-learner-loan\">Fenthyciad Dysgwr Uwch</a> rhwng 1 Awst 2013 a 31 Gorffenaf 2023</li>\n <li>os ydych yn rhywun a gymerodd <a href=\"/guidance/higher-education-short-course-loans\">Benthyciad Cwrs Byr Addysg Uwch</a> ar 1 Medi 2022 neu wedi hynny</li>\n</ul>\n\n<h3 id=\"cynllun-4\">Cynllun 4</h3>\n\n<p>Byddwch yn perthyn i Gynllun 4:</p>\n\n<ul>\n <li>os ydych yn fyfyriwr o’r Alban a ddechreuodd gwrs i israddedigion neu ôl-raddedigion unrhyw le yn y DU ar 1 Medi 1998 neu wedi hynny</li>\n <li>os ydych yn fyfyriwr o’r UE a ddechreuodd gwrs i israddedigion neu ôl-raddedigion yn yr Alban ar 1 Medi 1998 neu wedi hynny</li>\n</ul>\n\n<h3 id=\"cynllun-5\">Cynllun 5</h3>\n\n<p>Byddwch yn perthyn i Gynllun 5:</p>\n\n<ul>\n <li>os ydych yn fyfyriwr o Loegr a ddechreuodd gwrs israddedig unrhyw le yn y DU ar neu ar ôl 1 Awst 2023</li>\n <li>os ydych yn fyfyriwr o’r UE a ddechreuodd gwrs israddedig yn Lloegr ar neu ar ôl 1 Awst 2023</li>\n <li>os ydych yn rhywun a gymerodd <a href=\"/advanced-learner-loan\">Fenthyciad Dysgwr Uwch</a> ar neu ar ôl 1 Awst 2023</li>\n</ul>\n\n<h3 id=\"benthyciad-i-fyfyrwyr-l-raddedig\">Benthyciad i Fyfyrwyr Ôl-raddedig</h3>\n\n<p>Byddwch yn perthyn i gynllun ad-dalu Benthyciad i Fyfyrwyr Ôl-raddedig:</p>\n\n<ul>\n <li>os ydych yn fyfyriwr o Gymru neu Loegr a gymerodd Fenthyciad Gradd Meistr Ôl-raddedig ar 1 Awst 2016 neu wedi hynny</li>\n <li>os ydych yn fyfyriwr o Gymru neu Loegr a gymerodd Fenthyciad Gradd Doethur Ôl-raddedig ar 1 Awst 2018 neu wedi hynny</li>\n <li>os ydych yn fyfyriwr o’r UE a ddechreuodd gwrs i ôl-raddedigion ar 1 Awst 2016 neu wedi hynny</li>\n</ul>\n\n<h2 id=\"os-ydych-yn-credu-eich-bod-yn-perthyn-ir-cynllun-anghywir\">Os ydych yn credu eich bod yn perthyn i’r cynllun anghywir</h2>\n\n<p>Gwiriwch pa gynllun yr ydych yn perthyn iddo drwy fewngofnodi i’ch <a href=\"/mewngofnodwch-i-reoli-balans-eich-benthyciad-myfyriwr\">cyfrif ad-dalu ar-lein</a> a lawrlwytho eich llythyr sydd yn nodi’r math o gynllun gweithredol.</p>\n\n<p>Yna, gofynnwch i’ch cyflogwr pa gynllun y mae wedi eich rhoi chi arno.</p>\n\n<p>Os yw’n wahanol i’r cynllun sydd wedi’i nodi yn eich llythyr, dylech ddangos y llythyr i’ch cyflogwr er mwyn iddo allu diweddaru eich manylion yn y gyflogres. Gallwch <a href=\"/ad-dalu-eich-benthyciad-myfyrwyr/cael-ad-daliad\">gael ad-daliad</a> os dylech fod wedi bod ar Gynllun 2 neu Gynllun 4 a’ch bod wedi gordalu.</p>\n" } }, { "@type": "Question", "name": "Pryd y byddwch yn dechrau ad-dalu", "url": "http://web.archive.org/web/20230307215156/https://www.gov.uk/ad-dalu-eich-benthyciad-myfyrwyr/pryd-y-byddwch-yn-dechrau-ac-yn-gorffen-addalu", "acceptedAnswer": { "@type": "Answer", "url": "http://web.archive.org/web/20230307215156/https://www.gov.uk/ad-dalu-eich-benthyciad-myfyrwyr/pryd-y-byddwch-yn-dechrau-ac-yn-gorffen-addalu", "text": "<p>Dim ond pan fydd eich incwm dros y trothwy ar gyfer eich <a href=\"/ad-dalu-eich-benthyciad-myfyrwyr/pa-gynllun-ad-dalu-rydych-chi-arno\">cynllun ad-dalu</a> y byddwch yn ad-dalu eich benthyciad myfyrwyr. Mae’r trothwyau yn newid ar 6 Ebrill bob blwyddyn.</p>\n\n<p>Y cynharaf y byddwch yn dechrau ad-dalu yw:</p>\n\n<ul>\n <li>yn y mis Ebrill ar ôl i chi adael eich cwrs</li>\n <li>yn y mis Ebrill 4 blynedd ar ôl i’r cwrs ddechrau os yw eich cwrs yn hwy na 4 blynedd, er enghraifft os ydych yn astudio’n rhan-amser neu’n dilyn cwrs Gradd Doethur Ôl-raddedig</li>\n <li>Ebrill 2026 os ydych ar Gynllun 5</li>\n</ul>\n\n<p>Bydd eich ad-daliadau’n stopio yn awtomatig:</p>\n\n<ul>\n <li>os byddwch yn stopio gweithio</li>\n <li>os bydd eich incwm yn mynd yn is na’r trothwy</li>\n</ul>\n\n<h2 id=\"os-oes-gennych-fenthyciad-myfyrwyr-cynllun-1\">Os oes gennych fenthyciad myfyrwyr Cynllun 1</h2>\n\n<p>Dim ond pan fydd eich incwm dros £388 yr wythnos, £1,682 y mis neu £20,195 y flwyddyn (cyn treth a didyniadau eraill) y byddwch yn ad-dalu eich benthyciad.</p>\n\n<h2 id=\"os-oes-gennych-fenthyciad-myfyrwyr-cynllun-2\">Os oes gennych fenthyciad myfyrwyr Cynllun 2</h2>\n\n<p>Dim ond pan fydd eich incwm dros £524 yr wythnos, £2,274 y mis neu £27,295 y flwyddyn (cyn treth a didyniadau eraill) y byddwch yn ad-dalu eich benthyciad.</p>\n\n<h2 id=\"os-oes-gennych-fenthyciad-myfyrwyr-cynllun-4\">Os oes gennych fenthyciad myfyrwyr Cynllun 4</h2>\n\n<p>Dim ond pan fydd eich incwm dros £487 yr wythnos, £2,114 y mis neu £25,375 y flwyddyn (cyn treth a didyniadau eraill) y byddwch yn ad-dalu eich benthyciad.</p>\n\n<h2 id=\"os-oes-gennych-fenthyciad-myfyriwr-cynllun-5\">Os oes gennych fenthyciad myfyriwr Cynllun 5</h2>\n\n<p>Byddwch ond yn ad-dalu pan fydd eich incwm dros £480 yr wythnos, £2,083 y mis neu £25,000 y flwyddyn (cyn treth a didyniadau eraill).</p>\n\n<h2 id=\"os-ydych-chi-ar-gynllun-ad-dalu-benthyciad-l-raddedig\">Os ydych chi ar gynllun ad-dalu Benthyciad Ôl-raddedig</h2>\n\n<p>Os gwnaethoch gymryd Benthyciad Gradd Meistr neu Fenthyciad Gradd Doethur, dim ond pan fydd eich incwm dros £403 yr wythnos, £1,750 y mis neu £21,000 y flwyddyn (cyn treth a didyniadau eraill) y byddwch yn ad-dalu eich benthyciad.