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href="https://www.express.co.uk/finance" data-link-tracking="Subheader|Text|Finance">Finance</a></li><li class="last"><a href="https://www.express.co.uk/finance/personalfinance" data-link-tracking="Subheader|Text|Personal Finance">Personal Finance</a></li></ul> </nav> </header><div id="web-strip-banner"><div class="partner takeover" id="takeover" data-link-partner="AdServed"></div></div><div id="div-gpt-ad-ad-web-strip"></div><div id="auth-ui"></div><div class="taboola-above-article"><div id="taboola-above-article-express" class="taboola-container" data-tb-mode="alternating-above-article" data-tb-placement="Above Article Express" data-tb-target-type="mix" data-tb="true"></div></div><div role="main" class="clear clearfix"><div class="single-article regular" id="singleArticle" data-story="1979586" role="main"> <article data-io-article-url="https://www.express.co.uk/finance/personalfinance/1979586/save-money-energy-bills-heating-mistake"> <header class="clearfix"><h1>Save money on energy bills by avoiding common heating mistake</h1><h2>Households can save money and energy by avoiding a common heating mistake.</h2><div class="panel new"><div class="publish-info"><div class="before-main-author"></div><div class="author main-author"> <span>By </span><a href="/journalist/123847/Claire-Schofield" ><span>Claire Schofield</span></a></div><div class="dates"> <time datetime="2024-11-22T17:38:00Z"> <span>17:38, Fri, Nov 22, 2024</span> </time> <time datetime="2024-11-25T11:34:49Z"> | UPDATED: <span>11:34, Mon, Nov 25, 2024</span> </time></div></div><div class="sharebar"><a href="#comments-wrapper" class="comment" title="Comment section"> <span class="count-num spot-im-replies-count" id="comments-count"><span class="dot-flashing"></span></span> </a> <span class="facebook share-item" title="Share on Facebook" data-provider="facebook" > </span> <span class="twitter share-item" title="Share on Twitter" data-provider="twitter" > </span> <span class="reddit share-item" title="Share on Reddit" data-provider="reddit" > </span> <span class="linkedin share-item" title="Share on LinkedIn" data-provider="linkedin" > </span> <span class="pinterest share-item" title="Share on Pinterest" data-provider="pinterest" > </span> <span class="copylink share-item" title="Copy link" data-provider="copylink" > <i class="link-copied" data-link-copied>Link copied</i> </span> <span class="bookmark share-item" data-bookmark="0" data-article-id="1979586" data-article-headline="Save money on energy bills by avoiding common heating mistake" data-article-url="https://www.express.co.uk/finance/personalfinance/1979586/save-money-energy-bills-heating-mistake" data-article-image="https://cdn.images.express.co.uk/img/dynamic/23/285x169/1979586_1.jpg"> <span data-bookmark-text>Bookmark</span> <svg width="28" height="28" viewBox="0 0 24 24" fill="none" xmlns="http://www.w3.org/2000/svg" data-bookmark-icon> <path d="M17 3H7C5.9 3 5 3.9 5 5V21L12 18L19 21V5C19 3.9 18.1 3 17 3Z" fill="rgba(0,0,0,0)"></path> <path d="M17 3H7C5.9 3 5 3.9 5 5V21L12 18L19 21V5C19 3.9 18.1 3 17 3ZM17 18L12 15.82L7 18V5H17V18Z" fill="#D8021E"></path> </svg> </span></div></div> </header><div class="ctx_content p402_premium" data-type="article-body"><div class="clearfix hR new-style"><div class="photo changeSpace"><p class="withoutCaption"><picture><source type="image/avif" srcset="https://cdn.images.express.co.uk/img/dynamic/23/1200x712/secondary/5782521.avif?r=1732534489335" media="screen and (min-width:10000px)"><source type="image/webp" srcset="https://cdn.images.express.co.uk/img/dynamic/23/1200x712/secondary/5782521.webp?r=1732534489335" media="screen and (min-width:10000px)"><source type="image/jpeg" srcset="https://cdn.images.express.co.uk/img/dynamic/23/1200x712/secondary/5782521.jpg?r=1732534489335" media="screen and (min-width:10000px)"><source type="image/avif" srcset="https://cdn.images.express.co.uk/img/dynamic/23/674x400/secondary/5782521.avif?r=1732534489335" media="screen and (min-width:100000px)"><source type="image/webp" srcset="https://cdn.images.express.co.uk/img/dynamic/23/674x400/secondary/5782521.webp?r=1732534489335" media="screen and (min-width:100000px)"><source type="image/jpeg" srcset="https://cdn.images.express.co.uk/img/dynamic/23/674x400/secondary/5782521.jpg?r=1732534489335" media="screen and (min-width:100000px)"><source type="image/avif" srcset="https://cdn.images.express.co.uk/img/dynamic/23/940x/secondary/5782521.avif?r=1732534489335" media="screen and (min-width:1200px)"><source type="image/webp" srcset="https://cdn.images.express.co.uk/img/dynamic/23/940x/secondary/5782521.webp?r=1732534489335" media="screen and (min-width:1200px)"><source type="image/jpeg" srcset="https://cdn.images.express.co.uk/img/dynamic/23/940x/secondary/5782521.jpg?r=1732534489335" media="screen and (min-width:1200px)"><source type="image/avif" srcset="https://cdn.images.express.co.uk/img/dynamic/23/590x/secondary/5782521.avif?r=1732534489335" media="screen"><source type="image/webp" srcset="https://cdn.images.express.co.uk/img/dynamic/23/590x/secondary/5782521.webp?r=1732534489335" media="screen"><img src="https://cdn.images.express.co.uk/img/dynamic/23/590x/secondary/5782521.jpg?r=1732534489335" class="zoomEnabled" data-img="https://cdn.images.express.co.uk/img/dynamic/23/1200x712/secondary/5782521.jpg?r=1732534489335" alt="Close Up Of Female Hand On Central Heating Thermostat" title="Close Up Of Female Hand On Central Heating Thermostat" width="590" height="393"></picture></p><span class="newsCaption">Keeping a consistent temperature will allow you to avoid energy spikes <span class="caption">(Image: Getty)</span><span class="magnifier" data-img="https://cdn.images.express.co.uk/img/dynamic/23/1200x712/secondary/5782521.jpg?r=1732534489335"></span></span></div><div class="text-description"><p>Households across the UK can save money on their <a data-link-tracking="InArticle|Link" href="/latest/energy-bills">energy bills</a> by avoiding one common <a data-link-tracking="InArticle|Link" href="/life-style/property/1975652/thermostat-mistake-cold-home-heating">heating mistake</a> this winter.</p><p>According to new research by <a data-link-tracking="InArticle|Link" href="https://www.dwh.co.uk/advice-and-inspiration/debunking-8-common-energy-saving-myths/" rel="nofollow">David Wilson Homes</a>, some 48 percent of homeowners are unsure whether viral hacks, such as painting radiators black or leaving appliances on standby, actually help to cut the costs of their bills.</p><div id="ad-vip-article"><div id="div-gpt-ad-vip"></div></div><div id="mantis-recommender-top-placeholder"></div><p>One major energy saving myth confusing homeowners is whether keeping your heating on low all day is cheaper and more energy efficient than switching it on and off as needed.</p><p>Experts say this is actually a common misconception, as regularly turning your heating on and off typically conserves more energy than if it is left running all day.</p><div id="ovp-primis" class="ovp-primis-h251"> <script>const loadOvpScript=()=>{let el=document.createElement('script');el.setAttribute('src','https://live.primis.tech/live/liveView.php?s=118222&playerApiId=v118222');document.getElementById('ovp-primis').appendChild(el)};window.top.addEventListener('primisPlayerInit',e=>{try{if(e.detail&&e.detail.playerApiId==="v118222"){if(window.document.getElementsByClassName('jwplayer')[0]){e.detail.float('disable')}}}catch(e){}});window.addEventListener('DOMContentLoaded',()=>{setTimeout(()=>{if(typeof flagTcfLoaded!=='undefined'&&flagTcfLoaded===!0){loadOvpScript();ExpressApp.Log('[Load] OVP flagTcfLoaded',new Date())}else{document.addEventListener("tcfLoaded",()=>{loadOvpScript();ExpressApp.Log('[Load] OVP tcfLoaded',new Date())})}},1500)})</script> </div><p>Keeping a consistent temperature will allow you to avoid energy spikes caused by constantly changing the temperature throughout the day, which can be costly.</p><div id="taboola-ad"></div></div><div class="text-description dont-miss"><p> <strong> Read More: </strong> <strong> <a data-link-tracking="InArticle|Link" href="/finance/personalfinance/1979305/martin-lewis-no-hikes-energy-bills"> Martin Lewis guarantees ‘no future hikes’ on energy bills by doing one thing </a> </strong></p></div><div class="text-description"><p>Danielle Michalska-Morris, Group Technical Innovation Manager at David Wilson Homes, says running the heating at a set temperature all day may save you both money and energy.</p><p>She explains: “When the heating is constantly on, your system works to maintain a set temperature, leading to ongoing energy consumption. However, the energy efficiency of this approach can vary depending on the type of heating system used. For example: With a traditional gas boiler, intermittent heating (turning it on when you need it) usually conserves more energy than continuous operation, as gas boilers consume more energy trying to maintain a constant temperature throughout the day.</p><p>“For air source heat pumps, which work more gradually to heat spaces, keeping them on at a low level for extended periods may be more efficient than cycling them on and off. This is due to the nature of heat pumps, which function optimally when maintaining a steady temperature rather than heating from cold each time.”</p></div><div class="text-description dont-miss"><p> <strong> Don't miss... </strong> <br> <strong> <a data-link-tracking="InArticle|Link" href="/finance/personalfinance/1978986/edf-energy-free-electricity-Christmas"> EDF Energy giving customers free electricity for Christmas </a> [INSIGHT] </strong> <br> <strong> <a data-link-tracking="InArticle|Link" href="/finance/personalfinance/1978928/ovo-year-free-heating-340"> OVO giving customers a year of free heating worth over £340 </a> [REPORT] </strong> <br> <strong> <a data-link-tracking="InArticle|Link" href="/finance/personalfinance/1979055/uk-households-7500-up-front"> UK households given £7,500 up front with £100 more each year </a> [REPORT] </strong></p></div><div class="box two-related-articles clear top-articles-container" data-lazy-function="toparticles"> <header><h3>Trending</h3> </header><ul class="top-articles"></ul></div> <script>window.topArticlesScript="https://cdn.images.express.co.uk/js/dist/article-top-articles20250211.min.js"</script> <div id="newsletter-place"></div><div class="newsletter-pure" style="background: rgba(0, 77, 83, 1); border-color: rgba(0, 77, 83, 1);"><div class="i lazy-bckg" title="Get pensions news and advice plus latest money alerts for FREE now"></div><div class="t cc" style="border-color: rgba(0, 77, 83, 1);"><div> <input placeholder="Enter your email address here" type="email" name="emailAddress" data-pure360="3"> <button data-nfsubmit>SUBSCRIBE</button> <span class="l"></span> <span class="error">Invalid email</span></div><p>We use your sign-up to provide content in ways you've consented to and to improve our understanding of you. This may include adverts from us and 3rd parties based on our understanding. You can unsubscribe at any time. Read our <a href="/privacy-notice">Privacy Policy</a></p></div></div><div class="text-description"><p>The advice comes as households across the UK face another increase to energy bills this winter, as Ofgem confirmed it will raise its price cap by 1.2 percent from January 1.</p><div id="mantis-recommender-placeholder"></div><p>It means the typical bill for households in England, Scotland and Wales will rise from £1,717 to £1,738 per year - or by around £1.75 per month.</p><p>It follows a price rise of 10 percent in October, with further hikes expected again from April 1.