CINXE.COM
de
<!DOCTYPE html> <html lang="de"> <head> <meta name="google-site-verification" content="ej7DCzns06I5qrf4Xn5aafoQeDdFowTaWUwsWxCRIxc" /> <meta content="text/html; charset=utf-8" http-equiv="Content-Type" /> <meta content="IE=9,10,11,edge" http-equiv="X-UA-Compatible" /> <meta content="width=device-width, initial-scale=1.0" name="viewport" /> <meta content="350888674962511" property="fb:pages" /> <!-- generics --> <link rel="shortcut icon" href="/img/icons/favicons/favicon-32x32.png?v=0.1" sizes="32x32" /> <link rel="shortcut icon" href="/img/icons/favicons/favicon-16x16.png?v=0.1" sizes="16x16" /> <link rel="shortcut icon" href="/img/icons/favicons/android-chrome-192x192.png?v=0.1" sizes="192x192" /> <link rel="shortcut icon" href="/img/icons/favicons/android-chrome-512x512.png?v=0.1" sizes="512x512" /> <!-- iOS --> <link rel="apple-touch-icon" href="/img/icons/favicons/apple-touch-icon.png?v=0.1" /> <link rel="canonical" href="https://www.eib.org/eib-smes" /> <link rel="alternate" href="https://www.eib.org/eneib-smes" hreflang="en"/> <link rel="alternate" href="https://www.eib.org/freib-smes" hreflang="fr"/> <title lang="">Die Europäische Investitions·bank und kleine und mittlere Unternehmen</title> <meta name="description" content=""></meta> <meta name="twitter:url" content="https://www.eib.org/eib-smes"/> <meta name="twitter:card" content="summary_large_image"/> <meta name="twitter:site" content="@EIB"/> <meta name="twitter:creator" content="@EIB"/> <meta name="twitter:title" content="Die Europäische Investitions·bank und kleine und mittlere Unternehmen"/> <meta name="twitter:description" content=""/> <meta name="twitter:image" content="https://www./photos/rs//largeprvw/image.jpg"/> <meta property="og:url" content="https://www.eib.org/eib-smes"/> <meta property="og:title" content="Die Europäische Investitions·bank und kleine und mittlere Unternehmen"/> <meta property="og:description" content=""/> <meta property="og:image" content="/photos/rs//largeprvw/image.jpg"/> <meta property="og:site_name" content="European Investment Bank"/> <meta property="og:type" content="genericEasyToRead"/> <script type="application/ld+json"> { "@context": "https://schema.org", "@type": "Article", "mainEntityOfPage": { "@type": "WebPage", "@id": "https://www.eib.org/eib-smes" }, "headline": "Die Europäische Investitions·bank und kleine und mittlere Unternehmen", "image": [ "https://www./photos/rs//largeprvw/image.jpg" ], "datePublished": "", "dateModified": "2023-10-13 10:23", "author": { "@type": "Person", "name": "EIB" }, "publisher": { "@type": "Organization", "name": "European Investment Bank", "logo": { "@type": "ImageObject", "url": "https://www.eib.org/img/logos/logo23/eib-logo-hori-en.png" } }, "description": "" } </script> <script> window.dataLayer = window.dataLayer || []; dataLayer.push ({ "content_title" : "Die Europäische Investitions·bank und kleine und mittlere Unternehmen", "content_title_en": "The European Investment Bank and small or medium-sized businesses" }) </script> <style> menu.eib-mega-menu{display:none}img.lozad {width:100%;height:100%;object-fit:cover;object-position:center;will-change:filter;display:block;} </style> <link rel="stylesheet" href="//tech.eib.org/_tools/mix/css/eib-font.css"> <link rel="stylesheet" href="//tech.eib.org/_tools/mix/font/fontawesome-pro/css/all.min.css"/> <link rel="stylesheet" href="//tech.eib.org/_tools/front/css/framework/bootstrap.min.css"> <link rel="stylesheet" href="https://tech.eib.org/_tools/front/css/framework/swiper-bundle.min.css"> <link rel="stylesheet" href="//tech.eib.org/_tools/front/css/framework/rl/eib-styles.css?v=2.14"> <link rel="stylesheet" href="//tech.eib.org/_tools/mix/css/all-style-rl.css?v=3.41"> <link href="//tech.eib.org/_tools/front/css/framework/rl/header.css?v=1.62" media="screen" rel="stylesheet" type="text/css"/> <link href="//tech.eib.org/_tools/front/css/framework/rl/primer/primer.css" rel="stylesheet" type="text/css"/> <link rel="stylesheet" href="//tech.eib.org/_tools/front/css/framework/rl/footer.css?v=1.5"> <link href="//tech.eib.org/_tools/front/css/fm/all-style.css?v=3.563" media="screen" rel="stylesheet" type="text/css"/> <link rel="stylesheet" href="//tech.eib.org/_tools/front/css/framework/jquery.fancybox.min.css"> <link rel="stylesheet" href="//tech.eib.org/_tools/mix/css/gallery/thumbnail-gallery.css?v=1.4"> <link rel="stylesheet" href="//tech.eib.org/_tools/front/css/framework/flag-icon.min.css"> <link rel="stylesheet" media="print" href="//tech.eib.org/_tools/front/css/generic/print.css?version=1"/> <link rel="stylesheet" type="text/css" href="//cdn.curator.io/5.0/curator.embed.css"/> <script src="//tech.eib.org/_tools/front/js/framework/_rareloop/animate-in.js" defer></script> <style> p { font-size: 21px !important; line-height: 160% !important; margin: 16px 0 !important; } </style> </head> <body class="media__generic-easy_to_read" > <header> <menu class="eib-mega-menu eib-mega-menu--v2 eib-mega-menu--light menu-light"> <a class="eib-mega-menu__search eib-mega-menu__icon-link"> <svg width="20" height="20" viewbox="0 0 20 20" fill="inherit" xmlns="http://www.w3.org/2000/svg"> <path d="M19.9399 18.1499L13.4474 11.8017C14.4549 10.5282 14.9999 8.97107 14.9999 7.3333C14.9999 5.37287 14.2174 3.53465 12.8024 2.14866C11.3874 0.762663 9.50246 0 7.49997 0C5.49748 0 3.61248 0.765108 2.19749 2.14866C0.779996 3.53221 0 5.37287 0 7.3333C0 9.29129 0.782496 11.1344 2.19749 12.5179C3.61248 13.9039 5.49498 14.6666 7.49997 14.6666C9.17496 14.6666 10.765 14.1337 12.0674 13.1511L18.5599 19.4968C18.579 19.5154 18.6016 19.5302 18.6264 19.5403C18.6513 19.5504 18.678 19.5556 18.7049 19.5556C18.7318 19.5556 18.7585 19.5504 18.7834 19.5403C18.8083 19.5302 18.8309 19.5154 18.8499 19.4968L19.9399 18.4335C19.959 18.4149 19.9741 18.3928 19.9844 18.3684C19.9947 18.3441 20 18.318 20 18.2917C20 18.2654 19.9947 18.2393 19.9844 18.215C19.9741 18.1906 19.959 18.1685 19.9399 18.1499ZM11.46 11.2053C10.4 12.2393 8.99496 12.8088 7.49997 12.8088C6.00497 12.8088 4.59998 12.2393 3.53998 11.2053C2.48249 10.1688 1.89999 8.79507 1.89999 7.3333C1.89999 5.87153 2.48249 4.49531 3.53998 3.46132C4.59998 2.42732 6.00497 1.85777 7.49997 1.85777C8.99496 1.85777 10.4025 2.42488 11.46 3.46132C12.5174 4.49776 13.0999 5.87153 13.0999 7.3333C13.0999 8.79507 12.5174 10.1713 11.46 11.2053Z" fill="inherit"></path> </svg> <span>Suche starten</span> </a> <span class="eib-mega-menu__languages eib-select"> <span class="eib-select__label">De</span> <ul class="eib-select__dropdown"> <li class="eib-select__option"><a class="eib-select__link" href="/en/easy-to-read/eib-smes?lang=en">EN</a></li> <li class="eib-select__option"><a class="eib-select__link" href="/fr/easy-to-read/eib-smes?lang=fr">FR</a></li> </ul> </span> <a class="eib-mega-menu__toggle eib-mega-menu__icon-link"> <svg width="24" height="16" viewbox="0 0 24 16" fill="#fff" xmlns="http://www.w3.org/2000/svg"> <rect width="24" height="2" fill="inherit"></rect> <rect y="6.64648" width="24" height="2" fill="inherit"></rect> <rect y="13.2939" width="24" height="2" fill="inherit"></rect> </svg> <span>menü</span> </a> <a href="/de/index.htm" class="eib-mega-menu__logo-horizontal default-eib" title="Europäische Investitionsbank"> <svg viewbox="0 0 300 80" xmlns="http://www.w3.org/2000/svg"> <g id="g-1" transform="matrix(0.461957, 0, 0, 0.461957, -60.684357, -60.458923)"> <g> <rect x="298" y="192.3" class="flagbackground-color" width="109.2" height="80.2"></rect> <g> <polygon class="star-color" points="353.5,204.3 357.7,204.3 354.4,206.9 355.7,211.1 352.3,208.5 349,211.1 350.3,206.9 346.9,204.3 351,204.3 352.3,200.3 "></polygon> <polygon class="star-color" points="353.7,258 357.9,258 354.5,260.5 355.8,264.5 352.5,262 349.1,264.5 350.4,260.5 347,258 351.2,258 352.5,254 "></polygon> <polygon class="star-color" points="367,254.4 371.2,254.4 367.8,256.9 369.1,260.9 365.7,258.5 362.4,260.9 363.7,256.9 360.3,254.4 364.5,254.4 365.7,250.5 "></polygon> <polygon class="star-color" points="367,207.9 371.2,207.9 367.8,210.4 369.1,214.4 365.7,212 362.4,214.4 363.7,210.4 360.3,207.9 364.5,207.9 365.7,204 "></polygon> <polygon class="star-color" points="376.8,217.7 381,217.7 377.6,220.3 378.9,224.3 375.6,221.8 372.2,224.3 373.5,220.3 370.1,217.7 374.3,217.7 375.6,213.8 "></polygon> <polygon class="star-color" points="376.8,244.7 381,244.7 377.6,247.2 378.9,251.2 375.6,248.8 372.2,251.2 373.5,247.2 370.1,244.7 374.3,244.7 375.6,240.8 "></polygon> <polygon class="star-color" points="380.5,231 384.7,231 381.3,233.5 382.6,237.5 379.3,235.1 375.9,237.5 377.2,233.5 373.8,231 378,231 379.3,227.1 "></polygon> <polygon class="star-color" points="340,207.9 344.2,207.9 340.8,210.5 342.1,214.5 338.8,212 335.4,214.5 336.7,210.5 333.3,207.9 337.5,207.9 338.8,204 "></polygon> <polygon class="star-color" points="330.4,217.8 334.6,217.8 331.3,220.3 332.6,224.3 329.2,221.8 325.9,224.3 327.2,220.3 323.8,217.8 327.9,217.8 329.2,213.9 "></polygon> <polygon class="star-color" points="326.9,231 331.1,231 327.7,233.6 329,237.6 325.7,235.1 322.3,237.6 323.6,233.6 320.2,231 324.4,231 325.7,227.1 "></polygon> <polygon class="star-color" points="330.4,244.7 334.6,244.7 331.3,247.3 332.6,251.3 329.2,248.8 325.9,251.3 327.2,247.3 323.8,244.7 327.9,244.7 329.2,240.8 "></polygon> <polygon class="star-color" points="340.2,254.4 344.3,254.4 341,257 342.3,261 338.9,258.5 335.6,261 336.9,257 333.5,254.4 337.7,254.4 338.9,250.5 "></polygon> </g> <g> <rect x="295.1" y="189.4" class="viewbox-color" width="115" height="86"></rect> <path class="lines-color" d="M407.2,160.5v14c-26.4-8.3-51.7-12.5-75.7-12.5c-39,0-74.4,11.1-105.4,32.9c-26,18.3-49,44.4-68.5,77.7h-7.2 c41.3-79.8,106.4-123.4,185.3-123.4C358.9,149.1,382.8,152.9,407.2,160.5z"></path> </g> <path class="lines-color" d="M295.1,199.9v3.9h-65.2c0.6-0.4,1.1-0.8,1.7-1.2c0.8-0.5,1.5-1.1,2.3-1.6c0,0,0,0,0,0c0.6-0.4,1.2-0.7,1.8-1 H295.1z"></path> <polygon class="lines-color" points="215.8,215.2 295.1,215.2 295.1,219.1 211.5,219.1 "></polygon> <polygon class="lines-color" points="200,230.6 295.1,230.6 295.1,234.5 196.5,234.5 "></polygon> <polygon class="lines-color" points="187.2,245.7 295.1,245.7 295.1,249.6 184.2,249.6 "></polygon> <path class="lines-color" d="M295.1,260.9v3.9H173.6c0.8-1.3,1.7-2.6,2.6-3.9H295.1z"></path> </g> </g> <g transform="matrix(1, 0, 0, 1, -119.954399, -68.683556)"> <title>de</title> <g transform="matrix(0.472017, 0, 0, 0.472017, 56.310146, 7.86523)"> <path class="logotext-color" d="M450.5,226.2h-9.3v7.3h10.4v3.7h-15v-24.8H451v3.7h-9.9v6.4h9.3V226.2z"></path> <path class="logotext-color" d="M471.1,231.9c0,2.1,0.1,3.9,0.1,5.4h-3.9l-0.2-2.7h-0.1c-0.8,1.2-2.5,3.1-5.8,3.1s-6.2-1.9-6.2-7.8v-10.5h4.5 v9.7c0,3,1,4.9,3.3,4.9c1.8,0,3-1.2,3.5-2.4c0.2-0.4,0.3-0.9,0.3-1.4v-10.8h4.5V231.9z"></path> <path class="logotext-color" d="M476,225.1c0-2.4,0-4.2-0.1-5.8h3.9l0.2,3.4h0.1c0.9-2.5,3-3.8,4.9-3.8c0.4,0,0.7,0,1.1,0.1v4.2 c-0.4-0.1-0.8-0.1-1.4-0.1c-2.1,0-3.6,1.4-4,3.4c-0.1,0.4-0.1,0.9-0.1,1.4v9.3H476V225.1z"></path> <path