</p>\n\n<h2 id=\"ad-daliadau-cynnar\">Ad-daliadau cynnar</h2>\n\n<p>Nid oes unrhyw gosb am <a href=\"/ad-dalu-eich-benthyciad-myfyrwyr/gwneud-ad-daliadau-gwirfoddol\">ad-dalu rhywfaint neu’r cyfan o’ch benthyciad yn gynnar</a>.</p>\n" } }, { "@type": "Question", "name": "Faint y byddwch yn ei ad-dalu", "url": "http://web.archive.org/web/20230307215156/https://www.gov.uk/ad-dalu-eich-benthyciad-myfyrwyr/beth-y-byddwch-yn-ei-dalu", "acceptedAnswer": { "@type": "Answer", "url": "http://web.archive.org/web/20230307215156/https://www.gov.uk/ad-dalu-eich-benthyciad-myfyrwyr/beth-y-byddwch-yn-ei-dalu", "text": "<p>Bydd y swm y byddwch yn ei ad-dalu’n dibynnu ar <a href=\"https://www.gov.uk/ad-dalu-eich-benthyciad-myfyrwyr/pa-gynllun-ad-dalu-rydych-chi-arno\">y cynllun yr ydych yn perthyn iddo</a>. Os oes gennych fwy nag un benthyciad, gallai’r benthyciadau fod yn perthyn i gynlluniau gwahanol.</p>\n\n<p>Mae gan bob cynllun drothwy ar gyfer eich incwm wythnosol neu fisol. Byddwch yn ad-dalu:</p>\n\n<ul>\n <li>9% o’r swm yr ydych yn ei ennill dros y trothwy ar gyfer cynlluniau 1, 2, 4 a 5</li>\n <li>6% o’r swm yr ydych yn ei ennill dros y trothwy ar gyfer Benthyciad i Fyfyrwyr Ôl-raddedig</li>\n</ul>\n\n<p>Ni fyddwch yn ad-dalu dim os yw eich incwm dan y trothwy.</p>\n\n<p>Dechreuir ychwanegu llog at eich benthyciad o’r adeg pan fyddwch yn cael eich taliad cyntaf.</p>\n\n<h2 id=\"cynllun-1\">Cynllun 1</h2>\n\n<p>Y trothwyau yw £388 yr wythnos neu £1,682 y mis (cyn treth a didyniadau eraill).</p>\n\n<div class=\"example\">\n<p>Enghraifft</p>\n\n<p>Rydych yn cael eich talu’n fisol ac mae eich incwm yn newid bob mis. Y mis hwn roedd eich incwm yn £2,000, sy’n uwch na’r trothwy misol ar gyfer Cynllun 1, sef £1,682.</p>\n\n<p>Roedd eich incwm £318 yn uwch na’r trothwy (£2,000 tynnu £1,682). Byddwch yn ad-dalu £28 (9% o £318) y mis hwn.</p>\n</div>\n\n<div class=\"example\">\n<p>Enghraifft</p>\n\n<p>Eich incwm blynyddol yw £27,000 ac rydych yn cael cyflog rheolaidd bob mis. Mae hynny’n golygu mai eich incwm bob mis yw £2,250 (£27,000 wedi’i rannu â 12). Mae’r swm hwnnw’n uwch na’r trothwy misol ar gyfer Cynllun 1, sef £1,682.</p>\n\n<p>Mae eich incwm £568 yn uwch na’r trothwy (£2,250 tynnu £1,682). Byddwch yn ad-dalu £51 (9% o £568) bob mis.</p>\n</div>\n\n<h3 id=\"llog-ar-gynllun-1\">Llog ar Gynllun 1</h3>\n\n<p>Ar hyn o bryd, rydych yn talu llog o 5% ar Gynllun 1. Gallwch gael gwybod sut y mae’r <a href=\"https://www.gov.uk/guidance/how-interest-is-calculated-plan-1.cy\">llog yn cael ei gyfrifo a beth oedd y cyfraddau llog yn ystod y blynyddoedd blaenorol</a>.</p>\n\n<h2 id=\"cynllun-2\">Cynllun 2</h2>\n\n<p>Y trothwyau yw £524 yr wythnos neu £2,274 y mis (cyn treth a didyniadau eraill). \nMae’r trothwyau yn newid ar 6 Ebrill bob blwyddyn.</p>\n\n<div class=\"example\">\n<p>Enghraifft</p>\n\n<p>Rydych yn cael eich talu’n wythnosol ac mae eich incwm yn newid bob wythnos. Yr wythnos hon roedd eich incwm yn £600, sy’n uwch na’r trothwy wythnosol ar gyfer Cynllun 2, sef £524.</p>\n\n<p>Roedd eich incwm £76 yn uwch na’r trothwy (£600 tynnu £524). Byddwch yn ad-dalu £6 (9% o £76) yr wythnos hon.</p>\n</div>\n\n<div class=\"example\">\n<p>Enghraifft</p>\n\n<p>Eich incwm blynyddol yw £28,800 ac rydych yn cael cyflog rheolaidd bob mis. Mae hynny’n golygu mai eich incwm bob mis yw £2,400 (£28,800 wedi’i rannu â 12). Mae’r swm hwnnw’n uwch na’r trothwy misol ar gyfer Cynllun 2, sef £2,274.</p>\n\n<p>Mae eich incwm £126 yn uwch na’r trothwy (£2,400 tynnu £2,274). Byddwch yn ad-dalu £11 (9% o £126) bob mis.</p>\n</div>\n\n<h3 id=\"llog-ar-gynllun-2\">Llog ar Gynllun 2</h3>\n\n<p>Ar hyn o bryd, rydych yn talu llog o 6.9% ar Gynllun 2. Gallwch gael gwybod <a href=\"https://www.gov.uk/guidance/how-interest-is-calculated-plan-2.cy\">sut y mae llog Cynllun 2 yn cael ei gyfrifo a beth oedd y cyfraddau llog yn ystod y blynyddoedd blaenorol</a>.</p>\n\n<h2 id=\"cynllun-4\">Cynllun 4</h2>\n\n<p>Y trothwyau yw £487 yr wythnos neu £2,114 y mis (cyn treth a didyniadau eraill).</p>\n\n<div class=\"example\">\n<p>Enghraifft</p>\n\n<p>Rydych yn cael eich talu’n fisol ac mae eich incwm yn newid bob mis. Y mis hwn roedd eich incwm yn £2,250, sy’n uwch na’r trothwy misol ar gyfer Cynllun 4, sef £2,114.</p>\n\n<p>Roedd eich incwm £136 yn uwch na’r trothwy (£2,250 tynnu £2,114). Byddwch yn ad-dalu £12 (9% o £136) y mis hwn.</p>\n</div>\n\n<div class=\"example\">\n<p>Enghraifft</p>\n\n<p>Eich incwm blynyddol yw £33,000 ac rydych yn cael cyflog rheolaidd bob mis. Mae hynny’n golygu mai eich incwm bob mis yw £2,750 (£33,000 wedi’i rannu â 12). Mae’r swm hwnnw’n uwch na’r trothwy misol ar gyfer Cynllun 4, sef £2,114.</p>\n\n<p>Mae eich incwm £636 yn uwch na’r trothwy (£2,750 tynnu £2,114). Byddwch yn ad-dalu £57 (9% o £636) bob mis.</p>\n</div>\n\n<h3 id=\"llog-ar-gynllun-4\">Llog ar Gynllun 4</h3>\n\n<p>Ar hyn o bryd, rydych yn talu llog o 5% ar Gynllun 4. Gallwch gael gwybod sut y mae’r <a href=\"https://www.gov.uk/guidance/how-interest-is-calculated-plan-4\">llog yn cael ei gyfrifo a beth oedd y cyfraddau llog yn ystod y blynyddoedd blaenorol</a>.