人生第一套！北京首套房票使用攻略-乐居买房指南

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</a> </div>                            <div class="ztt_outer ztt_outer_h ">  <div class="ztt_blk ztt_zw "> <h2>人生第一套！北京首套房票使用攻略</h2> <div class="info "> <span class="l "><a href="# ">乐居买房</a>2021-12-30 23:28:50</span> </div> <div class="con "> <p style="text-align: left;">随着北京首次置业的年龄平均线逐年降低，面临买房问题的网友日益年轻化。北京买社群内关于「首套房票怎么用才能恰当好处？」这类问题的出现频率越来越高。遂将大家常问的高频问题整合起来，旁观“北上广深”中另三座城市，房价一路上涨。在“房住不炒”这场大考中，显然北京的答卷最令人满意。</p><p style="text-align: left;">虽说北京楼市整体均价有所下降，但好地段的房子，从不愁卖。此外，楼市正值岁末，不少新房项目都有释放特价房源。二手房方面，市场由买家主导的情况预计或将持续到年底，这些对于咱手握房票想要近期上车的朋友们来说，都是极好的消息。</p><p style="text-align: left;">年轻人首次面对置业问题时，多半要经历以下两大关卡。</p><p style="text-align: left;"><strong>心理关</strong></p><p style="text-align: left;">买房时动用 6个钱包，双方老人是否支持是个问号，这对成年人的心理承受能力也着实是个考验。首先，要对老人的反应有预警，长辈可能会有“六个钱包助你买房，几个钱包供我养老？”的担忧。咱们在心理上一定要对此有所准备，也要主动换位思考去理解长辈。其次，要坚信自己没做错。用长辈的钱，在一线城市添置套房产，可以很好地沉淀财富，实现资产保值，何乐而不为？最后，要尝试用些措施来消除长辈的顾虑，包括签订有法律效力的欠条、房产署名加上父母等。</p><p style="text-align: left;"><strong>算术关</strong></p><p style="text-align: left;">首先一点，要用发展的眼光去预估首付及还贷能力，因为新房项目是盖板后才开始还贷款，要将期间的收入上浮考虑进去。再有，要尽可能的将自己的收入转化为资产，买房时首付往上踮起脚尖够一够。对于这点，咱不妨去想象资产的增长和工资收入的上涨变化的两条曲线。回望过去十年，把对比放在一个较长的时间维度内，你会发现，每当大的经济浪潮来袭时，房产等优质资产总是那个率先涨满的蓄水池，而工资等固定收入往往是最后才乘浪而起，上浮程度也要远小于房产的增长比例。</p><p style="text-align: left;"><strong>那么，新房怎样能淘到笋盘、花式捡漏儿？</strong><br/></p><p style="text-align: left;">新房出售时，开发商为满足政府批复的整体销售均价限制，在制定一房一价表时，可能出现房源素质相近的两套房之间有较大价差的情况。所以建议您把自己中意的房源在楼栋图中都标注出来，再将各房源的价格填充进去，形成一张“立体”一房一价表，从中找寻同类房源中价格最优的那套即可。</p><p style="text-align: left;">先摸清自己的预算和个性需求，尝试用公式将自己的需求列出来：房源得分=A+B+C···+Z，可能其中A代表学区，B代表商业配套，C代表岳母大人是否满意.....满分100，把各项需求按在心中所占比重去设置分值，逐一打分，最后求个总和。然后死盯按需求匹配出的片区/具体房源，等待“漏儿”的出现。挖掘一些性价比高的笋户型，比如带上下跃、露台的变异户型，实际使用面积远超房本面积，住着宽绰。并且乍一看总价虽贵，但您按使用面积折合出的单价想想，性价比就显现出来了。</p> </div> </div> </div>  <div class="tols"> <a href="https://baike.leju.com/bj-6882323102546833410.html"> <div class="item"> <span>上一篇：</span> <p>验房是否有必要带验房师，验房结果不满意可以退房么？</p> </div> </a> <a href="https://baike.leju.com/bj-6882338392840122370.html"> <div class="item"> 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class="houseInfo "> <a href="http://m.leju.com/touch/house/bj/190505/#ln=m_xf_baike_tuijian3"> <div class="imgbox "> <img src="//cdn.leju.com/data_house/V2/build/images/default_m.jpg"> </div> <h2> 金隅·花溪云锦 <i>待售</i> </h2> <div class="address "> 通州<span class="line "></span>建面108~153㎡ </div> <div class="price "> 售价待定 </div> <div class="tags "> <span class="tag ">住宅</span> <div class="status "> 花园洋房科技住宅 </div> </div> </a> </div> </li> <li> <div class="houseInfo "> <a href="http://m.leju.com/touch/house/bj/190506/#ln=m_xf_baike_tuijian4"> <div class="imgbox "> <img src="https://ess.leju.com/house/encrypt/mGOPaV1oinmdqWaqq9l2lmplpN6O06nOn5rYr5Vi16ebiLaGZnynnIFnrKi50penkaewyneydLyEgc3TuHjLgpWXl3tprZCsh56Pqq2YhciBZcO2ZZGa05yf_wmrmZbEbGhsbG5wmpnKyo1hlA%3D%3D_cm120X90.jpeg"> </div> <h2> 