class="logotext-color" d="M496.5,237.6c-5,0-9-3.5-9-9.2c0-5.9,3.9-9.5,9.3-9.5c5.3,0,8.9,3.7,8.9,9.2 C505.7,234.7,501.1,237.6,496.5,237.6L496.5,237.6z M496.7,234.3c2.6,0,4.4-2.5,4.4-6.1c0-2.8-1.2-6-4.3-6c-3.2,0-4.5,3.1-4.5,6.1 C492.2,231.7,494,234.3,496.7,234.3L496.7,234.3z"></path> <path class="logotext-color" d="M509.4,225.3c0-2.4-0.1-4.3-0.1-6h4l0.2,2.8h0.1c1.3-2,3.4-3.2,6.1-3.2c4.1,0,7.5,3.5,7.5,9.1 c0,6.5-4.1,9.6-8.2,9.6c-2.2,0-4.1-1-5-2.4h-0.1v9.3h-4.5V225.3z M513.9,229.7c0,0.4,0,0.8,0.1,1.2c0.5,1.8,2.1,3.2,4,3.2 c2.9,0,4.6-2.4,4.6-5.9c0-3.2-1.5-5.7-4.4-5.7c-1.9,0-3.6,1.4-4.1,3.3c-0.1,0.4-0.1,0.8-0.1,1.1V229.7z"></path> <path class="logotext-color" d="M544.8,232.9c0,1.6,0.1,3.2,0.3,4.3H541l-0.3-2h-0.1c-1.1,1.4-2.9,2.4-5.3,2.4c-3.6,0-5.6-2.6-5.6-5.3 c0-4.5,4-6.8,10.6-6.8v-0.3c0-1.2-0.5-3.1-3.6-3.1c-1.8,0-3.6,0.6-4.8,1.3l-0.9-2.9c1.3-0.8,3.6-1.6,6.5-1.6 c5.7,0,7.4,3.6,7.4,7.6V232.9z M534.2,216.5c-1.3,0-2.2-1-2.2-2.3s1-2.2,2.3-2.2c1.2,0,2.2,1,2.2,2.2 C536.4,215.5,535.5,216.5,534.2,216.5L534.2,216.5z M540.4,228.5c-3.2,0-6.2,0.6-6.2,3.3c0,1.8,1.1,2.6,2.6,2.6 c1.8,0,3.1-1.2,3.6-2.5c0.1-0.3,0.1-0.7,0.1-1V228.5z M541.4,216.5c-1.2,0-2.2-1-2.2-2.3s1-2.2,2.3-2.2c1.2,0,2.2,1,2.2,2.2 C543.7,215.5,542.8,216.5,541.4,216.5L541.4,216.5z"></path> <path class="logotext-color" d="M551.8,216.8c-1.5,0-2.5-1.1-2.5-2.4c0-1.4,1-2.5,2.5-2.5c1.5,0,2.5,1.1,2.5,2.5 C554.4,215.6,553.4,216.8,551.8,216.8L551.8,216.8z M549.6,237.2v-17.9h4.5v17.9H549.6z"></path> <path class="logotext-color" d="M558.8,233c1,0.6,2.9,1.3,4.6,1.3c2,0,2.9-0.8,2.9-2c0-1.2-0.7-1.8-2.9-2.6c-3.5-1.2-4.9-3.1-4.9-5.2 c0-3.2,2.6-5.6,6.8-5.6c2,0,3.7,0.5,4.8,1.1l-0.9,3.2c-0.7-0.4-2.2-1-3.8-1c-1.6,0-2.5,0.8-2.5,1.9c0,1.1,0.8,1.7,3.1,2.5 c3.3,1.1,4.7,2.8,4.8,5.4c0,3.3-2.5,5.6-7.3,5.6c-2.2,0-4.1-0.5-5.4-1.2L558.8,233z"></path> <path class="logotext-color" d="M587.5,236.7c-1,0.4-2.8,0.9-5.1,0.9c-5.6,0-9.2-3.6-9.2-9.1c0-5.4,3.7-9.5,10-9.5c1.7,0,3.3,0.4,4.4,0.8 l-0.8,3.4c-0.7-0.4-1.8-0.7-3.4-0.7c-3.5,0-5.5,2.5-5.5,5.8c0,3.7,2.4,5.8,5.5,5.8c1.5,0,2.7-0.3,3.6-0.7L587.5,236.7z"></path> <path class="logotext-color" d="M590.8,211.1h4.5v10.7h0.1c0.6-0.8,1.3-1.5,2.2-2c0.9-0.5,2-0.8,3.1-0.8c3,0,6.2,2,6.2,7.8v10.5h-4.5v-10.1 c0-2.6-1-4.6-3.5-4.6c-1.8,0-3,1.2-3.5,2.5c-0.1,0.4-0.2,0.9-0.2,1.4v10.7h-4.5V211.1z"></path> <path class="logotext-color" d="M615,229.5c0.1,3.2,2.6,4.6,5.5,4.6c2.1,0,3.6-0.3,5-0.8l0.7,3.1c-1.5,0.7-3.7,1.1-6.2,1.1 c-5.8,0-9.2-3.6-9.2-9c0-5,3-9.6,8.7-9.6c5.8,0,7.7,4.8,7.7,8.7c0,0.8-0.1,1.5-0.1,1.9H615z M622.9,226.4c0-1.7-0.7-4.4-3.7-4.4 c-2.8,0-4,2.5-4.2,4.4H622.9z"></path> <path class="logotext-color" d="M441.2,247.9v24.8h-4.5v-24.8H441.2z"></path> <path class="logotext-color" d="M446.4,260.1c0-2.1-0.1-3.8-0.1-5.3h3.9l0.2,2.7h0.1c0.8-1.4,2.8-3.1,5.7-3.1c3.1,0,6.4,2,6.4,7.7v10.6h-4.5 v-10.1c0-2.6-1-4.5-3.4-4.5c-1.8,0-3,1.3-3.5,2.6c-0.1,0.4-0.2,0.9-0.2,1.4v10.5h-4.5V260.1z"></path> <path class="logotext-color" d="M469.7,254.8l2.9,9.1c0.5,1.6,0.9,3,1.2,4.5h0.1c0.3-1.5,0.7-2.9,1.2-4.5l2.9-9.1h4.7l-6.8,17.9h-4.4 l-6.7-17.9H469.7z"></path> <path class="logotext-color" d="M488.2,265c0.1,3.2,2.6,4.6,5.5,4.6c2.1,0,3.6-0.3,5-0.8l0.7,3.1c-1.5,0.7-3.7,1.1-6.2,1.1 c-5.8,0-9.2-3.6-9.2-9c0-5,3-9.6,8.7-9.6c5.8,0,7.7,4.8,7.7,8.7c0,0.8-0.1,1.5-0.1,1.9H488.2z M496,261.8c0-1.7-0.7-4.4-3.7-4.4 c-2.8,0-4,2.5-4.2,4.4H496z"></path> <path class="logotext-color" d="M503.8,268.5c1,0.6,2.9,1.3,4.6,1.3c2,0,2.9-0.8,2.9-2c0-1.2-0.7-1.8-2.9-2.6c-3.5-1.2-4.9-3.1-4.9-5.2 c0-3.2,2.6-5.6,6.8-5.6c2,0,3.7,0.5,4.8,1.1l-0.9,3.2c-0.7-0.4-2.2-1-3.8-1c-1.6,0-2.5,0.8-2.5,1.9c0,1.1,0.8,1.7,3.1,2.5 c3.3,1.1,4.7,2.8,4.8,5.4c0,3.3-2.5,5.6-7.3,5.6c-2.2,0-4.1-0.5-5.4-1.2L503.8,268.5z"></path> <path class="logotext-color" d="M524.5,250.2v4.6h4.3v3.4h-4.3v7.9c0,2.2,0.6,3.3,2.3,3.3c0.8,0,1.2,0,1.8-0.2l0.1,3.4 c-0.7,0.3-1.9,0.5-3.3,0.5c-1.7,0-3-0.6-3.9-1.5c-1-1-1.4-2.7-1.4-5v-8.4h-2.5v-3.4h2.5v-3.3L524.5,250.2z"></path> <path class="logotext-color" d="M534.4,252.2c-1.5,0-2.5-1.1-2.5-2.4c0-1.4,1-2.5,2.5-2.5c1.5,0,2.5,1.1,2.5,2.5 C537,251.1,536,252.2,534.4,252.2L534.4,252.2z M532.2,272.6v-17.9h4.5v17.9H532.2z"></path> <path class="logotext-color" d="M546.8,250.2v4.6h4.3v3.4h-4.3v7.9c0,2.2,0.6,3.3,2.3,3.3c0.8,0,1.2,0,1.8-0.2l0.1,3.4 c-0.7,0.3-1.9,0.5-3.3,0.5c-1.7,0-3-0.6-3.9-1.5c-1-1-1.4-2.7-1.4-5v-8.4h-2.5v-3.4h2.5v-3.3L546.8,250.2z"></path> <path class="logotext-color" d="M556.7,252.2c-1.5,0-2.5-1.1-2.5-2.4c0-1.4,1-2.5,2.5-2.5c1.5,0,2.5,1.1,2.5,2.5 C559.3,251.1,558.3,252.2,556.7,252.2L556.7,252.2z M554.5,272.6v-17.9h4.5v17.9H554.5z"></path> <path class="logotext-color" d="M571.7,273c-5,0-9-3.5-9-9.2c0-5.9,3.9-9.5,9.3-9.5c5.3,0,8.9,3.7,8.9,9.2C580.9,270.1,576.3,273,571.7,273 L571.7,273z M571.9,269.8c2.6,0,4.4-2.5,4.4-6.1c0-2.8-1.2-6-4.3-6c-3.2,0-4.5,3.1-4.5,6.1C567.4,267.2,569.1,269.8,571.9,269.8 L571.9,269.8z"></path> <path class="logotext-color" d="M584.6,260.1c0-2.1-0.1-3.8-0.1-5.3h3.9l0.2,2.7h0.1c0.8-1.4,2.8-3.1,5.7-3.1c3.1,0,6.4,2,6.4,7.7v10.6h-4.5 v-10.1c0-2.6-1-4.5-3.4-4.5c-1.8,0-3,1.3-3.5,2.6c-0.1,0.4-0.2,0.9-0.2,1.4v10.5h-4.5V260.1z"></path> <path class="logotext-color" d="M605.4,268.5c1,0.6,2.9,1.3,4.6,1.3c2,0,2.9-0.8,2.9-2c0-1.2-0.7-1.8-2.9-2.6c-3.5-1.2-4.9-3.1-4.9-5.2 c0-3.2,2.6-5.6,6.8-5.6c2,0,3.7,0.5,4.8,1.1l-0.9,3.2c-0.7-0.4-2.2-1-3.8-1c-1.6,0-2.5,0.8-2.5,1.9c0,1.1,0.8,1.7,3.1,2.5 c3.3,1.1,4.7,2.8,4.8,5.4c0,3.3-2.5,5.6-7.3,5.6c-2.2,0-4.1-0.5-5.4-1.2L605.4,268.5z"></path> <path class="logotext-color" d="M620.9,246.5h4.5v10.7h0.1c1.1-1.7,3-2.9,5.7-2.9c4.4,0,7.5,3.6,7.5,9.1c0,6.4-4.1,9.6-8.1,9.6 c-2.3,0-4.4-0.9-5.7-3.1h-0.1l-0.2,2.7h-3.9c0.1-1.2,0.1-3.2,0.1-5V246.5z M625.5,265.3c0,0.4,0,0.7,0.1,1.1 c0.5,1.8,2.1,3.2,4,3.2c2.8,0,4.6-2.2,4.6-5.9c0-3.2-1.5-5.7-4.5-5.7c-1.8,0-3.5,1.3-4,3.3c-0.1,0.3-0.1,0.7-0.1,1.2V265.3z"></path> <path class="logotext-color" d="M656.3,268.3c0,1.6,0.1,3.2,0.3,4.3h-4.1l-0.3-2h-0.1c-1.1,1.4-2.9,2.4-5.3,2.4c-3.6,0-5.6-2.6-5.6-5.3 c0-4.5,4-6.8,10.6-6.8v-0.3c0-1.2-0.5-3.1-3.6-3.1c-1.8,0-3.6,0.6-4.8,1.3l-0.9-2.9c1.3-0.8,3.6-1.6,6.5-1.6 c5.7,0,7.4,3.6,7.4,7.6V268.3z M651.9,263.9c-3.2,0-6.2,0.6-6.2,3.3c0,1.8,1.1,2.6,2.6,2.6c1.8,0,3.1-1.2,3.6-2.5 c0.1-0.3,0.1-0.7,0.1-1V263.9z"></path> <path class="logotext-color" d="M661.1,260.1c0-2.1-0.1-3.8-0.1-5.3h3.9l0.2,2.7h0.1c0.8-1.4,2.8-3.1,5.7-3.1c3.1,0,6.4,2,6.4,7.7v10.6h-4.5 v-10.1c0-2.6-1-4.5-3.4-4.5c-1.8,0-3,1.3-3.5,2.6c-0.1,0.4-0.2,0.9-0.2,1.4v10.5h-4.5V260.1z"></path> <path class="logotext-color" d="M686.6,262.6L686.6,262.6c0.5-0.7,1-1.5,1.5-2.1l4.4-5.8h5.4l-6.7,7.3l7.6,10.6h-5.5l-5.1-7.9l-1.5,1.8v6.1 h-4.5v-26.1h4.5V262.6z"></path> </g> </g> </svg></a> <a href="https://clientconnect.eib.org" target="_blank" class="eib-mega-menu__connect eib-mega-menu__icon-link"> <svg width="17" height="18" viewbox="0 0 17 18" fill="inherit" xmlns="http://www.w3.org/2000/svg"> <path fill-rule="evenodd" clip-rule="evenodd" d="M11.9937 5.82227V5.71289C11.9937 3.59009 10.3557 2 8.49365 2C6.63159 2 4.99365 3.59009 4.99365 5.71289V5.82227H11.9937ZM13.9937 5.71289C13.9937 2.55762 11.5312 0 8.49365 0C5.45605 0 2.99365 2.55762 2.99365 5.71289V5.8667H2C0.895386 5.8667 0 6.76221 0 7.8667V15.7385C0 16.843 0.895386 17.7385 2 17.7385H14.9983C16.1029 17.7385 16.9983 16.843 16.9983 15.7385V7.8667C16.9983 6.76221 16.1029 5.8667 14.9983 5.8667H13.9937V5.71289ZM14.9983 7.8667H2V15.7385H14.9983V7.8667ZM8.49805 13.2002C9.32642 13.2002 9.99805 12.5435 9.99805 11.7334C9.99805 10.9236 9.32642 10.2668 8.49805 10.2668C7.66968 10.2668 6.99805 10.9236 6.99805 11.7334C6.99805 12.5435 7.66968 13.2002 8.49805 13.2002Z" fill="inherit"></path> </svg> <span>ClientConnect</span> </a> <div class="eib-mega-menu__menu"> <div class="eib-mega-menu__menu-top"> <a class="eib-mega-menu__toggle eib-mega-menu__toggle--close eib-mega-menu__icon-link"> <svg width="19" height="20" viewbox="0 0 19 20" fill="inherit" xmlns="http://www.w3.org/2000/svg"> <line x1="0.707107" y1="1.29289" x2="17.7071" y2="18.2929" stroke="inherit" stroke-width="2" stroke-linejoin="round"></line> <line x1="17.7071" y1="1.70711" x2="0.707106" y2="18.7071" stroke="inherit" stroke-width="2" stroke-linejoin="round"></line> </svg> <span>Schließen</span> </a> <a href="https://clientconnect.eib.org" target="_blank" class="eib-mega-menu__connect eib-mega-menu__connect--mobile eib-mega-menu__icon-link"> <svg width="17" height="18" viewbox="0 0 17 18" fill="inherit" xmlns="http://www.w3.org/2000/svg"> <path fill-rule="evenodd" clip-rule="evenodd" d="M11.9937 5.82227V5.71289C11.9937 3.59009 10.3557 2 8.49365 2C6.63159 2 4.99365 3.59009 4.99365 5.71289V5.82227H11.9937ZM13.9937 5.71289C13.9937 2.55762 11.5312 0 8.49365 0C5.45605 0 2.99365 2.55762 2.99365 5.71289V5.8667H2C0.895386 5.8667 0 6.76221 0 7.8667V15.7385C0 16.843 0.895386 17.7385 2 17.7385H14.9983C16.1029 17.7385 16.9983 16.843 16.9983 15.7385V7.8667C16.9983 6.76221 16.1029 5.8667 14.9983 5.8667H13.9937V5.71289ZM14.9983 7.8667H2V15.7385H14.9983V7.8667ZM8.49805 13.2002C9.32642 13.2002 9.99805 12.5435 9.99805 11.7334C9.99805 10.9236 9.32642 10.2668 8.49805 10.2668C7.66968 10.2668 6.99805 10.9236 6.99805 11.7334C6.99805 12.5435 7.66968 13.2002 8.49805 13.2002Z" fill="inherit"></path> </svg> <span>ClientConnect</span> </a> </div> <div class="eib-mega-menu__first"> <div class="eib-mega-menu__container"> <form class="eib-mega-menu__search-form" action=""> <span class="eib-typography__secondary-label eib-mega-menu__search-label">Suche starten</span> <div class="eib-mega-menu__search-bar"> <input class="eib-mega-menu__search-input" type="text" placeholder="Suche starten" data-keywords="["First","Second Sentence","Third Sentence"]" /> <a class="eib-mega-menu__search-button" href="https://www.eib.org/de/search.htm">Suche starten</a> </div> </form> <ul class="eib-mega-menu__list"> <div class=""> <li class="eib-mega-menu__item eib-mega-menu__item--has-children eib-mega-menu__item--first"> Wer wir sind <svg width="11" height="17" viewbox="0 0 11 17" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M0 14.8775L6.43425 8.42915L0 1.98085L1.98085 0L10.41 8.42915L1.98085 16.8583L0 14.8775Z"></path> </svg> </li> <div class="eib-mega-menu__second"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> <div> <li class="eib-mega-menu__item eib-mega-menu__item--second"> <a class="eib-mega-menu__link" href="https://www.eib.org/de/about/index.htm">Überblick</a> </li> <div class="eib-mega-menu__third"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> </ul> </div> </div> </div> <div> <li class="eib-mega-menu__item eib-mega-menu__item--has-children eib-mega-menu__item--second"> Die EIB im Überblick <svg width="11" height="17" viewbox="0 0 11 17" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M0 14.8775L6.43425 8.42915L0 1.98085L1.98085 0L10.41 8.42915L1.98085 16.8583L0 14.8775Z"></path> </svg> </li> <div class="eib-mega-menu__third"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/de/about/at-a-glance/index.htm">Überblick</a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/de/about/global-cooperation/index.htm"> Globale