</p>\n\n<h2 id=\"cynllun-5\">Cynllun 5</h2>\n\n<p>Y trothwyon fydd £480 yr wythnos neu £2,083 y mis (cyn treth a didyniadau eraill).</p>\n\n<div class=\"example\">\n<h3 id=\"enghraifft\">Enghraifft</h3>\n\n<p>Rydych chi’n cael eich talu’n fisol ac mae’ch incwm yn newid bob mis. Y mis hwn roedd eich incwm yn £2,250, sydd dros drothwy misol Cynllun 5 o £2,083.</p>\n\n<p>Roedd eich incwm £167 dros y trothwy (£2,250 llai £2,083). Byddwch yn ad-dalu £15 (9% o £167) y mis hwn.</p>\n</div>\n\n<div class=\"example\">\n<h3 id=\"enghraifft\">Enghraifft</h3>\n\n<p>Eich incwm blynyddol yw £33,000 a chewch gyflog misol rheolaidd. Mae hyn yn golygu bod eich incwm bob mis yn £2,750 (£33,000 wedi’i rannu â 12). Mae hyn dros drothwy misol Cynllun 5 o £2,083.</p>\n\n<p>Mae eich incwm £667 dros y trothwy (£2,750 llai £2,083). Byddwch yn ad-dalu £60 (9% o £667) pob mis.</p>\n</div>\n\n<h3 id=\"llog-ar-gynllun-5\">Llog ar Gynllun 5</h3>\n<p>Bydd y gyfradd llog yn seiliedig ar y Mynegai Prisiau Manwerthu.</p>\n\n<h2 id=\"benthyciad-i-fyfyrwyr-l-raddedig\">Benthyciad i Fyfyrwyr Ôl-raddedig</h2>\n\n<p>Y trothwyau yw £403 yr wythnos neu £1,750 y mis (cyn treth a didyniadau eraill).</p>\n\n<div class=\"example\">\n<p>Enghraifft</p>\n\n<p>Rydych yn cael eich talu’n wythnosol ac mae eich incwm yn newid bob wythnos. Yr wythnos hon roedd eich incwm yn £600, sy’n uwch na’r trothwy wythnosol ar gyfer Benthyciad i Fyfyrwyr Ôl-raddedig, sef £403.</p>\n\n<p>Roedd eich incwm £197 yn uwch na’r trothwy (£600 tynnu £403). Byddwch yn ad-dalu £11 (6% o £197) yr wythnos hon.</p>\n</div>\n\n<div class=\"example\">\n<p>Enghraifft</p>\n\n<p>Eich incwm blynyddol yw £28,800 ac rydych yn cael cyflog rheolaidd bob mis. Mae hynny’n golygu mai eich incwm bob mis yw £2,400 (£28,800 wedi’i rannu â 12). Mae’r swm hwnnw’n uwch na’r trothwy misol ar gyfer Benthyciad i Fyfyrwyr Ôl-raddedig, sef £1,750.</p>\n\n<p>Mae eich incwm £650 yn uwch na’r trothwy (£2,400 tynnu £1,750). Byddwch yn ad-dalu £39 (6% o £650) bob mis.</p>\n</div>\n\n<h3 id=\"llog-ar-fenthyciad-i-fyfyrwyr-l-raddedig\">Llog ar Fenthyciad i Fyfyrwyr Ôl-raddedig</h3>\n\n<p>Ar hyn o bryd, rydych yn talu llog o 6.9% ar Fenthyciadau i Fyfyrwyr Ôl-raddedig. Gallwch gael gwybod <a href=\"https://www.gov.uk/guidance/how-interest-is-calculated-postgraduate-loan.cy\">sut y mae llog Benthyciadau i Fyfyrwyr Ôl-raddedig yn cael ei gyfrifo a beth oedd y cyfraddau llog yn ystod y blynyddoedd blaenorol</a>.</p>\n\n<h2 id=\"os-ydych-ar-fwy-nag-un-math-o-gynllun\">Os ydych ar fwy nag un math o gynllun</h2>\n\n<p>Mae faint y byddwch yn ei ad-dalu yn dibynnu ar ba un o’ch mathau o gynllun sydd â’r trothwy ad-dalu isaf ac a oes gennych Fenthyciad Ôl-raddedig ai peidio.</p>\n\n<h3 id=\"os-nad-oes-gennych-fenthyciad-l-raddedig\">Os nad oes gennych Fenthyciad Ôl-raddedig</h3>\n\n<p>Byddwch yn ad-dalu 9% o’ch incwm dros y trothwy isaf allan o’r mathau o gynlluniau sydd gennych. Dim ond un ad-daliad a gymerir bob tro y cewch eich talu, hyd yn oed os ydych ar fwy nag un math o gynllun.</p>\n\n<div class=\"example\">\n<h3 id=\"enghraifft\">Enghraifft</h3>\n<p>Mae gennych fenthyciad Cynllun 1 a benthyciad Cynllun 2.</p>\n\n<p>Eich incwm blynyddol yw £25,200 a chewch gyflog misol rheolaidd. Mae hyn yn golygu bod eich incwm bob mis yn £2,100 (£25,200 wedi’i rannu â 12). Mae hyn dros drothwy Cynllun 1 o £1,682 ond o dan drothwy Cynllun 2 o £2,274.</p>\n\n<p>Byddwch yn ad-dalu 9% o’ch incwm dros £1,682 y mis oherwydd dyna’r trothwy isaf allan o’r mathau o gynlluniau sydd gennych.</p>\n\n<p>Mae eich incwm £418 dros drothwy Cynllun 1 (£2,100 llai £1,682). Byddwch yn ad-dalu £37 (9% o £418) y mis.</p>\n\n<p>Pe bai’ch incwm yn mynd dros drothwy Cynllun 2, dim ond 9% o’ch incwm dros drothwy Cynllun 1 y byddech yn ei ad-dalu o hyd. Ni fyddai’n rhaid i chi wneud ad-daliad ar wahân tuag at eich benthyciad Cynllun 2.</p>\n</div>\n\n<h2 id=\"os-bydd-eich-incwm-yn-newid-yn-ystod-y-flwyddyn\">Os bydd eich incwm yn newid yn ystod y flwyddyn</h2>\n\n<p>Gallwch <a href=\"https://www.gov.uk/ad-dalu-eich-benthyciad-myfyrwyr/cael-ad-daliad\">ofyn am ad-daliad</a> os ydych yn gwneud ad-daliadau ond bod cyfanswm eich incwm blynyddol (rhwng 6 Ebrill a 5 Ebrill y flwyddyn ganlynol) yn llai na:</p>\n\n<ul>\n <li>£20,195 y flwyddyn ar gyfer Cynllun 1</li>\n <li>£27,295 y flwyddyn ar gyfer Cynllun 2</li>\n <li>£25,375 y flwyddyn ar gyfer Cynllun 4</li>\n <li>£25,000 y flwyddyn ar gyfer Cynllun 5</li>\n <li>£21,000 ar gyfer Benthyciadau i Fyfyrwyr Ôl-raddedig</li>\n</ul>\n\n<h2 id=\"os-oes-gennych-2-neu-ragor-o-swyddi\">Os oes gennych 2 neu ragor o swyddi</h2>\n\n<p>Os ydych yn weithiwr cyflogedig, bydd eich ad-daliadau’n cael eu tynnu allan o’ch cyflog. Bydd yr ad-daliadau’n cael eu tynnu allan o’ch cyflog ar gyfer y swyddi lle’r ydych yn ennill mwy na’r isafswm. Ni fyddant yn cael eu tynnu allan o’ch incwm cyfun.</p>\n\n<div class=\"example\">\n<p>Enghraifft</p>\n\n<p>Mae gennych fenthyciad Cynllun 1.</p>\n\n<p>Mae gennych 2 swydd, ac rydych yn cael cyflog rheolaidd bob mis ar gyfer y 2 ohonynt. Cyn treth a didyniadau eraill, rydych yn ennill £1,000 y mis o un swydd a £800 y mis o’r llall.