</p></div></div></div> </article><div class="article-elements"><div class="box related-articles clear"> <header><h3>Related articles</h3> </header><ul><li class="relatedarticleslistitem"> <var></var> <a data-link-tracking="InArticle|Rec|RelatedArticles|index1|textOnly" href="/finance/personalfinance/1968929/exact-time-turn-on-heating" data-long-headline="UK households urged to switch heating on at 1 exact time to keep 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xmlns="http://www.w3.org/2000/svg" data-bookmark-icon> <path d="M17 3H7C5.9 3 5 3.9 5 5V21L12 18L19 21V5C19 3.9 18.1 3 17 3Z" fill="rgba(0,0,0,0)"></path> <path d="M17 3H7C5.9 3 5 3.9 5 5V21L12 18L19 21V5C19 3.9 18.1 3 17 3ZM17 18L12 15.82L7 18V5H17V18Z" fill="#FFFFFF"></path> </svg> </span></div> <span class="rh-header">Dancing On Ice's Colin Grafton pays tribute to co-star The Vivienne in sweet costume nod</span> </a></div><div class="native-slot"><div id="div-gpt-ad-native-article-slot-3" class="div-gpt-ad-small" data-tb-non-consent="taboola-1x1-network-right-rail-3-nc" data-tb-mode="thumbnails-a-str-1x1-rr" data-tb-placement="1x1 Network Right Rail NC 3" data-tb-target-type="mix"></div></div><div class="last new short clearfix newmftp" data-vr-contentbox=""> <a class="videopost" href="/showbiz/tv-radio/2015786/itv-the-chase-fans-surprising-link-players" data-link-tracking="rhs|Rec|LatestVideo|index5"><div class="lazy-container"> <picture><source type="image/avif" srcset="https://cdn.images.express.co.uk/img/dynamic/20/183x122/2015786_1.avif"><source type="image/webp" srcset="https://cdn.images.express.co.uk/img/dynamic/20/183x122/2015786_1.webp"><img src="https://cdn.images.express.co.uk/img/dynamic/20/183x122/2015786_1.jpg" alt="itv the chase fans surprising link players " title="itv the chase fans surprising link players " width="183" height="122" loading="lazy"></picture> <span class="bookmark-icon" data-bookmark="0" data-article-id="2015786" data-article-headline="ITV The Chase fans all say same thing after spotting surprising link between players " data-article-url="https://www.express.co.uk/showbiz/tv-radio/2015786/itv-the-chase-fans-surprising-link-players" data-article-image="https://cdn.images.express.co.uk/img/dynamic/20/285x169/2015786_1.jpg" > <svg width="25" height="25" viewBox="0 0 24 24" fill="none" xmlns="http://www.w3.org/2000/svg" data-bookmark-icon> <path d="M17 3H7C5.9 3 5 3.9 5 5V21L12 18L19 21V5C19 3.9 18.1 3 17 3Z" fill="rgba(0,0,0,0)"></path> <path d="M17 3H7C5.9 3 5 3.9 5 5V21L12 18L19 21V5C19 3.9 18.1 3 17 3ZM17 18L12 15.82L7 18V5H17V18Z" fill="#FFFFFF"></path> </svg> </span></div> <span class="rh-header">ITV The Chase fans all say same thing after spotting surprising link between players </span> </a></div></section><div class="rh-element type2 trevda trevda2 "><div id='div-gpt-ad-right-hand-secondary-slot' data-tb-non-consent="taboola-desktop-1x1-right-rail-2-nc" data-tb-mode="thumbnails-1x1" data-tb-placement="Desktop 1x1 Right Rail 2 NC" data-tb-target-type="mix"></div></div><div class="rh-element type2 trevda trevda3 "><div id="taboola-right-rail-express" data-tb-mode="alternating-right-rail" data-tb-placement="Right Rail Express" data-tb-target-type="mix" data-tb="true"></div></div><div class="rh-element type2 trevda trevda4 "><div id='div-gpt-ad-right-hand-other-slot-1' data-tb-non-consent="taboola-desktop-1x1-right-rail-3-nc" data-tb-mode="thumbnails-1x1" data-tb-placement="Desktop 1x1 Right Rail 3 NC" data-tb-target-type="mix"></div></div> <section class="new box news" data-vr-zone="R/H Side More From This Section (Personal Finance)"><div data-post-id="2015626" class="Story big" data-short-story="2015626" data-vr-contentbox=""> <a class="" href="/finance/personalfinance/2015626/octopus-energy-2000-lloyds-halifax" title="Octopus Energy giving £2,000 to Lloyds Bank and Halifax customers" data-link-tracking="rhs|MoreIn|Personal Finance|title|index1"><div class="lazy-container"> <picture><source type="image/avif" srcset="https://cdn.images.express.co.uk/img/dynamic/23/590x/2015626_1.avif"><source type="image/webp" srcset="https://cdn.images.express.co.uk/img/dynamic/23/590x/2015626_1.webp"><img src="https://cdn.images.express.co.uk/img/dynamic/23/590x/2015626_1.jpg" alt="octopus energy 2000 lloyds halifax" title="octopus energy 2000 lloyds halifax" width="590" height="350" loading="lazy"></picture> <span class="bookmark-icon" data-bookmark="0" data-article-id="2015626" data-article-headline="Octopus Energy giving £2,000 to Lloyds Bank and Halifax customers" data-article-url="https://www.express.co.uk/finance/personalfinance/2015626/octopus-energy-2000-lloyds-halifax" data-article-image="https://cdn.images.express.co.uk/img/dynamic/23/285x169/2015626_1.jpg" > <svg width="25" height="25" viewBox="0 0 24 24" fill="none" xmlns="http://www.w3.org/2000/svg" data-bookmark-icon> <path d="M17 3H7C5.9 3 5 3.9 5 5V21L12 18L19 21V5C19 3.9 18.1 3 17 3Z" fill="rgba(0,0,0,0)"></path> <path d="M17 3H7C5.9 3 5 3.9 5 5V21L12 18L19 21V5C19 3.9 18.1 3 17 3ZM17 18L12 15.82L7 18V5H17V18Z" fill="#FFFFFF"></path> </svg> </span></div> <span class="Headline">Octopus Energy giving £2,000 to Lloyds Bank and Halifax customers</span> </a></div><div data-post-id="2015540" class="first new short newmftp" data-short-story="2015540" data-vr-contentbox=""> <a href="/finance/personalfinance/2015540/households-urged-check-energy-bills" title="Households urged to check energy bills as millions paid in compensation for mistakes" class="clearfix " data-link-tracking="rhs|MoreIn|Personal Finance|title|index2"><div class="lazy-container"> <picture><source type="image/avif" srcset="https://cdn.images.express.co.uk/img/dynamic/23/183x122/2015540_1.avif"><source type="image/webp" srcset="https://cdn.images.express.co.uk/img/dynamic/23/183x122/2015540_1.webp"><img src="https://cdn.images.express.co.uk/img/dynamic/23/183x122/2015540_1.jpg" alt="households urged check energy bills" title="households urged check energy bills" width="183" height="122" loading="lazy"></picture> <span class="bookmark-icon" data-bookmark="0" data-article-id="2015540" data-article-headline="Households urged to check energy bills as millions paid in compensation for mistakes" data-article-url="https://www.express.co.uk/finance/personalfinance/2015540/households-urged-check-energy-bills" data-article-image="https://cdn.images.express.co.uk/img/dynamic/23/285x169/2015540_1.jpg" > <svg width="25" height="25" viewBox="0 0 24 24" fill="none" xmlns="http://www.w3.org/2000/svg" data-bookmark-icon> <path d="M17 3H7C5.9 3 5 3.9 5 5V21L12 18L19 21V5C19 3.9 18.1 3 17 3Z" fill="rgba(0,0,0,0)"></path> <path d="M17 3H7C5.9 3 5 3.9 5 5V21L12 18L19 21V5C19 3.9 18.1 3 17 3ZM17 18L12 15.82L7 18V5H17V18Z" fill="#FFFFFF"></path> </svg> </span></div> <span class="rh-header">Households urged to check energy bills as millions paid in compensation for mistakes</span> </a></div><div data-post-id="2015538" class="new short newmftp" data-short-story="2015538" data-vr-contentbox=""> <a href="/finance/personalfinance/2015538/martin-lewis-issues-0-road-tax" title="Martin Lewis urges drivers to use £0 road tax trick with March loophole" class="clearfix " data-link-tracking="rhs|MoreIn|Personal Finance|title|index3"><div class="lazy-container"> <picture><source type="image/avif" srcset="https://cdn.images.express.co.uk/img/dynamic/23/183x122/2015538_1.avif"><source type="image/webp" srcset="https://cdn.images.express.co.uk/img/dynamic/23/183x122/2015538_1.webp"><img src="https://cdn.images.express.co.uk/img/dynamic/23/183x122/2015538_1.jpg" alt="martin lewis issues 0 road tax" title="martin lewis issues 0 road tax" width="183" height="122" loading="lazy"></picture> <span class="bookmark-icon" data-bookmark="0" data-article-id="2015538" data-article-headline="Martin Lewis urges drivers to use £0 road tax trick with March loophole" data-article-url="https://www.express.co.uk/finance/personalfinance/2015538/martin-lewis-issues-0-road-tax" data-article-image="https://cdn.images.express.co.uk/img/dynamic/23/285x169/2015538_1.jpg" > <svg width="25" height="25" viewBox="0 0 24 24" fill="none" xmlns="http://www.w3.org/2000/svg" data-bookmark-icon> <path d="M17 3H7C5.9 3 5 3.9 5 5V21L12 18L19 21V5C19 3.9 18.1 3 17 3Z" fill="rgba(0,0,0,0)"></path> <path d="M17 3H7C5.9 3 5 3.9 5 5V21L12 18L19 21V5C19 3.9 18.1 3 17 3ZM17 18L12 15.82L7 18V5H17V18Z" fill="#FFFFFF"></path> </svg> </span></div> <span class="rh-header">Martin Lewis urges drivers to use £0 road tax trick with March loophole</span> </a></div><div class="rh-element type2 trevda trevda-extra"><div id="div-gpt-ad-in-article-slot-other" data-tb-non-consent="taboola-mobile-1x1-mid-article-7-nc" data-tb-mode="thumbnails-mobile-1x1" data-tb-placement="Mobile 1x1 Mid Article 7 NC" data-tb-target-type="mix"></div></div><div data-post-id="2015521" class="new short newmftp" data-short-story="2015521" data-vr-contentbox=""> <a href="/finance/personalfinance/2015521/martin-lewis-says-you-earn-more-than-10-000-you-need-take-action-now" title="Martin Lewis tells anyone earning over £10,000 'do not throw away a hidden pay rise'" class="clearfix " data-link-tracking="rhs|MoreIn|Personal Finance|title|index4"><div class="lazy-container"> <picture><source type="image/avif" srcset="https://cdn.images.express.co.uk/img/dynamic/23/183x122/2015521_1.avif"><source type="image/webp" srcset="https://cdn.images.express.co.uk/img/dynamic/23/183x122/2015521_1.webp"><img src="https://cdn.images.express.co.uk/img/dynamic/23/183x122/2015521_1.jpg" alt="martin-lewis-says-you-earn-more-than-10-000-you-need-take-action-now" title="martin-lewis-says-you-earn-more-than-10-000-you-need-take-action-now" width="183" height="122" loading="lazy"></picture> <span class="bookmark-icon" data-bookmark="0" data-article-id="2015521" data-article-headline="Martin Lewis tells anyone earning over £10,000 'do not throw away a hidden pay rise'" data-article-url="https://www.express.co.uk/finance/personalfinance/2015521/martin-lewis-says-you-earn-more-than-10-000-you-need-take-action-now" data-article-image="https://cdn.images.express.co.uk/img/dynamic/23/285x169/2015521_1.jpg" > <svg width="25" height="25" viewBox="0 0 24 24" fill="none" xmlns="http://www.w3.org/2000/svg" data-bookmark-icon> <path d="M17 3H7C5.9 3 5 3.9 5 5V21L12 18L19 21V5C19 3.9 18.1 3 17 3Z" fill="rgba(0,0,0,0)"></path> <path d="M17 3H7C5.9 3 5 3.9 5 5V21L12 18L19 21V5C19 3.9 18.1 3 17 3ZM17 18L12 15.82L7 18V5H17V18Z" fill="#FFFFFF"></path> </svg> </span></div> <span class="rh-header">Martin Lewis tells anyone earning over £10,000 'do not throw away a hidden pay rise'</span> </a></div><div data-post-id="2015506" class="new short newmftp" data-short-story="2015506" data-vr-contentbox=""> <a href="/finance/personalfinance/2015506/hmrc-guide-tax-debt-concerns" title="HMRC rules set out as billions must make payments after concerns raised" class="clearfix " data-link-tracking="rhs|MoreIn|Personal Finance|title|index5"><div class="lazy-container"> <picture><source type="image/avif" srcset="https://cdn.images.express.co.uk/img/dynamic/23/183x122/2015506_1.avif"><source type="image/webp" srcset="https://cdn.images.express.co.uk/img/dynamic/23/183x122/2015506_1.webp"><img src="https://cdn.images.express.co.uk/img/dynamic/23/183x122/2015506_1.jpg" alt="hmrc guide tax debt concerns" title="hmrc guide tax debt concerns" width="183" height="122" loading="lazy"></picture> <span class="bookmark-icon" data-bookmark="0" data-article-id="2015506" data-article-headline="HMRC rules set out as billions must make payments after concerns raised" data-article-url="https://www.express.co.uk/finance/personalfinance/2015506/hmrc-guide-tax-debt-concerns" data-article-image="https://cdn.images.express.co.uk/img/dynamic/23/285x169/2015506_1.jpg" > <svg width="25" height="25" viewBox="0 0 24 24" fill="none" xmlns="http://www.w3.org/2000/svg" data-bookmark-icon> <path d="M17 3H7C5.9 3 5 3.9 5 5V21L12 18L19 21V5C19 3.9 18.1 3 17 3Z" fill="rgba(0,0,0,0)"></path> <path d="M17 3H7C5.9 3 5 3.9 5 5V21L12 18L19 21V5C19 3.9 18.1 3 17 3ZM17 18L12 15.82L7 18V5H17V18Z" fill="#FFFFFF"></path> </svg> </span></div> <span class="rh-header">HMRC rules set out as billions must make payments after concerns raised</span> </a></div><div data-post-id="2015502" class="new short newmftp" data-short-story="2015502" data-vr-contentbox=""> <a href="/finance/personalfinance/2015502/ofwat-water-bill-payers" title="Ofwat just proved that they hold water bill payers in contempt as judge slams watchdog" class="clearfix " data-link-tracking="rhs|MoreIn|Personal Finance|title|index6"><div class="lazy-container"> <picture><source type="image/avif" srcset="https://cdn.images.express.co.uk/img/dynamic/23/183x122/2015502_1.avif"><source type="image/webp" srcset="https://cdn.images.express.co.uk/img/dynamic/23/183x122/2015502_1.webp"><img src="https://cdn.images.express.co.uk/img/dynamic/23/183x122/2015502_1.jpg" alt="ofwat water bill payers" title="ofwat water bill payers" width="183" height="122" loading="lazy"></picture> <span class="bookmark-icon" data-bookmark="0" data-article-id="2015502" data-article-headline="Ofwat just proved that they hold water bill payers in contempt as judge slams watchdog" data-article-url="https://www.express.co.uk/finance/personalfinance/2015502/ofwat-water-bill-payers" data-article-image="https://cdn.images.express.co.uk/img/dynamic/23/285x169/2015502_1.jpg" > <svg width="25" height="25" viewBox="0 0 24 24" fill="none" xmlns="http://www.w3.org/2000/svg" data-bookmark-icon> <path d="M17 3H7C5.9 3 5 3.9 5 5V21L12 18L19 21V5C19 3.9 18.1 3 17 3Z" fill="rgba(0,0,0,0)"></path> <path d="M17 3H7C5.9 3 5 3.9 5 5V21L12 18L19 21V5C19 3.9 18.1 3 17 3ZM17 18L12 15.82L7 18V5H17V18Z" fill="#FFFFFF"></path> </svg> </span> <span class="story-badge color-5" title="OPINION" >OPINION</span></div> <span class="rh-header">Ofwat just proved that they hold water bill payers in contempt as judge slams watchdog</span> </a></div><div data-post-id="2015466" class="new short newmftp" data-short-story="2015466" data-vr-contentbox=""> <a href="/finance/personalfinance/2015466/martin-lewis-home-insurance-cost" title="Martin Lewis' simple tool that could save you £500 on home insurance" class="clearfix " data-link-tracking="rhs|MoreIn|Personal Finance|title|index7"><div class="lazy-container"> <picture><source type="image/avif" srcset="https://cdn.images.express.co.uk/img/dynamic/23/183x122/2015466_1.avif"><source type="image/webp" srcset="https://cdn.images.express.co.uk/img/dynamic/23/183x122/2015466_1.webp"><img src="https://cdn.images.express.co.uk/img/dynamic/23/183x122/2015466_1.jpg" alt="martin lewis home insurance cost" title="martin lewis home insurance cost" width="183" height="122" loading="lazy"></picture> <span class="bookmark-icon" data-bookmark="0" data-article-id="2015466" data-article-headline="Martin Lewis' simple tool that could save you £500 on home insurance" data-article-url="https://www.express.co.uk/finance/personalfinance/2015466/martin-lewis-home-insurance-cost" data-article-image="https://cdn.images.express.co.uk/img/dynamic/23/285x169/2015466_1.jpg" > <svg width="25" height="25" viewBox="0 0 24 24" fill="none" xmlns="http://www.w3.org/2000/svg" data-bookmark-icon> <path d="M17 3H7C5.9 3 5 3.9 5 5V21L12 18L19 21V5C19 3.9 18.1 3 17 3Z" fill="rgba(0,0,0,0)"></path> <path d="M17 3H7C5.9 3 5 3.9 5 5V21L12 18L19 21V5C19 3.9 18.1 3 17 3ZM17 18L12 15.82L7 18V5H17V18Z" fill="#FFFFFF"></path> </svg> </span></div> <span