Herausforderungen gemeinsam meistern </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/de/about/partners/index.htm"> Partner </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/de/about/eu-family/index.htm"> Die EIB – ein Mitglied der großen EU-Familie </a> </li> </ul> </div> </div> </div> <div> <li class="eib-mega-menu__item eib-mega-menu__item--second"> <a class="eib-mega-menu__link" href="https://www.eib.org/de/about/at-a-glance/eib-core-strategic-priorities"> Unsere Prioritäten </a> </li> <div class="eib-mega-menu__third"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> </ul> </div> </div> </div> <div> <li class="eib-mega-menu__item eib-mega-menu__item--has-children eib-mega-menu__item--second"> Unsere Ergebnisse <svg width="11" height="17" viewbox="0 0 11 17" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M0 14.8775L6.43425 8.42915L0 1.98085L1.98085 0L10.41 8.42915L1.98085 16.8583L0 14.8775Z"></path> </svg> </li> <div class="eib-mega-menu__third"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/de/about/key-figures/index">Überblick</a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/de/about/key-figures/eib-impacts/index.htm"> Beitrag der EIB-Gruppe zu Beschäftigung und Wachstum </a> </li> </ul> </div> </div> </div> <div> <li class="eib-mega-menu__item eib-mega-menu__item--has-children eib-mega-menu__item--second"> Governance und Struktur <svg width="11" height="17" viewbox="0 0 11 17" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M0 14.8775L6.43425 8.42915L0 1.98085L1.98085 0L10.41 8.42915L1.98085 16.8583L0 14.8775Z"></path> </svg> </li> <div class="eib-mega-menu__third"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/de/about/governance-and-structure/index.htm">Überblick</a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/de/about/governance-and-structure/shareholders/index.htm"> Anteilseigner </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/de/about/governance-and-structure/statutory-bodies/index"> Satzungsmäßige Organe </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/de/about/governance-and-structure/control_and_evaluation/index.htm"> Kontrolle und Evaluierung </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/de/about/governance-and-structure/organisation/index.htm"> Organisationsstruktur </a> </li> </ul> </div> </div> </div> <div> <li class="eib-mega-menu__item eib-mega-menu__item--has-children eib-mega-menu__item--second"> Unternehmensverantwortung <svg width="11" height="17" viewbox="0 0 11 17" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M0 14.8775L6.43425 8.42915L0 1.98085L1.98085 0L10.41 8.42915L1.98085 16.8583L0 14.8775Z"></path> </svg> </li> <div class="eib-mega-menu__third"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/de/about/cr/index.htm">Überblick</a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/de/about/cr/responsible-finance/index.htm"> Finanzierung </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/de/about/cr/responsible-borrower/index.htm"> Mittelbeschaffung </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/de/about/cr/human-rights/index.htm"> Die EIB und die Menschenrechte </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/de/about/cr/reporting_on_corporate_responsibility/index.htm"> Berichterstattung über die Nachhaltigkeit </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/de/about/cr/internal-commitment/index.htm"> Unser eigener Anspruch </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/de/about/cr/environmental-management/index.htm"> Umweltmanagement bei der EIB </a> </li> </ul> </div> </div> </div> <div> <li class="eib-mega-menu__item eib-mega-menu__item--has-children eib-mega-menu__item--second"> Transparenz und Zugang zu Informationen <svg width="11" height="17" viewbox="0 0 11 17" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M0 14.8775L6.43425 8.42915L0 1.98085L1.98085 0L10.41 8.42915L1.98085 16.8583L0 14.8775Z"></path> </svg> </li> <div class="eib-mega-menu__third"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/de/about/partners/cso/access-information-transparency/index.htm">Überblick</a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/de/about/partners/cso/access-information/index.htm"> Transparenz und Informationszugang </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/de/about/accountability/complaints/index.htm"> Der Beschwerdemechanismus im Überblick </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/de/about/accountability/project-procurement-complaints/index.htm"> Beschwerden über die Auftragsvergabe bei Projekten </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/de/about/accountability/anti-fraud/index.htm"> Untersuchung von Betrug und Fehlverhalten </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/de/about/accountability/evaluation/index.htm"> Evaluierung </a> </li> </ul> </div> </div> </div> <div> <li class="eib-mega-menu__item eib-mega-menu__item--second"> <a class="eib-mega-menu__link" href="https://www.eib.org/de/about/partners/cso/consultations/index.htm"> Befragungen der Öffentlichkeit </a> </li> <div class="eib-mega-menu__third"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> </ul> </div> </div> </div> <div> <li class="eib-mega-menu__item eib-mega-menu__item--second"> <a class="eib-mega-menu__link" href="https://www.eib.org/about/partners/eib-institute/index"> Das EIB-Institut </a> </li> <div class="eib-mega-menu__third"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> </ul> </div> </div> </div> </ul> </div> </div> </div> <div class=""> <li class="eib-mega-menu__item eib-mega-menu__item--has-children eib-mega-menu__item--first"> Unser Angebot <svg width="11" height="17" viewbox="0 0 11 17" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M0 14.8775L6.43425 8.42915L0 1.98085L1.98085 0L10.41 8.42915L1.98085 16.8583L0 14.8775Z"></path> </svg> </li> <div class="eib-mega-menu__second"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> <div> <li class="eib-mega-menu__item eib-mega-menu__item--second"> <a class="eib-mega-menu__link" href="https://www.eib.org/de/products/index.htm">Überblick</a> </li> <div class="eib-mega-menu__third"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> </ul> </div> </div> </div> <div> <li class="eib-mega-menu__item eib-mega-menu__item--has-children eib-mega-menu__item--second"> Darlehen <svg width="11" height="17" viewbox="0 0 11 17" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M0 14.8775L6.43425 8.42915L0 1.98085L1.98085 0L10.41 8.42915L1.98085 16.8583L0 14.8775Z"></path> </svg> </li> <div class="eib-mega-menu__third"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/de/products/loans/index.htm">Überblick</a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/de/products/loans/public-sector/index.htm"> Darlehen für den öffentlichen Sektor </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/de/products/loans/framework-public-sector/index.htm"> Rahmendarlehen für den öffentlichen Sektor </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/de/products/loans/private-sector/index.htm"> Darlehen für den privaten Sektor </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/de/products/loans/sme-mid-caps/index.htm"> Durchleitungsdarlehen für KMU, Midcap-Unternehmen und andere Prioritäten </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/de/products/loans/microfinance/index.htm"> Mikrofinanz </a> </li> </ul> </div> </div> </div> <div> <li class="eib-mega-menu__item eib-mega-menu__item--has-children eib-mega-menu__item--second"> Eigenkapital <svg width="11" height="17" viewbox="0 0 11 17" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M0 14.8775L6.43425 8.42915L0 1.98085L1.98085 0L10.41 8.42915L1.98085 16.8583L0 14.8775Z"></path> </svg> </li> <div class="eib-mega-menu__third"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/de/products/equity/index.htm">Überblick</a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/de/products/equity/venture-debt.htm"> Venture Debt </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/de/products/equity/infra-environment-funds/index.htm"> Beteiligungen an Infrastruktur- und Umweltfonds </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/de/products/equity/sme-mid-caps-funds/index.htm"> Beteiligungen an KMU- und Midcap-Fonds </a> </li> </ul> </div> </div> </div> <div> <li class="eib-mega-menu__item eib-mega-menu__item--has-children eib-mega-menu__item--second"> Garantien <svg width="11" height="17" viewbox="0 0 11 17" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M0 14.8775L6.43425 8.42915L0 1.98085L1.98085 0L10.41 8.42915L1.98085 16.8583L0 14.8775Z"></path> </svg> </li> <div class="eib-mega-menu__third"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/de/products/guarantees/index.htm">Überblick</a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/de/products/guarantees/credit-enhancement/index.htm"> Bonitätsverbesserung bei Projektfinanzierungen </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/de/products/guarantees/sme-mid-cap-guarantees/index.htm"> Garantien zur Förderung von KMU, Midcap-Unternehmen und anderen Zielen </a> </li> </ul> </div> </div> </div> <div> <li class="eib-mega-menu__item eib-mega-menu__item--second"> <a class="eib-mega-menu__link" href="https://www.eib.org/de/products/advisory-services/index.htm"> Beratung </a> </li> <div class="eib-mega-menu__third"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> </ul> </div> </div> </div> <div> <li class="eib-mega-menu__item eib-mega-menu__item--has-children eib-mega-menu__item--second"> Mandate und Partnerschaften <svg width="11" height="17" viewbox="0 0 11 17" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M0 14.8775L6.43425 8.42915L0 1.98085L1.98085 0L10.41 8.42915L1.98085 16.8583L0 14.8775Z"></path> </svg> </li> <div class="eib-mega-menu__third"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/de/products/mandates-partnerships/index.htm">Überblick</a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/de/products/mandates-partnerships/investeu/index.htm"> InvestEU </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/de/products/mandates-partnerships/eu-blending-facilities/index.htm"> EU-Kombinationsinstrumente </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/de/products/mandates-partnerships/donor-partnerships/index.htm"> Geberpartnerschaften der EIB </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/de/products/mandates-partnerships/shared-management-funds/index.htm"> Finanzierungsinstrumente und Fonds mit geteilter Mittelverwaltung </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/de/products/mandates-partnerships/efsd/index.htm"> EFSD-Garantie </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/de/products/mandates-partnerships/index.htm#mandates"> Alle Mandate und Partnerschaften </a> </li> </ul> </div> </div> </div> </ul> </div> </div> </div> <div class=""> <li class="eib-mega-menu__item