</p>\n\n<p>Ni fydd yn rhaid i chi wneud ad-daliadau, oherwydd nid yw’r naill gyflog na’r llall yn uwch na’r trothwy o £1,682 y mis.</p>\n</div>\n\n<div class=\"example\">\n<p>Enghraifft</p>\n\n<p>Mae gennych fenthyciad Cynllun 2.</p>\n\n<p>Mae gennych 2 swydd, ac rydych yn cael cyflog rheolaidd bob mis ar gyfer y 2 ohonynt. Cyn treth a didyniadau eraill, rydych yn ennill £2,300 y mis o un swydd a £500 y mis o’r llall.</p>\n\n<p>Dim ond yng nghyswllt yr incwm o’r swydd sy’n talu £2,300 y mis i chi y byddwch yn gwneud ad-daliadau, oherwydd ei fod yn uwch na’r trothwy o £2,274.</p>\n</div>\n\n<h3 id=\"os-oes-angen-i-chi-anfon-ffurflen-dreth-hunanasesiad\">Os oes angen i chi anfon ffurflen dreth Hunanasesiad</h3>\n\n<p>Bydd Cyllid a Thollau Ei Mawrhydi yn defnyddio eich <a href=\"https://www.gov.uk/ffurflenni-treth-hunanasesiad\">ffurflen dreth</a> i gyfrifo faint y byddwch yn ei ad-dalu. Bydd eich ad-daliadau’n seiliedig ar eich incwm ar gyfer y flwyddyn gyfan. Os ydych eisoes wedi gwneud ad-daliadau o gyflog, bydd Cyllid a Thollau Ei Mawrhydi yn eu tynnu allan o’r swm y bydd yn rhaid i chi ei ad-dalu.</p>\n" } }, { "@type": "Question", "name": "Sut mae ad-dalu", "url": "http://web.archive.org/web/20230307215156/https://www.gov.uk/ad-dalu-eich-benthyciad-myfyrwyr/sut-y-byddwch-yn-ad-dalu", "acceptedAnswer": { "@type": "Answer", "url": "http://web.archive.org/web/20230307215156/https://www.gov.uk/ad-dalu-eich-benthyciad-myfyrwyr/sut-y-byddwch-yn-ad-dalu", "text": "<p>Bydd eich ad-daliadau’n cael eu cymryd o’ch cyflog yr un pryd â’ch treth a’ch Yswiriant Gwladol, os ydych yn weithiwr cyflogedig. Bydd eich slipiau cyflog yn dangos faint o arian sydd wedi’i dynnu. Efallai y bydd angen i chi ddweud wrth eich cyflogwr <a href=\"/ad-dalu-eich-benthyciad-myfyrwyr/pa-gynllun-ad-dalu-rydych-chi-arno\">pa gynllun yr ydych yn perthyn iddo</a>.</p>\n\n<div role=\"note\" aria-label=\"Information\" class=\"application-notice info-notice\">\n<p>Byddwch yn dechrau ad-dalu pan fydd eich incwm yn fwy na’r <a href=\"/ad-dalu-eich-benthyciad-myfyrwyr/pryd-y-byddwch-yn-dechrau-ac-yn-gorffen-addalu\">isafswm</a>.</p>\n</div>\n\n<p>Nid oes unrhyw gosb os byddwch yn gwneud ad-daliadau gwirfoddol i <a href=\"/ad-dalu-eich-benthyciad-myfyrwyr/gwneud-ad-daliadau-ychwanegol\">ad-dalu rhywfaint neu’r cyfan o’ch benthyciad yn gynnar</a>.</p>\n\n<h2 id=\"os-ydych-yn-hunangyflogedig\">Os ydych yn hunangyflogedig</h2>\n\n<p>Bydd Cyllid a Thollau EM yn defnyddio eich <a href=\"/ffurflenni-treth-hunanasesiad\">ffurflen dreth</a> i gyfrifo faint y byddwch yn ei ad-dalu. Byddwch yn talu’r arian <a href=\"/ffurflenni-treth-hunanasesiad\">yr un pryd ag y byddwch yn talu eich treth</a>.</p>\n\n<h2 id=\"os-ydych-yn-weithiwr-cyflogedig-ach-bod-yn-llenwi-ffurflen-dreth\">Os ydych yn weithiwr cyflogedig a’ch bod yn llenwi ffurflen dreth</h2>\n\n<p>Os ydych yn ennill mwy na’r isafswm, bydd eich cyflogwr yn tynnu ad-daliadau’r benthyciad allan o’ch cyflog.</p>\n\n<p>Edrychwch ar eich slipiau cyflog neu’ch ffurflen P60 i weld faint o’ch benthyciad yr ydych wedi’i ad-dalu yn ystod y flwyddyn dreth. Bydd angen i chi gynnwys y wybodaeth hon pan fyddwch yn llenwi eich ffurflen dreth.</p>\n\n<div role=\"note\" aria-label=\"Information\" class=\"application-notice info-notice\">\n<p>Mae’r flwyddyn dreth yn ymestyn o 6 Ebrill i 5 Ebrill y flwyddyn ganlynol.</p>\n</div>\n\n<h2 id=\"os-byddwch-yn-mynd-dramor-am-fwy-na-3-mis\">Os byddwch yn mynd dramor am fwy na 3 mis</h2>\n\n<p>Os byddwch yn gadael y DU am fwy na 3 mis, bydd angen i chi <a href=\"/ad-dalu-eich-benthyciad-myfyrwyr/diweddaru-eich-manylion-cyflogaeth\">roi gwybod i’r Cwmni Benthyciadau Myfyrwyr</a>. Bydd yn penderfynu a fydd yn rhaid i chi ad-dalu tra byddwch dramor, ac os felly, faint.</p>\n\n<p>Mae’r rheolau ar gyfer ad-dalu yr un fath â’r rheolau yn y DU, heblaw am y ffaith bod trothwyau ad-dalu gwahanol yn berthnasol i bob gwlad.</p>\n\n<p>Os byddwch dramor, bydd eich symiau ad-dalu yn seiliedig ar:</p>\n\n<ul>\n <li>yr <a href=\"/government/publications/overseas-earnings-thresholds-for-plan-1-student-loans.cy\">isafswm dan Gynllun 1</a> ar gyfer y wlad dan sylw</li>\n <li>yr <a href=\"/government/publications/overseas-earnings-thresholds-for-plan-2-student-loans.cy\">isafswm dan Gynllun 2</a> ar gyfer y wlad dan sylw</li>\n <li>yr <a href=\"/government/publications/overseas-earnings-thresholds-for-postgraduate-student-loans.cy\">isafswm dan y cynllun Benthyciad Ôl-raddedig</a> ar gyfer y wlad dan sylw</li>\n</ul>\n\n<p>Ar ôl i’r SLC ddweud wrthych faint mae angen i chi ei ad-dalu, gallwch wneud ad-daliadau:</p>\n\n<ul>\n <li>trwy’ch cyfrif ar-lein</li>\n <li>trwy Drosglwyddiad Banc Rhyngwladol (IBAN)</li>\n</ul>\n\n<h3 id=\"cyfrif-ar-lein\">Cyfrif ar-lein</h3>\n\n<p><a href=\"/cofrestru-i-mewn-i-eich-cyfrif-ad-dalu-benthyciad-myfyrwyr\">Cofrestrwch i’ch cyfrif ar-lein</a> i:</p>\n\n<ul>\n <li>wneud ad-daliad gan ddefnyddio cerdyn debyd rhyngwladol</li>\n <li>trefnu debyd uniongyrchol</li>\n</ul>\n\n<p>Gallwch hefyd ddefnyddio’ch cyfrif ar-lein i ddiweddaru’ch manylion cyswllt a <a href=\"/ad-dalu-eich-benthyciad-myfyrwyr/gwneud-ad-daliadau-gwirfoddol\">gwneud ad-daliadau ychwanegol</a>.