class="rh-header">Martin Lewis' simple tool that could save you £500 on home insurance</span> </a></div><div data-post-id="2015443" class="new short newmftp" data-short-story="2015443" data-vr-contentbox=""> <a href="/finance/personalfinance/2015443/exact-date-customers-this-meter" title="Exact date customers with this meter will be ‘cut off’ with no heating or hot water" class="clearfix " data-link-tracking="rhs|MoreIn|Personal Finance|title|index8"><div class="lazy-container"> <picture><source type="image/avif" srcset="https://cdn.images.express.co.uk/img/dynamic/23/183x122/2015443_1.avif"><source type="image/webp" srcset="https://cdn.images.express.co.uk/img/dynamic/23/183x122/2015443_1.webp"><img src="https://cdn.images.express.co.uk/img/dynamic/23/183x122/2015443_1.jpg" alt="exact date customers this meter" title="exact date customers this meter" width="183" height="122" loading="lazy"></picture> <span class="bookmark-icon" data-bookmark="0" data-article-id="2015443" data-article-headline="Exact date customers with one type of meter will be ‘cut off’ with no heating or hot water" data-article-url="https://www.express.co.uk/finance/personalfinance/2015443/exact-date-customers-this-meter" data-article-image="https://cdn.images.express.co.uk/img/dynamic/23/285x169/2015443_1.jpg" > <svg width="25" height="25" viewBox="0 0 24 24" fill="none" xmlns="http://www.w3.org/2000/svg" data-bookmark-icon> <path d="M17 3H7C5.9 3 5 3.9 5 5V21L12 18L19 21V5C19 3.9 18.1 3 17 3Z" fill="rgba(0,0,0,0)"></path> <path d="M17 3H7C5.9 3 5 3.9 5 5V21L12 18L19 21V5C19 3.9 18.1 3 17 3ZM17 18L12 15.82L7 18V5H17V18Z" fill="#FFFFFF"></path> </svg> </span></div> <span class="rh-header">Exact date customers with one type of meter will be ‘cut off’ with no heating or hot water</span> </a></div><div data-post-id="2015433" class="new short newmftp" data-short-story="2015433" data-vr-contentbox=""> <a href="/finance/personalfinance/2015433/state-pensioners-born-years-extra-916" title="State pensioners born in these years can get extra £916 in pension" class="clearfix " data-link-tracking="rhs|MoreIn|Personal Finance|title|index9"><div class="lazy-container"> <picture><source type="image/avif" srcset="https://cdn.images.express.co.uk/img/dynamic/23/183x122/2015433_1.avif"><source type="image/webp" srcset="https://cdn.images.express.co.uk/img/dynamic/23/183x122/2015433_1.webp"><img src="https://cdn.images.express.co.uk/img/dynamic/23/183x122/2015433_1.jpg" alt="state pensioners born years extra 916" title="state pensioners born years extra 916" width="183" height="122" loading="lazy"></picture> <span class="bookmark-icon" data-bookmark="0" data-article-id="2015433" data-article-headline="State pensioners born in these years can get extra £916 in pension" data-article-url="https://www.express.co.uk/finance/personalfinance/2015433/state-pensioners-born-years-extra-916" data-article-image="https://cdn.images.express.co.uk/img/dynamic/23/285x169/2015433_1.jpg" > <svg width="25" height="25" viewBox="0 0 24 24" fill="none" xmlns="http://www.w3.org/2000/svg" data-bookmark-icon> <path d="M17 3H7C5.9 3 5 3.9 5 5V21L12 18L19 21V5C19 3.9 18.1 3 17 3Z" fill="rgba(0,0,0,0)"></path> <path d="M17 3H7C5.9 3 5 3.9 5 5V21L12 18L19 21V5C19 3.9 18.1 3 17 3ZM17 18L12 15.82L7 18V5H17V18Z" fill="#FFFFFF"></path> </svg> </span></div> <span class="rh-header">State pensioners born in these years can get extra £916 in pension</span> </a></div><div data-post-id="2015406" class="new short newmftp" data-short-story="2015406" data-vr-contentbox=""> <a href="/finance/personalfinance/2015406/Rachel-Reeves-stamp-duty-hike" title="Rachel Reeves Stamp Duty hike threatens half a million homebuyers" class="clearfix videopost" data-link-tracking="rhs|MoreIn|Personal Finance|title|index10"><div class="lazy-container"> <picture><source type="image/avif" srcset="https://cdn.images.express.co.uk/img/dynamic/23/183x122/2015406_1.avif"><source type="image/webp" srcset="https://cdn.images.express.co.uk/img/dynamic/23/183x122/2015406_1.webp"><img src="https://cdn.images.express.co.uk/img/dynamic/23/183x122/2015406_1.jpg" alt="Rachel Reeves stamp duty hike " title="Rachel Reeves stamp duty hike " width="183" height="122" loading="lazy"></picture> <span class="bookmark-icon" data-bookmark="0" data-article-id="2015406" data-article-headline="Rachel Reeves Stamp Duty hike threatens half a million homebuyers" data-article-url="https://www.express.co.uk/finance/personalfinance/2015406/Rachel-Reeves-stamp-duty-hike" data-article-image="https://cdn.images.express.co.uk/img/dynamic/23/285x169/2015406_1.jpg" > <svg width="25" height="25" viewBox="0 0 24 24" fill="none" xmlns="http://www.w3.org/2000/svg" data-bookmark-icon> <path d="M17 3H7C5.9 3 5 3.9 5 5V21L12 18L19 21V5C19 3.9 18.1 3 17 3Z" fill="rgba(0,0,0,0)"></path> <path d="M17 3H7C5.9 3 5 3.9 5 5V21L12 18L19 21V5C19 3.9 18.1 3 17 3ZM17 18L12 15.82L7 18V5H17V18Z" fill="#FFFFFF"></path> </svg> </span></div> <span class="rh-header">Rachel Reeves Stamp Duty hike threatens half a million homebuyers</span> </a></div><div data-post-id="2015219" class="new short newmftp" data-short-story="2015219" data-vr-contentbox=""> <a href="/finance/personalfinance/2015219/rachel-reeves-faces-fresh-blow-businesses-cut-jobs" title="Rachel Reeves faces fresh blow as one in three businesses planning to cut jobs this year" class="clearfix " data-link-tracking="rhs|MoreIn|Personal Finance|title|index11"><div class="lazy-container"> <picture><source type="image/avif" srcset="https://cdn.images.express.co.uk/img/dynamic/23/183x122/2015219_1.avif"><source type="image/webp" srcset="https://cdn.images.express.co.uk/img/dynamic/23/183x122/2015219_1.webp"><img src="https://cdn.images.express.co.uk/img/dynamic/23/183x122/2015219_1.jpg" alt="rachel reeves faces fresh blow businesses cut jobs" title="rachel reeves faces fresh blow businesses cut jobs" width="183" height="122" loading="lazy"></picture> <span class="bookmark-icon" data-bookmark="0" data-article-id="2015219" data-article-headline="Rachel Reeves faces fresh blow as one in three businesses planning to cut jobs this year" data-article-url="https://www.express.co.uk/finance/personalfinance/2015219/rachel-reeves-faces-fresh-blow-businesses-cut-jobs" data-article-image="https://cdn.images.express.co.uk/img/dynamic/23/285x169/2015219_1.jpg" > <svg width="25" height="25" viewBox="0 0 24 24" fill="none" xmlns="http://www.w3.org/2000/svg" data-bookmark-icon> <path d="M17 3H7C5.9 3 5 3.9 5 5V21L12 18L19 21V5C19 3.9 18.1 3 17 3Z" fill="rgba(0,0,0,0)"></path> <path d="M17 3H7C5.9 3 5 3.9 5 5V21L12 18L19 21V5C19 3.9 18.1 3 17 3ZM17 18L12 15.82L7 18V5H17V18Z" fill="#FFFFFF"></path> </svg> </span></div> <span class="rh-header">Rachel Reeves faces fresh blow as one in three businesses planning to cut jobs this year</span> </a></div><div data-post-id="2013456" class="new short newmftp" data-short-story="2013456" data-vr-contentbox=""> <a href="/finance/personalfinance/2013456/Nationwide-switch-offer-direct-debit" title="Nationwide explains one-time rule to get £175 payment" class="clearfix " data-link-tracking="rhs|MoreIn|Personal Finance|title|index12"><div class="lazy-container"> <picture><source type="image/avif" srcset="https://cdn.images.express.co.uk/img/dynamic/23/183x122/2013456_1.avif"><source type="image/webp" srcset="https://cdn.images.express.co.uk/img/dynamic/23/183x122/2013456_1.webp"><img src="https://cdn.images.express.co.uk/img/dynamic/23/183x122/2013456_1.jpg" alt="Nationwide switch offer direct debit" title="Nationwide switch offer direct debit" width="183" height="122" loading="lazy"></picture> <span class="bookmark-icon" data-bookmark="0" data-article-id="2013456" data-article-headline="Nationwide explains one-time rule to get £175 payment" data-article-url="https://www.express.co.uk/finance/personalfinance/2013456/Nationwide-switch-offer-direct-debit" data-article-image="https://cdn.images.express.co.uk/img/dynamic/23/285x169/2013456_1.jpg" > <svg width="25" height="25" viewBox="0 0 24 24" fill="none" xmlns="http://www.w3.org/2000/svg" data-bookmark-icon> <path d="M17 3H7C5.9 3 5 3.9 5 5V21L12 18L19 21V5C19 3.9 18.1 3 17 3Z" fill="rgba(0,0,0,0)"></path> <path d="M17 3H7C5.9 3 5 3.9 5 5V21L12 18L19 21V5C19 3.9 18.1 3 17 3ZM17 18L12 15.82L7 18V5H17V18Z" fill="#FFFFFF"></path> </svg> </span></div> <span class="rh-header">Nationwide explains one-time rule to get £175 payment</span> </a></div><div data-post-id="2013396" class="new short newmftp" data-short-story="2013396" data-vr-contentbox=""> <a href="/finance/personalfinance/2013396/chase-customers-set-worse-off-days-don-t-act-soon" title="Chase customers to be hit by major change in days" class="clearfix " data-link-tracking="rhs|MoreIn|Personal Finance|title|index13"><div class="lazy-container"> <picture><source type="image/avif" srcset="https://cdn.images.express.co.uk/img/dynamic/23/183x122/2013396_1.avif"><source type="image/webp" srcset="https://cdn.images.express.co.uk/img/dynamic/23/183x122/2013396_1.webp"><img src="https://cdn.images.express.co.uk/img/dynamic/23/183x122/2013396_1.jpg" alt="chase-customers-set-worse-off-days-don-t-act-soon" title="chase-customers-set-worse-off-days-don-t-act-soon" width="183" height="122" loading="lazy"></picture> <span class="bookmark-icon" data-bookmark="0" data-article-id="2013396" data-article-headline="Chase customers to be hit by major change in days" data-article-url="https://www.express.co.uk/finance/personalfinance/2013396/chase-customers-set-worse-off-days-don-t-act-soon" data-article-image="https://cdn.images.express.co.uk/img/dynamic/23/285x169/2013396_1.jpg" > <svg width="25" height="25" viewBox="0 0 24 24" fill="none" xmlns="http://www.w3.org/2000/svg" data-bookmark-icon> <path d="M17 3H7C5.9 3 5 3.9 5 5V21L12 18L19 21V5C19 3.9 18.1 3 17 3Z" fill="rgba(0,0,0,0)"></path> <path d="M17 3H7C5.9 3 5 3.9 5 5V21L12 18L19 21V5C19 3.9 18.1 3 17 3ZM17 18L12 15.82L7 18V5H17V18Z" fill="#FFFFFF"></path> </svg> </span></div> <span class="rh-header">Chase customers to be hit by major change in days</span> </a></div><div data-post-id="2013309" class="new short newmftp" data-short-story="2013309" data-vr-contentbox=""> <a href="/finance/personalfinance/2013309/martin-lewis-shares-urgent-warning-anyone-british-gas-edf-octopus-ovo-more" title="Martin Lewis shares urgent warning to anyone with British Gas, EDF, Octopus, Ovo and more" class="clearfix " data-link-tracking="rhs|MoreIn|Personal Finance|title|index14"><div class="lazy-container"> <picture><source type="image/avif" srcset="https://cdn.images.express.co.uk/img/dynamic/23/183x122/2013309_1.avif"><source type="image/webp" srcset="https://cdn.images.express.co.uk/img/dynamic/23/183x122/2013309_1.webp"><img src="https://cdn.images.express.co.uk/img/dynamic/23/183x122/2013309_1.jpg" alt="martin-lewis-shares-urgent-warning-anyone-british-gas-edf-octopus-ovo-more" title="martin-lewis-shares-urgent-warning-anyone-british-gas-edf-octopus-ovo-more" width="183" height="122" loading="lazy"></picture> <span class="bookmark-icon" data-bookmark="0" data-article-id="2013309" data-article-headline="Martin Lewis shares urgent warning to anyone with British Gas, EDF, Octopus, Ovo and more" data-article-url="https://www.express.co.uk/finance/personalfinance/2013309/martin-lewis-shares-urgent-warning-anyone-british-gas-edf-octopus-ovo-more" data-article-image="https://cdn.images.express.co.uk/img/dynamic/23/285x169/2013309_1.jpg" > <svg width="25" height="25" viewBox="0 0 24 24" fill="none" xmlns="http://www.w3.org/2000/svg" data-bookmark-icon> <path d="M17 3H7C5.9 3 5 3.9 5 5V21L12 18L19 21V5C19 3.9 18.1 3 17 3Z" fill="rgba(0,0,0,0)"></path> <path d="M17 3H7C5.9 3 5 3.9 5 5V21L12 18L19 21V5C19 3.9 18.1 3 17 3ZM17 18L12 15.82L7 18V5H17V18Z" fill="#FFFFFF"></path> </svg> </span></div> <span class="rh-header">Martin Lewis shares urgent warning to anyone with British Gas, EDF, Octopus, Ovo and more</span> </a></div><div data-post-id="2012866" class="new short newmftp" data-short-story="2012866" data-vr-contentbox=""> <a href="/finance/personalfinance/2012866/money-whatsapp-community-join" title="Join our free WhatsApp Money community to get the latest tips and advice to your phone" class="clearfix " data-link-tracking="rhs|MoreIn|Personal Finance|title|index15"><div class="lazy-container"> <picture><source type="image/avif" srcset="https://cdn.images.express.co.uk/img/dynamic/23/183x122/2012866_1.avif"><source type="image/webp" srcset="https://cdn.images.express.co.uk/img/dynamic/23/183x122/2012866_1.webp"><img src="https://cdn.images.express.co.uk/img/dynamic/23/183x122/2012866_1.jpg" alt="money whatsapp community join" title="money whatsapp community join" width="183" height="122" loading="lazy"></picture> <span class="bookmark-icon" data-bookmark="0" data-article-id="2012866" data-article-headline="Join our WhatsApp Money community to get the latest tips to your phone" data-article-url="https://www.express.co.uk/finance/personalfinance/2012866/money-whatsapp-community-join" data-article-image="https://cdn.images.express.co.uk/img/dynamic/23/285x169/2012866_1.jpg" > <svg width="25" height="25" viewBox="0 0 24 24" fill="none" xmlns="http://www.w3.org/2000/svg" data-bookmark-icon> <path d="M17 3H7C5.9 3 5 3.9 5 5V21L12 18L19 21V5C19 3.9 18.1 3 17 3Z" fill="rgba(0,0,0,0)"></path> <path d="M17 3H7C5.9 3 5 3.9 5 5V21L12 18L19 21V5C19 3.9 18.1 3 17 3ZM17 18L12 15.82L7 18V5H17V18Z" fill="#FFFFFF"></path> </svg> </span></div> <span class="rh-header">Join our WhatsApp Money community to get the latest tips to your