eib-mega-menu__item--has-children eib-mega-menu__item--first"> Unsere Arbeit <svg width="11" height="17" viewbox="0 0 11 17" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M0 14.8775L6.43425 8.42915L0 1.98085L1.98085 0L10.41 8.42915L1.98085 16.8583L0 14.8775Z"></path> </svg> </li> <div class="eib-mega-menu__second"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> <div> <li class="eib-mega-menu__item eib-mega-menu__item--second"> <a class="eib-mega-menu__link" href="https://www.eib.org/de/projects/index.htm">Überblick</a> </li> <div class="eib-mega-menu__third"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> </ul> </div> </div> </div> <div> <li class="eib-mega-menu__item eib-mega-menu__item--has-children eib-mega-menu__item--second"> Unsere Projekte <svg width="11" height="17" viewbox="0 0 11 17" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M0 14.8775L6.43425 8.42915L0 1.98085L1.98085 0L10.41 8.42915L1.98085 16.8583L0 14.8775Z"></path> </svg> </li> <div class="eib-mega-menu__third"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/de/projects/all/index.htm"> Alle Projekte </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/de/projects/pipelines/index.htm"> Vorgeschlagene Projekte </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/de/projects/loans/index.htm"> Finanzierte Projekte </a> </li> </ul> </div> </div> </div> <div> <li class="eib-mega-menu__item eib-mega-menu__item--has-children eib-mega-menu__item--second"> Unsere Prioritäten <svg width="11" height="17" viewbox="0 0 11 17" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M0 14.8775L6.43425 8.42915L0 1.98085L1.98085 0L10.41 8.42915L1.98085 16.8583L0 14.8775Z"></path> </svg> </li> <div class="eib-mega-menu__third"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/de/about/at-a-glance/eib-core-strategic-priorities">Überblick</a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/de/projects/topics/climate-action/index"> Klima und ökologische Nachhaltigkeit </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/de/projects/topics/innovation-digital-and-human-capital/index"> Digitalisierung und technologische Innovation </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/de/projects/topics/innovation-digital-and-human-capital/sesi/index"> Sicherheit und Verteidigung </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/de/projects/topics/regional-development/index"> Eine moderne Kohäsionspolitik </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/de/projects/topics/energy-natural-resources/agriculture/index"> Landwirtschaft und Bioökonomie </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/de/projects/topics/sustainable-cities-regions/urban-development/affordable-and-sustainable-housing"> Soziale Infrastruktur </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/de/projects/topics/global/index"> Wirkungsstarke Investitionen außerhalb der EU </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/de/projects/topics/capital-markets-union/index"> Kapitalmarktunion </a> </li> </ul> </div> </div> </div> <div> <li class="eib-mega-menu__item eib-mega-menu__item--has-children eib-mega-menu__item--second"> Unsere regionalen Schwerpunkte <svg width="11" height="17" viewbox="0 0 11 17" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M0 14.8775L6.43425 8.42915L0 1.98085L1.98085 0L10.41 8.42915L1.98085 16.8583L0 14.8775Z"></path> </svg> </li> <div class="eib-mega-menu__third"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/de/projects/regions/index.htm">Überblick</a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/de/projects/regions/european-union/index.htm"> Europäische Union </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/de/projects/regions/enlargement/index.htm"> Erweiterungsländer </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/de/projects/region/western-balkans"> Westbalkan </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/de/projects/regions/eastern-neighbours/index.htm"> Östliche Nachbarschaft </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/de/projects/regions/southern-neighbours/index.htm"> Südliche Nachbarschaft </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/de/projects/region/sub-saharan-africa"> Subsahara-Afrika </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/de/projects/region/latin-america-caribbean"> Lateinamerika und Karibik </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/de/projects/region/asia-pacific"> Asien und Pazifik </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/de/projects/regions/efta/index.htm"> EFTA-Länder </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/de/projects/regions/united-kingdom/index.htm"> Vereinigtes Königreich </a> </li> </ul> </div> </div> </div> <div> <li class="eib-mega-menu__item eib-mega-menu__item--second"> <a class="eib-mega-menu__link" href="https://www.eib.org/de/projects/map.htm"> Weltkarte Finanzierungen </a> </li> <div class="eib-mega-menu__third"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> </ul> </div> </div> </div> <div> <li class="eib-mega-menu__item eib-mega-menu__item--second"> <a class="eib-mega-menu__link" href="https://www.eib.org/de/projects/cycle/index.htm"> Projektzyklus </a> </li> <div class="eib-mega-menu__third"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> </ul> </div> </div> </div> <div> <li class="eib-mega-menu__item eib-mega-menu__item--second"> <a class="eib-mega-menu__link" href="https://www.eib.org/de/about/accountability/evaluation/index.htm"> Evaluierung </a> </li> <div class="eib-mega-menu__third"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> </ul> </div> </div> </div> </ul> </div> </div> </div> <div class=""> <li class="eib-mega-menu__item eib-mega-menu__item--has-children eib-mega-menu__item--first"> Mediencenter <svg width="11" height="17" viewbox="0 0 11 17" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M0 14.8775L6.43425 8.42915L0 1.98085L1.98085 0L10.41 8.42915L1.98085 16.8583L0 14.8775Z"></path> </svg> </li> <div class="eib-mega-menu__second"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> <div> <li class="eib-mega-menu__item eib-mega-menu__item--second"> <a class="eib-mega-menu__link" href="https://www.eib.org/de/infocentre/index.htm">Überblick</a> </li> <div class="eib-mega-menu__third"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> </ul> </div> </div> </div> <div> <li class="eib-mega-menu__item eib-mega-menu__item--has-children eib-mega-menu__item--second"> Newsroom <svg width="11" height="17" viewbox="0 0 11 17" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M0 14.8775L6.43425 8.42915L0 1.98085L1.98085 0L10.41 8.42915L1.98085 16.8583L0 14.8775Z"></path> </svg> </li> <div class="eib-mega-menu__third"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/de/press/index.htm">Überblick</a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/de/press/all/index.htm"> Aktuelles </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/de/infocentre/press/contacts/index.htm"> Pressekontakte </a> </li> </ul> </div> </div> </div> <div> <li class="eib-mega-menu__item eib-mega-menu__item--has-children eib-mega-menu__item--second"> Storys und Essays <svg width="11" height="17" viewbox="0 0 11 17" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M0 14.8775L6.43425 8.42915L0 1.98085L1.98085 0L10.41 8.42915L1.98085 16.8583L0 14.8775Z"></path> </svg> </li> <div class="eib-mega-menu__third"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/de/blog/index.htm">Überblick</a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/de/stories/index.htm"> Storys </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/de/essays/index.htm"> Essays </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/de/podcasts/index.htm"> Podcasts </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/de/cartoons/index.htm"> Cartoons </a> </li> </ul> </div> </div> </div> <div> <li class="eib-mega-menu__item eib-mega-menu__item--second"> <a class="eib-mega-menu__link" href="https://www.eib.org/de/videos/index.htm"> Videosammlung </a> </li> <div class="eib-mega-menu__third"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> </ul> </div> </div> </div> <div> <li class="eib-mega-menu__item eib-mega-menu__item--second"> <a class="eib-mega-menu__link" href="https://www.eib.org/de/events/index.htm"> Veranstaltungen </a> </li> <div class="eib-mega-menu__third"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> </ul> </div> </div> </div> <div> <li class="eib-mega-menu__item eib-mega-menu__item--second"> <a class="eib-mega-menu__link" href="https://www.eib.org/de/newsletters/index.htm"> Newsletter </a> </li> <div class="eib-mega-menu__third"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> </ul> </div> </div> </div> <div> <li class="eib-mega-menu__item eib-mega-menu__item--second"> <a class="eib-mega-menu__link" href="https://www.eib.org/de/registers/index.htm"> Öffentliches Register </a> </li> <div class="eib-mega-menu__third"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> </ul> </div> </div> </div> <div> <li class="eib-mega-menu__item eib-mega-menu__item--has-children eib-mega-menu__item--second"> EIB-Umfragen <svg width="11" height="17" viewbox="0 0 11 17" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M0 14.8775L6.43425 8.42915L0 1.98085L1.98085 0L10.41 8.42915L1.98085 16.8583L0 14.8775Z"></path> </svg> </li> <div class="eib-mega-menu__third"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/de/surveys/index.htm">Überblick</a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/de/surveys/climate-survey/index.htm"> EIB-Klimaumfrage </a> </li> </ul> </div> </div> </div> <div> <li class="eib-mega-menu__item eib-mega-menu__item--second"> <a class="eib-mega-menu__link" href="https://www.eib.org/de/media-centre/photos/index"> Fotoarchiv </a> </li> <div class="eib-mega-menu__third"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> </ul> </div> </div> </div> <div> <li class="eib-mega-menu__item eib-mega-menu__item--second"> <a class="eib-mega-menu__link" href="https://www.eib.org/de/infographics/index.htm"> Infografiken </a> </li> <div class="eib-mega-menu__third"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> </ul> </div> </div> </div> <div> <li class="eib-mega-menu__item eib-mega-menu__item--second"> <a class="eib-mega-menu__link" href="https://www.eib.org/de/about/at-a-glance/logo"> Unser Logo </a> </li> <div class="eib-mega-menu__third"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> </ul> </div> </div> </div> </ul> </div> </div> </div> <div class=""> <li class="eib-mega-menu__item eib-mega-menu__item--has-children eib-mega-menu__item--first"> Publikationen und Research <svg width="11" height="17" viewbox="0 0 11 17" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M0 14.8775L6.43425 8.42915L0 1.98085L1.98085 0L10.41 8.42915L1.98085 16.8583L0 14.8775Z"></path> </svg> </li> <div class="eib-mega-menu__second"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> <div> <li