</p>\n\n<h3 id=\"trosglwyddiad-banc-rhyngwladol\">Trosglwyddiad banc rhyngwladol</h3>\n\n<p>Er mwyn trosglwyddo arian o gyfrif banc heb fod yn y DU, defnyddiwch y manylion canlynol:</p>\n\n<p>IBAN: GB37NWBK60708010027254 <br>\nSWIFT: NWBKGB2L</p>\n<div class=\"address\"><div class=\"adr org fn\"><p>\n\nNatWest Government Banking Team\n<br>NatWest Customer Service Centre\n<br>Brampton Road\n<br>Newcastle-under-Lyme\n<br>Staffordshire\n<br>ST5 0QX\n<br>\n</p></div></div>\n\n<p>Defnyddiwch un o’r canlynol fel eich cyfeirnod:</p>\n\n<ul>\n <li>cyfeirnod cwsmer</li>\n <li>rhif cyfrif y benthyciad (os yw’r ad-daliad ar gyfer benthyciad penodol)</li>\n <li>cyfeirnod grant (os yw’r ad-daliad ar gyfer gordaliad grant)</li>\n</ul>\n\n<h2 id=\"gwirioch-ad-daliadau\">Gwirio’ch ad-daliadau</h2>\n\n<p>Gallwch wirio’ch ad-daliadau a’ch balans yn eich:</p>\n\n<ul>\n <li>cyfriflenni blynyddol gan SLC</li>\n <li><a href=\"/cofrestru-i-mewn-i-eich-cyfrif-ad-dalu-benthyciad-myfyrwyr\">cyfrif ar-lein</a></li>\n</ul>\n\n<p>Os bydd eich manylion cyswllt yn newid, rhaid i chi eu diweddaru nhw yn eich cyfrif ar-lein.</p>\n\n<h2 id=\"os-ydych-chi-bron--thaluch-benthyciad-yn-llawn\">Os ydych chi bron â thalu’ch benthyciad yn llawn</h2>\n\n<p>Bydd SLC yn cysylltu â chi pan fyddwch yn agos at ad-dalu’ch benthyciad i gyd.</p>\n\n<h2 id=\"osgoi-talu-mwy-nar-hyn-syn-ddyledus-gennych\">Osgoi talu mwy na’r hyn sy’n ddyledus gennych</h2>\n\n<p>Os ydych bron â gorffen ad-dalu eich benthyciad, mae’n bosibl y bydd modd i chi wneud eich ad-daliadau terfynol drwy ddebyd uniongyrchol yn hytrach nag o’ch cyflog.</p>\n\n<p>Bydd hynny’n sicrhau na fydd eich cyflogwr, drwy ddamwain, yn cymryd mwy na’r hyn sy’n ddyledus gennych.</p>\n\n<p>Bydd y Cwmni Benthyciadau Myfyrwyr yn cysylltu â chi yn ystod y flwyddyn olaf y byddwch yn ad-dalu eich benthyciad, er mwyn rhoi gwybod i chi sut mae trefnu debyd uniongyrchol.</p>\n\n<p><a href=\"/cofrestru-i-mewn-i-eich-cyfrif-ad-dalu-benthyciad-myfyrwyr\">Sicrhau bod eich manylion cyswllt bob amser yn gywir</a>.</p>\n" } }, { "@type": "Question", "name": "Gwneud ad-daliadau ychwanegol", "url": "http://web.archive.org/web/20230307215156/https://www.gov.uk/ad-dalu-eich-benthyciad-myfyrwyr/gwneud-ad-daliadau-gwirfoddol", "acceptedAnswer": { "@type": "Answer", "url": "http://web.archive.org/web/20230307215156/https://www.gov.uk/ad-dalu-eich-benthyciad-myfyrwyr/gwneud-ad-daliadau-gwirfoddol", "text": "<p>Gallwch wneud ad-daliadau ychwanegol tuag at eich benthyciad myfyrwyr. Mae’r rhain yn ogystal â’r <a href=\"/ad-dalu-eich-benthyciad-myfyrwyr/sut-y-byddwch-yn-ad-dalu\">ad-daliadau y mae’n rhaid i chi eu gwneud</a> pan fydd eich incwm dros y trothwy ar gyfer eich cynllun ad-dalu.</p>\n\n<p>Dylech ond gwneud ad-daliadau ychwanegol os credwch chi y gallwch chi dalu’r balans yn llawn cyn i dymor y benthyciad ddod i ben. Mae hyn oherwydd bydd eich benthyciad yn <a href=\"/ad-dalu-eich-benthyciad-myfyrwyr/pan-gaiff-eich-benthyciad-myfyrwyr-ei-ddileu-neu-ganslo\">cael ei ddileu</a> ar ddiwedd y tymor.</p>\n\n<p>Nid oes cosb os gwnewch chi ad-daliadau ychwanegol ond nid oes modd eu had-dalu.</p>\n\n<p>Siaradwch ag ymgynghorydd ariannol os nad ydych chi’n siŵr a ddylech wneud ad-daliadau ychwanegol ai peidio.</p>\n\n<p>Os penderfynwch wneud ad-daliad ychwanegol, gallwch chi ddewis sut mae’n cael ei osod i’ch benthyciad. Er enghraifft, gallwch ei ddefnyddio i leihau cyfanswm balans eich benthyciad neu i leihau balans cynllun penodol (os oes gennych fwy nag un cynllun).</p>\n\n<p>Os na ddewiswch sut i weithredu’r ad-daliad, bydd y Cwmni Benthyciadau Myfyrwyr (SLC) yn <a href=\"/guidance/how-repayments-are-applied-to-your-balance.cy\">penderfynu sut caiff ei weithredu</a> ar eich cyfer.</p>\n\n<p>Os ydych chi’n fyfyriwr amser llawn o Gymru, gallech <a href=\"/guidance/welsh-partial-loan-cancellation.cy\">gael £1,500 o’ch Benthyciad Cynhaliaeth wedi’i ddileu</a>.</p>\n\n<h2 id=\"gwneud-ad-daliad-heb-gofrestru-i-gyfrif\">Gwneud ad-daliad heb gofrestru i gyfrif</h2>\n\n<p>Gallwch <a rel=\"external\" href=\"https://www.manage-student-loan-balance.service.gov.uk/ors/unauthenticated-payment/unsecured/payment-type?locale=cy\">wneud ad-daliad â cherdyn</a> tuag at eich benthyciad neu fenthyciad rhywun arall heb gofrestru i gyfrif ar-lein.</p>\n\n<p>Mae angen cyfenw a chyfeirnod cwsmer y person arnoch.</p>\n\n<h2 id=\"gwneud-ad-daliadau-ychwanegol-or-du\">Gwneud ad-daliadau ychwanegol o’r DU</h2>\n\n<p>Gallwch wneud ad-daliadau ychwanegol:</p>\n\n<ul>\n <li>trwy’ch cyfrif ar-lein</li>\n <li>trwy drosglwyddiad banc</li>\n <li>trwy siec</li>\n</ul>\n\n<h3 id=\"cyfrif-ar-lein\">Cyfrif ar-lein</h3>\n\n<p><a href=\"/cofrestru-i-mewn-i-eich-cyfrif-ad-dalu-benthyciad-myfyrwyr\">Cofrestrwch i’ch cyfrif ar-lein</a> i:</p>\n\n<ul>\n <li>wneud ad-daliad gan ddefnyddio cerdyn debyd</li>\n <li>trefnu debyd uniongyrchol</li>\n</ul>\n\n<h3 id=\"trosglwyddiad-banc\">Trosglwyddiad banc</h3>\n\n<p>Er mwyn gwneud trosglwyddiad banc neu ddechrau archeb sefydlog o gyfrif banc y DU, defnyddiwch y manylion banc canlynol:</p>\n\n<p>Student Loans Company<br>\nCod didoli: 60 70 80<br>\nRhif y cyfrif: 10027254</p>\n\n<p>Defnyddiwch un o’r canlynol fel eich cyfeirnod:</p>\n\n<ul>\n <li>cyfeirnod cwsmer</li>\n <li>cyfeirnod grant (os yw’r ad-daliad ar gyfer gordaliad grant)</li>\n</ul>\n\n<h3 id=\"siec\">Siec</h3>\n\n<p>I dalu â siec, dylech wneud eich siec yn daladwy i’r ‘Student Loans Company Ltd’ a nodi’r cyfeirnod cwsmer ar ei chefn.