保利建工嘉华天珺 <i>在售</i> </h2> <div class="address "> 海淀<span class="line "></span>建面88~172㎡ </div> <div class="price "> 售价待定 </div> <div class="tags "> <span class="tag ">住宅</span> <div class="status "> 国央联合海淀豪宅精装交付 </div> </div> </a> </div> </li> <li> <div class="houseInfo "> <a href="http://m.leju.com/touch/house/bj/190307/#ln=m_xf_baike_tuijian5"> <div class="imgbox "> <img src="https://ess.leju.com/house/encrypt/mGOPaV2wbpuohpiwz6eZrIKCo6d2mnuZn6TZzq5h1Km7YZugpa6oqKKJeNWsmqikj53GtYawnLh4pqivuIqqp9uh23lzoKqDm5lnx7iUfc2jdq2oapGa05yf_wmrmZbEbGhsbG5wmpnKyo1hlA%3D%3D_cm120X90.jpeg"> </div> <h2> 颐海澐颂 <i>待售</i> </h2> <div class="address "> 海淀<span class="line "></span>建面97~171㎡ </div> <div class="price "> 约<em>93000</em>元/㎡ </div> <div class="tags "> <span class="tag ">住宅</span> <div class="status "> 位于地铁沿线，建华学校旁 </div> </div> </a> </div> </li> </ul>  <div class="sf_public_box ">                                                 <div class="sf_content_statementOut "> <div class="sf_content_statement "> 重要提示：本页面内容，旨在为满足广大用户的信息需求而采集提供，并非广告服务性信息。页面所载内容不代表本网站之观点或意见，仅供用户参考和借鉴，最终以开发商实际公示为准。商品房预售须取得《商品房预售许可证》，用户在购房时需慎重查验开发商的证件信息。本页面所提到房屋面积如无特别标示，均指建筑面积。 </div> </div> <div class="sf_content_crumbs "> <a href="https://baike.leju.com/">乐居百科</a><span class="line"></span><a href="https://baike.leju.com/bj/zbmf/">准备买房</a><span class="line "></span><cite><a href="https://baike.leju.com/bj/zbmf-2/">购房能力</a></cite> </div> </div>                                                       </div>                                                                             <div class="sf_footer "> <div class="seoLogo "> <i></i> </div> <div class="channel "> <span><a href="//m.leju.com/house/bj/s/ ">新房</a></span><span><a href="//m.leju.com/touch/esf/bj/ ">二手房</a></span><span><a href="//jiaju.sina.cn/ " rel="nofollow ">家居</a></span><span><a href="http://m.7gz.com/?city=bj " rel="nofollow ">装修</a></span> </div> <div class="nav "> <a href="//m.leju.com/m.leju.com/static_html/license.html " rel="nofollow ">证照资质</a><i></i> <a href="//m.leju.com/set_city.html?mod=index ">网站地图</a><i></i> <a href="//m.leju.com/set_city.html?mod=touch_house_index ">全国新房</a><i></i> <a href="//m.leju.com/house/bj/housesitemap/ ">楼盘地图</a><i></i><a href="//m.leju.com/tools/ ">房贷计算器</a> </div> <div class="ba ">京ICP证B2-20180524号京公安备案11010502039463号</div>  </div>    <script src="//res.leju.com/assets/app/touch/v6/jweixin-1.6.0.js"></script> <script src="//res.leju.com/assets/modules/wxshare/v2/wxshare.js?v2"></script> <script type="text/javascript"> wxShare.init({ title: "人生第一套！北京首套房票使用攻略", desc: "随着北京首次置业的年龄平均线逐年降低，面临买房问题的网友日益年轻化。北京买社群内关于「首套房票怎么用才能恰当好处？」这类问题的出现频率越来越高。遂将大家常问的高频问题整合起来，旁观“北上广深”中另三座城市，房价一路上涨。在“房住不炒”这场大考中，显然北京的答卷最令人满意。