class="eib-mega-menu__item eib-mega-menu__item--second"> <a class="eib-mega-menu__link" href="https://www.eib.org/de/publications-research/index.htm">Überblick</a> </li> <div class="eib-mega-menu__third"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> </ul> </div> </div> </div> <div> <li class="eib-mega-menu__item eib-mega-menu__item--second"> <a class="eib-mega-menu__link" href="https://www.eib.org/de/publications/index.htm"> Publikationen </a> </li> <div class="eib-mega-menu__third"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> </ul> </div> </div> </div> <div> <li class="eib-mega-menu__item eib-mega-menu__item--has-children eib-mega-menu__item--second"> Unser Research <svg width="11" height="17" viewbox="0 0 11 17" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M0 14.8775L6.43425 8.42915L0 1.98085L1.98085 0L10.41 8.42915L1.98085 16.8583L0 14.8775Z"></path> </svg> </li> <div class="eib-mega-menu__third"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/de/publications-research/economics/index.htm">Überblick</a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/de/publications-research/economics/research/index.htm"> Volkswirtschaft </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/de/publications-research/economics/surveys-data/index.htm"> Umfragen und Daten </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/de/publications-research/economics/impact/index.htm"> Was die EIB bewirkt </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/de/stories/economics/index.htm"> Storys - Volkswirtschaft </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/de/publications-research/economics/conferences-networks/index.htm"> Fachkonferenzen und Research-Netzwerke </a> </li> </ul> </div> </div> </div> <div> <li class="eib-mega-menu__item eib-mega-menu__item--second"> <a class="eib-mega-menu__link" href="https://www.eib.org/de/infocentre/eib-open-data.htm"> Offene Daten der EIB </a> </li> <div class="eib-mega-menu__third"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> </ul> </div> </div> </div> <div> <li class="eib-mega-menu__item eib-mega-menu__item--second"> <a class="eib-mega-menu__link" href="https://www.eib.org/de/publications-research/open-learning/index.htm"> Online-Lerninhalte </a> </li> <div class="eib-mega-menu__third"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> </ul> </div> </div> </div> </ul> </div> </div> </div> <div class=""> <li class="eib-mega-menu__item eib-mega-menu__item--has-children eib-mega-menu__item--first"> Arbeiten bei der EIB <svg width="11" height="17" viewbox="0 0 11 17" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M0 14.8775L6.43425 8.42915L0 1.98085L1.98085 0L10.41 8.42915L1.98085 16.8583L0 14.8775Z"></path> </svg> </li> <div class="eib-mega-menu__second"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> <div> <li class="eib-mega-menu__item eib-mega-menu__item--second"> <a class="eib-mega-menu__link" href="https://www.eib.org/de/infocentre/eib-and-you.htm">Überblick</a> </li> <div class="eib-mega-menu__third"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> </ul> </div> </div> </div> <div> <li class="eib-mega-menu__item eib-mega-menu__item--has-children eib-mega-menu__item--second"> Karriere <svg width="11" height="17" viewbox="0 0 11 17" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M0 14.8775L6.43425 8.42915L0 1.98085L1.98085 0L10.41 8.42915L1.98085 16.8583L0 14.8775Z"></path> </svg> </li> <div class="eib-mega-menu__third"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/de/about/careers/index.htm">Überblick</a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/de/about/careers/diversity/index.htm"> Diversität und Inklusion </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/de/about/careers/how-to-apply/index.htm"> Unser Einstellungsverfahren </a> </li> </ul> </div> </div> </div> <div> <li class="eib-mega-menu__item eib-mega-menu__item--has-children eib-mega-menu__item--second"> Investor Relations <svg width="11" height="17" viewbox="0 0 11 17" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M0 14.8775L6.43425 8.42915L0 1.98085L1.98085 0L10.41 8.42915L1.98085 16.8583L0 14.8775Z"></path> </svg> </li> <div class="eib-mega-menu__third"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/de/investor-relations/index.htm">Überblick</a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/de/investor-relations/products/index.htm"> Wie sich die Bank refinanziert </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/de/investor-relations/sustainable-finance/index"> Climate and Sustainability Awareness Bonds </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/de/investor-relations/recentissues/index.htm"> Neueste Emissionen </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/de/investor-relations/outstanding-issues/index.htm"> Ausstehende Emissionen </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/de/investor-relations/press/index.htm"> Investor Relations News </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/de/investor-relations/publications/index.htm"> Investor-Relations-Publikationen </a> </li> <li class="eib-mega-menu__item eib-mega-menu__item--third"> <a class="eib-mega-menu__link" href="https://www.eib.org/de/investor-relations/newsletter/index.htm"> Investor Relations Newsletter </a> </li> </ul> </div> </div> </div> <div> <li class="eib-mega-menu__item eib-mega-menu__item--second"> <a class="eib-mega-menu__link" href="https://www.eib.org/de/about/partners/cso/index.htm"> Im Dialog mit der Zivilgesellschaft </a> </li> <div class="eib-mega-menu__third"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> </ul> </div> </div> </div> <div> <li class="eib-mega-menu__item eib-mega-menu__item--second"> <a class="eib-mega-menu__link" href="https://www.eib.org/de/about/procurement/index.htm"> Auftragsvergabe </a> </li> <div class="eib-mega-menu__third"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> </ul> </div> </div> </div> <div> <li class="eib-mega-menu__item eib-mega-menu__item--second"> <a class="eib-mega-menu__link" href="https://www.eib.org/de/media-centre/contact/index"> Kontakt </a> </li> <div class="eib-mega-menu__third"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> </ul> </div> </div> </div> </ul> </div> </div> </div> <div class=""> <li class="eib-mega-menu__item eib-mega-menu__item--has-children eib-mega-menu__item--first"> Leichte Sprache <svg width="11" height="17" viewbox="0 0 11 17" fill="none" xmlns="http://www.w3.org/2000/svg"> <path d="M0 14.8775L6.43425 8.42915L0 1.98085L1.98085 0L10.41 8.42915L1.98085 16.8583L0 14.8775Z"></path> </svg> </li> <div class="eib-mega-menu__second"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> <div> <div class="eib-mega-menu__third"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> </ul> </div> </div> </div> <div> <li class="eib-mega-menu__item eib-mega-menu__item--second"> <a class="eib-mega-menu__link" href="https://www.eib.org/de/easy-to-read/eib-at-a-glance"> Die EIB im Überblick </a> </li> <div class="eib-mega-menu__third"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> </ul> </div> </div> </div> <div> <li class="eib-mega-menu__item eib-mega-menu__item--second"> <a class="eib-mega-menu__link" href="https://www.eib.org/de/easy-to-read/global"> Die EIB und Entwicklung </a> </li> <div class="eib-mega-menu__third"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> </ul> </div> </div> </div> <div> <li class="eib-mega-menu__item eib-mega-menu__item--second"> <a class="eib-mega-menu__link" href="https://www.eib.org/de/easy-to-read/climate-action"> Die EIB und das Klima </a> </li> <div class="eib-mega-menu__third"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> </ul> </div> </div> </div> <div> <li class="eib-mega-menu__item eib-mega-menu__item--second"> <a class="eib-mega-menu__link" href="https://www.eib.org/de/easy-to-read/eib-smes"> Die EIB und KMU </a> </li> <div class="eib-mega-menu__third"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> </ul> </div> </div> </div> <div> <li class="eib-mega-menu__item eib-mega-menu__item--second"> <a class="eib-mega-menu__link" href="https://www.eib.org/de/easy-to-read/eib-ukraine"> Die EIB und die Ukraine </a> </li> <div class="eib-mega-menu__third"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> </ul> </div> </div> </div> <div> <li class="eib-mega-menu__item eib-mega-menu__item--second"> <a class="eib-mega-menu__link" href="https://www.eib.org/de/easy-to-read/covid-19-response"> Die EIB und Corona </a> </li> <div class="eib-mega-menu__third"> <div class="eib-mega-menu__container"> <span class="eib-mega-menu__back">back</span> <ul class="eib-mega-menu__list"> </ul> </div> </div> </div> </ul> </div> </div> </div> </ul> </div> <div class="eib-mega-menu__results"> <div class="eib-mega-menu__results-head"> <span class="eib-typography__secondary-label eib-mega-menu__search-label">Ergebnisse</span> <br /> <span class="eib-mega-menu__results-title">Top-5-Suchergebnisse</span> <a href="https://www.eib.org/de/search.htm" class="eib-typography__secondary-label eib-mega-menu__search-label eib-mega-menu__search-label--advanced">Alle Ergebnisse anzeigen <i class="far fa-arrow-right"></i></a> <a href="https://www.eib.org/de/search.htm" class="eib-typography__secondary-label eib-mega-menu__search-label eib-mega-menu__search-label--advanced-static">Erweiterte Suche <i class="far fa-arrow-right"></i></a> </div> <div class="eib-mega-menu__results-top"> <span class="eib-mega-menu__results-title-search-keywords">Häufigste Suchbegriffe</span> <ul class="eib-mega-menu__results-popular-queries"> </ul> </div> <div class="eib-mega-menu__results-page"> <span class="eib-mega-menu__results-title-search-most-visited">Meistbesuchte Seiten</span> <ul class="eib-mega-menu__results-popular-results"> </ul> </div> <ul class="eib-mega-menu__results-list"> </ul> </div> </div> </div> <div class="eib-mega-menu__overlay"></div> </menu> <div class="eib-header--title-only"> <div class="eib-title mt-20 pt-15"> <div class="eib-layout eib-layout--contained-col-6 eib-layout--align-left-contained"> <div class="breadcrumbs eib-typography__secondary-label pb-1"> <div class="breadcrumb-wrapper"> <div class="breadcrumbs-container"> <ul class="breadcrumbs breadcrumbs-list eib-typography__secondary-label"> <li class="breadcrumbs__home"> <a class="cursor-pointer sub-item" href="https://www.eib.org/de/index.htm"> Home </a> <span class="breadcrumbs-toggle" data-toggle="dropdown"> <i class="fa fa-arrow-right"></i> <ul class="dropdown-menu eib-typography__secondary-label" > <li class=""> <a class="cursor-pointer " href="https://www.eib.org/de/about/index.htm"> Wer wir sind </a> </li> <li class=""> <a class="cursor-pointer " href="https://www.eib.org/de/products/index.htm"> Unser Angebot </a> </li> <li class=""> <a class="cursor-pointer " href="https://www.eib.org/de/projects/index.htm"> Unsere Arbeit </a> </li> <li class=""> <a class="cursor-pointer " href="https://www.eib.org/de/infocentre/index.htm"> Mediencenter </a> </li> <li class=""> <a class="cursor-pointer " href="https://www.eib.org/de/publications-research/index.htm"> Publikationen und Research </a> </li> <li class=""> <a class="cursor-pointer " href="https://www.eib.org/de/infocentre/eib-and-you.htm"> Arbeiten bei der EIB </a> </li> <li class=""> <a class="cursor-default " href="#"> Leichte Sprache </a> </li> </ul> </span> </li> <li class=""> <a class="cursor-default sub-item" href="#"> Leichte Sprache </a> <span class="breadcrumbs-toggle" data-toggle="dropdown"> <i class="fa fa-arrow-right"></i> <ul class="dropdown-menu eib-typography__secondary-label" > <li class=""> <a class="cursor-pointer " href="https://www.eib.org/de/easy-to-read/eib-at-a-glance"> Die EIB im Überblick </a> </li> <li class=""> <a class="cursor-pointer " href="https://www.eib.org/de/easy-to-read/global"> Die EIB und Entwicklung </a> </li> <li class=""> <a class="cursor-pointer " href="https://www.eib.org/de/easy-to-read/climate-action"> Die EIB und das Klima </a> </li> <li class=""> <a class="cursor-pointer " href="https://www.eib.org/de/easy-to-read/eib-smes"> Die EIB und KMU </a> </li> <li class=""> <a class="cursor-pointer " href="https://www.eib.org/de/easy-to-read/eib-ukraine"> Die EIB und die Ukraine </a> </li> <li class=""> <a class="cursor-pointer " href="https://www.eib.org/de/easy-to-read/covid-19-response"> Die EIB und Corona </a> </li> </ul> </span> </li> </ul> </div> </div> </div> <div class=" eib-typography pt-0 mt-0"> <h1 class="eib-title__title eib-typography__title">Die Europäische Investitions·bank und kleine und mittlere Unternehmen</h1> </div> </div> </div> </div> </header> <main id="easy-to-read-content"> <section id="64270104078274" class="eib-section eib-section--grey contentText__component picture__component "> <div class="eib-layout eib-layout--main-8/sidebar-3 "> <div class="eib-layout__row"> <div class="eib-layout__main"> <div class="eib-component"> <div class="eib-content-text eib-typography__body contentText contentText__component eib-component--item"> <p>Kleine Unternehmen sind sehr wichtig.</p> <p>Viele Menschen arbeiten in kleinen Unternehmen.</p> <p>Die Wirtschaft ist nur stark,</p> <p>wenn es kleinen Unternehmen gut geht.</p> <p> </p> <p>Die meisten Unternehmen in Europa</p> <p>sind klein oder mittelgroß.</p> <p>Diese Unternehmen werden auch KMU genannt.</p> <p>KMU steht für kleine und mittlere Unternehmen.</p> </div> </div> </div> <div class="eib-layout__sidebar"> <div class="eib-component"> <figure class="eib-figure picture picture__component eib-component--item"> <picture class="lozad" style="display: block; min-height: 1rem" data-iesrc="https://www.eib.org/photos/download.do?documentId=48435762-b9c3-40dc-957f-7fc5a31d395a&binaryType=" data-alt=""> <source media="(max-width: 480px)" srcset="https://www.eib.org/photos/download.do?documentId=48435762-b9c3-40dc-957f-7fc5a31d395a&binaryType=M"> <source media="(max-width: 767px)" srcset="https://www.eib.org/photos/download.do?documentId=48435762-b9c3-40dc-957f-7fc5a31d395a&binaryType=WL"> <source media="(min-width: 768px)" srcset="https://www.eib.org/photos/download.do?documentId=48435762-b9c3-40dc-957f-7fc5a31d395a&binaryType=WXL"> <source media="(min-width: 1200px)" srcset="https://www.eib.org/photos/download.do?documentId=48435762-b9c3-40dc-957f-7fc5a31d395a&binaryType="> <img class="eib-rounded-item" src="data:image/jpeg;base64,/some_lqip_in_base_64==https://www.eib.org/photos/download.do?documentId=48435762-b9c3-40dc-957f-7fc5a31d395a&binaryType="> <figcaption class="eib-typography__primary-label pt-2"> </figcaption> </picture> </figure> </div> </div> </div> </div> </section> <section id="63769687731723" class="eib-section eib-section--white contentText__component picture__component "> <div class="eib-layout eib-layout--main-8/sidebar-3 "> <div class="eib-layout__row"> <div class="eib-layout__main"> <div class="eib-component"> <div class="eib-layout--contained-col-8 eib-component--title"> <h3 class="eib-heading-3 ">Wie geben wir kleinen und mittleren Unternehmen Geld?</h3> </div> <div class="eib-content-text eib-typography__body contentText contentText__component eib-component--item"> <p>Viele kleine und mittlere Unternehmen</p> <p>haben neue Ideen oder neue Produkte.</p> <p>Ihre Ideen und Produkte</p> <p>können anderen Menschen helfen oder die Umwelt schützen.</p> <p>Diese kleinen und mittleren Unternehmen</p> <p>können mehr Arbeit für die Menschen schaffen.</p> <p> </p> <p>Aber sie sind klein.</p> <p>Deshalb möchten die Banken ihnen</p> <p>oft kein Geld leihen.</p> <p>Die Banken glauben:</p> <p>Kleine und mittlere Unternehmen sind zu riskant.</p> <p> </p> <p>Aber kleine und mittlere Unternehmen</p> <p>brauchen Kredite von der Bank.</p> <p>Damit sie aus ihren Ideen</p> <p>Produkte machen können.</p> <p> </p> <p>Und wenn sie schon ein Produkt haben,</p> <p>können sie mit einem Kredit mehr davon machen.</p> <p>So können sie ein großes Unternehmen werden.</p> </div> </div> </div> <div class="eib-layout__sidebar"> <div class="eib-component"> <figure class="eib-figure picture picture__component eib-component--item"> <picture class="lozad" style="display: block; min-height: 1rem" data-iesrc="https://www.eib.org/photos/download.do?documentId=6ff5df22-b989-412c-b55c-a7ff3769abf7&binaryType=" data-alt=""> <source media="(max-width: 480px)" srcset="https://www.eib.org/photos/download.do?documentId=6ff5df22-b989-412c-b55c-a7ff3769abf7&binaryType=M"> <source media="(max-width: 767px)" srcset="https://www.eib.org/photos/download.do?documentId=6ff5df22-b989-412c-b55c-a7ff3769abf7&binaryType=WL"> <source media="(min-width: 768px)" srcset="https://www.eib.org/photos/download.do?documentId=6ff5df22-b989-412c-b55c-a7ff3769abf7&binaryType=WXL"> <source media="(min-width: 1200px)" srcset="https://www.eib.org/photos/download.do?documentId=6ff5df22-b989-412c-b55c-a7ff3769abf7&binaryType="> <img class="eib-rounded-item" src="data:image/jpeg;base64,/some_lqip_in_base_64==https://www.eib.org/photos/download.do?documentId=6ff5df22-b989-412c-b55c-a7ff3769abf7&binaryType="> <figcaption class="eib-typography__primary-label pt-2"> <span role="copyright" class="eib-typography__secondary-label">Qredits</span></figcaption> </picture> </figure> </div> </div> </div> </div> </section> <section id="22878905772976" class="eib-section eib-section--grey contentText__component picture__component "> <div class="eib-layout eib-layout--main-8/sidebar-3 "> <div class="eib-layout__row"> <div class="eib-layout__main"> <div class="eib-component"> <div class="eib-layout--contained-col-8 eib-component--title"> <h3 class="eib-heading-3 ">Kredite</h3> </div> <div class="eib-content-text eib-typography__body contentText contentText__component eib-component--item"> <p>Kleine und mittlere Unternehmen</p> <p>brauchen manchmal mehr Geld.</p> <p>Denn sie wollen ihre Produkte machen.</p> <p> </p> <p>Sie können das Geld</p> <p>von einer Bank leihen.</p> <p> </p> <p>Das nennt man:</p> <p>einen Kredit aufnehmen.</p> <p> </p> <p>Aber Banken finden das manchmal zu riskant.</p> <p>Sie wollen kleinen und mittleren Unternehmen deshalb keinen Kredit geben.</p> <p>Weil kleine und mittlere Unternehmen</p> <p>oft neue Unternehmen sind.</p> <p> </p> <p>Kleine und mittlere Unternehmen haben wenig Erfahrung.</p> <p>Sie können den Banken nicht beweisen,</p> <p>dass sie Gewinn machen können.</p> <p> </p> <p>Banken finden kleine und mittlere Unternehmen auch aus einem anderen Grund riskant:</p> <p>Kleine und mittlere Unternehmen</p> <p>haben nämlich oft wenig eigenes Geld.</p> <p>Dieses Geld heißt Eigen·kapital.</p> <p> </p> <p>Was ist unsere Aufgabe?</p> <p>Wir leihen kleinen und mittleren Unternehmen Geld.</p> <p>Wir gehen das Risiko ein.</p> <p>Denn wir gehören der Europäischen Union.</p> <p> </p> <p>Wir unterstützen die Europäische Union und die Wirtschaft.</p> <p>Wir brauchen keinen Gewinn zu machen.</p> <p> </p> <p>Wir geben kleinen und mittleren Unternehmen Kredit,</p> <p>auch wenn andere Banken das nicht tun.</p> <p>Weil kleine und mittlere Unternehmen</p> <p>wichtig sind für die Wirtschaft.</p> <p> </p> <p>Wenn wir kleinen und mittleren Unternehmen Kredit geben,</p> <p>dann machen das auch andere Banken.</p> <p> </p> <p>Kleine und mittlere Unternehmen zahlen eine Gebühr,</p> <p>wenn sie einen Kredit aufnehmen.</p> <p>Diese Gebühr heißt Zins.</p> <p> </p> <p>Der Zins für unsere Kredite</p> <p>ist sehr klein.</p> <p>Wir wollen keinen Gewinn machen.</p> <p>Das ist nicht unser Ziel.</p> <p>Wir wollen nur kleinen und mittleren Unternehmen helfen,</p> <p>damit sie Gewinn machen.</p> <p> </p> <p>Wir wollen, dass die Menschen</p> <p>in den kleinen und mittleren Unternehmen Arbeit finden.</p> </div> </div> </div> <div class="eib-layout__sidebar"> <div class="eib-component"> <figure class="eib-figure picture picture__component eib-component--item"> <picture class="lozad" style="display: block; min-height: 1rem" data-iesrc="https://www.eib.org/photos/download.do?documentId=d530c24f-02c5-496e-bf69-07e2446ddf38&binaryType=" data-alt=""> <source media="(max-width: 480px)" srcset="https://www.eib.org/photos/download.do?documentId=d530c24f-02c5-496e-bf69-07e2446ddf38&binaryType=M"> <source media="(max-width: 767px)" srcset="https://www.eib.org/photos/download.do?documentId=d530c24f-02c5-496e-bf69-07e2446ddf38&binaryType=WL"> <source media="(min-width: 768px)" srcset="https://www.eib.org/photos/download.do?documentId=d530c24f-02c5-496e-bf69-07e2446ddf38&binaryType=WXL"> <source media="(min-width: 1200px)" srcset="https://www.eib.org/photos/download.do?documentId=d530c24f-02c5-496e-bf69-07e2446ddf38&binaryType="> <img class="eib-rounded-item" src="data:image/jpeg;base64,/some_lqip_in_base_64==https://www.eib.org/photos/download.do?documentId=d530c24f-02c5-496e-bf69-07e2446ddf38&binaryType="> <figcaption class="eib-typography__primary-label pt-2"> </figcaption> </picture> </figure> </div> </div> </div> </div> </section> <section id="25555470562562" class="eib-section eib-section--white contentText__component picture__component "> <div class="eib-layout eib-layout--main-8/sidebar-3 "> <div class="eib-layout__row"> <div class="eib-layout__main"> <div class="eib-component"> <div class="eib-layout--contained-col-8 eib-component--title"> <h3 class="eib-heading-3 ">Garantien</h3> </div> <div class="eib-content-text eib-typography__body contentText contentText__component eib-component--item"> <p>Manchmal geben wir eine Garantie,</p> <p>wenn eine Bank einen Kredit</p> <p>an kleine und mittlere Unternehmen gibt.</p> <p> </p> <p>Denn manchmal zahlt ein kleines und mittleres Unternehmen</p> <p>den Kredit nicht zurück.</p> <p>Dann verliert die Bank Geld.</p> <p>Wir zahlen der Bank dann</p> <p>so viel Geld wie sie verloren hat.</p> <p> </p> <p>Die Bank hat weniger Risiko,</p> <p>wenn sie eine Garantie für ihren Kredit bekommt.</p> <p>Dann gibt sie gerne viele Kredite.