phone</span> </a></div><div data-post-id="2015200" class="new short newmftp" data-short-story="2015200" data-vr-contentbox=""> <a href="/finance/personalfinance/2015200/dwp-benefit-older-britons-claim-attendance-allowance" title="DWP benefit older Britons can claim to boost income by £108 a week" class="clearfix " data-link-tracking="rhs|MoreIn|Personal Finance|title|index16"><div class="lazy-container"> <picture><source type="image/avif" srcset="https://cdn.images.express.co.uk/img/dynamic/23/183x122/2015200_1.avif"><source type="image/webp" srcset="https://cdn.images.express.co.uk/img/dynamic/23/183x122/2015200_1.webp"><img src="https://cdn.images.express.co.uk/img/dynamic/23/183x122/2015200_1.jpg" alt="dwp benefit older britons claim attendance allowance" title="dwp benefit older britons claim attendance allowance" width="183" height="122" loading="lazy"></picture> <span class="bookmark-icon" data-bookmark="0" data-article-id="2015200" data-article-headline="DWP benefit older Britons can claim to boost income by £108 a week" data-article-url="https://www.express.co.uk/finance/personalfinance/2015200/dwp-benefit-older-britons-claim-attendance-allowance" data-article-image="https://cdn.images.express.co.uk/img/dynamic/23/285x169/2015200_1.jpg" > <svg width="25" height="25" viewBox="0 0 24 24" fill="none" xmlns="http://www.w3.org/2000/svg" data-bookmark-icon> <path d="M17 3H7C5.9 3 5 3.9 5 5V21L12 18L19 21V5C19 3.9 18.1 3 17 3Z" fill="rgba(0,0,0,0)"></path> <path d="M17 3H7C5.9 3 5 3.9 5 5V21L12 18L19 21V5C19 3.9 18.1 3 17 3ZM17 18L12 15.82L7 18V5H17V18Z" fill="#FFFFFF"></path> </svg> </span></div> <span class="rh-header">DWP benefit older Britons can claim to boost income by £108 a week</span> </a></div><div data-post-id="2015160" class="new short newmftp" data-short-story="2015160" data-vr-contentbox=""> <a href="/finance/personalfinance/2015160/uk-self-employed-face-unfair-mortgage-rejection" title="UK self-employed face 'unfair' mortgage rejection despite £51,000 deposits" class="clearfix " data-link-tracking="rhs|MoreIn|Personal Finance|title|index17"><div class="lazy-container"> <picture><source type="image/avif" srcset="https://cdn.images.express.co.uk/img/dynamic/23/183x122/2015160_1.avif"><source type="image/webp" srcset="https://cdn.images.express.co.uk/img/dynamic/23/183x122/2015160_1.webp"><img src="https://cdn.images.express.co.uk/img/dynamic/23/183x122/2015160_1.jpg" alt="uk self-employed face unfair mortgage rejection" title="uk self-employed face unfair mortgage rejection" width="183" height="122" loading="lazy"></picture> <span class="bookmark-icon" data-bookmark="0" data-article-id="2015160" data-article-headline="UK self-employed face 'unfair' mortgage rejection despite £51,000 deposits" data-article-url="https://www.express.co.uk/finance/personalfinance/2015160/uk-self-employed-face-unfair-mortgage-rejection" data-article-image="https://cdn.images.express.co.uk/img/dynamic/23/285x169/2015160_1.jpg" > <svg width="25" height="25" viewBox="0 0 24 24" fill="none" xmlns="http://www.w3.org/2000/svg" data-bookmark-icon> <path d="M17 3H7C5.9 3 5 3.9 5 5V21L12 18L19 21V5C19 3.9 18.1 3 17 3Z" fill="rgba(0,0,0,0)"></path> <path d="M17 3H7C5.9 3 5 3.9 5 5V21L12 18L19 21V5C19 3.9 18.1 3 17 3ZM17 18L12 15.82L7 18V5H17V18Z" fill="#FFFFFF"></path> </svg> </span></div> <span class="rh-header">UK self-employed face 'unfair' mortgage rejection despite £51,000 deposits</span> </a></div><div data-post-id="2015132" class="new short newmftp" data-short-story="2015132" data-vr-contentbox=""> <a href="/finance/personalfinance/2015132/martin-lewis-how-expert-made-100-million" title="Martin Lewis: How expert turned £80 into £100million" class="clearfix " data-link-tracking="rhs|MoreIn|Personal Finance|title|index18"><div class="lazy-container"> <picture><source type="image/avif" srcset="https://cdn.images.express.co.uk/img/dynamic/23/183x122/2015132_1.avif"><source type="image/webp" srcset="https://cdn.images.express.co.uk/img/dynamic/23/183x122/2015132_1.webp"><img src="https://cdn.images.express.co.uk/img/dynamic/23/183x122/2015132_1.jpg" alt="martin lewis how expert made 100 million" title="martin lewis how expert made 100 million" width="183" height="122" loading="lazy"></picture> <span class="bookmark-icon" data-bookmark="0" data-article-id="2015132" data-article-headline="Martin Lewis: How expert turned £80 into £100million" data-article-url="https://www.express.co.uk/finance/personalfinance/2015132/martin-lewis-how-expert-made-100-million" data-article-image="https://cdn.images.express.co.uk/img/dynamic/23/285x169/2015132_1.jpg" > <svg width="25" height="25" viewBox="0 0 24 24" fill="none" xmlns="http://www.w3.org/2000/svg" data-bookmark-icon> <path d="M17 3H7C5.9 3 5 3.9 5 5V21L12 18L19 21V5C19 3.9 18.1 3 17 3Z" fill="rgba(0,0,0,0)"></path> <path d="M17 3H7C5.9 3 5 3.9 5 5V21L12 18L19 21V5C19 3.9 18.1 3 17 3ZM17 18L12 15.82L7 18V5H17V18Z" fill="#FFFFFF"></path> </svg> </span></div> <span class="rh-header">Martin Lewis: How expert turned £80 into £100million</span> </a></div><div data-post-id="2015123" class="new short newmftp" data-short-story="2015123" data-vr-contentbox=""> <a href="/finance/personalfinance/2015123/expert-reveals-best-time-turn" title="'I'm a heating expert and this is when to switch off your heating to save £85 a week'" class="clearfix " data-link-tracking="rhs|MoreIn|Personal Finance|title|index19"><div class="lazy-container"> <picture><source type="image/avif" srcset="https://cdn.images.express.co.uk/img/dynamic/23/183x122/2015123_1.avif"><source type="image/webp" srcset="https://cdn.images.express.co.uk/img/dynamic/23/183x122/2015123_1.webp"><img src="https://cdn.images.express.co.uk/img/dynamic/23/183x122/2015123_1.jpg" alt="expert reveals best time turn" title="expert reveals best time turn" width="183" height="122" loading="lazy"></picture> <span class="bookmark-icon" data-bookmark="0" data-article-id="2015123" data-article-headline="'I'm a heating expert and this is when to switch off your heating to save £85 a week'" data-article-url="https://www.express.co.uk/finance/personalfinance/2015123/expert-reveals-best-time-turn" data-article-image="https://cdn.images.express.co.uk/img/dynamic/23/285x169/2015123_1.jpg" > <svg width="25" height="25" viewBox="0 0 24 24" fill="none" xmlns="http://www.w3.org/2000/svg" data-bookmark-icon> <path d="M17 3H7C5.9 3 5 3.9 5 5V21L12 18L19 21V5C19 3.9 18.1 3 17 3Z" fill="rgba(0,0,0,0)"></path> <path d="M17 3H7C5.9 3 5 3.9 5 5V21L12 18L19 21V5C19 3.9 18.1 3 17 3ZM17 18L12 15.82L7 18V5H17V18Z" fill="#FFFFFF"></path> </svg> </span></div> <span class="rh-header">'I'm a heating expert and this is when to switch off your heating to save £85 a week'</span> </a></div><div data-post-id="2015114" class="new short newmftp" data-short-story="2015114" data-vr-contentbox=""> <a href="/finance/personalfinance/2015114/principality-building-society-market-leading-savings-account" title="Building society offers market-leading savings account with 8% interest rate" class="clearfix " data-link-tracking="rhs|MoreIn|Personal Finance|title|index20"><div class="lazy-container"> <picture><source type="image/avif" srcset="https://cdn.images.express.co.uk/img/dynamic/23/183x122/2015114_1.avif"><source type="image/webp" srcset="https://cdn.images.express.co.uk/img/dynamic/23/183x122/2015114_1.webp"><img src="https://cdn.images.express.co.uk/img/dynamic/23/183x122/2015114_1.jpg" alt="principality building society market leading savings account" title="principality building society market leading savings account" width="183" height="122" loading="lazy"></picture> <span class="bookmark-icon" data-bookmark="0" data-article-id="2015114" data-article-headline="Building society offers market-leading savings account with 8% interest rate" 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class="clearfix " data-link-tracking="rhs|MoreIn|Personal Finance|title|index21"><div class="lazy-container"> <picture><source type="image/avif" srcset="https://cdn.images.express.co.uk/img/dynamic/23/183x122/2015092_1.avif"><source type="image/webp" srcset="https://cdn.images.express.co.uk/img/dynamic/23/183x122/2015092_1.webp"><img src="https://cdn.images.express.co.uk/img/dynamic/23/183x122/2015092_1.jpg" alt="retirees warned big cost pension withdrawals tax" title="retirees warned big cost pension withdrawals tax" width="183" height="122" loading="lazy"></picture> <span class="bookmark-icon" data-bookmark="0" data-article-id="2015092" data-article-headline="Retirees warned of 'big cost' as pension withdrawals trigger massive tax bills" data-article-url="https://www.express.co.uk/finance/personalfinance/2015092/retirees-warned-big-cost-pension-withdrawals-tax" data-article-image="https://cdn.images.express.co.uk/img/dynamic/23/285x169/2015092_1.jpg" > <svg width="25" height="25" viewBox="0 0 24 24" fill="none" xmlns="http://www.w3.org/2000/svg" data-bookmark-icon> <path d="M17 3H7C5.9 3 5 3.9 5 5V21L12 18L19 21V5C19 3.9 18.1 3 17 3Z" fill="rgba(0,0,0,0)"></path> <path d="M17 3H7C5.9 3 5 3.9 5 5V21L12 18L19 21V5C19 3.9 18.1 3 17 3ZM17 18L12 15.82L7 18V5H17V18Z" fill="#FFFFFF"></path> </svg> </span></div> <span class="rh-header">Retirees warned of 'big cost' as pension withdrawals trigger massive tax bills</span> </a></div><div data-post-id="2015079" class="new short newmftp" data-short-story="2015079" data-vr-contentbox=""> <a href="/finance/personalfinance/2015079/rachel-reeves-playing-dynamite-plot" title="Rachel Reeves has set a 'stick of dynamite' under our Cash ISAs - and won't stop there" class="clearfix " data-link-tracking="rhs|MoreIn|Personal Finance|title|index22"><div class="lazy-container"> <picture><source type="image/avif" srcset="https://cdn.images.express.co.uk/img/dynamic/23/183x122/2015079_1.avif"><source type="image/webp" srcset="https://cdn.images.express.co.uk/img/dynamic/23/183x122/2015079_1.webp"><img src="https://cdn.images.express.co.uk/img/dynamic/23/183x122/2015079_1.jpg" alt="rachel reeves playing dynamite plot" title="rachel reeves playing dynamite plot" width="183" height="122" loading="lazy"></picture> <span class="bookmark-icon" data-bookmark="0" data-article-id="2015079" data-article-headline="Rachel Reeves has set a 'stick of dynamite' under our Cash ISAs - and won't stop there" data-article-url="https://www.express.co.uk/finance/personalfinance/2015079/rachel-reeves-playing-dynamite-plot" data-article-image="https://cdn.images.express.co.uk/img/dynamic/23/285x169/2015079_1.jpg" > <svg width="25" height="25" viewBox="0 0 24 24" fill="none" xmlns="http://www.w3.org/2000/svg" data-bookmark-icon> <path d="M17 3H7C5.9 3 5 3.9 5 5V21L12 18L19 21V5C19 3.9 18.1 3 17 3Z" fill="rgba(0,0,0,0)"></path> <path d="M17 3H7C5.9 3 5 3.9 5 5V21L12 18L19 21V5C19 3.9 18.1 3 17 3ZM17 18L12 15.82L7 18V5H17V18Z" fill="#FFFFFF"></path> </svg> </span></div> <span class="rh-header">Rachel Reeves has set a 'stick of dynamite' under our Cash ISAs - and won't stop there</span> </a></div><div data-post-id="2014634" class="new short newmftp" data-short-story="2014634" data-vr-contentbox=""> <a href="/finance/personalfinance/2014634/solar-panels-weather-costs" title="UK homeowners hesitant on solar panels due to concerns about weather and costs" class="clearfix " data-link-tracking="rhs|MoreIn|Personal Finance|title|index23"><div class="lazy-container"> <picture><source type="image/avif" srcset="https://cdn.images.express.co.uk/img/dynamic/23/183x122/2014634_1.avif"><source type="image/webp" srcset="https://cdn.images.express.co.uk/img/dynamic/23/183x122/2014634_1.webp"><img src="https://cdn.images.express.co.uk/img/dynamic/23/183x122/2014634_1.jpg" alt="solar-panels-weather-costs" title="solar-panels-weather-costs" width="183" height="122" loading="lazy"></picture> <span class="bookmark-icon" data-bookmark="0" data-article-id="2014634" data-article-headline="UK homeowners hesitant on solar panels due to concerns about weather and costs" data-article-url="https://www.express.co.uk/finance/personalfinance/2014634/solar-panels-weather-costs" data-article-image="https://cdn.images.express.co.uk/img/dynamic/23/285x169/2014634_1.jpg" > <svg width="25" height="25" viewBox="0 0 24 24" fill="none" xmlns="http://www.w3.org/2000/svg" data-bookmark-icon> <path d="M17 3H7C5.9 3 5 3.9 5 5V21L12 18L19 21V5C19 3.9 18.1 3 17 3Z" fill="rgba(0,0,0,0)"></path> <path d="M17 3H7C5.9 3 5 3.9 5 5V21L12 18L19 21V5C19 3.9 18.1 3 17 3ZM17 18L12 15.82L7 18V5H17V18Z" fill="#FFFFFF"></path> </svg> </span></div> <span class="rh-header">UK homeowners hesitant on solar panels due to concerns about weather and costs</span> </a></div><div data-post-id="2014037" class="new short newmftp" data-short-story="2014037" data-vr-contentbox=""> <a href="/finance/personalfinance/2014037/family-recovers-care-home-fees-nhs-chc" title="Family recovers £53,000 in care home fees after being denied NHS support" class="clearfix " data-link-tracking="rhs|MoreIn|Personal Finance|title|index24"><div class="lazy-container"> <picture><source type="image/avif" srcset="https://cdn.images.express.co.uk/img/dynamic/23/183x122/2014037_1.avif"><source type="image/webp" srcset="https://cdn.images.express.co.uk/img/dynamic/23/183x122/2014037_1.webp"><img src="https://cdn.images.express.co.uk/img/dynamic/23/183x122/2014037_1.jpg" alt="family recovers care home fees nhs chc" title="family recovers care home fees nhs chc" width="183" height="122" loading="lazy"></picture> <span class="bookmark-icon" data-bookmark="0" data-article-id="2014037" data-article-headline="Family recovers £53,000 in care home fees