虽说北京楼市整体均价有所下降，但好地段的房子，从不愁卖。此外，楼市正值岁末，不少新房项目都有释放特价房源。", link: "https://baike.leju.com/bj-6882334944778301441.html?xcx=0", imgUrl: "http://res.leju.com/resources/app/touch/news/v1/images/share_logo.png" }); </script> <script type="text/javascript"> var isdirect = "1"; // 是否直营城市 var forbidden_words_status = '1'; //禁词 var pageConf = { baseParam: { city: "bj", id: "6882334944778301441", //新闻id hid: "0", type: "news", zid: "", topcolumn: "新房知识", uid: "0", //用户id author_uid: "0", //乐居号 authorid is_app: "0", user_agent: "browser", back_url: "/circle/www.html", lz_status: "0", //留咨弹窗样式 refer: "0", app: "lejuplatform://buyhousecircle/entry", //APP链接 }, urls: { searchMemberGroup: "//huodong.leju.com/api/searchMemberGroup?sync=1", //获取群号 getNewsHouseCard: "//m.leju.com/m.leju.com/index.php?site=js&ctl=House&act=getNewsHouseCard", //获取楼盘卡片接口 followUser: "//m.leju.com/m.leju.com/index.php?site=js&ctl=users&act=followUser", //乐居号关注或取关 urlCollect: "//m.leju.com/m.leju.com/?site=js&ctl=js&act=get_collect_data&type=zx_xq&city=www&custom_id=6864481631022134676", // 收藏接口 urlCollected: "//m.leju.com/m.leju.com/?site=js&ctl=js&act=if_collect_data&type=zx_xq&city=www&custom_id=6864481631022134676", // 是否收藏 getNewsHids: "//m.leju.com/m.leju.com/?site=js&ctl=News&act=getnewshids", //根据批量楼盘获取新闻 getNewsFloat: "//m.leju.com/m.leju.com/?site=js&ctl=News&act=getNewsFloat", //取底部浮层信息 getFangshouData: "//m.leju.com/m.leju.com/?site=js&ctl=News&act=getfangshouyouxuan&news_type=news&city=www", //取房首标签数据 getCitySpecialData: "//m.leju.com/m.leju.com/?site=js&ctl=News&act=getCitySpecial&city=www&type=news", //取城市专题数据 noCheckedLz: "//m.leju.com/m.leju.com/?site=js&ctl=News&act=lzNoChecked&id=6864481631022134676&news_type=news", //手机号留咨 floatLayerData: "//m.leju.com/m.leju.com/?site=js&ctl=News&act=floatLayerData&id=6864481631022134676&city=www&type=news", //取浮层页面数据 xcxWatchInfo: "//m.leju.com/m.leju.com/?site=js&ctl=News&act=getXcxWatchInfo&city=www&type=news&id=6864481631022134676", // 小程序围观信息 getXcxUrl: "//m.leju.com/m.leju.com/index.php?site=js&ctl=users&act=getScheme", //获取跳转小程序URL getCloudThemeList: "//m.leju.com/m.leju.com/index.php?site=js&ctl=Topic&act=getCloudThemeList&city=www", // 云主题评测入口 getWxXcxUrl: "//m.leju.com/m.leju.com/index.php?site=js&ctl=index&act=wxxcx_url", //获取小程序链接 getHouseReviewQcorde: "//m.leju.com/m.leju.com/index.php?site=js&ctl=House&act=getHouseReviewQcorde", //评测二维码 getCommunity: "//m.leju.com/m.leju.com/index.php?site=js&ctl=QrCode&act=getCommunity&sync=1&type=4&qrcode=1", //企业微信二维码 getCaiJingUrl: "", //财经活动url getCaiJingImg: "", //财经活动图片 } } </script> <script> //异步统计参数 var tongJiConfig = { city_topic: '#ln=m_news_info_zhuanti', // 城市专题 touch_open_app_click: "data-lejutj-event-name=\"touch_xzapp_click\" data-lejutj-event-params='{\"bid\":\"4\",\"city_en\":\"bj\",\"level1_page\":\"news\",\"level2_page\":\"new_info\",\"custom_id\":\"6882334944778301441\",\"hid\":\"\",\"tel1\":\"\",\"tel2\":\"\",\"loc_source\":\"hengqie\",\"news_source\":\"\",\"news_origin\":\"\",\"is_login\":\"\",\"pagetype\":\"\"}'", //打开APP-横切 } //各种来源数据 var QQBrowser_source = { //1.