</p> <p>Das ist gut für die Wirtschaft.</p> </div> </div> </div> <div class="eib-layout__sidebar"> <div class="eib-component"> <figure class="eib-figure picture picture__component eib-component--item"> <picture class="lozad" style="display: block; min-height: 1rem" data-iesrc="https://www.eib.org/photos/download.do?documentId=acf9e6ac-fe12-4cd0-8552-3b730990d830&binaryType=" data-alt=""> <source media="(max-width: 480px)" srcset="https://www.eib.org/photos/download.do?documentId=acf9e6ac-fe12-4cd0-8552-3b730990d830&binaryType=M"> <source media="(max-width: 767px)" srcset="https://www.eib.org/photos/download.do?documentId=acf9e6ac-fe12-4cd0-8552-3b730990d830&binaryType=WL"> <source media="(min-width: 768px)" srcset="https://www.eib.org/photos/download.do?documentId=acf9e6ac-fe12-4cd0-8552-3b730990d830&binaryType=WXL"> <source media="(min-width: 1200px)" srcset="https://www.eib.org/photos/download.do?documentId=acf9e6ac-fe12-4cd0-8552-3b730990d830&binaryType="> <img class="eib-rounded-item" src="data:image/jpeg;base64,/some_lqip_in_base_64==https://www.eib.org/photos/download.do?documentId=acf9e6ac-fe12-4cd0-8552-3b730990d830&binaryType="> <figcaption class="eib-typography__primary-label pt-2"> </figcaption> </picture> </figure> </div> </div> </div> </div> </section> <section id="73127080115619" class="eib-section eib-section--grey contentText__component picture__component "> <div class="eib-layout eib-layout--main-8/sidebar-3 "> <div class="eib-layout__row"> <div class="eib-layout__main"> <div class="eib-component"> <div class="eib-layout--contained-col-8 eib-component--title"> <h3 class="eib-heading-3 ">Beteiligungen</h3> </div> <div class="eib-content-text eib-typography__body contentText contentText__component eib-component--item"> <p>Wie helfen wir</p> <p>kleinen und mittleren Unternehmen?</p> <p>Meist geben wir ihnen einen Kredit.</p> <p> </p> <p>Manchmal kaufen wir auch einen Teil von einem</p> <p>kleinen und mittleren Unternehmen.</p> <p>Das nennt man Beteiligung.</p> <p> </p> <p>Manchmal können kleine und mittlere Unternehmen</p> <p>keine normalen Kredite bei einer Bank aufnehmen.</p> <p>Dann helfen wir ihnen mit einer Beteiligung.</p> <p> </p> <p>Aber meistens kaufen wir</p> <p>keine Teile von einem</p> <p>kleinen und mittleren Unternehmen.</p> <p> </p> <p>Wir beteiligen uns stattdessen an einem Fonds.</p> <p>Der Fonds beteiligt sich dann an</p> <p>kleinen und mittleren Unternehmen.</p> <p> </p> <p>Ein Fonds sammelt Geld von anderen Geld·gebern ein.</p> <p>Mit dem Geld macht er verschiedene Dinge.</p> <p> </p> <p>Wenn wir einem Fonds Geld geben,</p> <p>dann geben wir ihm das Geld meist</p> <p>länger als 10 Jahre.</p> <p> </p> <p>Der Fonds·verwalter entscheidet,</p> <p>was er mit dem Geld macht.</p> <p>Der Fonds·verwalter entscheidet,</p> <p>an welchem kleinen oder mittleren Unternehmen der Fonds sich beteiligt.</p> <p> </p> <p>Wir entscheiden das nicht.</p> <p>Das heißt: Wir halten uns zurück.</p> </div> </div> </div> <div class="eib-layout__sidebar"> <div class="eib-component"> <figure class="eib-figure picture picture__component eib-component--item"> <picture class="lozad" style="display: block; min-height: 1rem" data-iesrc="https://www.eib.org/photos/download.do?documentId=8ef478a7-65a6-4f53-ae8d-98ad37c59c7d&binaryType=" data-alt=""> <source media="(max-width: 480px)" srcset="https://www.eib.org/photos/download.do?documentId=8ef478a7-65a6-4f53-ae8d-98ad37c59c7d&binaryType=M"> <source media="(max-width: 767px)" srcset="https://www.eib.org/photos/download.do?documentId=8ef478a7-65a6-4f53-ae8d-98ad37c59c7d&binaryType=WL"> <source media="(min-width: 768px)" srcset="https://www.eib.org/photos/download.do?documentId=8ef478a7-65a6-4f53-ae8d-98ad37c59c7d&binaryType=WXL"> <source media="(min-width: 1200px)" srcset="https://www.eib.org/photos/download.do?documentId=8ef478a7-65a6-4f53-ae8d-98ad37c59c7d&binaryType="> <img class="eib-rounded-item" src="data:image/jpeg;base64,/some_lqip_in_base_64==https://www.eib.org/photos/download.do?documentId=8ef478a7-65a6-4f53-ae8d-98ad37c59c7d&binaryType="> <figcaption class="eib-typography__primary-label pt-2"> <span role="copyright" class="eib-typography__secondary-label">Shutterstock</span></figcaption> </picture> </figure> </div> </div> </div> </div> </section> <section id="40396307645919" class="eib-section eib-section--white contentText__component picture__component "> <div class="eib-layout eib-layout--main-8/sidebar-3 "> <div class="eib-layout__row"> <div class="eib-layout__main"> <div class="eib-layout--contained-col-8 eib-component--title eib-title--in "> <h3 class="eib-typography__title ">Was bieten wir kleinen und mittleren Unternehmen noch?</h3> </div> </div> </div> <div class="eib-layout__row"> <div class="eib-layout__main"> <div class="eib-component"> <div class="eib-layout--contained-col-8 eib-component--title"> <h3 class="eib-heading-3 ">Beratung</h3> </div> <div class="eib-content-text eib-typography__body contentText contentText__component eib-component--item"> <p>Wir haben viel Erfahrung.</p> <p>Deshalb beraten wir</p> <p>kleine und mittlere Unternehmen.</p> <p> </p> <p>Wir haben Fach·leute.</p> <p>Die Fach·leute kennen sich mit verschiedenen Arten von Unternehmen aus.</p> <p> </p> <p>Die Fach·leute helfen kleinen und mittleren Unternehmen.</p> <p>Sie bereiten Anträge vor.</p> <p>So können die Unternehmen eine Bank nach einem Kredit fragen.</p> <p> </p> <p>Oder unsere Fach·leute bereiten Anträge vor,</p> <p>damit die Unternehmen einen Zuschuss</p> <p>von der Europäischen Union bekommen.</p> </div> </div> </div> <div class="eib-layout__sidebar"> <div class="eib-component"> </div> </div> </div> </div> </section> <section id="68832493109383" class="eib-section eib-section--grey contentText__component picture__component "> <div class="eib-layout eib-layout--main-8/sidebar-3 "> <div class="eib-layout__row"> <div class="eib-layout__main"> <div class="eib-component"> <div class="eib-layout--contained-col-8 eib-component--title"> <h3 class="eib-heading-3 ">Wie beantragen Sie einen Kredit?</h3> </div> <div class="eib-content-text eib-typography__body contentText contentText__component eib-component--item"> <p>Wie bekommt ein kleines oder mittleres Unternehmen</p> <p>einen Kredit von der Europäischen Investitions·bank?</p> <p> </p> <p>Ein kleines und mittleres Unternehmen</p> <p>muss zeigen,</p> <p>wie erfolgreich es ist.</p> <p>Das heißt: Es braucht </p> <p>einen Nachweis über seine Finanzen.</p> <p> </p> <p>Es braucht ein schriftliches Dokument.</p> <p>Das Dokument muss klar zeigen:</p> <p>Wie sieht die Zukunft von dem Unternehmen aus?</p> <p>Das nennt man einen Geschäfts·plan.</p> <p> </p> <p>Das kleine und mittlere Unternehmen</p> <p>muss erklären:</p> <p>Wie hilft der Kredit dem Unternehmen?</p> <p>Es muss auch erklären:</p> <p>Wie gibt es das Geld</p> <p>aus dem Kredit aus?</p> <p>Das nennt man einen Investitions·plan.</p> </div> </div> </div> <div class="eib-layout__sidebar"> <div class="eib-component"> </div> </div> </div> </div> </section> <section id="28662936808614" class="eib-section eib-section--white contentText__component picture__component "> <div class="eib-layout eib-layout--main-8/sidebar-3 "> <div class="eib-layout__row"> <div class="eib-layout__main"> <div class="eib-component"> <div class="eib-layout--contained-col-8 eib-component--title"> <h3 class="eib-heading-3 ">Wie beantragen Sie einen Kredit?</h3> </div> <div class="eib-content-text eib-typography__body contentText contentText__component eib-component--item"> <p>Haben Sie ein kleines oder mittleres Unternehmen?</p> <p>Und wollen Sie einen Kredit aufnehmen?</p> <p>Dann gehen Sie zu einer Bank,</p> <p>die mit uns arbeitet.</p> </div> <div class="call-to-action float-left"> <a class="eib-button eib-button--primary eib-title__button mt-0" href="https://www.eib.org/products/loans/sme-mid-caps/intermediated-loans" > Lesen Sie mehr <em class="fa fa-arrow-right" > </em> </a> </div> </div> </div> <div class="eib-layout__sidebar"> <div class="eib-component"> </div> </div> </div> </div> </section> </main> <footer> <section id="50785966236750" class="eib-section eib-section--white contentText contentText__component eib-section--none eib-size--strecht"> <div class="eib-layout eib-layout--fluid eib-layout--single-column"> <div class="eib-content-text eib-typography__body eib-component--item"> <div class="eib-footer eib-footer--full" id="footer"><!--POP UP NEWSLETTER ON FOOTER START--> <div class="popup-lightbox popup-newsletter-wrapper lightbox-overlay"> <div class="newsletter-cookie"> <div class="popup-newsletter"><a class="fa fa-close color-eib-blue close-btn"> </a> <div class="newsletter-popup"> <div class="mj-form form-inline"> <div class="newsletter-popup__header"><span class="color-eib-blue fa-5x fa-envelope-open-text fal padding-bottom-40"> </span> <span class="eib-footer__title eib-section-title">NEWSLETTER ABONNIEREN</span> <p>Aktuelle Informationen über die Tätigkeit der EIB-Gruppe in Europa und weltweit.</p> <label class="developement-checkbox"> <input type="checkbox" value="true" />Ich möchte auch News über die Entwicklungslösungen der EIB erhalten</label> <label class="publications-checkbox"> <input type="checkbox" value="true" />Ich möchte auch die EIB-Veröffentlichungen erhalten</label> <div class="eib-form-success"><span class="success-email">Danke, dass Sie unseren Newsletter abonnieren </span></div> </div> <form action="" class="eib-footer__subscription eib-footer__subscription-pop newsletter-form"><input class="eib-footer__input" placeholder="E-Mail-Adresse" type="email" /> <div class="newsletter-next-step next-step next">Weiter</div> <select class="eib-footer__select eib-footer__select optional-affiliation"><option disabled="disabled" selected="selected" value="">Wo arbeiten Sie momentan?</option><option value="Government">Staat</option><option value="International/Multilateral/Bilateral organisation">Internationale/multilaterale/bilaterale Organisation</option><option value="National Promotional Bank">Nationale Förderbank</option><option value="EU institution">Organe und Einrichtungen der EU</option><option value="Private sector">Privater Sektor</option><option value="Civil society/NGO">Zivilgesellschaft/NGO</option><option value="Academia">Wissenschaft</option><option value="Student">Ausbildung/Studium</option><option value="Media/Press">Medien/Presse</option><option value="Other">Sonstige</option> </select><button class="submit-newsletter__button eib-footer__button" type="submit"><span class="default">Send</span> <span class="success"> Done </span></button> <div class="plane"> <div class="left"> </div> <div class="right"> </div> </div> <button class="submit-newsletter__button eib-footer__button" type="submit"></button> <div class="eib-form-helper"><span class="helper-email">Bitte verwenden Sie eine gültige E-Mail-Adresse</span></div> </form> </div> </div> </div> </div> </div> <!