after being denied NHS support" data-article-url="https://www.express.co.uk/finance/personalfinance/2014037/family-recovers-care-home-fees-nhs-chc" data-article-image="https://cdn.images.express.co.uk/img/dynamic/23/285x169/2014037_1.jpg" > <svg width="25" height="25" viewBox="0 0 24 24" fill="none" xmlns="http://www.w3.org/2000/svg" data-bookmark-icon> <path d="M17 3H7C5.9 3 5 3.9 5 5V21L12 18L19 21V5C19 3.9 18.1 3 17 3Z" fill="rgba(0,0,0,0)"></path> <path d="M17 3H7C5.9 3 5 3.9 5 5V21L12 18L19 21V5C19 3.9 18.1 3 17 3ZM17 18L12 15.82L7 18V5H17V18Z" fill="#FFFFFF"></path> </svg> </span></div> <span class="rh-header">Family recovers £53,000 in care home fees after being denied NHS support</span> </a></div><div data-post-id="2013556" class="new short newmftp" data-short-story="2013556" data-vr-contentbox=""> <a href="/finance/personalfinance/2013556/dwp-urges-thousands-over-65s-claim-what-re-entitled-before-state-pension-age" title="Thousands of over-65s can claim £4,200 with a few steps" class="clearfix " data-link-tracking="rhs|MoreIn|Personal Finance|title|index25"><div class="lazy-container"> <picture><source type="image/avif" srcset="https://cdn.images.express.co.uk/img/dynamic/23/183x122/2013556_1.avif"><source type="image/webp" srcset="https://cdn.images.express.co.uk/img/dynamic/23/183x122/2013556_1.webp"><img src="https://cdn.images.express.co.uk/img/dynamic/23/183x122/2013556_1.jpg" alt="dwp-urges-thousands-over-65s-claim-what-re-entitled-before-state-pension-age" title="dwp-urges-thousands-over-65s-claim-what-re-entitled-before-state-pension-age" width="183" height="122" loading="lazy"></picture> <span class="bookmark-icon" data-bookmark="0" data-article-id="2013556" data-article-headline="Thousands of over-65s can claim £4,200 with a few steps" data-article-url="https://www.express.co.uk/finance/personalfinance/2013556/dwp-urges-thousands-over-65s-claim-what-re-entitled-before-state-pension-age" data-article-image="https://cdn.images.express.co.uk/img/dynamic/23/285x169/2013556_1.jpg" > <svg width="25" height="25" viewBox="0 0 24 24" fill="none" xmlns="http://www.w3.org/2000/svg" data-bookmark-icon> <path d="M17 3H7C5.9 3 5 3.9 5 5V21L12 18L19 21V5C19 3.9 18.1 3 17 3Z" fill="rgba(0,0,0,0)"></path> <path d="M17 3H7C5.9 3 5 3.9 5 5V21L12 18L19 21V5C19 3.9 18.1 3 17 3ZM17 18L12 15.82L7 18V5H17V18Z" fill="#FFFFFF"></path> </svg> </span></div> <span class="rh-header">Thousands of over-65s can claim £4,200 with a few steps</span> </a></div><div data-post-id="2011312" class="new short newmftp" data-short-story="2011312" data-vr-contentbox=""> <a href="/finance/personalfinance/2011312/hmrc-increase-state-pension-one-check" title="HMRC says UK households can increase State Pension with one check" class="clearfix " data-link-tracking="rhs|MoreIn|Personal Finance|title|index26"><div class="lazy-container"> <picture><source type="image/avif" srcset="https://cdn.images.express.co.uk/img/dynamic/23/183x122/2011312_1.avif"><source type="image/webp" srcset="https://cdn.images.express.co.uk/img/dynamic/23/183x122/2011312_1.webp"><img src="https://cdn.images.express.co.uk/img/dynamic/23/183x122/2011312_1.jpg" alt="hmrc increase state pension one check" title="hmrc increase state pension one check" width="183" height="122" loading="lazy"></picture> <span class="bookmark-icon" data-bookmark="0" data-article-id="2011312" data-article-headline="HMRC says UK households can increase State Pension with one check" data-article-url="https://www.express.co.uk/finance/personalfinance/2011312/hmrc-increase-state-pension-one-check" data-article-image="https://cdn.images.express.co.uk/img/dynamic/23/285x169/2011312_1.jpg" > <svg width="25" height="25" viewBox="0 0 24 24" fill="none" xmlns="http://www.w3.org/2000/svg" data-bookmark-icon> <path d="M17 3H7C5.9 3 5 3.9 5 5V21L12 18L19 21V5C19 3.9 18.1 3 17 3Z" fill="rgba(0,0,0,0)"></path> <path d="M17 3H7C5.9 3 5 3.9 5 5V21L12 18L19 21V5C19 3.9 18.1 3 17 3ZM17 18L12 15.82L7 18V5H17V18Z" fill="#FFFFFF"></path> </svg> </span></div> <span class="rh-header">HMRC says UK households can increase State Pension with one check</span> </a></div><div data-post-id="2015020" class="new short newmftp" data-short-story="2015020" data-vr-contentbox=""> <a href="/finance/personalfinance/2015020/rachel-reeves-state-pension-double-whammy" title="Rachel Reeves forcing state pensioners into poverty with 'cruel double whammy'" class="clearfix videopost" data-link-tracking="rhs|MoreIn|Personal Finance|title|index27"><div class="lazy-container"> <picture><source type="image/avif" srcset="https://cdn.images.express.co.uk/img/dynamic/23/183x122/2015020_1.avif"><source type="image/webp" srcset="https://cdn.images.express.co.uk/img/dynamic/23/183x122/2015020_1.webp"><img src="https://cdn.images.express.co.uk/img/dynamic/23/183x122/2015020_1.jpg" alt="rachel reeves state pension double whammy" title="rachel reeves state pension double whammy" width="183" height="122" loading="lazy"></picture> <span class="bookmark-icon" data-bookmark="0" data-article-id="2015020" data-article-headline="Rachel Reeves forcing state pensioners into poverty with 'cruel double whammy'" data-article-url="https://www.express.co.uk/finance/personalfinance/2015020/rachel-reeves-state-pension-double-whammy" data-article-image="https://cdn.images.express.co.uk/img/dynamic/23/285x169/2015020_1.jpg" > <svg width="25" height="25" viewBox="0 0 24 24" fill="none" xmlns="http://www.w3.org/2000/svg" data-bookmark-icon> <path d="M17 3H7C5.9 3 5 3.9 5 5V21L12 18L19 21V5C19 3.9 18.1 3 17 3Z" fill="rgba(0,0,0,0)"></path> <path d="M17 3H7C5.9 3 5 3.9 5 5V21L12 18L19 21V5C19 3.9 18.1 3 17 3ZM17 18L12 15.82L7 18V5H17V18Z" fill="#FFFFFF"></path> </svg> </span></div> <span class="rh-header">Rachel Reeves forcing state pensioners into poverty with 'cruel double whammy'</span> </a></div><div data-post-id="2014949" class="last new short newmftp" data-short-story="2014949" data-vr-contentbox=""> <a href="/finance/personalfinance/2014949/pension-savers-urged-make-vital-check-lost-savings" title="Pension savers urged to make vital check as could be owed £23,125 boost" class="clearfix " data-link-tracking="rhs|MoreIn|Personal Finance|title|index28"><div class="lazy-container"> <picture><source type="image/avif" srcset="https://cdn.images.express.co.uk/img/dynamic/23/183x122/2014949_1.avif"><source type="image/webp" srcset="https://cdn.images.express.co.uk/img/dynamic/23/183x122/2014949_1.webp"><img src="https://cdn.images.express.co.uk/img/dynamic/23/183x122/2014949_1.jpg" alt="pension savers urged make vital check lost savings" title="pension savers urged make vital check lost savings" width="183" height="122" loading="lazy"></picture> <span class="bookmark-icon" data-bookmark="0" data-article-id="2014949" data-article-headline="Pension savers urged to make vital check as could be owed £23,125 boost" data-article-url="https://www.express.co.uk/finance/personalfinance/2014949/pension-savers-urged-make-vital-check-lost-savings" data-article-image="https://cdn.images.express.co.uk/img/dynamic/23/285x169/2014949_1.jpg" > <svg width="25" height="25" viewBox="0 0 24 24" fill="none" xmlns="http://www.w3.org/2000/svg" data-bookmark-icon> <path d="M17 3H7C5.9 3 5 3.9 5 5V21L12 18L19 21V5C19 3.9 18.1 3 17 3Z" fill="rgba(0,0,0,0)"></path> <path d="M17 3H7C5.9 3 5 3.9 5 5V21L12 18L19 21V5C19 3.9 18.1 3 17 3ZM17 18L12 15.82L7 18V5H17V18Z" fill="#FFFFFF"></path> </svg> </span></div> <span class="rh-header">Pension savers urged to make vital check as could be owed £23,125 boost</span> </a></div> </section> <section class="new box news" data-vr-zone="R/H Side More From This Section (Personal Finance)"><div data-post-id="2014892" class="Story big" data-short-story="2014892" data-vr-contentbox=""> <a class="" href="/finance/personalfinance/2014892/martin-lewis-marriage-money-200000" title="Martin Lewis says one big benefit of marriage can save you 'up to £200,000'" data-link-tracking="rhs|MoreIn|Personal Finance|title|index1"><div class="lazy-container"> <picture><source type="image/avif" srcset="https://cdn.images.express.co.uk/img/dynamic/23/590x/2014892_1.avif"><source type="image/webp" srcset="https://cdn.images.express.co.uk/img/dynamic/23/590x/2014892_1.webp"><img src="https://cdn.images.express.co.uk/img/dynamic/23/590x/2014892_1.jpg" alt="martin lewis marriage money 200000" title="martin lewis marriage money 200000" width="590" height="350" loading="lazy"></picture> <span class="bookmark-icon" data-bookmark="0" data-article-id="2014892" data-article-headline="Martin Lewis says one big benefit of marriage can save you 'up to £200,000'" data-article-url="https://www.express.co.uk/finance/personalfinance/2014892/martin-lewis-marriage-money-200000" data-article-image="https://cdn.images.express.co.uk/img/dynamic/23/285x169/2014892_1.jpg" > <svg width="25" height="25" viewBox="0 0 24 24" fill="none" xmlns="http://www.w3.org/2000/svg" data-bookmark-icon> <path d="M17 3H7C5.9 3 5 3.9 5 5V21L12 18L19 21V5C19 3.9 18.1 3 17 3Z" fill="rgba(0,0,0,0)"></path> <path d="M17 3H7C5.9 3 5 3.9 5 5V21L12 18L19 21V5C19 3.9 18.1 3 17 3ZM17 18L12 15.82L7 18V5H17V18Z" fill="#FFFFFF"></path> </svg> </span></div> <span class="Headline">Martin Lewis says one big benefit of marriage can save you 'up to £200,000'</span> </a></div><div data-post-id="2014885" class="first new short newmftp" data-short-story="2014885" data-vr-contentbox=""> <a href="/finance/personalfinance/2014885/mortgage-expert-analysis-cheaper-deals-2025-forecast" title="'I'm a mortgage expert - here's why deals are getting cheaper and what I expect to come’" class="clearfix " data-link-tracking="rhs|MoreIn|Personal Finance|title|index2"><div class="lazy-container"> <picture><source type="image/avif" srcset="https://cdn.images.express.co.uk/img/dynamic/23/183x122/2014885_1.avif"><source type="image/webp" srcset="https://cdn.images.express.co.uk/img/dynamic/23/183x122/2014885_1.webp"><img src="https://cdn.images.express.co.uk/img/dynamic/23/183x122/2014885_1.jpg" alt="mortgage expert analysis cheaper deals 2025 forecast" title="mortgage expert analysis cheaper deals 2025 forecast" width="183" height="122" loading="lazy"></picture> <span class="bookmark-icon" data-bookmark="0" data-article-id="2014885" data-article-headline="'I'm a mortgage expert - here's why deals are getting cheaper and what I expect to come’" data-article-url="https://www.express.co.uk/finance/personalfinance/2014885/mortgage-expert-analysis-cheaper-deals-2025-forecast" data-article-image="https://cdn.images.express.co.uk/img/dynamic/23/285x169/2014885_1.jpg" > <svg width="25" height="25" viewBox="0 0 24 24" fill="none" xmlns="http://www.w3.org/2000/svg" data-bookmark-icon> <path d="M17 3H7C5.9 3 5 3.9 5 5V21L12 18L19 21V5C19 3.9 18.1 3 17 3Z" fill="rgba(0,0,0,0)"></path> <path d="M17 3H7C5.9 3 5 3.9 5 5V21L12 18L19 21V5C19 3.9 18.1 3 17 3ZM17 18L12 15.82L7 18V5H17V18Z" fill="#FFFFFF"></path> </svg> </span></div> <span class="rh-header">'I'm a mortgage expert - here's why deals are getting cheaper and what I expect to come’</span> </a></div><div data-post-id="2014864" class="new short newmftp" data-short-story="2014864" data-vr-contentbox=""> <a href="/finance/personalfinance/2014864/dwp-warns-do-not-share-scam-alert" title="DWP warns 'do not share this' in new scam alert" class="clearfix " data-link-tracking="rhs|MoreIn|Personal Finance|title|index3"><div class="lazy-container"> <picture><source type="image/avif" srcset="https://cdn.images.express.co.uk/img/dynamic/23/183x122/2014864_1.avif"><source type="image/webp" srcset="https://cdn.images.express.co.uk/img/dynamic/23/183x122/2014864_1.webp"><img src="https://cdn.images.express.co.uk/img/dynamic/23/183x122/2014864_1.jpg" alt="dwp warns do not share scam alert" title="dwp warns do not share scam alert" width="183" height="122" loading="lazy"></picture> <span class="bookmark-icon" data-bookmark="0" data-article-id="2014864" data-article-headline="DWP warns 'do not share this' in new scam alert" data-article-url="https://www.express.co.uk/finance/personalfinance/2014864/dwp-warns-do-not-share-scam-alert" data-article-image="https://cdn.images.express.co.uk/img/dynamic/23/285x169/2014864_1.jpg" > <svg width="25" height="25" viewBox="0 0 24 24" fill="none" xmlns="http://www.w3.org/2000/svg" data-bookmark-icon> <path d="M17 3H7C5.9 3 5 3.9 5 5V21L12 18L19 21V5C19 3.9 18.1 3 17 3Z" fill="rgba(0,0,0,0)"></path> <path d="M17 3H7C5.9 3 5 3.9 5 5V21L12 18L19 21V5C19 3.9 18.1 3 17 3ZM17 18L12 15.82L7 18V5H17V18Z" fill="#FFFFFF"></path> </svg> </span></div> <span class="rh-header">DWP warns 'do not share this' in new scam alert</span> </a></div><div data-post-id="2014861" class="new short newmftp" data-short-story="2014861" data-vr-contentbox=""> <a href="/finance/personalfinance/2014861/ed-milibands-latest-mad-move-cost-UK-your-taxes-plug-gap" title="Ed Miliband’s latest mad move just cost UK £112bn – and YOUR taxes will plug the gap" class="clearfix " data-link-tracking="rhs|MoreIn|Personal Finance|title|index4"><div class="lazy-container"> <picture><source type="image/avif" srcset="https://cdn.images.express.co.uk/img/dynamic/23/183x122/2014861_1.avif"><source type="image/webp" srcset="https://cdn.images.express.co.uk/img/dynamic/23/183x122/2014861_1.webp"><img src="https://cdn.images.express.co.uk/img/dynamic/23/183x122/2014861_1.jpg" alt="ed milibands latest mad move cost UK your taxes plug gap" title="ed milibands latest mad move cost UK your taxes plug gap" width="183" height="122" loading="lazy"></picture> <span