无优惠和活动的时默认留咨 2.居里咨询师留咨（评论） level_source: "", liuzi_addConsult: "", //置业顾问-动态留咨 liuzi_addDongtai: "", //400电话标识位 phone_400_bs: "8", //订阅功能 subsource: "", //关注 follow_subsource: "", //im localsource: "", //400电话和置业顾问接口传参数是否是eju专题的数据 is_eju: "", } </script> <script type="text/javascript " src="//res.leju.com/scripts/libs/zepto/v1/zepto.js "></script> <script> var apiconfig = { city: "bj", } var pageConfig = {} var comment = {} </script>  <script type="text/javascript" src="//res.leju.com/assets/modules/lejushare/v4/lejushare.js"></script> <script src='//res.leju.com/assets/app/comment-fe/v4/comment.js'></script> <script type="text/javascript" src="//res.leju.com/assets/app/leju-baike/v1/lejubaike.js"></script> <script type="text/javascript" src="//res.leju.com/assets/app/leju-baike/v1/new.js"></script> <script type="text/javascript" src="//cdn-zb.leju.com/js/lejuplayer_2.1.0.min.js"></script> <script type="text/javascript" src="//res.leju.com/assets/modules/cardgroup/v1/cardgroup.js"></script> <script> var swiper1 = new Swiper('#swiper1', { autoplay: 2000, direction: 'horizontal', loop: true, //分页器 pagination: '.swiper-pagination', paginationType: 'bullets', paginationClickable: true, paginationElement: 'a', }); var swiper4 = new Swiper('#swiper4', { slidesPerView: 'auto' }); // var qrcode = new QRCode(document.getElementById("qrcode"), { // width: 140, // height: 140 // }); // let url = 'http://www.runoob.com'; // qrcode.makeCode(url); </script> <script type="text/javascript" src="https://cdn-zb.leju.com/statistics/prod/index.umd.min.js"></script> <script> window.pageDetail = { app_key: '99C71880CF9EBFD3',//见如上说明，必传 sdk_key: '99C71880CF9EBFD3',//见如上说明，必传 loc_province: '',//传页面城市的省份 loc_city: 'bj',//传页面城市，区分城市的页面必传 cityen: 'bj',//传页面cityen值 citypub: 'bj',//传页面citypub值，区分城市的页面必传 uid: '',//传登录用户的乐居用户系统的uid，登录用户必传 custom_id: '6882334944778301441',//传页面custom_id值 long: '',//传页面定位的经度 lat: '',//传页面定位的纬度 }; var new_tongji_config = { page: [ { pageId: 0, pageUrl: window.location.origin + window.location.pathname, isAuto: 1, elementType: ['button', 'img', 'a', 'span', 'em', 'h1', 'h2', 'h3', 'h4', 'i'], defaultElementType: ['button', 'img', 'a', 'span', 'em', 'h1', 'h2', 'h3', 'h4', 'i'], customize: [], }, ], }; window.onload = function () { window.record.init({ app_id: window.pageDetail.app_key, uid: window.pageDetail.uid, dev: 'pre', //测试环境用dev，正式环境用pre config: new_tongji_config, }); }; </script> </body> </html>

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人生第一套！北京首套房票使用攻略-乐居买房指南