--POP UP NEWSLETTER ON FOOTER END --> <div class="eib-footer__layout"> <div class="eib-footer__row"> <div class="eib-footer__col"><img alt="European Investment Bank" class="eib-footer__logo lozad" src="/img/logos/logo23/eib-logo-hori-de.svg" /> <p>© Europäische Investitionsbank <span id="footer-current_year">2024</span></p> </div> <div class="eib-footer__col"><span class="eib-footer__title eib-section-title">Informationen</span> <ul class="eib-footer__menu"> <li class="eib-footer__menu-item"><a class="eib-footer__menu-link" href="/de/about/careers/work-with-us.htm">Arbeiten bei der EIB</a></li> <li class="eib-footer__menu-item"><a href="/de/investor-relations/index">Investor Relations</a></li> <li class="eib-footer__menu-item"><a class="eib-footer__menu-link" href="/de/media-centre/contact/index">Kontakt</a></li> <li class="eib-footer__menu-item"><a class="eib-footer__menu-link" href="/de/privacy/index.htm">Datenschutz</a></li> <li class="eib-footer__menu-item"><a class="eib-footer__menu-link" href="/de/terms-of-use.htm">Nutzungsbedingungen</a></li> </ul> </div> <div class="eib-footer__col"><span class="eib-footer__title eib-section-title">NEWSLETTER ABONNIEREN</span> <p>Aktuelle Informationen über die Tätigkeit der EIB-Gruppe in Europa und weltweit</p> <form action="" class="eib-footer__subscription eib-footer__subscription-footer newsletter-form"><input class="eib-footer__input" placeholder="E-Mail-Adresse" type="email" /> <div class="newsletter-next-step next-step next">Weiter</div> <select class="eib-footer__select eib-footer__select optional-affiliation"><option disabled="disabled" selected="selected" value="">Wo arbeiten Sie momentan?</option><option value="Government">Staat</option><option value="International/Multilateral/Bilateral organisation">Internationale/multilaterale/bilaterale Organisation</option><option value="National Promotional Bank">Nationale Förderbank</option><option value="EU institution">Organe und Einrichtungen der EU</option><option value="Private sector">Privater Sektor</option><option value="Civil society/NGO">Zivilgesellschaft/NGO</option><option value="Academia">Wissenschaft</option><option value="Student">Ausbildung/Studium</option><option value="Media/Press">Medien/Presse</option><option value="Other">Sonstige</option> </select><button class="submit-newsletter__button eib-footer__button" type="submit"><span class="default">Send</span> <span class="success"> Done </span></button> <div class="plane"> <div class="left"> </div> <div class="right"> </div> </div> <button class="submit-newsletter__button eib-footer__button" type="submit"></button> <div class="eib-form-helper"><span class="helper-email">Bitte verwenden Sie eine gültige E-Mail-Adresse</span></div> <div class="eib-form-success"><span class="success-email">Danke, dass Sie unseren Newsletter abonnieren </span></div> </form> <div class="mt-5 recaptcha-wrapper"> <p>Dieses Formular ist durch reCAPTCHA und die Google-<a href=" https://policies.google.com/privacy">Datenschutzerklärung geschützt</a> <span>Es gelten die <a href=" https://policies.google.com/terms">Nutzungsbedingungen.</a></span></p> </div> </div> </div> <div class="eib-footer__sub-footer"> <div class="eib-footer__social-media"><a class="eib-footer__social-media-item" href="/rss/index.htm" title="Rss"><em class="fa fa-lg fa-rss"> </em> </a> <a class="eib-footer__social-media-item" href="http://www.facebook.com/EuropeanInvestmentBank" target="_blank" title="Facebook"> <em class="fa-facebook-f fa-lg fab"> </em> </a> <a class="eib-footer__social-media-item" href="http://www.linkedin.com/company/9360" target="_blank" title="Linkedin"> <em class="fa-lg fa-linkedin-in fab"> </em> </a> <a class="eib-footer__social-media-item" href="http://twitter.com/EIB" target="_blank" title="Twitter"> <em class="fa-brands fa-lg fa-x-twitter"> </em> </a> <a class="eib-footer__social-media-item" href="http://www.youtube.com/EIBtheEUbank" target="_blank" title="Youtube"> <em class="fa-lg fa-youtube fab"> </em> </a> <a class="eib-footer__social-media-item" href="https://www.instagram.com/europeaninvestmentbank/" target="_blank" title="Instagram"> <em class="fa-instagram fa-lg fab"> </em> </a></div> <!-- <div class="eib-footer__partners"><a class="eib-footer__partner" href="https://www.eif.org/" target="_blank"><img alt="European Investment Bank Group" class="eib-footer__partner-image" src="/img/logos/logo23/eib-logo-group-en.svg" /></a></div>--></div> </div> </div> <!-- Cookies policy popup --> <div class="cookies-home_overlay"><span class="hide"> </span></div> <div class="cookies-home bg-color-dark-blue " id="eib-popup-policy"> <div class="cookies-home__top"> <div class="cookies-home__toggle--close"> </div> </div> <div class="cookies-home__description"> <div class="cookies-home__desc-wrap container container-col-8"> <p>Wir verwenden auf unserer Website anonymisierte Cookies, um Ihnen das bestmögliche Nutzererlebnis zu bieten und aggregierte Statistiken zu erstellen. Dabei kommen keine Cookies für Online-Werbung zum Einsatz.</p> <button class="eib-button eib-button--primary eib-title__button cookies-home__button-close" id="accept_cookies_footer" type="button"><em class="fa-check fas"> </em> Alle akzeptieren</button><button class="eib-button eib-button--primary eib-title__button cookies-home__button-close" id="refuse_cookies_footer" type="button"><em class="fa-times fas"> </em>Lehnen Sie nicht notwendige Cookies ab</button><a class="eib-button eib-button--secondary eib-title__button cookies-home__btn-close--cookie" href="/privacy/cookies.htm" title="Privacy">Cookies verwalten <em class="fa-arrow-right fas"> </em></a></div> </div> </div> <!-- Cookies policy HR popup --> <div class="cookies-hr bg-color-blue-second " id="hr-popup-policy"> <div class="cookies-hr__top"> <div class="cookies-hr__toggle--close"> </div> </div> <div class="cookies-hr__description"> <div class="cookies-hr__desc-wrap container container-col-8"> <h3>Cookies in unserem Karrierebereich</h3> <p style="margin-bottom: 30px;">Wir verwenden auf unserer Website anonymisierte Cookies, um Ihnen das bestmögliche Nutzererlebnis zu bieten und aggregierte Statistiken zu erstellen. Cookies von Dritten für Online-Werbung kommen nur nach Ihrer Zustimmung zum Einsatz.</p> <button class="eib-button eib-button--primary eib-title__button cookies-home__btn-close--cookie" id="accept_cookies_hr_footer" type="button"><em class="fa-check fas"> </em> Alle akzeptieren</button><button class="eib-button eib-button--primary eib-title__button cookies-home__btn-close--cookie" id="refuse_cookies_footer" type="button"><em class="fa-times fas"> </em>Lehnen Sie nicht notwendige Cookies ab</button><a class="eib-button eib-button--secondary eib-title__button cookies-home__btn-close--cookie" href="/eib.org/privacy/cookies" title="Privacy">Cookies verwalten <em class="fa-angle-right fas"> </em> </a></div> </div> </div> <div class="eib-footer__alert eib-footer__alert--ukraine"><a class="fa fa-close close-btn"> </a> <div class="eib-layout eib-layout--contained-col-10"><a href="/eib.org/projects/regions/eastern-neighbours/ukraine/eib-solidarity">Aktuelles zur EIB-Hilfe für die Ukraine </a></div> </div> <!-- <div class="popup-lightbox popup-message lightbox-overlay"> <div class="popup-container"> <div class="popup-box"><a class="fa fa-close fa-times color-eib-blue close-btn"> </a> <div class="popup-wrapper"> <div class="popup-content"> <p class="eib-body__text">Diese Woche begehen wir den Internationalen Tag der Menschen mit Behinderung. Vielfalt macht den Menschen aus und ist ein Grundwert der Europäischen Union. Als Bank der EU fördern wir <a class="color-blue" href="https://www.eib.org/about/careers/diversity/index.htm"> Vielfalt und Inklusion </a> bei allem, was wir tun.</p> <a class="color-blue float-right mt-3" href="https://www.eib.org/">Zurück zur Homepage</a></div> </div> </div> </div> </div> --> </div> </div> </section> </footer> <script charset="UTF-8" src="//tech.eib.org/_tools/front/js/framework/_rareloop/video.js" type="text/javascript"></script> <script charset="UTF-8" src="https://www.gstatic.com/charts/loader.js" type="text/javascript"></script> <script type="text/javascript" src="https://app.mailjet.com/statics/js/iframeResizer.min.js"></script> <script type="text/javascript" src="//cdn.curator.io/5.0/curator.embed.js"></script> <script src="https://ajax.googleapis.com/ajax/libs/jquery/3.5.1/jquery.min.js"></script> <script src="//tech.eib.org/_tools/mix/javascript/vendor.js?v=1"></script> <script charset="UTF-8" src="//tech.eib.org/_tools/front/js/framework/include-piwik.js" type="text/javascript"></script> <script type="text/javascript" src="//tech.eib.org/_tools/front/js/framework/external/lozad/lozad.min.js"></script> <script src="//tech.eib.org/_tools/mix/javascript/all-js-rl.js?v=1.26"></script> <script src="//tech.eib.org/_tools/front/js/framework/external/gsap/gsap.min.js"></script> <script src="https://tech.eib.org/_tools/front/js/framework/swiper-bundle.min.js?v=1.1"></script> <script charset="UTF-8" src="//tech.eib.org/_tools/front/js/framework/fancybox/jquery.fancybox.pack.js" type="text/javascript"></script> <script charset="UTF-8" src="//tech.eib.org/_tools/front/js/framework/fancybox/jquery.fancybox-media.js" type="text/javascript"></script> <script charset="UTF-8" src="//tech.eib.org/_tools/front/js/framework/fancybox/init-fancybox.js" type="text/javascript"></script> <script charset="UTF-8" src="//tech.eib.org/_tools/front/js/generic/jquery-eib.js?v=2.183" type="text/javascript"></script> <script charset="UTF-8" src="//tech.eib.org/_tools/front/js/generic/fm-eib.js?v=1.93" type="text/javascript" defer></script> <script charset="UTF-8" src="//tech.eib.org/_tools/front/js/framework/_rareloop/search-form.js " type="text/javascript"></script> <script charset="UTF-8" src="//tech.eib.org/_tools/mix/javascript/gallery/thumbnail-gallery.js?v=1.1"></script> <script src="//tech.eib.org/_tools/front/js/framework/external/gsap/ScrollTrigger.min.js"></script> <script charset="UTF-8" src="//tech.eib.org/_tools/mix/javascript/gsap/project-submenu.js?v=1.05"></script> <script charset="UTF-8" src="//tech.eib.org/_tools/front/js/framework/_rareloop/video.js?v=0.2" type="text/javascript"></script> <script charset="UTF-8" src="//tech.eib.org/_tools/front/js/generic/cookies-policy.js" type="text/javascript"></script> <script charset="UTF-8" src="//tech.eib.org/_tools/front/js/framework/_rareloop/panels.js?v=0.3" type="text/javascript" defer></script> <script charset="UTF-8" src="//tech.eib.org/_tools/front/js/framework/modules/jumplinks-menu/jumplinks-menu.js?v=0.2" type="text/javascript"></script> <script charset="UTF-8" src="//tech.eib.org/_tools/mix/javascript/pdf-icon.js?version=1.3"></script> <script charset="UTF-8" src="//tech.eib.org/_tools/front/js/framework/page/unsubscribe.js?v=0.2"></script> <script charset="UTF-8" type="text/javascript" src="https://www.google.com/recaptcha/api.js?render=6LcjUSEbAAAAAF6hKLIbnKDrSSCkvtvJ7SuFclap"></script> </body> </html>