class="bookmark-icon" data-bookmark="0" data-article-id="2014861" data-article-headline="Ed Miliband’s latest mad move just cost UK £112bn – and YOUR taxes will plug the gap" data-article-url="https://www.express.co.uk/finance/personalfinance/2014861/ed-milibands-latest-mad-move-cost-UK-your-taxes-plug-gap" data-article-image="https://cdn.images.express.co.uk/img/dynamic/23/285x169/2014861_1.jpg" > <svg width="25" height="25" viewBox="0 0 24 24" fill="none" xmlns="http://www.w3.org/2000/svg" data-bookmark-icon> <path d="M17 3H7C5.9 3 5 3.9 5 5V21L12 18L19 21V5C19 3.9 18.1 3 17 3Z" fill="rgba(0,0,0,0)"></path> <path d="M17 3H7C5.9 3 5 3.9 5 5V21L12 18L19 21V5C19 3.9 18.1 3 17 3ZM17 18L12 15.82L7 18V5H17V18Z" fill="#FFFFFF"></path> </svg> </span></div> <span class="rh-header">Ed Miliband’s latest mad move just cost UK £112bn – and YOUR taxes will plug the gap</span> </a></div><div data-post-id="2014847" class="new short newmftp" data-short-story="2014847" data-vr-contentbox=""> <a href="/finance/personalfinance/2014847/woman-charged-4500-energy-bill" title="‘I was stung with a £4,500 energy bill - for my old address’" class="clearfix " data-link-tracking="rhs|MoreIn|Personal Finance|title|index5"><div class="lazy-container"> <picture><source type="image/avif" srcset="https://cdn.images.express.co.uk/img/dynamic/23/183x122/2014847_1.avif"><source type="image/webp" srcset="https://cdn.images.express.co.uk/img/dynamic/23/183x122/2014847_1.webp"><img src="https://cdn.images.express.co.uk/img/dynamic/23/183x122/2014847_1.jpg" alt="woman charged 4500 energy bill " title="woman charged 4500 energy bill " width="183" height="122" loading="lazy"></picture> <span class="bookmark-icon" data-bookmark="0" data-article-id="2014847" data-article-headline="‘I was stung with a £4,500 energy bill - for my old address’" data-article-url="https://www.express.co.uk/finance/personalfinance/2014847/woman-charged-4500-energy-bill" data-article-image="https://cdn.images.express.co.uk/img/dynamic/23/285x169/2014847_1.jpg" > <svg width="25" height="25" viewBox="0 0 24 24" fill="none" xmlns="http://www.w3.org/2000/svg" data-bookmark-icon> <path d="M17 3H7C5.9 3 5 3.9 5 5V21L12 18L19 21V5C19 3.9 18.1 3 17 3Z" fill="rgba(0,0,0,0)"></path> <path d="M17 3H7C5.9 3 5 3.9 5 5V21L12 18L19 21V5C19 3.9 18.1 3 17 3ZM17 18L12 15.82L7 18V5H17V18Z" fill="#FFFFFF"></path> </svg> </span></div> <span class="rh-header">‘I was stung with a £4,500 energy bill - for my old address’</span> </a></div><div data-post-id="2014657" class="new short newmftp" data-short-story="2014657" data-vr-contentbox=""> <a href="/finance/personalfinance/2014657/nationwide-customers-800-free" title="Many Nationwide customers could get their hands on £800 for free" class="clearfix " data-link-tracking="rhs|MoreIn|Personal Finance|title|index6"><div class="lazy-container"> <picture><source type="image/avif" srcset="https://cdn.images.express.co.uk/img/dynamic/23/183x122/2014657_1.avif"><source type="image/webp" srcset="https://cdn.images.express.co.uk/img/dynamic/23/183x122/2014657_1.webp"><img src="https://cdn.images.express.co.uk/img/dynamic/23/183x122/2014657_1.jpg" alt="nationwide-customers-800-free" title="nationwide-customers-800-free" width="183" height="122" loading="lazy"></picture> <span class="bookmark-icon" data-bookmark="0" data-article-id="2014657" data-article-headline="Many Nationwide customers could get their hands on £800 for free" data-article-url="https://www.express.co.uk/finance/personalfinance/2014657/nationwide-customers-800-free" data-article-image="https://cdn.images.express.co.uk/img/dynamic/23/285x169/2014657_1.jpg" > <svg width="25" height="25" viewBox="0 0 24 24" fill="none" xmlns="http://www.w3.org/2000/svg" data-bookmark-icon> <path d="M17 3H7C5.9 3 5 3.9 5 5V21L12 18L19 21V5C19 3.9 18.1 3 17 3Z" fill="rgba(0,0,0,0)"></path> <path d="M17 3H7C5.9 3 5 3.9 5 5V21L12 18L19 21V5C19 3.9 18.1 3 17 3ZM17 18L12 15.82L7 18V5H17V18Z" fill="#FFFFFF"></path> </svg> </span></div> <span class="rh-header">Many Nationwide customers could get their hands on £800 for free</span> </a></div><div data-post-id="2014649" class="new short newmftp" data-short-story="2014649" data-vr-contentbox=""> <a href="/finance/personalfinance/2014649/pension-regulator-warns-retirees-report" title="Pension regulator warns retirees to report after 'average £47,000' lost" class="clearfix " data-link-tracking="rhs|MoreIn|Personal Finance|title|index7"><div class="lazy-container"> <picture><source type="image/avif" srcset="https://cdn.images.express.co.uk/img/dynamic/23/183x122/2014649_1.avif"><source type="image/webp" srcset="https://cdn.images.express.co.uk/img/dynamic/23/183x122/2014649_1.webp"><img src="https://cdn.images.express.co.uk/img/dynamic/23/183x122/2014649_1.jpg" alt="pension regulator warns retirees report" title="pension regulator warns retirees report" width="183" height="122" loading="lazy"></picture> <span class="bookmark-icon" data-bookmark="0" data-article-id="2014649" data-article-headline="Pension regulator warns retirees to report after 'average £47,000' lost" data-article-url="https://www.express.co.uk/finance/personalfinance/2014649/pension-regulator-warns-retirees-report" data-article-image="https://cdn.images.express.co.uk/img/dynamic/23/285x169/2014649_1.jpg" > <svg width="25" height="25" viewBox="0 0 24 24" fill="none" xmlns="http://www.w3.org/2000/svg" data-bookmark-icon> <path d="M17 3H7C5.9 3 5 3.9 5 5V21L12 18L19 21V5C19 3.9 18.1 3 17 3Z" fill="rgba(0,0,0,0)"></path> <path d="M17 3H7C5.9 3 5 3.9 5 5V21L12 18L19 21V5C19 3.9 18.1 3 17 3ZM17 18L12 15.82L7 18V5H17V18Z" fill="#FFFFFF"></path> </svg> </span></div> <span class="rh-header">Pension regulator warns retirees to report after 'average £47,000' lost</span> </a></div><div data-post-id="2014631" class="new short newmftp" data-short-story="2014631" data-vr-contentbox=""> <a href="/finance/personalfinance/2014631/little-known-refund-missed-cancelled-flights" title="Little known refund tip could get you more than £200 for missed flights " class="clearfix " data-link-tracking="rhs|MoreIn|Personal Finance|title|index8"><div class="lazy-container"> <picture><source type="image/avif" srcset="https://cdn.images.express.co.uk/img/dynamic/23/183x122/2014631_1.avif"><source type="image/webp" srcset="https://cdn.images.express.co.uk/img/dynamic/23/183x122/2014631_1.webp"><img src="https://cdn.images.express.co.uk/img/dynamic/23/183x122/2014631_1.jpg" alt="little known refund missed cancelled flights" title="little known refund missed cancelled flights" width="183" height="122" loading="lazy"></picture> <span class="bookmark-icon" data-bookmark="0" data-article-id="2014631" data-article-headline="Little known refund tip could get you more than £200 for missed flights " data-article-url="https://www.express.co.uk/finance/personalfinance/2014631/little-known-refund-missed-cancelled-flights" data-article-image="https://cdn.images.express.co.uk/img/dynamic/23/285x169/2014631_1.jpg" > <svg width="25" height="25" viewBox="0 0 24 24" fill="none" xmlns="http://www.w3.org/2000/svg" data-bookmark-icon> <path d="M17 3H7C5.9 3 5 3.9 5 5V21L12 18L19 21V5C19 3.9 18.1 3 17 3Z" fill="rgba(0,0,0,0)"></path> <path d="M17 3H7C5.9 3 5 3.9 5 5V21L12 18L19 21V5C19 3.9 18.1 3 17 3ZM17 18L12 15.82L7 18V5H17V18Z" fill="#FFFFFF"></path> </svg> </span></div> <span class="rh-header">Little known refund tip could get you more than £200 for missed flights </span> </a></div><div data-post-id="2013471" class="new short newmftp" data-short-story="2013471" data-vr-contentbox=""> <a href="/finance/personalfinance/2013471/benefits-support-jobseekers-redundacy" title="Benefits and support for jobseekers as redundancy soars ahead of NI hike" class="clearfix " data-link-tracking="rhs|MoreIn|Personal Finance|title|index9"><div class="lazy-container"> <picture><source type="image/avif" srcset="https://cdn.images.express.co.uk/img/dynamic/23/183x122/2013471_1.avif"><source type="image/webp" srcset="https://cdn.images.express.co.uk/img/dynamic/23/183x122/2013471_1.webp"><img src="https://cdn.images.express.co.uk/img/dynamic/23/183x122/2013471_1.jpg" alt="benefits support jobseekers redundacy " title="benefits support jobseekers redundacy " width="183" height="122" loading="lazy"></picture> <span class="bookmark-icon" data-bookmark="0" data-article-id="2013471" data-article-headline="Benefits and support for jobseekers as redundancy soars ahead of NI hike" data-article-url="https://www.express.co.uk/finance/personalfinance/2013471/benefits-support-jobseekers-redundacy" data-article-image="https://cdn.images.express.co.uk/img/dynamic/23/285x169/2013471_1.jpg" > <svg width="25" height="25" viewBox="0 0 24 24" fill="none" xmlns="http://www.w3.org/2000/svg" data-bookmark-icon> <path d="M17 3H7C5.9 3 5 3.9 5 5V21L12 18L19 21V5C19 3.9 18.1 3 17 3Z" fill="rgba(0,0,0,0)"></path> <path d="M17 3H7C5.9 3 5 3.9 5 5V21L12 18L19 21V5C19 3.9 18.1 3 17 3ZM17 18L12 15.82L7 18V5H17V18Z" fill="#FFFFFF"></path> </svg> </span></div> <span class="rh-header">Benefits and support for jobseekers as redundancy soars ahead of NI hike</span> </a></div><div data-post-id="2014726" class="new short newmftp" data-short-story="2014726" data-vr-contentbox=""> <a href="/finance/personalfinance/2014726/martin-lewis-warns-do-not" title="Martin Lewis warns ‘do not ignore’ DWP letter or it will be ‘devastating financially’ " class="clearfix " data-link-tracking="rhs|MoreIn|Personal Finance|title|index10"><div class="lazy-container"> <picture><source type="image/avif" srcset="https://cdn.images.express.co.uk/img/dynamic/23/183x122/2014726_1.avif"><source type="image/webp" srcset="https://cdn.images.express.co.uk/img/dynamic/23/183x122/2014726_1.webp"><img src="https://cdn.images.express.co.uk/img/dynamic/23/183x122/2014726_1.jpg" alt="martin lewis warns do not" title="martin lewis warns do not" width="183" height="122" loading="lazy"></picture> <span class="bookmark-icon" data-bookmark="0" data-article-id="2014726" data-article-headline="Martin Lewis warns ‘do not ignore’ DWP letter or it will be ‘devastating financially’ " data-article-url="https://www.express.co.uk/finance/personalfinance/2014726/martin-lewis-warns-do-not" data-article-image="https://cdn.images.express.co.uk/img/dynamic/23/285x169/2014726_1.jpg" > <svg width="25" height="25" viewBox="0 0 24 24" fill="none" xmlns="http://www.w3.org/2000/svg" data-bookmark-icon> <path d="M17 3H7C5.9 3 5 3.9 5 5V21L12 18L19 21V5C19 3.9 18.1 3 17 3Z" fill="rgba(0,0,0,0)"></path> <path d="M17 3H7C5.9 3 5 3.9 5 5V21L12 18L19 21V5C19 3.9 18.1 3 17 3ZM17 18L12 15.82L7 18V5H17V18Z" fill="#FFFFFF"></path> </svg> </span></div> <span class="rh-header">Martin Lewis warns ‘do not ignore’ DWP letter or it will be ‘devastating financially’ </span> </a></div><div data-post-id="2014668" class="new short newmftp" data-short-story="2014668" data-vr-contentbox=""> <a href="/finance/personalfinance/2014668/major-waspi-breakthrough-campaign-3000" title="Major WASPI breakthrough as campaign for £3,000 compensation secures key debate win" class="clearfix " data-link-tracking="rhs|MoreIn|Personal Finance|title|index11"><div class="lazy-container"> <picture><source type="image/avif" srcset="https://cdn.images.express.co.uk/img/dynamic/23/183x122/2014668_1.avif"><source type="image/webp" srcset="https://cdn.images.express.co.uk/img/dynamic/23/183x122/2014668_1.webp"><img src="https://cdn.images.express.co.uk/img/dynamic/23/183x122/2014668_1.jpg" alt="major waspi breakthrough campaign 3000" title="major waspi breakthrough campaign 3000" width="183" height="122" loading="lazy"></picture> <span class="bookmark-icon" data-bookmark="0" data-article-id="2014668" data-article-headline="Major WASPI breakthrough as campaign for £3,000 compensation secures key debate win" data-article-url="https://www.express.co.uk/finance/personalfinance/2014668/major-waspi-breakthrough-campaign-3000" data-article-image="https://cdn.images.express.co.uk/img/dynamic/23/285x169/2014668_1.jpg" > <svg width="25" height="25" viewBox="0 0 24 24" fill="none" xmlns="http://www.w3.org/2000/svg" data-bookmark-icon> <path d="M17 3H7C5.9 3 5 3.9 5 5V21L12 18L19 21V5C19 3.9 18.1 3 17 3Z" fill="rgba(0,0,0,0)"></path> <path d="M17 3H7C5.9 3 5 3.9 5 5V21L12 18L19 21V5C19 3.9 18.1 3 17 3ZM17 18L12 15.82L7 18V5H17V18Z" fill="#FFFFFF"></path> </svg> </span></div> <span class="rh-header">Major WASPI breakthrough as campaign for £3,000 compensation secures key debate win</span> </a></div><div data-post-id="2014648" class="new short newmftp" data-short-story="2014648" data-vr-contentbox=""> <a href="/finance/personalfinance/2014648/state-pensioners-born-years-pension-boost" title="State pensioners born in these years given £360 pension boost" class="clearfix " data-link-tracking="rhs|MoreIn|Personal Finance|title|index12"><div class="lazy-container"> <picture><source type="image/avif" srcset="https://cdn.images.express.co.uk/img/dynamic/23/183x122/2014648_1.avif"><source type="image/webp" srcset="https://cdn.images.express.co.uk/img/dynamic/23/183x122/2014648_1.webp"><img src="https://cdn.images.express.co.uk/img/dynamic/23/183x122/2014648_1.jpg" alt="state pensioners born years pension boost" title="state pensioners born years pension boost" width="183" height="122" loading="lazy"></picture> <span class="bookmark-icon" data-bookmark="0" data-article-id="2014648" data-article-headline="State pensioners born in these years given £360 pension boost" data-article-url="https://www.express.co.uk/finance/personalfinance/2014648/state-pensioners-born-years-pension-boost" data-article-image="https://cdn.images.express.co.uk/img/dynamic/23/285x169/2014648_1.jpg" > <svg