</p>\n\n<p>Mae sieciau’n cymryd mwy o amser i’w prosesu na thaliadau a wneir â cherdyn debyd neu drwy drosglwyddiad banc. Bydd eich siec yn cael ei hôl-ddyddio ac ni fyddwch yn cronni llog ychwanegol oherwydd yr oedi.</p>\n\n<div class=\"address\"><div class=\"adr org fn\"><p>\n\nStudent Loans Company Ltd \n<br>Finance Department \n<br>100 Bothwell Street \n<br>Glasgow \n<br>G2 7JD\n<br>\n</p></div></div>\n\n<h2 id=\"gwneud-ad-daliadau-ychwanegol-o-dramor\">Gwneud ad-daliadau ychwanegol o dramor</h2>\n\n<p>Gallwch wneud ad-daliadau ychwanegol:</p>\n\n<ul>\n <li>trwy’ch cyfrif ar-lein</li>\n <li>trwy Drosglwyddiad Banc Rhyngwladol (IBAN)</li>\n</ul>\n\n<h3 id=\"cyfrif-ar-lein-1\">Cyfrif ar-lein</h3>\n\n<p><a href=\"/cofrestru-i-mewn-i-eich-cyfrif-ad-dalu-benthyciad-myfyrwyr\">Cofrestrwch i’ch cyfrif ar-lein</a> i:</p>\n\n<ul>\n <li>wneud ad-daliad gan ddefnyddio cerdyn debyd rhyngwladol</li>\n <li>trefnu debyd uniongyrchol</li>\n</ul>\n\n<h3 id=\"trosglwyddiad-banc-rhyngwladol\">Trosglwyddiad banc rhyngwladol</h3>\n\n<p>Er mwyn trosglwyddo arian o gyfrif banc heb fod yn y DU, defnyddiwch y manylion canlynol:</p>\n\n<p>IBAN: GB37NWBK60708010027254<br>\nSWIFT: NWBKGB2L</p>\n<div class=\"address\"><div class=\"adr org fn\"><p>\n\nNatWest Government Banking Team\n<br>NatWest Customer Service Centre\n<br>Brampton Road\n<br>Newcastle-under-Lyme\n<br>Staffordshire\n<br>ST5 0QX\n<br>\n</p></div></div>\n\n<p>Defnyddiwch un o’r canlynol fel eich cyfeirnod:</p>\n\n<ul>\n <li>cyfeirnod cwsmer</li>\n <li>cyfeirnod grant (os yw’r ad-daliad ar gyfer gordaliad grant)</li>\n</ul>\n\n<h2 id=\"ad-dalu-eich-benthyciad-yn-llawn\">Ad-dalu eich benthyciad yn llawn</h2>\n\n<p>Ffoniwch y Cwmni Benthyciadau Myfyrwyr i gael gwybod:</p>\n\n<ul>\n <li>beth yw’r cyfanswm sy’n ddyledus gennych (sef y ‘ffigur setlo’)</li>\n <li>erbyn pa ddyddiad y bydd angen i chi dalu (sef y ‘dyddiad setlo’)</li>\n</ul>\n\n<p>Bydd arnoch angen eich slip cyflog diweddaraf os ydych yn cael eich cyflogi.</p>\n\n<p>Gallwch dalu â cherdyn debyd neu siec neu drwy drosglwyddiad banc.</p>\n\n<p>Os na fyddwch wedi talu’r ffigur setlo erbyn y dyddiad setlo, bydd angen i chi ffonio eto. Y rheswm am hynny yw y gallai’r swm sy’n ddyledus gennych fod wedi newid. Dim ond unrhyw slipiau cyflog neu gyfrifiadau ers i chi ein ffonio ddiwethaf y bydd angen i chi eu darparu.</p>\n\n<div class=\"contact\">\n<p>Y Cwmni Benthyciadau Myfyrwyr</p>\n\n<p>Twitter: <a href=\"https://twitter.com/SLC_Repayment\">@SLC_Repayment</a><br>\nFacebook: <a href=\"https://www.facebook.com/SLCRepayment/\">SLCRepayment</a></p>\n\n<p>Ffôn: 0300 100 0611 (Lloegr, Gogledd Iwerddon neu’r Alban) <br>\nFfôn: +44 (0)141 243 3660 (o’r tu allan i’r DU) <br>\nLlun-Gwener, rhwng 8am a 6pm</p>\n\n<p>Ffôn: 0300 100 0370 (Cymru) <br>\nLlun-Gwener, rhwng 8am a 6pm</p>\n\n<p><a href=\"/costau-galwadau\">Cael gwybod am gost galwadau</a></p>\n</div>\n\n" } }, { "@type": "Question", "name": "Cael ad-daliad", "url": "http://web.archive.org/web/20230307215156/https://www.gov.uk/ad-dalu-eich-benthyciad-myfyrwyr/cael-ad-daliad", "acceptedAnswer": { "@type": "Answer", "url": "http://web.archive.org/web/20230307215156/https://www.gov.uk/ad-dalu-eich-benthyciad-myfyrwyr/cael-ad-daliad", "text": "<p>Gallwch ofyn am ad-daliad:</p>\n\n<ul>\n <li>os ydych wedi talu mwy na’r cyfanswm sy’n ddyledus gennych</li>\n <li>os oedd eich incwm blynyddol yn is na’r trothwy</li>\n <li>os gwnaethoch ddechrau gwneud ad-daliadau cyn bod angen i chi</li>\n <li>os gwnaethoch ad-dalu mwy nag yr oedd angen i chi oherwydd bod eich cyflogwr wedi eich rhoi ar y cynllun ad-dalu anghywir</li>\n</ul>\n\n<div role=\"note\" aria-label=\"Information\" class=\"application-notice info-notice\">\n<p>Ni allwch gael ad-daliad ar gyfer ad-daliadau ychwanegol.</p>\n</div>\n\n<h2 id=\"os-byddwch-yn-ad-dalu-mwy-nar-swm-syn-ddyledus-gennych\">Os byddwch yn ad-dalu mwy na’r swm sy’n ddyledus gennych</h2>\n\n<p>Bydd Cyllid a Thollau Ei Mawrhydi yn dweud wrth eich cyflogwr am stopio cymryd ad-daliadau o’ch cyflog pan fyddwch wedi ad-dalu eich benthyciad yn llawn. Gall gymryd tua 4 wythnos i’ch cyflogwr roi’r gorau i dynnu symiau allan o’ch cyflog.</p>\n\n<p>Mae hynny’n golygu y gallech ad-dalu mwy na’r swm sy’n ddyledus gennych.</p>\n\n<div role=\"note\" aria-label=\"Information\" class=\"application-notice info-notice\">\n<p>Gallwch osgoi ad-dalu mwy na’r swm sy’n ddyledus gennych drwy newid eich taliadau i Ddebyd Uniongyrchol yn ystod blwyddyn olaf eich ad-daliadau. <a href=\"/mewngofnodwch-i-reoli-balans-eich-benthyciad-myfyriwr\">Sicrhewch fod eich manylion cyswllt bob amser yn gywir</a> fel bod y Cwmni Benthyciadau Myfyrwyr yn gallu dweud wrthych sut mae trefnu hynny.