width="25" height="25" viewBox="0 0 24 24" fill="none" xmlns="http://www.w3.org/2000/svg" data-bookmark-icon> <path d="M17 3H7C5.9 3 5 3.9 5 5V21L12 18L19 21V5C19 3.9 18.1 3 17 3Z" fill="rgba(0,0,0,0)"></path> <path d="M17 3H7C5.9 3 5 3.9 5 5V21L12 18L19 21V5C19 3.9 18.1 3 17 3ZM17 18L12 15.82L7 18V5H17V18Z" fill="#FFFFFF"></path> </svg> </span></div> <span class="rh-header">State pensioners born in these years given £360 pension boost</span> </a></div><div data-post-id="2014551" class="new short newmftp" data-short-story="2014551" data-vr-contentbox=""> <a href="/finance/personalfinance/2014551/money-saving-expert-tax-break-warning" title="Martin Lewis' Money Saving Expert says millions of Brits missing out £1,260 tax break" class="clearfix " data-link-tracking="rhs|MoreIn|Personal Finance|title|index13"><div class="lazy-container"> <picture><source type="image/avif" srcset="https://cdn.images.express.co.uk/img/dynamic/23/183x122/2014551_1.avif"><source type="image/webp" srcset="https://cdn.images.express.co.uk/img/dynamic/23/183x122/2014551_1.webp"><img src="https://cdn.images.express.co.uk/img/dynamic/23/183x122/2014551_1.jpg" alt="money saving expert tax break warning" title="money saving expert tax break warning" width="183" height="122" loading="lazy"></picture> <span class="bookmark-icon" data-bookmark="0" data-article-id="2014551" data-article-headline="Martin Lewis' Money Saving Expert says millions of Brits missing out £1,260 tax break" data-article-url="https://www.express.co.uk/finance/personalfinance/2014551/money-saving-expert-tax-break-warning" data-article-image="https://cdn.images.express.co.uk/img/dynamic/23/285x169/2014551_1.jpg" > <svg width="25" height="25" viewBox="0 0 24 24" fill="none" xmlns="http://www.w3.org/2000/svg" data-bookmark-icon> <path d="M17 3H7C5.9 3 5 3.9 5 5V21L12 18L19 21V5C19 3.9 18.1 3 17 3Z" fill="rgba(0,0,0,0)"></path> <path d="M17 3H7C5.9 3 5 3.9 5 5V21L12 18L19 21V5C19 3.9 18.1 3 17 3ZM17 18L12 15.82L7 18V5H17V18Z" fill="#FFFFFF"></path> </svg> </span></div> <span class="rh-header">Martin Lewis' Money Saving Expert says millions of Brits missing out £1,260 tax break</span> </a></div><div data-post-id="2014543" class="new short newmftp" data-short-story="2014543" data-vr-contentbox=""> <a href="/finance/personalfinance/2014543/octopus-energy-customers-amazon-vouchers" title="Octopus Energy customers handed £200 Amazon vouchers for ditching BT, Virgin and Sky" class="clearfix " data-link-tracking="rhs|MoreIn|Personal Finance|title|index14"><div class="lazy-container"> <picture><source type="image/avif" srcset="https://cdn.images.express.co.uk/img/dynamic/23/183x122/2014543_1.avif"><source type="image/webp" srcset="https://cdn.images.express.co.uk/img/dynamic/23/183x122/2014543_1.webp"><img src="https://cdn.images.express.co.uk/img/dynamic/23/183x122/2014543_1.jpg" alt="octopus energy customers amazon vouchers" title="octopus energy customers amazon vouchers" width="183" height="122" loading="lazy"></picture> <span class="bookmark-icon" data-bookmark="0" data-article-id="2014543" data-article-headline="Octopus Energy customers handed £200 Amazon vouchers for ditching BT, Virgin and Sky" data-article-url="https://www.express.co.uk/finance/personalfinance/2014543/octopus-energy-customers-amazon-vouchers" data-article-image="https://cdn.images.express.co.uk/img/dynamic/23/285x169/2014543_1.jpg" > <svg width="25" height="25" viewBox="0 0 24 24" fill="none" xmlns="http://www.w3.org/2000/svg" data-bookmark-icon> <path d="M17 3H7C5.9 3 5 3.9 5 5V21L12 18L19 21V5C19 3.9 18.1 3 17 3Z" fill="rgba(0,0,0,0)"></path> <path d="M17 3H7C5.9 3 5 3.9 5 5V21L12 18L19 21V5C19 3.9 18.1 3 17 3ZM17 18L12 15.82L7 18V5H17V18Z" fill="#FFFFFF"></path> </svg> </span></div> <span class="rh-header">Octopus Energy customers handed £200 Amazon vouchers for ditching BT, Virgin and Sky</span> </a></div><div data-post-id="2014511" class="new short newmftp" data-short-story="2014511" data-vr-contentbox=""> <a href="/finance/personalfinance/2014511/workers-earning-10000-urged-check" title="Workers earning over £10,000 urged to check for ‘hidden’ pay rise" class="clearfix " data-link-tracking="rhs|MoreIn|Personal Finance|title|index15"><div class="lazy-container"> <picture><source type="image/avif" srcset="https://cdn.images.express.co.uk/img/dynamic/23/183x122/2014511_1.avif"><source type="image/webp" srcset="https://cdn.images.express.co.uk/img/dynamic/23/183x122/2014511_1.webp"><img src="https://cdn.images.express.co.uk/img/dynamic/23/183x122/2014511_1.jpg" alt="workers earning 10000 urged check" title="workers earning 10000 urged check" width="183" height="122" loading="lazy"></picture> <span class="bookmark-icon" data-bookmark="0" data-article-id="2014511" data-article-headline="Workers earning over £10,000 urged to check for ‘hidden’ pay rise" data-article-url="https://www.express.co.uk/finance/personalfinance/2014511/workers-earning-10000-urged-check" data-article-image="https://cdn.images.express.co.uk/img/dynamic/23/285x169/2014511_1.jpg" > <svg width="25" height="25" viewBox="0 0 24 24" fill="none" xmlns="http://www.w3.org/2000/svg" data-bookmark-icon> <path d="M17 3H7C5.9 3 5 3.9 5 5V21L12 18L19 21V5C19 3.9 18.1 3 17 3Z" fill="rgba(0,0,0,0)"></path> <path d="M17 3H7C5.9 3 5 3.9 5 5V21L12 18L19 21V5C19 3.9 18.1 3 17 3ZM17 18L12 15.82L7 18V5H17V18Z" fill="#FFFFFF"></path> </svg> </span></div> <span class="rh-header">Workers earning over £10,000 urged to check for ‘hidden’ pay rise</span> </a></div><div data-post-id="2014504" class="new short newmftp" data-short-story="2014504" data-vr-contentbox=""> <a href="/finance/personalfinance/2014504/martin-lewis-says-avoid-inheritance" title="Martin Lewis explains how to pass on £1m with no Inheritance Tax to pay" class="clearfix " data-link-tracking="rhs|MoreIn|Personal Finance|title|index16"><div class="lazy-container"> <picture><source type="image/avif" srcset="https://cdn.images.express.co.uk/img/dynamic/23/183x122/2014504_1.avif"><source type="image/webp" srcset="https://cdn.images.express.co.uk/img/dynamic/23/183x122/2014504_1.webp"><img src="https://cdn.images.express.co.uk/img/dynamic/23/183x122/2014504_1.jpg" alt="martin lewis says avoid inheritance" title="martin lewis says avoid inheritance" width="183" height="122" loading="lazy"></picture> <span class="bookmark-icon" data-bookmark="0" data-article-id="2014504" data-article-headline="Martin Lewis explains how to pass on £1m with no Inheritance Tax to pay" data-article-url="https://www.express.co.uk/finance/personalfinance/2014504/martin-lewis-says-avoid-inheritance" data-article-image="https://cdn.images.express.co.uk/img/dynamic/23/285x169/2014504_1.jpg" > <svg width="25" height="25" viewBox="0 0 24 24" fill="none" xmlns="http://www.w3.org/2000/svg" data-bookmark-icon> <path d="M17 3H7C5.9 3 5 3.9 5 5V21L12 18L19 21V5C19 3.9 18.1 3 17 3Z" fill="rgba(0,0,0,0)"></path> <path d="M17 3H7C5.9 3 5 3.9 5 5V21L12 18L19 21V5C19 3.9 18.1 3 17 3ZM17 18L12 15.82L7 18V5H17V18Z" fill="#FFFFFF"></path> </svg> </span></div> <span class="rh-header">Martin Lewis explains how to pass on £1m with no Inheritance Tax to pay</span> </a></div><div data-post-id="2014493" class="new short newmftp" data-short-story="2014493" data-vr-contentbox=""> <a href="/finance/personalfinance/2014493/hmrc-letters-pensioners-warning" title="HMRC warning as people urged to check doormats and letter boxes" class="clearfix videopost" data-link-tracking="rhs|MoreIn|Personal Finance|title|index17"><div class="lazy-container"> <picture><source type="image/avif" srcset="https://cdn.images.express.co.uk/img/dynamic/23/183x122/2014493_1.avif"><source type="image/webp" srcset="https://cdn.images.express.co.uk/img/dynamic/23/183x122/2014493_1.webp"><img src="https://cdn.images.express.co.uk/img/dynamic/23/183x122/2014493_1.jpg" alt="hmrc letters pensioners warning" title="hmrc letters pensioners warning" width="183" height="122" loading="lazy"></picture> <span class="bookmark-icon" data-bookmark="0" data-article-id="2014493" data-article-headline="HMRC warning as people urged to check doormats and letter boxes" data-article-url="https://www.express.co.uk/finance/personalfinance/2014493/hmrc-letters-pensioners-warning" data-article-image="https://cdn.images.express.co.uk/img/dynamic/23/285x169/2014493_1.jpg" > <svg width="25" height="25" viewBox="0 0 24 24" fill="none" xmlns="http://www.w3.org/2000/svg" data-bookmark-icon> <path d="M17 3H7C5.9 3 5 3.9 5 5V21L12 18L19 21V5C19 3.9 18.1 3 17 3Z" fill="rgba(0,0,0,0)"></path> <path d="M17 3H7C5.9 3 5 3.9 5 5V21L12 18L19 21V5C19 3.9 18.1 3 17 3ZM17 18L12 15.82L7 18V5H17V18Z" fill="#FFFFFF"></path> </svg> </span></div> <span class="rh-header">HMRC warning as people urged to check doormats and letter boxes</span> </a></div><div data-post-id="2014487" class="new short newmftp" data-short-story="2014487" data-vr-contentbox=""> <a href="/finance/personalfinance/2014487/martin-lewis-says-increase-income" title="Martin Lewis explains how to increase income tax Personal Allowance to £13,830 legally" class="clearfix " data-link-tracking="rhs|MoreIn|Personal Finance|title|index18"><div class="lazy-container"> <picture><source type="image/avif" srcset="https://cdn.images.express.co.uk/img/dynamic/23/183x122/2014487_1.avif"><source type="image/webp" srcset="https://cdn.images.express.co.uk/img/dynamic/23/183x122/2014487_1.webp"><img src="https://cdn.images.express.co.uk/img/dynamic/23/183x122/2014487_1.jpg" alt="martin lewis says increase income" title="martin lewis says increase income" width="183" height="122" loading="lazy"></picture> <span class="bookmark-icon" data-bookmark="0" data-article-id="2014487" data-article-headline="Martin Lewis explains how to increase income tax Personal Allowance to £13,830 legally" data-article-url="https://www.express.co.uk/finance/personalfinance/2014487/martin-lewis-says-increase-income" data-article-image="https://cdn.images.express.co.uk/img/dynamic/23/285x169/2014487_1.jpg" > <svg width="25" height="25" viewBox="0 0 24 24" fill="none" xmlns="http://www.w3.org/2000/svg" data-bookmark-icon> <path d="M17 3H7C5.9 3 5 3.9 5 5V21L12 18L19 21V5C19 3.9 18.1 3 17 3Z" fill="rgba(0,0,0,0)"></path> <path d="M17 3H7C5.9 3 5 3.9 5 5V21L12 18L19 21V5C19 3.9 18.1 3 17 3ZM17 18L12 15.82L7 18V5H17V18Z" fill="#FFFFFF"></path> </svg> </span></div> <span class="rh-header">Martin Lewis explains how to increase income tax Personal Allowance to £13,830 legally</span> </a></div><div data-post-id="2014444" class="new short newmftp" data-short-story="2014444" data-vr-contentbox=""> <a href="/finance/personalfinance/2014444/nationwide-issues-warning-all-members" title="Nationwide issues £1,200 warning to all members" class="clearfix " data-link-tracking="rhs|MoreIn|Personal Finance|title|index19"><div class="lazy-container"> <picture><source type="image/avif" srcset="https://cdn.images.express.co.uk/img/dynamic/23/183x122/2014444_1.avif"><source type="image/webp" srcset="https://cdn.images.express.co.uk/img/dynamic/23/183x122/2014444_1.webp"><img src="https://cdn.images.express.co.uk/img/dynamic/23/183x122/2014444_1.jpg" alt="nationwide-issues-warning-all-members" title="nationwide-issues-warning-all-members" width="183" height="122" loading="lazy"></picture> <span class="bookmark-icon" data-bookmark="0" data-article-id="2014444" data-article-headline="Nationwide issues £1,200 warning to all members" data-article-url="https://www.express.co.uk/finance/personalfinance/2014444/nationwide-issues-warning-all-members" data-article-image="https://cdn.images.express.co.uk/img/dynamic/23/285x169/2014444_1.jpg" > <svg width="25" height="25" viewBox="0 0 24 24" fill="none" xmlns="http://www.w3.org/2000/svg" data-bookmark-icon> <path d="M17 3H7C5.9 3 5 3.9 5 5V21L12 18L19 21V5C19 3.9 18.1 3 17 3Z" fill="rgba(0,0,0,0)"></path> <path d="M17 3H7C5.9 3 5 3.9 5 5V21L12 18L19 21V5C19 3.9 18.1 3 17 3ZM17 18L12 15.82L7 18V5H17V18Z" fill="#FFFFFF"></path> </svg> </span></div> <span class="rh-header">Nationwide issues £1,200 warning to all members</span> </a></div><div data-post-id="2014430" class="new short newmftp" data-short-story="2014430" data-vr-contentbox=""> <a href="/finance/personalfinance/2014430/british-gas-octopus-388-daily-fee" title="British Gas, Octopus, EON and EDF customers given £338 after daily fee axed" class="clearfix " data-link-tracking="rhs|MoreIn|Personal Finance|title|index20"><div class="lazy-container"> <picture><source type="image/avif" srcset="https://cdn.images.express.co.uk/img/dynamic/23/183x122/2014430_1.avif"><source type="image/webp" srcset="https://cdn.images.express.co.uk/img/dynamic/23/183x122/2014430_1.webp"><img src="https://cdn.images.express.co.uk/img/dynamic/23/183x122/2014430_1.jpg" alt="british gas octopus 388 daily fee" title="british gas octopus 388 daily fee" width="183" height="122" loading="lazy"></picture> <span class="bookmark-icon" data-bookmark="0" data-article-id="2014430" data-article-headline="British Gas, Octopus, EON and EDF customers given £338 after daily fee axed" data-article-url="https://www.express.co.uk/finance/personalfinance/2014430/british-gas-octopus-388-daily-fee" data-article-image="https://cdn.images.express.co.uk/img/dynamic/23/285x169/2014430_1.jpg" > <svg width="25" height="25" viewBox="0 0 24 24" fill="none" xmlns="http://www.w3.org/2000/svg" data-bookmark-icon> <path d="M17 3H7C5.9 3 5 3.9 5 5V21L12 18L19 21V5C19 3.9 18.1 3 17 3Z" fill="rgba(0,0,0,0)"></path> <path d="M17 3H7C5.9 3 5 3.9 5 5V21L12 18L19 21V5C19 3.9 18.1 3 17 3ZM17 18L12 15.82L7 18V5H17V18Z" fill="#FFFFFF"></path> </svg> </span></div> <span class="rh-header">British Gas, Octopus, EON and EDF customers given £338 after daily fee axed</span> </a></div><div data-post-id="2014189" class="new short newmftp" data-short-story="2014189" data-vr-contentbox=""> <a href="/finance/personalfinance/2014189/close-brothers-savings-launches-excellent-account" title="Savings provider launches 'excellent' account paying £458 interest" class="clearfix " data-link-tracking="rhs|MoreIn|Personal Finance|title|index21"><div class="lazy-container"> <picture><source type="image/avif" srcset="https://cdn.images.express.co.uk/img/dynamic/23/183x122/2014189_1.avif"><source type="image/webp" srcset="https://cdn.images.express.co.uk/img/dynamic/23/183x122/2014189_1.webp"><img src="https://cdn.images.express.co.uk/img/dynamic/23/183x122/2014189_1.jpg" alt="close brothers savings launches excellent account" title="close brothers savings launches excellent account" width="183" height="122" loading="lazy"></picture> <span class="bookmark-icon" data-bookmark="0" data-article-id="2014189" data-article-headline="Savings provider launches 'excellent' account paying £458 interest" data-article-url="https://www.express.co.uk/finance/personalfinance/2014189/close-brothers-savings-launches-excellent-account" data-article-image="https://cdn.images.express.co.uk/img/dynamic/23/285x169/2014189_1.jpg" > <svg width="25" height="25" viewBox="0 0 24 24" fill="none" xmlns="http://www.w3.org/2000/svg" data-bookmark-icon> <path d="M17 3H7C5.9 3 5 3.9 5 5V21L12 18L19 21V5C19 3.9 18.1 3 17 3Z" fill="rgba(0,0,0,0)"></path> <path d="M17 3H7C5.9 3 5 3.9 5 5V21L12 18L19 21V5C19 3.9 18.1 3 17 3ZM17 18L12 15.82L7 18V5H17V18Z" fill="#FFFFFF"></path> </svg> </span></div> <span class="rh-header">Savings provider launches 'excellent' account paying £458 interest</span> </a></div><div data-post-id="2014179" class="new short newmftp" data-short-story="2014179" data-vr-contentbox=""> <a href="/finance/personalfinance/2014179/pensioners-hit-7550-warning" title="Pensioners hit with £7,550 warning as Hargreaves Lansdown issues urgent alert" class="clearfix videopost" data-link-tracking="rhs|MoreIn|Personal Finance|title|index22"><div class="lazy-container"> <picture><source type="image/avif" srcset="https://cdn.images.express.co.uk/img/dynamic/23/183x122/2014179_1.avif"><source type="image/webp" srcset="https://cdn.images.express.co.uk/img/dynamic/23/183x122/2014179_1.webp"><img src="https://cdn.images.express.co.uk/img/dynamic/23/183x122/2014179_1.jpg" alt="pensioners hit 7550 warning" title="pensioners hit 7550 warning" width="183" height="122" loading="lazy"></picture> <span class="bookmark-icon" data-bookmark="0" data-article-id="2014179" data-article-headline="Pensioners hit with £7,550 warning as Hargreaves Lansdown issues urgent alert" data-article-url="https://www.express.co.uk/finance/personalfinance/2014179/pensioners-hit-7550-warning" data-article-image="https://cdn.images.express.co.uk/img/dynamic/23/285x169/2014179_1.jpg" > <svg width="25" height="25" viewBox="0 0 24 24" fill="none" xmlns="http://www.w3.org/2000/svg" data-bookmark-icon> <path d="M17 3H7C5.9 3 5 3.9 5 5V21L12 18L19 21V5C19 3.9 18.1 3 17 3Z" fill="rgba(0,0,0,0)"></path> <path d="M17 3H7C5.9 3 5 3.9 5 5V21L12 18L19 21V5C19 3.9 18.1 3 17 3ZM17 18L12 15.82L7 18V5H17V18Z" fill="#FFFFFF"></path> </svg> </span></div> <span class="rh-header">Pensioners hit with £7,550 warning as Hargreaves Lansdown issues urgent alert</span> </a></div><div data-post-id="2014106" class="new short newmftp" data-short-story="2014106" data-vr-contentbox=""> <a href="/finance/personalfinance/2014106/dwp-ai-benefit-applications-fraud" title="DWP is using AI to check applications for these benefits" class="clearfix videopost" data-link-tracking="rhs|MoreIn|Personal Finance|title|index23"><div class="lazy-container"> <picture><source type="image/avif" srcset="https://cdn.images.express.co.uk/img/dynamic/23/183x122/2014106_1.avif"><source type="image/webp" srcset="https://cdn.images.express.co.uk/img/dynamic/23/183x122/2014106_1.webp"><img src="https://cdn.images.express.co.uk/img/dynamic/23/183x122/2014106_1.jpg" alt="dwp ai benefit applications fraud" title="dwp ai benefit applications fraud" width="183" height="122" loading="lazy"></picture> <span class="bookmark-icon" data-bookmark="0" data-article-id="2014106" data-article-headline="DWP is using AI to check applications for these benefits" data-article-url="https://www.express.co.uk/finance/personalfinance/2014106/dwp-ai-benefit-applications-fraud" data-article-image="https://cdn.images.express.co.uk/img/dynamic/23/285x169/2014106_1.jpg" > <svg width="25" height="25" viewBox="0 0 24 24" fill="none" xmlns="http://www.w3.org/2000/svg" data-bookmark-icon> <path d="M17 3H7C5.9 3 5 3.9 5 5V21L12 18L19 21V5C19 3.9 18.1 3 17 3Z" fill="rgba(0,0,0,0)"></path> <path d="M17 3H7C5.9 3 5 3.9 5 5V21L12 18L19 21V5C19 3.9 18.1 3 17 3ZM17 18L12 15.82L7 18V5H17V18Z" fill="#FFFFFF"></path> </svg> </span></div> <span class="rh-header">DWP is using AI to check applications for these benefits</span> </a></div><div data-post-id="2014090" class="new short newmftp" data-short-story="2014090" data-vr-contentbox=""> <a href="/finance/personalfinance/2014090/finance-expert-mistake-55-retirement" title="Finance expert warns mistake at 55 could leave retirees 'running out of cash in old age'" class="clearfix " data-link-tracking="rhs|MoreIn|Personal Finance|title|index24"><div class="lazy-container"> <picture><source type="image/avif" srcset="https://cdn.images.express.co.uk/img/dynamic/23/183x122/2014090_1.avif"><source type="image/webp" srcset="https://cdn.images.express.co.uk/img/dynamic/23/183x122/2014090_1.webp"><img src="https://cdn.images.express.co.uk/img/dynamic/23/183x122/2014090_1.jpg" alt="finance expert mistake 55 retirement" title="finance expert mistake 55 retirement" width="183" height="122" loading="lazy"></picture> <span class="bookmark-icon" data-bookmark="0" data-article-id="2014090" data-article-headline="Finance expert warns mistake at 55 could leave retirees 'running out of cash in old age'" data-article-url="https://www.express.co.uk/finance/personalfinance/2014090/finance-expert-mistake-55-retirement" data-article-image="https://cdn.images.express.co.uk/img/dynamic/23/285x169/2014090_1.jpg" > <svg width="25" height="25" viewBox="0 0 24 24" fill="none" xmlns="http://www.w3.org/2000/svg" data-bookmark-icon> <path d="M17 3H7C5.9 3 5 3.9 5 5V21L12 18L19 21V5C19 3.9 18.1 3 17 3Z" fill="rgba(0,0,0,0)"></path> <path d="M17 3H7C5.9 3 5 3.9 5 5V21L12 18L19 21V5C19 3.9 18.1 3 17 3ZM17 18L12 15.82L7 18V5H17V18Z" fill="#FFFFFF"></path> </svg> </span></div> <span class="rh-header">Finance expert warns mistake at 55 could leave retirees 'running out of cash in old age'</span> </a></div><div data-post-id="2014079" class="new short newmftp" data-short-story="2014079" data-vr-contentbox=""> <a href="/finance/personalfinance/2014079/dwp-universal-credit" title="Thousands on Universal Credit could be owed £5,000 in compensation" class="clearfix " data-link-tracking="rhs|MoreIn|Personal Finance|title|index25"><div class="lazy-container"> <picture><source type="image/avif" srcset="https://cdn.images.express.co.uk/img/dynamic/23/183x122/2014079_1.avif"><source type="image/webp" srcset="https://cdn.images.express.co.uk/img/dynamic/23/183x122/2014079_1.webp"><img src="https://cdn.images.express.co.uk/img/dynamic/23/183x122/2014079_1.jpg" alt="dwp-universal-credit" title="dwp-universal-credit" width="183" height="122" loading="lazy"></picture> <span class="bookmark-icon" data-bookmark="0" data-article-id="2014079" data-article-headline="Thousands on Universal Credit could be owed £5,000 in compensation" data-article-url="https://www.express.co.uk/finance/personalfinance/2014079/dwp-universal-credit" data-article-image="https://cdn.images.express.co.uk/img/dynamic/23/285x169/2014079_1.jpg" > <svg width="25" height="25" viewBox="0 0 24 24" fill="none" xmlns="http://www.w3.org/2000/svg" data-bookmark-icon> <path d="M17 3H7C5.9 3 5 3.9 5 5V21L12 18L19 21V5C19 3.9 18.1 3 17 3Z" fill="rgba(0,0,0,0)"></path> <path d="M17 3H7C5.9 3 5 3.9 5 5V21L12 18L19 21V5C19 3.9 18.1 3 17 3ZM17 18L12 15.82L7 18V5H17V18Z" fill="#FFFFFF"></path> </svg> </span></div> <span class="rh-header">Thousands on Universal Credit could be owed £5,000 in compensation</span> </a></div><div data-post-id="2014015" class="new short newmftp" data-short-story="2014015" data-vr-contentbox=""> <a href="/finance/personalfinance/2014015/ofgem-warning-600-000-energy-customers-over-major-changes-electricity-meters" title="Ofgem warning to 600,000 energy customers over major changes to electricity meters" class="clearfix " data-link-tracking="rhs|MoreIn|Personal Finance|title|index26"><div class="lazy-container"> <picture><source type="image/avif" srcset="https://cdn.images.express.co.uk/img/dynamic/23/183x122/2014015_1.avif"><source type="image/webp" srcset="https://cdn.images.express.co.uk/img/dynamic/23/183x122/2014015_1.webp"><img src="https://cdn.images.express.co.uk/img/dynamic/23/183x122/2014015_1.jpg" alt="ofgem-warning-600-000-energy-customers-over-major-changes-electricity-meters" title="ofgem-warning-600-000-energy-customers-over-major-changes-electricity-meters" width="183" height="122" loading="lazy"></picture> <span class="bookmark-icon" data-bookmark="0" data-article-id="2014015" data-article-headline="Ofgem warning to 600,000 energy customers over major changes to electricity meters" data-article-url="https://www.express.co.uk/finance/personalfinance/2014015/ofgem-warning-600-000-energy-customers-over-major-changes-electricity-meters" data-article-image="https://cdn.images.express.co.uk/img/dynamic/23/285x169/2014015_1.jpg" > <svg width="25" height="25" viewBox="0 0 24 24" fill="none" xmlns="http://www.w3.org/2000/svg" data-bookmark-icon> <path d="M17 3H7C5.9 3 5 3.9 5 5V21L12 18L19 21V5C19 3.9 18.1 3 17 3Z" fill="rgba(0,0,0,0)"></path> <path d="M17 3H7C5.9 3 5 3.9 5 5V21L12 18L19 21V5C19 3.9 18.1 3 17 3ZM17 18L12 15.82L7 18V5H17V18Z" fill="#FFFFFF"></path> </svg> </span></div> <span class="rh-header">Ofgem warning to 600,000 energy customers over major changes to electricity meters</span> </a></div><div data-post-id="2013430" class="new short newmftp" data-short-story="2013430" data-vr-contentbox=""> <a href="/finance/personalfinance/2013430/nurseries-raise-fees-rachel-reeves" title="Rachel Reeves blamed as nurseries to roll out huge rise to fees" class="clearfix " data-link-tracking="rhs|MoreIn|Personal Finance|title|index27"><div class="lazy-container"> <picture><source type="image/avif" srcset="https://cdn.images.express.co.uk/img/dynamic/23/183x122/2013430_1.avif"><source type="image/webp" srcset="https://cdn.images.express.co.uk/img/dynamic/23/183x122/2013430_1.webp"><img src="https://cdn.images.express.co.uk/img/dynamic/23/183x122/2013430_1.jpg" alt="nurseries raise fees rachel reeves" title="nurseries raise fees rachel reeves" width="183" height="122" loading="lazy"></picture> <span class="bookmark-icon" data-bookmark="0" data-article-id="2013430" data-article-headline="Rachel Reeves blamed as nurseries to roll out huge rise to fees" data-article-url="https://www.express.co.uk/finance/personalfinance/2013430/nurseries-raise-fees-rachel-reeves" data-article-image="https://cdn.images.express.co.uk/img/dynamic/23/285x169/2013430_1.jpg" > <svg width="25" height="25" viewBox="0 0 24 24" fill="none" xmlns="http://www.w3.org/2000/svg" data-bookmark-icon> <path d="M17 3H7C5.9 3 5 3.9 5 5V21L12 18L19 21V5C19 3.9 18.1 3 17 3Z" fill="rgba(0,0,0,0)"></path> <path d="M17 3H7C5.9 3 5 3.9 5 5V21L12 18L19 21V5C19 3.9 18.1 3 17 3ZM17 18L12 15.82L7 18V5H17V18Z" fill="#FFFFFF"></path> </svg> </span></div> <span class="rh-header">Rachel Reeves blamed as nurseries to roll out huge rise to fees</span> </a></div><div data-post-id="2014258" class="last new short newmftp" data-short-story="2014258" data-vr-contentbox=""> <a href="/finance/personalfinance/2014258/state-pension-rise-to-71-poll" title="POLL: Should DWP State Pension age be raised to 71?" class="clearfix " data-link-tracking="rhs|MoreIn|Personal Finance|title|index28"><div class="lazy-container"> <picture><source type="image/avif" srcset="https://cdn.images.express.co.uk/img/dynamic/23/183x122/2014258_1.avif"><source type="image/webp" srcset="https://cdn.images.express.co.uk/img/dynamic/23/183x122/2014258_1.webp"><img src="https://cdn.images.express.co.uk/img/dynamic/23/183x122/2014258_1.jpg" alt="state pension rise to 71 poll" title="state pension rise to 71 poll" width="183" height="122" loading="lazy"></picture> <span class="bookmark-icon" data-bookmark="0" data-article-id="2014258" data-article-headline="Should DWP State Pension age be raised to 71? Vote here" data-article-url="https://www.express.co.uk/finance/personalfinance/2014258/state-pension-rise-to-71-poll" data-article-image="https://cdn.images.express.co.uk/img/dynamic/23/285x169/2014258_1.jpg" > <svg width="25" height="25" viewBox="0 0 24 24" fill="none" xmlns="http://www.w3.org/2000/svg" data-bookmark-icon> <path d="M17 3H7C5.9 3 5 3.9 5 5V21L12 18L19 21V5C19 3.9 18.1 3 17 3Z" fill="rgba(0,0,0,0)"></path> <path d="M17 3H7C5.9 3 5 3.9 5 5V21L12 18L19 21V5C19 3.9 18.1 3 17 3ZM17 18L12 15.82L7 18V5H17V18Z" fill="#FFFFFF"></path> </svg> </span> <span class="story-badge color-3" title="POLL" >POLL</span></div> <span class="rh-header">Should DWP State Pension age be raised to 71? 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