</p>\n</div>\n\n<p>Os ydych wedi ad-dalu gormod, bydd y Cwmni Benthyciadau Myfyrwyr yn ceisio:</p>\n\n<ul>\n <li>cysylltu â chi i ddweud wrthych sut mae cael ad-daliad</li>\n <li>eich ad-dalu’n awtomatig (bydd yr ad-daliad yn dwyn yr enw ‘SLC Receipts’ yn eich cyfrif banc)</li>\n</ul>\n\n<p>Gallwch <a href=\"/mewngofnodwch-i-reoli-balans-eich-benthyciad-myfyriwr\">wirio balans eich benthyciad yn eich cyfrif ar-lein</a>.</p>\n\n<p>Os ydych wedi gordalu ac os nad ydych wedi clywed gan y Cwmni Benthyciadau Myfyrwyr, gallwch ofyn iddo am ad-daliad.</p>\n\n<h2 id=\"os-oedd-eich-incwm-blynyddol-yn-is-nar-trothwy\">Os oedd eich incwm blynyddol yn is na’r trothwy</h2>\n\n<p>Gallwch ofyn am ad-daliad os gwnaethoch ad-daliadau ond bod eich incwm dros y flwyddyn dreth gyfan (o 6 Ebrill i 5 Ebrill y flwyddyn ganlynol) yn llai na:</p>\n\n<ul>\n <li>£20,195 y flwyddyn ar gyfer Cynllun 1</li>\n <li>£27,295 y flwyddyn ar gyfer Cynllun 2</li>\n <li>£25,375 y flwyddyn ar gyfer Cynllun 4</li>\n <li>£21,000 y flwyddyn ar gyfer Benthyciad i Fyfyrwyr Ôl-raddedig</li>\n</ul>\n\n<p>Os yw eich cyflog blynyddol yn llai na hynny, gall eich cyflogwr barhau i dynnu ad-daliadau allan o’ch cyflog – er enghraifft, os caiff tâl bonws neu dâl goramser ei dalu i chi.</p>\n\n<p>Os ydych yn ad-dalu <a href=\"/ad-dalu-eich-benthyciad-myfyrwyr/pa-gynllun-ad-dalu-rydych-chi-arno\">benthyciad Cynllun 1, benthyciad Cynllun 2 a benthyciad Cynllun 4</a>, dim ond os oedd eich incwm yn llai na £20,195 y gallwch gael ad-daliad.</p>\n\n<p>Gallwch <a href=\"/guidance/previous-annual-repayment-thresholds.cy\">wirio trothwyau blaenorol</a> os byddwch yn holi ynghylch ad-daliad mewn perthynas ag ad-daliadau a wnaed cyn y flwyddyn dreth hon.</p>\n\n<h2 id=\"os-gwnaethoch-ddechrau-ad-dalu-cyn-bod-angen-i-chi\">Os gwnaethoch ddechrau ad-dalu cyn bod angen i chi</h2>\n\n<p>Os caiff ad-daliad ei dynnu allan o’ch cyflog <a href=\"/ad-dalu-eich-benthyciad-myfyrwyr/pryd-y-byddwch-yn-dechrau-ac-yn-gorffen-addalu\">cyn ei bod yn bryd i chi ddechrau ad-dalu</a>, gallwch ofyn am ad-daliad.</p>\n\n<h2 id=\"os-oedd-eich-cyflogwr-wedi-eich-rhoi-ar-y-cynllun-ad-dalu-anghywir\">Os oedd eich cyflogwr wedi eich rhoi ar y cynllun ad-dalu anghywir</h2>\n\n<p>Gallwch gael ad-daliad os ydych yn perthyn i Gynllun 2 neu Gynllun 4 ond bod eich cyflogwr wedi eich rhoi ar gynllun arall. <a href=\"/ad-dalu-eich-benthyciad-myfyrwyr/pa-gynllun-ad-dalu-rydych-chi-arno\">Gwiriwch fod eich cyflogwr wedi eich rhoi ar y cynllun ad-dalu cywir</a>.</p>\n\n<h2 id=\"sut-mae-gofyn-am-ad-daliad\">Sut mae gofyn am ad-daliad</h2>\n\n<p>Ffoniwch y Cwmni Benthyciadau Myfyrwyr, neu cysylltwch ag ef ar gyfryngau cymdeithasol, gan nodi eich cyfeirnod cwsmer.</p>\n\n<div class=\"contact\">\n<p>Y Cwmni Benthyciadau Myfyrwyr</p>\n\n<p>Twitter: <a href=\"https://twitter.com/SLC_Repayment\">@SLC_Repayment</a><br>\nFacebook: <a href=\"https://www.facebook.com/SLCRepayment/\">@SLCRepayment</a></p>\n\n<p>Ffôn: 0300 100 0611 (Lloegr, Gogledd Iwerddon neu’r Alban)<br>\nFfôn: +44 (0)141 243 3660 (o’r tu allan i’r DU)<br>\nLlun-Gwener, rhwng 8am a 6pm</p>\n\n<p>Ffôn: 0300 100 0370 (Cymru)<br>\nLlun-Gwener, rhwng 8am a 6pm (ar gau ar wyliau banc)</p>\n\n<p><a href=\"/costau-galwadau\">Cael gwybod am gost galwadau</a></p>\n</div>\n\n<p>Gallwch gysylltu â’r Cwmni Benthyciadau Myfyrwyr drwy’r post.</p>\n\n<div class=\"address\"><div class=\"adr org fn\"><p>\n\nThe Student Loans Company\n<br>100 Bothwell Street\n<br>Glasgow\n<br>G2 7JD\n<br>\n</p></div></div>\n\n" } }, { "@type": "Question", "name": "Pan gaiff eich benthyciad myfyrwyr ei ddileu neu ganslo", "url": "http://web.archive.org/web/20230307215156/https://www.gov.uk/ad-dalu-eich-benthyciad-myfyrwyr/pan-gaiff-eich-benthyciad-myfyrwyr-ei-ddileu-neu-ganslo", "acceptedAnswer": { "@type": "Answer", "url": "http://web.archive.org/web/20230307215156/https://www.gov.uk/ad-dalu-eich-benthyciad-myfyrwyr/pan-gaiff-eich-benthyciad-myfyrwyr-ei-ddileu-neu-ganslo", "text": "<p>Mae pryd caiff eich benthyciad myfyrwyr ei ddileu’n dibynnu ar <a href=\"/ad-dalu-eich-benthyciad-myfyrwyr/pa-gynllun-ad-dalu-rydych-chi-arno\">pa gynllun ad-dalu rydych chi arno</a>.</p>\n\n<div role=\"note\" aria-label=\"Information\" class=\"application-notice info-notice\">\n<p>Os ydych chi’n fyfyriwr amser llawn o Gymru, gallech <a href=\"/guidance/welsh-partial-loan-cancellation.cy\">gael £1,500 o’ch Benthyciad Cynhaliaeth wedi’i ddileu</a>.</p>\n</div>\n\n<h2 id=\"pryd-y-caiff-benthyciadau-cynllun-1-eu-dileu\">Pryd y caiff benthyciadau Cynllun 1 eu dileu</h2>\n\n<p>Mae pryd caiff eich benthyciad Cynllun 1 ei ddileu’n dibynnu ar:</p>\n\n<ul>\n <li>o ble’r ydych chi</li>\n <li>pryd codoch chi’r benthyciad</li>\n</ul>\n\n<h3 id=\"pryd-y-caiff-benthyciadau-cynllun-1-eu-dileu-ar-gyfer-myfyrwyr-o-gymru-lloegr-a-gogledd-iwerddon\">Pryd y caiff benthyciadau Cynllun 1 eu dileu ar gyfer myfyrwyr o Gymru, Lloegr a Gogledd Iwerddon</h3>\n\n<table>\n <thead>\n <tr>\n <th scope=\"col\">Y flwyddyn academaidd pan wnaethoch gymryd y benthyciad</th>\n <th scope=\"col\">Pryd y caiff y benthyciad ei ddileu</th>\n </tr>\n </thead>\n <tbody>\n <tr>\n <td>2005 i 2006, neu cyn hynny</td>\n <td>Pan fyddwch yn 65</td>\n </tr>\n <tr>\n <td>2006 i 2007, neu wedi hynny</td>\n <td>25 mlynedd ar ôl y mis Ebrill pan oedd disgwyl gyntaf i chi ad-dalu</td>\n </tr>\n </tbody>\n</table>\n\n<h3 id=\"pryd-y-caiff-benthyciadau-cynllun-1-eu-dileu-ar-gyfer-myfyrwyr-or-alban\">Pryd y caiff benthyciadau Cynllun 1 eu dileu ar gyfer myfyrwyr o’r Alban</h3>\n\n<table>\n <thead>\n <tr>\n <th scope=\"col\">Y flwyddyn academaidd pan wnaethoch gymryd y benthyciad</th>\n <th scope=\"col\">Pryd y caiff y benthyciad ei ddileu</th>\n </tr>\n </thead>\n <tbody>\n <tr>\n <td>2006 i 2007, neu cyn hynny</td>\n <td>Pan fyddwch yn 65, neu 30 mlynedd ar ôl y mis Ebrill pan oedd disgwyl gyntaf i chi ad-dalu – pa ddyddiad bynnag ddaw gyntaf</td>\n </tr>\n <tr>\n <td>2007 i 2008, neu wedi hynny</td>\n <td>30 mlynedd ar ôl y mis Ebrill pan oedd disgwyl gyntaf i chi ad-dalu</td>\n </tr>\n </tbody>\n</table>\n\n<h2 id=\"pryd-y-caiff-benthyciadau-cynllun-2-eu-dileu\">Pryd y caiff benthyciadau Cynllun 2 eu dileu</h2>\n\n<p>Caiff benthyciadau Cynllun 2 eu dileu 30 mlynedd wedi’r mis Ebrill pan oedd disgwyl gyntaf i chi ad-dalu.</p>\n\n<h2 id=\"pan-fydd-benthyciadau-cynllun-4-yn-cael-eu-dileu\">Pan fydd benthyciadau Cynllun 4 yn cael eu dileu</h2>\n\n<table>\n <thead>\n <tr>\n <th scope=\"col\">Blwyddyn academaidd y cymeroch y benthyciad</th>\n <th scope=\"col\">Pan fydd y benthyciad wedi’i ddileu</th>\n </tr>\n </thead>\n <tbody>\n <tr>\n <td>2006 i 2007, neu’n gynharach</td>\n <td>Pan fyddwch yn 65, neu 30 mlynedd ar ôl y mis Ebrill roeddech i fod i’w ad-dalu gyntaf - pa un bynnag sy’n dod gyntaf</td>\n </tr>\n <tr>\n <td>2007 i 2008, neu’n hwyrach</td>\n <td>30 mlynedd ar ôl yr Ebrill roeddech i fod i’w ad-dalu gyntaf</td>\n </tr>\n </tbody>\n</table>\n\n<h2 id=\"pan-fydd-benthyciadau-cynllun-5-yn-cael-eu-dileu\">Pan fydd benthyciadau Cynllun 5 yn cael eu dileu</h2>\n\n<p>Mae benthyciadau Cynllun 5 yn cael eu dileu 40 mlynedd ar ôl y mis Ebrill yr oeddech i fod i’w ad-dalu gyntaf.</p>\n\n<h2 id=\"pryd-y-caiff-benthyciadau-l-raddedig-eu-dileu\">Pryd y caiff Benthyciadau Ôl-raddedig eu dileu</h2>\n\n<p>Os ydych yn fyfyriwr o Gymru neu Loegr, bydd eich Benthyciad Ôl-raddedig yn cael ei ddileu 30 mlynedd ar ôl y mis Ebrill pan oedd disgwyl gyntaf i chi ad-dalu.</p>\n\n<div role=\"note\" aria-label=\"Information\" class=\"application-notice info-notice\">\n<p>Os ydych yn fyfyriwr ôl-raddedig o Ogledd Iwerddon neu’r Alban, rydych chi ar Gynllun 1.</p>\n</div>\n\n<h2 id=\"os-bydd-rhywun-gyda-benthyciad-myfyrwyr-yn-marw\">Os bydd rhywun gyda benthyciad myfyrwyr yn marw</h2>\n\n<p>Bydd y Cwmni Benthyciadau Myfyrwyr yn canslo benthyciad myfyrwyr yr unigolyn.</p>\n\n<p>Mae angen i chi <a href=\"/guidance/student-loan-cancellation-if-a-customer-dies.cy\">roi gwybod i’r SLC fod y person wedi marw</a> a darparu tystiolaeth (er enghraifft, tystysgrif marwolaeth wreiddiol), yn ogystal â Chyfeirnod Cwsmer y person.</p>\n\n<h2 id=\"os-na-allwch-weithio-mwyach-oherwydd-salwch-neu-anabledd\">Os na allwch weithio mwyach oherwydd salwch neu anabledd</h2>\n\n<p>Gallai SLC <a href=\"/guidance/student-loan-cancellation-permanently-unfit-to-work.cy\">ganslo’ch benthyciad os ydych chi’n hawlio rhai budd-daliadau anabledd</a>. Bydd angen i chi ddarparu tystiolaeth (er enghraifft, llythyr gan yr asiantaeth budd-daliadau) a’ch Cyfeirnod Cwsmer.</p>\n" } }, { "@type": "Question", "name": "Diweddaru manylion eich cyflogaeth", "url": "http://web.archive.org/web/20230307215156/https://www.gov.uk/ad-dalu-eich-benthyciad-myfyrwyr/diweddaru-eich-manylion-cyflogaeth", "acceptedAnswer": { "@type": "Answer", "url": "http://web.archive.org/web/20230307215156/https://www.gov.uk/ad-dalu-eich-benthyciad-myfyrwyr/diweddaru-eich-manylion-cyflogaeth", "text": "<p>Bydd angen i chi ddiweddaru eich manylion:</p>\n\n<ul>\n <li>os byddwch yn gadael y DU am fwy na 3 mis</li>\n <li>os byddwch yn cael llythyr neu neges ebost gan y Cwmni Benthyciadau Myfyrwyr yn gofyn i chi ddiweddaru manylion eich cyflogaeth</li>\n</ul>\n\n<p>Bydd y Cwmni Benthyciadau Myfyrwyr yn defnyddio’r manylion i gyfrifo a ddylech fod yn ad-dalu eich benthyciad.</p>\n\n<div role=\"note\" aria-label=\"Warning\" class=\"application-notice help-notice\">\n<p>Mae’n bosibl y bydd eich cyfradd llog yn uwch os na fyddwch yn diweddaru eich manylion.</p>\n</div>\n\n<p><a class=\"gem-c-button govuk-button govuk-button--start\" role=\"button\" data-module=\"govuk-button\" draggable=\"false\" href=\"https://www.update-student-loan-employment-details.service.gov.uk/open/captureresidency\"> Dechrau’n awr <svg class=\"govuk-button__start-icon govuk-!-display-none-print\" xmlns=\"http://www.w3.org/2000/svg\" width=\"17.5\" height=\"19\" viewbox=\"0 0 33 40\" focusable=\"false\" aria-hidden=\"true\"><path fill=\"currentColor\" d=\"M0 0h13l20 20-20 20H0l20-20z\"></path></svg></a></p>\n\n" } } ] } </script> </body> </html>

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